The Security National Bank Of Enid Mortgage Rates, Fees & Info

Enid, OK

LEI: 549300XTFXREUXEWLW38

Tax ID: 73-0440300

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    The Security National Bank Of Enid is a smaller bank specializing in Home Purchase and Refi loans. The Security National Bank Of Enid has a high proportion of conventional loans. Their top markets by origination volume include: Enid, Oklahoma City, and Tulsa among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    The Security National Bank Of Enid has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    Originations

    50

    Origination Dollar Volume (All Markets)

    $8,940,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    ENID, OK (FHA|USDA|VA) 38 $5,870,000 $154,474 $0 0.00%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 5 $2,015,000 $403,000 $0 0.00%
    TULSA, OK (FHA|USDA|VA) 2 $600,000 $300,000 $0 0.00%
    Outside of Metro Areas 5 $455,000 $91,000 $0 0.00%
    The Security National Bank Of Enid's top markets include Enid, Oklahoma City, and Tulsa among others.

    Their top states include:
  • Oklahoma (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 50 $8,940,000 $178,800 $0 0.00%

    For 2023, The Security National Bank Of Enid's most frequently originated type of loan was Conventional, with 50 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 26 $5,040,000 $193,846 $0 0.00%
    Refi 18 $3,030,000 $168,333 $0 0.00%
    Other 5 $695,000 $139,000 $0 0.00%
    Home Improvement 1 $175,000 $175,000 $0 0.00%

    For 2023, The Security National Bank Of Enid's most frequently cited loan purpose was Home Purchase, with 26 originations. The 2nd most popular reason was Refi, with 18 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 50 $8,940,000 $178,800 $0 0.00%

    For 2023, The Security National Bank Of Enid's most frequently cited loan duration was Other, with 50 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 17 $915,000 $53,824 $0 0.00%
    $100k-200k 16 $2,100,000 $131,250 $0 0.00%
    $200k-400k 14 $4,000,000 $285,714 $0 0.00%
    $400k-600k 2 $900,000 $450,000 $0 0.00%
    $1MM+ 1 $1,025,000 $1,025,000 $0 0.00%

    2023 saw The Security National Bank Of Enid place emphasis on $100,000 or less loans with 17 originations, totaling $915,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 10 $2,650,000 $265,000 $0 0.00%
    $75k-100k 9 $1,325,000 $147,222 $0 0.00%
    $150k-250k 8 $1,690,000 $211,250 $0 0.00%
    $50k-75k 7 $965,000 $137,857 $0 0.00%
    $50k or less 7 $395,000 $56,429 $0 0.00%
    $250k+ 2 $1,060,000 $530,000 $0 0.00%

    The Security National Bank Of Enid lent most frequently to those with incomes in the $100k-150k range, with 10 originations. The second most popular income band? $75k-100k, with 9 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 50 $8,940,000 $178,800 $0 0.00%

    The Security National Bank Of Enid lent most frequently to those with DTI ratios of Exempt%, with 50 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 41 $7,905,000 $192,805 $0 0.00%
    Not applicable 7 $855,000 $122,143 $0 0.00%
    American Indian 2 $180,000 $90,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    92.86%

    The Security National Bank Of Enid has an average approval rate.

    Pick Rate

    Approvals leading to origination
    98.00%

    The Security National Bank Of Enid has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 50 $8,940,000 $178,800

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    50 $8,940,000 $178,800