Corsicana Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Corsicana averaged 6.22% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.23% and one month ago for the week of 2022-05-26, the average rate was 5.62%.

Corsicana's average rate one year ago was 3.74%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.91%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Corsicana 30 Year Fixed Rate 2022-06-30 6.22%
Corsicana 30 Year Fixed Rate Refi 2022-06-30 5.91%
Corsicana 15 Year Fixed Rate 2022-06-30 6.35%
Corsicana 15 Year Fixed Rate Refi 2022-06-30 5.3%
Corsicana 30 Year FHA 2022-06-30 6.05%
Corsicana 30 Year FHA Refi 2022-06-30 5.81%
Corsicana 30 Year USDA 2022-06-30 5.75%
Corsicana 30 Year VA 2022-06-30 6.07%
Corsicana 30 Year VA Refi 2022-06-30 5.36%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Corsicana, TX.

Corsicana Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Corsicana, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 41 3.27% $4,861
Magnolia Bank 20 3.17% $5,013
Gateway First Bank 19 3.29% $4,745
Goldwater Bank, N.A. 18 3.38% $5,172
VeraBank 17 3.11% $3,915
GUILD MORTGAGE COMPANY 16 3.27% $5,952
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 3.30% $4,829
Prosperity Bank 13 3.08% $3,483
JPMorgan Chase Bank 11 3.25% $3,458
UNITED WHOLESALE MORTGAGE, LLC 11 3.07% $6,144
ASPIRE FINANCIAL, INC. 10 3.26% $6,235
Northpointe Bank 8 3.00% $7,272
CMG MORTGAGE, INC. 8 3.23% $7,033
AMERISAVE MORTGAGE CORPORATION 7 3.21% $5,769
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 7 3.09% $4,977
DRAPER AND KRAMER MORTGAGE CORP. 7 3.43% $5,125
ROYAL UNITED MORTGAGE LLC 6 3.69% $7,207
LOANDEPOT.COM, LLC 6 3.17% $7,472
THRIVE MORTGAGE, LLC 6 3.23% $5,453
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 6 3.40% $5,179
Mr. Cooper ( Nationstar Mortgage ) 6 3.21% $6,154
SFMC, LP 5 3.42% $6,569
Wells Fargo Bank 5 3.00% $5,368
INTEGRITY MORTGAGE CORPORATION OF TEXAS 4 3.28% $7,580
Citizens Bank 4 2.88% $4,293
Bank of America 4 2.78% $5,414
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 3.63% $6,900
CALIBER HOME LOANS, INC. 4 3.14% $4,346
MORTGAGE FINANCIAL SERVICES, LLC 3 3.14% $3,772
UNITED MORTGAGE CORP. 3 3.29% $7,727
Flagstar Bank, FSB 3 3.25% $9,536
SWBC MORTGAGE CORPORATION 3 2.92% $5,805
Hometown Lenders, Inc. 3 3.17% $5,884
AMERICAN FINANCIAL NETWORK, INC. 3 3.25% $10,106
AMERICA'S CHOICE HOME LOANS LP 3 3.38% $3,797
NOVA FINANCIAL & INVESTMENT CORPORATION 2 3.37% $4,063
NexBank 2 3.25% $3,742
AMCAP MORTGAGE, LTD. 2 3.19% $6,151
NEWREZ LLC 2 2.87% $3,350
NATIONS RELIABLE LENDING, LLC 2 3.13% $9,081
LEADERONE FINANCIAL CORPORATION 2 2.88% $6,471
Town Square Mortgage & Investments, Inc. 2 4.06% $4,861
INTERLINC MORTGAGE SERVICES, LLC 2 3.09% $7,655
Truist Bank 2 2.81% $5,224
City Bank 2 3.06% $4,676
MOVEMENT MORTGAGE, LLC 2 3.06% $6,003
Citibank 2 2.88% $6,393
First Bank & Trust 2 3.69% $5,652
ACADEMY MORTGAGE CORPORATION 2 3.25% $6,415
AmeriHome Mortgage Company, LLC 2 3.06% $4,566
GREAT WESTERN FINANCIAL SERVICES, INC. 2 3.06% $4,233
CROSSCOUNTRY MORTGAGE, LLC 2 3.44% $9,023
SECURITYNATIONAL MORTGAGE COMPANY 2 4.06% $6,815
Affiliated Bank 2 2.81% $7,126
Simmons Bank 2 3.25% $6,067
GUARANTEED RATE, INC. 2 3.13% $6,022
Discover Bank 2 6.49% $0
PRIORITY HOME MORTGAGE, L.P. 1 3.13% $5,734
Prosperity Home Mortgage, LLC 1 2.88% $4,040
RADIUS FINANCIAL GROUP INC. 1 3.25% $1,463
Southside Bank 1 3.50% $5,117
SUMMIT FUNDING, INC. 1 2.88% $5,287
Texas Bank Financial 1 2.75% $4,399
TEXAS DOW EMPLOYEES CREDIT UNION 1 3.13% $4,811
Texas Mortgage Lending, LLC 1 2.93% $3,620
TEXAS TRUST 1 3.13% $1,989
The American National Bank of Texas 1 2.50% $8,876
The Federal Savings Bank 1 3.25% $7,287
TIB The Independent Bankersbank 1 3.50% $6,398
Trinity Oaks Mortgage, LLC 1 2.99% $6,486
UMB Bank 1 2.44% $3,983
UNION HOME MORTGAGE CORP. 1 3.75% $3,533
United Fidelity Funding Corp. 1 3.63% $6,379
U.S. Bank 1 3.25% $5,549
21ST MORTGAGE CORPORATION 1 7.50% $2,819
ZILLOW HOME LOANS, LLC 1 3.38% $4,902
ADVANCIAL 1 3.50% $4,597
AMERICAN FINANCING CORPORATION 1 3.25% $5,178
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.50% $4,109
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 2.88% $8,366
AXIA FINANCIAL, LLC 1 3.25% $3,429
BancorpSouth Bank 1 2.88% $5,686
Bank of England 1 3.25% $5,838
BAY EQUITY LLC 1 3.13% $8,936
BETTER MORTGAGE CORPORATION 1 3.50% $2,310
BOKF 1 3.25% $4,688
BROKER SOLUTIONS, INC. 1 2.88% $3,162
CELEBRITY HOME LOANS, LLC 1 3.38% $5,930
CHERRY CREEK MORTGAGE, LLC 1 3.50% $1,323
CHURCHILL MORTGAGE CORPORATION 1 3.13% $7,485
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 3.25% $7,124
Comerica Bank 1 3.63% $5,618
DAS Acquisition Company, LLC 1 3.00% $3,390
DATCU 1 3.00% $3,089
Devon Bank 1 3.00% $7,557
EMBRACE HOME LOANS, INC. 1 3.13% $4,878
EVERETT FINANCIAL, INC. 1 4.63% $4,349
FINANCE OF AMERICA MORTGAGE LLC 1 3.50% $2,513
First Financial Bank 1 2.75% $4,289
First Home Bank 1 3.50% $7,792
First Mortgage Solutions, LLC 1 2.75% $3,836
First National Bank of America 1 7.75% $7,850
First National Bank of Omaha 1 3.63% $5,177
First National Bank Texas 1 3.00% $6,444
First State Bank 1 2.63% $6,031
Florida Capital Bank 1 3.00% $4,085
FREEDOM MORTGAGE CORPORATION 1 3.25% $2,590
GENEVA FINANCIAL, LLC 1 3.50% $3,746
GMFS LLC 1 3.00% $4,360
Grand Bank for Savings, FSB 1 6.25% $3,656
GSF Mortgage Corporation 1 3.13% $11,318
HANCOCK MORTGAGE PARTNERS, LLC 1 3.75% $5,183
HOME POINT FINANCIAL CORPORATION 1 2.99% $3,398
HOMEXPRESS MORTGAGE CORP. 1 7.00% $8,380
InterContinental Capital Group, Inc 1 2.63% $3,471
Ixonia Bank 1 3.13% $4,441
KELLER MORTGAGE, LLC 1 3.13% $3,831
LAKEVIEW LOAN SERVICING, LLC 1 4.13% $5,186
LENDERFI, INC. 1 3.25% $1,546
LHM FINANCIAL CORPORATION 1 3.25% $4,335
LOANPAL, LLC 1 2.63% $5,571
MID AMERICA MORTGAGE, INC. 1 3.25% $5,385
Morgan Stanley Private Bank 1 2.70% $8,443
Nations Lending Corporation 1 3.38% $3,991
NAVY FEDERAL CREDIT UNION 1 4.50% $4,684
NTFN, INC. 1 3.25% $7,558
Origin Bank 1 3.13% $8,588
Paramount Bank 1 2.75% $7,227
PENNYMAC LOAN SERVICES, LLC 1 4.00% $3,608
PENTAGON FEDERAL CREDIT UNION 1 2.88% $2,332
PILGRIM MORTGAGE LLC 1 4.00% $7,112
PLAZA HOME MORTGAGE, INC. 1 2.88% $4,457

Corsicana, TX's 132 lenders originated 1,227 loans during 2021. The total origination value was $276,185,000, with an average loan value of $225,090.

The top Corsicana lender as defined by loan originations is QUICKEN LOANS, LLC, with 41 loans originated. Their average total fees are $4,861, which is $152 lower than the next largest lender, Magnolia Bank.

The lowest fee Corsicana lenders (with over 10 loans originated) are JPMorgan Chase Bank ($3,458), Prosperity Bank ($3,483), VeraBank ($3,915), Gateway First Bank ($4,745) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($4,829).

The lowest rate Corsicana lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (3.07%), Prosperity Bank (3.08%), VeraBank (3.11%), Magnolia Bank (3.17%) and JPMorgan Chase Bank (3.25%).

Corsicana, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Prosperity Bank $6,200,000 $19,910,000 221.1% 7.2%
QUICKEN LOANS, LLC $11,750,000 $17,430,000 48.3% 6.3%
GUILD MORTGAGE COMPANY $8,640,000 $10,395,000 20.3% 3.8%
Community National Bank & Trust of Texas $13,430,000 $10,215,000 -23.9% 3.7%
Goldwater Bank, N.A. $11,210,000 $8,060,000 -28.1% 2.9%
VeraBank $9,260,000 $8,050,000 -13.1% 2.9%
Gateway First Bank $8,785,000 $7,065,000 -19.6% 2.6%
UNITED WHOLESALE MORTGAGE, LLC $1,700,000 $5,510,000 224.1% 2.0%
Grandbridge Real Estate Capital LLC $5,485,000 n/a 2.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,480,000 $5,455,000 56.8% 2.0%
CommunityBank of Texas, N.A. $5,105,000 n/a 1.8%
FREEDOM MORTGAGE CORPORATION $4,920,000 $5,050,000 2.6% 1.8%
Magnolia Bank $7,850,000 $5,040,000 -35.8% 1.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,095,000 $4,765,000 127.4% 1.7%
CMG MORTGAGE, INC. $520,000 $4,660,000 796.2% 1.7%
THRIVE MORTGAGE, LLC $1,500,000 $4,180,000 178.7% 1.5%
ASPIRE FINANCIAL, INC. $2,975,000 $4,030,000 35.5% 1.5%
First State Bank $2,030,000 $3,760,000 85.2% 1.4%
DRAPER AND KRAMER MORTGAGE CORP. $3,640,000 n/a 1.3%
JPMorgan Chase Bank $5,080,000 $3,520,000 -30.7% 1.3%
21ST MORTGAGE CORPORATION $2,485,000 $3,425,000 37.8% 1.2%
Northpointe Bank $1,965,000 $3,340,000 70.0% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $2,525,000 $2,985,000 18.2% 1.1%
WALKER & DUNLOP, LLC $2,625,000 n/a 1.0%
GUARANTEED RATE, INC. $1,305,000 $2,615,000 100.4% 0.9%
Happy State Bank $3,680,000 $2,615,000 -28.9% 0.9%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,060,000 $2,610,000 -14.7% 0.9%
Wells Fargo Bank $1,345,000 $2,590,000 92.6% 0.9%
Bank of America $1,110,000 $2,430,000 118.9% 0.9%
Mortgage Research Center, LLC $760,000 $2,390,000 214.5% 0.9%
SFMC, LP $1,390,000 $2,390,000 71.9% 0.9%
LOANDEPOT.COM, LLC $2,985,000 $2,385,000 -20.1% 0.9%
Citizens Bank $935,000 $2,335,000 149.7% 0.8%
CALIBER HOME LOANS, INC. $2,170,000 $2,310,000 6.5% 0.8%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,195,000 $2,250,000 88.3% 0.8%
LAKEVIEW LOAN SERVICING, LLC $1,055,000 $2,160,000 104.7% 0.8%
AMERISAVE MORTGAGE CORPORATION $115,000 $2,115,000 1,739.1% 0.8%
UNITED BUILT HOMES, L.L.C. $220,000 $2,090,000 850.0% 0.8%
NEWREZ LLC $680,000 $1,970,000 189.7% 0.7%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $865,000 $1,945,000 124.9% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $2,730,000 $1,925,000 -29.5% 0.7%
PENNYMAC LOAN SERVICES, LLC $530,000 $1,890,000 256.6% 0.7%
INTEGRITY MORTGAGE CORPORATION OF TEXAS $190,000 $1,880,000 889.5% 0.7%
SOUTHWEST STAGE FUNDING, LLC $2,190,000 $1,750,000 -20.1% 0.6%
Ennis State Bank $1,240,000 $1,620,000 30.6% 0.6%
Citizens 1st Bank $1,465,000 n/a 0.5%
UNITED MORTGAGE CORP. $245,000 $1,420,000 479.6% 0.5%
Citibank $270,000 $1,410,000 422.2% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,900,000 $1,385,000 -64.5% 0.5%
City Bank $730,000 $1,355,000 85.6% 0.5%
Southside Bank $1,325,000 n/a 0.5%
AMCAP MORTGAGE, LTD. $1,405,000 $1,225,000 -12.8% 0.4%
Town Square Mortgage & Investments, Inc. $355,000 $1,205,000 239.4% 0.4%
Citizens National Bank of Texas $1,685,000 $1,200,000 -28.8% 0.4%
INTERLINC MORTGAGE SERVICES, LLC $225,000 $1,170,000 420.0% 0.4%
EVERETT FINANCIAL, INC. $4,175,000 $1,165,000 -72.1% 0.4%
SWBC MORTGAGE CORPORATION $85,000 $1,165,000 1,270.6% 0.4%
AmeriHome Mortgage Company, LLC $865,000 $1,115,000 28.9% 0.4%
AMERICAN FINANCIAL NETWORK, INC. $1,800,000 $1,065,000 -40.8% 0.4%
NTFN, INC. $105,000 $1,035,000 885.7% 0.4%
Simmons Bank $295,000 $1,030,000 249.2% 0.4%
LEADERONE FINANCIAL CORPORATION $175,000 $1,020,000 482.9% 0.4%
BAY EQUITY LLC $1,005,000 n/a 0.4%
Flagstar Bank, FSB $225,000 $975,000 333.3% 0.4%
Texas Bank Financial $750,000 $955,000 27.3% 0.3%
ACADEMY MORTGAGE CORPORATION $605,000 $945,000 56.2% 0.3%
AMERICA'S CHOICE HOME LOANS LP $965,000 $945,000 -2.1% 0.3%
ROYAL UNITED MORTGAGE LLC $670,000 $945,000 41.0% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $870,000 $945,000 8.6% 0.3%
Hometown Lenders, Inc. $905,000 n/a 0.3%
BETTER MORTGAGE CORPORATION $520,000 $895,000 72.1% 0.3%
WinTex Group, LLC $890,000 n/a 0.3%
Origin Bank $805,000 n/a 0.3%
First Bank & Trust $480,000 $775,000 61.5% 0.3%
NAVY FEDERAL CREDIT UNION $1,660,000 $770,000 -53.6% 0.3%
b1BANK $765,000 n/a 0.3%
SUN WEST MORTGAGE COMPANY, INC. $1,145,000 $765,000 -33.2% 0.3%
MOVEMENT MORTGAGE, LLC $200,000 $740,000 270.0% 0.3%
First National Bank Texas $565,000 $710,000 25.7% 0.3%
USAA Federal Savings Bank $810,000 $705,000 -13.0% 0.3%
Affiliated Bank $355,000 $695,000 95.8% 0.3%
MORTGAGE FINANCIAL SERVICES, LLC $175,000 $685,000 291.4% 0.2%
FINANCE OF AMERICA MORTGAGE LLC $860,000 $665,000 -22.7% 0.2%
UMB Bank $665,000 n/a 0.2%
BOKF $785,000 $655,000 -16.6% 0.2%
MID AMERICA MORTGAGE, INC. $1,335,000 $655,000 -50.9% 0.2%
First Financial Bank $1,195,000 $640,000 -46.4% 0.2%
BROKER SOLUTIONS, INC. $635,000 n/a 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $625,000 $595,000 -4.8% 0.2%
CHURCHILL MORTGAGE CORPORATION $65,000 $590,000 807.7% 0.2%
NEW DAY FINANCIAL, LLC $650,000 $585,000 -10.0% 0.2%
CORNERSTONE HOME LENDING, INC. $1,325,000 $570,000 -57.0% 0.2%
EUSTIS AND AMERICAN MORTGAGE COMPANY $325,000 $570,000 75.4% 0.2%
Incommons Bank, N.A. $435,000 $570,000 31.0% 0.2%
KELLER MORTGAGE, LLC $1,070,000 $570,000 -46.7% 0.2%
Comerica Bank $555,000 n/a 0.2%
PENTAGON FEDERAL CREDIT UNION $280,000 $550,000 96.4% 0.2%
The American National Bank of Texas $165,000 $550,000 233.3% 0.2%
BancorpSouth Bank $680,000 $535,000 -21.3% 0.2%
InterContinental Capital Group, Inc $185,000 $530,000 186.5% 0.2%
WILLOW BEND MORTGAGE COMPANY, LLC $295,000 $530,000 79.7% 0.2%
Morgan Stanley Private Bank $515,000 n/a 0.2%
NATIONS RELIABLE LENDING, LLC $350,000 $500,000 42.9% 0.2%
The Federal Savings Bank $555,000 $500,000 -9.9% 0.2%
COUNTRYPLACE MORTGAGE, LTD. $390,000 $495,000 26.9% 0.2%
EMBRACE HOME LOANS, INC. $495,000 n/a 0.2%
TIB The Independent Bankersbank $655,000 $495,000 -24.4% 0.2%
Bank of England $345,000 $480,000 39.1% 0.2%
Paramount Bank $475,000 n/a 0.2%
First Mortgage Solutions, LLC $465,000 n/a 0.2%
CELEBRITY HOME LOANS, LLC $195,000 $455,000 133.3% 0.2%
SIWELL, INC. $445,000 n/a 0.2%
SOUTHWEST FUNDING, LP $330,000 $445,000 34.8% 0.2%
SUMMIT FUNDING, INC. $440,000 n/a 0.2%
Truist Bank $145,000 $430,000 196.6% 0.2%
Network Funding, L.P. $1,510,000 $400,000 -73.5% 0.1%
CIVIC FINANCIAL SERVICES, LLC $395,000 n/a 0.1%
First National Bank of Omaha $395,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $390,000 n/a 0.1%
PHH Mortgage Corporation $325,000 $390,000 20.0% 0.1%
DAS Acquisition Company, LLC $2,150,000 $385,000 -82.1% 0.1%
HOME POINT FINANCIAL CORPORATION $165,000 $375,000 127.3% 0.1%
UNIVERSITY LENDING GROUP, LLC $375,000 n/a 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $370,000 n/a 0.1%
HANCOCK MORTGAGE PARTNERS, LLC $290,000 $360,000 24.1% 0.1%
First Federal Bank $355,000 n/a 0.1%
TEXAS TRUST $445,000 $355,000 -20.2% 0.1%
First State Bank $2,030,000 $335,000 -83.5% 0.1%
TRIAD FINANCIAL SERVICES, INC. $445,000 $335,000 -24.7% 0.1%
Nations Lending Corporation $330,000 n/a 0.1%
GREAT WESTERN FINANCIAL SERVICES, INC. $565,000 $320,000 -43.4% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $315,000 n/a 0.1%
The First National Bank of McGregor $315,000 n/a 0.1%
Texas Mortgage Lending, LLC $310,000 n/a 0.1%
American National Bank & Trust $305,000 n/a 0.1%
CERTIFIED FUNDING, L.P. $305,000 n/a 0.1%
Veritex Community Bank $295,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $285,000 n/a 0.1%
Alliance Bank Central Texas $275,000 n/a 0.1%
First Home Bank $275,000 n/a 0.1%
AMERICAN ADVISORS GROUP $120,000 $270,000 125.0% 0.1%
CITY $265,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $740,000 $265,000 -64.2% 0.1%
Wyndham Capital Mortgage, Inc. $375,000 $265,000 -29.3% 0.1%
First Guaranty Mortgage Corporation $155,000 $260,000 67.7% 0.1%
GSF Mortgage Corporation $255,000 n/a 0.1%
United Fidelity Funding Corp. $215,000 $245,000 14.0% 0.1%
AMERICAN FINANCING CORPORATION $345,000 $240,000 -30.4% 0.1%
LOANPAL, LLC $240,000 n/a 0.1%
GMFS LLC $235,000 n/a 0.1%
The First National Bank of Granbury $235,000 n/a 0.1%
First United Bank and Trust Company $470,000 $230,000 -51.1% 0.1%
NexBank $230,000 n/a 0.1%
ADVANCIAL $225,000 n/a 0.1%
CITY FIRST MORTGAGE SERVICES, L.L.C. $225,000 n/a 0.1%
Ixonia Bank $255,000 $225,000 -11.8% 0.1%
KS StateBank $225,000 n/a 0.1%
Lend Smart Mortgage, LLC $225,000 n/a 0.1%
LENDUS, LLC $225,000 n/a 0.1%
PRIORITY HOME MORTGAGE, L.P. $225,000 n/a 0.1%
Sunflower Bank $225,000 n/a 0.1%
Devon Bank $215,000 n/a 0.1%
Florida Capital Bank $215,000 n/a 0.1%
U.S. Bank $210,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $480,000 $205,000 -57.3% 0.1%
RANDOLPH-BROOKS $130,000 $205,000 57.7% 0.1%
CHERRY CREEK MORTGAGE, LLC $195,000 n/a 0.1%
Prosperity Home Mortgage, LLC $310,000 $195,000 -37.1% 0.1%
Trinity Oaks Mortgage, LLC $280,000 $195,000 -30.4% 0.1%
CSL Financial, LLC $190,000 n/a 0.1%
PANORAMA MORTGAGE GROUP, LLC $290,000 $190,000 -34.5% 0.1%
PLAZA HOME MORTGAGE, INC. $305,000 $190,000 -37.7% 0.1%
Regions Bank $490,000 $190,000 -61.2% 0.1%
Equity Prime Mortgage LLC $185,000 n/a 0.1%
FirstCapital Bank of Texas $185,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $185,000 n/a 0.1%
First National Bank of America $175,000 n/a 0.1%
LENDERFI, INC. $175,000 n/a 0.1%
PILGRIM MORTGAGE LLC $175,000 n/a 0.1%
International Bank of Commerce $410,000 $160,000 -61.0% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $525,000 $155,000 -70.5% 0.1%
DATCU $155,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $145,000 n/a 0.1%
BBVA USA $325,000 $145,000 -55.4% 0.1%
Central National Bank $355,000 $145,000 -59.2% 0.1%
ENVOY MORTGAGE, LTD $145,000 n/a 0.1%
TEXAS DOW EMPLOYEES CREDIT UNION $135,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $200,000 $125,000 -37.5% 0.0%
Pinnacle Bank $115,000 $125,000 8.7% 0.0%
HOMESPIRE MORTGAGE CORPORATION $120,000 n/a 0.0%
IMPAC MORTGAGE CORP. $195,000 $115,000 -41.0% 0.0%
Inwood National Bank $930,000 $115,000 -87.6% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $115,000 n/a 0.0%
RADIUS FINANCIAL GROUP INC. $115,000 n/a 0.0%
TEXELL Credit Union $115,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $115,000 n/a 0.0%
Grand Bank for Savings, FSB $105,000 n/a 0.0%
LHM FINANCIAL CORPORATION $305,000 $105,000 -65.6% 0.0%
TEXANS $105,000 n/a 0.0%
Austin Capital Bank SSB $95,000 n/a 0.0%
AXIA FINANCIAL, LLC $95,000 n/a 0.0%
Frost Bank $25,000 $95,000 280.0% 0.0%
HOMEXPRESS MORTGAGE CORP. $95,000 n/a 0.0%
Reliant Bank $325,000 $95,000 -70.8% 0.0%
UNION HOME MORTGAGE CORP. $140,000 $95,000 -32.1% 0.0%
Discover Bank $90,000 n/a 0.0%
GENEVA FINANCIAL, LLC $85,000 n/a 0.0%
STEARNS LENDING, LLC $85,000 n/a 0.0%
Colonial Savings, F.A. $580,000 $75,000 -87.1% 0.0%
WESTSTAR MORTGAGE CORPORATION $75,000 n/a 0.0%
Credit Union of Texas $25,000 $65,000 160.0% 0.0%
H E B $55,000 n/a 0.0%
RED RIVER EMPLOYEES $460,000 $55,000 -88.0% 0.0%
Commercial Bank of Texas $305,000 $25,000 -91.8% 0.0%

Corsicana's top lender by overall market share is Prosperity Bank, with 7.2% market share. In second place, with 6.3%, is QUICKEN LOANS, LLC, having originated $17,430,000 in loans. In third place, with 3.8%, is GUILD MORTGAGE COMPANY, having originated $10,395,000 in loans. In third place, with 3.7%, is Community National Bank & Trust of Texas, having originated $10,215,000 in loans. In third place, with 2.9%, is Goldwater Bank, N.A., having originated $8,060,000 in loans.


Corsicana, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 701 $171,385,000 $244,486
Refi 363 $73,735,000 $203,127
Cash Out Refi 130 $27,120,000 $208,615
Home Improvement 20 $2,730,000 $136,500
Other 13 $1,215,000 $93,462

Corsicana's most frequently cited loan purpose was Home Purchase, with 701 originations. The 2nd most popular reason was Refi, with 363 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 463 $97,675,000 $210,961
2.5-3% 338 $87,880,000 $260,000
<2.5% 163 $39,805,000 $244,202
Over 8% 46 $5,640,000 $122,609
4-5% 39 $10,675,000 $273,718
6-7% 36 $4,640,000 $128,889
7-8% 22 $2,170,000 $98,636
5-6% 20 $2,190,000 $109,500

During 2021, Corsicana's most frequently originated rate bucket was 3-4%, with 463 originations.

Loan Sizing (Corsicana, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 511 $75,295,000 $147,348
$200k-400k 386 $105,310,000 $272,824
$100,000 or less 223 $14,895,000 $66,794
$400k-600k 66 $32,270,000 $488,939
$600k-1000k 27 $20,695,000 $766,481
$Over $1MM 14 $27,720,000 $1,980,000

Corsicana's loan sizing saw the bucket of loans from $100k-200k with 511 originations, totaling $75,295,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 522 $114,940,000 $220,192
60-80% 326 $84,190,000 $258,252
40-60% 129 $25,055,000 $194,225
20-40% 50 $6,900,000 $138,000
Under 20% 30 $900,000 $30,000
Over 100% 23 $7,085,000 $308,043

Corsicana's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 522 originations, totaling $114,940,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Corsicana (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $159,900 (8.8%) $210,399 (-14.8%) 0.00 117
2018-02-01 $159,900 (7.2%) $215,935 (-15.1%) 0.00 117
2018-03-01 $159,900 (7.2%) $223,690 (-5.6%) 0.00 115
2018-04-01 $186,750 (9.9%) $237,301 (-1.4%) 0.00 122
2018-05-01 $214,900 (26.8%) $265,752 (11.4%) 0.00 109
2018-06-01 $214,900 (34.5%) $272,510 (16.0%) 0.00 109
2018-07-01 $197,500 (16.2%) $258,310 (3.0%) 0.00 116
2018-08-01 $174,950 (3.0%) $243,416 (-0.3%) 0.00 116
2018-09-01 $159,900 (0.1%) $233,425 (-2.6%) 0.00 117
2018-10-01 $155,450 (3.0%) $243,208 (2.4%) 0.00 127
2018-11-01 $158,950 (0.3%) $252,328 (12.4%) 0.00 106
2018-12-01 $165,500 (3.5%) $233,980 (6.2%) 0.00 110
2019-01-01 $187,750 (17.4%) $254,092 (20.8%) 0.00 100
2019-02-01 $179,300 (12.1%) $256,796 (18.9%) 0.00 102
2019-03-01 $176,871 (10.6%) $250,315 (11.9%) 0.00 110
2019-04-01 $179,700 (-3.8%) $264,663 (11.5%) 0.00 109
2019-05-01 $195,265 (-9.1%) $299,041 (12.5%) 0.00 101
2019-06-01 $219,500 (2.1%) $308,404 (13.2%) 0.00 125
2019-07-01 $189,900 (-3.9%) $289,074 (11.9%) 0.00 143
2019-08-01 $204,900 (17.1%) $294,537 (21.0%) 0.00 138
2019-09-01 $219,950 (37.6%) $297,096 (27.3%) 0.00 128
2019-10-01 $203,500 (30.9%) $294,622 (21.1%) 0.00 126
2019-11-01 $215,000 (35.3%) $298,156 (18.2%) 0.00 97
2019-12-01 $207,000 (25.1%) $280,681 (20.0%) 0.00 97
2020-01-01 $184,950 (-1.5%) $270,079 (6.3%) 0.00 95
2020-02-01 $200,000 (11.5%) $264,519 (3.0%) 0.00 85
2020-03-01 $192,250 (8.7%) $265,736 (6.2%) 0.00 97
2020-04-01 $199,250 (10.9%) $265,506 (0.3%) 0.00 95
2020-05-01 $185,000 (-5.3%) $364,272 (21.8%) 0.00 91
2020-06-01 $185,000 (-15.7%) $351,130 (13.9%) 0.00 75
2020-07-01 $178,000 (-6.3%) $366,988 (27.0%) 0.00 62
2020-08-01 $175,000 (-14.6%) $245,497 (-16.7%) 0.00 70
2020-09-01 $175,000 (-20.4%) $243,975 (-17.9%) 0.00 65
2020-10-01 $189,900 (-6.7%) $306,052 (3.9%) 0.00 67
2020-11-01 $172,400 (-19.8%) $267,825 (-10.2%) 0.00 66
2020-12-01 $189,900 (-8.3%) $271,841 (-3.2%) 0.00 67
2021-01-01 $169,900 (-8.1%) $264,653 (-2.0%) 0.00 53
2021-02-01 $196,950 (-1.5%) $328,051 (24.0%) 0.00 39
2021-03-01 $194,900 (1.4%) $318,822 (20.0%) 0.00 39
2021-04-01 $262,500 (31.7%) $410,452 (54.6%) 0.00 37
2021-05-01 $199,999 (8.1%) $396,226 (8.8%) 0.00 40
2021-06-01 $237,250 (28.2%) $504,769 (43.8%) 0.00 45
2021-07-01 $264,500 (48.6%) $545,554 (48.7%) 0.00 49
2021-08-01 $266,000 (52.0%) $547,648 (123.1%) 0.00 52
2021-09-01 $304,950 (74.3%) $567,108 (132.5%) 0.00 54
2021-10-01 $294,000 (54.8%) $553,391 (80.8%) 0.00 53
2021-11-01 $279,950 (62.4%) $411,231 (53.5%) 0.00 45
2021-12-01 $262,400 (38.2%) $411,907 (51.5%) 0.00 48
2022-01-01 $284,900 (67.7%) $406,099 (53.5%) 0.00 49
2022-02-01 $285,000 (44.7%) $456,235 (39.1%) 0.00 49
2022-03-01 $284,900 (46.2%) $394,913 (23.9%) 0.00 70
2022-04-01 $289,000 (10.1%) $400,753 (-2.4%) 0.00 67
2022-05-01 $289,000 (44.5%) $479,815 (21.1%) 0.00 70
2022-06-01 $300,000 (26.5%) $599,704 (18.8%) 0.00 93
Corsicana's median listing price for 2022-06-01 was $300,000, a difference of $62,750 (26.5%) versus the prior year and $11,000 versus the prior month.

Corsicana's median listing price comes in at 0% of the national average.

Corsicana's average listing price for 2022-06-01 was $599,704, a difference of $94,935 (18.8%) versus the prior year and $119,889 versus the prior month.

For the 2022-06-01 period, Corsicana had 93 MLS listings, a difference of 23 listings (33%) versus the prior month and 48 listings (107%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Corsicana (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,767 sqft
2018-02-01 0 days 1,712 sqft
2018-03-01 0 days 1,774 sqft
2018-04-01 0 days 1,854 sqft
2018-05-01 0 days 1,961 sqft
2018-06-01 0 days 2,060 sqft
2018-07-01 0 days 2,030 sqft
2018-08-01 0 days 1,944 sqft
2018-09-01 0 days 1,856 sqft
2018-10-01 0 days 1,828 sqft
2018-11-01 0 days 1,811 sqft
2018-12-01 0 days 1,797 sqft
2019-01-01 0 days 1,854 sqft
2019-02-01 0 days 1,842 sqft
2019-03-01 0 days 1,825 sqft
2019-04-01 0 days 1,826 sqft
2019-05-01 0 days 1,850 sqft
2019-06-01 0 days 1,960 sqft
2019-07-01 0 days 1,984 sqft
2019-08-01 0 days 2,041 sqft
2019-09-01 0 days 2,117 sqft
2019-10-01 0 days 2,124 sqft
2019-11-01 0 days 2,095 sqft
2019-12-01 0 days 2,096 sqft
2020-01-01 0 days 1,968 sqft
2020-02-01 0 days 1,968 sqft
2020-03-01 0 days 2,028 sqft
2020-04-01 0 days 1,960 sqft
2020-05-01 0 days 1,868 sqft
2020-06-01 0 days 1,837 sqft
2020-07-01 0 days 1,833 sqft
2020-08-01 0 days 1,871 sqft
2020-09-01 0 days 1,834 sqft
2020-10-01 0 days 1,891 sqft
2020-11-01 0 days 1,853 sqft
2020-12-01 0 days 1,868 sqft
2021-01-01 0 days 1,822 sqft
2021-02-01 0 days 1,868 sqft
2021-03-01 0 days 1,842 sqft
2021-04-01 0 days 2,054 sqft
2021-05-01 0 days 1,781 sqft
2021-06-01 0 days 1,771 sqft
2021-07-01 0 days 1,899 sqft
2021-08-01 0 days 2,013 sqft
2021-09-01 0 days 2,142 sqft
2021-10-01 0 days 2,059 sqft
2021-11-01 0 days 1,867 sqft
2021-12-01 0 days 1,903 sqft
2022-01-01 0 days 2,034 sqft
2022-02-01 0 days 1,861 sqft
2022-03-01 0 days 1,672 sqft
2022-04-01 0 days 1,698 sqft
2022-05-01 0 days 1,719 sqft
2022-06-01 0 days 1,880 sqft
Corsicana's median listing age (time on market) for 2022-06-01 was 0 days.

Corsicana's median square footage for active listings during the 2022-06-01 period was 1,880 sqft. One year prior, the average listing was 1,771 sqft.