Corsicana Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Corsicana averaged 7.05% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 7.06% and one month ago for the week of 2024-10-10, the average rate was 6.59%.

    Corsicana's average rate one year ago was 7.67%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.08%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Corsicana 30 Year Fixed Rate 2024-11-14 7.05%
    Corsicana 30 Year Fixed Rate Refi 2024-11-14 7.08%
    Corsicana 15 Year Fixed Rate 2024-11-14 6.09%
    Corsicana 15 Year Fixed Rate Refi 2024-11-14 6.59%
    Corsicana 30 Year FHA 2024-11-14 0.09%
    Corsicana 30 Year FHA Refi 2024-11-14 0.1%
    Corsicana 30 Year USDA 2024-11-14 -0.2%
    Corsicana 30 Year USDA Refi 2024-11-14 -0.2%
    Corsicana 30 Year VA 2024-11-14 0.2%
    Corsicana 30 Year VA Refi 2024-11-14 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Corsicana, TX.

    Corsicana Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Corsicana, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    VeraBank 24 6.19% $2,683
    QUICKEN LOANS, LLC 19 7.00% $7,432
    DRAPER AND KRAMER MORTGAGE CORP. 15 6.62% $6,116
    Magnolia Bank 14 6.95% $5,351
    UNITED WHOLESALE MORTGAGE, LLC 13 6.60% $7,899
    LOANDEPOT.COM, LLC 9 6.50% $6,116
    Gateway First Bank 8 7.20% $7,884
    AMCAP MORTGAGE, LTD. 8 6.73% $8,911
    Prosperity Bank 8 6.59% $4,695
    LOANPEOPLE, LLC 6 6.87% $10,899
    SFMC, LP 6 7.46% $7,559
    ACADEMY MORTGAGE CORPORATION 5 6.90% $7,289
    GUILD MORTGAGE COMPANY 5 7.55% $7,723
    CMG MORTGAGE, INC. 4 7.18% $8,946
    Texas Mortgage Lending, LLC 4 6.55% $5,905
    GUARANTEED RATE, INC. 4 7.05% $7,995
    Bank of America 4 6.22% $5,056
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 7.27% $5,498
    Mr. Cooper ( Nationstar Mortgage ) 4 6.69% $8,843
    Town Square Mortgage & Investments, Inc. 4 6.75% $5,702
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.58% $7,609
    American National Bank & Trust 3 6.75% $5,901
    First Horizon Bank 3 5.88% $7,646
    CARDINAL FINANCIAL 3 7.33% $14,143
    EVERETT FINANCIAL, INC. 3 6.92% $9,449
    CROSSCOUNTRY MORTGAGE, LLC 2 7.48% $5,447
    BROKER SOLUTIONS, INC. 2 7.63% $4,075
    Trinity Oaks Mortgage, LLC 2 7.00% $9,496
    JPMorgan Chase Bank 2 7.31% $6,326
    NAVY FEDERAL CREDIT UNION 2 5.75% $8,604
    ROYAL UNITED MORTGAGE LLC 2 6.81% $16,925
    Citizens Bank 2 7.50% $4,487
    Citibank 2 6.19% $7,246
    MUTUAL OF OMAHA MORTGAGE, INC. 2 7.75% $7,805
    NEWREZ LLC 2 6.63% $8,378
    First Financial Bank 2 6.56% $4,128
    Wells Fargo Bank 2 8.06% $6,261
    SWBC MORTGAGE CORPORATION 2 7.25% $4,624
    INTEGRITY MORTGAGE CORPORATION OF TEXAS 2 6.99% $6,766
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.25% $4,931
    RANLIFE, INC. 1 7.63% $6,298
    Regions Bank 1 6.63% $8,369
    S1L, Inc. 1 6.75% $13,818
    SECURITYNATIONAL MORTGAGE COMPANY 1 8.13% $4,270
    SUN WEST MORTGAGE COMPANY, INC. 1 6.88% $9,040
    THRIVE MORTGAGE, LLC 1 6.88% $13,915
    UBS Bank USA 1 6.25% $10,483
    UMB Bank 1 5.92% $6,403
    United Community Bank 1 6.99% $3,967
    USAA Federal Savings Bank 1 6.25% $5,003
    U.S. Bank 1 6.75% $5,821
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.85% $15,045
    WILLOW BEND MORTGAGE COMPANY, LLC 1 7.50% $16,554
    21ST MORTGAGE CORPORATION 1 9.08% $5,995
    ZILLOW HOME LOANS, LLC 1 7.13% $4,844
    Ally Bank 1 6.38% $7,706
    AMERICAN FINANCING CORPORATION 1 6.88% $7,684
    AMERISAVE MORTGAGE CORPORATION 1 7.63% $4,384
    AmRes Corporation 1 9.25% $12,860
    BancorpSouth 1 6.75% $10,669
    BETTER MORTGAGE CORPORATION 1 6.63% $8,703
    BOKF 1 6.50% $6,252
    Centennial Bank 1 8.50% $4,177
    Century Mortgage Company DBA Century Lending Company 1 7.63% $3,744
    Charles Schwab Bank, SSB 1 5.38% $5,913
    CHEVRON 1 7.38% $3,653
    City Bank 1 6.88% $10,521
    COUNTRYPLACE MORTGAGE, LTD. 1 9.00% $5,985
    Encompass Lending Group, LP 1 6.75% $14,452
    FIRST CENTENNIAL MORTGAGE CORPORATION 1 7.00% $2,908
    First Central Credit Union 1 9.50% $3,804
    First National Bank 1 5.99% $18,570
    First National Bank Texas 1 6.25% $5,259
    First United Bank and Trust Company 1 6.88% $7,923
    GENEVA FINANCIAL, LLC 1 8.13% $7,363
    Goldman Sachs Bank USA 1 5.55% $4,641
    GSF Mortgage Corporation 1 6.99% $7,687
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.25% $6,965
    HOMEXPRESS MORTGAGE CORP. 1 8.88% $6,848
    Inwood National Bank 1 7.63% $5,814
    LENDSURE MORTGAGE CORP. 1 7.75% $8,707
    Loan Simple, Inc. 1 7.50% $13,192
    MEMBER HOME LOAN, L.L.C. 1 5.50% $4,476
    Morgan Stanley Private Bank 1 5.55% $3,472
    Nations Lending Corporation 1 6.63% $8,378
    Neighborhood Loans, Inc. 1 7.88% $4,113
    NexBank 1 6.25% $4,178
    Paramount Residential Mortgage Group, Inc. 1 6.99% $5,575
    PENNYMAC LOAN SERVICES, LLC 1 5.99% $6,562
    PLUS RELOCATION MORTGAGE, LLC 1 7.99% $5,115
    PNC Bank 1 6.63% $2,967
    PREMIA MORTGAGE, LLC 1 5.50% $0
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.63% $9,469

    Corsicana Average Closing Costs & Other Stats

    Corsicana, TX's 93 lenders originated 731 loans during 2023. The total origination value was $362,075,000, with an average loan value of $495,315.

    Corsicana's average closing costs are $6,476.

    The top Corsicana lender as defined by loan originations is VeraBank, with 24 loans originated. Their average total fees are $2,683, which is $4,749 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Corsicana lenders (with over 10 loans originated) are VeraBank ($2,683), Magnolia Bank ($5,351), DRAPER AND KRAMER MORTGAGE CORP. ($6,116), QUICKEN LOANS, LLC ($7,432) and UNITED WHOLESALE MORTGAGE, LLC ($7,899).

    The lowest rate Corsicana lenders (with over 10 loans originated) are VeraBank (6.19%), UNITED WHOLESALE MORTGAGE, LLC (6.60%), DRAPER AND KRAMER MORTGAGE CORP. (6.62%), Magnolia Bank (6.95%) and QUICKEN LOANS, LLC (7.00%).

    Corsicana, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    JONES LANG LASALLE MULTIFAMILY, LLC $179,545,000 n/a 49.6%
    Community National Bank & Trust of Texas $12,075,000 $12,325,000 2.1% 3.4%
    Prosperity Bank $15,105,000 $10,600,000 -29.8% 2.9%
    VeraBank $11,445,000 $10,290,000 -10.1% 2.8%
    DRAPER AND KRAMER MORTGAGE CORP. $13,405,000 $8,910,000 -33.5% 2.5%
    QUICKEN LOANS, LLC $10,270,000 $7,940,000 -22.7% 2.2%
    UNITED WHOLESALE MORTGAGE, LLC $4,745,000 $7,295,000 53.7% 2.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,495,000 $5,015,000 -8.7% 1.4%
    21ST MORTGAGE CORPORATION $4,985,000 $4,860,000 -2.5% 1.3%
    Magnolia Bank $4,795,000 $4,215,000 -12.1% 1.2%
    AMCAP MORTGAGE, LTD. $5,300,000 $3,865,000 -27.1% 1.1%
    Gateway First Bank $5,305,000 $3,610,000 -32.0% 1.0%
    CARDINAL FINANCIAL $2,990,000 $3,415,000 14.2% 0.9%
    GUILD MORTGAGE COMPANY $8,090,000 $3,325,000 -58.9% 0.9%
    ACADEMY MORTGAGE CORPORATION $390,000 $3,005,000 670.5% 0.8%
    Mortgage Research Center, LLC $1,870,000 $2,915,000 55.9% 0.8%
    First Horizon Bank $2,615,000 n/a 0.7%
    LOANPEOPLE, LLC $365,000 $2,605,000 613.7% 0.7%
    GUARANTEED RATE, INC. $1,235,000 $2,520,000 104.0% 0.7%
    VANDERBILT MORTGAGE AND FINANCE, INC. $3,300,000 $2,515,000 -23.8% 0.7%
    WILLOW BEND MORTGAGE COMPANY, LLC $1,025,000 $2,360,000 130.2% 0.7%
    CMG MORTGAGE, INC. $1,465,000 $2,310,000 57.7% 0.6%
    Bank of America $875,000 $2,295,000 162.3% 0.6%
    UNITED BUILT HOMES, L.L.C. $680,000 $2,085,000 206.6% 0.6%
    First Financial Bank $655,000 $2,035,000 210.7% 0.6%
    First National Bank $1,105,000 $2,010,000 81.9% 0.6%
    SFMC, LP $2,415,000 $1,925,000 -20.3% 0.5%
    Citizens Bank $2,065,000 $1,885,000 -8.7% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $1,480,000 $1,880,000 27.0% 0.5%
    LOANDEPOT.COM, LLC $2,635,000 $1,835,000 -30.4% 0.5%
    EVERETT FINANCIAL, INC. $3,490,000 $1,805,000 -48.3% 0.5%
    NAVY FEDERAL CREDIT UNION $1,570,000 $1,805,000 15.0% 0.5%
    Citibank $645,000 $1,540,000 138.8% 0.4%
    Trinity Oaks Mortgage, LLC $900,000 $1,455,000 61.7% 0.4%
    American National Bank & Trust $1,285,000 n/a 0.4%
    NEWREZ LLC $810,000 $1,280,000 58.0% 0.4%
    UBS Bank USA $1,275,000 n/a 0.4%
    First FSB of Mascoutah $1,235,000 n/a 0.3%
    Texas Mortgage Lending, LLC $490,000 $1,220,000 149.0% 0.3%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,525,000 $1,170,000 -23.3% 0.3%
    SWBC MORTGAGE CORPORATION $2,115,000 $1,160,000 -45.2% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,470,000 $1,150,000 -21.8% 0.3%
    First State Bank $4,010,000 $1,120,000 -72.1% 0.3%
    JPMorgan Chase Bank $2,465,000 $1,055,000 -57.2% 0.3%
    Inwood National Bank $305,000 $1,030,000 237.7% 0.3%
    GUARANTEED RATE AFFINITY, LLC $590,000 $965,000 63.6% 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $590,000 $940,000 59.3% 0.3%
    PREMIA MORTGAGE, LLC $845,000 n/a 0.2%
    Firstar Bank $815,000 n/a 0.2%
    Charles Schwab Bank, SSB $805,000 n/a 0.2%
    Town Square Mortgage & Investments, Inc. $450,000 $805,000 78.9% 0.2%
    UMB Bank $805,000 n/a 0.2%
    Century Mortgage Company DBA Century Lending Company $775,000 $795,000 2.6% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $2,415,000 $755,000 -68.7% 0.2%
    THRIVE MORTGAGE, LLC $2,425,000 $740,000 -69.5% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $385,000 $735,000 90.9% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $460,000 $730,000 58.7% 0.2%
    FREEDOM MORTGAGE CORPORATION $595,000 $710,000 19.3% 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $420,000 $700,000 66.7% 0.2%
    BOKF $115,000 $675,000 487.0% 0.2%
    Citizens National Bank of Texas $455,000 $675,000 48.4% 0.2%
    BancorpSouth $680,000 $660,000 -2.9% 0.2%
    ROYAL UNITED MORTGAGE LLC $535,000 $635,000 18.7% 0.2%
    BROKER SOLUTIONS, INC. $760,000 $630,000 -17.1% 0.2%
    GSF Mortgage Corporation $915,000 $630,000 -31.1% 0.2%
    Frost Bank $530,000 $625,000 17.9% 0.2%
    INTEGRITY MORTGAGE CORPORATION OF TEXAS $565,000 n/a 0.2%
    S1L, Inc. $1,475,000 $565,000 -61.7% 0.2%
    Neighborhood Loans, Inc. $185,000 $530,000 186.5% 0.1%
    RF Renovo Management Company, LLC $515,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $480,000 n/a 0.1%
    Goldman Sachs Bank USA $1,335,000 $475,000 -64.4% 0.1%
    PENNYMAC LOAN SERVICES, LLC $840,000 $455,000 -45.8% 0.1%
    The American National Bank of Texas $455,000 n/a 0.1%
    First United Bank and Trust Company $3,020,000 $440,000 -85.4% 0.1%
    Regions Bank $340,000 $440,000 29.4% 0.1%
    Ally Bank $435,000 n/a 0.1%
    Wells Fargo Bank $2,565,000 $430,000 -83.2% 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $420,000 n/a 0.1%
    Encompass Lending Group, LP $175,000 $415,000 137.1% 0.1%
    Network Funding, L.P. $410,000 n/a 0.1%
    ASSOCIATED MORTGAGE CORPORATION $405,000 n/a 0.1%
    LOANPAL, LLC $210,000 $395,000 88.1% 0.1%
    U.S. Bank $395,000 n/a 0.1%
    United Community Bank $210,000 $385,000 83.3% 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $910,000 $370,000 -59.3% 0.1%
    City Bank $330,000 $355,000 7.6% 0.1%
    American Airlines Federal Credit Union $345,000 n/a 0.1%
    Citizens State Bank $340,000 n/a 0.1%
    PNC Bank $640,000 $340,000 -46.9% 0.1%
    BECKAM FUNDING CORP. $335,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $335,000 n/a 0.1%
    Morgan Stanley Private Bank $325,000 n/a 0.1%
    Equity Prime Mortgage LLC $215,000 $315,000 46.5% 0.1%
    Nations Lending Corporation $775,000 $315,000 -59.4% 0.1%
    VAN DYK MORTGAGE CORPORATION $315,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $305,000 n/a 0.1%
    USAA Federal Savings Bank $235,000 $305,000 29.8% 0.1%
    BETTER MORTGAGE CORPORATION $265,000 $285,000 7.5% 0.1%
    INTERCAP LENDING INC. $275,000 n/a 0.1%
    Loan Simple, Inc. $405,000 $275,000 -32.1% 0.1%
    NexBank $725,000 $275,000 -62.1% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $275,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $265,000 n/a 0.1%
    Wallick & Volk, Inc. $265,000 n/a 0.1%
    Incommons Bank, N.A. $705,000 $260,000 -63.1% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $520,000 $255,000 -51.0% 0.1%
    AmRes Corporation $245,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $215,000 $245,000 14.0% 0.1%
    Centennial Bank $365,000 $235,000 -35.6% 0.1%
    CHURCHILL MORTGAGE CORPORATION $235,000 n/a 0.1%
    FIRST CENTENNIAL MORTGAGE CORPORATION $235,000 n/a 0.1%
    PLUS RELOCATION MORTGAGE, LLC $235,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $225,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $720,000 $225,000 -68.8% 0.1%
    LENDSURE MORTGAGE CORP. $225,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $225,000 n/a 0.1%
    OCMBC, INC. $225,000 n/a 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $215,000 n/a 0.1%
    Affiliated Bank $365,000 $205,000 -43.8% 0.1%
    TOWNE MORTGAGE COMPANY $205,000 n/a 0.1%
    TEXAS TRUST $170,000 $200,000 17.6% 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $205,000 $195,000 -4.9% 0.1%
    AMERISAVE MORTGAGE CORPORATION $1,720,000 $190,000 -89.0% 0.1%
    CALCON MUTUAL MORTGAGE LLC $185,000 n/a 0.1%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $185,000 n/a 0.1%
    Ennis State Bank $710,000 $185,000 -73.9% 0.1%
    Valliance Bank $185,000 n/a 0.1%
    CHEVRON $135,000 $175,000 29.6% 0.0%
    Credit Union of Texas $305,000 $170,000 -44.3% 0.0%
    First Central Credit Union $165,000 n/a 0.0%
    CIVIC FINANCIAL SERVICES, LLC $145,000 $155,000 6.9% 0.0%
    DEEPHAVEN MORTGAGE LLC $155,000 n/a 0.0%
    NEIGHBORHOOD $155,000 n/a 0.0%
    PLANET HOME LENDING, LLC $350,000 $155,000 -55.7% 0.0%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $115,000 $145,000 26.1% 0.0%
    RANLIFE, INC. $145,000 n/a 0.0%
    EECU $140,000 n/a 0.0%
    LIMA ONE CAPITAL, LLC $135,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $125,000 n/a 0.0%
    RANDOLPH-BROOKS $610,000 $125,000 -79.5% 0.0%
    HOMEXPRESS MORTGAGE CORP. $115,000 n/a 0.0%
    MEMBER HOME LOAN, L.L.C. $115,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $95,000 n/a 0.0%
    CommunityBank of Texas, N.A. $85,000 n/a 0.0%
    Discover Bank $75,000 $85,000 13.3% 0.0%
    First National Bank Texas $85,000 n/a 0.0%
    Sunflower Bank $235,000 $85,000 -63.8% 0.0%
    AMERICAN FINANCING CORPORATION $160,000 $75,000 -53.1% 0.0%
    SPRING EQ, LLC $140,000 $55,000 -60.7% 0.0%
    PENTAGON FEDERAL CREDIT UNION $55,000 $45,000 -18.2% 0.0%
    FirstBank $35,000 n/a 0.0%

    Corsicana's top lender by overall market share is JONES LANG LASALLE MULTIFAMILY, LLC, with 49.6% market share. In second place, with 3.4%, is Community National Bank & Trust of Texas, having originated $12,325,000 in loans. In third place, with 2.9%, is Prosperity Bank, having originated $10,600,000 in loans. In fourth place, with 2.8%, is VeraBank, having originated $10,290,000 in loans. In fifth place, with 2.5%, is DRAPER AND KRAMER MORTGAGE CORP., having originated $8,910,000 in loans.

    Corsicana Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Corsicana (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $159,900 (9.2%) $235,540 (-2.4%) 0.00 121
    2018-02-01 $159,900 (6.7%) $236,392 (-5.3%) 0.00 119
    2018-03-01 $159,900 (8.2%) $242,559 (4.9%) 0.00 119
    2018-04-01 $195,000 (16.8%) $269,424 (15.8%) 0.00 128
    2018-05-01 $222,400 (34.3%) $288,429 (24.6%) 0.00 116
    2018-06-01 $229,900 (45.9%) $296,404 (29.3%) 0.00 114
    2018-07-01 $201,700 (20.5%) $277,556 (12.3%) 0.00 119
    2018-08-01 $183,375 (8.0%) $261,020 (7.1%) 0.00 121
    2018-09-01 $166,500 (4.2%) $248,483 (5.5%) 0.00 122
    2018-10-01 $157,000 (4.7%) $244,122 (3.3%) 0.00 132
    2018-11-01 $164,250 (3.7%) $256,067 (7.6%) 0.00 111
    2018-12-01 $177,950 (11.3%) $233,884 (-0.8%) 0.00 114
    2019-01-01 $194,663 (21.7%) $255,310 (8.4%) 0.00 106
    2019-02-01 $184,800 (15.6%) $251,025 (6.2%) 0.00 110
    2019-03-01 $178,300 (11.5%) $244,355 (0.7%) 0.00 116
    2019-04-01 $179,900 (-7.7%) $260,025 (-3.5%) 0.00 112
    2019-05-01 $197,800 (-11.1%) $287,894 (-0.2%) 0.00 109
    2019-06-01 $209,700 (-8.8%) $295,144 (-0.4%) 0.00 128
    2019-07-01 $198,500 (-1.6%) $286,003 (3.0%) 0.00 147
    2019-08-01 $203,000 (10.7%) $295,049 (13.0%) 0.00 150
    2019-09-01 $209,750 (26.0%) $287,834 (15.8%) 0.00 144
    2019-10-01 $215,000 (36.9%) $289,200 (18.5%) 0.00 131
    2019-11-01 $215,000 (30.9%) $296,636 (15.8%) 0.00 101
    2019-12-01 $201,975 (13.5%) $279,833 (19.7%) 0.00 102
    2020-01-01 $193,600 (-0.6%) $278,441 (9.1%) 0.00 96
    2020-02-01 $212,500 (15.0%) $274,928 (9.5%) 0.00 89
    2020-03-01 $198,000 (11.1%) $273,951 (12.1%) 0.00 105
    2020-04-01 $199,900 (11.1%) $278,166 (7.0%) 0.00 101
    2020-05-01 $189,450 (-4.2%) $369,337 (28.3%) 0.00 94
    2020-06-01 $188,450 (-10.1%) $362,286 (22.8%) 0.00 78
    2020-07-01 $178,679 (-10.0%) $368,766 (28.9%) 0.00 66
    2020-08-01 $172,500 (-15.0%) $252,961 (-14.3%) 0.00 72
    2020-09-01 $175,000 (-16.6%) $243,537 (-15.4%) 0.00 66
    2020-10-01 $198,750 (-7.6%) $305,645 (5.7%) 0.00 68
    2020-11-01 $172,425 (-19.8%) $265,947 (-10.4%) 0.00 67
    2020-12-01 $184,950 (-8.4%) $271,552 (-3.0%) 0.00 68
    2021-01-01 $174,900 (-9.7%) $268,788 (-3.5%) 0.00 53
    2021-02-01 $195,000 (-8.2%) $300,132 (9.2%) 0.00 36
    2021-03-01 $182,000 (-8.1%) $287,357 (4.9%) 0.00 37
    2021-04-01 $233,339 (16.7%) $407,689 (46.6%) 0.00 36
    2021-05-01 $199,000 (5.0%) $392,982 (6.4%) 0.00 42
    2021-06-01 $222,500 (18.1%) $521,428 (43.9%) 0.00 46
    2021-07-01 $269,500 (50.8%) $520,595 (41.2%) 0.00 53
    2021-08-01 $270,950 (57.1%) $548,409 (116.8%) 0.00 54
    2021-09-01 $309,725 (77.0%) $569,696 (133.9%) 0.00 56
    2021-10-01 $296,998 (49.4%) $554,428 (81.4%) 0.00 54
    2021-11-01 $286,975 (66.4%) $414,056 (55.7%) 0.00 48
    2021-12-01 $271,125 (46.6%) $425,479 (56.7%) 0.00 49
    2022-01-01 $283,300 (62.0%) $403,495 (50.1%) 0.00 48
    2022-02-01 $288,350 (47.9%) $465,630 (55.1%) 0.00 46
    2022-03-01 $278,225 (52.9%) $410,703 (42.9%) 0.00 63
    2022-04-01 $289,000 (23.9%) $409,756 (0.5%) 0.00 62
    2022-05-01 $293,350 (47.4%) $487,247 (24.0%) 0.00 71
    2022-06-01 $307,500 (38.2%) $600,212 (15.1%) 0.00 94
    2022-07-01 $314,900 (16.9%) $570,571 (9.6%) 0.00 126
    2022-08-01 $316,200 (16.7%) $567,676 (3.5%) 0.00 133
    2022-09-01 $319,975 (3.3%) $556,980 (-2.2%) 0.00 139
    2022-10-01 $309,900 (4.3%) $531,412 (-4.2%) 0.00 161
    2022-11-01 $308,550 (7.5%) $512,766 (23.8%) 0.00 163
    2022-12-01 $301,900 (11.4%) $521,452 (22.6%) 0.00 142
    2023-01-01 $300,888 (6.2%) $498,428 (23.5%) 0.00 129
    2023-02-01 $311,463 (8.0%) $474,354 (1.9%) 0.00 128
    2023-03-01 $329,350 (18.4%) $522,387 (27.2%) 0.00 128
    2023-04-01 $326,925 (13.1%) $525,696 (28.3%) 0.00 140
    2023-05-01 $325,000 (10.8%) $508,243 (4.3%) 0.00 148
    2023-06-01 $301,775 (-1.9%) $455,609 (-24.1%) 0.00 156
    2023-07-01 $308,750 (-2.0%) $448,771 (-21.4%) 0.00 155
    2023-08-01 $300,000 (-5.1%) $447,467 (-21.2%) 0.00 151
    2023-09-01 $300,875 (-6.0%) $454,516 (-18.4%) 0.00 158
    2023-10-01 $292,700 (-5.6%) $462,376 (-13.0%) 0.00 170
    2023-11-01 $286,000 (-7.3%) $468,084 (-8.7%) 0.00 170
    2023-12-01 $279,000 (-7.6%) $454,434 (-12.9%) 0.00 169
    2024-01-01 $289,750 (-3.7%) $434,860 (-12.8%) 0.00 168
    2024-02-01 $287,250 (-7.8%) $427,458 (-9.9%) 0.00 163
    2024-03-01 $295,000 (-10.4%) $441,484 (-15.5%) 0.00 168
    2024-04-01 $290,475 (-11.2%) $439,273 (-16.4%) 0.00 186
    2024-05-01 $289,975 (-10.8%) $460,195 (-9.5%) 0.00 195
    2024-06-01 $293,500 (-2.7%) $503,412 (10.5%) 0.00 197
    2024-07-01 $293,498 (-4.9%) $502,091 (11.9%) 0.00 212
    2024-08-01 $289,999 (-3.3%) $503,470 (12.5%) 0.00 208
    2024-09-01 $291,000 (-3.3%) $498,264 (9.6%) 0.00 214
    2024-10-01 $282,368 (-3.5%) $481,134 (4.1%) 0.00 221
    Corsicana's median listing price for 2024-10-01 was $282,368, a difference of $-10,332 (-3.5%) versus the prior year and $-8,632 versus the prior month.

    Corsicana's median listing price comes in at 0% of the national average.

    Corsicana's average listing price for 2024-10-01 was $481,134, a difference of $18,758 (4.1%) versus the prior year and $-17,130 versus the prior month.

    For the 2024-10-01 period, Corsicana had 221 MLS listings, a difference of 7 listings (3%) versus the prior month and 51 listings (30%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Corsicana (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,777 sqft
    2018-02-01 0 days 1,736 sqft
    2018-03-01 0 days 1,792 sqft
    2018-04-01 0 days 1,873 sqft
    2018-05-01 0 days 1,986 sqft
    2018-06-01 0 days 2,098 sqft
    2018-07-01 0 days 2,065 sqft
    2018-08-01 0 days 2,008 sqft
    2018-09-01 0 days 1,943 sqft
    2018-10-01 0 days 1,846 sqft
    2018-11-01 0 days 1,829 sqft
    2018-12-01 0 days 1,801 sqft
    2019-01-01 0 days 1,865 sqft
    2019-02-01 0 days 1,871 sqft
    2019-03-01 0 days 1,825 sqft
    2019-04-01 0 days 1,826 sqft
    2019-05-01 0 days 1,834 sqft
    2019-06-01 0 days 1,921 sqft
    2019-07-01 0 days 1,935 sqft
    2019-08-01 0 days 1,995 sqft
    2019-09-01 0 days 2,029 sqft
    2019-10-01 0 days 2,063 sqft
    2019-11-01 0 days 2,055 sqft
    2019-12-01 0 days 2,021 sqft
    2020-01-01 0 days 1,959 sqft
    2020-02-01 0 days 1,976 sqft
    2020-03-01 0 days 1,998 sqft
    2020-04-01 0 days 1,956 sqft
    2020-05-01 0 days 1,848 sqft
    2020-06-01 0 days 1,831 sqft
    2020-07-01 0 days 1,824 sqft
    2020-08-01 0 days 1,870 sqft
    2020-09-01 0 days 1,826 sqft
    2020-10-01 0 days 1,881 sqft
    2020-11-01 0 days 1,822 sqft
    2020-12-01 0 days 1,839 sqft
    2021-01-01 0 days 1,802 sqft
    2021-02-01 0 days 1,832 sqft
    2021-03-01 0 days 1,809 sqft
    2021-04-01 0 days 1,962 sqft
    2021-05-01 0 days 1,781 sqft
    2021-06-01 0 days 1,771 sqft
    2021-07-01 0 days 1,951 sqft
    2021-08-01 0 days 1,880 sqft
    2021-09-01 0 days 2,020 sqft
    2021-10-01 0 days 1,988 sqft
    2021-11-01 0 days 1,762 sqft
    2021-12-01 0 days 1,780 sqft
    2022-01-01 0 days 1,888 sqft
    2022-02-01 0 days 1,768 sqft
    2022-03-01 0 days 1,650 sqft
    2022-04-01 0 days 1,670 sqft
    2022-05-01 0 days 1,771 sqft
    2022-06-01 0 days 1,913 sqft
    2022-07-01 0 days 1,917 sqft
    2022-08-01 0 days 1,962 sqft
    2022-09-01 0 days 1,959 sqft
    2022-10-01 0 days 1,908 sqft
    2022-11-01 0 days 1,900 sqft
    2022-12-01 0 days 1,900 sqft
    2023-01-01 0 days 1,894 sqft
    2023-02-01 0 days 1,815 sqft
    2023-03-01 0 days 1,793 sqft
    2023-04-01 0 days 1,798 sqft
    2023-05-01 0 days 1,787 sqft
    2023-06-01 0 days 1,798 sqft
    2023-07-01 0 days 1,794 sqft
    2023-08-01 0 days 1,788 sqft
    2023-09-01 0 days 1,828 sqft
    2023-10-01 0 days 1,828 sqft
    2023-11-01 0 days 1,849 sqft
    2023-12-01 0 days 1,823 sqft
    2024-01-01 0 days 1,787 sqft
    2024-02-01 0 days 1,751 sqft
    2024-03-01 0 days 1,766 sqft
    2024-04-01 0 days 1,766 sqft
    2024-05-01 0 days 1,697 sqft
    2024-06-01 0 days 1,743 sqft
    2024-07-01 0 days 1,722 sqft
    2024-08-01 0 days 1,698 sqft
    2024-09-01 0 days 1,712 sqft
    2024-10-01 0 days 1,693 sqft
    Corsicana's median listing age (time on market) for 2024-10-01 was 0 days.

    Corsicana's median square footage for active listings during the 2024-10-01 period was 1,693 sqft. One year prior, the average listing was 1,828 sqft.

    Corsicana, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 549 $145,195,000 $264,472
    Refi 59 $197,515,000 $3,347,712
    Cash Out Refi 54 $10,540,000 $195,185
    Home Improvement 40 $4,190,000 $104,750
    Other 29 $4,635,000 $159,828

    Corsicana's most frequently cited loan purpose was Home Purchase, with 549 originations. The 2nd most popular reason was Refi, with 59 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 254 $67,280,000 $264,882
    7-8% 178 $44,610,000 $250,618
    Over 8% 122 $17,640,000 $144,590
    5-6% 87 $211,405,000 $2,429,943
    4-5% 13 $3,505,000 $269,615
    <2.5% 6 $30,000 $5,000
    3-4% 1 $135,000 $135,000
    2.5-3% 1 $405,000 $405,000

    During 2023, Corsicana's most frequently originated rate bucket was 6-7%, with 254 originations.

    Loan Sizing (Corsicana, TX MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 253 $68,045,000 $268,953
    $100k-200k 239 $35,825,000 $149,895
    $100,000 or less 119 $7,695,000 $64,664
    $400k-600k 83 $38,335,000 $461,867
    $600k-1000k 25 $18,615,000 $744,600
    $Over $1MM 12 $193,560,000 $16,130,000

    Corsicana's loan sizing saw the bucket of loans from $200k-400k with 253 originations, totaling $68,045,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 363 $91,105,000 $250,978
    60-80% 134 $42,520,000 $317,313
    40-60% 67 $16,785,000 $250,522
    20-40% 59 $10,355,000 $175,508
    Under 20% 23 $1,255,000 $54,565
    Over 100% 17 $182,995,000 $10,764,412

    Corsicana's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 363 originations, totaling $91,105,000 in origination value.