Blc Community Bank Mortgage Rates, Fees & Info
Little Chute, WILEI: 549300WVVCPSUJMG9419
Tax ID: 39-0147835
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Blc Community Bank is a smaller bank specializing in Home Purchase loans. Blc Community Bank has a high proportion of conventional loans. Their top markets by origination volume include: Appleton, Oshkosh, Green Bay, Chicago, and Milwaukee among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)Blc Community Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
112Origination Dollar Volume (All Markets)
$36,180,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| APPLETON, WI (FHA|USDA|VA) | 72 | $20,700,000 | $287,500 | $0 | 0.00% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 13 | $5,235,000 | $402,692 | $0 | 0.00% |
| GREEN BAY, WI (FHA|USDA|VA) | 6 | $2,950,000 | $491,667 | $0 | 0.00% |
| Outside of Metro Areas | 9 | $2,555,000 | $283,889 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $1,255,000 | $1,255,000 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $1,170,000 | $585,000 | $0 | 0.00% |
| Shawano, WI (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $0 | 0.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $0 | 0.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 0.00% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against BLC Community Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 152
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 112 | $36,180,000 | $323,036 | $0 | 0.00% |
For 2024, Blc Community Bank's most frequently originated type of loan was Conventional, with 112 originations.
Loan Reason
For 2024, Blc Community Bank's most frequently cited loan purpose was Home Purchase, with 85 originations. The 2nd most popular reason was Refi, with 17 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 112 | $36,180,000 | $323,036 | $0 | 0.00% |
For 2024, Blc Community Bank's most frequently cited loan duration was Other, with 112 originations.
Loan Sizing
2024 saw Blc Community Bank place emphasis on $200k-400k loans with 47 originations, totaling $13,005,000 in origination value.
Applicant Income
Blc Community Bank lent most frequently to those with incomes in the $100k-150k range, with 28 originations. The second most popular income band? $150k-250k, with 15 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 112 | $36,180,000 | $323,036 | $0 | 0.00% |
Blc Community Bank lent most frequently to those with DTI ratios of Exempt%, with 112 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 87 | $27,545,000 | $316,609 | $0 | 0.00% |
| Not applicable | 25 | $8,635,000 | $345,400 | $0 | 0.00% |
Approval Rates
Total approvals of all applications98.36%
Blc Community Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination92.86%
Blc Community Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 112 | $36,180,000 | $323,036 |