High Plains Bank Mortgage Rates, Fees & Info
Flagler, COLEI: 549300U72NFUEEEZB183
Tax ID: 84-0203776
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Mortgage Data
Review & Overview
High Plains Bank is a smaller bank specializing in Home Purchase and Home Improvement loans. High Plains Bank has a high proportion of conventional loans. Their top markets by origination volume include: Boulder, Greeley, Fort Collins, Denver, and Fort Morgan among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)High Plains Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
26Origination Dollar Volume (All Markets)
$5,830,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,845,000 | $615,000 | $0 | 0.00% |
| GREELEY, CO (FHA|USDA|VA) | 8 | $1,590,000 | $198,750 | $0 | 0.00% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $0 | 0.00% |
| Fort Morgan, CO (FHA|USDA|VA) | 7 | $455,000 | $65,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 26 | $5,830,000 | $224,231 | $0 | 0.00% |
For 2023, High Plains Bank's most frequently originated type of loan was Conventional, with 26 originations.
Loan Reason
For 2023, High Plains Bank's most frequently cited loan purpose was Home Purchase, with 9 originations. The 2nd most popular reason was Home Improvement, with 9 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 26 | $5,830,000 | $224,231 | $0 | 0.00% |
For 2023, High Plains Bank's most frequently cited loan duration was Other, with 26 originations.
Loan Sizing
2023 saw High Plains Bank place emphasis on $100,000 or less loans with 11 originations, totaling $485,000 in origination value.
Applicant Income
High Plains Bank lent most frequently to those with incomes in the $50k or less range, with 5 originations. The second most popular income band? $100k-150k, with 3 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 26 | $5,830,000 | $224,231 | $0 | 0.00% |
High Plains Bank lent most frequently to those with DTI ratios of Exempt%, with 26 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.63%
High Plains Bank has an average approval rate.
Pick Rate
Approvals leading to origination88.46%
High Plains Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 26 | $5,830,000 | $224,231 |