Breckenridge Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Breckenridge averaged
6.37%
for the week of 2023-01-26, compared to the national average of
6.13% for the same period.
The average rate for the prior week (2023-01-19) was
6.29% and
one month ago for the week of 2022-12-22, the
average rate was 6.51%.
Breckenridge's average rate one year ago was 3.7%.
For refis of the same type during the week of 2023-01-26, the average rate
was 6.08%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-01-26 | 6.13% |
| Breckenridge 30 Year Fixed Rate | 2023-01-26 | 6.37% |
| Breckenridge 30 Year Fixed Rate Refi | 2023-01-26 | 6.08% |
| Breckenridge 15 Year Fixed Rate | 2023-01-26 | 5.16% |
| Breckenridge 15 Year Fixed Rate Refi | 2023-01-26 | 5.22% |
| Breckenridge 30 Year FHA | 2023-01-26 | 6.1% |
| Breckenridge 30 Year FHA Refi | 2023-01-26 | 6.22% |
| Breckenridge 30 Year USDA | 2023-01-26 | 6.11% |
| Breckenridge 30 Year USDA Refi | 2023-01-26 | 5.58% |
| Breckenridge 30 Year VA | 2023-01-26 | 6.24% |
| Breckenridge 30 Year VA Refi | 2023-01-26 | 5.69% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Breckenridge, CO.
Breckenridge Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Breckenridge, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Breckenridge Average Closing Costs & Other Stats
Breckenridge, CO's 254 lenders originated 4,636
loans during 2021. The total origination value was $2,620,590,000, with an average loan value of
$565,270.
Breckenridge's average closing costs are $4,477.
The top Breckenridge lender as defined by loan originations is BOKF, with
307 loans originated. Their average total fees are
$3,471, which is $2,322
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Breckenridge lenders (with over 10 loans originated) are
CHERRY CREEK MORTGAGE, LLC ($1,868), SWBC MORTGAGE CORPORATION ($2,075), Stifel Bank and Trust ($2,951), KELLER MORTGAGE, LLC ($3,030) and NOVA FINANCIAL & INVESTMENT CORPORATION ($3,317).
The lowest rate Breckenridge lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (2.10%), Bank of America (2.50%), AMERISAVE MORTGAGE CORPORATION (2.63%), UBS Bank USA (2.66%) and Morgan Stanley Private Bank (2.68%).
Breckenridge, CO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| BOKF | $231,080,000 | $200,465,000 | -13.2% | 7.6% |
| FirstBank | $610,000 | $190,030,000 | 31,052.5% | 7.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $85,620,000 | $148,125,000 | 73.0% | 5.7% |
| U.S. Bank | $103,225,000 | $120,070,000 | 16.3% | 4.6% |
| Wells Fargo Bank | $134,485,000 | $118,195,000 | -12.1% | 4.5% |
| QUICKEN LOANS, LLC | $95,805,000 | $114,230,000 | 19.2% | 4.4% |
| KeyBank | $81,460,000 | $101,995,000 | 25.2% | 3.9% |
| JPMorgan Chase Bank | $107,390,000 | $100,055,000 | -6.8% | 3.8% |
| Alpine Bank | $89,640,000 | $89,840,000 | 0.2% | 3.4% |
| MEGASTAR FINANCIAL CORP. | $101,070,000 | $72,440,000 | -28.3% | 2.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $40,660,000 | $58,710,000 | 44.4% | 2.2% |
| CMG MORTGAGE, INC. | $48,720,000 | $57,745,000 | 18.5% | 2.2% |
| Bank of America | $44,925,000 | $52,035,000 | 15.8% | 2.0% |
| LOANDEPOT.COM, LLC | $28,920,000 | $37,685,000 | 30.3% | 1.4% |
| Morgan Stanley Private Bank | $24,305,000 | $37,355,000 | 53.7% | 1.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $12,590,000 | $34,515,000 | 174.1% | 1.3% |
| HOME POINT FINANCIAL CORPORATION | $23,295,000 | $32,455,000 | 39.3% | 1.2% |
| CORNERSTONE HOME LENDING, INC. | $34,025,000 | $31,885,000 | -6.3% | 1.2% |
| CHERRY CREEK MORTGAGE, LLC | $54,300,000 | $30,410,000 | -44.0% | 1.2% |
| UBS Bank USA | $19,975,000 | $28,780,000 | 44.1% | 1.1% |
| Charles Schwab Bank, SSB | $26,950,000 | $26,205,000 | -2.8% | 1.0% |
| Bank of England | $34,605,000 | $24,690,000 | -28.7% | 0.9% |
| GUARANTEED RATE, INC. | $20,675,000 | $23,915,000 | 15.7% | 0.9% |
| BETTER MORTGAGE CORPORATION | $9,765,000 | $22,830,000 | 133.8% | 0.9% |
| Elevations Credit Union | $21,790,000 | n/a | 0.8% | |
| Bank of the West | $16,635,000 | $19,060,000 | 14.6% | 0.7% |
| Chicago Mortgage Solutions LLC | $1,885,000 | $19,035,000 | 909.8% | 0.7% |
| CALIBER HOME LOANS, INC. | $23,240,000 | $18,875,000 | -18.8% | 0.7% |
| Flagstar Bank, FSB | $13,465,000 | $16,820,000 | 24.9% | 0.6% |
| FINANCE OF AMERICA MORTGAGE LLC | $10,875,000 | $16,180,000 | 48.8% | 0.6% |
| Zions Bancorporation, N.A. | $16,565,000 | $16,175,000 | -2.4% | 0.6% |
| First Western Trust Bank | $11,430,000 | $15,805,000 | 38.3% | 0.6% |
| GUILD MORTGAGE COMPANY | $7,810,000 | $15,020,000 | 92.3% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $11,115,000 | $14,275,000 | 28.4% | 0.5% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $13,415,000 | n/a | 0.5% | |
| PNC Bank | $5,810,000 | $13,295,000 | 128.8% | 0.5% |
| AMERICAN FINANCING CORPORATION | $16,000,000 | $13,225,000 | -17.3% | 0.5% |
| NBH Bank | $10,960,000 | $12,555,000 | 14.6% | 0.5% |
| Ent Credit Union | $7,830,000 | $11,515,000 | 47.1% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $11,610,000 | $11,250,000 | -3.1% | 0.4% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $12,475,000 | $11,225,000 | -10.0% | 0.4% |
| Northpointe Bank | $10,185,000 | $10,920,000 | 7.2% | 0.4% |
| Citibank | $15,800,000 | $10,860,000 | -31.3% | 0.4% |
| SWBC MORTGAGE CORPORATION | $14,455,000 | $10,855,000 | -24.9% | 0.4% |
| BNY Mellon | $505,000 | $10,635,000 | 2,005.9% | 0.4% |
| S1L, Inc. | $5,655,000 | $9,445,000 | 67.0% | 0.4% |
| BROKER SOLUTIONS, INC. | $20,750,000 | $9,100,000 | -56.1% | 0.3% |
| V.I.P. MORTGAGE, INC. | $4,045,000 | $8,915,000 | 120.4% | 0.3% |
| Stifel Bank and Trust | $5,140,000 | $8,815,000 | 71.5% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $5,160,000 | $8,675,000 | 68.1% | 0.3% |
| CANVAS CREDIT UNION | $4,940,000 | $8,625,000 | 74.6% | 0.3% |
| Bank of Colorado | $5,195,000 | $8,615,000 | 65.8% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $6,695,000 | $8,225,000 | 22.9% | 0.3% |
| NEWREZ LLC | $2,735,000 | $8,095,000 | 196.0% | 0.3% |
| Waterstone Mortgage Corporation | $8,090,000 | n/a | 0.3% | |
| UMB Bank | $23,635,000 | $8,010,000 | -66.1% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,070,000 | $7,360,000 | 21.3% | 0.3% |
| Ally Bank | $3,280,000 | $7,355,000 | 124.2% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $4,620,000 | $7,300,000 | 58.0% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $3,655,000 | $7,210,000 | 97.3% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $12,930,000 | $6,995,000 | -45.9% | 0.3% |
| Financial Funding Solutions, Inc. | $7,600,000 | $6,915,000 | -9.0% | 0.3% |
| Commerce Bank | $11,500,000 | $6,580,000 | -42.8% | 0.3% |
| UNIVERSAL LENDING CORPORATION | $8,940,000 | $6,315,000 | -29.4% | 0.2% |
| TIAA, FSB | $4,770,000 | $6,300,000 | 32.1% | 0.2% |
| BBVA USA | $7,625,000 | $6,115,000 | -19.8% | 0.2% |
| Amerifirst Financial, Inc. | $7,635,000 | $6,030,000 | -21.0% | 0.2% |
| Plains Commerce Bank | $4,640,000 | $5,925,000 | 27.7% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $4,185,000 | $5,475,000 | 30.8% | 0.2% |
| The Huntington National Bank | $3,005,000 | $5,370,000 | 78.7% | 0.2% |
| Greenbox Loans, Inc. | $3,505,000 | $5,220,000 | 48.9% | 0.2% |
| Truist Bank | $3,660,000 | $5,055,000 | 38.1% | 0.2% |
| NBKC BANK | $6,480,000 | $5,025,000 | -22.5% | 0.2% |
| BAY EQUITY LLC | $6,195,000 | $4,890,000 | -21.1% | 0.2% |
| KELLER MORTGAGE, LLC | $1,310,000 | $4,870,000 | 271.8% | 0.2% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $2,450,000 | $4,835,000 | 97.3% | 0.2% |
| First Republic Bank | $1,530,000 | $4,710,000 | 207.8% | 0.2% |
| ServisFirst Bank | $285,000 | $4,675,000 | 1,540.4% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $5,915,000 | $4,470,000 | -24.4% | 0.2% |
| The Federal Savings Bank | $3,245,000 | $4,170,000 | 28.5% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,935,000 | $4,115,000 | -16.6% | 0.2% |
| CELEBRITY HOME LOANS, LLC | $5,255,000 | $4,055,000 | -22.8% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $8,575,000 | $3,840,000 | -55.2% | 0.1% |
| NFM, INC. | $3,640,000 | $3,815,000 | 4.8% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $4,125,000 | $3,790,000 | -8.1% | 0.1% |
| City National Bank | $3,775,000 | $3,755,000 | -0.5% | 0.1% |
| HOME MORTGAGE ALLIANCE, LLC | $7,265,000 | $3,630,000 | -50.0% | 0.1% |
| First Midwest Bank | $3,560,000 | n/a | 0.1% | |
| FineMark National Bank & Trust | $3,555,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $4,920,000 | $3,315,000 | -32.6% | 0.1% |
| Mortgage Bank of California | $3,240,000 | n/a | 0.1% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $2,525,000 | $3,220,000 | 27.5% | 0.1% |
| Reliant Bank | $3,220,000 | n/a | 0.1% | |
| Fortis Private Bank | $1,480,000 | $3,190,000 | 115.5% | 0.1% |
| Regions Bank | $3,170,000 | n/a | 0.1% | |
| Sunflower Bank | $6,990,000 | $3,145,000 | -55.0% | 0.1% |
| Axos Bank | $1,955,000 | $3,105,000 | 58.8% | 0.1% |
| T2 FINANCIAL LLC | $3,070,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $10,750,000 | $3,015,000 | -72.0% | 0.1% |
| KEMBA CREDIT UNION, INC. | $3,005,000 | n/a | 0.1% | |
| Goldman Sachs Bank USA | $3,335,000 | $2,965,000 | -11.1% | 0.1% |
| InterContinental Capital Group, Inc | $2,935,000 | n/a | 0.1% | |
| Inwood National Bank | $2,930,000 | n/a | 0.1% | |
| Simmons Bank | $610,000 | $2,905,000 | 376.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $850,000 | $2,690,000 | 216.5% | 0.1% |
| Adams Bank & Trust | $1,810,000 | $2,660,000 | 47.0% | 0.1% |
| WESTERRA CREDIT UNION | $4,660,000 | $2,660,000 | -42.9% | 0.1% |
| Strong Home Mortgage, LLC | $1,850,000 | $2,590,000 | 40.0% | 0.1% |
| The Northern Trust Company | $2,170,000 | $2,510,000 | 15.7% | 0.1% |
| City Bank | $2,505,000 | n/a | 0.1% | |
| IMPAC MORTGAGE CORP. | $2,490,000 | n/a | 0.1% | |
| Red Rocks Credit Union | $610,000 | $2,485,000 | 307.4% | 0.1% |
| Arvest Bank | $280,000 | $2,455,000 | 776.8% | 0.1% |
| EVERETT FINANCIAL, INC. | $2,290,000 | $2,365,000 | 3.3% | 0.1% |
| MidFirst Bank | $1,245,000 | $2,365,000 | 90.0% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,950,000 | $2,290,000 | 17.4% | 0.1% |
| WesBanco Bank, Inc. | $2,280,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $3,760,000 | $2,235,000 | -40.6% | 0.1% |
| Cf Bank | $1,660,000 | $2,230,000 | 34.3% | 0.1% |
| First Horizon Bank | $2,195,000 | n/a | 0.1% | |
| First National Bank of Omaha | $3,710,000 | $2,160,000 | -41.8% | 0.1% |
| Prosperity Home Mortgage, LLC | $4,520,000 | $2,155,000 | -52.3% | 0.1% |
| Citadel Servicing Corporation | $1,475,000 | $2,145,000 | 45.4% | 0.1% |
| First Mortgage Solutions, LLC | $810,000 | $2,125,000 | 162.3% | 0.1% |
| Texas Bank and Trust Company | $2,105,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $3,310,000 | $2,100,000 | -36.6% | 0.1% |
| Independent Bank | $3,550,000 | $2,095,000 | -41.0% | 0.1% |
| SECURITY SERVICE | $1,070,000 | $2,090,000 | 95.3% | 0.1% |
| The Central Trust Bank | $585,000 | $2,070,000 | 253.8% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,290,000 | $2,050,000 | -10.5% | 0.1% |
| J. VIRGIL, INC. | $875,000 | $2,050,000 | 134.3% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $645,000 | $2,040,000 | 216.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $2,005,000 | n/a | 0.1% | |
| THRIVE MORTGAGE, LLC | $3,140,000 | $1,965,000 | -37.4% | 0.1% |
| Ixonia Bank | $1,955,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $1,945,000 | n/a | 0.1% | |
| Loan Simple, Inc. | $5,410,000 | $1,935,000 | -64.2% | 0.1% |
| Intrust Bank | $1,915,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $395,000 | $1,915,000 | 384.8% | 0.1% |
| Citizens National Bank of Greater St. Louis | $1,885,000 | n/a | 0.1% | |
| AMERICAN INTERNET MORTGAGE, INC. | $1,200,000 | $1,870,000 | 55.8% | 0.1% |
| CANOPY MORTGAGE, LLC | $1,865,000 | n/a | 0.1% | |
| Citizens Bank | $1,985,000 | $1,865,000 | -6.0% | 0.1% |
| PHH Mortgage Corporation | $315,000 | $1,850,000 | 487.3% | 0.1% |
| CREDIT UNION OF THE ROCKIES | $1,020,000 | $1,845,000 | 80.9% | 0.1% |
| Enterprise Bank & Trust | $600,000 | $1,805,000 | 200.8% | 0.1% |
| HOMESTEAD FUNDING CORP. | $1,395,000 | $1,805,000 | 29.4% | 0.1% |
| United Nations Federal Credit Union | $1,805,000 | n/a | 0.1% | |
| Visio Financial Services Inc. | $1,785,000 | n/a | 0.1% | |
| Heartland Bank and Trust Company | $1,745,000 | n/a | 0.1% | |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $220,000 | $1,735,000 | 688.6% | 0.1% |
| Fifth Third Bank | $245,000 | $1,725,000 | 604.1% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $1,710,000 | n/a | 0.1% | |
| CHEVRON | $515,000 | $1,690,000 | 228.2% | 0.1% |
| Prosperity Bank | $755,000 | $1,685,000 | 123.2% | 0.1% |
| Nations Lending Corporation | $2,270,000 | $1,665,000 | -26.7% | 0.1% |
| Colonial Savings, F.A. | $515,000 | $1,615,000 | 213.6% | 0.1% |
| INLANTA MORTGAGE, INC. | $1,145,000 | $1,605,000 | 40.2% | 0.1% |
| THE MORTGAGE COMPANY | $2,360,000 | $1,580,000 | -33.1% | 0.1% |
| AMERICAN ADVISORS GROUP | $945,000 | $1,570,000 | 66.1% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $1,570,000 | n/a | 0.1% | |
| First United Bank and Trust Company | $5,070,000 | $1,560,000 | -69.2% | 0.1% |
| AIR ACADEMY | $1,190,000 | $1,520,000 | 27.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $770,000 | $1,495,000 | 94.2% | 0.1% |
| Commerce Home Mortgage, Inc. | $4,630,000 | $1,490,000 | -67.8% | 0.1% |
| PREMIER MEMBERS CREDIT UNION | $2,680,000 | $1,485,000 | -44.6% | 0.1% |
| Mortgage Research Center, LLC | $3,095,000 | $1,475,000 | -52.3% | 0.1% |
| CIT Bank | $1,455,000 | n/a | 0.1% | |
| Citywide Banks | $415,000 | $1,430,000 | 244.6% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $2,240,000 | $1,415,000 | -36.8% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,410,000 | n/a | 0.1% | |
| Exchange Bank of Missouri | $1,405,000 | n/a | 0.1% | |
| THOMPSON KANE & COMPANY, LLC | $1,010,000 | $1,390,000 | 37.6% | 0.1% |
| Western Bank | $1,365,000 | n/a | 0.1% | |
| Amalgamated Bank | $455,000 | $1,355,000 | 197.8% | 0.1% |
| Pioneer Bank, SSB | $1,345,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $790,000 | $1,330,000 | 68.4% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $420,000 | $1,325,000 | 215.5% | 0.1% |
| The First National Bank and Trust Company of Okmulgee | $1,325,000 | n/a | 0.1% | |
| Merchants Bank of Indiana | $1,300,000 | n/a | 0.0% | |
| Armstrong Bank | $1,295,000 | n/a | 0.0% | |
| First Home Bank | $1,295,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $1,265,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $1,075,000 | $1,245,000 | 15.8% | 0.0% |
| LENDUS, LLC | $2,390,000 | $1,235,000 | -48.3% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $175,000 | $1,235,000 | 605.7% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,735,000 | $1,225,000 | -29.4% | 0.0% |
| CIBC Bank USA | $1,450,000 | $1,205,000 | -16.9% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $1,195,000 | n/a | 0.0% | |
| COLORADO CREDIT UNION | $6,135,000 | $1,170,000 | -80.9% | 0.0% |
| Fortress Bank | $1,165,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $390,000 | $1,155,000 | 196.2% | 0.0% |
| ONY GLO, INC. | $1,150,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,020,000 | $1,145,000 | -43.3% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $1,240,000 | $1,130,000 | -8.9% | 0.0% |
| S&T Bank | $1,125,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $1,100,000 | n/a | 0.0% | |
| BNC National Bank | $1,495,000 | $1,075,000 | -28.1% | 0.0% |
| FirstBank | $610,000 | $1,070,000 | 75.4% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $610,000 | $1,065,000 | 74.6% | 0.0% |
| BLUELEAF LENDING, LLC | $1,410,000 | $1,050,000 | -25.5% | 0.0% |
| USAA Federal Savings Bank | $3,320,000 | $1,045,000 | -68.5% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $1,630,000 | $1,040,000 | -36.2% | 0.0% |
| M2 Lending Solutions, LLC | $2,390,000 | $1,030,000 | -56.9% | 0.0% |
| Paramount Bank | $1,000,000 | n/a | 0.0% | |
| Comerica Bank | $2,880,000 | $995,000 | -65.5% | 0.0% |
| Academy Bank | $990,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $305,000 | $980,000 | 221.3% | 0.0% |
| Cornerstone First Mortgage, Inc | $950,000 | n/a | 0.0% | |
| ARC HOME LLC | $780,000 | $935,000 | 19.9% | 0.0% |
| Cross Keys Bank | $930,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $760,000 | $925,000 | 21.7% | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,895,000 | $920,000 | -68.2% | 0.0% |
| Midwest Community Bank | $585,000 | $905,000 | 54.7% | 0.0% |
| ON Q FINANCIAL, INC. | $2,555,000 | $900,000 | -64.8% | 0.0% |
| DELMAR FINANCIAL COMPANY | $730,000 | $880,000 | 20.5% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $945,000 | $880,000 | -6.9% | 0.0% |
| NP, Inc. | $870,000 | n/a | 0.0% | |
| BLUE BRICK FINANCIAL LLC | $385,000 | $855,000 | 122.1% | 0.0% |
| BMO Harris Bank | $570,000 | $855,000 | 50.0% | 0.0% |
| Union Bank and Trust Company | $845,000 | n/a | 0.0% | |
| Carrollton Bank | $830,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $830,000 | n/a | 0.0% | |
| AHL FUNDING | $825,000 | n/a | 0.0% | |
| F&B Acquisition Group LLC | $825,000 | n/a | 0.0% | |
| First Savings Bank | $700,000 | $825,000 | 17.9% | 0.0% |
| Pinnacle Bank | $485,000 | $825,000 | 70.1% | 0.0% |
| Valley National Bank | $825,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $305,000 | $815,000 | 167.2% | 0.0% |
| Raymond James Bank | $695,000 | $805,000 | 15.8% | 0.0% |
| ALLIANT CREDIT UNION | $105,000 | $800,000 | 661.9% | 0.0% |
| The Home Loan Expert LLC | $185,000 | $795,000 | 329.7% | 0.0% |
| DAS Acquisition Company, LLC | $785,000 | n/a | 0.0% | |
| First Federal Bank | $865,000 | $785,000 | -9.2% | 0.0% |
| Springfield First Community Bank | $785,000 | n/a | 0.0% | |
| Manufacturers and Traders Trust Company | $1,640,000 | $780,000 | -52.4% | 0.0% |
| Bank of Tennessee | $765,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $455,000 | $760,000 | 67.0% | 0.0% |
| 5TH STREET CAPITAL, INC. | $755,000 | n/a | 0.0% | |
| Happy State Bank | $755,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $880,000 | $755,000 | -14.2% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,075,000 | $755,000 | -29.8% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $1,270,000 | $750,000 | -40.9% | 0.0% |
| First Bank & Trust Co. | $745,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL NETWORK, INC. | $1,160,000 | $710,000 | -38.8% | 0.0% |
| DIRECT MORTGAGE, CORP. | $700,000 | n/a | 0.0% | |
| Fidelity Bank | $650,000 | $700,000 | 7.7% | 0.0% |
| OCMBC, INC. | $485,000 | $700,000 | 44.3% | 0.0% |
| Credit Union of Denver | $735,000 | $685,000 | -6.8% | 0.0% |
| LADERA LENDING, INC. | $740,000 | $680,000 | -8.1% | 0.0% |
| ADVANCIAL | $665,000 | n/a | 0.0% | |
| Stock Yards Bank & Trust Company | $665,000 | n/a | 0.0% | |
| First Mid Bank & Trust | $655,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $2,880,000 | $655,000 | -77.3% | 0.0% |
| BELLCO | $4,615,000 | $640,000 | -86.1% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $635,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $295,000 | $630,000 | 113.6% | 0.0% |
| Mortgage Assurance Inc. | $615,000 | n/a | 0.0% | |
| Old National Bank | $1,095,000 | $610,000 | -44.3% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $605,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $930,000 | $600,000 | -35.5% | 0.0% |
| Watermark Capital, Inc. | $1,175,000 | $600,000 | -48.9% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $3,775,000 | $595,000 | -84.2% | 0.0% |
| GROUP MORTGAGE, LLC | $580,000 | n/a | 0.0% | |
| DENVER COMMUNITY | $565,000 | n/a | 0.0% | |
| CENTENNIAL LENDING, LLC | $760,000 | $560,000 | -26.3% | 0.0% |
| American Airlines Federal Credit Union | $265,000 | $545,000 | 105.7% | 0.0% |
| Blue Federal Credit Union | $965,000 | $545,000 | -43.5% | 0.0% |
| Capital Bank | $545,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $605,000 | $545,000 | -9.9% | 0.0% |
| MOUNTAIN AMERICA | $545,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $445,000 | $545,000 | 22.5% | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | $535,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $530,000 | n/a | 0.0% | |
| Bell Bank | $2,010,000 | $525,000 | -73.9% | 0.0% |
| Great Southern Bank | $515,000 | n/a | 0.0% | |
| THE ANDERSON FINANCIAL GROUP, INC. | $625,000 | $515,000 | -17.6% | 0.0% |
| DIRECTORS MORTGAGE, INC. | $505,000 | n/a | 0.0% | |
| First National Bank | $605,000 | $505,000 | -16.5% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $505,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $1,105,000 | $505,000 | -54.3% | 0.0% |
| The Fidelity Deposit and Discount Bank | $505,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $1,225,000 | $490,000 | -60.0% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $1,175,000 | $485,000 | -58.7% | 0.0% |
| Pinnacle Bank | $485,000 | $485,000 | 0.0% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $485,000 | n/a | 0.0% | |
| Figure Lending LLC | $45,000 | $470,000 | 944.4% | 0.0% |
| Cadence Bank, N.A. | $455,000 | n/a | 0.0% | |
| KS StateBank | $920,000 | $455,000 | -50.5% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $455,000 | n/a | 0.0% | |
| NEST HOME LENDING, LLC | $455,000 | n/a | 0.0% | |
| Home Bank | $445,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $5,395,000 | $445,000 | -91.8% | 0.0% |
| TOWNE MORTGAGE COMPANY | $445,000 | n/a | 0.0% | |
| West Gate Bank | $1,035,000 | $445,000 | -57.0% | 0.0% |
| INTEGRITY MORTGAGE & FINANCIAL INCORPORATED | $435,000 | n/a | 0.0% | |
| The Richwood Banking Company | $435,000 | n/a | 0.0% | |
| VeraBank | $1,575,000 | $435,000 | -72.4% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $305,000 | $430,000 | 41.0% | 0.0% |
| First Federal Bank of Kansas City | $425,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $515,000 | $425,000 | -17.5% | 0.0% |
| Broadway National Bank | $405,000 | n/a | 0.0% | |
| Gateway First Bank | $455,000 | $405,000 | -11.0% | 0.0% |
| INTERCAP LENDING INC. | $405,000 | n/a | 0.0% | |
| DHA FINANCIAL, LLC | $395,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $395,000 | n/a | 0.0% | |
| Origin Bank | $435,000 | $395,000 | -9.2% | 0.0% |
| AMERICAN FIRST | $375,000 | n/a | 0.0% | |
| LENDERFI, INC. | $335,000 | $375,000 | 11.9% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $365,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $365,000 | n/a | 0.0% | |
| Prime Choice Funding Inc. | $495,000 | $365,000 | -26.3% | 0.0% |
| First United Corporation | $355,000 | n/a | 0.0% | |
| MidWestOne Bank | $5,265,000 | $355,000 | -93.3% | 0.0% |
| Southern Bank | $355,000 | n/a | 0.0% | |
| FAMILY FIRST FUNDING LLC | $345,000 | n/a | 0.0% | |
| Marine Bank | $345,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $625,000 | $345,000 | -44.8% | 0.0% |
| First National Bank of America | $415,000 | $335,000 | -19.3% | 0.0% |
| First State Bank of St. Charles, Missouri | $2,255,000 | $335,000 | -85.1% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $335,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $350,000 | $330,000 | -5.7% | 0.0% |
| HEARTLAND CREDIT UNION | $305,000 | $325,000 | 6.6% | 0.0% |
| TJC Mortgage, Inc. | $295,000 | n/a | 0.0% | |
| Auto Club Trust, FSB | $285,000 | n/a | 0.0% | |
| Gold Coast Bank | $1,265,000 | $285,000 | -77.5% | 0.0% |
| PARKSIDE LENDING, LLC | $515,000 | $285,000 | -44.7% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $275,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $265,000 | n/a | 0.0% | |
| MEGA CAPITAL FUNDING, INC. | $425,000 | $265,000 | -37.6% | 0.0% |
| ANB Bank | $255,000 | n/a | 0.0% | |
| The District Federal Credit Union | $245,000 | n/a | 0.0% | |
| ALL WESTERN MORTGAGE, INC. | $285,000 | $225,000 | -21.1% | 0.0% |
| RBC Bank, (Georgia) | $225,000 | n/a | 0.0% | |
| Frontier Bank | $215,000 | n/a | 0.0% | |
| HomeTrust Bank | $215,000 | n/a | 0.0% | |
| Legence Bank | $215,000 | n/a | 0.0% | |
| Citizens Bank of Rogersville | $195,000 | n/a | 0.0% | |
| IOWA BANKERS MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| CERTAINTY HOME LOANS, LLC | $175,000 | n/a | 0.0% | |
| HomeStreet Bank | $175,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $155,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $145,000 | n/a | 0.0% | |
| ON TAP | $135,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $115,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| Discover Bank | $125,000 | $85,000 | -32.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% |
Breckenridge's top lender by overall market share is BOKF, with 7.6% market share. In second place, with 7.3%, is FirstBank, having originated $190,030,000 in loans. In third place, with 5.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $148,125,000 in loans. In fourth place, with 4.6%, is U.S. Bank, having originated $120,070,000 in loans. In fifth place, with 4.5%, is Wells Fargo Bank, having originated $118,195,000 in loans.
Breckenridge Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Breckenridge (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $1,094,750 (10.0%) | $1,523,271 (11.4%) | 0.00 | 267 |
| 2018-02-01 | $1,024,000 (9.7%) | $1,499,438 (8.5%) | 0.00 | 273 |
| 2018-03-01 | $949,000 (6.5%) | $1,445,226 (6.9%) | 0.00 | 300 |
| 2018-04-01 | $839,000 (-5.7%) | $1,335,104 (3.5%) | 0.00 | 353 |
| 2018-05-01 | $814,000 (-2.5%) | $1,322,119 (7.2%) | 0.00 | 363 |
| 2018-06-01 | $855,000 (0.7%) | $1,340,331 (9.8%) | 0.00 | 442 |
| 2018-07-01 | $913,500 (4.4%) | $1,393,001 (9.8%) | 0.00 | 503 |
| 2018-08-01 | $925,750 (8.0%) | $1,407,047 (11.0%) | 0.00 | 512 |
| 2018-09-01 | $929,000 (0.5%) | $1,436,871 (8.4%) | 0.00 | 487 |
| 2018-10-01 | $914,000 (-7.5%) | $1,458,991 (1.9%) | 0.00 | 449 |
| 2018-11-01 | $948,250 (-11.7%) | $1,481,345 (-2.4%) | 0.00 | 405 |
| 2018-12-01 | $968,750 (-9.3%) | $1,547,372 (0.7%) | 0.00 | 366 |
| 2019-01-01 | $922,000 (-15.8%) | $1,542,808 (1.3%) | 0.00 | 341 |
| 2019-02-01 | $816,000 (-20.3%) | $1,427,096 (-4.8%) | 0.00 | 360 |
| 2019-03-01 | $750,429 (-20.9%) | $1,280,574 (-11.4%) | 0.00 | 430 |
| 2019-04-01 | $644,250 (-23.2%) | $1,096,735 (-17.9%) | 0.00 | 528 |
| 2019-05-01 | $639,225 (-21.5%) | $1,054,213 (-20.3%) | 0.00 | 595 |
| 2019-06-01 | $649,000 (-24.1%) | $1,050,754 (-21.6%) | 0.00 | 726 |
| 2019-07-01 | $649,000 (-29.0%) | $1,063,280 (-23.7%) | 0.00 | 824 |
| 2019-08-01 | $644,273 (-30.4%) | $1,054,435 (-25.1%) | 0.00 | 837 |
| 2019-09-01 | $635,682 (-31.6%) | $1,035,914 (-27.9%) | 0.00 | 806 |
| 2019-10-01 | $629,955 (-31.1%) | $1,029,246 (-29.5%) | 0.00 | 772 |
| 2019-11-01 | $692,000 (-27.0%) | $1,180,976 (-20.3%) | 0.00 | 718 |
| 2019-12-01 | $678,225 (-30.0%) | $1,134,738 (-26.7%) | 0.00 | 716 |
| 2020-01-01 | $645,000 (-30.0%) | $1,035,997 (-32.9%) | 0.00 | 722 |
| 2020-02-01 | $689,000 (-15.6%) | $1,180,557 (-17.3%) | 0.00 | 619 |
| 2020-03-01 | $675,000 (-10.1%) | $1,154,753 (-9.8%) | 0.00 | 665 |
| 2020-04-01 | $663,750 (3.0%) | $1,104,414 (0.7%) | 0.00 | 696 |
| 2020-05-01 | $649,900 (1.7%) | $1,079,527 (2.4%) | 0.00 | 754 |
| 2020-06-01 | $664,975 (2.5%) | $1,057,983 (0.7%) | 0.00 | 953 |
| 2020-07-01 | $673,750 (3.8%) | $1,072,146 (0.8%) | 0.00 | 1,053 |
| 2020-08-01 | $689,000 (6.9%) | $1,124,630 (6.7%) | 0.00 | 1,018 |
| 2020-09-01 | $682,000 (7.3%) | $1,148,503 (10.9%) | 0.00 | 935 |
| 2020-10-01 | $692,000 (9.9%) | $1,183,486 (15.0%) | 0.00 | 800 |
| 2020-11-01 | $699,975 (1.2%) | $1,236,400 (4.7%) | 0.00 | 623 |
| 2020-12-01 | $700,000 (3.2%) | $1,252,779 (10.4%) | 0.00 | 551 |
| 2021-01-01 | $723,500 (12.2%) | $1,260,537 (21.7%) | 0.00 | 526 |
| 2021-02-01 | $709,000 (2.9%) | $1,188,055 (0.6%) | 0.00 | 563 |
| 2021-03-01 | $739,500 (9.6%) | $1,271,975 (10.2%) | 0.00 | 552 |
| 2021-04-01 | $777,250 (17.1%) | $1,350,139 (22.3%) | 0.00 | 555 |
| 2021-05-01 | $799,000 (22.9%) | $1,335,693 (23.7%) | 0.00 | 587 |
| 2021-06-01 | $830,000 (24.8%) | $1,353,594 (27.9%) | 0.00 | 613 |
| 2021-07-01 | $829,900 (23.2%) | $1,341,819 (25.2%) | 0.00 | 673 |
| 2021-08-01 | $839,000 (21.8%) | $1,454,955 (29.4%) | 0.00 | 697 |
| 2021-09-01 | $885,000 (29.8%) | $1,476,935 (28.6%) | 0.00 | 708 |
| 2021-10-01 | $949,000 (37.1%) | $1,527,455 (29.1%) | 0.00 | 626 |
| 2021-11-01 | $953,750 (36.3%) | $1,612,665 (30.4%) | 0.00 | 513 |
| 2021-12-01 | $999,000 (42.7%) | $1,751,965 (39.9%) | 0.00 | 464 |
| 2022-01-01 | $1,068,677 (47.7%) | $1,845,601 (46.4%) | 0.00 | 450 |
| 2022-02-01 | $1,017,500 (43.5%) | $1,764,990 (48.6%) | 0.00 | 500 |
| 2022-03-01 | $1,073,294 (45.1%) | $1,799,122 (41.4%) | 0.00 | 524 |
| 2022-04-01 | $1,125,000 (44.7%) | $1,831,814 (35.7%) | 0.00 | 543 |
| 2022-05-01 | $1,131,000 (41.6%) | $1,842,401 (37.9%) | 0.00 | 612 |
| 2022-06-01 | $1,157,500 (39.5%) | $1,846,409 (36.4%) | 0.00 | 700 |
| 2022-07-01 | $1,177,500 (41.9%) | $1,843,132 (37.4%) | 0.00 | 849 |
| 2022-08-01 | $1,192,500 (42.1%) | $1,890,162 (29.9%) | 0.00 | 875 |
| 2022-09-01 | $1,234,000 (39.4%) | $1,878,967 (27.2%) | 0.00 | 871 |
| 2022-10-01 | $1,250,000 (31.7%) | $1,942,251 (27.2%) | 0.00 | 764 |
| 2022-11-01 | $1,200,000 (25.8%) | $1,935,067 (20.0%) | 0.00 | 683 |
| 2022-12-01 | $1,250,000 (25.1%) | $1,994,112 (13.8%) | 0.00 | 631 |
Breckenridge's median listing price for 2022-12-01 was $1,250,000, a difference of
$251,000
(25.1%) versus the prior year and
$50,000 versus the prior month.
Breckenridge's median listing price comes in at 0% of the national average.
Breckenridge's average listing price for 2022-12-01 was $1,994,112, a difference of $242,147 (13.8%) versus the prior year and $59,045 versus the prior month.
For the 2022-12-01 period, Breckenridge had 631 MLS listings, a difference of -52 listings (-8%) versus the prior month and 167 listings (36%) versus the prior year.
Breckenridge's median listing price comes in at 0% of the national average.
Breckenridge's average listing price for 2022-12-01 was $1,994,112, a difference of $242,147 (13.8%) versus the prior year and $59,045 versus the prior month.
For the 2022-12-01 period, Breckenridge had 631 MLS listings, a difference of -52 listings (-8%) versus the prior month and 167 listings (36%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Breckenridge (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,268 sqft |
| 2018-02-01 | 0 days | 2,115 sqft |
| 2018-03-01 | 0 days | 2,035 sqft |
| 2018-04-01 | 0 days | 1,837 sqft |
| 2018-05-01 | 0 days | 1,821 sqft |
| 2018-06-01 | 0 days | 1,852 sqft |
| 2018-07-01 | 0 days | 1,987 sqft |
| 2018-08-01 | 0 days | 1,988 sqft |
| 2018-09-01 | 0 days | 2,056 sqft |
| 2018-10-01 | 0 days | 2,027 sqft |
| 2018-11-01 | 0 days | 1,959 sqft |
| 2018-12-01 | 0 days | 2,006 sqft |
| 2019-01-01 | 0 days | 1,819 sqft |
| 2019-02-01 | 0 days | 1,590 sqft |
| 2019-03-01 | 0 days | 1,420 sqft |
| 2019-04-01 | 0 days | 1,206 sqft |
| 2019-05-01 | 0 days | 1,200 sqft |
| 2019-06-01 | 0 days | 1,202 sqft |
| 2019-07-01 | 0 days | 1,266 sqft |
| 2019-08-01 | 0 days | 1,321 sqft |
| 2019-09-01 | 0 days | 1,312 sqft |
| 2019-10-01 | 0 days | 1,304 sqft |
| 2019-11-01 | 0 days | 1,426 sqft |
| 2019-12-01 | 0 days | 1,328 sqft |
| 2020-01-01 | 0 days | 1,176 sqft |
| 2020-02-01 | 0 days | 1,228 sqft |
| 2020-03-01 | 0 days | 1,214 sqft |
| 2020-04-01 | 0 days | 1,215 sqft |
| 2020-05-01 | 0 days | 1,220 sqft |
| 2020-06-01 | 0 days | 1,255 sqft |
| 2020-07-01 | 0 days | 1,304 sqft |
| 2020-08-01 | 0 days | 1,335 sqft |
| 2020-09-01 | 0 days | 1,249 sqft |
| 2020-10-01 | 0 days | 1,231 sqft |
| 2020-11-01 | 0 days | 1,246 sqft |
| 2020-12-01 | 0 days | 1,232 sqft |
| 2021-01-01 | 0 days | 1,244 sqft |
| 2021-02-01 | 0 days | 1,246 sqft |
| 2021-03-01 | 0 days | 1,246 sqft |
| 2021-04-01 | 0 days | 1,246 sqft |
| 2021-05-01 | 0 days | 1,246 sqft |
| 2021-06-01 | 0 days | 1,320 sqft |
| 2021-07-01 | 0 days | 1,359 sqft |
| 2021-08-01 | 0 days | 1,375 sqft |
| 2021-09-01 | 0 days | 1,381 sqft |
| 2021-10-01 | 0 days | 1,474 sqft |
| 2021-11-01 | 0 days | 1,581 sqft |
| 2021-12-01 | 0 days | 1,581 sqft |
| 2022-01-01 | 0 days | 1,580 sqft |
| 2022-02-01 | 0 days | 1,395 sqft |
| 2022-03-01 | 0 days | 1,385 sqft |
| 2022-04-01 | 0 days | 1,449 sqft |
| 2022-05-01 | 0 days | 1,473 sqft |
| 2022-06-01 | 0 days | 1,482 sqft |
| 2022-07-01 | 0 days | 1,565 sqft |
| 2022-08-01 | 0 days | 1,608 sqft |
| 2022-09-01 | 0 days | 1,580 sqft |
| 2022-10-01 | 0 days | 1,547 sqft |
| 2022-11-01 | 0 days | 1,522 sqft |
| 2022-12-01 | 0 days | 1,604 sqft |
Breckenridge's median listing age (time on market) for 2022-12-01 was 0 days.
Breckenridge's median square footage for active listings during the 2022-12-01 period was 1,604 sqft. One year prior, the average listing was 1,581 sqft.
Breckenridge's median square footage for active listings during the 2022-12-01 period was 1,604 sqft. One year prior, the average listing was 1,581 sqft.
Breckenridge, CO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,842 | $1,297,760,000 | $704,539 |
| Refi | 1,818 | $837,080,000 | $460,440 |
| Cash Out Refi | 632 | $341,510,000 | $540,364 |
| Home Improvement | 192 | $52,520,000 | $273,542 |
| Other | 152 | $91,720,000 | $603,421 |
Breckenridge's most frequently cited loan purpose was Home Purchase, with 1,842 originations. The 2nd most popular reason was Refi, with 1,818 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,983 | $1,130,125,000 | $569,907 |
| 3-4% | 1,637 | $919,375,000 | $561,622 |
| <2.5% | 775 | $465,195,000 | $600,252 |
| 4-5% | 185 | $74,775,000 | $404,189 |
| 5-6% | 24 | $11,190,000 | $466,250 |
| 6-7% | 10 | $2,070,000 | $207,000 |
| 7-8% | 4 | $1,060,000 | $265,000 |
| Over 8% | 3 | $245,000 | $81,667 |
During 2021, Breckenridge's most frequently originated rate bucket was 2.5-3%, with 1,983 originations.
Loan Sizing (Breckenridge, CO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,506 | $458,700,000 | $304,582 |
| $400k-600k | 1,269 | $622,775,000 | $490,760 |
| $600k-1000k | 914 | $686,700,000 | $751,313 |
| $Over $1MM | 486 | $790,870,000 | $1,627,305 |
| $100k-200k | 360 | $55,080,000 | $153,000 |
| $100,000 or less | 101 | $6,465,000 | $64,010 |
Breckenridge's loan sizing saw the bucket of loans from $200k-400k with 1,506 originations, totaling $458,700,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,668 | $1,176,400,000 | $705,276 |
| 40-60% | 1,173 | $627,465,000 | $534,923 |
| 20-40% | 809 | $306,595,000 | $378,980 |
| 80-100% | 653 | $425,425,000 | $651,493 |
| Under 20% | 287 | $50,675,000 | $176,568 |
| Over 100% | 8 | $4,730,000 | $591,250 |
Breckenridge's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,668 originations, totaling $1,176,400,000 in origination value.