Brenham Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Brenham averaged
6.19%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.11% and
one month ago for the week of 2023-04-20, the
average rate was 5.71%.
Brenham's average rate one year ago was 4.57%.
For refis of the same type during the week of 2023-05-25, the average rate
was 6.57%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Brenham 30 Year Fixed Rate | 2023-05-25 | 6.19% |
| Brenham 30 Year Fixed Rate Refi | 2023-05-25 | 6.57% |
| Brenham 15 Year Fixed Rate | 2023-05-25 | 5.87% |
| Brenham 15 Year Fixed Rate Refi | 2023-05-25 | 6.47% |
| Brenham 30 Year FHA | 2023-05-25 | 6.51% |
| Brenham 30 Year FHA Refi | 2023-05-25 | 6.81% |
| Brenham 30 Year USDA | 2023-05-25 | 6.53% |
| Brenham 30 Year USDA Refi | 2023-05-25 | 6.83% |
| Brenham 30 Year VA | 2023-05-25 | 6.41% |
| Brenham 30 Year VA Refi | 2023-05-25 | 6.41% |
Brenham Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Brenham, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Brenham Average Closing Costs & Other Stats
Brenham, TX's 105 lenders originated 758
loans during 2022. The total origination value was $246,520,000, with an average loan value of
$325,224.
Brenham's average closing costs are $6,001.
The top Brenham lender as defined by loan originations is QUICKEN LOANS, LLC, with
28 loans originated. Their average total fees are
$6,860, which is $2,087
higher than the next largest lender,
DHI MORTGAGE COMPANY, LTD..
The lowest fee Brenham lenders (with over 10 loans originated) are
Citizens State Bank ($4,179), DHI MORTGAGE COMPANY, LTD. ($4,774), Flagstar Bank, FSB ($5,663), QUICKEN LOANS, LLC ($6,860) and UNITED WHOLESALE MORTGAGE, LLC ($7,621).
The lowest rate Brenham lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (3.85%), Flagstar Bank, FSB (4.64%), Farm Credit Mid-America, ACA (4.73%), QUICKEN LOANS, LLC (4.95%) and Citizens State Bank (4.96%).
Brenham, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Citizens State Bank | $27,090,000 | $30,090,000 | 11.1% | 12.2% |
| DHI MORTGAGE COMPANY, LTD. | $4,180,000 | $15,765,000 | 277.2% | 6.4% |
| QUICKEN LOANS, LLC | $23,475,000 | $13,440,000 | -42.7% | 5.5% |
| Flagstar Bank, FSB | $7,120,000 | $12,800,000 | 79.8% | 5.2% |
| Farm Credit Mid-America, ACA | $8,865,000 | $9,990,000 | 12.7% | 4.1% |
| First United Bank and Trust Company | $2,360,000 | $9,370,000 | 297.0% | 3.8% |
| First National Bank Texas | $8,175,000 | n/a | 3.3% | |
| UNITED WHOLESALE MORTGAGE, LLC | $6,945,000 | $6,855,000 | -1.3% | 2.8% |
| Round Top State Bank | $8,025,000 | $6,700,000 | -16.5% | 2.7% |
| Prosperity Bank | $5,670,000 | $6,620,000 | 16.8% | 2.7% |
| JPMorgan Chase Bank | $14,425,000 | $5,650,000 | -60.8% | 2.3% |
| T2 FINANCIAL LLC | $5,275,000 | n/a | 2.1% | |
| Wallick & Volk, Inc. | $7,290,000 | $4,825,000 | -33.8% | 2.0% |
| CORNERSTONE HOME LENDING, INC. | $8,210,000 | $3,255,000 | -60.4% | 1.3% |
| GUILD MORTGAGE COMPANY | $12,075,000 | $3,250,000 | -73.1% | 1.3% |
| Zions Bancorporation, N.A. | $1,955,000 | $3,060,000 | 56.5% | 1.2% |
| GREYSTONE SERVICING COMPANY LLC | $3,005,000 | n/a | 1.2% | |
| Morgan Stanley Private Bank | $1,355,000 | $2,930,000 | 116.2% | 1.2% |
| LEADERONE FINANCIAL CORPORATION | $3,675,000 | $2,775,000 | -24.5% | 1.1% |
| Citizens Bank | $5,805,000 | $2,335,000 | -59.8% | 0.9% |
| HOME POINT FINANCIAL CORPORATION | $5,355,000 | $2,325,000 | -56.6% | 0.9% |
| BRAZOS VALLEY SCHOOLS | $880,000 | $2,185,000 | 148.3% | 0.9% |
| Wells Fargo Bank | $2,515,000 | $2,140,000 | -14.9% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $2,115,000 | n/a | 0.9% | |
| SECURITY SERVICE | $2,075,000 | n/a | 0.8% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,445,000 | $2,025,000 | 40.1% | 0.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $625,000 | $2,015,000 | 222.4% | 0.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,395,000 | $1,860,000 | 33.3% | 0.8% |
| AMCAP MORTGAGE, LTD. | $2,880,000 | $1,850,000 | -35.8% | 0.8% |
| BancorpSouth Bank | $840,000 | $1,800,000 | 114.3% | 0.7% |
| Mortgage Research Center, LLC | $1,455,000 | $1,775,000 | 22.0% | 0.7% |
| 21ST MORTGAGE CORPORATION | $965,000 | $1,770,000 | 83.4% | 0.7% |
| Washington Federal Bank | $1,755,000 | n/a | 0.7% | |
| Mr. Cooper ( Nationstar Mortgage ) | $3,900,000 | $1,715,000 | -56.0% | 0.7% |
| PlainsCapital Bank | $1,705,000 | n/a | 0.7% | |
| GREATER TEXAS FEDERAL CREDIT UNION | $580,000 | $1,605,000 | 176.7% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $4,345,000 | $1,570,000 | -63.9% | 0.6% |
| Amarillo National Bank | $780,000 | $1,525,000 | 95.5% | 0.6% |
| Regions Bank | $725,000 | $1,505,000 | 107.6% | 0.6% |
| OAKTREE FUNDING CORP. | $1,495,000 | n/a | 0.6% | |
| CMG MORTGAGE, INC. | $435,000 | $1,480,000 | 240.2% | 0.6% |
| Paramount Residential Mortgage Group, Inc. | $1,200,000 | $1,330,000 | 10.8% | 0.5% |
| V.I.P. MORTGAGE, INC. | $1,300,000 | n/a | 0.5% | |
| THRIVE MORTGAGE, LLC | $865,000 | $1,220,000 | 41.0% | 0.5% |
| GUARANTEED RATE, INC. | $7,325,000 | $1,190,000 | -83.8% | 0.5% |
| LOANDEPOT.COM, LLC | $2,270,000 | $1,175,000 | -48.2% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $245,000 | $1,045,000 | 326.5% | 0.4% |
| AMERICAN FINANCING CORPORATION | $1,200,000 | $1,035,000 | -13.8% | 0.4% |
| Bank of America | $4,330,000 | $1,000,000 | -76.9% | 0.4% |
| SOUTHWEST STAGE FUNDING, LLC | $775,000 | $905,000 | 16.8% | 0.4% |
| NFM, INC. | $2,115,000 | $855,000 | -59.6% | 0.3% |
| CHEVRON | $835,000 | n/a | 0.3% | |
| Kleberg Bank, N.A | $835,000 | n/a | 0.3% | |
| NexBank | $125,000 | $825,000 | 560.0% | 0.3% |
| U.S. Bank | $1,405,000 | $810,000 | -42.3% | 0.3% |
| NEWREZ LLC | $1,955,000 | $795,000 | -59.3% | 0.3% |
| GIBRALTAR MORTGAGE SERVICES, LLC | $225,000 | $785,000 | 248.9% | 0.3% |
| TEXAS DOW EMPLOYEES CREDIT UNION | $795,000 | $780,000 | -1.9% | 0.3% |
| CALIBER HOME LOANS, INC. | $1,705,000 | $770,000 | -54.8% | 0.3% |
| First Financial Bank | $505,000 | $730,000 | 44.6% | 0.3% |
| USAA Federal Savings Bank | $710,000 | n/a | 0.3% | |
| Citibank | $705,000 | n/a | 0.3% | |
| HOMETRUST MORTGAGE COMPANY | $700,000 | $690,000 | -1.4% | 0.3% |
| Network Funding, L.P. | $1,435,000 | $675,000 | -53.0% | 0.3% |
| CERTAINTY HOME LOANS, LLC | $650,000 | n/a | 0.3% | |
| FREEDOM MORTGAGE CORPORATION | $4,355,000 | $610,000 | -86.0% | 0.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,145,000 | $600,000 | -72.0% | 0.2% |
| INTERLINC MORTGAGE SERVICES, LLC | $470,000 | $590,000 | 25.5% | 0.2% |
| Ally Bank | $580,000 | n/a | 0.2% | |
| AMERICAN ADVISORS GROUP | $120,000 | $580,000 | 383.3% | 0.2% |
| AMERICA'S CHOICE HOME LOANS LP | $1,430,000 | $580,000 | -59.4% | 0.2% |
| UBS Bank USA | $1,575,000 | $565,000 | -64.1% | 0.2% |
| AUSTIN TELCO Federal Credit Union | $555,000 | n/a | 0.2% | |
| AMERISAVE MORTGAGE CORPORATION | $2,895,000 | $550,000 | -81.0% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $525,000 | n/a | 0.2% | |
| Chicago Mortgage Solutions LLC | $205,000 | $515,000 | 151.2% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $515,000 | n/a | 0.2% | |
| First Guaranty Mortgage Corporation | $835,000 | $510,000 | -38.9% | 0.2% |
| Strong Home Mortgage, LLC | $505,000 | n/a | 0.2% | |
| VELOCIO MORTGAGE L.L.C. | $505,000 | n/a | 0.2% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $520,000 | $500,000 | -3.8% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $480,000 | n/a | 0.2% | |
| KELLER MORTGAGE, LLC | $185,000 | $470,000 | 154.1% | 0.2% |
| ASPIRE FINANCIAL, INC. | $1,855,000 | $465,000 | -74.9% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $325,000 | $460,000 | 41.5% | 0.2% |
| MORTGAGE FINANCIAL SERVICES, LLC | $480,000 | $460,000 | -4.2% | 0.2% |
| NBH Bank | $455,000 | n/a | 0.2% | |
| FINANCE OF AMERICA REVERSE LLC | $145,000 | $445,000 | 206.9% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $380,000 | $420,000 | 10.5% | 0.2% |
| Frost Bank | $690,000 | $405,000 | -41.3% | 0.2% |
| Gateway First Bank | $440,000 | $400,000 | -9.1% | 0.2% |
| First National Bank of Huntsville | $395,000 | n/a | 0.2% | |
| UNIVERSITY Federal Credit Union | $165,000 | $385,000 | 133.3% | 0.2% |
| EMBRACE HOME LOANS, INC. | $375,000 | n/a | 0.2% | |
| RANDOLPH-BROOKS | $575,000 | $365,000 | -36.5% | 0.1% |
| Loan Simple, Inc. | $320,000 | $355,000 | 10.9% | 0.1% |
| Renasant Bank | $195,000 | $355,000 | 82.1% | 0.1% |
| Discover Bank | $350,000 | n/a | 0.1% | |
| SENTE MORTGAGE, INC. | $1,025,000 | $345,000 | -66.3% | 0.1% |
| AgFirst Farm Credit Bank | $335,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $330,000 | n/a | 0.1% | |
| First National Bank of Central Texas | $325,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $325,000 | n/a | 0.1% | |
| Guaranty Bank & Trust, N.A. | $1,490,000 | $320,000 | -78.5% | 0.1% |
| Crossroads Bank | $1,170,000 | $315,000 | -73.1% | 0.1% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $365,000 | $315,000 | -13.7% | 0.1% |
| North American Savings Bank, F.S.B. | $315,000 | n/a | 0.1% | |
| Truist | $1,325,000 | $315,000 | -76.2% | 0.1% |
| UNITED BUILT HOMES, L.L.C. | $305,000 | n/a | 0.1% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $295,000 | n/a | 0.1% | |
| LOANPEOPLE, LLC | $295,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $295,000 | n/a | 0.1% | |
| American Momentum Bank | $285,000 | n/a | 0.1% | |
| REVERSE MORTGAGE FUNDING LLC | $285,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $465,000 | $280,000 | -39.8% | 0.1% |
| Allegiance Bank | $275,000 | n/a | 0.1% | |
| FIRST COMMUNITY CREDIT UNION | $430,000 | $275,000 | -36.0% | 0.1% |
| NBKC BANK | $600,000 | $275,000 | -54.2% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $265,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $265,000 | n/a | 0.1% | |
| Security State Bank & Trust | $265,000 | n/a | 0.1% | |
| Credit Union of Texas | $25,000 | $255,000 | 920.0% | 0.1% |
| BARTON CREEK LENDING GROUP, LLC | $245,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $245,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,750,000 | $245,000 | -86.0% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $900,000 | $245,000 | -72.8% | 0.1% |
| Classic Bank | $1,050,000 | $240,000 | -77.1% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $240,000 | n/a | 0.1% | |
| Amerifirst Financial, Inc. | $515,000 | $225,000 | -56.3% | 0.1% |
| Goldwater Bank, N.A. | $350,000 | $225,000 | -35.7% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $665,000 | $225,000 | -66.2% | 0.1% |
| Paramount Bank | $225,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $305,000 | $215,000 | -29.5% | 0.1% |
| First Bank & Trust | $205,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $800,000 | $205,000 | -74.4% | 0.1% |
| First Home Bank | $335,000 | $185,000 | -44.8% | 0.1% |
| Simmons Bank | $175,000 | n/a | 0.1% | |
| Sunflower Bank | $205,000 | $165,000 | -19.5% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $375,000 | $155,000 | -58.7% | 0.1% |
| ISB Capital, LLC | $155,000 | n/a | 0.1% | |
| ENERGY CAPITAL CREDIT UNION | $150,000 | n/a | 0.1% | |
| TEXELL Credit Union | $150,000 | n/a | 0.1% | |
| AMPLIFY | $845,000 | $145,000 | -82.8% | 0.1% |
| Houston Federal Credit Union | $135,000 | n/a | 0.1% | |
| Fifth Third Bank | $125,000 | n/a | 0.1% | |
| First Bank | $245,000 | $125,000 | -49.0% | 0.1% |
| First Savings Bank | $125,000 | n/a | 0.1% | |
| THRIVENT Federal Credit Union | $125,000 | n/a | 0.1% | |
| Bank of Colorado | $115,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $115,000 | n/a | 0.0% | |
| GREAT WESTERN FINANCIAL SERVICES, INC. | $115,000 | n/a | 0.0% | |
| MEMBERS CHOICE Credit Union | $115,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $2,165,000 | $105,000 | -95.2% | 0.0% |
| A+ Federal Credit Union | $95,000 | n/a | 0.0% | |
| CERTIFIED FUNDING, L.P. | $95,000 | n/a | 0.0% | |
| Comerica Bank | $95,000 | $95,000 | 0.0% | 0.0% |
| FirstBank | $75,000 | $95,000 | 26.7% | 0.0% |
| Lakeview Community Capital, LLC | $215,000 | $95,000 | -55.8% | 0.0% |
| MEMBER HOME LOAN, L.L.C. | $95,000 | n/a | 0.0% | |
| SHELL FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $1,145,000 | $95,000 | -91.7% | 0.0% |
| ATLANTA POSTAL | $75,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $75,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $480,000 | $75,000 | -84.4% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $65,000 | n/a | 0.0% | |
| ASSOCIATED CREDIT UNION OF TEXAS | $55,000 | $55,000 | 0.0% | 0.0% |
| Nations Lending Corporation | $55,000 | n/a | 0.0% | |
| PRIMEWAY | $195,000 | $55,000 | -71.8% | 0.0% |
| PNC Bank | $1,430,000 | $45,000 | -96.9% | 0.0% |
Brenham's top lender by overall market share is Citizens State Bank, with 12.2% market share. In second place, with 6.4%, is DHI MORTGAGE COMPANY, LTD., having originated $15,765,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $13,440,000 in loans. In fourth place, with 5.2%, is Flagstar Bank, FSB, having originated $12,800,000 in loans. In fifth place, with 4.1%, is Farm Credit Mid-America, ACA, having originated $9,990,000 in loans.
Brenham Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Brenham (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $267,425 (22.0%) | $346,875 (29.7%) | 0.00 | 92 |
| 2018-02-01 | $255,425 (8.8%) | $367,602 (38.0%) | 0.00 | 87 |
| 2018-03-01 | $254,500 (5.6%) | $400,915 (49.7%) | 0.00 | 92 |
| 2018-04-01 | $277,250 (18.0%) | $403,590 (48.7%) | 0.00 | 103 |
| 2018-05-01 | $286,300 (22.5%) | $384,049 (38.1%) | 0.00 | 108 |
| 2018-06-01 | $301,950 (29.1%) | $380,669 (25.4%) | 0.00 | 108 |
| 2018-07-01 | $295,950 (23.5%) | $365,357 (17.4%) | 0.00 | 94 |
| 2018-08-01 | $274,700 (15.4%) | $362,672 (17.6%) | 0.00 | 96 |
| 2018-09-01 | $297,950 (24.7%) | $368,686 (14.0%) | 0.00 | 81 |
| 2018-10-01 | $279,900 (16.8%) | $355,030 (12.0%) | 0.00 | 81 |
| 2018-11-01 | $289,475 (16.1%) | $351,907 (14.2%) | 0.00 | 74 |
| 2018-12-01 | $269,000 (6.1%) | $336,260 (5.8%) | 0.00 | 72 |
| 2019-01-01 | $270,000 (1.0%) | $376,592 (8.6%) | 0.00 | 68 |
| 2019-02-01 | $274,875 (7.6%) | $404,852 (10.1%) | 0.00 | 71 |
| 2019-03-01 | $275,000 (8.1%) | $393,495 (-1.9%) | 0.00 | 79 |
| 2019-04-01 | $255,250 (-7.9%) | $387,327 (-4.0%) | 0.00 | 87 |
| 2019-05-01 | $249,600 (-12.8%) | $377,258 (-1.8%) | 0.00 | 86 |
| 2019-06-01 | $250,000 (-17.2%) | $359,512 (-5.6%) | 0.00 | 88 |
| 2019-07-01 | $295,733 (-0.1%) | $383,708 (5.0%) | 0.00 | 93 |
| 2019-08-01 | $289,000 (5.2%) | $388,879 (7.2%) | 0.00 | 102 |
| 2019-09-01 | $285,000 (-4.4%) | $378,767 (2.7%) | 0.00 | 86 |
| 2019-10-01 | $288,225 (3.0%) | $369,844 (4.2%) | 0.00 | 78 |
| 2019-11-01 | $275,000 (-5.0%) | $388,013 (10.3%) | 0.00 | 79 |
| 2019-12-01 | $276,000 (2.6%) | $405,553 (20.6%) | 0.00 | 76 |
| 2020-01-01 | $282,250 (4.5%) | $409,928 (8.9%) | 0.00 | 74 |
| 2020-02-01 | $299,000 (8.8%) | $428,031 (5.7%) | 0.00 | 73 |
| 2020-03-01 | $327,000 (18.9%) | $447,883 (13.8%) | 0.00 | 84 |
| 2020-04-01 | $301,488 (18.1%) | $432,150 (11.6%) | 0.00 | 90 |
| 2020-05-01 | $298,475 (19.6%) | $427,603 (13.4%) | 0.00 | 95 |
| 2020-06-01 | $279,000 (11.6%) | $424,509 (18.1%) | 0.00 | 85 |
| 2020-07-01 | $306,250 (3.6%) | $431,662 (12.5%) | 0.00 | 78 |
| 2020-08-01 | $291,000 (0.7%) | $399,694 (2.8%) | 0.00 | 68 |
| 2020-09-01 | $297,750 (4.5%) | $409,770 (8.2%) | 0.00 | 66 |
| 2020-10-01 | $299,500 (3.9%) | $398,116 (7.6%) | 0.00 | 63 |
| 2020-11-01 | $282,250 (2.6%) | $342,367 (-11.8%) | 0.00 | 58 |
| 2020-12-01 | $282,600 (2.4%) | $350,567 (-13.6%) | 0.00 | 55 |
| 2021-01-01 | $299,000 (5.9%) | $353,932 (-13.7%) | 0.00 | 46 |
| 2021-02-01 | $272,869 (-8.7%) | $333,340 (-22.1%) | 0.00 | 55 |
| 2021-03-01 | $272,675 (-16.6%) | $372,612 (-16.8%) | 0.00 | 53 |
| 2021-04-01 | $302,500 (0.3%) | $412,416 (-4.6%) | 0.00 | 36 |
| 2021-05-01 | $310,000 (3.9%) | $434,887 (1.7%) | 0.00 | 25 |
| 2021-06-01 | $313,500 (12.4%) | $431,337 (1.6%) | 0.00 | 30 |
| 2021-07-01 | $318,000 (3.8%) | $436,064 (1.0%) | 0.00 | 30 |
| 2021-08-01 | $374,500 (28.7%) | $462,638 (15.8%) | 0.00 | 40 |
| 2021-09-01 | $374,000 (25.6%) | $478,753 (16.8%) | 0.00 | 52 |
| 2021-10-01 | $375,450 (25.4%) | $475,049 (19.3%) | 0.00 | 57 |
| 2021-11-01 | $329,000 (16.6%) | $443,068 (29.4%) | 0.00 | 52 |
| 2021-12-01 | $354,575 (25.5%) | $429,218 (22.4%) | 0.00 | 55 |
| 2022-01-01 | $344,000 (15.1%) | $440,853 (24.6%) | 0.00 | 47 |
| 2022-02-01 | $319,504 (17.1%) | $423,781 (27.1%) | 0.00 | 44 |
| 2022-03-01 | $299,500 (9.8%) | $417,514 (12.1%) | 0.00 | 41 |
| 2022-04-01 | $299,000 (-1.2%) | $395,711 (-4.1%) | 0.00 | 35 |
| 2022-05-01 | $320,723 (3.5%) | $442,278 (1.7%) | 0.00 | 45 |
| 2022-06-01 | $322,500 (2.9%) | $449,000 (4.1%) | 0.00 | 65 |
| 2022-07-01 | $327,000 (2.8%) | $445,896 (2.3%) | 0.00 | 77 |
| 2022-08-01 | $322,000 (-14.0%) | $444,987 (-3.8%) | 0.00 | 83 |
| 2022-09-01 | $336,875 (-9.9%) | $473,717 (-1.1%) | 0.00 | 88 |
| 2022-10-01 | $325,000 (-13.4%) | $469,620 (-1.1%) | 0.00 | 97 |
| 2022-11-01 | $319,950 (-2.8%) | $445,809 (0.6%) | 0.00 | 95 |
| 2022-12-01 | $319,700 (-9.8%) | $453,637 (5.7%) | 0.00 | 86 |
| 2023-01-01 | $322,713 (-6.2%) | $455,306 (3.3%) | 0.00 | 67 |
| 2023-02-01 | $327,134 (2.4%) | $440,454 (3.9%) | 0.00 | 69 |
| 2023-03-01 | $320,725 (7.1%) | $446,131 (6.9%) | 0.00 | 66 |
| 2023-04-01 | $322,893 (8.0%) | $415,392 (5.0%) | 0.00 | 71 |
Brenham's median listing price comes in at 0% of the national average.
Brenham's average listing price for 2023-04-01 was $415,392, a difference of $19,681 (5.0%) versus the prior year and $-30,739 versus the prior month.
For the 2023-04-01 period, Brenham had 71 MLS listings, a difference of 5 listings (8%) versus the prior month and 36 listings (103%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Brenham (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,268 sqft |
| 2018-02-01 | 0 days | 2,268 sqft |
| 2018-03-01 | 0 days | 2,241 sqft |
| 2018-04-01 | 0 days | 2,372 sqft |
| 2018-05-01 | 0 days | 2,303 sqft |
| 2018-06-01 | 0 days | 2,397 sqft |
| 2018-07-01 | 0 days | 2,298 sqft |
| 2018-08-01 | 0 days | 2,162 sqft |
| 2018-09-01 | 0 days | 2,144 sqft |
| 2018-10-01 | 0 days | 2,194 sqft |
| 2018-11-01 | 0 days | 2,286 sqft |
| 2018-12-01 | 0 days | 2,149 sqft |
| 2019-01-01 | 0 days | 2,131 sqft |
| 2019-02-01 | 0 days | 2,105 sqft |
| 2019-03-01 | 0 days | 2,061 sqft |
| 2019-04-01 | 0 days | 2,006 sqft |
| 2019-05-01 | 0 days | 1,939 sqft |
| 2019-06-01 | 0 days | 1,954 sqft |
| 2019-07-01 | 0 days | 2,082 sqft |
| 2019-08-01 | 0 days | 2,104 sqft |
| 2019-09-01 | 0 days | 2,082 sqft |
| 2019-10-01 | 0 days | 2,088 sqft |
| 2019-11-01 | 0 days | 1,935 sqft |
| 2019-12-01 | 0 days | 1,941 sqft |
| 2020-01-01 | 0 days | 1,949 sqft |
| 2020-02-01 | 0 days | 2,072 sqft |
| 2020-03-01 | 0 days | 2,100 sqft |
| 2020-04-01 | 0 days | 2,089 sqft |
| 2020-05-01 | 0 days | 2,094 sqft |
| 2020-06-01 | 0 days | 2,097 sqft |
| 2020-07-01 | 0 days | 2,103 sqft |
| 2020-08-01 | 0 days | 2,073 sqft |
| 2020-09-01 | 0 days | 2,093 sqft |
| 2020-10-01 | 0 days | 2,101 sqft |
| 2020-11-01 | 0 days | 2,041 sqft |
| 2020-12-01 | 0 days | 1,889 sqft |
| 2021-01-01 | 0 days | 1,850 sqft |
| 2021-02-01 | 0 days | 1,865 sqft |
| 2021-03-01 | 0 days | 1,857 sqft |
| 2021-04-01 | 0 days | 1,808 sqft |
| 2021-05-01 | 0 days | 1,863 sqft |
| 2021-06-01 | 0 days | 1,812 sqft |
| 2021-07-01 | 0 days | 1,722 sqft |
| 2021-08-01 | 0 days | 1,987 sqft |
| 2021-09-01 | 0 days | 2,042 sqft |
| 2021-10-01 | 0 days | 1,895 sqft |
| 2021-11-01 | 0 days | 1,879 sqft |
| 2021-12-01 | 0 days | 1,829 sqft |
| 2022-01-01 | 0 days | 1,816 sqft |
| 2022-02-01 | 0 days | 1,816 sqft |
| 2022-03-01 | 0 days | 1,816 sqft |
| 2022-04-01 | 0 days | 1,632 sqft |
| 2022-05-01 | 0 days | 1,770 sqft |
| 2022-06-01 | 0 days | 1,829 sqft |
| 2022-07-01 | 0 days | 1,817 sqft |
| 2022-08-01 | 0 days | 1,787 sqft |
| 2022-09-01 | 0 days | 1,824 sqft |
| 2022-10-01 | 0 days | 1,863 sqft |
| 2022-11-01 | 0 days | 1,829 sqft |
| 2022-12-01 | 0 days | 1,919 sqft |
| 2023-01-01 | 0 days | 1,944 sqft |
| 2023-02-01 | 0 days | 1,892 sqft |
| 2023-03-01 | 0 days | 1,853 sqft |
| 2023-04-01 | 0 days | 1,845 sqft |
Brenham's median square footage for active listings during the 2023-04-01 period was 1,845 sqft. One year prior, the average listing was 1,632 sqft.
Brenham, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 478 | $168,240,000 | $351,967 |
| Cash Out Refi | 145 | $35,015,000 | $241,483 |
| Refi | 90 | $35,350,000 | $392,778 |
| Home Improvement | 24 | $4,250,000 | $177,083 |
| Other | 20 | $3,400,000 | $170,000 |
| NA | 1 | $265,000 | $265,000 |
Brenham's most frequently cited loan purpose was Home Purchase, with 478 originations. The 2nd most popular reason was Cash Out Refi, with 145 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 202 | $66,990,000 | $331,634 |
| 4-5% | 166 | $68,500,000 | $412,651 |
| 5-6% | 134 | $41,620,000 | $310,597 |
| 6-7% | 75 | $20,395,000 | $271,933 |
| Over 8% | 59 | $8,115,000 | $137,542 |
| 2.5-3% | 42 | $21,020,000 | $500,476 |
| 7-8% | 29 | $3,935,000 | $135,690 |
| <2.5% | 13 | $3,085,000 | $237,308 |
During 2022, Brenham's most frequently originated rate bucket was 3-4%, with 202 originations.
Loan Sizing (Brenham, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 359 | $100,895,000 | $281,045 |
| $100k-200k | 185 | $28,075,000 | $151,757 |
| $100,000 or less | 85 | $6,055,000 | $71,235 |
| $400k-600k | 68 | $32,630,000 | $479,853 |
| $600k-1000k | 33 | $24,625,000 | $746,212 |
| $Over $1MM | 28 | $54,240,000 | $1,937,143 |
Brenham's loan sizing saw the bucket of loans from $200k-400k with 359 originations, totaling $100,895,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 284 | $82,880,000 | $291,831 |
| 60-80% | 242 | $100,100,000 | $413,636 |
| 40-60% | 97 | $33,625,000 | $346,649 |
| 20-40% | 53 | $10,175,000 | $191,981 |
| Under 20% | 37 | $3,915,000 | $105,811 |
| Over 100% | 8 | $2,460,000 | $307,500 |
Brenham's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 284 originations, totaling $82,880,000 in origination value.