Breckenridge Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Breckenridge averaged 5.64% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.75% and one month ago for the week of 2022-05-26, the average rate was 5.14%.

Breckenridge's average rate one year ago was 3.16%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.85%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Breckenridge 30 Year Fixed Rate 2022-06-30 5.64%
Breckenridge 30 Year Fixed Rate Refi 2022-06-30 5.85%
Breckenridge 15 Year Fixed Rate 2022-06-30 4.82%
Breckenridge 15 Year Fixed Rate Refi 2022-06-30 4.88%
Breckenridge 30 Year FHA 2022-06-30 5.49%
Breckenridge 30 Year FHA Refi 2022-06-30 5.41%
Breckenridge 30 Year USDA 2022-06-30 5.52%
Breckenridge 30 Year USDA Refi 2022-06-30 5.39%
Breckenridge 30 Year VA 2022-06-30 5.51%
Breckenridge 30 Year VA Refi 2022-06-30 5.26%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Breckenridge, CO.

Breckenridge Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Breckenridge, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
BOKF 307 3.08% $3,471
UNITED WHOLESALE MORTGAGE, LLC 207 2.94% $5,793
QUICKEN LOANS, LLC 182 2.89% $5,584
FirstBank 137 3.11% $5,194
Wells Fargo Bank 133 2.84% $3,525
MEGASTAR FINANCIAL CORP. 117 3.08% $3,810
KeyBank 111 2.70% $4,226
U.S. Bank 100 2.82% $4,277
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 96 3.19% $4,715
CMG MORTGAGE, INC. 90 3.28% $6,157
JPMorgan Chase Bank 82 2.84% $4,758
CROSSCOUNTRY MORTGAGE, LLC 62 3.09% $5,358
HOME POINT FINANCIAL CORPORATION 56 2.87% $4,477
CORNERSTONE HOME LENDING, INC. 49 3.15% $4,829
Alpine Bank 48 3.61% $5,739
LOANDEPOT.COM, LLC 47 2.90% $5,681
CHERRY CREEK MORTGAGE, LLC 46 3.10% $1,868
Bank of England 43 3.12% $4,894
Bank of America 38 2.50% $4,359
CALIBER HOME LOANS, INC. 34 3.11% $4,248
Chicago Mortgage Solutions LLC 32 2.92% $3,678
AMERICAN FINANCING CORPORATION 28 2.91% $5,325
Elevations Credit Union 28 2.96% $3,655
GUARANTEED RATE, INC. 28 3.02% $4,319
BETTER MORTGAGE CORPORATION 27 2.84% $3,623
Flagstar Bank, FSB 25 3.12% $4,647
GUILD MORTGAGE COMPANY 25 3.10% $4,895
FINANCE OF AMERICA MORTGAGE LLC 24 3.19% $9,570
Morgan Stanley Private Bank 24 2.68% $4,803
First Western Trust Bank 23 3.04% $4,106
Charles Schwab Bank, SSB 20 2.10% $4,028
BROKER SOLUTIONS, INC. 20 3.23% $5,891
NOVA FINANCIAL & INVESTMENT CORPORATION 20 3.24% $3,317
NBH Bank 19 3.16% $4,198
UBS Bank USA 18 2.66% $5,668
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 18 2.85% $4,776
S1L, Inc. 18 3.19% $4,380
Northpointe Bank 17 3.20% $5,174
UNIVERSAL LENDING CORPORATION 17 3.18% $3,821
NEWREZ LLC 15 2.98% $4,626
Bank of the West 15 3.05% $6,333
SWBC MORTGAGE CORPORATION 15 3.22% $2,075
Mr. Cooper ( Nationstar Mortgage ) 14 3.04% $5,448
PENNYMAC LOAN SERVICES, LLC 14 2.77% $7,115
V.I.P. MORTGAGE, INC. 13 2.99% $4,346
AMERISAVE MORTGAGE CORPORATION 13 2.63% $7,834
Ent Credit Union 13 2.80% $3,708
Financial Funding Solutions, Inc. 11 3.23% $4,913
PRIMELENDING, A PLAINSCAPITAL COMPANY 11 3.37% $4,340
MOVEMENT MORTGAGE, LLC 11 3.22% $4,020
KELLER MORTGAGE, LLC 10 3.01% $3,030
Waterstone Mortgage Corporation 10 3.19% $8,948
Paramount Residential Mortgage Group, Inc. 10 3.05% $8,374
Stifel Bank and Trust 10 2.78% $2,951
Amerifirst Financial, Inc. 9 3.17% $6,643
CANVAS CREDIT UNION 8 3.17% $3,677
Plains Commerce Bank 8 3.00% $3,929
PNC Bank 8 2.66% $6,902
CELEBRITY HOME LOANS, LLC 7 3.05% $3,646
Citibank 7 2.96% $5,255
PLANET HOME LENDING, LLC 7 2.96% $3,837
NBKC BANK 7 2.86% $3,077
BAY EQUITY LLC 7 3.20% $4,379
PROVIDENT FUNDING ASSOCIATES, L.P. 7 2.70% $3,518
Zions Bancorporation, N.A. 6 2.75% $4,398
GUARANTEED RATE AFFINITY, LLC 6 3.08% $3,706
BBVA USA 6 3.38% $6,977
BNY Mellon 6 2.48% $5,345
FREEDOM MORTGAGE CORPORATION 6 3.04% $1,685
Ally Bank 6 2.87% $8,359
ACADEMY MORTGAGE CORPORATION 6 3.00% $3,611
Commerce Bank 6 2.92% $3,146
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 3.12% $4,982
NAVY FEDERAL CREDIT UNION 6 3.29% $6,149
TIAA, FSB 6 3.06% $4,716
HOME MORTGAGE ALLIANCE, LLC 5 3.05% $6,198
InterContinental Capital Group, Inc 5 2.93% $5,494
The Huntington National Bank 5 2.94% $4,480
NFM, INC. 5 3.10% $7,506
Red Rocks Credit Union 5 3.15% $3,630
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 2.85% $3,701
Sunflower Bank 5 3.47% $4,234
Nations Lending Corporation 5 3.20% $8,520
UMB Bank 5 2.96% $4,298
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 5 2.78% $2,810
Barrington Bank & Trust Company, N.A. 4 3.21% $3,614
Truist Bank 4 3.16% $6,347
DRAPER AND KRAMER MORTGAGE CORP. 4 2.88% $3,730
Strong Home Mortgage, LLC 4 2.91% $1,944
Adams Bank & Trust 4 3.28% $3,793
J. VIRGIL, INC. 4 2.75% $8,608
Regions Bank 4 2.94% $5,740
WESTERRA CREDIT UNION 4 2.97% $4,649
Bank of Colorado 4 3.18% $5,319
First National Bank of Omaha 4 2.94% $3,696
UNION HOME MORTGAGE CORP. 3 2.75% $3,877
City National Bank 3 2.85% $4,420
North American Savings Bank, F.S.B. 3 2.92% $3,084
PHH Mortgage Corporation 3 2.83% $6,957
Commerce Home Mortgage, Inc. 3 3.33% $4,982
Prosperity Home Mortgage, LLC 3 3.17% $3,542
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 3 3.50% $5,774
SECURITY SERVICE 3 2.88% $4,075
The Central Trust Bank 3 2.71% $2,295
The Federal Savings Bank 3 2.63% $18,046
THRIVE MORTGAGE, LLC 3 3.00% $6,358
Fifth Third Bank 3 2.96% $4,714
Wyndham Capital Mortgage, Inc. 3 2.88% $1,527
GUARANTY HOME MORTGAGE CORPORATION 3 2.88% $5,199
HOMESTEAD FUNDING CORP. 3 2.83% $2,202
American Mortgage & Equity Consultants, Inc. 3 3.21% $4,229
Cf Bank 3 2.75% $2,180
LAKEVIEW LOAN SERVICING, LLC 3 3.04% $2,448
Loan Simple, Inc. 3 2.92% $3,530
First Mortgage Solutions, LLC 2 2.75% $6,436
First Midwest Bank 2 2.44% $9,797
GROUP MORTGAGE, LLC 2 3.13% $4,309
First Home Bank 2 2.69% $3,252
WesBanco Bank, Inc. 2 2.56% $3,044
ONY GLO, INC. 2 3.06% $3,779
Watermark Capital, Inc. 2 2.63% $5,246
Fidelity Bank 2 3.06% $2,624
Axos Bank 2 2.69% $4,158
The Northern Trust Company 2 2.75% $5,147
THE MORTGAGE COMPANY 2 3.06% $11,017
The Loan Store, Inc. 2 2.88% $5,287
EVERETT FINANCIAL, INC. 2 3.00% $2,483
Colonial Savings, F.A. 2 3.06% $3,275
AMERICAN INTERNET MORTGAGE, INC. 2 2.56% $4,400
HOMEXPRESS MORTGAGE CORP. 2 4.87% $13,689
IMPAC MORTGAGE CORP. 2 2.88% $928
T2 FINANCIAL LLC 2 3.25% $3,484
Academy Bank 2 2.69% $6,846
ON Q FINANCIAL, INC. 2 2.81% $3,777
DIRECT MORTGAGE, CORP. 2 2.81% $5,917
SOFI LENDING CORP. 2 3.00% $4,751
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 2.88% $7,072
Sierra Pacific Mortgage Company, Inc. 2 3.13% $6,831
Assurance Financial Group, L.L.C. 2 3.50% $2,972
Arvest Bank 2 2.88% $3,697
DELMAR FINANCIAL COMPANY 2 2.94% $1,429
OCMBC, INC. 2 3.00% $2,081
Deere Employees Credit Union 2 3.19% $3,083
MUTUAL OF OMAHA MORTGAGE, INC. 2 2.75% $2,044
Cross Keys Bank 2 2.93% $3,606
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.69% $6,395
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 2 3.13% $3,980
PLAZA HOME MORTGAGE, INC. 2 2.88% $11,748
Citizens Bank 2 2.44% $11,725
M2 Lending Solutions, LLC 2 2.88% $3,337
CHURCHILL MORTGAGE CORPORATION 2 3.88% $8,907
Colten Mortgage, LLC 2 3.38% $3,882
MICHIGAN MUTUAL, INC. 2 3.31% $3,236
BLUE BRICK FINANCIAL LLC 2 3.12% $1,305
AIR ACADEMY 2 3.13% $5,689
First Republic Bank 2 2.55% $7,056
BLUELEAF LENDING, LLC 2 2.94% $3,686
BNC National Bank 2 2.88% $2,977
Goldman Sachs Bank USA 2 2.38% $4,841
The Fidelity Deposit and Discount Bank 1 3.13% $5,596
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.87% $3,681
ADVANCIAL 1 5.63% $3,994
ALL WESTERN MORTGAGE, INC. 1 3.25% $3,516
Amalgamated Bank 1 3.13% $4,132
AMERICAN FINANCIAL NETWORK, INC. 1 2.88% $5,634
AMERICAN FIRST 1 3.50% $3,491
AmeriHome Mortgage Company, LLC 1 3.00% $6,265
ARC HOME LLC 1 3.25% $21,649
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.25% $3,943
Auto Club Trust, FSB 1 2.75% $3,006
AXIA FINANCIAL, LLC 1 2.75% $3,404
Bell Bank 1 3.38% $4,007
Blue Federal Credit Union 1 2.88% $4,750
CANOPY MORTGAGE, LLC 1 2.50% $4,567
Carrollton Bank 1 3.13% $2,665
CERTAINTY HOME LOANS, LLC 1 2.75% $4,206
CHEVRON 1 2.75% $3,219
CIBC Bank USA 1 2.25% $6,575
Citadel Servicing Corporation 1 4.50% $11,002
CIT Bank 1 3.18% $6,055
CITYWIDE HOME LOANS, LLC 1 3.00% $3,636
Comerica Bank 1 2.88% $8,437
DELTA COMMUNITY CREDIT UNION 1 2.63% $5,341
DENVER COMMUNITY 1 2.88% $3,108
DHA FINANCIAL, LLC 1 3.88% $8,017
DIRECTORS MORTGAGE, INC. 1 3.63% $4,105
FAMILY FIRST FUNDING LLC 1 2.88% $3,623
F&B Acquisition Group LLC 1 3.00% $3,447
FirstBank 1 2.75% $2,254
FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.00% $3,066
First Federal Bank 1 3.00% $3,303
First Guaranty Mortgage Corporation 1 4.25% $6,361
First Horizon Bank 1 2.63% $5,937
First Mid Bank & Trust 1 3.50% $2,734
First National Bank of America 1 7.75% $14,128
First Savings Bank 1 2.38% $2,612
First United Bank and Trust Company 1 3.25% $3,926
Fortress Bank 1 3.13% $6,783
GERSHMAN INVESTMENT CORP. 1 2.50% $4,417
Gold Coast Bank 1 2.88% $3,329
Great Southern Bank 1 2.38% $4,212
Greenbox Loans, Inc. 1 5.25% $29,607
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 2.63% $4,881
HOMESIDE FINANCIAL, LLC 1 2.88% $2,908
HomeStreet Bank 1 3.13% $3,786
Independent Bank 1 2.88% $3,553
INLANTA MORTGAGE, INC. 1 3.13% $4,948
INTEGRITY MORTGAGE & FINANCIAL INCORPORATED 1 2.88% $2,496
INTERCAP LENDING INC. 1 2.75% $3,579
Ixonia Bank 1 3.13% $4,676
KS StateBank 1 2.88% $2,978
LADERA LENDING, INC. 1 3.13% $2,554
LEADERONE FINANCIAL CORPORATION 1 2.63% $6,912
LENDUS, LLC 1 3.75% $20,843
Liberty Savings Bank, F.S.B. 1 2.63% $3,195
MEGA CAPITAL FUNDING, INC. 1 3.00% $1,779
MID AMERICA MORTGAGE, INC. 1 3.50% $20,569
MidFirst Bank 1 2.95% $4,958
Midwest Community Bank 1 3.00% $4,458
Mortgage Assurance Inc. 1 3.38% $3,187
Mortgage Bank of California 1 4.75% $14,592
NATIONS DIRECT MORTGAGE, LLC 1 3.25% $2,368
NP, Inc. 1 3.00% $3,359
Old National Bank 1 2.88% $4,262
ON TAP 1 2.63% $3,540
Paramount Bank 1 2.75% $3,013
PARKSIDE LENDING, LLC 1 3.00% $3,669
PENTAGON FEDERAL CREDIT UNION 1 2.25% $3,483
Pinnacle Bank 1 2.75% $2,764
Pioneer Bank, SSB 1 4.63% $5,186
Prime Choice Funding Inc. 1 3.00% $2,940
Raymond James Bank 1 2.88% $2,288
RBC Bank, (Georgia) 1 2.88% $1,643
RELIANCE FIRST CAPITAL, LLC 1 3.63% $8,036
Reliant Bank 1 3.25% $9,440
SECURITYNATIONAL MORTGAGE COMPANY 1 3.13% $7,042
ServisFirst Bank 1 3.75% $55,682
STAR ONE CREDIT UNION 1 3.63% $2,118
SUCCESS MORTGAGE PARTNERS, INC. 1 2.63% $3,167
SUMMIT FUNDING, INC. 1 3.25% $5,896
Texas Bank and Trust Company 1 2.75% $6,379
THE ANDERSON FINANCIAL GROUP, INC. 1 3.13% $2,833
THE EQUITABLE MORTGAGE CORPORATION 1 2.63% $2,780
5TH STREET CAPITAL, INC. 1 4.25% $14,082
The Home Loan Expert LLC 1 4.25% $6,361
Third Federal Savings and Loan Association of Cleveland 1 2.44% $3,313
THOMPSON KANE & COMPANY, LLC 1 4.13% $4,250
TJC Mortgage, Inc. 1 2.88% $3,168
TOP FLITE FINANCIAL, INC. 1 3.00% $28,703
TOTAL MORTGAGE SERVICES, LLC 1 3.13% $3,365
United Nations Federal Credit Union 1 2.38% $6,810
Valley National Bank 1 3.38% $3,263
West Gate Bank 1 2.63% $3,651
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 2.63% $2,428

Breckenridge, CO's 254 lenders originated 4,636 loans during 2021. The total origination value was $2,620,590,000, with an average loan value of $565,270.

The top Breckenridge lender as defined by loan originations is BOKF, with 307 loans originated. Their average total fees are $3,471, which is $2,322 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Breckenridge lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($1,868), SWBC MORTGAGE CORPORATION ($2,075), Stifel Bank and Trust ($2,951), KELLER MORTGAGE, LLC ($3,030) and NOVA FINANCIAL & INVESTMENT CORPORATION ($3,317).

The lowest rate Breckenridge lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.10%), Bank of America (2.50%), AMERISAVE MORTGAGE CORPORATION (2.63%), UBS Bank USA (2.66%) and Morgan Stanley Private Bank (2.68%).

Breckenridge, CO Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
BOKF $231,080,000 $200,465,000 -13.2% 7.6%
FirstBank $610,000 $190,030,000 31,052.5% 7.3%
UNITED WHOLESALE MORTGAGE, LLC $85,620,000 $148,125,000 73.0% 5.7%
U.S. Bank $103,225,000 $120,070,000 16.3% 4.6%
Wells Fargo Bank $134,485,000 $118,195,000 -12.1% 4.5%
QUICKEN LOANS, LLC $95,805,000 $114,230,000 19.2% 4.4%
KeyBank $81,460,000 $101,995,000 25.2% 3.9%
JPMorgan Chase Bank $107,390,000 $100,055,000 -6.8% 3.8%
Alpine Bank $89,640,000 $89,840,000 0.2% 3.4%
MEGASTAR FINANCIAL CORP. $101,070,000 $72,440,000 -28.3% 2.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $40,660,000 $58,710,000 44.4% 2.2%
CMG MORTGAGE, INC. $48,720,000 $57,745,000 18.5% 2.2%
Bank of America $44,925,000 $52,035,000 15.8% 2.0%
LOANDEPOT.COM, LLC $28,920,000 $37,685,000 30.3% 1.4%
Morgan Stanley Private Bank $24,305,000 $37,355,000 53.7% 1.4%
CROSSCOUNTRY MORTGAGE, LLC $12,590,000 $34,515,000 174.1% 1.3%
HOME POINT FINANCIAL CORPORATION $23,295,000 $32,455,000 39.3% 1.2%
CORNERSTONE HOME LENDING, INC. $34,025,000 $31,885,000 -6.3% 1.2%
CHERRY CREEK MORTGAGE, LLC $54,300,000 $30,410,000 -44.0% 1.2%
UBS Bank USA $19,975,000 $28,780,000 44.1% 1.1%
Charles Schwab Bank, SSB $26,950,000 $26,205,000 -2.8% 1.0%
Bank of England $34,605,000 $24,690,000 -28.7% 0.9%
GUARANTEED RATE, INC. $20,675,000 $23,915,000 15.7% 0.9%
BETTER MORTGAGE CORPORATION $9,765,000 $22,830,000 133.8% 0.9%
Elevations Credit Union $21,790,000 n/a 0.8%
Bank of the West $16,635,000 $19,060,000 14.6% 0.7%
Chicago Mortgage Solutions LLC $1,885,000 $19,035,000 909.8% 0.7%
CALIBER HOME LOANS, INC. $23,240,000 $18,875,000 -18.8% 0.7%
Flagstar Bank, FSB $13,465,000 $16,820,000 24.9% 0.6%
FINANCE OF AMERICA MORTGAGE LLC $10,875,000 $16,180,000 48.8% 0.6%
Zions Bancorporation, N.A. $16,565,000 $16,175,000 -2.4% 0.6%
First Western Trust Bank $11,430,000 $15,805,000 38.3% 0.6%
GUILD MORTGAGE COMPANY $7,810,000 $15,020,000 92.3% 0.6%
PENNYMAC LOAN SERVICES, LLC $11,115,000 $14,275,000 28.4% 0.5%
JONES LANG LASALLE MULTIFAMILY, LLC $13,415,000 n/a 0.5%
PNC Bank $5,810,000 $13,295,000 128.8% 0.5%
AMERICAN FINANCING CORPORATION $16,000,000 $13,225,000 -17.3% 0.5%
NBH Bank $10,960,000 $12,555,000 14.6% 0.5%
Ent Credit Union $7,830,000 $11,515,000 47.1% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $11,610,000 $11,250,000 -3.1% 0.4%
NOVA FINANCIAL & INVESTMENT CORPORATION $12,475,000 $11,225,000 -10.0% 0.4%
Northpointe Bank $10,185,000 $10,920,000 7.2% 0.4%
Citibank $15,800,000 $10,860,000 -31.3% 0.4%
SWBC MORTGAGE CORPORATION $14,455,000 $10,855,000 -24.9% 0.4%
BNY Mellon $505,000 $10,635,000 2,005.9% 0.4%
S1L, Inc. $5,655,000 $9,445,000 67.0% 0.4%
BROKER SOLUTIONS, INC. $20,750,000 $9,100,000 -56.1% 0.3%
V.I.P. MORTGAGE, INC. $4,045,000 $8,915,000 120.4% 0.3%
Stifel Bank and Trust $5,140,000 $8,815,000 71.5% 0.3%
AMERISAVE MORTGAGE CORPORATION $5,160,000 $8,675,000 68.1% 0.3%
CANVAS CREDIT UNION $4,940,000 $8,625,000 74.6% 0.3%
Bank of Colorado $5,195,000 $8,615,000 65.8% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $6,695,000 $8,225,000 22.9% 0.3%
NEWREZ LLC $2,735,000 $8,095,000 196.0% 0.3%
Waterstone Mortgage Corporation $8,090,000 n/a 0.3%
UMB Bank $23,635,000 $8,010,000 -66.1% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,070,000 $7,360,000 21.3% 0.3%
Ally Bank $3,280,000 $7,355,000 124.2% 0.3%
GUARANTEED RATE AFFINITY, LLC $4,620,000 $7,300,000 58.0% 0.3%
FREEDOM MORTGAGE CORPORATION $3,655,000 $7,210,000 97.3% 0.3%
MOVEMENT MORTGAGE, LLC $12,930,000 $6,995,000 -45.9% 0.3%
Financial Funding Solutions, Inc. $7,600,000 $6,915,000 -9.0% 0.3%
Commerce Bank $11,500,000 $6,580,000 -42.8% 0.3%
UNIVERSAL LENDING CORPORATION $8,940,000 $6,315,000 -29.4% 0.2%
TIAA, FSB $4,770,000 $6,300,000 32.1% 0.2%
BBVA USA $7,625,000 $6,115,000 -19.8% 0.2%
Amerifirst Financial, Inc. $7,635,000 $6,030,000 -21.0% 0.2%
Plains Commerce Bank $4,640,000 $5,925,000 27.7% 0.2%
Paramount Residential Mortgage Group, Inc. $4,185,000 $5,475,000 30.8% 0.2%
The Huntington National Bank $3,005,000 $5,370,000 78.7% 0.2%
Greenbox Loans, Inc. $3,505,000 $5,220,000 48.9% 0.2%
Truist Bank $3,660,000 $5,055,000 38.1% 0.2%
NBKC BANK $6,480,000 $5,025,000 -22.5% 0.2%
BAY EQUITY LLC $6,195,000 $4,890,000 -21.1% 0.2%
KELLER MORTGAGE, LLC $1,310,000 $4,870,000 271.8% 0.2%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $2,450,000 $4,835,000 97.3% 0.2%
First Republic Bank $1,530,000 $4,710,000 207.8% 0.2%
ServisFirst Bank $285,000 $4,675,000 1,540.4% 0.2%
ACADEMY MORTGAGE CORPORATION $5,915,000 $4,470,000 -24.4% 0.2%
The Federal Savings Bank $3,245,000 $4,170,000 28.5% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $4,935,000 $4,115,000 -16.6% 0.2%
CELEBRITY HOME LOANS, LLC $5,255,000 $4,055,000 -22.8% 0.2%
NAVY FEDERAL CREDIT UNION $8,575,000 $3,840,000 -55.2% 0.1%
NFM, INC. $3,640,000 $3,815,000 4.8% 0.1%
LAKEVIEW LOAN SERVICING, LLC $4,125,000 $3,790,000 -8.1% 0.1%
City National Bank $3,775,000 $3,755,000 -0.5% 0.1%
HOME MORTGAGE ALLIANCE, LLC $7,265,000 $3,630,000 -50.0% 0.1%
First Midwest Bank $3,560,000 n/a 0.1%
FineMark National Bank & Trust $3,555,000 n/a 0.1%
PLANET HOME LENDING, LLC $4,920,000 $3,315,000 -32.6% 0.1%
Mortgage Bank of California $3,240,000 n/a 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,525,000 $3,220,000 27.5% 0.1%
Reliant Bank $3,220,000 n/a 0.1%
Fortis Private Bank $1,480,000 $3,190,000 115.5% 0.1%
Regions Bank $3,170,000 n/a 0.1%
Sunflower Bank $6,990,000 $3,145,000 -55.0% 0.1%
Axos Bank $1,955,000 $3,105,000 58.8% 0.1%
T2 FINANCIAL LLC $3,070,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $10,750,000 $3,015,000 -72.0% 0.1%
KEMBA CREDIT UNION, INC. $3,005,000 n/a 0.1%
Goldman Sachs Bank USA $3,335,000 $2,965,000 -11.1% 0.1%
InterContinental Capital Group, Inc $2,935,000 n/a 0.1%
Inwood National Bank $2,930,000 n/a 0.1%
Simmons Bank $610,000 $2,905,000 376.2% 0.1%
Barrington Bank & Trust Company, N.A. $850,000 $2,690,000 216.5% 0.1%
Adams Bank & Trust $1,810,000 $2,660,000 47.0% 0.1%
WESTERRA CREDIT UNION $4,660,000 $2,660,000 -42.9% 0.1%
Strong Home Mortgage, LLC $1,850,000 $2,590,000 40.0% 0.1%
The Northern Trust Company $2,170,000 $2,510,000 15.7% 0.1%
City Bank $2,505,000 n/a 0.1%
IMPAC MORTGAGE CORP. $2,490,000 n/a 0.1%
Red Rocks Credit Union $610,000 $2,485,000 307.4% 0.1%
Arvest Bank $280,000 $2,455,000 776.8% 0.1%
EVERETT FINANCIAL, INC. $2,290,000 $2,365,000 3.3% 0.1%
MidFirst Bank $1,245,000 $2,365,000 90.0% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,950,000 $2,290,000 17.4% 0.1%
WesBanco Bank, Inc. $2,280,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $3,760,000 $2,235,000 -40.6% 0.1%
Cf Bank $1,660,000 $2,230,000 34.3% 0.1%
First Horizon Bank $2,195,000 n/a 0.1%
First National Bank of Omaha $3,710,000 $2,160,000 -41.8% 0.1%
Prosperity Home Mortgage, LLC $4,520,000 $2,155,000 -52.3% 0.1%
Citadel Servicing Corporation $1,475,000 $2,145,000 45.4% 0.1%
First Mortgage Solutions, LLC $810,000 $2,125,000 162.3% 0.1%
Texas Bank and Trust Company $2,105,000 n/a 0.1%
North American Savings Bank, F.S.B. $3,310,000 $2,100,000 -36.6% 0.1%
Independent Bank $3,550,000 $2,095,000 -41.0% 0.1%
SECURITY SERVICE $1,070,000 $2,090,000 95.3% 0.1%
The Central Trust Bank $585,000 $2,070,000 253.8% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $2,290,000 $2,050,000 -10.5% 0.1%
J. VIRGIL, INC. $875,000 $2,050,000 134.3% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $645,000 $2,040,000 216.3% 0.1%
AmeriHome Mortgage Company, LLC $2,005,000 n/a 0.1%
THRIVE MORTGAGE, LLC $3,140,000 $1,965,000 -37.4% 0.1%
Ixonia Bank $1,955,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $1,945,000 n/a 0.1%
Loan Simple, Inc. $5,410,000 $1,935,000 -64.2% 0.1%
Intrust Bank $1,915,000 n/a 0.1%
The Loan Store, Inc. $395,000 $1,915,000 384.8% 0.1%
Citizens National Bank of Greater St. Louis $1,885,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $1,200,000 $1,870,000 55.8% 0.1%
CANOPY MORTGAGE, LLC $1,865,000 n/a 0.1%
Citizens Bank $1,985,000 $1,865,000 -6.0% 0.1%
PHH Mortgage Corporation $315,000 $1,850,000 487.3% 0.1%
CREDIT UNION OF THE ROCKIES $1,020,000 $1,845,000 80.9% 0.1%
Enterprise Bank & Trust $600,000 $1,805,000 200.8% 0.1%
HOMESTEAD FUNDING CORP. $1,395,000 $1,805,000 29.4% 0.1%
United Nations Federal Credit Union $1,805,000 n/a 0.1%
Visio Financial Services Inc. $1,785,000 n/a 0.1%
Heartland Bank and Trust Company $1,745,000 n/a 0.1%
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $220,000 $1,735,000 688.6% 0.1%
Fifth Third Bank $245,000 $1,725,000 604.1% 0.1%
American Mortgage & Equity Consultants, Inc. $1,710,000 n/a 0.1%
CHEVRON $515,000 $1,690,000 228.2% 0.1%
Prosperity Bank $755,000 $1,685,000 123.2% 0.1%
Nations Lending Corporation $2,270,000 $1,665,000 -26.7% 0.1%
Colonial Savings, F.A. $515,000 $1,615,000 213.6% 0.1%
INLANTA MORTGAGE, INC. $1,145,000 $1,605,000 40.2% 0.1%
THE MORTGAGE COMPANY $2,360,000 $1,580,000 -33.1% 0.1%
AMERICAN ADVISORS GROUP $945,000 $1,570,000 66.1% 0.1%
CITYWIDE HOME LOANS, LLC $1,570,000 n/a 0.1%
First United Bank and Trust Company $5,070,000 $1,560,000 -69.2% 0.1%
AIR ACADEMY $1,190,000 $1,520,000 27.7% 0.1%
PENTAGON FEDERAL CREDIT UNION $770,000 $1,495,000 94.2% 0.1%
Commerce Home Mortgage, Inc. $4,630,000 $1,490,000 -67.8% 0.1%
PREMIER MEMBERS CREDIT UNION $2,680,000 $1,485,000 -44.6% 0.1%
Mortgage Research Center, LLC $3,095,000 $1,475,000 -52.3% 0.1%
CIT Bank $1,455,000 n/a 0.1%
Citywide Banks $415,000 $1,430,000 244.6% 0.1%
Third Federal Savings and Loan Association of Cleveland $2,240,000 $1,415,000 -36.8% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,410,000 n/a 0.1%
Exchange Bank of Missouri $1,405,000 n/a 0.1%
THOMPSON KANE & COMPANY, LLC $1,010,000 $1,390,000 37.6% 0.1%
Western Bank $1,365,000 n/a 0.1%
Amalgamated Bank $455,000 $1,355,000 197.8% 0.1%
Pioneer Bank, SSB $1,345,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $790,000 $1,330,000 68.4% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $420,000 $1,325,000 215.5% 0.1%
The First National Bank and Trust Company of Okmulgee $1,325,000 n/a 0.1%
Merchants Bank of Indiana $1,300,000 n/a 0.0%
Armstrong Bank $1,295,000 n/a 0.0%
First Home Bank $1,295,000 n/a 0.0%
SOFI LENDING CORP. $1,265,000 n/a 0.0%
First Guaranty Mortgage Corporation $1,075,000 $1,245,000 15.8% 0.0%
LENDUS, LLC $2,390,000 $1,235,000 -48.3% 0.0%
REVERSE MORTGAGE FUNDING LLC $175,000 $1,235,000 605.7% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,735,000 $1,225,000 -29.4% 0.0%
CIBC Bank USA $1,450,000 $1,205,000 -16.9% 0.0%
ATHAS CAPITAL GROUP, INC. $1,195,000 n/a 0.0%
COLORADO CREDIT UNION $6,135,000 $1,170,000 -80.9% 0.0%
Fortress Bank $1,165,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $390,000 $1,155,000 196.2% 0.0%
ONY GLO, INC. $1,150,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,020,000 $1,145,000 -43.3% 0.0%
Bank-Fund Staff Federal Credit Union $1,240,000 $1,130,000 -8.9% 0.0%
S&T Bank $1,125,000 n/a 0.0%
OAKTREE FUNDING CORP. $1,100,000 n/a 0.0%
BNC National Bank $1,495,000 $1,075,000 -28.1% 0.0%
FirstBank $610,000 $1,070,000 75.4% 0.0%
PLAZA HOME MORTGAGE, INC. $610,000 $1,065,000 74.6% 0.0%
BLUELEAF LENDING, LLC $1,410,000 $1,050,000 -25.5% 0.0%
USAA Federal Savings Bank $3,320,000 $1,045,000 -68.5% 0.0%
Sierra Pacific Mortgage Company, Inc. $1,630,000 $1,040,000 -36.2% 0.0%
M2 Lending Solutions, LLC $2,390,000 $1,030,000 -56.9% 0.0%
Paramount Bank $1,000,000 n/a 0.0%
Comerica Bank $2,880,000 $995,000 -65.5% 0.0%
Academy Bank $990,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $305,000 $980,000 221.3% 0.0%
Cornerstone First Mortgage, Inc $950,000 n/a 0.0%
ARC HOME LLC $780,000 $935,000 19.9% 0.0%
Cross Keys Bank $930,000 n/a 0.0%
FBC MORTGAGE, LLC $760,000 $925,000 21.7% 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $2,895,000 $920,000 -68.2% 0.0%
Midwest Community Bank $585,000 $905,000 54.7% 0.0%
ON Q FINANCIAL, INC. $2,555,000 $900,000 -64.8% 0.0%
DELMAR FINANCIAL COMPANY $730,000 $880,000 20.5% 0.0%
FINANCE OF AMERICA REVERSE LLC $945,000 $880,000 -6.9% 0.0%
NP, Inc. $870,000 n/a 0.0%
BLUE BRICK FINANCIAL LLC $385,000 $855,000 122.1% 0.0%
BMO Harris Bank $570,000 $855,000 50.0% 0.0%
Union Bank and Trust Company $845,000 n/a 0.0%
Carrollton Bank $830,000 n/a 0.0%
Deere Employees Credit Union $830,000 n/a 0.0%
AHL FUNDING $825,000 n/a 0.0%
F&B Acquisition Group LLC $825,000 n/a 0.0%
First Savings Bank $700,000 $825,000 17.9% 0.0%
Pinnacle Bank $485,000 $825,000 70.1% 0.0%
Valley National Bank $825,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $305,000 $815,000 167.2% 0.0%
Raymond James Bank $695,000 $805,000 15.8% 0.0%
ALLIANT CREDIT UNION $105,000 $800,000 661.9% 0.0%
The Home Loan Expert LLC $185,000 $795,000 329.7% 0.0%
DAS Acquisition Company, LLC $785,000 n/a 0.0%
First Federal Bank $865,000 $785,000 -9.2% 0.0%
Springfield First Community Bank $785,000 n/a 0.0%
Manufacturers and Traders Trust Company $1,640,000 $780,000 -52.4% 0.0%
Bank of Tennessee $765,000 n/a 0.0%
CLEARPATH LENDING $455,000 $760,000 67.0% 0.0%
5TH STREET CAPITAL, INC. $755,000 n/a 0.0%
Happy State Bank $755,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $880,000 $755,000 -14.2% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,075,000 $755,000 -29.8% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $1,270,000 $750,000 -40.9% 0.0%
First Bank & Trust Co. $745,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $1,160,000 $710,000 -38.8% 0.0%
DIRECT MORTGAGE, CORP. $700,000 n/a 0.0%
Fidelity Bank $650,000 $700,000 7.7% 0.0%
OCMBC, INC. $485,000 $700,000 44.3% 0.0%
Credit Union of Denver $735,000 $685,000 -6.8% 0.0%
LADERA LENDING, INC. $740,000 $680,000 -8.1% 0.0%
ADVANCIAL $665,000 n/a 0.0%
Stock Yards Bank & Trust Company $665,000 n/a 0.0%
First Mid Bank & Trust $655,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $2,880,000 $655,000 -77.3% 0.0%
BELLCO $4,615,000 $640,000 -86.1% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $635,000 n/a 0.0%
Assurance Financial Group, L.L.C. $295,000 $630,000 113.6% 0.0%
Mortgage Assurance Inc. $615,000 n/a 0.0%
Old National Bank $1,095,000 $610,000 -44.3% 0.0%
TOP FLITE FINANCIAL, INC. $605,000 n/a 0.0%
Colten Mortgage, LLC $930,000 $600,000 -35.5% 0.0%
Watermark Capital, Inc. $1,175,000 $600,000 -48.9% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $3,775,000 $595,000 -84.2% 0.0%
GROUP MORTGAGE, LLC $580,000 n/a 0.0%
DENVER COMMUNITY $565,000 n/a 0.0%
CENTENNIAL LENDING, LLC $760,000 $560,000 -26.3% 0.0%
American Airlines Federal Credit Union $265,000 $545,000 105.7% 0.0%
Blue Federal Credit Union $965,000 $545,000 -43.5% 0.0%
Capital Bank $545,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $605,000 $545,000 -9.9% 0.0%
MOUNTAIN AMERICA $545,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $445,000 $545,000 22.5% 0.0%
THE EQUITABLE MORTGAGE CORPORATION $535,000 n/a 0.0%
SUMMIT FUNDING, INC. $530,000 n/a 0.0%
Bell Bank $2,010,000 $525,000 -73.9% 0.0%
Great Southern Bank $515,000 n/a 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $625,000 $515,000 -17.6% 0.0%
DIRECTORS MORTGAGE, INC. $505,000 n/a 0.0%
First National Bank $605,000 $505,000 -16.5% 0.0%
FLAT BRANCH MORTGAGE, INC. $505,000 n/a 0.0%
GERSHMAN INVESTMENT CORP. $1,105,000 $505,000 -54.3% 0.0%
The Fidelity Deposit and Discount Bank $505,000 n/a 0.0%
STEARNS LENDING, LLC $1,225,000 $490,000 -60.0% 0.0%
HOMESIDE FINANCIAL, LLC $1,175,000 $485,000 -58.7% 0.0%
Pinnacle Bank $485,000 $485,000 0.0% 0.0%
TOTAL MORTGAGE SERVICES, LLC $485,000 n/a 0.0%
Figure Lending LLC $45,000 $470,000 944.4% 0.0%
Cadence Bank, N.A. $455,000 n/a 0.0%
KS StateBank $920,000 $455,000 -50.5% 0.0%
LONGBRIDGE FINANCIAL, LLC $455,000 n/a 0.0%
NEST HOME LENDING, LLC $455,000 n/a 0.0%
Home Bank $445,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $5,395,000 $445,000 -91.8% 0.0%
TOWNE MORTGAGE COMPANY $445,000 n/a 0.0%
West Gate Bank $1,035,000 $445,000 -57.0% 0.0%
INTEGRITY MORTGAGE & FINANCIAL INCORPORATED $435,000 n/a 0.0%
The Richwood Banking Company $435,000 n/a 0.0%
VeraBank $1,575,000 $435,000 -72.4% 0.0%
QUORUM FEDERAL CREDIT UNION $305,000 $430,000 41.0% 0.0%
First Federal Bank of Kansas City $425,000 n/a 0.0%
STAR ONE CREDIT UNION $515,000 $425,000 -17.5% 0.0%
Broadway National Bank $405,000 n/a 0.0%
Gateway First Bank $455,000 $405,000 -11.0% 0.0%
INTERCAP LENDING INC. $405,000 n/a 0.0%
DHA FINANCIAL, LLC $395,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $395,000 n/a 0.0%
Origin Bank $435,000 $395,000 -9.2% 0.0%
AMERICAN FIRST $375,000 n/a 0.0%
LENDERFI, INC. $335,000 $375,000 11.9% 0.0%
CIVIC FINANCIAL SERVICES, LLC $365,000 n/a 0.0%
Hometown Equity Mortgage, LLC $365,000 n/a 0.0%
Prime Choice Funding Inc. $495,000 $365,000 -26.3% 0.0%
First United Corporation $355,000 n/a 0.0%
MidWestOne Bank $5,265,000 $355,000 -93.3% 0.0%
Southern Bank $355,000 n/a 0.0%
FAMILY FIRST FUNDING LLC $345,000 n/a 0.0%
Marine Bank $345,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $625,000 $345,000 -44.8% 0.0%
First National Bank of America $415,000 $335,000 -19.3% 0.0%
First State Bank of St. Charles, Missouri $2,255,000 $335,000 -85.1% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $335,000 n/a 0.0%
21ST MORTGAGE CORPORATION $350,000 $330,000 -5.7% 0.0%
HEARTLAND CREDIT UNION $305,000 $325,000 6.6% 0.0%
TJC Mortgage, Inc. $295,000 n/a 0.0%
Auto Club Trust, FSB $285,000 n/a 0.0%
Gold Coast Bank $1,265,000 $285,000 -77.5% 0.0%
PARKSIDE LENDING, LLC $515,000 $285,000 -44.7% 0.0%
DELTA COMMUNITY CREDIT UNION $275,000 n/a 0.0%
FAY SERVICING, LLC $265,000 n/a 0.0%
MEGA CAPITAL FUNDING, INC. $425,000 $265,000 -37.6% 0.0%
ANB Bank $255,000 n/a 0.0%
The District Federal Credit Union $245,000 n/a 0.0%
ALL WESTERN MORTGAGE, INC. $285,000 $225,000 -21.1% 0.0%
RBC Bank, (Georgia) $225,000 n/a 0.0%
Frontier Bank $215,000 n/a 0.0%
HomeTrust Bank $215,000 n/a 0.0%
Legence Bank $215,000 n/a 0.0%
Citizens Bank of Rogersville $195,000 n/a 0.0%
IOWA BANKERS MORTGAGE CORPORATION $195,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $185,000 n/a 0.0%
CERTAINTY HOME LOANS, LLC $175,000 n/a 0.0%
HomeStreet Bank $175,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $155,000 n/a 0.0%
AXIA FINANCIAL, LLC $145,000 n/a 0.0%
ON TAP $135,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $115,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $95,000 n/a 0.0%
Discover Bank $125,000 $85,000 -32.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $75,000 n/a 0.0%

Breckenridge's top lender by overall market share is BOKF, with 7.6% market share. In second place, with 7.3%, is FirstBank, having originated $190,030,000 in loans. In third place, with 5.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $148,125,000 in loans. In third place, with 4.6%, is U.S. Bank, having originated $120,070,000 in loans. In third place, with 4.5%, is Wells Fargo Bank, having originated $118,195,000 in loans.


Breckenridge, CO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,842 $1,297,760,000 $704,539
Refi 1,818 $837,080,000 $460,440
Cash Out Refi 632 $341,510,000 $540,364
Home Improvement 192 $52,520,000 $273,542
Other 152 $91,720,000 $603,421

Breckenridge's most frequently cited loan purpose was Home Purchase, with 1,842 originations. The 2nd most popular reason was Refi, with 1,818 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,983 $1,130,125,000 $569,907
3-4% 1,637 $919,375,000 $561,622
<2.5% 775 $465,195,000 $600,252
4-5% 185 $74,775,000 $404,189
5-6% 24 $11,190,000 $466,250
6-7% 10 $2,070,000 $207,000
7-8% 4 $1,060,000 $265,000
Over 8% 3 $245,000 $81,667

During 2021, Breckenridge's most frequently originated rate bucket was 2.5-3%, with 1,983 originations.

Loan Sizing (Breckenridge, CO MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,506 $458,700,000 $304,582
$400k-600k 1,269 $622,775,000 $490,760
$600k-1000k 914 $686,700,000 $751,313
$Over $1MM 486 $790,870,000 $1,627,305
$100k-200k 360 $55,080,000 $153,000
$100,000 or less 101 $6,465,000 $64,010

Breckenridge's loan sizing saw the bucket of loans from $200k-400k with 1,506 originations, totaling $458,700,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 1,668 $1,176,400,000 $705,276
40-60% 1,173 $627,465,000 $534,923
20-40% 809 $306,595,000 $378,980
80-100% 653 $425,425,000 $651,493
Under 20% 287 $50,675,000 $176,568
Over 100% 8 $4,730,000 $591,250

Breckenridge's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,668 originations, totaling $1,176,400,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Breckenridge (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $1,083,500 (13.0%) $1,509,135 (11.8%) 0.00 290
2018-02-01 $1,013,500 (13.0%) $1,488,019 (10.7%) 0.00 293
2018-03-01 $949,000 (7.8%) $1,441,464 (9.6%) 0.00 319
2018-04-01 $839,000 (-1.3%) $1,321,837 (5.9%) 0.00 387
2018-05-01 $812,000 (-1.9%) $1,298,731 (8.3%) 0.00 397
2018-06-01 $849,000 (0.0%) $1,326,467 (10.5%) 0.00 470
2018-07-01 $884,450 (1.2%) $1,378,123 (10.2%) 0.00 540
2018-08-01 $892,500 (5.7%) $1,397,395 (12.4%) 0.00 547
2018-09-01 $897,500 (0.3%) $1,438,882 (10.8%) 0.00 524
2018-10-01 $890,750 (-8.8%) $1,457,031 (3.9%) 0.00 485
2018-11-01 $907,000 (-9.3%) $1,478,509 (0.5%) 0.00 442
2018-12-01 $959,000 (-4.1%) $1,541,667 (3.4%) 0.00 400
2019-01-01 $877,500 (-19.0%) $1,549,139 (2.7%) 0.00 368
2019-02-01 $769,000 (-24.1%) $1,390,059 (-6.6%) 0.00 397
2019-03-01 $709,714 (-25.2%) $1,249,377 (-13.3%) 0.00 475
2019-04-01 $639,000 (-23.8%) $1,050,708 (-20.5%) 0.00 615
2019-05-01 $644,000 (-20.7%) $1,016,288 (-21.8%) 0.00 699
2019-06-01 $635,000 (-25.2%) $999,333 (-24.7%) 0.00 859
2019-07-01 $649,000 (-26.6%) $1,016,063 (-26.3%) 0.00 956
2019-08-01 $632,286 (-29.2%) $1,006,323 (-28.0%) 0.00 997
2019-09-01 $612,786 (-31.7%) $983,403 (-31.7%) 0.00 987
2019-10-01 $619,000 (-30.5%) $979,430 (-32.8%) 0.00 907
2019-11-01 $639,000 (-29.6%) $997,510 (-32.5%) 0.00 986
2019-12-01 $644,950 (-32.8%) $1,006,301 (-34.7%) 0.00 885
2020-01-01 $642,450 (-26.8%) $1,026,803 (-33.7%) 0.00 769
2020-02-01 $675,000 (-12.2%) $1,181,592 (-15.0%) 0.00 645
2020-03-01 $674,900 (-4.9%) $1,159,092 (-7.2%) 0.00 691
2020-04-01 $659,000 (3.1%) $1,110,394 (5.7%) 0.00 733
2020-05-01 $645,000 (0.2%) $1,083,638 (6.6%) 0.00 792
2020-06-01 $652,500 (2.8%) $1,039,589 (4.0%) 0.00 1,005
2020-07-01 $662,400 (2.1%) $1,047,032 (3.1%) 0.00 1,108
2020-08-01 $675,000 (6.8%) $1,091,267 (8.4%) 0.00 1,052
2020-09-01 $675,000 (10.2%) $1,111,455 (13.0%) 0.00 957
2020-10-01 $675,000 (9.1%) $1,144,905 (16.9%) 0.00 818
2020-11-01 $695,500 (8.8%) $1,191,280 (19.4%) 0.00 635
2020-12-01 $699,000 (8.4%) $1,207,007 (19.9%) 0.00 567
2021-01-01 $710,000 (10.5%) $1,214,686 (18.3%) 0.00 541
2021-02-01 $682,000 (1.0%) $1,103,967 (-6.6%) 0.00 602
2021-03-01 $710,000 (5.2%) $1,190,107 (2.7%) 0.00 590
2021-04-01 $749,000 (13.7%) $1,264,665 (13.9%) 0.00 582
2021-05-01 $765,000 (18.6%) $1,239,908 (14.4%) 0.00 615
2021-06-01 $792,500 (21.5%) $1,264,338 (21.6%) 0.00 647
2021-07-01 $782,000 (18.1%) $1,269,385 (21.2%) 0.00 723
2021-08-01 $780,250 (15.6%) $1,334,778 (22.3%) 0.00 762
2021-09-01 $817,000 (21.0%) $1,334,603 (20.1%) 0.00 747
2021-10-01 $849,000 (25.8%) $1,401,055 (22.4%) 0.00 663
2021-11-01 $855,000 (22.9%) $1,546,866 (29.9%) 0.00 547
2021-12-01 $895,000 (28.0%) $1,658,192 (37.4%) 0.00 500
2022-01-01 $950,000 (33.8%) $1,760,710 (45.0%) 0.00 462
2022-02-01 $907,500 (33.1%) $1,673,926 (51.6%) 0.00 519
2022-03-01 $946,500 (33.3%) $1,730,380 (45.4%) 0.00 544
2022-04-01 $1,068,677 (42.7%) $1,737,546 (37.4%) 0.00 562
2022-05-01 $1,068,677 (39.7%) $1,770,142 (42.8%) 0.00 640
2022-06-01 $1,056,354 (33.3%) $1,791,178 (41.7%) 0.00 747
Breckenridge's median listing price for 2022-06-01 was $1,056,354, a difference of $263,854 (33.3%) versus the prior year and $-12,323 versus the prior month.

Breckenridge's median listing price comes in at 0% of the national average.

Breckenridge's average listing price for 2022-06-01 was $1,791,178, a difference of $526,840 (41.7%) versus the prior year and $21,036 versus the prior month.

For the 2022-06-01 period, Breckenridge had 747 MLS listings, a difference of 107 listings (17%) versus the prior month and 100 listings (15%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Breckenridge (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,329 sqft
2018-02-01 0 days 2,133 sqft
2018-03-01 0 days 2,051 sqft
2018-04-01 0 days 1,924 sqft
2018-05-01 0 days 1,847 sqft
2018-06-01 0 days 1,954 sqft
2018-07-01 0 days 2,004 sqft
2018-08-01 0 days 1,999 sqft
2018-09-01 0 days 2,051 sqft
2018-10-01 0 days 2,027 sqft
2018-11-01 0 days 1,941 sqft
2018-12-01 0 days 2,030 sqft
2019-01-01 0 days 1,700 sqft
2019-02-01 0 days 1,562 sqft
2019-03-01 0 days 1,408 sqft
2019-04-01 0 days 1,197 sqft
2019-05-01 0 days 1,175 sqft
2019-06-01 0 days 1,183 sqft
2019-07-01 0 days 1,200 sqft
2019-08-01 0 days 1,203 sqft
2019-09-01 0 days 1,200 sqft
2019-10-01 0 days 1,212 sqft
2019-11-01 0 days 1,216 sqft
2019-12-01 0 days 1,200 sqft
2020-01-01 0 days 1,193 sqft
2020-02-01 0 days 1,233 sqft
2020-03-01 0 days 1,220 sqft
2020-04-01 0 days 1,220 sqft
2020-05-01 0 days 1,223 sqft
2020-06-01 0 days 1,223 sqft
2020-07-01 0 days 1,253 sqft
2020-08-01 0 days 1,291 sqft
2020-09-01 0 days 1,232 sqft
2020-10-01 0 days 1,223 sqft
2020-11-01 0 days 1,240 sqft
2020-12-01 0 days 1,228 sqft
2021-01-01 0 days 1,238 sqft
2021-02-01 0 days 1,234 sqft
2021-03-01 0 days 1,224 sqft
2021-04-01 0 days 1,235 sqft
2021-05-01 0 days 1,223 sqft
2021-06-01 0 days 1,246 sqft
2021-07-01 0 days 1,320 sqft
2021-08-01 0 days 1,336 sqft
2021-09-01 0 days 1,309 sqft
2021-10-01 0 days 1,336 sqft
2021-11-01 0 days 1,385 sqft
2021-12-01 0 days 1,385 sqft
2022-01-01 0 days 1,397 sqft
2022-02-01 0 days 1,383 sqft
2022-03-01 0 days 1,349 sqft
2022-04-01 0 days 1,380 sqft
2022-05-01 0 days 1,397 sqft
2022-06-01 0 days 1,397 sqft
Breckenridge's median listing age (time on market) for 2022-06-01 was 0 days.

Breckenridge's median square footage for active listings during the 2022-06-01 period was 1,397 sqft. One year prior, the average listing was 1,246 sqft.