Breckenridge Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Breckenridge averaged
7.3%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.68% and
one month ago for the week of 2024-03-14, the
average rate was 6.64%.
Breckenridge's average rate one year ago was 6.07%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Breckenridge 30 Year Fixed Rate | 2024-04-18 | 7.3% |
| Breckenridge 30 Year Fixed Rate Refi | 2024-04-18 | 7.7% |
| Breckenridge 15 Year Fixed Rate | 2024-04-18 | 6.39% |
| Breckenridge 15 Year Fixed Rate Refi | 2024-04-18 | 6.99% |
| Breckenridge 30 Year FHA | 2024-04-18 | 6.66% |
| Breckenridge 30 Year FHA Refi | 2024-04-18 | 6.76% |
| Breckenridge 30 Year USDA | 2024-04-18 | 6.76% |
| Breckenridge 30 Year USDA Refi | 2024-04-18 | 6.66% |
| Breckenridge 30 Year VA | 2024-04-18 | 6.86% |
| Breckenridge 30 Year VA Refi | 2024-04-18 | 6.96% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Breckenridge, CO.
Breckenridge Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Breckenridge, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Breckenridge Average Closing Costs & Other Stats
Breckenridge, CO's 136 lenders originated 1,174
loans during 2023. The total origination value was $774,930,000, with an average loan value of
$660,077.
Breckenridge's average closing costs are $4,908.
The top Breckenridge lender as defined by loan originations is BOKF, with
135 loans originated. Their average total fees are
$4,158, which is $6,904
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Breckenridge lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB ($2,850), Morgan Stanley Private Bank ($3,295), KeyBank ($4,051), BOKF ($4,158) and FirstBank ($4,557).
The lowest rate Breckenridge lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (5.49%), Wells Fargo Bank (5.61%), Morgan Stanley Private Bank (5.78%), Bank of America (6.07%) and KeyBank (6.07%).
Breckenridge, CO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| BOKF | $68,150,000 | $96,845,000 | 42.1% | 12.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $49,205,000 | $42,595,000 | -13.4% | 5.5% |
| JPMorgan Chase Bank | $53,670,000 | $41,950,000 | -21.8% | 5.4% |
| FirstBank | $162,800,000 | $39,400,000 | -75.8% | 5.1% |
| Alpine Bank | $78,830,000 | $27,795,000 | -64.7% | 3.6% |
| Wells Fargo Bank | $47,240,000 | $24,620,000 | -47.9% | 3.2% |
| Zions Bank | $19,610,000 | $20,830,000 | 6.2% | 2.7% |
| MOVEMENT MORTGAGE, LLC | $13,340,000 | $20,665,000 | 54.9% | 2.7% |
| Bank of America | $29,075,000 | $18,950,000 | -34.8% | 2.4% |
| U.S. Bank | $66,470,000 | $17,455,000 | -73.7% | 2.3% |
| KeyBank | $77,420,000 | $16,700,000 | -78.4% | 2.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $30,150,000 | $15,545,000 | -48.4% | 2.0% |
| Morgan Stanley Private Bank | $55,175,000 | $14,530,000 | -73.7% | 1.9% |
| MEGASTAR FINANCIAL CORP. | $24,840,000 | $13,920,000 | -44.0% | 1.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $17,880,000 | $12,875,000 | -28.0% | 1.7% |
| Charles Schwab Bank, SSB | $18,035,000 | $12,220,000 | -32.2% | 1.6% |
| Citibank | $11,880,000 | $11,925,000 | 0.4% | 1.5% |
| CMG MORTGAGE, INC. | $20,545,000 | $10,205,000 | -50.3% | 1.3% |
| UBS Bank USA | $18,660,000 | $9,310,000 | -50.1% | 1.2% |
| QUICKEN LOANS, LLC | $22,985,000 | $9,035,000 | -60.7% | 1.2% |
| Stifel Bank and Trust | $8,255,000 | $8,775,000 | 6.3% | 1.1% |
| Elevations Credit Union | $11,220,000 | $7,740,000 | -31.0% | 1.0% |
| Bank of England | $8,515,000 | $7,495,000 | -12.0% | 1.0% |
| BMO Harris Bank | $955,000 | $6,590,000 | 590.1% | 0.9% |
| Flagstar Bank, FSB | $10,420,000 | $6,475,000 | -37.9% | 0.8% |
| PLANET HOME LENDING, LLC | $1,130,000 | $6,110,000 | 440.7% | 0.8% |
| GUILD MORTGAGE COMPANY | $620,000 | $5,800,000 | 835.5% | 0.7% |
| Ent Credit Union | $13,170,000 | $5,750,000 | -56.3% | 0.7% |
| The Huntington National Bank | $6,355,000 | $5,665,000 | -10.9% | 0.7% |
| NEWREZ LLC | $2,090,000 | $5,645,000 | 170.1% | 0.7% |
| First Bankers Trust Company | $5,585,000 | n/a | 0.7% | |
| PNC Bank | $17,995,000 | $5,475,000 | -69.6% | 0.7% |
| Commerce Bank | $2,530,000 | $5,155,000 | 103.8% | 0.7% |
| UMB Bank | $12,770,000 | $4,970,000 | -61.1% | 0.6% |
| Union Savings Bank | $4,295,000 | n/a | 0.6% | |
| Blue Federal Credit Union | $985,000 | $4,080,000 | 314.2% | 0.5% |
| Commerce Home Mortgage, Inc. | $1,080,000 | $4,050,000 | 275.0% | 0.5% |
| Citizens National Bank, N.A. | $3,955,000 | n/a | 0.5% | |
| PENNYMAC LOAN SERVICES, LLC | $5,895,000 | $3,935,000 | -33.2% | 0.5% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $940,000 | $3,480,000 | 270.2% | 0.4% |
| BAY EQUITY LLC | $3,295,000 | n/a | 0.4% | |
| Goldman Sachs Bank USA | $4,410,000 | $3,205,000 | -27.3% | 0.4% |
| NexBank | $1,385,000 | $3,175,000 | 129.2% | 0.4% |
| Axos Bank | $3,005,000 | n/a | 0.4% | |
| CORNERSTONE HOME LENDING, INC. | $15,785,000 | $2,850,000 | -81.9% | 0.4% |
| T2 FINANCIAL LLC | $970,000 | $2,790,000 | 187.6% | 0.4% |
| First Western Trust Bank | $6,665,000 | $2,755,000 | -58.7% | 0.4% |
| Bank of the West | $11,655,000 | $2,670,000 | -77.1% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,890,000 | $2,660,000 | -45.6% | 0.3% |
| F & M Community Bank | $2,635,000 | n/a | 0.3% | |
| FINANCE OF AMERICA REVERSE LLC | $2,065,000 | $2,475,000 | 19.9% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $825,000 | $2,465,000 | 198.8% | 0.3% |
| MidWestOne Bank | $7,080,000 | $2,410,000 | -66.0% | 0.3% |
| Bank of Colorado | $15,285,000 | $2,405,000 | -84.3% | 0.3% |
| V.I.P. MORTGAGE, INC. | $3,030,000 | $2,400,000 | -20.8% | 0.3% |
| CANVAS CREDIT UNION | $1,620,000 | $2,365,000 | 46.0% | 0.3% |
| ALLIANT CREDIT UNION | $125,000 | $2,345,000 | 1,776.0% | 0.3% |
| American Mortgage & Equity Consultants, Inc. | $1,455,000 | $2,260,000 | 55.3% | 0.3% |
| GUARANTEED RATE, INC. | $6,525,000 | $2,220,000 | -66.0% | 0.3% |
| BancorpSouth | $2,435,000 | $2,175,000 | -10.7% | 0.3% |
| 1ST MIDAMERICA | $2,165,000 | n/a | 0.3% | |
| JMAC LENDING, INC. | $365,000 | $2,160,000 | 491.8% | 0.3% |
| Texas Bank and Trust Company | $3,000,000 | $2,125,000 | -29.2% | 0.3% |
| NMSI, INC. | $2,100,000 | n/a | 0.3% | |
| HOMEXPRESS MORTGAGE CORP. | $595,000 | $2,045,000 | 243.7% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $2,005,000 | n/a | 0.3% | |
| NAVY FEDERAL CREDIT UNION | $905,000 | $1,975,000 | 118.2% | 0.3% |
| UNIVERSAL LENDING CORPORATION | $1,975,000 | n/a | 0.3% | |
| Raymond James Bank | $12,525,000 | $1,890,000 | -84.9% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $1,880,000 | n/a | 0.2% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $620,000 | $1,835,000 | 196.0% | 0.2% |
| Mortgage Research Center, LLC | $535,000 | $1,815,000 | 239.3% | 0.2% |
| FLAT BRANCH MORTGAGE, INC. | $1,785,000 | n/a | 0.2% | |
| First Republic Bank | $20,110,000 | $1,755,000 | -91.3% | 0.2% |
| BELLCO | $1,095,000 | $1,720,000 | 57.1% | 0.2% |
| First United Bank | $1,715,000 | n/a | 0.2% | |
| DEEPHAVEN MORTGAGE LLC | $1,690,000 | $1,615,000 | -4.4% | 0.2% |
| NFM, INC. | $1,200,000 | $1,610,000 | 34.2% | 0.2% |
| BROKER SOLUTIONS, INC. | $7,315,000 | $1,560,000 | -78.7% | 0.2% |
| Keystone Funding, Inc. | $1,540,000 | n/a | 0.2% | |
| WESTERRA CREDIT UNION | $865,000 | $1,535,000 | 77.5% | 0.2% |
| Security First Bank | $1,515,000 | n/a | 0.2% | |
| City National Bank | $2,470,000 | $1,510,000 | -38.9% | 0.2% |
| First Horizon Bank | $1,840,000 | $1,505,000 | -18.2% | 0.2% |
| Truist | $5,150,000 | $1,505,000 | -70.8% | 0.2% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $1,495,000 | n/a | 0.2% | |
| Sunflower Bank | $425,000 | $1,410,000 | 231.8% | 0.2% |
| Northpointe Bank | $3,225,000 | $1,385,000 | -57.1% | 0.2% |
| A&D Mortgage LLC | $1,360,000 | n/a | 0.2% | |
| Union Bank and Trust Company | $1,340,000 | n/a | 0.2% | |
| Paramount Residential Mortgage Group, Inc. | $1,590,000 | $1,335,000 | -16.0% | 0.2% |
| LENDSURE MORTGAGE CORP. | $1,290,000 | $1,310,000 | 1.6% | 0.2% |
| Midwest Heritage Bank FSB | $1,305,000 | n/a | 0.2% | |
| NP, Inc. | $1,305,000 | n/a | 0.2% | |
| ALLIED MORTGAGE GROUP, INC. | $1,295,000 | n/a | 0.2% | |
| NBH Bank | $1,945,000 | $1,245,000 | -36.0% | 0.2% |
| THE MORTGAGE COMPANY | $1,240,000 | n/a | 0.2% | |
| Waterstone Mortgage Corporation | $1,070,000 | $1,240,000 | 15.9% | 0.2% |
| INTERCAP LENDING INC. | $1,230,000 | n/a | 0.2% | |
| LOANDEPOT.COM, LLC | $6,775,000 | $1,185,000 | -82.5% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $2,530,000 | $1,145,000 | -54.7% | 0.1% |
| SWBC MORTGAGE CORPORATION | $1,145,000 | n/a | 0.1% | |
| Midwest Regional Bank | $1,105,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $1,075,000 | n/a | 0.1% | |
| First National Bank of Central Texas | $1,025,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $1,015,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $975,000 | n/a | 0.1% | |
| AMERICAN HERITAGE LENDING, INC. | $970,000 | n/a | 0.1% | |
| CASTLE & COOKE MORTGAGE, LLC | $825,000 | $955,000 | 15.8% | 0.1% |
| Citizens Bank | $1,575,000 | $955,000 | -39.4% | 0.1% |
| COLORADO CREDIT UNION | $1,135,000 | $950,000 | -16.3% | 0.1% |
| DELMAR FINANCIAL COMPANY | $945,000 | n/a | 0.1% | |
| Mortgage Bank of California | $675,000 | $945,000 | 40.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $820,000 | $940,000 | 14.6% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,450,000 | $930,000 | -35.9% | 0.1% |
| RESIDENTIAL MORTGAGE, LLC | $925,000 | n/a | 0.1% | |
| Plains Commerce Bank | $2,575,000 | $900,000 | -65.0% | 0.1% |
| S1L, Inc. | $5,360,000 | $875,000 | -83.7% | 0.1% |
| Hometown Equity Mortgage, LLC | $845,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $475,000 | $830,000 | 74.7% | 0.1% |
| First FarmBank | $805,000 | n/a | 0.1% | |
| First National Bank of Omaha | $1,160,000 | $795,000 | -31.5% | 0.1% |
| BM Real Estate Services, Inc. | $775,000 | n/a | 0.1% | |
| OCMBC, INC. | $610,000 | $775,000 | 27.0% | 0.1% |
| First-Citizens Bank & Trust Company | $4,205,000 | $765,000 | -81.8% | 0.1% |
| Baxter Credit Union | $725,000 | n/a | 0.1% | |
| FirstBank | $162,800,000 | $725,000 | -99.6% | 0.1% |
| Sooper Credit Union | $3,845,000 | $725,000 | -81.1% | 0.1% |
| Valley National Bank | $725,000 | n/a | 0.1% | |
| Adams Bank & Trust | $2,060,000 | $715,000 | -65.3% | 0.1% |
| SECURITY SERVICE | $1,165,000 | $715,000 | -38.6% | 0.1% |
| AIR ACADEMY | $710,000 | n/a | 0.1% | |
| First National Bank | $2,865,000 | $685,000 | -76.1% | 0.1% |
| Platinum Bank | $675,000 | n/a | 0.1% | |
| Wintrust Bank, N.A. | $675,000 | n/a | 0.1% | |
| Flatirons Bank | $655,000 | n/a | 0.1% | |
| The Central Trust Bank | $655,000 | n/a | 0.1% | |
| Nations Lending Corporation | $505,000 | $645,000 | 27.7% | 0.1% |
| North Dallas Bank & Trust Co. | $645,000 | n/a | 0.1% | |
| Cornerstone National Bank & Trust Company | $635,000 | n/a | 0.1% | |
| PREMIER MEMBERS CREDIT UNION | $4,365,000 | $615,000 | -85.9% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $780,000 | $595,000 | -23.7% | 0.1% |
| Paramount Bank | $1,385,000 | $595,000 | -57.0% | 0.1% |
| NBKC BANK | $325,000 | $575,000 | 76.9% | 0.1% |
| Carrollton Bank | $375,000 | $565,000 | 50.7% | 0.1% |
| MICHIGAN MUTUAL, INC. | $565,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $565,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $3,460,000 | $555,000 | -84.0% | 0.1% |
| ONY GLO, INC. | $595,000 | $555,000 | -6.7% | 0.1% |
| First Federal Bank of Kansas City | $545,000 | n/a | 0.1% | |
| AMERICAN INTERNET MORTGAGE, INC. | $525,000 | $525,000 | 0.0% | 0.1% |
| City State Bank | $2,875,000 | $525,000 | -81.7% | 0.1% |
| ANB Bank | $1,290,000 | $505,000 | -60.9% | 0.1% |
| Cornerstone Bank | $505,000 | n/a | 0.1% | |
| First Merchants Bank | $595,000 | $505,000 | -15.1% | 0.1% |
| Greenbox Loans, Inc. | $1,135,000 | $505,000 | -55.5% | 0.1% |
| WaterStone Bank, SSB | $505,000 | n/a | 0.1% | |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $965,000 | $495,000 | -48.7% | 0.1% |
| Regions Bank | $3,500,000 | $495,000 | -85.9% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $10,065,000 | $485,000 | -95.2% | 0.1% |
| M2 Lending Solutions, LLC | $1,015,000 | $485,000 | -52.2% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $460,000 | $480,000 | 4.3% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $475,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $410,000 | $475,000 | 15.9% | 0.1% |
| AMERICAN FINANCING CORPORATION | $3,305,000 | $455,000 | -86.2% | 0.1% |
| First National Bank of America | $455,000 | n/a | 0.1% | |
| Figure Lending LLC | $475,000 | $445,000 | -6.3% | 0.1% |
| Mazuma Credit Union | $425,000 | n/a | 0.1% | |
| Tradition Mortgage, LLC | $405,000 | n/a | 0.1% | |
| TOWNE MORTGAGE COMPANY | $395,000 | n/a | 0.1% | |
| Ally Bank | $1,975,000 | $385,000 | -80.5% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $375,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $375,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $305,000 | $365,000 | 19.7% | 0.0% |
| CITIZENS EQUITY FIRST | $365,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $365,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $770,000 | $360,000 | -53.2% | 0.0% |
| FUNDLOANS CAPITAL | $355,000 | n/a | 0.0% | |
| CapStar Bank | $335,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $315,000 | n/a | 0.0% | |
| NATIONWIDE EQUITIES CORPORATION | $995,000 | $315,000 | -68.3% | 0.0% |
| COMMUNITYAMERICA | $305,000 | n/a | 0.0% | |
| Security National Bank of Omaha | $305,000 | n/a | 0.0% | |
| ENCORE BANK | $285,000 | n/a | 0.0% | |
| Prosperity Bank | $285,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $255,000 | n/a | 0.0% | |
| Credit Union of Denver | $825,000 | $220,000 | -73.3% | 0.0% |
| Bethpage Federal Credit Union | $200,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $1,770,000 | $195,000 | -89.0% | 0.0% |
| CARDINAL FINANCIAL | $1,880,000 | $185,000 | -90.2% | 0.0% |
| Peak Financial | $185,000 | n/a | 0.0% | |
| HIWAY | $155,000 | n/a | 0.0% | |
| The Park Bank | $1,055,000 | $155,000 | -85.3% | 0.0% |
| CREDIT UNION OF THE ROCKIES | $1,000,000 | $110,000 | -89.0% | 0.0% |
| HANSCOM | $95,000 | n/a | 0.0% | |
| FIDELIS CATHOLIC | $55,000 | n/a | 0.0% | |
| FOOTHILLS | $25,000 | n/a | 0.0% |
Breckenridge's top lender by overall market share is BOKF, with 12.5% market share. In second place, with 5.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $42,595,000 in loans. In third place, with 5.4%, is JPMorgan Chase Bank, having originated $41,950,000 in loans. In fourth place, with 5.1%, is FirstBank, having originated $39,400,000 in loans. In fifth place, with 3.6%, is Alpine Bank, having originated $27,795,000 in loans.
Breckenridge Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Breckenridge (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $1,091,500 (10.3%) | $1,526,219 (12.2%) | 0.00 | 267 |
| 2018-02-01 | $1,024,000 (9.9%) | $1,497,516 (8.6%) | 0.00 | 273 |
| 2018-03-01 | $949,000 (6.4%) | $1,449,440 (7.3%) | 0.00 | 300 |
| 2018-04-01 | $839,000 (-4.9%) | $1,335,104 (3.8%) | 0.00 | 353 |
| 2018-05-01 | $814,000 (-2.3%) | $1,322,119 (7.3%) | 0.00 | 363 |
| 2018-06-01 | $854,000 (0.5%) | $1,336,460 (10.1%) | 0.00 | 442 |
| 2018-07-01 | $904,000 (3.3%) | $1,391,298 (10.0%) | 0.00 | 503 |
| 2018-08-01 | $925,750 (9.0%) | $1,405,935 (11.4%) | 0.00 | 512 |
| 2018-09-01 | $928,500 (0.5%) | $1,436,871 (8.3%) | 0.00 | 487 |
| 2018-10-01 | $913,625 (-7.6%) | $1,457,086 (1.9%) | 0.00 | 449 |
| 2018-11-01 | $944,750 (-11.2%) | $1,479,372 (-2.1%) | 0.00 | 405 |
| 2018-12-01 | $968,750 (-9.3%) | $1,547,372 (0.9%) | 0.00 | 366 |
| 2019-01-01 | $913,000 (-16.4%) | $1,542,808 (1.1%) | 0.00 | 341 |
| 2019-02-01 | $816,000 (-20.3%) | $1,427,096 (-4.7%) | 0.00 | 360 |
| 2019-03-01 | $750,429 (-20.9%) | $1,280,574 (-11.7%) | 0.00 | 430 |
| 2019-04-01 | $644,000 (-23.2%) | $1,096,735 (-17.9%) | 0.00 | 528 |
| 2019-05-01 | $639,225 (-21.5%) | $1,054,213 (-20.3%) | 0.00 | 595 |
| 2019-06-01 | $649,000 (-24.0%) | $1,050,754 (-21.4%) | 0.00 | 726 |
| 2019-07-01 | $649,000 (-28.2%) | $1,063,280 (-23.6%) | 0.00 | 824 |
| 2019-08-01 | $644,273 (-30.4%) | $1,054,435 (-25.0%) | 0.00 | 837 |
| 2019-09-01 | $635,682 (-31.5%) | $1,035,914 (-27.9%) | 0.00 | 806 |
| 2019-10-01 | $629,955 (-31.1%) | $1,029,246 (-29.4%) | 0.00 | 772 |
| 2019-11-01 | $692,000 (-26.8%) | $1,179,438 (-20.3%) | 0.00 | 718 |
| 2019-12-01 | $678,225 (-30.0%) | $1,134,738 (-26.7%) | 0.00 | 716 |
| 2020-01-01 | $645,000 (-29.4%) | $1,035,997 (-32.9%) | 0.00 | 722 |
| 2020-02-01 | $689,000 (-15.6%) | $1,180,557 (-17.3%) | 0.00 | 619 |
| 2020-03-01 | $675,000 (-10.1%) | $1,154,753 (-9.8%) | 0.00 | 665 |
| 2020-04-01 | $663,750 (3.1%) | $1,104,414 (0.7%) | 0.00 | 696 |
| 2020-05-01 | $649,900 (1.7%) | $1,079,527 (2.4%) | 0.00 | 754 |
| 2020-06-01 | $664,975 (2.5%) | $1,057,983 (0.7%) | 0.00 | 953 |
| 2020-07-01 | $673,750 (3.8%) | $1,072,146 (0.8%) | 0.00 | 1,053 |
| 2020-08-01 | $689,000 (6.9%) | $1,124,630 (6.7%) | 0.00 | 1,018 |
| 2020-09-01 | $682,000 (7.3%) | $1,148,503 (10.9%) | 0.00 | 935 |
| 2020-10-01 | $692,000 (9.9%) | $1,183,486 (15.0%) | 0.00 | 800 |
| 2020-11-01 | $699,975 (1.2%) | $1,236,400 (4.8%) | 0.00 | 623 |
| 2020-12-01 | $700,000 (3.2%) | $1,252,779 (10.4%) | 0.00 | 551 |
| 2021-01-01 | $723,500 (12.2%) | $1,261,539 (21.8%) | 0.00 | 526 |
| 2021-02-01 | $713,250 (3.5%) | $1,189,564 (0.8%) | 0.00 | 563 |
| 2021-03-01 | $739,750 (9.6%) | $1,273,618 (10.3%) | 0.00 | 552 |
| 2021-04-01 | $778,500 (17.3%) | $1,351,939 (22.4%) | 0.00 | 555 |
| 2021-05-01 | $799,000 (22.9%) | $1,337,270 (23.9%) | 0.00 | 587 |
| 2021-06-01 | $831,225 (25.0%) | $1,355,183 (28.1%) | 0.00 | 613 |
| 2021-07-01 | $829,950 (23.2%) | $1,343,272 (25.3%) | 0.00 | 673 |
| 2021-08-01 | $839,000 (21.8%) | $1,456,499 (29.5%) | 0.00 | 697 |
| 2021-09-01 | $885,000 (29.8%) | $1,478,572 (28.7%) | 0.00 | 708 |
| 2021-10-01 | $949,500 (37.2%) | $1,529,305 (29.2%) | 0.00 | 626 |
| 2021-11-01 | $955,125 (36.5%) | $1,615,335 (30.7%) | 0.00 | 513 |
| 2021-12-01 | $1,003,225 (43.3%) | $1,755,254 (40.1%) | 0.00 | 464 |
| 2022-01-01 | $1,068,677 (47.7%) | $1,849,330 (46.6%) | 0.00 | 451 |
| 2022-02-01 | $1,022,500 (43.4%) | $1,768,073 (48.6%) | 0.00 | 500 |
| 2022-03-01 | $1,073,971 (45.2%) | $1,802,142 (41.5%) | 0.00 | 524 |
| 2022-04-01 | $1,125,000 (44.5%) | $1,834,710 (35.7%) | 0.00 | 543 |
| 2022-05-01 | $1,143,000 (43.1%) | $1,845,058 (38.0%) | 0.00 | 612 |
| 2022-06-01 | $1,160,000 (39.6%) | $1,848,654 (36.4%) | 0.00 | 700 |
| 2022-07-01 | $1,180,000 (42.2%) | $1,844,960 (37.4%) | 0.00 | 849 |
| 2022-08-01 | $1,193,750 (42.3%) | $1,891,985 (29.9%) | 0.00 | 875 |
| 2022-09-01 | $1,236,500 (39.7%) | $1,880,760 (27.2%) | 0.00 | 871 |
| 2022-10-01 | $1,250,000 (31.7%) | $1,944,412 (27.1%) | 0.00 | 764 |
| 2022-11-01 | $1,200,038 (25.6%) | $1,937,441 (19.9%) | 0.00 | 683 |
| 2022-12-01 | $1,250,000 (24.6%) | $2,000,892 (14.0%) | 0.00 | 629 |
| 2023-01-01 | $1,300,200 (21.7%) | $2,094,321 (13.3%) | 0.00 | 591 |
| 2023-02-01 | $1,279,600 (25.1%) | $2,017,474 (14.1%) | 0.00 | 576 |
| 2023-03-01 | $1,297,000 (20.8%) | $1,974,457 (9.6%) | 0.00 | 580 |
| 2023-04-01 | $1,275,000 (13.3%) | $1,856,854 (1.2%) | 0.00 | 604 |
| 2023-05-01 | $1,180,000 (3.2%) | $1,771,708 (-4.0%) | 0.00 | 631 |
| 2023-06-01 | $1,198,000 (3.3%) | $1,818,069 (-1.7%) | 0.00 | 678 |
| 2023-07-01 | $1,195,000 (1.3%) | $1,806,234 (-2.1%) | 0.00 | 787 |
| 2023-08-01 | $1,193,050 (-0.1%) | $1,807,474 (-4.5%) | 0.00 | 840 |
| 2023-09-01 | $1,154,000 (-6.7%) | $1,739,497 (-7.5%) | 0.00 | 931 |
| 2023-10-01 | $1,185,000 (-5.2%) | $1,952,178 (0.4%) | 0.00 | 451 |
| 2023-11-01 | $1,177,500 (-1.9%) | $1,985,698 (2.5%) | 0.00 | 411 |
| 2023-12-01 | $1,199,500 (-4.0%) | $2,017,460 (0.8%) | 0.00 | 364 |
| 2024-01-01 | $1,188,000 (-8.6%) | $2,149,303 (2.6%) | 0.00 | 326 |
| 2024-02-01 | $1,176,000 (-8.1%) | $2,108,563 (4.5%) | 0.00 | 339 |
| 2024-03-01 | $1,125,000 (-13.3%) | $2,013,444 (2.0%) | 0.00 | 390 |
Breckenridge's median listing price for 2024-03-01 was $1,125,000, a difference of
$-172,000
(-13.3%) versus the prior year and
$-51,000 versus the prior month.
Breckenridge's median listing price comes in at 0% of the national average.
Breckenridge's average listing price for 2024-03-01 was $2,013,444, a difference of $38,987 (2.0%) versus the prior year and $-95,119 versus the prior month.
For the 2024-03-01 period, Breckenridge had 390 MLS listings, a difference of 51 listings (15%) versus the prior month and -190 listings (-33%) versus the prior year.
Breckenridge's median listing price comes in at 0% of the national average.
Breckenridge's average listing price for 2024-03-01 was $2,013,444, a difference of $38,987 (2.0%) versus the prior year and $-95,119 versus the prior month.
For the 2024-03-01 period, Breckenridge had 390 MLS listings, a difference of 51 listings (15%) versus the prior month and -190 listings (-33%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Breckenridge (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,269 sqft |
| 2018-02-01 | 0 days | 2,115 sqft |
| 2018-03-01 | 0 days | 2,034 sqft |
| 2018-04-01 | 0 days | 1,837 sqft |
| 2018-05-01 | 0 days | 1,821 sqft |
| 2018-06-01 | 0 days | 1,847 sqft |
| 2018-07-01 | 0 days | 1,983 sqft |
| 2018-08-01 | 0 days | 1,982 sqft |
| 2018-09-01 | 0 days | 2,056 sqft |
| 2018-10-01 | 0 days | 2,039 sqft |
| 2018-11-01 | 0 days | 1,949 sqft |
| 2018-12-01 | 0 days | 1,999 sqft |
| 2019-01-01 | 0 days | 1,819 sqft |
| 2019-02-01 | 0 days | 1,590 sqft |
| 2019-03-01 | 0 days | 1,420 sqft |
| 2019-04-01 | 0 days | 1,205 sqft |
| 2019-05-01 | 0 days | 1,200 sqft |
| 2019-06-01 | 0 days | 1,202 sqft |
| 2019-07-01 | 0 days | 1,266 sqft |
| 2019-08-01 | 0 days | 1,321 sqft |
| 2019-09-01 | 0 days | 1,312 sqft |
| 2019-10-01 | 0 days | 1,304 sqft |
| 2019-11-01 | 0 days | 1,426 sqft |
| 2019-12-01 | 0 days | 1,328 sqft |
| 2020-01-01 | 0 days | 1,176 sqft |
| 2020-02-01 | 0 days | 1,228 sqft |
| 2020-03-01 | 0 days | 1,214 sqft |
| 2020-04-01 | 0 days | 1,215 sqft |
| 2020-05-01 | 0 days | 1,220 sqft |
| 2020-06-01 | 0 days | 1,255 sqft |
| 2020-07-01 | 0 days | 1,304 sqft |
| 2020-08-01 | 0 days | 1,335 sqft |
| 2020-09-01 | 0 days | 1,249 sqft |
| 2020-10-01 | 0 days | 1,231 sqft |
| 2020-11-01 | 0 days | 1,246 sqft |
| 2020-12-01 | 0 days | 1,232 sqft |
| 2021-01-01 | 0 days | 1,246 sqft |
| 2021-02-01 | 0 days | 1,246 sqft |
| 2021-03-01 | 0 days | 1,246 sqft |
| 2021-04-01 | 0 days | 1,246 sqft |
| 2021-05-01 | 0 days | 1,246 sqft |
| 2021-06-01 | 0 days | 1,322 sqft |
| 2021-07-01 | 0 days | 1,361 sqft |
| 2021-08-01 | 0 days | 1,378 sqft |
| 2021-09-01 | 0 days | 1,382 sqft |
| 2021-10-01 | 0 days | 1,477 sqft |
| 2021-11-01 | 0 days | 1,581 sqft |
| 2021-12-01 | 0 days | 1,581 sqft |
| 2022-01-01 | 0 days | 1,580 sqft |
| 2022-02-01 | 0 days | 1,395 sqft |
| 2022-03-01 | 0 days | 1,385 sqft |
| 2022-04-01 | 0 days | 1,456 sqft |
| 2022-05-01 | 0 days | 1,478 sqft |
| 2022-06-01 | 0 days | 1,482 sqft |
| 2022-07-01 | 0 days | 1,570 sqft |
| 2022-08-01 | 0 days | 1,613 sqft |
| 2022-09-01 | 0 days | 1,580 sqft |
| 2022-10-01 | 0 days | 1,570 sqft |
| 2022-11-01 | 0 days | 1,536 sqft |
| 2022-12-01 | 0 days | 1,604 sqft |
| 2023-01-01 | 0 days | 1,592 sqft |
| 2023-02-01 | 0 days | 1,524 sqft |
| 2023-03-01 | 0 days | 1,461 sqft |
| 2023-04-01 | 0 days | 1,354 sqft |
| 2023-05-01 | 0 days | 1,315 sqft |
| 2023-06-01 | 0 days | 1,329 sqft |
| 2023-07-01 | 0 days | 1,347 sqft |
| 2023-08-01 | 0 days | 1,347 sqft |
| 2023-09-01 | 0 days | 1,347 sqft |
| 2023-10-01 | 0 days | 1,399 sqft |
| 2023-11-01 | 0 days | 1,335 sqft |
| 2023-12-01 | 0 days | 1,320 sqft |
| 2024-01-01 | 0 days | 1,258 sqft |
| 2024-02-01 | 0 days | 1,255 sqft |
| 2024-03-01 | 0 days | 1,232 sqft |
Breckenridge's median listing age (time on market) for 2024-03-01 was 0 days.
Breckenridge's median square footage for active listings during the 2024-03-01 period was 1,232 sqft. One year prior, the average listing was 1,461 sqft.
Breckenridge's median square footage for active listings during the 2024-03-01 period was 1,232 sqft. One year prior, the average listing was 1,461 sqft.
Breckenridge, CO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 828 | $626,700,000 | $756,884 |
| Home Improvement | 113 | $23,955,000 | $211,991 |
| Other | 82 | $38,970,000 | $475,244 |
| Cash Out Refi | 76 | $41,380,000 | $544,474 |
| Refi | 75 | $43,925,000 | $585,667 |
Breckenridge's most frequently cited loan purpose was Home Purchase, with 828 originations. The 2nd most popular reason was Home Improvement, with 113 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 388 | $272,630,000 | $702,655 |
| 7-8% | 354 | $212,700,000 | $600,847 |
| Over 8% | 213 | $90,945,000 | $426,972 |
| 5-6% | 158 | $133,610,000 | $845,633 |
| 4-5% | 27 | $38,055,000 | $1,409,444 |
| 2.5-3% | 7 | $3,045,000 | $435,000 |
| <2.5% | 4 | $60,000 | $15,000 |
| 3-4% | 3 | $2,915,000 | $971,667 |
During 2023, Breckenridge's most frequently originated rate bucket was 6-7%, with 388 originations.
Loan Sizing (Breckenridge, CO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $600k-1000k | 293 | $225,725,000 | $770,392 |
| $400k-600k | 286 | $139,000,000 | $486,014 |
| $200k-400k | 256 | $77,520,000 | $302,813 |
| $Over $1MM | 185 | $317,825,000 | $1,717,973 |
| $100,000 or less | 77 | $4,225,000 | $54,870 |
| $100k-200k | 77 | $10,635,000 | $138,117 |
Breckenridge's loan sizing saw the bucket of loans from $600k-1000k with 293 originations, totaling $225,725,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 395 | $337,365,000 | $854,089 |
| 80-100% | 212 | $153,040,000 | $721,887 |
| 40-60% | 201 | $160,015,000 | $796,095 |
| Under 20% | 198 | $31,950,000 | $161,364 |
| 20-40% | 150 | $71,270,000 | $475,133 |
Breckenridge's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 395 originations, totaling $337,365,000 in origination value.