Marinette Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Marinette averaged 6.13% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.9% and one month ago for the week of 2022-05-19, the average rate was 5.67%.

Marinette's average rate one year ago was 3.32%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.16%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Marinette 30 Year Fixed Rate 2022-06-23 6.13%
Marinette 30 Year Fixed Rate Refi 2022-06-23 6.16%
Marinette 15 Year Fixed Rate 2022-06-23 5.64%
Marinette 15 Year Fixed Rate Refi 2022-06-23 5.14%
Marinette 30 Year FHA 2022-06-23 0.28%
Marinette 30 Year FHA Refi 2022-06-23 0.25%
Marinette 30 Year USDA 2022-06-23 0.51%
Marinette 30 Year USDA Refi 2022-06-23 0.42%
Marinette 30 Year VA 2022-06-23 0.46%
Marinette 30 Year VA Refi 2022-06-23 0.03%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Marinette, WI-MI.

Marinette Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Marinette, WI-MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
The Stephenson National Bank and Trust 83 3.12% $2,197
Nicolet National Bank 55 3.21% $2,539
Flagstar Bank, FSB 54 3.29% $2,641
Associated Bank 51 3.15% $2,108
QUICKEN LOANS, LLC 44 3.24% $4,609
UNITED WHOLESALE MORTGAGE, LLC 40 3.12% $2,695
CoVantage Credit Union 35 3.21% $2,229
Bankers' Bank 33 3.16% $1,589
PARKSIDE LENDING, LLC 31 3.05% $2,649
INLANTA MORTGAGE, INC. 28 3.23% $2,468
CAPITAL Credit Union 25 2.81% $1,833
FINANCE OF AMERICA MORTGAGE LLC 24 3.28% $3,307
Wells Fargo Bank 18 3.15% $2,600
FOX COMMUNITIES 11 2.93% $1,554
PCM 11 3.49% $1,064
LOANDEPOT.COM, LLC 9 3.21% $3,649
Johnson Bank 9 2.94% $2,117
GUARANTEED RATE, INC. 7 3.43% $2,981
NAVY FEDERAL CREDIT UNION 6 3.73% $3,103
mBank 6 3.17% $1,842
BMO Harris Bank 6 3.23% $2,830
A + MORTGAGE SERVICES, INC. 6 2.88% $1,338
Bank First, N.A. 6 3.40% $2,670
Bank of Luxemburg 5 3.00% $3,062
Landmark Credit Union 5 3.15% $1,747
BETTER MORTGAGE CORPORATION 5 3.00% $2,800
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 3.35% $3,046
TOWNE MORTGAGE COMPANY 4 3.53% $2,564
BROKER SOLUTIONS, INC. 4 3.84% $4,620
Community First Credit Union 4 3.16% $1,899
UNITEDONE Credit Union 4 3.53% $1,817
JPMorgan Chase Bank 4 3.28% $3,134
LAND HOME FINANCIAL SERVICES, INC. 4 3.25% $3,140
NEWREZ LLC 4 4.09% $2,501
HOMESIDE FINANCIAL, LLC 4 3.66% $2,727
U.S. Bank 4 3.25% $2,335
GreenStone Farm Credit Services, FLCA 4 3.74% $3,512
PENNYMAC LOAN SERVICES, LLC 3 3.58% $5,147
MARINE 3 9.56% $3,387
Mortgage Research Center, LLC 3 3.46% $3,266
WISCONSIN MORTGAGE CORPORATION 3 3.38% $2,300
Waterstone Mortgage Corporation 3 3.33% $3,455
Mr. Cooper ( Nationstar Mortgage ) 3 3.29% $4,261
Denmark State Bank 3 2.79% $1,553
FREEDOM MORTGAGE CORPORATION 3 3.25% $2,105
Bank of America 3 3.13% $3,015
The Port Washington State Bank 2 3.00% $2,122
AMERICAN FINANCING CORPORATION 2 3.00% $4,649
AMERIFIRST FINANCIAL CORPORATION 2 3.00% $3,827
Bank Five Nine 2 3.81% $2,318
Barrington Bank & Trust Company, N.A. 2 3.06% $4,593
Baxter Credit Union 2 2.81% $2,656
BLC Community Bank 2 3.44% $1,789
Citibank 2 3.06% $3,002
CROSSCOUNTRY MORTGAGE, LLC 2 3.19% $3,783
EVERETT FINANCIAL, INC. 2 3.44% $1,531
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 3.37% $2,805
FIRST CENTENNIAL MORTGAGE CORPORATION 2 3.06% $2,090
Fox Valley Savings Bank 2 3.13% $1,199
Gateway First Bank 2 3.19% $2,727
GATEWAY MORTGAGE CORPORATION 2 3.25% $2,376
GUILD MORTGAGE COMPANY 2 2.88% $3,366
MICHIGAN MUTUAL, INC. 2 3.13% $3,253
National Exchange Bank and Trust 2 3.00% $1,103
North Shore Bank FSB 2 3.25% $1,946
PLAZA HOME MORTGAGE, INC. 2 3.94% $2,122
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.31% $2,043
ROYAL UNITED MORTGAGE LLC 2 3.13% $5,190
VERVE, A CREDIT UNION 2 3.50% $1,550
Hometown Bank 1 2.88% $962
Home State Bank 1 3.25% $2,282
Bell Bank 1 3.25% $2,422
Morgan Stanley Private Bank 1 3.25% $3,887
MORTGAGE CENTER L.C 1 3.25% $3,061
GUARANTEED RATE AFFINITY, LLC 1 2.99% $3,034
MOVEMENT MORTGAGE, LLC 1 2.88% $2,774
Fifth Third Bank 1 3.25% $3,001
MUTUAL OF OMAHA MORTGAGE, INC. 1 2.88% $1,580
VAN DYK MORTGAGE CORPORATION 1 2.88% $3,300
EQUITY RESOURCES, INC. 1 3.00% $2,549
ENVOY MORTGAGE, LTD 1 3.63% $3,783
EDUCATORS CREDIT UNION 1 2.75% $1,475
AMERICAN FINANCIAL NETWORK, INC. 1 3.25% $6,466
Old National Bank 1 3.25% $2,807
COMPEER FINANCIAL, FLCA 1 4.95% $2,358
CMG MORTGAGE, INC. 1 2.75% $3,850
CITIZENS EQUITY FIRST 1 2.50% $1,198
PENTAGON FEDERAL CREDIT UNION 1 2.88% $1,860
PLANET HOME LENDING, LLC 1 3.50% $3,461
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.13% $3,093
PLUS RELOCATION MORTGAGE, LLC 1 3.38% $2,258
Waukesha State Bank 1 2.90% $2,909
PROSPERA Credit Union 1 2.88% $1,362
CHERRY CREEK MORTGAGE, LLC 1 2.88% $673
Range Bank 1 2.75% $1,684
AMERISAVE MORTGAGE CORPORATION 1 2.99% $5,875
Servion, Inc. 1 3.75% $2,745
Signature Federal Credit Union 1 4.00% $7,239
Stifel Bank and Trust 1 2.75% $1,980
T2 FINANCIAL LLC 1 3.88% $2,319
The Park Bank 1 3.00% $2,562
ACADEMY MORTGAGE CORPORATION 1 3.25% $2,590
Carrington Mortgage Services, LLC 1 2.88% $3,416
THRIVENT Federal Credit Union 1 3.00% $3,695
CALIBER HOME LOANS, INC. 1 3.20% $1,171
UNISON CREDIT UNION 1 2.49% $1,461
Bremer Bank 1 3.38% $1,967
Blackhawk Community Credit Union 1 3.38% $2,110
University of Wisconsin Credit Union 1 3.63% $2,042
Key Mortgage Services, Inc. 1 3.13% $4,321
Kohler Credit Union 1 3.25% $2,420
Ixonia Bank 1 3.25% $2,910
Independent Bank 1 3.00% $2,735
IncredibleBank 1 3.25% $1,447
Loan Simple, Inc. 1 3.25% $2,039
Manufacturers and Traders Trust Company 1 3.38% $5,419

Marinette, WI-MI's 116 lenders originated 2,237 loans during 2021. The total origination value was $321,985,000, with an average loan value of $143,936.

The top Marinette lender as defined by loan originations is The Stephenson National Bank and Trust, with 83 loans originated. Their average total fees are $2,197, which is $341 lower than the next largest lender, Nicolet National Bank.

The lowest fee Marinette lenders (with over 10 loans originated) are PCM ($1,064), FOX COMMUNITIES ($1,554), Bankers' Bank ($1,589), CAPITAL Credit Union ($1,833) and Associated Bank ($2,108).

The lowest rate Marinette lenders (with over 10 loans originated) are CAPITAL Credit Union (2.81%), FOX COMMUNITIES (2.93%), PARKSIDE LENDING, LLC (3.05%), The Stephenson National Bank and Trust (3.12%) and UNITED WHOLESALE MORTGAGE, LLC (3.12%).

Marinette, WI-MI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
The Stephenson National Bank and Trust $65,465,000 $40,080,000 -38.8% 12.4%
Flagstar Bank, FSB $13,595,000 $23,920,000 75.9% 7.4%
Johnson Bank $1,680,000 $19,130,000 1,038.7% 5.9%
Nicolet National Bank $25,410,000 $17,175,000 -32.4% 5.3%
QUICKEN LOANS, LLC $16,580,000 $15,920,000 -4.0% 4.9%
UNITED WHOLESALE MORTGAGE, LLC $9,380,000 $13,155,000 40.2% 4.1%
PARKSIDE LENDING, LLC $24,350,000 $13,080,000 -46.3% 4.1%
Associated Bank $15,200,000 $12,590,000 -17.2% 3.9%
FINANCE OF AMERICA MORTGAGE LLC $8,240,000 $10,070,000 22.2% 3.1%
CoVantage Credit Union $8,755,000 $9,205,000 5.1% 2.9%
Wells Fargo Bank $4,195,000 $8,440,000 101.2% 2.6%
CAPITAL Credit Union $5,555,000 $8,240,000 48.3% 2.6%
INLANTA MORTGAGE, INC. $7,240,000 $7,320,000 1.1% 2.3%
Bankers' Bank $7,045,000 n/a 2.2%
PCM $4,700,000 $4,860,000 3.4% 1.5%
FREEDOM MORTGAGE CORPORATION $4,395,000 $4,720,000 7.4% 1.5%
Mortgage Research Center, LLC $2,270,000 $3,990,000 75.8% 1.2%
FOX COMMUNITIES $3,160,000 $3,705,000 17.2% 1.2%
PENNYMAC LOAN SERVICES, LLC $1,025,000 $3,320,000 223.9% 1.0%
Community First Credit Union $3,325,000 $3,075,000 -7.5% 1.0%
Bank First, N.A. $3,245,000 $2,900,000 -10.6% 0.9%
GreenStone Farm Credit Services, FLCA $4,490,000 $2,685,000 -40.2% 0.8%
LOANDEPOT.COM, LLC $2,570,000 $2,605,000 1.4% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $2,050,000 $2,585,000 26.1% 0.8%
MICHIGAN MUTUAL, INC. $2,120,000 $2,080,000 -1.9% 0.6%
U.S. Bank $2,080,000 $2,030,000 -2.4% 0.6%
VERVE, A CREDIT UNION $815,000 $2,020,000 147.9% 0.6%
BMO Harris Bank $1,995,000 $2,010,000 0.8% 0.6%
FORTE BANK $1,985,000 n/a 0.6%
BETTER MORTGAGE CORPORATION $310,000 $1,975,000 537.1% 0.6%
NAVY FEDERAL CREDIT UNION $1,685,000 $1,930,000 14.5% 0.6%
mBank $3,730,000 $1,850,000 -50.4% 0.6%
NEW DAY FINANCIAL, LLC $1,740,000 $1,750,000 0.6% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,965,000 $1,675,000 -43.5% 0.5%
NEWREZ LLC $1,010,000 $1,645,000 62.9% 0.5%
TOWNE MORTGAGE COMPANY $1,270,000 $1,600,000 26.0% 0.5%
USAA Federal Savings Bank $1,600,000 $1,535,000 -4.1% 0.5%
A + MORTGAGE SERVICES, INC. $770,000 $1,460,000 89.6% 0.5%
Bank of America $85,000 $1,390,000 1,535.3% 0.4%
Bank of Luxemburg $1,370,000 $1,390,000 1.5% 0.4%
N.E.W. Credit Union $2,555,000 $1,360,000 -46.8% 0.4%
Landmark Credit Union $1,530,000 $1,300,000 -15.0% 0.4%
The Huntington National Bank $65,000 $1,290,000 1,884.6% 0.4%
Barrington Bank & Trust Company, N.A. $1,070,000 $1,185,000 10.7% 0.4%
PLAZA HOME MORTGAGE, INC. $205,000 $1,175,000 473.2% 0.4%
JPMorgan Chase Bank $1,045,000 $1,165,000 11.5% 0.4%
Denmark State Bank $1,490,000 $1,135,000 -23.8% 0.4%
GUARANTEED RATE, INC. $1,665,000 $1,085,000 -34.8% 0.3%
MARINE $1,265,000 $1,020,000 -19.4% 0.3%
Morgan Stanley Private Bank $990,000 n/a 0.3%
Range Bank $2,425,000 $985,000 -59.4% 0.3%
BROKER SOLUTIONS, INC. $965,000 n/a 0.3%
WOODTRUST BANK $180,000 $865,000 380.6% 0.3%
Citizens Bank $270,000 $825,000 205.6% 0.3%
Royal Credit Union $4,535,000 $815,000 -82.0% 0.3%
LAKEVIEW LOAN SERVICING, LLC $2,335,000 $785,000 -66.4% 0.2%
Laona State Bank $935,000 $775,000 -17.1% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $765,000 n/a 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $875,000 $750,000 -14.3% 0.2%
Carrington Mortgage Services, LLC $1,645,000 $665,000 -59.6% 0.2%
CALIBER HOME LOANS, INC. $935,000 $645,000 -31.0% 0.2%
LAND HOME FINANCIAL SERVICES, INC. $550,000 $635,000 15.5% 0.2%
HOMESIDE FINANCIAL, LLC $580,000 n/a 0.2%
HOME POINT FINANCIAL CORPORATION $1,160,000 $560,000 -51.7% 0.2%
National Exchange Bank and Trust $640,000 $560,000 -12.5% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $160,000 $555,000 246.9% 0.2%
WISCONSIN MORTGAGE CORPORATION $555,000 n/a 0.2%
BLC Community Bank $935,000 $545,000 -41.7% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $545,000 n/a 0.2%
CHERRY CREEK MORTGAGE, LLC $260,000 $535,000 105.8% 0.2%
AMERIFIRST FINANCIAL CORPORATION $530,000 n/a 0.2%
Fifth Third Bank $525,000 n/a 0.2%
CITIZENS EQUITY FIRST $520,000 n/a 0.2%
FIRST CENTENNIAL MORTGAGE CORPORATION $105,000 $515,000 390.5% 0.2%
UNITEDONE Credit Union $600,000 $510,000 -15.0% 0.2%
North Shore Bank FSB $715,000 $505,000 -29.4% 0.2%
Summit Credit Union $745,000 $505,000 -32.2% 0.2%
Baxter Credit Union $115,000 $490,000 326.1% 0.2%
Waterstone Mortgage Corporation $740,000 $485,000 -34.5% 0.2%
West Pointe Bank $405,000 $470,000 16.0% 0.1%
Fox Valley Savings Bank $460,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $460,000 n/a 0.1%
University of Wisconsin Credit Union $1,965,000 $455,000 -76.8% 0.1%
First Federal Bank $1,020,000 $445,000 -56.4% 0.1%
GATEWAY MORTGAGE CORPORATION $125,000 $445,000 256.0% 0.1%
Bell Bank $135,000 $440,000 225.9% 0.1%
EVERETT FINANCIAL, INC. $370,000 $420,000 13.5% 0.1%
Waukesha State Bank $45,000 $410,000 811.1% 0.1%
American National Bank - Fox Cities $75,000 $405,000 440.0% 0.1%
Hometown Bank $415,000 $405,000 -2.4% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $390,000 n/a 0.1%
Citibank $75,000 $380,000 406.7% 0.1%
Gateway First Bank $380,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $370,000 n/a 0.1%
Oostburg State Bank $355,000 $370,000 4.2% 0.1%
GUILD MORTGAGE COMPANY $390,000 $365,000 -6.4% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $555,000 $360,000 -35.1% 0.1%
ROYAL UNITED MORTGAGE LLC $360,000 $360,000 0.0% 0.1%
Fortifi Bank $55,000 $355,000 545.5% 0.1%
NATIONS RELIABLE LENDING, LLC $355,000 n/a 0.1%
UNISON CREDIT UNION $155,000 $355,000 129.0% 0.1%
Bank Five Nine $525,000 $350,000 -33.3% 0.1%
Mid-Continent Funding, Inc. $350,000 n/a 0.1%
Old National Bank $350,000 n/a 0.1%
Ixonia Bank $340,000 n/a 0.1%
PNC Bank $170,000 $315,000 85.3% 0.1%
DAS Acquisition Company, LLC $730,000 $310,000 -57.5% 0.1%
AMERICAN FINANCING CORPORATION $305,000 n/a 0.1%
Commerce State Bank $300,000 $300,000 0.0% 0.1%
COMPASS MORTGAGE, INC. $295,000 $295,000 0.0% 0.1%
EDUCATORS CREDIT UNION $355,000 $295,000 -16.9% 0.1%
Great Midwest Bank, S.S.B. $315,000 $295,000 -6.3% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $210,000 $295,000 40.5% 0.1%
The Port Washington State Bank $775,000 $290,000 -62.6% 0.1%
North American Savings Bank, F.S.B. $145,000 $285,000 96.6% 0.1%
Independent Bank $265,000 n/a 0.1%
Stifel Bank and Trust $255,000 n/a 0.1%
THRIVENT Federal Credit Union $310,000 $250,000 -19.4% 0.1%
GENISYS $265,000 $245,000 -7.5% 0.1%
PLANET HOME LENDING, LLC $155,000 $240,000 54.8% 0.1%
Magnolia Bank $95,000 $235,000 147.4% 0.1%
Kohler Credit Union $230,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $225,000 n/a 0.1%
First National Bank of Omaha $225,000 n/a 0.1%
IncredibleBank $1,420,000 $220,000 -84.5% 0.1%
Home State Bank $215,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $145,000 $210,000 44.8% 0.1%
ACCELERATE MORTGAGE, LLC $205,000 n/a 0.1%
The Equitable Bank, S.S.B. $205,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $165,000 $195,000 18.2% 0.1%
AmeriHome Mortgage Company, LLC $195,000 n/a 0.1%
Cornerstone Community Bank $195,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $195,000 n/a 0.1%
Manufacturers and Traders Trust Company $190,000 n/a 0.1%
NBH Bank $185,000 n/a 0.1%
PLUS RELOCATION MORTGAGE, LLC $185,000 n/a 0.1%
The Bank of New Glarus $285,000 $175,000 -38.6% 0.1%
Wolf River Community Bank $45,000 $165,000 266.7% 0.1%
HERITAGE CREDIT UNION $155,000 n/a 0.0%
Signature Federal Credit Union $155,000 n/a 0.0%
Cleveland State Bank $105,000 $145,000 38.1% 0.0%
Intercity State Bank $145,000 n/a 0.0%
MLD MORTGAGE INC. $145,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $145,000 $145,000 0.0% 0.0%
PHH Mortgage Corporation $145,000 n/a 0.0%
SIRVA MORTGAGE, INC. $135,000 $145,000 7.4% 0.0%
Settlers Bank $365,000 $140,000 -61.6% 0.0%
Bremer Bank $135,000 n/a 0.0%
CMG MORTGAGE, INC. $135,000 n/a 0.0%
Hometown Lenders, Inc. $135,000 n/a 0.0%
Loan Simple, Inc. $135,000 n/a 0.0%
MORTGAGE CENTER L.C $135,000 n/a 0.0%
Nations Lending Corporation $135,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $395,000 $135,000 -65.8% 0.0%
Bank of Deerfield $75,000 $125,000 66.7% 0.0%
Key Mortgage Services, Inc. $85,000 $125,000 47.1% 0.0%
Oregon Community Bank $125,000 n/a 0.0%
WINNEBAGO COMMUNITY $55,000 $125,000 127.3% 0.0%
Glacier Hills Credit Union $330,000 $120,000 -63.6% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $175,000 $115,000 -34.3% 0.0%
AMERISAVE MORTGAGE CORPORATION $870,000 $115,000 -86.8% 0.0%
COMPEER FINANCIAL, FLCA $615,000 $115,000 -81.3% 0.0%
GUARANTEED RATE AFFINITY, LLC $115,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $115,000 n/a 0.0%
The Park Bank $115,000 n/a 0.0%
Truist Bank $115,000 n/a 0.0%
Abbott Laboratories Employees Credit Union $105,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $105,000 n/a 0.0%
MOVEMENT MORTGAGE, LLC $105,000 n/a 0.0%
UNITED MORTGAGE CORP. $105,000 n/a 0.0%
Blackhawk Community Credit Union $95,000 n/a 0.0%
Collins State Bank $95,000 n/a 0.0%
Empower Credit Union $145,000 $95,000 -34.5% 0.0%
MID AMERICA MORTGAGE, INC. $95,000 n/a 0.0%
MidWestOne Bank $85,000 n/a 0.0%
SPRING EQ, LLC $35,000 $80,000 128.6% 0.0%
ENVOY MORTGAGE, LTD $275,000 $75,000 -72.7% 0.0%
EQUITY RESOURCES, INC. $75,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $75,000 n/a 0.0%
First Liberty Bank $75,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $240,000 $75,000 -68.8% 0.0%
PremierBank $75,000 n/a 0.0%
Discover Bank $35,000 $65,000 85.7% 0.0%
Hiawatha National Bank $125,000 $65,000 -48.0% 0.0%
T2 FINANCIAL LLC $65,000 n/a 0.0%
Directions Credit Union, Inc. $55,000 n/a 0.0%
Servion, Inc. $555,000 $55,000 -90.1% 0.0%
PROSPERA Credit Union $85,000 $45,000 -47.1% 0.0%
CLEARPOINTE CAPITAL, LLC $30,000 n/a 0.0%
Horicon Bank $335,000 $25,000 -92.5% 0.0%

Marinette's top lender by overall market share is The Stephenson National Bank and Trust, with 12.4% market share. In second place, with 7.4%, is Flagstar Bank, FSB, having originated $23,920,000 in loans. In third place, with 5.9%, is Johnson Bank, having originated $19,130,000 in loans. In third place, with 5.3%, is Nicolet National Bank, having originated $17,175,000 in loans. In third place, with 4.9%, is QUICKEN LOANS, LLC, having originated $15,920,000 in loans.


Marinette, WI-MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 901 $145,795,000 $161,815
Refi 758 $104,910,000 $138,404
Cash Out Refi 463 $59,885,000 $129,341
Other 72 $6,320,000 $87,778
Home Improvement 43 $5,075,000 $118,023

Marinette's most frequently cited loan purpose was Home Purchase, with 901 originations. The 2nd most popular reason was Refi, with 758 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 839 $115,285,000 $137,408
3-4% 785 $109,495,000 $139,484
<2.5% 449 $79,865,000 $177,873
4-5% 104 $9,370,000 $90,096
5-6% 16 $890,000 $55,625
7-8% 8 $840,000 $105,000
Over 8% 6 $270,000 $45,000
6-7% 1 $125,000 $125,000

During 2021, Marinette's most frequently originated rate bucket was 2.5-3%, with 839 originations.

Loan Sizing (Marinette, WI-MI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,029 $144,845,000 $140,763
$100,000 or less 839 $55,895,000 $66,621
$200k-400k 326 $83,080,000 $254,847
$400k-600k 34 $15,850,000 $466,176
$600k-1000k 6 $4,540,000 $756,667
$Over $1MM 3 $17,775,000 $5,925,000

Marinette's loan sizing saw the bucket of loans from $100k-200k with 1,029 originations, totaling $144,845,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 855 $140,025,000 $163,772
60-80% 806 $118,730,000 $147,308
40-60% 289 $34,665,000 $119,948
20-40% 128 $8,910,000 $69,609
Under 20% 55 $1,665,000 $30,273
Over 100% 26 $4,550,000 $175,000

Marinette's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 855 originations, totaling $140,025,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Marinette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $118,400 (3.7%) $164,420 (-3.6%) 0.00 553
2018-02-01 $124,400 (8.2%) $169,967 (-2.4%) 0.00 563
2018-03-01 $127,000 (6.3%) $171,644 (-1.4%) 0.00 534
2018-04-01 $129,950 (0.0%) $183,967 (1.9%) 0.00 565
2018-05-01 $135,950 (4.7%) $191,783 (7.1%) 0.00 606
2018-06-01 $134,900 (3.9%) $180,283 (1.0%) 0.00 684
2018-07-01 $133,950 (7.2%) $174,084 (-4.1%) 0.00 1,056
2018-08-01 $130,950 (5.0%) $171,702 (-4.2%) 0.00 1,054
2018-09-01 $139,000 (15.9%) $182,433 (5.6%) 0.00 726
2018-10-01 $139,900 (12.6%) $186,257 (7.3%) 0.00 682
2018-11-01 $139,450 (17.3%) $185,999 (7.8%) 0.00 654
2018-12-01 $134,900 (14.4%) $186,858 (12.2%) 0.00 597
2019-01-01 $133,250 (12.5%) $188,756 (14.8%) 0.00 515
2019-02-01 $132,900 (6.8%) $189,621 (11.6%) 0.00 501
2019-03-01 $130,614 (2.9%) $183,359 (6.8%) 0.00 525
2019-04-01 $129,114 (-0.6%) $175,750 (-4.5%) 0.00 672
2019-05-01 $127,400 (-6.3%) $175,970 (-8.3%) 0.00 583
2019-06-01 $129,900 (-3.7%) $178,473 (-1.0%) 0.00 589
2019-07-01 $134,000 (0.0%) $180,519 (3.7%) 0.00 582
2019-08-01 $138,500 (5.8%) $183,953 (7.1%) 0.00 582
2019-09-01 $141,450 (1.8%) $184,041 (0.9%) 0.00 558
2019-10-01 $138,700 (-0.9%) $181,968 (-2.3%) 0.00 507
2019-11-01 $139,900 (0.3%) $183,940 (-1.1%) 0.00 453
2019-12-01 $136,950 (1.5%) $177,754 (-4.9%) 0.00 398
2020-01-01 $134,900 (1.2%) $177,105 (-6.2%) 0.00 358
2020-02-01 $139,900 (5.3%) $179,956 (-5.1%) 0.00 344
2020-03-01 $149,900 (14.8%) $190,344 (3.8%) 0.00 331
2020-04-01 $149,900 (16.1%) $192,478 (9.5%) 0.00 304
2020-05-01 $149,900 (17.7%) $197,075 (12.0%) 0.00 281
2020-06-01 $139,450 (7.4%) $196,685 (10.2%) 0.00 289
2020-07-01 $139,900 (4.4%) $198,884 (10.2%) 0.00 291
2020-08-01 $149,900 (8.2%) $204,609 (11.2%) 0.00 259
2020-09-01 $149,900 (6.0%) $220,393 (19.8%) 0.00 243
2020-10-01 $144,900 (4.5%) $217,498 (19.5%) 0.00 222
2020-11-01 $144,900 (3.6%) $219,323 (19.2%) 0.00 173
2020-12-01 $147,400 (7.6%) $227,916 (28.2%) 0.00 157
2021-01-01 $154,900 (14.8%) $236,623 (33.6%) 0.00 133
2021-02-01 $172,400 (23.2%) $259,487 (44.2%) 0.00 114
2021-03-01 $177,400 (18.4%) $270,984 (42.4%) 0.00 100
2021-04-01 $164,900 (10.0%) $264,697 (37.5%) 0.00 102
2021-05-01 $165,000 (10.1%) $252,953 (28.4%) 0.00 115
2021-06-01 $155,400 (11.4%) $241,170 (22.6%) 0.00 140
2021-07-01 $162,450 (16.1%) $244,624 (23.0%) 0.00 168
2021-08-01 $169,900 (13.3%) $251,441 (22.9%) 0.00 157
2021-09-01 $169,900 (13.3%) $237,221 (7.6%) 0.00 179
2021-10-01 $179,900 (24.2%) $253,534 (16.6%) 0.00 176
2021-11-01 $167,450 (15.6%) $261,915 (19.4%) 0.00 139
2021-12-01 $164,900 (11.9%) $274,001 (20.2%) 0.00 114
2022-01-01 $159,900 (3.2%) $290,145 (22.6%) 0.00 95
2022-02-01 $163,700 (-5.1%) $326,549 (25.8%) 0.00 74
2022-03-01 $186,450 (5.1%) $411,434 (51.8%) 0.00 78
2022-04-01 $199,900 (21.2%) $316,436 (19.6%) 0.00 99
2022-05-01 $214,900 (30.2%) $314,012 (24.1%) 0.00 109
Marinette's median listing price for 2022-05-01 was $214,900, a difference of $49,900 (30.2%) versus the prior year and $15,000 versus the prior month.

Marinette's median listing price comes in at 0% of the national average.

Marinette's average listing price for 2022-05-01 was $314,012, a difference of $61,059 (24.1%) versus the prior year and $-2,424 versus the prior month.

For the 2022-05-01 period, Marinette had 109 MLS listings, a difference of 10 listings (10%) versus the prior month and -6 listings (-5%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Marinette (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,400 sqft
2018-02-01 0 days 1,415 sqft
2018-03-01 0 days 1,415 sqft
2018-04-01 0 days 1,426 sqft
2018-05-01 0 days 1,515 sqft
2018-06-01 0 days 1,481 sqft
2018-07-01 0 days 1,446 sqft
2018-08-01 0 days 1,434 sqft
2018-09-01 0 days 1,486 sqft
2018-10-01 0 days 1,493 sqft
2018-11-01 0 days 1,468 sqft
2018-12-01 0 days 1,440 sqft
2019-01-01 0 days 1,439 sqft
2019-02-01 0 days 1,440 sqft
2019-03-01 0 days 1,381 sqft
2019-04-01 0 days 1,354 sqft
2019-05-01 0 days 1,377 sqft
2019-06-01 0 days 1,404 sqft
2019-07-01 0 days 1,406 sqft
2019-08-01 0 days 1,408 sqft
2019-09-01 0 days 1,404 sqft
2019-10-01 0 days 1,407 sqft
2019-11-01 0 days 1,462 sqft
2019-12-01 0 days 1,448 sqft
2020-01-01 0 days 1,449 sqft
2020-02-01 0 days 1,510 sqft
2020-03-01 0 days 1,536 sqft
2020-04-01 0 days 1,548 sqft
2020-05-01 0 days 1,486 sqft
2020-06-01 0 days 1,414 sqft
2020-07-01 0 days 1,380 sqft
2020-08-01 0 days 1,435 sqft
2020-09-01 0 days 1,437 sqft
2020-10-01 0 days 1,401 sqft
2020-11-01 0 days 1,455 sqft
2020-12-01 0 days 1,508 sqft
2021-01-01 0 days 1,600 sqft
2021-02-01 0 days 1,640 sqft
2021-03-01 0 days 1,678 sqft
2021-04-01 0 days 1,567 sqft
2021-05-01 0 days 1,518 sqft
2021-06-01 0 days 1,505 sqft
2021-07-01 0 days 1,448 sqft
2021-08-01 0 days 1,456 sqft
2021-09-01 0 days 1,496 sqft
2021-10-01 0 days 1,500 sqft
2021-11-01 0 days 1,392 sqft
2021-12-01 0 days 1,528 sqft
2022-01-01 0 days 1,531 sqft
2022-02-01 0 days 1,514 sqft
2022-03-01 0 days 1,341 sqft
2022-04-01 0 days 1,444 sqft
2022-05-01 0 days 1,511 sqft
Marinette's median listing age (time on market) for 2022-05-01 was 0 days.

Marinette's median square footage for active listings during the 2022-05-01 period was 1,511 sqft. One year prior, the average listing was 1,518 sqft.