Malvern Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Malvern averaged 7.37% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 7.34% and one month ago for the week of 2023-10-26, the average rate was 7.94%.

Malvern's average rate one year ago was 6.63%.

For refis of the same type during the week of 2023-11-30, the average rate was 7.62%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Malvern 30 Year Fixed Rate 2023-11-30 7.37%
Malvern 30 Year Fixed Rate Refi 2023-11-30 7.62%
Malvern 15 Year Fixed Rate 2023-11-30 6.36%
Malvern 15 Year Fixed Rate Refi 2023-11-30 7.16%
Malvern 30 Year FHA 2023-11-30 7.15%
Malvern 30 Year FHA Refi 2023-11-30 7.15%
Malvern 30 Year USDA 2023-11-30 7.2%
Malvern 30 Year USDA Refi 2023-11-30 6.8%
Malvern 30 Year VA 2023-11-30 6.67%
Malvern 30 Year VA Refi 2023-11-30 6.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Malvern, AR.

Malvern Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Malvern, AR market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
GMFS LLC 10 3.65% $3,176
QUICKEN LOANS, LLC 8 5.73% $4,029
Citizens Bank 7 3.71% $4,668
VANDERBILT MORTGAGE AND FINANCE, INC. 6 6.37% $9,577
FIRST COMMUNITY MORTGAGE, INC. 6 3.85% $4,405
FirstTrust Home Loans, Inc. 6 4.73% $5,434
EVERETT FINANCIAL, INC. 5 4.63% $1,661
SWBC MORTGAGE CORPORATION 5 5.75% $4,488
First Security Bank 5 5.10% $3,772
Eagle Bank and Trust Company 5 5.85% $5,628
UNITED WHOLESALE MORTGAGE, LLC 4 5.59% $3,788
LOANDEPOT.COM, LLC 4 5.12% $4,560
Centennial Bank 3 5.58% $3,189
Wells Fargo Bank 3 5.58% $5,598
U.S. Bank 3 4.79% $2,916
AMERISAVE MORTGAGE CORPORATION 3 4.83% $6,591
COMMUNITY MORTGAGE CORPORATION 3 5.24% $2,436
Bank of England 3 4.63% $3,424
Simmons Bank 3 5.29% $3,144
First Horizon Bank 3 4.58% $2,592
Arvest Bank 3 4.42% $3,531
JPMorgan Chase Bank 2 4.75% $3,332
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 6.62% $4,497
Farm Credit Services of Western Arkansas, ACA 2 5.33% $6,183
21ST MORTGAGE CORPORATION 2 7.15% $5,193
NAVY FEDERAL CREDIT UNION 2 5.94% $7,486
RED RIVER EMPLOYEES 2 7.63% $4,451
Regions Bank 2 5.69% $3,795
TELCOE FEDERAL CREDIT UNION 2 4.69% $4,969
Gateway First Bank 1 6.38% $2,638
Charles Schwab Bank, SSB 1 2.50% $2,841
GSF Mortgage Corporation 1 4.99% $12,245
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.38% $2,720
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 4.37% $2,589
Chambers Bank 1 6.63% $2,867
Ameris Bank 1 7.00% $4,522
NBH Bank 1 6.75% $6,769
NEWREZ LLC 1 3.99% $5,026
NTFN, INC. 1 6.38% $3,068
NUMARK CREDIT UNION 1 5.88% $2,574
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.13% $4,095
CALIBER HOME LOANS, INC. 1 6.00% $5,033
AMERICAN PACIFIC MORTGAGE CORPORATION 1 5.50% $4,159
AMERICAN FINANCING CORPORATION 1 5.99% $6,568
ROYAL UNITED MORTGAGE LLC 1 5.88% $5,543
BROKER SOLUTIONS, INC. 1 3.49% $5,696
Bank OZK 1 6.63% $2,700
Wyndham Capital Mortgage, Inc. 1 6.00% $2,741
TOP FLITE FINANCIAL, INC. 1 4.38% $3,417
Truist 1 3.30% $2,801
First Financial Bank 1 5.50% $4,247
First Community Bank 1 5.88% $5,947
DEEPHAVEN MORTGAGE LLC 1 6.63% $7,308
Citibank 1 5.50% $5,231
Flanagan State Bank 1 5.00% $4,145

Malvern Average Closing Costs & Other Stats

Malvern, AR's 55 lenders originated 533 loans during 2022. The total origination value was $80,365,000, with an average loan value of $150,779.

Malvern's average closing costs are $3,975.

The top Malvern lender as defined by loan originations is GMFS LLC, with 10 loans originated. Their average total fees are $3,176, which is $853 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Malvern lenders (with over 10 loans originated) are GMFS LLC ($3,176), .

The lowest rate Malvern lenders (with over 10 loans originated) are GMFS LLC (3.65%), .

Malvern, AR Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
GMFS LLC $8,930,000 $6,565,000 -26.5% 8.2%
Southern Bancorp Bank $4,460,000 $4,190,000 -6.1% 5.2%
QUICKEN LOANS, LLC $11,090,000 $3,850,000 -65.3% 4.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,325,000 $3,235,000 144.2% 4.0%
FirstTrust Home Loans, Inc. $3,385,000 $3,090,000 -8.7% 3.8%
SWBC MORTGAGE CORPORATION $3,060,000 $2,900,000 -5.2% 3.6%
First Security Bank $440,000 $2,455,000 458.0% 3.1%
NAVY FEDERAL CREDIT UNION $805,000 $2,390,000 196.9% 3.0%
EVERETT FINANCIAL, INC. $125,000 $2,290,000 1,732.0% 2.8%
U.S. Bank $3,685,000 $2,240,000 -39.2% 2.8%
Citizens Bank $2,210,000 $2,165,000 -2.0% 2.7%
Farmers Bank & Trust Company $2,285,000 $2,110,000 -7.7% 2.6%
FIRST COMMUNITY MORTGAGE, INC. $1,155,000 $2,110,000 82.7% 2.6%
Bank OZK $800,000 $1,830,000 128.8% 2.3%
LOANDEPOT.COM, LLC $1,010,000 $1,580,000 56.4% 2.0%
Eagle Bank and Trust Company $1,840,000 $1,445,000 -21.5% 1.8%
Mortgage Research Center, LLC $2,250,000 $1,445,000 -35.8% 1.8%
COMMUNITY MORTGAGE CORPORATION $1,670,000 $1,315,000 -21.3% 1.6%
TRIAD FINANCIAL SERVICES, INC. $965,000 $1,220,000 26.4% 1.5%
Farm Credit Services of Western Arkansas, ACA $1,140,000 $1,215,000 6.6% 1.5%
Arvest Bank $2,685,000 $1,210,000 -54.9% 1.5%
UNITED WHOLESALE MORTGAGE, LLC $1,570,000 $1,150,000 -26.8% 1.4%
FLAT BRANCH MORTGAGE, INC. $360,000 $1,085,000 201.4% 1.4%
Citibank $1,005,000 n/a 1.3%
RED RIVER EMPLOYEES $120,000 $965,000 704.2% 1.2%
AMERISAVE MORTGAGE CORPORATION $365,000 $960,000 163.0% 1.2%
Simmons Bank $700,000 $940,000 34.3% 1.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $520,000 $885,000 70.2% 1.1%
21ST MORTGAGE CORPORATION $985,000 $880,000 -10.7% 1.1%
Wells Fargo Bank $1,485,000 $855,000 -42.4% 1.1%
BANK OF LITTLE ROCK MORTGAGE CORPORATION $830,000 n/a 1.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,290,000 $820,000 -36.4% 1.0%
Regions Bank $1,075,000 $750,000 -30.2% 0.9%
FREEDOM MORTGAGE CORPORATION $2,410,000 $730,000 -69.7% 0.9%
BROKER SOLUTIONS, INC. $505,000 $715,000 41.6% 0.9%
ARKANSAS Federal Credit Union $1,845,000 $680,000 -63.1% 0.8%
PENNYMAC LOAN SERVICES, LLC $1,225,000 $670,000 -45.3% 0.8%
First Horizon Bank $200,000 $595,000 197.5% 0.7%
Bank of England $210,000 $555,000 164.3% 0.7%
Relyance Bank $545,000 n/a 0.7%
CALIBER HOME LOANS, INC. $1,190,000 $525,000 -55.9% 0.7%
SOUTHWEST STAGE FUNDING, LLC $935,000 $505,000 -46.0% 0.6%
Chambers Bank $140,000 $490,000 250.0% 0.6%
GSF Mortgage Corporation $480,000 n/a 0.6%
TELCOE FEDERAL CREDIT UNION $145,000 $470,000 224.1% 0.6%
NBH Bank $465,000 n/a 0.6%
Flanagan State Bank $815,000 $455,000 -44.2% 0.6%
JPMorgan Chase Bank $300,000 $435,000 45.0% 0.5%
Centennial Bank $550,000 $415,000 -24.5% 0.5%
MORTGAGE FINANCIAL SERVICES, LLC $230,000 $415,000 80.4% 0.5%
Paramount Residential Mortgage Group, Inc. $395,000 n/a 0.5%
GUARANTEED RATE, INC. $240,000 $385,000 60.4% 0.5%
DEEPHAVEN MORTGAGE LLC $355,000 n/a 0.4%
Diamond Bank $815,000 $345,000 -57.7% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $95,000 $340,000 257.9% 0.4%
ACADEMY MORTGAGE CORPORATION $335,000 n/a 0.4%
Gateway First Bank $635,000 $320,000 -49.6% 0.4%
Farmers Bank & Trust $295,000 n/a 0.4%
Magnolia Bank $135,000 $280,000 107.4% 0.3%
First Guaranty Mortgage Corporation $380,000 $270,000 -28.9% 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $255,000 n/a 0.3%
Charles Schwab Bank, SSB $255,000 n/a 0.3%
First Community Bank $355,000 $255,000 -28.2% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $350,000 $250,000 -28.6% 0.3%
NTFN, INC. $245,000 n/a 0.3%
Bank of Bartlett $235,000 n/a 0.3%
NEW DAY FINANCIAL, LLC $580,000 $230,000 -60.3% 0.3%
NEWREZ LLC $105,000 $220,000 109.5% 0.3%
Truist $215,000 n/a 0.3%
DAS Acquisition Company, LLC $295,000 $205,000 -30.5% 0.3%
NUMARK CREDIT UNION $205,000 n/a 0.3%
Chicago Mortgage Solutions LLC $185,000 n/a 0.2%
Wyndham Capital Mortgage, Inc. $185,000 n/a 0.2%
The Citizens Bank $125,000 $180,000 44.0% 0.2%
ENDEAVOR CAPITAL, LLC. $95,000 $165,000 73.7% 0.2%
Nations Lending Corporation $95,000 $165,000 73.7% 0.2%
LIMA ONE CAPITAL, LLC $160,000 n/a 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 n/a 0.2%
Ameris Bank $145,000 n/a 0.2%
First Financial Bank $145,000 n/a 0.2%
United Fidelity Funding Corp. $145,000 n/a 0.2%
CORNERSTONE HOME LENDING, INC. $255,000 $135,000 -47.1% 0.2%
Firstar Bank $130,000 n/a 0.2%
Mr. Cooper ( Nationstar Mortgage ) $870,000 $125,000 -85.6% 0.2%
CREDIT HUMAN FEDERAL CREDIT UNION $145,000 $115,000 -20.7% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $545,000 $115,000 -78.9% 0.1%
MORTGAGE INVESTORS GROUP, INC. $870,000 $115,000 -86.8% 0.1%
AMERICAN FINANCING CORPORATION $105,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $205,000 $105,000 -48.8% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $95,000 $95,000 0.0% 0.1%
Barrington Bank & Trust Company, N.A. $75,000 $95,000 26.7% 0.1%
ROYAL UNITED MORTGAGE LLC $200,000 $95,000 -52.5% 0.1%
USAA Federal Savings Bank $770,000 $95,000 -87.7% 0.1%
VILLAGE CAPITAL MORTGAGE $405,000 $95,000 -76.5% 0.1%
SPRING EQ, LLC $85,000 n/a 0.1%
United Community Bank $85,000 n/a 0.1%
PNC Bank $65,000 n/a 0.1%
Discover Bank $105,000 $35,000 -66.7% 0.0%
ENCORE BANK $35,000 n/a 0.0%

Malvern's top lender by overall market share is GMFS LLC, with 8.2% market share. In second place, with 5.2%, is Southern Bancorp Bank, having originated $4,190,000 in loans. In third place, with 4.8%, is QUICKEN LOANS, LLC, having originated $3,850,000 in loans. In fourth place, with 4.0%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $3,235,000 in loans. In fifth place, with 3.8%, is FirstTrust Home Loans, Inc., having originated $3,090,000 in loans.


Malvern Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Malvern (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $127,750 (12.6%) $161,300 (10.3%) 0.00 129
2018-02-01 $128,725 (18.1%) $167,864 (14.1%) 0.00 133
2018-03-01 $129,900 (23.8%) $167,298 (15.3%) 0.00 114
2018-04-01 $139,250 (27.8%) $185,157 (24.4%) 0.00 116
2018-05-01 $132,588 (15.6%) $184,514 (24.7%) 0.00 118
2018-06-01 $132,500 (9.4%) $181,608 (19.0%) 0.00 127
2018-07-01 $139,250 (7.1%) $178,761 (15.1%) 0.00 122
2018-08-01 $149,350 (8.7%) $168,239 (5.5%) 0.00 118
2018-09-01 $150,000 (7.7%) $171,123 (6.8%) 0.00 116
2018-10-01 $144,950 (4.3%) $167,937 (0.4%) 0.00 122
2018-11-01 $129,225 (-5.8%) $149,894 (-9.0%) 0.00 120
2018-12-01 $129,175 (-0.6%) $147,785 (-6.9%) 0.00 109
2019-01-01 $130,825 (2.4%) $146,436 (-9.2%) 0.00 104
2019-02-01 $140,219 (8.9%) $157,100 (-6.4%) 0.00 95
2019-03-01 $120,243 (-7.4%) $150,091 (-10.3%) 0.00 95
2019-04-01 $111,243 (-20.1%) $146,062 (-21.1%) 0.00 94
2019-05-01 $136,200 (2.7%) $162,588 (-11.9%) 0.00 89
2019-06-01 $155,000 (17.0%) $170,446 (-6.2%) 0.00 91
2019-07-01 $149,750 (7.5%) $174,456 (-2.4%) 0.00 83
2019-08-01 $151,643 (1.5%) $173,111 (2.9%) 0.00 84
2019-09-01 $154,108 (2.7%) $173,266 (1.3%) 0.00 87
2019-10-01 $155,189 (7.1%) $173,368 (3.2%) 0.00 88
2019-11-01 $159,000 (23.0%) $186,126 (24.2%) 0.00 83
2019-12-01 $157,225 (21.7%) $192,481 (30.2%) 0.00 89
2020-01-01 $159,600 (22.0%) $197,826 (35.1%) 0.00 92
2020-02-01 $160,000 (14.1%) $209,419 (33.3%) 0.00 94
2020-03-01 $192,000 (59.7%) $220,828 (47.1%) 0.00 88
2020-04-01 $198,750 (78.7%) $232,593 (59.2%) 0.00 80
2020-05-01 $192,450 (41.3%) $235,962 (45.1%) 0.00 71
2020-06-01 $190,725 (23.1%) $252,992 (48.4%) 0.00 62
2020-07-01 $193,625 (29.3%) $250,896 (43.8%) 0.00 64
2020-08-01 $199,000 (31.2%) $271,253 (56.7%) 0.00 59
2020-09-01 $164,725 (6.9%) $261,606 (51.0%) 0.00 59
2020-10-01 $175,000 (12.8%) $256,881 (48.2%) 0.00 53
2020-11-01 $159,450 (0.3%) $242,706 (30.4%) 0.00 58
2020-12-01 $141,725 (-9.9%) $245,594 (27.6%) 0.00 61
2021-01-01 $176,000 (10.3%) $251,305 (27.0%) 0.00 55
2021-02-01 $136,750 (-14.5%) $258,893 (23.6%) 0.00 47
2021-03-01 $166,375 (-13.4%) $297,483 (34.7%) 0.00 44
2021-04-01 $159,175 (-19.9%) $274,004 (17.8%) 0.00 42
2021-05-01 $165,000 (-14.3%) $294,311 (24.7%) 0.00 40
2021-06-01 $175,920 (-7.8%) $305,685 (20.8%) 0.00 39
2021-07-01 $182,450 (-5.8%) $289,390 (15.3%) 0.00 46
2021-08-01 $173,650 (-12.7%) $212,336 (-21.7%) 0.00 54
2021-09-01 $176,975 (7.4%) $245,520 (-6.2%) 0.00 47
2021-10-01 $179,900 (2.8%) $261,411 (1.8%) 0.00 52
2021-11-01 $211,238 (32.5%) $295,354 (21.7%) 0.00 46
2021-12-01 $221,250 (56.1%) $312,129 (27.1%) 0.00 44
2022-01-01 $225,000 (27.8%) $309,531 (23.2%) 0.00 37
2022-02-01 $198,000 (44.8%) $294,419 (13.7%) 0.00 44
2022-03-01 $182,000 (9.4%) $262,719 (-11.7%) 0.00 39
2022-04-01 $164,950 (3.6%) $236,685 (-13.6%) 0.00 43
2022-05-01 $178,333 (8.1%) $258,521 (-12.2%) 0.00 54
2022-06-01 $192,750 (9.6%) $280,696 (-8.2%) 0.00 49
2022-07-01 $195,000 (6.9%) $269,394 (-6.9%) 0.00 60
2022-08-01 $192,500 (10.9%) $261,704 (23.3%) 0.00 64
2022-09-01 $189,500 (7.1%) $281,443 (14.6%) 0.00 58
2022-10-01 $189,000 (5.1%) $299,001 (14.4%) 0.00 57
2022-11-01 $173,450 (-17.9%) $255,912 (-13.4%) 0.00 77
2022-12-01 $169,950 (-23.2%) $248,223 (-20.5%) 0.00 69
2023-01-01 $172,450 (-23.4%) $241,589 (-22.0%) 0.00 57
2023-02-01 $176,000 (-11.1%) $237,855 (-19.2%) 0.00 55
2023-03-01 $182,225 (0.1%) $269,802 (2.7%) 0.00 46
2023-04-01 $197,000 (19.4%) $284,930 (20.4%) 0.00 44
2023-05-01 $243,750 (36.7%) $325,403 (25.9%) 0.00 47
2023-06-01 $236,225 (22.6%) $336,955 (20.0%) 0.00 48
2023-07-01 $232,450 (19.2%) $310,958 (15.4%) 0.00 53
2023-08-01 $217,000 (12.7%) $274,322 (4.8%) 0.00 56
2023-09-01 $201,000 (6.1%) $258,621 (-8.1%) 0.00 58
2023-10-01 $212,725 (12.6%) $250,842 (-16.1%) 0.00 57
2023-11-01 $198,000 (14.2%) $236,631 (-7.5%) 0.00 61
Malvern's median listing price for 2023-11-01 was $198,000, a difference of $24,550 (14.2%) versus the prior year and $-14,725 versus the prior month.

Malvern's median listing price comes in at 0% of the national average.

Malvern's average listing price for 2023-11-01 was $236,631, a difference of $-19,281 (-7.5%) versus the prior year and $-14,211 versus the prior month.

For the 2023-11-01 period, Malvern had 61 MLS listings, a difference of 4 listings (7%) versus the prior month and -16 listings (-21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Malvern (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,574 sqft
2018-02-01 0 days 1,574 sqft
2018-03-01 0 days 1,636 sqft
2018-04-01 0 days 1,692 sqft
2018-05-01 0 days 1,688 sqft
2018-06-01 0 days 1,771 sqft
2018-07-01 0 days 1,770 sqft
2018-08-01 0 days 1,746 sqft
2018-09-01 0 days 1,769 sqft
2018-10-01 0 days 1,743 sqft
2018-11-01 0 days 1,752 sqft
2018-12-01 0 days 1,681 sqft
2019-01-01 0 days 1,655 sqft
2019-02-01 0 days 1,680 sqft
2019-03-01 0 days 1,614 sqft
2019-04-01 0 days 1,598 sqft
2019-05-01 0 days 1,671 sqft
2019-06-01 0 days 1,680 sqft
2019-07-01 0 days 1,700 sqft
2019-08-01 0 days 1,664 sqft
2019-09-01 0 days 1,664 sqft
2019-10-01 0 days 1,664 sqft
2019-11-01 0 days 1,727 sqft
2019-12-01 0 days 1,699 sqft
2020-01-01 0 days 1,746 sqft
2020-02-01 0 days 1,756 sqft
2020-03-01 0 days 1,811 sqft
2020-04-01 0 days 1,811 sqft
2020-05-01 0 days 1,844 sqft
2020-06-01 0 days 1,821 sqft
2020-07-01 0 days 1,820 sqft
2020-08-01 0 days 1,916 sqft
2020-09-01 0 days 1,890 sqft
2020-10-01 0 days 2,023 sqft
2020-11-01 0 days 1,914 sqft
2020-12-01 0 days 1,792 sqft
2021-01-01 0 days 1,916 sqft
2021-02-01 0 days 1,779 sqft
2021-03-01 0 days 1,780 sqft
2021-04-01 0 days 1,630 sqft
2021-05-01 0 days 1,657 sqft
2021-06-01 0 days 1,642 sqft
2021-07-01 0 days 1,644 sqft
2021-08-01 0 days 1,549 sqft
2021-09-01 0 days 1,600 sqft
2021-10-01 0 days 1,456 sqft
2021-11-01 0 days 1,758 sqft
2021-12-01 0 days 1,792 sqft
2022-01-01 0 days 2,014 sqft
2022-02-01 0 days 1,907 sqft
2022-03-01 0 days 1,795 sqft
2022-04-01 0 days 1,545 sqft
2022-05-01 0 days 1,425 sqft
2022-06-01 0 days 1,553 sqft
2022-07-01 0 days 1,703 sqft
2022-08-01 0 days 1,742 sqft
2022-09-01 0 days 1,780 sqft
2022-10-01 0 days 1,771 sqft
2022-11-01 0 days 1,771 sqft
2022-12-01 0 days 1,778 sqft
2023-01-01 0 days 1,825 sqft
2023-02-01 0 days 1,873 sqft
2023-03-01 0 days 1,912 sqft
2023-04-01 0 days 1,949 sqft
2023-05-01 0 days 1,970 sqft
2023-06-01 0 days 2,059 sqft
2023-07-01 0 days 1,985 sqft
2023-08-01 0 days 1,708 sqft
2023-09-01 0 days 1,691 sqft
2023-10-01 0 days 1,696 sqft
2023-11-01 0 days 1,694 sqft
Malvern's median listing age (time on market) for 2023-11-01 was 0 days.

Malvern's median square footage for active listings during the 2023-11-01 period was 1,694 sqft. One year prior, the average listing was 1,771 sqft.

Malvern, AR Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 357 $58,405,000 $163,599
Cash Out Refi 69 $11,165,000 $161,812
Refi 64 $8,090,000 $126,406
Home Improvement 27 $1,685,000 $62,407
Other 16 $1,020,000 $63,750

Malvern's most frequently cited loan purpose was Home Purchase, with 357 originations. The 2nd most popular reason was Cash Out Refi, with 69 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 137 $22,035,000 $160,839
5-6% 131 $20,095,000 $153,397
3-4% 87 $14,155,000 $162,701
6-7% 76 $11,580,000 $152,368
Over 8% 37 $3,405,000 $92,027
2.5-3% 25 $4,055,000 $162,200
7-8% 24 $2,540,000 $105,833
<2.5% 6 $1,080,000 $180,000

During 2022, Malvern's most frequently originated rate bucket was 4-5%, with 137 originations.

Loan Sizing (Malvern, AR MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 213 $30,375,000 $142,606
$100,000 or less 194 $12,290,000 $63,351
$200k-400k 108 $28,690,000 $265,648
$400k-600k 16 $7,320,000 $457,500
$600k-1000k 1 $685,000 $685,000
$Over $1MM 1 $1,005,000 $1,005,000

Malvern's loan sizing saw the bucket of loans from $100k-200k with 213 originations, totaling $30,375,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 258 $45,260,000 $175,426
60-80% 147 $22,275,000 $151,531
40-60% 57 $6,685,000 $117,281
20-40% 24 $1,370,000 $57,083
Under 20% 20 $680,000 $34,000
Over 100% 17 $2,675,000 $157,353

Malvern's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 258 originations, totaling $45,260,000 in origination value.