LEXINGTON - FAYETTE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Lexington - Fayette averaged
5.99%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
5.81% and
one month ago for the week of 2023-04-20, the
average rate was 5.81%.
Lexington - Fayette's average rate one year ago was 4.77%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.67%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Lexington - Fayette 30 Year Fixed Rate | 2023-05-25 | 5.99% |
| Lexington - Fayette 30 Year Fixed Rate Refi | 2023-05-25 | 5.67% |
| Lexington - Fayette 15 Year Fixed Rate | 2023-05-25 | 5.37% |
| Lexington - Fayette 15 Year Fixed Rate Refi | 2023-05-25 | 5.05% |
| Lexington - Fayette 30 Year FHA | 2023-05-25 | 6.12% |
| Lexington - Fayette 30 Year FHA Refi | 2023-05-25 | 6.71% |
| Lexington - Fayette 30 Year USDA | 2023-05-25 | 5.68% |
| Lexington - Fayette 30 Year USDA Refi | 2023-05-25 | 6.53% |
| Lexington - Fayette 30 Year VA | 2023-05-25 | 6.01% |
| Lexington - Fayette 30 Year VA Refi | 2023-05-25 | 6.61% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEXINGTON-FAYETTE, KY.
LEXINGTON - FAYETTE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the LEXINGTON-FAYETTE, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
LEXINGTON - FAYETTE Average Closing Costs & Other Stats
LEXINGTON-FAYETTE, KY's 248 lenders originated 15,023
loans during 2022. The total origination value was $3,838,015,000, with an average loan value of
$255,476.
LEXINGTON - FAYETTE's average closing costs are $3,761.
The top LEXINGTON - FAYETTE lender as defined by loan originations is QUICKEN LOANS, LLC, with
323 loans originated. Their average total fees are
$5,716, which is $4,759
higher than the next largest lender,
Guardian Savings Bank, A Federal Savings Bank.
The lowest fee LEXINGTON - FAYETTE lenders (with over 10 loans originated) are
Guardian Savings Bank, A Federal Savings Bank ($957), UNIFY FINANCIAL Credit Union ($1,402), City National Bank of West Virginia ($1,676), Community Trust Bank, Inc. ($2,194) and Forcht Bank ($2,372).
The lowest rate LEXINGTON - FAYETTE lenders (with over 10 loans originated) are
COMMONWEALTH (3.90%), BETTER MORTGAGE CORPORATION (3.93%), Bank of America (3.99%), Guardian Savings Bank, A Federal Savings Bank (4.04%) and City National Bank of West Virginia (4.11%).
LEXINGTON-FAYETTE, KY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Capital One | $8,580,000 | $250,005,000 | 2,813.8% | 6.5% |
| UNIVERSITY OF KENTUCKY | $202,800,000 | $200,665,000 | -1.1% | 5.2% |
| Central Bank & Trust Company | $401,940,000 | $162,190,000 | -59.6% | 4.2% |
| QUICKEN LOANS, LLC | $316,300,000 | $138,730,000 | -56.1% | 3.6% |
| Guardian Savings Bank, A Federal Savings Bank | $305,845,000 | $123,865,000 | -59.5% | 3.2% |
| Traditional Bank, Inc. | $99,320,000 | $120,035,000 | 20.9% | 3.1% |
| Fifth Third Bank | $175,645,000 | $112,860,000 | -35.7% | 2.9% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $194,945,000 | $109,710,000 | -43.7% | 2.9% |
| STOCKTON MORTGAGE CORPORATION | $185,165,000 | $104,360,000 | -43.6% | 2.7% |
| WesBanco Bank, Inc. | $72,460,000 | $95,265,000 | 31.5% | 2.5% |
| Republic Bank & Trust Company | $115,630,000 | $93,240,000 | -19.4% | 2.4% |
| Peoples Exchange Bank | $100,980,000 | $88,290,000 | -12.6% | 2.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $139,285,000 | $85,275,000 | -38.8% | 2.2% |
| Community Trust Bank, Inc. | $163,890,000 | $84,135,000 | -48.7% | 2.2% |
| JPMorgan Chase Bank | $349,655,000 | $78,990,000 | -77.4% | 2.1% |
| Stock Yards Bank & Trust Company | $47,380,000 | $73,340,000 | 54.8% | 1.9% |
| Truist | $61,740,000 | $65,570,000 | 6.2% | 1.7% |
| COMMONWEALTH | $69,825,000 | $58,465,000 | -16.3% | 1.5% |
| AMERICAN MORTGAGE SERVICE COMPANY | $117,310,000 | $57,790,000 | -50.7% | 1.5% |
| Bank of England | $88,830,000 | $51,490,000 | -42.0% | 1.3% |
| GENEVA FINANCIAL, LLC | $17,610,000 | $47,500,000 | 169.7% | 1.2% |
| PNC Bank | $68,205,000 | $45,390,000 | -33.5% | 1.2% |
| U.S. Bank | $81,540,000 | $44,115,000 | -45.9% | 1.1% |
| Hometown Lenders, Inc. | $89,970,000 | $40,255,000 | -55.3% | 1.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $71,595,000 | $38,300,000 | -46.5% | 1.0% |
| Old National Bank | $53,645,000 | $36,505,000 | -32.0% | 1.0% |
| Northpointe Bank | $48,250,000 | $35,265,000 | -26.9% | 0.9% |
| Mortgage Research Center, LLC | $42,280,000 | $32,290,000 | -23.6% | 0.8% |
| GUARANTEED RATE, INC. | $40,980,000 | $31,945,000 | -22.0% | 0.8% |
| The Farmers Bank | $365,000 | $30,935,000 | 8,375.3% | 0.8% |
| Prosperity Home Mortgage, LLC | $29,945,000 | $30,710,000 | 2.6% | 0.8% |
| LOANDEPOT.COM, LLC | $61,130,000 | $30,615,000 | -49.9% | 0.8% |
| The Monticello Banking Company | $6,555,000 | $29,790,000 | 354.5% | 0.8% |
| Citizens Commerce Bank | $25,570,000 | $29,690,000 | 16.1% | 0.8% |
| BERKELEY POINT CAPITAL LLC | $29,085,000 | n/a | 0.8% | |
| Forcht Bank | $18,755,000 | $27,015,000 | 44.0% | 0.7% |
| Wells Fargo Bank | $70,545,000 | $26,255,000 | -62.8% | 0.7% |
| Whitaker Bank | $5,285,000 | $25,810,000 | 388.4% | 0.7% |
| Cedar Rapids Bank and Trust Company | $25,405,000 | n/a | 0.7% | |
| Republic State Mortgage Co. | $48,310,000 | $24,130,000 | -50.1% | 0.6% |
| The Huntington National Bank | $25,460,000 | $23,405,000 | -8.1% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $37,155,000 | $23,050,000 | -38.0% | 0.6% |
| ORIX REAL ESTATE CAPITAL, LLC | $21,370,000 | $22,135,000 | 3.6% | 0.6% |
| Bank of Lexington, Inc. | $50,545,000 | $20,850,000 | -58.7% | 0.5% |
| Bank of America | $26,690,000 | $19,770,000 | -25.9% | 0.5% |
| City National Bank of West Virginia | $28,130,000 | $19,505,000 | -30.7% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $98,250,000 | $18,875,000 | -80.8% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $37,400,000 | $18,390,000 | -50.8% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $43,345,000 | $18,160,000 | -58.1% | 0.5% |
| First State Bank of the Southeast, Inc. | $6,725,000 | $17,805,000 | 164.8% | 0.5% |
| First Southern National Bank | $8,815,000 | $17,410,000 | 97.5% | 0.5% |
| First Mid Bank & Trust | $16,645,000 | n/a | 0.4% | |
| READYCAP COMMERCIAL, LLC | $20,170,000 | $16,555,000 | -17.9% | 0.4% |
| SOUTH CENTRAL BANK, INC. | $27,000,000 | $16,015,000 | -40.7% | 0.4% |
| Farm Credit Mid-America, ACA | $14,895,000 | $15,915,000 | 6.8% | 0.4% |
| PARK COMMUNITY CREDIT UNION, INC. | $12,705,000 | $15,855,000 | 24.8% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $67,910,000 | $15,555,000 | -77.1% | 0.4% |
| Pinnacle Bank | $7,845,000 | $15,000,000 | 91.2% | 0.4% |
| Midland States Bank | $14,195,000 | n/a | 0.4% | |
| MEMBERS HERITAGE Credit Union | $28,425,000 | $14,050,000 | -50.6% | 0.4% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $24,380,000 | $13,505,000 | -44.6% | 0.4% |
| EVANSVILLE TEACHERS | $23,040,000 | $12,690,000 | -44.9% | 0.3% |
| Arbor Realty Trust, Inc. | $20,585,000 | $12,590,000 | -38.8% | 0.3% |
| American Bank & Trust Company, Inc. | $12,230,000 | n/a | 0.3% | |
| HOMESIDE FINANCIAL, LLC | $6,700,000 | $11,560,000 | 72.5% | 0.3% |
| Citizens Bank | $15,285,000 | $11,480,000 | -24.9% | 0.3% |
| Independence Bank of Kentucky | $9,160,000 | $11,345,000 | 23.9% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $13,305,000 | $11,165,000 | -16.1% | 0.3% |
| Cumberland Valley National Bank & Trust Company | $23,810,000 | $10,935,000 | -54.1% | 0.3% |
| The Citizens National Bank of Somerset | $26,415,000 | $10,720,000 | -59.4% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $13,980,000 | $10,640,000 | -23.9% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $19,640,000 | $10,610,000 | -46.0% | 0.3% |
| CALIBER HOME LOANS, INC. | $25,600,000 | $10,385,000 | -59.4% | 0.3% |
| Union Savings Bank | $7,410,000 | $10,275,000 | 38.7% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $25,575,000 | $10,260,000 | -59.9% | 0.3% |
| ConnectOne Bank | $9,785,000 | n/a | 0.3% | |
| Citizens Bank of Kentucky, Inc. | $2,960,000 | $9,615,000 | 224.8% | 0.3% |
| Flagstar Bank, FSB | $27,440,000 | $9,530,000 | -65.3% | 0.2% |
| Carrington Mortgage Services, LLC | $12,120,000 | $9,335,000 | -23.0% | 0.2% |
| EVERETT FINANCIAL, INC. | $1,860,000 | $8,415,000 | 352.4% | 0.2% |
| UNION HOME MORTGAGE CORP. | $10,040,000 | $8,380,000 | -16.5% | 0.2% |
| GENERAL ELECTRIC CREDIT UNION | $8,235,000 | n/a | 0.2% | |
| Summit Community Bank, Inc. | $6,895,000 | $8,095,000 | 17.4% | 0.2% |
| Raymond James Bank | $7,190,000 | $8,050,000 | 12.0% | 0.2% |
| BETTER MORTGAGE CORPORATION | $48,105,000 | $7,910,000 | -83.6% | 0.2% |
| USAA Federal Savings Bank | $12,280,000 | $7,740,000 | -37.0% | 0.2% |
| UNIFY FINANCIAL Credit Union | $6,675,000 | $7,645,000 | 14.5% | 0.2% |
| HOME POINT FINANCIAL CORPORATION | $21,545,000 | $7,405,000 | -65.6% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $3,665,000 | $7,280,000 | 98.6% | 0.2% |
| NEWREZ LLC | $22,410,000 | $6,840,000 | -69.5% | 0.2% |
| BROKER SOLUTIONS, INC. | $25,580,000 | $6,745,000 | -73.6% | 0.2% |
| Morgan Stanley Private Bank | $3,010,000 | $6,275,000 | 108.5% | 0.2% |
| Ally Bank | $9,860,000 | $6,245,000 | -36.7% | 0.2% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $6,195,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,755,000 | $6,080,000 | -10.0% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $15,885,000 | $6,015,000 | -62.1% | 0.2% |
| HAMILTON HOME LOANS, INC. | $15,155,000 | $5,800,000 | -61.7% | 0.2% |
| ENVOY MORTGAGE, LTD | $14,155,000 | $5,445,000 | -61.5% | 0.1% |
| FIELD & MAIN BANK, INC. | $15,155,000 | $5,340,000 | -64.8% | 0.1% |
| FBC MORTGAGE, LLC | $5,750,000 | $5,240,000 | -8.9% | 0.1% |
| NEW DAY FINANCIAL, LLC | $10,855,000 | $5,195,000 | -52.1% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $13,870,000 | $5,105,000 | -63.2% | 0.1% |
| Equity Prime Mortgage LLC | $340,000 | $5,065,000 | 1,389.7% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $18,805,000 | $4,790,000 | -74.5% | 0.1% |
| Regions Bank | $2,330,000 | $4,770,000 | 104.7% | 0.1% |
| Austin Capital Bank SSB | $730,000 | $4,585,000 | 528.1% | 0.1% |
| KELLER MORTGAGE, LLC | $11,895,000 | $4,425,000 | -62.8% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $19,660,000 | $4,395,000 | -77.6% | 0.1% |
| First National Bank of America | $1,855,000 | $4,240,000 | 128.6% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $4,625,000 | $4,085,000 | -11.7% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $6,085,000 | $3,870,000 | -36.4% | 0.1% |
| AMERIFIRST FINANCIAL CORPORATION | $7,475,000 | $3,840,000 | -48.6% | 0.1% |
| North American Savings Bank, F.S.B. | $4,750,000 | $3,675,000 | -22.6% | 0.1% |
| THRIVE MORTGAGE, LLC | $1,270,000 | $3,530,000 | 178.0% | 0.1% |
| First Federal Bank of the Midwest | $1,475,000 | $3,410,000 | 131.2% | 0.1% |
| AgFirst Farm Credit Bank | $5,290,000 | $3,385,000 | -36.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $3,845,000 | $3,020,000 | -21.5% | 0.1% |
| One Bank of Tennessee | $2,955,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $3,550,000 | $2,950,000 | -16.9% | 0.1% |
| Renasant Bank | $7,905,000 | $2,900,000 | -63.3% | 0.1% |
| SWBC MORTGAGE CORPORATION | $8,280,000 | $2,890,000 | -65.1% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,150,000 | $2,885,000 | 34.2% | 0.1% |
| The Federal Savings Bank | $5,505,000 | $2,875,000 | -47.8% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $11,205,000 | $2,845,000 | -74.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $5,600,000 | $2,815,000 | -49.7% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $765,000 | $2,760,000 | 260.8% | 0.1% |
| German American Bank | $11,255,000 | $2,750,000 | -75.6% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $6,605,000 | $2,645,000 | -60.0% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $3,615,000 | $2,570,000 | -28.9% | 0.1% |
| Magnolia Bank | $3,740,000 | $2,535,000 | -32.2% | 0.1% |
| THE MORTGAGE WAREHOUSE,LLC | $4,035,000 | $2,510,000 | -37.8% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $25,705,000 | $2,445,000 | -90.5% | 0.1% |
| Nations Lending Corporation | $4,020,000 | $2,440,000 | -39.3% | 0.1% |
| GoPrime Mortgage, Inc. | $2,915,000 | $2,410,000 | -17.3% | 0.1% |
| KeyBank | $1,085,000 | $2,370,000 | 118.4% | 0.1% |
| Ameris Bank | $2,405,000 | $2,365,000 | -1.7% | 0.1% |
| Citibank | $2,055,000 | $2,310,000 | 12.4% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $4,460,000 | $2,270,000 | -49.1% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $6,890,000 | $2,215,000 | -67.9% | 0.1% |
| First Financial Bank | $235,000 | $2,160,000 | 819.1% | 0.1% |
| First Guaranty Mortgage Corporation | $4,970,000 | $2,120,000 | -57.3% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $2,110,000 | n/a | 0.1% | |
| Goldman Sachs Bank USA | $755,000 | $2,035,000 | 169.5% | 0.1% |
| MORTGAGE SUPPLIERS, INC. | $7,170,000 | $2,015,000 | -71.9% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $3,375,000 | $1,920,000 | -43.1% | 0.1% |
| HANCOCK MORTGAGE PARTNERS, LLC | $1,445,000 | $1,865,000 | 29.1% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $18,635,000 | $1,815,000 | -90.3% | 0.0% |
| United Cumberland Bank | $1,675,000 | $1,790,000 | 6.9% | 0.0% |
| Discover Bank | $1,135,000 | $1,745,000 | 53.7% | 0.0% |
| Mercantile Bank of Michigan | $125,000 | $1,735,000 | 1,288.0% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $1,715,000 | n/a | 0.0% | |
| L & N Federal Credit Union | $845,000 | $1,710,000 | 102.4% | 0.0% |
| Peoples Bank | $4,590,000 | $1,695,000 | -63.1% | 0.0% |
| Abound Federal Credit Union | $945,000 | $1,690,000 | 78.8% | 0.0% |
| UBS Bank USA | $820,000 | $1,675,000 | 104.3% | 0.0% |
| LENDSURE MORTGAGE CORP. | $205,000 | $1,615,000 | 687.8% | 0.0% |
| AMERICAN ADVISORS GROUP | $1,450,000 | $1,545,000 | 6.6% | 0.0% |
| Toyota Financial Savings Bank | $1,350,000 | $1,525,000 | 13.0% | 0.0% |
| CMG MORTGAGE, INC. | $2,615,000 | $1,470,000 | -43.8% | 0.0% |
| NFM, INC. | $1,465,000 | n/a | 0.0% | |
| Arvest Bank | $1,925,000 | $1,440,000 | -25.2% | 0.0% |
| First Savings Bank | $5,690,000 | $1,435,000 | -74.8% | 0.0% |
| PLANET HOME LENDING, LLC | $2,620,000 | $1,430,000 | -45.4% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $2,955,000 | $1,390,000 | -53.0% | 0.0% |
| MYCUMORTGAGE, LLC | $865,000 | $1,370,000 | 58.4% | 0.0% |
| PHH Mortgage Corporation | $3,690,000 | $1,370,000 | -62.9% | 0.0% |
| City National Bank | $2,105,000 | $1,365,000 | -35.2% | 0.0% |
| The Cecilian Bank | $370,000 | $1,355,000 | 266.2% | 0.0% |
| Charles Schwab Bank, SSB | $2,210,000 | $1,350,000 | -38.9% | 0.0% |
| Wilson & Muir Bank & Trust Company | $2,750,000 | $1,345,000 | -51.1% | 0.0% |
| PREMIA MORTGAGE, LLC | $1,115,000 | $1,335,000 | 19.7% | 0.0% |
| DESCO | $750,000 | $1,330,000 | 77.3% | 0.0% |
| 21ST MORTGAGE CORPORATION | $485,000 | $1,325,000 | 173.2% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,780,000 | $1,320,000 | -25.8% | 0.0% |
| BancorpSouth Bank | $1,285,000 | n/a | 0.0% | |
| Texana Bank | $245,000 | $1,275,000 | 420.4% | 0.0% |
| ZILLOW HOME LOANS, LLC | $2,990,000 | $1,265,000 | -57.7% | 0.0% |
| ALLIANT CREDIT UNION | $695,000 | $1,245,000 | 79.1% | 0.0% |
| FirstBank | $3,765,000 | $1,230,000 | -67.3% | 0.0% |
| LENDINGONE, LLC | $1,765,000 | $1,210,000 | -31.4% | 0.0% |
| SPRING EQ, LLC | $410,000 | $1,210,000 | 195.1% | 0.0% |
| KEMBA CREDIT UNION, INC. | $1,815,000 | $1,205,000 | -33.6% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $1,660,000 | $1,185,000 | -28.6% | 0.0% |
| Plains Commerce Bank | $285,000 | $1,170,000 | 310.5% | 0.0% |
| UIF CORPORATION | $2,795,000 | $1,145,000 | -59.0% | 0.0% |
| Central Kentucky Agricultural Credit Association | $225,000 | $1,130,000 | 402.2% | 0.0% |
| Simmons Bank | $1,130,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $1,640,000 | $1,120,000 | -31.7% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $2,470,000 | $1,110,000 | -55.1% | 0.0% |
| M&T Bank | $1,720,000 | $1,110,000 | -35.5% | 0.0% |
| Limestone Bank, Inc. | $7,370,000 | $1,060,000 | -85.6% | 0.0% |
| SOUTHWEST FUNDING, LP | $1,350,000 | $1,035,000 | -23.3% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,030,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $3,545,000 | $1,025,000 | -71.1% | 0.0% |
| STEARNS LENDING, LLC | $990,000 | $1,020,000 | 3.0% | 0.0% |
| Heartland Bank | $250,000 | $1,010,000 | 304.0% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $18,975,000 | $990,000 | -94.8% | 0.0% |
| Armed Forces Bank | $910,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $6,230,000 | $875,000 | -86.0% | 0.0% |
| ALTRA | $660,000 | $840,000 | 27.3% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $945,000 | $830,000 | -12.2% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $165,000 | $825,000 | 400.0% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $810,000 | n/a | 0.0% | |
| NBKC BANK | $4,050,000 | $770,000 | -81.0% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $730,000 | $760,000 | 4.1% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $365,000 | $760,000 | 108.2% | 0.0% |
| AmeriHome Mortgage Company, LLC | $4,970,000 | $730,000 | -85.3% | 0.0% |
| ASHLAND Credit Union | $3,790,000 | $730,000 | -80.7% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $565,000 | $730,000 | 29.2% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $980,000 | $725,000 | -26.0% | 0.0% |
| SOFI LENDING CORP. | $2,830,000 | $715,000 | -74.7% | 0.0% |
| First Merchants Bank | $15,755,000 | $685,000 | -95.7% | 0.0% |
| The Commercial Bank of Grayson | $670,000 | n/a | 0.0% | |
| BMO Harris Bank | $665,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $605,000 | $645,000 | 6.6% | 0.0% |
| S1L, Inc. | $645,000 | n/a | 0.0% | |
| Valley First Credit Union | $645,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $645,000 | n/a | 0.0% | |
| Quontic Bank | $630,000 | n/a | 0.0% | |
| First Western Trust Bank | $625,000 | n/a | 0.0% | |
| First Home Bank | $1,295,000 | $615,000 | -52.5% | 0.0% |
| MICHIGAN MUTUAL, INC. | $145,000 | $600,000 | 313.8% | 0.0% |
| West Point Bank | $115,000 | $580,000 | 404.3% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $6,255,000 | $570,000 | -90.9% | 0.0% |
| Ukrainian Selfreliance Federal Credit Union | $205,000 | $570,000 | 178.0% | 0.0% |
| The Central Trust Bank | $1,135,000 | $560,000 | -50.7% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $185,000 | $555,000 | 200.0% | 0.0% |
| Farmers Bank & Trust | $245,000 | $540,000 | 120.4% | 0.0% |
| DIGITAL Federal Credit Union | $1,005,000 | $530,000 | -47.3% | 0.0% |
| BNY Mellon | $525,000 | n/a | 0.0% | |
| TOWER | $395,000 | $520,000 | 31.6% | 0.0% |
| Planters Bank, Inc. | $210,000 | $510,000 | 142.9% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $1,145,000 | $505,000 | -55.9% | 0.0% |
| Commerce Bank | $745,000 | $495,000 | -33.6% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $470,000 | $495,000 | 5.3% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $115,000 | $495,000 | 330.4% | 0.0% |
| Uwharrie Bank | $400,000 | $495,000 | 23.8% | 0.0% |
| GSF Mortgage Corporation | $205,000 | $475,000 | 131.7% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $715,000 | $470,000 | -34.3% | 0.0% |
| Farmers and Miners Bank | $1,015,000 | $470,000 | -53.7% | 0.0% |
| Home Federal Bank Corporation | $400,000 | $470,000 | 17.5% | 0.0% |
| VICTORY MORTGAGE, L.L.C. | $530,000 | $470,000 | -11.3% | 0.0% |
| NP, Inc. | $655,000 | $460,000 | -29.8% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $460,000 | n/a | 0.0% | |
| CLASS ACT FEDERAL CREDIT UNION | $190,000 | $455,000 | 139.5% | 0.0% |
| GEORGIA'S OWN | $345,000 | $455,000 | 31.9% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $450,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $450,000 | n/a | 0.0% | |
| 1st National Bank | $115,000 | $445,000 | 287.0% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,090,000 | $445,000 | -78.7% | 0.0% |
| GVC MORTGAGE, INC. | $445,000 | n/a | 0.0% | |
| Service Federal Credit Union | $445,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $290,000 | $445,000 | 53.4% | 0.0% |
| EASTMAN | $430,000 | n/a | 0.0% | |
| Paramount Bank | $410,000 | $430,000 | 4.9% | 0.0% |
| Warsaw Federal Savings and Loan Association | $425,000 | n/a | 0.0% | |
| PARTNERS 1ST Federal Credit Union | $15,000 | $415,000 | 2,666.7% | 0.0% |
| Commercial Bank | $260,000 | $405,000 | 55.8% | 0.0% |
| ROSS MORTGAGE CORPORATION | $725,000 | $405,000 | -44.1% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,855,000 | $390,000 | -86.3% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,535,000 | $390,000 | -89.0% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,940,000 | $390,000 | -79.9% | 0.0% |
| First State Bank of St. Charles, Missouri | $375,000 | n/a | 0.0% | |
| First Horizon Bank | $730,000 | $370,000 | -49.3% | 0.0% |
| Baxter Credit Union | $185,000 | $365,000 | 97.3% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $365,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $1,120,000 | $360,000 | -67.9% | 0.0% |
| Banterra Bank | $355,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $545,000 | $345,000 | -36.7% | 0.0% |
| Beeline Loans, Inc. | $630,000 | $340,000 | -46.0% | 0.0% |
| The Paducah Bank and Trust Company | $675,000 | $335,000 | -50.4% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,000,000 | $330,000 | -89.0% | 0.0% |
| Dollar Bank, Federal Savings Bank | $325,000 | n/a | 0.0% | |
| MICHIGAN FIRST CREDIT UNION | $325,000 | n/a | 0.0% | |
| Southern Bank of Tennessee | $325,000 | n/a | 0.0% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $85,000 | $315,000 | 270.6% | 0.0% |
| First United Bank and Trust Company | $535,000 | $315,000 | -41.1% | 0.0% |
| Mechanics Bank | $315,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $710,000 | $315,000 | -55.6% | 0.0% |
| CapStar Bank | $1,355,000 | $305,000 | -77.5% | 0.0% |
| Cincinnati Federal | $1,615,000 | $305,000 | -81.1% | 0.0% |
| MORTGAGE 1 INCORPORATED | $305,000 | n/a | 0.0% | |
| RiverHills Bank | $1,170,000 | $305,000 | -73.9% | 0.0% |
| Grand Bank for Savings, FSB | $230,000 | $300,000 | 30.4% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,505,000 | $300,000 | -80.1% | 0.0% |
| Bethpage Federal Credit Union | $295,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $290,000 | $295,000 | 1.7% | 0.0% |
| Willamette Valley Bank | $295,000 | n/a | 0.0% | |
| BNC National Bank | $2,900,000 | $285,000 | -90.2% | 0.0% |
| Citadel Servicing Corporation | $1,310,000 | $285,000 | -78.2% | 0.0% |
| First Harrison Bank | $300,000 | $285,000 | -5.0% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $645,000 | $285,000 | -55.8% | 0.0% |
| OPTION FINANCIAL, LLC | $275,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $2,805,000 | $270,000 | -90.4% | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | $265,000 | n/a | 0.0% | |
| ISERVE RESIDENTIAL LENDING, LLC | $265,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $115,000 | $265,000 | 130.4% | 0.0% |
| The Fisher National Bank | $265,000 | n/a | 0.0% | |
| Union Bank and Trust Company | $265,000 | n/a | 0.0% | |
| CB&S Bank, Inc. | $255,000 | n/a | 0.0% | |
| MORTGAGE MASTERS OF INDIANA, INC. | $255,000 | n/a | 0.0% | |
| The Northern Trust Company | $255,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $2,330,000 | $250,000 | -89.3% | 0.0% |
| FIRST OHIO HOME FINANCE, INC. | $245,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $245,000 | n/a | 0.0% | |
| Iroquois Federal Savings and Loan Association | $245,000 | n/a | 0.0% | |
| RAPID MORTGAGE COMPANY | $275,000 | $245,000 | -10.9% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $330,000 | $245,000 | -25.8% | 0.0% |
| AMERICAN HOME LENDING USA, LLC | $235,000 | n/a | 0.0% | |
| First Guaranty Bank | $235,000 | n/a | 0.0% | |
| Meade County Bank | $235,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $540,000 | $235,000 | -56.5% | 0.0% |
| First Commonwealth Bank | $380,000 | $230,000 | -39.5% | 0.0% |
| Brighton Bank | $225,000 | n/a | 0.0% | |
| Central Bank | $225,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $225,000 | n/a | 0.0% | |
| Farmers Bank and Trust Company | $505,000 | $225,000 | -55.4% | 0.0% |
| GUILD MORTGAGE COMPANY | $225,000 | n/a | 0.0% | |
| ASSEMBLIES OF GOD Credit Union | $275,000 | $215,000 | -21.8% | 0.0% |
| Gateway First Bank | $480,000 | $215,000 | -55.2% | 0.0% |
| Ipava State Bank | $215,000 | n/a | 0.0% | |
| The Security National Bank of Enid | $215,000 | n/a | 0.0% | |
| ACOPIA, LLC | $95,000 | $205,000 | 115.8% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| Honor Credit Union | $205,000 | n/a | 0.0% | |
| Community First National Bank | $195,000 | n/a | 0.0% | |
| PARTNERS UNITED FINANCIAL, LLC | $195,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $195,000 | n/a | 0.0% | |
| TRANSCEND | $4,170,000 | $190,000 | -95.4% | 0.0% |
| American Airlines Federal Credit Union | $185,000 | n/a | 0.0% | |
| Collins State Bank | $175,000 | n/a | 0.0% | |
| First Midwest Bank of Dexter | $175,000 | n/a | 0.0% | |
| The Commercial and Savings Bank of Millersburg Ohio | $275,000 | $175,000 | -36.4% | 0.0% |
| Deere Employees Credit Union | $170,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $2,975,000 | $165,000 | -94.5% | 0.0% |
| MidFirst Bank | $160,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $155,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $545,000 | $155,000 | -71.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $340,000 | $145,000 | -57.4% | 0.0% |
| CenterBank | $265,000 | $145,000 | -45.3% | 0.0% |
| UNITED MORTGAGE CORP. | $145,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $215,000 | $135,000 | -37.2% | 0.0% |
| Franklin Bank & Trust Company | $135,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $135,000 | n/a | 0.0% | |
| The Peoples Bank | $135,000 | n/a | 0.0% | |
| CORNING | $25,000 | $130,000 | 420.0% | 0.0% |
| Signature Federal Credit Union | $130,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $685,000 | $125,000 | -81.8% | 0.0% |
| SeaTrust Mortgage Company | $115,000 | n/a | 0.0% | |
| United Southern Bank | $175,000 | $115,000 | -34.3% | 0.0% |
| ADVANCIAL | $105,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $105,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $105,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $440,000 | $100,000 | -77.3% | 0.0% |
| Transportation Federal Credit Union | $95,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $85,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $85,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $1,630,000 | $85,000 | -94.8% | 0.0% |
| PROPONENT Federal Credit Union | $85,000 | n/a | 0.0% | |
| UNITED HOME LOANS, INC. | $85,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $65,000 | $75,000 | 15.4% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $330,000 | $65,000 | -80.3% | 0.0% |
| Northwest Federal Credit Union | $45,000 | $65,000 | 44.4% | 0.0% |
| GTE Federal Credit Union | $35,000 | n/a | 0.0% | |
| United Bank | $1,150,000 | $15,000 | -98.7% | 0.0% |
LEXINGTON - FAYETTE's top lender by overall market share is Capital One, with 6.5% market share. In second place, with 5.2%, is UNIVERSITY OF KENTUCKY, having originated $200,665,000 in loans. In third place, with 4.2%, is Central Bank & Trust Company, having originated $162,190,000 in loans. In fourth place, with 3.6%, is QUICKEN LOANS, LLC, having originated $138,730,000 in loans. In fifth place, with 3.2%, is Guardian Savings Bank, A Federal Savings Bank, having originated $123,865,000 in loans.
LEXINGTON - FAYETTE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - LEXINGTON - FAYETTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $269,450 (6.9%) | $375,455 (2.1%) | 1.00 | 1,418 |
| 2018-02-01 | $283,600 (6.0%) | $388,429 (1.3%) | 1.03 | 1,328 |
| 2018-03-01 | $299,000 (5.1%) | $407,171 (0.0%) | 1.05 | 1,345 |
| 2018-04-01 | $309,900 (3.3%) | $420,776 (-0.3%) | 1.05 | 1,369 |
| 2018-05-01 | $314,609 (4.5%) | $430,696 (3.6%) | 1.05 | 1,505 |
| 2018-06-01 | $315,000 (5.4%) | $429,781 (5.9%) | 1.05 | 1,570 |
| 2018-07-01 | $299,950 (3.4%) | $418,594 (6.4%) | 1.00 | 1,717 |
| 2018-08-01 | $289,042 (3.3%) | $403,437 (6.3%) | 0.97 | 1,881 |
| 2018-09-01 | $288,950 (3.2%) | $397,200 (4.6%) | 0.97 | 1,908 |
| 2018-10-01 | $278,937 (-0.3%) | $389,152 (2.1%) | 0.94 | 1,955 |
| 2018-11-01 | $269,175 (-2.5%) | $375,432 (0.2%) | 0.91 | 1,892 |
| 2018-12-01 | $265,000 (-1.8%) | $367,138 (-1.3%) | 0.91 | 1,752 |
| 2019-01-01 | $267,187 (-0.8%) | $366,896 (-2.3%) | 0.92 | 1,619 |
| 2019-02-01 | $283,700 (0.0%) | $380,512 (-2.0%) | 0.96 | 1,465 |
| 2019-03-01 | $293,980 (-1.7%) | $396,522 (-2.6%) | 0.98 | 1,462 |
| 2019-04-01 | $304,023 (-1.9%) | $406,499 (-3.4%) | 0.97 | 1,510 |
| 2019-05-01 | $309,900 (-1.5%) | $403,644 (-6.3%) | 0.97 | 1,614 |
| 2019-06-01 | $309,900 (-1.6%) | $398,714 (-7.2%) | 0.97 | 1,662 |
| 2019-07-01 | $300,000 (0.0%) | $392,806 (-6.2%) | 0.94 | 1,774 |
| 2019-08-01 | $309,900 (7.2%) | $399,131 (-1.1%) | 0.97 | 1,762 |
| 2019-09-01 | $309,900 (7.3%) | $424,799 (7.0%) | 0.98 | 1,644 |
| 2019-10-01 | $289,900 (3.9%) | $420,090 (8.0%) | 0.94 | 1,782 |
| 2019-11-01 | $288,946 (7.3%) | $422,514 (12.5%) | 0.95 | 1,675 |
| 2019-12-01 | $283,450 (7.0%) | $422,192 (15.0%) | 0.95 | 1,514 |
| 2020-01-01 | $291,750 (9.2%) | $434,848 (18.5%) | 0.97 | 1,350 |
| 2020-02-01 | $309,950 (9.3%) | $458,635 (20.5%) | 1.02 | 1,270 |
| 2020-03-01 | $318,735 (8.4%) | $414,554 (4.6%) | 1.00 | 1,219 |
| 2020-04-01 | $316,553 (4.1%) | $416,691 (2.5%) | 0.99 | 1,232 |
| 2020-05-01 | $323,475 (4.4%) | $436,068 (8.0%) | 0.98 | 1,166 |
| 2020-06-01 | $324,900 (4.8%) | $467,554 (17.3%) | 0.96 | 1,100 |
| 2020-07-01 | $325,890 (8.6%) | $454,149 (15.6%) | 0.94 | 995 |
| 2020-08-01 | $329,000 (6.2%) | $456,993 (14.5%) | 0.94 | 967 |
| 2020-09-01 | $327,559 (5.7%) | $456,204 (7.4%) | 0.94 | 913 |
| 2020-10-01 | $326,767 (12.7%) | $455,472 (8.4%) | 0.94 | 896 |
| 2020-11-01 | $321,950 (11.4%) | $451,463 (6.9%) | 0.94 | 824 |
| 2020-12-01 | $319,900 (12.9%) | $440,364 (4.3%) | 0.95 | 751 |
| 2021-01-01 | $324,900 (11.4%) | $453,507 (4.3%) | 0.97 | 668 |
| 2021-02-01 | $329,780 (6.4%) | $464,315 (1.2%) | 0.96 | 574 |
| 2021-03-01 | $328,975 (3.2%) | $468,324 (13.0%) | 0.93 | 544 |
| 2021-04-01 | $331,080 (4.6%) | $490,600 (17.7%) | 0.90 | 566 |
| 2021-05-01 | $344,305 (6.4%) | $518,436 (18.9%) | 0.91 | 565 |
| 2021-06-01 | $328,000 (1.0%) | $477,862 (2.2%) | 0.86 | 610 |
| 2021-07-01 | $315,000 (-3.3%) | $462,975 (1.9%) | 0.83 | 658 |
| 2021-08-01 | $317,450 (-3.5%) | $456,489 (-0.1%) | 0.85 | 708 |
| 2021-09-01 | $314,675 (-3.9%) | $457,952 (0.4%) | 0.84 | 723 |
| 2021-10-01 | $311,900 (-4.6%) | $446,520 (-2.0%) | 0.83 | 682 |
| 2021-11-01 | $317,500 (-1.4%) | $467,460 (3.5%) | 0.85 | 606 |
| 2021-12-01 | $319,500 (-0.1%) | $458,145 (4.0%) | 0.87 | 507 |
| 2022-01-01 | $329,360 (1.4%) | $490,040 (8.1%) | 0.89 | 409 |
| 2022-02-01 | $348,095 (5.6%) | $494,651 (6.5%) | 0.91 | 396 |
| 2022-03-01 | $352,500 (7.2%) | $506,204 (8.1%) | 0.88 | 439 |
| 2022-04-01 | $375,390 (13.4%) | $501,017 (2.1%) | 0.89 | 483 |
| 2022-05-01 | $388,175 (12.7%) | $504,815 (-2.6%) | 0.89 | 568 |
| 2022-06-01 | $394,700 (20.3%) | $493,676 (3.3%) | 0.88 | 688 |
| 2022-07-01 | $399,000 (26.7%) | $494,916 (6.9%) | 0.90 | 801 |
| 2022-08-01 | $383,600 (20.8%) | $490,924 (7.5%) | 0.89 | 853 |
| 2022-09-01 | $386,950 (23.0%) | $496,722 (8.5%) | 0.90 | 846 |
| 2022-10-01 | $386,900 (24.1%) | $507,050 (13.6%) | 0.91 | 901 |
| 2022-11-01 | $374,757 (18.0%) | $474,894 (1.6%) | 0.90 | 924 |
| 2022-12-01 | $369,900 (15.8%) | $461,018 (0.6%) | 0.91 | 893 |
| 2023-01-01 | $387,100 (17.5%) | $485,795 (-0.9%) | 0.96 | 769 |
| 2023-02-01 | $397,450 (14.2%) | $496,741 (0.4%) | 0.96 | 720 |
| 2023-03-01 | $399,900 (13.5%) | $504,073 (-0.4%) | 0.94 | 710 |
| 2023-04-01 | $399,900 (6.5%) | $510,750 (1.9%) | 0.93 | 698 |
LEXINGTON - FAYETTE's median listing price for 2023-04-01 was $399,900, a difference of
$24,510
(6.5%) versus the prior year and
$0 versus the prior month.
LEXINGTON - FAYETTE's median listing price comes in at 93% of the national average.
LEXINGTON - FAYETTE's average listing price for 2023-04-01 was $510,750, a difference of $9,733 (1.9%) versus the prior year and $6,677 versus the prior month.
For the 2023-04-01 period, LEXINGTON - FAYETTE had 698 MLS listings, a difference of -12 listings (-2%) versus the prior month and 215 listings (45%) versus the prior year.
LEXINGTON - FAYETTE's median listing price comes in at 93% of the national average.
LEXINGTON - FAYETTE's average listing price for 2023-04-01 was $510,750, a difference of $9,733 (1.9%) versus the prior year and $6,677 versus the prior month.
For the 2023-04-01 period, LEXINGTON - FAYETTE had 698 MLS listings, a difference of -12 listings (-2%) versus the prior month and 215 listings (45%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - LEXINGTON - FAYETTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 89 days | 2,278 sqft |
| 2018-02-01 | 91 days | 2,334 sqft |
| 2018-03-01 | 66 days | 2,376 sqft |
| 2018-04-01 | 57 days | 2,440 sqft |
| 2018-05-01 | 52 days | 2,471 sqft |
| 2018-06-01 | 51 days | 2,474 sqft |
| 2018-07-01 | 58 days | 2,414 sqft |
| 2018-08-01 | 57 days | 2,376 sqft |
| 2018-09-01 | 59 days | 2,366 sqft |
| 2018-10-01 | 66 days | 2,309 sqft |
| 2018-11-01 | 72 days | 2,258 sqft |
| 2018-12-01 | 80 days | 2,180 sqft |
| 2019-01-01 | 86 days | 2,193 sqft |
| 2019-02-01 | 87 days | 2,286 sqft |
| 2019-03-01 | 68 days | 2,315 sqft |
| 2019-04-01 | 56 days | 2,368 sqft |
| 2019-05-01 | 53 days | 2,362 sqft |
| 2019-06-01 | 53 days | 2,377 sqft |
| 2019-07-01 | 58 days | 2,366 sqft |
| 2019-08-01 | 66 days | 2,400 sqft |
| 2019-09-01 | 72 days | 2,363 sqft |
| 2019-10-01 | 66 days | 2,272 sqft |
| 2019-11-01 | 71 days | 2,238 sqft |
| 2019-12-01 | 80 days | 2,187 sqft |
| 2020-01-01 | 93 days | 2,206 sqft |
| 2020-02-01 | 92 days | 2,300 sqft |
| 2020-03-01 | 74 days | 2,308 sqft |
| 2020-04-01 | 75 days | 2,327 sqft |
| 2020-05-01 | 71 days | 2,381 sqft |
| 2020-06-01 | 68 days | 2,381 sqft |
| 2020-07-01 | 61 days | 2,366 sqft |
| 2020-08-01 | 66 days | 2,365 sqft |
| 2020-09-01 | 84 days | 2,346 sqft |
| 2020-10-01 | 85 days | 2,316 sqft |
| 2020-11-01 | 88 days | 2,233 sqft |
| 2020-12-01 | 82 days | 2,104 sqft |
| 2021-01-01 | 79 days | 2,163 sqft |
| 2021-02-01 | 79 days | 2,134 sqft |
| 2021-03-01 | 61 days | 2,149 sqft |
| 2021-04-01 | 46 days | 2,165 sqft |
| 2021-05-01 | 43 days | 2,180 sqft |
| 2021-06-01 | 49 days | 2,089 sqft |
| 2021-07-01 | 45 days | 2,000 sqft |
| 2021-08-01 | 44 days | 2,037 sqft |
| 2021-09-01 | 46 days | 2,006 sqft |
| 2021-10-01 | 51 days | 1,979 sqft |
| 2021-11-01 | 56 days | 1,995 sqft |
| 2021-12-01 | 63 days | 1,980 sqft |
| 2022-01-01 | 71 days | 2,010 sqft |
| 2022-02-01 | 59 days | 2,034 sqft |
| 2022-03-01 | 47 days | 2,085 sqft |
| 2022-04-01 | 40 days | 2,101 sqft |
| 2022-05-01 | 43 days | 2,153 sqft |
| 2022-06-01 | 39 days | 2,200 sqft |
| 2022-07-01 | 40 days | 2,214 sqft |
| 2022-08-01 | 44 days | 2,218 sqft |
| 2022-09-01 | 49 days | 2,228 sqft |
| 2022-10-01 | 54 days | 2,248 sqft |
| 2022-11-01 | 60 days | 2,199 sqft |
| 2022-12-01 | 75 days | 2,168 sqft |
| 2023-01-01 | 85 days | 2,203 sqft |
| 2023-02-01 | 83 days | 2,258 sqft |
| 2023-03-01 | 70 days | 2,278 sqft |
| 2023-04-01 | 59 days | 2,295 sqft |
LEXINGTON - FAYETTE's median listing age (time on market) for 2023-04-01 was 59 days.
This
is 48%
longer
than the same period one year ago.
LEXINGTON - FAYETTE's median square footage for active listings during the 2023-04-01 period was 2,295 sqft. One year prior, the average listing was 2,101 sqft.
LEXINGTON - FAYETTE's median square footage for active listings during the 2023-04-01 period was 2,295 sqft. One year prior, the average listing was 2,101 sqft.
LEXINGTON-FAYETTE, KY Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 40311 | Lexington-Fayette, KY | $570 | $660 | $820 | $1,140 | $1,380 |
| 40312 | Lexington-Fayette, KY | $570 | $660 | $820 | $1,140 | $1,380 |
| 40324 | Lexington-Fayette, KY | $620 | $720 | $890 | $1,230 | $1,460 |
| 40339 | Lexington-Fayette, KY | $600 | $710 | $870 | $1,200 | $1,430 |
| 40340 | Lexington-Fayette, KY | $600 | $710 | $870 | $1,200 | $1,430 |
| 40347 | Lexington-Fayette, KY | $640 | $750 | $920 | $1,270 | $1,510 |
| 40348 | Lexington-Fayette, KY | $570 | $660 | $820 | $1,140 | $1,380 |
| 40353 | Lexington-Fayette, KY | $570 | $660 | $820 | $1,140 | $1,380 |
| 40356 | Lexington-Fayette, KY | $570 | $660 | $820 | $1,140 | $1,380 |
| 40357 | Lexington-Fayette, KY | $570 | $660 | $820 | $1,140 | $1,380 |
| 40361 | Lexington-Fayette, KY | $570 | $660 | $820 | $1,140 | $1,380 |
| 40370 | Lexington-Fayette, KY | $570 | $660 | $820 | $1,140 | $1,380 |
| 40374 | Lexington-Fayette, KY | $570 | $660 | $820 | $1,140 | $1,380 |
| 40379 | Lexington-Fayette, KY | $620 | $730 | $900 | $1,240 | $1,480 |
| 40383 | Lexington-Fayette, KY | $570 | $670 | $820 | $1,140 | $1,380 |
| 40390 | Lexington-Fayette, KY | $570 | $660 | $820 | $1,140 | $1,380 |
| 40391 | Lexington-Fayette, KY | $570 | $660 | $820 | $1,140 | $1,380 |
| 40392 | Lexington-Fayette, KY | $570 | $660 | $820 | $1,140 | $1,380 |
| 40502 | Lexington-Fayette, KY | $770 | $900 | $1,110 | $1,530 | $1,820 |
| 40503 | Lexington-Fayette, KY | $730 | $850 | $1,050 | $1,450 | $1,720 |
| 40504 | Lexington-Fayette, KY | $580 | $680 | $840 | $1,160 | $1,380 |
| 40505 | Lexington-Fayette, KY | $600 | $700 | $860 | $1,180 | $1,410 |
| 40506 | Lexington-Fayette, KY | $650 | $760 | $930 | $1,280 | $1,530 |
| 40507 | Lexington-Fayette, KY | $570 | $670 | $830 | $1,140 | $1,380 |
| 40508 | Lexington-Fayette, KY | $590 | $690 | $850 | $1,170 | $1,390 |
| 40509 | Lexington-Fayette, KY | $750 | $880 | $1,080 | $1,490 | $1,770 |
| 40510 | Lexington-Fayette, KY | $640 | $760 | $930 | $1,280 | $1,530 |
| 40511 | Lexington-Fayette, KY | $600 | $700 | $860 | $1,180 | $1,410 |
| 40512 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40513 | Lexington-Fayette, KY | $830 | $980 | $1,200 | $1,650 | $1,970 |
| 40514 | Lexington-Fayette, KY | $890 | $1,050 | $1,290 | $1,780 | $2,120 |
| 40515 | Lexington-Fayette, KY | $750 | $880 | $1,080 | $1,490 | $1,770 |
| 40516 | Lexington-Fayette, KY | $690 | $810 | $1,000 | $1,380 | $1,640 |
| 40517 | Lexington-Fayette, KY | $670 | $780 | $960 | $1,320 | $1,570 |
| 40522 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40523 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40524 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40526 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40533 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40544 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40555 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40574 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40575 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40576 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40577 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40578 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40579 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40580 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40581 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40582 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40583 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40588 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40591 | Lexington-Fayette, KY | $650 | $760 | $940 | $1,290 | $1,540 |
| 40601 | Lexington-Fayette, KY | $590 | $690 | $830 | $1,140 | $1,380 |
| 41010 | Lexington-Fayette, KY | $590 | $660 | $820 | $1,140 | $1,380 |
| 41031 | Lexington-Fayette, KY | $570 | $660 | $820 | $1,140 | $1,380 |
2022 Average & Median Rent Data Statistics
LEXINGTON-FAYETTE, KY average 1BR rent: $741, median: $760
LEXINGTON-FAYETTE, KY average 2BR rent: $915, median: $935
LEXINGTON-FAYETTE, KY average 3BR rent: $1,262, median: $1,285
LEXINGTON-FAYETTE, KY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 7,214 | $2,201,590,000 | $305,183 |
| Refi | 2,528 | $816,310,000 | $322,907 |
| Cash Out Refi | 2,026 | $457,070,000 | $225,602 |
| Home Improvement | 1,874 | $186,550,000 | $99,546 |
| Other | 1,381 | $176,495,000 | $127,802 |
Lexington - Fayette's most frequently cited loan purpose was Home Purchase, with 7,214 originations. The 2nd most popular reason was Refi, with 2,528 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 3,452 | $936,180,000 | $271,199 |
| 5-6% | 3,351 | $775,495,000 | $231,422 |
| 4-5% | 3,340 | $867,970,000 | $259,871 |
| 2.5-3% | 1,612 | $305,380,000 | $189,442 |
| 6-7% | 1,364 | $276,390,000 | $202,632 |
| <2.5% | 635 | $132,705,000 | $208,984 |
| 7-8% | 444 | $62,770,000 | $141,374 |
| Over 8% | 280 | $22,360,000 | $79,857 |
During 2022, Lexington - Fayette's most frequently originated rate bucket was 3-4%, with 3,452 originations.