BOULDER Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Boulder averaged
5.15%
for the week of 2022-05-19, compared to the national average of
5.25% for the same period.
The average rate for the prior week (2022-05-12) was
5.3% and
one month ago for the week of 2022-04-14, the
average rate was 5.3%.
Boulder's average rate one year ago was 3.22%.
For refis of the same type during the week of 2022-05-19, the average rate
was 5.47%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-19 | 5.25% |
| Boulder 30 Year Fixed Rate | 2022-05-19 | 5.15% |
| Boulder 30 Year Fixed Rate Refi | 2022-05-19 | 5.47% |
| Boulder 15 Year Fixed Rate | 2022-05-19 | 4.62% |
| Boulder 15 Year Fixed Rate Refi | 2022-05-19 | 4.4% |
| Boulder 30 Year FHA | 2022-05-19 | 5.43% |
| Boulder 30 Year FHA Refi | 2022-05-19 | 5.36% |
| Boulder 30 Year USDA | 2022-05-19 | 5.28% |
| Boulder 30 Year USDA Refi | 2022-05-19 | 3.7% |
| Boulder 30 Year VA | 2022-05-19 | 5.44% |
| Boulder 30 Year VA Refi | 2022-05-19 | 5.15% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BOULDER, CO.
BOULDER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the BOULDER, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BOULDER, CO's 364 lenders originated 21,596
loans during 2021. The total origination value was $9,504,840,000, with an average loan value of
$440,120.
The top BOULDER lender as defined by loan originations is Elevations Credit Union, with
2,095 loans originated. Their average total fees are
$2,972, which is $1,894
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee BOULDER lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($831), CHERRY CREEK MORTGAGE, LLC ($927), North American Savings Bank, F.S.B. ($1,303), Wyndham Capital Mortgage, Inc. ($1,883) and Strong Home Mortgage, LLC ($1,909).
The lowest rate BOULDER lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (2.36%), BNY Mellon (2.57%), The Huntington National Bank (2.62%), Bank of America (2.62%) and Stifel Bank and Trust (2.66%).
BOULDER, CO Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Elevations Credit Union | $1,160,045,000 | n/a | 12.2% | |
| UNITED WHOLESALE MORTGAGE, LLC | $482,900,000 | $557,420,000 | 15.4% | 5.9% |
| QUICKEN LOANS, LLC | $544,270,000 | $507,890,000 | -6.7% | 5.3% |
| JPMorgan Chase Bank | $386,270,000 | $451,555,000 | 16.9% | 4.8% |
| CHERRY CREEK MORTGAGE, LLC | $544,040,000 | $398,040,000 | -26.8% | 4.2% |
| Wells Fargo Bank | $347,800,000 | $293,720,000 | -15.5% | 3.1% |
| FirstBank | $18,810,000 | $289,725,000 | 1,440.3% | 3.0% |
| HOME POINT FINANCIAL CORPORATION | $145,510,000 | $222,625,000 | 53.0% | 2.3% |
| LOANDEPOT.COM, LLC | $217,110,000 | $215,830,000 | -0.6% | 2.3% |
| GUARANTEED RATE, INC. | $211,295,000 | $210,825,000 | -0.2% | 2.2% |
| BETTER MORTGAGE CORPORATION | $101,865,000 | $200,005,000 | 96.3% | 2.1% |
| U.S. Bank | $167,610,000 | $152,160,000 | -9.2% | 1.6% |
| SWBC MORTGAGE CORPORATION | $196,915,000 | $147,665,000 | -25.0% | 1.6% |
| CALIBER HOME LOANS, INC. | $207,685,000 | $147,510,000 | -29.0% | 1.6% |
| PLANET HOME LENDING, LLC | $157,425,000 | $139,575,000 | -11.3% | 1.5% |
| Commerce Home Mortgage, Inc. | $137,890,000 | $138,470,000 | 0.4% | 1.5% |
| Bank of America | $102,470,000 | $128,435,000 | 25.3% | 1.4% |
| AMERICAN FINANCING CORPORATION | $143,980,000 | $120,925,000 | -16.0% | 1.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $106,535,000 | $106,975,000 | 0.4% | 1.1% |
| PREMIER MEMBERS CREDIT UNION | $109,135,000 | $99,040,000 | -9.3% | 1.0% |
| GUARANTEED RATE AFFINITY, LLC | $55,875,000 | $97,570,000 | 74.6% | 1.0% |
| KeyBank | $57,275,000 | $94,880,000 | 65.7% | 1.0% |
| S1L, Inc. | $5,165,000 | $94,130,000 | 1,722.5% | 1.0% |
| Chicago Mortgage Solutions LLC | $25,565,000 | $84,575,000 | 230.8% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $70,490,000 | $84,130,000 | 19.4% | 0.9% |
| Financial Funding Solutions, Inc. | $110,860,000 | $81,380,000 | -26.6% | 0.9% |
| Zions Bancorporation, N.A. | $84,795,000 | $80,010,000 | -5.6% | 0.8% |
| Charles Schwab Bank, SSB | $48,140,000 | $79,600,000 | 65.4% | 0.8% |
| PNC Bank | $21,890,000 | $70,325,000 | 221.3% | 0.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $113,360,000 | $70,040,000 | -38.2% | 0.7% |
| First National Bank of Omaha | $91,720,000 | $69,270,000 | -24.5% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $75,165,000 | $64,775,000 | -13.8% | 0.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $69,160,000 | $60,380,000 | -12.7% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $83,350,000 | $56,325,000 | -32.4% | 0.6% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $38,435,000 | $55,630,000 | 44.7% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $50,365,000 | $51,550,000 | 2.4% | 0.5% |
| First Western Trust Bank | $70,925,000 | $49,900,000 | -29.6% | 0.5% |
| CORNERSTONE HOME LENDING, INC. | $56,785,000 | $48,435,000 | -14.7% | 0.5% |
| BROKER SOLUTIONS, INC. | $56,640,000 | $45,795,000 | -19.1% | 0.5% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $59,205,000 | $45,210,000 | -23.6% | 0.5% |
| UNIVERSAL LENDING CORPORATION | $67,130,000 | $44,740,000 | -33.4% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $44,815,000 | $44,175,000 | -1.4% | 0.5% |
| Ally Bank | $32,345,000 | $44,095,000 | 36.3% | 0.5% |
| Morgan Stanley Private Bank | $36,750,000 | $41,830,000 | 13.8% | 0.4% |
| Alpine Bank | $47,620,000 | $40,840,000 | -14.2% | 0.4% |
| NEWREZ LLC | $36,405,000 | $40,735,000 | 11.9% | 0.4% |
| CMG MORTGAGE, INC. | $54,880,000 | $39,530,000 | -28.0% | 0.4% |
| HOME MORTGAGE ALLIANCE, LLC | $44,745,000 | $39,360,000 | -12.0% | 0.4% |
| Bank of the West | $46,590,000 | $39,190,000 | -15.9% | 0.4% |
| Flagstar Bank, FSB | $39,840,000 | $38,620,000 | -3.1% | 0.4% |
| GUILD MORTGAGE COMPANY | $53,805,000 | $37,205,000 | -30.9% | 0.4% |
| BELLCO | $16,575,000 | $35,885,000 | 116.5% | 0.4% |
| Bank of Colorado | $25,650,000 | $34,815,000 | 35.7% | 0.4% |
| FINANCE OF AMERICA MORTGAGE LLC | $19,920,000 | $30,165,000 | 51.4% | 0.3% |
| Citibank | $27,375,000 | $27,235,000 | -0.5% | 0.3% |
| EAGLE HOME MORTGAGE, LLC | $62,775,000 | $26,665,000 | -57.5% | 0.3% |
| Amerifirst Financial, Inc. | $29,930,000 | $26,370,000 | -11.9% | 0.3% |
| MEGASTAR FINANCIAL CORP. | $27,005,000 | $25,995,000 | -3.7% | 0.3% |
| UMB Bank | $33,220,000 | $25,980,000 | -21.8% | 0.3% |
| CANVAS CREDIT UNION | $17,390,000 | $24,620,000 | 41.6% | 0.3% |
| UBS Bank USA | $28,855,000 | $24,510,000 | -15.1% | 0.3% |
| Reliant Bank | $3,095,000 | $24,230,000 | 682.9% | 0.3% |
| Ent Credit Union | $15,175,000 | $24,030,000 | 58.4% | 0.3% |
| BOKF | $33,185,000 | $23,830,000 | -28.2% | 0.3% |
| BBVA USA | $23,505,000 | $23,745,000 | 1.0% | 0.2% |
| NFM, INC. | $21,775,000 | $23,745,000 | 9.0% | 0.2% |
| BNY Mellon | $4,485,000 | $23,400,000 | 421.7% | 0.2% |
| First Republic Bank | $5,940,000 | $23,110,000 | 289.1% | 0.2% |
| Bank of England | $24,290,000 | $22,990,000 | -5.4% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $25,105,000 | $22,805,000 | -9.2% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $7,755,000 | $21,630,000 | 178.9% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $4,075,000 | $21,420,000 | 425.6% | 0.2% |
| Colonial Savings, F.A. | $41,085,000 | $21,195,000 | -48.4% | 0.2% |
| NEST HOME LENDING, LLC | $34,395,000 | $20,240,000 | -41.2% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $44,665,000 | $20,035,000 | -55.1% | 0.2% |
| Plains Commerce Bank | $32,735,000 | $19,590,000 | -40.2% | 0.2% |
| NBH Bank | $30,235,000 | $19,310,000 | -36.1% | 0.2% |
| CELEBRITY HOME LOANS, LLC | $20,920,000 | $18,555,000 | -11.3% | 0.2% |
| HOMEAMERICAN MORTGAGE CORPORATION | $15,370,000 | $18,485,000 | 20.3% | 0.2% |
| REVERSE MORTGAGE FUNDING LLC | $10,035,000 | $17,975,000 | 79.1% | 0.2% |
| ANB Bank | $2,640,000 | $17,885,000 | 577.5% | 0.2% |
| TIAA, FSB | $17,750,000 | $17,610,000 | -0.8% | 0.2% |
| South Pacific Financial Corporation | $16,695,000 | n/a | 0.2% | |
| Mortgage Research Center, LLC | $13,275,000 | $16,425,000 | 23.7% | 0.2% |
| MidFirst Bank | $11,195,000 | $15,890,000 | 41.9% | 0.2% |
| FirstBank | $18,810,000 | $15,580,000 | -17.2% | 0.2% |
| First Mortgage Solutions, LLC | $4,145,000 | $15,485,000 | 273.6% | 0.2% |
| Northpointe Bank | $14,980,000 | $15,375,000 | 2.6% | 0.2% |
| Sunflower Bank | $21,230,000 | $15,370,000 | -27.6% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $32,450,000 | $15,365,000 | -52.7% | 0.2% |
| WESTERRA CREDIT UNION | $15,745,000 | $14,515,000 | -7.8% | 0.2% |
| The Huntington National Bank | $5,090,000 | $14,330,000 | 181.5% | 0.2% |
| Loan Simple, Inc. | $16,290,000 | $13,885,000 | -14.8% | 0.1% |
| Goldman Sachs Bank USA | $4,930,000 | $13,840,000 | 180.7% | 0.1% |
| LENDUS, LLC | $25,350,000 | $13,580,000 | -46.4% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $22,620,000 | $13,285,000 | -41.3% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $15,325,000 | $13,055,000 | -14.8% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $13,040,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $18,135,000 | $12,680,000 | -30.1% | 0.1% |
| UNION HOME MORTGAGE CORP. | $2,160,000 | $12,550,000 | 481.0% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $1,505,000 | $12,465,000 | 728.2% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $17,065,000 | $12,450,000 | -27.0% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $6,905,000 | $12,440,000 | 80.2% | 0.1% |
| AMERICAN ADVISORS GROUP | $10,820,000 | $12,405,000 | 14.6% | 0.1% |
| Independent Bank | $8,860,000 | $12,225,000 | 38.0% | 0.1% |
| STEARNS LENDING, LLC | $7,815,000 | $12,070,000 | 54.4% | 0.1% |
| Blue Federal Credit Union | $8,155,000 | $12,055,000 | 47.8% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $19,570,000 | $12,035,000 | -38.5% | 0.1% |
| KBHS HOME LOANS, LLC | $2,495,000 | $12,015,000 | 381.6% | 0.1% |
| Commerce Bank | $20,475,000 | $11,735,000 | -42.7% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $15,405,000 | $11,710,000 | -24.0% | 0.1% |
| The Central Trust Bank | $1,130,000 | $11,480,000 | 915.9% | 0.1% |
| Citizens Bank | $38,220,000 | $11,345,000 | -70.3% | 0.1% |
| NBKC BANK | $15,915,000 | $11,305,000 | -29.0% | 0.1% |
| Prosperity Home Mortgage, LLC | $9,370,000 | $11,140,000 | 18.9% | 0.1% |
| SECURITY SERVICE | $13,025,000 | $11,020,000 | -15.4% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $3,500,000 | $11,000,000 | 214.3% | 0.1% |
| Silicon Valley Bank | $20,295,000 | $10,885,000 | -46.4% | 0.1% |
| North American Savings Bank, F.S.B. | $10,355,000 | $10,705,000 | 3.4% | 0.1% |
| V.I.P. MORTGAGE, INC. | $9,080,000 | $10,645,000 | 17.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $9,050,000 | $10,425,000 | 15.2% | 0.1% |
| Gateway First Bank | $7,350,000 | $10,360,000 | 41.0% | 0.1% |
| The Federal Savings Bank | $20,040,000 | $10,090,000 | -49.7% | 0.1% |
| Truist Bank | $16,035,000 | $10,090,000 | -37.1% | 0.1% |
| Strong Home Mortgage, LLC | $12,785,000 | $10,010,000 | -21.7% | 0.1% |
| Great Western Bank | $11,670,000 | $9,920,000 | -15.0% | 0.1% |
| PHH Mortgage Corporation | $8,110,000 | $9,540,000 | 17.6% | 0.1% |
| Nations Lending Corporation | $4,890,000 | $9,280,000 | 89.8% | 0.1% |
| CENTENNIAL LENDING, LLC | $11,645,000 | $8,790,000 | -24.5% | 0.1% |
| BAY EQUITY LLC | $12,300,000 | $8,675,000 | -29.5% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $10,540,000 | $8,515,000 | -19.2% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,345,000 | $8,340,000 | 520.1% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $8,490,000 | $8,320,000 | -2.0% | 0.1% |
| OCMBC, INC. | $4,895,000 | $8,195,000 | 67.4% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $8,425,000 | $7,715,000 | -8.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $6,375,000 | $7,635,000 | 19.8% | 0.1% |
| Dollar Bank, Federal Savings Bank | $5,135,000 | $7,505,000 | 46.2% | 0.1% |
| COLORADO CREDIT UNION | $10,200,000 | $7,445,000 | -27.0% | 0.1% |
| LOANPAL, LLC | $7,220,000 | $7,190,000 | -0.4% | 0.1% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $6,505,000 | $7,165,000 | 10.1% | 0.1% |
| BNC National Bank | $10,435,000 | $7,035,000 | -32.6% | 0.1% |
| Adams Bank & Trust | $5,360,000 | $6,960,000 | 29.9% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $5,935,000 | $6,770,000 | 14.1% | 0.1% |
| TBI MORTGAGE COMPANY | $11,585,000 | $6,770,000 | -41.6% | 0.1% |
| GROUP MORTGAGE, LLC | $10,470,000 | $6,755,000 | -35.5% | 0.1% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $6,775,000 | $6,675,000 | -1.5% | 0.1% |
| ALLIANT CREDIT UNION | $6,625,000 | $6,520,000 | -1.6% | 0.1% |
| TCF National Bank | $7,540,000 | $6,460,000 | -14.3% | 0.1% |
| Stifel Bank and Trust | $5,470,000 | $6,420,000 | 17.4% | 0.1% |
| Hometown Lenders, Inc. | $1,965,000 | $6,330,000 | 222.1% | 0.1% |
| NexBank | $7,200,000 | $6,310,000 | -12.4% | 0.1% |
| TOWNE MORTGAGE COMPANY | $1,355,000 | $6,110,000 | 350.9% | 0.1% |
| USAA Federal Savings Bank | $22,770,000 | $6,040,000 | -73.5% | 0.1% |
| Cf Bank | $9,455,000 | $6,025,000 | -36.3% | 0.1% |
| SOFI LENDING CORP. | $3,095,000 | $5,935,000 | 91.8% | 0.1% |
| LADERA LENDING, INC. | $6,905,000 | $5,920,000 | -14.3% | 0.1% |
| FIRST TECHNOLOGY | $4,975,000 | $5,880,000 | 18.2% | 0.1% |
| BLUE BRICK FINANCIAL LLC | $1,965,000 | $5,700,000 | 190.1% | 0.1% |
| InterContinental Capital Group, Inc | $4,430,000 | $5,685,000 | 28.3% | 0.1% |
| ARC HOME LLC | $2,845,000 | $5,675,000 | 99.5% | 0.1% |
| Summit Mortgage Corporation | $8,285,000 | $5,625,000 | -32.1% | 0.1% |
| City National Bank | $2,815,000 | $5,500,000 | 95.4% | 0.1% |
| J. VIRGIL, INC. | $2,455,000 | $5,320,000 | 116.7% | 0.1% |
| Liberty Savings Bank, F.S.B. | $11,590,000 | $5,140,000 | -55.7% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $3,510,000 | $5,095,000 | 45.2% | 0.1% |
| T2 FINANCIAL LLC | $355,000 | $5,065,000 | 1,326.8% | 0.1% |
| Fifth Third Bank | $4,660,000 | $4,975,000 | 6.8% | 0.1% |
| CANOPY MORTGAGE, LLC | $3,785,000 | $4,850,000 | 28.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $5,285,000 | $4,840,000 | -8.4% | 0.1% |
| GENEVA FINANCIAL, LLC | $265,000 | $4,825,000 | 1,720.8% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $5,825,000 | $4,735,000 | -18.7% | 0.0% |
| INSPIRE HOME LOANS INC. | $4,680,000 | n/a | 0.0% | |
| The Home Loan Expert LLC | $12,220,000 | $4,630,000 | -62.1% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $7,480,000 | $4,575,000 | -38.8% | 0.0% |
| LENDSURE MORTGAGE CORP. | $5,060,000 | $4,535,000 | -10.4% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,295,000 | $4,420,000 | 2.9% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $3,140,000 | $4,410,000 | 40.4% | 0.0% |
| THE MORTGAGE COMPANY | $6,380,000 | $4,355,000 | -31.7% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $9,280,000 | $4,275,000 | -53.9% | 0.0% |
| HOMESTEAD FUNDING CORP. | $5,990,000 | $4,205,000 | -29.8% | 0.0% |
| AMWEST FUNDING CORP. | $5,835,000 | $4,180,000 | -28.4% | 0.0% |
| ALL WESTERN MORTGAGE, INC. | $770,000 | $4,165,000 | 440.9% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $7,675,000 | $4,165,000 | -45.7% | 0.0% |
| Assurance Financial Group, L.L.C. | $335,000 | $4,130,000 | 1,132.8% | 0.0% |
| GSF Mortgage Corporation | $2,245,000 | $4,125,000 | 83.7% | 0.0% |
| DIRECT MORTGAGE, CORP. | $1,590,000 | $4,035,000 | 153.8% | 0.0% |
| THRIVE MORTGAGE, LLC | $4,090,000 | $4,030,000 | -1.5% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $1,990,000 | $3,985,000 | 100.3% | 0.0% |
| PARKSIDE LENDING, LLC | $6,315,000 | $3,925,000 | -37.8% | 0.0% |
| Credit Union of Denver | $3,480,000 | $3,885,000 | 11.6% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $2,875,000 | $3,770,000 | 31.1% | 0.0% |
| KS StateBank | $9,315,000 | $3,760,000 | -59.6% | 0.0% |
| PROPER RATE, LLC | $1,140,000 | $3,735,000 | 227.6% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $2,265,000 | $3,580,000 | 58.1% | 0.0% |
| Mortgage Bank of California | $3,505,000 | n/a | 0.0% | |
| Prime Choice Funding Inc. | $4,230,000 | $3,495,000 | -17.4% | 0.0% |
| Figure Lending LLC | $805,000 | $3,490,000 | 333.5% | 0.0% |
| LOANFLIGHT LENDING, LLC | $2,865,000 | $3,475,000 | 21.3% | 0.0% |
| Mortgage Assurance Inc. | $1,605,000 | $3,465,000 | 115.9% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $1,340,000 | $3,415,000 | 154.9% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $3,315,000 | $3,365,000 | 1.5% | 0.0% |
| WINNPOINTE CORPORATION | $8,030,000 | $3,230,000 | -59.8% | 0.0% |
| AmeriHome Mortgage Company, LLC | $1,380,000 | $3,170,000 | 129.7% | 0.0% |
| JMAC LENDING, INC. | $4,100,000 | $3,170,000 | -22.7% | 0.0% |
| LOANSNAP, INC. | $4,105,000 | $3,160,000 | -23.0% | 0.0% |
| Farmers Bank & Trust | $5,080,000 | $3,130,000 | -38.4% | 0.0% |
| IDEAL HOME LOANS LLC | $5,945,000 | $3,120,000 | -47.5% | 0.0% |
| BMO Harris Bank | $445,000 | $3,030,000 | 580.9% | 0.0% |
| NEXERA HOLDING LLC | $3,405,000 | $3,010,000 | -11.6% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $3,695,000 | $2,970,000 | -19.6% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $5,675,000 | $2,925,000 | -48.5% | 0.0% |
| LENDERFI, INC. | $4,765,000 | $2,925,000 | -38.6% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $1,540,000 | $2,900,000 | 88.3% | 0.0% |
| KELLER MORTGAGE, LLC | $5,515,000 | $2,895,000 | -47.5% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $1,005,000 | $2,890,000 | 187.6% | 0.0% |
| Academy Bank | $3,735,000 | $2,865,000 | -23.3% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $1,820,000 | $2,825,000 | 55.2% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $435,000 | $2,785,000 | 540.2% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,455,000 | $2,760,000 | 89.7% | 0.0% |
| NEW DAY FINANCIAL, LLC | $1,005,000 | $2,755,000 | 174.1% | 0.0% |
| SPRING EQ, LLC | $2,455,000 | $2,680,000 | 9.2% | 0.0% |
| Lakeview Community Capital, LLC | $485,000 | $2,630,000 | 442.3% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $555,000 | $2,625,000 | 373.0% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $4,585,000 | $2,615,000 | -43.0% | 0.0% |
| First Dakota National Bank | $2,440,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $2,775,000 | $2,425,000 | -12.6% | 0.0% |
| AXIA FINANCIAL, LLC | $2,350,000 | n/a | 0.0% | |
| LANDED HOME LOANS LLC | $780,000 | $2,335,000 | 199.4% | 0.0% |
| ONY GLO, INC. | $3,875,000 | $2,305,000 | -40.5% | 0.0% |
| CIBC Bank USA | $1,485,000 | $2,270,000 | 52.9% | 0.0% |
| Network Funding, L.P. | $1,605,000 | $2,230,000 | 38.9% | 0.0% |
| Red Rocks Credit Union | $3,075,000 | $2,215,000 | -28.0% | 0.0% |
| UNIVERSITY CREDIT UNION | $2,205,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $3,445,000 | $2,150,000 | -37.6% | 0.0% |
| Franklin Loan Corporation | $4,380,000 | $2,055,000 | -53.1% | 0.0% |
| Citadel Servicing Corporation | $2,030,000 | n/a | 0.0% | |
| First Guaranty Mortgage Corporation | $5,335,000 | $2,005,000 | -62.4% | 0.0% |
| Grand Valley Bank | $2,005,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $1,435,000 | $1,985,000 | 38.3% | 0.0% |
| Cornerstone First Mortgage, Inc | $3,645,000 | $1,965,000 | -46.1% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,885,000 | $1,950,000 | 3.4% | 0.0% |
| SUMMIT FUNDING, INC. | $2,305,000 | $1,950,000 | -15.4% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $205,000 | $1,930,000 | 841.5% | 0.0% |
| First Midwest Bank | $5,000,000 | $1,905,000 | -61.9% | 0.0% |
| KINECTA | $1,330,000 | $1,900,000 | 42.9% | 0.0% |
| M2 Lending Solutions, LLC | $6,835,000 | $1,885,000 | -72.4% | 0.0% |
| EVERETT FINANCIAL, INC. | $13,485,000 | $1,880,000 | -86.1% | 0.0% |
| Guaranty Bank & Trust, N.A. | $1,855,000 | n/a | 0.0% | |
| Citywide Banks | $4,310,000 | $1,840,000 | -57.3% | 0.0% |
| Old National Bank | $1,835,000 | n/a | 0.0% | |
| WILLOW BEND MORTGAGE COMPANY, LLC | $255,000 | $1,825,000 | 615.7% | 0.0% |
| Discover Bank | $1,010,000 | $1,790,000 | 77.2% | 0.0% |
| Waterstone Mortgage Corporation | $1,175,000 | $1,785,000 | 51.9% | 0.0% |
| Watermark Capital, Inc. | $5,190,000 | $1,780,000 | -65.7% | 0.0% |
| JLB CORPORATION | $1,250,000 | $1,770,000 | 41.6% | 0.0% |
| ADVANCIAL | $2,360,000 | $1,760,000 | -25.4% | 0.0% |
| Axos Bank | $3,010,000 | $1,750,000 | -41.9% | 0.0% |
| PARTNER COLORADO | $1,740,000 | $1,750,000 | 0.6% | 0.0% |
| Mid-Continent Funding, Inc. | $335,000 | $1,740,000 | 419.4% | 0.0% |
| Princeton Mortgage Corporation | $1,740,000 | n/a | 0.0% | |
| NP, Inc. | $1,160,000 | $1,720,000 | 48.3% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $4,780,000 | $1,720,000 | -64.0% | 0.0% |
| Amalgamated Bank | $515,000 | $1,700,000 | 230.1% | 0.0% |
| CIT Bank | $5,350,000 | $1,690,000 | -68.4% | 0.0% |
| Raymond James Bank | $6,270,000 | $1,680,000 | -73.2% | 0.0% |
| FUNDLOANS CAPITAL | $1,630,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $1,620,000 | n/a | 0.0% | |
| Arvest Bank | $1,680,000 | $1,610,000 | -4.2% | 0.0% |
| AmRes Corporation | $610,000 | $1,600,000 | 162.3% | 0.0% |
| Cambria Financial Group, LLC | $1,710,000 | $1,590,000 | -7.0% | 0.0% |
| First Horizon Bank | $1,570,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $2,235,000 | $1,530,000 | -31.5% | 0.0% |
| The Loan Store, Inc. | $3,455,000 | $1,510,000 | -56.3% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $275,000 | $1,505,000 | 447.3% | 0.0% |
| BLUELEAF LENDING, LLC | $2,800,000 | $1,490,000 | -46.8% | 0.0% |
| WINGS FINANCIAL | $170,000 | $1,465,000 | 761.8% | 0.0% |
| DIRECTORS MORTGAGE, INC. | $295,000 | $1,460,000 | 394.9% | 0.0% |
| First Savings Bank | $2,600,000 | $1,455,000 | -44.0% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $1,455,000 | n/a | 0.0% | |
| Ameris Bank | $1,465,000 | $1,445,000 | -1.4% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $350,000 | $1,445,000 | 312.9% | 0.0% |
| CHEVRON | $1,435,000 | n/a | 0.0% | |
| HomeStreet Bank | $935,000 | $1,435,000 | 53.5% | 0.0% |
| LENDINGONE, LLC | $275,000 | $1,410,000 | 412.7% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,560,000 | $1,405,000 | -45.1% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $515,000 | $1,405,000 | 172.8% | 0.0% |
| Regions Bank | $2,000,000 | $1,405,000 | -29.8% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $1,470,000 | $1,390,000 | -5.4% | 0.0% |
| First Federal Bank | $1,610,000 | $1,340,000 | -16.8% | 0.0% |
| 21ST MORTGAGE CORPORATION | $780,000 | $1,315,000 | 68.6% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $1,300,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $835,000 | $1,295,000 | 55.1% | 0.0% |
| Bell Bank | $1,270,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $1,030,000 | $1,270,000 | 23.3% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $495,000 | $1,250,000 | 152.5% | 0.0% |
| SOUTHWEST FUNDING, LP | $355,000 | $1,245,000 | 250.7% | 0.0% |
| MORIA DEVELOPMENT, INC. | $2,045,000 | $1,240,000 | -39.4% | 0.0% |
| BM Real Estate Services, Inc. | $215,000 | $1,230,000 | 472.1% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $16,895,000 | $1,230,000 | -92.7% | 0.0% |
| ON Q FINANCIAL, INC. | $1,705,000 | $1,195,000 | -29.9% | 0.0% |
| Johnson Bank | $85,000 | $1,185,000 | 1,294.1% | 0.0% |
| United Nations Federal Credit Union | $1,165,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $425,000 | $1,130,000 | 165.9% | 0.0% |
| Luther Burbank Savings | $1,125,000 | n/a | 0.0% | |
| ATHAS CAPITAL GROUP, INC. | $1,110,000 | n/a | 0.0% | |
| Glacier Bank | $125,000 | $1,110,000 | 788.0% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $800,000 | $1,100,000 | 37.5% | 0.0% |
| Elements Financial Federal Credit Union | $1,090,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $4,820,000 | $1,080,000 | -77.6% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,050,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $3,070,000 | $1,035,000 | -66.3% | 0.0% |
| Equity Prime Mortgage LLC | $450,000 | $1,030,000 | 128.9% | 0.0% |
| Luxury Mortgage Corp. | $1,020,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $255,000 | $1,020,000 | 300.0% | 0.0% |
| OAKTREE FUNDING CORP. | $1,090,000 | $1,005,000 | -7.8% | 0.0% |
| DATA MORTGAGE, INC. | $635,000 | $1,000,000 | 57.5% | 0.0% |
| Fortis Private Bank | $4,805,000 | $990,000 | -79.4% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $265,000 | $990,000 | 273.6% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $965,000 | n/a | 0.0% | |
| NATIONWIDE EQUITIES CORPORATION | $965,000 | n/a | 0.0% | |
| First Home Bank | $1,130,000 | $945,000 | -16.4% | 0.0% |
| Cadence Bank, N.A. | $935,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $920,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $1,230,000 | $915,000 | -25.6% | 0.0% |
| Capitol Federal Savings Bank | $1,420,000 | $905,000 | -36.3% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $515,000 | $900,000 | 74.8% | 0.0% |
| Paramount Bank | $515,000 | $880,000 | 70.9% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $640,000 | $875,000 | 36.7% | 0.0% |
| PARTNERS UNITED FINANCIAL, LLC | $1,045,000 | $870,000 | -16.7% | 0.0% |
| Texana Bank | $325,000 | $870,000 | 167.7% | 0.0% |
| NMSI, INC. | $865,000 | n/a | 0.0% | |
| THOMPSON KANE & COMPANY, LLC | $1,115,000 | $865,000 | -22.4% | 0.0% |
| FMS Bank | $610,000 | $855,000 | 40.2% | 0.0% |
| First National Bank | $785,000 | $850,000 | 8.3% | 0.0% |
| Gold Coast Bank | $2,005,000 | $840,000 | -58.1% | 0.0% |
| Tradition Mortgage, LLC | $560,000 | $840,000 | 50.0% | 0.0% |
| Manufacturers and Traders Trust Company | $7,445,000 | $830,000 | -88.9% | 0.0% |
| 212 LOANS, LLC. | $1,145,000 | $820,000 | -28.4% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $820,000 | n/a | 0.0% | |
| Alerus Financial | $815,000 | n/a | 0.0% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $315,000 | $810,000 | 157.1% | 0.0% |
| OPEN MORTGAGE, LLC | $2,520,000 | $780,000 | -69.0% | 0.0% |
| 5TH STREET CAPITAL, INC. | $775,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $765,000 | n/a | 0.0% | |
| First Bank | $900,000 | $765,000 | -15.0% | 0.0% |
| Level One Bank | $365,000 | $760,000 | 108.2% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $4,140,000 | $740,000 | -82.1% | 0.0% |
| First Internet Bank of Indiana | $6,245,000 | $730,000 | -88.3% | 0.0% |
| City Bank | $725,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $975,000 | $710,000 | -27.2% | 0.0% |
| IVY MORTGAGE, INC. | $710,000 | n/a | 0.0% | |
| WHITE CROWN FEDERAL CREDIT UNION | $710,000 | n/a | 0.0% | |
| The Security National Bank of Sioux City, Iowa | $705,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $685,000 | n/a | 0.0% | |
| Baxter Credit Union | $2,710,000 | $675,000 | -75.1% | 0.0% |
| ON TAP | $45,000 | $665,000 | 1,377.8% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $645,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $1,615,000 | $645,000 | -60.1% | 0.0% |
| Magnolia Bank | $1,570,000 | $640,000 | -59.2% | 0.0% |
| FNB Bank, Inc. | $635,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $640,000 | $620,000 | -3.1% | 0.0% |
| Jonah Bank of Wyoming | $620,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $315,000 | $610,000 | 93.7% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $3,035,000 | $605,000 | -80.1% | 0.0% |
| INTERCAP LENDING INC. | $575,000 | $605,000 | 5.2% | 0.0% |
| CERTAINTY HOME LOANS, LLC | $1,200,000 | $595,000 | -50.4% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $1,760,000 | $585,000 | -66.8% | 0.0% |
| RBC Bank, (Georgia) | $455,000 | $585,000 | 28.6% | 0.0% |
| Arbor Bank | $565,000 | n/a | 0.0% | |
| Landmark National Bank | $545,000 | n/a | 0.0% | |
| Leader Bank | $495,000 | $545,000 | 10.1% | 0.0% |
| Pinnacle Bank | $545,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $365,000 | $545,000 | 49.3% | 0.0% |
| FBC MORTGAGE, LLC | $3,930,000 | $535,000 | -86.4% | 0.0% |
| First Interstate Bank | $570,000 | $535,000 | -6.1% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $225,000 | $535,000 | 137.8% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $415,000 | $530,000 | 27.7% | 0.0% |
| F&B Acquisition Group LLC | $1,570,000 | $525,000 | -66.6% | 0.0% |
| Colten Mortgage, LLC | $1,375,000 | $520,000 | -62.2% | 0.0% |
| Community First National Bank | $1,240,000 | $515,000 | -58.5% | 0.0% |
| Florida Capital Bank | $515,000 | n/a | 0.0% | |
| MOUNTAIN AMERICA | $510,000 | n/a | 0.0% | |
| FITZSIMONS FEDERAL CREDIT UNION | $610,000 | $505,000 | -17.2% | 0.0% |
| RANLIFE, INC. | $505,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $255,000 | $505,000 | 98.0% | 0.0% |
| Evolve Bank & Trust | $300,000 | $475,000 | 58.3% | 0.0% |
| Firefighters First Federal Credit Union | $475,000 | n/a | 0.0% | |
| Lincoln FSB of Nebraska | $455,000 | $465,000 | 2.2% | 0.0% |
| RiverHills Bank | $455,000 | n/a | 0.0% | |
| AIR ACADEMY | $2,740,000 | $445,000 | -83.8% | 0.0% |
| First Bank & Trust | $1,010,000 | $435,000 | -56.9% | 0.0% |
| SRE MORTGAGE ALLIANCE INC. | $930,000 | $425,000 | -54.3% | 0.0% |
| Low VA Rates, LLC | $1,810,000 | $415,000 | -77.1% | 0.0% |
| Broadway National Bank | $405,000 | n/a | 0.0% | |
| First Bank & Trust | $1,010,000 | $405,000 | -59.9% | 0.0% |
| HighTechLending Inc | $680,000 | $405,000 | -40.4% | 0.0% |
| Sandy Spring Bank | $405,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $925,000 | $395,000 | -57.3% | 0.0% |
| TJC Mortgage, Inc. | $1,265,000 | $395,000 | -68.8% | 0.0% |
| AEROSPACE FEDERAL CREDIT UNION | $375,000 | $385,000 | 2.7% | 0.0% |
| Oakstar Bank | $385,000 | n/a | 0.0% | |
| Mid-America Bank | $525,000 | $365,000 | -30.5% | 0.0% |
| Triumph Bank | $1,600,000 | $365,000 | -77.2% | 0.0% |
| U S WIDE FINANCIAL LLC | $365,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $355,000 | n/a | 0.0% | |
| First Financial Bank | $335,000 | n/a | 0.0% | |
| Auto Club Trust, FSB | $540,000 | $330,000 | -38.9% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $325,000 | $325,000 | 0.0% | 0.0% |
| Mortgage Network, Inc. | $325,000 | n/a | 0.0% | |
| Patriot Community Bank | $325,000 | $325,000 | 0.0% | 0.0% |
| Beeline Loans, Inc. | $315,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $2,075,000 | $315,000 | -84.8% | 0.0% |
| GoPrime Mortgage, Inc. | $475,000 | $315,000 | -33.7% | 0.0% |
| EVANSVILLE TEACHERS | $295,000 | $295,000 | 0.0% | 0.0% |
| Goldwater Bank, N.A. | $2,795,000 | $295,000 | -89.4% | 0.0% |
| The Union Bank Company | $720,000 | $295,000 | -59.0% | 0.0% |
| East Coast Capital Corp. | $285,000 | n/a | 0.0% | |
| Gate City Bank | $285,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $3,050,000 | $265,000 | -91.3% | 0.0% |
| MEGA CAPITAL FUNDING, INC. | $550,000 | $265,000 | -51.8% | 0.0% |
| Platte Valley Bank | $265,000 | n/a | 0.0% | |
| WESTERN VISTA | $265,000 | n/a | 0.0% | |
| Bank of Springfield | $255,000 | n/a | 0.0% | |
| Citizens Bank of Kansas | $255,000 | n/a | 0.0% | |
| DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION | $245,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $925,000 | $245,000 | -73.5% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $375,000 | $235,000 | -37.3% | 0.0% |
| EMM LOANS LLC | $165,000 | $235,000 | 42.4% | 0.0% |
| First Federal Bank of Kansas City | $1,625,000 | $235,000 | -85.5% | 0.0% |
| First State Bank of St. Charles, Missouri | $205,000 | $225,000 | 9.8% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $225,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $215,000 | n/a | 0.0% | |
| DENVER COMMUNITY | $215,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $1,645,000 | $205,000 | -87.5% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $205,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $205,000 | n/a | 0.0% | |
| TBK BANK, SSB | $145,000 | $205,000 | 41.4% | 0.0% |
| STANDARD MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $550,000 | $195,000 | -64.5% | 0.0% |
| ROCKY MOUNTAIN LAW ENFORCEMENT FCU | $190,000 | n/a | 0.0% | |
| WESTERN EXPRESS LENDING | $465,000 | $185,000 | -60.2% | 0.0% |
| DAS Acquisition Company, LLC | $205,000 | $175,000 | -14.6% | 0.0% |
| BECKAM FUNDING CORP. | $165,000 | n/a | 0.0% | |
| EXPRESS FUNDING, INC. | $485,000 | $165,000 | -66.0% | 0.0% |
| Farmers & Stockmens Bank | $805,000 | $165,000 | -79.5% | 0.0% |
| State Department Federal Credit Union | $160,000 | n/a | 0.0% | |
| First National Bank of America | $355,000 | $155,000 | -56.3% | 0.0% |
| FOOTHILLS | $145,000 | n/a | 0.0% | |
| Umpqua Bank | $145,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $55,000 | $130,000 | 136.4% | 0.0% |
| PILGRIM MORTGAGE LLC | $115,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $115,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $1,675,000 | $105,000 | -93.7% | 0.0% |
| The Citizens State Bank | $105,000 | n/a | 0.0% | |
| BANKWEST, INC. | $95,000 | n/a | 0.0% | |
| Centier Bank | $110,000 | $95,000 | -13.6% | 0.0% |
| NUMARK CREDIT UNION | $85,000 | n/a | 0.0% | |
| Connexus Credit Union | $1,305,000 | $75,000 | -94.3% | 0.0% |
| MANN FINANCIAL INC. | $500,000 | $75,000 | -85.0% | 0.0% |
| TOWER | $55,000 | n/a | 0.0% | |
| HANSCOM | $45,000 | n/a | 0.0% |
BOULDER's top lender by overall market share is Elevations Credit Union, with 12.2% market share. In second place, with 5.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $557,420,000 in loans. In third place, with 5.3%, is QUICKEN LOANS, LLC, having originated $507,890,000 in loans. In third place, with 4.8%, is JPMorgan Chase Bank, having originated $451,555,000 in loans. In third place, with 4.2%, is CHERRY CREEK MORTGAGE, LLC, having originated $398,040,000 in loans.
BOULDER, CO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 9,908 | $4,115,670,000 | $415,389 |
| Home Purchase | 5,513 | $3,148,235,000 | $571,057 |
| Cash Out Refi | 4,295 | $1,813,365,000 | $422,204 |
| Home Improvement | 1,001 | $190,935,000 | $190,744 |
| Other | 877 | $235,715,000 | $268,774 |
| NA | 2 | $920,000 | $460,000 |
Boulder's most frequently cited loan purpose was Refi, with 9,908 originations. The 2nd most popular reason was Home Purchase, with 5,513 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 9,877 | $4,535,715,000 | $459,220 |
| 3-4% | 6,478 | $2,928,920,000 | $452,133 |
| <2.5% | 4,240 | $1,768,800,000 | $417,170 |
| 4-5% | 691 | $188,165,000 | $272,308 |
| 5-6% | 129 | $30,285,000 | $234,767 |
| 6-7% | 53 | $13,065,000 | $246,509 |
| Over 8% | 40 | $4,740,000 | $118,500 |
| 7-8% | 32 | $5,610,000 | $175,313 |
During 2021, Boulder's most frequently originated rate bucket was 2.5-3%, with 9,877 originations.
Loan Sizing (BOULDER, CO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 8,431 | $2,548,255,000 | $302,248 |
| $400k-600k | 5,926 | $2,886,240,000 | $487,047 |
| $600k-1000k | 2,702 | $1,939,320,000 | $717,735 |
| $100k-200k | 2,540 | $389,030,000 | $153,161 |
| $Over $1MM | 1,012 | $1,681,390,000 | $1,661,453 |
| $100,000 or less | 985 | $60,605,000 | $61,528 |
BOULDER's loan sizing saw the bucket of loans from $200k-400k with 8,431 originations, totaling $2,548,255,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 6,819 | $3,797,265,000 | $556,865 |
| 40-60% | 5,857 | $2,567,405,000 | $438,348 |
| 20-40% | 3,595 | $1,052,785,000 | $292,847 |
| 80-100% | 3,110 | $1,683,770,000 | $541,405 |
| Under 20% | 1,795 | $228,395,000 | $127,240 |
| Over 100% | 41 | $24,045,000 | $586,463 |
BOULDER's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 6,819 originations, totaling $3,797,265,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - BOULDER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $637,000 (-4.8%) | $1,067,582 (-8.5%) | 2.35 | 704 |
| 2018-02-01 | $672,167 (-1.1%) | $1,138,702 (-6.1%) | 2.42 | 696 |
| 2018-03-01 | $725,000 (9.0%) | $1,151,964 (0.8%) | 2.51 | 725 |
| 2018-04-01 | $737,500 (9.3%) | $1,150,011 (2.8%) | 2.48 | 920 |
| 2018-05-01 | $739,000 (8.7%) | $1,143,463 (7.1%) | 2.46 | 1,037 |
| 2018-06-01 | $699,900 (5.9%) | $1,066,294 (5.3%) | 2.33 | 1,224 |
| 2018-07-01 | $699,000 (7.5%) | $1,040,555 (2.2%) | 2.33 | 1,269 |
| 2018-08-01 | $650,000 (3.6%) | $994,529 (1.7%) | 2.17 | 1,371 |
| 2018-09-01 | $635,000 (3.3%) | $972,633 (0.3%) | 2.12 | 1,392 |
| 2018-10-01 | $629,950 (-1.7%) | $983,864 (-1.8%) | 2.11 | 1,350 |
| 2018-11-01 | $615,000 (-4.1%) | $981,788 (-5.4%) | 2.06 | 1,230 |
| 2018-12-01 | $625,000 (-3.4%) | $989,475 (-8.2%) | 2.14 | 1,046 |
| 2019-01-01 | $599,450 (-5.9%) | $976,826 (-8.5%) | 2.07 | 925 |
| 2019-02-01 | $600,000 (-10.7%) | $972,496 (-14.6%) | 2.01 | 999 |
| 2019-03-01 | $597,043 (-17.7%) | $978,681 (-15.0%) | 1.95 | 1,135 |