The Maries County Bank Mortgage Rates, Fees & Info

Vienna, MO

LEI: 254900NAWIBILTM7ZJ36

Tax ID: 43-0393170

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Mortgage Data

Review & Overview

The Maries County Bank is a smaller bank specializing in Home Purchase and Refi loans. The Maries County Bank has a high proportion of conventional loans. Their top markets by origination volume include: Fort Leonard Wood, Jefferson City, Rolla, Lebanon, and Columbia among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)

The Maries County Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

213

Origination Dollar Volume (All Markets)

$24,825,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 88 $10,080,000 $114,545 $0 0.00%
Fort Leonard Wood, MO (FHA|USDA|VA) 80 $7,440,000 $93,000 $0 0.00%
JEFFERSON CITY, MO (FHA|USDA|VA) 14 $3,190,000 $227,857 $0 0.00%
Rolla, MO (FHA|USDA|VA) 16 $1,670,000 $104,375 $0 0.00%
Lebanon, MO (FHA|USDA|VA) 6 $840,000 $140,000 $0 0.00%
COLUMBIA, MO (FHA|USDA|VA) 3 $785,000 $261,667 $0 0.00%
ST. LOUIS, MO-IL (FHA|USDA|VA) 5 $725,000 $145,000 $0 0.00%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $95,000 $95,000 $0 0.00%
The Maries County Bank's top markets include Fort Leonard Wood, Jefferson City, Rolla, Lebanon, and Columbia among others.

Their top states include:
  • Missouri (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 213 $24,825,000 $116,549 $0 0.00%

    For 2022, The Maries County Bank's most frequently originated type of loan was Conventional, with 213 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 122 $15,010,000 $123,033 $0 0.00%
    Refi 81 $9,345,000 $115,370 $0 0.00%
    Home Improvement 7 $345,000 $49,286 $0 0.00%
    Other 3 $125,000 $41,667 $0 0.00%

    For 2022, The Maries County Bank's most frequently cited loan purpose was Home Purchase, with 122 originations. The 2nd most popular reason was Refi, with 81 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 213 $24,825,000 $116,549 $0 0.00%

    For 2022, The Maries County Bank's most frequently cited loan duration was Other, with 213 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 132 $7,700,000 $58,333 $0 0.00%
    $100k-200k 54 $7,670,000 $142,037 $0 0.00%
    $200k-400k 23 $6,335,000 $275,435 $0 0.00%
    $400k-600k 2 $890,000 $445,000 $0 0.00%
    $1MM+ 1 $1,535,000 $1,535,000 $0 0.00%
    $600k-1MM 1 $695,000 $695,000 $0 0.00%

    2022 saw The Maries County Bank place emphasis on $100,000 or less loans with 132 originations, totaling $7,700,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 88 $6,490,000 $73,750 $0 0.00%
    $50k-75k 45 $4,625,000 $102,778 $0 0.00%
    $75k-100k 35 $4,315,000 $123,286 $0 0.00%
    $100k-150k 25 $4,365,000 $174,600 $0 0.00%
    $150k-250k 6 $1,410,000 $235,000 $0 0.00%

    The Maries County Bank lent most frequently to those with incomes in the $50k or less range, with 88 originations. The second most popular income band? $50k-75k, with 45 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 213 $24,825,000 $116,549 $0 0.00%

    The Maries County Bank lent most frequently to those with DTI ratios of Exempt%, with 213 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 194 $20,760,000 $107,010 $0 0.00%
    Not applicable 13 $3,415,000 $262,692 $0 0.00%
    Not provided 3 $375,000 $125,000 $0 0.00%
    Asian 3 $275,000 $91,667 $0 0.00%

    Approval Rates

    Total approvals of all applications
    88.81%

    The Maries County Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    88.26%

    The Maries County Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 213 $24,825,000 $116,549

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    213 $24,825,000 $116,549