Corsicana Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Corsicana averaged
7.22%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
7.25% and
one month ago for the week of 2025-05-15, the
average rate was 7.42%.
Corsicana's average rate one year ago was 7.46%.
For refis of the same type during the week of 2025-06-18, the average rate
was 6.91%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Corsicana 30 Year Fixed Rate | 2025-06-18 | 7.22% |
| Corsicana 30 Year Fixed Rate Refi | 2025-06-18 | 6.91% |
| Corsicana 15 Year Fixed Rate | 2025-06-18 | 6.06% |
| Corsicana 15 Year Fixed Rate Refi | 2025-06-18 | 6.46% |
| Corsicana 30 Year FHA | 2025-06-18 | 0.1% |
| Corsicana 30 Year FHA Refi | 2025-06-18 | -0.2% |
| Corsicana 30 Year USDA | 2025-06-18 | -0.2% |
| Corsicana 30 Year USDA Refi | 2025-06-18 | -0.1% |
| Corsicana 30 Year VA | 2025-06-18 | -0.2% |
| Corsicana 30 Year VA Refi | 2025-06-18 | 0.2% |
Corsicana Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Corsicana, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Corsicana Average Closing Costs & Other Stats
Corsicana, TX's 82 lenders originated 820
loans during 2024. The total origination value was $556,490,000, with an average loan value of
$678,646.
Corsicana's average closing costs are $6,773.
The top Corsicana lender as defined by loan originations is QUICKEN LOANS, LLC, with
28 loans originated. Their average total fees are
$6,361, which is $1,850
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Corsicana lenders (with over 10 loans originated) are
VeraBank ($2,870), Magnolia Bank ($5,440), JPMorgan Chase Bank ($5,839), QUICKEN LOANS, LLC ($6,361) and S1L, Inc. ($7,941).
The lowest rate Corsicana lenders (with over 10 loans originated) are
S1L, Inc. (6.69%), JPMorgan Chase Bank (6.73%), UNITED WHOLESALE MORTGAGE, LLC (6.81%), QUICKEN LOANS, LLC (7.07%) and Magnolia Bank (7.15%).
Corsicana, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| JONES LANG LASALLE MULTIFAMILY, LLC | $179,545,000 | $344,225,000 | 91.7% | 61.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,295,000 | $11,985,000 | 64.3% | 2.2% |
| FirstBank | $35,000 | $11,710,000 | 33,357.1% | 2.1% |
| Community National Bank & Trust of Texas | $12,325,000 | $9,275,000 | -24.7% | 1.7% |
| QUICKEN LOANS, LLC | $7,940,000 | $8,675,000 | 9.3% | 1.6% |
| S1L, Inc. | $565,000 | $7,920,000 | 1,301.8% | 1.4% |
| GUILD MORTGAGE COMPANY | $3,325,000 | $7,645,000 | 129.9% | 1.4% |
| 21ST MORTGAGE CORPORATION | $4,860,000 | $6,840,000 | 40.7% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,015,000 | $6,545,000 | 30.5% | 1.2% |
| GREYSTONE SERVICING COMPANY LLC | $5,575,000 | n/a | 1.0% | |
| DHI MORTGAGE COMPANY, LTD. | $5,395,000 | n/a | 1.0% | |
| Equity Bank | $5,385,000 | n/a | 1.0% | |
| VeraBank | $10,290,000 | $5,220,000 | -49.3% | 0.9% |
| First State Bank | $1,120,000 | $4,925,000 | 339.7% | 0.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,515,000 | $4,905,000 | 95.0% | 0.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,880,000 | $4,255,000 | 126.3% | 0.8% |
| Prosperity Bank | $10,600,000 | $4,100,000 | -61.3% | 0.7% |
| Magnolia Bank | $4,215,000 | $3,915,000 | -7.1% | 0.7% |
| Mortgage Research Center, LLC | $2,915,000 | $3,485,000 | 19.6% | 0.6% |
| Gateway First Bank | $3,610,000 | $3,370,000 | -6.6% | 0.6% |
| InterBank | $3,110,000 | n/a | 0.6% | |
| CARDINAL FINANCIAL | $3,415,000 | $3,040,000 | -11.0% | 0.5% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,170,000 | $2,530,000 | 116.2% | 0.5% |
| JPMorgan Chase Bank | $1,055,000 | $2,465,000 | 133.6% | 0.4% |
| Trinity Oaks Mortgage, LLC | $1,455,000 | $2,215,000 | 52.2% | 0.4% |
| Equity Prime Mortgage LLC | $315,000 | $2,200,000 | 598.4% | 0.4% |
| SOUTHWEST STAGE FUNDING, LLC | $755,000 | $1,935,000 | 156.3% | 0.3% |
| GUARANTEED RATE, INC. | $2,520,000 | $1,685,000 | -33.1% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $225,000 | $1,680,000 | 646.7% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $255,000 | $1,670,000 | 554.9% | 0.3% |
| LOANPEOPLE, LLC | $2,605,000 | $1,655,000 | -36.5% | 0.3% |
| First Financial Bank | $2,035,000 | $1,590,000 | -21.9% | 0.3% |
| WILLOW BEND MORTGAGE COMPANY, LLC | $2,360,000 | $1,585,000 | -32.8% | 0.3% |
| TOWNE MORTGAGE COMPANY | $205,000 | $1,545,000 | 653.7% | 0.3% |
| EVERETT FINANCIAL, INC. | $1,805,000 | $1,405,000 | -22.2% | 0.3% |
| HOMESIDE FINANCIAL, LLC | $245,000 | $1,365,000 | 457.1% | 0.2% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $1,200,000 | n/a | 0.2% | |
| Mr. Cooper ( Nationstar Mortgage ) | $1,150,000 | $1,165,000 | 1.3% | 0.2% |
| PENNYMAC LOAN SERVICES, LLC | $455,000 | $1,165,000 | 156.0% | 0.2% |
| SWBC MORTGAGE CORPORATION | $1,160,000 | $1,150,000 | -0.9% | 0.2% |
| BROKER SOLUTIONS, INC. | $630,000 | $1,140,000 | 81.0% | 0.2% |
| V.I.P. MORTGAGE, INC. | $1,105,000 | n/a | 0.2% | |
| SUN WEST MORTGAGE COMPANY, INC. | $275,000 | $1,080,000 | 292.7% | 0.2% |
| LOANDEPOT.COM, LLC | $1,835,000 | $1,075,000 | -41.4% | 0.2% |
| RF Renovo Management Company, LLC | $515,000 | $1,060,000 | 105.8% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,055,000 | n/a | 0.2% | |
| Ennis State Bank | $185,000 | $1,030,000 | 456.8% | 0.2% |
| MidFirst Bank | $1,005,000 | n/a | 0.2% | |
| TRIAD FINANCIAL SERVICES, INC. | $730,000 | $985,000 | 34.9% | 0.2% |
| NEWREZ LLC | $1,280,000 | $940,000 | -26.6% | 0.2% |
| BOKF | $675,000 | $890,000 | 31.9% | 0.2% |
| UNITED BUILT HOMES, L.L.C. | $2,085,000 | $850,000 | -59.2% | 0.2% |
| CORNERSTONE HOME LENDING, INC. | $830,000 | n/a | 0.1% | |
| SFMC, LP | $1,925,000 | $825,000 | -57.1% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $940,000 | $815,000 | -13.3% | 0.1% |
| Citibank | $1,540,000 | $795,000 | -48.4% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $795,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $790,000 | n/a | 0.1% | |
| Frost Bank | $625,000 | $775,000 | 24.0% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $760,000 | n/a | 0.1% | |
| CMG MORTGAGE, INC. | $2,310,000 | $755,000 | -67.3% | 0.1% |
| Morgan Stanley Private Bank | $325,000 | $745,000 | 129.2% | 0.1% |
| The Loan Store, Inc. | $730,000 | n/a | 0.1% | |
| American National Bank & Trust | $1,285,000 | $725,000 | -43.6% | 0.1% |
| UNION HOME MORTGAGE CORP. | $710,000 | n/a | 0.1% | |
| First Federal Bank, A FSB | $695,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $685,000 | n/a | 0.1% | |
| RANDOLPH-BROOKS | $125,000 | $685,000 | 448.0% | 0.1% |
| First Federal Bank | $630,000 | n/a | 0.1% | |
| THE MORTGAGE LINK, INC. | $625,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $620,000 | n/a | 0.1% | |
| Incommons Bank, N.A. | $260,000 | $595,000 | 128.8% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $795,000 | $590,000 | -25.8% | 0.1% |
| Carrington Mortgage Services, LLC | $570,000 | n/a | 0.1% | |
| Texas Mortgage Lending, LLC | $1,220,000 | $570,000 | -53.3% | 0.1% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $550,000 | n/a | 0.1% | |
| FREEDOM MORTGAGE CORPORATION | $710,000 | $510,000 | -28.2% | 0.1% |
| AHL FUNDING | $505,000 | n/a | 0.1% | |
| 1ST SIGNATURE LENDING, LLC | $500,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $500,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $495,000 | n/a | 0.1% | |
| ADVANCIAL | $485,000 | n/a | 0.1% | |
| The Federal Savings Bank | $485,000 | n/a | 0.1% | |
| NAVY FEDERAL CREDIT UNION | $1,805,000 | $480,000 | -73.4% | 0.1% |
| LOANPAL, LLC | $395,000 | $465,000 | 17.7% | 0.1% |
| GoPrime Mortgage, Inc. | $445,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $305,000 | $440,000 | 44.3% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $440,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $235,000 | $435,000 | 85.1% | 0.1% |
| Credit Union of Texas | $170,000 | $430,000 | 152.9% | 0.1% |
| Citizens State Bank | $340,000 | $420,000 | 23.5% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $700,000 | $410,000 | -41.4% | 0.1% |
| First National Bank of East Texas | $405,000 | n/a | 0.1% | |
| First United Bank and Trust Company | $440,000 | $405,000 | -8.0% | 0.1% |
| Ally Bank | $435,000 | $365,000 | -16.1% | 0.1% |
| Plains Commerce Bank | $365,000 | n/a | 0.1% | |
| Origin Bank | $345,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $335,000 | n/a | 0.1% | |
| Charles Schwab Bank, SSB | $805,000 | $335,000 | -58.4% | 0.1% |
| PNC Bank | $340,000 | $335,000 | -1.5% | 0.1% |
| COUNTRYPLACE MORTGAGE, LTD. | $370,000 | $330,000 | -10.8% | 0.1% |
| Alliance Bank | $315,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $155,000 | $315,000 | 103.2% | 0.1% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | $565,000 | $305,000 | -46.0% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $290,000 | n/a | 0.1% | |
| NBKC BANK | $285,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $480,000 | $285,000 | -40.6% | 0.1% |
| Citizens National Bank of Texas | $675,000 | $275,000 | -59.3% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $635,000 | $270,000 | -57.5% | 0.0% |
| AXIA FINANCIAL, LLC | $265,000 | n/a | 0.0% | |
| GREATER TEXAS FEDERAL CREDIT UNION | $265,000 | n/a | 0.0% | |
| Truist | $255,000 | n/a | 0.0% | |
| Ixonia Bank | $250,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $245,000 | n/a | 0.0% | |
| AMPLIFY | $245,000 | n/a | 0.0% | |
| The American National Bank of Texas | $455,000 | $245,000 | -46.2% | 0.0% |
| ML Mortgage Corp. | $235,000 | n/a | 0.0% | |
| Independent Bank | $225,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $155,000 | $225,000 | 45.2% | 0.0% |
| UNITED MORTGAGE CORP | $225,000 | n/a | 0.0% | |
| Wells Fargo Bank | $430,000 | $225,000 | -47.7% | 0.0% |
| NFM, INC. | $215,000 | n/a | 0.0% | |
| MORTGAGE FINANCIAL SERVICES, LLC | $205,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $205,000 | n/a | 0.0% | |
| FIRST SERVICE Credit Union | $195,000 | n/a | 0.0% | |
| U.S. Bank | $395,000 | $195,000 | -50.6% | 0.0% |
| Zions Bank | $195,000 | n/a | 0.0% | |
| ARC HOME LLC | $185,000 | n/a | 0.0% | |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | $185,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $185,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $145,000 | $175,000 | 20.7% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| WESTSTAR MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| Discover Bank | $85,000 | $165,000 | 94.1% | 0.0% |
| Amarillo National Bank | $155,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $185,000 | $155,000 | -16.2% | 0.0% |
| GENEVA FINANCIAL, LLC | $225,000 | $155,000 | -31.1% | 0.0% |
| Network Funding, L.P. | $410,000 | $155,000 | -62.2% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $155,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $145,000 | n/a | 0.0% | |
| RANLIFE, INC. | $145,000 | $145,000 | 0.0% | 0.0% |
| BancorpSouth | $660,000 | $125,000 | -81.1% | 0.0% |
| FORT WORTH COMMUNITY | $125,000 | n/a | 0.0% | |
| Valliance Bank | $185,000 | $125,000 | -32.4% | 0.0% |
| CSL Financial, LLC | $115,000 | n/a | 0.0% | |
| First National Bank of America | $115,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $345,000 | $105,000 | -69.6% | 0.0% |
| Bank of America | $2,295,000 | $105,000 | -95.4% | 0.0% |
| EECU | $140,000 | $105,000 | -25.0% | 0.0% |
| First National Bank Texas | $85,000 | $105,000 | 23.5% | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $735,000 | $105,000 | -85.7% | 0.0% |
| Prosperity Home Mortgage, LLC | $105,000 | n/a | 0.0% | |
| NEIGHBORHOOD | $155,000 | $85,000 | -45.2% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| JSC | $75,000 | n/a | 0.0% | |
| Central National Bank | $45,000 | n/a | 0.0% | |
| First National Bank of Bellville | $45,000 | n/a | 0.0% | |
| TEXELL Credit Union | $25,000 | n/a | 0.0% | |
| TEXAS TRUST | $200,000 | $15,000 | -92.5% | 0.0% |
Corsicana's top lender by overall market share is JONES LANG LASALLE MULTIFAMILY, LLC, with 61.9% market share. In second place, with 2.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $11,985,000 in loans. In third place, with 2.1%, is FirstBank, having originated $11,710,000 in loans. In fourth place, with 1.7%, is Community National Bank & Trust of Texas, having originated $9,275,000 in loans. In fifth place, with 1.6%, is QUICKEN LOANS, LLC, having originated $8,675,000 in loans.
Corsicana, TX Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 609 | $155,025,000 | $254,557 |
| Refi | 80 | $33,610,000 | $420,125 |
| Cash Out Refi | 71 | $357,445,000 | $5,034,437 |
| Home Improvement | 30 | $7,070,000 | $235,667 |
| Other | 30 | $3,340,000 | $111,333 |
Corsicana's most frequently cited loan purpose was Home Purchase, with 609 originations. The 2nd most popular reason was Refi, with 80 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 248 | $416,110,000 | $1,677,863 |
| Over 8% | 189 | $47,085,000 | $249,127 |
| 7-8% | 187 | $45,055,000 | $240,936 |
| 5-6% | 76 | $23,520,000 | $309,474 |
| 4-5% | 12 | $3,670,000 | $305,833 |
| <2.5% | 8 | $60,000 | $7,500 |
| 3-4% | 8 | $2,110,000 | $263,750 |
During 2024, Corsicana's most frequently originated rate bucket was 6-7%, with 248 originations.
Loan Sizing (Corsicana, TX MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 314 | $86,010,000 | $273,917 |
| $100k-200k | 281 | $41,455,000 | $147,527 |
| $100,000 or less | 133 | $7,985,000 | $60,038 |
| $400k-600k | 59 | $28,715,000 | $486,695 |
| $600k-1000k | 22 | $16,160,000 | $734,545 |
| $Over $1MM | 11 | $376,165,000 | $34,196,818 |
Corsicana's loan sizing saw the bucket of loans from $200k-400k with 314 originations, totaling $86,010,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 408 | $96,580,000 | $236,716 |
| 60-80% | 154 | $53,610,000 | $348,117 |
| 40-60% | 67 | $15,595,000 | $232,761 |
| 20-40% | 38 | $8,430,000 | $221,842 |
| Under 20% | 35 | $2,395,000 | $68,429 |
| Over 100% | 21 | $348,135,000 | $16,577,857 |
Corsicana's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 408 originations, totaling $96,580,000 in origination value.