Winnebago Community Mortgage Rates, Fees & Info
Oshkosh, WILEI: 549300WIUM7ZRD6OV340
Tax ID: 39-0938509
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Winnebago Community is a smaller mortgage company specializing in Refi and Home Purchase loans. Winnebago Community has a high proportion of conventional loans. Their top markets by origination volume include: Oshkosh, Appleton, Green Bay, Milwaukee, and Fond Du Lac among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)Winnebago Community has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
132Origination Dollar Volume (All Markets)
$16,670,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 95 | $11,205,000 | $117,947 | $0 | 0.00% |
| APPLETON, WI (FHA|USDA|VA) | 15 | $2,515,000 | $167,667 | $0 | 0.00% |
| Outside of Metro Areas | 14 | $1,910,000 | $136,429 | $0 | 0.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 0.00% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 132 | $16,670,000 | $126,288 | $0 | 0.00% |
For 2018, Winnebago Community's most frequently originated type of loan was Conventional, with 132 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 76 | $8,480,000 | $111,579 | $0 | 0.00% |
| Home Purchase | 53 | $7,945,000 | $149,906 | $0 | 0.00% |
| Home Improvement | 3 | $245,000 | $81,667 | $0 | 0.00% |
For 2018, Winnebago Community's most frequently cited loan purpose was Refi, with 76 originations. The 2nd most popular reason was Home Purchase, with 53 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 132 | $16,670,000 | $126,288 | $0 | 0.00% |
For 2018, Winnebago Community's most frequently cited loan duration was Other, with 132 originations.
Loan Sizing
2018 saw Winnebago Community place emphasis on $100k-200k loans with 60 originations, totaling $8,420,000 in origination value.
Applicant Income
Winnebago Community lent most frequently to those with incomes in the $100k-150k range, with 42 originations. The second most popular income band? $75k-100k, with 32 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 132 | $16,670,000 | $126,288 | $0 | 0.00% |
Winnebago Community lent most frequently to those with DTI ratios of Exempt%, with 132 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
Winnebago Community has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination97.73%
Winnebago Community has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 132 | $16,670,000 | $126,288 |