First National Bank Of Bellville Mortgage Rates, Fees & Info
Bellville, TXLEI: 2549005IUIJTSX4P5695
Tax ID: 74-0507285
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Mortgage Data
Review & Overview
First National Bank Of Bellville is a smaller bank specializing in Home Purchase loans. First National Bank Of Bellville has a high proportion of conventional loans. Their top markets by origination volume include: Houston, Brenham, and College Station among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)First National Bank Of Bellville has an average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
67Origination Dollar Volume (All Markets)
$22,455,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 52 | $16,820,000 | $323,462 | $0 | 0.00% |
| Brenham, TX (FHA|USDA|VA) | 7 | $2,785,000 | $397,857 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $1,300,000 | $325,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 67 | $22,455,000 | $335,149 | $0 | 0.00% |
For 2023, First National Bank Of Bellville's most frequently originated type of loan was Conventional, with 67 originations.
Loan Reason
For 2023, First National Bank Of Bellville's most frequently cited loan purpose was Home Purchase, with 53 originations. The 2nd most popular reason was Home Improvement, with 8 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 67 | $22,455,000 | $335,149 | $0 | 0.00% |
For 2023, First National Bank Of Bellville's most frequently cited loan duration was Other, with 67 originations.
Loan Sizing
2023 saw First National Bank Of Bellville place emphasis on $200k-400k loans with 22 originations, totaling $6,200,000 in origination value.
Applicant Income
First National Bank Of Bellville lent most frequently to those with incomes in the $150k-250k range, with 21 originations. The second most popular income band? $100k-150k, with 14 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 67 | $22,455,000 | $335,149 | $0 | 0.00% |
First National Bank Of Bellville lent most frequently to those with DTI ratios of Exempt%, with 67 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.74%
First National Bank Of Bellville has an average approval rate.
Pick Rate
Approvals leading to origination95.52%
First National Bank Of Bellville has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 67 | $22,455,000 | $335,149 |