The First National Bank Of Long Island Mortgage Rates, Fees & Info

Glen Head, NY

LEI: WO4YNEKNSZNVVA7Q7C46

Tax ID: 11-0804410

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    The First National Bank Of Long Island is a smaller bank specializing in Home Purchase, Cash Out Refi, and Refi loans. The First National Bank Of Long Island has a high proportion of conventional loans. Their top markets by origination volume include: New York, Bridgeport, Trenton, and Torrington among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    The First National Bank Of Long Island has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. The First National Bank Of Long Island is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.34% 4/21/24
    30 Year Conventional Refi 6.21% 4/21/24
    30 Year Cash-out Refi 6.23% 4/21/24
    15 Year Conventional Purchase 5.91% 4/21/24
    15 Year Conventional Refi 5.56% 4/21/24
    15 Year Cash-out Refi 5.56% 4/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    The First National Bank Of Long Island Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from The First National Bank Of Long Island. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    610

    Origination Dollar Volume (All Markets)

    $559,990,000

    Employee count

    344

    Awards

    The First National Bank of Long Island 30 Year Conventional Loans gold The First National Bank of Long Island 30 Year Conventional Loans gold The First National Bank of Long Island 30 Year Conventional Loans gold
    Show all (3) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 546 $503,470,000 $922,106 $5,120 3.70%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 62 $54,910,000 $885,645 $5,696 3.57%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $1,095,000 $1,095,000 $5,752 2.99%
    Torrington, CT (FHA|USDA|VA) 1 $515,000 $515,000 $5,662 3.25%
    The First National Bank Of Long Island's top markets include New York, Bridgeport, Trenton, and Torrington among others.

    Their top states include:
  • New York (FHA|USDA|VA)
  • Connecticut (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against The First National Bank of Long Island based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    N C P D Federal Credit Union
    Similarity Rank: 55
    Bogota Savings Bank
    Similarity Rank: 63
    Union County Savings Bank
    Similarity Rank: 66
    GARDEN SAVINGS FEDERAL CREDIT UNION
    Similarity Rank: 80
    MUTUAL SECURITY CREDIT UNION
    Similarity Rank: 96
    Union Savings Bank
    Similarity Rank: 108
    Freehold Savings Bank
    Similarity Rank: 120
    The Atlantic Federal Credit Union
    Similarity Rank: 120
    Blue Foundry Bank
    Similarity Rank: 125
    SIKORSKY FINANCIAL
    Similarity Rank: 130

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 610 $559,990,000 $918,016 $5,189 3.69%

    For 2018, The First National Bank Of Long Island's most frequently originated type of loan was Conventional, with 610 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 302 $218,080,000 $722,119 $4,854 3.74%
    Cash Out Refi 197 $221,165,000 $1,122,665 $5,617 3.60%
    Refi 110 $120,240,000 $1,093,091 $5,620 3.67%
    Other 1 $505,000 $505,000 $4,436 3.50%

    For 2018, The First National Bank Of Long Island's most frequently cited loan purpose was Home Purchase, with 302 originations. The 2nd most popular reason was Cash Out Refi, with 197 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 492 $365,680,000 $743,252 $5,203 3.64%
    10 Year 74 $171,000,000 $2,310,811 $2,951 3.84%
    15 Year 22 $9,970,000 $453,182 $4,803 3.85%
    20 Year 19 $10,765,000 $566,579 $5,612 3.96%
    Other 2 $2,550,000 $1,275,000 $5,277 3.50%
    5 Year 1 $25,000 $25,000 $0 4.38%

    For 2018, The First National Bank Of Long Island's most frequently cited loan duration was 30 Year, with 492 originations. The 2nd most popular length was 10 Year, with 74 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 362 $244,510,000 $675,442
    $1k-2k 72 $56,010,000 $777,917
    $3k-4k 31 $18,275,000 $589,516
    $4k-5k 24 $21,640,000 $901,667
    $5k+ 23 $27,135,000 $1,179,783
    $2k-3k 14 $6,690,000 $477,857

    The First National Bank Of Long Island's average total fees were $5,203, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 362 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 349 $324,975,000 $931,160
    4-5% 165 $154,725,000 $937,727
    2.5-3% 95 $79,185,000 $833,526
    5-6% 1 $1,105,000 $1,105,000

    During 2018, The First National Bank Of Long Island's average interest rate for loans was 3.64%, while their most frequently originated rate bucket for loans was 3-4%, with 349 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $600k-1MM 198 $149,920,000 $757,172 $5,498 3.65%
    $1MM+ 172 $313,460,000 $1,822,442 $7,114 3.63%
    $400k-600k 142 $68,730,000 $484,014 $4,333 3.71%
    $200k-400k 81 $25,525,000 $315,123 $3,775 3.81%
    $100k-200k 13 $2,075,000 $159,615 $3,329 3.82%
    $100,000 or less 4 $280,000 $70,000 $2,859 4.34%

    2018 saw The First National Bank Of Long Island place emphasis on $600k-1MM loans with 198 originations, totaling $149,920,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 311 $268,205,000 $862,395 $5,754 3.60%
    $150k-250k 153 $84,995,000 $555,523 $4,541 3.73%
    $100k-150k 48 $17,770,000 $370,208 $4,292 3.84%
    $75k-100k 14 $4,610,000 $329,286 $3,958 3.65%
    $50k-75k 8 $1,400,000 $175,000 $3,041 3.94%
    $50k or less 1 $65,000 $65,000 $0 4.63%

    The First National Bank Of Long Island lent most frequently to those with incomes in the $250k+ range, with 311 originations. The second most popular income band? $150k-250k, with 153 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 196 $143,050,000 $729,847 $5,180 3.63%
    30-36% 135 $91,705,000 $679,296 $5,222 3.73%
    <20% 85 $63,495,000 $747,000 $5,001 3.59%
    38% 26 $16,380,000 $630,000 $5,023 3.66%
    36% 22 $13,030,000 $592,273 $5,336 3.78%
    39% 19 $15,295,000 $805,000 $5,962 3.50%
    37% 18 $13,480,000 $748,889 $4,999 3.84%
    41% 16 $9,240,000 $577,500 $4,987 3.82%
    40% 11 $6,735,000 $612,273 $5,819 3.66%
    42% 2 $1,500,000 $750,000 $4,082 3.49%
    49% 2 $1,300,000 $650,000 $6,183 3.75%
    45% 1 $605,000 $605,000 $5,626 4.25%
    50-60% 1 $755,000 $755,000 $4,809 3.38%
    >60% 1 $475,000 $475,000 $4,229 4.50%

    The First National Bank Of Long Island lent most frequently to those with DTI ratios of 20-30%, with 196 originations. The next most common DTI ratio? 30-36%, with 135 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 432 $309,830,000 $717,199 $5,304 3.67%
    Not applicable 74 $181,940,000 $2,458,649 $0 3.81%
    Not provided 56 $35,750,000 $638,393 $4,666 3.63%
    Asian 39 $26,855,000 $688,590 $4,785 3.69%
    Black 6 $3,130,000 $521,667 $4,431 3.75%
    Other Asian 1 $2,065,000 $2,065,000 $6,472 3.50%
    Asian Indian 1 $215,000 $215,000 $4,212 3.50%
    Chinese 1 $205,000 $205,000 $4,937 4.00%

    Approval Rates

    Total approvals of all applications
    92.87%

    The First National Bank Of Long Island has an average approval rate.

    Pick Rate

    Approvals leading to origination
    84.43%

    The First National Bank Of Long Island has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 610 $559,990,000 $918,016

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 74 $181,990,000 $2,459,324
    Single Family (1-4 Units):Site-Built 536 $378,000,000 $705,224

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 105 $85,785,000 $817,000 $4,849 3.58%
    40-60% 149 $152,565,000 $1,023,926 $4,957 3.69%
    60-80% 329 $292,235,000 $888,252 $5,361 3.71%
    80-100% 3 $1,025,000 $341,667 $3,426 3.83%
    Under 20% 24 $28,380,000 $1,182,500 $6,367 3.79%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    The First National Bank of Long Island 1 East Montauk Highway Lindenhurst, NY 11757 Full Service B&M $51,622
    The First National Bank of Long Island 10 Glen Head Road Glen Head, NY 11545 Full Service B&M $292,132
    The First National Bank of Long Island 1049 Park Boulevard Massapequa Park, NY 11762 Full Service B&M $18,132
    The First National Bank of Long Island 105 Main Street Northport, NY 11768 Full Service B&M $31,226
    The First National Bank of Long Island 1050 Franklin Avenue Garden City, NY 11530 Full Service B&M $197,063
    The First National Bank of Long Island 106 Old Country Road Hicksville, NY 11801 Full Service B&M $33,298
    The First National Bank of Long Island 108 Forest Avenue Locust Valley, NY 11560 Full Service B&M $147,415
    The First National Bank of Long Island 127 East Merrick Road Valley Stream, NY 11580 Full Service B&M $58,293
    The First National Bank of Long Island 130 Mineola Avenue Roslyn Heights, NY 11577 Full Service B&M $179,602
    The First National Bank of Long Island 1301 Broadway Hewlett, NY 11557 Full Service B&M $74,176
    The First National Bank of Long Island 132-11a 14th College Point, NY 11356 Full Service B&M $37,683
    The First National Bank of Long Island 147 Main Street Cold Spring Harbor, NY 11724 Full Service B&M $43,150
    The First National Bank of Long Island 151 West Main Street East Islip, NY 11730 Full Service B&M $39,237
    The First National Bank of Long Island 159-14 Cross Bay Boulevard Howard Beach, NY 11414 Full Service B&M $28,933
    The First National Bank of Long Island 1810 Merrick Avenue Merrick, NY 11566 Full Service B&M $84,107
    The First National Bank of Long Island 19-01 Utopia Parkway Whitestone, NY 11357 Full Service B&M $52,327
    The First National Bank of Long Island 1975 Hempstead Turnpike, Suite 103 East Meadow, NY 11554 Full Service B&M $64,487
    The First National Bank of Long Island 209 Glen Head Road Glen Head, NY 11545 Full Service B&M $73,874
    The First National Bank of Long Island 215 West Main Street Sayville, NY 11782 Full Service B&M $43,796
    The First National Bank of Long Island 22 Allen Boulevard Farmingdale, NY 11735 Full Service B&M $44,044
    The First National Bank of Long Island 225 Broadway New York, NY 10007 Full Service B&M $16,790
    The First National Bank of Long Island 227 Smith Street Brooklyn, NY 11231 Full Service B&M $3,127
    The First National Bank of Long Island 23-25 31st St. Astoria, NY 11105 Full Service B&M $18,332
    The First National Bank of Long Island 23-88a Bell Boulevard Bayside, NY 11360 Full Service B&M $25,340
    The First National Bank of Long Island 232 Madison Avenue New York, NY 10016 Full Service B&M $57,083
    The First National Bank of Long Island 234 Main St Setauket, NY 11733 Full Service B&M $39,157
    The First National Bank of Long Island 243 Jericho Turnpike New Hyde Park, NY 11040 Full Service B&M $39,280
    The First National Bank of Long Island 253 New York Avenue Huntington, NY 11743 Full Service B&M $151,975
    The First National Bank of Long Island 254-57 Horace Harding Expressway Little Neck, NY 11362 Full Service B&M $40,712
    The First National Bank of Long Island 26a Lido Boulevard Point Lookout, NY 11569 Full Service B&M $28,672
    The First National Bank of Long Island 282 Bayville Ave Bayville, NY 11709 Full Service B&M $40,191
    The First National Bank of Long Island 285 Middle Country Road Smithtown, NY 11787 Full Service B&M $29,388
    The First National Bank of Long Island 2933 Long Beach Road Oceanside, NY 11572 Full Service B&M $28,281
    The First National Bank of Long Island 299 Sea Cliff Ave Sea Cliff, NY 11579 Full Service B&M $43,861
    The First National Bank of Long Island 30 Orville Drive Bohemia, NY 11716 Full Service B&M $74,293
    The First National Bank of Long Island 3000 Marcus Avenue Lake Success, NY 11020 Full Service B&M $85,392
    The First National Bank of Long Island 310 Merrick Road Rockville Centre, NY 11570 Full Service B&M $51,024
    The First National Bank of Long Island 330 Motor Pkwy, Ste 100 Hauppauge, NY 11788 Full Service B&M $56,240
    The First National Bank of Long Island 392 East Main Street Patchogue, NY 11772 Full Service B&M $77,711
    The First National Bank of Long Island 408 Bedford Avenue Bellmore, NY 11710 Full Service B&M $39,728
    The First National Bank of Long Island 42 Deer Park Avenue Babylon, NY 11702 Full Service B&M $35,262
    The First National Bank of Long Island 5225 Nesconset Highway, Bldg 4, Suite 21 Port Jefferson Station, NY 11776 Full Service B&M $45,292
    The First National Bank of Long Island 536 Northern Boulevard Great Neck, NY 11021 Full Service B&M $65,483
    The First National Bank of Long Island 555 Broad Hollow Road Melville, NY 11747 Full Service B&M $34,615
    The First National Bank of Long Island 572 Plandome Rd Manhasset, NY 11030 Full Service B&M $36,642
    The First National Bank of Long Island 574 Broadway Massapequa, NY 11758 Full Service B&M $61,631
    The First National Bank of Long Island 60 East Industry Court Deer Park, NY 11729 Full Service B&M $25,180
    The First National Bank of Long Island 7 Glen Cove Road Greenvale, NY 11548 Full Service B&M $57,308
    The First National Bank of Long Island 711 Fort Salonga Road Northport, NY 11768 Full Service B&M $140,588
    The First National Bank of Long Island 76 Broadway Greenlawn, NY 11740 Full Service B&M $29,399
    The First National Bank of Long Island 800 Woodbury Road Woodbury, NY 11797 Full Service B&M $106,365
    The First National Bank of Long Island 9202 4th Avenue Brooklyn, NY 11209 Full Service B&M $56,375

    For 2018, The First National Bank Of Long Island had 52 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $138,237
    Net interest income $102,507
    Total noninterest income $12,685
    Gross Fiduciary activities income $2,175
    Service charges on deposit accounts $2,634
    Trading account gains and fees $0
    Additional Noninterest Income $7,876
    Pre-tax net operating income $59,207
    Securities gains (or losses, -) $-10,406
    Income before extraordinary items $42,297
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $42,297
    Minority interest net income $9
    Net income $42,288
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $51,350

    The First National Bank Of Long Island's gross interest income from loans was $138,237,000.
    The First National Bank Of Long Island's net interest income from loans was $102,507,000.
    The First National Bank Of Long Island's fee based income from loans was $2,634,000.
    The First National Bank Of Long Island's net income from loans was $42,288,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $35,730
    Provision for credit losses $-1,755
    Total noninterest expense $57,740
    Salaries and employee benefits $34,651
    Premises and equipment expense $11,686
    Additional noninterest expense $11,403
    Applicable income taxes $6,504
    Net charge-offs $1,191
    Cash dividends $15,525

    The First National Bank Of Long Island's interest expense for loans was $35,730,000.
    The First National Bank Of Long Island's payroll and benefits expense were $34,651,000.
    The First National Bank Of Long Island's property, plant and equipment expenses $11,686,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 1.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $3,085,153
    Deposits held in domestic offices $3,085,153
    Deposits by Individuals, partnerships, and corporations $2,484,619
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $600,534
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $535,168
    Demand deposits $468,801
    Nontransaction accounts $2,549,985
    Money market deposit accounts (MMDAs) $1,036,756
    Other savings deposits (excluding MMDAs) $954,172
    Total time deposits $559,057
    Total time and savings deposits $2,616,352
    Noninterest-bearing deposits $935,583
    Interest-bearing deposits $2,149,570
    Retail deposits $2,858,827
    IRAs and Keogh plan accounts $95,178
    Brokered deposits $100,001
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $4,240,633
    Cash & Balances due from depository institutions $46,956
    Interest-bearing balances $28,704
    Total securities $763,519
    Federal funds sold & reverse repurchase $0
    Net loans and leases $3,232,561
    Loan and leases loss allowance $30,838
    Trading account assets $0
    Bank premises and fixed assets $41,267
    Other real estate owned $0
    Goodwill and other intangibles $220
    All other assets $156,110

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $4,240,633
    Total Liabilities $3,850,130
    Total deposits $3,085,153
    Interest-bearing deposits $2,149,570
    Deposits held in domestic offices $3,085,153
    % insured (estimated) $48
    Federal funds purchased and repurchase agreements $8,923
    Trading liabilities $0
    Other borrowed funds $742,027
    Subordinated debt $0
    All other liabilities $14,027

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $3,232,561
    Loan and leases loss allowance $30,838
    Total loans and leases (domestic) $3,263,399
    All real estate loans $3,158,184
    Real estate loans in domestic offices $3,158,184
    Construction and development loans $6,385
    Residential 1-4 family construction $238
    Other construction, all land development and other land $6,147
    Loans secured by nonfarm nonresidential properties $517,962
    Nonfarm nonresidential secured by owner-occupied properties $90,779
    Commercial real estate & other non-farm, non-residential $427,183
    Multifamily residential real estate $756,714
    1-4 family residential loans $1,877,123
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $98,785
    To non-U.S. addressees $0
    Loans to individuals $5,282
    Credit card loans $393
    Related Plans $198
    Consumer Auto Loans $90
    Other loans to individuals $4,601
    All other loans & leases $1,148
    Loans to foreign governments and official institutions $0
    Other loans $676
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,289
    Non 1-4 family restructured loans & leases $866
    Total loans and leases (foreign) $0

    The First National Bank of Long Island had $3,232,561,000 of loans outstanding in 2018. $3,158,184,000 of loans were in real estate loans. $6,385,000 of loans were in development loans. $756,714,000 of loans were in multifamily mortgage loans. $1,877,123,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $393,000 of loans were in credit card loans. $90,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 147 $62,564 $425,605
    Nonfarm, nonresidential loans - <$100k 1 $76 $76,000
    Nonfarm, nonresidential loans - $100-250k 13 $1,665 $128,077
    Nonfarm, nonresidential loans - $250k-1MM 133 $60,823 $457,316
    Commercial & Industrial, US addressed loans - <$1MM 592 $58,547 $98,897
    Commercial & Industrial, US addressed loans - <$100k 323 $6,634 $20,539
    Commercial & Industrial, US addressed loans - $100-250k 169 $18,347 $108,562
    Commercial & Industrial, US addressed loans - $250k-1MM 100 $33,566 $335,660