Pioneer Bank & Trust Mortgage Rates, Fees & InfoBelle Fourche, SD
Tax ID: 46-0108155
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewPioneer Bank & Trust is a smaller bank specializing in loans. Pioneer Bank & Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Spearfish, Rapid City, Dallas, Gillette, and Oklahoma City among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)
Pioneer Bank & Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$54,770,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Spearfish, SD (FHA|USDA|VA)||64||$21,680,000||$338,750||$0||0.00%|
|RAPID CITY, SD (FHA|USDA|VA)||75||$16,785,000||$223,800||$0||0.00%|
|Outside of Metro Areas||56||$13,870,000||$247,679||$0||0.00%|
|Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA)||1||$525,000||$525,000||$0||0.00%|
|Gillette, WY (FHA|USDA|VA)||2||$520,000||$260,000||$0||0.00%|
|OKLAHOMA CITY, OK (FHA|USDA|VA)||1||$355,000||$355,000||$0||0.00%|
|Pierre, SD (FHA|USDA|VA)||1||$325,000||$325,000||$0||0.00%|
|SIOUX FALLS, SD (FHA|USDA|VA)||1||$285,000||$285,000||$0||0.00%|
|Sheridan, WY (FHA|USDA|VA)||1||$245,000||$245,000||$0||0.00%|
|Jamestown, ND (FHA|USDA|VA)||1||$115,000||$115,000||$0||0.00%|
|New Ulm, MN (FHA|USDA|VA)||1||$65,000||$65,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Pioneer Bank & Trust's most frequently originated type of loan was Conventional, with 197 originations. Their 2nd most popular type was VA, with 5 originations.
For 2022, Pioneer Bank & Trust's most frequently cited loan purpose was Home Purchase, with 139 originations. The 2nd most popular reason was Refi, with 26 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Pioneer Bank & Trust's most frequently cited loan duration was Other, with 204 originations.
2022 saw Pioneer Bank & Trust place emphasis on $200k-400k loans with 86 originations, totaling $24,040,000 in origination value.
Pioneer Bank & Trust lent most frequently to those with incomes in the $75k-100k range, with 47 originations. The second most popular income band? $100k-150k, with 43 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Pioneer Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 204 originations.
Approval RatesTotal approvals of all applications
Pioneer Bank & Trust has an average approval rate.
Pick RateApprovals leading to origination
Pioneer Bank & Trust has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|