BOULDER Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Boulder averaged 6.25% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.54% and one month ago for the week of 2024-11-07, the average rate was 6.44%.

Boulder's average rate one year ago was 6.88%.

For refis of the same type during the week of 2024-12-12, the average rate was 6.73%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Boulder 30 Year Fixed Rate 2024-12-12 6.25%
Boulder 30 Year Fixed Rate Refi 2024-12-12 6.73%
Boulder 15 Year Fixed Rate 2024-12-12 6.04%
Boulder 15 Year Fixed Rate Refi 2024-12-12 5.84%
Boulder 30 Year FHA 2024-12-12 5.81%
Boulder 30 Year FHA Refi 2024-12-12 6.18%
Boulder 30 Year USDA 2024-12-12 6.3%
Boulder 30 Year USDA Refi 2024-12-12 6.3%
Boulder 30 Year VA 2024-12-12 5.98%
Boulder 30 Year VA Refi 2024-12-12 5.88%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BOULDER, CO.

BOULDER Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BOULDER, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Elevations Credit Union 482 6.60% $4,698
UNITED WHOLESALE MORTGAGE, LLC 315 6.73% $7,247
QUICKEN LOANS, LLC 126 6.71% $7,340
EAGLE HOME MORTGAGE, LLC 111 5.08% $4,627
CMG MORTGAGE, INC. 85 6.37% $6,925
JPMorgan Chase Bank 79 6.26% $5,285
CROSSCOUNTRY MORTGAGE, LLC 70 6.92% $6,936
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 67 6.95% $6,619
FirstBank 50 6.52% $4,672
Wells Fargo Bank 44 6.05% $5,266
SWBC MORTGAGE CORPORATION 40 6.93% $5,073
GUILD MORTGAGE COMPANY 38 6.99% $4,809
Bank of America 35 5.90% $7,228
GUARANTEED RATE, INC. 32 6.47% $5,270
KBHS HOME LOANS, LLC 32 5.41% $10,219
Morgan Stanley Private Bank 32 5.75% $4,107
S1L, Inc. 28 6.43% $8,225
PREMIER MEMBERS CREDIT UNION 28 5.97% $7,441
ALLIED MORTGAGE GROUP, INC. 26 7.33% $4,214
Ent Credit Union 25 6.03% $4,273
V.I.P. MORTGAGE, INC. 25 6.86% $6,823
PLANET HOME LENDING, LLC 24 6.78% $4,785
First National Bank of Omaha 23 6.24% $4,406
JET HOMELOANS, LLC 22 6.84% $6,220
U.S. Bank 22 6.37% $6,628
LOANDEPOT.COM, LLC 21 6.83% $10,543
GUARANTEED RATE AFFINITY, LLC 20 6.51% $5,503
PROVIDENT FUNDING ASSOCIATES, L.P. 20 6.56% $4,177
American Mortgage & Equity Consultants, Inc. 20 6.74% $8,533
CHERRY CREEK MORTGAGE, LLC 19 6.58% $1,125
INTERCAP LENDING INC. 19 7.16% $5,182
TBI MORTGAGE COMPANY 19 6.39% $9,579
Citibank 17 5.99% $4,573
MOVEMENT MORTGAGE, LLC 17 7.01% $10,607
Charles Schwab Bank, SSB 15 6.12% $5,229
PNC Bank 14 5.65% $6,392
The Huntington National Bank 14 6.36% $6,980
BMO Harris Bank 13 6.01% $8,689
NOVA FINANCIAL & INVESTMENT CORPORATION 13 6.89% $5,259
BROKER SOLUTIONS, INC. 12 7.07% $11,149
CARDINAL FINANCIAL 12 6.96% $4,262
The Loan Store, Inc. 12 6.86% $7,867
BOKF 11 6.24% $8,950
NAVY FEDERAL CREDIT UNION 11 5.31% $4,502
Bank of Colorado 11 6.67% $5,753
UNIVERSAL LENDING CORPORATION 10 6.86% $7,713
Zions Bank 10 5.85% $3,614
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 10 7.00% $4,965
Sunflower Bank 9 5.90% $5,096
INSPIRE HOME LOANS INC. 9 6.19% $3,938
UBS Bank USA 9 6.18% $4,047
Bank of England 9 7.26% $5,615
Plains Commerce Bank 9 6.63% $8,805
SUMMIT FUNDING, INC. 9 7.14% $9,036
South Pacific Financial Corporation 9 6.23% $7,210
CORNERSTONE HOME LENDING, INC. 9 7.07% $10,019
PRIMELENDING, A PLAINSCAPITAL COMPANY 9 6.78% $7,717
MEGASTAR FINANCIAL CORP. 8 6.63% $10,733
PENNYMAC LOAN SERVICES, LLC 8 7.08% $5,909
Mr. Cooper ( Nationstar Mortgage ) 8 6.60% $9,797
Paramount Residential Mortgage Group, Inc. 8 7.08% $5,457
Ixonia Bank 8 7.03% $12,063
First Western Trust Bank 8 6.53% $4,329
NexBank 8 6.73% $5,952
WESTERRA CREDIT UNION 7 6.61% $6,452
ACADEMY MORTGAGE CORPORATION 6 6.75% $10,055
AMERICAN PACIFIC MORTGAGE CORPORATION 6 6.79% $16,711
HOMEAMERICAN MORTGAGE CORPORATION 6 6.60% $1,801
ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 7.29% $6,624
Citizens Bank 6 6.88% $5,173
Prosperity Home Mortgage, LLC 6 6.75% $6,608
NBH Bank 6 6.65% $3,686
Commerce Home Mortgage, Inc. 6 6.98% $5,659
CANVAS CREDIT UNION 5 6.85% $4,305
First-Citizens Bank & Trust Company 5 5.53% $9,575
Northpointe Bank 5 7.05% $8,000
Dollar Bank, Federal Savings Bank 5 6.20% $7,592
M2 Lending Solutions, LLC 5 6.73% $4,826
NEST HOME LENDING, LLC 5 7.18% $4,880
KeyBank 5 6.48% $5,503
Stifel Bank and Trust 5 6.45% $2,712
Summit Mortgage Corporation 5 6.63% $4,990
USAA Federal Savings Bank 4 6.53% $10,980
BAY EQUITY LLC 4 7.18% $11,523
BETTER MORTGAGE CORPORATION 4 6.25% $6,163
CALIBER HOME LOANS, INC. 4 6.41% $8,221
Citadel Servicing Corporation 4 7.81% $15,696
Commerce Bank 4 6.31% $4,254
DRAPER AND KRAMER MORTGAGE CORP. 4 6.59% $6,220
Raymond James Bank 4 5.91% $6,281
Financial Funding Solutions, Inc. 4 6.28% $6,201
AMERICAN FINANCING CORPORATION 4 6.34% $6,829
First Republic Bank 4 4.65% $3,359
Flagstar Bank, FSB 4 6.94% $10,327
PREMIA MORTGAGE, LLC 4 6.13% $2,017
GROUP MORTGAGE, LLC 3 6.71% $6,193
Goldman Sachs Bank USA 3 5.50% $5,423
Alpine Bank 3 6.38% $7,107
PHH Mortgage Corporation 3 7.41% $5,114
PENTAGON FEDERAL CREDIT UNION 3 6.04% $10,103
Farmers Bank & Trust 3 6.37% $5,326
EVERETT FINANCIAL, INC. 3 6.54% $4,836
DEEPHAVEN MORTGAGE LLC 3 7.33% $27,096
Ally Bank 3 6.58% $7,851
BNY Mellon 3 5.00% $4,440
THE MORTGAGE COMPANY 3 6.96% $4,580
Barrington Bank & Trust Company, N.A. 3 6.38% $16,836
AMERISAVE MORTGAGE CORPORATION 3 6.38% $8,101
TOWNE MORTGAGE COMPANY 3 6.37% $4,289
UNION HOME MORTGAGE CORP. 3 6.96% $6,660
NBKC BANK 3 6.13% $5,917
NATIONS DIRECT MORTGAGE, LLC 3 6.71% $6,566
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.96% $15,899
JMAC LENDING, INC. 3 8.42% $13,631
MOUNTAIN WEST FINANCIAL, INC. 3 6.88% $10,301
NMSI, INC. 3 7.08% $5,877
Old National Bank 3 4.96% $3,876
PLAZA HOME MORTGAGE, INC. 2 6.88% $3,245
ADVANCIAL 2 8.38% $7,551
ALLIANT CREDIT UNION 2 7.44% $3,668
ANB Bank 2 5.94% $7,831
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 7.94% $10,544
Bell Bank 2 6.69% $6,087
Blue Federal Credit Union 2 7.13% $7,289
BNC National Bank 2 6.31% $3,251
CANOPY MORTGAGE, LLC 2 6.13% $8,628
DAS Acquisition Company, LLC 2 7.75% $7,818
First Horizon Bank 2 6.75% $3,835
First National Bank of America 2 10.06% $14,754
GENEVA FINANCIAL, LLC 2 7.00% $9,397
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 7.63% $19,983
HOMESIDE FINANCIAL, LLC 2 7.37% $3,829
HOMEXPRESS MORTGAGE CORP. 2 8.94% $8,852
IDEAL HOME LOANS LLC 2 7.18% $8,075
Independent Bank 2 6.38% $7,373
LEADERONE FINANCIAL CORPORATION 2 7.00% $5,992
MICHIGAN MUTUAL, INC. 2 5.94% $10,691
NEWREZ LLC 2 6.88% $9,560
Regions Bank 2 6.00% $4,073
SOUTHERN LENDING SERVICES, LTD. 2 5.49% $2,953
The Federal Savings Bank 2 7.56% $5,291
UMB Bank 2 5.95% $2,471
Waterstone Mortgage Corporation 2 6.94% $7,425
ZILLOW HOME LOANS, LLC 2 7.31% $6,957
OCMBC, INC. 1 6.25% $31,440
LENDSURE MORTGAGE CORP. 1 8.00% $8,625
ON Q FINANCIAL, INC. 1 6.25% $3,502
ON TAP 1 5.25% $7,153
HSBC BANK USA, NATIONAL ASSOCIATION 1 5.69% $6,708
PARTNER COLORADO 1 6.50% $9,165
HOMESTEAD FUNDING CORP. 1 5.88% $5,073
Hancock Whitney Bank 1 7.75% $2,895
HALLMARK HOME MORTGAGE, LLC 1 6.99% $3,062
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.63% $2,921
FUNDLOANS CAPITAL 1 8.63% $10,261
1st Security Bank of Washington 1 6.50% $10,604
FREEDOM MORTGAGE CORPORATION 1 6.50% $9,982
Flanagan State Bank 1 7.38% $2,886
FIRST TECHNOLOGY 1 5.75% $3,228
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.25% $6,525
FIRST NORTHERN Credit Union 1 8.13% $6,252
First Federal Bank 1 7.00% $2,790
FIRST CENTENNIAL MORTGAGE CORPORATION 1 6.63% $9,089
FineMark National Bank & Trust 1 7.00% $3,695
EMBRACE HOME LOANS, INC. 1 5.99% $6,371
RBC Bank, (Georgia) 1 5.88% $1,402
AIR ACADEMY 1 5.73% $8,196
DIGNIFIED HOME LOANS, LLC 1 7.13% $4,419
SAMMAMISH MORTGAGE COMPANY 1 6.50% $3,301
SECURITY SERVICE 1 5.88% $2,531
Sierra Pacific Mortgage Company, Inc. 1 7.75% $9,888
21ST MORTGAGE CORPORATION 1 8.40% $5,823
Community First National Bank 1 6.38% $4,249
STANFORD Federal Credit Union 1 6.25% $2,650
COMMUNITYAMERICA 1 5.75% $3,218
Summit Credit Union 1 6.38% $1,717
CITYWIDE HOME LOANS, LLC 1 6.50% $8,336
City National Bank 1 6.40% $3,789
CHURCHILL MORTGAGE CORPORATION 1 7.25% $3,058
SUN WEST MORTGAGE COMPANY, INC. 1 7.63% $15,956
Chicago Mortgage Solutions LLC 1 5.50% $7,938
T2 FINANCIAL LLC 1 8.13% $9,162
Century Mortgage Company DBA Century Lending Company 1 7.50% $5,634
The Central Trust Bank 1 5.63% $2,820
Adams Bank & Trust 1 6.50% $6,138
The Freedom Bank of Virginia 1 6.38% $3,689
CENTENNIAL LENDING, LLC 1 7.38% $4,103
CALCON MUTUAL MORTGAGE LLC 1 6.88% $9,903
Bethpage Federal Credit Union 1 5.63% $3,863
THRIVE MORTGAGE, LLC 1 7.50% $4,533
Bank of the West 1 5.38% $13,373
Truist 1 6.13% $4,028
Assurance Financial Group, L.L.C. 1 6.50% $2,950
Academy Bank 1 6.00% $6,326
ASSEMBLIES OF GOD Credit Union 1 6.99% $2,321
ARC HOME LLC 1 6.63% $17,642
Ameris Bank 1 5.99% $2,280
UNIVERSAL MORTGAGE & FINANCE, INC. 1 6.88% $3,804
UNIVERSITY CREDIT UNION 1 6.75% $4,424
AMERICAN INTERNET MORTGAGE, INC. 1 6.00% $3,037
AMERICAN HERITAGE LENDING, INC. 1 9.50% $5,948
U S WIDE FINANCIAL LLC 1 8.13% $4,019
M&T Bank 1 6.88% $6,586
NEXERA HOLDING LLC 1 8.50% $13,217
NFM, INC. 1 6.99% $5,694
MidFirst Bank 1 5.88% $15,984
Metro City Bank 1 7.13% $10,351
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 7.00% $3,749

BOULDER Average Closing Costs & Other Stats

BOULDER, CO's 208 lenders originated 5,691 loans during 2023. The total origination value was $2,930,045,000, with an average loan value of $514,856.

BOULDER's average closing costs are $4,495.

The top BOULDER lender as defined by loan originations is Elevations Credit Union, with 482 loans originated. Their average total fees are $4,698, which is $2,549 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee BOULDER lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($1,125), Zions Bank ($3,614), Morgan Stanley Private Bank ($4,107), PROVIDENT FUNDING ASSOCIATES, L.P. ($4,177) and ALLIED MORTGAGE GROUP, INC. ($4,214).

The lowest rate BOULDER lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.08%), NAVY FEDERAL CREDIT UNION (5.31%), KBHS HOME LOANS, LLC (5.41%), PNC Bank (5.65%) and Morgan Stanley Private Bank (5.75%).

BOULDER, CO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Elevations Credit Union $666,870,000 $417,115,000 -37.5% 14.2%
UNITED WHOLESALE MORTGAGE, LLC $215,385,000 $222,345,000 3.2% 7.6%
JONES LANG LASALLE MULTIFAMILY, LLC $179,545,000 n/a 6.1%
FirstBank $625,000 $143,750,000 22,900.0% 4.9%
JPMorgan Chase Bank $195,990,000 $89,685,000 -54.2% 3.1%
QUICKEN LOANS, LLC $171,300,000 $72,405,000 -57.7% 2.5%
Bank of America $76,485,000 $64,665,000 -15.5% 2.2%
EAGLE HOME MORTGAGE, LLC $46,980,000 $63,910,000 36.0% 2.2%
CMG MORTGAGE, INC. $25,605,000 $60,780,000 137.4% 2.1%
CROSSCOUNTRY MORTGAGE, LLC $39,955,000 $57,155,000 43.0% 2.0%
PREMIER MEMBERS CREDIT UNION $79,565,000 $52,385,000 -34.2% 1.8%
ANB Bank $9,310,000 $50,330,000 440.6% 1.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $65,670,000 $45,970,000 -30.0% 1.6%
Zions Bank $74,910,000 $45,160,000 -39.7% 1.5%
Wells Fargo Bank $119,645,000 $42,425,000 -64.5% 1.4%
PNC Bank $36,120,000 $40,355,000 11.7% 1.4%
Ent Credit Union $34,305,000 $34,455,000 0.4% 1.2%
U.S. Bank $72,890,000 $34,335,000 -52.9% 1.2%
Grandbridge Real Estate Capital LLC $34,025,000 n/a 1.2%
First National Bank of Omaha $40,160,000 $32,980,000 -17.9% 1.1%
Morgan Stanley Private Bank $53,600,000 $32,535,000 -39.3% 1.1%
Prudential Huntoon Paige Associates, LLC $2,255,000 $31,970,000 1,317.7% 1.1%
GUILD MORTGAGE COMPANY $12,045,000 $27,515,000 128.4% 0.9%
GUARANTEED RATE, INC. $83,995,000 $26,105,000 -68.9% 0.9%
Fifth Third Bank $2,450,000 $26,015,000 961.8% 0.9%
SWBC MORTGAGE CORPORATION $52,025,000 $24,190,000 -53.5% 0.8%
Commerce Home Mortgage, Inc. $51,800,000 $22,775,000 -56.0% 0.8%
BMO Harris Bank $920,000 $20,310,000 2,107.6% 0.7%
Bank of Colorado $28,670,000 $19,195,000 -33.0% 0.7%
S1L, Inc. $44,260,000 $19,140,000 -56.8% 0.7%
BOKF $16,240,000 $18,975,000 16.8% 0.6%
Citibank $34,450,000 $18,940,000 -45.0% 0.6%
V.I.P. MORTGAGE, INC. $4,790,000 $18,835,000 293.2% 0.6%
The Huntington National Bank $28,565,000 $18,190,000 -36.3% 0.6%
KBHS HOME LOANS, LLC $29,230,000 $17,970,000 -38.5% 0.6%
JET HOMELOANS, LLC $3,995,000 $17,110,000 328.3% 0.6%
Charles Schwab Bank, SSB $34,720,000 $15,715,000 -54.7% 0.5%
BELLCO $35,805,000 $14,560,000 -59.3% 0.5%
Merchants Mortgage & Trust Corporation $15,105,000 $13,675,000 -9.5% 0.5%
ALLIED MORTGAGE GROUP, INC. $13,195,000 n/a 0.5%
CHERRY CREEK MORTGAGE, LLC $153,650,000 $12,585,000 -91.8% 0.4%
American Mortgage & Equity Consultants, Inc. $1,755,000 $12,495,000 612.0% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $8,120,000 $11,735,000 44.5% 0.4%
PLANET HOME LENDING, LLC $47,220,000 $11,555,000 -75.5% 0.4%
TBI MORTGAGE COMPANY $2,085,000 $11,505,000 451.8% 0.4%
INTERCAP LENDING INC. $11,265,000 n/a 0.4%
BROKER SOLUTIONS, INC. $19,780,000 $11,260,000 -43.1% 0.4%
GUARANTEED RATE AFFINITY, LLC $45,190,000 $11,065,000 -75.5% 0.4%
LOANDEPOT.COM, LLC $42,610,000 $10,985,000 -74.2% 0.4%
SECURITY SERVICE $15,250,000 $10,970,000 -28.1% 0.4%
MOVEMENT MORTGAGE, LLC $8,955,000 $10,645,000 18.9% 0.4%
PENNYMAC LOAN SERVICES, LLC $11,305,000 $10,555,000 -6.6% 0.4%
UBS Bank USA $32,395,000 $10,000,000 -69.1% 0.3%
UMB Bank $8,910,000 $9,760,000 9.5% 0.3%
Raymond James Bank $2,680,000 $9,270,000 245.9% 0.3%
FINANCE OF AMERICA REVERSE LLC $10,845,000 $9,095,000 -16.1% 0.3%
NAVY FEDERAL CREDIT UNION $11,050,000 $8,815,000 -20.2% 0.3%
WESTERRA CREDIT UNION $5,690,000 $8,545,000 50.2% 0.3%
Sooper Credit Union $13,765,000 $8,375,000 -39.2% 0.3%
Flatirons Bank $8,245,000 n/a 0.3%
CARDINAL FINANCIAL $5,825,000 $8,025,000 37.8% 0.3%
INSPIRE HOME LOANS INC. $7,955,000 n/a 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $11,210,000 $7,915,000 -29.4% 0.3%
Blue Federal Credit Union $17,555,000 $7,880,000 -55.1% 0.3%
Alpine Bank $41,400,000 $7,740,000 -81.3% 0.3%
Plains Commerce Bank $5,545,000 $7,550,000 36.2% 0.3%
Park State Bank & Trust $7,535,000 n/a 0.3%
NOVA FINANCIAL & INVESTMENT CORPORATION $13,660,000 $7,465,000 -45.4% 0.3%
Sunflower Bank $10,975,000 $7,240,000 -34.0% 0.2%
KeyBank $49,980,000 $7,125,000 -85.7% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $10,165,000 $6,990,000 -31.2% 0.2%
CORNERSTONE HOME LENDING, INC. $7,965,000 $6,795,000 -14.7% 0.2%
Bank of England $4,910,000 $6,570,000 33.8% 0.2%
The Loan Store, Inc. $6,510,000 n/a 0.2%
Ixonia Bank $6,250,000 n/a 0.2%
CANVAS CREDIT UNION $19,020,000 $6,200,000 -67.4% 0.2%
Citizens Bank & Trust $6,005,000 n/a 0.2%
MEGASTAR FINANCIAL CORP. $13,590,000 $5,790,000 -57.4% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $6,775,000 $5,705,000 -15.8% 0.2%
Dollar Bank, Federal Savings Bank $12,000,000 $5,665,000 -52.8% 0.2%
Flagstar Bank, FSB $10,985,000 $5,630,000 -48.7% 0.2%
LENDINGHOME FUNDING CORPORATION $4,370,000 $5,605,000 28.3% 0.2%
UNIVERSAL LENDING CORPORATION $17,985,000 $5,605,000 -68.8% 0.2%
Paramount Residential Mortgage Group, Inc. $8,880,000 $5,480,000 -38.3% 0.2%
BNY Mellon $6,975,000 $5,470,000 -21.6% 0.2%
MidFirst Bank $18,585,000 $5,450,000 -70.7% 0.2%
Goldman Sachs Bank USA $11,125,000 $5,215,000 -53.1% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $4,280,000 $5,050,000 18.0% 0.2%
GREYSTONE SERVICING COMPANY LLC $5,005,000 n/a 0.2%
First-Citizens Bank & Trust Company $940,000 $4,895,000 420.7% 0.2%
South Pacific Financial Corporation $6,325,000 $4,825,000 -23.7% 0.2%
Commerce Bank $3,045,000 $4,740,000 55.7% 0.2%
HOMEAMERICAN MORTGAGE CORPORATION $4,725,000 n/a 0.2%
ACADEMY MORTGAGE CORPORATION $11,760,000 $4,680,000 -60.2% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,010,000 $4,645,000 15.8% 0.2%
DEEPHAVEN MORTGAGE LLC $1,940,000 $4,630,000 138.7% 0.2%
First Republic Bank $20,365,000 $4,610,000 -77.4% 0.2%
SUMMIT FUNDING, INC. $1,830,000 $4,570,000 149.7% 0.2%
CALCON MUTUAL MORTGAGE LLC $1,500,000 $4,545,000 203.0% 0.2%
Bell Bank $2,520,000 $4,535,000 80.0% 0.2%
NBH Bank $8,530,000 $4,405,000 -48.4% 0.2%
NexBank $4,350,000 $4,400,000 1.1% 0.2%
Northpointe Bank $5,580,000 $4,330,000 -22.4% 0.1%
Citizens Bank $515,000 $4,320,000 738.8% 0.1%
Citadel Servicing Corporation $635,000 $4,290,000 575.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $16,355,000 $4,250,000 -74.0% 0.1%
First Western Trust Bank $23,060,000 $4,210,000 -81.7% 0.1%
LONGBRIDGE FINANCIAL, LLC $9,775,000 $4,160,000 -57.4% 0.1%
JMAC LENDING, INC. $1,205,000 $4,120,000 241.9% 0.1%
First Interstate Bank $6,650,000 $4,110,000 -38.2% 0.1%
Prosperity Home Mortgage, LLC $3,425,000 $4,080,000 19.1% 0.1%
Credit Union of Denver $4,990,000 $3,905,000 -21.7% 0.1%
Mortgage Research Center, LLC $6,340,000 $3,870,000 -39.0% 0.1%
Third Federal Savings and Loan Association of Cleveland $7,525,000 $3,850,000 -48.8% 0.1%
Financial Funding Solutions, Inc. $40,420,000 $3,760,000 -90.7% 0.1%
AMERICAN FINANCING CORPORATION $30,805,000 $3,615,000 -88.3% 0.1%
Stifel Bank and Trust $6,180,000 $3,525,000 -43.0% 0.1%
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $5,615,000 $3,285,000 -41.5% 0.1%
NEWREZ LLC $7,965,000 $3,250,000 -59.2% 0.1%
BAY EQUITY LLC $10,915,000 $3,195,000 -70.7% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,170,000 n/a 0.1%
PHH Mortgage Corporation $6,915,000 $3,055,000 -55.8% 0.1%
Old National Bank $3,895,000 $3,035,000 -22.1% 0.1%
TOWNE MORTGAGE COMPANY $4,795,000 $2,985,000 -37.7% 0.1%
ALLIANT CREDIT UNION $6,150,000 $2,760,000 -55.1% 0.1%
NEST HOME LENDING, LLC $4,675,000 $2,745,000 -41.3% 0.1%
CALIBER HOME LOANS, INC. $33,025,000 $2,700,000 -91.8% 0.1%
HOMEXPRESS MORTGAGE CORP. $1,850,000 $2,700,000 45.9% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $4,720,000 $2,665,000 -43.5% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $7,590,000 $2,530,000 -66.7% 0.1%
Figure Lending LLC $3,570,000 $2,470,000 -30.8% 0.1%
NBKC BANK $4,605,000 $2,465,000 -46.5% 0.1%
BETTER MORTGAGE CORPORATION $17,415,000 $2,445,000 -86.0% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $460,000 $2,395,000 420.7% 0.1%
PREMIA MORTGAGE, LLC $1,030,000 $2,390,000 132.0% 0.1%
EVERETT FINANCIAL, INC. $5,410,000 $2,325,000 -57.0% 0.1%
USAA Federal Savings Bank $2,205,000 $2,305,000 4.5% 0.1%
Ally Bank $13,665,000 $2,235,000 -83.6% 0.1%
Barrington Bank & Trust Company, N.A. $1,355,000 $2,225,000 64.2% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $810,000 $2,195,000 171.0% 0.1%
RF Renovo Management Company, LLC $1,180,000 $2,170,000 83.9% 0.1%
AMERISAVE MORTGAGE CORPORATION $11,085,000 $2,120,000 -80.9% 0.1%
M2 Lending Solutions, LLC $1,150,000 $2,065,000 79.6% 0.1%
FREEDOM MORTGAGE CORPORATION $10,075,000 $1,890,000 -81.2% 0.1%
THE MORTGAGE COMPANY $1,455,000 $1,885,000 29.6% 0.1%
High Plains Bank $1,845,000 n/a 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $890,000 $1,840,000 106.7% 0.1%
UNION HOME MORTGAGE CORP. $5,575,000 $1,800,000 -67.7% 0.1%
Farmers Bank & Trust $1,530,000 $1,785,000 16.7% 0.1%
ENCORE BANK $2,130,000 $1,755,000 -17.6% 0.1%
Texas Capital Bank $1,755,000 n/a 0.1%
ADVANCIAL $1,720,000 n/a 0.1%
LENDSURE MORTGAGE CORP. $1,315,000 $1,645,000 25.1% 0.1%
BNC National Bank $1,675,000 $1,595,000 -4.8% 0.1%
Regions Bank $1,590,000 n/a 0.1%
GROUP MORTGAGE, LLC $2,615,000 $1,545,000 -40.9% 0.1%
Summit Mortgage Corporation $1,315,000 $1,535,000 16.7% 0.1%
CIVIC FINANCIAL SERVICES, LLC $1,495,000 n/a 0.1%
The Central Trust Bank $2,130,000 $1,445,000 -32.2% 0.0%
AMERICAN HERITAGE LENDING, INC. $405,000 $1,405,000 246.9% 0.0%
Bethpage Federal Credit Union $880,000 $1,390,000 58.0% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $1,380,000 n/a 0.0%
NEXERA HOLDING LLC $1,860,000 $1,360,000 -26.9% 0.0%
PARTNER COLORADO $1,115,000 $1,360,000 22.0% 0.0%
SOUTHERN LENDING SERVICES, LTD. $1,350,000 n/a 0.0%
Independent Bank $7,080,000 $1,320,000 -81.4% 0.0%
Greenbox Loans, Inc. $1,305,000 n/a 0.0%
212 LOANS, LLC. $1,880,000 $1,300,000 -30.9% 0.0%
IDEAL HOME LOANS LLC $1,365,000 $1,285,000 -5.9% 0.0%
First Horizon Bank $1,260,000 n/a 0.0%
21ST MORTGAGE CORPORATION $1,435,000 $1,255,000 -12.5% 0.0%
NMSI, INC. $1,255,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $470,000 $1,255,000 167.0% 0.0%
Bank of the West $26,905,000 $1,215,000 -95.5% 0.0%
OCMBC, INC. $1,725,000 $1,215,000 -29.6% 0.0%
Discover Bank $1,035,000 $1,205,000 16.4% 0.0%
FineMark National Bank & Trust $1,205,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,205,000 n/a 0.0%
Carrington Mortgage Services, LLC $1,650,000 $1,170,000 -29.1% 0.0%
GENEVA FINANCIAL, LLC $375,000 $1,100,000 193.3% 0.0%
NEW DAY FINANCIAL, LLC $570,000 $1,090,000 91.2% 0.0%
Waterstone Mortgage Corporation $515,000 $1,080,000 109.7% 0.0%
FIRST TECHNOLOGY $3,645,000 $1,050,000 -71.2% 0.0%
COMMUNITYAMERICA $1,045,000 n/a 0.0%
CANOPY MORTGAGE, LLC $530,000 $1,030,000 94.3% 0.0%
LOANPEOPLE, LLC $2,035,000 $1,005,000 -50.6% 0.0%
The Federal Savings Bank $2,700,000 $1,005,000 -62.8% 0.0%
City National Bank $8,770,000 $985,000 -88.8% 0.0%
NFM, INC. $17,825,000 $985,000 -94.5% 0.0%
FUNDLOANS CAPITAL $590,000 $970,000 64.4% 0.0%
T2 FINANCIAL LLC $3,890,000 $945,000 -75.7% 0.0%
ON Q FINANCIAL, INC. $685,000 $905,000 32.1% 0.0%
SPRING EQ, LLC $4,215,000 $900,000 -78.6% 0.0%
ZILLOW HOME LOANS, LLC $1,065,000 $900,000 -15.5% 0.0%
CHURCHILL MORTGAGE CORPORATION $975,000 $890,000 -8.7% 0.0%
First National Bank of America $860,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $1,240,000 $860,000 -30.6% 0.0%
COLORADO CREDIT UNION $2,770,000 $820,000 -70.4% 0.0%
CITYWIDE HOME LOANS, LLC $265,000 $810,000 205.7% 0.0%
HomeTrust Bank $1,085,000 $810,000 -25.3% 0.0%
Truist $15,350,000 $810,000 -94.7% 0.0%
AIR ACADEMY $495,000 $770,000 55.6% 0.0%
BancorpSouth $770,000 n/a 0.0%
Coastal Community Bank $745,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,345,000 $725,000 -46.1% 0.0%
HOMESTEAD FUNDING CORP. $2,355,000 $725,000 -69.2% 0.0%
DIGNIFIED HOME LOANS, LLC $715,000 n/a 0.0%
Hancock Whitney Bank $715,000 n/a 0.0%
UNIVERSAL MORTGAGE & FINANCE, INC. $715,000 n/a 0.0%
AMWEST FUNDING CORP. $2,780,000 $710,000 -74.5% 0.0%
Integrity Bank & Trust $700,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $535,000 $700,000 30.8% 0.0%
Chicago Mortgage Solutions LLC $8,230,000 $675,000 -91.8% 0.0%
Sierra Pacific Mortgage Company, Inc. $1,210,000 $675,000 -44.2% 0.0%
DIGITAL Federal Credit Union $790,000 $665,000 -15.8% 0.0%
Academy Bank $1,160,000 $655,000 -43.5% 0.0%
First Federal Bank $655,000 n/a 0.0%
NATIONWIDE EQUITIES CORPORATION $1,610,000 $650,000 -59.6% 0.0%
DAS Acquisition Company, LLC $640,000 n/a 0.0%
HALLMARK HOME MORTGAGE, LLC $635,000 n/a 0.0%
1st Security Bank of Washington $615,000 n/a 0.0%
CASTLE & COOKE MORTGAGE, LLC $1,870,000 $615,000 -67.1% 0.0%
Keystone Funding, Inc. $605,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $590,000 $605,000 2.5% 0.0%
Residential Mortgage Solutions, Inc. $455,000 $595,000 30.8% 0.0%
Adams Bank & Trust $745,000 $565,000 -24.2% 0.0%
ALL REVERSE MORTGAGE, INC. $245,000 $545,000 122.4% 0.0%
ON TAP $715,000 $545,000 -23.8% 0.0%
Landmark National Bank $535,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,950,000 $525,000 -73.1% 0.0%
The Freedom Bank of Virginia $525,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $2,965,000 $515,000 -82.6% 0.0%
ARC HOME LLC $980,000 $505,000 -48.5% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $495,000 n/a 0.0%
Assurance Financial Group, L.L.C. $495,000 n/a 0.0%
Hometown Equity Mortgage, LLC $1,220,000 $485,000 -60.2% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $465,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $1,645,000 $450,000 -72.6% 0.0%
TOWER $315,000 $450,000 42.9% 0.0%
Ameris Bank $1,045,000 $445,000 -57.4% 0.0%
Metro City Bank $435,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $425,000 n/a 0.0%
GMFS LLC $415,000 n/a 0.0%
LAKEVIEW LOAN SERVICING, LLC $4,420,000 $415,000 -90.6% 0.0%
TrailWest Bank $415,000 n/a 0.0%
Gateway First Bank $2,995,000 $410,000 -86.3% 0.0%
ASSEMBLIES OF GOD Credit Union $405,000 n/a 0.0%
PULTE MORTGAGE LLC $405,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $405,000 n/a 0.0%
U S WIDE FINANCIAL LLC $405,000 n/a 0.0%
RESIDENTIAL BANCORP $565,000 $395,000 -30.1% 0.0%
SAMMAMISH MORTGAGE COMPANY $395,000 n/a 0.0%
LADERA LENDING, INC. $2,080,000 $385,000 -81.5% 0.0%
NORTHROP GRUMMAN Federal Credit Union $385,000 n/a 0.0%
THRIVE MORTGAGE, LLC $385,000 n/a 0.0%
Bank First, N.A. $375,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $705,000 $365,000 -48.2% 0.0%
Wyoming Bank & Trust $365,000 n/a 0.0%
Merchants Bank of Indiana $355,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $1,715,000 $350,000 -79.6% 0.0%
EMM LOANS LLC $305,000 $345,000 13.1% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $3,560,000 $345,000 -90.3% 0.0%
GENISYS $345,000 n/a 0.0%
NP, Inc. $345,000 n/a 0.0%
RBC Bank, (Georgia) $345,000 n/a 0.0%
CENTENNIAL LENDING, LLC $13,140,000 $335,000 -97.5% 0.0%
TRIAD FINANCIAL SERVICES, INC. $135,000 $335,000 148.1% 0.0%
FIRST NORTHERN Credit Union $325,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $395,000 $325,000 -17.7% 0.0%
Alaska USA Federal Credit Union $315,000 n/a 0.0%
FIRST MORTGAGE COMPANY, INC. $315,000 n/a 0.0%
M&T Bank $735,000 $305,000 -58.5% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $285,000 n/a 0.0%
Consolidated Federal Credit Union $255,000 $255,000 0.0% 0.0%
The Bank of Missouri $385,000 $255,000 -33.8% 0.0%
Summit Credit Union $245,000 n/a 0.0%
CLEARPATH LENDING $235,000 n/a 0.0%
Red Rocks Credit Union $3,560,000 $235,000 -93.4% 0.0%
STANFORD Federal Credit Union $235,000 n/a 0.0%
UNIVERSITY CREDIT UNION $155,000 $235,000 51.6% 0.0%
LOANPAL, LLC $2,235,000 $215,000 -90.4% 0.0%
WINGS FINANCIAL $1,040,000 $180,000 -82.7% 0.0%
Community First National Bank $165,000 n/a 0.0%
Flanagan State Bank $285,000 $165,000 -42.1% 0.0%
Axos Bank $155,000 n/a 0.0%
Connexus Credit Union $140,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,590,000 $135,000 -94.8% 0.0%
CORNING $125,000 n/a 0.0%
Metrum Community Credit Union $125,000 n/a 0.0%
MOUNTAIN AMERICA $185,000 $105,000 -43.2% 0.0%
Northwest Federal Credit Union $225,000 $105,000 -53.3% 0.0%
SKYONE Federal Credit Union $105,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $145,000 $95,000 -34.5% 0.0%
Weld Schools Credit Union $125,000 $75,000 -40.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $45,000 $65,000 44.4% 0.0%
ITHINK FINANCIAL Credit Union $585,000 $65,000 -88.9% 0.0%
QUORUM FEDERAL CREDIT UNION $2,775,000 $65,000 -97.7% 0.0%
ROYAL UNITED MORTGAGE LLC $65,000 n/a 0.0%

BOULDER's top lender by overall market share is Elevations Credit Union, with 14.2% market share. In second place, with 7.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $222,345,000 in loans. In third place, with 6.1%, is JONES LANG LASALLE MULTIFAMILY, LLC, having originated $179,545,000 in loans. In fourth place, with 4.9%, is FirstBank, having originated $143,750,000 in loans. In fifth place, with 3.1%, is JPMorgan Chase Bank, having originated $89,685,000 in loans.


BOULDER Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BOULDER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $662,167 (-2.9%) $1,110,807 (-8.3%) 2.45 478
2018-02-01 $727,000 (4.8%) $1,213,461 (-2.6%) 2.64 479
2018-03-01 $749,945 (8.1%) $1,182,921 (-1.2%) 2.63 533
2018-04-01 $749,400 (7.8%) $1,185,909 (2.0%) 2.54 658
2018-05-01 $746,338 (7.1%) $1,163,743 (5.3%) 2.49 740
2018-06-01 $719,450 (5.2%) $1,082,882 (3.7%) 2.40 849
2018-07-01 $704,975 (6.8%) $1,060,146 (2.7%) 2.35 881
2018-08-01 $662,400 (3.1%) $1,006,390 (0.2%) 2.22 937
2018-09-01 $644,000 (1.5%) $985,298 (-0.9%) 2.16 946
2018-10-01 $643,500 (-1.0%) $1,001,372 (-3.1%) 2.18 922
2018-11-01 $644,350 (-0.9%) $1,030,284 (-3.8%) 2.18 810
2018-12-01 $660,000 (0.5%) $1,037,180 (-7.5%) 2.28 669
2019-01-01 $631,225 (-4.7%) $1,010,506 (-9.0%) 2.18 612
2019-02-01 $649,450 (-10.7%) $1,021,671 (-15.8%) 2.19 663
2019-03-01 $643,004 (-14.3%) $1,034,596 (-12.5%) 2.10 756
2019-04-01 $657,082 (-12.3%) $1,035,090 (-12.7%) 2.09 865
2019-05-01 $660,698 (-11.5%) $1,037,347 (-10.9%) 2.07 1,000
2019-06-01 $667,600 (-7.2%) $1,039,165 (-4.0%) 2.09 1,096
2019-07-01 $679,000 (-3.7%) $1,020,297 (-3.8%) 2.13 1,178
2019-08-01 $665,980 (0.5%) $1,004,911 (-0.2%) 2.11 1,178
2019-09-01 $668,199 (3.8%) $1,009,249 (2.4%) 2.14 1,165
2019-10-01 $667,666 (3.8%) $1,012,140 (1.1%) 2.15 1,143
2019-11-01 $664,900 (3.2%) $1,025,842 (-0.4%) 2.18 977
2019-12-01 $664,950 (0.8%) $1,065,166 (2.7%) 2.22 757
2020-01-01 $650,000 (3.0%) $1,057,952 (4.7%) 2.17 616
2020-02-01 $688,000 (5.9%) $1,105,181 (8.2%) 2.25 596
2020-03-01 $719,731 (11.9%) $1,106,809 (7.0%) 2.26 634
2020-04-01 $712,802 (8.5%) $1,059,426 (2.4%) 2.23 700
2020-05-01 $742,455 (12.4%) $1,063,371 (2.5%) 2.26 855
2020-06-01 $745,989 (11.7%) $1,077,526 (3.7%) 2.20 955
2020-07-01 $749,500 (10.4%) $1,089,300 (6.8%) 2.17 889
2020-08-01 $756,250 (13.6%) $1,122,208 (11.7%) 2.17 803
2020-09-01 $715,945 (7.2%) $1,113,430 (10.3%) 2.05 798
2020-10-01 $745,000 (11.6%) $1,175,023 (16.1%) 2.13 773
2020-11-01 $767,488 (15.4%) $1,223,779 (19.3%) 2.24 597
2020-12-01 $798,000 (20.0%) $1,302,359 (22.3%) 2.37 474
2021-01-01 $856,653 (31.8%) $1,356,233 (28.2%) 2.56 362
2021-02-01 $886,000 (28.8%) $1,346,694 (21.9%) 2.58 308
2021-03-01 $844,000 (17.3%) $1,362,872 (23.1%) 2.39 287
2021-04-01 $809,500 (13.6%) $1,368,154 (29.1%) 2.19 326
2021-05-01 $800,000 (7.8%) $1,347,354 (26.7%) 2.13 330
2021-06-01 $812,450 (8.9%) $1,294,942 (20.2%) 2.14 434
2021-07-01 $787,500 (5.1%) $1,258,888 (15.6%) 2.08 446
2021-08-01 $759,500 (0.4%) $1,198,662 (6.8%) 2.03 472
2021-09-01 $749,988 (4.8%) $1,154,947 (3.7%) 2.00 464
2021-10-01 $796,000 (6.9%) $1,214,778 (3.4%) 2.12 395
2021-11-01 $811,975 (5.8%) $1,333,273 (9.0%) 2.17 299
2021-12-01 $804,950 (0.9%) $1,344,914 (3.3%) 2.18 416
2022-01-01 $825,000 (-3.7%) $1,522,455 (12.3%) 2.23 151
2022-02-01 $877,183 (-1.0%) $1,628,962 (21.0%) 2.28 168
2022-03-01 $826,250 (-2.1%) $1,470,080 (7.9%) 2.07 210
2022-04-01 $874,900 (8.1%) $1,489,471 (8.9%) 2.09 255
2022-05-01 $870,000 (8.8%) $1,422,370 (5.6%) 1.99 472
2022-06-01 $887,500 (9.2%) $1,415,625 (9.3%) 1.98 635
2022-07-01 $864,000 (9.7%) $1,355,758 (7.7%) 1.95 761
2022-08-01 $829,000 (9.2%) $1,312,045 (9.5%) 1.92 811
2022-09-01 $835,000 (11.3%) $1,342,753 (16.3%) 1.95 793
2022-10-01 $825,000 (3.6%) $1,353,181 (11.4%) 1.94 800
2022-11-01 $835,000 (2.8%) $1,404,504 (5.3%) 2.01 693
2022-12-01 $843,450 (4.8%) $1,427,316 (6.1%) 2.08 503
2023-01-01 $846,000 (2.6%) $1,490,739 (-2.1%) 2.10 438
2023-02-01 $875,000 (-0.3%) $1,519,179 (-6.7%) 2.11 482
2023-03-01 $959,275 (16.1%) $1,587,138 (8.0%) 2.26 532
2023-04-01 $982,550 (12.3%) $1,605,475 (7.8%) 2.29 618
2023-05-01 $985,000 (13.2%) $1,564,648 (10.0%) 2.23 720
2023-06-01 $950,000 (7.0%) $1,521,583 (7.5%) 2.13 827
2023-07-01 $909,475 (5.3%) $1,493,150 (10.1%) 2.07 869
2023-08-01 $901,475 (8.7%) $1,520,394 (15.9%) 2.07 840
2023-09-01 $896,250 (7.3%) $1,491,076 (11.1%) 2.09 889
2023-10-01 $913,750 (10.8%) $1,501,237 (10.9%) 2.15 924
2023-11-01 $899,016 (7.7%) $1,488,340 (6.0%) 2.14 835
2023-12-01 $887,500 (5.2%) $1,499,844 (5.1%) 2.16 669
2024-01-01 $899,000 (6.3%) $1,569,593 (5.3%) 2.20 534
2024-02-01 $914,441 (4.5%) $1,532,453 (0.9%) 2.20 573
2024-03-01 $940,000 (-2.0%) $1,520,552 (-4.2%) 2.21 701
2024-04-01 $915,000 (-6.9%) $1,545,817 (-3.7%) 2.13 826
2024-05-01 $960,975 (-2.4%) $1,623,699 (3.8%) 2.17 987
2024-06-01 $900,000 (-5.3%) $1,535,940 (0.9%) 2.02 1,165
2024-07-01 $864,750 (-4.9%) $1,430,934 (-4.2%) 1.98 1,227
2024-08-01 $849,000 (-5.8%) $1,406,828 (-7.5%) 1.97 1,246
2024-09-01 $812,500 (-9.3%) $1,370,321 (-8.1%) 1.91 1,290
2024-10-01 $803,500 (-12.1%) $1,348,849 (-10.2%) 1.89 1,266
2024-11-01 $785,000 (-12.7%) $1,351,686 (-9.2%) 1.88 1,133
BOULDER's median listing price for 2024-11-01 was $785,000, a difference of $-114,016 (-12.7%) versus the prior year and $-18,500 versus the prior month.

BOULDER's median listing price comes in at 188% of the national average.

BOULDER's average listing price for 2024-11-01 was $1,351,686, a difference of $-136,654 (-9.2%) versus the prior year and $2,837 versus the prior month.

For the 2024-11-01 period, BOULDER had 1,133 MLS listings, a difference of -133 listings (-11%) versus the prior month and 298 listings (36%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BOULDER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 59 days 2,993 sqft
2018-02-01 39 days 3,138 sqft
2018-03-01 35 days 3,074 sqft
2018-04-01 30 days 3,091 sqft
2018-05-01 31 days 3,009 sqft
2018-06-01 31 days 2,938 sqft
2018-07-01 37 days 2,758 sqft
2018-08-01 43 days 2,585 sqft
2018-09-01 47 days 2,589 sqft
2018-10-01 45 days 2,605 sqft
2018-11-01 53 days 2,596 sqft
2018-12-01 68 days 2,607 sqft
2019-01-01 70 days 2,455 sqft
2019-02-01 38 days 2,400 sqft
2019-03-01 37 days 2,570 sqft
2019-04-01 34 days 2,679 sqft
2019-05-01 32 days 2,677 sqft
2019-06-01 38 days 2,628 sqft
2019-07-01 39 days 2,599 sqft
2019-08-01 44 days 2,549 sqft
2019-09-01 49 days 2,542 sqft
2019-10-01 51 days 2,524 sqft
2019-11-01 58 days 2,523 sqft
2019-12-01 74 days 2,583 sqft
2020-01-01 74 days 2,542 sqft
2020-02-01 38 days 2,553 sqft
2020-03-01 37 days 2,570 sqft
2020-04-01 41 days 2,496 sqft
2020-05-01 40 days 2,517 sqft
2020-06-01 36 days 2,496 sqft
2020-07-01 42 days 2,449 sqft
2020-08-01 42 days 2,382 sqft
2020-09-01 38 days 2,304 sqft
2020-10-01 39 days 2,305 sqft
2020-11-01 51 days 2,320 sqft
2020-12-01 68 days 2,330 sqft
2021-01-01 79 days 2,192 sqft
2021-02-01 73 days 2,266 sqft
2021-03-01 39 days 2,257 sqft
2021-04-01 31 days 2,219 sqft
2021-05-01 30 days 2,305 sqft
2021-06-01 18 days 2,356 sqft
2021-07-01 31 days 2,356 sqft
2021-08-01 30 days 2,295 sqft
2021-09-01 30 days 2,276 sqft
2021-10-01 33 days 2,228 sqft
2021-11-01 37 days 2,355 sqft
2021-12-01 44 days 2,296 sqft
2022-01-01 33 days 2,476 sqft
2022-02-01 19 days 2,458 sqft
2022-03-01 16 days 2,366 sqft
2022-04-01 15 days 2,485 sqft
2022-05-01 16 days 2,520 sqft
2022-06-01 22 days 2,539 sqft
2022-07-01 30 days 2,496 sqft
2022-08-01 36 days 2,370 sqft
2022-09-01 40 days 2,398 sqft
2022-10-01 43 days 2,423 sqft
2022-11-01 51 days 2,480 sqft
2022-12-01 68 days 2,426 sqft
2023-01-01 79 days 2,487 sqft
2023-02-01 44 days 2,516 sqft
2023-03-01 36 days 2,634 sqft
2023-04-01 36 days 2,710 sqft
2023-05-01 32 days 2,633 sqft
2023-06-01 33 days 2,606 sqft
2023-07-01 41 days 2,587 sqft
2023-08-01 45 days 2,652 sqft
2023-09-01 43 days 2,602 sqft
2023-10-01 44 days 2,577 sqft
2023-11-01 55 days 2,558 sqft
2023-12-01 76 days 2,464 sqft
2024-01-01 81 days 2,416 sqft
2024-02-01 44 days 2,449 sqft
2024-03-01 32 days 2,434 sqft
2024-04-01 34 days 2,403 sqft
2024-05-01 31 days 2,455 sqft
2024-06-01 37 days 2,422 sqft
2024-07-01 44 days 2,397 sqft
2024-08-01 53 days 2,364 sqft
2024-09-01 55 days 2,215 sqft
2024-10-01 56 days 2,164 sqft
2024-11-01 67 days 2,076 sqft
BOULDER's median listing age (time on market) for 2024-11-01 was 67 days. This is 22% longer than the same period one year ago.

BOULDER's median square footage for active listings during the 2024-11-01 period was 2,076 sqft. One year prior, the average listing was 2,558 sqft.

BOULDER, CO Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
80020 Boulder, CO MSA $1,450 $1,600 $1,930 $2,550 $2,860
80021 Boulder, CO MSA $1,670 $1,850 $2,230 $2,940 $3,300
80025 Boulder, CO MSA $1,570 $1,760 $2,130 $2,830 $3,300
80026 Boulder, CO MSA $1,420 $1,600 $1,940 $2,580 $3,050
80027 Boulder, CO MSA $1,650 $1,870 $2,260 $3,010 $3,550
80301 Boulder, CO MSA $1,490 $1,680 $2,040 $2,710 $3,210
80302 Boulder, CO MSA $1,520 $1,720 $2,080 $2,770 $3,270
80303 Boulder, CO MSA $1,430 $1,620 $1,960 $2,610 $3,080
80304 Boulder, CO MSA $1,480 $1,670 $2,020 $2,690 $3,180
80305 Boulder, CO MSA $1,730 $1,960 $2,370 $3,150 $3,730
80306 Boulder, CO MSA $1,400 $1,580 $1,910 $2,540 $3,000
80307 Boulder, CO MSA $1,400 $1,580 $1,910 $2,540 $3,000
80308 Boulder, CO MSA $1,400 $1,580 $1,910 $2,540 $3,000
80309 Boulder, CO MSA $1,400 $1,580 $1,910 $2,540 $3,000
80310 Boulder, CO MSA $1,400 $1,580 $1,910 $2,540 $3,000
80403 Boulder, CO MSA $1,510 $1,670 $2,020 $2,660 $2,990
80422 Boulder, CO MSA $1,170 $1,310 $1,580 $2,120 $2,510
80455 Boulder, CO MSA $1,320 $1,490 $1,800 $2,390 $2,830
80466 Boulder, CO MSA $1,510 $1,700 $2,060 $2,740 $3,240
80471 Boulder, CO MSA $1,400 $1,580 $1,910 $2,540 $3,000
80481 Boulder, CO MSA $1,550 $1,750 $2,120 $2,820 $3,330
80501 Boulder, CO MSA $1,160 $1,310 $1,580 $2,120 $2,510
80502 Boulder, CO MSA $1,400 $1,580 $1,910 $2,540 $3,000
80503 Boulder, CO MSA $1,340 $1,510 $1,830 $2,430 $2,880
80504 Boulder, CO MSA $1,370 $1,540 $1,930 $2,640 $3,020
80510 Boulder, CO MSA $1,220 $1,320 $1,620 $2,210 $2,570
80513 Boulder, CO MSA $1,440 $1,470 $1,850 $2,620 $2,960
80516 Boulder, CO MSA $1,600 $1,800 $2,260 $3,120 $3,540
80533 Boulder, CO MSA $1,400 $1,580 $1,910 $2,540 $3,000
80540 Boulder, CO MSA $1,330 $1,450 $1,780 $2,410 $2,810
80544 Boulder, CO MSA $1,340 $1,510 $1,830 $2,430 $2,880

2022 Average & Median Rent Data Statistics
BOULDER, CO average 1BR rent: $1,606, median: $1,580
BOULDER, CO average 2BR rent: $1,952, median: $1,910
BOULDER, CO average 3BR rent: $2,609, median: $2,550

BOULDER, CO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,063 $1,974,225,000 $644,540
Home Improvement 919 $189,895,000 $206,632
Other 835 $210,375,000 $251,946
Refi 444 $401,820,000 $905,000
Cash Out Refi 430 $153,730,000 $357,512

Boulder's most frequently cited loan purpose was Home Purchase, with 3,063 originations. The 2nd most popular reason was Home Improvement, with 919 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,811 $1,007,845,000 $556,513
Over 8% 1,568 $367,430,000 $234,330
7-8% 1,211 $544,295,000 $449,459
5-6% 826 $794,490,000 $961,852
4-5% 183 $162,035,000 $885,437
2.5-3% 26 $8,750,000 $336,538
3-4% 13 $10,425,000 $801,923
<2.5% 11 $565,000 $51,364

During 2023, Boulder's most frequently originated rate bucket was 6-7%, with 1,811 originations.

Loan Sizing (BOULDER, CO MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,356 $403,140,000 $297,301
$400k-600k 1,275 $621,405,000 $487,376
$600k-1000k 1,003 $744,455,000 $742,228
$100,000 or less 874 $51,820,000 $59,291
$100k-200k 813 $112,535,000 $138,419
$Over $1MM 370 $996,690,000 $2,693,757

BOULDER's loan sizing saw the bucket of loans from $200k-400k with 1,356 originations, totaling $403,140,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 1,544 $187,240,000 $121,269
60-80% 1,300 $951,330,000 $731,792
80-100% 1,166 $733,850,000 $629,374
20-40% 896 $326,910,000 $364,855
40-60% 705 $440,465,000 $624,773
Over 100% 29 $253,555,000 $8,743,276

BOULDER's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 1,544 originations, totaling $187,240,000 in origination value.