Spearfish Mortgage Rates

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Spearfish averaged 5.46% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

    The average rate for the prior week (2022-06-23) was 5.77% and one month ago for the week of 2022-05-26, the average rate was 4.96%.

    Spearfish's average rate one year ago was 3.39%.

    For refis of the same type during the week of 2022-06-30, the average rate was 5.55%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-30 5.7%
    Spearfish 30 Year Fixed Rate 2022-06-30 5.46%
    Spearfish 30 Year Fixed Rate Refi 2022-06-30 5.55%
    Spearfish 15 Year Fixed Rate 2022-06-30 5.6%
    Spearfish 15 Year Fixed Rate Refi 2022-06-30 5.08%
    Spearfish 30 Year FHA 2022-06-30 5.31%
    Spearfish 30 Year FHA Refi 2022-06-30 5.32%
    Spearfish 30 Year USDA 2022-06-30 5.38%
    Spearfish 30 Year USDA Refi 2022-06-30 5.29%
    Spearfish 30 Year VA 2022-06-30 5.34%
    Spearfish 30 Year VA Refi 2022-06-30 5.22%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Spearfish, SD.

    Spearfish Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Spearfish, SD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    First Interstate Bank 67 3.27% $5,009
    CMG MORTGAGE, INC. 58 3.06% $4,562
    Gateway First Bank 56 3.18% $3,123
    BLACK HILLS FEDERAL CREDIT UNION 53 3.04% $5,269
    QUICKEN LOANS, LLC 41 3.07% $5,536
    Wells Fargo Bank 20 2.99% $3,303
    Plains Commerce Bank 16 2.92% $4,434
    First National Bank 14 3.12% $3,631
    Unify Home Lending Inc. 12 3.10% $4,624
    BAY EQUITY LLC 11 3.09% $7,373
    U.S. Bank 10 3.02% $4,142
    AMERISAVE MORTGAGE CORPORATION 9 2.97% $5,620
    LOANDEPOT.COM, LLC 9 3.07% $5,206
    UNITED WHOLESALE MORTGAGE, LLC 8 3.14% $3,048
    First Dakota National Bank 8 3.02% $2,423
    Lend Smart Mortgage, LLC 7 2.98% $7,804
    CU MORTGAGE DIRECT, LLC 6 3.17% $3,032
    BANKWEST, INC. 6 2.83% $2,907
    HOMESTAR FINANCIAL CORPORATION 6 3.29% $3,262
    Dacotah Bank 5 3.05% $3,759
    First Bank & Trust 5 2.65% $6,615
    JPMorgan Chase Bank 5 3.35% $4,224
    MUTUAL OF OMAHA MORTGAGE, INC. 4 3.50% $5,070
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 2.91% $9,079
    Flagstar Bank, FSB 4 3.22% $4,246
    CORTRUST MORTGAGE, INC. 3 2.79% $5,801
    BROKER SOLUTIONS, INC. 3 3.41% $3,770
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 3.42% $2,997
    HOME POINT FINANCIAL CORPORATION 3 2.92% $3,037
    DAS Acquisition Company, LLC 3 3.33% $7,246
    OPEN MORTGAGE, LLC 3 2.71% $5,017
    First International Bank & Trust 2 3.00% $3,389
    NEWREZ LLC 2 3.00% $3,238
    Mr. Cooper ( Nationstar Mortgage ) 2 3.06% $5,298
    First PREMIER Bank 2 3.44% $3,471
    American State Bank 2 2.81% $5,216
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.38% $4,940
    American Bank & Trust 2 3.00% $6,202
    GUILD MORTGAGE COMPANY 2 3.13% $4,246
    FREEDOM MORTGAGE CORPORATION 2 2.88% $2,683
    Great Western Bank 2 2.88% $7,311
    BETTER MORTGAGE CORPORATION 2 2.81% $3,234
    PENNYMAC LOAN SERVICES, LLC 2 3.25% $4,270
    Northwest Bank 2 2.56% $2,150
    Stifel Bank and Trust 2 3.06% $3,188
    TCF National Bank 2 3.06% $2,990
    Ally Bank 2 2.69% $5,650
    WNB Financial, N.A. 1 2.88% $2,998
    AMERICAN FINANCING CORPORATION 1 3.13% $4,083
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.13% $3,135
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.88% $16,336
    Bank of America 1 2.75% $2,065
    Bank of England 1 2.88% $3,683
    BMO Harris Bank 1 3.50% $2,982
    BNC National Bank 1 2.75% $2,939
    BOKF 1 3.13% $7,321
    Bremer Bank 1 3.25% $16,053
    Carrington Mortgage Services, LLC 1 2.75% $4,862
    Choice Financial Group 1 2.50% $4,304
    CROSSCOUNTRY MORTGAGE, LLC 1 3.13% $4,524
    Dakota Community Bank & Trust 1 2.87% $8,776
    Discover Bank 1 4.49% $0
    Farm Credit Mid-America, ACA 1 3.50% $8,728
    First Federal Bank 1 2.75% $2,650
    FIRST STATE MORTGAGE SERVICES, LLC 1 2.88% $2,219
    First Western Bank & Trust 1 3.38% $3,529
    Home Federal Savings Bank 1 2.75% $8,451
    Morgan Stanley Private Bank 1 2.65% $3,728
    MORIA DEVELOPMENT, INC. 1 3.49% $4,857
    MOVEMENT MORTGAGE, LLC 1 3.13% $6,018
    Nations Lending Corporation 1 3.38% $6,340
    NAVY FEDERAL CREDIT UNION 1 5.13% $7,493
    NBH Bank 1 3.50% $3,952
    PHH Mortgage Corporation 1 3.38% $4,842
    Pinnacle Bank - Wyoming 1 2.88% $3,528
    PNC Bank 1 3.25% $4,602
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 2.99% $4,601
    Reliabank Dakota 1 2.75% $5,224
    Security First Bank 1 2.63% $2,618
    Servion, Inc. 1 3.00% $8,268
    SIOUX FALLS 1 3.00% $5,823
    SOVEREIGN LENDING GROUP INCORPORATED 1 3.25% $3,005
    The Central Trust Bank 1 3.63% $3,284
    The Huntington National Bank 1 3.00% $10,407
    Truist Bank 1 2.88% $2,221
    UMB Bank 1 3.15% $2,462
    UNIVERSAL LENDING CORPORATION 1 3.00% $2,664
    AIR ACADEMY 1 3.38% $2,982

    Spearfish, SD's 88 lenders originated 1,352 loans during 2021. The total origination value was $373,740,000, with an average loan value of $276,435.

    The top Spearfish lender as defined by loan originations is First Interstate Bank, with 67 loans originated. Their average total fees are $5,009, which is $447 higher than the next largest lender, CMG MORTGAGE, INC..

    The lowest fee Spearfish lenders (with over 10 loans originated) are Gateway First Bank ($3,123), Wells Fargo Bank ($3,303), First National Bank ($3,631), U.S. Bank ($4,142) and Plains Commerce Bank ($4,434).

    The lowest rate Spearfish lenders (with over 10 loans originated) are Plains Commerce Bank (2.92%), Wells Fargo Bank (2.99%), U.S. Bank (3.02%), BLACK HILLS FEDERAL CREDIT UNION (3.04%) and CMG MORTGAGE, INC. (3.06%).

    Spearfish, SD Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    First Interstate Bank $46,450,000 $47,355,000 1.9% 12.7%
    Pioneer Bank & Trust $33,575,000 $40,695,000 21.2% 10.9%
    CMG MORTGAGE, INC. $20,630,000 $28,705,000 39.1% 7.7%
    Gateway First Bank $40,245,000 $28,435,000 -29.3% 7.6%
    BLACK HILLS FEDERAL CREDIT UNION $34,035,000 $24,965,000 -26.6% 6.7%
    QUICKEN LOANS, LLC $13,490,000 $18,995,000 40.8% 5.1%
    Black Hills Community Bank $29,510,000 $15,075,000 -48.9% 4.0%
    Wells Fargo Bank $7,975,000 $11,000,000 37.9% 2.9%
    First National Bank $6,430,000 $8,760,000 36.2% 2.3%
    Plains Commerce Bank $4,745,000 $8,305,000 75.0% 2.2%
    U.S. Bank $5,520,000 $7,570,000 37.1% 2.0%
    UNITED WHOLESALE MORTGAGE, LLC $2,755,000 $6,635,000 140.8% 1.8%
    Unify Home Lending Inc. $2,110,000 $6,075,000 187.9% 1.6%
    BAY EQUITY LLC $1,660,000 $5,530,000 233.1% 1.5%
    BANKWEST, INC. $5,905,000 $5,235,000 -11.3% 1.4%
    FREEDOM MORTGAGE CORPORATION $6,845,000 $4,490,000 -34.4% 1.2%
    HIGHMARK $3,000,000 $4,455,000 48.5% 1.2%
    Mortgage Research Center, LLC $2,045,000 $4,280,000 109.3% 1.1%
    Lend Smart Mortgage, LLC $3,305,000 $4,225,000 27.8% 1.1%
    Dacotah Bank $1,440,000 $3,985,000 176.7% 1.1%
    LOANDEPOT.COM, LLC $2,195,000 $3,840,000 74.9% 1.0%
    First Bank & Trust $1,185,000 $3,590,000 203.0% 1.0%
    AMERISAVE MORTGAGE CORPORATION $695,000 $3,435,000 394.2% 0.9%
    First Dakota National Bank $4,255,000 $3,115,000 -26.8% 0.8%
    HOMESTAR FINANCIAL CORPORATION $2,735,000 n/a 0.7%
    JPMorgan Chase Bank $510,000 $2,695,000 428.4% 0.7%
    NAVY FEDERAL CREDIT UNION $165,000 $2,525,000 1,430.3% 0.7%
    First International Bank & Trust $2,245,000 n/a 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $405,000 $2,130,000 425.9% 0.6%
    BNC National Bank $515,000 $2,070,000 301.9% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $975,000 $2,060,000 111.3% 0.6%
    CU MORTGAGE DIRECT, LLC $5,630,000 $1,915,000 -66.0% 0.5%
    PENNYMAC LOAN SERVICES, LLC $1,955,000 $1,860,000 -4.9% 0.5%
    DAS Acquisition Company, LLC $235,000 $1,810,000 670.2% 0.5%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $630,000 $1,735,000 175.4% 0.5%
    Flagstar Bank, FSB $2,010,000 $1,715,000 -14.7% 0.5%
    TCF National Bank $1,540,000 n/a 0.4%
    NEWREZ LLC $880,000 $1,530,000 73.9% 0.4%
    USAA Federal Savings Bank $1,060,000 $1,510,000 42.5% 0.4%
    OPEN MORTGAGE, LLC $3,110,000 $1,490,000 -52.1% 0.4%
    Ally Bank $1,360,000 $1,450,000 6.6% 0.4%
    Bremer Bank $1,445,000 n/a 0.4%
    BROKER SOLUTIONS, INC. $695,000 $1,370,000 97.1% 0.4%
    The First National Bank in Sioux Falls $2,050,000 $1,355,000 -33.9% 0.4%
    NEW DAY FINANCIAL, LLC $880,000 $1,335,000 51.7% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $615,000 $1,300,000 111.4% 0.3%
    GUILD MORTGAGE COMPANY $1,160,000 n/a 0.3%
    Great Western Bank $2,895,000 $1,145,000 -60.4% 0.3%
    CORTRUST MORTGAGE, INC. $2,305,000 $1,010,000 -56.2% 0.3%
    Reliabank Dakota $1,695,000 $970,000 -42.8% 0.3%
    Farm Credit Mid-America, ACA $840,000 $960,000 14.3% 0.3%
    First Western Bank & Trust $895,000 n/a 0.2%
    Stifel Bank and Trust $880,000 n/a 0.2%
    HOME POINT FINANCIAL CORPORATION $550,000 $865,000 57.3% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $800,000 $855,000 6.9% 0.2%
    American State Bank $590,000 $840,000 42.4% 0.2%
    Access Bank $815,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $1,165,000 $800,000 -31.3% 0.2%
    Security First Bank $1,745,000 $750,000 -57.0% 0.2%
    BETTER MORTGAGE CORPORATION $440,000 $730,000 65.9% 0.2%
    West Gate Bank $590,000 $720,000 22.0% 0.2%
    Citizens Alliance Bank $710,000 n/a 0.2%
    NBKC BANK $295,000 $705,000 139.0% 0.2%
    American Bank & Trust $1,945,000 $680,000 -65.0% 0.2%
    First PREMIER Bank $1,325,000 $645,000 -51.3% 0.2%
    WNB Financial, N.A. $640,000 $630,000 -1.6% 0.2%
    Morgan Stanley Private Bank $615,000 n/a 0.2%
    Minnwest Bank $605,000 n/a 0.2%
    Dakota Community Bank & Trust $470,000 $545,000 16.0% 0.1%
    Home Federal Savings Bank $545,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $545,000 n/a 0.1%
    Bank Iowa $525,000 n/a 0.1%
    UNIVERSAL LENDING CORPORATION $515,000 $495,000 -3.9% 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $485,000 n/a 0.1%
    Servion, Inc. $455,000 n/a 0.1%
    SIOUX FALLS $245,000 $455,000 85.7% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $980,000 $425,000 -56.6% 0.1%
    Bank of England $1,145,000 $405,000 -64.6% 0.1%
    First National Bank of Omaha $550,000 $405,000 -26.4% 0.1%
    BOKF $395,000 n/a 0.1%
    MORIA DEVELOPMENT, INC. $395,000 n/a 0.1%
    Bell Bank $385,000 n/a 0.1%
    Pinnacle Bank $380,000 n/a 0.1%
    Opportunity Bank of Montana $355,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $620,000 $355,000 -42.7% 0.1%
    Northwest Bank $890,000 $340,000 -61.8% 0.1%
    MID AMERICA MORTGAGE, INC. $335,000 n/a 0.1%
    Citizens Bank $775,000 $325,000 -58.1% 0.1%
    AMERICAN ADVISORS GROUP $125,000 $315,000 152.0% 0.1%
    UMB Bank $315,000 n/a 0.1%
    American Bank Center $305,000 n/a 0.1%
    Security National Bank of South Dakota $305,000 n/a 0.1%
    PNC Bank $295,000 n/a 0.1%
    First Federal Bank $465,000 $290,000 -37.6% 0.1%
    FIRST STATE MORTGAGE SERVICES, LLC $285,000 n/a 0.1%
    Manufacturers and Traders Trust Company $285,000 n/a 0.1%
    Merchants Bank $285,000 n/a 0.1%
    Equitable Bank $265,000 n/a 0.1%
    Bank of America $305,000 $260,000 -14.8% 0.1%
    Cornerstone Bank $555,000 $245,000 -55.9% 0.1%
    Washington County Bank $245,000 n/a 0.1%
    Choice Financial Group $235,000 $240,000 2.1% 0.1%
    AIR ACADEMY $235,000 n/a 0.1%
    CBI Bank & Trust $225,000 n/a 0.1%
    IOWA BANKERS MORTGAGE CORPORATION $225,000 n/a 0.1%
    The Huntington National Bank $225,000 n/a 0.1%
    GUARANTEED RATE, INC. $450,000 $220,000 -51.1% 0.1%
    AMERICAN FINANCING CORPORATION $215,000 $215,000 0.0% 0.1%
    NBH Bank $175,000 $215,000 22.9% 0.1%
    The Central Trust Bank $215,000 n/a 0.1%
    COMPEER FINANCIAL, FLCA $570,000 $205,000 -64.0% 0.1%
    Gate City Bank $800,000 $205,000 -74.4% 0.1%
    PHH Mortgage Corporation $205,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $205,000 n/a 0.1%
    Pinnacle Bank - Wyoming $190,000 n/a 0.1%
    SOVEREIGN LENDING GROUP INCORPORATED $185,000 n/a 0.0%
    Truist Bank $115,000 $175,000 52.2% 0.0%
    Wyndham Capital Mortgage, Inc. $175,000 n/a 0.0%
    CALIBER HOME LOANS, INC. $355,000 $165,000 -53.5% 0.0%
    Elements Financial Federal Credit Union $165,000 n/a 0.0%
    HomeTown Bank $165,000 n/a 0.0%
    Carrington Mortgage Services, LLC $245,000 $155,000 -36.7% 0.0%
    Discover Bank $155,000 n/a 0.0%
    Evolve Bank & Trust $145,000 n/a 0.0%
    Figure Lending LLC $25,000 $125,000 400.0% 0.0%
    AMERICAN PACIFIC MORTGAGE CORPORATION $115,000 n/a 0.0%
    Nations Lending Corporation $195,000 $115,000 -41.0% 0.0%
    BMO Harris Bank $75,000 n/a 0.0%

    Spearfish's top lender by overall market share is First Interstate Bank, with 12.7% market share. In second place, with 10.9%, is Pioneer Bank & Trust, having originated $40,695,000 in loans. In third place, with 7.7%, is CMG MORTGAGE, INC., having originated $28,705,000 in loans. In third place, with 7.6%, is Gateway First Bank, having originated $28,435,000 in loans. In third place, with 6.7%, is BLACK HILLS FEDERAL CREDIT UNION, having originated $24,965,000 in loans.

    Spearfish, SD Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 592 $200,330,000 $338,395
    Refi 394 $93,620,000 $237,614
    Cash Out Refi 245 $61,495,000 $251,000
    Home Improvement 86 $11,990,000 $139,419
    Other 35 $6,305,000 $180,143

    Spearfish's most frequently cited loan purpose was Home Purchase, with 592 originations. The 2nd most popular reason was Refi, with 394 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 458 $133,180,000 $290,786
    3-4% 390 $107,090,000 $274,590
    <2.5% 215 $55,405,000 $257,698
    4-5% 78 $13,320,000 $170,769
    5-6% 14 $1,310,000 $93,571
    6-7% 9 $1,095,000 $121,667
    7-8% 2 $170,000 $85,000
    Over 8% 2 $80,000 $40,000

    During 2021, Spearfish's most frequently originated rate bucket was 2.5-3%, with 458 originations.

    Loan Sizing (Spearfish, SD MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 578 $162,870,000 $281,782
    $100k-200k 361 $54,545,000 $151,094
    $400k-600k 214 $101,790,000 $475,654
    $100,000 or less 153 $9,475,000 $61,928
    $600k-1000k 37 $26,775,000 $723,649
    $Over $1MM 9 $18,285,000 $2,031,667

    Spearfish's loan sizing saw the bucket of loans from $200k-400k with 578 originations, totaling $162,870,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    60-80% 419 $121,545,000 $290,084
    80-100% 324 $108,270,000 $334,167
    40-60% 201 $48,705,000 $242,313
    20-40% 121 $17,035,000 $140,785
    Under 20% 62 $3,850,000 $62,097
    Over 100% 13 $5,315,000 $408,846

    Spearfish's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 419 originations, totaling $121,545,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Spearfish (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $367,000 (22.4%) $406,781 (12.1%) 0.00 222
    2018-02-01 $359,900 (14.2%) $404,957 (10.6%) 0.00 226
    2018-03-01 $354,900 (9.2%) $401,408 (7.5%) 0.00 228
    2018-04-01 $359,450 (10.6%) $409,441 (8.7%) 0.00 230
    2018-05-01 $345,000 (4.1%) $401,454 (5.5%) 0.00 251
    2018-06-01 $349,900 (7.7%) $402,752 (3.0%) 0.00 264
    2018-07-01 $349,700 (6.0%) $398,462 (-2.0%) 0.00 284
    2018-08-01 $349,900 (7.7%) $402,677 (-0.4%) 0.00 283
    2018-09-01 $359,900 (12.8%) $410,260 (2.1%) 0.00 270
    2018-10-01 $354,900 (9.2%) $416,998 (8.9%) 0.00 244
    2018-11-01 $339,450 (-2.3%) $399,307 (4.1%) 0.00 231
    2018-12-01 $352,500 (0.7%) $403,885 (4.0%) 0.00 220
    2019-01-01 $344,950 (-6.0%) $408,426 (0.4%) 0.00 218
    2019-02-01 $334,900 (-7.0%) $405,387 (0.1%) 0.00 219
    2019-03-01 $338,295 (-4.7%) $418,083 (4.2%) 0.00 228
    2019-04-01 $352,500 (-1.9%) $440,218 (7.5%) 0.00 236
    2019-05-01 $372,000 (7.8%) $457,226 (13.9%) 0.00 262
    2019-06-01 $390,000 (11.5%) $469,464 (16.6%) 0.00 266
    2019-07-01 $375,000 (7.2%) $453,915 (13.9%) 0.00 285
    2019-08-01 $394,286 (12.7%) $466,841 (15.9%) 0.00 276
    2019-09-01 $421,750 (17.2%) $492,489 (20.0%) 0.00 272
    2019-10-01 $421,750 (18.8%) $503,217 (20.7%) 0.00 264
    2019-11-01 $419,900 (23.7%) $508,378 (27.3%) 0.00 245
    2019-12-01 $419,900 (19.1%) $495,794 (22.8%) 0.00 214
    2020-01-01 $414,900 (20.3%) $481,142 (17.8%) 0.00 195
    2020-02-01 $414,900 (23.9%) $493,440 (21.7%) 0.00 190
    2020-03-01 $425,000 (25.6%) $499,010 (19.4%) 0.00 173
    2020-04-01 $409,495 (16.2%) $482,263 (9.6%) 0.00 215
    2020-05-01 $399,000 (7.3%) $467,022 (2.1%) 0.00 237
    2020-06-01 $394,725 (1.2%) $468,529 (-0.2%) 0.00 243
    2020-07-01 $414,950 (10.7%) $477,486 (5.2%) 0.00 229
    2020-08-01 $397,500 (0.8%) $460,318 (-1.4%) 0.00 219
    2020-09-01 $390,000 (-7.5%) $455,120 (-7.6%) 0.00 176
    2020-10-01 $394,000 (-6.6%) $454,235 (-9.7%) 0.00 137
    2020-11-01 $397,000 (-5.5%) $465,232 (-8.5%) 0.00 128
    2020-12-01 $427,000 (1.7%) $471,681 (-4.9%) 0.00 112
    2021-01-01 $409,000 (-1.4%) $453,405 (-5.8%) 0.00 104
    2021-02-01 $362,250 (-12.7%) $446,003 (-9.6%) 0.00 78
    2021-03-01 $421,500 (-0.8%) $444,329 (-11.0%) 0.00 79
    2021-04-01 $499,000 (21.9%) $483,900 (0.3%) 0.00 77
    2021-05-01 $475,000 (19.1%) $570,679 (22.2%) 0.00 88
    2021-06-01 $511,500 (29.6%) $650,757 (38.9%) 0.00 94
    2021-07-01 $497,000 (19.8%) $667,723 (39.8%) 0.00 106
    2021-08-01 $499,000 (25.5%) $658,278 (43.0%) 0.00 122
    2021-09-01 $479,950 (23.1%) $640,871 (40.8%) 0.00 100
    2021-10-01 $449,900 (14.2%) $599,831 (32.1%) 0.00 102
    2021-11-01 $500,500 (26.1%) $705,630 (51.7%) 0.00 92
    2021-12-01 $550,000 (28.8%) $730,648 (54.9%) 0.00 82
    2022-01-01 $649,000 (58.7%) $834,539 (84.1%) 0.00 66
    2022-02-01 $646,950 (78.6%) $760,846 (70.6%) 0.00 70
    2022-03-01 $657,000 (55.9%) $744,980 (67.7%) 0.00 88
    2022-04-01 $649,000 (30.1%) $776,040 (60.4%) 0.00 116
    2022-05-01 $700,000 (47.4%) $849,295 (48.8%) 0.00 80
    2022-06-01 $669,500 (30.9%) $821,582 (26.3%) 0.00 89
    Spearfish's median listing price for 2022-06-01 was $669,500, a difference of $158,000 (30.9%) versus the prior year and $-30,500 versus the prior month.

    Spearfish's median listing price comes in at 0% of the national average.

    Spearfish's average listing price for 2022-06-01 was $821,582, a difference of $170,825 (26.3%) versus the prior year and $-27,713 versus the prior month.

    For the 2022-06-01 period, Spearfish had 89 MLS listings, a difference of 9 listings (11%) versus the prior month and -5 listings (-5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Spearfish (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,324 sqft
    2018-02-01 0 days 2,324 sqft
    2018-03-01 0 days 2,327 sqft
    2018-04-01 0 days 2,542 sqft
    2018-05-01 0 days 2,438 sqft
    2018-06-01 0 days 2,400 sqft
    2018-07-01 0 days 2,419 sqft
    2018-08-01 0 days 2,495 sqft
    2018-09-01 0 days 2,494 sqft
    2018-10-01 0 days 2,560 sqft
    2018-11-01 0 days 2,552 sqft
    2018-12-01 0 days 2,560 sqft
    2019-01-01 0 days 2,499 sqft
    2019-02-01 0 days 2,495 sqft
    2019-03-01 0 days 2,467 sqft
    2019-04-01 0 days 2,468 sqft
    2019-05-01 0 days 2,502 sqft
    2019-06-01 0 days 2,574 sqft
    2019-07-01 0 days 2,568 sqft
    2019-08-01 0 days 2,567 sqft
    2019-09-01 0 days 2,576 sqft
    2019-10-01 0 days 2,615 sqft
    2019-11-01 0 days 2,598 sqft
    2019-12-01 0 days 2,575 sqft
    2020-01-01 0 days 2,560 sqft
    2020-02-01 0 days 2,588 sqft
    2020-03-01 0 days 2,677 sqft
    2020-04-01 0 days 2,426 sqft
    2020-05-01 0 days 2,338 sqft
    2020-06-01 0 days 2,400 sqft
    2020-07-01 0 days 2,501 sqft
    2020-08-01 0 days 2,300 sqft
    2020-09-01 0 days 2,270 sqft
    2020-10-01 0 days 2,192 sqft
    2020-11-01 0 days 2,162 sqft
    2020-12-01 0 days 2,040 sqft
    2021-01-01 0 days 2,060 sqft
    2021-02-01 0 days 2,019 sqft
    2021-03-01 0 days 2,008 sqft
    2021-04-01 0 days 2,097 sqft
    2021-05-01 0 days 2,158 sqft
    2021-06-01 0 days 2,072 sqft
    2021-07-01 0 days 2,158 sqft
    2021-08-01 0 days 2,353 sqft
    2021-09-01 0 days 2,242 sqft
    2021-10-01 0 days 2,200 sqft
    2021-11-01 0 days 2,407 sqft
    2021-12-01 0 days 2,572 sqft
    2022-01-01 0 days 2,752 sqft
    2022-02-01 0 days 2,714 sqft
    2022-03-01 0 days 2,688 sqft
    2022-04-01 0 days 2,450 sqft
    2022-05-01 0 days 2,505 sqft
    2022-06-01 0 days 2,569 sqft
    Spearfish's median listing age (time on market) for 2022-06-01 was 0 days.

    Spearfish's median square footage for active listings during the 2022-06-01 period was 2,569 sqft. One year prior, the average listing was 2,072 sqft.