BOULDER Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Boulder averaged
6.07%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.07% and
one month ago for the week of 2024-09-05, the
average rate was 6.1%.
Boulder's average rate one year ago was 7.24%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.45%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
| Boulder 30 Year Fixed Rate | 2024-10-10 | 6.07% |
| Boulder 30 Year Fixed Rate Refi | 2024-10-10 | 6.45% |
| Boulder 15 Year Fixed Rate | 2024-10-10 | 5.41% |
| Boulder 15 Year Fixed Rate Refi | 2024-10-10 | 5.71% |
| Boulder 30 Year FHA | 2024-10-10 | 5.84% |
| Boulder 30 Year FHA Refi | 2024-10-10 | 5.9% |
| Boulder 30 Year USDA | 2024-10-10 | 6.28% |
| Boulder 30 Year USDA Refi | 2024-10-10 | 5.98% |
| Boulder 30 Year VA | 2024-10-10 | 5.76% |
| Boulder 30 Year VA Refi | 2024-10-10 | 5.95% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BOULDER, CO.
BOULDER Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BOULDER, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
BOULDER Average Closing Costs & Other Stats
BOULDER, CO's 208 lenders originated 5,691
loans during 2023. The total origination value was $2,930,045,000, with an average loan value of
$514,856.
BOULDER's average closing costs are $4,495.
The top BOULDER lender as defined by loan originations is Elevations Credit Union, with
482 loans originated. Their average total fees are
$4,698, which is $2,549
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee BOULDER lenders (with over 10 loans originated) are
CHERRY CREEK MORTGAGE, LLC ($1,125), Zions Bank ($3,614), Morgan Stanley Private Bank ($4,107), PROVIDENT FUNDING ASSOCIATES, L.P. ($4,177) and ALLIED MORTGAGE GROUP, INC. ($4,214).
The lowest rate BOULDER lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.08%), NAVY FEDERAL CREDIT UNION (5.31%), KBHS HOME LOANS, LLC (5.41%), PNC Bank (5.65%) and Morgan Stanley Private Bank (5.75%).
BOULDER, CO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Elevations Credit Union | $666,870,000 | $417,115,000 | -37.5% | 14.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $215,385,000 | $222,345,000 | 3.2% | 7.6% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $179,545,000 | n/a | 6.1% | |
| FirstBank | $625,000 | $143,750,000 | 22,900.0% | 4.9% |
| JPMorgan Chase Bank | $195,990,000 | $89,685,000 | -54.2% | 3.1% |
| QUICKEN LOANS, LLC | $171,300,000 | $72,405,000 | -57.7% | 2.5% |
| Bank of America | $76,485,000 | $64,665,000 | -15.5% | 2.2% |
| EAGLE HOME MORTGAGE, LLC | $46,980,000 | $63,910,000 | 36.0% | 2.2% |
| CMG MORTGAGE, INC. | $25,605,000 | $60,780,000 | 137.4% | 2.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $39,955,000 | $57,155,000 | 43.0% | 2.0% |
| PREMIER MEMBERS CREDIT UNION | $79,565,000 | $52,385,000 | -34.2% | 1.8% |
| ANB Bank | $9,310,000 | $50,330,000 | 440.6% | 1.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $65,670,000 | $45,970,000 | -30.0% | 1.6% |
| Zions Bank | $74,910,000 | $45,160,000 | -39.7% | 1.5% |
| Wells Fargo Bank | $119,645,000 | $42,425,000 | -64.5% | 1.4% |
| PNC Bank | $36,120,000 | $40,355,000 | 11.7% | 1.4% |
| Ent Credit Union | $34,305,000 | $34,455,000 | 0.4% | 1.2% |
| U.S. Bank | $72,890,000 | $34,335,000 | -52.9% | 1.2% |
| Grandbridge Real Estate Capital LLC | $34,025,000 | n/a | 1.2% | |
| First National Bank of Omaha | $40,160,000 | $32,980,000 | -17.9% | 1.1% |
| Morgan Stanley Private Bank | $53,600,000 | $32,535,000 | -39.3% | 1.1% |
| Prudential Huntoon Paige Associates, LLC | $2,255,000 | $31,970,000 | 1,317.7% | 1.1% |
| GUILD MORTGAGE COMPANY | $12,045,000 | $27,515,000 | 128.4% | 0.9% |
| GUARANTEED RATE, INC. | $83,995,000 | $26,105,000 | -68.9% | 0.9% |
| Fifth Third Bank | $2,450,000 | $26,015,000 | 961.8% | 0.9% |
| SWBC MORTGAGE CORPORATION | $52,025,000 | $24,190,000 | -53.5% | 0.8% |
| Commerce Home Mortgage, Inc. | $51,800,000 | $22,775,000 | -56.0% | 0.8% |
| BMO Harris Bank | $920,000 | $20,310,000 | 2,107.6% | 0.7% |
| Bank of Colorado | $28,670,000 | $19,195,000 | -33.0% | 0.7% |
| S1L, Inc. | $44,260,000 | $19,140,000 | -56.8% | 0.7% |
| BOKF | $16,240,000 | $18,975,000 | 16.8% | 0.6% |
| Citibank | $34,450,000 | $18,940,000 | -45.0% | 0.6% |
| V.I.P. MORTGAGE, INC. | $4,790,000 | $18,835,000 | 293.2% | 0.6% |
| The Huntington National Bank | $28,565,000 | $18,190,000 | -36.3% | 0.6% |
| KBHS HOME LOANS, LLC | $29,230,000 | $17,970,000 | -38.5% | 0.6% |
| JET HOMELOANS, LLC | $3,995,000 | $17,110,000 | 328.3% | 0.6% |
| Charles Schwab Bank, SSB | $34,720,000 | $15,715,000 | -54.7% | 0.5% |
| BELLCO | $35,805,000 | $14,560,000 | -59.3% | 0.5% |
| Merchants Mortgage & Trust Corporation | $15,105,000 | $13,675,000 | -9.5% | 0.5% |
| ALLIED MORTGAGE GROUP, INC. | $13,195,000 | n/a | 0.5% | |
| CHERRY CREEK MORTGAGE, LLC | $153,650,000 | $12,585,000 | -91.8% | 0.4% |
| American Mortgage & Equity Consultants, Inc. | $1,755,000 | $12,495,000 | 612.0% | 0.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $8,120,000 | $11,735,000 | 44.5% | 0.4% |
| PLANET HOME LENDING, LLC | $47,220,000 | $11,555,000 | -75.5% | 0.4% |
| TBI MORTGAGE COMPANY | $2,085,000 | $11,505,000 | 451.8% | 0.4% |
| INTERCAP LENDING INC. | $11,265,000 | n/a | 0.4% | |
| BROKER SOLUTIONS, INC. | $19,780,000 | $11,260,000 | -43.1% | 0.4% |
| GUARANTEED RATE AFFINITY, LLC | $45,190,000 | $11,065,000 | -75.5% | 0.4% |
| LOANDEPOT.COM, LLC | $42,610,000 | $10,985,000 | -74.2% | 0.4% |
| SECURITY SERVICE | $15,250,000 | $10,970,000 | -28.1% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $8,955,000 | $10,645,000 | 18.9% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $11,305,000 | $10,555,000 | -6.6% | 0.4% |
| UBS Bank USA | $32,395,000 | $10,000,000 | -69.1% | 0.3% |
| UMB Bank | $8,910,000 | $9,760,000 | 9.5% | 0.3% |
| Raymond James Bank | $2,680,000 | $9,270,000 | 245.9% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $10,845,000 | $9,095,000 | -16.1% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $11,050,000 | $8,815,000 | -20.2% | 0.3% |
| WESTERRA CREDIT UNION | $5,690,000 | $8,545,000 | 50.2% | 0.3% |
| Sooper Credit Union | $13,765,000 | $8,375,000 | -39.2% | 0.3% |
| Flatirons Bank | $8,245,000 | n/a | 0.3% | |
| CARDINAL FINANCIAL | $5,825,000 | $8,025,000 | 37.8% | 0.3% |
| INSPIRE HOME LOANS INC. | $7,955,000 | n/a | 0.3% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $11,210,000 | $7,915,000 | -29.4% | 0.3% |
| Blue Federal Credit Union | $17,555,000 | $7,880,000 | -55.1% | 0.3% |
| Alpine Bank | $41,400,000 | $7,740,000 | -81.3% | 0.3% |
| Plains Commerce Bank | $5,545,000 | $7,550,000 | 36.2% | 0.3% |
| Park State Bank & Trust | $7,535,000 | n/a | 0.3% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $13,660,000 | $7,465,000 | -45.4% | 0.3% |
| Sunflower Bank | $10,975,000 | $7,240,000 | -34.0% | 0.2% |
| KeyBank | $49,980,000 | $7,125,000 | -85.7% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $10,165,000 | $6,990,000 | -31.2% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $7,965,000 | $6,795,000 | -14.7% | 0.2% |
| Bank of England | $4,910,000 | $6,570,000 | 33.8% | 0.2% |
| The Loan Store, Inc. | $6,510,000 | n/a | 0.2% | |
| Ixonia Bank | $6,250,000 | n/a | 0.2% | |
| CANVAS CREDIT UNION | $19,020,000 | $6,200,000 | -67.4% | 0.2% |
| Citizens Bank & Trust | $6,005,000 | n/a | 0.2% | |
| MEGASTAR FINANCIAL CORP. | $13,590,000 | $5,790,000 | -57.4% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,775,000 | $5,705,000 | -15.8% | 0.2% |
| Dollar Bank, Federal Savings Bank | $12,000,000 | $5,665,000 | -52.8% | 0.2% |
| Flagstar Bank, FSB | $10,985,000 | $5,630,000 | -48.7% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $4,370,000 | $5,605,000 | 28.3% | 0.2% |
| UNIVERSAL LENDING CORPORATION | $17,985,000 | $5,605,000 | -68.8% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $8,880,000 | $5,480,000 | -38.3% | 0.2% |
| BNY Mellon | $6,975,000 | $5,470,000 | -21.6% | 0.2% |
| MidFirst Bank | $18,585,000 | $5,450,000 | -70.7% | 0.2% |
| Goldman Sachs Bank USA | $11,125,000 | $5,215,000 | -53.1% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $4,280,000 | $5,050,000 | 18.0% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $5,005,000 | n/a | 0.2% | |
| First-Citizens Bank & Trust Company | $940,000 | $4,895,000 | 420.7% | 0.2% |
| South Pacific Financial Corporation | $6,325,000 | $4,825,000 | -23.7% | 0.2% |
| Commerce Bank | $3,045,000 | $4,740,000 | 55.7% | 0.2% |
| HOMEAMERICAN MORTGAGE CORPORATION | $4,725,000 | n/a | 0.2% | |
| ACADEMY MORTGAGE CORPORATION | $11,760,000 | $4,680,000 | -60.2% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,010,000 | $4,645,000 | 15.8% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $1,940,000 | $4,630,000 | 138.7% | 0.2% |
| First Republic Bank | $20,365,000 | $4,610,000 | -77.4% | 0.2% |
| SUMMIT FUNDING, INC. | $1,830,000 | $4,570,000 | 149.7% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $1,500,000 | $4,545,000 | 203.0% | 0.2% |
| Bell Bank | $2,520,000 | $4,535,000 | 80.0% | 0.2% |
| NBH Bank | $8,530,000 | $4,405,000 | -48.4% | 0.2% |
| NexBank | $4,350,000 | $4,400,000 | 1.1% | 0.2% |
| Northpointe Bank | $5,580,000 | $4,330,000 | -22.4% | 0.1% |
| Citizens Bank | $515,000 | $4,320,000 | 738.8% | 0.1% |
| Citadel Servicing Corporation | $635,000 | $4,290,000 | 575.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $16,355,000 | $4,250,000 | -74.0% | 0.1% |
| First Western Trust Bank | $23,060,000 | $4,210,000 | -81.7% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $9,775,000 | $4,160,000 | -57.4% | 0.1% |
| JMAC LENDING, INC. | $1,205,000 | $4,120,000 | 241.9% | 0.1% |
| First Interstate Bank | $6,650,000 | $4,110,000 | -38.2% | 0.1% |
| Prosperity Home Mortgage, LLC | $3,425,000 | $4,080,000 | 19.1% | 0.1% |
| Credit Union of Denver | $4,990,000 | $3,905,000 | -21.7% | 0.1% |
| Mortgage Research Center, LLC | $6,340,000 | $3,870,000 | -39.0% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $7,525,000 | $3,850,000 | -48.8% | 0.1% |
| Financial Funding Solutions, Inc. | $40,420,000 | $3,760,000 | -90.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $30,805,000 | $3,615,000 | -88.3% | 0.1% |
| Stifel Bank and Trust | $6,180,000 | $3,525,000 | -43.0% | 0.1% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $5,615,000 | $3,285,000 | -41.5% | 0.1% |
| NEWREZ LLC | $7,965,000 | $3,250,000 | -59.2% | 0.1% |
| BAY EQUITY LLC | $10,915,000 | $3,195,000 | -70.7% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,170,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $6,915,000 | $3,055,000 | -55.8% | 0.1% |
| Old National Bank | $3,895,000 | $3,035,000 | -22.1% | 0.1% |
| TOWNE MORTGAGE COMPANY | $4,795,000 | $2,985,000 | -37.7% | 0.1% |
| ALLIANT CREDIT UNION | $6,150,000 | $2,760,000 | -55.1% | 0.1% |
| NEST HOME LENDING, LLC | $4,675,000 | $2,745,000 | -41.3% | 0.1% |
| CALIBER HOME LOANS, INC. | $33,025,000 | $2,700,000 | -91.8% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $1,850,000 | $2,700,000 | 45.9% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,720,000 | $2,665,000 | -43.5% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $7,590,000 | $2,530,000 | -66.7% | 0.1% |
| Figure Lending LLC | $3,570,000 | $2,470,000 | -30.8% | 0.1% |
| NBKC BANK | $4,605,000 | $2,465,000 | -46.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $17,415,000 | $2,445,000 | -86.0% | 0.1% |
| MOUNTAIN WEST FINANCIAL, INC. | $460,000 | $2,395,000 | 420.7% | 0.1% |
| PREMIA MORTGAGE, LLC | $1,030,000 | $2,390,000 | 132.0% | 0.1% |
| EVERETT FINANCIAL, INC. | $5,410,000 | $2,325,000 | -57.0% | 0.1% |
| USAA Federal Savings Bank | $2,205,000 | $2,305,000 | 4.5% | 0.1% |
| Ally Bank | $13,665,000 | $2,235,000 | -83.6% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,355,000 | $2,225,000 | 64.2% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $810,000 | $2,195,000 | 171.0% | 0.1% |
| RF Renovo Management Company, LLC | $1,180,000 | $2,170,000 | 83.9% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $11,085,000 | $2,120,000 | -80.9% | 0.1% |
| M2 Lending Solutions, LLC | $1,150,000 | $2,065,000 | 79.6% | 0.1% |
| FREEDOM MORTGAGE CORPORATION | $10,075,000 | $1,890,000 | -81.2% | 0.1% |
| THE MORTGAGE COMPANY | $1,455,000 | $1,885,000 | 29.6% | 0.1% |
| High Plains Bank | $1,845,000 | n/a | 0.1% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $890,000 | $1,840,000 | 106.7% | 0.1% |
| UNION HOME MORTGAGE CORP. | $5,575,000 | $1,800,000 | -67.7% | 0.1% |
| Farmers Bank & Trust | $1,530,000 | $1,785,000 | 16.7% | 0.1% |
| ENCORE BANK | $2,130,000 | $1,755,000 | -17.6% | 0.1% |
| Texas Capital Bank | $1,755,000 | n/a | 0.1% | |
| ADVANCIAL | $1,720,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $1,315,000 | $1,645,000 | 25.1% | 0.1% |
| BNC National Bank | $1,675,000 | $1,595,000 | -4.8% | 0.1% |
| Regions Bank | $1,590,000 | n/a | 0.1% | |
| GROUP MORTGAGE, LLC | $2,615,000 | $1,545,000 | -40.9% | 0.1% |
| Summit Mortgage Corporation | $1,315,000 | $1,535,000 | 16.7% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $1,495,000 | n/a | 0.1% | |
| The Central Trust Bank | $2,130,000 | $1,445,000 | -32.2% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $405,000 | $1,405,000 | 246.9% | 0.0% |
| Bethpage Federal Credit Union | $880,000 | $1,390,000 | 58.0% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,380,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $1,860,000 | $1,360,000 | -26.9% | 0.0% |
| PARTNER COLORADO | $1,115,000 | $1,360,000 | 22.0% | 0.0% |
| SOUTHERN LENDING SERVICES, LTD. | $1,350,000 | n/a | 0.0% | |
| Independent Bank | $7,080,000 | $1,320,000 | -81.4% | 0.0% |
| Greenbox Loans, Inc. | $1,305,000 | n/a | 0.0% | |
| 212 LOANS, LLC. | $1,880,000 | $1,300,000 | -30.9% | 0.0% |
| IDEAL HOME LOANS LLC | $1,365,000 | $1,285,000 | -5.9% | 0.0% |
| First Horizon Bank | $1,260,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $1,435,000 | $1,255,000 | -12.5% | 0.0% |
| NMSI, INC. | $1,255,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $470,000 | $1,255,000 | 167.0% | 0.0% |
| Bank of the West | $26,905,000 | $1,215,000 | -95.5% | 0.0% |
| OCMBC, INC. | $1,725,000 | $1,215,000 | -29.6% | 0.0% |
| Discover Bank | $1,035,000 | $1,205,000 | 16.4% | 0.0% |
| FineMark National Bank & Trust | $1,205,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $1,205,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $1,650,000 | $1,170,000 | -29.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $375,000 | $1,100,000 | 193.3% | 0.0% |
| NEW DAY FINANCIAL, LLC | $570,000 | $1,090,000 | 91.2% | 0.0% |
| Waterstone Mortgage Corporation | $515,000 | $1,080,000 | 109.7% | 0.0% |
| FIRST TECHNOLOGY | $3,645,000 | $1,050,000 | -71.2% | 0.0% |
| COMMUNITYAMERICA | $1,045,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $530,000 | $1,030,000 | 94.3% | 0.0% |
| LOANPEOPLE, LLC | $2,035,000 | $1,005,000 | -50.6% | 0.0% |
| The Federal Savings Bank | $2,700,000 | $1,005,000 | -62.8% | 0.0% |
| City National Bank | $8,770,000 | $985,000 | -88.8% | 0.0% |
| NFM, INC. | $17,825,000 | $985,000 | -94.5% | 0.0% |
| FUNDLOANS CAPITAL | $590,000 | $970,000 | 64.4% | 0.0% |
| T2 FINANCIAL LLC | $3,890,000 | $945,000 | -75.7% | 0.0% |
| ON Q FINANCIAL, INC. | $685,000 | $905,000 | 32.1% | 0.0% |
| SPRING EQ, LLC | $4,215,000 | $900,000 | -78.6% | 0.0% |
| ZILLOW HOME LOANS, LLC | $1,065,000 | $900,000 | -15.5% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $975,000 | $890,000 | -8.7% | 0.0% |
| First National Bank of America | $860,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $1,240,000 | $860,000 | -30.6% | 0.0% |
| COLORADO CREDIT UNION | $2,770,000 | $820,000 | -70.4% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $265,000 | $810,000 | 205.7% | 0.0% |
| HomeTrust Bank | $1,085,000 | $810,000 | -25.3% | 0.0% |
| Truist | $15,350,000 | $810,000 | -94.7% | 0.0% |
| AIR ACADEMY | $495,000 | $770,000 | 55.6% | 0.0% |
| BancorpSouth | $770,000 | n/a | 0.0% | |
| Coastal Community Bank | $745,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $1,345,000 | $725,000 | -46.1% | 0.0% |
| HOMESTEAD FUNDING CORP. | $2,355,000 | $725,000 | -69.2% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $715,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $715,000 | n/a | 0.0% | |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $715,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $2,780,000 | $710,000 | -74.5% | 0.0% |
| Integrity Bank & Trust | $700,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $535,000 | $700,000 | 30.8% | 0.0% |
| Chicago Mortgage Solutions LLC | $8,230,000 | $675,000 | -91.8% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $1,210,000 | $675,000 | -44.2% | 0.0% |
| DIGITAL Federal Credit Union | $790,000 | $665,000 | -15.8% | 0.0% |
| Academy Bank | $1,160,000 | $655,000 | -43.5% | 0.0% |
| First Federal Bank | $655,000 | n/a | 0.0% | |
| NATIONWIDE EQUITIES CORPORATION | $1,610,000 | $650,000 | -59.6% | 0.0% |
| DAS Acquisition Company, LLC | $640,000 | n/a | 0.0% | |
| HALLMARK HOME MORTGAGE, LLC | $635,000 | n/a | 0.0% | |
| 1st Security Bank of Washington | $615,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $1,870,000 | $615,000 | -67.1% | 0.0% |
| Keystone Funding, Inc. | $605,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $590,000 | $605,000 | 2.5% | 0.0% |
| Residential Mortgage Solutions, Inc. | $455,000 | $595,000 | 30.8% | 0.0% |
| Adams Bank & Trust | $745,000 | $565,000 | -24.2% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $245,000 | $545,000 | 122.4% | 0.0% |
| ON TAP | $715,000 | $545,000 | -23.8% | 0.0% |
| Landmark National Bank | $535,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,950,000 | $525,000 | -73.1% | 0.0% |
| The Freedom Bank of Virginia | $525,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $2,965,000 | $515,000 | -82.6% | 0.0% |
| ARC HOME LLC | $980,000 | $505,000 | -48.5% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $495,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $495,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $1,220,000 | $485,000 | -60.2% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $465,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $1,645,000 | $450,000 | -72.6% | 0.0% |
| TOWER | $315,000 | $450,000 | 42.9% | 0.0% |
| Ameris Bank | $1,045,000 | $445,000 | -57.4% | 0.0% |
| Metro City Bank | $435,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $425,000 | n/a | 0.0% | |
| GMFS LLC | $415,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $4,420,000 | $415,000 | -90.6% | 0.0% |
| TrailWest Bank | $415,000 | n/a | 0.0% | |
| Gateway First Bank | $2,995,000 | $410,000 | -86.3% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $405,000 | n/a | 0.0% | |
| PULTE MORTGAGE LLC | $405,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $405,000 | n/a | 0.0% | |
| U S WIDE FINANCIAL LLC | $405,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $565,000 | $395,000 | -30.1% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $395,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $2,080,000 | $385,000 | -81.5% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $385,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $385,000 | n/a | 0.0% | |
| Bank First, N.A. | $375,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $705,000 | $365,000 | -48.2% | 0.0% |
| Wyoming Bank & Trust | $365,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $355,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $1,715,000 | $350,000 | -79.6% | 0.0% |
| EMM LOANS LLC | $305,000 | $345,000 | 13.1% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $3,560,000 | $345,000 | -90.3% | 0.0% |
| GENISYS | $345,000 | n/a | 0.0% | |
| NP, Inc. | $345,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $345,000 | n/a | 0.0% | |
| CENTENNIAL LENDING, LLC | $13,140,000 | $335,000 | -97.5% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $135,000 | $335,000 | 148.1% | 0.0% |
| FIRST NORTHERN Credit Union | $325,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $395,000 | $325,000 | -17.7% | 0.0% |
| Alaska USA Federal Credit Union | $315,000 | n/a | 0.0% | |
| FIRST MORTGAGE COMPANY, INC. | $315,000 | n/a | 0.0% | |
| M&T Bank | $735,000 | $305,000 | -58.5% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $285,000 | n/a | 0.0% | |
| Consolidated Federal Credit Union | $255,000 | $255,000 | 0.0% | 0.0% |
| The Bank of Missouri | $385,000 | $255,000 | -33.8% | 0.0% |
| Summit Credit Union | $245,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $235,000 | n/a | 0.0% | |
| Red Rocks Credit Union | $3,560,000 | $235,000 | -93.4% | 0.0% |
| STANFORD Federal Credit Union | $235,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $155,000 | $235,000 | 51.6% | 0.0% |
| LOANPAL, LLC | $2,235,000 | $215,000 | -90.4% | 0.0% |
| WINGS FINANCIAL | $1,040,000 | $180,000 | -82.7% | 0.0% |
| Community First National Bank | $165,000 | n/a | 0.0% | |
| Flanagan State Bank | $285,000 | $165,000 | -42.1% | 0.0% |
| Axos Bank | $155,000 | n/a | 0.0% | |
| Connexus Credit Union | $140,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,590,000 | $135,000 | -94.8% | 0.0% |
| CORNING | $125,000 | n/a | 0.0% | |
| Metrum Community Credit Union | $125,000 | n/a | 0.0% | |
| MOUNTAIN AMERICA | $185,000 | $105,000 | -43.2% | 0.0% |
| Northwest Federal Credit Union | $225,000 | $105,000 | -53.3% | 0.0% |
| SKYONE Federal Credit Union | $105,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $145,000 | $95,000 | -34.5% | 0.0% |
| Weld Schools Credit Union | $125,000 | $75,000 | -40.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $45,000 | $65,000 | 44.4% | 0.0% |
| ITHINK FINANCIAL Credit Union | $585,000 | $65,000 | -88.9% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $2,775,000 | $65,000 | -97.7% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $65,000 | n/a | 0.0% |
BOULDER's top lender by overall market share is Elevations Credit Union, with 14.2% market share. In second place, with 7.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $222,345,000 in loans. In third place, with 6.1%, is JONES LANG LASALLE MULTIFAMILY, LLC, having originated $179,545,000 in loans. In fourth place, with 4.9%, is FirstBank, having originated $143,750,000 in loans. In fifth place, with 3.1%, is JPMorgan Chase Bank, having originated $89,685,000 in loans.
BOULDER Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - BOULDER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $662,167 (-2.9%) | $1,110,807 (-8.3%) | 2.45 | 478 |
| 2018-02-01 | $727,000 (4.8%) | $1,213,461 (-2.6%) | 2.64 | 479 |
| 2018-03-01 | $749,945 (8.1%) | $1,182,921 (-1.2%) | 2.63 | 533 |
| 2018-04-01 | $749,400 (7.8%) | $1,185,909 (2.0%) | 2.54 | 658 |
| 2018-05-01 | $746,338 (7.1%) | $1,163,743 (5.3%) | 2.49 | 740 |
| 2018-06-01 | $719,450 (5.2%) | $1,082,882 (3.7%) | 2.40 | 849 |
| 2018-07-01 | $704,975 (6.8%) | $1,060,146 (2.7%) | 2.35 | 881 |
| 2018-08-01 | $662,400 (3.1%) | $1,006,390 (0.2%) | 2.22 | 937 |
| 2018-09-01 | $644,000 (1.5%) | $985,298 (-0.9%) | 2.16 | 946 |
| 2018-10-01 | $643,500 (-1.0%) | $1,001,372 (-3.1%) | 2.18 | 922 |
| 2018-11-01 | $644,350 (-0.9%) | $1,030,284 (-3.8%) | 2.18 | 810 |
| 2018-12-01 | $660,000 (0.5%) | $1,037,180 (-7.5%) | 2.28 | 669 |
| 2019-01-01 | $631,225 (-4.7%) | $1,010,506 (-9.0%) | 2.18 | 612 |
| 2019-02-01 | $649,450 (-10.7%) | $1,021,671 (-15.8%) | 2.19 | 663 |
| 2019-03-01 | $643,004 (-14.3%) | $1,034,596 (-12.5%) | 2.10 | 756 |
| 2019-04-01 | $657,082 (-12.3%) | $1,035,090 (-12.7%) | 2.09 | 865 |
| 2019-05-01 | $660,698 (-11.5%) | $1,037,347 (-10.9%) | 2.07 | 1,000 |
| 2019-06-01 | $667,600 (-7.2%) | $1,039,165 (-4.0%) | 2.09 | 1,096 |
| 2019-07-01 | $679,000 (-3.7%) | $1,020,297 (-3.8%) | 2.13 | 1,178 |
| 2019-08-01 | $665,980 (0.5%) | $1,004,911 (-0.2%) | 2.11 | 1,178 |
| 2019-09-01 | $668,199 (3.8%) | $1,009,249 (2.4%) | 2.14 | 1,165 |
| 2019-10-01 | $667,666 (3.8%) | $1,012,140 (1.1%) | 2.15 | 1,143 |
| 2019-11-01 | $664,900 (3.2%) | $1,025,842 (-0.4%) | 2.18 | 977 |
| 2019-12-01 | $664,950 (0.8%) | $1,065,166 (2.7%) | 2.22 | 757 |
| 2020-01-01 | $650,000 (3.0%) | $1,057,952 (4.7%) | 2.17 | 616 |
| 2020-02-01 | $688,000 (5.9%) | $1,105,181 (8.2%) | 2.25 | 596 |
| 2020-03-01 | $719,731 (11.9%) | $1,106,809 (7.0%) | 2.26 | 634 |
| 2020-04-01 | $712,802 (8.5%) | $1,059,426 (2.4%) | 2.23 | 700 |
| 2020-05-01 | $742,455 (12.4%) | $1,063,371 (2.5%) | 2.26 | 855 |
| 2020-06-01 | $745,989 (11.7%) | $1,077,526 (3.7%) | 2.20 | 955 |
| 2020-07-01 | $749,500 (10.4%) | $1,089,300 (6.8%) | 2.17 | 889 |
| 2020-08-01 | $756,250 (13.6%) | $1,122,208 (11.7%) | 2.17 | 803 |
| 2020-09-01 | $715,945 (7.2%) | $1,113,430 (10.3%) | 2.05 | 798 |
| 2020-10-01 | $745,000 (11.6%) | $1,175,023 (16.1%) | 2.13 | 773 |
| 2020-11-01 | $767,488 (15.4%) | $1,223,779 (19.3%) | 2.24 | 597 |
| 2020-12-01 | $798,000 (20.0%) | $1,302,359 (22.3%) | 2.37 | 474 |
| 2021-01-01 | $856,653 (31.8%) | $1,356,233 (28.2%) | 2.56 | 362 |
| 2021-02-01 | $886,000 (28.8%) | $1,346,694 (21.9%) | 2.58 | 308 |
| 2021-03-01 | $844,000 (17.3%) | $1,362,872 (23.1%) | 2.39 | 287 |
| 2021-04-01 | $809,500 (13.6%) | $1,368,154 (29.1%) | 2.19 | 326 |
| 2021-05-01 | $800,000 (7.8%) | $1,347,354 (26.7%) | 2.13 | 330 |
| 2021-06-01 | $812,450 (8.9%) | $1,294,942 (20.2%) | 2.14 | 434 |
| 2021-07-01 | $787,500 (5.1%) | $1,258,888 (15.6%) | 2.08 | 446 |
| 2021-08-01 | $759,500 (0.4%) | $1,198,662 (6.8%) | 2.03 | 472 |
| 2021-09-01 | $749,988 (4.8%) | $1,154,947 (3.7%) | 2.00 | 464 |
| 2021-10-01 | $796,000 (6.9%) | $1,214,778 (3.4%) | 2.12 | 395 |
| 2021-11-01 | $811,975 (5.8%) | $1,333,273 (9.0%) | 2.17 | 299 |
| 2021-12-01 | $804,950 (0.9%) | $1,344,914 (3.3%) | 2.18 | 416 |
| 2022-01-01 | $825,000 (-3.7%) | $1,522,455 (12.3%) | 2.23 | 151 |
| 2022-02-01 | $877,183 (-1.0%) | $1,628,962 (21.0%) | 2.28 | 168 |
| 2022-03-01 | $826,250 (-2.1%) | $1,470,080 (7.9%) | 2.07 | 210 |
| 2022-04-01 | $874,900 (8.1%) | $1,489,471 (8.9%) | 2.09 | 255 |
| 2022-05-01 | $870,000 (8.8%) | $1,422,370 (5.6%) | 1.99 | 472 |
| 2022-06-01 | $887,500 (9.2%) | $1,415,625 (9.3%) | 1.98 | 635 |
| 2022-07-01 | $864,000 (9.7%) | $1,355,758 (7.7%) | 1.95 | 761 |
| 2022-08-01 | $829,000 (9.2%) | $1,312,045 (9.5%) | 1.92 | 811 |
| 2022-09-01 | $835,000 (11.3%) | $1,342,753 (16.3%) | 1.95 | 793 |
| 2022-10-01 | $825,000 (3.6%) | $1,353,181 (11.4%) | 1.94 | 800 |
| 2022-11-01 | $835,000 (2.8%) | $1,404,504 (5.3%) | 2.01 | 693 |
| 2022-12-01 | $843,450 (4.8%) | $1,427,316 (6.1%) | 2.08 | 503 |
| 2023-01-01 | $846,000 (2.6%) | $1,490,739 (-2.1%) | 2.10 | 438 |
| 2023-02-01 | $875,000 (-0.3%) | $1,519,179 (-6.7%) | 2.11 | 482 |
| 2023-03-01 | $959,275 (16.1%) | $1,587,138 (8.0%) | 2.26 | 532 |
| 2023-04-01 | $982,550 (12.3%) | $1,605,475 (7.8%) | 2.29 | 618 |
| 2023-05-01 | $985,000 (13.2%) | $1,564,648 (10.0%) | 2.23 | 720 |
| 2023-06-01 | $950,000 (7.0%) | $1,521,583 (7.5%) | 2.13 | 827 |
| 2023-07-01 | $909,475 (5.3%) | $1,493,150 (10.1%) | 2.07 | 869 |
| 2023-08-01 | $901,475 (8.7%) | $1,520,394 (15.9%) | 2.07 | 840 |
| 2023-09-01 | $896,250 (7.3%) | $1,491,076 (11.1%) | 2.09 | 889 |
| 2023-10-01 | $913,750 (10.8%) | $1,501,237 (10.9%) | 2.15 | 924 |
| 2023-11-01 | $899,016 (7.7%) | $1,488,340 (6.0%) | 2.14 | 835 |
| 2023-12-01 | $887,500 (5.2%) | $1,499,844 (5.1%) | 2.16 | 669 |
| 2024-01-01 | $899,000 (6.3%) | $1,569,593 (5.3%) | 2.20 | 534 |
| 2024-02-01 | $914,441 (4.5%) | $1,532,453 (0.9%) | 2.20 | 573 |
| 2024-03-01 | $940,000 (-2.0%) | $1,520,552 (-4.2%) | 2.21 | 701 |
| 2024-04-01 | $915,000 (-6.9%) | $1,545,817 (-3.7%) | 2.13 | 826 |
| 2024-05-01 | $960,975 (-2.4%) | $1,623,699 (3.8%) | 2.17 | 987 |
| 2024-06-01 | $900,000 (-5.3%) | $1,535,940 (0.9%) | 2.02 | 1,165 |
| 2024-07-01 | $864,750 (-4.9%) | $1,430,934 (-4.2%) | 1.98 | 1,227 |
| 2024-08-01 | $849,000 (-5.8%) | $1,406,828 (-7.5%) | 1.97 | 1,246 |
| 2024-09-01 | $812,500 (-9.3%) | $1,370,321 (-8.1%) | 1.91 | 1,290 |
BOULDER's median listing price for 2024-09-01 was $812,500, a difference of
$-83,750
(-9.3%) versus the prior year and
$-36,500 versus the prior month.
BOULDER's median listing price comes in at 191% of the national average.
BOULDER's average listing price for 2024-09-01 was $1,370,321, a difference of $-120,755 (-8.1%) versus the prior year and $-36,507 versus the prior month.
For the 2024-09-01 period, BOULDER had 1,290 MLS listings, a difference of 44 listings (4%) versus the prior month and 401 listings (45%) versus the prior year.
BOULDER's median listing price comes in at 191% of the national average.
BOULDER's average listing price for 2024-09-01 was $1,370,321, a difference of $-120,755 (-8.1%) versus the prior year and $-36,507 versus the prior month.
For the 2024-09-01 period, BOULDER had 1,290 MLS listings, a difference of 44 listings (4%) versus the prior month and 401 listings (45%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - BOULDER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 59 days | 2,993 sqft |
| 2018-02-01 | 39 days | 3,138 sqft |
| 2018-03-01 | 35 days | 3,074 sqft |
| 2018-04-01 | 30 days | 3,091 sqft |
| 2018-05-01 | 31 days | 3,009 sqft |
| 2018-06-01 | 31 days | 2,938 sqft |
| 2018-07-01 | 37 days | 2,758 sqft |
| 2018-08-01 | 43 days | 2,585 sqft |
| 2018-09-01 | 47 days | 2,589 sqft |
| 2018-10-01 | 45 days | 2,605 sqft |
| 2018-11-01 | 53 days | 2,596 sqft |
| 2018-12-01 | 68 days | 2,607 sqft |
| 2019-01-01 | 70 days | 2,455 sqft |
| 2019-02-01 | 38 days | 2,400 sqft |
| 2019-03-01 | 37 days | 2,570 sqft |
| 2019-04-01 | 34 days | 2,679 sqft |
| 2019-05-01 | 32 days | 2,677 sqft |
| 2019-06-01 | 38 days | 2,628 sqft |
| 2019-07-01 | 39 days | 2,599 sqft |
| 2019-08-01 | 44 days | 2,549 sqft |
| 2019-09-01 | 49 days | 2,542 sqft |
| 2019-10-01 | 51 days | 2,524 sqft |
| 2019-11-01 | 58 days | 2,523 sqft |
| 2019-12-01 | 74 days | 2,583 sqft |
| 2020-01-01 | 74 days | 2,542 sqft |
| 2020-02-01 | 38 days | 2,553 sqft |
| 2020-03-01 | 37 days | 2,570 sqft |
| 2020-04-01 | 41 days | 2,496 sqft |
| 2020-05-01 | 40 days | 2,517 sqft |
| 2020-06-01 | 36 days | 2,496 sqft |
| 2020-07-01 | 42 days | 2,449 sqft |
| 2020-08-01 | 42 days | 2,382 sqft |
| 2020-09-01 | 38 days | 2,304 sqft |
| 2020-10-01 | 39 days | 2,305 sqft |
| 2020-11-01 | 51 days | 2,320 sqft |
| 2020-12-01 | 68 days | 2,330 sqft |
| 2021-01-01 | 79 days | 2,192 sqft |
| 2021-02-01 | 73 days | 2,266 sqft |
| 2021-03-01 | 39 days | 2,257 sqft |
| 2021-04-01 | 31 days | 2,219 sqft |
| 2021-05-01 | 30 days | 2,305 sqft |
| 2021-06-01 | 18 days | 2,356 sqft |
| 2021-07-01 | 31 days | 2,356 sqft |
| 2021-08-01 | 30 days | 2,295 sqft |
| 2021-09-01 | 30 days | 2,276 sqft |
| 2021-10-01 | 33 days | 2,228 sqft |