LEXINGTON - FAYETTE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lexington - Fayette averaged
6.82%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.67% and
one month ago for the week of 2025-04-17, the
average rate was 6.79%.
Lexington - Fayette's average rate one year ago was 6.98%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.17%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Lexington - Fayette 30 Year Fixed Rate | 2025-05-22 | 6.82% |
| Lexington - Fayette 30 Year Fixed Rate Refi | 2025-05-22 | 7.17% |
| Lexington - Fayette 15 Year Fixed Rate | 2025-05-22 | 6.29% |
| Lexington - Fayette 15 Year Fixed Rate Refi | 2025-05-22 | 7.1% |
| Lexington - Fayette 30 Year FHA | 2025-05-22 | 6.55% |
| Lexington - Fayette 30 Year FHA Refi | 2025-05-22 | 6.25% |
| Lexington - Fayette 30 Year USDA | 2025-05-22 | 6.23% |
| Lexington - Fayette 30 Year USDA Refi | 2025-05-22 | 6.53% |
| Lexington - Fayette 30 Year VA | 2025-05-22 | 6.73% |
| Lexington - Fayette 30 Year VA Refi | 2025-05-22 | 6.06% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEXINGTON-FAYETTE, KY.
LEXINGTON - FAYETTE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LEXINGTON-FAYETTE, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LEXINGTON - FAYETTE Average Closing Costs & Other Stats
LEXINGTON-FAYETTE, KY's 206 lenders originated 11,182
loans during 2024. The total origination value was $3,146,670,000, with an average loan value of
$281,405.
LEXINGTON - FAYETTE's average closing costs are $4,173.
The top LEXINGTON - FAYETTE lender as defined by loan originations is STOCKTON MORTGAGE CORPORATION, with
271 loans originated. Their average total fees are
$5,821, which is $214
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee LEXINGTON - FAYETTE lenders (with over 10 loans originated) are
City National Bank of West Virginia ($1,817), Guardian Savings Bank, A Federal Savings Bank ($1,909), Central Bank ($2,753), Whitaker Bank ($2,772) and COMMONWEALTH ($2,836).
The lowest rate LEXINGTON - FAYETTE lenders (with over 10 loans originated) are
MEMBERS HERITAGE Credit Union (5.95%), Bank of America (6.22%), COMMONWEALTH (6.29%), Old National Bank (6.29%) and GENERAL ELECTRIC CREDIT UNION (6.32%).
LEXINGTON-FAYETTE, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| First State Bank | $144,555,000 | n/a | 4.6% | |
| Central Bank | $141,625,000 | $143,110,000 | 1.0% | 4.5% |
| STOCKTON MORTGAGE CORPORATION | $70,865,000 | $142,695,000 | 101.4% | 4.5% |
| QUICKEN LOANS, LLC | $90,865,000 | $130,345,000 | 43.4% | 4.1% |
| UNIVERSITY OF KENTUCKY | $111,260,000 | $116,120,000 | 4.4% | 3.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $80,925,000 | $109,820,000 | 35.7% | 3.5% |
| Guardian Savings Bank, A Federal Savings Bank | $90,570,000 | $108,835,000 | 20.2% | 3.5% |
| City National Bank of West Virginia | $39,120,000 | $102,950,000 | 163.2% | 3.3% |
| Stock Yards Bank & Trust Company | $61,345,000 | $102,800,000 | 67.6% | 3.3% |
| Traditional Bank, Inc. | $83,630,000 | $93,560,000 | 11.9% | 3.0% |
| Community Trust Bank, Inc. | $82,280,000 | $92,685,000 | 12.6% | 2.9% |
| COMMONWEALTH | $60,880,000 | $80,030,000 | 31.5% | 2.5% |
| Fifth Third Bank | $46,215,000 | $78,595,000 | 70.1% | 2.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $62,380,000 | $70,955,000 | 13.7% | 2.3% |
| WesBanco | $42,170,000 | $69,920,000 | 65.8% | 2.2% |
| Republic Bank & Trust Company | $72,525,000 | $55,175,000 | -23.9% | 1.8% |
| JPMorgan Chase Bank | $54,400,000 | $54,350,000 | -0.1% | 1.7% |
| Peoples Exchange Bank | $34,020,000 | $46,130,000 | 35.6% | 1.5% |
| Bank of Lexington, Inc. | $24,010,000 | $45,435,000 | 89.2% | 1.4% |
| Bank of England | $48,935,000 | $43,775,000 | -10.5% | 1.4% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $5,000 | $37,830,000 | 756,500.0% | 1.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $23,355,000 | $37,675,000 | 61.3% | 1.2% |
| U.S. Bank | $24,215,000 | $36,995,000 | 52.8% | 1.2% |
| Mortgage Research Center, LLC | $24,215,000 | $35,880,000 | 48.2% | 1.1% |
| PNC Bank | $35,010,000 | $34,490,000 | -1.5% | 1.1% |
| BROKER SOLUTIONS, INC. | $5,200,000 | $32,090,000 | 517.1% | 1.0% |
| GREYSTONE SERVICING COMPANY LLC | $101,945,000 | $30,805,000 | -69.8% | 1.0% |
| The Farmers Bank | $19,990,000 | $27,630,000 | 38.2% | 0.9% |
| BELLCO | $26,505,000 | n/a | 0.8% | |
| FREEDOM MORTGAGE CORPORATION | $8,945,000 | $26,100,000 | 191.8% | 0.8% |
| GENEVA FINANCIAL, LLC | $34,955,000 | $24,810,000 | -29.0% | 0.8% |
| Old National Bank | $14,160,000 | $24,565,000 | 73.5% | 0.8% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $21,845,000 | n/a | 0.7% | |
| Bank of the Bluegrass & Trust Co. | $16,555,000 | $21,030,000 | 27.0% | 0.7% |
| BERKELEY POINT CAPITAL LLC | $20,940,000 | n/a | 0.7% | |
| Bank of America | $12,885,000 | $20,625,000 | 60.1% | 0.7% |
| ORIX REAL ESTATE CAPITAL, LLC | $47,630,000 | $20,405,000 | -57.2% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $12,225,000 | $19,945,000 | 63.1% | 0.6% |
| Whitaker Bank | $35,480,000 | $18,100,000 | -49.0% | 0.6% |
| GUARANTEED RATE, INC. | $23,890,000 | $17,935,000 | -24.9% | 0.6% |
| CBRE MULTIFAMILY CAPITAL, INC. | $47,370,000 | $17,540,000 | -63.0% | 0.6% |
| RUOFF MORTGAGE COMPANY, INC. | $13,780,000 | $17,310,000 | 25.6% | 0.6% |
| Merchants Capital Corp. | $17,260,000 | n/a | 0.5% | |
| HOMESIDE FINANCIAL, LLC | $18,785,000 | $17,135,000 | -8.8% | 0.5% |
| Ixonia Bank | $215,000 | $16,095,000 | 7,386.0% | 0.5% |
| T2 FINANCIAL LLC | $16,075,000 | n/a | 0.5% | |
| Farm Credit Mid-America, ACA | $11,105,000 | $15,980,000 | 43.9% | 0.5% |
| Republic State Mortgage Co. | $19,300,000 | $15,800,000 | -18.1% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $11,660,000 | $15,690,000 | 34.6% | 0.5% |
| The Huntington National Bank | $13,905,000 | $15,370,000 | 10.5% | 0.5% |
| American Mortgage & Equity Consultants, Inc. | $14,985,000 | n/a | 0.5% | |
| Independence Bank of Kentucky | $4,745,000 | $14,620,000 | 208.1% | 0.5% |
| Truist | $53,400,000 | $13,460,000 | -74.8% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $9,995,000 | $13,355,000 | 33.6% | 0.4% |
| SOUTH CENTRAL BANK, INC. | $16,660,000 | $13,335,000 | -20.0% | 0.4% |
| NEWREZ LLC | $3,145,000 | $12,010,000 | 281.9% | 0.4% |
| Magnolia Bank | $830,000 | $11,490,000 | 1,284.3% | 0.4% |
| UNION HOME MORTGAGE CORP. | $14,650,000 | $11,310,000 | -22.8% | 0.4% |
| MEMBERS HERITAGE Credit Union | $9,185,000 | $11,045,000 | 20.3% | 0.4% |
| USAA Federal Savings Bank | $5,570,000 | $10,410,000 | 86.9% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $5,380,000 | $10,165,000 | 88.9% | 0.3% |
| Northpointe Bank | $21,885,000 | $9,740,000 | -55.5% | 0.3% |
| Flagstar Bank, FSB | $4,260,000 | $9,315,000 | 118.7% | 0.3% |
| AmRes Corporation | $1,180,000 | $9,210,000 | 680.5% | 0.3% |
| Cumberland Valley National Bank & Trust Company | $8,855,000 | $9,200,000 | 3.9% | 0.3% |
| FBC MORTGAGE, LLC | $7,785,000 | $8,930,000 | 14.7% | 0.3% |
| LOANDEPOT.COM, LLC | $5,150,000 | $8,920,000 | 73.2% | 0.3% |
| First Southern National Bank | $9,720,000 | $8,720,000 | -10.3% | 0.3% |
| FIELD & MAIN BANK, INC. | $7,785,000 | $8,345,000 | 7.2% | 0.3% |
| GENERAL ELECTRIC CREDIT UNION | $10,320,000 | $8,250,000 | -20.1% | 0.3% |
| Prosperity Home Mortgage, LLC | $15,870,000 | $8,180,000 | -48.5% | 0.3% |
| The Citizens National Bank of Somerset | $6,080,000 | $8,165,000 | 34.3% | 0.3% |
| LENDINGONE, LLC | $175,000 | $8,080,000 | 4,517.1% | 0.3% |
| The Federal Savings Bank | $2,240,000 | $7,395,000 | 230.1% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,150,000 | $7,020,000 | 69.2% | 0.2% |
| Carrington Mortgage Services, LLC | $4,990,000 | $6,645,000 | 33.2% | 0.2% |
| First Financial Bank | $205,000 | $6,520,000 | 3,080.5% | 0.2% |
| Peoples Bank | $275,000 | $6,255,000 | 2,174.5% | 0.2% |
| Civista Bank | $205,000 | $6,070,000 | 2,861.0% | 0.2% |
| The Monticello Banking Company | $6,925,000 | $5,975,000 | -13.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,155,000 | $5,935,000 | 15.1% | 0.2% |
| BETTER MORTGAGE CORPORATION | $2,730,000 | $5,840,000 | 113.9% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,755,000 | $5,320,000 | 93.1% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,230,000 | $5,220,000 | 23.4% | 0.2% |
| Morgan Stanley Private Bank | $3,390,000 | $5,185,000 | 52.9% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $3,660,000 | $5,140,000 | 40.4% | 0.2% |
| PARK COMMUNITY CREDIT UNION, INC. | $12,550,000 | $5,040,000 | -59.8% | 0.2% |
| First National Bank of America | $4,385,000 | $5,005,000 | 14.1% | 0.2% |
| Forcht Bank | $20,750,000 | $4,960,000 | -76.1% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,130,000 | $4,730,000 | 122.1% | 0.2% |
| Discover Bank | $3,675,000 | $4,650,000 | 26.5% | 0.1% |
| PLANET HOME LENDING, LLC | $3,705,000 | $4,520,000 | 22.0% | 0.1% |
| SWBC MORTGAGE CORPORATION | $3,310,000 | $4,290,000 | 29.6% | 0.1% |
| NBKC BANK | $2,880,000 | $4,170,000 | 44.8% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $910,000 | $4,100,000 | 350.5% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $2,860,000 | $4,100,000 | 43.4% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $5,820,000 | $3,950,000 | -32.1% | 0.1% |
| Wells Fargo Bank | $8,055,000 | $3,885,000 | -51.8% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $1,030,000 | $3,870,000 | 275.7% | 0.1% |
| Regions Bank | $7,130,000 | $3,730,000 | -47.7% | 0.1% |
| Citizens Bank of Kentucky, Inc. | $855,000 | $3,640,000 | 325.7% | 0.1% |
| First State Bank of the Southeast, Inc. | $3,930,000 | $3,610,000 | -8.1% | 0.1% |
| UNIFY FINANCIAL Credit Union | $2,215,000 | $3,540,000 | 59.8% | 0.1% |
| ENVOY MORTGAGE, LTD | $1,250,000 | $3,340,000 | 167.2% | 0.1% |
| Citizens Bank | $6,225,000 | $3,325,000 | -46.6% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,200,000 | $3,310,000 | 50.5% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $1,085,000 | $3,270,000 | 201.4% | 0.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $2,840,000 | $3,170,000 | 11.6% | 0.1% |
| Raymond James Bank | $1,140,000 | $3,150,000 | 176.3% | 0.1% |
| RF Renovo Management Company, LLC | $3,055,000 | n/a | 0.1% | |
| Plains Commerce Bank | $1,055,000 | $2,950,000 | 179.6% | 0.1% |
| Citizens Bank | $6,225,000 | $2,920,000 | -53.1% | 0.1% |
| Abound Federal Credit Union | $4,060,000 | $2,880,000 | -29.1% | 0.1% |
| EVANSVILLE TEACHERS | $4,890,000 | $2,845,000 | -41.8% | 0.1% |
| Equity Prime Mortgage LLC | $2,175,000 | $2,810,000 | 29.2% | 0.1% |
| DAS Acquisition Company, LLC | $2,395,000 | $2,780,000 | 16.1% | 0.1% |
| AgFirst Farm Credit Bank | $2,565,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $545,000 | $2,545,000 | 367.0% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,420,000 | $2,540,000 | 78.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,815,000 | $2,400,000 | 32.2% | 0.1% |
| Union Savings Bank | $4,220,000 | $2,360,000 | -44.1% | 0.1% |
| Centennial Bank | $2,265,000 | n/a | 0.1% | |
| Renasant Bank | $1,670,000 | $2,245,000 | 34.4% | 0.1% |
| PHH Mortgage Corporation | $410,000 | $2,130,000 | 419.5% | 0.1% |
| BancorpSouth | $660,000 | $2,100,000 | 218.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,460,000 | $2,065,000 | 41.4% | 0.1% |
| L & N Federal Credit Union | $1,840,000 | $2,045,000 | 11.1% | 0.1% |
| Citibank | $960,000 | $2,020,000 | 110.4% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,025,000 | $2,010,000 | 96.1% | 0.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,465,000 | $1,990,000 | -63.6% | 0.1% |
| Ally Bank | $1,255,000 | $1,900,000 | 51.4% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,550,000 | $1,880,000 | 21.3% | 0.1% |
| NEXERA HOLDING LLC | $1,850,000 | n/a | 0.1% | |
| American Bank & Trust Company, Inc. | $1,835,000 | n/a | 0.1% | |
| CMG MORTGAGE, INC. | $325,000 | $1,830,000 | 463.1% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $2,660,000 | $1,830,000 | -31.2% | 0.1% |
| Central Kentucky Agricultural Credit Association | $1,245,000 | $1,805,000 | 45.0% | 0.1% |
| GoPrime Mortgage, Inc. | $1,910,000 | $1,740,000 | -8.9% | 0.1% |
| TJC Mortgage, Inc. | $1,310,000 | $1,725,000 | 31.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $2,115,000 | $1,715,000 | -18.9% | 0.1% |
| AMWEST FUNDING CORP. | $1,695,000 | $1,695,000 | 0.0% | 0.1% |
| ZILLOW HOME LOANS, LLC | $935,000 | $1,665,000 | 78.1% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $2,825,000 | $1,650,000 | -41.6% | 0.1% |
| Charles Schwab Bank, SSB | $610,000 | $1,625,000 | 166.4% | 0.1% |
| GUILD MORTGAGE COMPANY | $240,000 | $1,615,000 | 572.9% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $1,615,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $1,180,000 | $1,605,000 | 36.0% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $850,000 | $1,595,000 | 87.6% | 0.1% |
| NFM, INC. | $1,410,000 | $1,560,000 | 10.6% | 0.0% |
| BAY EQUITY LLC | $1,075,000 | $1,545,000 | 43.7% | 0.0% |
| Farmers Bank & Trust | $505,000 | $1,475,000 | 192.1% | 0.0% |
| UIF CORPORATION | $1,440,000 | $1,385,000 | -3.8% | 0.0% |
| ARC HOME LLC | $325,000 | $1,370,000 | 321.5% | 0.0% |
| ASHLAND Credit Union | $1,835,000 | $1,365,000 | -25.6% | 0.0% |
| Coastal Community Bank | $1,315,000 | $1,365,000 | 3.8% | 0.0% |
| POLARIS HOME FUNDING CORP. | $1,365,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $1,350,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $1,575,000 | $1,285,000 | -18.4% | 0.0% |
| Quontic Bank | $1,285,000 | n/a | 0.0% | |
| German American Bank | $3,200,000 | $1,265,000 | -60.5% | 0.0% |
| Nations Lending Corporation | $915,000 | $1,265,000 | 38.3% | 0.0% |
| DESCO | $615,000 | $1,240,000 | 101.6% | 0.0% |
| GMFS LLC | $1,220,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $695,000 | $1,200,000 | 72.7% | 0.0% |
| EVERETT FINANCIAL, INC. | $3,285,000 | $1,140,000 | -65.3% | 0.0% |
| AmeriHome Mortgage Company, LLC | $610,000 | $1,090,000 | 78.7% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,690,000 | $1,065,000 | -37.0% | 0.0% |
| Wilson & Muir Bank & Trust Company | $1,025,000 | $1,065,000 | 3.9% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $1,050,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,845,000 | $1,040,000 | -43.6% | 0.0% |
| Citadel Servicing Corporation | $1,365,000 | $1,035,000 | -24.2% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,220,000 | $1,030,000 | -15.6% | 0.0% |
| First Horizon Bank | $1,450,000 | $1,005,000 | -30.7% | 0.0% |
| The Central Trust Bank | $1,035,000 | $985,000 | -4.8% | 0.0% |
| ProFed Federal Credit Union | $970,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $115,000 | $960,000 | 734.8% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $640,000 | $960,000 | 50.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $1,145,000 | $940,000 | -17.9% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $935,000 | n/a | 0.0% | |
| OCMBC, INC. | $890,000 | $910,000 | 2.2% | 0.0% |
| NP, Inc. | $165,000 | $905,000 | 448.5% | 0.0% |
| MEMBERS CHOICE | $900,000 | n/a | 0.0% | |
| First Federal Bank | $895,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $875,000 | n/a | 0.0% | |
| ASCEND FEDERAL CREDIT UNION | $830,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $3,305,000 | $830,000 | -74.9% | 0.0% |
| The Lincoln National Bank of Hodgenville | $625,000 | $820,000 | 31.2% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $690,000 | $815,000 | 18.1% | 0.0% |
| Texana Bank | $805,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $270,000 | $790,000 | 192.6% | 0.0% |
| Merchants Bank of Indiana | $630,000 | $790,000 | 25.4% | 0.0% |
| First Federal Savings and Loan Association of Lakewood | $785,000 | n/a | 0.0% | |
| United Cumberland Bank | $370,000 | $780,000 | 110.8% | 0.0% |
| Academy Bank | $765,000 | n/a | 0.0% | |
| PREMIER LENDING, INC. | $765,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $760,000 | n/a | 0.0% | |
| FirstBank | $400,000 | $745,000 | 86.3% | 0.0% |
| ACOPIA, LLC | $185,000 | $725,000 | 291.9% | 0.0% |
| GERSHMAN INVESTMENT CORP. | $705,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $1,705,000 | $690,000 | -59.5% | 0.0% |
| Brighton Bank | $675,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,050,000 | $660,000 | -37.1% | 0.0% |
| 1st National Bank | $650,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $645,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $645,000 | n/a | 0.0% | |
| ASSEMBLIES OF GOD Credit Union | $640,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $1,495,000 | $635,000 | -57.5% | 0.0% |
| Logan Finance Corporation | $630,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $915,000 | $620,000 | -32.2% | 0.0% |
| M&T Bank | $695,000 | $620,000 | -10.8% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $600,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $600,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $590,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $165,000 | $590,000 | 257.6% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $585,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $240,000 | $575,000 | 139.6% | 0.0% |
| The Farmers & Merchants State Bank | $575,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $45,000 | $555,000 | 1,133.3% | 0.0% |
| BNY Mellon | $545,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $545,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $530,000 | n/a | 0.0% | |
| BOKF | $530,000 | n/a | 0.0% | |
| THE MORTGAGE WAREHOUSE,LLC | $675,000 | $530,000 | -21.5% | 0.0% |
| Atlantic Union Bank | $515,000 | n/a | 0.0% | |
| Community First National Bank | $510,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $135,000 | $495,000 | 266.7% | 0.0% |
| Legacy Home Loans, LLC | $485,000 | n/a | 0.0% | |
| SERVICE ONE | $475,000 | n/a | 0.0% | |
| Warsaw Federal Savings and Loan Association | $475,000 | n/a | 0.0% | |
| Denver Savings Bank | $465,000 | n/a | 0.0% | |
| EMM LOANS LLC | $685,000 | $460,000 | -32.8% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $740,000 | $455,000 | -38.5% | 0.0% |
| CARDINAL FINANCIAL | $2,310,000 | $450,000 | -80.5% | 0.0% |
| Grand River Bank | $435,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $235,000 | $410,000 | 74.5% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $215,000 | $410,000 | 90.7% | 0.0% |
| Sunflower Bank | $125,000 | $410,000 | 228.0% | 0.0% |
| Strong Home Mortgage, LLC | $640,000 | $395,000 | -38.3% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $390,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $445,000 | $375,000 | -15.7% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $410,000 | $375,000 | -8.5% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $470,000 | $375,000 | -20.2% | 0.0% |
| ALTRA | $685,000 | $370,000 | -46.0% | 0.0% |
| Leader Bank | $365,000 | n/a | 0.0% | |
| Armed Forces Bank | $355,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $350,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $425,000 | $345,000 | -18.8% | 0.0% |
| The First National Bank of Granbury | $345,000 | n/a | 0.0% | |
| Baxter Credit Union | $330,000 | $335,000 | 1.5% | 0.0% |
| Blackhawk Bank & Trust | $335,000 | n/a | 0.0% | |
| MICHIGAN FIRST CREDIT UNION | $335,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $315,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $10,635,000 | $310,000 | -97.1% | 0.0% |
| MYCUMORTGAGE, LLC | $610,000 | $310,000 | -49.2% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $375,000 | $305,000 | -18.7% | 0.0% |
| The First National Bank of Middle Tennessee | $305,000 | $305,000 | 0.0% | 0.0% |
| Morgantown Bank & Trust Company, Incorporated | $295,000 | n/a | 0.0% | |
| SOUTHWEST FUNDING, LP | $295,000 | n/a | 0.0% | |
| First Volunteer Bank | $290,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $175,000 | $290,000 | 65.7% | 0.0% |
| EDUCATIONAL SYSTEMS | $285,000 | n/a | 0.0% | |
| PROPONENT Federal Credit Union | $285,000 | n/a | 0.0% | |
| Summit Community Bank, Inc. | $1,860,000 | $285,000 | -84.7% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $285,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $275,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $735,000 | $275,000 | -62.6% | 0.0% |
| SeaTrust Mortgage Company | $275,000 | n/a | 0.0% | |
| West Point Bank | $540,000 | $275,000 | -49.1% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $305,000 | $270,000 | -11.5% | 0.0% |
| Bell Bank | $265,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $485,000 | $265,000 | -45.4% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $245,000 | $265,000 | 8.2% | 0.0% |
| The Security National Bank of Enid | $265,000 | n/a | 0.0% | |
| Gateway First Bank | $255,000 | n/a | 0.0% | |
| Goodfield State Bank | $255,000 | n/a | 0.0% | |
| UBS Bank USA | $1,790,000 | $255,000 | -85.8% | 0.0% |
| COMPASS MORTGAGE, INC. | $115,000 | $245,000 | 113.0% | 0.0% |
| United States Senate Federal Credit Union | $245,000 | n/a | 0.0% | |
| Heritage Bank, Inc. | $240,000 | n/a | 0.0% | |
| Elements Financial Federal Credit Union | $235,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $225,000 | n/a | 0.0% | |
| EASTMAN | $215,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $65,000 | $215,000 | 230.8% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,795,000 | $205,000 | -88.6% | 0.0% |
| Planters Bank, Inc. | $265,000 | $205,000 | -22.6% | 0.0% |
| TOWER | $255,000 | $200,000 | -21.6% | 0.0% |
| CLEARPATH LENDING | $195,000 | n/a | 0.0% | |
| Comerica Bank | $195,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $195,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $190,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $145,000 | $190,000 | 31.0% | 0.0% |
| Ameris Bank | $1,485,000 | $185,000 | -87.5% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $185,000 | n/a | 0.0% | |
| Grand Bank for Savings, FSB | $155,000 | $185,000 | 19.4% | 0.0% |
| Luxury Mortgage Corp. | $165,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $165,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $810,000 | $160,000 | -80.2% | 0.0% |
| Commerce Home Mortgage, Inc. | $515,000 | $155,000 | -69.9% | 0.0% |
| River City Bank, Inc. | $155,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $155,000 | n/a | 0.0% | |
| Washington Trust Bank | $155,000 | n/a | 0.0% | |
| CSL Financial, LLC | $145,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $135,000 | n/a | 0.0% | |
| First Grayson Bank | $135,000 | n/a | 0.0% | |
| The Paducah Bank and Trust Company | $245,000 | $135,000 | -44.9% | 0.0% |
| UMB Bank | $135,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $125,000 | n/a | 0.0% | |
| The State Bank and Trust Company | $125,000 | n/a | 0.0% | |
| FNB Bank, Inc. | $115,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $115,000 | n/a | 0.0% | |
| Arvest Bank | $105,000 | n/a | 0.0% | |
| Heartland Bank | $695,000 | $95,000 | -86.3% | 0.0% |
| The Park National Bank | $95,000 | n/a | 0.0% | |
| CapStar Bank | $175,000 | $65,000 | -62.9% | 0.0% |
| CITIZENS EQUITY FIRST | $15,000 | $65,000 | 333.3% | 0.0% |
| CNB Bank And Trust, N.A. | $65,000 | n/a | 0.0% | |
| Commercial Bank | $55,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $95,000 | $55,000 | -42.1% | 0.0% |
| GTE Federal Credit Union | $55,000 | $45,000 | -18.2% | 0.0% |
| HANSCOM | $45,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% | |
| N R L Federal Credit Union | $25,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $15,000 | n/a | 0.0% |
LEXINGTON - FAYETTE's top lender by overall market share is First State Bank, with 4.6% market share. In second place, with 4.5%, is Central Bank, having originated $143,110,000 in loans. In third place, with 4.5%, is STOCKTON MORTGAGE CORPORATION, having originated $142,695,000 in loans. In fourth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $130,345,000 in loans. In fifth place, with 3.7%, is UNIVERSITY OF KENTUCKY, having originated $116,120,000 in loans.
LEXINGTON - FAYETTE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LEXINGTON - FAYETTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $269,450 (6.9%) | $375,455 (2.1%) | 1.00 | 1,418 |
| 2018-02-01 | $283,600 (6.0%) | $388,429 (1.3%) | 1.03 | 1,328 |
| 2018-03-01 | $299,000 (5.1%) | $407,171 (0.0%) | 1.05 | 1,345 |
| 2018-04-01 | $309,900 (3.3%) | $420,776 (-0.3%) | 1.05 | 1,369 |
| 2018-05-01 | $314,609 (4.5%) | $430,696 (3.6%) | 1.05 | 1,505 |
| 2018-06-01 | $315,000 (5.4%) | $429,781 (5.9%) | 1.05 | 1,570 |
| 2018-07-01 | $299,950 (3.4%) | $418,594 (6.4%) | 1.00 | 1,717 |
| 2018-08-01 | $289,042 (3.3%) | $403,437 (6.3%) | 0.97 | 1,881 |
| 2018-09-01 | $288,950 (3.2%) | $397,200 (4.6%) | 0.97 | 1,908 |
| 2018-10-01 | $278,937 (-0.3%) | $389,152 (2.1%) | 0.94 | 1,955 |
| 2018-11-01 | $269,175 (-2.5%) | $375,432 (0.2%) | 0.91 | 1,892 |
| 2018-12-01 | $265,000 (-1.8%) | $367,138 (-1.3%) | 0.91 | 1,752 |
| 2019-01-01 | $267,187 (-0.8%) | $366,896 (-2.3%) | 0.92 | 1,619 |
| 2019-02-01 | $283,700 (0.0%) | $380,512 (-2.0%) | 0.96 | 1,465 |
| 2019-03-01 | $293,621 (-1.8%) | $391,077 (-4.0%) | 0.96 | 1,475 |
| 2019-04-01 | $303,973 (-1.9%) | $402,543 (-4.3%) | 0.97 | 1,512 |
| 2019-05-01 | $309,900 (-1.5%) | $403,644 (-6.3%) | 0.97 | 1,614 |
| 2019-06-01 | $309,900 (-1.6%) | $398,714 (-7.2%) | 0.97 | 1,662 |
| 2019-07-01 | $300,000 (0.0%) | $392,806 (-6.2%) | 0.94 | 1,774 |
| 2019-08-01 | $297,245 (2.8%) | $398,369 (-1.3%) | 0.94 | 1,793 |
| 2019-09-01 | $293,114 (1.4%) | $409,319 (3.1%) | 0.94 | 1,813 |
| 2019-10-01 | $290,359 (4.1%) | $418,715 (7.6%) | 0.94 | 1,803 |
| 2019-11-01 | $288,946 (7.3%) | $422,514 (12.5%) | 0.95 | 1,675 |
| 2019-12-01 | $283,450 (7.0%) | $422,192 (15.0%) | 0.95 | 1,514 |
| 2020-01-01 | $291,750 (9.2%) | $434,848 (18.5%) | 0.97 | 1,350 |
| 2020-02-01 | $309,950 (9.3%) | $458,635 (20.5%) | 1.01 | 1,270 |
| 2020-03-01 | $318,735 (8.6%) | $414,554 (6.0%) | 1.00 | 1,219 |
| 2020-04-01 | $316,553 (4.1%) | $416,691 (3.5%) | 0.99 | 1,232 |
| 2020-05-01 | $323,475 (4.4%) | $436,068 (8.0%) | 0.98 | 1,166 |
| 2020-06-01 | $324,900 (4.8%) | $467,554 (17.3%) | 0.96 | 1,100 |
| 2020-07-01 | $325,890 (8.6%) | $454,149 (15.6%) | 0.94 | 995 |
| 2020-08-01 | $329,000 (10.7%) | $456,993 (14.7%) | 0.94 | 967 |
| 2020-09-01 | $327,559 (11.8%) | $456,204 (11.5%) | 0.94 | 913 |
| 2020-10-01 | $326,767 (12.5%) | $455,472 (8.8%) | 0.94 | 896 |
| 2020-11-01 | $321,950 (11.4%) | $451,463 (6.9%) | 0.94 | 824 |
| 2020-12-01 | $319,900 (12.9%) | $440,364 (4.3%) | 0.95 | 751 |
| 2021-01-01 | $324,900 (11.4%) | $453,507 (4.3%) | 0.97 | 668 |
| 2021-02-01 | $329,780 (6.4%) | $464,315 (1.2%) | 0.96 | 574 |
| 2021-03-01 | $328,975 (3.2%) | $468,324 (13.0%) | 0.93 | 544 |
| 2021-04-01 | $331,080 (4.6%) | $490,600 (17.7%) | 0.90 | 566 |
| 2021-05-01 | $344,305 (6.4%) | $518,436 (18.9%) | 0.91 | 565 |
| 2021-06-01 | $328,000 (1.0%) | $477,862 (2.2%) | 0.86 | 610 |
| 2021-07-01 | $315,000 (-3.3%) | $462,975 (1.9%) | 0.83 | 658 |
| 2021-08-01 | $317,450 (-3.5%) | $456,489 (-0.1%) | 0.85 | 708 |
| 2021-09-01 | $314,675 (-3.9%) | $457,952 (0.4%) | 0.84 | 723 |
| 2021-10-01 | $311,900 (-4.6%) | $446,520 (-2.0%) | 0.83 | 682 |
| 2021-11-01 | $317,500 (-1.4%) | $467,460 (3.5%) | 0.85 | 606 |
| 2021-12-01 | $319,500 (-0.1%) | $458,145 (4.0%) | 0.87 | 507 |
| 2022-01-01 | $329,360 (1.4%) | $490,040 (8.1%) | 0.89 | 409 |
| 2022-02-01 | $348,095 (5.6%) | $494,651 (6.5%) | 0.91 | 396 |
| 2022-03-01 | $352,500 (7.2%) | $506,204 (8.1%) | 0.88 | 439 |
| 2022-04-01 | $375,390 (13.4%) | $501,017 (2.1%) | 0.89 | 483 |
| 2022-05-01 | $388,175 (12.7%) | $504,815 (-2.6%) | 0.89 | 568 |
| 2022-06-01 | $394,700 (20.3%) | $493,676 (3.3%) | 0.88 | 688 |
| 2022-07-01 | $399,000 (26.7%) | $494,916 (6.9%) | 0.90 | 801 |
| 2022-08-01 | $383,600 (20.8%) | $490,924 (7.5%) | 0.89 | 853 |
| 2022-09-01 | $386,950 (23.0%) | $496,722 (8.5%) | 0.90 | 846 |
| 2022-10-01 | $386,900 (24.1%) | $507,050 (13.6%) | 0.91 | 901 |
| 2022-11-01 | $374,757 (18.0%) | $474,894 (1.6%) | 0.90 | 924 |
| 2022-12-01 | $369,900 (15.8%) | $461,018 (0.6%) | 0.91 | 893 |
| 2023-01-01 | $387,100 (17.5%) | $485,795 (-0.9%) | 0.96 | 769 |
| 2023-02-01 | $397,450 (14.2%) | $496,914 (0.5%) | 0.96 | 720 |
| 2023-03-01 | $399,900 (13.5%) | $504,073 (-0.4%) | 0.94 | 710 |
| 2023-04-01 | $399,900 (6.5%) | $510,750 (1.9%) | 0.93 | 698 |
| 2023-05-01 | $409,400 (5.5%) | $530,166 (5.0%) | 0.93 | 705 |
| 2023-06-01 | $414,975 (5.1%) | $536,676 (8.7%) | 0.93 | 739 |
| 2023-07-01 | $409,900 (2.7%) | $528,081 (6.7%) | 0.93 | 788 |
| 2023-08-01 | $399,850 (4.2%) | $509,960 (3.9%) | 0.92 | 849 |
| 2023-09-01 | $397,173 (2.6%) | $507,596 (2.2%) | 0.92 | 894 |
| 2023-10-01 | $397,561 (2.8%) | $509,706 (0.5%) | 0.94 | 956 |
| 2023-11-01 | $393,046 (4.9%) | $510,535 (7.5%) | 0.94 | 989 |
| 2023-12-01 | $390,717 (5.6%) | $501,915 (8.9%) | 0.95 | 886 |
| 2024-01-01 | $395,000 (2.0%) | $510,918 (5.2%) | 0.96 | 780 |
| 2024-02-01 | $399,425 (0.5%) | $519,278 (4.5%) | 0.96 | 737 |
| 2024-03-01 | $399,900 (0.0%) | $533,785 (5.9%) | 0.94 | 717 |
| 2024-04-01 | $399,900 (0.0%) | $547,674 (7.2%) | 0.93 | 759 |
| 2024-05-01 | $399,475 (-2.4%) | $555,468 (4.8%) | 0.91 | 770 |
| 2024-06-01 | $399,900 (-3.6%) | $542,050 (1.0%) | 0.91 | 876 |
| 2024-07-01 | $399,900 (-2.4%) | $538,365 (2.0%) | 0.91 | 967 |
| 2024-08-01 | $395,000 (-1.2%) | $545,010 (6.9%) | 0.92 | 996 |
| 2024-09-01 | $398,685 (0.4%) | $552,623 (8.9%) | 0.94 | 1,041 |
| 2024-10-01 | $396,305 (-0.3%) | $549,112 (7.7%) | 0.93 | 1,046 |
| 2024-11-01 | $399,000 (1.5%) | $546,402 (7.0%) | 0.96 | 1,158 |
| 2024-12-01 | $399,950 (2.4%) | $535,048 (6.6%) | 0.99 | 1,012 |
| 2025-01-01 | $398,720 (0.9%) | $538,505 (5.4%) | 1.00 | 910 |
| 2025-02-01 | $398,786 (-0.2%) | $548,785 (5.7%) | 0.97 | 873 |
| 2025-03-01 | $399,900 (0.0%) | $557,339 (4.4%) | 0.94 | 883 |
| 2025-04-01 | $399,944 (0.0%) | $553,278 (1.0%) | 0.93 | 963 |
LEXINGTON - FAYETTE's median listing price for 2025-04-01 was $399,944, a difference of
$44
(0.0%) versus the prior year and
$44 versus the prior month.
LEXINGTON - FAYETTE's median listing price comes in at 93% of the national average.
LEXINGTON - FAYETTE's average listing price for 2025-04-01 was $553,278, a difference of $5,604 (1.0%) versus the prior year and $-4,061 versus the prior month.
For the 2025-04-01 period, LEXINGTON - FAYETTE had 963 MLS listings, a difference of 80 listings (9%) versus the prior month and 204 listings (27%) versus the prior year.
LEXINGTON - FAYETTE's median listing price comes in at 93% of the national average.
LEXINGTON - FAYETTE's average listing price for 2025-04-01 was $553,278, a difference of $5,604 (1.0%) versus the prior year and $-4,061 versus the prior month.
For the 2025-04-01 period, LEXINGTON - FAYETTE had 963 MLS listings, a difference of 80 listings (9%) versus the prior month and 204 listings (27%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LEXINGTON - FAYETTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 86 days | 2,278 sqft |
| 2018-02-01 | 82 days | 2,334 sqft |
| 2018-03-01 | 57 days | 2,376 sqft |
| 2018-04-01 | 52 days | 2,440 sqft |
| 2018-05-01 | 45 days | 2,471 sqft |
| 2018-06-01 | 46 days | 2,474 sqft |
| 2018-07-01 | 52 days | 2,414 sqft |
| 2018-08-01 | 52 days | 2,376 sqft |
| 2018-09-01 | 56 days | 2,366 sqft |
| 2018-10-01 | 61 days | 2,309 sqft |
| 2018-11-01 | 67 days | 2,258 sqft |
| 2018-12-01 | 75 days | 2,180 sqft |
| 2019-01-01 | 80 days | 2,193 sqft |
| 2019-02-01 | 79 days | 2,286 sqft |
| 2019-03-01 | 66 days | 2,320 sqft |
| 2019-04-01 | 52 days | 2,368 sqft |
| 2019-05-01 | 51 days | 2,362 sqft |
| 2019-06-01 | 51 days | 2,377 sqft |
| 2019-07-01 | 56 days | 2,366 sqft |
| 2019-08-01 | 56 days | 2,353 sqft |
| 2019-09-01 | 59 days | 2,305 sqft |
| 2019-10-01 | 62 days | 2,277 sqft |
| 2019-11-01 | 66 days | 2,238 sqft |
| 2019-12-01 | 77 days | 2,187 sqft |
| 2020-01-01 | 88 days | 2,206 sqft |
| 2020-02-01 | 85 days | 2,300 sqft |
| 2020-03-01 | 65 days | 2,308 sqft |
| 2020-04-01 | 66 days | 2,327 sqft |
| 2020-05-01 | 64 days | 2,381 sqft |
| 2020-06-01 | 58 days | 2,381 sqft |
| 2020-07-01 | 57 days | 2,366 sqft |
| 2020-08-01 | 60 days | 2,365 sqft |
| 2020-09-01 | 72 days | 2,346 sqft |
| 2020-10-01 | 73 days | 2,316 sqft |
| 2020-11-01 | 78 days | 2,233 sqft |
| 2020-12-01 | 72 days | 2,104 sqft |
| 2021-01-01 | 70 days | 2,163 sqft |
| 2021-02-01 | 72 days | 2,134 sqft |
| 2021-03-01 | 54 days | 2,149 sqft |
| 2021-04-01 | 43 days | 2,165 sqft |
| 2021-05-01 | 38 days | 2,180 sqft |
| 2021-06-01 | 43 days | 2,089 sqft |
| 2021-07-01 | 39 days | 2,000 sqft |
| 2021-08-01 | 40 days | 2,036 sqft |
| 2021-09-01 | 44 days | 2,005 sqft |
| 2021-10-01 | 46 days | 1,979 sqft |
| 2021-11-01 | 52 days | 1,995 sqft |
| 2021-12-01 | 59 days | 1,980 sqft |
| 2022-01-01 | 64 days | 2,010 sqft |
| 2022-02-01 | 53 days | 2,034 sqft |
| 2022-03-01 | 41 days | 2,085 sqft |
| 2022-04-01 | 36 days | 2,101 sqft |
| 2022-05-01 | 39 days | 2,153 sqft |
| 2022-06-01 | 37 days | 2,200 sqft |
| 2022-07-01 | 37 days | 2,214 sqft |
| 2022-08-01 | 40 days | 2,218 sqft |
| 2022-09-01 | 46 days | 2,228 sqft |
| 2022-10-01 | 52 days | 2,248 sqft |
| 2022-11-01 | 57 days | 2,199 sqft |
| 2022-12-01 | 68 days | 2,168 sqft |
| 2023-01-01 | 77 days | 2,203 sqft |
| 2023-02-01 | 77 days | 2,257 sqft |
| 2023-03-01 | 61 days | 2,276 sqft |
| 2023-04-01 | 52 days | 2,290 sqft |
| 2023-05-01 | 51 days | 2,301 sqft |
| 2023-06-01 | 50 days | 2,287 sqft |
| 2023-07-01 | 47 days | 2,268 sqft |
| 2023-08-01 | 46 days | 2,224 sqft |
| 2023-09-01 | 45 days | 2,200 sqft |
| 2023-10-01 | 50 days | 2,170 sqft |
| 2023-11-01 | 56 days | 2,132 sqft |
| 2023-12-01 | 67 days | 2,115 sqft |
| 2024-01-01 | 79 days | 2,115 sqft |
| 2024-02-01 | 73 days | 2,132 sqft |
| 2024-03-01 | 54 days | 2,149 sqft |
| 2024-04-01 | 45 days | 2,152 sqft |
| 2024-05-01 | 39 days | 2,169 sqft |
| 2024-06-01 | 45 days | 2,171 sqft |
| 2024-07-01 | 43 days | 2,148 sqft |
| 2024-08-01 | 49 days | 2,133 sqft |
| 2024-09-01 | 48 days | 2,146 sqft |
| 2024-10-01 | 48 days | 2,138 sqft |
| 2024-11-01 | 51 days | 2,134 sqft |
| 2024-12-01 | 61 days | 2,136 sqft |
| 2025-01-01 | 73 days | 2,129 sqft |
| 2025-02-01 | 76 days | 2,120 sqft |
| 2025-03-01 | 50 days | 2,076 sqft |
| 2025-04-01 | 43 days | 2,107 sqft |
LEXINGTON - FAYETTE's median listing age (time on market) for 2025-04-01 was 43 days.
This
is -6%
shorter
than the same period one year ago.
LEXINGTON - FAYETTE's median square footage for active listings during the 2025-04-01 period was 2,107 sqft. One year prior, the average listing was 2,152 sqft.
LEXINGTON - FAYETTE's median square footage for active listings during the 2025-04-01 period was 2,107 sqft. One year prior, the average listing was 2,152 sqft.
LEXINGTON-FAYETTE, KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,831 | $1,977,095,000 | $339,066 |
| Refi | 1,718 | $475,330,000 | $276,676 |
| Home Improvement | 1,281 | $290,985,000 | $227,155 |
| Other | 1,253 | $137,515,000 | $109,749 |
| Cash Out Refi | 1,095 | $264,415,000 | $241,475 |
| NA | 4 | $1,330,000 | $332,500 |
Lexington - Fayette's most frequently cited loan purpose was Home Purchase, with 5,831 originations. The 2nd most popular reason was Refi, with 1,718 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 4,377 | $1,444,695,000 | $330,065 |
| Over 8% | 2,421 | $377,815,000 | $156,057 |
| 7-8% | 2,409 | $621,515,000 | $257,997 |
| 5-6% | 1,127 | $422,625,000 | $375,000 |
| 3-4% | 176 | $12,880,000 | $73,182 |
| 2.5-3% | 72 | $10,060,000 | $139,722 |
| 4-5% | 51 | $14,975,000 | $293,627 |
| <2.5% | 48 | $1,900,000 | $39,583 |
During 2024, Lexington - Fayette's most frequently originated rate bucket was 6-7%, with 4,377 originations.
Loan Sizing (LEXINGTON-FAYETTE, KY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 4,311 | $1,196,385,000 | $277,519 |
| $100,000 or less | 2,766 | $145,530,000 | $52,614 |
| $100k-200k | 2,688 | $398,660,000 | $148,311 |
| $400k-600k | 938 | $446,680,000 | $476,205 |
| $600k-1000k | 334 | $243,980,000 | $730,479 |
| $Over $1MM | 145 | $715,435,000 | $4,934,034 |
LEXINGTON - FAYETTE's loan sizing saw the bucket of loans from $200k-400k with 4,311 originations, totaling $1,196,385,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,552 | $1,123,520,000 | $316,306 |
| 60-80% | 2,238 | $1,031,840,000 | $461,055 |
| Under 20% | 1,907 | $110,495,000 | $57,942 |
| 20-40% | 1,664 | $215,390,000 | $129,441 |
| 40-60% | 1,078 | $341,790,000 | $317,059 |
| Over 100% | 115 | $50,355,000 | $437,870 |
LEXINGTON - FAYETTE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,552 originations, totaling $1,123,520,000 in origination value.