Brenham Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Brenham averaged
6.95%
for the week of 2022-12-01, compared to the national average of
6.49% for the same period.
The average rate for the prior week (2022-11-23) was
7.04% and
one month ago for the week of 2022-10-27, the
average rate was 7.24%.
Brenham's average rate one year ago was 3.24%.
For refis of the same type during the week of 2022-12-01, the average rate
was 6.73%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-12-01 | 6.49% |
| Brenham 30 Year Fixed Rate | 2022-12-01 | 6.95% |
| Brenham 30 Year Fixed Rate Refi | 2022-12-01 | 6.73% |
| Brenham 15 Year Fixed Rate | 2022-12-01 | 6.1% |
| Brenham 15 Year Fixed Rate Refi | 2022-12-01 | 5.79% |
| Brenham 30 Year FHA | 2022-12-01 | 6.57% |
| Brenham 30 Year FHA Refi | 2022-12-01 | 6.41% |
| Brenham 30 Year USDA | 2022-12-01 | 6.44% |
| Brenham 30 Year USDA Refi | 2022-12-01 | 6.58% |
| Brenham 30 Year VA | 2022-12-01 | 6.58% |
| Brenham 30 Year VA Refi | 2022-12-01 | 6.02% |
Brenham Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Brenham, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Brenham Average Closing Costs & Other Stats
Brenham, TX's 118 lenders originated 994
loans during 2021. The total origination value was $287,280,000, with an average loan value of
$289,014.
Brenham's average closing costs are $5,579.
The top Brenham lender as defined by loan originations is QUICKEN LOANS, LLC, with
49 loans originated. Their average total fees are
$5,452, which is $1,296
lower than the next largest lender,
GUILD MORTGAGE COMPANY.
The lowest fee Brenham lenders (with over 10 loans originated) are
Wallick & Volk, Inc. ($2,636), Flagstar Bank, FSB ($4,821), CORNERSTONE HOME LENDING, INC. ($4,981), UNITED WHOLESALE MORTGAGE, LLC ($5,181) and HOME POINT FINANCIAL CORPORATION ($5,419).
The lowest rate Brenham lenders (with over 10 loans originated) are
Citizens Bank (2.88%), HOME POINT FINANCIAL CORPORATION (3.00%), CORNERSTONE HOME LENDING, INC. (3.06%), QUICKEN LOANS, LLC (3.09%) and JPMorgan Chase Bank (3.11%).
Brenham, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Citizens State Bank | $21,545,000 | $27,090,000 | 25.7% | 9.4% |
| QUICKEN LOANS, LLC | $23,880,000 | $23,475,000 | -1.7% | 8.2% |
| JPMorgan Chase Bank | $8,525,000 | $14,425,000 | 69.2% | 5.0% |
| GUILD MORTGAGE COMPANY | $8,440,000 | $12,075,000 | 43.1% | 4.2% |
| Farm Credit Mid-America, ACA | $5,575,000 | $8,865,000 | 59.0% | 3.1% |
| CORNERSTONE HOME LENDING, INC. | $14,815,000 | $8,210,000 | -44.6% | 2.9% |
| Round Top State Bank | $7,800,000 | $8,025,000 | 2.9% | 2.8% |
| GUARANTEED RATE, INC. | $1,365,000 | $7,325,000 | 436.6% | 2.5% |
| Wallick & Volk, Inc. | $9,965,000 | $7,290,000 | -26.8% | 2.5% |
| Flagstar Bank, FSB | $2,885,000 | $7,120,000 | 146.8% | 2.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $5,365,000 | $6,945,000 | 29.5% | 2.4% |
| Citizens Bank | $7,600,000 | $5,805,000 | -23.6% | 2.0% |
| Prosperity Bank | $2,595,000 | $5,670,000 | 118.5% | 2.0% |
| HOME POINT FINANCIAL CORPORATION | $1,350,000 | $5,355,000 | 296.7% | 1.9% |
| FREEDOM MORTGAGE CORPORATION | $4,365,000 | $4,355,000 | -0.2% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $1,655,000 | $4,345,000 | 162.5% | 1.5% |
| Bank of America | $1,925,000 | $4,330,000 | 124.9% | 1.5% |
| DHI MORTGAGE COMPANY, LTD. | $4,180,000 | n/a | 1.5% | |
| Mr. Cooper ( Nationstar Mortgage ) | $2,270,000 | $3,900,000 | 71.8% | 1.4% |
| LEADERONE FINANCIAL CORPORATION | $3,635,000 | $3,675,000 | 1.1% | 1.3% |
| Happy State Bank | $3,485,000 | n/a | 1.2% | |
| AMERISAVE MORTGAGE CORPORATION | $1,925,000 | $2,895,000 | 50.4% | 1.0% |
| AMCAP MORTGAGE, LTD. | $3,480,000 | $2,880,000 | -17.2% | 1.0% |
| Wells Fargo Bank | $5,110,000 | $2,515,000 | -50.8% | 0.9% |
| BNY Mellon | $2,405,000 | n/a | 0.8% | |
| First United Bank and Trust Company | $2,155,000 | $2,360,000 | 9.5% | 0.8% |
| LOANDEPOT.COM, LLC | $2,535,000 | $2,270,000 | -10.5% | 0.8% |
| Colonial Savings, F.A. | $840,000 | $2,165,000 | 157.7% | 0.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,535,000 | $2,145,000 | 39.7% | 0.7% |
| NFM, INC. | $2,835,000 | $2,115,000 | -25.4% | 0.7% |
| NEWREZ LLC | $420,000 | $1,955,000 | 365.5% | 0.7% |
| Zions Bancorporation, N.A. | $5,365,000 | $1,955,000 | -63.6% | 0.7% |
| Affiliated Bank | $1,945,000 | n/a | 0.7% | |
| ASPIRE FINANCIAL, INC. | $2,110,000 | $1,855,000 | -12.1% | 0.6% |
| BBVA USA | $2,750,000 | $1,750,000 | -36.4% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $1,000,000 | $1,750,000 | 75.0% | 0.6% |
| CALIBER HOME LOANS, INC. | $420,000 | $1,705,000 | 306.0% | 0.6% |
| UBS Bank USA | $305,000 | $1,575,000 | 416.4% | 0.5% |
| Guaranty Bank & Trust, N.A. | $175,000 | $1,490,000 | 751.4% | 0.5% |
| Mortgage Research Center, LLC | $470,000 | $1,455,000 | 209.6% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,380,000 | $1,445,000 | -57.2% | 0.5% |
| Network Funding, L.P. | $1,400,000 | $1,435,000 | 2.5% | 0.5% |
| AMERICA'S CHOICE HOME LOANS LP | $600,000 | $1,430,000 | 138.3% | 0.5% |
| PNC Bank | $1,430,000 | n/a | 0.5% | |
| U.S. Bank | $970,000 | $1,405,000 | 44.8% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $810,000 | $1,395,000 | 72.2% | 0.5% |
| Morgan Stanley Private Bank | $1,355,000 | n/a | 0.5% | |
| Truist Bank | $2,055,000 | $1,325,000 | -35.5% | 0.5% |
| BROKER SOLUTIONS, INC. | $450,000 | $1,235,000 | 174.4% | 0.4% |
| Deere Employees Credit Union | $1,235,000 | n/a | 0.4% | |
| AMERICAN FINANCING CORPORATION | $360,000 | $1,200,000 | 233.3% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $380,000 | $1,200,000 | 215.8% | 0.4% |
| Crossroads Bank | $105,000 | $1,170,000 | 1,014.3% | 0.4% |
| MID AMERICA MORTGAGE, INC. | $275,000 | $1,145,000 | 316.4% | 0.4% |
| SWBC MORTGAGE CORPORATION | $495,000 | $1,145,000 | 131.3% | 0.4% |
| City Bank | $785,000 | $1,140,000 | 45.2% | 0.4% |
| BETTER MORTGAGE CORPORATION | $540,000 | $1,075,000 | 99.1% | 0.4% |
| Classic Bank | $450,000 | $1,050,000 | 133.3% | 0.4% |
| SENTE MORTGAGE, INC. | $195,000 | $1,025,000 | 425.6% | 0.4% |
| Alliance Bank | $1,015,000 | n/a | 0.4% | |
| BOKF | $1,005,000 | n/a | 0.3% | |
| 21ST MORTGAGE CORPORATION | $750,000 | $965,000 | 28.7% | 0.3% |
| NATIONS RELIABLE LENDING, LLC | $185,000 | $900,000 | 386.5% | 0.3% |
| BRAZOS VALLEY SCHOOLS | $1,615,000 | $880,000 | -45.5% | 0.3% |
| THRIVE MORTGAGE, LLC | $845,000 | $865,000 | 2.4% | 0.3% |
| InterContinental Capital Group, Inc | $855,000 | n/a | 0.3% | |
| AMPLIFY | $345,000 | $845,000 | 144.9% | 0.3% |
| BancorpSouth Bank | $675,000 | $840,000 | 24.4% | 0.3% |
| First Guaranty Mortgage Corporation | $835,000 | n/a | 0.3% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $385,000 | $800,000 | 107.8% | 0.3% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $1,125,000 | $795,000 | -29.3% | 0.3% |
| Amarillo National Bank | $505,000 | $780,000 | 54.5% | 0.3% |
| SOUTHWEST STAGE FUNDING, LLC | $440,000 | $775,000 | 76.1% | 0.3% |
| Extraco Banks | $335,000 | $770,000 | 129.9% | 0.3% |
| Low VA Rates, LLC | $745,000 | n/a | 0.3% | |
| Regions Bank | $175,000 | $725,000 | 314.3% | 0.3% |
| HOMETRUST MORTGAGE COMPANY | $495,000 | $700,000 | 41.4% | 0.2% |
| Frost Bank | $605,000 | $690,000 | 14.0% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $665,000 | n/a | 0.2% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,275,000 | $625,000 | -51.0% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $620,000 | n/a | 0.2% | |
| Vista Bank | $605,000 | n/a | 0.2% | |
| NBKC BANK | $285,000 | $600,000 | 110.5% | 0.2% |
| GREATER TEXAS FEDERAL CREDIT UNION | $285,000 | $580,000 | 103.5% | 0.2% |
| RANDOLPH-BROOKS | $1,040,000 | $575,000 | -44.7% | 0.2% |
| COMPEER FINANCIAL, FLCA | $635,000 | $545,000 | -14.2% | 0.2% |
| S1L, Inc. | $265,000 | $525,000 | 98.1% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $520,000 | n/a | 0.2% | |
| Amerifirst Financial, Inc. | $515,000 | $515,000 | 0.0% | 0.2% |
| SOUTHWEST FUNDING, LP | $510,000 | n/a | 0.2% | |
| The Home Loan Expert LLC | $510,000 | n/a | 0.2% | |
| First Financial Bank | $645,000 | $505,000 | -21.7% | 0.2% |
| Veritex Community Bank | $505,000 | n/a | 0.2% | |
| LEGEND LENDING CORPORATION | $490,000 | n/a | 0.2% | |
| MORTGAGE FINANCIAL SERVICES, LLC | $2,340,000 | $480,000 | -79.5% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $310,000 | $480,000 | 54.8% | 0.2% |
| Encompass Lending Group, LP | $610,000 | $470,000 | -23.0% | 0.2% |
| INTERLINC MORTGAGE SERVICES, LLC | $580,000 | $470,000 | -19.0% | 0.2% |
| PHH Mortgage Corporation | $465,000 | n/a | 0.2% | |
| LOANFLIGHT LENDING, LLC | $450,000 | n/a | 0.2% | |
| Gateway First Bank | $1,180,000 | $440,000 | -62.7% | 0.2% |
| CMG MORTGAGE, INC. | $915,000 | $435,000 | -52.5% | 0.2% |
| Stifel Bank and Trust | $435,000 | n/a | 0.2% | |
| ADVANCIAL | $125,000 | $430,000 | 244.0% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $430,000 | n/a | 0.1% | |
| FIRST COMMUNITY CREDIT UNION | $650,000 | $430,000 | -33.8% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $215,000 | $420,000 | 95.3% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $410,000 | n/a | 0.1% | |
| CONTOUR MORTGAGE CORPORATION | $405,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $390,000 | n/a | 0.1% | |
| COUNTRYPLACE MORTGAGE, LTD. | $195,000 | $380,000 | 94.9% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $380,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $375,000 | n/a | 0.1% | |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $365,000 | n/a | 0.1% | |
| STEARNS LENDING, LLC | $245,000 | $365,000 | 49.0% | 0.1% |
| Trinity Oaks Mortgage, LLC | $365,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $380,000 | $360,000 | -5.3% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $95,000 | $355,000 | 273.7% | 0.1% |
| Origin Bank | $810,000 | $355,000 | -56.2% | 0.1% |
| Goldwater Bank, N.A. | $1,300,000 | $350,000 | -73.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $345,000 | n/a | 0.1% | |
| SOFI LENDING CORP. | $345,000 | n/a | 0.1% | |
| First Home Bank | $335,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $115,000 | $325,000 | 182.6% | 0.1% |
| FirstTrust Home Loans, Inc. | $325,000 | n/a | 0.1% | |
| International Bank of Commerce | $210,000 | $325,000 | 54.8% | 0.1% |
| Loan Simple, Inc. | $320,000 | n/a | 0.1% | |
| LOANPAL, LLC | $315,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $305,000 | n/a | 0.1% | |
| HOUSTON POLICE FEDERAL CREDIT UNION | $305,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $295,000 | n/a | 0.1% | |
| LENDERFI, INC. | $285,000 | n/a | 0.1% | |
| VeraBank | $285,000 | n/a | 0.1% | |
| First Federal Bank of Kansas City | $275,000 | n/a | 0.1% | |
| TIB The Independent Bankersbank | $275,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $255,000 | n/a | 0.1% | |
| MICHIGAN MUTUAL, INC. | $255,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $485,000 | $255,000 | -47.4% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $245,000 | $245,000 | 0.0% | 0.1% |
| First Bank | $245,000 | n/a | 0.1% | |
| Texas Mortgage Lending, LLC | $145,000 | $245,000 | 69.0% | 0.1% |
| Commerce Home Mortgage, Inc. | $235,000 | n/a | 0.1% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $230,000 | n/a | 0.1% | |
| ANGEL OAK HOME LOANS LLC | $225,000 | n/a | 0.1% | |
| GIBRALTAR MORTGAGE SERVICES, LLC | $265,000 | $225,000 | -15.1% | 0.1% |
| R Bank | $225,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $500,000 | $215,000 | -57.0% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $215,000 | $205,000 | -4.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $665,000 | $205,000 | -69.2% | 0.1% |
| ARC HOME LLC | $205,000 | n/a | 0.1% | |
| Chicago Mortgage Solutions LLC | $205,000 | n/a | 0.1% | |
| CRESCENT MORTGAGE COMPANY | $45,000 | $205,000 | 355.6% | 0.1% |
| Great Plains National Bank | $205,000 | n/a | 0.1% | |
| Sunflower Bank | $175,000 | $205,000 | 17.1% | 0.1% |
| West Town Bank & Trust | $205,000 | n/a | 0.1% | |
| AmRes Corporation | $195,000 | n/a | 0.1% | |
| PRIMEWAY | $195,000 | n/a | 0.1% | |
| Renasant Bank | $195,000 | n/a | 0.1% | |
| First National Bank of America | $185,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $185,000 | n/a | 0.1% | |
| American Airlines Federal Credit Union | $175,000 | n/a | 0.1% | |
| Hancock Whitney Bank | $175,000 | n/a | 0.1% | |
| MEGA CAPITAL FUNDING, INC. | $175,000 | n/a | 0.1% | |
| RB MORTGAGE LLC | $165,000 | n/a | 0.1% | |
| UNIVERSITY Federal Credit Union | $165,000 | n/a | 0.1% | |
| NEXUS SERIES B, LLC | $155,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $155,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $145,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $630,000 | $145,000 | -77.0% | 0.1% |
| SUMMIT FUNDING, INC. | $145,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $560,000 | $135,000 | -75.9% | 0.0% |
| BAY EQUITY LLC | $145,000 | $125,000 | -13.8% | 0.0% |
| Cy-Fair Federal Credit Union | $125,000 | n/a | 0.0% | |
| Manufacturers and Traders Trust Company | $125,000 | n/a | 0.0% | |
| NexBank | $335,000 | $125,000 | -62.7% | 0.0% |
| AMERICAN ADVISORS GROUP | $340,000 | $120,000 | -64.7% | 0.0% |
| Comerica Bank | $135,000 | $95,000 | -29.6% | 0.0% |
| Midwest Mortgage Associates Corporation | $95,000 | n/a | 0.0% | |
| FirstBank | $75,000 | n/a | 0.0% | |
| Reliant Bank | $45,000 | $65,000 | 44.4% | 0.0% |
| Texas First Bank | $65,000 | n/a | 0.0% | |
| ASSOCIATED CREDIT UNION OF TEXAS | $895,000 | $55,000 | -93.9% | 0.0% |
| Credit Union of Texas | $25,000 | n/a | 0.0% |
Brenham's top lender by overall market share is Citizens State Bank, with 9.4% market share. In second place, with 8.2%, is QUICKEN LOANS, LLC, having originated $23,475,000 in loans. In third place, with 5.0%, is JPMorgan Chase Bank, having originated $14,425,000 in loans. In fourth place, with 4.2%, is GUILD MORTGAGE COMPANY, having originated $12,075,000 in loans. In fifth place, with 3.1%, is Farm Credit Mid-America, ACA, having originated $8,865,000 in loans.
Brenham Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Brenham (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $267,425 (22.0%) | $346,875 (29.7%) | 0.00 | 92 |
| 2018-02-01 | $255,425 (8.8%) | $367,602 (38.0%) | 0.00 | 87 |
| 2018-03-01 | $254,500 (5.6%) | $400,915 (49.7%) | 0.00 | 92 |
| 2018-04-01 | $277,250 (18.0%) | $403,590 (48.7%) | 0.00 | 103 |
| 2018-05-01 | $286,300 (22.5%) | $384,049 (38.1%) | 0.00 | 108 |
| 2018-06-01 | $301,950 (29.1%) | $380,669 (25.4%) | 0.00 | 108 |
| 2018-07-01 | $295,950 (23.5%) | $365,357 (17.4%) | 0.00 | 94 |
| 2018-08-01 | $274,700 (15.4%) | $362,672 (17.6%) | 0.00 | 96 |
| 2018-09-01 | $297,950 (24.7%) | $368,686 (14.0%) | 0.00 | 81 |
| 2018-10-01 | $279,900 (16.8%) | $355,030 (12.0%) | 0.00 | 81 |
| 2018-11-01 | $289,475 (16.1%) | $351,907 (14.2%) | 0.00 | 74 |
| 2018-12-01 | $269,000 (6.1%) | $336,260 (5.8%) | 0.00 | 72 |
| 2019-01-01 | $270,000 (1.0%) | $376,592 (8.6%) | 0.00 | 68 |
| 2019-02-01 | $274,875 (7.6%) | $404,852 (10.1%) | 0.00 | 71 |
| 2019-03-01 | $261,621 (2.8%) | $391,833 (-2.3%) | 0.00 | 77 |
| 2019-04-01 | $253,496 (-8.6%) | $380,860 (-5.6%) | 0.00 | 87 |
| 2019-05-01 | $249,600 (-12.8%) | $377,258 (-1.8%) | 0.00 | 86 |
| 2019-06-01 | $250,000 (-17.2%) | $359,512 (-5.6%) | 0.00 | 88 |
| 2019-07-01 | $295,733 (-0.1%) | $383,708 (5.0%) | 0.00 | 93 |
| 2019-08-01 | $299,079 (8.9%) | $392,169 (8.1%) | 0.00 | 92 |
| 2019-09-01 | $292,847 (-1.7%) | $381,257 (3.4%) | 0.00 | 83 |
| 2019-10-01 | $288,225 (3.0%) | $369,844 (4.2%) | 0.00 | 78 |
| 2019-11-01 | $275,000 (-5.0%) | $388,013 (10.3%) | 0.00 | 79 |
| 2019-12-01 | $276,000 (2.6%) | $405,553 (20.6%) | 0.00 | 76 |
| 2020-01-01 | $282,250 (4.5%) | $409,928 (8.9%) | 0.00 | 74 |
| 2020-02-01 | $299,000 (8.8%) | $428,031 (5.7%) | 0.00 | 73 |
| 2020-03-01 | $327,000 (25.0%) | $447,883 (14.3%) | 0.00 | 84 |
| 2020-04-01 | $301,488 (18.9%) | $432,150 (13.5%) | 0.00 | 90 |
| 2020-05-01 | $298,475 (19.6%) | $427,603 (13.4%) | 0.00 | 95 |
| 2020-06-01 | $279,000 (11.6%) | $424,509 (18.1%) | 0.00 | 85 |
| 2020-07-01 | $306,250 (3.6%) | $431,662 (12.5%) | 0.00 | 78 |
| 2020-08-01 | $291,000 (-2.7%) | $399,694 (1.9%) | 0.00 | 68 |
| 2020-09-01 | $297,750 (1.7%) | $409,770 (7.5%) | 0.00 | 66 |
| 2020-10-01 | $299,500 (3.9%) | $398,116 (7.6%) | 0.00 | 63 |
| 2020-11-01 | $282,250 (2.6%) | $342,367 (-11.8%) | 0.00 | 58 |
| 2020-12-01 | $282,600 (2.4%) | $350,567 (-13.6%) | 0.00 | 55 |
| 2021-01-01 | $299,000 (5.9%) | $353,932 (-13.7%) | 0.00 | 46 |
| 2021-02-01 | $272,869 (-8.7%) | $333,340 (-22.1%) | 0.00 | 55 |
| 2021-03-01 | $272,675 (-16.6%) | $372,612 (-16.8%) | 0.00 | 53 |
| 2021-04-01 | $302,500 (0.3%) | $412,416 (-4.6%) | 0.00 | 36 |
| 2021-05-01 | $310,000 (3.9%) | $434,887 (1.7%) | 0.00 | 25 |
| 2021-06-01 | $313,500 (12.4%) | $431,337 (1.6%) | 0.00 | 30 |
| 2021-07-01 | $318,000 (3.8%) | $436,064 (1.0%) | 0.00 | 30 |
| 2021-08-01 | $374,500 (28.7%) | $462,638 (15.8%) | 0.00 | 40 |
| 2021-09-01 | $374,000 (25.6%) | $478,753 (16.8%) | 0.00 | 52 |
| 2021-10-01 | $375,450 (25.4%) | $475,049 (19.3%) | 0.00 | 57 |
| 2021-11-01 | $329,000 (16.6%) | $443,068 (29.4%) | 0.00 | 52 |
| 2021-12-01 | $354,575 (25.5%) | $429,218 (22.4%) | 0.00 | 55 |
| 2022-01-01 | $344,000 (15.1%) | $439,042 (24.1%) | 0.00 | 47 |
| 2022-02-01 | $319,504 (17.1%) | $423,781 (27.1%) | 0.00 | 44 |
| 2022-03-01 | $299,500 (9.8%) | $417,514 (12.1%) | 0.00 | 41 |
| 2022-04-01 | $299,000 (-1.2%) | $395,711 (-4.1%) | 0.00 | 35 |
| 2022-05-01 | $320,723 (3.5%) | $442,278 (1.7%) | 0.00 | 45 |
| 2022-06-01 | $322,500 (2.9%) | $449,000 (4.1%) | 0.00 | 65 |
| 2022-07-01 | $327,000 (2.8%) | $445,896 (2.3%) | 0.00 | 77 |
| 2022-08-01 | $321,000 (-14.3%) | $443,975 (-4.0%) | 0.00 | 83 |
| 2022-09-01 | $336,875 (-9.9%) | $473,717 (-1.1%) | 0.00 | 88 |
| 2022-10-01 | $325,000 (-13.4%) | $469,620 (-1.1%) | 0.00 | 97 |
| 2022-11-01 | $319,950 (-2.8%) | $445,809 (0.6%) | 0.00 | 95 |
Brenham's median listing price comes in at 0% of the national average.
Brenham's average listing price for 2022-11-01 was $445,809, a difference of $2,741 (0.6%) versus the prior year and $-23,811 versus the prior month.
For the 2022-11-01 period, Brenham had 95 MLS listings, a difference of -2 listings (-2%) versus the prior month and 43 listings (83%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Brenham (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,268 sqft |
| 2018-02-01 | 0 days | 2,268 sqft |
| 2018-03-01 | 0 days | 2,241 sqft |
| 2018-04-01 | 0 days | 2,372 sqft |
| 2018-05-01 | 0 days | 2,303 sqft |
| 2018-06-01 | 0 days | 2,397 sqft |
| 2018-07-01 | 0 days | 2,298 sqft |
| 2018-08-01 | 0 days | 2,155 sqft |
| 2018-09-01 | 0 days | 2,132 sqft |
| 2018-10-01 | 0 days | 2,194 sqft |
| 2018-11-01 | 0 days | 2,286 sqft |
| 2018-12-01 | 0 days | 2,149 sqft |
| 2019-01-01 | 0 days | 2,131 sqft |
| 2019-02-01 | 0 days | 2,105 sqft |
| 2019-03-01 | 0 days | 2,056 sqft |
| 2019-04-01 | 0 days | 1,985 sqft |
| 2019-05-01 | 0 days | 1,939 sqft |
| 2019-06-01 | 0 days | 1,954 sqft |
| 2019-07-01 | 0 days | 2,082 sqft |
| 2019-08-01 | 0 days | 2,091 sqft |
| 2019-09-01 | 0 days | 2,091 sqft |
| 2019-10-01 | 0 days | 2,091 sqft |
| 2019-11-01 | 0 days | 1,935 sqft |
| 2019-12-01 | 0 days | 1,941 sqft |
| 2020-01-01 | 0 days | 1,949 sqft |
| 2020-02-01 | 0 days | 2,072 sqft |
| 2020-03-01 | 0 days | 2,100 sqft |
| 2020-04-01 | 0 days | 2,089 sqft |
| 2020-05-01 | 0 days | 2,094 sqft |
| 2020-06-01 | 0 days | 2,097 sqft |
| 2020-07-01 | 0 days | 2,103 sqft |
| 2020-08-01 | 0 days | 2,073 sqft |
| 2020-09-01 | 0 days | 2,093 sqft |
| 2020-10-01 | 0 days | 2,101 sqft |
| 2020-11-01 | 0 days | 2,041 sqft |
| 2020-12-01 | 0 days | 1,889 sqft |
| 2021-01-01 | 0 days | 1,850 sqft |
| 2021-02-01 | 0 days | 1,865 sqft |
| 2021-03-01 | 0 days | 1,857 sqft |
| 2021-04-01 | 0 days | 1,808 sqft |
| 2021-05-01 | 0 days | 1,863 sqft |
| 2021-06-01 | 0 days | 1,812 sqft |
| 2021-07-01 | 0 days | 1,722 sqft |
| 2021-08-01 | 0 days | 1,987 sqft |
| 2021-09-01 | 0 days | 2,042 sqft |
| 2021-10-01 | 0 days | 1,895 sqft |
| 2021-11-01 | 0 days | 1,879 sqft |
| 2021-12-01 | 0 days | 1,829 sqft |
| 2022-01-01 | 0 days | 1,816 sqft |
| 2022-02-01 | 0 days | 1,816 sqft |
| 2022-03-01 | 0 days | 1,816 sqft |
| 2022-04-01 | 0 days | 1,632 sqft |
| 2022-05-01 | 0 days | 1,770 sqft |
| 2022-06-01 | 0 days | 1,829 sqft |
| 2022-07-01 | 0 days | 1,817 sqft |
| 2022-08-01 | 0 days | 1,783 sqft |
| 2022-09-01 | 0 days | 1,824 sqft |
| 2022-10-01 | 0 days | 1,863 sqft |
| 2022-11-01 | 0 days | 1,829 sqft |
Brenham's median square footage for active listings during the 2022-11-01 period was 1,829 sqft. One year prior, the average listing was 1,879 sqft.
Brenham, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 434 | $146,020,000 | $336,452 |
| Refi | 352 | $90,260,000 | $256,420 |
| Cash Out Refi | 172 | $41,630,000 | $242,035 |
| Home Improvement | 20 | $2,580,000 | $129,000 |
| Other | 15 | $6,635,000 | $442,333 |
| NA | 1 | $155,000 | $155,000 |
Brenham's most frequently cited loan purpose was Home Purchase, with 434 originations. The 2nd most popular reason was Refi, with 352 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 366 | $107,510,000 | $293,743 |
| 3-4% | 354 | $99,480,000 | $281,017 |
| <2.5% | 138 | $44,100,000 | $319,565 |
| 4-5% | 41 | $14,705,000 | $358,659 |
| Over 8% | 24 | $2,430,000 | $101,250 |
| 7-8% | 13 | $2,045,000 | $157,308 |
| 5-6% | 12 | $2,560,000 | $213,333 |
| 6-7% | 9 | $1,135,000 | $126,111 |
During 2021, Brenham's most frequently originated rate bucket was 2.5-3%, with 366 originations.
Loan Sizing (Brenham, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 425 | $113,675,000 | $267,471 |
| $100k-200k | 319 | $48,235,000 | $151,207 |
| $400k-600k | 109 | $52,515,000 | $481,789 |
| $100,000 or less | 89 | $6,485,000 | $72,865 |
| $600k-1000k | 30 | $22,250,000 | $741,667 |
| $Over $1MM | 22 | $44,120,000 | $2,005,455 |
Brenham's loan sizing saw the bucket of loans from $200k-400k with 425 originations, totaling $113,675,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 335 | $99,785,000 | $297,866 |
| 60-80% | 318 | $106,690,000 | $335,503 |
| 40-60% | 184 | $48,050,000 | $261,141 |
| 20-40% | 70 | $12,600,000 | $180,000 |
| Under 20% | 20 | $1,230,000 | $61,500 |
| Over 100% | 7 | $1,225,000 | $175,000 |
Brenham's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 335 originations, totaling $99,785,000 in origination value.
