WORCESTER Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Worcester averaged
7.43%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.09% and
one month ago for the week of 2026-10-01, the
average rate was 7.53%.
Worcester's average rate one year ago was 6.22%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.27%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Worcester 30 Year Fixed Rate | 2026-11-05 | 7.43% |
| Worcester 30 Year Fixed Rate Refi | 2026-11-05 | 7.27% |
| Worcester 15 Year Fixed Rate | 2026-11-05 | 6.9% |
| Worcester 15 Year Fixed Rate Refi | 2026-11-05 | 6.66% |
| Worcester 30 Year FHA | 2026-11-05 | 6.83% |
| Worcester 30 Year FHA Refi | 2026-11-05 | 6.5% |
| Worcester 30 Year USDA | 2026-11-05 | 7.1% |
| Worcester 30 Year USDA Refi | 2026-11-05 | 7.1% |
| Worcester 30 Year VA | 2026-11-05 | 6.87% |
| Worcester 30 Year VA Refi | 2026-11-05 | 6.57% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WORCESTER, MA-CT.
WORCESTER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the WORCESTER, MA-CT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
WORCESTER Average Closing Costs & Other Stats
WORCESTER, MA-CT's 252 lenders originated 18,626
loans during 2025. The total origination value was $6,729,930,000, with an average loan value of
$361,319.
WORCESTER's average closing costs are $5,742.
The top WORCESTER lender as defined by loan originations is QUICKEN LOANS, LLC, with
486 loans originated. Their average total fees are
$7,570, which is $672
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee WORCESTER lenders (with over 10 loans originated) are
PULTE MORTGAGE LLC ($1,516), UniBank for Savings ($3,100), NBKC BANK ($3,292), CENTRAL ONE FEDERAL CREDIT UNION ($3,363) and Middlesex Savings Bank ($3,457).
The lowest rate WORCESTER lenders (with over 10 loans originated) are
WEBSTER FIRST Federal Credit Union (5.64%), Middlesex Savings Bank (5.77%), Workers Credit Union (5.80%), Jeanne D'Arc Credit Union (5.80%) and M&T Bank (5.91%).
WORCESTER, MA-CT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $253,015,000 | $342,570,000 | 35.4% | 5.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $298,420,000 | $315,775,000 | 5.8% | 4.7% |
| Leader Bank | $178,265,000 | $239,830,000 | 34.5% | 3.6% |
| GUARANTEED RATE, INC. | $209,845,000 | $201,775,000 | -3.8% | 3.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $139,050,000 | $194,865,000 | 40.1% | 2.9% |
| Citizens Bank | $108,170,000 | $154,415,000 | 42.8% | 2.3% |
| GUILD MORTGAGE COMPANY | $105,680,000 | $147,950,000 | 40.0% | 2.2% |
| CMG MORTGAGE, INC. | $106,590,000 | $142,195,000 | 33.4% | 2.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $137,535,000 | $138,125,000 | 0.4% | 2.1% |
| WALKER & DUNLOP, LLC | $51,315,000 | $132,590,000 | 158.4% | 2.0% |
| TOTAL MORTGAGE SERVICES, LLC | $154,630,000 | $116,460,000 | -24.7% | 1.7% |
| UniBank for Savings | $83,310,000 | $114,870,000 | 37.9% | 1.7% |
| DIGITAL Federal Credit Union | $113,545,000 | $112,750,000 | -0.7% | 1.7% |
| BROKER SOLUTIONS, INC. | $83,070,000 | $100,675,000 | 21.2% | 1.5% |
| Workers Credit Union | $64,815,000 | $100,470,000 | 55.0% | 1.5% |
| Cornerstone Bank | $72,090,000 | $99,105,000 | 37.5% | 1.5% |
| CENTRAL ONE FEDERAL CREDIT UNION | $80,590,000 | $95,595,000 | 18.6% | 1.4% |
| M&T Bank | $37,525,000 | $95,185,000 | 153.7% | 1.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $9,610,000 | $87,940,000 | 815.1% | 1.3% |
| BERKELEY POINT CAPITAL LLC | $85,005,000 | n/a | 1.3% | |
| Bank of America | $66,995,000 | $82,535,000 | 23.2% | 1.2% |
| WEBSTER FIRST Federal Credit Union | $65,955,000 | $81,335,000 | 23.3% | 1.2% |
| Rockland Trust Company | $30,645,000 | $80,420,000 | 162.4% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $49,265,000 | $75,145,000 | 52.5% | 1.1% |
| Berkshire Bank | $38,705,000 | $72,605,000 | 87.6% | 1.1% |
| NEWREZ LLC | $67,395,000 | $72,265,000 | 7.2% | 1.1% |
| MOVEMENT MORTGAGE, LLC | $82,550,000 | $71,150,000 | -13.8% | 1.1% |
| LEOMINSTER CREDIT UNION | $75,730,000 | $67,835,000 | -10.4% | 1.0% |
| LOANDEPOT.COM, LLC | $49,605,000 | $65,980,000 | 33.0% | 1.0% |
| Easthampton Savings Bank | $53,595,000 | $64,900,000 | 21.1% | 1.0% |
| Country Bank for Savings | $48,215,000 | $61,500,000 | 27.6% | 0.9% |
| Mortgage Research Center, LLC | $52,115,000 | $60,570,000 | 16.2% | 0.9% |
| Middlesex Savings Bank | $26,335,000 | $58,720,000 | 123.0% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $43,420,000 | $57,935,000 | 33.4% | 0.9% |
| Truist | $770,000 | $55,525,000 | 7,111.0% | 0.8% |
| TD Bank | $56,480,000 | $55,275,000 | -2.1% | 0.8% |
| Fidelity Co-operative Bank | $51,460,000 | $52,160,000 | 1.4% | 0.8% |
| NORTHPOINT MORTGAGE, INC. | $37,750,000 | $52,075,000 | 37.9% | 0.8% |
| The Washington Trust Company, of Westerly | $3,640,000 | $50,830,000 | 1,296.4% | 0.8% |
| U.S. Bank | $41,790,000 | $49,155,000 | 17.6% | 0.7% |
| GUARANTEED RATE AFFINITY, LLC | $30,815,000 | $43,850,000 | 42.3% | 0.7% |
| JPMorgan Chase Bank | $36,435,000 | $41,820,000 | 14.8% | 0.6% |
| Webster Five Cents Savings Bank | $25,360,000 | $41,305,000 | 62.9% | 0.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $27,585,000 | $40,780,000 | 47.8% | 0.6% |
| Avidia Bank | $39,755,000 | $38,710,000 | -2.6% | 0.6% |
| SALEM FIVE MORTGAGE COMPANY, LLC | $42,735,000 | $38,070,000 | -10.9% | 0.6% |
| RADIUS FINANCIAL GROUP INC. | $28,100,000 | $36,355,000 | 29.4% | 0.5% |
| DREW MORTGAGE ASSOCIATES, INC. | $34,680,000 | $35,290,000 | 1.8% | 0.5% |
| WASHINGTON TRUST MORTGAGE COMPANY LLC | $17,130,000 | $35,280,000 | 106.0% | 0.5% |
| HARBORONE MORTGAGE, LLC | $34,555,000 | $34,150,000 | -1.2% | 0.5% |
| EMM LOANS LLC | $22,440,000 | $33,410,000 | 48.9% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $37,065,000 | $32,785,000 | -11.5% | 0.5% |
| Eastern Bank | $47,615,000 | $32,470,000 | -31.8% | 0.5% |
| ENVOY MORTGAGE, LTD | $26,855,000 | $31,710,000 | 18.1% | 0.5% |
| Savers Co-operative Bank | $28,215,000 | $31,235,000 | 10.7% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $29,630,000 | $30,920,000 | 4.4% | 0.5% |
| PULTE MORTGAGE LLC | $27,900,000 | $30,895,000 | 10.7% | 0.5% |
| T2 FINANCIAL LLC | $18,120,000 | $28,545,000 | 57.5% | 0.4% |
| RF Renovo Management Company, LLC | $11,555,000 | $28,395,000 | 145.7% | 0.4% |
| OCMBC, INC. | $28,330,000 | $27,905,000 | -1.5% | 0.4% |
| EMBRACE HOME LOANS, INC. | $15,870,000 | $27,570,000 | 73.7% | 0.4% |
| GFA Federal Credit Union | $21,990,000 | $27,325,000 | 24.3% | 0.4% |
| UNION HOME MORTGAGE CORP. | $14,525,000 | $26,735,000 | 84.1% | 0.4% |
| Ross Mortgage Company, Inc. | $21,565,000 | $26,630,000 | 23.5% | 0.4% |
| NEW FED MORTGAGE, CORP. | $13,310,000 | $25,645,000 | 92.7% | 0.4% |
| IC Federal Credit Union | $15,890,000 | $25,420,000 | 60.0% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $16,010,000 | $25,020,000 | 56.3% | 0.4% |
| Bar Harbor Bank & Trust | $625,000 | $23,185,000 | 3,609.6% | 0.3% |
| Brookline Bank | $3,430,000 | $23,125,000 | 574.2% | 0.3% |
| Bristol County Savings Bank | $7,940,000 | $22,735,000 | 186.3% | 0.3% |
| Jeanne D'Arc Credit Union | $19,195,000 | $22,525,000 | 17.3% | 0.3% |
| Bay State Savings Bank | $13,795,000 | $22,235,000 | 61.2% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $12,095,000 | $21,565,000 | 78.3% | 0.3% |
| St. Mary's Credit Union | $24,615,000 | $20,785,000 | -15.6% | 0.3% |
| Northpointe Bank | $3,315,000 | $20,505,000 | 518.6% | 0.3% |
| Fall River Five Cents Savings Bank | $16,160,000 | $18,875,000 | 16.8% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $8,805,000 | $18,685,000 | 112.2% | 0.3% |
| Ixonia Bank | $9,360,000 | $18,480,000 | 97.4% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $10,655,000 | $17,935,000 | 68.3% | 0.3% |
| Milford Federal Bank | $27,325,000 | $17,800,000 | -34.9% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $12,415,000 | $17,695,000 | 42.5% | 0.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $10,070,000 | $17,395,000 | 72.7% | 0.3% |
| MILLBURY FEDERAL CREDIT UNION | $12,020,000 | $17,230,000 | 43.3% | 0.3% |
| Clinton Savings Bank | $30,505,000 | $17,190,000 | -43.6% | 0.3% |
| BAYCOAST MORTGAGE COMPANY, LLC | $27,340,000 | $17,125,000 | -37.4% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $7,550,000 | $16,705,000 | 121.3% | 0.2% |
| Cambridge Savings Bank | $10,455,000 | $16,205,000 | 55.0% | 0.2% |
| Athol Savings Bank | $10,670,000 | $15,710,000 | 47.2% | 0.2% |
| MSA MORTGAGE, LLC | $25,320,000 | $15,510,000 | -38.7% | 0.2% |
| METRO | $9,750,000 | $15,465,000 | 58.6% | 0.2% |
| General Mortgage Capital Corporation | $5,560,000 | $14,850,000 | 167.1% | 0.2% |
| M&T Realty Capital Corporation | $14,460,000 | n/a | 0.2% | |
| MORTGAGE EQUITY PARTNERS LLC | $20,030,000 | $14,455,000 | -27.8% | 0.2% |
| BAY EQUITY LLC | $28,495,000 | $14,390,000 | -49.5% | 0.2% |
| Barings Multifamily Capital | $13,845,000 | n/a | 0.2% | |
| Prosperity Home Mortgage, LLC | $8,000,000 | $13,630,000 | 70.4% | 0.2% |
| CARDINAL FINANCIAL | $14,600,000 | $12,760,000 | -12.6% | 0.2% |
| NFM, INC. | $12,540,000 | $12,655,000 | 0.9% | 0.2% |
| Semper Home Loans, Inc. | $11,170,000 | $12,230,000 | 9.5% | 0.2% |
| Millbury National Bank | $9,745,000 | $12,200,000 | 25.2% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $4,100,000 | $11,510,000 | 180.7% | 0.2% |
| Morgan Stanley Private Bank | $8,705,000 | $11,390,000 | 30.8% | 0.2% |
| HANSCOM | $8,575,000 | $11,210,000 | 30.7% | 0.2% |
| MERRIMACK VALLEY | $17,480,000 | $10,945,000 | -37.4% | 0.2% |
| Greenfield Savings Bank | $4,275,000 | $10,570,000 | 147.3% | 0.2% |
| Dean Co-operative Bank | $7,600,000 | $10,280,000 | 35.3% | 0.2% |
| Wells Fargo Bank | $7,670,000 | $10,215,000 | 33.2% | 0.2% |
| FIRST MORTGAGE COMPANY, INC. | $18,840,000 | $10,120,000 | -46.3% | 0.2% |
| Chelsea Groton Bank | $10,005,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $7,865,000 | $10,005,000 | 27.2% | 0.1% |
| Keystone Funding, Inc. | $8,260,000 | $9,945,000 | 20.4% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $3,105,000 | $9,830,000 | 216.6% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $17,040,000 | $9,670,000 | -43.3% | 0.1% |
| Nations Lending Corporation | $13,350,000 | $9,610,000 | -28.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $10,335,000 | $9,550,000 | -7.6% | 0.1% |
| Norwood Co-operative Bank | $4,740,000 | $9,445,000 | 99.3% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,195,000 | $9,305,000 | 323.9% | 0.1% |
| First National Bank of America | $14,535,000 | $9,225,000 | -36.5% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,555,000 | $9,140,000 | 257.7% | 0.1% |
| Enterprise Bank and Trust Company | $11,385,000 | $8,940,000 | -21.5% | 0.1% |
| Charles River Bank | $3,245,000 | $8,935,000 | 175.3% | 0.1% |
| The Federal Savings Bank | $5,855,000 | $8,695,000 | 48.5% | 0.1% |
| LENDSURE MORTGAGE CORP. | $4,075,000 | $8,690,000 | 113.3% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $5,385,000 | $8,630,000 | 60.3% | 0.1% |
| ATHOL CREDIT UNION | $4,095,000 | $8,590,000 | 109.8% | 0.1% |
| Service Federal Credit Union | $1,075,000 | $8,585,000 | 698.6% | 0.1% |
| Navigant Credit Union | $6,565,000 | $8,490,000 | 29.3% | 0.1% |
| NBKC BANK | $12,750,000 | $8,450,000 | -33.7% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $3,075,000 | $8,420,000 | 173.8% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $12,345,000 | $8,265,000 | -33.0% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $8,535,000 | $8,260,000 | -3.2% | 0.1% |
| PNC Bank | $7,350,000 | $8,250,000 | 12.2% | 0.1% |
| The Lowell Five Cent Savings Bank | $17,955,000 | $8,145,000 | -54.6% | 0.1% |
| North Brookfield Savings Bank | $5,110,000 | $8,065,000 | 57.8% | 0.1% |
| MEMBER ADVANTAGE MORTGAGE, LLC | $11,710,000 | $7,950,000 | -32.1% | 0.1% |
| Webster Bank | $9,080,000 | $7,895,000 | -13.1% | 0.1% |
| USAA Federal Savings Bank | $9,425,000 | $7,885,000 | -16.3% | 0.1% |
| The Bank of Canton | $13,055,000 | $7,685,000 | -41.1% | 0.1% |
| AmeriHome Mortgage Company, LLC | $195,000 | $7,350,000 | 3,669.2% | 0.1% |
| UMASSFIVE COLLEGE Federal Credit Union | $7,915,000 | $7,225,000 | -8.7% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $4,120,000 | $6,985,000 | 69.5% | 0.1% |
| EQUITY RESOURCES, INC. | $5,980,000 | $6,855,000 | 14.6% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $6,450,000 | $6,590,000 | 2.2% | 0.1% |
| A&D Mortgage LLC | $3,635,000 | $6,555,000 | 80.3% | 0.1% |
| PHH Mortgage Corporation | $6,295,000 | $6,420,000 | 2.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $3,880,000 | $6,365,000 | 64.0% | 0.1% |
| SOUTHBRIDGE CREDIT UNION | $9,380,000 | $6,355,000 | -32.2% | 0.1% |
| First Federal Bank | $4,180,000 | $6,100,000 | 45.9% | 0.1% |
| NP, Inc. | $2,240,000 | $6,035,000 | 169.4% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $9,915,000 | $5,955,000 | -39.9% | 0.1% |
| AMWEST FUNDING CORP. | $1,405,000 | $5,685,000 | 304.6% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $1,455,000 | $5,655,000 | 288.7% | 0.1% |
| NORWICH COMMERCIAL GROUP, INC. | $8,760,000 | $5,460,000 | -37.7% | 0.1% |
| NBT Bank | $255,000 | $5,405,000 | 2,019.6% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $3,150,000 | $5,370,000 | 70.5% | 0.1% |
| HOMEFIELD | $5,780,000 | $5,200,000 | -10.0% | 0.1% |
| PeoplesBank | $6,135,000 | $5,155,000 | -16.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $6,640,000 | $4,995,000 | -24.8% | 0.1% |
| Hometown Equity Mortgage, LLC | $2,340,000 | $4,990,000 | 113.2% | 0.1% |
| Figure Lending LLC | $5,300,000 | $4,905,000 | -7.5% | 0.1% |
| Salem Five Cents Savings Bank | $5,910,000 | $4,840,000 | -18.1% | 0.1% |
| NexBank | $1,060,000 | $4,700,000 | 343.4% | 0.1% |
| Rollstone Bank & Trust | $16,155,000 | $4,695,000 | -70.9% | 0.1% |
| Citibank | $5,340,000 | $4,645,000 | -13.0% | 0.1% |
| Baxter Credit Union | $5,420,000 | $4,620,000 | -14.8% | 0.1% |
| Monson Savings Bank | $3,700,000 | $4,525,000 | 22.3% | 0.1% |
| Liberty Bank | $2,020,000 | $4,370,000 | 116.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,305,000 | $4,335,000 | 88.1% | 0.1% |
| DAS Acquisition Company, LLC | $715,000 | $4,315,000 | 503.5% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $465,000 | $4,295,000 | 823.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $3,110,000 | $4,295,000 | 38.1% | 0.1% |
| Network Funding, L.P. | $865,000 | $4,290,000 | 396.0% | 0.1% |
| ARC HOME LLC | $8,740,000 | $4,165,000 | -52.3% | 0.1% |
| BayCoast Bank | $1,135,000 | $4,130,000 | 263.9% | 0.1% |
| Direct Federal Credit Union | $3,395,000 | $4,090,000 | 20.5% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $3,690,000 | $4,065,000 | 10.2% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $415,000 | $4,005,000 | 865.1% | 0.1% |
| Eagle Bank | $3,910,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $1,530,000 | $3,880,000 | 153.6% | 0.1% |
| Merchants Bank of Indiana | $1,060,000 | $3,850,000 | 263.2% | 0.1% |
| St. Anne's Credit Union of Fall River, Mass. | $710,000 | $3,785,000 | 433.1% | 0.1% |
| Main Street Bank | $16,875,000 | $3,770,000 | -77.7% | 0.1% |
| The Huntington National Bank | $7,320,000 | $3,760,000 | -48.6% | 0.1% |
| JMAC LENDING, INC. | $2,895,000 | $3,750,000 | 29.5% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $3,235,000 | $3,720,000 | 15.0% | 0.1% |
| East Cambridge Savings Bank | $490,000 | $3,680,000 | 651.0% | 0.1% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $910,000 | $3,635,000 | 299.5% | 0.1% |
| SHREWSBURY Federal Credit Union | $4,310,000 | $3,600,000 | -16.5% | 0.1% |
| PLANET HOME LENDING, LLC | $215,000 | $3,550,000 | 1,551.2% | 0.1% |
| Equity Prime Mortgage LLC | $2,050,000 | $3,515,000 | 71.5% | 0.1% |
| Northern Bank & Trust Company | $610,000 | $3,470,000 | 468.9% | 0.1% |
| S1L, Inc. | $1,125,000 | $3,455,000 | 207.1% | 0.1% |
| The Cape Cod Five Cents Savings Bank | $3,630,000 | $3,450,000 | -5.0% | 0.1% |
| Dedham Institution for Savings | $3,745,000 | $3,415,000 | -8.8% | 0.1% |
| FIRST HOME MORTGAGE CORPORATION | $5,765,000 | $3,385,000 | -41.3% | 0.1% |
| GEORGIA'S OWN | $1,745,000 | $3,340,000 | 91.4% | 0.0% |
| ROCKLAND | $9,015,000 | $3,305,000 | -63.3% | 0.0% |
| MEMBERS MORTGAGE COMPANY, INC. | $1,365,000 | $3,300,000 | 141.8% | 0.0% |
| MLD MORTGAGE INC. | $3,200,000 | $3,215,000 | 0.5% | 0.0% |
| SPRING EQ, LLC | $675,000 | $3,190,000 | 372.6% | 0.0% |
| AMERICAN FINANCING CORPORATION | $1,110,000 | $3,185,000 | 186.9% | 0.0% |
| Needham Bank | $8,930,000 | $3,160,000 | -64.6% | 0.0% |
| Bridgewater Savings Bank | $1,080,000 | $3,125,000 | 189.4% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $3,680,000 | $3,110,000 | -15.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,455,000 | $3,110,000 | 113.7% | 0.0% |
| Plains Commerce Bank | $7,625,000 | $3,010,000 | -60.5% | 0.0% |
| Cornerstone First Mortgage, Inc | $3,005,000 | n/a | 0.0% | |
| Bangor Savings Bank | $4,355,000 | $2,995,000 | -31.2% | 0.0% |
| Charles Schwab Bank, SSB | $1,085,000 | $2,965,000 | 173.3% | 0.0% |
| HARVARD UNIVERSITY EMPLOYEES | $3,360,000 | $2,955,000 | -12.1% | 0.0% |
| Discover Bank | $10,020,000 | $2,855,000 | -71.5% | 0.0% |
| Bethpage Federal Credit Union | $2,210,000 | $2,815,000 | 27.4% | 0.0% |
| Farmers Bank & Trust | $1,110,000 | $2,810,000 | 153.2% | 0.0% |
| Hingham Institution for Savings | $2,745,000 | n/a | 0.0% | |
| The Savings Bank | $230,000 | $2,685,000 | 1,067.4% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $3,010,000 | $2,675,000 | -11.1% | 0.0% |
| United Nations Federal Credit Union | $1,950,000 | $2,660,000 | 36.4% | 0.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | $1,700,000 | $2,625,000 | 54.4% | 0.0% |
| UIF CORPORATION | $415,000 | $2,620,000 | 531.3% | 0.0% |
| Winchester Co-operative Bank | $1,965,000 | $2,550,000 | 29.8% | 0.0% |
| Everett Co-operative Bank | $9,850,000 | $2,515,000 | -74.5% | 0.0% |
| OAKTREE FUNDING CORP. | $1,275,000 | $2,515,000 | 97.3% | 0.0% |
| Luxury Mortgage Corp. | $760,000 | $2,490,000 | 227.6% | 0.0% |
| Sharon & Crescent United Credit Union | $425,000 | $2,465,000 | 480.0% | 0.0% |
| UBS Bank USA | $1,140,000 | $2,450,000 | 114.9% | 0.0% |
| USAlliance Federal Credit Union | $505,000 | $2,420,000 | 379.2% | 0.0% |
| First-Citizens Bank & Trust Company | $505,000 | $2,415,000 | 378.2% | 0.0% |
| Metrowest Community Federal Credit Union | $560,000 | $2,415,000 | 331.3% | 0.0% |
| PREMIA MORTGAGE, LLC | $2,405,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $1,320,000 | $2,390,000 | 81.1% | 0.0% |
| NEXERA HOLDING LLC | $2,585,000 | $2,380,000 | -7.9% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $3,230,000 | $2,365,000 | -26.8% | 0.0% |
| Westfield Bank | $1,775,000 | $2,330,000 | 31.3% | 0.0% |
| Flagstar Bank, FSB | $10,355,000 | $2,285,000 | -77.9% | 0.0% |
| Evolve Bank & Trust | $18,825,000 | $2,255,000 | -88.0% | 0.0% |
| CANOPY MORTGAGE, LLC | $465,000 | $2,250,000 | 383.9% | 0.0% |
| PROVINCE MORTGAGE ASSOCIATES, INC. | $5,850,000 | $2,160,000 | -63.1% | 0.0% |
| The Dart Bank | $2,135,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $655,000 | $2,115,000 | 222.9% | 0.0% |
| Centreville Bank | $2,155,000 | $2,100,000 | -2.6% | 0.0% |
| EVERETT FINANCIAL, INC. | $730,000 | $2,075,000 | 184.2% | 0.0% |
| RESIDENTIAL BANCORP | $2,060,000 | n/a | 0.0% | |
| MID-ISLAND MORTGAGE CORP. | $1,495,000 | $2,035,000 | 36.1% | 0.0% |
| ALIGN CREDIT UNION | $1,305,000 | $1,965,000 | 50.6% | 0.0% |
| Citadel Servicing Corporation | $3,045,000 | $1,965,000 | -35.5% | 0.0% |
| Dime Bank | $715,000 | $1,965,000 | 174.8% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $3,145,000 | $1,955,000 | -37.8% | 0.0% |
| North Shore Bank, a Co-operative Bank | $1,360,000 | $1,915,000 | 40.8% | 0.0% |
| INTELLILOAN, INC. | $890,000 | $1,855,000 | 108.4% | 0.0% |
| Community Bank | $300,000 | $1,840,000 | 513.3% | 0.0% |
| Greenbox Loans, Inc. | $930,000 | $1,835,000 | 97.3% | 0.0% |
| Magnolia Bank | $4,520,000 | $1,825,000 | -59.6% | 0.0% |
| WORCESTER | $6,240,000 | $1,820,000 | -70.8% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $2,900,000 | $1,815,000 | -37.4% | 0.0% |
| LADERA LENDING, INC. | $2,150,000 | $1,810,000 | -15.8% | 0.0% |
| Texana Bank | $1,710,000 | $1,795,000 | 5.0% | 0.0% |
| LIBERTY BAY CREDIT UNION | $220,000 | $1,790,000 | 713.6% | 0.0% |
| Stifel Bank and Trust | $1,110,000 | $1,765,000 | 59.0% | 0.0% |
| LOANPAL, LLC | $2,795,000 | $1,745,000 | -37.6% | 0.0% |
| FIRST WORLD MORTGAGE CORPORATION | $1,700,000 | n/a | 0.0% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $915,000 | $1,660,000 | 81.4% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,085,000 | $1,660,000 | 53.0% | 0.0% |
| Winter Hill Bank, FSB | $1,885,000 | $1,530,000 | -18.8% | 0.0% |
| Quontic Bank | $2,690,000 | $1,525,000 | -43.3% | 0.0% |
| ALLIANT CREDIT UNION | $3,170,000 | $1,490,000 | -53.0% | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | $265,000 | $1,460,000 | 450.9% | 0.0% |
| MILEND, INC. | $2,365,000 | $1,440,000 | -39.1% | 0.0% |
| WRENTHAM CO-OPERATIVE BANK | $1,425,000 | n/a | 0.0% | |
| Northbrook Bank & Trust | $1,415,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $7,820,000 | $1,395,000 | -82.2% | 0.0% |
| Farm Credit East, ACA | $1,505,000 | $1,380,000 | -8.3% | 0.0% |
| MutualOne Bank | $7,085,000 | $1,360,000 | -80.8% | 0.0% |
| Armed Forces Bank | $1,330,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $745,000 | $1,270,000 | 70.5% | 0.0% |
| SeaTrust Mortgage Company | $1,250,000 | n/a | 0.0% | |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $1,210,000 | n/a | 0.0% | |
| CIBM Bank | $7,600,000 | $1,195,000 | -84.3% | 0.0% |
| ARRHA Credit Union | $255,000 | $1,190,000 | 366.7% | 0.0% |
| ST. MARY'S BANK | $1,190,000 | n/a | 0.0% | |
| BOSTON FIREFIGHTERS | $1,170,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $1,165,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $145,000 | $1,105,000 | 662.1% | 0.0% |
| US MORTGAGE CORPORATION | $525,000 | $1,080,000 | 105.7% | 0.0% |
| Arvest Bank | $315,000 | $1,060,000 | 236.5% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $1,035,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $815,000 | $1,005,000 | 23.3% | 0.0% |
| Middlesex Federal Savings, F.A. | $990,000 | $1,000,000 | 1.0% | 0.0% |
| HUNT MORTGAGE CORPORATION | $5,045,000 | $985,000 | -80.5% | 0.0% |
| LIMA ONE CAPITAL, LLC | $510,000 | $975,000 | 91.2% | 0.0% |
| AMERICAN EAGLE FINANCIAL CREDIT UNION | $500,000 | $950,000 | 90.0% | 0.0% |
| Reading Co-Operative Bank | $235,000 | $940,000 | 300.0% | 0.0% |
| FBC MORTGAGE, LLC | $395,000 | $930,000 | 135.4% | 0.0% |
| City National Bank | $925,000 | n/a | 0.0% | |
| New Century Bank | $925,000 | n/a | 0.0% | |
| PAWTUCKET | $1,285,000 | $925,000 | -28.0% | 0.0% |
| AFFINITY | $880,000 | n/a | 0.0% | |
| Institution for Savings in Newburyport and Its Vicinity | $1,020,000 | $850,000 | -16.7% | 0.0% |
| FIRST TECHNOLOGY | $2,450,000 | $835,000 | -65.9% | 0.0% |
| QUINCY CREDIT UNION | $1,150,000 | $820,000 | -28.7% | 0.0% |
| CIBC Bank USA | $795,000 | n/a | 0.0% | |
| MASS BAY Credit Union | $760,000 | n/a | 0.0% | |
| ADVANCIAL | $75,000 | $750,000 | 900.0% | 0.0% |
| Home Mortgage Alliance Corp | $395,000 | $750,000 | 89.9% | 0.0% |
| SUMMIT FUNDING, INC. | $555,000 | $735,000 | 32.4% | 0.0% |
| IVY MORTGAGE, INC. | $705,000 | n/a | 0.0% | |
| The Village Bank | $395,000 | $705,000 | 78.5% | 0.0% |
| Washington Savings Bank | $705,000 | n/a | 0.0% | |
| COMMUNITY CREDIT UNION OF LYNN | $125,000 | $700,000 | 460.0% | 0.0% |
| HOMESTEAD FUNDING CORP. | $4,135,000 | $700,000 | -83.1% | 0.0% |
| Raymond James Bank | $1,005,000 | $695,000 | -30.8% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $535,000 | $690,000 | 29.0% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $685,000 | n/a | 0.0% | |
| Bank Rhode Island | $1,085,000 | $660,000 | -39.2% | 0.0% |
| The People's Credit Union | $225,000 | $660,000 | 193.3% | 0.0% |
| NORTHEAST HOME LOAN, LLC | $1,545,000 | $640,000 | -58.6% | 0.0% |
| Heritage Bank | $195,000 | $635,000 | 225.6% | 0.0% |
| City National Bank of Florida | $625,000 | n/a | 0.0% | |
| NEW ENGLAND FEDERAL CREDIT UNION | $625,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $475,000 | $610,000 | 28.4% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $680,000 | $605,000 | -11.0% | 0.0% |
| COMMUNITYAMERICA | $465,000 | $595,000 | 28.0% | 0.0% |
| TOWER | $595,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $585,000 | n/a | 0.0% | |
| North Easton Savings Bank | $295,000 | $570,000 | 93.2% | 0.0% |
| Watertown Savings Bank | $505,000 | $565,000 | 11.9% | 0.0% |
| Winchester Savings Bank | $565,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $560,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $295,000 | $560,000 | 89.8% | 0.0% |
| The Camden National Bank | $2,765,000 | $560,000 | -79.7% | 0.0% |
| WINGS FINANCIAL | $560,000 | n/a | 0.0% | |
| StonehamBank, A Co-operative Bank | $2,280,000 | $555,000 | -75.7% | 0.0% |
| FIRST CITIZENS' FEDERAL CREDIT UNION | $550,000 | n/a | 0.0% | |
| POLISH NATIONAL | $1,210,000 | $545,000 | -55.0% | 0.0% |
| UNIVERSITY Federal Credit Union | $545,000 | n/a | 0.0% | |
| Triangle Credit Union | $780,000 | $525,000 | -32.7% | 0.0% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $515,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $950,000 | $510,000 | -46.3% | 0.0% |
| BNY Mellon | $505,000 | n/a | 0.0% | |
| Freedom Credit Union | $75,000 | $505,000 | 573.3% | 0.0% |
| HARTFORD FUNDING, LTD. | $285,000 | $505,000 | 77.2% | 0.0% |
| Vellum Mortgage, Inc. | $495,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $950,000 | $490,000 | -48.4% | 0.0% |
| Kwik Mortgage Corporation | $475,000 | n/a | 0.0% | |
| Devon Bank | $465,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $240,000 | $460,000 | 91.7% | 0.0% |
| Canton Co-operative Bank | $455,000 | n/a | 0.0% | |
| NORTHEAST CREDIT UNION | $445,000 | n/a | 0.0% | |
| First Heritage Mortgage, LLC | $435,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $435,000 | n/a | 0.0% | |
| Rhode Island Credit Union | $75,000 | $435,000 | 480.0% | 0.0% |
| Fidelity Bank | $425,000 | $425,000 | 0.0% | 0.0% |
| PRYSMA LENDING GROUP, LLC | $425,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,155,000 | $425,000 | -63.2% | 0.0% |
| Windosr Federal Savings & Loan Association | $665,000 | $425,000 | -36.1% | 0.0% |
| Cape Cod Co-operative Bank | $1,305,000 | $415,000 | -68.2% | 0.0% |
| Fifth Third Bank | $415,000 | n/a | 0.0% | |
| MASSMUTUAL | $585,000 | $410,000 | -29.9% | 0.0% |
| Ameris Bank | $405,000 | n/a | 0.0% | |
| First Savings Bank | $1,620,000 | $405,000 | -75.0% | 0.0% |
| Community First National Bank | $395,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $395,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $8,585,000 | $395,000 | -95.4% | 0.0% |
| Ukrainian Federal Credit Union | $385,000 | n/a | 0.0% | |
| Ally Bank | $3,335,000 | $365,000 | -89.1% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $545,000 | $365,000 | -33.0% | 0.0% |
| Connexus Credit Union | $360,000 | n/a | 0.0% | |
| First Horizon Bank | $355,000 | n/a | 0.0% | |
| The Union Bank Company | $355,000 | n/a | 0.0% | |
| BankNewport | $1,040,000 | $345,000 | -66.8% | 0.0% |
| Metro City Bank | $1,585,000 | $345,000 | -78.2% | 0.0% |
| State Department Federal Credit Union | $335,000 | n/a | 0.0% | |
| Cathay Bank | $325,000 | n/a | 0.0% | |
| CORNING | $315,000 | n/a | 0.0% | |
| East West Bank | $1,165,000 | $315,000 | -73.0% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $155,000 | $315,000 | 103.2% | 0.0% |
| Waterstone Mortgage Corporation | $1,750,000 | $315,000 | -82.0% | 0.0% |
| Arbor Bank | $305,000 | n/a | 0.0% | |
| Logan Finance Corporation | $2,235,000 | $305,000 | -86.4% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $1,645,000 | $295,000 | -82.1% | 0.0% |
| Northwest Bank | $295,000 | n/a | 0.0% | |
| WESTERLY COMMUNITY | $535,000 | $295,000 | -44.9% | 0.0% |
| GREENWOOD | $190,000 | $280,000 | 47.4% | 0.0% |
| Florence Bank | $390,000 | $275,000 | -29.5% | 0.0% |
| City of Boston Credit Union | $270,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $35,000 | $265,000 | 657.1% | 0.0% |
| HarborOne Bank | $410,000 | $255,000 | -37.8% | 0.0% |
| Republic State Mortgage Co. | $850,000 | $245,000 | -71.2% | 0.0% |
| The Loan Store, Inc. | $245,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $920,000 | $225,000 | -75.5% | 0.0% |
| KEYPOINT | $225,000 | n/a | 0.0% | |
| DEVELOPER'S MORTGAGE COMPANY | $205,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $265,000 | $205,000 | -22.6% | 0.0% |
| Carrington Mortgage Services, LLC | $235,000 | $200,000 | -14.9% | 0.0% |
| The Cooperative Bank | $195,000 | n/a | 0.0% | |
| NORTH COUNTRY | $185,000 | n/a | 0.0% | |
| HOLYOKE | $285,000 | $175,000 | -38.6% | 0.0% |
| MMS MORTGAGE SERVICES, LTD. | $175,000 | n/a | 0.0% | |
| MORTGAGE MARKETS CUSO, LLC | $375,000 | $175,000 | -53.3% | 0.0% |
| NASA Federal Credit Union | $175,000 | n/a | 0.0% | |
| Peoples Bank | $175,000 | n/a | 0.0% | |
| Stoughton Co-Operative Bank | $175,000 | n/a | 0.0% | |
| BLACKSTONE RIVER FEDERAL CREDIT UNION | $340,000 | $170,000 | -50.0% | 0.0% |
| Elements Financial Federal Credit Union | $155,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $245,000 | $145,000 | -40.8% | 0.0% |
| NESC | $140,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $90,000 | $135,000 | 50.0% | 0.0% |
| First Western Federal Savings Bank | $105,000 | n/a | 0.0% | |
| Granite State Credit Union | $105,000 | n/a | 0.0% | |
| Members Plus Credit Union | $35,000 | $105,000 | 200.0% | 0.0% |
| FEDCHOICE Federal Credit Union | $75,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $760,000 | $65,000 | -91.4% | 0.0% |
| Signature Federal Credit Union | $345,000 | $45,000 | -87.0% | 0.0% |
| American Airlines Federal Credit Union | $350,000 | $35,000 | -90.0% | 0.0% |
WORCESTER's top lender by overall market share is QUICKEN LOANS, LLC, with 5.1% market share. In second place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $315,775,000 in loans. In third place, with 3.6%, is Leader Bank, having originated $239,830,000 in loans. In fourth place, with 3.0%, is GUARANTEED RATE, INC., having originated $201,775,000 in loans. In fifth place, with 2.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $194,865,000 in loans.
WORCESTER Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - WORCESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $309,950 (7.1%) | $371,579 (6.6%) | 1.15 | 1,524 |
| 2018-02-01 | $319,900 (8.0%) | $379,033 (7.2%) | 1.16 | 1,436 |
| 2018-03-01 | $329,900 (8.2%) | $397,354 (9.4%) | 1.16 | 1,462 |
| 2018-04-01 | $346,906 (8.4%) | $416,480 (11.0%) | 1.18 | 1,590 |
| 2018-05-01 | $349,900 (9.4%) | $417,375 (10.8%) | 1.17 | 1,818 |
| 2018-06-01 | $349,900 (6.1%) | $417,219 (8.7%) | 1.17 | 2,091 |
| 2018-07-01 | $349,900 (7.7%) | $416,830 (9.6%) | 1.17 | 2,187 |
| 2018-08-01 | $349,450 (9.2%) | $410,125 (8.7%) | 1.17 | 2,294 |
| 2018-09-01 | $340,000 (9.7%) | $408,009 (9.6%) | 1.14 | 2,494 |
| 2018-10-01 | $330,000 (8.2%) | $400,674 (7.7%) | 1.12 | 2,515 |
| 2018-11-01 | $329,900 (6.5%) | $395,076 (5.6%) | 1.12 | 2,356 |
| 2018-12-01 | $329,900 (6.5%) | $396,198 (6.5%) | 1.14 | 1,933 |
| 2019-01-01 | $332,500 (7.3%) | $398,354 (7.2%) | 1.15 | 1,640 |
| 2019-02-01 | $349,675 (9.3%) | $404,410 (6.7%) | 1.18 | 1,502 |
| 2019-03-01 | $362,757 (10.0%) | $418,231 (5.3%) | 1.19 | 1,555 |
| 2019-04-01 | $379,900 (9.5%) | $435,002 (4.5%) | 1.21 | 1,653 |
| 2019-05-01 | $389,900 (11.4%) | $443,457 (6.3%) | 1.22 | 1,861 |
| 2019-06-01 | $389,900 (11.4%) | $451,704 (8.3%) | 1.22 | 2,081 |
| 2019-07-01 | $379,900 (8.6%) | $445,764 (6.9%) | 1.19 | 2,099 |
| 2019-08-01 | $376,164 (7.6%) | $441,387 (7.6%) | 1.19 | 2,099 |
| 2019-09-01 | $370,559 (9.0%) | $434,322 (6.5%) | 1.19 | 2,116 |
| 2019-10-01 | $368,673 (11.7%) | $429,450 (7.2%) | 1.19 | 2,121 |
| 2019-11-01 | $369,900 (12.1%) | $423,282 (7.1%) | 1.21 | 1,926 |
| 2019-12-01 | $369,900 (12.1%) | $421,551 (6.4%) | 1.23 | 1,538 |
| 2020-01-01 | $369,900 (11.3%) | $426,095 (7.0%) | 1.24 | 1,312 |
| 2020-02-01 | $374,900 (7.2%) | $440,979 (9.0%) | 1.23 | 1,196 |
| 2020-03-01 | $394,200 (8.7%) | $456,129 (9.1%) | 1.24 | 1,285 |
| 2020-04-01 | $389,950 (2.7%) | $450,844 (3.6%) | 1.22 | 1,304 |
| 2020-05-01 | $399,900 (2.6%) | $462,749 (4.4%) | 1.22 | 1,354 |
| 2020-06-01 | $419,950 (7.7%) | $487,659 (8.0%) | 1.24 | 1,245 |
| 2020-07-01 | $419,950 (10.5%) | $489,462 (9.8%) | 1.22 | 1,109 |
| 2020-08-01 | $409,000 (8.7%) | $488,802 (10.7%) | 1.17 | 1,020 |
| 2020-09-01 | $399,950 (7.9%) | $489,327 (12.7%) | 1.15 | 1,034 |
| 2020-10-01 | $399,900 (8.5%) | $498,609 (16.1%) | 1.15 | 1,050 |
| 2020-11-01 | $394,425 (6.6%) | $486,255 (14.9%) | 1.15 | 909 |
| 2020-12-01 | $397,722 (7.5%) | $484,617 (15.0%) | 1.18 | 773 |
| 2021-01-01 | $415,000 (12.2%) | $508,984 (19.5%) | 1.24 | 572 |
| 2021-02-01 | $425,000 (13.4%) | $503,964 (14.3%) | 1.24 | 481 |
| 2021-03-01 | $412,450 (4.6%) | $497,534 (9.1%) | 1.17 | 538 |
| 2021-04-01 | $414,975 (6.4%) | $495,676 (9.9%) | 1.12 | 595 |
| 2021-05-01 | $425,000 (6.3%) | $504,094 (8.9%) | 1.13 | 660 |
| 2021-06-01 | $443,250 (5.6%) | $508,707 (4.3%) | 1.17 | 778 |
| 2021-07-01 | $449,000 (6.9%) | $505,855 (3.4%) | 1.18 | 854 |
| 2021-08-01 | $430,000 (5.1%) | $498,711 (2.0%) | 1.15 | 903 |
| 2021-09-01 | $429,450 (7.4%) | $502,004 (2.6%) | 1.15 | 922 |
| 2021-10-01 | $402,000 (0.5%) | $488,744 (-2.0%) | 1.07 | 916 |
| 2021-11-01 | $405,995 (2.9%) | $481,243 (-1.0%) | 1.09 | 762 |
| 2021-12-01 | $416,250 (4.7%) | $489,870 (1.1%) | 1.13 | 571 |
| 2022-01-01 | $430,000 (3.6%) | $504,428 (-0.9%) | 1.16 | 432 |
| 2022-02-01 | $450,000 (5.9%) | $527,232 (4.6%) | 1.17 | 402 |
| 2022-03-01 | $457,500 (10.9%) | $541,288 (8.8%) | 1.15 | 412 |
| 2022-04-01 | $470,000 (13.3%) | $565,176 (14.0%) | 1.12 | 505 |
| 2022-05-01 | $495,000 (16.5%) | $569,305 (12.9%) | 1.13 | 655 |
| 2022-06-01 | $472,400 (6.6%) | $554,026 (8.9%) | 1.05 | 827 |
| 2022-07-01 | $474,900 (5.8%) | $548,050 (8.3%) | 1.07 | 1,005 |
| 2022-08-01 | $469,900 (9.3%) | $548,895 (10.1%) | 1.09 | 968 |
| 2022-09-01 | $459,900 (7.1%) | $544,007 (8.4%) | 1.08 | 918 |
| 2022-10-01 | $464,961 (15.7%) | $543,375 (11.2%) | 1.09 | 936 |
| 2022-11-01 | $462,400 (13.9%) | $542,645 (12.8%) | 1.11 | 904 |
| 2022-12-01 | $469,400 (12.8%) | $550,650 (12.4%) | 1.16 | 679 |
| 2023-01-01 | $482,450 (12.2%) | $553,474 (9.7%) | 1.20 | 617 |
| 2023-02-01 | $507,400 (12.8%) | $576,996 (9.4%) | 1.22 | 512 |
| 2023-03-01 | $517,400 (13.1%) | $583,297 (7.8%) | 1.22 | 498 |
| 2023-04-01 | $524,990 (11.7%) | $606,876 (7.4%) | 1.22 | 577 |
| 2023-05-01 | $528,698 (6.8%) | $611,097 (7.3%) | 1.20 | 625 |
| 2023-06-01 | $527,450 (11.7%) | $616,381 (11.3%) | 1.19 | 675 |
| 2023-07-01 | $529,900 (11.6%) | $615,012 (12.2%) | 1.20 | 629 |
| 2023-08-01 | $519,925 (10.7%) | $601,853 (9.7%) | 1.19 | 704 |
| 2023-09-01 | $510,000 (10.9%) | $599,240 (10.2%) | 1.19 | 770 |
| 2023-10-01 | $507,500 (9.2%) | $595,887 (9.7%) | 1.19 | 799 |
| 2023-11-01 | $499,900 (8.1%) | $582,773 (7.4%) | 1.19 | 813 |
| 2023-12-01 | $524,900 (11.8%) | $592,344 (7.6%) | 1.28 | 656 |
| 2024-01-01 | $525,000 (8.8%) | $591,566 (6.9%) | 1.28 | 533 |
| 2024-02-01 | $532,445 (4.9%) | $618,346 (7.2%) | 1.28 | 505 |
| 2024-03-01 | $525,000 (1.5%) | $628,182 (7.7%) | 1.24 | 542 |
| 2024-04-01 | $550,925 (4.9%) | $653,141 (7.6%) | 1.28 | 622 |
| 2024-05-01 | $557,425 (5.4%) | $654,087 (7.0%) | 1.27 | 711 |
| 2024-06-01 | $550,000 (4.3%) | $652,299 (5.8%) | 1.25 | 857 |
| 2024-07-01 | $560,725 (5.8%) | $661,692 (7.6%) | 1.28 | 862 |
| 2024-08-01 | $529,900 (1.9%) | $636,778 (5.8%) | 1.23 | 920 |
| 2024-09-01 | $541,700 (6.2%) | $635,794 (6.1%) | 1.27 | 1,023 |
| 2024-10-01 | $539,900 (6.4%) | $630,135 (5.8%) | 1.28 | 1,123 |
| 2024-11-01 | $529,850 (6.0%) | $627,211 (7.6%) | 1.27 | 1,074 |
| 2024-12-01 | $527,400 (0.5%) | $619,931 (4.7%) | 1.31 | 788 |
| 2025-01-01 | $527,425 (0.5%) | $623,099 (5.3%) | 1.32 | 656 |
| 2025-02-01 | $539,500 (1.3%) | $627,427 (1.5%) | 1.31 | 626 |
| 2025-03-01 | $549,950 (4.8%) | $649,606 (3.4%) | 1.29 | 662 |
| 2025-04-01 | $569,675 (3.4%) | $659,980 (1.1%) | 1.32 | 809 |
| 2025-05-01 | $575,000 (3.2%) | $674,013 (3.1%) | 1.31 | 963 |
| 2025-06-01 | $577,400 (5.0%) | $682,000 (4.6%) | 1.31 | 1,144 |
| 2025-07-01 | $569,450 (1.6%) | $672,580 (1.7%) | 1.30 | 1,176 |
| 2025-08-01 | $559,900 (5.7%) | $664,521 (4.4%) | 1.30 | 1,181 |
| 2025-09-01 | $553,250 (2.1%) | $652,752 (2.7%) | 1.30 | 1,281 |
| 2025-10-01 | $544,950 (0.9%) | $638,200 (1.3%) | 1.28 | 1,320 |
| 2025-11-01 | $525,000 (-0.9%) | $616,690 (-1.7%) | 1.27 | 1,223 |
| 2025-12-01 | $509,725 (-3.4%) | $612,088 (-1.3%) | 1.27 | 976 |
| 2026-01-01 | $525,000 (-0.5%) | $614,884 (-1.3%) | 1.31 | 817 |
| 2026-02-01 | $541,250 (0.3%) | $644,003 (2.6%) | 1.34 | 699 |
| 2026-03-01 | $552,450 (0.5%) | $660,154 (1.6%) | 1.33 | 792 |
| 2026-04-01 | $572,450 (0.5%) | $666,611 (1.0%) | 1.35 | 980 |
| 2026-05-01 | $565,000 (-1.7%) | $669,351 (-0.7%) | 1.32 | 1,156 |
| 2026-06-01 | $566,400 (-1.9%) | $666,843 (-2.2%) | 1.32 | 1,368 |
| 2026-07-01 | $569,450 (0.0%) | $660,018 (-1.9%) | 1.33 | 1,413 |
| 2026-08-01 | $549,998 (-1.8%) | $639,358 (-3.8%) | 1.30 | 1,509 |
| 2026-09-01 | $549,946 (-0.6%) | $637,617 (-2.3%) | 0.00 | 1,615 |
| 2026-10-01 | $537,000 (-1.5%) | $627,341 (-1.7%) | 0.00 | 1,782 |
WORCESTER's median listing price for 2026-10-01 was $537,000, a difference of
$-7,950
(-1.5%) versus the prior year and
$-12,946 versus the prior month.
WORCESTER's median listing price comes in at 0% of the national average.
WORCESTER's average listing price for 2026-10-01 was $627,341, a difference of $-10,859 (-1.7%) versus the prior year and $-10,276 versus the prior month.
For the 2026-10-01 period, WORCESTER had 1,782 MLS listings, a difference of 167 listings (10%) versus the prior month and 462 listings (35%) versus the prior year.
WORCESTER's median listing price comes in at 0% of the national average.
WORCESTER's average listing price for 2026-10-01 was $627,341, a difference of $-10,859 (-1.7%) versus the prior year and $-10,276 versus the prior month.
For the 2026-10-01 period, WORCESTER had 1,782 MLS listings, a difference of 167 listings (10%) versus the prior month and 462 listings (35%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - WORCESTER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 78 days | 1,832 sqft |
| 2018-02-01 | 71 days | 1,849 sqft |
| 2018-03-01 | 45 days | 1,891 sqft |
| 2018-04-01 | 37 days | 1,933 sqft |
| 2018-05-01 | 31 days | 1,933 sqft |
| 2018-06-01 | 34 days | 1,960 sqft |
| 2018-07-01 | 42 days | 1,986 sqft |
| 2018-08-01 | 47 days | 1,982 sqft |
| 2018-09-01 | 46 days | 1,976 sqft |
| 2018-10-01 | 50 days | 1,941 sqft |
| 2018-11-01 | 58 days | 1,925 sqft |
| 2018-12-01 | 67 days | 1,900 sqft |
| 2019-01-01 | 78 days | 1,877 sqft |
| 2019-02-01 | 74 days | 1,910 sqft |
| 2019-03-01 | 57 days | 1,967 sqft |
| 2019-04-01 | 37 days | 2,059 sqft |
| 2019-05-01 | 37 days | 2,100 sqft |
| 2019-06-01 | 37 days | 2,096 sqft |
| 2019-07-01 | 47 days | 2,065 sqft |
| 2019-08-01 | 51 days | 2,040 sqft |
| 2019-09-01 | 52 days | 2,007 sqft |
| 2019-10-01 | 52 days | 1,994 sqft |
| 2019-11-01 | 57 days | 1,982 sqft |
| 2019-12-01 | 73 days | 1,949 sqft |
| 2020-01-01 | 78 days | 1,920 sqft |
| 2020-02-01 | 58 days | 1,968 sqft |
| 2020-03-01 | 33 days | 2,027 sqft |
| 2020-04-01 | 43 days | 2,020 sqft |
| 2020-05-01 | 52 days | 2,018 sqft |
| 2020-06-01 | 38 days | 2,038 sqft |
| 2020-07-01 | 38 days | 2,066 sqft |
| 2020-08-01 | 36 days | 2,041 sqft |
| 2020-09-01 | 26 days | 1,986 sqft |
| 2020-10-01 | 26 days | 1,969 sqft |
| 2020-11-01 | 44 days | 1,919 sqft |
| 2020-12-01 | 57 days | 1,884 sqft |
| 2021-01-01 | 54 days | 1,936 sqft |
| 2021-02-01 | 44 days | 1,841 sqft |
| 2021-03-01 | 15 days | 1,807 sqft |
| 2021-04-01 | 14 days | 1,803 sqft |
| 2021-05-01 | 14 days | 1,846 sqft |
| 2021-06-01 | 16 days | 1,859 sqft |
| 2021-07-01 | 22 days | 1,830 sqft |
| 2021-08-01 | 24 days | 1,822 sqft |
| 2021-09-01 | 25 days | 1,831 sqft |
| 2021-10-01 | 26 days | 1,795 sqft |
| 2021-11-01 | 32 days | 1,827 sqft |
| 2021-12-01 | 38 days | 1,768 sqft |
| 2022-01-01 | 44 days | 1,780 sqft |
| 2022-02-01 | 25 days | 1,813 sqft |
| 2022-03-01 | 13 days | 1,820 sqft |
| 2022-04-01 | 10 days | 1,878 sqft |
| 2022-05-01 | 13 days | 1,933 sqft |
| 2022-06-01 | 16 days | 1,903 sqft |
| 2022-07-01 | 22 days | 1,905 sqft |
| 2022-08-01 | 30 days | 1,913 sqft |
| 2022-09-01 | 31 days | 1,877 sqft |
| 2022-10-01 | 32 days | 1,890 sqft |
| 2022-11-01 | 37 days | 1,879 sqft |
| 2022-12-01 | 52 days | 1,850 sqft |
| 2023-01-01 | 50 days | 1,868 sqft |
| 2023-02-01 | 41 days | 1,900 sqft |
| 2023-03-01 | 29 days | 1,898 sqft |
| 2023-04-01 | 19 days | 1,942 sqft |
| 2023-05-01 | 17 days | 1,981 sqft |
| 2023-06-01 | 18 days | 1,967 sqft |
| 2023-07-01 | 24 days | 1,945 sqft |
| 2023-08-01 | 19 days | 1,881 sqft |
| 2023-09-01 | 25 days | 1,895 sqft |
| 2023-10-01 | 25 days | 1,880 sqft |
| 2023-11-01 | 30 days | 1,877 sqft |
| 2023-12-01 | 42 days | 1,874 sqft |
| 2024-01-01 | 45 days | 1,872 sqft |
| 2024-02-01 | 29 days | 1,820 sqft |
| 2024-03-01 | 22 days | 1,820 sqft |
| 2024-04-01 | 20 days | 1,932 sqft |
| 2024-05-01 | 18 days | 1,933 sqft |
| 2024-06-01 | 23 days | 1,960 sqft |
| 2024-07-01 | 31 days | 2,025 sqft |
| 2024-08-01 | 30 days | 1,935 sqft |
| 2024-09-01 | 29 days | 1,969 sqft |
| 2024-10-01 | 28 days | 1,986 sqft |
| 2024-11-01 | 39 days | 1,917 sqft |
| 2024-12-01 | 48 days | 1,874 sqft |
| 2025-01-01 | 50 days | 1,863 sqft |
| 2025-02-01 | 39 days | 1,888 sqft |
| 2025-03-01 | 25 days | 1,921 sqft |
| 2025-04-01 | 21 days | 1,957 sqft |
| 2025-05-01 | 23 days | 1,986 sqft |
| 2025-06-01 | 25 days | 1,980 sqft |
| 2025-07-01 | 35 days | 1,966 sqft |
| 2025-08-01 | 37 days | 1,937 sqft |
| 2025-09-01 | 37 days | 1,915 sqft |
| 2025-10-01 | 37 days | 1,917 sqft |
| 2025-11-01 | 43 days | 1,886 sqft |
| 2025-12-01 | 55 days | 1,848 sqft |
| 2026-01-01 | 61 days | 1,850 sqft |
| 2026-02-01 | 47 days | 1,855 sqft |
| 2026-03-01 | 31 days | 1,870 sqft |
| 2026-04-01 | 24 days | 1,910 sqft |
| 2026-05-01 | 26 days | 1,920 sqft |
| 2026-06-01 | 35 days | 1,938 sqft |
| 2026-07-01 | 43 days | 1,975 sqft |
| 2026-08-01 | 46 days | 1,932 sqft |
| 2026-09-01 | 0 days | 1,926 sqft |
| 2026-10-01 | 0 days | 1,906 sqft |
WORCESTER's median listing age (time on market) for 2026-10-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
WORCESTER's median square footage for active listings during the 2026-10-01 period was 1,906 sqft. One year prior, the average listing was 1,917 sqft.
WORCESTER's median square footage for active listings during the 2026-10-01 period was 1,906 sqft. One year prior, the average listing was 1,917 sqft.
WORCESTER, MA-CT Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 8,895 | $4,262,235,000 | $479,172 |
| Refi | 2,952 | $1,161,740,000 | $393,543 |
| Cash Out Refi | 2,858 | $755,890,000 | $264,482 |
| Home Improvement | 2,331 | $347,365,000 | $149,020 |
| Other | 1,590 | $202,700,000 | $127,484 |
Worcester's most frequently cited loan purpose was Home Purchase, with 8,895 originations. The 2nd most popular reason was Refi, with 2,952 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 8,126 | $3,248,220,000 | $399,732 |
| 7-8% | 3,090 | $1,026,270,000 | $332,126 |
| 5-6% | 2,992 | $1,535,240,000 | $513,115 |
| Over 8% | 1,895 | $291,355,000 | $153,749 |
| <2.5% | 196 | $7,450,000 | $38,010 |
| 4-5% | 132 | $46,010,000 | $348,561 |
| 2.5-3% | 103 | $4,855,000 | $47,136 |
| 3-4% | 18 | $5,880,000 | $326,667 |
During 2025, Worcester's most frequently originated rate bucket was 6-7%, with 8,126 originations.
Loan Sizing (WORCESTER, MA-CT MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 6,170 | $1,866,140,000 | $302,454 |
| $400k-600k | 4,540 | $2,185,310,000 | $481,346 |
| $100,000 or less | 3,240 | $177,330,000 | $54,731 |
| $100k-200k | 2,842 | $399,100,000 | $140,429 |
| $600k-1000k | 1,594 | $1,141,360,000 | $716,035 |
| $Over $1MM | 240 | $960,690,000 | $4,002,875 |
WORCESTER's loan sizing saw the bucket of loans from $200k-400k with 6,170 originations, totaling $1,866,140,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 5,392 | $2,492,280,000 | $462,218 |
| 60-80% | 3,964 | $1,999,210,000 | $504,342 |
| Under 20% | 2,947 | $206,615,000 | $70,110 |
| 20-40% | 2,341 | $444,025,000 | $189,673 |
| 40-60% | 1,638 | $907,450,000 | $553,999 |
| Over 100% | 125 | $63,855,000 | $510,840 |
WORCESTER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,392 originations, totaling $2,492,280,000 in origination value.