LEXINGTON - FAYETTE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lexington - Fayette averaged 5.27% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.64% and one month ago for the week of 2022-04-07, the average rate was 5.09%.

Lexington - Fayette's average rate one year ago was 3.32%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.4%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Lexington - Fayette 30 Year Fixed Rate 2022-05-12 5.27%
Lexington - Fayette 30 Year Fixed Rate Refi 2022-05-12 5.4%
Lexington - Fayette 15 Year Fixed Rate 2022-05-12 4.5%
Lexington - Fayette 15 Year Fixed Rate Refi 2022-05-12 4.85%
Lexington - Fayette 30 Year FHA 2022-05-12 5.41%
Lexington - Fayette 30 Year FHA Refi 2022-05-12 5.12%
Lexington - Fayette 30 Year USDA 2022-05-12 5.42%
Lexington - Fayette 30 Year USDA Refi 2022-05-12 5.37%
Lexington - Fayette 30 Year VA 2022-05-12 5.51%
Lexington - Fayette 30 Year VA Refi 2022-05-12 4.88%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within LEXINGTON-FAYETTE, KY.

LEXINGTON - FAYETTE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the LEXINGTON-FAYETTE, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Central Bank & Trust Company 787 2.87% $2,118
Guardian Savings Bank, A Federal Savings Bank 752 2.99% $934
QUICKEN LOANS, LLC 704 3.09% $4,441
STOCKTON MORTGAGE CORPORATION 562 3.15% $3,127
ARK-LA-TEX FINANCIAL SERVICES, LLC. 499 3.25% $3,300
JPMorgan Chase Bank 498 3.04% $2,144
Fifth Third Bank 320 3.18% $3,373
UNITED WHOLESALE MORTGAGE, LLC 304 2.99% $3,351
Republic Bank & Trust Company 292 3.07% $3,011
AMERICAN MORTGAGE SERVICE COMPANY 291 2.89% $3,509
Hometown Lenders, Inc. 280 3.20% $2,959
Bank of England 252 3.19% $3,208
PROVIDENT FUNDING ASSOCIATES, L.P. 226 2.87% $2,823
Community Trust Bank, Inc. 226 3.15% $2,318
Peoples Exchange Bank 163 2.88% $2,478
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 162 3.10% $2,746
LOANDEPOT.COM, LLC 150 3.15% $3,833
U.S. Bank 148 3.15% $2,827
Truist Bank 147 2.94% $2,873
Republic State Mortgage Co. 140 3.06% $2,955
COMMONWEALTH 138 2.88% $2,203
Northpointe Bank 129 3.17% $3,506
GUARANTEED RATE, INC. 121 3.08% $3,221
WesBanco Bank, Inc. 118 3.00% $3,748
Wells Fargo Bank 114 3.19% $3,171
AMERISAVE MORTGAGE CORPORATION 112 3.01% $4,488
PNC Bank 109 3.12% $3,225
BETTER MORTGAGE CORPORATION 97 2.87% $2,694
Traditional Bank, Inc. 94 3.60% $1,900
Flagstar Bank, FSB 92 3.09% $3,293
Kentucky Bank 91 3.19% $2,635
Prosperity Home Mortgage, LLC 84 3.16% $2,865
Mr. Cooper ( Nationstar Mortgage ) 80 3.32% $5,349
PRIMELENDING, A PLAINSCAPITAL COMPANY 68 3.19% $3,470
Old National Bank 66 2.98% $3,478
BROKER SOLUTIONS, INC. 64 3.13% $4,503
MEMBERS HERITAGE Credit Union 63 3.18% $3,483
Stock Yards Bank & Trust Company 61 3.15% $2,444
CRESCENT MORTGAGE COMPANY 57 3.15% $3,039
NEWREZ LLC 49 3.18% $3,753
EVANSVILLE TEACHERS 48 3.11% $2,719
SOUTH CENTRAL BANK, INC. 48 2.80% $2,668
KELLER MORTGAGE, LLC 45 3.23% $2,468
Bank of America 45 2.87% $3,343
GENEVA FINANCIAL, LLC 45 3.31% $3,219
HOME POINT FINANCIAL CORPORATION 44 2.96% $3,537
MOVEMENT MORTGAGE, LLC 44 3.16% $4,076
PENNYMAC LOAN SERVICES, LLC 43 3.24% $4,746
The Huntington National Bank 42 3.02% $3,878
ENVOY MORTGAGE, LTD 42 3.13% $4,384
CROSSCOUNTRY MORTGAGE, LLC 41 3.19% $3,329
FREEDOM MORTGAGE CORPORATION 40 3.23% $2,307
FINANCE OF AMERICA MORTGAGE LLC 40 3.29% $4,145
Sierra Pacific Mortgage Company, Inc. 39 3.39% $3,906
FIRST COMMUNITY MORTGAGE, INC. 39 2.96% $2,606
Citizens Bank 36 3.06% $2,981
HAMILTON HOME LOANS, INC. 36 3.22% $4,112
CALIBER HOME LOANS, INC. 35 3.17% $3,085
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 32 3.18% $4,195
PARK COMMUNITY CREDIT UNION, INC. 32 3.48% $2,229
City National Bank of West Virginia 30 3.34% $1,501
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 29 3.23% $3,818
Farm Credit Mid-America, ACA 28 3.47% $8,291
UNION HOME MORTGAGE CORP. 27 3.03% $3,795
Forcht Bank 25 3.26% $2,028
HOMESIDE FINANCIAL, LLC 24 3.19% $3,862
MUTUAL OF OMAHA MORTGAGE, INC. 24 3.32% $3,474
GUARANTY HOME MORTGAGE CORPORATION 23 2.97% $2,567
Commonwealth Bank and Trust Company 22 3.18% $2,877
Union Savings Bank 19 3.05% $1,058
Ally Bank 19 2.84% $4,269
AMERIFIRST FINANCIAL CORPORATION 18 3.24% $4,089
Renasant Bank 17 3.04% $2,867
First Savings Bank 17 2.99% $4,217
AMERICAN FINANCIAL NETWORK, INC. 17 3.22% $7,019
MORTGAGE INVESTORS GROUP, INC. 17 3.15% $2,622
InterContinental Capital Group, Inc 16 3.23% $4,392
CHURCHILL MORTGAGE CORPORATION 16 3.32% $3,615
Wyndham Capital Mortgage, Inc. 15 3.06% $1,779
Carrington Mortgage Services, LLC 14 3.96% $5,696
UNIVERSITY OF KENTUCKY 13 2.71% $0
FBC MORTGAGE, LLC 13 3.13% $4,119
UNIFY FINANCIAL Credit Union 13 3.28% $1,212
The Citizens National Bank of Somerset 13 3.25% $2,550
RUOFF MORTGAGE COMPANY, INC. 13 3.00% $3,006
SWBC MORTGAGE CORPORATION 12 3.26% $2,847
AMERICAN FINANCING CORPORATION 12 3.07% $3,800
Western Ohio Mortgage Corporation 11 2.90% $3,058
NAVY FEDERAL CREDIT UNION 11 3.69% $4,307
Nations Lending Corporation 11 3.28% $6,305
The Monticello Banking Company 11 3.08% $2,234
FirstBank 10 2.75% $2,089
ZILLOW HOME LOANS, LLC 10 3.23% $3,624
AgFirst Farm Credit Bank 9 3.14% $3,638
First Financial Bank 9 3.04% $3,209
Paramount Residential Mortgage Group, Inc. 9 3.25% $4,189
First National Bank of America 9 7.16% $8,277
MID AMERICA MORTGAGE, INC. 9 3.39% $3,511
Peoples Bank 9 3.10% $2,960
GoPrime Mortgage, Inc. 8 3.18% $5,289
UIF CORPORATION 8 3.17% $3,364
German American Bank 8 2.97% $2,568
ROYAL UNITED MORTGAGE LLC 8 3.52% $5,584
PLAZA HOME MORTGAGE, INC. 7 3.04% $3,605
First Option Mortgage, LLC 7 3.36% $3,761
BAY EQUITY LLC 7 3.10% $3,285
THE MORTGAGE WAREHOUSE,LLC 7 2.79% $2,653
Third Federal Savings and Loan Association of Cleveland 7 2.88% $1,734
TOP FLITE FINANCIAL, INC. 7 3.57% $6,150
MORTGAGE SUPPLIERS, INC. 7 3.23% $5,056
Mortgage Research Center, LLC 7 2.75% $3,142
PHH Mortgage Corporation 7 3.20% $6,300
DAS Acquisition Company, LLC 7 3.43% $3,017
PENTAGON FEDERAL CREDIT UNION 7 2.80% $1,877
Raymond James Bank 7 2.96% $3,369
Independence Bank of Kentucky 7 2.96% $2,923
SOFI LENDING CORP. 7 2.98% $3,307
The Federal Savings Bank 6 3.00% $6,774
First Guaranty Mortgage Corporation 6 3.02% $4,956
LAKEVIEW LOAN SERVICING, LLC 6 3.38% $3,387
Regions Bank 6 3.35% $3,109
RELIANCE FIRST CAPITAL, LLC 6 3.50% $6,374
USAA Federal Savings Bank 6 3.15% $3,505
Citizens Union Bank of Shelbyville 6 2.96% $2,459
TCF National Bank 6 3.06% $3,900
Triumph Bank 6 2.81% $2,566
North American Savings Bank, F.S.B. 5 2.83% $1,489
TRANSCEND 5 3.23% $1,690
Century Mortgage Company DBA Century Lending Company 5 3.23% $3,947
ANGEL OAK MORTGAGE SOLUTIONS LLC 5 4.70% $7,483
Ameris Bank 5 3.12% $3,023
First Home Bank 5 3.45% $3,620
NBKC BANK 5 3.18% $1,815
Manufacturers and Traders Trust Company 5 3.25% $4,623
AmeriHome Mortgage Company, LLC 5 3.22% $4,087
CapStar Bank 5 3.07% $3,112
Cincinnati Federal 4 3.03% $2,719
AMERICAN INTERNET MORTGAGE, INC. 4 2.78% $2,198
Summit Community Bank, Inc. 4 3.13% $3,619
Strong Home Mortgage, LLC 4 2.94% $1,100
HALLMARK HOME MORTGAGE, LLC 4 3.31% $4,187
HANCOCK MORTGAGE PARTNERS, LLC 4 3.53% $3,902
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 3.46% $3,620
SOVEREIGN LENDING GROUP INCORPORATED 4 3.22% $7,373
Charles Schwab Bank, SSB 4 2.66% $1,892
BEST CAPITAL FUNDING 4 2.72% $2,735
Austin Capital Bank SSB 4 3.09% $4,151
Magnolia Bank 4 2.97% $3,260
Arvest Bank 4 3.31% $3,225
Morgan Stanley Private Bank 4 3.09% $3,146
L & N Federal Credit Union 3 3.29% $2,104
ASHLAND Credit Union 3 3.33% $3,166
First Internet Bank of Indiana 3 2.71% $4,552
BNC National Bank 3 2.79% $2,982
NATIONWIDE MORTGAGE BANKERS, INC. 3 3.75% $4,186
CANOPY MORTGAGE, LLC 3 2.91% $2,315
HOMESPIRE MORTGAGE CORPORATION 3 3.33% $3,406
City National Bank 3 2.91% $4,622
STEARNS LENDING, LLC 3 3.71% $2,586
CMG MORTGAGE, INC. 3 3.46% $3,778
PREMIA MORTGAGE, LLC 3 2.75% $3,598
DESCO 3 3.13% $2,085
DIGITAL Federal Credit Union 3 2.79% $4,934
Goldwater Bank, N.A. 3 3.08% $2,644
SUCCESS MORTGAGE PARTNERS, INC. 3 3.62% $3,194
EQUITY RESOURCES, INC. 3 2.83% $2,729
Toyota Financial Savings Bank 3 2.71% $2,911
Barrington Bank & Trust Company, N.A. 3 3.21% $2,996
The Central Trust Bank 3 3.04% $2,158
LENDERFI, INC. 3 3.08% $3,329
KeyBank 3 2.71% $3,091
NATIONS RELIABLE LENDING, LLC 2 2.81% $3,432
Abound Federal Credit Union 2 3.31% $1,964
ALLIANT CREDIT UNION 2 3.25% $3,612
ARC HOME LLC 2 4.95% $4,781
Citibank 2 3.00% $4,517
Colonial Savings, F.A. 2 3.81% $4,957
Commercial Bank 2 4.00% $2,959
EMBRACE HOME LOANS, INC. 2 3.00% $5,881
First Commonwealth Bank 2 3.19% $2,324
First Federal Bank 2 3.38% $7,686
First Horizon Bank 2 2.58% $2,917
Gateway First Bank 2 3.31% $608
Grand Bank for Savings, FSB 2 7.31% $3,415
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 2.81% $3,648
INTERLINC MORTGAGE SERVICES, LLC 2 3.55% $3,822
Lakeview Community Capital, LLC 2 3.50% $2,553
MORTGAGE ACCESS CORP. 2 3.12% $2,527
NOVA FINANCIAL & INVESTMENT CORPORATION 2 3.12% $4,312
POLARIS HOME FUNDING CORP. 2 3.06% $3,298
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 3.49% $3,384
SIRVA MORTGAGE, INC. 2 2.88% $2,849
SOUTHWEST FUNDING, LP 2 3.63% $7,089
SUN WEST MORTGAGE COMPANY, INC. 2 3.00% $3,900
The Paducah Bank and Trust Company 2 3.00% $3,167
THRIVE MORTGAGE, LLC 2 3.44% $2,671
TIAA, FSB 2 3.19% $3,969
TJC Mortgage, Inc. 2 3.06% $3,917
UBS Bank USA 2 3.56% $4,206
VANDERBILT MORTGAGE AND FINANCE, INC. 2 3.25% $4,136
Midwest Community Bank 1 3.00% $4,225
RAPID MORTGAGE COMPANY 1 3.50% $3,464
MICHIGAN MUTUAL, INC. 1 2.88% $3,954
RBC Bank, (Georgia) 1 3.25% $2,244
Merchants Bank of Indiana 1 2.88% $3,358
Level One Bank 1 3.00% $3,422
LEADERONE FINANCIAL CORPORATION 1 3.13% $2,879
LCNB National Bank 1 3.00% $3,317
LAND HOME FINANCIAL SERVICES, INC. 1 3.13% $2,553
RESIDENTIAL BANCORP. 1 2.99% $2,213
RiverHills Bank 1 3.50% $2,778
ITHINK FINANCIAL Credit Union 1 2.38% $10,238
INTERCAP LENDING INC. 1 2.99% $3,737
SERVICE ONE 1 3.00% $2,396
INLAND BANK & TRUST 1 3.50% $4,281
ACADEMY MORTGAGE CORPORATION 1 3.88% $4,434
Independent Bank 1 2.50% $2,122
Somerville Bank 1 2.88% $2,630
SOUTH CAROLINA FEDERAL CREDIT UNION 1 3.00% $14,751
IMPAC MORTGAGE CORP. 1 2.99% $0
SOUTHPOINT FINANCIAL SERVICES, INC. 1 3.00% $8,320
VICTORY MORTGAGE, L.L.C. 1 2.88% $2,741
Hometown Equity Mortgage, LLC 1 3.25% $7,620
Heartland Bank 1 3.63% $976
GUIDANCE RESIDENTIAL, LLC 1 3.13% $5,850
Great Southern Bank 1 2.88% $3,766
Goldman Sachs Bank USA 1 2.95% $3,046
George Mason Mortgage, LLC 1 3.25% $2,791
First United Bank and Trust Company 1 2.88% $4,531
Sunflower Bank 1 2.88% $2,135
VILLAGE CAPITAL & INVESTMENT LLC 1 3.63% $9,770
First Southern National Bank 1 3.75% $2,715
First National Bank 1 2.75% $5,055
First Midwest Bank 1 3.00% $3,293
First Financial Bank 1 2.75% $2,816
The Farmers Bank 1 2.75% $3,074
The Farmers & Merchants State Bank 1 3.50% $2,365
First Federal Savings and Loan Association of Lakewood 1 3.24% $4,199
The First National Bank of Middle Tennessee 1 3.13% $3,284
First Federal Bank, A FSB 1 2.38% $6,659
First Citizens National Bank 1 2.50% $1,876
Farmers & Stockmens Bank 1 2.88% $1,470
Bank of Whittier 1 2.80% $2,581
The Park National Bank 1 3.25% $3,713
The State Bank 1 3.63% $2,801
The Union Bank Company 1 2.75% $4,683
Evolve Bank & Trust 1 2.88% $6,449
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 3.38% $2,508
ASSEMBLIES OF GOD Credit Union 1 2.75% $2,934
Wilmington Savings Fund Society, FSB 1 3.25% $2,097
EVERETT FINANCIAL, INC. 1 3.88% $2,259
TOWER 1 2.88% $10,813
TOWNE MORTGAGE COMPANY 1 3.38% $4,133
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 3.00% $3,684
EMM LOANS LLC 1 3.50% $6,821
Elements Financial Federal Credit Union 1 3.00% $2,870
DRAPER AND KRAMER MORTGAGE CORP. 1 2.75% $2,498
Countybank 1 3.00% $2,664
ACOPIA, LLC 1 3.50% $2,779
Commerce Bank 1 3.38% $4,544
Colten Mortgage, LLC 1 3.13% $2,806
Civista Bank 1 2.99% $2,977
Citadel Servicing Corporation 1 3.75% $32,606
United Bank 1 3.50% $5,191
CELEBRITY HOME LOANS, LLC 1 3.00% $10,022
Bryant Bank 1 2.75% $3,937
Paramount Bank 1 3.13% $3,619
PIKE CREEK MORTGAGE SERVICES, INC. 1 3.63% $2,858
NEXTIER BANK, NATIONAL ASSOCIATION 1 3.63% $2,815
1ST SIGNATURE LENDING, LLC 1 3.25% $6,452
Beeline Loans, Inc. 1 3.25% $1,411
NATIONS DIRECT MORTGAGE, LLC 1 3.50% $6,006
BAYSHORE MORTGAGE FUNDING, LLC 1 3.38% $2,782
Mortgage Assurance Inc. 1 2.50% $3,014
Progress Bank and Trust 1 3.00% $2,414
MORIA DEVELOPMENT, INC. 1 3.38% $3,579
MLD MORTGAGE INC. 1 3.38% $2,478

LEXINGTON-FAYETTE, KY's 277 lenders originated 25,321 loans during 2021. The total origination value was $5,880,095,000, with an average loan value of $232,222.

The top LEXINGTON - FAYETTE lender as defined by loan originations is Central Bank & Trust Company, with 787 loans originated. Their average total fees are $2,118, which is $1,184 higher than the next largest lender, Guardian Savings Bank, A Federal Savings Bank.

The lowest fee LEXINGTON - FAYETTE lenders (with over 10 loans originated) are UNIVERSITY OF KENTUCKY ($0), Guardian Savings Bank, A Federal Savings Bank ($934), Union Savings Bank ($1,058), UNIFY FINANCIAL Credit Union ($1,212) and City National Bank of West Virginia ($1,501).

The lowest rate LEXINGTON - FAYETTE lenders (with over 10 loans originated) are UNIVERSITY OF KENTUCKY (2.71%), FirstBank (2.75%), SOUTH CENTRAL BANK, INC. (2.80%), Ally Bank (2.84%) and PROVIDENT FUNDING ASSOCIATES, L.P. (2.87%).

LEXINGTON-FAYETTE, KY Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Central Bank & Trust Company $351,320,000 $401,940,000 14.4% 6.8%
JPMorgan Chase Bank $140,385,000 $349,655,000 149.1% 5.9%
QUICKEN LOANS, LLC $291,480,000 $316,300,000 8.5% 5.4%
Guardian Savings Bank, A Federal Savings Bank $277,450,000 $305,845,000 10.2% 5.2%
UNIVERSITY OF KENTUCKY $166,600,000 $202,800,000 21.7% 3.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $252,270,000 $194,945,000 -22.7% 3.3%
STOCKTON MORTGAGE CORPORATION $177,690,000 $185,165,000 4.2% 3.1%
Fifth Third Bank $141,225,000 $175,645,000 24.4% 3.0%
Community Trust Bank, Inc. $153,430,000 $163,890,000 6.8% 2.8%
UNITED WHOLESALE MORTGAGE, LLC $85,555,000 $139,285,000 62.8% 2.4%
AMERICAN MORTGAGE SERVICE COMPANY $115,610,000 $117,310,000 1.5% 2.0%
Republic Bank & Trust Company $122,490,000 $115,630,000 -5.6% 2.0%
Peoples Exchange Bank $113,715,000 $100,980,000 -11.2% 1.7%
Traditional Bank, Inc. $94,795,000 $99,320,000 4.8% 1.7%
FREEDOM MORTGAGE CORPORATION $98,990,000 $98,250,000 -0.7% 1.7%
Hometown Lenders, Inc. $98,765,000 $89,970,000 -8.9% 1.5%
Bank of England $89,475,000 $88,830,000 -0.7% 1.5%
U.S. Bank $66,510,000 $81,540,000 22.6% 1.4%
WesBanco Bank, Inc. $69,835,000 $72,460,000 3.8% 1.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $91,410,000 $71,595,000 -21.7% 1.2%
Wells Fargo Bank $45,125,000 $70,545,000 56.3% 1.2%
COMMONWEALTH $66,555,000 $69,825,000 4.9% 1.2%
PNC Bank $108,025,000 $68,205,000 -36.9% 1.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $75,440,000 $67,910,000 -10.0% 1.2%
Truist Bank $118,990,000 $61,740,000 -48.1% 1.0%
LOANDEPOT.COM, LLC $41,155,000 $61,130,000 48.5% 1.0%
Old National Bank $57,495,000 $53,645,000 -6.7% 0.9%
Kentucky Bank $113,385,000 $51,275,000 -54.8% 0.9%
Bank of Lexington, Inc. $23,265,000 $50,545,000 117.3% 0.9%
Republic State Mortgage Co. $54,575,000 $48,310,000 -11.5% 0.8%
Northpointe Bank $46,680,000 $48,250,000 3.4% 0.8%
BETTER MORTGAGE CORPORATION $16,475,000 $48,105,000 192.0% 0.8%
Stock Yards Bank & Trust Company $4,520,000 $47,380,000 948.2% 0.8%
The Farmers Bank $43,400,000 $46,655,000 7.5% 0.8%
AMERISAVE MORTGAGE CORPORATION $33,970,000 $43,345,000 27.6% 0.7%
Mortgage Research Center, LLC $32,310,000 $42,280,000 30.9% 0.7%
New York Community Bank $41,255,000 n/a 0.7%
GUARANTEED RATE, INC. $2,885,000 $40,980,000 1,320.5% 0.7%
PENNYMAC LOAN SERVICES, LLC $18,280,000 $37,400,000 104.6% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $38,225,000 $37,155,000 -2.8% 0.6%
CBRE MULTIFAMILY CAPITAL, INC. $31,005,000 n/a 0.5%
Prosperity Home Mortgage, LLC $34,630,000 $29,945,000 -13.5% 0.5%
MEMBERS HERITAGE Credit Union $14,130,000 $28,425,000 101.2% 0.5%
City National Bank of West Virginia $53,190,000 $28,130,000 -47.1% 0.5%
Flagstar Bank, FSB $35,015,000 $27,440,000 -21.6% 0.5%
SOUTH CENTRAL BANK, INC. $34,015,000 $27,000,000 -20.6% 0.5%
Bank of America $21,310,000 $26,690,000 25.2% 0.5%
The Citizens National Bank of Somerset $13,560,000 $26,415,000 94.8% 0.4%
FIRST COMMUNITY MORTGAGE, INC. $15,675,000 $25,705,000 64.0% 0.4%
CALIBER HOME LOANS, INC. $20,815,000 $25,600,000 23.0% 0.4%
BROKER SOLUTIONS, INC. $10,105,000 $25,580,000 153.1% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $19,095,000 $25,575,000 33.9% 0.4%
Citizens Commerce Bank $23,850,000 $25,570,000 7.2% 0.4%
The Huntington National Bank $19,720,000 $25,460,000 29.1% 0.4%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $57,345,000 $24,380,000 -57.5% 0.4%
Cumberland Valley National Bank & Trust Company $17,615,000 $23,810,000 35.2% 0.4%
EVANSVILLE TEACHERS $25,795,000 $23,040,000 -10.7% 0.4%
NEWREZ LLC $12,760,000 $22,410,000 75.6% 0.4%
HOME POINT FINANCIAL CORPORATION $18,060,000 $21,545,000 19.3% 0.4%
ORIX REAL ESTATE CAPITAL, LLC $34,745,000 $21,370,000 -38.5% 0.4%
Arbor Realty Trust, Inc. $1,265,000 $20,585,000 1,527.3% 0.4%
READYCAP COMMERCIAL, LLC $20,170,000 n/a 0.3%
LAKEVIEW LOAN SERVICING, LLC $15,355,000 $19,660,000 28.0% 0.3%
MOVEMENT MORTGAGE, LLC $16,020,000 $19,640,000 22.6% 0.3%
Sierra Pacific Mortgage Company, Inc. $4,610,000 $18,975,000 311.6% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $13,840,000 $18,805,000 35.9% 0.3%
Forcht Bank $34,570,000 $18,755,000 -45.7% 0.3%
CRESCENT MORTGAGE COMPANY $17,840,000 $18,635,000 4.5% 0.3%
GENEVA FINANCIAL, LLC $135,000 $17,610,000 12,944.4% 0.3%
JONES LANG LASALLE MULTIFAMILY, LLC $16,270,000 n/a 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $500,000 $15,885,000 3,077.0% 0.3%
First Merchants Bank $675,000 $15,755,000 2,234.1% 0.3%
Citizens Bank $11,030,000 $15,285,000 38.6% 0.3%
FIELD & MAIN BANK, INC. $21,970,000 $15,155,000 -31.0% 0.3%
HAMILTON HOME LOANS, INC. $15,155,000 n/a 0.3%
Farm Credit Mid-America, ACA $17,325,000 $14,895,000 -14.0% 0.3%
ENVOY MORTGAGE, LTD $3,665,000 $14,155,000 286.2% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $13,435,000 $13,980,000 4.1% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $9,410,000 $13,870,000 47.4% 0.2%
NAVY FEDERAL CREDIT UNION $10,935,000 $13,305,000 21.7% 0.2%
PARK COMMUNITY CREDIT UNION, INC. $16,170,000 $12,705,000 -21.4% 0.2%
USAA Federal Savings Bank $18,805,000 $12,280,000 -34.7% 0.2%
Carrington Mortgage Services, LLC $13,020,000 $12,120,000 -6.9% 0.2%
KELLER MORTGAGE, LLC $7,355,000 $11,895,000 61.7% 0.2%
German American Bank $5,900,000 $11,255,000 90.8% 0.2%
MORTGAGE INVESTORS GROUP, INC. $23,185,000 $11,205,000 -51.7% 0.2%
NEW DAY FINANCIAL, LLC $10,730,000 $10,855,000 1.2% 0.2%
UNION HOME MORTGAGE CORP. $13,690,000 $10,040,000 -26.7% 0.2%
Ally Bank $4,010,000 $9,860,000 145.9% 0.2%
Independence Bank of Kentucky $6,715,000 $9,160,000 36.4% 0.2%
First Southern National Bank $3,385,000 $8,815,000 160.4% 0.1%
Capital One $8,580,000 n/a 0.1%
Commonwealth Bank and Trust Company $16,180,000 $8,545,000 -47.2% 0.1%
SWBC MORTGAGE CORPORATION $8,580,000 $8,280,000 -3.5% 0.1%
Renasant Bank $5,910,000 $7,905,000 33.8% 0.1%
Pinnacle Bank $655,000 $7,845,000 1,097.7% 0.1%
AMERIFIRST FINANCIAL CORPORATION $8,510,000 $7,475,000 -12.2% 0.1%
Union Savings Bank $18,815,000 $7,410,000 -60.6% 0.1%
Limestone Bank, Inc. $1,740,000 $7,370,000 323.6% 0.1%
Raymond James Bank $4,805,000 $7,190,000 49.6% 0.1%
MORTGAGE SUPPLIERS, INC. $7,630,000 $7,170,000 -6.0% 0.1%
Summit Community Bank, Inc. $6,895,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $7,770,000 $6,890,000 -11.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $7,560,000 $6,755,000 -10.6% 0.1%
First State Bank of the Southeast, Inc. $6,530,000 $6,725,000 3.0% 0.1%
HOMESIDE FINANCIAL, LLC $3,270,000 $6,700,000 104.9% 0.1%
UNIFY FINANCIAL Credit Union $6,520,000 $6,675,000 2.4% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $8,455,000 $6,605,000 -21.9% 0.1%
The Monticello Banking Company $12,780,000 $6,555,000 -48.7% 0.1%
PLAZA HOME MORTGAGE, INC. $11,880,000 $6,255,000 -47.3% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $4,980,000 $6,230,000 25.1% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,545,000 $6,085,000 139.1% 0.1%
FBC MORTGAGE, LLC $1,635,000 $5,750,000 251.7% 0.1%
First Savings Bank $6,750,000 $5,690,000 -15.7% 0.1%
CHURCHILL MORTGAGE CORPORATION $7,705,000 $5,600,000 -27.3% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $11,810,000 $5,580,000 -52.8% 0.1%
The Federal Savings Bank $4,365,000 $5,505,000 26.1% 0.1%
InterContinental Capital Group, Inc $785,000 $5,305,000 575.8% 0.1%
AgFirst Farm Credit Bank $4,045,000 $5,290,000 30.8% 0.1%
Whitaker Bank $9,190,000 $5,285,000 -42.5% 0.1%
AmeriHome Mortgage Company, LLC $2,755,000 $4,970,000 80.4% 0.1%
First Guaranty Mortgage Corporation $1,275,000 $4,970,000 289.8% 0.1%
North American Savings Bank, F.S.B. $4,100,000 $4,750,000 15.9% 0.1%
RUOFF MORTGAGE COMPANY, INC. $4,485,000 $4,625,000 3.1% 0.1%
Peoples Bank $125,000 $4,590,000 3,572.0% 0.1%
Paramount Residential Mortgage Group, Inc. $1,925,000 $4,460,000 131.7% 0.1%
TCF National Bank $1,765,000 $4,460,000 152.7% 0.1%
TRANSCEND $2,740,000 $4,170,000 52.2% 0.1%
NBKC BANK $2,650,000 $4,050,000 52.8% 0.1%
THE MORTGAGE WAREHOUSE,LLC $7,930,000 $4,035,000 -49.1% 0.1%
Nations Lending Corporation $3,080,000 $4,020,000 30.5% 0.1%
Western Ohio Mortgage Corporation $18,425,000 $3,975,000 -78.4% 0.1%
Triumph Bank $940,000 $3,865,000 311.2% 0.1%
AMERICAN FINANCING CORPORATION $2,610,000 $3,845,000 47.3% 0.1%
ASHLAND Credit Union $1,125,000 $3,790,000 236.9% 0.1%
FirstBank $4,090,000 $3,765,000 -7.9% 0.1%
Magnolia Bank $10,900,000 $3,740,000 -65.7% 0.1%
PHH Mortgage Corporation $1,645,000 $3,690,000 124.3% 0.1%
Century Mortgage Company DBA Century Lending Company $3,665,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $5,080,000 $3,615,000 -28.8% 0.1%
MID AMERICA MORTGAGE, INC. $800,000 $3,550,000 343.8% 0.1%
Lakeview Community Capital, LLC $1,625,000 $3,545,000 118.2% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $6,745,000 $3,535,000 -47.6% 0.1%
WALKER & DUNLOP, LLC $21,370,000 $3,445,000 -83.9% 0.1%
Third Federal Savings and Loan Association of Cleveland $1,330,000 $3,375,000 153.8% 0.1%
Morgan Stanley Private Bank $2,995,000 $3,010,000 0.5% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,160,000 $3,000,000 158.6% 0.1%
ZILLOW HOME LOANS, LLC $1,470,000 $2,990,000 103.4% 0.1%
Merchants Bank of Indiana $2,975,000 n/a 0.1%
Citizens Bank of Kentucky, Inc. $5,505,000 $2,960,000 -46.2% 0.1%
TOP FLITE FINANCIAL, INC. $760,000 $2,955,000 288.8% 0.1%
GoPrime Mortgage, Inc. $3,185,000 $2,915,000 -8.5% 0.0%
BNC National Bank $3,460,000 $2,900,000 -16.2% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,800,000 $2,855,000 58.6% 0.0%
SOFI LENDING CORP. $2,865,000 $2,830,000 -1.2% 0.0%
DAS Acquisition Company, LLC $2,590,000 $2,805,000 8.3% 0.0%
UIF CORPORATION $1,155,000 $2,795,000 142.0% 0.0%
Wilson & Muir Bank & Trust Company $4,635,000 $2,750,000 -40.7% 0.0%
PLANET HOME LENDING, LLC $2,205,000 $2,620,000 18.8% 0.0%
CMG MORTGAGE, INC. $4,430,000 $2,615,000 -41.0% 0.0%
Citizens Union Bank of Shelbyville $4,025,000 $2,580,000 -35.9% 0.0%
Barrington Bank & Trust Company, N.A. $2,140,000 $2,470,000 15.4% 0.0%
First Financial Bank $85,000 $2,450,000 2,782.4% 0.0%
First Midwest Bank $2,425,000 n/a 0.0%
Ameris Bank $560,000 $2,405,000 329.5% 0.0%
First Option Mortgage, LLC $135,000 $2,330,000 1,625.9% 0.0%
Regions Bank $5,695,000 $2,330,000 -59.1% 0.0%
BAY EQUITY LLC $40,445,000 $2,210,000 -94.5% 0.0%
Charles Schwab Bank, SSB $2,325,000 $2,210,000 -4.9% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,555,000 $2,150,000 -15.9% 0.0%
City National Bank $2,105,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,090,000 n/a 0.0%
Citibank $1,610,000 $2,055,000 27.6% 0.0%
HALLMARK HOME MORTGAGE, LLC $3,305,000 $2,040,000 -38.3% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $890,000 $1,940,000 118.0% 0.0%
Arvest Bank $1,230,000 $1,925,000 56.5% 0.0%
POLARIS HOME FUNDING CORP. $1,635,000 $1,920,000 17.4% 0.0%
EVERETT FINANCIAL, INC. $23,450,000 $1,860,000 -92.1% 0.0%
First National Bank of America $2,210,000 $1,855,000 -16.1% 0.0%
KEMBA CREDIT UNION, INC. $95,000 $1,815,000 1,810.5% 0.0%
ROYAL UNITED MORTGAGE LLC $2,095,000 $1,780,000 -15.0% 0.0%
LENDINGONE, LLC $1,765,000 n/a 0.0%
Manufacturers and Traders Trust Company $760,000 $1,720,000 126.3% 0.0%
United Cumberland Bank $125,000 $1,675,000 1,240.0% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $2,960,000 $1,660,000 -43.9% 0.0%
Strong Home Mortgage, LLC $675,000 $1,640,000 143.0% 0.0%
Hometown Equity Mortgage, LLC $215,000 $1,630,000 658.1% 0.0%
Cincinnati Federal $745,000 $1,615,000 116.8% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,735,000 $1,505,000 -13.3% 0.0%
First Federal Bank of the Midwest $905,000 $1,475,000 63.0% 0.0%
AMERICAN ADVISORS GROUP $1,765,000 $1,450,000 -17.8% 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $255,000 $1,445,000 466.7% 0.0%
CapStar Bank $1,285,000 $1,355,000 5.4% 0.0%
SOUTHWEST FUNDING, LP $565,000 $1,350,000 138.9% 0.0%
Toyota Financial Savings Bank $420,000 $1,350,000 221.4% 0.0%
TIAA, FSB $1,830,000 $1,345,000 -26.5% 0.0%
Citadel Servicing Corporation $1,310,000 n/a 0.0%
First Home Bank $725,000 $1,295,000 78.6% 0.0%
THRIVE MORTGAGE, LLC $1,110,000 $1,270,000 14.4% 0.0%
BEST CAPITAL FUNDING $185,000 $1,255,000 578.4% 0.0%
CLEARPATH LENDING $1,115,000 $1,185,000 6.3% 0.0%
RiverHills Bank $2,105,000 $1,170,000 -44.4% 0.0%
United Bank $1,155,000 $1,150,000 -0.4% 0.0%
GUIDANCE RESIDENTIAL, LLC $345,000 $1,145,000 231.9% 0.0%
Discover Bank $505,000 $1,135,000 124.8% 0.0%
The Central Trust Bank $490,000 $1,135,000 131.6% 0.0%
First Federal Bank $1,085,000 $1,125,000 3.7% 0.0%
Stifel Bank and Trust $420,000 $1,120,000 166.7% 0.0%
PREMIA MORTGAGE, LLC $325,000 $1,115,000 243.1% 0.0%
KS StateBank $1,820,000 $1,100,000 -39.6% 0.0%
KeyBank $1,445,000 $1,085,000 -24.9% 0.0%
Low VA Rates, LLC $1,565,000 $1,075,000 -31.3% 0.0%
Farmers and Miners Bank $1,015,000 n/a 0.0%
Kentucky Farmers Bank Corporation $240,000 $1,010,000 320.8% 0.0%
DIGITAL Federal Credit Union $165,000 $1,005,000 509.1% 0.0%
STEARNS LENDING, LLC $1,270,000 $990,000 -22.0% 0.0%
NATIONS RELIABLE LENDING, LLC $325,000 $980,000 201.5% 0.0%
Abound Federal Credit Union $3,245,000 $945,000 -70.9% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $1,545,000 $945,000 -38.8% 0.0%
Colonial Savings, F.A. $1,495,000 $910,000 -39.1% 0.0%
HOMESTEAD FUNDING CORP. $1,935,000 $895,000 -53.7% 0.0%
CELEBRITY HOME LOANS, LLC $880,000 n/a 0.0%
MYCUMORTGAGE, LLC $2,045,000 $865,000 -57.7% 0.0%
First Internet Bank of Indiana $970,000 $855,000 -11.9% 0.0%
SOUTH CAROLINA FEDERAL CREDIT UNION $850,000 n/a 0.0%
L & N Federal Credit Union $2,500,000 $845,000 -66.2% 0.0%
Goldwater Bank, N.A. $1,520,000 $835,000 -45.1% 0.0%
TJC Mortgage, Inc. $830,000 n/a 0.0%
Bank of the West $825,000 n/a 0.0%
UBS Bank USA $2,665,000 $820,000 -69.2% 0.0%
The Union Bank Company $810,000 n/a 0.0%
First Grayson Bancorp Inc. $355,000 $795,000 123.9% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $780,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $315,000 $775,000 146.0% 0.0%
First Federal Savings and Loan Association of Lakewood $685,000 $765,000 11.7% 0.0%
Goldman Sachs Bank USA $755,000 n/a 0.0%
DESCO $1,610,000 $750,000 -53.4% 0.0%
EQUITY RESOURCES, INC. $415,000 $750,000 80.7% 0.0%
Commerce Bank $745,000 n/a 0.0%
Austin Capital Bank SSB $375,000 $730,000 94.7% 0.0%
First Horizon Bank $730,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $295,000 $730,000 147.5% 0.0%
ROSS MORTGAGE CORPORATION $95,000 $725,000 663.2% 0.0%
1ST SIGNATURE LENDING, LLC $305,000 $715,000 134.4% 0.0%
SIRVA MORTGAGE, INC. $215,000 $710,000 230.2% 0.0%
ALLIANT CREDIT UNION $350,000 $695,000 98.6% 0.0%
IMPAC MORTGAGE CORP. $670,000 $690,000 3.0% 0.0%
CANOPY MORTGAGE, LLC $685,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $685,000 n/a 0.0%
The Paducah Bank and Trust Company $880,000 $675,000 -23.3% 0.0%
ALTRA $2,195,000 $660,000 -69.9% 0.0%
NP, Inc. $810,000 $655,000 -19.1% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $650,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $1,610,000 $650,000 -59.6% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $645,000 n/a 0.0%
ARC HOME LLC $1,555,000 $630,000 -59.5% 0.0%
Beeline Loans, Inc. $630,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $705,000 $605,000 -14.2% 0.0%
First Federal Bank, A FSB $600,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $565,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,170,000 $565,000 -74.0% 0.0%
DELMAR FINANCIAL COMPANY $545,000 n/a 0.0%
Evolve Bank & Trust $545,000 n/a 0.0%
Great Southern Bank $545,000 n/a 0.0%
INLAND BANK & TRUST $545,000 n/a 0.0%
LENDERFI, INC. $620,000 $545,000 -12.1% 0.0%
Midwest Community Bank $550,000 $545,000 -0.9% 0.0%
MORTGAGE ACCESS CORP. $2,625,000 $540,000 -79.4% 0.0%
FINANCE OF AMERICA REVERSE LLC $360,000 $535,000 48.6% 0.0%
First United Bank and Trust Company $455,000 $535,000 17.6% 0.0%
VICTORY MORTGAGE, L.L.C. $360,000 $530,000 47.2% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $5,095,000 $520,000 -89.8% 0.0%
Edmonton State Bank $155,000 $505,000 225.8% 0.0%
Farmers Bank and Trust Company $2,155,000 $505,000 -76.6% 0.0%
Mid-Southern Savings Bank, FSB $495,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $670,000 $490,000 -26.9% 0.0%
21ST MORTGAGE CORPORATION $815,000 $485,000 -40.5% 0.0%
Gateway First Bank $585,000 $480,000 -17.9% 0.0%
Colten Mortgage, LLC $960,000 $475,000 -50.5% 0.0%
LONGBRIDGE FINANCIAL, LLC $290,000 $470,000 62.1% 0.0%
Mortgage Assurance Inc. $465,000 n/a 0.0%
Skyline National Bank $465,000 n/a 0.0%
CITIZENS EQUITY FIRST $440,000 n/a 0.0%
PARKSIDE LENDING, LLC $415,000 n/a 0.0%
Paramount Bank $410,000 n/a 0.0%
SPRING EQ, LLC $535,000 $410,000 -23.4% 0.0%
Home Federal Bank Corporation $55,000 $400,000 627.3% 0.0%
NATIONS DIRECT MORTGAGE, LLC $400,000 $400,000 0.0% 0.0%
Uwharrie Bank $400,000 n/a 0.0%
TOWER $395,000 n/a 0.0%
Cf Bank $265,000 $385,000 45.3% 0.0%
The Farmers & Merchants State Bank $385,000 n/a 0.0%
First Commonwealth Bank $195,000 $380,000 94.9% 0.0%
The Cecilian Bank $295,000 $370,000 25.4% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $365,000 n/a 0.0%
The Farmers Bank $43,400,000 $365,000 -99.2% 0.0%
The First National Bank of Carmi $365,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $330,000 $360,000 9.1% 0.0%
Somerville Bank $650,000 $355,000 -45.4% 0.0%
GEORGIA'S OWN $345,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $225,000 $345,000 53.3% 0.0%
The Park National Bank $420,000 $345,000 -17.9% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,180,000 $340,000 -71.2% 0.0%
Equity Prime Mortgage LLC $340,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $205,000 $335,000 63.4% 0.0%
Progress Bank and Trust $335,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $330,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $330,000 n/a 0.0%
Civista Bank $325,000 n/a 0.0%
INTERCAP LENDING INC. $325,000 n/a 0.0%
Level One Bank $195,000 $325,000 66.7% 0.0%
Fortera Federal Credit Union $315,000 n/a 0.0%
NASA Federal Credit Union $175,000 $305,000 74.3% 0.0%
NEXTIER BANK, NATIONAL ASSOCIATION $305,000 n/a 0.0%
Ukrainian Federal Credit Union $305,000 n/a 0.0%
Elements Financial Federal Credit Union $300,000 n/a 0.0%
First Harrison Bank $300,000 n/a 0.0%
First National Bank $295,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $475,000 $290,000 -38.9% 0.0%
TOWNE MORTGAGE COMPANY $155,000 $290,000 87.1% 0.0%
LCNB National Bank $285,000 n/a 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $285,000 n/a 0.0%
Plains Commerce Bank $2,490,000 $285,000 -88.6% 0.0%
Sunflower Bank $450,000 $280,000 -37.8% 0.0%
ASSEMBLIES OF GOD Credit Union $275,000 n/a 0.0%
First Federal Bank of Kansas City $275,000 n/a 0.0%
RAPID MORTGAGE COMPANY $275,000 n/a 0.0%
RBC Bank, (Georgia) $275,000 n/a 0.0%
The Commercial and Savings Bank of Millersburg Ohio $275,000 n/a 0.0%
Wilmington Savings Fund Society, FSB $275,000 n/a 0.0%
CenterBank $265,000 $265,000 0.0% 0.0%
Independent Bank $4,775,000 $265,000 -94.5% 0.0%
Commercial Bank $525,000 $260,000 -50.5% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $135,000 $255,000 88.9% 0.0%
COMMUNITYAMERICA $255,000 n/a 0.0%
Fidelity Bank $255,000 n/a 0.0%
First Citizens National Bank $255,000 n/a 0.0%
Heartland Bank $940,000 $250,000 -73.4% 0.0%
CHEVRON $245,000 n/a 0.0%
Farmers Bank & Trust $245,000 n/a 0.0%
Texana Bank $245,000 n/a 0.0%
First Financial Bank $85,000 $235,000 176.5% 0.0%
Hancock Bank & Trust Company $1,040,000 $235,000 -77.4% 0.0%
SFMC, LP $235,000 n/a 0.0%
The First National Bank of Middle Tennessee $235,000 n/a 0.0%
Grand Bank for Savings, FSB $850,000 $230,000 -72.9% 0.0%
APCI Federal Credit Union $225,000 n/a 0.0%
Central Kentucky Agricultural Credit Association $245,000 $225,000 -8.2% 0.0%
George Mason Mortgage, LLC $225,000 n/a 0.0%
MLD MORTGAGE INC. $965,000 $225,000 -76.7% 0.0%
UNITED $225,000 n/a 0.0%
Citizens Bank of Lafayette $145,000 $215,000 48.3% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $205,000 $215,000 4.9% 0.0%
Florida Capital Bank $970,000 $215,000 -77.8% 0.0%
Planters Bank, Inc. $60,000 $210,000 250.0% 0.0%
EMM LOANS LLC $510,000 $205,000 -59.8% 0.0%
GSF Mortgage Corporation $155,000 $205,000 32.3% 0.0%
LENDSURE MORTGAGE CORP. $205,000 n/a 0.0%
Ukrainian Selfreliance Federal Credit Union $205,000 n/a 0.0%
F&M Bank $175,000 $195,000 11.4% 0.0%
CLASS ACT FEDERAL CREDIT UNION $75,000 $190,000 153.3% 0.0%
Baxter Credit Union $185,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $345,000 $185,000 -46.4% 0.0%
The State Bank $185,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $535,000 $175,000 -67.3% 0.0%
SOMERSET TRUST COMPANY $175,000 n/a 0.0%
United Southern Bank $175,000 n/a 0.0%
FAIR WAY LENDING LLC $215,000 $165,000 -23.3% 0.0%
Farmers & Stockmens Bank $165,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $1,010,000 $165,000 -83.7% 0.0%
Bank of Whittier $1,795,000 $155,000 -91.4% 0.0%
First State Bank $155,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $2,545,000 $155,000 -93.9% 0.0%
Pathways Financial Credit Union, Inc. $155,000 n/a 0.0%
BEACON CREDIT UNION $145,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $135,000 $145,000 7.4% 0.0%
SERVICE ONE $145,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $135,000 n/a 0.0%
Independent Bank $4,775,000 $135,000 -97.2% 0.0%
Bryant Bank $125,000 n/a 0.0%
Countybank $125,000 n/a 0.0%
Mercantile Bank of Michigan $125,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $435,000 $125,000 -71.3% 0.0%
1st National Bank $555,000 $115,000 -79.3% 0.0%
Heritage Federal Credit Union $115,000 n/a 0.0%
RESIDENTIAL BANCORP. $115,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $625,000 $115,000 -81.6% 0.0%
West Point Bank $115,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $105,000 n/a 0.0%
Texas Bank and Trust Company $105,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $185,000 $105,000 -43.2% 0.0%
ACOPIA, LLC $95,000 n/a 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $55,000 $85,000 54.5% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $85,000 n/a 0.0%
First Bank $85,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $170,000 $65,000 -61.8% 0.0%
Home Loan Investment Bank, F.S.B. $50,000 n/a 0.0%
Northwest Federal Credit Union $210,000 $45,000 -78.6% 0.0%
Secured Investment Corp. $45,000 n/a 0.0%
CORNING $25,000 n/a 0.0%
PARTNERS 1ST Federal Credit Union $145,000 $15,000 -89.7% 0.0%

LEXINGTON - FAYETTE's top lender by overall market share is Central Bank & Trust Company, with 6.8% market share. In second place, with 5.9%, is JPMorgan Chase Bank, having originated $349,655,000 in loans. In third place, with 5.4%, is QUICKEN LOANS, LLC, having originated $316,300,000 in loans. In third place, with 5.2%, is Guardian Savings Bank, A Federal Savings Bank, having originated $305,845,000 in loans. In third place, with 3.4%, is UNIVERSITY OF KENTUCKY, having originated $202,800,000 in loans.


LEXINGTON-FAYETTE, KY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 9,849 $2,330,125,000 $236,585
Home Purchase 9,074 $2,465,100,000 $271,666
Cash Out Refi 3,985 $848,035,000 $212,807
Home Improvement 1,411 $127,515,000 $90,372
Other 1,002 $109,320,000 $109,102

Lexington - Fayette's most frequently cited loan purpose was Refi, with 9,849 originations. The 2nd most popular reason was Home Purchase, with 9,074 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 10,665 $2,347,855,000 $220,146
3-4% 7,961 $1,957,925,000 $245,940
<2.5% 4,392 $964,520,000 $219,608
4-5% 1,107 $338,745,000 $306,003
5-6% 263 $22,615,000 $85,989
6-7% 153 $11,945,000 $78,072
7-8% 70 $5,330,000 $76,143
Over 8% 48 $3,270,000 $68,125

During 2021, Lexington - Fayette's most frequently originated rate bucket was 2.5-3%, with 10,665 originations.

Loan Sizing (LEXINGTON-FAYETTE, KY MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 10,219 $1,524,735,000 $149,206
$200k-400k 8,808 $2,369,610,000 $269,029
$100,000 or less 4,305 $265,025,000 $61,562
$400k-600k 1,445 $689,925,000 $477,457
$600k-1000k 358 $268,500,000 $750,000
$Over $1MM 186 $762,300,000 $4,098,387

LEXINGTON - FAYETTE's loan sizing saw the bucket of loans from $100k-200k with 10,219 originations, totaling $1,524,735,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 8,176 $2,274,640,000 $278,209
80-100% 7,460 $1,872,480,000 $251,003
40-60% 3,875 $817,665,000 $211,010
20-40% 2,319 $305,735,000 $131,839
Under 20% 1,612 $80,340,000 $49,839
Over 100% 158 $95,220,000 $602,658

LEXINGTON - FAYETTE's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 8,176 originations, totaling $2,274,640,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - LEXINGTON - FAYETTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $269,450 (6.8%) $374,696 (1.8%) 0.99 1,417
2018-02-01 $283,600 (5.9%) $387,768 (1.2%) 1.02 1,333
2018-03-01 $299,000 (4.9%) $406,745 (-0.3%) 1.03 1,350
2018-04-01 $309,900 (3.3%) $421,756 (0.1%) 1.04 1,370
2018-05-01 $313,863 (3.0%) $431,430 (3.6%) 1.05 1,510
2018-06-01 $312,825 (4.5%) $428,243 (5.6%) 1.04 1,580
2018-07-01 $299,950 (3.4%) $419,871 (6.7%) 1.00 1,717
2018-08-01 $289,700 (3.7%) $403,642 (6.5%) 0.97 1,882
2018-09-01 $287,750 (2.8%) $398,086 (5.1%) 0.96 1,912
2018-10-01 $279,950 (0.0%) $391,180 (2.7%) 0.94 1,965
2018-11-01 $269,900 (-2.2%) $378,802 (1.1%) 0.90 1,894
2018-12-01 $265,000 (-1.8%) $370,405 (-0.4%) 0.91 1,750
2019-01-01 $267,450 (-0.7%) $372,130 (-0.7%) 0.92 1,615
2019-02-01 $285,000 (0.5%) $385,352 (-0.6%) 0.95 1,466
2019-03-01 $294,228 (-1.6%) $395,602 (-2.7%) 0.96 1,462
2019-04-01 $306,467 (-1.1%) $405,990 (-3.7%) 0.97 1,497
2019-05-01 $311,450 (-0.8%) $408,033 (-5.4%) 0.96 1,592
2019-06-01 $312,500 (-0.1%) $401,569 (-6.2%) 0.96 1,645
2019-07-01 $305,053 (1.7%) $396,333 (-5.6%) 0.95 1,770
2019-08-01 $297,386 (2.7%) $388,974 (-3.6%) 0.94 1,759
2019-09-01 $290,836 (1.1%) $404,304 (1.6%) 0.92 1,747
2019-10-01 $294,053 (5.0%) $420,233 (7.4%) 0.94 1,776
2019-11-01 $289,500 (7.3%) $423,722 (11.9%) 0.93 1,667
2019-12-01 $284,500 (7.4%) $423,624 (14.4%) 0.95 1,507
2020-01-01 $294,608 (10.2%) $436,942 (17.4%) 0.98 1,343
2020-02-01 $310,340 (8.9%) $461,499 (19.8%) 1.00 1,256
2020-03-01 $320,700 (9.0%) $422,187 (6.7%) 1.00 1,198
2020-04-01 $319,750 (4.3%) $424,158 (4.5%) 1.00 1,224
2020-05-01 $329,919 (5.9%) $451,637 (10.7%) 1.00 1,137
2020-06-01 $330,196 (5.7%) $462,207 (15.1%) 0.96 1,066
2020-07-01 $330,196 (8.2%) $461,975 (16.6%) 0.95 969
2020-08-01 $335,000 (12.7%) $467,133 (20.1%) 0.96 942
2020-09-01 $347,630 (19.5%) $488,558 (20.8%) 0.99 896
2020-10-01 $338,839 (15.2%) $487,664 (16.1%) 0.97 885
2020-11-01 $332,925 (15.0%) $484,246 (14.3%) 0.95 805
2020-12-01 $326,950 (14.9%) $456,544 (7.8%) 0.96 738
2021-01-01 $325,640 (10.5%) $456,258 (4.4%) 0.96 665
2021-02-01 $332,450 (7.1%) $470,023 (1.9%) 0.96 557
2021-03-01 $331,900 (3.5%) $474,860 (12.5%) 0.93 525
2021-04-01 $332,735 (4.1%) $494,737 (16.6%) 0.89 548
2021-05-01 $349,000 (5.8%) $526,093 (16.5%) 0.92 540
2021-06-01 $333,905 (1.1%) $482,913 (4.5%) 0.87 587
2021-07-01 $318,633 (-3.5%) $461,133 (-0.2%) 0.83 634
2021-08-01 $319,403 (-4.7%) $458,975 (-1.8%) 0.84 682
2021-09-01 $316,953 (-8.8%) $461,704 (-5.5%) 0.83 708
2021-10-01 $312,400 (-7.8%) $446,908 (-8.4%) 0.82 673
2021-11-01 $318,450 (-4.4%) $469,238 (-3.1%) 0.84 589
2021-12-01 $321,275 (-1.7%) $459,633 (0.7%) 0.86 503
2022-01-01 $334,349 (2.7%) $491,652 (7.8%) 0.89 391
2022-02-01 $350,900 (5.6%) $497,217 (5.8%) 0.89 388
2022-03-01 $359,500 (8.3%) $513,180 (8.1%) 0.89 429
2022-04-01 $385,000 (15.7%) $507,739 (2.6%) 0.91 467
LEXINGTON - FAYETTE's median listing price for 2022-04-01 was $385,000, a difference of $52,265 (15.7%) versus the prior year and $25,500 versus the prior month.

LEXINGTON - FAYETTE's median listing price comes in at 91% of the national average.

LEXINGTON - FAYETTE's average listing price for 2022-04-01 was $507,739, a difference of $13,002 (2.6%) versus the prior year and $-5,441 versus the prior month.

For the 2022-04-01 period, LEXINGTON - FAYETTE had 467 MLS listings, a difference of 38 listings (9%) versus the prior month and -81 listings (-15%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - LEXINGTON - FAYETTE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 90 days 2,284 sqft
2018-02-01 91 days 2,335 sqft
2018-03-01 66 days 2,388 sqft
2018-04-01 57 days 2,454 sqft
2018-05-01 51 days 2,477 sqft
2018-06-01 51 days 2,480 sqft
2018-07-01 58 days 2,422 sqft
2018-08-01 58 days 2,377 sqft
2018-09-01 59 days 2,374 sqft
2018-10-01 66 days 2,323 sqft
2018-11-01 71 days 2,271 sqft
2018-12-01 79 days 2,196 sqft
2019-01-01 86 days 2,218 sqft
2019-02-01 87 days 2,288 sqft
2019-03-01 67 days 2,336 sqft
2019-04-01 57 days 2,390 sqft
2019-05-01 53 days 2,372 sqft
2019-06-01 54 days 2,390 sqft
2019-07-01 58 days 2,383 sqft
2019-08-01 57 days 2,348 sqft
2019-09-01 60 days 2,300 sqft
2019-10-01 64 days 2,272 sqft
2019-11-01 70 days 2,238 sqft
2019-12-01 79 days 2,187 sqft
2020-01-01 91 days 2,206 sqft
2020-02-01 91 days 2,300 sqft
2020-03-01 67 days 2,329 sqft
2020-04-01 65 days 2,346 sqft
2020-05-01 66 days 2,428 sqft
2020-06-01 61 days 2,411 sqft
2020-07-01 58 days 2,385 sqft
2020-08-01 63 days 2,385 sqft
2020-09-01 62 days 2,397 sqft
2020-10-01 60 days 2,359 sqft
2020-11-01 66 days 2,301 sqft
2020-12-01 70 days 2,154 sqft
2021-01-01 77 days 2,163 sqft
2021-02-01 80 days 2,163 sqft
2021-03-01 66 days 2,164 sqft
2021-04-01 53 days 2,185 sqft
2021-05-01 52 days 2,184 sqft
2021-06-01 52 days 2,101 sqft
2021-07-01 47 days 2,000 sqft
2021-08-01 44 days 2,037 sqft
2021-09-01 46 days 2,010 sqft
2021-10-01 51 days 1,984 sqft
2021-11-01 57 days 2,012 sqft
2021-12-01 64 days 1,988 sqft
2022-01-01 70 days 2,010 sqft
2022-02-01 61 days 2,034 sqft
2022-03-01 52 days 2,100 sqft
2022-04-01 43 days 2,152 sqft
LEXINGTON - FAYETTE's median listing age (time on market) for 2022-04-01 was 43 days. This is -19% shorter than the same period one year ago.

LEXINGTON - FAYETTE's median square footage for active listings during the 2022-04-01 period was 2,152 sqft. One year prior, the average listing was 2,185 sqft.