Fort Morgan Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Fort Morgan averaged 6.72% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.63% and one month ago for the week of 2025-02-27, the average rate was 7.04%.

    Fort Morgan's average rate one year ago was 7.07%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.74%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Fort Morgan 30 Year Fixed Rate 2025-04-03 6.72%
    Fort Morgan 30 Year Fixed Rate Refi 2025-04-03 6.74%
    Fort Morgan 15 Year Fixed Rate 2025-04-03 5.82%
    Fort Morgan 15 Year Fixed Rate Refi 2025-04-03 6.42%
    Fort Morgan 30 Year FHA 2025-04-03 6.44%
    Fort Morgan 30 Year FHA Refi 2025-04-03 6.06%
    Fort Morgan 30 Year USDA 2025-04-03 6.12%
    Fort Morgan 30 Year USDA Refi 2025-04-03 6.52%
    Fort Morgan 30 Year VA 2025-04-03 6.06%
    Fort Morgan 30 Year VA Refi 2025-04-03 6.26%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Fort Morgan, CO.

    Fort Morgan Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fort Morgan, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Bank of Colorado 21 6.85% $5,746
    UNITED WHOLESALE MORTGAGE, LLC 17 6.67% $11,265
    QUICKEN LOANS, LLC 12 6.75% $7,943
    CROSSCOUNTRY MORTGAGE, LLC 7 6.35% $8,582
    GUILD MORTGAGE COMPANY 7 6.68% $7,515
    Financial Funding Solutions, Inc. 5 6.35% $3,318
    JPMorgan Chase Bank 4 6.66% $5,401
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 7.06% $5,686
    U.S. Bank 4 6.47% $3,757
    VAN DYK MORTGAGE CORPORATION 4 6.69% $6,143
    GUARANTEED RATE, INC. 3 6.91% $9,569
    NEWREZ LLC 3 7.42% $5,095
    AMERICAN FINANCING CORPORATION 2 6.43% $10,614
    HOMESIDE FINANCIAL, LLC 2 6.50% $7,867
    PHH Mortgage Corporation 2 6.43% $9,922
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.63% $3,039
    S1L, Inc. 2 6.56% $5,447
    NBH Bank 2 6.69% $6,867
    CMG MORTGAGE, INC. 2 7.56% $7,684
    Loan Simple, Inc. 2 6.88% $6,518
    Mr. Cooper ( Nationstar Mortgage ) 2 7.68% $5,860
    Elevations Credit Union 2 6.63% $2,586
    NATIONS DIRECT MORTGAGE, LLC 2 6.25% $11,003
    PLANET HOME LENDING, LLC 1 6.13% $4,473
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.99% $7,165
    SECURITY SERVICE 1 6.50% $4,092
    SOUTHWEST FUNDING, LP 1 6.88% $7,759
    The Huntington National Bank 1 7.38% $3,895
    TOP FLITE FINANCIAL, INC. 1 6.38% $5,793
    UMB Bank 1 7.29% $3,936
    UNION HOME MORTGAGE CORP. 1 7.63% $11,091
    V.I.P. MORTGAGE, INC. 1 5.63% $8,967
    Wells Fargo Bank 1 6.75% $4,727
    Alpine Bank 1 7.82% $4,135
    ZILLOW HOME LOANS, LLC 1 7.13% $2,711
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.13% $6,237
    BMO Harris Bank 1 6.25% $6,156
    BOKF 1 7.13% $5,585
    BROKER SOLUTIONS, INC. 1 6.88% $12,814
    CANVAS CREDIT UNION 1 6.75% $4,051
    Century Mortgage Company DBA Century Lending Company 1 6.38% $4,276
    EVERETT FINANCIAL, INC. 1 7.63% $8,540
    First National Bank of Omaha 1 6.13% $2,723
    First Western Trust Bank 1 6.63% $5,188
    Flanagan State Bank 1 6.88% $3,946
    Gateway First Bank 1 7.63% $9,450
    Granite Community Bank 1 7.00% $3,891
    HOMEXPRESS MORTGAGE CORP. 1 7.75% $9,936
    Independent Bank 1 6.38% $4,839
    Ixonia Bank 1 7.13% $6,607
    LOANDEPOT.COM, LLC 1 6.50% $6,697
    LOANPAL, LLC 1 5.50% $7,823
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.38% $14,816
    NAVY FEDERAL CREDIT UNION 1 6.63% $2,368
    NBKC BANK 1 6.13% $3,940
    NexBank 1 8.13% $11,686
    PENNYMAC LOAN SERVICES, LLC 1 5.88% $24,035

    Fort Morgan Average Closing Costs & Other Stats

    Fort Morgan, CO's 57 lenders originated 585 loans during 2024. The total origination value was $152,005,000, with an average loan value of $259,838.

    Fort Morgan's average closing costs are $6,558.

    The top Fort Morgan lender as defined by loan originations is Bank of Colorado, with 21 loans originated. Their average total fees are $5,746, which is $5,518 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Fort Morgan lenders (with over 10 loans originated) are Bank of Colorado ($5,746), QUICKEN LOANS, LLC ($7,943), UNITED WHOLESALE MORTGAGE, LLC ($11,265), .

    The lowest rate Fort Morgan lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.67%), QUICKEN LOANS, LLC (6.75%), Bank of Colorado (6.85%), .

    Fort Morgan, CO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Bank of Colorado $16,680,000 $19,280,000 15.6% 12.7%
    UNITED WHOLESALE MORTGAGE, LLC $13,050,000 $18,050,000 38.3% 11.9%
    QUICKEN LOANS, LLC $10,315,000 $7,425,000 -28.0% 4.9%
    GUILD MORTGAGE COMPANY $2,480,000 $6,680,000 169.4% 4.4%
    CROSSCOUNTRY MORTGAGE, LLC $2,380,000 $5,475,000 130.0% 3.6%
    AMERICAN FINANCING CORPORATION $4,400,000 $5,300,000 20.5% 3.5%
    FMS Bank $3,705,000 $4,410,000 19.0% 2.9%
    Loan Simple, Inc. $325,000 $4,260,000 1,210.8% 2.8%
    BROKER SOLUTIONS, INC. $1,920,000 $3,490,000 81.8% 2.3%
    VAN DYK MORTGAGE CORPORATION $1,845,000 $2,980,000 61.5% 2.0%
    Mortgage Research Center, LLC $2,145,000 $2,970,000 38.5% 2.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,465,000 $2,800,000 -19.2% 1.8%
    NEWREZ LLC $345,000 $2,685,000 678.3% 1.8%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $3,540,000 $2,605,000 -26.4% 1.7%
    U.S. Bank $100,000 $2,230,000 2,130.0% 1.5%
    NATIONS DIRECT MORTGAGE, LLC $2,145,000 n/a 1.4%
    Northpointe Bank $1,560,000 $1,920,000 23.1% 1.3%
    Financial Funding Solutions, Inc. $2,400,000 $1,905,000 -20.6% 1.3%
    FREEDOM MORTGAGE CORPORATION $985,000 $1,885,000 91.4% 1.2%
    EVERETT FINANCIAL, INC. $1,760,000 $1,690,000 -4.0% 1.1%
    PENNYMAC LOAN SERVICES, LLC $390,000 $1,635,000 319.2% 1.1%
    CMG MORTGAGE, INC. $405,000 $1,525,000 276.5% 1.0%
    S1L, Inc. $720,000 $1,510,000 109.7% 1.0%
    Ixonia Bank $1,485,000 n/a 1.0%
    GUARANTEED RATE, INC. $360,000 $1,390,000 286.1% 0.9%
    American Mortgage & Equity Consultants, Inc. $2,615,000 $1,365,000 -47.8% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $650,000 $1,345,000 106.9% 0.9%
    VILLAGE CAPITAL MORTGAGE $1,235,000 n/a 0.8%
    JPMorgan Chase Bank $85,000 $1,150,000 1,252.9% 0.8%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,240,000 $1,125,000 -9.3% 0.7%
    EQUITABLE SAVINGS AND LOAN ASSOCIATION $2,330,000 $1,110,000 -52.4% 0.7%
    HOMESIDE FINANCIAL, LLC $245,000 $1,075,000 338.8% 0.7%
    High Plains Bank $455,000 $1,070,000 135.2% 0.7%
    Sunflower Bank $1,050,000 n/a 0.7%
    V.I.P. MORTGAGE, INC. $550,000 $985,000 79.1% 0.6%
    Flagstar Bank, FSB $55,000 $920,000 1,572.7% 0.6%
    Paramount Residential Mortgage Group, Inc. $1,230,000 $895,000 -27.2% 0.6%
    CANVAS CREDIT UNION $350,000 $835,000 138.6% 0.5%
    AMERICAN FINANCIAL NETWORK, INC. $455,000 $815,000 79.1% 0.5%
    COLORADO CREDIT UNION $790,000 n/a 0.5%
    First Western Trust Bank $780,000 n/a 0.5%
    SOUTHWEST FUNDING, LP $710,000 n/a 0.5%
    NBH Bank $700,000 n/a 0.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $305,000 $690,000 126.2% 0.5%
    ENVOY MORTGAGE, LTD $660,000 n/a 0.4%
    NAVY FEDERAL CREDIT UNION $420,000 $655,000 56.0% 0.4%
    UMB Bank $635,000 n/a 0.4%
    PHH Mortgage Corporation $585,000 n/a 0.4%
    LENDINGHOME FUNDING CORPORATION $225,000 $570,000 153.3% 0.4%
    PLANET HOME LENDING, LLC $235,000 $565,000 140.4% 0.4%
    TOP FLITE FINANCIAL, INC. $535,000 n/a 0.4%
    Wells Fargo Bank $460,000 $530,000 15.2% 0.3%
    BOKF $420,000 $515,000 22.6% 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $355,000 $500,000 40.8% 0.3%
    Elevations Credit Union $1,445,000 $490,000 -66.1% 0.3%
    LOANPAL, LLC $205,000 $465,000 126.8% 0.3%
    Carrington Mortgage Services, LLC $415,000 $460,000 10.8% 0.3%
    ZILLOW HOME LOANS, LLC $450,000 n/a 0.3%
    LENDINGONE, LLC $445,000 n/a 0.3%
    The Federal Savings Bank $1,470,000 $425,000 -71.1% 0.3%
    NBKC BANK $405,000 n/a 0.3%
    GMFS LLC $395,000 n/a 0.3%
    Keystone Funding, Inc. $195,000 $395,000 102.6% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $395,000 n/a 0.3%
    PROVIDENT FUNDING ASSOCIATES, L.P. $390,000 n/a 0.3%
    NexBank $385,000 n/a 0.3%
    Gateway First Bank $1,225,000 $355,000 -71.0% 0.2%
    Ent Credit Union $1,940,000 $350,000 -82.0% 0.2%
    Alpine Bank $345,000 n/a 0.2%
    Coastal Community Bank $160,000 $335,000 109.4% 0.2%
    HOMEXPRESS MORTGAGE CORP. $335,000 n/a 0.2%
    TOTAL MORTGAGE SERVICES, LLC $335,000 n/a 0.2%
    MICHIGAN MUTUAL, INC. $265,000 $325,000 22.6% 0.2%
    BMO Harris Bank $485,000 $310,000 -36.1% 0.2%
    LOANDEPOT.COM, LLC $1,090,000 $310,000 -71.6% 0.2%
    MID AMERICA MORTGAGE, INC. $340,000 $295,000 -13.2% 0.2%
    SECURITY SERVICE $290,000 n/a 0.2%
    Summit Mortgage Corporation $270,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $265,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $255,000 n/a 0.2%
    OCMBC, INC. $215,000 $245,000 14.0% 0.2%
    TBK BANK, SSB $320,000 $245,000 -23.4% 0.2%
    First National Bank of Omaha $235,000 n/a 0.2%
    Logan Finance Corporation $235,000 n/a 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $235,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $235,000 n/a 0.2%
    VERITAS FUNDING, LLC $205,000 $225,000 9.8% 0.1%
    BETTER MORTGAGE CORPORATION $225,000 $205,000 -8.9% 0.1%
    Independent Bank $215,000 $205,000 -4.7% 0.1%
    Century Mortgage Company DBA Century Lending Company $195,000 n/a 0.1%
    Flanagan State Bank $195,000 n/a 0.1%
    BELLCO $235,000 $190,000 -19.1% 0.1%
    Granite Community Bank $175,000 n/a 0.1%
    TruHome Solutions, LLC $175,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $385,000 $165,000 -57.1% 0.1%
    GEORGIA'S OWN $155,000 n/a 0.1%
    The Huntington National Bank $430,000 $155,000 -64.0% 0.1%
    CoreFirst Bank & Trust $135,000 n/a 0.1%
    FIDELIS CATHOLIC $125,000 n/a 0.1%
    CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $100,000 $120,000 20.0% 0.1%
    Figure Lending LLC $80,000 $120,000 50.0% 0.1%
    Discover Bank $375,000 $115,000 -69.3% 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $105,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $610,000 $90,000 -85.2% 0.1%
    PNC Bank $180,000 $85,000 -52.8% 0.1%
    21ST MORTGAGE CORPORATION $75,000 n/a 0.0%
    THRIVENT Federal Credit Union $65,000 n/a 0.0%
    KeyBank $55,000 n/a 0.0%
    Blue Federal Credit Union $45,000 n/a 0.0%
    PREMIER MEMBERS CREDIT UNION $25,000 n/a 0.0%
    Weld Schools Credit Union $150,000 $25,000 -83.3% 0.0%

    Fort Morgan's top lender by overall market share is Bank of Colorado, with 12.7% market share. In second place, with 11.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $18,050,000 in loans. In third place, with 4.9%, is QUICKEN LOANS, LLC, having originated $7,425,000 in loans. In fourth place, with 4.4%, is GUILD MORTGAGE COMPANY, having originated $6,680,000 in loans. In fifth place, with 3.6%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $5,475,000 in loans.

    Fort Morgan Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Fort Morgan (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $290,000 (16.1%) $283,280 (9.9%) 0.00 103
    2018-02-01 $290,000 (14.7%) $291,054 (11.5%) 0.00 96
    2018-03-01 $290,000 (9.4%) $300,993 (10.9%) 0.00 86
    2018-04-01 $290,000 (5.5%) $309,696 (11.7%) 0.00 80
    2018-05-01 $290,000 (5.5%) $306,124 (9.7%) 0.00 91
    2018-06-01 $290,000 (5.5%) $298,566 (4.8%) 0.00 99
    2018-07-01 $290,000 (5.5%) $300,978 (4.7%) 0.00 93
    2018-08-01 $290,000 (5.5%) $303,680 (4.3%) 0.00 103
    2018-09-01 $290,000 (5.5%) $307,930 (11.4%) 0.00 119
    2018-10-01 $294,625 (7.1%) $300,498 (7.4%) 0.00 113
    2018-11-01 $299,000 (8.7%) $309,788 (10.2%) 0.00 105
    2018-12-01 $299,000 (3.1%) $302,843 (4.2%) 0.00 97
    2019-01-01 $299,000 (3.1%) $302,892 (6.9%) 0.00 91
    2019-02-01 $299,000 (3.1%) $309,704 (6.4%) 0.00 84
    2019-03-01 $299,000 (3.1%) $308,934 (2.6%) 0.00 88
    2019-04-01 $299,000 (3.1%) $308,755 (-0.3%) 0.00 105
    2019-05-01 $299,000 (3.1%) $314,851 (2.9%) 0.00 111
    2019-06-01 $299,000 (3.1%) $319,525 (7.0%) 0.00 119
    2019-07-01 $299,119 (3.1%) $335,406 (11.4%) 0.00 127
    2019-08-01 $300,764 (3.7%) $339,439 (11.8%) 0.00 131
    2019-09-01 $304,553 (5.0%) $336,769 (9.4%) 0.00 130
    2019-10-01 $311,250 (5.6%) $343,405 (14.3%) 0.00 126
    2019-11-01 $304,900 (2.0%) $340,490 (9.9%) 0.00 107
    2019-12-01 $299,900 (0.3%) $334,439 (10.4%) 0.00 98
    2020-01-01 $300,825 (0.6%) $338,199 (11.7%) 0.00 98
    2020-02-01 $308,000 (3.0%) $339,466 (9.6%) 0.00 90
    2020-03-01 $299,675 (0.2%) $347,557 (12.5%) 0.00 91
    2020-04-01 $308,625 (3.2%) $354,382 (14.8%) 0.00 90
    2020-05-01 $307,500 (2.8%) $336,047 (6.7%) 0.00 90
    2020-06-01 $321,225 (7.4%) $348,957 (9.2%) 0.00 78
    2020-07-01 $314,688 (5.2%) $343,714 (2.5%) 0.00 74
    2020-08-01 $298,000 (-0.9%) $335,069 (-1.3%) 0.00 60
    2020-09-01 $295,950 (-2.8%) $336,827 (0.0%) 0.00 55
    2020-10-01 $305,000 (-2.0%) $345,120 (0.5%) 0.00 52
    2020-11-01 $303,625 (-0.4%) $323,407 (-5.0%) 0.00 54
    2020-12-01 $279,838 (-6.7%) $310,649 (-7.1%) 0.00 48
    2021-01-01 $264,400 (-12.1%) $313,476 (-7.3%) 0.00 37
    2021-02-01 $305,000 (-1.0%) $347,836 (2.5%) 0.00 31
    2021-03-01 $293,718 (-2.0%) $318,188 (-8.5%) 0.00 27
    2021-04-01 $316,250 (2.5%) $373,456 (5.4%) 0.00 28
    2021-05-01 $334,500 (8.8%) $412,860 (22.9%) 0.00 27
    2021-06-01 $368,475 (14.7%) $415,581 (19.1%) 0.00 34
    2021-07-01 $376,450 (19.6%) $416,307 (21.1%) 0.00 31
    2021-08-01 $368,500 (23.7%) $408,465 (21.9%) 0.00 35
    2021-09-01 $362,500 (22.5%) $387,141 (14.9%) 0.00 40
    2021-10-01 $325,000 (6.6%) $352,465 (2.1%) 0.00 45
    2021-11-01 $325,000 (7.0%) $356,367 (10.2%) 0.00 44
    2021-12-01 $322,500 (15.3%) $360,107 (15.9%) 0.00 91
    2022-01-01 $314,950 (19.1%) $334,104 (6.6%) 0.00 52
    2022-02-01 $322,475 (5.7%) $360,566 (3.7%) 0.00 40
    2022-03-01 $325,000 (10.7%) $361,986 (13.8%) 0.00 37
    2022-04-01 $385,000 (21.7%) $406,043 (8.7%) 0.00 42
    2022-05-01 $448,250 (34.0%) $461,279 (11.7%) 0.00 57
    2022-06-01 $447,750 (21.5%) $467,005 (12.4%) 0.00 66
    2022-07-01 $453,271 (20.4%) $506,794 (21.7%) 0.00 82
    2022-08-01 $455,000 (23.5%) $512,481 (25.5%) 0.00 96
    2022-09-01 $439,000 (21.1%) $497,361 (28.5%) 0.00 105
    2022-10-01 $425,000 (30.8%) $477,933 (35.6%) 0.00 96
    2022-11-01 $412,750 (27.0%) $499,383 (40.1%) 0.00 97
    2022-12-01 $400,000 (24.0%) $533,308 (48.1%) 0.00 92
    2023-01-01 $368,000 (16.8%) $499,341 (49.5%) 0.00 80
    2023-02-01 $395,750 (22.7%) $499,526 (38.5%) 0.00 75
    2023-03-01 $392,500 (20.8%) $508,613 (40.5%) 0.00 75
    2023-04-01 $375,000 (-2.6%) $515,745 (27.0%) 0.00 77
    2023-05-01 $408,500 (-8.9%) $534,298 (15.8%) 0.00 85
    2023-06-01 $416,250 (-7.0%) $524,831 (12.4%) 0.00 83
    2023-07-01 $440,000 (-2.9%) $528,212 (4.2%) 0.00 82
    2023-08-01 $406,250 (-10.7%) $498,820 (-2.7%) 0.00 93
    2023-09-01 $399,000 (-9.1%) $518,723 (4.3%) 0.00 88
    2023-10-01 $392,500 (-7.7%) $509,707 (6.7%) 0.00 87
    2023-11-01 $387,950 (-6.0%) $463,816 (-7.1%) 0.00 86
    2023-12-01 $375,000 (-6.3%) $441,213 (-17.3%) 0.00 89
    2024-01-01 $368,250 (0.1%) $435,627 (-12.8%) 0.00 77
    2024-02-01 $362,475 (-8.4%) $427,019 (-14.5%) 0.00 71
    2024-03-01 $362,000 (-7.8%) $418,637 (-17.7%) 0.00 71
    2024-04-01 $381,000 (1.6%) $446,032 (-13.5%) 0.00 85
    2024-05-01 $377,000 (-7.7%) $435,960 (-18.4%) 0.00 85
    2024-06-01 $375,000 (-9.9%) $423,536 (-19.3%) 0.00 90
    2024-07-01 $412,500 (-6.3%) $449,865 (-14.8%) 0.00 78
    2024-08-01 $402,500 (-0.9%) $442,993 (-11.2%) 0.00 92
    2024-09-01 $386,225 (-3.2%) $455,220 (-12.2%) 0.00 113
    2024-10-01 $373,475 (-4.9%) $466,959 (-8.4%) 0.00 114
    2024-11-01 $375,000 (-3.3%) $481,632 (3.8%) 0.00 119
    2024-12-01 $365,500 (-2.5%) $469,287 (6.4%) 0.00 126
    2025-01-01 $367,252 (-0.3%) $464,946 (6.7%) 0.00 124
    2025-02-01 $354,950 (-2.1%) $459,937 (7.7%) 0.00 114
    2025-03-01 $370,000 (2.2%) $481,060 (14.9%) 0.00 119
    Fort Morgan's median listing price for 2025-03-01 was $370,000, a difference of $8,000 (2.2%) versus the prior year and $15,050 versus the prior month.

    Fort Morgan's median listing price comes in at 0% of the national average.

    Fort Morgan's average listing price for 2025-03-01 was $481,060, a difference of $62,423 (14.9%) versus the prior year and $21,123 versus the prior month.

    For the 2025-03-01 period, Fort Morgan had 119 MLS listings, a difference of 5 listings (4%) versus the prior month and 48 listings (68%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Fort Morgan (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,915 sqft
    2018-02-01 0 days 1,898 sqft
    2018-03-01 0 days 2,012 sqft
    2018-04-01 0 days 2,226 sqft
    2018-05-01 0 days 2,233 sqft
    2018-06-01 0 days 2,080 sqft
    2018-07-01 0 days 2,126 sqft
    2018-08-01 0 days 2,175 sqft
    2018-09-01 0 days 2,184 sqft
    2018-10-01 0 days 2,087 sqft
    2018-11-01 0 days 2,176 sqft
    2018-12-01 0 days 2,275 sqft
    2019-01-01 0 days 2,184 sqft
    2019-02-01 0 days 2,171 sqft
    2019-03-01 0 days 2,191 sqft
    2019-04-01 0 days 2,207 sqft
    2019-05-01 0 days 2,217 sqft
    2019-06-01 0 days 2,311 sqft
    2019-07-01 0 days 2,351 sqft
    2019-08-01 0 days 2,363 sqft
    2019-09-01 0 days 2,369 sqft
    2019-10-01 0 days 2,417 sqft
    2019-11-01 0 days 2,404 sqft
    2019-12-01 0 days 2,422 sqft
    2020-01-01 0 days 2,411 sqft
    2020-02-01 0 days 2,466 sqft
    2020-03-01 0 days 2,480 sqft
    2020-04-01 0 days 2,491 sqft
    2020-05-01 0 days 2,336 sqft
    2020-06-01 0 days 2,480 sqft
    2020-07-01 0 days 2,275 sqft
    2020-08-01 0 days 2,180 sqft
    2020-09-01 0 days 2,210 sqft
    2020-10-01 0 days 2,369 sqft
    2020-11-01 0 days 2,223 sqft
    2020-12-01 0 days 2,110 sqft
    2021-01-01 0 days 2,315 sqft
    2021-02-01 0 days 2,075 sqft
    2021-03-01 0 days 2,112 sqft
    2021-04-01 0 days 2,246 sqft
    2021-05-01 0 days 2,235 sqft
    2021-06-01 0 days 2,181 sqft
    2021-07-01 0 days 2,335 sqft
    2021-08-01 0 days 2,227 sqft
    2021-09-01 0 days 2,127 sqft
    2021-10-01 0 days 1,981 sqft
    2021-11-01 0 days 2,027 sqft
    2021-12-01 0 days 2,030 sqft
    2022-01-01 0 days 2,020 sqft
    2022-02-01 0 days 2,020 sqft
    2022-03-01 0 days 2,099 sqft
    2022-04-01 0 days 2,264 sqft
    2022-05-01 0 days 2,772 sqft
    2022-06-01 0 days 2,795 sqft
    2022-07-01 0 days 2,754 sqft
    2022-08-01 0 days 2,770 sqft
    2022-09-01 0 days 2,491 sqft
    2022-10-01 0 days 2,300 sqft
    2022-11-01 0 days 2,300 sqft
    2022-12-01 0 days 2,280 sqft
    2023-01-01 0 days 2,086 sqft
    2023-02-01 0 days 2,233 sqft
    2023-03-01 0 days 2,176 sqft
    2023-04-01 0 days 2,104 sqft
    2023-05-01 0 days 2,252 sqft
    2023-06-01 0 days 2,449 sqft
    2023-07-01 0 days 2,478 sqft
    2023-08-01 0 days 2,465 sqft
    2023-09-01 0 days 2,375 sqft
    2023-10-01 0 days 2,444 sqft
    2023-11-01 0 days 2,446 sqft
    2023-12-01 0 days 2,402 sqft
    2024-01-01 0 days 2,294 sqft
    2024-02-01 0 days 2,376 sqft
    2024-03-01 0 days 1,936 sqft
    2024-04-01 0 days 2,224 sqft
    2024-05-01 0 days 2,238 sqft
    2024-06-01 0 days 2,321 sqft
    2024-07-01 0 days 2,342 sqft
    2024-08-01 0 days 2,132 sqft
    2024-09-01 0 days 2,084 sqft
    2024-10-01 0 days 2,212 sqft
    2024-11-01 0 days 2,242 sqft
    2024-12-01 0 days 2,278 sqft
    2025-01-01 0 days 2,280 sqft
    2025-02-01 0 days 2,222 sqft
    2025-03-01 0 days 2,280 sqft
    Fort Morgan's median listing age (time on market) for 2025-03-01 was 0 days.

    Fort Morgan's median square footage for active listings during the 2025-03-01 period was 2,280 sqft. One year prior, the average listing was 1,936 sqft.

    Fort Morgan, CO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 365 $113,945,000 $312,178
    Cash Out Refi 89 $19,225,000 $216,011
    Refi 47 $12,565,000 $267,340
    Other 46 $3,020,000 $65,652
    Home Improvement 38 $3,250,000 $85,526

    Fort Morgan's most frequently cited loan purpose was Home Purchase, with 365 originations. The 2nd most popular reason was Cash Out Refi, with 89 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 231 $71,595,000 $309,935
    Over 8% 101 $11,435,000 $113,218
    7-8% 98 $31,170,000 $318,061
    5-6% 84 $27,930,000 $332,500
    <2.5% 32 $480,000 $15,000
    4-5% 7 $2,505,000 $357,857

    During 2024, Fort Morgan's most frequently originated rate bucket was 6-7%, with 231 originations.

    Loan Sizing (Fort Morgan, CO MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 277 $82,855,000 $299,116
    $100,000 or less 124 $5,340,000 $43,065
    $400k-600k 95 $44,185,000 $465,105
    $100k-200k 78 $11,300,000 $144,872
    $600k-1000k 10 $6,980,000 $698,000
    $Over $1MM 1 $1,345,000 $1,345,000

    Fort Morgan's loan sizing saw the bucket of loans from $200k-400k with 277 originations, totaling $82,855,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 290 $100,470,000 $346,448
    Under 20% 103 $4,825,000 $46,845
    60-80% 83 $24,415,000 $294,157
    20-40% 38 $4,380,000 $115,263
    40-60% 31 $6,685,000 $215,645
    Over 100% 5 $2,065,000 $413,000

    Fort Morgan's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 290 originations, totaling $100,470,000 in origination value.