BOULDER Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Boulder averaged 3.3% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.4% and one month ago for the week of 2021-10-21, the average rate was 3.09%.

Boulder's average rate one year ago was 2.62%.

For refis of the same type during the week of 2021-11-24, the average rate was 2.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Boulder 30 Year Fixed Rate 2021-11-24 3.3%
Boulder 30 Year Fixed Rate Refi 2021-11-24 2.92%
Boulder 15 Year Fixed Rate 2021-11-24 2.61%
Boulder 15 Year Fixed Rate Refi 2021-11-24 2.59%
Boulder 30 Year FHA 2021-11-24 3.63%
Boulder 30 Year FHA Refi 2021-11-24 3.36%
Boulder 30 Year USDA 2021-11-24 3.71%
Boulder 30 Year VA 2021-11-24 3.39%
Boulder 30 Year VA Refi 2021-11-24 2.7%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BOULDER, CO.

BOULDER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the BOULDER, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
CHERRY CREEK MORTGAGE, LLC 1,078 3.28% $765
UNITED WHOLESALE MORTGAGE, LLC 947 3.05% $4,583
QUICKEN LOANS, LLC 818 3.16% $5,171
JPMorgan Chase Bank, National Association 475 3.16% $4,373
CALIBER HOME LOANS, INC. 459 3.33% $3,607
SWBC MORTGAGE CORPORATION 376 3.28% $1,563
Wells Fargo Bank, National Association 343 3.18% $3,205
LOANDEPOT.COM, LLC 306 3.10% $4,483
GUARANTEED RATE, INC. 301 3.14% $3,805
PLANET HOME LENDING, LLC 287 3.09% $3,485
AMERICAN FINANCING CORPORATION 281 3.25% $4,824
HOME POINT FINANCIAL CORPORATION 262 3.09% $4,542
PROVIDENT FUNDING ASSOCIATES, L.P. 253 3.10% $3,197
Commerce Home Mortgage, Inc. 239 3.25% $4,124
Financial Funding Solutions, Inc. 219 3.13% $3,896
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 208 3.21% $4,269
FirstBank 195 3.27% $5,455
U.S. Bank National Association 191 3.31% $3,519
BETTER MORTGAGE CORPORATION 166 2.93% $2,997
CROSSCOUNTRY MORTGAGE, LLC 159 3.05% $3,985
PREMIER MEMBERS CREDIT UNION 145 3.16% $4,972
UNIVERSAL LENDING CORPORATION 135 3.18% $4,372
First National Bank of Omaha 129 3.32% $3,424
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 126 3.06% $3,293
BROKER SOLUTIONS, INC. 125 3.15% $4,168
NOVA FINANCIAL & INVESTMENT CORPORATION 121 3.20% $2,287
PENNYMAC LOAN SERVICES, LLC 116 3.14% $3,705
EAGLE HOME MORTGAGE, LLC 115 3.16% $5,346
First Western Trust Bank 111 3.03% $3,001
CORNERSTONE HOME LENDING, INC. 109 3.16% $3,962
Bank of America, National Association 105 3.07% $4,442
GUILD MORTGAGE COMPANY 102 3.22% $4,725
GUARANTEED RATE AFFINITY, LLC 100 3.21% $3,213
HOME MORTGAGE ALLIANCE, LLC 88 3.20% $3,581
CMG MORTGAGE, INC. 88 3.11% $4,957
Colonial Savings, F.A. 82 3.14% $2,510
AMERISAVE MORTGAGE CORPORATION 82 2.84% $3,723
Citizens Bank, National Association 76 3.06% $3,039
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 71 2.75% $3,175
Plains Commerce Bank 71 3.22% $5,455
Flagstar Bank, FSB 70 3.32% $4,365
NEWREZ LLC 69 3.38% $3,963
KeyBank National Association 68 3.11% $3,661
NATIONSTAR MORTGAGE LLC 68 3.32% $5,280
NEST HOME LENDING, LLC 66 3.09% $4,154
NBH Bank 65 3.24% $3,187
LENDUS, LLC 62 3.48% $3,396
BOKF, National Association 58 3.19% $3,278
Amerifirst Financial, Inc. 58 3.14% $4,222
Bank of the West 57 3.37% $4,049
LAKEVIEW LOAN SERVICING, LLC 56 3.31% $3,415
Charles Schwab Bank, SSB 54 2.95% $3,675
MEGASTAR FINANCIAL CORP. 52 3.15% $4,005
Ally Bank 48 3.05% $6,508
NFM, INC. 47 3.13% $7,405
Bank of England 46 3.28% $4,406
GUARANTY HOME MORTGAGE CORPORATION 44 3.14% $3,866
CELEBRITY HOME LOANS, LLC 44 3.13% $3,899
Sunflower Bank, National Association 44 3.20% $3,911
ACADEMY MORTGAGE CORPORATION 43 3.27% $4,935
CLOSING MARK HOME LOANS 39 3.30% $4,621
MOVEMENT MORTGAGE, LLC 39 3.32% $4,776
FINANCE OF AMERICA MORTGAGE LLC 39 3.11% $4,135
LEADERONE FINANCIAL CORPORATION 39 3.34% $4,373
Paramount Residential Mortgage Group, Inc. 38 3.26% $4,694
Zions Bancorporation, N.A. 37 3.30% $3,036
Alpine Bank 34 3.29% $6,618
Morgan Stanley Private Bank, National Association 34 3.05% $4,168
NAVY FEDERAL CREDIT UNION 33 3.15% $7,976
MUTUAL OF OMAHA MORTGAGE, INC. 33 3.08% $3,349
PRIMELENDING, A PLAINSCAPITAL COMPANY 33 3.42% $3,992
Loan Simple, Inc. 32 3.12% $4,239
Wyndham Capital Mortgage, Inc. 32 3.05% $2,009
FirstBank 31 3.13% $1,982
NBKC BANK 31 3.13% $2,384
USAA Federal Savings Bank 28 3.58% $4,581
WESTERRA CREDIT UNION 28 2.96% $3,307
FREEDOM MORTGAGE CORPORATION 27 3.35% $2,432
The Home Loan Expert LLC 26 3.05% $3,079
Strong Home Mortgage, LLC 26 3.05% $1,522
Truist Bank 25 3.32% $3,084
Northpointe Bank 25 3.29% $4,540
The Federal Savings Bank 25 3.03% $5,842
PNC Bank, National Association 24 3.22% $4,608
CENTENNIAL LENDING, LLC 24 3.04% $5,094
SECURITY SERVICE 24 3.39% $3,076
Bank of Colorado 24 3.14% $4,101
EVERETT FINANCIAL, INC. 24 3.21% $2,273
Summit Mortgage Corporation 23 3.11% $3,979
UBS Bank USA 22 3.18% $4,735
Liberty Savings Bank, F.S.B. 22 3.46% $6,904
Commerce Bank 21 3.19% $3,891
HOMEAMERICAN MORTGAGE CORPORATION 21 3.40% $2,458
BAY EQUITY LLC 21 3.19% $3,411
PRIMARY RESIDENTIAL MORTGAGE, INC. 20 3.19% $5,142
Ent Credit Union 20 3.10% $2,274
GROUP MORTGAGE, LLC 20 3.17% $3,776
TIAA, FSB 20 3.53% $3,859
Independent Bank 19 3.06% $3,286
Gateway First Bank 19 3.09% $3,566
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 18 3.02% $3,883
TBI MORTGAGE COMPANY 18 3.19% $5,837
MORTGAGE SOLUTIONS OF COLORADO, LLC 18 3.28% $4,755
THE MORTGAGE COMPANY 17 3.04% $4,700
Prosperity Home Mortgage, LLC 17 3.28% $4,095
AMERICAN PACIFIC MORTGAGE CORPORATION 17 3.22% $3,772
V.I.P. MORTGAGE, INC. 17 3.09% $4,350
FIRST CENTENNIAL MORTGAGE CORPORATION 16 3.16% $2,256
WINNPOINTE CORPORATION 16 2.97% $575
BBVA USA 16 3.35% $4,713
IDEAL HOME LOANS LLC 16 3.15% $5,043
LADERA LENDING, INC. 15 3.14% $3,548
LOANPAL, LLC 15 3.21% $4,776
CANVAS CREDIT UNION 15 3.32% $5,938
BNC National Bank 15 3.08% $2,789
UMB Bank, National Association 15 3.23% $2,527
CITYWIDE HOME LOANS, LLC 14 3.21% $4,972
Adams Bank & Trust 14 2.81% $2,875
Cf Bank, National Association 14 3.04% $1,574
NexBank 14 3.24% $7,735
PARKSIDE LENDING, LLC 13 3.23% $5,246
M2 Lending Solutions, LLC 13 2.96% $4,190
First Internet Bank of Indiana 13 3.04% $2,617
STEARNS LENDING, LLC 13 3.00% $5,278
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 12 3.41% $2,955
KELLER MORTGAGE, LLC 12 3.18% $2,159
Sierra Pacific Mortgage Company, Inc. 11 3.27% $4,143
OCMBC, INC. 11 3.14% $3,628
DRAPER AND KRAMER MORTGAGE CORP. 11 2.95% $3,371
North American Savings Bank, F.S.B. 11 2.85% $2,069
Blue Federal Credit Union 11 3.06% $6,378
ZILLOW HOME LOANS, LLC 11 3.08% $3,872
Nations Lending Corporation 11 3.27% $6,309
SUN WEST MORTGAGE COMPANY, INC. 11 3.40% $3,378
Citibank, National Association 11 3.05% $4,301
Silicon Valley Bank 11 2.58% $4,564
HOMESTEAD FUNDING CORP. 10 3.05% $3,017
CASTLE & COOKE MORTGAGE, LLC 10 3.04% $7,304
Cornerstone First Mortgage, Inc 10 2.88% $3,091
S1L, Inc. 10 2.96% $3,496
PHH Mortgage Corporation 10 3.68% $5,187
JMAC LENDING, INC. 10 3.02% $2,694
Stifel Bank and Trust 9 2.83% $2,512
CHURCHILL MORTGAGE CORPORATION 9 3.28% $3,761
KS StateBank 9 2.94% $1,957
FIRST TECHNOLOGY 9 3.13% $3,982
AMERICAN INTERNET MORTGAGE, INC. 9 3.26% $4,187
ONY GLO, INC. 9 2.79% $3,092
THRIVE MORTGAGE, LLC 9 2.88% $4,161
CANOPY MORTGAGE, LLC 9 3.04% $3,056
PENTAGON FEDERAL CREDIT UNION 8 3.08% $2,104
Barrington Bank & Trust Company, N.A. 8 3.33% $4,751
HOMEOWNERS FINANCIAL GROUP USA, LLC 8 2.97% $3,088
FIRST COMMUNITY MORTGAGE, INC. 8 3.05% $3,578
LENDERFI, INC. 8 2.86% $1,386
CIT Bank, National Association 8 3.46% $4,785
Axos Bank 8 2.81% $2,698
Watermark Capital, Inc. 8 3.42% $3,359
Prime Choice Funding Inc. 8 3.05% $3,272
First Midwest Bank 8 3.38% $3,354
The Loan Store, Inc. 7 2.88% $5,303
ANGEL OAK MORTGAGE SOLUTIONS LLC 7 4.87% $8,153
LOANFLIGHT LENDING, LLC 7 2.77% $1,577
LOANSNAP, INC. 7 3.00% $4,219
First Savings Bank 7 3.09% $5,526
ARC HOME LLC 7 3.12% $2,750
Goldwater Bank, N.A. 7 2.98% $2,746
First Guaranty Mortgage Corporation 7 3.52% $2,592
SECURITYNATIONAL MORTGAGE COMPANY 7 2.82% $4,249
EMBRACE HOME LOANS, INC. 7 3.05% $3,325
Franklin Loan Corporation 6 3.08% $3,236
First Mortgage Solutions, LLC 6 2.98% $3,371
FLAT BRANCH MORTGAGE, INC. 6 3.08% $1,766
ALLIANT CREDIT UNION 6 3.19% $4,021
AMERICAN FINANCIAL NETWORK, INC. 6 3.02% $3,663
The Huntington National Bank 6 3.40% $7,691
NEXERA HOLDING LLC 6 3.21% $4,426
BELLCO 6 3.38% $4,380
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 3.38% $3,824
NETWORK CAPITAL FUNDING CORPORATION 6 2.96% $2,618
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 3.22% $5,317
LAND HOME FINANCIAL SERVICES, INC. 5 3.20% $5,912
GARDNER FINANCIAL SERVICES, LTD. 5 3.05% $7,075
Merchants Bank of Indiana 5 2.90% $3,932
J. VIRGIL, INC. 5 2.90% $4,316
KBHS HOME LOANS, LLC 5 3.10% $5,072
First Republic Bank 5 2.83% $2,873
MidFirst Bank 5 3.29% $5,788
ROUNDPOINT MORTGAGE SERVICING CORPORATION 5 3.48% $2,785
DELMAR FINANCIAL COMPANY 5 3.08% $3,032
InterContinental Capital Group, Inc 5 2.98% $4,923
Mortgage Assurance Inc. 5 3.33% $2,317
BLUELEAF LENDING, LLC 5 2.88% $3,119
LENOX FINANCIAL MORTGAGE CORPORATION 5 3.28% $2,356
MORIA DEVELOPMENT, INC. 5 3.28% $6,030
NATIONS DIRECT MORTGAGE, LLC 4 3.41% $3,350
JLB CORPORATION 4 3.44% $7,054
Manufacturers and Traders Trust Company 4 3.06% $5,077
MOUNTAIN WEST FINANCIAL, INC. 4 3.15% $3,286
Raymond James Bank, National Association 4 2.91% $4,186
Great Western Bank 4 3.25% $4,482
Third Federal Savings and Loan Association of Cleveland 4 2.92% $1,826
Cambria Financial Group, LLC 4 2.88% $2,521
Goldman Sachs Bank USA 4 2.96% $3,667
SPRING EQ, LLC 4 3.06% $3,409
FIRST CHOICE LOAN SERVICES INC. 4 3.18% $1,476
Triumph Bank 4 3.06% $2,243
Credit Union of Denver 4 3.18% $3,489
Baxter Credit Union 4 2.88% $2,660
PLUS RELOCATION MORTGAGE, LLC 4 2.94% $2,357
ON Q FINANCIAL, INC. 4 3.19% $3,085
Hometown Lenders, Inc. 4 2.91% $3,670
SOVEREIGN LENDING GROUP INCORPORATED 4 2.94% $3,866
AMERICAN FINANCIAL RESOURCES, INC. 4 3.53% $4,667
UNION HOME MORTGAGE CORP. 4 3.09% $4,232
Arvest Bank 4 3.38% $4,363
INTERLINC MORTGAGE SERVICES, LLC 4 3.21% $2,646
Dollar Bank, Federal Savings Bank 4 3.47% $7,687
PLAZA HOME MORTGAGE, INC. 3 2.95% $4,350
Academy Bank, National Association 3 3.25% $3,840
Admirals Bank 3 2.88% $3,877
AIR ACADEMY 3 2.88% $3,621
Ameris Bank 3 3.16% $7,222
BLUE BRICK FINANCIAL LLC 3 2.88% $1,638
BNY Mellon, National Association 3 3.04% $5,526
Carrington Mortgage Services, LLC 3 3.33% $4,822
CIBC Bank USA 3 2.71% $3,318
City National Bank 3 2.80% $5,111
COMPASS MORTGAGE, INC. 3 2.91% $5,631
DIRECT MORTGAGE, CORP. 3 3.46% $12,646
Discover Bank 3 4.32% $0
FBC MORTGAGE, LLC 3 3.38% $4,320
Fifth Third Bank, National Association 3 3.12% $7,856
First Home Bank 3 2.83% $8,394
GSF Mortgage Corporation 3 3.08% $2,598
HSBC BANK USA, NATIONAL ASSOCIATION 3 3.21% $4,376
MICHIGAN MUTUAL, INC. 3 2.92% $11,455
MORTGAGE ACCESS CORP. 3 3.25% $3,805
Network Funding, L.P. 3 3.38% $4,828
PARTNERS UNITED FINANCIAL, LLC 3 3.67% $4,125
Reliant Bank 3 3.00% $4,349
Republic Bank & Trust Company 3 3.17% $2,494
Semper Home Loans, Inc. 3 2.75% $2,628
SOFI LENDING CORP. 3 3.38% $2,968
STAR ONE CREDIT UNION 3 3.25% $2,254
SUMMIT FUNDING, INC. 3 2.96% $6,502
TOP FLITE FINANCIAL, INC. 3 3.13% $10,924
TOWNE MORTGAGE COMPANY 3 2.96% $2,111
VANDERBILT MORTGAGE AND FINANCE, INC. 3 2.92% $2,540
Colten Mortgage, LLC 2 2.93% $2,947
ADVANCIAL 2 4.06% $3,196
DHI MORTGAGE COMPANY, LTD. 2 3.00% $1,336
Waterstone Mortgage Corporation 2 3.25% $2,146
First Federal Bank of Kansas City 2 3.31% $2,414
PREMIA MORTGAGE, LLC 2 3.19% $2,472
KEYPOINT 2 3.38% $2,878
OPEN MORTGAGE, LLC 2 3.44% $1,221
KINECTA 2 3.12% $3,230
OCEANSIDE MORTGAGE COMPANY 2 2.88% $1,083
CERTAINTY HOME LOANS, LLC 2 3.19% $3,300
Regions Bank 2 3.00% $3,839
Aurora Financial, LLC 2 3.44% $2,037
GERSHMAN INVESTMENT CORP. 2 3.13% $3,190
Capitol Federal Savings Bank 2 3.31% $3,689
The Northern Trust Company 2 2.88% $2,886
The Union Bank Company 2 2.56% $4,665
A&D Mortgage LLC 2 3.38% $3,545
VAN DYK MORTGAGE CORPORATION 2 3.44% $6,994
MANN FINANCIAL INC. 2 3.75% $2,255
Renasant Bank 2 3.00% $3,716
MEGA CAPITAL FUNDING, INC. 2 3.38% $4,224
Magnolia Bank 2 2.75% $5,906
Equity Prime Mortgage LLC 2 4.00% $1,835
PROPER RATE, LLC 2 3.06% $4,322
THRIVENT Federal Credit Union 2 3.06% $3,547
Bethpage Federal Credit Union 2 3.00% $7,224
ROYAL UNITED MORTGAGE LLC 2 3.38% $5,723
LENDSURE MORTGAGE CORP. 2 5.38% $9,380
First National Bank 2 2.81% $2,496
Great Southern Bank 2 3.67% $3,262
LANDED HOME LOANS LLC 2 2.81% $3,673
Peoples National Bank , N.A. 1 3.25% $3,380
FIRST CONTINENTAL MORTGAGE, LTD. 1 3.88% $8,134
PIKE CREEK MORTGAGE SERVICES, INC. 1 2.75% $2,459
First-Citizens Bank & Trust Company 1 3.50% $3,665
First Bank & Trust 1 3.38% $5,003
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.99% $2,504
First Bank 1 3.00% $5,118
FIDELIS CATHOLIC 1 3.25% $4,744
PREMIER LENDING, INC. 1 3.38% $3,545
F&B Acquisition Group LLC 1 3.88% $2,269
Presidential Bank, FSB 1 3.13% $3,297
Evolve Bank & Trust 1 3.38% $3,763
EVANSVILLE TEACHERS 1 2.63% $2,900
ENVOY MORTGAGE, LTD 1 3.00% $2,651
Enterprise Bank & Trust 1 2.75% $2,294
PURDUE FEDERAL CREDIT UNION 1 3.75% $2,650
EMM LOANS LLC 1 3.25% $7,830
EagleBank 1 3.00% $3,392
RBC Bank, (Georgia) National Association 1 2.75% $1,865
Red Rocks Credit Union 1 2.99% $2,567
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 3.88% $5,411
Regent Financial Group, Inc. 1 3.00% $2,540
Amalgamated Bank 1 2.63% $3,177
ALLIED MORTGAGE GROUP, INC. 1 3.38% $2,504
DUPACO COMMUNITY 1 3.63% $3,534
DIRECTORS MORTGAGE, INC. 1 2.88% $2,884
DIGITAL Federal Credit Union 1 2.88% $11,527
Willamette Valley Bank 1 2.88% $4,318
Servion, Inc. 1 3.00% $2,923
DEVELOPER'S MORTGAGE COMPANY 1 3.50% $2,914
DATA MORTGAGE, INC. 1 3.50% $3,270
WINGS FINANCIAL 1 3.13% $2,912
SOUTHWEST FUNDING, LP 1 3.38% $6,689
CRESCENT MORTGAGE COMPANY 1 3.49% $2,512
CREDIT HUMAN FEDERAL CREDIT UNION 1 2.50% $11,322
SRE MORTGAGE ALLIANCE INC. 1 2.75% $1,586
Affiliated Bank, National Association 1 3.00% $3,046
Core Bank 1 2.88% $2,884
CONSUMERS COOPERATIVE CREDIT UNION 1 2.63% $2,974
Stillman BancCorp N.A. 1 3.00% $2,208
Community First National Bank 1 3.13% $3,095
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 2.50% $5,887
Citywide Banks 1 3.50% $18,394
City Lending Inc. 1 3.00% $3,828
Citizens National Bank of Greater St. Louis 1 2.88% $2,487
Chickasaw Community Bank 1 3.25% $1,275
TEXAS TECH 1 2.75% $4,245
The Central Trust Bank 1 3.63% $3,130
THE EQUITABLE MORTGAGE CORPORATION 1 3.00% $3,105
Chicago Mortgage Solutions LLC 1 3.00% $999
Central Bank of the Midwest 1 3.00% $2,618
CAPSTONE DIRECT, INC. 1 3.38% $1,895
Capital Bank, National Association 1 3.00% $2,859
THOMPSON KANE & COMPANY, LLC 1 2.88% $2,290
Blackhawk Bank 1 2.98% $2,382
TJC Mortgage, Inc. 1 3.25% $3,670
TOGETHER CREDIT UNION 1 2.88% $2,961
AEROSPACE FEDERAL CREDIT UNION 1 3.00% $2,574
TOTAL MORTGAGE SERVICES, LLC 1 3.50% $6,067
Tradition Mortgage, LLC 1 2.75% $6,629
BAY-VALLEY MORTGAGE GROUP 1 2.75% $2,917
BAYSHORE MORTGAGE FUNDING, LLC 1 3.13% $4,284
Bank of Utah 1 2.75% $10,157
Bank-Fund Staff Federal Credit Union 1 2.88% $4,350
Union Bank and Trust Company 1 3.38% $2,033
Austin Bank, Texas National Association 1 5.00% $3,386
United Fidelity Funding Corp. 1 3.13% $6,718
UNITED HOME LOANS, INC. 1 2.88% $2,776
UNITED MORTGAGE CORP. 1 3.00% $3,254
Assurance Financial Group, L.L.C. 1 2.88% $2,379
ANGEL OAK HOME LOANS LLC 1 2.99% $4,467
AmRes Corporation 1 2.88% $1,565
Valley National Bank 1 3.63% $2,517
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 3.75% $2,891
Low VA Rates, LLC 1 2.63% $10,113
Meridian Bank Corporation 1 3.88% $2,779
AmeriHome Mortgage Company, LLC 1 3.99% $4,630
LOANLEADERS OF AMERICA, INC. 1 3.50% $5,270
MLD MORTGAGE INC. 1 2.75% $3,462
Lend Smart Mortgage, LLC 1 3.38% $8,682
Wallick & Volk, Inc. 1 2.75% $3,362
Leader Bank, National Association 1 3.38% $2,648
JUSTICE Federal Credit Union 1 2.88% $3,084
MY MOVE MORTGAGE, LLC 1 2.88% $2,286
NASA Federal Credit Union 1 3.25% $7,931
JET DIRECT FUNDING CORP 1 2.63% $3,840
INTERSTATE HOME LOAN CENTER, INC. 1 2.88% $4,935
INTERCAP LENDING INC. 1 2.75% $2,814
INTEGRITY MORTGAGE & FINANCIAL INCORPORATED 1 2.50% $2,476
IMPAC MORTGAGE CORP. 1 5.25% $3,646
HOMEXPRESS MORTGAGE CORP. 1 5.13% $12,872
HOMESPIRE MORTGAGE CORPORATION 1 2.75% $2,939
HOMESIDE FINANCIAL, LLC 1 3.50% $1,925
American Bank and Trust Company, National Association 1 3.00% $2,774
HAMILTON HOME LOANS, INC. 1 3.38% $4,327
GUIDANCE RESIDENTIAL, LLC 1 3.13% $3,166
Guardian Savings Bank, A Federal Savings Bank 1 3.50% $4,572
Nicolet National Bank 1 3.63% $4,840
GREAT LAKES 1 2.88% $2,594
GoPrime Mortgage, Inc. 1 2.63% $2,983
NORTHROP GRUMMAN Federal Credit Union 1 3.25% $11,137
Northwest Federal Credit Union 1 3.00% $8,070
NP, Inc. 1 3.38% $5,248
N R L Federal Credit Union 1 3.63% $14,328
OAKTREE FUNDING CORP. 1 3.13% $2,644
GENEVA FINANCIAL, LLC 1 3.25% $2,703
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION 1 2.88% $3,136
FITZSIMONS FEDERAL CREDIT UNION 1 3.00% $6,872
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 3.00% $3,035
Paramount Bank 1 2.75% $2,338
First National Bank of America 1 7.37% $14,671
PARTNER COLORADO 1 4.25% $4,658
First Federal Bank 1 3.13% $2,727

BOULDER, CO's 394 lenders originated 20,692 loans during 2020. The total origination value was $8,494,640,000, with an average loan value of $410,528.

The top BOULDER lender as defined by loan originations is CHERRY CREEK MORTGAGE, LLC, with 1,078 loans originated. Their average total fees are $765, which is $3,818 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee BOULDER lenders (with over 10 loans originated) are WINNPOINTE CORPORATION ($575), CHERRY CREEK MORTGAGE, LLC ($765), Strong Home Mortgage, LLC ($1,522), SWBC MORTGAGE CORPORATION ($1,563) and Cf Bank, National Association ($1,574).

The lowest rate BOULDER lenders (with over 10 loans originated) are Silicon Valley Bank (2.58%), HIGHLANDS RESIDENTIAL MORTGAGE, LTD. (2.75%), Adams Bank & Trust (2.81%), AMERISAVE MORTGAGE CORPORATION (2.84%) and North American Savings Bank, F.S.B. (2.85%).

BOULDER, CO Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Quicken Loans $231,270,000 $544,270,000 135.3% 6.4%
Cherry Creek Mortgage Co. Inc. $333,760,000 $544,040,000 63.0% 6.4%
United Shore Financial Services LLC $294,840,000 $482,900,000 63.8% 5.7%
JPMorgan Chase Bank, NA $306,205,000 $386,270,000 26.1% 4.5%
WELLS FARGO BANK NA $334,405,000 $347,800,000 4.0% 4.1%
FirstBank $3,165,000 $248,950,000 7,765.7% 2.9%
loanDepot LLC $136,170,000 $217,110,000 59.4% 2.6%
Guaranteed Rate Inc. $103,875,000 $211,295,000 103.4% 2.5%
Caliber Home Loans Inc $128,185,000 $207,685,000 62.0% 2.4%
SWBC Mortgage Corporation $97,980,000 $196,915,000 101.0% 2.3%
US BANK, N.A. $140,540,000 $167,610,000 19.3% 2.0%
Planet Home Lending LLC $55,200,000 $157,425,000 185.2% 1.9%
Home Point Financial Corporation $33,740,000 $145,510,000 331.3% 1.7%
American Financing Corporation $81,975,000 $143,980,000 75.6% 1.7%
Commerce Home Mortgage Inc. $70,670,000 $137,890,000 95.1% 1.6%
Provident Funding Associates $67,640,000 $113,360,000 67.6% 1.3%
Financail Funding Solutions, Inc $22,975,000 $110,860,000 382.5% 1.3%
Premier Members Credit Union $83,860,000 $109,135,000 30.1% 1.3%
FAIRWAY INDEPENDENT MORT CORP $55,725,000 $106,535,000 91.2% 1.3%
Bank of America NA $96,935,000 $102,470,000 5.7% 1.2%
Better Mortgage Corporation $21,805,000 $101,865,000 367.2% 1.2%
FIRST NATIONAL BANK OF OMAHA $54,370,000 $91,720,000 68.7% 1.1%
ZB, N.A. $63,515,000 $84,795,000 33.5% 1.0%
Freedom Mortgage Corporation $21,990,000 $75,165,000 241.8% 0.9%
First Western Trust Bank $33,250,000 $70,925,000 113.3% 0.8%
PENNYMAC LOAN SERVICES LLC $16,275,000 $70,490,000 333.1% 0.8%
Cardinal Financial Company LP $8,690,000 $69,160,000 695.9% 0.8%
Universal Lending Corporation $29,445,000 $67,130,000 128.0% 0.8%
Eagle Home Mortgage, LLC $52,650,000 $62,775,000 19.2% 0.7%
NOVA Financial & Investment Corporation dba: Nova Home Loans $31,360,000 $59,205,000 88.8% 0.7%
KeyBank National Association $38,670,000 $57,275,000 48.1% 0.7%
CORNERSTONE HOME LENDING, INC. $37,245,000 $56,785,000 52.5% 0.7%
New American Funding (dba for Broker Solutions Inc) $24,150,000 $56,640,000 134.5% 0.7%
Guaranteed Rate Affinity LLC $9,090,000 $55,875,000 514.7% 0.7%
CMG Mortgage Inc. $13,615,000 $54,880,000 303.1% 0.6%
Guild Mortgage Company $71,120,000 $53,805,000 -24.3% 0.6%
Amerisave Mortgage Corporation $8,620,000 $50,365,000 484.3% 0.6%
Charles Schwab Bank $24,440,000 $48,140,000 97.0% 0.6%
ALPINE BANK $26,570,000 $47,620,000 79.2% 0.6%
BANK OF THE WEST $36,025,000 $46,590,000 29.3% 0.5%
Nationstar Mortgage $21,205,000 $44,815,000 111.3% 0.5%
Home Mortgage Alliance, LLC $34,675,000 $44,745,000 29.0% 0.5%
Lakeview Loan Servicing, LLC $19,295,000 $44,665,000 131.5% 0.5%
Colonial Savings $12,230,000 $41,085,000 235.9% 0.5%
Flagstar Bank $23,020,000 $39,840,000 73.1% 0.5%
Highlands Residential Mortgage Ltd $38,435,000 n/a 0.5%
CBNA $10,515,000 $38,220,000 263.5% 0.4%
Morgan Stanley Private Bank NA $36,320,000 $36,750,000 1.2% 0.4%
NEWREZ LLC $17,145,000 $36,405,000 112.3% 0.4%
Grandbridge Real Est Capital $7,585,000 $35,830,000 372.4% 0.4%
UMB BANK NA $16,065,000 $33,220,000 106.8% 0.4%
BOKF NA $32,040,000 $33,185,000 3.6% 0.4%
Plains Commerce Bank $32,735,000 n/a 0.4%
NAVY FEDERAL CREDIT UNION $12,230,000 $32,450,000 165.3% 0.4%
NBH Bank $16,755,000 $30,235,000 80.5% 0.4%
Amerifirst Financial Inc. $12,100,000 $29,930,000 147.4% 0.4%
UBS Bank USA $32,160,000 $28,855,000 -10.3% 0.3%
Citibank, N.A. $32,235,000 $27,375,000 -15.1% 0.3%
Megastar Financial Corporation $20,460,000 $27,005,000 32.0% 0.3%
Bank of Colorado $9,895,000 $25,650,000 159.2% 0.3%
LendUS LLC dba RPM Mortgage $6,895,000 $25,350,000 267.7% 0.3%
Academy Mortgage Corporation $5,150,000 $25,105,000 387.5% 0.3%
Bank of England $12,415,000 $24,290,000 95.7% 0.3%
COMPASS BANK $13,400,000 $23,505,000 75.4% 0.3%
USAA FEDERAL SAVINGS BANK $23,280,000 $22,770,000 -2.2% 0.3%
Synergy One Lending $9,740,000 $22,620,000 132.2% 0.3%
PNC BANK NA $46,395,000 $21,890,000 -52.8% 0.3%
NFM, Inc. $12,445,000 $21,775,000 75.0% 0.3%
Sunflower Bank, N.A. $10,935,000 $21,230,000 94.1% 0.2%
Midwest Equity Mortgage LLC $2,385,000 $20,920,000 777.1% 0.2%
COMMERCE BANK $10,415,000 $20,475,000 96.6% 0.2%
Silicon Valley Bank $8,100,000 $20,295,000 150.6% 0.2%
The Federal Savings Bank $4,825,000 $20,040,000 315.3% 0.2%
Finance of America Mortgage LLC $4,475,000 $19,920,000 345.1% 0.2%
Guaranty Trust Company $15,355,000 $19,570,000 27.5% 0.2%
Berkadia Commercial Mortgage $19,005,000 n/a 0.2%
FirstBank $3,165,000 $18,810,000 494.3% 0.2%
Paramount Residential Mortgage Group Inc. $7,160,000 $18,135,000 153.3% 0.2%
TIAA, FSB $24,230,000 $17,750,000 -26.7% 0.2%
Canvas Credit Union $3,525,000 $17,390,000 393.3% 0.2%
MOVEMENT MORTGAGE, LLC $7,125,000 $17,065,000 139.5% 0.2%
LeaderOne Financial Corp. $6,295,000 $16,895,000 168.4% 0.2%
Prudential Multifamily Mortgage, LLC. $10,005,000 $16,805,000 68.0% 0.2%
Bellco Credit Union $56,335,000 $16,575,000 -70.6% 0.2%
Loan Simple Inc $3,530,000 $16,290,000 361.5% 0.2%
Branch Banking And Trust Co $6,125,000 $16,035,000 161.8% 0.2%
NBKC Bank $13,460,000 $15,915,000 18.2% 0.2%
Westerra Credit Union $3,830,000 $15,745,000 311.1% 0.2%
Wyndham Capital Mortgage $5,060,000 $15,405,000 204.4% 0.2%
HomeAmerican Mortgage Corp. $15,935,000 $15,370,000 -3.5% 0.2%
PRIMELENDING $15,040,000 $15,325,000 1.9% 0.2%
ENT Credit Union $8,205,000 $15,175,000 84.9% 0.2%
Northpointe Bank $9,855,000 $14,980,000 52.0% 0.2%
Supreme Lending/ Everett Financial Inc. $5,540,000 $13,485,000 143.4% 0.2%
Mortgage Research Center LLC $7,435,000 $13,275,000 78.5% 0.2%
Security Service Federal Credit Union $2,945,000 $13,025,000 342.3% 0.2%
Bay Equity LLC $3,760,000 $12,300,000 227.1% 0.1%
The Home Loan Expert $725,000 $12,220,000 1,585.5% 0.1%
Great Western Bank $12,855,000 $11,670,000 -9.2% 0.1%
Centennial Lending LLC $1,310,000 $11,645,000 788.9% 0.1%
Liberty Savings Bank F.S.B. $9,220,000 $11,590,000 25.7% 0.1%
TBI Mortgage Company $4,600,000 $11,585,000 151.8% 0.1%
MidFirst Bank $3,780,000 $11,195,000 196.2% 0.1%
AAG $4,695,000 $10,820,000 130.5% 0.1%
Primary Residential Mortgage Inc. $4,890,000 $10,540,000 115.5% 0.1%
GROUP MORTGAGE, LLC $3,490,000 $10,470,000 200.0% 0.1%
BNC NATIONAL BANK $5,360,000 $10,435,000 94.7% 0.1%
North American Savings Bank $6,090,000 $10,355,000 70.0% 0.1%
Colorado Credit Union $2,750,000 $10,200,000 270.9% 0.1%
Reverse Mortgage Funding LLC $8,980,000 $10,035,000 11.7% 0.1%
Cf Bank National Association $3,485,000 $9,455,000 171.3% 0.1%
Prosperity Home Mortgage LLC $355,000 $9,370,000 2,539.4% 0.1%
KS StateBank $4,920,000 $9,315,000 89.3% 0.1%
Mortgage Solutions of Colorado LLC $2,600,000 $9,280,000 256.9% 0.1%
V.I.P. Mortgage Inc. $1,660,000 $9,080,000 447.0% 0.1%
Third Federal Savings and Loan $9,725,000 $9,050,000 -6.9% 0.1%
Independent Bank $6,440,000 $8,860,000 37.6% 0.1%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $2,435,000 $8,490,000 248.7% 0.1%
AimLoan.com $3,020,000 $8,425,000 179.0% 0.1%
Summit Mortgage Corporation $1,435,000 $8,285,000 477.4% 0.1%
Blue Federal Credit Union $12,430,000 $8,155,000 -34.4% 0.1%
PHH MORTGAGE CORPORATION $1,215,000 $8,110,000 567.5% 0.1%
Interactive Mortgage $1,145,000 $8,030,000 601.3% 0.1%
Stearns Lending $3,135,000 $7,815,000 149.3% 0.1%
Finance of America Reverse LLC $6,165,000 $7,755,000 25.8% 0.1%
Sun West Mortgage Company Inc. $2,610,000 $7,675,000 194.1% 0.1%
TCF National Bank $5,235,000 $7,540,000 44.0% 0.1%
American Pacific Mortgage Corporation $3,710,000 $7,480,000 101.6% 0.1%
M&T Bank $2,800,000 $7,445,000 165.9% 0.1%
GATEWAY MORTGAGE GROUP $3,540,000 $7,350,000 107.6% 0.1%
LoanPal $4,205,000 $7,220,000 71.7% 0.1%
Draper and Kramer Mortgage Corp. $450,000 $6,905,000 1,434.4% 0.1%
Ladera Lending, Inc. $2,945,000 $6,905,000 134.5% 0.1%
M2 Lending Solutions $1,585,000 $6,835,000 331.2% 0.1%
First Centennial Mortgage Corp. $2,030,000 $6,775,000 233.7% 0.1%
Alliant Credit Union $9,565,000 $6,625,000 -30.7% 0.1%
Credit Union of Colorado $2,905,000 $6,505,000 123.9% 0.1%
The Mortgage Company $1,520,000 $6,380,000 319.7% 0.1%
Mortgage Lenders of America LLC $485,000 $6,375,000 1,214.4% 0.1%
Parkside Lending LLC $6,315,000 n/a 0.1%
Raymond James Bank National Association $8,145,000 $6,270,000 -23.0% 0.1%
First Internet Bank $1,845,000 $6,245,000 238.5% 0.1%
Homestead Funding Corp. $5,990,000 n/a 0.1%
Ideal Home Loans LLC $3,630,000 $5,945,000 63.8% 0.1%
FIRST REPUBLIC BANK $11,520,000 $5,940,000 -48.4% 0.1%
HomeBridge Financial Services, Inc. $4,315,000 $5,935,000 37.5% 0.1%
AmWest Funding Corp. $215,000 $5,835,000 2,614.0% 0.1%
Citywide Home Loans A Utah Corporation $39,965,000 $5,825,000 -85.4% 0.1%
Barrington Bank & Trust $1,520,000 $5,675,000 273.4% 0.1%
Keller Mortgage LLC $4,420,000 $5,515,000 24.8% 0.1%
Stifel Bank and Trust $2,220,000 $5,470,000 146.4% 0.1%
Adams Bank & Trust $2,115,000 $5,360,000 153.4% 0.1%
CIT BANK N.A. $12,285,000 $5,350,000 -56.5% 0.1%
First Guaranty Mortgage Corporation $3,085,000 $5,335,000 72.9% 0.1%
American Financial Network Inc. $3,680,000 $5,285,000 43.6% 0.1%
Watermark Home Loans $2,595,000 $5,190,000 100.0% 0.1%
DOLLAR BANK, FSB $3,100,000 $5,135,000 65.6% 0.1%
Huntington National Bank $1,680,000 $5,090,000 203.0% 0.1%
Farmers Bank & Trust $5,080,000 n/a 0.1%
LendSure Mortgage Corp $2,890,000 $5,060,000 75.1% 0.1%
First Midwest Bank $1,935,000 $5,000,000 158.4% 0.1%
First Technology Credit Union $3,130,000 $4,975,000 58.9% 0.1%
Goldman Sachs Bank USA $1,640,000 $4,930,000 200.6% 0.1%
OCMBC Inc. $4,895,000 n/a 0.1%
Nations Lending Corporation $1,590,000 $4,890,000 207.5% 0.1%
Embrace Home Loans, Inc. $940,000 $4,820,000 412.8% 0.1%
Fortis Private Bank $1,350,000 $4,805,000 255.9% 0.1%
Sierra Pacific Mortgage $1,820,000 $4,780,000 162.6% 0.1%
LenderFi, Inc. $1,910,000 $4,765,000 149.5% 0.1%
Fifth Third Bank $3,385,000 $4,660,000 37.7% 0.1%
Castle & Cooke Mortgage LLC $2,515,000 $4,585,000 82.3% 0.1%
BNY MELLON, N.A. $8,625,000 $4,485,000 -48.0% 0.1%
Intercontinental Capital Group, Inc. $740,000 $4,430,000 498.6% 0.1%
Franklin Loan Center $4,380,000 n/a 0.1%
CITYWIDE BANKS $1,030,000 $4,310,000 318.4% 0.1%
Angel Oak Mortgage Solutions $2,755,000 $4,295,000 55.9% 0.1%
Prime Choice Funding, Inc. $245,000 $4,230,000 1,626.5% 0.0%
First Mortgage Solutions LLC $740,000 $4,145,000 460.1% 0.0%
Homeowners Financial Group $650,000 $4,140,000 536.9% 0.0%
LoanSnap Inc $4,105,000 n/a 0.0%
JMAC Lending Incorporated $5,545,000 $4,100,000 -26.1% 0.0%
Thrive Mortgage LLC $1,115,000 $4,090,000 266.8% 0.0%
Pentagon Federal Credit Union $3,500,000 $4,075,000 16.4% 0.0%
FBC Mortgage LLC $2,025,000 $3,930,000 94.1% 0.0%
OGI Mortgage Bankers $1,835,000 $3,875,000 111.2% 0.0%
Nudge Funding LLC $3,785,000 n/a 0.0%
Academy Bank NA $3,185,000 $3,735,000 17.3% 0.0%
Churchill Mortgage Corporation $1,775,000 $3,695,000 108.2% 0.0%
Cstone Mortgage Inc $3,645,000 n/a 0.0%
Village Capital & Investment $3,510,000 n/a 0.0%
SecurityNational Mortgage Company $3,500,000 n/a 0.0%
Credit Union of Denver $3,420,000 $3,480,000 1.8% 0.0%
Ethos Lending LLC $490,000 $3,455,000 605.1% 0.0%
Clearpath Lending $1,065,000 $3,445,000 223.5% 0.0%
Nexera Holding LLC $6,510,000 $3,405,000 -47.7% 0.0%
Land Home Financial Services Inc. $285,000 $3,315,000 1,063.2% 0.0%
Network Capital Funding Corporation $3,140,000 n/a 0.0%
Reliant Bank $3,095,000 n/a 0.0%
SoFi Lending Corp $2,500,000 $3,095,000 23.8% 0.0%
Red Rocks Credit Union $1,715,000 $3,075,000 79.3% 0.0%
Sovereign Lending Group, Inc $1,670,000 $3,070,000 83.8% 0.0%
First Community Mortgage Inc. $1,145,000 $3,050,000 166.4% 0.0%
Flat Branch Mortgage Inc. $2,225,000 $3,035,000 36.4% 0.0%
Axos Bank $3,010,000 n/a 0.0%
LendingHome Funding Corporation $3,695,000 $2,875,000 -22.2% 0.0%
WEI Mortgage LLC $1,040,000 $2,845,000 173.6% 0.0%
City National Bank $4,550,000 $2,815,000 -38.1% 0.0%
BLUELEAF LENDING, LLC $645,000 $2,800,000 334.1% 0.0%
Goldwater Bank National Association $325,000 $2,795,000 760.0% 0.0%
CARRINGTON MORTGAGE SERVICES $5,395,000 $2,775,000 -48.6% 0.0%
Air Academy Federal Credit Union $480,000 $2,740,000 470.8% 0.0%
Baxter Credit Union $280,000 $2,710,000 867.9% 0.0%
ANB Bank $3,495,000 $2,640,000 -24.5% 0.0%
First Savings Bank $415,000 $2,600,000 526.5% 0.0%
Ark-La-Tex Financial Services LLC $2,560,000 n/a 0.0%
Open Mortgage LLC $1,250,000 $2,520,000 101.6% 0.0%
KBHS Home Loans, LLC $21,750,000 $2,495,000 -88.5% 0.0%
Cason Home Loans $2,455,000 n/a 0.0%
SPRING EQ, LLC $1,275,000 $2,455,000 92.5% 0.0%
Advancial Federal Credit Union $1,235,000 $2,360,000 91.1% 0.0%
Summit Funding Inc. $2,305,000 n/a 0.0%
Longbridge Financial, LLC $425,000 $2,265,000 432.9% 0.0%
GSF Mortgage Corporation $345,000 $2,245,000 550.7% 0.0%
Star One Credit Union $1,095,000 $2,235,000 104.1% 0.0%
Union Home Mortgage Company $485,000 $2,160,000 345.4% 0.0%
Admiral's Bank $25,000 $2,105,000 8,320.0% 0.0%
Gardner Financial Services dba Legacy Mutual Mortgage $1,250,000 $2,090,000 67.2% 0.0%
DelMar Financial Company $1,265,000 $2,075,000 64.0% 0.0%
Merchants Bank of Indiana $2,045,000 n/a 0.0%
Peoples Mortgage Company $2,045,000 n/a 0.0%
Gold Coast Bank $2,005,000 n/a 0.0%
REGIONS BANK $185,000 $2,000,000 981.1% 0.0%
Nations Direct Mortgage LLC $1,990,000 n/a 0.0%
Hometown Lenders LLC $455,000 $1,965,000 331.9% 0.0%
Great Southern Bank $1,900,000 n/a 0.0%
Premia Mortgage, LLC $1,300,000 $1,885,000 45.0% 0.0%
Plaza Home Mortgage Inc. $1,820,000 n/a 0.0%
Low VA Rates $235,000 $1,810,000 670.2% 0.0%
PLUS RELOCATION MORTGAGE, LLC $1,880,000 $1,760,000 -6.4% 0.0%
Partner Colorado Credit Union $1,740,000 n/a 0.0%
Cambria Mortgage $1,710,000 n/a 0.0%
On Q Financial Inc. $1,025,000 $1,705,000 66.3% 0.0%
First Choice Loan Services Inc. $3,360,000 $1,690,000 -49.7% 0.0%
ARVEST BANK $3,100,000 $1,680,000 -45.8% 0.0%
Semper Home Loans, Inc $1,680,000 n/a 0.0%
Bethpage Federal Credit Union $1,645,000 n/a 0.0%
First Continental Mortgage Ltd $21,325,000 $1,635,000 -92.3% 0.0%
First Federal Bank of Kansas City $1,625,000 n/a 0.0%
Weichert Financial Services $1,615,000 n/a 0.0%
Mortgage Assurance Inc. $1,605,000 n/a 0.0%
NETWORK FUNDING, L.P. $1,410,000 $1,605,000 13.8% 0.0%
Triumph Bank $1,430,000 $1,600,000 11.9% 0.0%
DIRECT MORTGAGE CORP $375,000 $1,590,000 324.0% 0.0%
F&B Financial Group $1,060,000 $1,570,000 48.1% 0.0%
Magnolia Bank Incorporated $1,570,000 n/a 0.0%
Homeside Financial LLC $1,885,000 $1,540,000 -18.3% 0.0%
Greystone Servicing Corporation, Inc. $1,505,000 n/a 0.0%
CIBC Bank USA $1,315,000 $1,485,000 12.9% 0.0%
Finance of America Commercial LLC $2,575,000 $1,470,000 -42.9% 0.0%
AMERIS BANK $1,465,000 n/a 0.0%
Lenox Financial Mortgage Corp. $1,455,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $365,000 $1,440,000 294.5% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $575,000 $1,435,000 149.6% 0.0%
One Reverse Mortgage, LLC $1,315,000 $1,435,000 9.1% 0.0%
Capitol Federal Savings Bank $755,000 $1,420,000 88.1% 0.0%
American Financial Resources Inc. $540,000 $1,415,000 162.0% 0.0%
CBRE Multifamily Capital, Inc. $22,345,000 $1,415,000 -93.7% 0.0%
top flite financial, inc. $1,410,000 n/a 0.0%
AmeriHomeMortgageCompany,LL $1,805,000 $1,380,000 -23.5% 0.0%
Colten Mortgage $1,075,000 $1,375,000 27.9% 0.0%
Presidential Bank FSB $775,000 $1,370,000 76.8% 0.0%
Towne Mortgage Company $1,355,000 n/a 0.0%
HSBC BANK USA, NA $3,685,000 $1,345,000 -63.5% 0.0%
Mountain West Financial Inc. $580,000 $1,340,000 131.0% 0.0%
KINECTA FEDERAL CREDIT UNION $1,330,000 n/a 0.0%
Connexus Credit Union $1,305,000 n/a 0.0%
TJC Mortgage, Inc. $1,265,000 n/a 0.0%
JLB Corporation dba Golden Oak Lending $1,520,000 $1,250,000 -17.8% 0.0%
Community First National Bank $1,240,000 n/a 0.0%
Digital Federal Credit Union $105,000 $1,230,000 1,071.4% 0.0%
InterLinc Mortgage Services LLC $1,230,000 n/a 0.0%
Northwest Federal Credit Union $910,000 $1,210,000 33.0% 0.0%
CERTAIN HOME LOANS, LLC $1,200,000 n/a 0.0%
DHI Mortgage Company Limited $1,320,000 $1,200,000 -9.1% 0.0%
Waterstone Mortgage Corp $1,175,000 n/a 0.0%
US Mortgage of Florida $1,160,000 n/a 0.0%
212 Loans $1,145,000 n/a 0.0%
Frontier Bank $1,145,000 n/a 0.0%
First Home Bank $1,130,000 n/a 0.0%
Nicolet National Bank $485,000 $1,130,000 133.0% 0.0%
THE CENTRAL TRUST BANK $1,085,000 $1,130,000 4.1% 0.0%
The Northern Trust Company $1,110,000 $1,130,000 1.8% 0.0%
KeyPoint Credit Union $1,120,000 n/a 0.0%
Thompson Kane & Company, LLC $1,115,000 n/a 0.0%
Oaktree Funding Corporation $615,000 $1,090,000 77.2% 0.0%
Genisys Credit Union $1,080,000 n/a 0.0%
PARTNERS UNITED FINANCIAL, LLC $770,000 $1,045,000 35.7% 0.0%
CAPITAL BANK, NA $1,040,000 n/a 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $2,640,000 $1,030,000 -61.0% 0.0%
Gershman Investment Corp. $1,015,000 n/a 0.0%
Discover Bank $1,635,000 $1,010,000 -38.2% 0.0%
FIRST BANK & TRUST $1,010,000 n/a 0.0%
NewDay Financial LLC dba NewDay USA $2,470,000 $1,005,000 -59.3% 0.0%
VanDyk Mortgage Corporation $485,000 $1,005,000 107.2% 0.0%
First-Citizens Bank & Trust Co $75,000 $980,000 1,206.7% 0.0%
Compass Mortgage Inc $975,000 n/a 0.0%
RENASANT BANK $1,080,000 $970,000 -10.2% 0.0%
HomeStreet Bank $625,000 $935,000 49.6% 0.0%
AKT American Capital Inc $930,000 n/a 0.0%
Republic Bank & Trust Company $520,000 $925,000 77.9% 0.0%
Royal United Mortgage LLC $925,000 n/a 0.0%
Oceanside Mortgage Company $880,000 n/a 0.0%
GULF COAST BANK AND TRUST $845,000 n/a 0.0%
Consumers Credit Union $840,000 n/a 0.0%
Quorum Federal Credit Union $835,000 n/a 0.0%
GUARDHILL FINANCIAL CORP $825,000 n/a 0.0%
Somerville Bank $810,000 n/a 0.0%
Farmers & Stockmens Bank $805,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $2,380,000 $800,000 -66.4% 0.0%
A&D Mortgage LLC $790,000 n/a 0.0%
FIRST NATIONAL BANK $785,000 n/a 0.0%
21ST MORTGAGE $275,000 $780,000 183.6% 0.0%
Equitable Savings & Loan Assoc $360,000 $780,000 116.7% 0.0%
Union Bank and Trust Company $780,000 n/a 0.0%
All Western Mortgage $770,000 n/a 0.0%
Liberty Home Equity Solutions, Inc. $1,450,000 $730,000 -49.7% 0.0%
Blackhawk Bank $720,000 n/a 0.0%
The Union Bank Company $720,000 n/a 0.0%
HighTechLending Inc. $165,000 $680,000 312.1% 0.0%
American Bank and Trust Company National Association $645,000 n/a 0.0%
Core Bank $645,000 n/a 0.0%
Premier Lending Inc. $645,000 n/a 0.0%
Absolute Home Mortgage Corporation $640,000 n/a 0.0%
Hometown Equity Mortgage LLC $640,000 n/a 0.0%
Meridian Bank $640,000 n/a 0.0%
Essex Mortgage $625,000 $635,000 1.6% 0.0%
Great Lakes Credit Union $625,000 n/a 0.0%
American Residential Lending $590,000 $610,000 3.4% 0.0%
Fitzsimons Federal Credit Union $610,000 n/a 0.0%
FMS BANK $405,000 $610,000 50.6% 0.0%
Affiliated Bank $605,000 n/a 0.0%
Credit Human Federal Credit Union $110,000 $590,000 436.4% 0.0%
Intercap Lending Inc $575,000 n/a 0.0%
FIRST INTERSTATE BANK $570,000 n/a 0.0%
Stillman BancCorp, N.A. $565,000 n/a 0.0%
Tradition Mortgage $740,000 $560,000 -24.3% 0.0%
Redwood Trust Inc $4,050,000 $555,000 -86.3% 0.0%
Reliance First Capital LLC $480,000 $550,000 14.6% 0.0%
Thrivent Federal Credit Union $400,000 $550,000 37.5% 0.0%
Notre Dame Federal Credit Union $545,000 n/a 0.0%
Auto Club Trust, FSB $540,000 n/a 0.0%
Midwest Loan Services Inc $535,000 n/a 0.0%
Aurora Financial $530,000 n/a 0.0%
MID AMERICA BANK $525,000 n/a 0.0%
NASA Federal Credit Union $525,000 n/a 0.0%
Toyota Financial Savings Bank $345,000 $525,000 52.2% 0.0%
WEST TOWN BANK & TRUST $525,000 n/a 0.0%
Amalgamated Bank $2,365,000 $515,000 -78.2% 0.0%
AUSTIN BANK TEXAS NA $515,000 n/a 0.0%
Citizens State Bank of La Crosse $515,000 n/a 0.0%
Endeavor Capital Mortgage LLC $810,000 $515,000 -36.4% 0.0%
General Electric Employees Federal Credit Union $515,000 n/a 0.0%
Guardian Savings Bank F.S.B. $485,000 $515,000 6.2% 0.0%
Heartland Credit Union $515,000 n/a 0.0%
Lend Smart Mortgage $515,000 n/a 0.0%
MIT Federal Credit Union $515,000 n/a 0.0%
Paramount Bank $425,000 $515,000 21.2% 0.0%
Regent Financial Group $515,000 n/a 0.0%
Texas Tech Federal Credit Union $515,000 n/a 0.0%
Wyoming Bank & Trust $515,000 n/a 0.0%
PLAINSCAPITAL BANK $505,000 n/a 0.0%
Mann Mortgage LLC $245,000 $500,000 104.1% 0.0%
ANGEL OAK HOME LOANS LLC $495,000 n/a 0.0%
Hamilton Group Funding Inc. $495,000 $495,000 0.0% 0.0%
Leader Bank NA $505,000 $495,000 -2.0% 0.0%
Bank of Utah $485,000 n/a 0.0%
Interstate Home Loan Center Inc. $485,000 n/a 0.0%
Lakeview Community Capital, LLC $485,000 n/a 0.0%
NRL Federal Credit Union $485,000 n/a 0.0%
Peoples National Bank, N.A. $485,000 n/a 0.0%
Justice Federal Credit Union $475,000 n/a 0.0%
Pacific Residential Mortgage LLC $475,000 n/a 0.0%
Prime Mortgage Lending Inc. $475,000 n/a 0.0%
United Security Financial $475,000 n/a 0.0%
Willamette Valley Bank $475,000 n/a 0.0%
AMERICAN BANK, NA $465,000 n/a 0.0%
EagleBank $1,190,000 $465,000 -60.9% 0.0%
LINCOLN FEDERAL SVGS BK OF NE $455,000 n/a 0.0%
RBC Bank (Georgia), N.A. $375,000 $455,000 21.3% 0.0%
Equity Prime Mortgage LLC $450,000 n/a 0.0%
BMO Harris Bank N.A. $3,220,000 $445,000 -86.2% 0.0%
HOMEXPRESS MORTGAGE CORP. $500,000 $435,000 -13.0% 0.0%
Alaska USA Federal Credit Union $425,000 n/a 0.0%
Liberty Home Mortgage Corp $425,000 $425,000 0.0% 0.0%
SENB Bank $425,000 $425,000 0.0% 0.0%
Settlers Bank $425,000 n/a 0.0%
Guidance Residential LLC $415,000 $415,000 0.0% 0.0%
Capstone Direct Inc. $405,000 n/a 0.0%
Midwest Heritage Bank FSB $395,000 n/a 0.0%
Aerospace Federal Credit Union $375,000 n/a 0.0%
Bayshore Mortgage Funding LLC $690,000 $375,000 -45.7% 0.0%
CENTRAL BANK OF THE MIDWEST $375,000 n/a 0.0%
Jet Direct Funding Corp $375,000 n/a 0.0%
CITIZENS NATIONAL BANK $545,000 $365,000 -33.0% 0.0%
Level One Bank $365,000 n/a 0.0%
Servion, Inc. $475,000 $365,000 -23.2% 0.0%
The Farmers National Bank of Canfield $365,000 n/a 0.0%
Total Mortgage Services LLC $365,000 n/a 0.0%
United Home Loans Inc $365,000 n/a 0.0%
Purdue Federal Credit Union $360,000 n/a 0.0%
Access Bank $355,000 n/a 0.0%
Anheuser Busch Employees Credit Union $355,000 n/a 0.0%
Crestline Funding Corporation $355,000 n/a 0.0%
FIRST NATIONAL BANK OF AMERICA $910,000 $355,000 -61.0% 0.0%
Southwest Funding LP $355,000 n/a 0.0%
T2 Financial LLC $355,000 n/a 0.0%
Ruoff Home Mortgage $315,000 $350,000 11.1% 0.0%
United Fidelity Funding Corp. $340,000 n/a 0.0%
Envoy Mortgage Ltd. $335,000 n/a 0.0%
Mid-Continent Funding, Inc. $335,000 n/a 0.0%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $470,000 $325,000 -30.9% 0.0%
Crescent Mortgage Company $325,000 n/a 0.0%
Northrop Grumman Federal Credit Union $325,000 n/a 0.0%
Patriot Community Bank $325,000 n/a 0.0%
Texana Bank, N.A. $325,000 n/a 0.0%
Valley National Bank $325,000 n/a 0.0%
2018 MASTER HMDA LAR $315,000 n/a 0.0%
Bank 2 $315,000 n/a 0.0%
Pike Creek Mortgage Services, Inc. $315,000 n/a 0.0%
The Equitable Mortgage Corporation $275,000 $315,000 14.5% 0.0%
Byron Bank $305,000 n/a 0.0%
Evolve Bank & Trust $300,000 n/a 0.0%
City Lending Inc $285,000 $295,000 3.5% 0.0%
Directors Mortgage, Inc. $295,000 n/a 0.0%
Evansville Teachers Federal Credit Union $295,000 n/a 0.0%
My Move Mortgage LLC dba Momentum Loans $285,000 n/a 0.0%
Integrity Mortgage & Financial Inc $195,000 $275,000 41.0% 0.0%
Intercoastal Mortgage Company $275,000 n/a 0.0%
LendingOne LLC $275,000 n/a 0.0%
Simmons Bank $275,000 n/a 0.0%
Geneva Financial LLC $265,000 n/a 0.0%
Mid America Mortgage Inc. $265,000 n/a 0.0%
Developer's Mortgage Company $255,000 n/a 0.0%
First American Bank $345,000 $255,000 -26.1% 0.0%
Hunt Mortgage Corporation $205,000 $255,000 24.4% 0.0%
Stanford Federal Credit Union $805,000 $255,000 -68.3% 0.0%
United States Senate Federal Credit Union $95,000 $255,000 168.4% 0.0%
Willow Bend Mortgage $255,000 n/a 0.0%
Congressional Federal Credit Union $245,000 n/a 0.0%
ENTERPRISE BANK & TRUST $245,000 n/a 0.0%
Fidelis Catholic Federal Credit Union $225,000 n/a 0.0%
BM REAL ESTATE SERVICES, INC. $215,000 n/a 0.0%
Dupaco Community Credit Union $215,000 n/a 0.0%
All Reverse Mortgage Inc $325,000 $205,000 -36.9% 0.0%
DAS Acquisition Company, LLC $205,000 n/a 0.0%
Financial Federal Bank $205,000 n/a 0.0%
First State Bank Of St. Charles Missouri $205,000 n/a 0.0%
FIRST UNITED BANK AND TRUST CO $585,000 $205,000 -65.0% 0.0%
Northern Colorado Credit Union $205,000 n/a 0.0%
United Mortgage Corp $255,000 $195,000 -23.5% 0.0%
Allied Mortgage Group Inc $175,000 n/a 0.0%
Flanagan State Bank $175,000 n/a 0.0%
Wings Financial Credit Union $1,100,000 $170,000 -84.5% 0.0%
E Mortgage Management LLC $165,000 n/a 0.0%
Starion Bank $165,000 n/a 0.0%
Equity Bank $415,000 $155,000 -62.7% 0.0%
JEFFERSON BANK OF MISSOURI $155,000 n/a 0.0%
WoodTrust Bank $155,000 n/a 0.0%
TBK Bank SSB $1,070,000 $145,000 -86.4% 0.0%
Homespire Mortgage Corporation $135,000 n/a 0.0%
Delta Community Credit Union $125,000 n/a 0.0%
Glacier Bank $705,000 $125,000 -82.3% 0.0%
MLD Mortgage Inc. $115,000 n/a 0.0%
Centier Bank $275,000 $110,000 -60.0% 0.0%
JOHNSON BANK $85,000 n/a 0.0%
Triad Financial Services Inc $55,000 $55,000 0.0% 0.0%
On Tap Credit Union $120,000 $45,000 -62.5% 0.0%

BOULDER's top lender by overall market share is Quicken Loans, with 6.4% market share. In second place, with 6.4%, is Cherry Creek Mortgage Co. Inc., having originated $544,040,000 in loans. In third place, with 5.7%, is United Shore Financial Services LLC, having originated $482,900,000 in loans. In third place, with 4.5%, is JPMorgan Chase Bank, NA, having originated $386,270,000 in loans. In third place, with 4.1%, is WELLS FARGO BANK NA, having originated $347,800,000 in loans.


BOULDER, CO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 11,111 $4,463,545,000 $401,723
Home Purchase 4,275 $2,209,525,000 $516,848
Cash Out Refi 3,905 $1,498,735,000 $383,799
Other 733 $180,535,000 $246,296
Home Improvement 668 $142,300,000 $213,024

Boulder's most frequently cited loan purpose was Refi, with 11,111 originations. The 2nd most popular reason was Home Purchase, with 4,275 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 9,372 $3,912,970,000 $417,517
2.5-3% 8,177 $3,426,615,000 $419,055
<2.5% 1,822 $764,860,000 $419,791
4-5% 887 $286,765,000 $323,298
5-6% 217 $46,445,000 $214,032
6-7% 74 $19,480,000 $263,243
7-8% 44 $7,540,000 $171,364
Over 8% 43 $5,235,000 $121,744

During 2020, Boulder's most frequently originated rate bucket was 3-4%, with 9,372 originations.

Loan Sizing (BOULDER, CO MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 9,150 $2,788,000,000 $304,699
$400k-600k 6,092 $2,932,170,000 $481,315
$100k-200k 2,080 $322,500,000 $155,048
$600k-1000k 2,027 $1,434,335,000 $707,615
$100,000 or less 799 $47,775,000 $59,793
$Over $1MM 544 $969,860,000 $1,782,831

BOULDER's loan sizing saw the bucket of loans from $200k-400k with 9,150 originations, totaling $2,788,000,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 7,281 $3,551,285,000 $487,747
40-60% 5,657 $2,231,105,000 $394,397
80-100% 3,109 $1,533,275,000 $493,173
20-40% 2,907 $834,415,000 $287,036
Under 20% 1,265 $155,535,000 $122,953
Over 100% 64 $31,450,000 $491,406

BOULDER's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 7,281 originations, totaling $3,551,285,000 in origination value.