BOULDER Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Boulder averaged 5.15% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.3% and one month ago for the week of 2022-04-14, the average rate was 5.3%.

Boulder's average rate one year ago was 3.22%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.47%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Boulder 30 Year Fixed Rate 2022-05-19 5.15%
Boulder 30 Year Fixed Rate Refi 2022-05-19 5.47%
Boulder 15 Year Fixed Rate 2022-05-19 4.62%
Boulder 15 Year Fixed Rate Refi 2022-05-19 4.4%
Boulder 30 Year FHA 2022-05-19 5.43%
Boulder 30 Year FHA Refi 2022-05-19 5.36%
Boulder 30 Year USDA 2022-05-19 5.28%
Boulder 30 Year USDA Refi 2022-05-19 3.7%
Boulder 30 Year VA 2022-05-19 5.44%
Boulder 30 Year VA Refi 2022-05-19 5.15%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BOULDER, CO.

BOULDER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the BOULDER, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Elevations Credit Union 2,095 3.00% $2,972
UNITED WHOLESALE MORTGAGE, LLC 868 2.96% $4,866
QUICKEN LOANS, LLC 863 2.93% $4,540
CHERRY CREEK MORTGAGE, LLC 657 3.10% $927
JPMorgan Chase Bank 554 2.87% $3,469
HOME POINT FINANCIAL CORPORATION 375 2.89% $4,062
Wells Fargo Bank 363 2.89% $3,890
BETTER MORTGAGE CORPORATION 296 2.69% $3,630
LOANDEPOT.COM, LLC 294 2.85% $4,331
CALIBER HOME LOANS, INC. 291 3.09% $3,849
GUARANTEED RATE, INC. 280 2.97% $3,480
AMERICAN FINANCING CORPORATION 250 3.00% $4,442
SWBC MORTGAGE CORPORATION 224 3.09% $2,287
PLANET HOME LENDING, LLC 218 3.04% $3,927
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 181 3.08% $4,678
U.S. Bank 151 2.95% $3,703
Chicago Mortgage Solutions LLC 149 2.93% $3,139
Commerce Home Mortgage, Inc. 148 3.23% $5,636
S1L, Inc. 146 3.13% $4,501
FirstBank 146 3.04% $4,953
Financial Funding Solutions, Inc. 141 3.06% $4,508
PROVIDENT FUNDING ASSOCIATES, L.P. 140 2.72% $2,941
Bank of America 138 2.62% $3,826
GUARANTEED RATE AFFINITY, LLC 133 3.00% $3,964
PREMIER MEMBERS CREDIT UNION 121 3.05% $4,775
PENNYMAC LOAN SERVICES, LLC 99 2.87% $3,286
BROKER SOLUTIONS, INC. 99 3.00% $4,268
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 98 2.87% $3,697
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 95 3.02% $3,674
NOVA FINANCIAL & INVESTMENT CORPORATION 94 3.11% $2,526
CORNERSTONE HOME LENDING, INC. 88 3.12% $4,303
UNIVERSAL LENDING CORPORATION 87 3.07% $4,604
First Western Trust Bank 82 2.90% $3,428
AMERISAVE MORTGAGE CORPORATION 81 2.71% $4,071
CROSSCOUNTRY MORTGAGE, LLC 78 3.09% $4,694
First National Bank of Omaha 78 3.05% $3,041
KeyBank 75 2.75% $4,434
Charles Schwab Bank, SSB 73 2.36% $4,105
GUILD MORTGAGE COMPANY 73 3.13% $4,644
CMG MORTGAGE, INC. 68 2.97% $5,560
Mr. Cooper ( Nationstar Mortgage ) 68 3.06% $4,971
Flagstar Bank, FSB 66 3.02% $5,163
HOME MORTGAGE ALLIANCE, LLC 60 3.10% $3,596
EAGLE HOME MORTGAGE, LLC 53 2.94% $5,468
NEWREZ LLC 52 3.09% $4,085
Ally Bank 50 2.74% $6,936
ACADEMY MORTGAGE CORPORATION 49 3.09% $4,485
Bank of the West 46 2.92% $4,084
Amerifirst Financial, Inc. 45 3.09% $5,444
FINANCE OF AMERICA MORTGAGE LLC 45 2.96% $4,538
NFM, INC. 44 3.04% $7,159
MEGASTAR FINANCIAL CORP. 42 3.06% $4,488
Morgan Stanley Private Bank 40 2.67% $4,736
Bank of England 40 3.12% $4,247
CELEBRITY HOME LOANS, LLC 36 3.01% $5,012
Plains Commerce Bank 35 3.05% $7,280
Zions Bancorporation, N.A. 34 2.86% $3,215
NBH Bank 34 3.03% $2,940
NEST HOME LENDING, LLC 34 3.04% $4,528
Colonial Savings, F.A. 33 2.98% $2,523
South Pacific Financial Corporation 30 3.06% $5,125
LENDUS, LLC 29 3.22% $3,674
HOMEAMERICAN MORTGAGE CORPORATION 29 3.12% $831
BOKF 29 3.04% $3,161
Alpine Bank 28 3.23% $6,308
Loan Simple, Inc. 26 3.18% $4,570
FirstBank 26 2.75% $2,231
KBHS HOME LOANS, LLC 25 2.80% $5,594
FREEDOM MORTGAGE CORPORATION 25 2.98% $2,124
Northpointe Bank 25 3.26% $3,556
MOVEMENT MORTGAGE, LLC 25 3.12% $5,134
SECURITYNATIONAL MORTGAGE COMPANY 25 2.97% $5,912
Sunflower Bank 24 3.05% $4,071
GUARANTY HOME MORTGAGE CORPORATION 23 2.90% $4,396
Citizens Bank 22 2.84% $5,449
Paramount Residential Mortgage Group, Inc. 22 3.03% $5,117
UBS Bank USA 22 2.80% $4,901
STEARNS LENDING, LLC 22 2.80% $5,079
Wyndham Capital Mortgage, Inc. 22 2.77% $1,883
Reliant Bank 22 3.06% $6,361
Gateway First Bank 21 3.17% $3,248
Bank of Colorado 21 3.01% $4,365
UNION HOME MORTGAGE CORP. 20 2.97% $3,526
OCMBC, INC. 20 2.88% $3,279
PNC Bank 20 2.79% $5,173
Prosperity Home Mortgage, LLC 20 2.97% $4,101
First Mortgage Solutions, LLC 20 2.71% $2,491
PRIMELENDING, A PLAINSCAPITAL COMPANY 18 3.00% $4,467
CENTENNIAL LENDING, LLC 18 2.92% $6,007
American Mortgage & Equity Consultants, Inc. 18 3.17% $5,399
DRAPER AND KRAMER MORTGAGE CORP. 18 2.86% $4,314
NBKC BANK 17 2.90% $3,448
BNY Mellon 17 2.57% $5,218
Adams Bank & Trust 17 3.04% $3,364
V.I.P. MORTGAGE, INC. 17 3.04% $4,082
CANVAS CREDIT UNION 17 3.04% $2,978
SECURITY SERVICE 16 2.94% $4,988
Citibank 16 2.92% $5,125
Strong Home Mortgage, LLC 16 2.80% $1,909
Summit Mortgage Corporation 16 3.23% $3,131
Ent Credit Union 16 2.78% $3,895
MUTUAL OF OMAHA MORTGAGE, INC. 16 2.96% $2,891
TIAA, FSB 16 2.91% $4,320
BAY EQUITY LLC 15 3.00% $3,604
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 15 3.18% $6,037
Nations Lending Corporation 15 3.12% $6,392
ZILLOW HOME LOANS, LLC 14 3.04% $3,972
NAVY FEDERAL CREDIT UNION 14 3.23% $2,956
PENTAGON FEDERAL CREDIT UNION 14 2.97% $4,659
BBVA USA 14 2.92% $3,775
PRIMARY RESIDENTIAL MORTGAGE, INC. 14 3.09% $5,978
First Republic Bank 14 2.82% $4,688
NexBank 13 3.01% $3,906
WESTERRA CREDIT UNION 13 2.68% $4,301
North American Savings Bank, F.S.B. 12 2.72% $1,303
Hometown Lenders, Inc. 12 3.09% $3,955
TBI MORTGAGE COMPANY 12 2.88% $5,540
The Huntington National Bank 12 2.62% $5,997
CANOPY MORTGAGE, LLC 12 2.98% $2,374
AMERICAN INTERNET MORTGAGE, INC. 12 2.71% $4,120
The Federal Savings Bank 11 3.05% $5,811
Liberty Savings Bank, F.S.B. 11 2.90% $5,700
InterContinental Capital Group, Inc 11 2.92% $5,972
THRIVE MORTGAGE, LLC 11 3.44% $5,465
FIRST CENTENNIAL MORTGAGE CORPORATION 11 3.00% $2,830
LOANPAL, LLC 11 2.99% $7,337
BNC National Bank 10 2.81% $2,849
Stifel Bank and Trust 10 2.66% $2,442
THE MORTGAGE COMPANY 10 3.10% $2,796
NETWORK CAPITAL FUNDING CORPORATION 10 3.01% $2,749
Truist Bank 10 2.96% $3,505
GENEVA FINANCIAL, LLC 10 3.31% $8,839
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 10 3.00% $3,619
ALL WESTERN MORTGAGE, INC. 10 3.60% $4,000
UMB Bank 9 2.50% $3,315
J. VIRGIL, INC. 9 2.74% $9,087
Silicon Valley Bank 9 2.46% $3,589
DIRECT MORTGAGE, CORP. 9 3.00% $9,330
Blue Federal Credit Union 9 2.99% $5,056
BLUE BRICK FINANCIAL LLC 9 2.97% $1,820
CITYWIDE HOME LOANS, LLC 9 3.12% $4,082
Mortgage Assurance Inc. 9 2.93% $2,660
Cf Bank 9 2.58% $1,801
TOWNE MORTGAGE COMPANY 9 2.76% $2,619
LADERA LENDING, INC. 9 2.99% $4,711
PHH Mortgage Corporation 8 3.03% $5,227
INSPIRE HOME LOANS INC. 8 3.25% $3,494
GROUP MORTGAGE, LLC 8 3.08% $4,474
Goldman Sachs Bank USA 8 2.81% $5,161
Commerce Bank 8 3.06% $3,606
LAKEVIEW LOAN SERVICING, LLC 8 3.02% $2,191
GSF Mortgage Corporation 8 2.80% $6,695
IDEAL HOME LOANS LLC 8 2.92% $4,641
HOMESIDE FINANCIAL, LLC 7 3.20% $2,958
SOFI LENDING CORP. 7 3.05% $4,091
Dollar Bank, Federal Savings Bank 7 3.13% $3,660
T2 FINANCIAL LLC 7 3.07% $4,264
TCF National Bank 7 3.05% $3,824
Assurance Financial Group, L.L.C. 7 3.00% $3,715
LOANSNAP, INC. 7 2.89% $936
AMERICAN PACIFIC MORTGAGE CORPORATION 7 2.96% $5,072
AMERICAN FINANCIAL NETWORK, INC. 7 2.82% $10,421
Prime Choice Funding Inc. 6 2.85% $3,496
HOMESTEAD FUNDING CORP. 6 2.71% $3,182
VAN DYK MORTGAGE CORPORATION 6 3.00% $3,043
LAND HOME FINANCIAL SERVICES, INC. 6 3.10% $7,365
USAA Federal Savings Bank 6 3.06% $3,335
ARC HOME LLC 6 3.36% $12,485
LOANFLIGHT LENDING, LLC 6 2.54% $2,906
The Home Loan Expert LLC 6 3.03% $4,431
Fifth Third Bank 6 3.17% $4,337
PLAZA HOME MORTGAGE, INC. 6 3.04% $4,241
Independent Bank 6 3.17% $11,160
KELLER MORTGAGE, LLC 6 3.06% $1,954
MidFirst Bank 5 2.71% $11,142
BELLCO 5 3.15% $5,683
FIRST TECHNOLOGY 5 2.88% $9,085
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 3.30% $5,256
HSBC BANK USA, NATIONAL ASSOCIATION 5 2.92% $6,132
JLB CORPORATION 5 3.23% $4,919
LANDED HOME LOANS LLC 5 3.28% $3,928
MORTGAGE SOLUTIONS OF COLORADO, LLC 5 3.10% $5,583
MOUNTAIN WEST FINANCIAL, INC. 5 3.15% $4,484
NATIONS DIRECT MORTGAGE, LLC 5 3.85% $8,650
PARKSIDE LENDING, LLC 5 2.88% $5,451
The Central Trust Bank 5 2.75% $2,740
WINNPOINTE CORPORATION 5 2.65% $851
First Federal Bank 4 2.91% $4,515
AXIA FINANCIAL, LLC 4 3.28% $3,787
LENOX FINANCIAL MORTGAGE CORPORATION 4 2.75% $3,743
HOMEXPRESS MORTGAGE CORP. 4 4.81% $12,346
M2 Lending Solutions, LLC 4 3.03% $3,011
Lakeview Community Capital, LLC 4 3.31% $3,305
MICHIGAN MUTUAL, INC. 4 3.03% $7,623
Citadel Servicing Corporation 4 4.88% $14,151
City National Bank 4 2.62% $5,928
ONY GLO, INC. 4 2.88% $3,032
Network Funding, L.P. 4 3.44% $4,449
Watermark Capital, Inc. 4 2.97% $3,127
PROPER RATE, LLC 3 3.33% $3,359
ON Q FINANCIAL, INC. 3 3.25% $3,518
SUN WEST MORTGAGE COMPANY, INC. 3 3.04% $2,725
EVERETT FINANCIAL, INC. 3 3.58% $2,122
LEADERONE FINANCIAL CORPORATION 3 3.00% $3,519
WILLOW BEND MORTGAGE COMPANY, LLC 3 2.92% $3,930
PREMIA MORTGAGE, LLC 3 2.79% $1,791
Barrington Bank & Trust Company, N.A. 3 3.29% $3,854
LENDERFI, INC. 3 2.96% $1,530
Sierra Pacific Mortgage Company, Inc. 3 2.92% $4,096
Academy Bank 3 3.00% $3,842
Carrington Mortgage Services, LLC 3 3.46% $6,772
CHURCHILL MORTGAGE CORPORATION 3 3.00% $2,886
Cambria Financial Group, LLC 3 2.41% $2,345
Princeton Mortgage Corporation 3 2.83% $4,415
The Loan Store, Inc. 3 3.13% $2,392
First Guaranty Mortgage Corporation 3 3.04% $4,123
SPRING EQ, LLC 3 3.04% $877
Franklin Loan Corporation 3 2.79% $5,859
Great Western Bank 3 2.88% $3,061
Arvest Bank 3 2.83% $2,349
STAR ONE CREDIT UNION 3 2.88% $3,752
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 3.25% $5,168
JMAC LENDING, INC. 3 2.73% $6,555
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 4.25% $18,495
KS StateBank 3 2.75% $1,655
COMPASS MORTGAGE, INC. 2 2.69% $2,839
IMPAC MORTGAGE CORP. 2 3.19% $1,463
HomeStreet Bank 2 2.88% $9,003
CIT Bank 2 3.01% $5,261
INTERCOASTAL MORTGAGE COMPANY 2 3.19% $3,019
WHITE CROWN FEDERAL CREDIT UNION 2 2.88% $6,244
CIBC Bank USA 2 2.56% $4,395
Raymond James Bank 2 2.81% $2,932
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 3.13% $6,277
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 2 2.81% $2,513
RUOFF MORTGAGE COMPANY, INC. 2 3.00% $2,993
CHEVRON 2 2.63% $3,699
EMBRACE HOME LOANS, INC. 2 2.94% $3,367
Elements Financial Federal Credit Union 2 3.06% $3,102
NP, Inc. 2 3.06% $3,084
SOUTHWEST FUNDING, LP 2 3.19% $5,101
MORIA DEVELOPMENT, INC. 2 3.13% $4,263
DIRECTORS MORTGAGE, INC. 2 3.25% $6,054
FUNDLOANS CAPITAL 2 3.19% $13,298
BMO Harris Bank 2 3.06% $3,717
BLUELEAF LENDING, LLC 2 2.94% $2,940
SUMMIT FUNDING, INC. 2 3.19% $2,897
Bell Bank 2 3.19% $5,179
Texana Bank 2 3.19% $4,392
Wilmington Savings Fund Society, FSB 2 2.88% $3,479
Bank-Fund Staff Federal Credit Union 2 2.69% $7,819
ADVANCIAL 2 4.63% $5,067
First Savings Bank 2 2.81% $6,078
PARTNERS UNITED FINANCIAL, LLC 2 2.56% $9,182
THOMPSON KANE & COMPANY, LLC 2 3.00% $2,724
First Midwest Bank 2 3.06% $3,377
Johnson Bank 2 2.98% $3,152
Tradition Mortgage, LLC 2 3.00% $6,895
ABSOLUTE HOME MORTGAGE CORPORATION 2 2.87% $2,944
Luxury Mortgage Corp. 2 3.56% $9,578
DATA MORTGAGE, INC. 2 3.38% $6,233
AmRes Corporation 2 3.13% $1,326
Ameris Bank 2 3.06% $5,931
AmeriHome Mortgage Company, LLC 2 3.25% $2,873
Amalgamated Bank 2 2.50% $3,854
VERITAS FUNDING, LLC 2 2.75% $1,983
Waterstone Mortgage Corporation 2 3.31% $5,060
Credit Union of Denver 2 3.33% $1,075
ATHAS CAPITAL GROUP, INC. 1 4.00% $11,150
TOTAL MORTGAGE SERVICES, LLC 1 3.13% $5,024
Triumph Bank 1 2.88% $2,295
Arbor Bank 1 2.99% $2,098
ANGEL OAK HOME LOANS LLC 1 3.88% $8,254
United Nations Federal Credit Union 1 2.50% $2,879
UNIVERSITY CREDIT UNION 1 3.88% $6,320
ALLIANT CREDIT UNION 1 2.88% $2,936
Alerus Financial 1 2.75% $8,414
AIR ACADEMY 1 2.63% $3,807
WESTERN EXPRESS LENDING 1 3.38% $3,740
AEROSPACE FEDERAL CREDIT UNION 1 2.88% $6,214
Hometown Equity Mortgage, LLC 1 2.99% $3,099
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 2.88% $2,592
INTERCAP LENDING INC. 1 2.50% $4,294
GUIDANCE RESIDENTIAL, LLC 1 3.25% $3,756
Jonah Bank of Wyoming 1 3.25% $2,502
GoPrime Mortgage, Inc. 1 3.75% $1,906
Goldwater Bank, N.A. 1 3.38% $2,841
Gold Coast Bank 1 2.75% $3,415
Glacier Bank 1 3.63% $8,623
KINECTA 1 3.00% $3,920
Gate City Bank 1 3.00% $5,700
Landmark National Bank 1 3.00% $2,672
Leader Bank 1 3.25% $3,431
LENDSURE MORTGAGE CORP. 1 5.88% $16,394
Florida Capital Bank 1 3.25% $3,558
Level One Bank 1 3.50% $3,294
FLAT BRANCH MORTGAGE, INC. 1 3.00% $7,831
Lincoln FSB of Nebraska 1 2.75% $4,392
First National Bank of America 1 6.25% $8,256
First Internet Bank of Indiana 1 2.63% $3,296
First Horizon Bank 1 3.25% $3,367
Magnolia Bank 1 3.49% $2,339
MANN FINANCIAL INC. 1 2.88% $1,254
Manufacturers and Traders Trust Company 1 3.38% $2,531
Mid-America Bank 1 3.38% $2,876
5TH STREET CAPITAL, INC. 1 4.25% $12,044
First Federal Bank of Kansas City 1 2.88% $1,998
MORTGAGE ACCESS CORP. 1 3.38% $9,113
Mortgage Network, Inc. 1 2.99% $2,823
WINGS FINANCIAL 1 2.75% $3,680
FIRST COMMUNITY MORTGAGE, INC. 1 2.99% $2,092
FIRST COLONY MORTGAGE CORPORATION 1 2.75% $2,266
First Bank 1 3.13% $4,152
FBC MORTGAGE, LLC 1 2.75% $1,360
F&B Acquisition Group LLC 1 2.75% $2,969
Evolve Bank & Trust 1 2.63% $3,211
EVANSVILLE TEACHERS 1 3.00% $3,100
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 2.50% $3,269
Equity Prime Mortgage LLC 1 2.88% $3,133
ENDEAVOR CAPITAL, LLC. 1 3.63% $17,847
NEXERA HOLDING LLC 1 4.25% $12,817
EMM LOANS LLC 1 3.25% $6,251
NMSI, INC. 1 2.75% $2,532
East Coast Capital Corp. 1 2.50% $3,672
Oakstar Bank 1 2.88% $2,273
OAKTREE FUNDING CORP. 1 2.88% $4,165
Old National Bank 1 2.75% $4,954
PANORAMA MORTGAGE GROUP, LLC 1 3.99% $4,335
Paramount Bank 1 3.00% $2,110
DIGITAL Federal Credit Union 1 3.00% $3,221
PARTNER COLORADO 1 3.13% $3,837
Patriot Community Bank 1 2.88% $0
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.38% $3,230
DENVER COMMUNITY 1 3.00% $1,849
DEEPHAVEN MORTGAGE LLC 1 4.75% $22,065
PIKE CREEK MORTGAGE SERVICES, INC. 1 3.00% $1,263
Pinnacle Bank 1 2.50% $1,814
DAS Acquisition Company, LLC 1 2.88% $3,130
CRESCENT MORTGAGE COMPANY 1 3.00% $2,860
PLUS RELOCATION MORTGAGE, LLC 1 3.13% $3,438
Colten Mortgage, LLC 1 3.49% $2,959
RANLIFE, INC. 1 3.38% $4,350
RBC Bank, (Georgia) 1 2.75% $1,969
Regions Bank 1 3.13% $4,137
Chickasaw Community Bank 1 2.88% $5,300
RiverHills Bank 1 2.88% $2,692
ROYAL UNITED MORTGAGE LLC 1 2.88% $11,910
Sandy Spring Bank 1 2.75% $3,583
CERTAINTY HOME LOANS, LLC 1 3.00% $3,226
Century Mortgage Company DBA Century Lending Company 1 3.38% $3,018
Capitol Federal Savings Bank 1 2.75% $3,074
SOVEREIGN LENDING GROUP INCORPORATED 1 2.99% $4,514
SRE MORTGAGE ALLIANCE INC. 1 2.75% $3,762
STANFORD Federal Credit Union 1 2.88% $3,124
Cadence Bank, N.A. 1 3.75% $12,611
Beeline Loans, Inc. 1 2.63% $4,501
BECKAM FUNDING CORP. 1 2.88% $3,476
BAYSHORE MORTGAGE FUNDING, LLC 1 2.63% $2,852
Baxter Credit Union 1 3.00% $3,908
BANKWEST, INC. 1 2.75% $3,285
Axos Bank 1 3.38% $16,860
The Union Bank Company 1 2.75% $4,075
Third Federal Savings and Loan Association of Cleveland 1 2.99% $3,366
Auto Club Trust, FSB 1 3.25% $1,981

BOULDER, CO's 364 lenders originated 21,596 loans during 2021. The total origination value was $9,504,840,000, with an average loan value of $440,120.

The top BOULDER lender as defined by loan originations is Elevations Credit Union, with 2,095 loans originated. Their average total fees are $2,972, which is $1,894 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee BOULDER lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($831), CHERRY CREEK MORTGAGE, LLC ($927), North American Savings Bank, F.S.B. ($1,303), Wyndham Capital Mortgage, Inc. ($1,883) and Strong Home Mortgage, LLC ($1,909).

The lowest rate BOULDER lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.36%), BNY Mellon (2.57%), The Huntington National Bank (2.62%), Bank of America (2.62%) and Stifel Bank and Trust (2.66%).

BOULDER, CO Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Elevations Credit Union $1,160,045,000 n/a 12.2%
UNITED WHOLESALE MORTGAGE, LLC $482,900,000 $557,420,000 15.4% 5.9%
QUICKEN LOANS, LLC $544,270,000 $507,890,000 -6.7% 5.3%
JPMorgan Chase Bank $386,270,000 $451,555,000 16.9% 4.8%
CHERRY CREEK MORTGAGE, LLC $544,040,000 $398,040,000 -26.8% 4.2%
Wells Fargo Bank $347,800,000 $293,720,000 -15.5% 3.1%
FirstBank $18,810,000 $289,725,000 1,440.3% 3.0%
HOME POINT FINANCIAL CORPORATION $145,510,000 $222,625,000 53.0% 2.3%
LOANDEPOT.COM, LLC $217,110,000 $215,830,000 -0.6% 2.3%
GUARANTEED RATE, INC. $211,295,000 $210,825,000 -0.2% 2.2%
BETTER MORTGAGE CORPORATION $101,865,000 $200,005,000 96.3% 2.1%
U.S. Bank $167,610,000 $152,160,000 -9.2% 1.6%
SWBC MORTGAGE CORPORATION $196,915,000 $147,665,000 -25.0% 1.6%
CALIBER HOME LOANS, INC. $207,685,000 $147,510,000 -29.0% 1.6%
PLANET HOME LENDING, LLC $157,425,000 $139,575,000 -11.3% 1.5%
Commerce Home Mortgage, Inc. $137,890,000 $138,470,000 0.4% 1.5%
Bank of America $102,470,000 $128,435,000 25.3% 1.4%
AMERICAN FINANCING CORPORATION $143,980,000 $120,925,000 -16.0% 1.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $106,535,000 $106,975,000 0.4% 1.1%
PREMIER MEMBERS CREDIT UNION $109,135,000 $99,040,000 -9.3% 1.0%
GUARANTEED RATE AFFINITY, LLC $55,875,000 $97,570,000 74.6% 1.0%
KeyBank $57,275,000 $94,880,000 65.7% 1.0%
S1L, Inc. $5,165,000 $94,130,000 1,722.5% 1.0%
Chicago Mortgage Solutions LLC $25,565,000 $84,575,000 230.8% 0.9%
PENNYMAC LOAN SERVICES, LLC $70,490,000 $84,130,000 19.4% 0.9%
Financial Funding Solutions, Inc. $110,860,000 $81,380,000 -26.6% 0.9%
Zions Bancorporation, N.A. $84,795,000 $80,010,000 -5.6% 0.8%
Charles Schwab Bank, SSB $48,140,000 $79,600,000 65.4% 0.8%
PNC Bank $21,890,000 $70,325,000 221.3% 0.7%
PROVIDENT FUNDING ASSOCIATES, L.P. $113,360,000 $70,040,000 -38.2% 0.7%
First National Bank of Omaha $91,720,000 $69,270,000 -24.5% 0.7%
FREEDOM MORTGAGE CORPORATION $75,165,000 $64,775,000 -13.8% 0.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $69,160,000 $60,380,000 -12.7% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $83,350,000 $56,325,000 -32.4% 0.6%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $38,435,000 $55,630,000 44.7% 0.6%
AMERISAVE MORTGAGE CORPORATION $50,365,000 $51,550,000 2.4% 0.5%
First Western Trust Bank $70,925,000 $49,900,000 -29.6% 0.5%
CORNERSTONE HOME LENDING, INC. $56,785,000 $48,435,000 -14.7% 0.5%
BROKER SOLUTIONS, INC. $56,640,000 $45,795,000 -19.1% 0.5%
NOVA FINANCIAL & INVESTMENT CORPORATION $59,205,000 $45,210,000 -23.6% 0.5%
UNIVERSAL LENDING CORPORATION $67,130,000 $44,740,000 -33.4% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $44,815,000 $44,175,000 -1.4% 0.5%
Ally Bank $32,345,000 $44,095,000 36.3% 0.5%
Morgan Stanley Private Bank $36,750,000 $41,830,000 13.8% 0.4%
Alpine Bank $47,620,000 $40,840,000 -14.2% 0.4%
NEWREZ LLC $36,405,000 $40,735,000 11.9% 0.4%
CMG MORTGAGE, INC. $54,880,000 $39,530,000 -28.0% 0.4%
HOME MORTGAGE ALLIANCE, LLC $44,745,000 $39,360,000 -12.0% 0.4%
Bank of the West $46,590,000 $39,190,000 -15.9% 0.4%
Flagstar Bank, FSB $39,840,000 $38,620,000 -3.1% 0.4%
GUILD MORTGAGE COMPANY $53,805,000 $37,205,000 -30.9% 0.4%
BELLCO $16,575,000 $35,885,000 116.5% 0.4%
Bank of Colorado $25,650,000 $34,815,000 35.7% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $19,920,000 $30,165,000 51.4% 0.3%
Citibank $27,375,000 $27,235,000 -0.5% 0.3%
EAGLE HOME MORTGAGE, LLC $62,775,000 $26,665,000 -57.5% 0.3%
Amerifirst Financial, Inc. $29,930,000 $26,370,000 -11.9% 0.3%
MEGASTAR FINANCIAL CORP. $27,005,000 $25,995,000 -3.7% 0.3%
UMB Bank $33,220,000 $25,980,000 -21.8% 0.3%
CANVAS CREDIT UNION $17,390,000 $24,620,000 41.6% 0.3%
UBS Bank USA $28,855,000 $24,510,000 -15.1% 0.3%
Reliant Bank $3,095,000 $24,230,000 682.9% 0.3%
Ent Credit Union $15,175,000 $24,030,000 58.4% 0.3%
BOKF $33,185,000 $23,830,000 -28.2% 0.3%
BBVA USA $23,505,000 $23,745,000 1.0% 0.2%
NFM, INC. $21,775,000 $23,745,000 9.0% 0.2%
BNY Mellon $4,485,000 $23,400,000 421.7% 0.2%
First Republic Bank $5,940,000 $23,110,000 289.1% 0.2%
Bank of England $24,290,000 $22,990,000 -5.4% 0.2%
ACADEMY MORTGAGE CORPORATION $25,105,000 $22,805,000 -9.2% 0.2%
FINANCE OF AMERICA REVERSE LLC $7,755,000 $21,630,000 178.9% 0.2%
PENTAGON FEDERAL CREDIT UNION $4,075,000 $21,420,000 425.6% 0.2%
Colonial Savings, F.A. $41,085,000 $21,195,000 -48.4% 0.2%
NEST HOME LENDING, LLC $34,395,000 $20,240,000 -41.2% 0.2%
LAKEVIEW LOAN SERVICING, LLC $44,665,000 $20,035,000 -55.1% 0.2%
Plains Commerce Bank $32,735,000 $19,590,000 -40.2% 0.2%
NBH Bank $30,235,000 $19,310,000 -36.1% 0.2%
CELEBRITY HOME LOANS, LLC $20,920,000 $18,555,000 -11.3% 0.2%
HOMEAMERICAN MORTGAGE CORPORATION $15,370,000 $18,485,000 20.3% 0.2%
REVERSE MORTGAGE FUNDING LLC $10,035,000 $17,975,000 79.1% 0.2%
ANB Bank $2,640,000 $17,885,000 577.5% 0.2%
TIAA, FSB $17,750,000 $17,610,000 -0.8% 0.2%
South Pacific Financial Corporation $16,695,000 n/a 0.2%
Mortgage Research Center, LLC $13,275,000 $16,425,000 23.7% 0.2%
MidFirst Bank $11,195,000 $15,890,000 41.9% 0.2%
FirstBank $18,810,000 $15,580,000 -17.2% 0.2%
First Mortgage Solutions, LLC $4,145,000 $15,485,000 273.6% 0.2%
Northpointe Bank $14,980,000 $15,375,000 2.6% 0.2%
Sunflower Bank $21,230,000 $15,370,000 -27.6% 0.2%
NAVY FEDERAL CREDIT UNION $32,450,000 $15,365,000 -52.7% 0.2%
WESTERRA CREDIT UNION $15,745,000 $14,515,000 -7.8% 0.2%
The Huntington National Bank $5,090,000 $14,330,000 181.5% 0.2%
Loan Simple, Inc. $16,290,000 $13,885,000 -14.8% 0.1%
Goldman Sachs Bank USA $4,930,000 $13,840,000 180.7% 0.1%
LENDUS, LLC $25,350,000 $13,580,000 -46.4% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $22,620,000 $13,285,000 -41.3% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $15,325,000 $13,055,000 -14.8% 0.1%
American Mortgage & Equity Consultants, Inc. $13,040,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $18,135,000 $12,680,000 -30.1% 0.1%
UNION HOME MORTGAGE CORP. $2,160,000 $12,550,000 481.0% 0.1%
GREYSTONE SERVICING COMPANY LLC $1,505,000 $12,465,000 728.2% 0.1%
MOVEMENT MORTGAGE, LLC $17,065,000 $12,450,000 -27.0% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $6,905,000 $12,440,000 80.2% 0.1%
AMERICAN ADVISORS GROUP $10,820,000 $12,405,000 14.6% 0.1%
Independent Bank $8,860,000 $12,225,000 38.0% 0.1%
STEARNS LENDING, LLC $7,815,000 $12,070,000 54.4% 0.1%
Blue Federal Credit Union $8,155,000 $12,055,000 47.8% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $19,570,000 $12,035,000 -38.5% 0.1%
KBHS HOME LOANS, LLC $2,495,000 $12,015,000 381.6% 0.1%
Commerce Bank $20,475,000 $11,735,000 -42.7% 0.1%
Wyndham Capital Mortgage, Inc. $15,405,000 $11,710,000 -24.0% 0.1%
The Central Trust Bank $1,130,000 $11,480,000 915.9% 0.1%
Citizens Bank $38,220,000 $11,345,000 -70.3% 0.1%
NBKC BANK $15,915,000 $11,305,000 -29.0% 0.1%
Prosperity Home Mortgage, LLC $9,370,000 $11,140,000 18.9% 0.1%
SECURITY SERVICE $13,025,000 $11,020,000 -15.4% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $3,500,000 $11,000,000 214.3% 0.1%
Silicon Valley Bank $20,295,000 $10,885,000 -46.4% 0.1%
North American Savings Bank, F.S.B. $10,355,000 $10,705,000 3.4% 0.1%
V.I.P. MORTGAGE, INC. $9,080,000 $10,645,000 17.2% 0.1%
Third Federal Savings and Loan Association of Cleveland $9,050,000 $10,425,000 15.2% 0.1%
Gateway First Bank $7,350,000 $10,360,000 41.0% 0.1%
The Federal Savings Bank $20,040,000 $10,090,000 -49.7% 0.1%
Truist Bank $16,035,000 $10,090,000 -37.1% 0.1%
Strong Home Mortgage, LLC $12,785,000 $10,010,000 -21.7% 0.1%
Great Western Bank $11,670,000 $9,920,000 -15.0% 0.1%
PHH Mortgage Corporation $8,110,000 $9,540,000 17.6% 0.1%
Nations Lending Corporation $4,890,000 $9,280,000 89.8% 0.1%
CENTENNIAL LENDING, LLC $11,645,000 $8,790,000 -24.5% 0.1%
BAY EQUITY LLC $12,300,000 $8,675,000 -29.5% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $10,540,000 $8,515,000 -19.2% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $1,345,000 $8,340,000 520.1% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $8,490,000 $8,320,000 -2.0% 0.1%
OCMBC, INC. $4,895,000 $8,195,000 67.4% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $8,425,000 $7,715,000 -8.4% 0.1%
ZILLOW HOME LOANS, LLC $6,375,000 $7,635,000 19.8% 0.1%
Dollar Bank, Federal Savings Bank $5,135,000 $7,505,000 46.2% 0.1%
COLORADO CREDIT UNION $10,200,000 $7,445,000 -27.0% 0.1%
LOANPAL, LLC $7,220,000 $7,190,000 -0.4% 0.1%
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $6,505,000 $7,165,000 10.1% 0.1%
BNC National Bank $10,435,000 $7,035,000 -32.6% 0.1%
Adams Bank & Trust $5,360,000 $6,960,000 29.9% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,935,000 $6,770,000 14.1% 0.1%
TBI MORTGAGE COMPANY $11,585,000 $6,770,000 -41.6% 0.1%
GROUP MORTGAGE, LLC $10,470,000 $6,755,000 -35.5% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $6,775,000 $6,675,000 -1.5% 0.1%
ALLIANT CREDIT UNION $6,625,000 $6,520,000 -1.6% 0.1%
TCF National Bank $7,540,000 $6,460,000 -14.3% 0.1%
Stifel Bank and Trust $5,470,000 $6,420,000 17.4% 0.1%
Hometown Lenders, Inc. $1,965,000 $6,330,000 222.1% 0.1%
NexBank $7,200,000 $6,310,000 -12.4% 0.1%
TOWNE MORTGAGE COMPANY $1,355,000 $6,110,000 350.9% 0.1%
USAA Federal Savings Bank $22,770,000 $6,040,000 -73.5% 0.1%
Cf Bank $9,455,000 $6,025,000 -36.3% 0.1%
SOFI LENDING CORP. $3,095,000 $5,935,000 91.8% 0.1%
LADERA LENDING, INC. $6,905,000 $5,920,000 -14.3% 0.1%
FIRST TECHNOLOGY $4,975,000 $5,880,000 18.2% 0.1%
BLUE BRICK FINANCIAL LLC $1,965,000 $5,700,000 190.1% 0.1%
InterContinental Capital Group, Inc $4,430,000 $5,685,000 28.3% 0.1%
ARC HOME LLC $2,845,000 $5,675,000 99.5% 0.1%
Summit Mortgage Corporation $8,285,000 $5,625,000 -32.1% 0.1%
City National Bank $2,815,000 $5,500,000 95.4% 0.1%
J. VIRGIL, INC. $2,455,000 $5,320,000 116.7% 0.1%
Liberty Savings Bank, F.S.B. $11,590,000 $5,140,000 -55.7% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $3,510,000 $5,095,000 45.2% 0.1%
T2 FINANCIAL LLC $355,000 $5,065,000 1,326.8% 0.1%
Fifth Third Bank $4,660,000 $4,975,000 6.8% 0.1%
CANOPY MORTGAGE, LLC $3,785,000 $4,850,000 28.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $5,285,000 $4,840,000 -8.4% 0.1%
GENEVA FINANCIAL, LLC $265,000 $4,825,000 1,720.8% 0.1%
CITYWIDE HOME LOANS, LLC $5,825,000 $4,735,000 -18.7% 0.0%
INSPIRE HOME LOANS INC. $4,680,000 n/a 0.0%
The Home Loan Expert LLC $12,220,000 $4,630,000 -62.1% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $7,480,000 $4,575,000 -38.8% 0.0%
LENDSURE MORTGAGE CORP. $5,060,000 $4,535,000 -10.4% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $4,295,000 $4,420,000 2.9% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $3,140,000 $4,410,000 40.4% 0.0%
THE MORTGAGE COMPANY $6,380,000 $4,355,000 -31.7% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $9,280,000 $4,275,000 -53.9% 0.0%
HOMESTEAD FUNDING CORP. $5,990,000 $4,205,000 -29.8% 0.0%
AMWEST FUNDING CORP. $5,835,000 $4,180,000 -28.4% 0.0%
ALL WESTERN MORTGAGE, INC. $770,000 $4,165,000 440.9% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $7,675,000 $4,165,000 -45.7% 0.0%
Assurance Financial Group, L.L.C. $335,000 $4,130,000 1,132.8% 0.0%
GSF Mortgage Corporation $2,245,000 $4,125,000 83.7% 0.0%
DIRECT MORTGAGE, CORP. $1,590,000 $4,035,000 153.8% 0.0%
THRIVE MORTGAGE, LLC $4,090,000 $4,030,000 -1.5% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,990,000 $3,985,000 100.3% 0.0%
PARKSIDE LENDING, LLC $6,315,000 $3,925,000 -37.8% 0.0%
Credit Union of Denver $3,480,000 $3,885,000 11.6% 0.0%
LENDINGHOME FUNDING CORPORATION $2,875,000 $3,770,000 31.1% 0.0%
KS StateBank $9,315,000 $3,760,000 -59.6% 0.0%
PROPER RATE, LLC $1,140,000 $3,735,000 227.6% 0.0%
LONGBRIDGE FINANCIAL, LLC $2,265,000 $3,580,000 58.1% 0.0%
Mortgage Bank of California $3,505,000 n/a 0.0%
Prime Choice Funding Inc. $4,230,000 $3,495,000 -17.4% 0.0%
Figure Lending LLC $805,000 $3,490,000 333.5% 0.0%
LOANFLIGHT LENDING, LLC $2,865,000 $3,475,000 21.3% 0.0%
Mortgage Assurance Inc. $1,605,000 $3,465,000 115.9% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $1,340,000 $3,415,000 154.9% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $3,315,000 $3,365,000 1.5% 0.0%
WINNPOINTE CORPORATION $8,030,000 $3,230,000 -59.8% 0.0%
AmeriHome Mortgage Company, LLC $1,380,000 $3,170,000 129.7% 0.0%
JMAC LENDING, INC. $4,100,000 $3,170,000 -22.7% 0.0%
LOANSNAP, INC. $4,105,000 $3,160,000 -23.0% 0.0%
Farmers Bank & Trust $5,080,000 $3,130,000 -38.4% 0.0%
IDEAL HOME LOANS LLC $5,945,000 $3,120,000 -47.5% 0.0%
BMO Harris Bank $445,000 $3,030,000 580.9% 0.0%
NEXERA HOLDING LLC $3,405,000 $3,010,000 -11.6% 0.0%
CHURCHILL MORTGAGE CORPORATION $3,695,000 $2,970,000 -19.6% 0.0%
Barrington Bank & Trust Company, N.A. $5,675,000 $2,925,000 -48.5% 0.0%
LENDERFI, INC. $4,765,000 $2,925,000 -38.6% 0.0%
HOMESIDE FINANCIAL, LLC $1,540,000 $2,900,000 88.3% 0.0%
KELLER MORTGAGE, LLC $5,515,000 $2,895,000 -47.5% 0.0%
VAN DYK MORTGAGE CORPORATION $1,005,000 $2,890,000 187.6% 0.0%
Academy Bank $3,735,000 $2,865,000 -23.3% 0.0%
PLAZA HOME MORTGAGE, INC. $1,820,000 $2,825,000 55.2% 0.0%
HOMEXPRESS MORTGAGE CORP. $435,000 $2,785,000 540.2% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $1,455,000 $2,760,000 89.7% 0.0%
NEW DAY FINANCIAL, LLC $1,005,000 $2,755,000 174.1% 0.0%
SPRING EQ, LLC $2,455,000 $2,680,000 9.2% 0.0%
Lakeview Community Capital, LLC $485,000 $2,630,000 442.3% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $555,000 $2,625,000 373.0% 0.0%
CASTLE & COOKE MORTGAGE, LLC $4,585,000 $2,615,000 -43.0% 0.0%
First Dakota National Bank $2,440,000 n/a 0.0%
Carrington Mortgage Services, LLC $2,775,000 $2,425,000 -12.6% 0.0%
AXIA FINANCIAL, LLC $2,350,000 n/a 0.0%
LANDED HOME LOANS LLC $780,000 $2,335,000 199.4% 0.0%
ONY GLO, INC. $3,875,000 $2,305,000 -40.5% 0.0%
CIBC Bank USA $1,485,000 $2,270,000 52.9% 0.0%
Network Funding, L.P. $1,605,000 $2,230,000 38.9% 0.0%
Red Rocks Credit Union $3,075,000 $2,215,000 -28.0% 0.0%
UNIVERSITY CREDIT UNION $2,205,000 n/a 0.0%
CLEARPATH LENDING $3,445,000 $2,150,000 -37.6% 0.0%
Franklin Loan Corporation $4,380,000 $2,055,000 -53.1% 0.0%
Citadel Servicing Corporation $2,030,000 n/a 0.0%
First Guaranty Mortgage Corporation $5,335,000 $2,005,000 -62.4% 0.0%
Grand Valley Bank $2,005,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $1,435,000 $1,985,000 38.3% 0.0%
Cornerstone First Mortgage, Inc $3,645,000 $1,965,000 -46.1% 0.0%
PREMIA MORTGAGE, LLC $1,885,000 $1,950,000 3.4% 0.0%
SUMMIT FUNDING, INC. $2,305,000 $1,950,000 -15.4% 0.0%
ALL REVERSE MORTGAGE, INC. $205,000 $1,930,000 841.5% 0.0%
First Midwest Bank $5,000,000 $1,905,000 -61.9% 0.0%
KINECTA $1,330,000 $1,900,000 42.9% 0.0%
M2 Lending Solutions, LLC $6,835,000 $1,885,000 -72.4% 0.0%
EVERETT FINANCIAL, INC. $13,485,000 $1,880,000 -86.1% 0.0%
Guaranty Bank & Trust, N.A. $1,855,000 n/a 0.0%
Citywide Banks $4,310,000 $1,840,000 -57.3% 0.0%
Old National Bank $1,835,000 n/a 0.0%
WILLOW BEND MORTGAGE COMPANY, LLC $255,000 $1,825,000 615.7% 0.0%
Discover Bank $1,010,000 $1,790,000 77.2% 0.0%
Waterstone Mortgage Corporation $1,175,000 $1,785,000 51.9% 0.0%
Watermark Capital, Inc. $5,190,000 $1,780,000 -65.7% 0.0%
JLB CORPORATION $1,250,000 $1,770,000 41.6% 0.0%
ADVANCIAL $2,360,000 $1,760,000 -25.4% 0.0%
Axos Bank $3,010,000 $1,750,000 -41.9% 0.0%
PARTNER COLORADO $1,740,000 $1,750,000 0.6% 0.0%
Mid-Continent Funding, Inc. $335,000 $1,740,000 419.4% 0.0%
Princeton Mortgage Corporation $1,740,000 n/a 0.0%
NP, Inc. $1,160,000 $1,720,000 48.3% 0.0%
Sierra Pacific Mortgage Company, Inc. $4,780,000 $1,720,000 -64.0% 0.0%
Amalgamated Bank $515,000 $1,700,000 230.1% 0.0%
CIT Bank $5,350,000 $1,690,000 -68.4% 0.0%
Raymond James Bank $6,270,000 $1,680,000 -73.2% 0.0%
FUNDLOANS CAPITAL $1,630,000 n/a 0.0%
Wilmington Savings Fund Society, FSB $1,620,000 n/a 0.0%
Arvest Bank $1,680,000 $1,610,000 -4.2% 0.0%
AmRes Corporation $610,000 $1,600,000 162.3% 0.0%
Cambria Financial Group, LLC $1,710,000 $1,590,000 -7.0% 0.0%
First Horizon Bank $1,570,000 n/a 0.0%
STAR ONE CREDIT UNION $2,235,000 $1,530,000 -31.5% 0.0%
The Loan Store, Inc. $3,455,000 $1,510,000 -56.3% 0.0%
INTERCOASTAL MORTGAGE COMPANY $275,000 $1,505,000 447.3% 0.0%
BLUELEAF LENDING, LLC $2,800,000 $1,490,000 -46.8% 0.0%
WINGS FINANCIAL $170,000 $1,465,000 761.8% 0.0%
DIRECTORS MORTGAGE, INC. $295,000 $1,460,000 394.9% 0.0%
First Savings Bank $2,600,000 $1,455,000 -44.0% 0.0%
RESIDENTIAL MORTGAGE, LLC $1,455,000 n/a 0.0%
Ameris Bank $1,465,000 $1,445,000 -1.4% 0.0%
RUOFF MORTGAGE COMPANY, INC. $350,000 $1,445,000 312.9% 0.0%
CHEVRON $1,435,000 n/a 0.0%
HomeStreet Bank $935,000 $1,435,000 53.5% 0.0%
LENDINGONE, LLC $275,000 $1,410,000 412.7% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,560,000 $1,405,000 -45.1% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $515,000 $1,405,000 172.8% 0.0%
Regions Bank $2,000,000 $1,405,000 -29.8% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $1,470,000 $1,390,000 -5.4% 0.0%
First Federal Bank $1,610,000 $1,340,000 -16.8% 0.0%
21ST MORTGAGE CORPORATION $780,000 $1,315,000 68.6% 0.0%
ACCELERATE MORTGAGE, LLC $1,300,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $835,000 $1,295,000 55.1% 0.0%
Bell Bank $1,270,000 n/a 0.0%
IMPAC MORTGAGE CORP. $1,030,000 $1,270,000 23.3% 0.0%
ANGEL OAK HOME LOANS LLC $495,000 $1,250,000 152.5% 0.0%
SOUTHWEST FUNDING, LP $355,000 $1,245,000 250.7% 0.0%
MORIA DEVELOPMENT, INC. $2,045,000 $1,240,000 -39.4% 0.0%
BM Real Estate Services, Inc. $215,000 $1,230,000 472.1% 0.0%
LEADERONE FINANCIAL CORPORATION $16,895,000 $1,230,000 -92.7% 0.0%
ON Q FINANCIAL, INC. $1,705,000 $1,195,000 -29.9% 0.0%
Johnson Bank $85,000 $1,185,000 1,294.1% 0.0%
United Nations Federal Credit Union $1,165,000 n/a 0.0%
Alaska USA Federal Credit Union $425,000 $1,130,000 165.9% 0.0%
Luther Burbank Savings $1,125,000 n/a 0.0%
ATHAS CAPITAL GROUP, INC. $1,110,000 n/a 0.0%
Glacier Bank $125,000 $1,110,000 788.0% 0.0%
Bank-Fund Staff Federal Credit Union $800,000 $1,100,000 37.5% 0.0%
Elements Financial Federal Credit Union $1,090,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $4,820,000 $1,080,000 -77.6% 0.0%
CONTOUR MORTGAGE CORPORATION $1,050,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $3,070,000 $1,035,000 -66.3% 0.0%
Equity Prime Mortgage LLC $450,000 $1,030,000 128.9% 0.0%
Luxury Mortgage Corp. $1,020,000 n/a 0.0%
STANFORD Federal Credit Union $255,000 $1,020,000 300.0% 0.0%
OAKTREE FUNDING CORP. $1,090,000 $1,005,000 -7.8% 0.0%
DATA MORTGAGE, INC. $635,000 $1,000,000 57.5% 0.0%
Fortis Private Bank $4,805,000 $990,000 -79.4% 0.0%
MID AMERICA MORTGAGE, INC. $265,000 $990,000 273.6% 0.0%
DEEPHAVEN MORTGAGE LLC $965,000 n/a 0.0%
NATIONWIDE EQUITIES CORPORATION $965,000 n/a 0.0%
First Home Bank $1,130,000 $945,000 -16.4% 0.0%
Cadence Bank, N.A. $935,000 n/a 0.0%
FIRST COLONY MORTGAGE CORPORATION $920,000 n/a 0.0%
DIGITAL Federal Credit Union $1,230,000 $915,000 -25.6% 0.0%
Capitol Federal Savings Bank $1,420,000 $905,000 -36.3% 0.0%
ENDEAVOR CAPITAL, LLC. $515,000 $900,000 74.8% 0.0%
Paramount Bank $515,000 $880,000 70.9% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $640,000 $875,000 36.7% 0.0%
PARTNERS UNITED FINANCIAL, LLC $1,045,000 $870,000 -16.7% 0.0%
Texana Bank $325,000 $870,000 167.7% 0.0%
NMSI, INC. $865,000 n/a 0.0%
THOMPSON KANE & COMPANY, LLC $1,115,000 $865,000 -22.4% 0.0%
FMS Bank $610,000 $855,000 40.2% 0.0%
First National Bank $785,000 $850,000 8.3% 0.0%
Gold Coast Bank $2,005,000 $840,000 -58.1% 0.0%
Tradition Mortgage, LLC $560,000 $840,000 50.0% 0.0%
Manufacturers and Traders Trust Company $7,445,000 $830,000 -88.9% 0.0%
212 LOANS, LLC. $1,145,000 $820,000 -28.4% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $820,000 n/a 0.0%
Alerus Financial $815,000 n/a 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $315,000 $810,000 157.1% 0.0%
OPEN MORTGAGE, LLC $2,520,000 $780,000 -69.0% 0.0%
5TH STREET CAPITAL, INC. $775,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $765,000 n/a 0.0%
First Bank $900,000 $765,000 -15.0% 0.0%
Level One Bank $365,000 $760,000 108.2% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $4,140,000 $740,000 -82.1% 0.0%
First Internet Bank of Indiana $6,245,000 $730,000 -88.3% 0.0%
City Bank $725,000 n/a 0.0%
COMPASS MORTGAGE, INC. $975,000 $710,000 -27.2% 0.0%
IVY MORTGAGE, INC. $710,000 n/a 0.0%
WHITE CROWN FEDERAL CREDIT UNION $710,000 n/a 0.0%
The Security National Bank of Sioux City, Iowa $705,000 n/a 0.0%
VERITAS FUNDING, LLC $685,000 n/a 0.0%
Baxter Credit Union $2,710,000 $675,000 -75.1% 0.0%
ON TAP $45,000 $665,000 1,377.8% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $645,000 n/a 0.0%
MORTGAGE ACCESS CORP. $1,615,000 $645,000 -60.1% 0.0%
Magnolia Bank $1,570,000 $640,000 -59.2% 0.0%
FNB Bank, Inc. $635,000 n/a 0.0%
Hometown Equity Mortgage, LLC $640,000 $620,000 -3.1% 0.0%
Jonah Bank of Wyoming $620,000 n/a 0.0%
Chickasaw Community Bank $315,000 $610,000 93.7% 0.0%
FLAT BRANCH MORTGAGE, INC. $3,035,000 $605,000 -80.1% 0.0%
INTERCAP LENDING INC. $575,000 $605,000 5.2% 0.0%
CERTAINTY HOME LOANS, LLC $1,200,000 $595,000 -50.4% 0.0%
PLUS RELOCATION MORTGAGE, LLC $1,760,000 $585,000 -66.8% 0.0%
RBC Bank, (Georgia) $455,000 $585,000 28.6% 0.0%
Arbor Bank $565,000 n/a 0.0%
Landmark National Bank $545,000 n/a 0.0%
Leader Bank $495,000 $545,000 10.1% 0.0%
Pinnacle Bank $545,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $365,000 $545,000 49.3% 0.0%
FBC MORTGAGE, LLC $3,930,000 $535,000 -86.4% 0.0%
First Interstate Bank $570,000 $535,000 -6.1% 0.0%
LOANLEADERS OF AMERICA, INC. $225,000 $535,000 137.8% 0.0%
GUIDANCE RESIDENTIAL, LLC $415,000 $530,000 27.7% 0.0%
F&B Acquisition Group LLC $1,570,000 $525,000 -66.6% 0.0%
Colten Mortgage, LLC $1,375,000 $520,000 -62.2% 0.0%
Community First National Bank $1,240,000 $515,000 -58.5% 0.0%
Florida Capital Bank $515,000 n/a 0.0%
MOUNTAIN AMERICA $510,000 n/a 0.0%
FITZSIMONS FEDERAL CREDIT UNION $610,000 $505,000 -17.2% 0.0%
RANLIFE, INC. $505,000 n/a 0.0%
United States Senate Federal Credit Union $255,000 $505,000 98.0% 0.0%
Evolve Bank & Trust $300,000 $475,000 58.3% 0.0%
Firefighters First Federal Credit Union $475,000 n/a 0.0%
Lincoln FSB of Nebraska $455,000 $465,000 2.2% 0.0%
RiverHills Bank $455,000 n/a 0.0%
AIR ACADEMY $2,740,000 $445,000 -83.8% 0.0%
First Bank & Trust $1,010,000 $435,000 -56.9% 0.0%
SRE MORTGAGE ALLIANCE INC. $930,000 $425,000 -54.3% 0.0%
Low VA Rates, LLC $1,810,000 $415,000 -77.1% 0.0%
Broadway National Bank $405,000 n/a 0.0%
First Bank & Trust $1,010,000 $405,000 -59.9% 0.0%
HighTechLending Inc $680,000 $405,000 -40.4% 0.0%
Sandy Spring Bank $405,000 n/a 0.0%
Republic Bank & Trust Company $925,000 $395,000 -57.3% 0.0%
TJC Mortgage, Inc. $1,265,000 $395,000 -68.8% 0.0%
AEROSPACE FEDERAL CREDIT UNION $375,000 $385,000 2.7% 0.0%
Oakstar Bank $385,000 n/a 0.0%
Mid-America Bank $525,000 $365,000 -30.5% 0.0%
Triumph Bank $1,600,000 $365,000 -77.2% 0.0%
U S WIDE FINANCIAL LLC $365,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $355,000 n/a 0.0%
First Financial Bank $335,000 n/a 0.0%
Auto Club Trust, FSB $540,000 $330,000 -38.9% 0.0%
CRESCENT MORTGAGE COMPANY $325,000 $325,000 0.0% 0.0%
Mortgage Network, Inc. $325,000 n/a 0.0%
Patriot Community Bank $325,000 $325,000 0.0% 0.0%
Beeline Loans, Inc. $315,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $2,075,000 $315,000 -84.8% 0.0%
GoPrime Mortgage, Inc. $475,000 $315,000 -33.7% 0.0%
EVANSVILLE TEACHERS $295,000 $295,000 0.0% 0.0%
Goldwater Bank, N.A. $2,795,000 $295,000 -89.4% 0.0%
The Union Bank Company $720,000 $295,000 -59.0% 0.0%
East Coast Capital Corp. $285,000 n/a 0.0%
Gate City Bank $285,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $3,050,000 $265,000 -91.3% 0.0%
MEGA CAPITAL FUNDING, INC. $550,000 $265,000 -51.8% 0.0%
Platte Valley Bank $265,000 n/a 0.0%
WESTERN VISTA $265,000 n/a 0.0%
Bank of Springfield $255,000 n/a 0.0%
Citizens Bank of Kansas $255,000 n/a 0.0%
DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION $245,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $925,000 $245,000 -73.5% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $375,000 $235,000 -37.3% 0.0%
EMM LOANS LLC $165,000 $235,000 42.4% 0.0%
First Federal Bank of Kansas City $1,625,000 $235,000 -85.5% 0.0%
First State Bank of St. Charles, Missouri $205,000 $225,000 9.8% 0.0%
PANORAMA MORTGAGE GROUP, LLC $225,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $215,000 n/a 0.0%
DENVER COMMUNITY $215,000 n/a 0.0%
Bethpage Federal Credit Union $1,645,000 $205,000 -87.5% 0.0%
CIVIC FINANCIAL SERVICES, LLC $205,000 n/a 0.0%
GEORGIA'S OWN $205,000 n/a 0.0%
TBK BANK, SSB $145,000 $205,000 41.4% 0.0%
STANDARD MORTGAGE CORPORATION $195,000 n/a 0.0%
THRIVENT Federal Credit Union $550,000 $195,000 -64.5% 0.0%
ROCKY MOUNTAIN LAW ENFORCEMENT FCU $190,000 n/a 0.0%
WESTERN EXPRESS LENDING $465,000 $185,000 -60.2% 0.0%
DAS Acquisition Company, LLC $205,000 $175,000 -14.6% 0.0%
BECKAM FUNDING CORP. $165,000 n/a 0.0%
EXPRESS FUNDING, INC. $485,000 $165,000 -66.0% 0.0%
Farmers & Stockmens Bank $805,000 $165,000 -79.5% 0.0%
State Department Federal Credit Union $160,000 n/a 0.0%
First National Bank of America $355,000 $155,000 -56.3% 0.0%
FOOTHILLS $145,000 n/a 0.0%
Umpqua Bank $145,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $55,000 $130,000 136.4% 0.0%
PILGRIM MORTGAGE LLC $115,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $115,000 n/a 0.0%
American Airlines Federal Credit Union $1,675,000 $105,000 -93.7% 0.0%
The Citizens State Bank $105,000 n/a 0.0%
BANKWEST, INC. $95,000 n/a 0.0%
Centier Bank $110,000 $95,000 -13.6% 0.0%
NUMARK CREDIT UNION $85,000 n/a 0.0%
Connexus Credit Union $1,305,000 $75,000 -94.3% 0.0%
MANN FINANCIAL INC. $500,000 $75,000 -85.0% 0.0%
TOWER $55,000 n/a 0.0%
HANSCOM $45,000 n/a 0.0%

BOULDER's top lender by overall market share is Elevations Credit Union, with 12.2% market share. In second place, with 5.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $557,420,000 in loans. In third place, with 5.3%, is QUICKEN LOANS, LLC, having originated $507,890,000 in loans. In third place, with 4.8%, is JPMorgan Chase Bank, having originated $451,555,000 in loans. In third place, with 4.2%, is CHERRY CREEK MORTGAGE, LLC, having originated $398,040,000 in loans.


BOULDER, CO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 9,908 $4,115,670,000 $415,389
Home Purchase 5,513 $3,148,235,000 $571,057
Cash Out Refi 4,295 $1,813,365,000 $422,204
Home Improvement 1,001 $190,935,000 $190,744
Other 877 $235,715,000 $268,774
NA 2 $920,000 $460,000

Boulder's most frequently cited loan purpose was Refi, with 9,908 originations. The 2nd most popular reason was Home Purchase, with 5,513 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 9,877 $4,535,715,000 $459,220
3-4% 6,478 $2,928,920,000 $452,133
<2.5% 4,240 $1,768,800,000 $417,170
4-5% 691 $188,165,000 $272,308
5-6% 129 $30,285,000 $234,767
6-7% 53 $13,065,000 $246,509
Over 8% 40 $4,740,000 $118,500
7-8% 32 $5,610,000 $175,313

During 2021, Boulder's most frequently originated rate bucket was 2.5-3%, with 9,877 originations.

Loan Sizing (BOULDER, CO MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 8,431 $2,548,255,000 $302,248
$400k-600k 5,926 $2,886,240,000 $487,047
$600k-1000k 2,702 $1,939,320,000 $717,735
$100k-200k 2,540 $389,030,000 $153,161
$Over $1MM 1,012 $1,681,390,000 $1,661,453
$100,000 or less 985 $60,605,000 $61,528

BOULDER's loan sizing saw the bucket of loans from $200k-400k with 8,431 originations, totaling $2,548,255,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 6,819 $3,797,265,000 $556,865
40-60% 5,857 $2,567,405,000 $438,348
20-40% 3,595 $1,052,785,000 $292,847
80-100% 3,110 $1,683,770,000 $541,405
Under 20% 1,795 $228,395,000 $127,240
Over 100% 41 $24,045,000 $586,463

BOULDER's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 6,819 originations, totaling $3,797,265,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - BOULDER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $637,000 (-4.8%) $1,067,582 (-8.5%) 2.35 704
2018-02-01 $672,167 (-1.1%) $1,138,702 (-6.1%) 2.42 696
2018-03-01 $725,000 (9.0%) $1,151,964 (0.8%) 2.51 725
2018-04-01 $737,500 (9.3%) $1,150,011 (2.8%) 2.48 920
2018-05-01 $739,000 (8.7%) $1,143,463 (7.1%) 2.46 1,037
2018-06-01 $699,900 (5.9%) $1,066,294 (5.3%) 2.33 1,224
2018-07-01 $699,000 (7.5%) $1,040,555 (2.2%) 2.33 1,269
2018-08-01 $650,000 (3.6%) $994,529 (1.7%) 2.17 1,371
2018-09-01 $635,000 (3.3%) $972,633 (0.3%) 2.12 1,392
2018-10-01 $629,950 (-1.7%) $983,864 (-1.8%) 2.11 1,350
2018-11-01 $615,000 (-4.1%) $981,788 (-5.4%) 2.06 1,230
2018-12-01 $625,000 (-3.4%) $989,475 (-8.2%) 2.14 1,046
2019-01-01 $599,450 (-5.9%) $976,826 (-8.5%) 2.07 925
2019-02-01 $600,000 (-10.7%) $972,496 (-14.6%) 2.01 999
2019-03-01 $597,043 (-17.7%) $978,681 (-15.0%) 1.95 1,135