Fort Morgan Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fort Morgan averaged 6.58% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2026-10-29) was 6.74% and one month ago for the week of 2026-10-01, the average rate was 6.68%.

    Fort Morgan's average rate one year ago was 5.97%.

    For refis of the same type during the week of 2026-11-05, the average rate was 7.48%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2026-11-05 7.18%
    Fort Morgan 30 Year Fixed Rate 2026-11-05 6.58%
    Fort Morgan 30 Year Fixed Rate Refi 2026-11-05 7.48%
    Fort Morgan 15 Year Fixed Rate 2026-11-05 6.77%
    Fort Morgan 15 Year Fixed Rate Refi 2026-11-05 6.57%
    Fort Morgan 30 Year FHA 2026-11-05 6.88%
    Fort Morgan 30 Year FHA Refi 2026-11-05 6.83%
    Fort Morgan 30 Year USDA 2026-11-05 7.1%
    Fort Morgan 30 Year USDA Refi 2026-11-05 6.8%
    Fort Morgan 30 Year VA 2026-11-05 6.96%
    Fort Morgan 30 Year VA Refi 2026-11-05 6.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fort Morgan, CO.

    Fort Morgan Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fort Morgan, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 27 6.42% $10,778
    Bank of Colorado 25 6.32% $5,605
    QUICKEN LOANS, LLC 15 6.60% $6,161
    Loan Simple, Inc. 11 2.55% $2,717
    GUILD MORTGAGE COMPANY 9 6.65% $6,734
    JPMorgan Chase Bank 8 6.42% $4,835
    CROSSCOUNTRY MORTGAGE, LLC 6 5.76% $6,839
    CMG MORTGAGE, INC. 5 6.33% $7,134
    PRIMARY RESIDENTIAL MORTGAGE, INC. 4 6.50% $6,117
    The Loan Store, Inc. 4 6.96% $7,144
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.50% $7,337
    Financial Funding Solutions, Inc. 3 6.71% $2,337
    NEWREZ LLC 3 6.62% $6,864
    AMERICAN FINANCING CORPORATION 2 6.38% $14,042
    Ixonia Bank 2 7.19% $5,703
    Citadel Servicing Corporation 2 9.00% $14,913
    EVERETT FINANCIAL, INC. 2 6.50% $9,244
    Mortgage Research Center, LLC 2 6.18% $2,747
    Mr. Cooper ( Nationstar Mortgage ) 2 6.93% $4,141
    CLEARPATH LENDING 2 6.50% $9,364
    Golden Empire Mortgage, Inc. 2 6.69% $9,457
    PENNYMAC LOAN SERVICES, LLC 2 6.62% $3,392
    GUARANTEED RATE, INC. 2 6.68% $8,303
    PLAZA HOME MORTGAGE, INC. 2 6.50% $10,032
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.43% $6,657
    HOMESIDE FINANCIAL, LLC 2 6.81% $5,737
    VAN DYK MORTGAGE CORPORATION 2 6.31% $4,042
    ZILLOW HOME LOANS, LLC 1 6.13% $3,314
    BMO Harris Bank 1 6.75% $2,707
    BROKER SOLUTIONS, INC. 1 6.50% $7,955
    Century Mortgage Company DBA Century Lending Company 1 7.25% $5,229
    Commerce Home Mortgage, Inc. 1 6.50% $8,233
    Ent Credit Union 1 6.25% $3,328
    Equity Prime Mortgage LLC 1 6.88% $10,524
    First Interstate Bank 1 7.88% $4,498
    FREEDOM MORTGAGE CORPORATION 1 7.00% $4,489
    GUARANTEED RATE AFFINITY, LLC 1 7.15% $4,092
    Hometown Equity Mortgage, LLC 1 7.25% $8,282
    IDEAL HOME LOANS LLC 1 5.88% $10,131
    Keystone Funding, Inc. 1 6.63% $4,015
    LOANDEPOT.COM, LLC 1 6.99% $8,831
    M2 Lending Solutions, LLC 1 7.00% $8,988
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.99% $9,746
    NAVY FEDERAL CREDIT UNION 1 6.00% $3,541
    NFM, INC. 1 6.88% $4,173
    Northpointe Bank 1 7.00% $6,551
    Paramount Residential Mortgage Group, Inc. 1 7.25% $3,783
    Plains Commerce Bank 1 6.00% $6,051
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.25% $2,340
    RESIDENTIAL BANCORP 1 7.49% $7,348
    S1L, Inc. 1 6.88% $5,349
    ALAMEDA MORTGAGE CORPORATION 1 7.13% $5,058

    Fort Morgan Average Closing Costs & Other Stats

    Fort Morgan, CO's 52 lenders originated 606 loans during 2025. The total origination value was $162,200,000, with an average loan value of $267,657.

    Fort Morgan's average closing costs are $6,811.

    The top Fort Morgan lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 27 loans originated. Their average total fees are $10,778, which is $5,174 higher than the next largest lender, Bank of Colorado.

    The lowest fee Fort Morgan lenders (with over 10 loans originated) are Loan Simple, Inc. ($2,717), Bank of Colorado ($5,605), QUICKEN LOANS, LLC ($6,161), UNITED WHOLESALE MORTGAGE, LLC ($10,778) and .

    The lowest rate Fort Morgan lenders (with over 10 loans originated) are Loan Simple, Inc. (2.55%), Bank of Colorado (6.32%), UNITED WHOLESALE MORTGAGE, LLC (6.42%), QUICKEN LOANS, LLC (6.60%) and .

    Fort Morgan, CO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $18,050,000 $22,045,000 22.1% 13.6%
    Bank of Colorado $19,280,000 $21,180,000 9.9% 13.1%
    QUICKEN LOANS, LLC $7,425,000 $8,980,000 20.9% 5.5%
    GUILD MORTGAGE COMPANY $6,680,000 $7,210,000 7.9% 4.4%
    Loan Simple, Inc. $4,260,000 $6,165,000 44.7% 3.8%
    FMS Bank $4,410,000 $5,070,000 15.0% 3.1%
    CROSSCOUNTRY MORTGAGE, LLC $5,475,000 $4,685,000 -14.4% 2.9%
    AMERICAN FINANCING CORPORATION $5,300,000 $4,050,000 -23.6% 2.5%
    PENNYMAC LOAN SERVICES, LLC $1,635,000 $3,570,000 118.3% 2.2%
    JPMorgan Chase Bank $1,150,000 $2,600,000 126.1% 1.6%
    NEWREZ LLC $2,685,000 $2,445,000 -8.9% 1.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,800,000 $2,395,000 -14.5% 1.5%
    GUARANTEED RATE, INC. $1,390,000 $2,325,000 67.3% 1.4%
    EQUITABLE SAVINGS AND LOAN ASSOCIATION $1,110,000 $2,270,000 104.5% 1.4%
    CMG MORTGAGE, INC. $1,525,000 $2,140,000 40.3% 1.3%
    Northpointe Bank $1,920,000 $2,090,000 8.9% 1.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $2,605,000 $2,090,000 -19.8% 1.3%
    BROKER SOLUTIONS, INC. $3,490,000 $2,045,000 -41.4% 1.3%
    Mortgage Research Center, LLC $2,970,000 $2,040,000 -31.3% 1.3%
    HOMESIDE FINANCIAL, LLC $1,075,000 $1,945,000 80.9% 1.2%
    Financial Funding Solutions, Inc. $1,905,000 $1,845,000 -3.1% 1.1%
    Golden Empire Mortgage, Inc. $1,835,000 n/a 1.1%
    FREEDOM MORTGAGE CORPORATION $1,885,000 $1,760,000 -6.6% 1.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $265,000 $1,760,000 564.2% 1.1%
    The Loan Store, Inc. $1,400,000 n/a 0.9%
    NAVY FEDERAL CREDIT UNION $655,000 $1,345,000 105.3% 0.8%
    TOP FLITE FINANCIAL, INC. $535,000 $1,335,000 149.5% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $1,345,000 $1,295,000 -3.7% 0.8%
    Paramount Residential Mortgage Group, Inc. $895,000 $1,290,000 44.1% 0.8%
    Century Mortgage Company DBA Century Lending Company $195,000 $1,170,000 500.0% 0.7%
    S1L, Inc. $1,510,000 $1,145,000 -24.2% 0.7%
    EVERETT FINANCIAL, INC. $1,690,000 $1,065,000 -37.0% 0.7%
    Plains Commerce Bank $1,020,000 n/a 0.6%
    PHH Mortgage Corporation $585,000 $1,000,000 70.9% 0.6%
    BELLCO $190,000 $985,000 418.4% 0.6%
    TOWNE MORTGAGE COMPANY $930,000 n/a 0.6%
    PLAZA HOME MORTGAGE, INC. $925,000 n/a 0.6%
    MOVEMENT MORTGAGE, LLC $890,000 n/a 0.5%
    LAKEVIEW LOAN SERVICING, LLC $395,000 $805,000 103.8% 0.5%
    Citadel Servicing Corporation $780,000 n/a 0.5%
    CLEARPATH LENDING $780,000 n/a 0.5%
    Equity Prime Mortgage LLC $670,000 n/a 0.4%
    Ixonia Bank $1,485,000 $670,000 -54.9% 0.4%
    Ent Credit Union $350,000 $665,000 90.0% 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $500,000 $665,000 33.0% 0.4%
    First Western Trust Bank $780,000 $640,000 -17.9% 0.4%
    PNC Bank $85,000 $610,000 617.6% 0.4%
    ZILLOW HOME LOANS, LLC $450,000 $610,000 35.6% 0.4%
    VILLAGE CAPITAL MORTGAGE $1,235,000 $590,000 -52.2% 0.4%
    AMERISAVE MORTGAGE CORPORATION $90,000 $570,000 533.3% 0.4%
    ALAMEDA MORTGAGE CORPORATION $505,000 n/a 0.3%
    LENDINGHOME FUNDING CORPORATION $570,000 $500,000 -12.3% 0.3%
    GoPrime Mortgage, Inc. $485,000 n/a 0.3%
    BMO Harris Bank $310,000 $470,000 51.6% 0.3%
    VAN DYK MORTGAGE CORPORATION $2,980,000 $460,000 -84.6% 0.3%
    High Plains Bank $1,070,000 $450,000 -57.9% 0.3%
    INTERNATIONAL CITY MORTGAGE, INC. $445,000 n/a 0.3%
    AMERICAN HERITAGE LENDING, INC. $405,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $405,000 n/a 0.2%
    Gateway First Bank $355,000 $400,000 12.7% 0.2%
    MEGASTAR FINANCIAL CORP. $390,000 n/a 0.2%
    M2 Lending Solutions, LLC $385,000 n/a 0.2%
    RESIDENTIAL BANCORP $380,000 n/a 0.2%
    Hometown Equity Mortgage, LLC $355,000 n/a 0.2%
    ENVOY MORTGAGE, LTD $660,000 $345,000 -47.7% 0.2%
    GENEVA FINANCIAL, LLC $345,000 n/a 0.2%
    INTEGRITY MORTGAGE & FINANCIAL INCORPORATED $345,000 n/a 0.2%
    Keystone Funding, Inc. $395,000 $345,000 -12.7% 0.2%
    PLANET HOME LENDING, LLC $565,000 $345,000 -38.9% 0.2%
    LOANDEPOT.COM, LLC $310,000 $340,000 9.7% 0.2%
    FLAT BRANCH MORTGAGE, INC. $335,000 n/a 0.2%
    SUMMIT FUNDING, INC. $330,000 n/a 0.2%
    V.I.P. MORTGAGE, INC. $985,000 $325,000 -67.0% 0.2%
    NEW DAY FINANCIAL, LLC $165,000 $315,000 90.9% 0.2%
    The Eastern Colorado Bank $305,000 n/a 0.2%
    CANVAS CREDIT UNION $835,000 $300,000 -64.1% 0.2%
    RESIDENTIAL MORTGAGE, LLC $300,000 n/a 0.2%
    Carrington Mortgage Services, LLC $460,000 $295,000 -35.9% 0.2%
    The Federal Savings Bank $425,000 $295,000 -30.6% 0.2%
    Flagstar Bank, FSB $920,000 $285,000 -69.0% 0.2%
    U.S. Bank $2,230,000 $280,000 -87.4% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $265,000 n/a 0.2%
    GUARANTEED RATE AFFINITY, LLC $265,000 n/a 0.2%
    IDEAL HOME LOANS LLC $265,000 n/a 0.2%
    Elevations Credit Union $490,000 $260,000 -46.9% 0.2%
    SECURITY HOME MORTGAGE, LLC. $255,000 n/a 0.2%
    CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $120,000 $235,000 95.8% 0.1%
    First State Bank $235,000 n/a 0.1%
    LOANPAL, LLC $465,000 $220,000 -52.7% 0.1%
    NFM, INC. $215,000 n/a 0.1%
    Credit Union of Denver $195,000 n/a 0.1%
    Blue Federal Credit Union $45,000 $185,000 311.1% 0.1%
    Commerce Home Mortgage, Inc. $175,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $175,000 n/a 0.1%
    SPRING EQ, LLC $175,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $390,000 $155,000 -60.3% 0.1%
    Sooper Credit Union $155,000 n/a 0.1%
    Wells Fargo Bank $530,000 $155,000 -70.8% 0.1%
    Coastal Community Bank $335,000 $145,000 -56.7% 0.1%
    Greenbox Loans, Inc. $145,000 n/a 0.1%
    First Interstate Bank $125,000 n/a 0.1%
    LENDINGONE, LLC $445,000 $125,000 -71.9% 0.1%
    21ST MORTGAGE CORPORATION $75,000 $115,000 53.3% 0.1%
    Figure Lending LLC $120,000 $115,000 -4.2% 0.1%
    HomeTrust Bank $115,000 n/a 0.1%
    Discover Bank $115,000 $110,000 -4.3% 0.1%
    CoreFirst Bank & Trust $135,000 $105,000 -22.2% 0.1%
    PREMIER MEMBERS CREDIT UNION $25,000 $65,000 160.0% 0.0%
    WESTERRA CREDIT UNION $45,000 n/a 0.0%
    FIDELIS CATHOLIC $125,000 $25,000 -80.0% 0.0%

    Fort Morgan's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 13.6% market share. In second place, with 13.1%, is Bank of Colorado, having originated $21,180,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $8,980,000 in loans. In fourth place, with 4.4%, is GUILD MORTGAGE COMPANY, having originated $7,210,000 in loans. In fifth place, with 3.8%, is Loan Simple, Inc., having originated $6,165,000 in loans.

    Fort Morgan Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Fort Morgan (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $290,000 (16.1%) $283,280 (9.9%) 0.00 103
    2018-02-01 $290,000 (14.7%) $291,054 (11.5%) 0.00 96
    2018-03-01 $290,000 (9.4%) $300,993 (10.9%) 0.00 86
    2018-04-01 $290,000 (5.5%) $309,696 (11.7%) 0.00 80
    2018-05-01 $290,000 (5.5%) $306,124 (9.7%) 0.00 91
    2018-06-01 $290,000 (5.5%) $298,566 (4.8%) 0.00 99
    2018-07-01 $290,000 (5.5%) $300,978 (4.7%) 0.00 93
    2018-08-01 $290,000 (5.5%) $303,680 (4.3%) 0.00 103
    2018-09-01 $290,000 (5.5%) $307,930 (11.4%) 0.00 119
    2018-10-01 $294,625 (7.1%) $300,498 (7.4%) 0.00 113
    2018-11-01 $299,000 (8.7%) $309,788 (10.2%) 0.00 105
    2018-12-01 $299,000 (3.1%) $302,843 (4.2%) 0.00 97
    2019-01-01 $299,000 (3.1%) $302,892 (6.9%) 0.00 91
    2019-02-01 $299,000 (3.1%) $309,704 (6.4%) 0.00 84
    2019-03-01 $299,000 (3.1%) $308,144 (2.4%) 0.00 88
    2019-04-01 $299,000 (3.1%) $307,081 (-0.8%) 0.00 104
    2019-05-01 $299,000 (3.1%) $313,301 (2.3%) 0.00 110
    2019-06-01 $299,000 (3.1%) $318,243 (6.6%) 0.00 118
    2019-07-01 $298,909 (3.1%) $334,280 (11.1%) 0.00 126
    2019-08-01 $300,496 (3.6%) $338,666 (11.5%) 0.00 130
    2019-09-01 $304,436 (5.0%) $336,431 (9.3%) 0.00 130
    2019-10-01 $311,250 (5.6%) $343,357 (14.3%) 0.00 126
    2019-11-01 $304,900 (2.0%) $340,490 (9.9%) 0.00 107
    2019-12-01 $299,900 (0.3%) $334,439 (10.4%) 0.00 98
    2020-01-01 $300,825 (0.6%) $338,199 (11.7%) 0.00 98
    2020-02-01 $308,000 (3.0%) $339,466 (9.6%) 0.00 90
    2020-03-01 $299,675 (0.2%) $347,557 (12.8%) 0.00 91
    2020-04-01 $308,625 (3.2%) $354,382 (15.4%) 0.00 90
    2020-05-01 $307,500 (2.8%) $336,047 (7.3%) 0.00 90
    2020-06-01 $321,225 (7.4%) $348,957 (9.7%) 0.00 78
    2020-07-01 $314,688 (5.3%) $343,714 (2.8%) 0.00 74
    2020-08-01 $298,000 (-0.8%) $335,069 (-1.1%) 0.00 60
    2020-09-01 $295,950 (-2.8%) $336,827 (0.1%) 0.00 55
    2020-10-01 $305,000 (-2.0%) $345,120 (0.5%) 0.00 52
    2020-11-01 $303,625 (-0.4%) $323,407 (-5.0%) 0.00 54
    2020-12-01 $279,838 (-6.7%) $310,649 (-7.1%) 0.00 48
    2021-01-01 $264,400 (-12.1%) $313,476 (-7.3%) 0.00 37
    2021-02-01 $305,000 (-1.0%) $347,836 (2.5%) 0.00 31
    2021-03-01 $293,718 (-2.0%) $318,188 (-8.5%) 0.00 27
    2021-04-01 $316,250 (2.5%) $373,456 (5.4%) 0.00 28
    2021-05-01 $334,500 (8.8%) $412,860 (22.9%) 0.00 27
    2021-06-01 $368,475 (14.7%) $415,581 (19.1%) 0.00 34
    2021-07-01 $376,450 (19.6%) $416,307 (21.1%) 0.00 31
    2021-08-01 $368,500 (23.7%) $408,465 (21.9%) 0.00 35
    2021-09-01 $362,500 (22.5%) $387,141 (14.9%) 0.00 40
    2021-10-01 $325,000 (6.6%) $352,465 (2.1%) 0.00 45
    2021-11-01 $325,000 (7.0%) $356,367 (10.2%) 0.00 44
    2021-12-01 $322,500 (15.3%) $360,107 (15.9%) 0.00 91
    2022-01-01 $314,950 (19.1%) $334,104 (6.6%) 0.00 52
    2022-02-01 $322,475 (5.7%) $360,566 (3.7%) 0.00 40
    2022-03-01 $325,000 (10.7%) $361,986 (13.8%) 0.00 37
    2022-04-01 $385,000 (21.7%) $406,043 (8.7%) 0.00 42
    2022-05-01 $448,250 (34.0%) $461,279 (11.7%) 0.00 57
    2022-06-01 $447,750 (21.5%) $467,005 (12.4%) 0.00 66
    2022-07-01 $453,271 (20.4%) $506,794 (21.7%) 0.00 82
    2022-08-01 $455,000 (23.5%) $512,481 (25.5%) 0.00 96
    2022-09-01 $439,000 (21.1%) $497,361 (28.5%) 0.00 105
    2022-10-01 $425,000 (30.8%) $477,933 (35.6%) 0.00 96
    2022-11-01 $412,750 (27.0%) $499,383 (40.1%) 0.00 97
    2022-12-01 $400,000 (24.0%) $533,308 (48.1%) 0.00 92
    2023-01-01 $368,000 (16.8%) $499,341 (49.5%) 0.00 80
    2023-02-01 $395,750 (22.7%) $499,526 (38.5%) 0.00 75
    2023-03-01 $392,500 (20.8%) $508,613 (40.5%) 0.00 75
    2023-04-01 $375,000 (-2.6%) $515,745 (27.0%) 0.00 77
    2023-05-01 $408,500 (-8.9%) $534,298 (15.8%) 0.00 85
    2023-06-01 $416,250 (-7.0%) $524,831 (12.4%) 0.00 83
    2023-07-01 $440,000 (-2.9%) $528,212 (4.2%) 0.00 82
    2023-08-01 $406,250 (-10.7%) $498,820 (-2.7%) 0.00 93
    2023-09-01 $399,000 (-9.1%) $518,723 (4.3%) 0.00 88
    2023-10-01 $392,500 (-7.7%) $509,707 (6.7%) 0.00 87
    2023-11-01 $387,950 (-6.0%) $463,816 (-7.1%) 0.00 86
    2023-12-01 $375,000 (-6.3%) $441,213 (-17.3%) 0.00 89
    2024-01-01 $368,250 (0.1%) $435,627 (-12.8%) 0.00 77
    2024-02-01 $362,475 (-8.4%) $427,019 (-14.5%) 0.00 71
    2024-03-01 $362,000 (-7.8%) $418,637 (-17.7%) 0.00 71
    2024-04-01 $381,000 (1.6%) $446,032 (-13.5%) 0.00 85
    2024-05-01 $377,000 (-7.7%) $435,960 (-18.4%) 0.00 85
    2024-06-01 $375,000 (-9.9%) $423,536 (-19.3%) 0.00 90
    2024-07-01 $412,500 (-6.3%) $449,865 (-14.8%) 0.00 78
    2024-08-01 $402,500 (-0.9%) $442,993 (-11.2%) 0.00 92
    2024-09-01 $387,388 (-2.9%) $455,767 (-12.1%) 0.00 111
    2024-10-01 $373,450 (-4.9%) $460,711 (-9.6%) 0.00 115
    2024-11-01 $375,000 (-3.3%) $479,910 (3.5%) 0.00 118
    2024-12-01 $365,500 (-2.5%) $469,287 (6.4%) 0.00 126
    2025-01-01 $367,252 (-0.3%) $464,946 (6.7%) 0.00 124
    2025-02-01 $354,950 (-2.1%) $459,937 (7.7%) 0.00 114
    2025-03-01 $370,000 (2.2%) $481,060 (14.9%) 0.00 119
    2025-04-01 $398,000 (4.5%) $498,414 (11.7%) 0.00 142
    2025-05-01 $408,500 (8.4%) $498,004 (14.2%) 0.00 148
    2025-06-01 $395,500 (5.5%) $472,652 (11.6%) 0.00 149
    2025-07-01 $396,250 (-3.9%) $480,319 (6.8%) 0.00 145
    2025-08-01 $380,000 (-5.6%) $499,035 (12.7%) 0.00 130
    2025-09-01 $394,500 (1.8%) $452,335 (-0.8%) 0.00 120
    2025-10-01 $397,250 (6.4%) $459,190 (-0.3%) 0.00 112
    2025-11-01 $395,000 (5.3%) $456,353 (-4.9%) 0.00 120
    2025-12-01 $395,000 (8.1%) $459,185 (-2.2%) 0.00 115
    2026-01-01 $413,500 (12.6%) $479,966 (3.2%) 0.00 106
    2026-02-01 $427,005 (20.3%) $486,650 (5.8%) 0.00 104
    2026-03-01 $410,950 (11.1%) $485,129 (0.9%) 0.00 111
    2026-04-01 $420,625 (5.7%) $472,908 (-5.1%) 0.00 125
    2026-05-01 $424,500 (3.9%) $475,618 (-4.5%) 0.00 125
    2026-06-01 $420,880 (6.4%) $473,122 (0.1%) 0.00 118
    2026-07-01 $401,250 (1.3%) $437,188 (-9.0%) 0.00 129
    2026-08-01 $395,000 (4.0%) $431,702 (-13.5%) 0.00 135
    2026-09-01 $380,000 (-3.7%) $440,551 (-2.6%) 0.00 140
    2026-10-01 $379,450 (-4.5%) $438,113 (-4.6%) 0.00 139
    Fort Morgan's median listing price for 2026-10-01 was $379,450, a difference of $-17,800 (-4.5%) versus the prior year and $-550 versus the prior month.

    Fort Morgan's median listing price comes in at 0% of the national average.

    Fort Morgan's average listing price for 2026-10-01 was $438,113, a difference of $-21,077 (-4.6%) versus the prior year and $-2,438 versus the prior month.

    For the 2026-10-01 period, Fort Morgan had 139 MLS listings, a difference of -1 listings (-1%) versus the prior month and 27 listings (24%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Fort Morgan (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,915 sqft
    2018-02-01 0 days 1,898 sqft
    2018-03-01 0 days 2,012 sqft
    2018-04-01 0 days 2,226 sqft
    2018-05-01 0 days 2,233 sqft
    2018-06-01 0 days 2,080 sqft
    2018-07-01 0 days 2,126 sqft
    2018-08-01 0 days 2,175 sqft
    2018-09-01 0 days 2,184 sqft
    2018-10-01 0 days 2,087 sqft
    2018-11-01 0 days 2,176 sqft
    2018-12-01 0 days 2,275 sqft
    2019-01-01 0 days 2,184 sqft
    2019-02-01 0 days 2,171 sqft
    2019-03-01 0 days 2,187 sqft
    2019-04-01 0 days 2,202 sqft
    2019-05-01 0 days 2,209 sqft
    2019-06-01 0 days 2,301 sqft
    2019-07-01 0 days 2,342 sqft
    2019-08-01 0 days 2,362 sqft
    2019-09-01 0 days 2,369 sqft
    2019-10-01 0 days 2,417 sqft
    2019-11-01 0 days 2,404 sqft
    2019-12-01 0 days 2,422 sqft
    2020-01-01 0 days 2,411 sqft
    2020-02-01 0 days 2,466 sqft
    2020-03-01 0 days 2,480 sqft
    2020-04-01 0 days 2,491 sqft
    2020-05-01 0 days 2,336 sqft
    2020-06-01 0 days 2,480 sqft
    2020-07-01 0 days 2,275 sqft
    2020-08-01 0 days 2,180 sqft
    2020-09-01 0 days 2,210 sqft
    2020-10-01 0 days 2,369 sqft
    2020-11-01 0 days 2,223 sqft
    2020-12-01 0 days 2,110 sqft
    2021-01-01 0 days 2,315 sqft
    2021-02-01 0 days 2,075 sqft
    2021-03-01 0 days 2,112 sqft
    2021-04-01 0 days 2,246 sqft
    2021-05-01 0 days 2,235 sqft
    2021-06-01 0 days 2,181 sqft
    2021-07-01 0 days 2,335 sqft
    2021-08-01 0 days 2,227 sqft
    2021-09-01 0 days 2,127 sqft
    2021-10-01 0 days 1,981 sqft
    2021-11-01 0 days 2,027 sqft
    2021-12-01 0 days 2,030 sqft
    2022-01-01 0 days 2,020 sqft
    2022-02-01 0 days 2,020 sqft
    2022-03-01 0 days 2,099 sqft
    2022-04-01 0 days 2,264 sqft
    2022-05-01 0 days 2,772 sqft
    2022-06-01 0 days 2,795 sqft
    2022-07-01 0 days 2,754 sqft
    2022-08-01 0 days 2,770 sqft
    2022-09-01 0 days 2,491 sqft
    2022-10-01 0 days 2,300 sqft
    2022-11-01 0 days 2,300 sqft
    2022-12-01 0 days 2,280 sqft
    2023-01-01 0 days 2,086 sqft
    2023-02-01 0 days 2,233 sqft
    2023-03-01 0 days 2,176 sqft
    2023-04-01 0 days 2,104 sqft
    2023-05-01 0 days 2,252 sqft
    2023-06-01 0 days 2,449 sqft
    2023-07-01 0 days 2,478 sqft
    2023-08-01 0 days 2,465 sqft
    2023-09-01 0 days 2,375 sqft
    2023-10-01 0 days 2,444 sqft
    2023-11-01 0 days 2,446 sqft
    2023-12-01 0 days 2,402 sqft
    2024-01-01 0 days 2,294 sqft
    2024-02-01 0 days 2,376 sqft
    2024-03-01 0 days 1,936 sqft
    2024-04-01 0 days 2,224 sqft
    2024-05-01 0 days 2,238 sqft
    2024-06-01 0 days 2,321 sqft
    2024-07-01 0 days 2,342 sqft
    2024-08-01 0 days 2,132 sqft
    2024-09-01 0 days 2,087 sqft
    2024-10-01 0 days 2,204 sqft
    2024-11-01 0 days 2,240 sqft
    2024-12-01 0 days 2,278 sqft
    2025-01-01 0 days 2,280 sqft
    2025-02-01 0 days 2,222 sqft
    2025-03-01 0 days 2,280 sqft
    2025-04-01 0 days 2,421 sqft
    2025-05-01 0 days 2,397 sqft
    2025-06-01 0 days 2,392 sqft
    2025-07-01 0 days 2,350 sqft
    2025-08-01 0 days 2,280 sqft
    2025-09-01 0 days 2,255 sqft
    2025-10-01 0 days 2,339 sqft
    2025-11-01 0 days 2,314 sqft
    2025-12-01 0 days 2,297 sqft
    2026-01-01 0 days 2,407 sqft
    2026-02-01 0 days 2,368 sqft
    2026-03-01 0 days 2,332 sqft
    2026-04-01 0 days 2,410 sqft
    2026-05-01 0 days 2,480 sqft
    2026-06-01 0 days 2,471 sqft
    2026-07-01 0 days 2,365 sqft
    2026-08-01 0 days 2,295 sqft
    2026-09-01 0 days 2,290 sqft
    2026-10-01 0 days 2,261 sqft
    Fort Morgan's median listing age (time on market) for 2026-10-01 was 0 days.

    Fort Morgan's median square footage for active listings during the 2026-10-01 period was 2,261 sqft. One year prior, the average listing was 2,339 sqft.

    Fort Morgan, CO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 364 $105,510,000 $289,863
    Refi 89 $29,225,000 $328,371
    Cash Out Refi 87 $20,625,000 $237,069
    Other 37 $3,575,000 $96,622
    Home Improvement 29 $3,265,000 $112,586

    Fort Morgan's most frequently cited loan purpose was Home Purchase, with 364 originations. The 2nd most popular reason was Refi, with 89 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 270 $86,690,000 $321,074
    5-6% 125 $41,995,000 $335,960
    Over 8% 68 $7,960,000 $117,059
    7-8% 59 $13,905,000 $235,678
    <2.5% 42 $740,000 $17,619
    4-5% 7 $2,465,000 $352,143
    3-4% 1 $285,000 $285,000

    During 2025, Fort Morgan's most frequently originated rate bucket was 6-7%, with 270 originations.

    Loan Sizing (Fort Morgan, CO MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 291 $88,345,000 $303,591
    $100,000 or less 112 $4,440,000 $39,643
    $400k-600k 95 $44,855,000 $472,158
    $100k-200k 94 $14,240,000 $151,489
    $600k-1000k 14 $10,320,000 $737,143

    Fort Morgan's loan sizing saw the bucket of loans from $200k-400k with 291 originations, totaling $88,345,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 288 $99,270,000 $344,688
    Under 20% 98 $3,780,000 $38,571
    60-80% 97 $32,105,000 $330,979
    20-40% 42 $5,540,000 $131,905
    40-60% 37 $8,445,000 $228,243
    Over 100% 7 $2,395,000 $342,143

    Fort Morgan's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 288 originations, totaling $99,270,000 in origination value.