Brenham Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Brenham averaged 6.81% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.69% and one month ago for the week of 2024-03-14, the average rate was 6.25%.

    Brenham's average rate one year ago was 6.18%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.4%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Brenham 30 Year Fixed Rate 2024-04-18 6.81%
    Brenham 30 Year Fixed Rate Refi 2024-04-18 7.4%
    Brenham 15 Year Fixed Rate 2024-04-18 6.59%
    Brenham 15 Year Fixed Rate Refi 2024-04-18 6.99%
    Brenham 30 Year FHA 2024-04-18 7.06%
    Brenham 30 Year FHA Refi 2024-04-18 6.96%
    Brenham 30 Year USDA 2024-04-18 7.06%
    Brenham 30 Year USDA Refi 2024-04-18 6.66%
    Brenham 30 Year VA 2024-04-18 6.56%
    Brenham 30 Year VA Refi 2024-04-18 6.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Brenham, TX.

    Brenham Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Brenham, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    DHI MORTGAGE COMPANY, LTD. 25 5.39% $4,166
    QUICKEN LOANS, LLC 20 6.85% $7,327
    CROSSCOUNTRY MORTGAGE, LLC 12 6.78% $9,257
    Flagstar Bank, FSB 12 6.60% $6,068
    T2 FINANCIAL LLC 9 6.80% $9,822
    JPMorgan Chase Bank 8 7.03% $4,742
    UNITED WHOLESALE MORTGAGE, LLC 8 6.63% $9,951
    BancorpSouth 6 6.96% $10,124
    AMCAP MORTGAGE, LTD. 6 7.27% $8,408
    Farm Credit Mid-America, ACA 5 6.93% $11,536
    PRIMELENDING, A PLAINSCAPITAL COMPANY 5 7.07% $10,021
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 6.40% $8,236
    CMG MORTGAGE, INC. 4 7.06% $10,514
    LEADERONE FINANCIAL CORPORATION 3 6.13% $9,727
    NFM, INC. 3 6.71% $8,273
    Network Funding, L.P. 3 7.13% $7,563
    CORNERSTONE HOME LENDING, INC. 3 7.04% $6,504
    PENNYMAC LOAN SERVICES, LLC 3 6.42% $9,766
    Wallick & Volk, Inc. 3 6.83% $3,351
    LOANDEPOT.COM, LLC 3 6.67% $28,979
    Trustmark National Bank 2 7.00% $3,930
    Charles Schwab Bank, SSB 2 5.81% $12,889
    GARDNER FINANCIAL SERVICES, LTD. 2 6.81% $9,876
    GUARANTEED RATE, INC. 2 7.50% $8,475
    Morgan Stanley Private Bank 2 6.03% $3,704
    Mr. Cooper ( Nationstar Mortgage ) 2 7.06% $14,045
    Prosperity Bank 2 5.88% $5,627
    SENTE MORTGAGE, INC. 2 6.69% $5,447
    TEXAS DOW EMPLOYEES CREDIT UNION 2 7.81% $3,425
    City Bank 1 6.13% $5,703
    JSC 1 5.88% $3,288
    Citizens Bank 1 7.63% $6,385
    Citibank 1 5.00% $8,145
    LOANFLIGHT LENDING, LLC 1 6.62% $4,693
    Loan Simple, Inc. 1 6.95% $12,008
    U.S. Bank 1 6.13% $7,879
    AMERICAN FINANCIAL NETWORK, INC. 1 6.75% $11,362
    Nations Lending Corporation 1 6.99% $7,617
    CHURCHILL MORTGAGE CORPORATION 1 6.38% $6,752
    CARDINAL FINANCIAL 1 6.75% $6,564
    PACIFIC RESIDENTIAL MORTGAGE, LLC 1 5.99% $26,954
    BETTER MORTGAGE CORPORATION 1 5.25% $3,655
    PILGRIM MORTGAGE LLC 1 6.62% $6,416
    PLANET HOME LENDING, LLC 1 6.88% $8,396
    PNC Bank 1 6.88% $2,253
    Bank of England 1 6.25% $5,542
    Wells Fargo Bank 1 6.75% $5,231
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 7.25% $7,677
    Bank of America 1 7.25% $2,926
    RANDOLPH-BROOKS 1 7.25% $7,622
    Raymond James Bank 1 6.63% $3,577
    ROYAL UNITED MORTGAGE LLC 1 6.38% $11,427
    Wolfe Financial, Inc 1 6.63% $8,612
    AMERISAVE MORTGAGE CORPORATION 1 5.99% $23,580
    ZILLOW HOME LOANS, LLC 1 5.88% $8,456
    Truist 1 6.13% $3,851
    Amarillo National Bank 1 8.75% $4,621
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.99% $9,537
    First Bank 1 7.88% $5,302
    First United Bank and Trust Company 1 6.19% $13,558
    Fifth Third Bank 1 6.75% $2,730
    FREEDOM MORTGAGE CORPORATION 1 7.63% $8,590
    UNIVERSITY Federal Credit Union 1 7.38% $8,684
    USAA Federal Savings Bank 1 5.88% $9,523
    Independent Bank 1 6.88% $4,635

    Brenham Average Closing Costs & Other Stats

    Brenham, TX's 65 lenders originated 535 loans during 2023. The total origination value was $172,785,000, with an average loan value of $322,963.

    Brenham's average closing costs are $6,284.

    The top Brenham lender as defined by loan originations is DHI MORTGAGE COMPANY, LTD., with 25 loans originated. Their average total fees are $4,166, which is $3,161 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Brenham lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($4,166), Flagstar Bank, FSB ($6,068), QUICKEN LOANS, LLC ($7,327), CROSSCOUNTRY MORTGAGE, LLC ($9,257) and .

    The lowest rate Brenham lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.39%), Flagstar Bank, FSB (6.60%), CROSSCOUNTRY MORTGAGE, LLC (6.78%), QUICKEN LOANS, LLC (6.85%) and .

    Brenham, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Citizens State Bank $30,090,000 $20,135,000 -33.1% 11.7%
    DHI MORTGAGE COMPANY, LTD. $15,765,000 $12,900,000 -18.2% 7.5%
    Bank of America $1,000,000 $11,725,000 1,072.5% 6.8%
    Round Top State Bank $6,700,000 $6,785,000 1.3% 3.9%
    CROSSCOUNTRY MORTGAGE, LLC $1,045,000 $6,245,000 497.6% 3.6%
    Prosperity Bank $6,620,000 $5,965,000 -9.9% 3.5%
    QUICKEN LOANS, LLC $13,440,000 $5,560,000 -58.6% 3.2%
    Flagstar Bank, FSB $12,800,000 $4,680,000 -63.4% 2.7%
    T2 FINANCIAL LLC $5,275,000 $4,615,000 -12.5% 2.7%
    BancorpSouth $1,800,000 $4,555,000 153.1% 2.6%
    AMCAP MORTGAGE, LTD. $1,850,000 $3,820,000 106.5% 2.2%
    UNITED WHOLESALE MORTGAGE, LLC $6,855,000 $3,660,000 -46.6% 2.1%
    Charles Schwab Bank, SSB $2,970,000 n/a 1.7%
    First National Bank of Bellville $2,785,000 n/a 1.6%
    Farm Credit Mid-America, ACA $9,990,000 $2,695,000 -73.0% 1.6%
    Veritex Community Bank $2,205,000 n/a 1.3%
    CMG MORTGAGE, INC. $1,480,000 $2,200,000 48.6% 1.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,015,000 $1,950,000 -3.2% 1.1%
    CORNERSTONE HOME LENDING, INC. $3,255,000 $1,865,000 -42.7% 1.1%
    Arbor Realty Trust, Inc. $1,845,000 n/a 1.1%
    LOANDEPOT.COM, LLC $1,175,000 $1,805,000 53.6% 1.0%
    Mortgage Research Center, LLC $1,775,000 $1,795,000 1.1% 1.0%
    First United Bank and Trust Company $9,370,000 $1,565,000 -83.3% 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,025,000 $1,540,000 -24.0% 0.9%
    21ST MORTGAGE CORPORATION $1,770,000 $1,490,000 -15.8% 0.9%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,860,000 $1,450,000 -22.0% 0.8%
    BRAZOS VALLEY SCHOOLS $2,185,000 $1,430,000 -34.6% 0.8%
    JPMorgan Chase Bank $5,650,000 $1,400,000 -75.2% 0.8%
    NFM, INC. $855,000 $1,330,000 55.6% 0.8%
    Wallick & Volk, Inc. $4,825,000 $1,260,000 -73.9% 0.7%
    Classic Bank $240,000 $1,145,000 377.1% 0.7%
    USAA Federal Savings Bank $710,000 $1,135,000 59.9% 0.7%
    PNC Bank $45,000 $1,045,000 2,222.2% 0.6%
    LEADERONE FINANCIAL CORPORATION $2,775,000 $940,000 -66.1% 0.5%
    Citibank $705,000 $935,000 32.6% 0.5%
    GARDNER FINANCIAL SERVICES, LTD. $920,000 n/a 0.5%
    Morgan Stanley Private Bank $2,930,000 $910,000 -68.9% 0.5%
    AUSTIN COUNTY STATE BANK $905,000 n/a 0.5%
    Trustmark National Bank $810,000 n/a 0.5%
    Third Coast Bank SSB $755,000 n/a 0.4%
    PENNYMAC LOAN SERVICES, LLC $1,570,000 $750,000 -52.2% 0.4%
    GUARANTEED RATE, INC. $1,190,000 $715,000 -39.9% 0.4%
    NAVY FEDERAL CREDIT UNION $2,115,000 $715,000 -66.2% 0.4%
    Network Funding, L.P. $675,000 $715,000 5.9% 0.4%
    FINANCE OF AMERICA REVERSE LLC $445,000 $705,000 58.4% 0.4%
    Colonial Savings, F.A. $105,000 $655,000 523.8% 0.4%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $640,000 n/a 0.4%
    Wells Fargo Bank $2,140,000 $640,000 -70.1% 0.4%
    CHURCHILL MORTGAGE CORPORATION $595,000 n/a 0.3%
    BETTER MORTGAGE CORPORATION $585,000 n/a 0.3%
    First Financial Bank $730,000 $575,000 -21.2% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,715,000 $570,000 -66.8% 0.3%
    Origin Bank $545,000 n/a 0.3%
    City Bank $540,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $550,000 $525,000 -4.5% 0.3%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $525,000 n/a 0.3%
    SENTE MORTGAGE, INC. $345,000 $510,000 47.8% 0.3%
    Amarillo National Bank $1,525,000 $505,000 -66.9% 0.3%
    LOANFLIGHT LENDING, LLC $505,000 n/a 0.3%
    Zions Bank $3,060,000 $480,000 -84.3% 0.3%
    U.S. Bank $810,000 $415,000 -48.8% 0.2%
    Bank of England $405,000 n/a 0.2%
    The Loan Store, Inc. $395,000 n/a 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $500,000 $375,000 -25.0% 0.2%
    TEXAS DOW EMPLOYEES CREDIT UNION $780,000 $370,000 -52.6% 0.2%
    ROYAL UNITED MORTGAGE LLC $65,000 $360,000 453.8% 0.2%
    Truist $315,000 $355,000 12.7% 0.2%
    Frost Bank $405,000 $350,000 -13.6% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $460,000 $325,000 -29.3% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $315,000 n/a 0.2%
    FREEDOM MORTGAGE CORPORATION $610,000 $315,000 -48.4% 0.2%
    Loan Simple, Inc. $355,000 $315,000 -11.3% 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $305,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $1,330,000 $305,000 -77.1% 0.2%
    First Bank $125,000 $295,000 136.0% 0.2%
    HighTechLending Inc $295,000 n/a 0.2%
    Raymond James Bank $295,000 n/a 0.2%
    GUILD MORTGAGE COMPANY $3,250,000 $285,000 -91.2% 0.2%
    Independent Bank $285,000 n/a 0.2%
    SWBC MORTGAGE CORPORATION $95,000 $275,000 189.5% 0.2%
    UNIVERSITY Federal Credit Union $385,000 $275,000 -28.6% 0.2%
    V.I.P. MORTGAGE, INC. $1,300,000 $275,000 -78.8% 0.2%
    Advisors Mortgage Group, L.L.C. $265,000 n/a 0.2%
    HOUSTON TEXAS FIRE FIGHTERS $265,000 n/a 0.2%
    RANLIFE, INC. $265,000 n/a 0.2%
    JSC $245,000 n/a 0.1%
    Nations Lending Corporation $55,000 $245,000 345.5% 0.1%
    PILGRIM MORTGAGE LLC $245,000 n/a 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $240,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $225,000 $240,000 6.7% 0.1%
    RANDOLPH-BROOKS $365,000 $235,000 -35.6% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $75,000 $230,000 206.7% 0.1%
    Citizens Bank $2,335,000 $225,000 -90.4% 0.1%
    NTFN, INC. $225,000 n/a 0.1%
    CARDINAL FINANCIAL $600,000 $215,000 -64.2% 0.1%
    RF Renovo Management Company, LLC $195,000 n/a 0.1%
    VeraBank $195,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $185,000 n/a 0.1%
    CIVIC FINANCIAL SERVICES, LLC $175,000 n/a 0.1%
    PLANET HOME LENDING, LLC $165,000 n/a 0.1%
    FirstBank $95,000 $160,000 68.4% 0.1%
    Wolfe Financial, Inc $155,000 n/a 0.1%
    Credit Union of Texas $255,000 $150,000 -41.2% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $330,000 $145,000 -56.1% 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $135,000 n/a 0.1%
    OPEN MORTGAGE, LLC $105,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $105,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $905,000 $105,000 -88.4% 0.1%
    United Community Bank $95,000 n/a 0.1%
    ADVANCIAL $85,000 n/a 0.0%
    A+ Federal Credit Union $95,000 $85,000 -10.5% 0.0%
    Regions Bank $1,505,000 $75,000 -95.0% 0.0%
    Fifth Third Bank $125,000 $65,000 -48.0% 0.0%
    GREATER TEXAS FEDERAL CREDIT UNION $1,605,000 $35,000 -97.8% 0.0%
    Harris County Federal Credit Union $25,000 n/a 0.0%

    Brenham's top lender by overall market share is Citizens State Bank, with 11.7% market share. In second place, with 7.5%, is DHI MORTGAGE COMPANY, LTD., having originated $12,900,000 in loans. In third place, with 6.8%, is Bank of America, having originated $11,725,000 in loans. In fourth place, with 3.9%, is Round Top State Bank, having originated $6,785,000 in loans. In fifth place, with 3.6%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $6,245,000 in loans.

    Brenham Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Brenham (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $267,425 (22.0%) $346,875 (29.7%) 0.00 92
    2018-02-01 $255,425 (8.8%) $367,602 (38.0%) 0.00 87
    2018-03-01 $254,500 (5.6%) $400,915 (49.7%) 0.00 92
    2018-04-01 $277,250 (18.0%) $403,590 (48.7%) 0.00 103
    2018-05-01 $286,300 (22.5%) $384,049 (38.1%) 0.00 108
    2018-06-01 $301,950 (29.1%) $380,669 (25.4%) 0.00 108
    2018-07-01 $295,950 (23.5%) $365,357 (17.4%) 0.00 94
    2018-08-01 $274,700 (15.4%) $362,672 (17.6%) 0.00 96
    2018-09-01 $297,950 (24.7%) $368,686 (14.0%) 0.00 81
    2018-10-01 $279,900 (16.8%) $355,030 (12.0%) 0.00 81
    2018-11-01 $289,475 (16.1%) $351,907 (14.2%) 0.00 74
    2018-12-01 $269,000 (6.1%) $336,260 (5.8%) 0.00 72
    2019-01-01 $270,000 (1.0%) $376,592 (8.6%) 0.00 68
    2019-02-01 $274,875 (7.6%) $404,852 (10.1%) 0.00 71
    2019-03-01 $261,621 (2.8%) $391,833 (-2.3%) 0.00 77
    2019-04-01 $254,246 (-8.3%) $380,860 (-5.6%) 0.00 87
    2019-05-01 $249,600 (-12.8%) $377,258 (-1.8%) 0.00 86
    2019-06-01 $250,000 (-17.2%) $359,512 (-5.6%) 0.00 88
    2019-07-01 $295,733 (-0.1%) $383,708 (5.0%) 0.00 93
    2019-08-01 $299,079 (8.9%) $392,169 (8.1%) 0.00 92
    2019-09-01 $292,847 (-1.7%) $381,257 (3.4%) 0.00 83
    2019-10-01 $288,225 (3.0%) $369,844 (4.2%) 0.00 78
    2019-11-01 $275,000 (-5.0%) $388,013 (10.3%) 0.00 79
    2019-12-01 $276,000 (2.6%) $405,553 (20.6%) 0.00 76
    2020-01-01 $282,250 (4.5%) $409,928 (8.9%) 0.00 74
    2020-02-01 $299,000 (8.8%) $428,031 (5.7%) 0.00 73
    2020-03-01 $327,000 (25.0%) $447,883 (14.3%) 0.00 84
    2020-04-01 $301,488 (18.6%) $432,150 (13.5%) 0.00 90
    2020-05-01 $298,475 (19.6%) $427,603 (13.4%) 0.00 95
    2020-06-01 $279,000 (11.6%) $424,509 (18.1%) 0.00 85
    2020-07-01 $306,250 (3.6%) $431,662 (12.5%) 0.00 78
    2020-08-01 $291,000 (-2.7%) $399,694 (1.9%) 0.00 68
    2020-09-01 $297,750 (1.7%) $409,770 (7.5%) 0.00 66
    2020-10-01 $299,500 (3.9%) $398,116 (7.6%) 0.00 63
    2020-11-01 $282,250 (2.6%) $342,367 (-11.8%) 0.00 58
    2020-12-01 $282,600 (2.4%) $350,567 (-13.6%) 0.00 55
    2021-01-01 $299,000 (5.9%) $353,932 (-13.7%) 0.00 46
    2021-02-01 $272,869 (-8.7%) $333,340 (-22.1%) 0.00 55
    2021-03-01 $272,675 (-16.6%) $372,612 (-16.8%) 0.00 53
    2021-04-01 $302,500 (0.3%) $412,416 (-4.6%) 0.00 36
    2021-05-01 $310,000 (3.9%) $434,887 (1.7%) 0.00 25
    2021-06-01 $313,750 (12.5%) $434,407 (2.3%) 0.00 29
    2021-07-01 $318,000 (3.8%) $436,064 (1.0%) 0.00 30
    2021-08-01 $370,500 (27.3%) $460,196 (15.1%) 0.00 40
    2021-09-01 $374,000 (25.6%) $478,753 (16.8%) 0.00 52
    2021-10-01 $375,000 (25.2%) $475,049 (19.3%) 0.00 57
    2021-11-01 $329,000 (16.6%) $441,651 (29.0%) 0.00 52
    2021-12-01 $354,575 (25.5%) $429,218 (22.4%) 0.00 55
    2022-01-01 $344,000 (15.1%) $439,421 (24.2%) 0.00 47
    2022-02-01 $316,615 (16.0%) $422,495 (26.8%) 0.00 44
    2022-03-01 $299,375 (9.8%) $415,998 (11.6%) 0.00 41
    2022-04-01 $299,000 (-1.2%) $395,711 (-4.1%) 0.00 35
    2022-05-01 $320,723 (3.5%) $442,278 (1.7%) 0.00 45
    2022-06-01 $322,500 (2.8%) $449,000 (3.4%) 0.00 65
    2022-07-01 $327,000 (2.8%) $445,896 (2.3%) 0.00 77
    2022-08-01 $321,000 (-13.4%) $443,975 (-3.5%) 0.00 83
    2022-09-01 $336,225 (-10.1%) $472,914 (-1.2%) 0.00 88
    2022-10-01 $325,000 (-13.3%) $467,286 (-1.6%) 0.00 97
    2022-11-01 $319,925 (-2.8%) $444,336 (0.6%) 0.00 95
    2022-12-01 $319,700 (-9.8%) $453,637 (5.7%) 0.00 86
    2023-01-01 $320,985 (-6.7%) $454,017 (3.3%) 0.00 67
    2023-02-01 $326,338 (3.1%) $439,598 (4.1%) 0.00 69
    2023-03-01 $320,725 (7.1%) $445,181 (7.0%) 0.00 66
    2023-04-01 $322,893 (8.0%) $415,392 (5.0%) 0.00 71
    2023-05-01 $339,450 (5.8%) $411,920 (-6.9%) 0.00 69
    2023-06-01 $337,500 (4.7%) $438,153 (-2.4%) 0.00 91
    2023-07-01 $339,900 (3.9%) $458,017 (2.7%) 0.00 97
    2023-08-01 $338,950 (5.6%) $448,718 (1.1%) 0.00 102
    2023-09-01 $336,000 (-0.1%) $539,728 (14.1%) 0.00 101
    2023-10-01 $346,975 (6.8%) $540,902 (15.8%) 0.00 99
    2023-11-01 $349,950 (9.4%) $604,430 (36.0%) 0.00 94
    2023-12-01 $350,000 (9.5%) $603,350 (33.0%) 0.00 93
    2024-01-01 $346,170 (7.9%) $595,216 (31.1%) 0.00 89
    2024-02-01 $364,975 (11.8%) $642,235 (46.1%) 0.00 89
    2024-03-01 $341,250 (6.4%) $575,993 (29.4%) 0.00 100
    Brenham's median listing price for 2024-03-01 was $341,250, a difference of $20,525 (6.4%) versus the prior year and $-23,725 versus the prior month.

    Brenham's median listing price comes in at 0% of the national average.

    Brenham's average listing price for 2024-03-01 was $575,993, a difference of $130,812 (29.4%) versus the prior year and $-66,242 versus the prior month.

    For the 2024-03-01 period, Brenham had 100 MLS listings, a difference of 11 listings (12%) versus the prior month and 34 listings (52%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Brenham (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,268 sqft
    2018-02-01 0 days 2,268 sqft
    2018-03-01 0 days 2,241 sqft
    2018-04-01 0 days 2,372 sqft
    2018-05-01 0 days 2,303 sqft
    2018-06-01 0 days 2,397 sqft
    2018-07-01 0 days 2,308 sqft
    2018-08-01 0 days 2,162 sqft
    2018-09-01 0 days 2,144 sqft
    2018-10-01 0 days 2,194 sqft
    2018-11-01 0 days 2,286 sqft
    2018-12-01 0 days 2,149 sqft
    2019-01-01 0 days 2,131 sqft
    2019-02-01 0 days 2,105 sqft
    2019-03-01 0 days 2,056 sqft
    2019-04-01 0 days 1,985 sqft
    2019-05-01 0 days 1,939 sqft
    2019-06-01 0 days 1,951 sqft
    2019-07-01 0 days 2,082 sqft
    2019-08-01 0 days 2,091 sqft
    2019-09-01 0 days 2,091 sqft
    2019-10-01 0 days 2,091 sqft
    2019-11-01 0 days 1,935 sqft
    2019-12-01 0 days 1,941 sqft
    2020-01-01 0 days 1,949 sqft
    2020-02-01 0 days 2,072 sqft
    2020-03-01 0 days 2,100 sqft
    2020-04-01 0 days 2,089 sqft
    2020-05-01 0 days 2,094 sqft
    2020-06-01 0 days 2,097 sqft
    2020-07-01 0 days 2,103 sqft
    2020-08-01 0 days 2,073 sqft
    2020-09-01 0 days 2,093 sqft
    2020-10-01 0 days 2,101 sqft
    2020-11-01 0 days 2,041 sqft
    2020-12-01 0 days 1,889 sqft
    2021-01-01 0 days 1,850 sqft
    2021-02-01 0 days 1,865 sqft
    2021-03-01 0 days 1,857 sqft
    2021-04-01 0 days 1,808 sqft
    2021-05-01 0 days 1,863 sqft
    2021-06-01 0 days 1,836 sqft
    2021-07-01 0 days 1,706 sqft
    2021-08-01 0 days 1,951 sqft
    2021-09-01 0 days 2,050 sqft
    2021-10-01 0 days 1,888 sqft
    2021-11-01 0 days 1,879 sqft
    2021-12-01 0 days 1,828 sqft
    2022-01-01 0 days 1,816 sqft
    2022-02-01 0 days 1,817 sqft
    2022-03-01 0 days 1,816 sqft
    2022-04-01 0 days 1,632 sqft
    2022-05-01 0 days 1,770 sqft
    2022-06-01 0 days 1,829 sqft
    2022-07-01 0 days 1,817 sqft
    2022-08-01 0 days 1,783 sqft
    2022-09-01 0 days 1,824 sqft
    2022-10-01 0 days 1,857 sqft
    2022-11-01 0 days 1,825 sqft
    2022-12-01 0 days 1,916 sqft
    2023-01-01 0 days 1,925 sqft
    2023-02-01 0 days 1,892 sqft
    2023-03-01 0 days 1,849 sqft
    2023-04-01 0 days 1,845 sqft
    2023-05-01 0 days 1,809 sqft
    2023-06-01 0 days 1,697 sqft
    2023-07-01 0 days 1,754 sqft
    2023-08-01 0 days 1,754 sqft
    2023-09-01 0 days 1,823 sqft
    2023-10-01 0 days 1,789 sqft
    2023-11-01 0 days 1,780 sqft
    2023-12-01 0 days 1,902 sqft
    2024-01-01 0 days 1,929 sqft
    2024-02-01 0 days 1,997 sqft
    2024-03-01 0 days 1,955 sqft
    Brenham's median listing age (time on market) for 2024-03-01 was 0 days.

    Brenham's median square footage for active listings during the 2024-03-01 period was 1,955 sqft. One year prior, the average listing was 1,849 sqft.

    Brenham, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 389 $142,675,000 $366,774
    Refi 45 $13,345,000 $296,556
    Cash Out Refi 41 $9,195,000 $224,268
    Home Improvement 31 $3,765,000 $121,452
    Other 29 $3,805,000 $131,207

    Brenham's most frequently cited loan purpose was Home Purchase, with 389 originations. The 2nd most popular reason was Refi, with 45 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 140 $55,430,000 $395,929
    7-8% 84 $25,050,000 $298,214
    5-6% 71 $26,095,000 $367,535
    Over 8% 62 $8,790,000 $141,774
    4-5% 28 $9,990,000 $356,786
    3-4% 2 $470,000 $235,000
    <2.5% 1 $15,000 $15,000

    During 2023, Brenham's most frequently originated rate bucket was 6-7%, with 140 originations.

    Loan Sizing (Brenham, TX MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 235 $65,505,000 $278,745
    $100k-200k 122 $18,080,000 $148,197
    $100,000 or less 81 $5,805,000 $71,667
    $400k-600k 53 $25,955,000 $489,717
    $600k-1000k 25 $18,295,000 $731,800
    $Over $1MM 19 $39,145,000 $2,060,263

    Brenham's loan sizing saw the bucket of loans from $200k-400k with 235 originations, totaling $65,505,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 199 $57,645,000 $289,673
    60-80% 101 $46,695,000 $462,327
    40-60% 41 $14,935,000 $364,268
    20-40% 27 $4,305,000 $159,444
    Under 20% 13 $795,000 $61,154
    Over 100% 7 $1,345,000 $192,143

    Brenham's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 199 originations, totaling $57,645,000 in origination value.