The Security National Bank Of Enid Mortgage Rates, Fees & Info
Enid, OKLEI: 549300XTFXREUXEWLW38
Tax ID: 73-0440300
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Security National Bank Of Enid is a smaller bank specializing in Home Purchase and Refi loans. The Security National Bank Of Enid has a high proportion of conventional loans. Their top markets by origination volume include: Enid, Oklahoma City, Lexington, Ponca City, and Stillwater among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)The Security National Bank Of Enid has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
71Origination Dollar Volume (All Markets)
$15,175,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ENID, OK (FHA|USDA|VA) | 55 | $11,885,000 | $216,091 | $0 | 0.00% |
| Outside of Metro Areas | 8 | $1,660,000 | $207,500 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $0 | 0.00% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| Ponca City, OK (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 0.00% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| Duncan, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 71 | $15,175,000 | $213,732 | $0 | 0.00% |
For 2022, The Security National Bank Of Enid's most frequently originated type of loan was Conventional, with 71 originations.
Loan Reason
For 2022, The Security National Bank Of Enid's most frequently cited loan purpose was Home Purchase, with 34 originations. The 2nd most popular reason was Refi, with 32 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 71 | $15,175,000 | $213,732 | $0 | 0.00% |
For 2022, The Security National Bank Of Enid's most frequently cited loan duration was Other, with 71 originations.
Loan Sizing
2022 saw The Security National Bank Of Enid place emphasis on $200k-400k loans with 23 originations, totaling $6,075,000 in origination value.
Applicant Income
The Security National Bank Of Enid lent most frequently to those with incomes in the $100k-150k range, with 18 originations. The second most popular income band? $75k-100k, with 18 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 71 | $15,175,000 | $213,732 | $0 | 0.00% |
The Security National Bank Of Enid lent most frequently to those with DTI ratios of Exempt%, with 71 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.15%
The Security National Bank Of Enid has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination95.77%
The Security National Bank Of Enid has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 71 | $15,175,000 | $213,732 |