Brenham VA Loan Rates, Closing Costs & Stats
Brenham, TX
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Brenham's 10 lenders originated 22 VA loans during 2023. The total origination value was $7,170,000, with an average VA loan value of $325,909.
Brenham VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Brenham
averaged
-0.27%
for the week of 2024-11-29, compared to the national average (all VA variants) of
0% for the same period.
Brenham's average VA mortgage closing costs are $6,275.
The average rate for the prior week (2024-11-22) was
6.1% and
one month ago for the week of 2024-10-25, the
average rate was 6.09%.
The average rate one year ago was 6.64%.
For refis of the same type during the week of 2024-11-29, the average rate
was 0.2%.
Brenham VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Brenham level.
Name | # of Loans | 2023 Avg. 30yFix Rate | 2023 Avg. Closing Costs |
---|---|---|---|
DHI MORTGAGE COMPANY, LTD. | 5 | 5.27% | $5,411 |
Mortgage Research Center, LLC | 5 | 6.53% | $10,754 |
AMCAP MORTGAGE, LTD. | 2 | 6.50% | $12,694 |
CROSSCOUNTRY MORTGAGE, LLC | 2 | 5.48% | $977 |
NAVY FEDERAL CREDIT UNION | 2 | 5.38% | $5,148 |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | 5.63% | $15,990 |
Wells Fargo Bank | 1 | 5.75% | $5,925 |
T2 FINANCIAL LLC | 1 | 6.75% | $12,146 |
USAA Federal Savings Bank | 1 | 6.13% | $15,014 |
CORNERSTONE HOME LENDING, INC. | 1 | 5.75% | $3,500 |
The top Brenham VA lender as defined by loan originations is DHI MORTGAGE COMPANY, LTD., with
5 VA loans originated. Their average total fees are
$5,411, which is $5,343
lower than the next largest lender,
Mortgage Research Center, LLC.
The lowest fee Brenham VA lenders (with over 10 loans originated) are
.
The lowest rate Brenham VA lenders (with over 10 loans originated) are
.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Brenham (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $267,425 (22.0%) | $346,875 (29.7%) | 0.00 | 92 |
2018-02-01 | $255,425 (8.8%) | $367,602 (38.0%) | 0.00 | 87 |
2018-03-01 | $254,500 (5.6%) | $400,915 (49.7%) | 0.00 | 92 |
2018-04-01 | $277,250 (18.0%) | $403,590 (48.7%) | 0.00 | 103 |
2018-05-01 | $286,300 (22.5%) | $384,049 (38.1%) | 0.00 | 108 |
2018-06-01 | $301,950 (29.1%) | $380,669 (25.4%) | 0.00 | 108 |
2018-07-01 | $295,950 (23.5%) | $365,357 (17.4%) | 0.00 | 94 |
2018-08-01 | $274,700 (15.4%) | $362,672 (17.6%) | 0.00 | 96 |
2018-09-01 | $297,950 (24.7%) | $368,686 (14.0%) | 0.00 | 81 |
2018-10-01 | $279,900 (16.8%) | $355,030 (12.0%) | 0.00 | 81 |
2018-11-01 | $289,475 (16.1%) | $351,907 (14.2%) | 0.00 | 74 |
2018-12-01 | $269,000 (6.1%) | $336,260 (5.8%) | 0.00 | 72 |
2019-01-01 | $270,000 (1.0%) | $376,592 (8.6%) | 0.00 | 68 |
2019-02-01 | $274,875 (7.6%) | $404,852 (10.1%) | 0.00 | 71 |
2019-03-01 | $261,621 (2.8%) | $391,833 (-2.3%) | 0.00 | 77 |
2019-04-01 | $254,246 (-8.3%) | $380,860 (-5.6%) | 0.00 | 87 |
2019-05-01 | $249,600 (-12.8%) | $377,258 (-1.8%) | 0.00 | 86 |
2019-06-01 | $250,000 (-17.2%) | $359,512 (-5.6%) | 0.00 | 88 |
2019-07-01 | $295,733 (-0.1%) | $383,708 (5.0%) | 0.00 | 93 |
2019-08-01 | $299,079 (8.9%) | $392,169 (8.1%) | 0.00 | 92 |
2019-09-01 | $292,847 (-1.7%) | $381,257 (3.4%) | 0.00 | 83 |
2019-10-01 | $288,225 (3.0%) | $369,844 (4.2%) | 0.00 | 78 |
2019-11-01 | $275,000 (-5.0%) | $388,013 (10.3%) | 0.00 | 79 |
2019-12-01 | $276,000 (2.6%) | $405,553 (20.6%) | 0.00 | 76 |
2020-01-01 | $282,250 (4.5%) | $409,928 (8.9%) | 0.00 | 74 |
2020-02-01 | $299,000 (8.8%) | $428,031 (5.7%) | 0.00 | 73 |
2020-03-01 | $327,000 (25.0%) | $447,883 (14.3%) | 0.00 | 84 |
2020-04-01 | $301,488 (18.6%) | $432,150 (13.5%) | 0.00 | 90 |
2020-05-01 | $298,475 (19.6%) | $427,603 (13.4%) | 0.00 | 95 |
2020-06-01 | $279,000 (11.6%) | $424,509 (18.1%) | 0.00 | 85 |
2020-07-01 | $306,250 (3.6%) | $431,662 (12.5%) | 0.00 | 78 |
2020-08-01 | $291,000 (-2.7%) | $399,694 (1.9%) | 0.00 | 68 |
2020-09-01 | $297,750 (1.7%) | $409,770 (7.5%) | 0.00 | 66 |
2020-10-01 | $299,500 (3.9%) | $398,116 (7.6%) | 0.00 | 63 |
2020-11-01 | $282,250 (2.6%) | $342,367 (-11.8%) | 0.00 | 58 |
2020-12-01 | $282,600 (2.4%) | $350,567 (-13.6%) | 0.00 | 55 |
2021-01-01 | $299,000 (5.9%) | $353,932 (-13.7%) | 0.00 | 46 |
2021-02-01 | $272,869 (-8.7%) | $333,340 (-22.1%) | 0.00 | 55 |
2021-03-01 | $272,675 (-16.6%) | $372,612 (-16.8%) | 0.00 | 53 |
2021-04-01 | $302,500 (0.3%) | $412,416 (-4.6%) | 0.00 | 36 |
2021-05-01 | $310,000 (3.9%) | $434,887 (1.7%) | 0.00 | 25 |
2021-06-01 | $313,750 (12.5%) | $434,407 (2.3%) | 0.00 | 29 |
2021-07-01 | $318,000 (3.8%) | $436,064 (1.0%) | 0.00 | 30 |
2021-08-01 | $370,500 (27.3%) | $460,196 (15.1%) | 0.00 | 40 |
2021-09-01 | $374,000 (25.6%) | $478,753 (16.8%) | 0.00 | 52 |
2021-10-01 | $375,000 (25.2%) | $475,049 (19.3%) | 0.00 | 57 |
2021-11-01 | $329,000 (16.6%) | $441,651 (29.0%) | 0.00 | 52 |
2021-12-01 | $354,575 (25.5%) | $429,218 (22.4%) | 0.00 | 55 |
2022-01-01 | $344,000 (15.1%) | $439,421 (24.2%) | 0.00 | 47 |
2022-02-01 | $316,615 (16.0%) | $422,495 (26.8%) | 0.00 | 44 |
2022-03-01 | $299,375 (9.8%) | $415,998 (11.6%) | 0.00 | 41 |
2022-04-01 | $299,000 (-1.2%) | $395,711 (-4.1%) | 0.00 | 35 |
2022-05-01 | $320,723 (3.5%) | $442,278 (1.7%) | 0.00 | 45 |
2022-06-01 | $322,500 (2.8%) | $449,000 (3.4%) | 0.00 | 65 |
2022-07-01 | $327,000 (2.8%) | $445,896 (2.3%) | 0.00 | 77 |
2022-08-01 | $321,000 (-13.4%) | $443,975 (-3.5%) | 0.00 | 83 |
2022-09-01 | $336,225 (-10.1%) | $472,914 (-1.2%) | 0.00 | 88 |
2022-10-01 | $325,000 (-13.3%) | $467,286 (-1.6%) | 0.00 | 97 |
2022-11-01 | $319,925 (-2.8%) | $444,336 (0.6%) | 0.00 | 95 |
2022-12-01 | $319,700 (-9.8%) | $453,637 (5.7%) | 0.00 | 86 |
2023-01-01 | $320,985 (-6.7%) | $454,017 (3.3%) | 0.00 | 67 |
2023-02-01 | $326,338 (3.1%) | $439,598 (4.1%) | 0.00 | 69 |
2023-03-01 | $320,725 (7.1%) | $445,181 (7.0%) | 0.00 | 66 |
2023-04-01 | $322,893 (8.0%) | $415,392 (5.0%) | 0.00 | 71 |
2023-05-01 | $339,450 (5.8%) | $411,920 (-6.9%) | 0.00 | 69 |
2023-06-01 | $337,500 (4.7%) | $438,153 (-2.4%) | 0.00 | 91 |
2023-07-01 | $339,900 (3.9%) | $458,017 (2.7%) | 0.00 | 97 |
2023-08-01 | $338,950 (5.6%) | $448,718 (1.1%) | 0.00 | 102 |
2023-09-01 | $336,000 (-0.1%) | $539,728 (14.1%) | 0.00 | 101 |
2023-10-01 | $346,975 (6.8%) | $540,902 (15.8%) | 0.00 | 99 |
2023-11-01 | $349,950 (9.4%) | $604,430 (36.0%) | 0.00 | 94 |
2023-12-01 | $350,000 (9.5%) | $603,350 (33.0%) | 0.00 | 93 |
2024-01-01 | $346,170 (7.9%) | $595,216 (31.1%) | 0.00 | 89 |
2024-02-01 | $364,975 (11.8%) | $642,235 (46.1%) | 0.00 | 89 |
2024-03-01 | $341,250 (6.4%) | $575,993 (29.4%) | 0.00 | 100 |
2024-04-01 | $336,250 (4.1%) | $541,578 (30.4%) | 0.00 | 117 |
2024-05-01 | $353,875 (4.3%) | $641,825 (55.8%) | 0.00 | 125 |
2024-06-01 | $365,000 (8.2%) | $627,828 (43.3%) | 0.00 | 132 |
2024-07-01 | $356,750 (5.0%) | $649,483 (41.8%) | 0.00 | 149 |
2024-08-01 | $352,250 (3.9%) | $657,205 (46.5%) | 0.00 | 145 |
2024-09-01 | $349,975 (4.2%) | $679,704 (25.9%) | 0.00 | 137 |
2024-10-01 | $349,075 (0.6%) | $662,669 (22.5%) | 0.00 | 149 |
Brenham's median listing price comes in at 0% of the national average.
Brenham's average listing price for 2024-10-01 was $662,669, a difference of $121,767 (22.5%) versus the prior year and $-17,035 versus the prior month.
For the 2024-10-01 period, Brenham had 149 MLS listings, a difference of 12 listings (9%) versus the prior month and 50 listings (51%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Brenham (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,268 sqft |
2018-02-01 | 0 days | 2,268 sqft |
2018-03-01 | 0 days | 2,241 sqft |
2018-04-01 | 0 days | 2,372 sqft |
2018-05-01 | 0 days | 2,303 sqft |
2018-06-01 | 0 days | 2,397 sqft |
2018-07-01 | 0 days | 2,308 sqft |
2018-08-01 | 0 days | 2,162 sqft |
2018-09-01 | 0 days | 2,144 sqft |
2018-10-01 | 0 days | 2,194 sqft |
2018-11-01 | 0 days | 2,286 sqft |
2018-12-01 | 0 days | 2,149 sqft |
2019-01-01 | 0 days | 2,131 sqft |
2019-02-01 | 0 days | 2,105 sqft |
2019-03-01 | 0 days | 2,056 sqft |
2019-04-01 | 0 days | 1,985 sqft |
2019-05-01 | 0 days | 1,939 sqft |
2019-06-01 | 0 days | 1,951 sqft |
2019-07-01 | 0 days | 2,082 sqft |
2019-08-01 | 0 days | 2,091 sqft |
2019-09-01 | 0 days | 2,091 sqft |
2019-10-01 | 0 days | 2,091 sqft |
2019-11-01 | 0 days | 1,935 sqft |
2019-12-01 | 0 days | 1,941 sqft |
2020-01-01 | 0 days | 1,949 sqft |
2020-02-01 | 0 days | 2,072 sqft |
2020-03-01 | 0 days | 2,100 sqft |
2020-04-01 | 0 days | 2,089 sqft |
2020-05-01 | 0 days | 2,094 sqft |
2020-06-01 | 0 days | 2,097 sqft |
2020-07-01 | 0 days | 2,103 sqft |
2020-08-01 | 0 days | 2,073 sqft |
2020-09-01 | 0 days | 2,093 sqft |
2020-10-01 | 0 days | 2,101 sqft |
2020-11-01 | 0 days | 2,041 sqft |
2020-12-01 | 0 days | 1,889 sqft |
2021-01-01 | 0 days | 1,850 sqft |
2021-02-01 | 0 days | 1,865 sqft |
2021-03-01 | 0 days | 1,857 sqft |
2021-04-01 | 0 days | 1,808 sqft |
2021-05-01 | 0 days | 1,863 sqft |
2021-06-01 | 0 days | 1,836 sqft |
2021-07-01 | 0 days | 1,706 sqft |
2021-08-01 | 0 days | 1,951 sqft |
2021-09-01 | 0 days | 2,050 sqft |
2021-10-01 | 0 days | 1,888 sqft |
2021-11-01 | 0 days | 1,879 sqft |
2021-12-01 | 0 days | 1,828 sqft |
2022-01-01 | 0 days | 1,816 sqft |
2022-02-01 | 0 days | 1,817 sqft |
2022-03-01 | 0 days | 1,816 sqft |
2022-04-01 | 0 days | 1,632 sqft |
2022-05-01 | 0 days | 1,770 sqft |
2022-06-01 | 0 days | 1,829 sqft |
2022-07-01 | 0 days | 1,817 sqft |
2022-08-01 | 0 days | 1,783 sqft |
2022-09-01 | 0 days | 1,824 sqft |
2022-10-01 | 0 days | 1,857 sqft |
2022-11-01 | 0 days | 1,825 sqft |
2022-12-01 | 0 days | 1,916 sqft |
2023-01-01 | 0 days | 1,925 sqft |
2023-02-01 | 0 days | 1,892 sqft |
2023-03-01 | 0 days | 1,849 sqft |
2023-04-01 | 0 days | 1,845 sqft |
2023-05-01 | 0 days | 1,809 sqft |
2023-06-01 | 0 days | 1,697 sqft |
2023-07-01 | 0 days | 1,754 sqft |
2023-08-01 | 0 days | 1,754 sqft |
2023-09-01 | 0 days | 1,823 sqft |
2023-10-01 | 0 days | 1,789 sqft |
2023-11-01 | 0 days | 1,780 sqft |
2023-12-01 | 0 days | 1,902 sqft |
2024-01-01 | 0 days | 1,929 sqft |
2024-02-01 | 0 days | 1,997 sqft |
2024-03-01 | 0 days | 1,955 sqft |
2024-04-01 | 0 days | 1,730 sqft |
2024-05-01 | 0 days | 1,905 sqft |
2024-06-01 | 0 days | 1,957 sqft |
2024-07-01 | 0 days | 1,953 sqft |
2024-08-01 | 0 days | 1,845 sqft |
2024-09-01 | 0 days | 1,817 sqft |
2024-10-01 | 0 days | 1,841 sqft |
Brenham's median square footage for active listings during the 2024-10-01 period was 1,841 sqft. One year prior, the average listing was 1,789 sqft.