Kaw Valley Bank Mortgage Rates, Fees & Info
Topeka, KSLEI: 549300Z4DDTZBW3TC153
Tax ID: 48-0292680
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Kaw Valley Bank is a smaller bank specializing in Home Purchase and Refi loans. Kaw Valley Bank has a high proportion of conventional loans. Their top markets by origination volume include: Topeka, Austin, Panama City, Lawrence, and Breckenridge among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)Kaw Valley Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
122Origination Dollar Volume (All Markets)
$19,360,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TOPEKA, KS (FHA|USDA|VA) | 98 | $11,860,000 | $121,020 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $1,995,000 | $1,995,000 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $1,360,000 | $340,000 | $0 | 0.00% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $1,325,000 | $1,325,000 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $0 | 0.00% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 0.00% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 0.00% |
| Salina, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
| Atchison, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 122 | $19,360,000 | $158,689 | $0 | 0.00% |
For 2022, Kaw Valley Bank's most frequently originated type of loan was Conventional, with 122 originations.
Loan Reason
For 2022, Kaw Valley Bank's most frequently cited loan purpose was Home Purchase, with 85 originations. The 2nd most popular reason was Refi, with 25 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 122 | $19,360,000 | $158,689 | $0 | 0.00% |
For 2022, Kaw Valley Bank's most frequently cited loan duration was Other, with 122 originations.
Loan Sizing
2022 saw Kaw Valley Bank place emphasis on $100,000 or less loans with 68 originations, totaling $3,780,000 in origination value.
Applicant Income
Kaw Valley Bank lent most frequently to those with incomes in the $50k-75k range, with 15 originations. The second most popular income band? $75k-100k, with 14 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 122 | $19,360,000 | $158,689 | $0 | 0.00% |
Kaw Valley Bank lent most frequently to those with DTI ratios of Exempt%, with 122 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.81%
Kaw Valley Bank has an average approval rate.
Pick Rate
Approvals leading to origination94.26%
Kaw Valley Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 122 | $19,360,000 | $158,689 |