RAPID CITY Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Rapid City averaged
6.62%
for the week of 2023-09-14, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2023-09-07) was
6.56% and
one month ago for the week of 2023-08-10, the
average rate was 6.6%.
Rapid City's average rate one year ago was 5.33%.
For refis of the same type during the week of 2023-09-14, the average rate
was 6.23%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-14 | 7.18% |
| Rapid City 30 Year Fixed Rate | 2023-09-14 | 6.62% |
| Rapid City 30 Year Fixed Rate Refi | 2023-09-14 | 6.23% |
| Rapid City 15 Year Fixed Rate | 2023-09-14 | 7.41% |
| Rapid City 15 Year Fixed Rate Refi | 2023-09-14 | 6.51% |
| Rapid City 30 Year FHA | 2023-09-14 | 6.77% |
| Rapid City 30 Year FHA Refi | 2023-09-14 | 6.79% |
| Rapid City 30 Year USDA | 2023-09-14 | 6.98% |
| Rapid City 30 Year USDA Refi | 2023-09-14 | 6.88% |
| Rapid City 30 Year VA | 2023-09-14 | 6.47% |
| Rapid City 30 Year VA Refi | 2023-09-14 | 6.71% |
RAPID CITY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RAPID CITY, SD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
RAPID CITY Average Closing Costs & Other Stats
RAPID CITY, SD's 100 lenders originated 4,042
loans during 2022. The total origination value was $1,251,220,000, with an average loan value of
$309,555.
RAPID CITY's average closing costs are $5,332.
The top RAPID CITY lender as defined by loan originations is BLACK HILLS FEDERAL CREDIT UNION, with
236 loans originated. Their average total fees are
$5,700, which is $164
higher than the next largest lender,
CMG MORTGAGE, INC..
The lowest fee RAPID CITY lenders (with over 10 loans originated) are
Dacotah Bank ($3,595), Wells Fargo Bank ($3,953), First National Bank ($4,255), UNITED WHOLESALE MORTGAGE, LLC ($4,308) and Gateway First Bank ($4,549).
The lowest rate RAPID CITY lenders (with over 10 loans originated) are
BLACK HILLS FEDERAL CREDIT UNION (3.85%), PENNYMAC LOAN SERVICES, LLC (3.89%), HOME POINT FINANCIAL CORPORATION (4.29%), Servion, Inc. (4.32%) and Wells Fargo Bank (4.48%).
RAPID CITY, SD Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| BLACK HILLS FEDERAL CREDIT UNION | $160,035,000 | $136,855,000 | -14.5% | 10.9% |
| CMG MORTGAGE, INC. | $172,660,000 | $118,780,000 | -31.2% | 9.5% |
| Gateway First Bank | $98,535,000 | $75,190,000 | -23.7% | 6.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $79,605,000 | $73,730,000 | -7.4% | 5.9% |
| American Bank & Trust | $1,545,000 | $54,735,000 | 3,442.7% | 4.4% |
| First Interstate Bank | $37,815,000 | $44,210,000 | 16.9% | 3.5% |
| Bell Bank | $480,000 | $42,495,000 | 8,753.1% | 3.4% |
| Bethpage Federal Credit Union | $41,110,000 | n/a | 3.3% | |
| HOMESTAR FINANCIAL CORPORATION | $52,205,000 | $38,815,000 | -25.6% | 3.1% |
| U.S. Bank | $42,135,000 | $38,385,000 | -8.9% | 3.1% |
| Unify Home Lending Inc. | $74,995,000 | $37,090,000 | -50.5% | 3.0% |
| Plains Commerce Bank | $34,070,000 | $36,195,000 | 6.2% | 2.9% |
| First National Bank | $21,875,000 | $35,915,000 | 64.2% | 2.9% |
| Dacotah Bank | $27,640,000 | $29,450,000 | 6.5% | 2.4% |
| QUICKEN LOANS, LLC | $71,535,000 | $29,000,000 | -59.5% | 2.3% |
| Lend Smart Mortgage, LLC | $64,430,000 | $27,770,000 | -56.9% | 2.2% |
| Black Hills Community Bank | $45,000,000 | $25,210,000 | -44.0% | 2.0% |
| Security First Bank | $20,485,000 | $23,610,000 | 15.3% | 1.9% |
| Grandbridge Real Estate Capital LLC | $22,495,000 | n/a | 1.8% | |
| Wells Fargo Bank | $46,250,000 | $22,460,000 | -51.4% | 1.8% |
| American State Bank | $21,135,000 | n/a | 1.7% | |
| BANKWEST, INC. | $31,605,000 | $20,350,000 | -35.6% | 1.6% |
| Mortgage Research Center, LLC | $25,755,000 | $18,620,000 | -27.7% | 1.5% |
| Pioneer Bank & Trust | $31,045,000 | $16,785,000 | -45.9% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $32,470,000 | $11,810,000 | -63.6% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $30,955,000 | $10,925,000 | -64.7% | 0.9% |
| HIGHMARK | $23,880,000 | $10,720,000 | -55.1% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $13,690,000 | $8,745,000 | -36.1% | 0.7% |
| HOME POINT FINANCIAL CORPORATION | $6,320,000 | $8,065,000 | 27.6% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $7,390,000 | $7,515,000 | 1.7% | 0.6% |
| LOANDEPOT.COM, LLC | $14,165,000 | $7,435,000 | -47.5% | 0.6% |
| DAS Acquisition Company, LLC | $15,740,000 | $6,670,000 | -57.6% | 0.5% |
| NEWREZ LLC | $12,025,000 | $5,580,000 | -53.6% | 0.4% |
| Bridgewater Bank | $5,525,000 | n/a | 0.4% | |
| Heritage Bank | $2,240,000 | $5,365,000 | 139.5% | 0.4% |
| Flagstar Bank, FSB | $7,720,000 | $5,295,000 | -31.4% | 0.4% |
| OPEN MORTGAGE, LLC | $27,495,000 | $5,115,000 | -81.4% | 0.4% |
| USAA Federal Savings Bank | $8,050,000 | $4,945,000 | -38.6% | 0.4% |
| NEW DAY FINANCIAL, LLC | $5,840,000 | $4,665,000 | -20.1% | 0.4% |
| The Huntington National Bank | $1,700,000 | $4,620,000 | 171.8% | 0.4% |
| Servion, Inc. | $4,850,000 | $4,475,000 | -7.7% | 0.4% |
| JPMorgan Chase Bank | $4,825,000 | $4,435,000 | -8.1% | 0.4% |
| Northern Hills FCU | $4,195,000 | n/a | 0.3% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,885,000 | $3,855,000 | -34.5% | 0.3% |
| Bank of America | $8,495,000 | $3,840,000 | -54.8% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $7,335,000 | $3,730,000 | -49.1% | 0.3% |
| The Federal Savings Bank | $3,995,000 | $3,550,000 | -11.1% | 0.3% |
| BROKER SOLUTIONS, INC. | $2,405,000 | $3,100,000 | 28.9% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $9,185,000 | $3,065,000 | -66.6% | 0.2% |
| Farm Credit Mid-America, ACA | $3,565,000 | $3,035,000 | -14.9% | 0.2% |
| CALIBER HOME LOANS, INC. | $8,470,000 | $2,815,000 | -66.8% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $9,375,000 | $2,810,000 | -70.0% | 0.2% |
| First Dakota National Bank | $1,335,000 | $2,675,000 | 100.4% | 0.2% |
| Ally Bank | $2,980,000 | $2,655,000 | -10.9% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $1,420,000 | $1,825,000 | 28.5% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $295,000 | $1,680,000 | 469.5% | 0.1% |
| PLANET HOME LENDING, LLC | $2,050,000 | $1,655,000 | -19.3% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,525,000 | $1,605,000 | 5.2% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $550,000 | $1,470,000 | 167.3% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,360,000 | $1,330,000 | -2.2% | 0.1% |
| Carrington Mortgage Services, LLC | $2,450,000 | $1,320,000 | -46.1% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,105,000 | $1,315,000 | -37.5% | 0.1% |
| American Bank Center | $345,000 | $1,310,000 | 279.7% | 0.1% |
| First International Bank & Trust | $1,305,000 | $1,300,000 | -0.4% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $995,000 | $1,290,000 | 29.6% | 0.1% |
| First PREMIER Bank | $2,525,000 | $1,240,000 | -50.9% | 0.1% |
| GUARANTEED RATE, INC. | $1,655,000 | $1,225,000 | -26.0% | 0.1% |
| Central Bank | $1,180,000 | n/a | 0.1% | |
| Reliabank Dakota | $930,000 | $1,160,000 | 24.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,200,000 | $1,135,000 | -5.4% | 0.1% |
| Glacier Bank | $1,115,000 | n/a | 0.1% | |
| CORTRUST MORTGAGE, INC. | $1,780,000 | $1,065,000 | -40.2% | 0.1% |
| GUILD MORTGAGE COMPANY | $1,155,000 | $1,040,000 | -10.0% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $785,000 | $1,030,000 | 31.2% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $490,000 | $1,015,000 | 107.1% | 0.1% |
| AXIA FINANCIAL, LLC | $1,010,000 | n/a | 0.1% | |
| Citizens Bank | $980,000 | $985,000 | 0.5% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,745,000 | $970,000 | -44.4% | 0.1% |
| Morgan Stanley Private Bank | $870,000 | $935,000 | 7.5% | 0.1% |
| BETTER MORTGAGE CORPORATION | $4,375,000 | $905,000 | -79.3% | 0.1% |
| The First National Bank in Sioux Falls | $235,000 | $905,000 | 285.1% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,090,000 | $865,000 | -20.6% | 0.1% |
| CU MORTGAGE DIRECT, LLC | $5,205,000 | $865,000 | -83.4% | 0.1% |
| First Bank & Trust | $250,000 | $860,000 | 244.0% | 0.1% |
| AMERICAN ADVISORS GROUP | $340,000 | $810,000 | 138.2% | 0.1% |
| Flanagan State Bank | $755,000 | $775,000 | 2.6% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,020,000 | $675,000 | -66.6% | 0.1% |
| North American Savings Bank, F.S.B. | $640,000 | n/a | 0.1% | |
| Alerus Financial | $355,000 | $635,000 | 78.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $780,000 | $610,000 | -21.8% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $2,325,000 | $610,000 | -73.8% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $145,000 | $580,000 | 300.0% | 0.0% |
| Gate City Bank | $435,000 | $555,000 | 27.6% | 0.0% |
| Equity Prime Mortgage LLC | $545,000 | n/a | 0.0% | |
| American Heritage National Bank | $535,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $145,000 | $530,000 | 265.5% | 0.0% |
| First Western Bank & Trust | $505,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $505,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,080,000 | $500,000 | -53.7% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $195,000 | $495,000 | 153.8% | 0.0% |
| DATA MORTGAGE, INC. | $435,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $370,000 | $420,000 | 13.5% | 0.0% |
| I. H. MISSISSIPPI VALLEY CREDIT UNION | $415,000 | n/a | 0.0% | |
| First Federal Bank | $2,065,000 | $410,000 | -80.1% | 0.0% |
| Northpointe Bank | $1,795,000 | $405,000 | -77.4% | 0.0% |
| SUMMIT MORTGAGE CORPORATION | $395,000 | n/a | 0.0% | |
| The Central Trust Bank | $415,000 | $375,000 | -9.6% | 0.0% |
| Discover Bank | $535,000 | $365,000 | -31.8% | 0.0% |
| City State Bank | $355,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $330,000 | $350,000 | 6.1% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $510,000 | $350,000 | -31.4% | 0.0% |
| Chambers Bank | $345,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $2,375,000 | $340,000 | -85.7% | 0.0% |
| Armed Forces Bank | $325,000 | $335,000 | 3.1% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $335,000 | n/a | 0.0% | |
| NBKC BANK | $1,575,000 | $335,000 | -78.7% | 0.0% |
| JAMES B. NUTTER & COMPANY | $325,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $1,155,000 | $325,000 | -71.9% | 0.0% |
| First Savings Bank | $315,000 | n/a | 0.0% | |
| NFM, INC. | $315,000 | n/a | 0.0% | |
| Bank Midwest | $305,000 | n/a | 0.0% | |
| VERIDIAN CREDIT UNION | $305,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $295,000 | n/a | 0.0% | |
| FCB Banks | $285,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $195,000 | $285,000 | 46.2% | 0.0% |
| Magnolia Bank | $245,000 | $285,000 | 16.3% | 0.0% |
| WINGS FINANCIAL | $285,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $275,000 | n/a | 0.0% | |
| American National Bank | $265,000 | n/a | 0.0% | |
| Jonah Bank of Wyoming | $205,000 | $265,000 | 29.3% | 0.0% |
| Pinnacle Bank - Wyoming | $1,240,000 | $265,000 | -78.6% | 0.0% |
| Bank of Colorado | $255,000 | n/a | 0.0% | |
| Cornerstone Bank | $145,000 | $255,000 | 75.9% | 0.0% |
| BOKF | $275,000 | $245,000 | -10.9% | 0.0% |
| West Gate Bank | $245,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $750,000 | $235,000 | -68.7% | 0.0% |
| Quontic Bank | $215,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $215,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $205,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $225,000 | $205,000 | -8.9% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $320,000 | $195,000 | -39.1% | 0.0% |
| Sunflower Bank | $940,000 | $195,000 | -79.3% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $175,000 | n/a | 0.0% | |
| Nations Lending Corporation | $1,320,000 | $155,000 | -88.3% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $95,000 | $155,000 | 63.2% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $145,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $155,000 | $145,000 | -6.5% | 0.0% |
| Truist | $640,000 | $145,000 | -77.3% | 0.0% |
| STAR USA FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| COMPEER FINANCIAL, FLCA | $325,000 | $105,000 | -67.7% | 0.0% |
| PNC Bank | $1,125,000 | $105,000 | -90.7% | 0.0% |
| Citibank | $155,000 | $95,000 | -38.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $370,000 | $85,000 | -77.0% | 0.0% |
| BMO Harris Bank | $55,000 | n/a | 0.0% | |
| Figure Lending LLC | $110,000 | $45,000 | -59.1% | 0.0% |
| GREENSTATE CREDIT UNION | $45,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $35,000 | n/a | 0.0% | |
| Baxter Credit Union | $315,000 | $25,000 | -92.1% | 0.0% |
| CorTrust Bank | $25,000 | n/a | 0.0% |
RAPID CITY's top lender by overall market share is BLACK HILLS FEDERAL CREDIT UNION, with 10.9% market share. In second place, with 9.5%, is CMG MORTGAGE, INC., having originated $118,780,000 in loans. In third place, with 6.0%, is Gateway First Bank, having originated $75,190,000 in loans. In fourth place, with 5.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $73,730,000 in loans. In fifth place, with 4.4%, is American Bank & Trust, having originated $54,735,000 in loans.
RAPID CITY, SD Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 57553 | Rapid City, SD | $610 | $700 | $920 | $1,300 | $1,460 |
| 57701 | Rapid City, SD | $580 | $660 | $870 | $1,230 | $1,390 |
| 57702 | Rapid City, SD | $670 | $770 | $1,010 | $1,430 | $1,610 |
| 57703 | Rapid City, SD | $720 | $820 | $1,080 | $1,530 | $1,720 |
| 57706 | Rapid City, SD | $690 | $790 | $1,040 | $1,410 | $1,760 |
| 57709 | Rapid City, SD | $610 | $700 | $920 | $1,300 | $1,460 |
| 57718 | Rapid City, SD | $690 | $790 | $1,040 | $1,410 | $1,780 |
| 57719 | Rapid City, SD | $670 | $770 | $1,010 | $1,430 | $1,630 |
| 57725 | Rapid City, SD | $710 | $810 | $1,060 | $1,510 | $1,700 |
| 57730 | Rapid City, SD | $620 | $710 | $930 | $1,310 | $1,480 |
| 57732 | Rapid City, SD | $610 | $700 | $920 | $1,300 | $1,460 |
| 57744 | Rapid City, SD | $720 | $830 | $1,090 | $1,470 | $1,660 |
| 57745 | Rapid City, SD | $630 | $720 | $940 | $1,330 | $1,500 |
| 57750 | Rapid City, SD | $610 | $700 | $920 | $1,300 | $1,460 |
| 57751 | Rapid City, SD | $520 | $600 | $790 | $1,120 | $1,300 |
| 57754 | Rapid City, SD | $610 | $700 | $920 | $1,300 | $1,460 |
| 57761 | Rapid City, SD | $610 | $700 | $920 | $1,290 | $1,490 |
| 57767 | Rapid City, SD | $610 | $700 | $920 | $1,280 | $1,500 |
| 57775 | Rapid City, SD | $520 | $600 | $790 | $1,120 | $1,300 |
| 57780 | Rapid City, SD | $610 | $700 | $920 | $1,300 | $1,460 |
| 57790 | Rapid City, SD | $520 | $600 | $790 | $1,120 | $1,300 |
| 57791 | Rapid City, SD | $610 | $700 | $920 | $1,270 | $1,520 |
| 82701 | Rapid City, SD | $610 | $700 | $920 | $1,300 | $1,460 |
2022 Average & Median Rent Data Statistics
RAPID CITY, SD average 1BR rent: $716, median: $700
RAPID CITY, SD average 2BR rent: $941, median: $920
RAPID CITY, SD average 3BR rent: $1,320, median: $1,300
RAPID CITY, SD Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,261 | $823,135,000 | $364,058 |
| Cash Out Refi | 745 | $176,205,000 | $236,517 |
| Refi | 474 | $182,300,000 | $384,599 |
| Home Improvement | 453 | $46,625,000 | $102,925 |
| Other | 109 | $22,955,000 | $210,596 |
Rapid City's most frequently cited loan purpose was Home Purchase, with 2,261 originations. The 2nd most popular reason was Cash Out Refi, with 745 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,044 | $424,050,000 | $406,178 |
| 5-6% | 915 | $241,945,000 | $264,421 |
| 4-5% | 856 | $292,910,000 | $342,185 |
| 6-7% | 417 | $104,505,000 | $250,612 |
| 2.5-3% | 274 | $79,250,000 | $289,234 |
| <2.5% | 154 | $22,160,000 | $143,896 |
| 7-8% | 97 | $17,485,000 | $180,258 |
| Over 8% | 47 | $5,565,000 | $118,404 |
During 2022, Rapid City's most frequently originated rate bucket was 3-4%, with 1,044 originations.
Loan Sizing (RAPID CITY, SD MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,924 | $547,580,000 | $284,605 |
| $100k-200k | 952 | $146,460,000 | $153,845 |
| $100,000 or less | 667 | $33,735,000 | $50,577 |
| $400k-600k | 343 | $160,055,000 | $466,633 |
| $600k-1000k | 106 | $75,030,000 | $707,830 |
| $Over $1MM | 50 | $288,360,000 | $5,767,200 |
RAPID CITY's loan sizing saw the bucket of loans from $200k-400k with 1,924 originations, totaling $547,580,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,455 | $472,755,000 | $324,918 |
| 60-80% | 996 | $444,040,000 | $445,823 |
| 40-60% | 434 | $142,210,000 | $327,673 |
| Under 20% | 375 | $20,435,000 | $54,493 |
| 20-40% | 373 | $54,435,000 | $145,938 |
| Over 100% | 134 | $47,400,000 | $353,731 |
RAPID CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,455 originations, totaling $472,755,000 in origination value.