Coffeyville VA Loan Rates, Closing Costs & Stats

Coffeyville, KS

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Coffeyville's 11 lenders originated 27 VA loans during 2023. The total origination value was $4,725,000, with an average VA loan value of $175,000.

    Coffeyville VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Coffeyville averaged 6.41% for the week of 2024-12-13, compared to the national average (all VA variants) of 6.077% for the same period.

    Coffeyville's average VA mortgage closing costs are $4,030.

    The average rate for the prior week (2024-12-06) was 6.45% and one month ago for the week of 2024-11-08, the average rate was 6.64%.

    The average rate one year ago was 7.09%.

    For refis of the same type during the week of 2024-12-13, the average rate was 6.28%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Coffeyville VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Coffeyville level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 10 6.51% $2,915
    FLAT BRANCH MORTGAGE, INC. 4 6.88% $4,574
    USAA Federal Savings Bank 2 6.00% $8,878
    Mortgage Investment Services Corporation 2 6.75% $4,431
    NEW DAY FINANCIAL, LLC 2 7.69% $9,079
    COMMUNITY MORTGAGE, LLC 1 6.88% $3,300
    Neighborhood Loans, Inc. 1 7.25% $8,348
    BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 6.25% $5,919
    QUICKEN LOANS, LLC 1 6.25% $6,416
    Community National Bank & Trust 1 6.75% $16,984
    United Fidelity Funding Corp. 1 6.99% $4,858

    The top Coffeyville VA lender as defined by loan originations is Mortgage Research Center, LLC, with 10 VA loans originated. Their average total fees are $2,915, which is $1,659 lower than the next largest lender, FLAT BRANCH MORTGAGE, INC..

    The lowest fee Coffeyville VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($2,915), .

    The lowest rate Coffeyville VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC (6.51%), .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Coffeyville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $69,250 (-4.8%) $91,687 (-4.8%) 0.00 290
    2018-02-01 $64,850 (-7.2%) $86,923 (-6.7%) 0.00 288
    2018-03-01 $63,000 (-6.7%) $93,999 (0.3%) 0.00 294
    2018-04-01 $59,950 (-14.2%) $101,658 (6.9%) 0.00 295
    2018-05-01 $64,900 (-7.2%) $103,698 (7.5%) 0.00 292
    2018-06-01 $64,600 (-9.3%) $104,145 (8.2%) 0.00 291
    2018-07-01 $63,475 (-14.1%) $96,954 (0.7%) 0.00 292
    2018-08-01 $65,125 (-12.5%) $106,638 (7.3%) 0.00 291
    2018-09-01 $69,500 (-0.6%) $109,197 (15.7%) 0.00 288
    2018-10-01 $63,750 (-6.1%) $102,613 (13.1%) 0.00 293
    2018-11-01 $58,500 (-13.0%) $98,459 (9.4%) 0.00 309
    2018-12-01 $54,900 (-21.5%) $100,133 (6.9%) 0.00 294
    2019-01-01 $60,250 (-13.0%) $104,750 (14.3%) 0.00 268
    2019-02-01 $58,250 (-10.2%) $104,402 (20.1%) 0.00 271
    2019-03-01 $62,814 (-0.3%) $108,476 (15.4%) 0.00 271
    2019-04-01 $68,814 (14.8%) $111,975 (10.2%) 0.00 271
    2019-05-01 $70,200 (8.2%) $117,736 (13.5%) 0.00 248
    2019-06-01 $69,900 (8.2%) $116,984 (12.3%) 0.00 249
    2019-07-01 $69,975 (10.2%) $117,880 (21.6%) 0.00 246
    2019-08-01 $73,700 (13.2%) $121,861 (14.3%) 0.00 241
    2019-09-01 $71,900 (3.5%) $116,737 (6.9%) 0.00 230
    2019-10-01 $70,225 (10.2%) $111,141 (8.3%) 0.00 227
    2019-11-01 $65,000 (11.1%) $101,029 (2.6%) 0.00 235
    2019-12-01 $63,125 (15.0%) $102,444 (2.3%) 0.00 217
    2020-01-01 $69,500 (15.4%) $107,339 (2.5%) 0.00 195
    2020-02-01 $75,000 (28.8%) $112,105 (7.4%) 0.00 191
    2020-03-01 $79,000 (25.8%) $113,544 (4.7%) 0.00 182
    2020-04-01 $82,225 (19.5%) $115,084 (2.8%) 0.00 184
    2020-05-01 $75,500 (7.6%) $113,064 (-4.0%) 0.00 183
    2020-06-01 $90,725 (29.8%) $120,450 (3.0%) 0.00 161
    2020-07-01 $94,950 (35.7%) $122,546 (4.0%) 0.00 160
    2020-08-01 $90,000 (22.1%) $117,233 (-3.8%) 0.00 152
    2020-09-01 $87,000 (21.0%) $112,784 (-3.4%) 0.00 139
    2020-10-01 $75,000 (6.8%) $103,083 (-7.3%) 0.00 134
    2020-11-01 $75,375 (16.0%) $102,641 (1.6%) 0.00 126
    2020-12-01 $69,900 (10.7%) $97,196 (-5.1%) 0.00 131
    2021-01-01 $69,900 (0.6%) $95,953 (-10.6%) 0.00 113
    2021-02-01 $69,974 (-6.7%) $99,204 (-11.5%) 0.00 91
    2021-03-01 $73,300 (-7.2%) $103,501 (-8.9%) 0.00 81
    2021-04-01 $66,000 (-19.7%) $97,666 (-15.1%) 0.00 75
    2021-05-01 $69,750 (-7.6%) $95,770 (-15.3%) 0.00 80
    2021-06-01 $77,325 (-14.8%) $103,641 (-14.0%) 0.00 86
    2021-07-01 $69,250 (-27.1%) $108,354 (-11.6%) 0.00 71
    2021-08-01 $65,475 (-27.3%) $98,864 (-15.7%) 0.00 68
    2021-09-01 $65,000 (-25.3%) $100,835 (-10.6%) 0.00 63
    2021-10-01 $79,000 (5.3%) $111,132 (7.8%) 0.00 60
    2021-11-01 $69,175 (-8.2%) $104,626 (1.9%) 0.00 71
    2021-12-01 $69,375 (-0.8%) $96,284 (-0.9%) 0.00 80
    2022-01-01 $70,000 (0.1%) $92,520 (-3.6%) 0.00 74
    2022-02-01 $73,000 (4.3%) $99,559 (0.4%) 0.00 63
    2022-03-01 $82,925 (13.1%) $125,829 (21.6%) 0.00 60
    2022-04-01 $79,000 (19.7%) $113,979 (16.7%) 0.00 68
    2022-05-01 $83,225 (19.3%) $121,830 (27.2%) 0.00 65
    2022-06-01 $96,525 (24.8%) $130,169 (25.6%) 0.00 64
    2022-07-01 $125,000 (80.5%) $162,428 (49.9%) 0.00 67
    2022-08-01 $103,750 (58.5%) $160,744 (62.6%) 0.00 90
    2022-09-01 $96,800 (48.9%) $175,150 (73.7%) 0.00 85
    2022-10-01 $96,450 (22.1%) $173,745 (56.3%) 0.00 90
    2022-11-01 $93,175 (34.7%) $170,064 (62.5%) 0.00 87
    2022-12-01 $95,000 (36.9%) $169,781 (76.3%) 0.00 70
    2023-01-01 $97,900 (39.9%) $164,996 (78.3%) 0.00 68
    2023-02-01 $119,950 (64.3%) $172,338 (73.1%) 0.00 69
    2023-03-01 $121,125 (46.1%) $163,743 (30.1%) 0.00 76
    2023-04-01 $124,750 (57.9%) $172,464 (51.3%) 0.00 78
    2023-05-01 $130,175 (56.4%) $173,121 (42.1%) 0.00 82
    2023-06-01 $116,150 (20.3%) $155,818 (19.7%) 0.00 78
    2023-07-01 $119,950 (-4.0%) $173,790 (7.0%) 0.00 80
    2023-08-01 $125,000 (20.5%) $175,953 (9.5%) 0.00 83
    2023-09-01 $125,000 (29.1%) $192,359 (9.8%) 0.00 73
    2023-10-01 $122,500 (27.0%) $187,948 (8.2%) 0.00 76
    2023-11-01 $107,225 (15.1%) $168,106 (-1.2%) 0.00 88
    2023-12-01 $130,750 (37.6%) $185,685 (9.4%) 0.00 87
    2024-01-01 $142,350 (45.4%) $201,334 (22.0%) 0.00 83
    2024-02-01 $145,750 (21.5%) $213,031 (23.6%) 0.00 76
    2024-03-01 $159,500 (31.7%) $215,843 (31.8%) 0.00 75
    2024-04-01 $160,975 (29.0%) $219,277 (27.1%) 0.00 92
    2024-05-01 $178,700 (37.3%) $225,101 (30.0%) 0.00 100
    2024-06-01 $167,000 (43.8%) $221,407 (42.1%) 0.00 109
    2024-07-01 $169,450 (41.3%) $233,137 (34.2%) 0.00 119
    2024-08-01 $159,950 (28.0%) $213,885 (21.6%) 0.00 127
    2024-09-01 $143,575 (14.9%) $223,783 (16.3%) 0.00 135
    2024-10-01 $147,200 (20.2%) $244,713 (30.2%) 0.00 135
    2024-11-01 $140,000 (30.6%) $236,754 (40.8%) 0.00 144
    Coffeyville's median listing price for 2024-11-01 was $140,000, a difference of $32,775 (30.6%) versus the prior year and $-7,200 versus the prior month.

    Coffeyville's median listing price comes in at 0% of the national average.

    Coffeyville's average listing price for 2024-11-01 was $236,754, a difference of $68,648 (40.8%) versus the prior year and $-7,959 versus the prior month.

    For the 2024-11-01 period, Coffeyville had 144 MLS listings, a difference of 9 listings (7%) versus the prior month and 56 listings (64%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Coffeyville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,561 sqft
    2018-02-01 0 days 1,532 sqft
    2018-03-01 0 days 1,527 sqft
    2018-04-01 0 days 1,510 sqft
    2018-05-01 0 days 1,534 sqft
    2018-06-01 0 days 1,560 sqft
    2018-07-01 0 days 1,542 sqft
    2018-08-01 0 days 1,609 sqft
    2018-09-01 0 days 1,620 sqft
    2018-10-01 0 days 1,546 sqft
    2018-11-01 0 days 1,506 sqft
    2018-12-01 0 days 1,518 sqft
    2019-01-01 0 days 1,541 sqft
    2019-02-01 0 days 1,540 sqft
    2019-03-01 0 days 1,554 sqft
    2019-04-01 0 days 1,579 sqft
    2019-05-01 0 days 1,548 sqft
    2019-06-01 0 days 1,591 sqft
    2019-07-01 0 days 1,560 sqft
    2019-08-01 0 days 1,591 sqft
    2019-09-01 0 days 1,592 sqft
    2019-10-01 0 days 1,592 sqft
    2019-11-01 0 days 1,542 sqft
    2019-12-01 0 days 1,565 sqft
    2020-01-01 0 days 1,601 sqft
    2020-02-01 0 days 1,657 sqft
    2020-03-01 0 days 1,673 sqft
    2020-04-01 0 days 1,672 sqft
    2020-05-01 0 days 1,673 sqft
    2020-06-01 0 days 1,666 sqft
    2020-07-01 0 days 1,694 sqft
    2020-08-01 0 days 1,656 sqft
    2020-09-01 0 days 1,593 sqft
    2020-10-01 0 days 1,508 sqft
    2020-11-01 0 days 1,583 sqft
    2020-12-01 0 days 1,475 sqft
    2021-01-01 0 days 1,459 sqft
    2021-02-01 0 days 1,548 sqft
    2021-03-01 0 days 1,544 sqft
    2021-04-01 0 days 1,360 sqft
    2021-05-01 0 days 1,316 sqft
    2021-06-01 0 days 1,424 sqft
    2021-07-01 0 days 1,344 sqft
    2021-08-01 0 days 1,359 sqft
    2021-09-01 0 days 1,383 sqft
    2021-10-01 0 days 1,392 sqft
    2021-11-01 0 days 1,381 sqft
    2021-12-01 0 days 1,380 sqft
    2022-01-01 0 days 1,392 sqft
    2022-02-01 0 days 1,400 sqft
    2022-03-01 0 days 1,478 sqft
    2022-04-01 0 days 1,615 sqft
    2022-05-01 0 days 1,643 sqft
    2022-06-01 0 days 1,595 sqft
    2022-07-01 0 days 1,566 sqft
    2022-08-01 0 days 1,487 sqft
    2022-09-01 0 days 1,468 sqft
    2022-10-01 0 days 1,520 sqft
    2022-11-01 0 days 1,548 sqft
    2022-12-01 0 days 1,573 sqft
    2023-01-01 0 days 1,617 sqft
    2023-02-01 0 days 1,570 sqft
    2023-03-01 0 days 1,523 sqft
    2023-04-01 0 days 1,531 sqft
    2023-05-01 0 days 1,543 sqft
    2023-06-01 0 days 1,551 sqft
    2023-07-01 0 days 1,614 sqft
    2023-08-01 0 days 1,630 sqft
    2023-09-01 0 days 1,650 sqft
    2023-10-01 0 days 1,571 sqft
    2023-11-01 0 days 1,575 sqft
    2023-12-01 0 days 1,590 sqft
    2024-01-01 0 days 1,537 sqft
    2024-02-01 0 days 1,539 sqft
    2024-03-01 0 days 1,537 sqft
    2024-04-01 0 days 1,680 sqft
    2024-05-01 0 days 1,767 sqft
    2024-06-01 0 days 1,706 sqft
    2024-07-01 0 days 1,682 sqft
    2024-08-01 0 days 1,614 sqft
    2024-09-01 0 days 1,600 sqft
    2024-10-01 0 days 1,626 sqft
    2024-11-01 0 days 1,584 sqft
    Coffeyville's median listing age (time on market) for 2024-11-01 was 0 days.

    Coffeyville's median square footage for active listings during the 2024-11-01 period was 1,584 sqft. One year prior, the average listing was 1,575 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.