LEXINGTON - FAYETTE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lexington - Fayette averaged
6.56%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.79% and
one month ago for the week of 2024-10-03, the
average rate was 5.99%.
Lexington - Fayette's average rate one year ago was 7.83%.
For refis of the same type during the week of 2024-11-07, the average rate
was 6.99%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Lexington - Fayette 30 Year Fixed Rate | 2024-11-07 | 6.56% |
| Lexington - Fayette 30 Year Fixed Rate Refi | 2024-11-07 | 6.99% |
| Lexington - Fayette 15 Year Fixed Rate | 2024-11-07 | 6.45% |
| Lexington - Fayette 15 Year Fixed Rate Refi | 2024-11-07 | 6.2% |
| Lexington - Fayette 30 Year FHA | 2024-11-07 | 6.47% |
| Lexington - Fayette 30 Year FHA Refi | 2024-11-07 | 6.33% |
| Lexington - Fayette 30 Year USDA | 2024-11-07 | 6.28% |
| Lexington - Fayette 30 Year USDA Refi | 2024-11-07 | 6.48% |
| Lexington - Fayette 30 Year VA | 2024-11-07 | 6.21% |
| Lexington - Fayette 30 Year VA Refi | 2024-11-07 | 6.44% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEXINGTON-FAYETTE, KY.
LEXINGTON - FAYETTE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LEXINGTON-FAYETTE, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LEXINGTON - FAYETTE Average Closing Costs & Other Stats
LEXINGTON-FAYETTE, KY's 208 lenders originated 10,282
loans during 2023. The total origination value was $2,551,890,000, with an average loan value of
$248,190.
LEXINGTON - FAYETTE's average closing costs are $3,968.
The top LEXINGTON - FAYETTE lender as defined by loan originations is Guardian Savings Bank, A Federal Savings Bank, with
217 loans originated. Their average total fees are
$1,527, which is $1,104
lower than the next largest lender,
Central Bank.
The lowest fee LEXINGTON - FAYETTE lenders (with over 10 loans originated) are
City National Bank of West Virginia ($1,453), Guardian Savings Bank, A Federal Savings Bank ($1,527), Community Trust Bank, Inc. ($2,239), Central Bank ($2,631) and COMMONWEALTH ($2,662).
The lowest rate LEXINGTON - FAYETTE lenders (with over 10 loans originated) are
Whitaker Bank (5.97%), GENERAL ELECTRIC CREDIT UNION (6.04%), Old National Bank (6.06%), City National Bank of West Virginia (6.13%) and Community Trust Bank, Inc. (6.17%).
LEXINGTON-FAYETTE, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Central Bank | $225,000 | $141,625,000 | 62,844.4% | 5.5% |
| UNIVERSITY OF KENTUCKY | $200,665,000 | $111,260,000 | -44.6% | 4.4% |
| GREYSTONE SERVICING COMPANY LLC | $101,945,000 | n/a | 4.0% | |
| QUICKEN LOANS, LLC | $138,730,000 | $90,865,000 | -34.5% | 3.6% |
| Guardian Savings Bank, A Federal Savings Bank | $123,865,000 | $90,570,000 | -26.9% | 3.5% |
| Traditional Bank, Inc. | $120,035,000 | $83,630,000 | -30.3% | 3.3% |
| Community Trust Bank, Inc. | $84,135,000 | $82,280,000 | -2.2% | 3.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $109,710,000 | $80,925,000 | -26.2% | 3.2% |
| Republic Bank & Trust Company | $93,240,000 | $72,525,000 | -22.2% | 2.8% |
| STOCKTON MORTGAGE CORPORATION | $104,360,000 | $70,865,000 | -32.1% | 2.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $85,275,000 | $62,380,000 | -26.8% | 2.4% |
| Stock Yards Bank & Trust Company | $73,340,000 | $61,345,000 | -16.4% | 2.4% |
| COMMONWEALTH | $58,465,000 | $60,880,000 | 4.1% | 2.4% |
| THRIVE MORTGAGE, LLC | $3,530,000 | $56,685,000 | 1,505.8% | 2.2% |
| JPMorgan Chase Bank | $78,990,000 | $54,400,000 | -31.1% | 2.1% |
| Truist | $65,570,000 | $53,400,000 | -18.6% | 2.1% |
| Bank of England | $51,490,000 | $48,935,000 | -5.0% | 1.9% |
| ORIX REAL ESTATE CAPITAL, LLC | $22,135,000 | $47,630,000 | 115.2% | 1.9% |
| CBRE MULTIFAMILY CAPITAL, INC. | $47,370,000 | n/a | 1.9% | |
| Fifth Third Bank | $112,860,000 | $46,215,000 | -59.1% | 1.8% |
| WesBanco | $95,265,000 | $42,170,000 | -55.7% | 1.7% |
| City National Bank of West Virginia | $19,505,000 | $39,120,000 | 100.6% | 1.5% |
| Whitaker Bank | $25,810,000 | $35,480,000 | 37.5% | 1.4% |
| PNC Bank | $45,390,000 | $35,010,000 | -22.9% | 1.4% |
| GENEVA FINANCIAL, LLC | $47,500,000 | $34,955,000 | -26.4% | 1.4% |
| Peoples Exchange Bank | $88,290,000 | $34,020,000 | -61.5% | 1.3% |
| WALKER & DUNLOP, LLC | $28,995,000 | n/a | 1.1% | |
| Webster Bank | $24,645,000 | n/a | 1.0% | |
| Mortgage Research Center, LLC | $32,290,000 | $24,215,000 | -25.0% | 0.9% |
| U.S. Bank | $44,115,000 | $24,215,000 | -45.1% | 0.9% |
| Bank of Lexington, Inc. | $20,850,000 | $24,010,000 | 15.2% | 0.9% |
| GUARANTEED RATE, INC. | $31,945,000 | $23,890,000 | -25.2% | 0.9% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $38,300,000 | $23,355,000 | -39.0% | 0.9% |
| Northpointe Bank | $35,265,000 | $21,885,000 | -37.9% | 0.9% |
| Forcht Bank | $27,015,000 | $20,750,000 | -23.2% | 0.8% |
| The Farmers Bank | $30,935,000 | $19,990,000 | -35.4% | 0.8% |
| Republic State Mortgage Co. | $24,130,000 | $19,300,000 | -20.0% | 0.8% |
| HOMESIDE FINANCIAL, LLC | $11,560,000 | $18,785,000 | 62.5% | 0.7% |
| SOUTH CENTRAL BANK, INC. | $16,015,000 | $16,660,000 | 4.0% | 0.7% |
| Bank of the Bluegrass & Trust Co. | $16,555,000 | n/a | 0.6% | |
| Prosperity Home Mortgage, LLC | $30,710,000 | $15,870,000 | -48.3% | 0.6% |
| UNION HOME MORTGAGE CORP. | $8,380,000 | $14,650,000 | 74.8% | 0.6% |
| Old National Bank | $36,505,000 | $14,160,000 | -61.2% | 0.6% |
| The Huntington National Bank | $23,405,000 | $13,905,000 | -40.6% | 0.5% |
| RUOFF MORTGAGE COMPANY, INC. | $4,085,000 | $13,780,000 | 237.3% | 0.5% |
| Bank of America | $19,770,000 | $12,885,000 | -34.8% | 0.5% |
| PARK COMMUNITY CREDIT UNION, INC. | $15,855,000 | $12,550,000 | -20.8% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $18,390,000 | $12,225,000 | -33.5% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $11,165,000 | $11,660,000 | 4.4% | 0.5% |
| Farm Credit Mid-America, ACA | $15,915,000 | $11,105,000 | -30.2% | 0.4% |
| LIMA ONE CAPITAL, LLC | $10,635,000 | n/a | 0.4% | |
| GENERAL ELECTRIC CREDIT UNION | $8,235,000 | $10,320,000 | 25.3% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $23,050,000 | $9,995,000 | -56.6% | 0.4% |
| First Southern National Bank | $17,410,000 | $9,720,000 | -44.2% | 0.4% |
| MEMBERS HERITAGE Credit Union | $14,050,000 | $9,185,000 | -34.6% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $18,875,000 | $8,945,000 | -52.6% | 0.4% |
| Cumberland Valley National Bank & Trust Company | $10,935,000 | $8,855,000 | -19.0% | 0.3% |
| Wells Fargo Bank | $26,255,000 | $8,055,000 | -69.3% | 0.3% |
| FBC MORTGAGE, LLC | $5,240,000 | $7,785,000 | 48.6% | 0.3% |
| FIELD & MAIN BANK, INC. | $5,340,000 | $7,785,000 | 45.8% | 0.3% |
| Regions Bank | $4,770,000 | $7,130,000 | 49.5% | 0.3% |
| Arbor Realty Trust, Inc. | $12,590,000 | $7,090,000 | -43.7% | 0.3% |
| The Monticello Banking Company | $29,790,000 | $6,925,000 | -76.8% | 0.3% |
| Citizens Bank | $11,480,000 | $6,225,000 | -45.8% | 0.2% |
| The Citizens National Bank of Somerset | $10,720,000 | $6,080,000 | -43.3% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $18,160,000 | $5,820,000 | -68.0% | 0.2% |
| USAA Federal Savings Bank | $7,740,000 | $5,570,000 | -28.0% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $15,555,000 | $5,465,000 | -64.9% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $7,280,000 | $5,380,000 | -26.1% | 0.2% |
| BROKER SOLUTIONS, INC. | $6,745,000 | $5,200,000 | -22.9% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,080,000 | $5,155,000 | -15.2% | 0.2% |
| LOANDEPOT.COM, LLC | $30,615,000 | $5,150,000 | -83.2% | 0.2% |
| Carrington Mortgage Services, LLC | $9,335,000 | $4,990,000 | -46.5% | 0.2% |
| EVANSVILLE TEACHERS | $12,690,000 | $4,890,000 | -61.5% | 0.2% |
| Independence Bank of Kentucky | $11,345,000 | $4,745,000 | -58.2% | 0.2% |
| First National Bank of America | $4,240,000 | $4,385,000 | 3.4% | 0.2% |
| Peoples Bank | $1,695,000 | $4,345,000 | 156.3% | 0.2% |
| Flagstar Bank, FSB | $9,530,000 | $4,260,000 | -55.3% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,790,000 | $4,230,000 | -11.7% | 0.2% |
| Union Savings Bank | $10,275,000 | $4,220,000 | -58.9% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $10,260,000 | $4,150,000 | -59.6% | 0.2% |
| Abound Federal Credit Union | $1,690,000 | $4,060,000 | 140.2% | 0.2% |
| First State Bank of the Southeast, Inc. | $17,805,000 | $3,930,000 | -77.9% | 0.2% |
| PLANET HOME LENDING, LLC | $1,430,000 | $3,705,000 | 159.1% | 0.1% |
| Discover Bank | $1,745,000 | $3,675,000 | 110.6% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $4,395,000 | $3,660,000 | -16.7% | 0.1% |
| Western Ohio Mortgage Corporation | $3,510,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $6,275,000 | $3,390,000 | -46.0% | 0.1% |
| SWBC MORTGAGE CORPORATION | $2,890,000 | $3,310,000 | 14.5% | 0.1% |
| Toyota Financial Savings Bank | $1,525,000 | $3,305,000 | 116.7% | 0.1% |
| EVERETT FINANCIAL, INC. | $8,415,000 | $3,285,000 | -61.0% | 0.1% |
| The Cecilian Bank | $1,355,000 | $3,250,000 | 139.9% | 0.1% |
| German American Bank | $2,750,000 | $3,200,000 | 16.4% | 0.1% |
| NEWREZ LLC | $6,840,000 | $3,145,000 | -54.0% | 0.1% |
| First Financial Bank | $2,160,000 | $2,930,000 | 35.6% | 0.1% |
| NBKC BANK | $770,000 | $2,880,000 | 274.0% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,390,000 | $2,860,000 | 105.8% | 0.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $2,840,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $1,920,000 | $2,825,000 | 47.1% | 0.1% |
| NEW DAY FINANCIAL, LLC | $5,195,000 | $2,755,000 | -47.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $7,910,000 | $2,730,000 | -65.5% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $1,715,000 | $2,660,000 | 55.1% | 0.1% |
| BMO Harris Bank | $665,000 | $2,595,000 | 290.2% | 0.1% |
| DAS Acquisition Company, LLC | $270,000 | $2,395,000 | 787.0% | 0.1% |
| CARDINAL FINANCIAL | $5,105,000 | $2,310,000 | -54.8% | 0.1% |
| The Federal Savings Bank | $2,875,000 | $2,240,000 | -22.1% | 0.1% |
| UNIFY FINANCIAL Credit Union | $7,645,000 | $2,215,000 | -71.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,270,000 | $2,200,000 | -3.1% | 0.1% |
| Equity Prime Mortgage LLC | $5,065,000 | $2,175,000 | -57.1% | 0.1% |
| Limestone Bank, Inc. | $1,060,000 | $2,165,000 | 104.2% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,885,000 | $2,130,000 | -26.2% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $2,115,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $3,870,000 | $2,115,000 | -45.3% | 0.1% |
| GoPrime Mortgage, Inc. | $2,410,000 | $1,910,000 | -20.7% | 0.1% |
| Summit Community Bank, Inc. | $8,095,000 | $1,860,000 | -77.0% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $6,015,000 | $1,845,000 | -69.3% | 0.1% |
| L & N Federal Credit Union | $1,710,000 | $1,840,000 | 7.6% | 0.1% |
| ASHLAND Credit Union | $730,000 | $1,835,000 | 151.4% | 0.1% |
| Citizens Commerce Bank | $29,690,000 | $1,825,000 | -93.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,325,000 | $1,815,000 | 37.0% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $2,445,000 | $1,795,000 | -26.6% | 0.1% |
| UBS Bank USA | $1,675,000 | $1,790,000 | 6.9% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $2,570,000 | $1,705,000 | -33.7% | 0.1% |
| AMWEST FUNDING CORP. | $1,695,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $1,690,000 | n/a | 0.1% | |
| Renasant Bank | $2,900,000 | $1,670,000 | -42.4% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,815,000 | $1,575,000 | -44.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $330,000 | $1,550,000 | 369.7% | 0.1% |
| SPRING EQ, LLC | $1,210,000 | $1,495,000 | 23.6% | 0.1% |
| Ameris Bank | $2,365,000 | $1,485,000 | -37.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,320,000 | $1,460,000 | 10.6% | 0.1% |
| First Horizon Bank | $370,000 | $1,450,000 | 291.9% | 0.1% |
| UIF CORPORATION | $1,145,000 | $1,440,000 | 25.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $875,000 | $1,420,000 | 62.3% | 0.1% |
| NFM, INC. | $1,465,000 | $1,410,000 | -3.8% | 0.1% |
| Citadel Servicing Corporation | $285,000 | $1,365,000 | 378.9% | 0.1% |
| Coastal Community Bank | $1,315,000 | n/a | 0.1% | |
| TJC Mortgage, Inc. | $1,310,000 | n/a | 0.1% | |
| Ally Bank | $6,245,000 | $1,255,000 | -79.9% | 0.0% |
| ENVOY MORTGAGE, LTD | $5,445,000 | $1,250,000 | -77.0% | 0.0% |
| Central Kentucky Agricultural Credit Association | $1,130,000 | $1,245,000 | 10.2% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $730,000 | $1,220,000 | 67.1% | 0.0% |
| AmRes Corporation | $1,180,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $1,110,000 | $1,180,000 | 6.3% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $1,145,000 | n/a | 0.0% | |
| Raymond James Bank | $8,050,000 | $1,140,000 | -85.8% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $10,610,000 | $1,085,000 | -89.8% | 0.0% |
| BAY EQUITY LLC | $1,075,000 | n/a | 0.0% | |
| First Savings Bank | $1,435,000 | $1,070,000 | -25.4% | 0.0% |
| Plains Commerce Bank | $1,170,000 | $1,055,000 | -9.8% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $760,000 | $1,050,000 | 38.2% | 0.0% |
| The Central Trust Bank | $560,000 | $1,035,000 | 84.8% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $2,845,000 | $1,030,000 | -63.8% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,030,000 | $1,025,000 | -0.5% | 0.0% |
| Wilson & Muir Bank & Trust Company | $1,345,000 | $1,025,000 | -23.8% | 0.0% |
| Simmons Bank | $1,130,000 | $980,000 | -13.3% | 0.0% |
| Citibank | $2,310,000 | $960,000 | -58.4% | 0.0% |
| SILVER HILL FUNDING, LLC | $195,000 | $945,000 | 384.6% | 0.0% |
| ZILLOW HOME LOANS, LLC | $1,265,000 | $935,000 | -26.1% | 0.0% |
| St Charles Bank & Trust | $925,000 | n/a | 0.0% | |
| BNC National Bank | $285,000 | $920,000 | 222.8% | 0.0% |
| AMERICAN FINANCING CORPORATION | $3,020,000 | $915,000 | -69.7% | 0.0% |
| Nations Lending Corporation | $2,440,000 | $915,000 | -62.5% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $315,000 | $910,000 | 188.9% | 0.0% |
| Florida Capital Bank | $890,000 | n/a | 0.0% | |
| OCMBC, INC. | $890,000 | n/a | 0.0% | |
| Citizens Bank of Kentucky, Inc. | $9,615,000 | $855,000 | -91.1% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $760,000 | $850,000 | 11.8% | 0.0% |
| Magnolia Bank | $2,535,000 | $830,000 | -67.3% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $135,000 | $810,000 | 500.0% | 0.0% |
| SIRVA MORTGAGE, INC. | $315,000 | $780,000 | 147.6% | 0.0% |
| FAIR WAY LENDING LLC | $740,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $495,000 | $740,000 | 49.5% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $735,000 | n/a | 0.0% | |
| Franklin Bank & Trust Company | $135,000 | $700,000 | 418.5% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $2,110,000 | $695,000 | -67.1% | 0.0% |
| Heartland Bank | $1,010,000 | $695,000 | -31.2% | 0.0% |
| M&T Bank | $1,110,000 | $695,000 | -37.4% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $690,000 | n/a | 0.0% | |
| KeyBank | $2,370,000 | $690,000 | -70.9% | 0.0% |
| ALTRA | $840,000 | $685,000 | -18.5% | 0.0% |
| EMM LOANS LLC | $685,000 | n/a | 0.0% | |
| First Federal Bank of the Midwest | $3,410,000 | $685,000 | -79.9% | 0.0% |
| THE MORTGAGE WAREHOUSE,LLC | $2,510,000 | $675,000 | -73.1% | 0.0% |
| BancorpSouth | $1,285,000 | $660,000 | -48.6% | 0.0% |
| AMCAP MORTGAGE, LTD. | $655,000 | n/a | 0.0% | |
| OPTION FINANCIAL, LLC | $275,000 | $640,000 | 132.7% | 0.0% |
| Strong Home Mortgage, LLC | $1,120,000 | $640,000 | -42.9% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $285,000 | $640,000 | 124.6% | 0.0% |
| Merchants Bank of Indiana | $165,000 | $630,000 | 281.8% | 0.0% |
| The Lincoln National Bank of Hodgenville | $625,000 | n/a | 0.0% | |
| DESCO | $1,330,000 | $615,000 | -53.8% | 0.0% |
| AmeriHome Mortgage Company, LLC | $730,000 | $610,000 | -16.4% | 0.0% |
| Charles Schwab Bank, SSB | $1,350,000 | $610,000 | -54.8% | 0.0% |
| MYCUMORTGAGE, LLC | $1,370,000 | $610,000 | -55.5% | 0.0% |
| Cincinnati Federal | $305,000 | $585,000 | 91.8% | 0.0% |
| Pinnacle Bank | $15,000,000 | $585,000 | -96.1% | 0.0% |
| CORNING | $130,000 | $560,000 | 330.8% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $2,950,000 | $545,000 | -81.5% | 0.0% |
| University Bank | $540,000 | n/a | 0.0% | |
| West Point Bank | $580,000 | $540,000 | -6.9% | 0.0% |
| Bank of Tennessee | $525,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $515,000 | n/a | 0.0% | |
| Goldman Sachs Bank USA | $2,035,000 | $515,000 | -74.7% | 0.0% |
| Evolve Bank & Trust | $345,000 | $510,000 | 47.8% | 0.0% |
| KELLER MORTGAGE, LLC | $4,425,000 | $510,000 | -88.5% | 0.0% |
| Farmers Bank & Trust | $540,000 | $505,000 | -6.5% | 0.0% |
| First Merchants Bank | $685,000 | $500,000 | -27.0% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $300,000 | $500,000 | 66.7% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $2,645,000 | $485,000 | -81.7% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,335,000 | $485,000 | -63.7% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $825,000 | $470,000 | -43.0% | 0.0% |
| First Commonwealth Bank | $230,000 | $465,000 | 102.2% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $445,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $235,000 | $435,000 | 85.1% | 0.0% |
| SUMMIT FUNDING, INC. | $425,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $505,000 | $410,000 | -18.8% | 0.0% |
| PHH Mortgage Corporation | $1,370,000 | $410,000 | -70.1% | 0.0% |
| FineMark National Bank & Trust | $405,000 | n/a | 0.0% | |
| FirstBank | $1,230,000 | $400,000 | -67.5% | 0.0% |
| FIDELITY BANK | $385,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $375,000 | n/a | 0.0% | |
| United Cumberland Bank | $1,790,000 | $370,000 | -79.3% | 0.0% |
| Edmonton State Bank | $355,000 | n/a | 0.0% | |
| NBH Bank | $355,000 | n/a | 0.0% | |
| ADVANCIAL | $105,000 | $345,000 | 228.6% | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $340,000 | n/a | 0.0% | |
| Deseret First Credit Union | $335,000 | n/a | 0.0% | |
| First Western Federal Savings Bank | $335,000 | n/a | 0.0% | |
| Great Southern Bank | $335,000 | n/a | 0.0% | |
| Baxter Credit Union | $365,000 | $330,000 | -9.6% | 0.0% |
| ARC HOME LLC | $325,000 | n/a | 0.0% | |
| CMG MORTGAGE, INC. | $1,470,000 | $325,000 | -77.9% | 0.0% |
| ENCORE BANK | $315,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $295,000 | $305,000 | 3.4% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $305,000 | n/a | 0.0% | |
| The First National Bank of Middle Tennessee | $305,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $305,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $295,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $315,000 | $295,000 | -6.3% | 0.0% |
| TENNESSEE VALLEY | $295,000 | n/a | 0.0% | |
| The Commercial Bank of Grayson | $670,000 | $295,000 | -56.0% | 0.0% |
| The Farmers National Bank of Canfield | $295,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $295,000 | $285,000 | -3.4% | 0.0% |
| Busey Bank | $285,000 | n/a | 0.0% | |
| First National Bank of Pennsylvania | $285,000 | n/a | 0.0% | |
| S1L, Inc. | $645,000 | $280,000 | -56.6% | 0.0% |
| Peoples Bank | $1,695,000 | $275,000 | -83.8% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $270,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $445,000 | $265,000 | -40.4% | 0.0% |
| Planters Bank, Inc. | $510,000 | $265,000 | -48.0% | 0.0% |
| South State Bank | $265,000 | n/a | 0.0% | |
| AURGROUP FINANCIAL CREDIT UNION, INC. | $255,000 | n/a | 0.0% | |
| KEMBA FINANCIAL | $255,000 | n/a | 0.0% | |
| The Camden National Bank | $255,000 | n/a | 0.0% | |
| TOWER | $520,000 | $255,000 | -51.0% | 0.0% |
| KEMBA CREDIT UNION, INC. | $1,205,000 | $250,000 | -79.3% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $245,000 | n/a | 0.0% | |
| The Paducah Bank and Trust Company | $335,000 | $245,000 | -26.9% | 0.0% |
| UNITED HOME LOANS, INC. | $85,000 | $245,000 | 188.2% | 0.0% |
| Willamette Valley Bank | $295,000 | $245,000 | -16.9% | 0.0% |
| GUILD MORTGAGE COMPANY | $225,000 | $240,000 | 6.7% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $450,000 | $240,000 | -46.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $390,000 | $235,000 | -39.7% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $205,000 | $215,000 | 4.9% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $390,000 | $215,000 | -44.9% | 0.0% |
| Ixonia Bank | $215,000 | n/a | 0.0% | |
| Civista Bank | $205,000 | n/a | 0.0% | |
| East Coast Capital Corp. | $205,000 | n/a | 0.0% | |
| First Financial Bank | $2,160,000 | $205,000 | -90.5% | 0.0% |
| CenterBank | $145,000 | $195,000 | 34.5% | 0.0% |
| GSF Mortgage Corporation | $475,000 | $195,000 | -58.9% | 0.0% |
| ACOPIA, LLC | $205,000 | $185,000 | -9.8% | 0.0% |
| Greenville National Bank | $185,000 | n/a | 0.0% | |
| CapStar Bank | $305,000 | $175,000 | -42.6% | 0.0% |
| LENDINGONE, LLC | $1,210,000 | $175,000 | -85.5% | 0.0% |
| RBC Bank, (Georgia) | $175,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $1,615,000 | $165,000 | -89.8% | 0.0% |
| NP, Inc. | $460,000 | $165,000 | -64.1% | 0.0% |
| Grand Bank for Savings, FSB | $300,000 | $155,000 | -48.3% | 0.0% |
| OAKTREE FUNDING CORP. | $155,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $390,000 | $145,000 | -62.8% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $460,000 | $145,000 | -68.5% | 0.0% |
| AMERICAN FIRST | $135,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $600,000 | $135,000 | -77.5% | 0.0% |
| Sunflower Bank | $125,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $85,000 | $115,000 | 35.3% | 0.0% |
| COMPASS MORTGAGE, INC. | $115,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $1,185,000 | $115,000 | -90.3% | 0.0% |
| Community National Bank | $105,000 | n/a | 0.0% | |
| Farmers and Miners Bank | $470,000 | $105,000 | -77.7% | 0.0% |
| INB | $105,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $105,000 | n/a | 0.0% | |
| Servion, Inc. | $105,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $105,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $530,000 | $95,000 | -82.1% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $95,000 | n/a | 0.0% | |
| NexBank | $95,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $95,000 | $95,000 | 0.0% | 0.0% |
| Axos Bank | $75,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $65,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $65,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $185,000 | $55,000 | -70.3% | 0.0% |
| CHEVRON | $55,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $455,000 | $55,000 | -87.9% | 0.0% |
| GTE Federal Credit Union | $35,000 | $55,000 | 57.1% | 0.0% |
| HomeTrust Bank | $55,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $265,000 | $55,000 | -79.2% | 0.0% |
| ALLIANT CREDIT UNION | $1,245,000 | $45,000 | -96.4% | 0.0% |
| Ardent Federal Credit Union | $45,000 | n/a | 0.0% | |
| Connexus Credit Union | $35,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $100,000 | $15,000 | -85.0% | 0.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $13,505,000 | $5,000 | -100.0% | 0.0% |
LEXINGTON - FAYETTE's top lender by overall market share is Central Bank, with 5.5% market share. In second place, with 4.4%, is UNIVERSITY OF KENTUCKY, having originated $111,260,000 in loans. In third place, with 4.0%, is GREYSTONE SERVICING COMPANY LLC, having originated $101,945,000 in loans. In fourth place, with 3.6%, is QUICKEN LOANS, LLC, having originated $90,865,000 in loans. In fifth place, with 3.5%, is Guardian Savings Bank, A Federal Savings Bank, having originated $90,570,000 in loans.
LEXINGTON - FAYETTE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LEXINGTON - FAYETTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $269,450 (6.9%) | $375,455 (2.1%) | 1.00 | 1,418 |
| 2018-02-01 | $283,600 (6.0%) | $388,429 (1.3%) | 1.03 | 1,328 |
| 2018-03-01 | $299,000 (5.1%) | $407,171 (0.0%) | 1.05 | 1,345 |
| 2018-04-01 | $309,900 (3.3%) | $420,776 (-0.3%) | 1.05 | 1,369 |
| 2018-05-01 | $314,609 (4.5%) | $430,696 (3.6%) | 1.05 | 1,505 |
| 2018-06-01 | $315,000 (5.4%) | $429,781 (5.9%) | 1.05 | 1,570 |
| 2018-07-01 | $299,950 (3.4%) | $418,594 (6.4%) | 1.00 | 1,717 |
| 2018-08-01 | $289,042 (3.3%) | $403,437 (6.3%) | 0.97 | 1,881 |
| 2018-09-01 | $288,950 (3.2%) | $397,200 (4.6%) | 0.97 | 1,908 |
| 2018-10-01 | $278,937 (-0.3%) | $389,178 (2.1%) | 0.94 | 1,955 |
| 2018-11-01 | $269,175 (-2.5%) | $375,432 (0.2%) | 0.91 | 1,892 |
| 2018-12-01 | $265,000 (-1.8%) | $367,138 (-1.3%) | 0.91 | 1,752 |
| 2019-01-01 | $267,187 (-0.8%) | $366,896 (-2.3%) | 0.92 | 1,619 |
| 2019-02-01 | $283,700 (0.0%) | $380,512 (-2.0%) | 0.96 | 1,465 |
| 2019-03-01 | $293,621 (-1.8%) | $391,077 (-4.0%) | 0.96 | 1,475 |
| 2019-04-01 | $303,973 (-1.9%) | $402,543 (-4.3%) | 0.97 | 1,512 |
| 2019-05-01 | $309,900 (-1.5%) | $403,626 (-6.3%) | 0.97 | 1,615 |
| 2019-06-01 | $309,900 (-1.6%) | $398,714 (-7.2%) | 0.97 | 1,662 |
| 2019-07-01 | $300,000 (0.0%) | $392,806 (-6.2%) | 0.94 | 1,774 |
| 2019-08-01 | $297,245 (2.8%) | $398,369 (-1.3%) | 0.94 | 1,793 |
| 2019-09-01 | $293,114 (1.4%) | $409,319 (3.1%) | 0.94 | 1,813 |
| 2019-10-01 | $290,359 (4.1%) | $418,715 (7.6%) | 0.94 | 1,803 |
| 2019-11-01 | $288,946 (7.3%) | $422,514 (12.5%) | 0.95 | 1,675 |
| 2019-12-01 | $283,450 (7.0%) | $422,192 (15.0%) | 0.95 | 1,514 |
| 2020-01-01 | $291,750 (9.2%) | $434,848 (18.5%) | 0.97 | 1,350 |
| 2020-02-01 | $309,950 (9.3%) | $458,635 (20.5%) | 1.01 | 1,270 |
| 2020-03-01 | $318,735 (8.6%) | $414,554 (6.0%) | 1.00 | 1,219 |
| 2020-04-01 | $316,553 (4.1%) | $416,691 (3.5%) | 0.99 | 1,232 |
| 2020-05-01 | $323,475 (4.4%) | $436,068 (8.0%) | 0.98 | 1,166 |
| 2020-06-01 | $324,900 (4.8%) | $467,554 (17.3%) | 0.96 | 1,100 |
| 2020-07-01 | $325,890 (8.6%) | $454,149 (15.6%) | 0.94 | 995 |
| 2020-08-01 | $329,000 (10.7%) | $456,993 (14.7%) | 0.94 | 967 |
| 2020-09-01 | $327,559 (11.8%) | $456,204 (11.5%) | 0.94 | 913 |
| 2020-10-01 | $326,767 (12.5%) | $455,472 (8.8%) | 0.94 | 896 |
| 2020-11-01 | $321,950 (11.4%) | $451,567 (6.9%) | 0.94 | 824 |
| 2020-12-01 | $319,900 (12.9%) | $440,364 (4.3%) | 0.95 | 751 |
| 2021-01-01 | $324,900 (11.4%) | $453,507 (4.3%) | 0.97 | 668 |
| 2021-02-01 | $329,780 (6.4%) | $464,315 (1.2%) | 0.96 | 574 |
| 2021-03-01 | $328,975 (3.2%) | $468,324 (13.0%) | 0.93 | 544 |
| 2021-04-01 | $331,080 (4.6%) | $490,600 (17.7%) | 0.90 | 566 |
| 2021-05-01 | $344,305 (6.4%) | $518,436 (18.9%) | 0.91 | 565 |
| 2021-06-01 | $328,000 (1.0%) | $477,862 (2.2%) | 0.86 | 610 |
| 2021-07-01 | $315,000 (-3.3%) | $462,975 (1.9%) | 0.83 | 658 |
| 2021-08-01 | $317,450 (-3.5%) | $456,489 (-0.1%) | 0.85 | 708 |
| 2021-09-01 | $314,675 (-3.9%) | $457,952 (0.4%) | 0.84 | 723 |
| 2021-10-01 | $311,900 (-4.6%) | $446,520 (-2.0%) | 0.83 | 682 |
| 2021-11-01 | $317,500 (-1.4%) | $467,460 (3.5%) | 0.85 | 606 |
| 2021-12-01 | $319,500 (-0.1%) | $458,145 (4.0%) | 0.87 | 507 |
| 2022-01-01 | $329,360 (1.4%) | $490,040 (8.1%) | 0.89 | 409 |
| 2022-02-01 | $348,095 (5.6%) | $494,651 (6.5%) | 0.91 | 396 |
| 2022-03-01 | $352,500 (7.2%) | $506,204 (8.1%) | 0.88 | 439 |
| 2022-04-01 | $375,390 (13.4%) | $501,017 (2.1%) | 0.89 | 483 |
| 2022-05-01 | $388,450 (12.8%) | $504,976 (-2.6%) | 0.89 | 568 |
| 2022-06-01 | $394,700 (20.3%) | $493,676 (3.3%) | 0.88 | 688 |
| 2022-07-01 | $399,000 (26.7%) | $494,916 (6.9%) | 0.90 | 801 |
| 2022-08-01 | $383,600 (20.8%) | $490,924 (7.5%) | 0.89 | 853 |
| 2022-09-01 | $386,950 (23.0%) | $496,852 (8.5%) | 0.90 | 846 |
| 2022-10-01 | $386,900 (24.1%) | $507,050 (13.6%) | 0.91 | 901 |
| 2022-11-01 | $374,757 (18.0%) | $474,894 (1.6%) | 0.90 | 924 |
| 2022-12-01 | $369,900 (15.8%) | $461,018 (0.6%) | 0.91 | 893 |
| 2023-01-01 | $387,100 (17.5%) | $485,795 (-0.9%) | 0.96 | 769 |
| 2023-02-01 | $397,450 (14.2%) | $496,741 (0.4%) | 0.96 | 720 |
| 2023-03-01 | $399,900 (13.5%) | $504,073 (-0.4%) | 0.94 | 710 |
| 2023-04-01 | $399,900 (6.5%) | $510,750 (1.9%) | 0.93 | 698 |
| 2023-05-01 | $409,400 (5.4%) | $530,166 (5.0%) | 0.93 | 705 |
| 2023-06-01 | $414,975 (5.1%) | $536,676 (8.7%) | 0.93 | 739 |
| 2023-07-01 | $409,900 (2.7%) | $528,081 (6.7%) | 0.93 | 788 |
| 2023-08-01 | $399,850 (4.2%) | $509,960 (3.9%) | 0.92 | 849 |
| 2023-09-01 | $397,173 (2.6%) | $507,596 (2.2%) | 0.92 | 894 |
| 2023-10-01 | $397,561 (2.8%) | $509,706 (0.5%) | 0.94 | 956 |
| 2023-11-01 | $393,046 (4.9%) | $510,535 (7.5%) | 0.94 | 989 |
| 2023-12-01 | $390,717 (5.6%) | $501,915 (8.9%) | 0.95 | 886 |
| 2024-01-01 | $395,000 (2.0%) | $510,918 (5.2%) | 0.96 | 780 |
| 2024-02-01 | $399,425 (0.5%) | $519,278 (4.5%) | 0.96 | 737 |
| 2024-03-01 | $399,900 (0.0%) | $533,785 (5.9%) | 0.94 | 717 |
| 2024-04-01 | $399,900 (0.0%) | $547,674 (7.2%) | 0.93 | 759 |
| 2024-05-01 | $401,950 (-1.8%) | $568,266 (7.2%) | 0.91 | 772 |
| 2024-06-01 | $400,000 (-3.6%) | $555,544 (3.5%) | 0.90 | 878 |
| 2024-07-01 | $399,900 (-2.4%) | $538,365 (2.0%) | 0.91 | 968 |
| 2024-08-01 | $395,000 (-1.2%) | $545,010 (6.9%) | 0.92 | 996 |
| 2024-09-01 | $398,685 (0.4%) | $552,623 (8.9%) | 0.94 | 1,041 |
| 2024-10-01 | $396,305 (-0.3%) | $549,112 (7.7%) | 0.93 | 1,046 |
LEXINGTON - FAYETTE's median listing price for 2024-10-01 was $396,305, a difference of
$-1,256
(-0.3%) versus the prior year and
$-2,380 versus the prior month.
LEXINGTON - FAYETTE's median listing price comes in at 93% of the national average.
LEXINGTON - FAYETTE's average listing price for 2024-10-01 was $549,112, a difference of $39,406 (7.7%) versus the prior year and $-3,511 versus the prior month.
For the 2024-10-01 period, LEXINGTON - FAYETTE had 1,046 MLS listings, a difference of 5 listings (0%) versus the prior month and 90 listings (9%) versus the prior year.
LEXINGTON - FAYETTE's median listing price comes in at 93% of the national average.
LEXINGTON - FAYETTE's average listing price for 2024-10-01 was $549,112, a difference of $39,406 (7.7%) versus the prior year and $-3,511 versus the prior month.
For the 2024-10-01 period, LEXINGTON - FAYETTE had 1,046 MLS listings, a difference of 5 listings (0%) versus the prior month and 90 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LEXINGTON - FAYETTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 86 days | 2,278 sqft |
| 2018-02-01 | 82 days | 2,334 sqft |
| 2018-03-01 | 57 days | 2,376 sqft |
| 2018-04-01 | 52 days | 2,440 sqft |
| 2018-05-01 | 45 days | 2,471 sqft |
| 2018-06-01 | 46 days | 2,474 sqft |
| 2018-07-01 | 52 days | 2,414 sqft |
| 2018-08-01 | 52 days | 2,376 sqft |
| 2018-09-01 | 56 days | 2,366 sqft |
| 2018-10-01 | 61 days | 2,309 sqft |
| 2018-11-01 | 67 days | 2,258 sqft |
| 2018-12-01 | 75 days | 2,180 sqft |
| 2019-01-01 | 80 days | 2,193 sqft |
| 2019-02-01 | 79 days | 2,286 sqft |
| 2019-03-01 | 66 days | 2,320 sqft |
| 2019-04-01 | 52 days | 2,368 sqft |
| 2019-05-01 | 50 days | 2,362 sqft |
| 2019-06-01 | 51 days | 2,377 sqft |
| 2019-07-01 | 56 days | 2,366 sqft |
| 2019-08-01 | 56 days | 2,353 sqft |
| 2019-09-01 | 59 days | 2,305 sqft |
| 2019-10-01 | 62 days | 2,277 sqft |
| 2019-11-01 | 66 days | 2,238 sqft |
| 2019-12-01 | 77 days | 2,187 sqft |
| 2020-01-01 | 88 days | 2,206 sqft |
| 2020-02-01 | 85 days | 2,300 sqft |
| 2020-03-01 | 65 days | 2,308 sqft |
| 2020-04-01 | 66 days | 2,327 sqft |
| 2020-05-01 | 64 days | 2,381 sqft |
| 2020-06-01 | 58 days | 2,381 sqft |
| 2020-07-01 | 57 days | 2,366 sqft |
| 2020-08-01 | 60 days | 2,365 sqft |
| 2020-09-01 | 72 days | 2,346 sqft |
| 2020-10-01 | 73 days | 2,316 sqft |
| 2020-11-01 | 78 days | 2,233 sqft |
| 2020-12-01 | 72 days | 2,104 sqft |
| 2021-01-01 | 70 days | 2,163 sqft |
| 2021-02-01 | 72 days | 2,134 sqft |
| 2021-03-01 | 54 days | 2,149 sqft |
| 2021-04-01 | 43 days | 2,165 sqft |
| 2021-05-01 | 38 days | 2,180 sqft |
| 2021-06-01 | 43 days | 2,089 sqft |
| 2021-07-01 | 39 days | 2,000 sqft |
| 2021-08-01 | 40 days | 2,036 sqft |
| 2021-09-01 | 44 days | 2,006 sqft |
| 2021-10-01 | 46 days | 1,979 sqft |
| 2021-11-01 | 52 days | 1,995 sqft |
| 2021-12-01 | 59 days | 1,980 sqft |
| 2022-01-01 | 64 days | 2,010 sqft |
| 2022-02-01 | 53 days | 2,034 sqft |
| 2022-03-01 | 41 days | 2,085 sqft |
| 2022-04-01 | 36 days | 2,101 sqft |
| 2022-05-01 | 39 days | 2,153 sqft |
| 2022-06-01 | 37 days | 2,200 sqft |
| 2022-07-01 | 37 days | 2,214 sqft |
| 2022-08-01 | 40 days | 2,218 sqft |
| 2022-09-01 | 46 days | 2,230 sqft |
| 2022-10-01 | 52 days | 2,248 sqft |
| 2022-11-01 | 57 days | 2,199 sqft |
| 2022-12-01 | 68 days | 2,168 sqft |
| 2023-01-01 | 77 days | 2,203 sqft |
| 2023-02-01 | 77 days | 2,257 sqft |
| 2023-03-01 | 61 days | 2,276 sqft |
| 2023-04-01 | 52 days | 2,290 sqft |
| 2023-05-01 | 51 days | 2,301 sqft |
| 2023-06-01 | 50 days | 2,287 sqft |
| 2023-07-01 | 47 days | 2,266 sqft |
| 2023-08-01 | 46 days | 2,224 sqft |
| 2023-09-01 | 45 days | 2,200 sqft |
| 2023-10-01 | 50 days | 2,171 sqft |
| 2023-11-01 | 56 days | 2,132 sqft |
| 2023-12-01 | 67 days | 2,115 sqft |
| 2024-01-01 | 79 days | 2,115 sqft |
| 2024-02-01 | 73 days | 2,132 sqft |
| 2024-03-01 | 54 days | 2,152 sqft |
| 2024-04-01 | 45 days | 2,152 sqft |
| 2024-05-01 | 37 days | 2,187 sqft |
| 2024-06-01 | 43 days | 2,180 sqft |
| 2024-07-01 | 43 days | 2,148 sqft |
| 2024-08-01 | 49 days | 2,133 sqft |
| 2024-09-01 | 48 days | 2,146 sqft |
| 2024-10-01 | 48 days | 2,137 sqft |
LEXINGTON - FAYETTE's median listing age (time on market) for 2024-10-01 was 48 days.
This
is -5%
shorter
than the same period one year ago.
LEXINGTON - FAYETTE's median square footage for active listings during the 2024-10-01 period was 2,137 sqft. One year prior, the average listing was 2,171 sqft.
LEXINGTON - FAYETTE's median square footage for active listings during the 2024-10-01 period was 2,137 sqft. One year prior, the average listing was 2,171 sqft.
LEXINGTON-FAYETTE, KY Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 40311 | Lexington-Fayette, KY MSA | $570 | $670 | $830 | $1,140 | $1,350 |
| 40312 | Lexington-Fayette, KY MSA | $610 | $730 | $880 | $1,200 | $1,390 |
| 40324 | Lexington-Fayette, KY MSA | $700 | $830 | $1,010 | $1,380 | $1,590 |
| 40339 | Lexington-Fayette, KY MSA | $630 | $750 | $910 | $1,240 | $1,430 |
| 40340 | Lexington-Fayette, KY MSA | $650 | $780 | $950 | $1,290 | $1,500 |
| 40347 | Lexington-Fayette, KY MSA | $690 | $820 | $1,000 | $1,360 | $1,580 |
| 40348 | Lexington-Fayette, KY MSA | $570 | $670 | $830 | $1,140 | $1,350 |
| 40353 | Lexington-Fayette, KY MSA | $590 | $710 | $860 | $1,170 | $1,360 |
| 40356 | Lexington-Fayette, KY MSA | $630 | $750 | $910 | $1,240 | $1,430 |
| 40357 | Lexington-Fayette, KY MSA | $600 | $720 | $870 | $1,190 | $1,370 |
| 40361 | Lexington-Fayette, KY MSA | $610 | $730 | $880 | $1,200 | $1,390 |
| 40370 | Lexington-Fayette, KY MSA | $590 | $710 | $860 | $1,170 | $1,360 |
| 40374 | Lexington-Fayette, KY MSA | $570 | $670 | $830 | $1,140 | $1,350 |
| 40379 | Lexington-Fayette, KY MSA | $670 | $800 | $970 | $1,320 | $1,530 |
| 40383 | Lexington-Fayette, KY MSA | $630 | $750 | $910 | $1,240 | $1,430 |
| 40390 | Lexington-Fayette, KY MSA | $580 | $690 | $840 | $1,140 | $1,350 |
| 40391 | Lexington-Fayette, KY MSA | $610 | $730 | $880 | $1,200 | $1,390 |
| 40392 | Lexington-Fayette, KY MSA | $610 | $730 | $880 | $1,200 | $1,390 |
| 40502 | Lexington-Fayette, KY MSA | $860 | $1,030 | $1,250 | $1,700 | $1,970 |
| 40503 | Lexington-Fayette, KY MSA | $820 | $980 | $1,190 | $1,620 | $1,880 |
| 40504 | Lexington-Fayette, KY MSA | $640 | $770 | $930 | $1,270 | $1,470 |
| 40505 | Lexington-Fayette, KY MSA | $680 | $810 | $980 | $1,340 | $1,540 |
| 40506 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40507 | Lexington-Fayette, KY MSA | $650 | $770 | $940 | $1,280 | $1,480 |
| 40508 | Lexington-Fayette, KY MSA | $650 | $780 | $950 | $1,290 | $1,500 |
| 40509 | Lexington-Fayette, KY MSA | $850 | $1,010 | $1,230 | $1,680 | $1,940 |
| 40510 | Lexington-Fayette, KY MSA | $740 | $880 | $1,070 | $1,460 | $1,680 |
| 40511 | Lexington-Fayette, KY MSA | $680 | $810 | $980 | $1,340 | $1,540 |
| 40512 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40513 | Lexington-Fayette, KY MSA | $920 | $1,100 | $1,330 | $1,810 | $2,100 |
| 40514 | Lexington-Fayette, KY MSA | $980 | $1,170 | $1,420 | $1,930 | $2,240 |
| 40515 | Lexington-Fayette, KY MSA | $850 | $1,010 | $1,230 | $1,680 | $1,940 |
| 40516 | Lexington-Fayette, KY MSA | $840 | $1,010 | $1,220 | $1,660 | $1,920 |
| 40517 | Lexington-Fayette, KY MSA | $740 | $890 | $1,080 | $1,470 | $1,700 |
| 40522 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40523 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40524 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40526 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40533 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40544 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40555 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40574 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40575 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40576 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40577 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40578 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40579 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40580 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40581 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40582 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40583 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40588 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40591 | Lexington-Fayette, KY MSA | $730 | $870 | $1,060 | $1,440 | $1,670 |
| 40601 | Lexington-Fayette, KY MSA | $660 | $750 | $930 | $1,230 | $1,430 |
| 41010 | Lexington-Fayette, KY MSA | $610 | $670 | $830 | $1,140 | $1,350 |
| 41031 | Lexington-Fayette, KY MSA | $600 | $720 | $870 | $1,190 | $1,370 |
2022 Average & Median Rent Data Statistics
LEXINGTON-FAYETTE, KY average 1BR rent: $833, median: $870
LEXINGTON-FAYETTE, KY average 2BR rent: $1,014, median: $1,060
LEXINGTON-FAYETTE, KY average 3BR rent: $1,380, median: $1,440
LEXINGTON-FAYETTE, KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,323 | $1,657,205,000 | $311,329 |
| Home Improvement | 1,445 | $130,965,000 | $90,633 |
| Refi | 1,314 | $427,300,000 | $325,190 |
| Other | 1,202 | $121,090,000 | $100,740 |
| Cash Out Refi | 997 | $215,145,000 | $215,792 |
| NA | 1 | $185,000 | $185,000 |
Lexington - Fayette's most frequently cited loan purpose was Home Purchase, with 5,323 originations. The 2nd most popular reason was Home Improvement, with 1,445 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,521 | $1,021,285,000 | $290,055 |
| 7-8% | 2,472 | $509,200,000 | $205,987 |
| Over 8% | 2,078 | $251,030,000 | $120,804 |
| 5-6% | 1,422 | $461,840,000 | $324,782 |
| 3-4% | 159 | $13,665,000 | $85,943 |
| <2.5% | 99 | $55,925,000 | $564,899 |
| 4-5% | 97 | $25,745,000 | $265,412 |
| 2.5-3% | 39 | $3,505,000 | $89,872 |
During 2023, Lexington - Fayette's most frequently originated rate bucket was 6-7%, with 3,521 originations.
Loan Sizing (LEXINGTON-FAYETTE, KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,495 | $963,575,000 | $275,701 |
| $100,000 or less | 2,944 | $153,710,000 | $52,211 |
| $100k-200k | 2,720 | $402,340,000 | $147,919 |
| $400k-600k | 718 | $342,300,000 | $476,741 |
| $600k-1000k | 283 | $208,285,000 | $735,989 |
| $Over $1MM | 122 | $481,680,000 | $3,948,197 |
LEXINGTON - FAYETTE's loan sizing saw the bucket of loans from $200k-400k with 3,495 originations, totaling $963,575,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,210 | $973,260,000 | $303,196 |
| 60-80% | 2,011 | $784,235,000 | $389,973 |
| Under 20% | 1,888 | $108,050,000 | $57,230 |
| 20-40% | 1,659 | $214,975,000 | $129,581 |
| 40-60% | 988 | $274,140,000 | $277,470 |
| Over 100% | 90 | $79,720,000 | $885,778 |
LEXINGTON - FAYETTE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,210 originations, totaling $973,260,000 in origination value.