CAPE GIRARDEAU Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Cape Girardeau averaged
6.54%
for the week of 2024-12-05, compared to the national average of
6.69% for the same period.
The average rate for the prior week (2024-11-27) was
6.76% and
one month ago for the week of 2024-10-31, the
average rate was 6.87%.
Cape Girardeau's average rate one year ago was 7.07%.
For refis of the same type during the week of 2024-12-05, the average rate
was 7.29%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-05 | 6.69% |
Cape Girardeau 30 Year Fixed Rate | 2024-12-05 | 6.54% |
Cape Girardeau 30 Year Fixed Rate Refi | 2024-12-05 | 7.29% |
Cape Girardeau 15 Year Fixed Rate | 2024-12-05 | 6.06% |
Cape Girardeau 15 Year Fixed Rate Refi | 2024-12-05 | 6.26% |
Cape Girardeau 30 Year FHA | 2024-12-05 | 6.43% |
Cape Girardeau 30 Year FHA Refi | 2024-12-05 | 6.36% |
Cape Girardeau 30 Year USDA | 2024-12-05 | 6.43% |
Cape Girardeau 30 Year USDA Refi | 2024-12-05 | 6.33% |
Cape Girardeau 30 Year VA | 2024-12-05 | 6.23% |
Cape Girardeau 30 Year VA Refi | 2024-12-05 | 6.24% |
CAPE GIRARDEAU Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CAPE GIRARDEAU, MO-IL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CAPE GIRARDEAU Average Closing Costs & Other Stats
CAPE GIRARDEAU, MO-IL's 71 lenders originated 1,671
loans during 2023. The total origination value was $312,695,000, with an average loan value of
$187,130.
CAPE GIRARDEAU's average closing costs are $3,676.
The top CAPE GIRARDEAU lender as defined by loan originations is First State Community Bank, with
66 loans originated. Their average total fees are
$2,790, which is $86
higher than the next largest lender,
The Bank of Missouri.
The lowest fee CAPE GIRARDEAU lenders (with over 10 loans originated) are
Southern Bank ($2,094), Banterra Bank ($2,563), The Bank of Missouri ($2,704), Truist ($2,758) and First State Community Bank ($2,790).
The lowest rate CAPE GIRARDEAU lenders (with over 10 loans originated) are
Truist (6.34%), First State Community Bank (6.51%), GUARANTEED RATE, INC. (6.52%), The Bank of Missouri (6.56%) and Banterra Bank (6.75%).
CAPE GIRARDEAU, MO-IL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
First State Community Bank | $24,735,000 | $27,255,000 | 10.2% | 8.7% |
The Bank of Missouri | $44,895,000 | $25,135,000 | -44.0% | 8.0% |
DAS Acquisition Company, LLC | $24,520,000 | $16,840,000 | -31.3% | 5.4% |
Southern Bank | $18,815,000 | $16,180,000 | -14.0% | 5.2% |
Montgomery Bank | $18,700,000 | $15,265,000 | -18.4% | 4.9% |
FLAT BRANCH MORTGAGE, INC. | $16,320,000 | $14,410,000 | -11.7% | 4.6% |
Alliance Bank | $21,205,000 | $12,545,000 | -40.8% | 4.0% |
Mortgage Research Center, LLC | $10,885,000 | $11,205,000 | 2.9% | 3.6% |
U.S. Bank | $16,090,000 | $9,365,000 | -41.8% | 3.0% |
First Midwest Bank of Dexter | $10,500,000 | $9,025,000 | -14.0% | 2.9% |
Wood & Huston Bank | $16,175,000 | $8,860,000 | -45.2% | 2.8% |
MRV Banks | $7,715,000 | n/a | 2.5% | |
QUICKEN LOANS, LLC | $13,755,000 | $7,465,000 | -45.7% | 2.4% |
Truist | $5,145,000 | $7,355,000 | 43.0% | 2.4% |
GERSHMAN INVESTMENT CORP. | $5,790,000 | $6,580,000 | 13.6% | 2.1% |
Banterra Bank | $6,455,000 | $6,435,000 | -0.3% | 2.1% |
Commerce Bank | $6,130,000 | $5,375,000 | -12.3% | 1.7% |
Regions Bank | $7,710,000 | $5,340,000 | -30.7% | 1.7% |
Flagstar Bank, FSB | $7,195,000 | $5,065,000 | -29.6% | 1.6% |
GUARANTEED RATE, INC. | $8,440,000 | $4,470,000 | -47.0% | 1.4% |
UNITED WHOLESALE MORTGAGE, LLC | $6,380,000 | $4,290,000 | -32.8% | 1.4% |
Farm Credit Mid-America, ACA | $260,000 | $3,685,000 | 1,317.3% | 1.2% |
Gateway First Bank | $3,020,000 | n/a | 1.0% | |
DELMAR FINANCIAL COMPANY | $7,285,000 | $2,670,000 | -63.3% | 0.9% |
NAVY FEDERAL CREDIT UNION | $1,575,000 | $2,220,000 | 41.0% | 0.7% |
FIRST TECHNOLOGY | $2,105,000 | n/a | 0.7% | |
MOVEMENT MORTGAGE, LLC | $4,030,000 | $2,055,000 | -49.0% | 0.7% |
GUILD MORTGAGE COMPANY | $4,935,000 | $1,925,000 | -61.0% | 0.6% |
Peoples Community Bank | $1,630,000 | $1,890,000 | 16.0% | 0.6% |
PLANET HOME LENDING, LLC | $6,390,000 | $1,760,000 | -72.5% | 0.6% |
Flanagan State Bank | $315,000 | $1,745,000 | 454.0% | 0.6% |
BROKER SOLUTIONS, INC. | $1,165,000 | $1,725,000 | 48.1% | 0.6% |
GENEVA FINANCIAL, LLC | $1,235,000 | $1,625,000 | 31.6% | 0.5% |
NP, Inc. | $1,465,000 | $1,625,000 | 10.9% | 0.5% |
The Huntington National Bank | $135,000 | $1,530,000 | 1,033.3% | 0.5% |
USAA Federal Savings Bank | $1,455,000 | $1,430,000 | -1.7% | 0.5% |
Wells Fargo Bank | $27,765,000 | $1,410,000 | -94.9% | 0.5% |
Midwest Mortgage Associates Corporation | $165,000 | $1,355,000 | 721.2% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $930,000 | $1,340,000 | 44.1% | 0.4% |
FREEDOM MORTGAGE CORPORATION | $2,845,000 | $1,180,000 | -58.5% | 0.4% |
Focus Bank | $1,020,000 | $1,115,000 | 9.3% | 0.4% |
Great Southern Bank | $1,110,000 | $1,105,000 | -0.5% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $955,000 | $1,080,000 | 13.1% | 0.3% |
NEWREZ LLC | $1,200,000 | $1,045,000 | -12.9% | 0.3% |
Carrington Mortgage Services, LLC | $780,000 | $900,000 | 15.4% | 0.3% |
FIRST COMMUNITY | $305,000 | $900,000 | 195.1% | 0.3% |
Magnolia Bank | $890,000 | n/a | 0.3% | |
PNC Bank | $1,370,000 | $775,000 | -43.4% | 0.2% |
The Central Trust Bank | $280,000 | $755,000 | 169.6% | 0.2% |
Nations Lending Corporation | $735,000 | n/a | 0.2% | |
SUCCESS MORTGAGE PARTNERS, INC. | $135,000 | $725,000 | 437.0% | 0.2% |
BancorpSouth | $715,000 | n/a | 0.2% | |
First State Bank of St. Charles, Missouri | $285,000 | $715,000 | 150.9% | 0.2% |
BMO Harris Bank | $690,000 | n/a | 0.2% | |
Arvest Bank | $1,525,000 | $685,000 | -55.1% | 0.2% |
Discover Bank | $305,000 | $670,000 | 119.7% | 0.2% |
LOANPAL, LLC | $755,000 | $625,000 | -17.2% | 0.2% |
Morgan Stanley Private Bank | $335,000 | $625,000 | 86.6% | 0.2% |
ENDEAVOR CAPITAL, LLC. | $720,000 | $605,000 | -16.0% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $200,000 | $605,000 | 202.5% | 0.2% |
SCOTT CREDIT UNION | $805,000 | $605,000 | -24.8% | 0.2% |
Prosperity Home Mortgage, LLC | $600,000 | n/a | 0.2% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $580,000 | n/a | 0.2% | |
PENTAGON FEDERAL CREDIT UNION | $625,000 | $575,000 | -8.0% | 0.2% |
21ST MORTGAGE CORPORATION | $1,085,000 | $555,000 | -48.8% | 0.2% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $315,000 | $550,000 | 74.6% | 0.2% |
JPMorgan Chase Bank | $1,130,000 | $515,000 | -54.4% | 0.2% |
VILLAGE CAPITAL MORTGAGE | $645,000 | $500,000 | -22.5% | 0.2% |
Citizens Bank | $490,000 | n/a | 0.2% | |
TOP FLITE FINANCIAL, INC. | $480,000 | n/a | 0.2% | |
Bank of America | $910,000 | $465,000 | -48.9% | 0.1% |
Citibank | $95,000 | $465,000 | 389.5% | 0.1% |
Sterling Bank | $460,000 | n/a | 0.1% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $480,000 | $450,000 | -6.3% | 0.1% |
Barrington Bank & Trust Company, N.A. | $220,000 | $440,000 | 100.0% | 0.1% |
AMERICAN FINANCIAL NETWORK, INC. | $420,000 | n/a | 0.1% | |
AMERISAVE MORTGAGE CORPORATION | $1,555,000 | $415,000 | -73.3% | 0.1% |
River Region Credit Union | $340,000 | $415,000 | 22.1% | 0.1% |
ELECTRO SAVINGS CREDIT UNION | $375,000 | n/a | 0.1% | |
Ally Bank | $375,000 | $370,000 | -1.3% | 0.1% |
Bloomsdale Bank | $550,000 | $340,000 | -38.2% | 0.1% |
OPEN MORTGAGE, LLC | $485,000 | $335,000 | -30.9% | 0.1% |
PREMIA MORTGAGE, LLC | $335,000 | n/a | 0.1% | |
The Federal Savings Bank | $520,000 | $335,000 | -35.6% | 0.1% |
CONSERVATION EMP. CREDIT UNION | $325,000 | n/a | 0.1% | |
GUIDANCE RESIDENTIAL, LLC | $425,000 | $305,000 | -28.2% | 0.1% |
Equity Prime Mortgage LLC | $290,000 | n/a | 0.1% | |
LOANDEPOT.COM, LLC | $3,405,000 | $290,000 | -91.5% | 0.1% |
FCB Banks | $105,000 | $285,000 | 171.4% | 0.1% |
Figure Lending LLC | $360,000 | $285,000 | -20.8% | 0.1% |
First Bank | $165,000 | $285,000 | 72.7% | 0.1% |
NBKC BANK | $1,325,000 | $285,000 | -78.5% | 0.1% |
NEW DAY FINANCIAL, LLC | $940,000 | $280,000 | -70.2% | 0.1% |
SouthernTrust Bank | $275,000 | n/a | 0.1% | |
EVERETT FINANCIAL, INC. | $255,000 | $270,000 | 5.9% | 0.1% |
Citizens National Bank of Greater St. Louis | $245,000 | n/a | 0.1% | |
LEADERONE FINANCIAL CORPORATION | $245,000 | $235,000 | -4.1% | 0.1% |
First Midwest Bank of Poplar Bluff | $335,000 | $225,000 | -32.8% | 0.1% |
GUARANTEED RATE AFFINITY, LLC | $225,000 | n/a | 0.1% | |
Community Bank of Trenton | $215,000 | n/a | 0.1% | |
SouthStar Bank, S.S.B. | $215,000 | n/a | 0.1% | |
ALLIANCE CREDIT UNION | $205,000 | n/a | 0.1% | |
FIDELITY BANK | $205,000 | n/a | 0.1% | |
PROVIDENT FUNDING ASSOCIATES, L.P. | $375,000 | $205,000 | -45.3% | 0.1% |
First Mid Bank & Trust | $195,000 | n/a | 0.1% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $480,000 | $180,000 | -62.5% | 0.1% |
CARDINAL FINANCIAL | $715,000 | $175,000 | -75.5% | 0.1% |
PHH Mortgage Corporation | $175,000 | n/a | 0.1% | |
SUN WEST MORTGAGE COMPANY, INC. | $175,000 | n/a | 0.1% | |
FINANCE OF AMERICA REVERSE LLC | $170,000 | n/a | 0.1% | |
SOUTHWEST STAGE FUNDING, LLC | $170,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $305,000 | $155,000 | -49.2% | 0.0% |
Peoples National Bank , N.A. | $125,000 | $145,000 | 16.0% | 0.0% |
Farmers and Merchants Bank of St. Clair | $135,000 | n/a | 0.0% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $335,000 | $135,000 | -59.7% | 0.0% |
AMERICAN FINANCING CORPORATION | $535,000 | $125,000 | -76.6% | 0.0% |
JLB CORPORATION | $125,000 | n/a | 0.0% | |
AMERICAN PORTFOLIO MORTGAGE CORPORATION | $115,000 | n/a | 0.0% | |
Buena Vista National Bank | $115,000 | n/a | 0.0% | |
Enterprise Bank & Trust | $370,000 | $115,000 | -68.9% | 0.0% |
Bethpage Federal Credit Union | $105,000 | n/a | 0.0% | |
Carrollton Bank | $365,000 | $105,000 | -71.2% | 0.0% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,685,000 | $105,000 | -97.8% | 0.0% |
EVANSVILLE TEACHERS | $90,000 | n/a | 0.0% | |
First Horizon Bank | $85,000 | n/a | 0.0% | |
NATIONWIDE MORTGAGE BANKERS, INC. | $85,000 | n/a | 0.0% | |
Stifel Bank and Trust | $650,000 | $75,000 | -88.5% | 0.0% |
Baxter Credit Union | $55,000 | n/a | 0.0% | |
HealthCare Associates Credit Union | $35,000 | $55,000 | 57.1% | 0.0% |
SPRING EQ, LLC | $55,000 | n/a | 0.0% | |
EVERENCE FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
Third Federal Savings and Loan Association of Cleveland | $25,000 | n/a | 0.0% | |
Home Loan Investment Bank, F.S.B. | $15,000 | n/a | 0.0% |
CAPE GIRARDEAU's top lender by overall market share is First State Community Bank, with 8.7% market share. In second place, with 8.0%, is The Bank of Missouri, having originated $25,135,000 in loans. In third place, with 5.4%, is DAS Acquisition Company, LLC, having originated $16,840,000 in loans. In fourth place, with 5.2%, is Southern Bank, having originated $16,180,000 in loans. In fifth place, with 4.9%, is Montgomery Bank, having originated $15,265,000 in loans.
CAPE GIRARDEAU Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - CAPE GIRARDEAU (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $160,000 (0.7%) | $229,781 (4.3%) | 0.00 | 417 |
2018-02-01 | $164,950 (3.2%) | $231,423 (6.5%) | 0.00 | 418 |
2018-03-01 | $164,900 (3.4%) | $230,298 (1.4%) | 0.00 | 410 |
2018-04-01 | $164,400 (2.8%) | $234,012 (0.3%) | 0.00 | 410 |
2018-05-01 | $169,575 (4.1%) | $242,694 (-3.3%) | 0.00 | 406 |
2018-06-01 | $175,500 (4.8%) | $251,122 (-0.7%) | 0.00 | 421 |
2018-07-01 | $175,000 (3.9%) | $254,061 (-0.7%) | 0.00 | 454 |
2018-08-01 | $175,000 (9.4%) | $249,647 (1.3%) | 0.00 | 456 |
2018-09-01 | $169,900 (9.6%) | $247,071 (4.0%) | 0.00 | 428 |
2018-10-01 | $175,225 (16.9%) | $253,670 (10.1%) | 0.00 | 431 |
2018-11-01 | $177,125 (18.1%) | $256,025 (17.3%) | 0.00 | 430 |
2018-12-01 | $174,900 (9.5%) | $248,984 (12.0%) | 0.00 | 395 |
2019-01-01 | $169,900 (6.2%) | $245,555 (6.9%) | 0.00 | 384 |
2019-02-01 | $168,000 (1.9%) | $243,760 (5.3%) | 0.00 | 363 |
2019-03-01 | $168,529 (2.2%) | $252,647 (9.7%) | 0.00 | 358 |
2019-04-01 | $173,400 (5.5%) | $259,016 (10.7%) | 0.00 | 344 |
2019-05-01 | $189,900 (12.0%) | $271,107 (11.7%) | 0.00 | 353 |
2019-06-01 | $190,000 (8.3%) | $274,076 (9.1%) | 0.00 | 373 |
2019-07-01 | $189,500 (8.3%) | $278,855 (9.8%) | 0.00 | 364 |
2019-08-01 | $191,973 (9.7%) | $277,941 (11.3%) | 0.00 | 365 |
2019-09-01 | $196,432 (15.6%) | $276,916 (12.1%) | 0.00 | 367 |
2019-10-01 | $197,805 (12.9%) | $273,794 (7.9%) | 0.00 | 369 |
2019-11-01 | $189,900 (7.2%) | $265,470 (3.7%) | 0.00 | 365 |
2019-12-01 | $177,425 (1.4%) | $253,200 (1.7%) | 0.00 | 373 |
2020-01-01 | $169,900 (0.0%) | $266,009 (8.3%) | 0.00 | 346 |
2020-02-01 | $179,900 (7.1%) | $274,441 (12.6%) | 0.00 | 328 |
2020-03-01 | $170,425 (1.1%) | $261,498 (3.5%) | 0.00 | 320 |
2020-04-01 | $169,900 (-2.0%) | $264,470 (2.1%) | 0.00 | 317 |
2020-05-01 | $189,900 (0.0%) | $287,353 (6.0%) | 0.00 | 282 |
2020-06-01 | $196,700 (3.5%) | $296,600 (8.2%) | 0.00 | 268 |
2020-07-01 | $193,350 (2.0%) | $285,378 (2.3%) | 0.00 | 286 |
2020-08-01 | $179,700 (-6.4%) | $278,894 (0.3%) | 0.00 | 250 |
2020-09-01 | $169,700 (-13.6%) | $276,197 (-0.3%) | 0.00 | 246 |
2020-10-01 | $169,900 (-14.1%) | $273,219 (-0.2%) | 0.00 | 239 |
2020-11-01 | $154,900 (-18.4%) | $251,323 (-5.3%) | 0.00 | 232 |
2020-12-01 | $160,900 (-9.3%) | $257,175 (1.6%) | 0.00 | 209 |
2021-01-01 | $165,900 (-2.4%) | $275,648 (3.6%) | 0.00 | 178 |
2021-02-01 | $162,400 (-9.7%) | $284,286 (3.6%) | 0.00 | 142 |
2021-03-01 | $176,200 (3.4%) | $314,207 (20.2%) | 0.00 | 124 |
2021-04-01 | $181,400 (6.8%) | $317,751 (20.2%) | 0.00 | 130 |
2021-05-01 | $199,450 (5.0%) | $352,473 (22.7%) | 0.00 | 118 |
2021-06-01 | $202,425 (2.9%) | $355,900 (20.0%) | 0.00 | 118 |
2021-07-01 | $227,450 (17.6%) | $347,114 (21.6%) | 0.00 | 122 |
2021-08-01 | $227,875 (26.8%) | $343,516 (23.2%) | 0.00 | 123 |
2021-09-01 | $236,125 (39.1%) | $340,910 (23.4%) | 0.00 | 138 |
2021-10-01 | $234,900 (38.3%) | $345,041 (26.3%) | 0.00 | 144 |
2021-11-01 | $223,500 (44.3%) | $344,369 (37.0%) | 0.00 | 141 |
2021-12-01 | $237,225 (47.4%) | $371,005 (44.3%) | 0.00 | 107 |
2022-01-01 | $206,900 (24.7%) | $306,468 (11.2%) | 0.00 | 118 |
2022-02-01 | $172,400 (6.2%) | $279,100 (-1.8%) | 0.00 | 123 |
2022-03-01 | $181,450 (3.0%) | $271,982 (-13.4%) | 0.00 | 118 |
2022-04-01 | $205,000 (13.0%) | $287,375 (-9.6%) | 0.00 | 113 |
2022-05-01 | $228,725 (14.7%) | $306,434 (-13.1%) | 0.00 | 130 |
2022-06-01 | $238,950 (18.0%) | $327,415 (-8.0%) | 0.00 | 146 |
2022-07-01 | $249,900 (9.9%) | $340,755 (-1.8%) | 0.00 | 153 |
2022-08-01 | $275,000 (20.7%) | $353,686 (3.0%) | 0.00 | 146 |
2022-09-01 | $276,000 (16.9%) | $348,632 (2.3%) | 0.00 | 141 |
2022-10-01 | $269,750 (14.8%) | $338,748 (-1.8%) | 0.00 | 170 |
2022-11-01 | $272,475 (21.9%) | $345,769 (0.4%) | 0.00 | 178 |
2022-12-01 | $275,000 (15.9%) | $338,826 (-8.7%) | 0.00 | 186 |
2023-01-01 | $275,000 (32.9%) | $325,982 (6.4%) | 0.00 | 172 |
2023-02-01 | $249,925 (45.0%) | $317,567 (13.8%) | 0.00 | 152 |
2023-03-01 | $286,200 (57.7%) | $332,330 (22.2%) | 0.00 | 156 |
2023-04-01 | $272,400 (32.9%) | $328,881 (14.4%) | 0.00 | 166 |
2023-05-01 | $289,675 (26.7%) | $335,583 (9.5%) | 0.00 | 142 |
2023-06-01 | $250,000 (4.6%) | $319,175 (-2.5%) | 0.00 | 157 |
2023-07-01 | $269,450 (7.8%) | $333,570 (-2.1%) | 0.00 | 174 |
2023-08-01 | $278,750 (1.4%) | $330,733 (-6.5%) | 0.00 | 187 |
2023-09-01 | $265,950 (-3.6%) | $329,177 (-5.6%) | 0.00 | 190 |
2023-10-01 | $261,175 (-3.2%) | $335,154 (-1.1%) | 0.00 | 180 |
2023-11-01 | $262,475 (-3.7%) | $332,800 (-3.8%) | 0.00 | 184 |
2023-12-01 | $259,900 (-5.5%) | $334,287 (-1.3%) | 0.00 | 181 |
2024-01-01 | $274,900 (0.0%) | $334,759 (2.7%) | 0.00 | 183 |
2024-02-01 | $292,000 (16.8%) | $342,205 (7.8%) | 0.00 | 168 |
2024-03-01 | $269,900 (-5.7%) | $326,706 (-1.7%) | 0.00 | 162 |
2024-04-01 | $267,250 (-1.9%) | $339,299 (3.2%) | 0.00 | 176 |
2024-05-01 | $268,450 (-7.3%) | $330,034 (-1.7%) | 0.00 | 207 |
2024-06-01 | $269,900 (8.0%) | $324,656 (1.7%) | 0.00 | 231 |
2024-07-01 | $265,250 (-1.6%) | $309,985 (-7.1%) | 0.00 | 228 |
2024-08-01 | $269,450 (-3.3%) | $324,205 (-2.0%) | 0.00 | 225 |
2024-09-01 | $278,000 (4.5%) | $325,494 (-1.1%) | 0.00 | 234 |
2024-10-01 | $272,000 (4.1%) | $313,447 (-6.5%) | 0.00 | 237 |
2024-11-01 | $289,900 (10.5%) | $322,585 (-3.1%) | 0.00 | 247 |
CAPE GIRARDEAU's median listing price comes in at 0% of the national average.
CAPE GIRARDEAU's average listing price for 2024-11-01 was $322,585, a difference of $-10,215 (-3.1%) versus the prior year and $9,138 versus the prior month.
For the 2024-11-01 period, CAPE GIRARDEAU had 247 MLS listings, a difference of 10 listings (4%) versus the prior month and 63 listings (34%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - CAPE GIRARDEAU (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,543 sqft |
2018-02-01 | 0 days | 1,608 sqft |
2018-03-01 | 0 days | 1,536 sqft |
2018-04-01 | 0 days | 1,543 sqft |
2018-05-01 | 0 days | 1,551 sqft |
2018-06-01 | 0 days | 1,606 sqft |
2018-07-01 | 0 days | 1,609 sqft |
2018-08-01 | 0 days | 1,605 sqft |
2018-09-01 | 0 days | 1,569 sqft |
2018-10-01 | 0 days | 1,570 sqft |
2018-11-01 | 0 days | 1,596 sqft |
2018-12-01 | 0 days | 1,570 sqft |
2019-01-01 | 0 days | 1,569 sqft |
2019-02-01 | 0 days | 1,583 sqft |
2019-03-01 | 0 days | 1,567 sqft |
2019-04-01 | 0 days | 1,586 sqft |
2019-05-01 | 0 days | 1,625 sqft |
2019-06-01 | 0 days | 1,610 sqft |
2019-07-01 | 0 days | 1,615 sqft |
2019-08-01 | 0 days | 1,632 sqft |
2019-09-01 | 0 days | 1,650 sqft |
2019-10-01 | 0 days | 1,656 sqft |
2019-11-01 | 0 days | 1,639 sqft |
2019-12-01 | 0 days | 1,604 sqft |
2020-01-01 | 0 days | 1,554 sqft |
2020-02-01 | 0 days | 1,636 sqft |
2020-03-01 | 0 days | 1,783 sqft |
2020-04-01 | 0 days | 1,791 sqft |
2020-05-01 | 0 days | 1,900 sqft |
2020-06-01 | 0 days | 1,978 sqft |
2020-07-01 | 0 days | 1,955 sqft |
2020-08-01 | 0 days | 1,863 sqft |
2020-09-01 | 0 days | 1,798 sqft |
2020-10-01 | 0 days | 1,882 sqft |
2020-11-01 | 0 days | 1,841 sqft |
2020-12-01 | 0 days | 1,707 sqft |
2021-01-01 | 0 days | 1,750 sqft |
2021-02-01 | 0 days | 1,767 sqft |
2021-03-01 | 0 days | 1,702 sqft |
2021-04-01 | 0 days | 1,740 sqft |
2021-05-01 | 0 days | 1,902 sqft |
2021-06-01 | 0 days | 2,006 sqft |
2021-07-01 | 0 days | 2,080 sqft |
2021-08-01 | 0 days | 2,042 sqft |
2021-09-01 | 0 days | 2,002 sqft |
2021-10-01 | 0 days | 1,943 sqft |
2021-11-01 | 0 days | 1,861 sqft |
2021-12-01 | 0 days | 1,787 sqft |
2022-01-01 | 0 days | 1,700 sqft |
2022-02-01 | 0 days | 1,625 sqft |
2022-03-01 | 0 days | 1,657 sqft |
2022-04-01 | 0 days | 1,728 sqft |
2022-05-01 | 0 days | 1,778 sqft |
2022-06-01 | 0 days | 1,846 sqft |
2022-07-01 | 0 days | 1,907 sqft |
2022-08-01 | 0 days | 2,012 sqft |
2022-09-01 | 0 days | 1,978 sqft |
2022-10-01 | 0 days | 1,904 sqft |
2022-11-01 | 0 days | 1,853 sqft |
2022-12-01 | 0 days | 1,792 sqft |
2023-01-01 | 0 days | 1,759 sqft |
2023-02-01 | 0 days | 1,730 sqft |
2023-03-01 | 0 days | 1,805 sqft |
2023-04-01 | 0 days | 1,835 sqft |
2023-05-01 | 0 days | 1,894 sqft |
2023-06-01 | 0 days | 1,909 sqft |
2023-07-01 | 0 days | 1,885 sqft |
2023-08-01 | 0 days | 1,860 sqft |
2023-09-01 | 0 days | 1,835 sqft |
2023-10-01 | 0 days | 1,833 sqft |
2023-11-01 | 0 days | 1,796 sqft |
2023-12-01 | 0 days | 1,756 sqft |
2024-01-01 | 0 days | 1,761 sqft |
2024-02-01 | 0 days | 1,786 sqft |
2024-03-01 | 0 days | 1,850 sqft |
2024-04-01 | 0 days | 1,799 sqft |
2024-05-01 | 0 days | 1,916 sqft |
2024-06-01 | 0 days | 2,052 sqft |
2024-07-01 | 0 days | 1,879 sqft |
2024-08-01 | 0 days | 1,801 sqft |
2024-09-01 | 0 days | 1,790 sqft |
2024-10-01 | 0 days | 1,748 sqft |
2024-11-01 | 0 days | 1,784 sqft |
CAPE GIRARDEAU's median square footage for active listings during the 2024-11-01 period was 1,784 sqft. One year prior, the average listing was 1,796 sqft.
CAPE GIRARDEAU, MO-IL Average Rent (2023)
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Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
62914 | Cape Girardeau, MO-IL MSA | $610 | $690 | $890 | $1,260 | $1,400 |
62952 | Cape Girardeau, MO-IL MSA | $530 | $600 | $770 | $1,110 | $1,230 |
62957 | Cape Girardeau, MO-IL MSA | $620 | $710 | $910 | $1,290 | $1,430 |
62962 | Cape Girardeau, MO-IL MSA | $590 | $670 | $860 | $1,220 | $1,350 |
62969 | Cape Girardeau, MO-IL MSA | $590 | $670 | $860 | $1,220 | $1,350 |
62988 | Cape Girardeau, MO-IL MSA | $530 | $600 | $770 | $1,110 | $1,230 |
62990 | Cape Girardeau, MO-IL MSA | $530 | $600 | $770 | $1,110 | $1,230 |
62992 | Cape Girardeau, MO-IL MSA | $530 | $600 | $770 | $1,110 | $1,230 |
62993 | Cape Girardeau, MO-IL MSA | $560 | $630 | $810 | $1,150 | $1,280 |
63655 | Cape Girardeau, MO-IL MSA | $560 | $640 | $820 | $1,170 | $1,290 |
63662 | Cape Girardeau, MO-IL MSA | $600 | $680 | $870 | $1,240 | $1,380 |
63701 | Cape Girardeau, MO-IL MSA | $600 | $690 | $880 | $1,250 | $1,390 |
63702 | Cape Girardeau, MO-IL MSA | $600 | $690 | $880 | $1,250 | $1,390 |
63703 | Cape Girardeau, MO-IL MSA | $560 | $630 | $810 | $1,150 | $1,280 |
63730 | Cape Girardeau, MO-IL MSA | $530 | $600 | $770 | $1,110 | $1,230 |
63732 | Cape Girardeau, MO-IL MSA | $530 | $600 | $770 | $1,110 | $1,230 |
63739 | Cape Girardeau, MO-IL MSA | $620 | $700 | $900 | $1,280 | $1,420 |
63740 | Cape Girardeau, MO-IL MSA | $550 | $620 | $800 | $1,140 | $1,260 |
63743 | Cape Girardeau, MO-IL MSA | $640 | $730 | $940 | $1,340 | $1,480 |
63744 | Cape Girardeau, MO-IL MSA | $550 | $620 | $800 | $1,140 | $1,260 |
63745 | Cape Girardeau, MO-IL MSA | $580 | $660 | $850 | $1,210 | $1,340 |
63747 | Cape Girardeau, MO-IL MSA | $590 | $670 | $860 | $1,230 | $1,360 |
63750 | Cape Girardeau, MO-IL MSA | $540 | $610 | $780 | $1,120 | $1,240 |
63751 | Cape Girardeau, MO-IL MSA | $600 | $690 | $880 | $1,250 | $1,390 |
63752 | Cape Girardeau, MO-IL MSA | $600 | $690 | $880 | $1,250 | $1,390 |
63755 | Cape Girardeau, MO-IL MSA | $650 | $740 | $950 | $1,350 | $1,500 |
63760 | Cape Girardeau, MO-IL MSA | $530 | $600 | $770 | $1,110 | $1,230 |
63764 | Cape Girardeau, MO-IL MSA | $530 | $600 | $770 | $1,110 | $1,230 |
63766 | Cape Girardeau, MO-IL MSA | $630 | $720 | $920 | $1,310 | $1,450 |
63769 | Cape Girardeau, MO-IL MSA | $630 | $720 | $920 | $1,310 | $1,450 |
63770 | Cape Girardeau, MO-IL MSA | $610 | $690 | $890 | $1,260 | $1,400 |
63771 | Cape Girardeau, MO-IL MSA | $530 | $600 | $770 | $1,110 | $1,230 |
63775 | Cape Girardeau, MO-IL MSA | $550 | $620 | $800 | $1,140 | $1,260 |
63779 | Cape Girardeau, MO-IL MSA | $600 | $690 | $880 | $1,250 | $1,390 |
63780 | Cape Girardeau, MO-IL MSA | $600 | $690 | $880 | $1,250 | $1,390 |
63781 | Cape Girardeau, MO-IL MSA | $690 | $780 | $1,000 | $1,420 | $1,580 |
63782 | Cape Girardeau, MO-IL MSA | $530 | $600 | $770 | $1,110 | $1,230 |
63785 | Cape Girardeau, MO-IL MSA | $570 | $650 | $840 | $1,190 | $1,320 |
63787 | Cape Girardeau, MO-IL MSA | $530 | $600 | $770 | $1,110 | $1,230 |
63960 | Cape Girardeau, MO-IL MSA | $530 | $600 | $770 | $1,110 | $1,230 |
2022 Average & Median Rent Data Statistics
CAPE GIRARDEAU, MO-IL average 1BR rent: $655, median: $655
CAPE GIRARDEAU, MO-IL average 2BR rent: $840, median: $845
CAPE GIRARDEAU, MO-IL average 3BR rent: $1,199, median: $1,200
CAPE GIRARDEAU, MO-IL Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,072 | $233,560,000 | $217,873 |
Refi | 208 | $40,870,000 | $196,490 |
Home Improvement | 160 | $8,970,000 | $56,063 |
Other | 117 | $9,555,000 | $81,667 |
Cash Out Refi | 114 | $19,740,000 | $173,158 |
Cape Girardeau's most frequently cited loan purpose was Home Purchase, with 1,072 originations. The 2nd most popular reason was Refi, with 208 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 509 | $103,795,000 | $203,919 |
7-8% | 373 | $74,495,000 | $199,718 |
Over 8% | 236 | $22,230,000 | $94,195 |
5-6% | 132 | $30,400,000 | $230,303 |
2.5-3% | 17 | $1,625,000 | $95,588 |
4-5% | 9 | $1,635,000 | $181,667 |
<2.5% | 6 | $30,000 | $5,000 |
3-4% | 1 | $155,000 | $155,000 |
During 2023, Cape Girardeau's most frequently originated rate bucket was 6-7%, with 509 originations.
Loan Sizing (CAPE GIRARDEAU, MO-IL MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 615 | $90,495,000 | $147,146 |
$100,000 or less | 514 | $28,290,000 | $55,039 |
$200k-400k | 418 | $111,980,000 | $267,895 |
$400k-600k | 78 | $36,660,000 | $470,000 |
$600k-1000k | 31 | $21,705,000 | $700,161 |
$Over $1MM | 15 | $23,565,000 | $1,571,000 |
CAPE GIRARDEAU's loan sizing saw the bucket of loans from $100k-200k with 615 originations, totaling $90,495,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 621 | $131,675,000 | $212,037 |
60-80% | 257 | $58,685,000 | $228,346 |
Under 20% | 153 | $6,545,000 | $42,778 |
20-40% | 142 | $14,880,000 | $104,789 |
40-60% | 88 | $16,760,000 | $190,455 |
Over 100% | 18 | $5,510,000 | $306,111 |
CAPE GIRARDEAU's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 621 originations, totaling $131,675,000 in origination value.