Brenham Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Brenham averaged 5.96% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.27% and one month ago for the week of 2022-05-26, the average rate was 5.36%.

Brenham's average rate one year ago was 3.06%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.74%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Brenham 30 Year Fixed Rate 2022-06-30 5.96%
Brenham 30 Year Fixed Rate Refi 2022-06-30 5.74%
Brenham 15 Year Fixed Rate 2022-06-30 5.37%
Brenham 15 Year Fixed Rate Refi 2022-06-30 4.96%
Brenham 30 Year FHA 2022-06-30 5.97%
Brenham 30 Year FHA Refi 2022-06-30 5.91%
Brenham 30 Year USDA 2022-06-30 5.51%
Brenham 30 Year USDA Refi 2022-06-30 5.75%
Brenham 30 Year VA 2022-06-30 5.61%
Brenham 30 Year VA Refi 2022-06-30 5.15%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Brenham, TX.

Brenham Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Brenham, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 49 3.09% $5,452
GUILD MORTGAGE COMPANY 37 3.11% $6,748
Flagstar Bank, FSB 22 3.25% $4,821
CORNERSTONE HOME LENDING, INC. 20 3.06% $4,981
UNITED WHOLESALE MORTGAGE, LLC 17 3.12% $5,181
JPMorgan Chase Bank 17 3.11% $5,680
Wallick & Volk, Inc. 15 3.35% $2,636
Citizens Bank 14 2.88% $7,050
HOME POINT FINANCIAL CORPORATION 11 3.00% $5,419
Mr. Cooper ( Nationstar Mortgage ) 10 3.45% $5,965
GUARANTEED RATE, INC. 10 3.21% $7,376
AMCAP MORTGAGE, LTD. 9 3.18% $7,156
NFM, INC. 9 3.22% $5,036
DHI MORTGAGE COMPANY, LTD. 9 3.18% $3,802
PENNYMAC LOAN SERVICES, LLC 8 3.22% $4,669
Wells Fargo Bank 8 2.95% $4,872
AMERISAVE MORTGAGE CORPORATION 7 2.86% $2,958
LEADERONE FINANCIAL CORPORATION 7 3.02% $6,950
Farm Credit Mid-America, ACA 7 3.46% $11,270
LOANDEPOT.COM, LLC 6 3.00% $6,064
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 3.12% $10,757
AMERICA'S CHOICE HOME LOANS LP 5 3.10% $5,300
Network Funding, L.P. 5 3.10% $5,375
CALIBER HOME LOANS, INC. 5 3.05% $3,682
First United Bank and Trust Company 5 3.18% $7,236
BETTER MORTGAGE CORPORATION 4 3.16% $2,643
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 3.16% $5,602
Citizens State Bank 4 3.96% $3,995
HOMETRUST MORTGAGE COMPANY 3 3.33% $4,687
MOVEMENT MORTGAGE, LLC 3 2.93% $5,114
Paramount Residential Mortgage Group, Inc. 3 3.04% $6,693
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.25% $9,932
Prosperity Bank 3 3.00% $5,410
BBVA USA 3 3.42% $5,156
FREEDOM MORTGAGE CORPORATION 3 2.96% $2,350
BROKER SOLUTIONS, INC. 3 2.87% $5,569
TEXAS DOW EMPLOYEES CREDIT UNION 3 3.67% $6,087
AMPLIFY 3 3.08% $6,891
Truist Bank 3 2.96% $5,622
City Bank 3 2.79% $4,436
AMERICAN FINANCING CORPORATION 2 2.81% $9,636
LOANFLIGHT LENDING, LLC 2 3.00% $4,343
Colonial Savings, F.A. 2 3.00% $2,474
PHH Mortgage Corporation 2 3.75% $6,643
The Home Loan Expert LLC 2 3.25% $4,584
Goldwater Bank, N.A. 2 2.94% $5,980
Bank of America 2 2.50% $4,311
INTERLINC MORTGAGE SERVICES, LLC 2 3.38% $5,587
InterContinental Capital Group, Inc 2 2.81% $3,538
Encompass Lending Group, LP 2 3.19% $4,312
UNION HOME MORTGAGE CORP. 2 3.31% $2,961
NATIONS RELIABLE LENDING, LLC 2 3.75% $7,136
MORTGAGE FINANCIAL SERVICES, LLC 2 2.81% $6,908
BancorpSouth Bank 2 3.13% $6,611
ASPIRE FINANCIAL, INC. 2 2.38% $11,763
FIRST COMMUNITY CREDIT UNION 2 2.81% $4,847
BOKF 2 3.19% $5,578
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.56% $4,638
SENTE MORTGAGE, INC. 2 3.44% $4,209
PNC Bank 2 3.06% $6,764
SOUTHWEST FUNDING, LP 2 2.75% $8,594
West Town Bank & Trust 1 3.00% $4,043
Affiliated Bank 1 3.25% $14,487
American Airlines Federal Credit Union 1 3.13% $0
AMERICAN FINANCIAL NETWORK, INC. 1 2.63% $11,701
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.25% $5,204
Amerifirst Financial, Inc. 1 2.88% $7,304
AmRes Corporation 1 3.38% $4,565
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.00% $6,242
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.25% $6,511
BAY EQUITY LLC 1 2.88% $4,230
Chicago Mortgage Solutions LLC 1 3.37% $3,368
CMG MORTGAGE, INC. 1 3.38% $4,527
COMPEER FINANCIAL, FLCA 1 3.75% $8,447
CRESCENT MORTGAGE COMPANY 1 2.75% $5,017
CROSSCOUNTRY MORTGAGE, LLC 1 3.25% $2,755
Deere Employees Credit Union 1 1.88% $6,421
Extraco Banks 1 2.88% $8,143
First Bank 1 3.38% $3,808
First Guaranty Mortgage Corporation 1 3.38% $14,058
First National Bank of America 1 7.50% $7,574
FirstTrust Home Loans, Inc. 1 3.00% $4,541
Gateway First Bank 1 2.88% $4,033
GIBRALTAR MORTGAGE SERVICES, LLC 1 3.63% $5,785
GREATER TEXAS FEDERAL CREDIT UNION 1 3.13% $3,109
Great Plains National Bank 1 2.63% $4,356
Guaranty Bank & Trust, N.A. 1 3.00% $11,165
GULF COAST EDUCATORS FEDERAL CREDIT UNION 1 2.88% $5,735
Hancock Whitney Bank 1 2.88% $4,251
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.13% $4,303
HOMESIDE FINANCIAL, LLC 1 3.25% $5,222
KELLER MORTGAGE, LLC 1 2.63% $2,600
LOANPAL, LLC 1 2.63% $12,594
Loan Simple, Inc. 1 0.00% $0
Midwest Mortgage Associates Corporation 1 3.38% $3,790
Morgan Stanley Private Bank 1 2.80% $12,798
MUTUAL OF OMAHA MORTGAGE, INC. 1 2.63% $5,239
NBKC BANK 1 2.75% $2,306
NEWREZ LLC 1 3.25% $3,219
NexBank 1 3.25% $5,091
Origin Bank 1 3.38% $6,259
PRIMEWAY 1 3.55% $413
R Bank 1 2.88% $4,033
RB MORTGAGE LLC 1 3.25% $4,160
Regions Bank 1 3.25% $7,015
Reliant Bank 1 8.89% $3,570
S1L, Inc. 1 2.88% $7,687
SOFI LENDING CORP. 1 2.88% $4,887
Stifel Bank and Trust 1 2.50% $4,253
SWBC MORTGAGE CORPORATION 1 4.00% $9,956
Texas Mortgage Lending, LLC 1 3.00% $5,183
THRIVE MORTGAGE, LLC 1 3.50% $6,400
TIB The Independent Bankersbank 1 3.13% $3,964
Trinity Oaks Mortgage, LLC 1 2.99% $6,327
UBS Bank USA 1 2.50% $21,127
UNIVERSITY Federal Credit Union 1 3.25% $3,894
U.S. Bank 1 2.63% $9,892
ADVANCIAL 1 2.63% $3,727

Brenham, TX's 118 lenders originated 994 loans during 2021. The total origination value was $287,280,000, with an average loan value of $289,014.

The top Brenham lender as defined by loan originations is QUICKEN LOANS, LLC, with 49 loans originated. Their average total fees are $5,452, which is $1,296 lower than the next largest lender, GUILD MORTGAGE COMPANY.

The lowest fee Brenham lenders (with over 10 loans originated) are Wallick & Volk, Inc. ($2,636), Flagstar Bank, FSB ($4,821), CORNERSTONE HOME LENDING, INC. ($4,981), UNITED WHOLESALE MORTGAGE, LLC ($5,181) and HOME POINT FINANCIAL CORPORATION ($5,419).

The lowest rate Brenham lenders (with over 10 loans originated) are Citizens Bank (2.88%), HOME POINT FINANCIAL CORPORATION (3.00%), CORNERSTONE HOME LENDING, INC. (3.06%), QUICKEN LOANS, LLC (3.09%) and JPMorgan Chase Bank (3.11%).

Brenham, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Citizens State Bank $21,545,000 $27,090,000 25.7% 9.4%
QUICKEN LOANS, LLC $23,880,000 $23,475,000 -1.7% 8.2%
JPMorgan Chase Bank $8,525,000 $14,425,000 69.2% 5.0%
GUILD MORTGAGE COMPANY $8,440,000 $12,075,000 43.1% 4.2%
Farm Credit Mid-America, ACA $5,575,000 $8,865,000 59.0% 3.1%
CORNERSTONE HOME LENDING, INC. $14,815,000 $8,210,000 -44.6% 2.9%
Round Top State Bank $7,800,000 $8,025,000 2.9% 2.8%
GUARANTEED RATE, INC. $1,365,000 $7,325,000 436.6% 2.5%
Wallick & Volk, Inc. $9,965,000 $7,290,000 -26.8% 2.5%
Flagstar Bank, FSB $2,885,000 $7,120,000 146.8% 2.5%
UNITED WHOLESALE MORTGAGE, LLC $5,365,000 $6,945,000 29.5% 2.4%
Citizens Bank $7,600,000 $5,805,000 -23.6% 2.0%
Prosperity Bank $2,595,000 $5,670,000 118.5% 2.0%
HOME POINT FINANCIAL CORPORATION $1,350,000 $5,355,000 296.7% 1.9%
FREEDOM MORTGAGE CORPORATION $4,365,000 $4,355,000 -0.2% 1.5%
PENNYMAC LOAN SERVICES, LLC $1,655,000 $4,345,000 162.5% 1.5%
Bank of America $1,925,000 $4,330,000 124.9% 1.5%
DHI MORTGAGE COMPANY, LTD. $4,180,000 n/a 1.5%
Mr. Cooper ( Nationstar Mortgage ) $2,270,000 $3,900,000 71.8% 1.4%
LEADERONE FINANCIAL CORPORATION $3,635,000 $3,675,000 1.1% 1.3%
Happy State Bank $3,485,000 n/a 1.2%
AMERISAVE MORTGAGE CORPORATION $1,925,000 $2,895,000 50.4% 1.0%
AMCAP MORTGAGE, LTD. $3,480,000 $2,880,000 -17.2% 1.0%
Wells Fargo Bank $5,110,000 $2,515,000 -50.8% 0.9%
BNY Mellon $2,405,000 n/a 0.8%
First United Bank and Trust Company $2,155,000 $2,360,000 9.5% 0.8%
LOANDEPOT.COM, LLC $2,535,000 $2,270,000 -10.5% 0.8%
Colonial Savings, F.A. $840,000 $2,165,000 157.7% 0.8%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,535,000 $2,145,000 39.7% 0.7%
NFM, INC. $2,835,000 $2,115,000 -25.4% 0.7%
NEWREZ LLC $420,000 $1,955,000 365.5% 0.7%
Zions Bancorporation, N.A. $5,365,000 $1,955,000 -63.6% 0.7%
Affiliated Bank $1,945,000 n/a 0.7%
ASPIRE FINANCIAL, INC. $2,110,000 $1,855,000 -12.1% 0.6%
BBVA USA $2,750,000 $1,750,000 -36.4% 0.6%
LAKEVIEW LOAN SERVICING, LLC $1,000,000 $1,750,000 75.0% 0.6%
CALIBER HOME LOANS, INC. $420,000 $1,705,000 306.0% 0.6%
UBS Bank USA $305,000 $1,575,000 416.4% 0.5%
Guaranty Bank & Trust, N.A. $175,000 $1,490,000 751.4% 0.5%
Mortgage Research Center, LLC $470,000 $1,455,000 209.6% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,380,000 $1,445,000 -57.2% 0.5%
Network Funding, L.P. $1,400,000 $1,435,000 2.5% 0.5%
AMERICA'S CHOICE HOME LOANS LP $600,000 $1,430,000 138.3% 0.5%
PNC Bank $1,430,000 n/a 0.5%
U.S. Bank $970,000 $1,405,000 44.8% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $810,000 $1,395,000 72.2% 0.5%
Morgan Stanley Private Bank $1,355,000 n/a 0.5%
Truist Bank $2,055,000 $1,325,000 -35.5% 0.5%
BROKER SOLUTIONS, INC. $450,000 $1,235,000 174.4% 0.4%
Deere Employees Credit Union $1,235,000 n/a 0.4%
AMERICAN FINANCING CORPORATION $360,000 $1,200,000 233.3% 0.4%
Paramount Residential Mortgage Group, Inc. $380,000 $1,200,000 215.8% 0.4%
Crossroads Bank $105,000 $1,170,000 1,014.3% 0.4%
MID AMERICA MORTGAGE, INC. $275,000 $1,145,000 316.4% 0.4%
SWBC MORTGAGE CORPORATION $495,000 $1,145,000 131.3% 0.4%
City Bank $785,000 $1,140,000 45.2% 0.4%
BETTER MORTGAGE CORPORATION $540,000 $1,075,000 99.1% 0.4%
Classic Bank $450,000 $1,050,000 133.3% 0.4%
SENTE MORTGAGE, INC. $195,000 $1,025,000 425.6% 0.4%
Alliance Bank $1,015,000 n/a 0.4%
BOKF $1,005,000 n/a 0.3%
21ST MORTGAGE CORPORATION $750,000 $965,000 28.7% 0.3%
NATIONS RELIABLE LENDING, LLC $185,000 $900,000 386.5% 0.3%
BRAZOS VALLEY SCHOOLS $1,615,000 $880,000 -45.5% 0.3%
THRIVE MORTGAGE, LLC $845,000 $865,000 2.4% 0.3%
InterContinental Capital Group, Inc $855,000 n/a 0.3%
AMPLIFY $345,000 $845,000 144.9% 0.3%
BancorpSouth Bank $675,000 $840,000 24.4% 0.3%
First Guaranty Mortgage Corporation $835,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $385,000 $800,000 107.8% 0.3%
TEXAS DOW EMPLOYEES CREDIT UNION $1,125,000 $795,000 -29.3% 0.3%
Amarillo National Bank $505,000 $780,000 54.5% 0.3%
SOUTHWEST STAGE FUNDING, LLC $440,000 $775,000 76.1% 0.3%
Extraco Banks $335,000 $770,000 129.9% 0.3%
Low VA Rates, LLC $745,000 n/a 0.3%
Regions Bank $175,000 $725,000 314.3% 0.3%
HOMETRUST MORTGAGE COMPANY $495,000 $700,000 41.4% 0.2%
Frost Bank $605,000 $690,000 14.0% 0.2%
MOVEMENT MORTGAGE, LLC $665,000 n/a 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,275,000 $625,000 -51.0% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $620,000 n/a 0.2%
Vista Bank $605,000 n/a 0.2%
NBKC BANK $285,000 $600,000 110.5% 0.2%
GREATER TEXAS FEDERAL CREDIT UNION $285,000 $580,000 103.5% 0.2%
RANDOLPH-BROOKS $1,040,000 $575,000 -44.7% 0.2%
COMPEER FINANCIAL, FLCA $635,000 $545,000 -14.2% 0.2%
S1L, Inc. $265,000 $525,000 98.1% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $520,000 n/a 0.2%
Amerifirst Financial, Inc. $515,000 $515,000 0.0% 0.2%
SOUTHWEST FUNDING, LP $510,000 n/a 0.2%
The Home Loan Expert LLC $510,000 n/a 0.2%
First Financial Bank $645,000 $505,000 -21.7% 0.2%
Veritex Community Bank $505,000 n/a 0.2%
LEGEND LENDING CORPORATION $490,000 n/a 0.2%
MORTGAGE FINANCIAL SERVICES, LLC $2,340,000 $480,000 -79.5% 0.2%
TRIAD FINANCIAL SERVICES, INC. $310,000 $480,000 54.8% 0.2%
Encompass Lending Group, LP $610,000 $470,000 -23.0% 0.2%
INTERLINC MORTGAGE SERVICES, LLC $580,000 $470,000 -19.0% 0.2%
PHH Mortgage Corporation $465,000 n/a 0.2%
LOANFLIGHT LENDING, LLC $450,000 n/a 0.2%
Gateway First Bank $1,180,000 $440,000 -62.7% 0.2%
CMG MORTGAGE, INC. $915,000 $435,000 -52.5% 0.2%
Stifel Bank and Trust $435,000 n/a 0.2%
ADVANCIAL $125,000 $430,000 244.0% 0.1%
CIVIC FINANCIAL SERVICES, LLC $430,000 n/a 0.1%
FIRST COMMUNITY CREDIT UNION $650,000 $430,000 -33.8% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $215,000 $420,000 95.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $410,000 n/a 0.1%
CONTOUR MORTGAGE CORPORATION $405,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $390,000 n/a 0.1%
COUNTRYPLACE MORTGAGE, LTD. $195,000 $380,000 94.9% 0.1%
LENDINGHOME FUNDING CORPORATION $380,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $375,000 n/a 0.1%
GULF COAST EDUCATORS FEDERAL CREDIT UNION $365,000 n/a 0.1%
STEARNS LENDING, LLC $245,000 $365,000 49.0% 0.1%
Trinity Oaks Mortgage, LLC $365,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $380,000 $360,000 -5.3% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $95,000 $355,000 273.7% 0.1%
Origin Bank $810,000 $355,000 -56.2% 0.1%
Goldwater Bank, N.A. $1,300,000 $350,000 -73.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $345,000 n/a 0.1%
SOFI LENDING CORP. $345,000 n/a 0.1%
First Home Bank $335,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $115,000 $325,000 182.6% 0.1%
FirstTrust Home Loans, Inc. $325,000 n/a 0.1%
International Bank of Commerce $210,000 $325,000 54.8% 0.1%
Loan Simple, Inc. $320,000 n/a 0.1%
LOANPAL, LLC $315,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $305,000 n/a 0.1%
HOUSTON POLICE FEDERAL CREDIT UNION $305,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $295,000 n/a 0.1%
LENDERFI, INC. $285,000 n/a 0.1%
VeraBank $285,000 n/a 0.1%
First Federal Bank of Kansas City $275,000 n/a 0.1%
TIB The Independent Bankersbank $275,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $255,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $255,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $485,000 $255,000 -47.4% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $245,000 $245,000 0.0% 0.1%
First Bank $245,000 n/a 0.1%
Texas Mortgage Lending, LLC $145,000 $245,000 69.0% 0.1%
Commerce Home Mortgage, Inc. $235,000 n/a 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $230,000 n/a 0.1%
ANGEL OAK HOME LOANS LLC $225,000 n/a 0.1%
GIBRALTAR MORTGAGE SERVICES, LLC $265,000 $225,000 -15.1% 0.1%
R Bank $225,000 n/a 0.1%
Lakeview Community Capital, LLC $500,000 $215,000 -57.0% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $215,000 $205,000 -4.7% 0.1%
AmeriHome Mortgage Company, LLC $665,000 $205,000 -69.2% 0.1%
ARC HOME LLC $205,000 n/a 0.1%
Chicago Mortgage Solutions LLC $205,000 n/a 0.1%
CRESCENT MORTGAGE COMPANY $45,000 $205,000 355.6% 0.1%
Great Plains National Bank $205,000 n/a 0.1%
Sunflower Bank $175,000 $205,000 17.1% 0.1%
West Town Bank & Trust $205,000 n/a 0.1%
AmRes Corporation $195,000 n/a 0.1%
PRIMEWAY $195,000 n/a 0.1%
Renasant Bank $195,000 n/a 0.1%
First National Bank of America $185,000 n/a 0.1%
KELLER MORTGAGE, LLC $185,000 n/a 0.1%
American Airlines Federal Credit Union $175,000 n/a 0.1%
Hancock Whitney Bank $175,000 n/a 0.1%
MEGA CAPITAL FUNDING, INC. $175,000 n/a 0.1%
RB MORTGAGE LLC $165,000 n/a 0.1%
UNIVERSITY Federal Credit Union $165,000 n/a 0.1%
NEXUS SERIES B, LLC $155,000 n/a 0.1%
PLANET HOME LENDING, LLC $155,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $145,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $630,000 $145,000 -77.0% 0.1%
SUMMIT FUNDING, INC. $145,000 n/a 0.1%
Carrington Mortgage Services, LLC $560,000 $135,000 -75.9% 0.0%
BAY EQUITY LLC $145,000 $125,000 -13.8% 0.0%
Cy-Fair Federal Credit Union $125,000 n/a 0.0%
Manufacturers and Traders Trust Company $125,000 n/a 0.0%
NexBank $335,000 $125,000 -62.7% 0.0%
AMERICAN ADVISORS GROUP $340,000 $120,000 -64.7% 0.0%
Comerica Bank $135,000 $95,000 -29.6% 0.0%
Midwest Mortgage Associates Corporation $95,000 n/a 0.0%
FirstBank $75,000 n/a 0.0%
Reliant Bank $45,000 $65,000 44.4% 0.0%
Texas First Bank $65,000 n/a 0.0%
ASSOCIATED CREDIT UNION OF TEXAS $895,000 $55,000 -93.9% 0.0%
Credit Union of Texas $25,000 n/a 0.0%

Brenham's top lender by overall market share is Citizens State Bank, with 9.4% market share. In second place, with 8.2%, is QUICKEN LOANS, LLC, having originated $23,475,000 in loans. In third place, with 5.0%, is JPMorgan Chase Bank, having originated $14,425,000 in loans. In third place, with 4.2%, is GUILD MORTGAGE COMPANY, having originated $12,075,000 in loans. In third place, with 3.1%, is Farm Credit Mid-America, ACA, having originated $8,865,000 in loans.


Brenham, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 434 $146,020,000 $336,452
Refi 352 $90,260,000 $256,420
Cash Out Refi 172 $41,630,000 $242,035
Home Improvement 20 $2,580,000 $129,000
Other 15 $6,635,000 $442,333
NA 1 $155,000 $155,000

Brenham's most frequently cited loan purpose was Home Purchase, with 434 originations. The 2nd most popular reason was Refi, with 352 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 366 $107,510,000 $293,743
3-4% 354 $99,480,000 $281,017
<2.5% 138 $44,100,000 $319,565
4-5% 41 $14,705,000 $358,659
Over 8% 24 $2,430,000 $101,250
7-8% 13 $2,045,000 $157,308
5-6% 12 $2,560,000 $213,333
6-7% 9 $1,135,000 $126,111

During 2021, Brenham's most frequently originated rate bucket was 2.5-3%, with 366 originations.

Loan Sizing (Brenham, TX MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 425 $113,675,000 $267,471
$100k-200k 319 $48,235,000 $151,207
$400k-600k 109 $52,515,000 $481,789
$100,000 or less 89 $6,485,000 $72,865
$600k-1000k 30 $22,250,000 $741,667
$Over $1MM 22 $44,120,000 $2,005,455

Brenham's loan sizing saw the bucket of loans from $200k-400k with 425 originations, totaling $113,675,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 335 $99,785,000 $297,866
60-80% 318 $106,690,000 $335,503
40-60% 184 $48,050,000 $261,141
20-40% 70 $12,600,000 $180,000
Under 20% 20 $1,230,000 $61,500
Over 100% 7 $1,225,000 $175,000

Brenham's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 335 originations, totaling $99,785,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Brenham (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $269,950 (20.0%) $343,733 (21.2%) 0.00 125
2018-02-01 $257,450 (9.7%) $372,596 (39.0%) 0.00 121
2018-03-01 $264,000 (12.3%) $401,719 (50.9%) 0.00 129
2018-04-01 $297,850 (19.9%) $405,173 (47.3%) 0.00 148
2018-05-01 $306,500 (24.5%) $390,848 (40.1%) 0.00 152
2018-06-01 $320,000 (33.6%) $385,848 (28.4%) 0.00 157
2018-07-01 $313,550 (30.9%) $385,060 (27.8%) 0.00 126
2018-08-01 $289,350 (17.4%) $359,049 (20.0%) 0.00 120
2018-09-01 $297,950 (21.7%) $362,478 (13.9%) 0.00 102
2018-10-01 $286,500 (17.5%) $347,716 (12.0%) 0.00 102
2018-11-01 $299,000 (17.9%) $352,396 (15.6%) 0.00 95
2018-12-01 $298,100 (15.8%) $340,935 (7.7%) 0.00 92
2019-01-01 $298,100 (10.4%) $377,873 (9.9%) 0.00 84
2019-02-01 $298,100 (15.8%) $402,450 (8.0%) 0.00 90
2019-03-01 $289,000 (9.5%) $395,937 (-1.4%) 0.00 98
2019-04-01 $283,050 (-5.0%) $381,123 (-5.9%) 0.00 114
2019-05-01 $259,500 (-15.3%) $377,142 (-3.5%) 0.00 109
2019-06-01 $259,500 (-18.9%) $353,524 (-8.4%) 0.00 115
2019-07-01 $299,450 (-4.5%) $386,978 (0.5%) 0.00 117
2019-08-01 $290,514 (0.4%) $373,763 (4.1%) 0.00 118
2019-09-01 $283,064 (-5.0%) $366,270 (1.1%) 0.00 108
2019-10-01 $289,900 (1.2%) $373,758 (7.5%) 0.00 92
2019-11-01 $275,000 (-8.0%) $369,758 (4.9%) 0.00 94
2019-12-01 $279,450 (-6.3%) $385,277 (13.0%) 0.00 89
2020-01-01 $282,250 (-5.3%) $390,051 (3.2%) 0.00 86
2020-02-01 $299,000 (0.3%) $414,037 (2.9%) 0.00 83
2020-03-01 $324,500 (12.3%) $436,527 (10.3%) 0.00 94
2020-04-01 $294,475 (4.0%) $408,811 (7.3%) 0.00 105
2020-05-01 $297,000 (14.5%) $414,747 (10.0%) 0.00 108
2020-06-01 $288,000 (11.0%) $407,690 (15.3%) 0.00 93
2020-07-01 $302,000 (0.9%) $412,749 (6.7%) 0.00 86
2020-08-01 $269,500 (-7.2%) $391,722 (4.8%) 0.00 76
2020-09-01 $300,500 (6.2%) $408,157 (11.4%) 0.00 74
2020-10-01 $299,500 (3.3%) $399,368 (6.9%) 0.00 74
2020-11-01 $279,500 (1.6%) $335,237 (-9.3%) 0.00 69
2020-12-01 $277,250 (-0.8%) $336,525 (-12.7%) 0.00 71
2021-01-01 $279,500 (-1.0%) $337,446 (-13.5%) 0.00 61
2021-02-01 $272,185 (-9.0%) $321,684 (-22.3%) 0.00 72
2021-03-01 $265,035 (-18.3%) $343,491 (-21.3%) 0.00 66
2021-04-01 $307,350 (4.4%) $394,526 (-3.5%) 0.00 43
2021-05-01 $365,000 (22.9%) $411,737 (-0.7%) 0.00 32
2021-06-01 $318,000 (10.4%) $413,135 (1.3%) 0.00 35
2021-07-01 $307,250 (1.7%) $405,334 (-1.8%) 0.00 40
2021-08-01 $369,000 (36.9%) $440,258 (12.4%) 0.00 48
2021-09-01 $359,450 (19.6%) $443,219 (8.6%) 0.00 65
2021-10-01 $316,600 (5.7%) $426,105 (6.7%) 0.00 78
2021-11-01 $316,900 (13.4%) $407,467 (21.6%) 0.00 67
2021-12-01 $312,340 (12.7%) $390,648 (16.1%) 0.00 68
2022-01-01 $299,000 (7.0%) $390,858 (15.8%) 0.00 60
2022-02-01 $289,950 (6.5%) $377,329 (17.3%) 0.00 58
2022-03-01 $296,850 (12.0%) $383,681 (11.7%) 0.00 57
2022-04-01 $282,455 (-8.1%) $359,293 (-8.9%) 0.00 45
2022-05-01 $312,500 (-14.4%) $439,792 (6.8%) 0.00 58
2022-06-01 $324,850 (2.2%) $449,919 (8.9%) 0.00 76
Brenham's median listing price for 2022-06-01 was $324,850, a difference of $6,850 (2.2%) versus the prior year and $12,350 versus the prior month.

Brenham's median listing price comes in at 0% of the national average.

Brenham's average listing price for 2022-06-01 was $449,919, a difference of $36,784 (8.9%) versus the prior year and $10,127 versus the prior month.

For the 2022-06-01 period, Brenham had 76 MLS listings, a difference of 18 listings (31%) versus the prior month and 41 listings (117%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Brenham (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,227 sqft
2018-02-01 0 days 2,316 sqft
2018-03-01 0 days 2,373 sqft
2018-04-01 0 days 2,476 sqft
2018-05-01 0 days 2,425 sqft
2018-06-01 0 days 2,407 sqft
2018-07-01 0 days 2,334 sqft
2018-08-01 0 days 2,149 sqft
2018-09-01 0 days 2,072 sqft
2018-10-01 0 days 2,183 sqft
2018-11-01 0 days 2,315 sqft
2018-12-01 0 days 2,221 sqft
2019-01-01 0 days 2,187 sqft
2019-02-01 0 days 2,172 sqft
2019-03-01 0 days 2,145 sqft
2019-04-01 0 days 2,083 sqft
2019-05-01 0 days 2,081 sqft
2019-06-01 0 days 2,072 sqft
2019-07-01 0 days 2,092 sqft
2019-08-01 0 days 2,083 sqft
2019-09-01 0 days 2,083 sqft
2019-10-01 0 days 2,091 sqft
2019-11-01 0 days 1,947 sqft
2019-12-01 0 days 1,951 sqft
2020-01-01 0 days 2,020 sqft
2020-02-01 0 days 2,015 sqft
2020-03-01 0 days 2,124 sqft
2020-04-01 0 days 2,047 sqft
2020-05-01 0 days 2,089 sqft
2020-06-01 0 days 2,095 sqft
2020-07-01 0 days 2,100 sqft
2020-08-01 0 days 2,073 sqft
2020-09-01 0 days 2,090 sqft
2020-10-01 0 days 2,101 sqft
2020-11-01 0 days 2,031 sqft
2020-12-01 0 days 1,881 sqft
2021-01-01 0 days 1,800 sqft
2021-02-01 0 days 1,783 sqft
2021-03-01 0 days 1,792 sqft
2021-04-01 0 days 1,820 sqft
2021-05-01 0 days 1,850 sqft
2021-06-01 0 days 1,849 sqft
2021-07-01 0 days 1,722 sqft
2021-08-01 0 days 2,013 sqft
2021-09-01 0 days 1,909 sqft
2021-10-01 0 days 1,836 sqft
2021-11-01 0 days 1,836 sqft
2021-12-01 0 days 1,825 sqft
2022-01-01 0 days 1,783 sqft
2022-02-01 0 days 1,643 sqft
2022-03-01 0 days 1,785 sqft
2022-04-01 0 days 1,600 sqft
2022-05-01 0 days 1,730 sqft
2022-06-01 0 days 1,822 sqft
Brenham's median listing age (time on market) for 2022-06-01 was 0 days.

Brenham's median square footage for active listings during the 2022-06-01 period was 1,822 sqft. One year prior, the average listing was 1,849 sqft.