Kaw Valley Bank Mortgage Rates, Fees & Info

Topeka, KS

LEI: 549300Z4DDTZBW3TC153

Tax ID: 48-0292680

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Review & Overview

Kaw Valley Bank is a smaller bank specializing in Refi and Home Purchase loans. Kaw Valley Bank has a high proportion of conventional loans. Their top markets by origination volume include: Topeka, Phoenix, North Port, Lawrence, and Nashville among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)

Kaw Valley Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

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Originations

102

Origination Dollar Volume (All Markets)

$14,670,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market	Originations	Total Value	Average Loan	Average Fees	Average Rate
TOPEKA, KS (FHA\|USDA\|VA)	92	$10,650,000	$115,761	$0	0.00%
PHOENIX-MESA-CHANDLER, AZ (FHA\|USDA\|VA)	1	$1,505,000	$1,505,000	$0	0.00%
North Port-Sarasota-Bradenton, FL (FHA\|USDA\|VA)	1	$1,075,000	$1,075,000	$0	0.00%
LAWRENCE, KS (FHA\|USDA\|VA)	3	$705,000	$235,000	$0	0.00%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA\|USDA\|VA)	1	$285,000	$285,000	$0	0.00%
KANSAS CITY, MO-KS (FHA\|USDA\|VA)	2	$270,000	$135,000	$0	0.00%
Outside of Metro Areas	1	$115,000	$115,000	$0	0.00%
MANHATTAN, KS (FHA\|USDA\|VA)	1	$65,000	$65,000	$0	0.00%

Kaw Valley Bank's top markets include Topeka, Phoenix, North Port, Lawrence, and Nashville among others.

Their top states include:

Kansas (FHA|USDA|VA)

Arizona (FHA|USDA|VA)

Florida (FHA|USDA|VA)

Tennessee (FHA|USDA|VA)

Product Mix

Loan Type	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Conventional	102	$14,670,000	$143,824	$0	0.00%

For 2024, Kaw Valley Bank's most frequently originated type of loan was Conventional, with 102 originations.

Loan Reason

Loan Reason	Originations	Total Value	Avg. Loan	Avg. Fees	Avg. Rate
Refi	41	$6,245,000	$152,317	$0	0.00%
Home Purchase	40	$7,240,000	$181,000	$0	0.00%
Other	11	$575,000	$52,273	$0	0.00%
Home Improvement	10	$610,000	$61,000	$0	0.00%

For 2024, Kaw Valley Bank's most frequently cited loan purpose was Refi, with 41 originations. The 2nd most popular reason was Home Purchase, with 40 originations.

Loan Duration/Length

Loan Length	Originations	Total Value	Average Loan	Average Fees	Average Rate
Other	102	$14,670,000	$143,824	$0	0.00%

For 2024, Kaw Valley Bank's most frequently cited loan duration was Other, with 102 originations.

Loan Sizing

Loan Size	Originations	Total Value	Average Loan	Average Fees	Average Rate
$100,000 or less	61	$3,145,000	$51,557	$0	0.00%
$100k-200k	25	$3,455,000	$138,200	$0	0.00%
$200k-400k	10	$2,820,000	$282,000	$0	0.00%
$600k-1MM	3	$2,105,000	$701,667	$0	0.00%
$1MM+	2	$2,580,000	$1,290,000	$0	0.00%
$400k-600k	1	$565,000	$565,000	$0	0.00%

2024 saw Kaw Valley Bank place emphasis on $100,000 or less loans with 61 originations, totaling $3,145,000 in origination value.

Applicant Income

Applicant Income	Originations	Total Value	Average Loan	Average Fees	Average Rate
$50k-75k	18	$1,310,000	$72,778	$0	0.00%
$50k or less	16	$1,000,000	$62,500	$0	0.00%
$100k-150k	10	$1,150,000	$115,000	$0	0.00%
$150k-250k	9	$1,025,000	$113,889	$0	0.00%
$250k+	2	$1,790,000	$895,000	$0	0.00%
$75k-100k	2	$110,000	$55,000	$0	0.00%

Kaw Valley Bank lent most frequently to those with incomes in the $50k-75k range, with 18 originations. The second most popular income band? $50k or less, with 16 originations.

Applicant Debt to Income Ratio

DTI Ratio	Originations	Total Value	Average Loan	Average Fees	Average Rate
Exempt%	102	$14,670,000	$143,824	$0	0.00%

Kaw Valley Bank lent most frequently to those with DTI ratios of Exempt%, with 102 originations.

Ethnicity Mix

Applicant Ethnicity	Originations	Total Value	Average Loan	Average Fees	Average Rate
Not applicable	40	$7,440,000	$186,000	$0	0.00%
White	56	$6,520,000	$116,429	$0	0.00%
Not provided	3	$555,000	$185,000	$0	0.00%
Black	2	$100,000	$50,000	$0	0.00%
American Indian	1	$55,000	$55,000	$0	0.00%

Approval Rates

Total approvals of all applications
92.44%

Kaw Valley Bank has an average approval rate.

Pick Rate

Approvals leading to origination
94.12%

Kaw Valley Bank has an average pick rate.

Points and Fees

Points	Originations	Total Value	Average Loan
Exempt	102	$14,670,000	$143,824

Occupancy Type Mix

Dwelling Type	Originations	Total Value	Average Loan
	102	$14,670,000	$143,824