First National Bank Of Bellville Mortgage Rates, Fees & Info
Bellville, TXLEI: 2549005IUIJTSX4P5695
Tax ID: 74-0507285
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First National Bank Of Bellville is a smaller bank specializing in Home Purchase loans. First National Bank Of Bellville has a high proportion of conventional loans. Their top markets by origination volume include: Houston, Durango, Huntsville, Austin, and Dallas among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)First National Bank Of Bellville has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
64Origination Dollar Volume (All Markets)
$13,830,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 48 | $9,820,000 | $204,583 | $0 | 0.00% |
| Outside of Metro Areas | 7 | $1,645,000 | $235,000 | $0 | 0.00% |
| Durango, CO (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $0 | 0.00% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| Brenham, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 0.00% |
| Bay City, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| Rockport, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 64 | $13,830,000 | $216,094 | $0 | 0.00% |
For 2018, First National Bank Of Bellville's most frequently originated type of loan was Conventional, with 64 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 48 | $10,890,000 | $226,875 | $0 | 0.00% |
| Refi | 11 | $2,615,000 | $237,727 | $0 | 0.00% |
| Home Improvement | 5 | $325,000 | $65,000 | $0 | 0.00% |
For 2018, First National Bank Of Bellville's most frequently cited loan purpose was Home Purchase, with 48 originations. The 2nd most popular reason was Refi, with 11 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 64 | $13,830,000 | $216,094 | $0 | 0.00% |
For 2018, First National Bank Of Bellville's most frequently cited loan duration was Other, with 64 originations.
Loan Sizing
2018 saw First National Bank Of Bellville place emphasis on $200k-400k loans with 24 originations, totaling $6,680,000 in origination value.
Applicant Income
First National Bank Of Bellville lent most frequently to those with incomes in the $100k-150k range, with 16 originations. The second most popular income band? $50k or less, with 13 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 64 | $13,830,000 | $216,094 | $0 | 0.00% |
First National Bank Of Bellville lent most frequently to those with DTI ratios of Exempt%, with 64 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.89%
First National Bank Of Bellville has an average approval rate.
Pick Rate
Approvals leading to origination93.75%
First National Bank Of Bellville has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 64 | $13,830,000 | $216,094 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Manufactured | 1 | $675,000 | $675,000 |
| Single Family (1-4 Units):Site-Built | 63 | $13,155,000 | $208,810 |
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST NATIONAL BANK OF OMAHA | Conventional home mortgage | Struggling to pay mortgage | 1 | 50.0% |
| FIRST NATIONAL BANK OF OMAHA | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 1 | 50.0% |