Rolla Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Rolla averaged
7.13%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
7.22% and
one month ago for the week of 2023-08-17, the
average rate was 7.23%.
Rolla's average rate one year ago was 6.06%.
For refis of the same type during the week of 2023-09-21, the average rate
was 7.09%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
Rolla 30 Year Fixed Rate | 2023-09-21 | 7.13% |
Rolla 30 Year Fixed Rate Refi | 2023-09-21 | 7.09% |
Rolla 15 Year Fixed Rate | 2023-09-21 | 6.44% |
Rolla 15 Year Fixed Rate Refi | 2023-09-21 | 7.14% |
Rolla 30 Year FHA | 2023-09-21 | 6.76% |
Rolla 30 Year FHA Refi | 2023-09-21 | 6.94% |
Rolla 30 Year USDA | 2023-09-21 | 7.22% |
Rolla 30 Year USDA Refi | 2023-09-21 | 7.02% |
Rolla 30 Year VA | 2023-09-21 | 6.49% |
Rolla 30 Year VA Refi | 2023-09-21 | 7.02% |
Rolla Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Rolla, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Rolla Average Closing Costs & Other Stats
Rolla, MO's 64 lenders originated 655
loans during 2022. The total origination value was $138,975,000, with an average loan value of
$212,176.
Rolla's average closing costs are $3,904.
The top Rolla lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
42 loans originated. Their average total fees are
$3,223, which is $433
lower than the next largest lender,
DAS Acquisition Company, LLC.
The lowest fee Rolla lenders (with over 10 loans originated) are
U.S. Bank ($2,444), FLAT BRANCH MORTGAGE, INC. ($3,223), BROKER SOLUTIONS, INC. ($3,448), DAS Acquisition Company, LLC ($3,656) and QUICKEN LOANS, LLC ($5,320).
The lowest rate Rolla lenders (with over 10 loans originated) are
U.S. Bank (4.15%), QUICKEN LOANS, LLC (4.85%), FLAT BRANCH MORTGAGE, INC. (4.99%), DAS Acquisition Company, LLC (5.28%) and BROKER SOLUTIONS, INC. (5.74%).
Rolla, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
First Midwest Bank of Dexter | $24,005,000 | n/a | 17.3% | |
FLAT BRANCH MORTGAGE, INC. | $27,795,000 | $17,110,000 | -38.4% | 12.3% |
DAS Acquisition Company, LLC | $9,560,000 | $8,930,000 | -6.6% | 6.4% |
QUICKEN LOANS, LLC | $13,295,000 | $7,910,000 | -40.5% | 5.7% |
Mortgage Research Center, LLC | $7,615,000 | $5,825,000 | -23.5% | 4.2% |
GUILD MORTGAGE COMPANY | $4,160,000 | $5,370,000 | 29.1% | 3.9% |
BROKER SOLUTIONS, INC. | $1,505,000 | $5,210,000 | 246.2% | 3.7% |
U.S. Bank | $11,140,000 | $4,360,000 | -60.9% | 3.1% |
The Bank of Missouri | $950,000 | $3,420,000 | 260.0% | 2.5% |
UNITED WHOLESALE MORTGAGE, LLC | $4,265,000 | $3,340,000 | -21.7% | 2.4% |
First State Community Bank | $4,340,000 | $2,765,000 | -36.3% | 2.0% |
NAVY FEDERAL CREDIT UNION | $705,000 | $2,725,000 | 286.5% | 2.0% |
The Central Trust Bank | $1,810,000 | $2,015,000 | 11.3% | 1.4% |
FREEDOM MORTGAGE CORPORATION | $4,590,000 | $1,815,000 | -60.5% | 1.3% |
LOANDEPOT.COM, LLC | $3,260,000 | $1,750,000 | -46.3% | 1.3% |
North American Savings Bank, F.S.B. | $1,275,000 | $1,750,000 | 37.3% | 1.3% |
The Maries County Bank | $1,165,000 | $1,670,000 | 43.3% | 1.2% |
Southern Bank | $4,365,000 | $1,580,000 | -63.8% | 1.1% |
NEW DAY FINANCIAL, LLC | $2,845,000 | $1,300,000 | -54.3% | 0.9% |
PENNYMAC LOAN SERVICES, LLC | $2,300,000 | $1,115,000 | -51.5% | 0.8% |
Wells Fargo Bank | $2,595,000 | $1,070,000 | -58.8% | 0.8% |
CRESCENT MORTGAGE COMPANY | $2,270,000 | $1,060,000 | -53.3% | 0.8% |
Mr. Cooper ( Nationstar Mortgage ) | $1,655,000 | $1,040,000 | -37.2% | 0.7% |
Bank of Washington | $240,000 | $1,005,000 | 318.8% | 0.7% |
PLAZA HOME MORTGAGE, INC. | $2,220,000 | $995,000 | -55.2% | 0.7% |
MUTUAL OF OMAHA MORTGAGE, INC. | $910,000 | $945,000 | 3.8% | 0.7% |
USAA Federal Savings Bank | $1,090,000 | $780,000 | -28.4% | 0.6% |
SOUTHWEST STAGE FUNDING, LLC | $735,000 | n/a | 0.5% | |
PENTAGON FEDERAL CREDIT UNION | $455,000 | $730,000 | 60.4% | 0.5% |
Hawthorn Bank | $115,000 | $710,000 | 517.4% | 0.5% |
HOME POINT FINANCIAL CORPORATION | $445,000 | $685,000 | 53.9% | 0.5% |
T2 FINANCIAL LLC | $845,000 | $640,000 | -24.3% | 0.5% |
UNION HOME MORTGAGE CORP. | $515,000 | $630,000 | 22.3% | 0.5% |
GERSHMAN INVESTMENT CORP. | $920,000 | $600,000 | -34.8% | 0.4% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $890,000 | $575,000 | -35.4% | 0.4% |
First Guaranty Mortgage Corporation | $95,000 | $535,000 | 463.2% | 0.4% |
Community Mortgage Banc Corporation | $1,815,000 | $525,000 | -71.1% | 0.4% |
CMG MORTGAGE, INC. | $520,000 | n/a | 0.4% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $1,310,000 | $455,000 | -65.3% | 0.3% |
NEWREZ LLC | $1,000,000 | $440,000 | -56.0% | 0.3% |
First Mortgage Solutions, LLC | $890,000 | $415,000 | -53.4% | 0.3% |
The Huntington National Bank | $415,000 | n/a | 0.3% | |
Midwest Mortgage Associates Corporation | $405,000 | n/a | 0.3% | |
PHH Mortgage Corporation | $405,000 | n/a | 0.3% | |
Bank of Springfield | $385,000 | n/a | 0.3% | |
AMERICAN FINANCIAL RESOURCES, INC. | $880,000 | $360,000 | -59.1% | 0.3% |
BETTER MORTGAGE CORPORATION | $1,965,000 | $350,000 | -82.2% | 0.3% |
Servion, Inc. | $640,000 | $350,000 | -45.3% | 0.3% |
First Community Bank | $610,000 | $345,000 | -43.4% | 0.2% |
Barrington Bank & Trust Company, N.A. | $965,000 | $335,000 | -65.3% | 0.2% |
FBC MORTGAGE, LLC | $335,000 | n/a | 0.2% | |
LAKEVIEW LOAN SERVICING, LLC | $270,000 | $330,000 | 22.2% | 0.2% |
PREMIER MORTGAGE RESOURCES, L.L.C. | $325,000 | n/a | 0.2% | |
First State Bank of St. Charles, Missouri | $175,000 | $320,000 | 82.9% | 0.2% |
AMERICAN INTERNET MORTGAGE, INC. | $305,000 | n/a | 0.2% | |
The Union Bank Company | $305,000 | n/a | 0.2% | |
Arvest Bank | $605,000 | $300,000 | -50.4% | 0.2% |
American Airlines Federal Credit Union | $290,000 | n/a | 0.2% | |
Bank of America | $1,120,000 | $290,000 | -74.1% | 0.2% |
Peoples Bank | $1,950,000 | $290,000 | -85.1% | 0.2% |
Sullivan Bank | $1,810,000 | $285,000 | -84.3% | 0.2% |
First Federal Bank of Kansas City | $265,000 | $275,000 | 3.8% | 0.2% |
CALIBER HOME LOANS, INC. | $1,310,000 | $265,000 | -79.8% | 0.2% |
COMMUNITYAMERICA | $265,000 | n/a | 0.2% | |
Operating Engineers Local Union #3 | $265,000 | n/a | 0.2% | |
NBKC BANK | $245,000 | n/a | 0.2% | |
Peoples National Bank , N.A. | $245,000 | n/a | 0.2% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,035,000 | $235,000 | -77.3% | 0.2% |
Oakstar Bank | $225,000 | n/a | 0.2% | |
SCOTT CREDIT UNION | $225,000 | n/a | 0.2% | |
VILLAGE CAPITAL MORTGAGE | $270,000 | $220,000 | -18.5% | 0.2% |
Ally Bank | $235,000 | $215,000 | -8.5% | 0.2% |
BNC National Bank | $410,000 | $215,000 | -47.6% | 0.2% |
Flagstar Bank, FSB | $115,000 | $210,000 | 82.6% | 0.2% |
LENDINGHOME FUNDING CORPORATION | $210,000 | n/a | 0.2% | |
PNC Bank | $210,000 | n/a | 0.2% | |
CHURCHILL MORTGAGE CORPORATION | $635,000 | $200,000 | -68.5% | 0.1% |
The Federal Savings Bank | $390,000 | $195,000 | -50.0% | 0.1% |
Third Federal Savings and Loan Association of Cleveland | $195,000 | n/a | 0.1% | |
Mid-Continent Funding, Inc. | $270,000 | $185,000 | -31.5% | 0.1% |
United Bank of Union | $310,000 | $180,000 | -41.9% | 0.1% |
Paramount Bank | $490,000 | $175,000 | -64.3% | 0.1% |
Plains Commerce Bank | $175,000 | n/a | 0.1% | |
Regions Bank | $2,690,000 | $170,000 | -93.7% | 0.1% |
FINANCE OF AMERICA MORTGAGE LLC | $165,000 | n/a | 0.1% | |
Waterstone Mortgage Corporation | $165,000 | n/a | 0.1% | |
Wyndham Capital Mortgage, Inc. | $165,000 | n/a | 0.1% | |
21ST MORTGAGE CORPORATION | $155,000 | n/a | 0.1% | |
AMERISAVE MORTGAGE CORPORATION | $510,000 | $155,000 | -69.6% | 0.1% |
LOANPAL, LLC | $155,000 | n/a | 0.1% | |
MISSOURI Credit Union | $905,000 | $155,000 | -82.9% | 0.1% |
EVERETT FINANCIAL, INC. | $145,000 | n/a | 0.1% | |
LIMA ONE CAPITAL, LLC | $145,000 | n/a | 0.1% | |
RUOFF MORTGAGE COMPANY, INC. | $165,000 | $145,000 | -12.1% | 0.1% |
FirstBank | $135,000 | n/a | 0.1% | |
Mid America Bank | $85,000 | $135,000 | 58.8% | 0.1% |
Baxter Credit Union | $120,000 | $125,000 | 4.2% | 0.1% |
CHERRY CREEK MORTGAGE, LLC | $125,000 | n/a | 0.1% | |
Carrington Mortgage Services, LLC | $915,000 | $105,000 | -88.5% | 0.1% |
Commerce Bank | $105,000 | n/a | 0.1% | |
Nations Lending Corporation | $135,000 | $105,000 | -22.2% | 0.1% |
River Region Credit Union | $145,000 | $105,000 | -27.6% | 0.1% |
Springfield First Community Bank | $95,000 | n/a | 0.1% | |
Stockmens Bank | $95,000 | n/a | 0.1% | |
Kearney Trust Company | $85,000 | n/a | 0.1% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $375,000 | $85,000 | -77.3% | 0.1% |
FCB Banks | $75,000 | n/a | 0.1% | |
Great Southern Bank | $65,000 | n/a | 0.0% | |
M&T Bank | $230,000 | $65,000 | -71.7% | 0.0% |
Discover Bank | $55,000 | n/a | 0.0% | |
Lindell Bank & Trust Company | $55,000 | n/a | 0.0% | |
Carrollton Bank | $360,000 | $45,000 | -87.5% | 0.0% |
DELMAR FINANCIAL COMPANY | $240,000 | $35,000 | -85.4% | 0.0% |
Rolla's top lender by overall market share is First Midwest Bank of Dexter, with 17.3% market share. In second place, with 12.3%, is FLAT BRANCH MORTGAGE, INC., having originated $17,110,000 in loans. In third place, with 6.4%, is DAS Acquisition Company, LLC, having originated $8,930,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $7,910,000 in loans. In fifth place, with 4.2%, is Mortgage Research Center, LLC, having originated $5,825,000 in loans.
Rolla Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Rolla (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $137,225 (-0.2%) | $175,011 (12.2%) | 0.00 | 163 |
2018-02-01 | $139,900 (7.7%) | $182,513 (18.5%) | 0.00 | 151 |
2018-03-01 | $144,000 (8.8%) | $188,053 (18.3%) | 0.00 | 163 |
2018-04-01 | $158,950 (15.3%) | $194,556 (21.0%) | 0.00 | 164 |
2018-05-01 | $159,450 (18.2%) | $198,753 (23.1%) | 0.00 | 185 |
2018-06-01 | $167,700 (24.4%) | $198,187 (23.5%) | 0.00 | 200 |
2018-07-01 | $169,900 (29.0%) | $189,492 (22.1%) | 0.00 | 204 |
2018-08-01 | $166,200 (28.3%) | $190,261 (26.9%) | 0.00 | 208 |
2018-09-01 | $162,450 (29.4%) | $187,995 (24.6%) | 0.00 | 217 |
2018-10-01 | $159,900 (23.1%) | $182,438 (14.3%) | 0.00 | 218 |
2018-11-01 | $166,850 (26.6%) | $183,403 (11.0%) | 0.00 | 216 |
2018-12-01 | $159,900 (20.3%) | $182,171 (6.7%) | 0.00 | 207 |
2019-01-01 | $159,450 (16.2%) | $178,531 (2.0%) | 0.00 | 209 |
2019-02-01 | $161,650 (15.6%) | $182,575 (0.0%) | 0.00 | 196 |
2019-03-01 | $172,600 (19.9%) | $187,067 (-0.5%) | 0.00 | 191 |
2019-04-01 | $171,550 (7.9%) | $185,505 (-4.7%) | 0.00 | 193 |
2019-05-01 | $179,900 (12.8%) | $190,411 (-4.2%) | 0.00 | 207 |
2019-06-01 | $174,900 (4.3%) | $187,667 (-5.3%) | 0.00 | 220 |
2019-07-01 | $184,600 (8.7%) | $197,169 (4.1%) | 0.00 | 214 |
2019-08-01 | $185,327 (11.5%) | $199,032 (4.6%) | 0.00 | 205 |
2019-09-01 | $186,268 (14.7%) | $197,903 (5.3%) | 0.00 | 201 |
2019-10-01 | $182,495 (14.1%) | $196,619 (7.8%) | 0.00 | 194 |
2019-11-01 | $174,000 (4.3%) | $194,116 (5.8%) | 0.00 | 175 |
2019-12-01 | $181,150 (13.3%) | $205,453 (12.8%) | 0.00 | 164 |
2020-01-01 | $184,950 (16.0%) | $206,873 (15.9%) | 0.00 | 160 |
2020-02-01 | $185,000 (14.4%) | $209,779 (14.9%) | 0.00 | 145 |
2020-03-01 | $182,000 (5.5%) | $204,962 (9.6%) | 0.00 | 168 |
2020-04-01 | $174,900 (2.0%) | $205,384 (10.7%) | 0.00 | 156 |
2020-05-01 | $185,000 (2.8%) | $216,382 (13.6%) | 0.00 | 131 |
2020-06-01 | $169,125 (-3.3%) | $209,997 (11.9%) | 0.00 | 118 |
2020-07-01 | $163,500 (-11.4%) | $207,014 (5.0%) | 0.00 | 115 |
2020-08-01 | $150,900 (-18.6%) | $200,557 (0.8%) | 0.00 | 105 |
2020-09-01 | $139,925 (-24.9%) | $184,857 (-6.6%) | 0.00 | 90 |
2020-10-01 | $139,900 (-23.3%) | $187,751 (-4.5%) | 0.00 | 79 |
2020-11-01 | $141,500 (-18.7%) | $177,334 (-8.7%) | 0.00 | 80 |
2020-12-01 | $147,350 (-18.7%) | $180,850 (-12.0%) | 0.00 | 86 |
2021-01-01 | $159,900 (-13.5%) | $194,351 (-6.1%) | 0.00 | 73 |
2021-02-01 | $152,125 (-17.8%) | $200,357 (-4.5%) | 0.00 | 57 |
2021-03-01 | $175,200 (-3.7%) | $227,076 (10.8%) | 0.00 | 49 |
2021-04-01 | $167,225 (-4.4%) | $231,332 (12.6%) | 0.00 | 52 |
2021-05-01 | $159,900 (-13.6%) | $235,875 (9.0%) | 0.00 | 56 |
2021-06-01 | $189,450 (12.0%) | $262,932 (25.2%) | 0.00 | 64 |
2021-07-01 | $179,450 (9.8%) | $282,927 (36.7%) | 0.00 | 88 |
2021-08-01 | $189,550 (25.6%) | $292,722 (46.0%) | 0.00 | 102 |
2021-09-01 | $185,475 (32.6%) | $290,516 (57.2%) | 0.00 | 94 |
2021-10-01 | $172,450 (23.3%) | $279,136 (48.7%) | 0.00 | 88 |
2021-11-01 | $167,475 (18.4%) | $272,068 (53.4%) | 0.00 | 85 |
2021-12-01 | $162,675 (10.4%) | $280,227 (55.0%) | 0.00 | 83 |
2022-01-01 | $156,500 (-2.1%) | $262,925 (35.3%) | 0.00 | 72 |
2022-02-01 | $194,200 (27.7%) | $297,090 (48.3%) | 0.00 | 54 |
2022-03-01 | $222,225 (26.8%) | $313,569 (38.1%) | 0.00 | 53 |
2022-04-01 | $235,000 (40.5%) | $300,796 (30.0%) | 0.00 | 70 |
2022-05-01 | $260,000 (62.6%) | $322,347 (36.7%) | 0.00 | 83 |
2022-06-01 | $256,500 (35.4%) | $317,803 (20.9%) | 0.00 | 91 |
2022-07-01 | $281,000 (56.6%) | $340,409 (20.3%) | 0.00 | 91 |
2022-08-01 | $277,450 (46.4%) | $345,955 (18.2%) | 0.00 | 86 |
2022-09-01 | $275,000 (48.3%) | $339,342 (16.8%) | 0.00 | 90 |
2022-10-01 | $258,450 (49.9%) | $327,553 (17.4%) | 0.00 | 103 |
2022-11-01 | $264,650 (58.0%) | $330,743 (21.6%) | 0.00 | 101 |
2022-12-01 | $239,500 (47.2%) | $314,931 (12.4%) | 0.00 | 92 |
2023-01-01 | $233,725 (49.4%) | $300,121 (14.2%) | 0.00 | 80 |
2023-02-01 | $241,250 (24.2%) | $299,089 (0.7%) | 0.00 | 70 |
2023-03-01 | $257,475 (15.9%) | $311,825 (-0.6%) | 0.00 | 71 |
2023-04-01 | $284,950 (21.3%) | $339,286 (12.8%) | 0.00 | 68 |
2023-05-01 | $281,700 (8.4%) | $333,028 (3.3%) | 0.00 | 70 |
2023-06-01 | $271,175 (5.7%) | $332,974 (4.8%) | 0.00 | 75 |
2023-07-01 | $260,000 (-7.5%) | $331,335 (-2.7%) | 0.00 | 87 |
2023-08-01 | $273,125 (-1.6%) | $329,851 (-4.7%) | 0.00 | 84 |
Rolla's median listing price comes in at 0% of the national average.
Rolla's average listing price for 2023-08-01 was $329,851, a difference of $-16,104 (-4.7%) versus the prior year and $-1,484 versus the prior month.
For the 2023-08-01 period, Rolla had 84 MLS listings, a difference of -3 listings (-3%) versus the prior month and -2 listings (-2%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Rolla (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,645 sqft |
2018-02-01 | 0 days | 1,668 sqft |
2018-03-01 | 0 days | 1,774 sqft |
2018-04-01 | 0 days | 1,872 sqft |
2018-05-01 | 0 days | 1,801 sqft |
2018-06-01 | 0 days | 1,800 sqft |
2018-07-01 | 0 days | 1,757 sqft |
2018-08-01 | 0 days | 1,729 sqft |
2018-09-01 | 0 days | 1,719 sqft |
2018-10-01 | 0 days | 1,718 sqft |
2018-11-01 | 0 days | 1,727 sqft |
2018-12-01 | 0 days | 1,719 sqft |
2019-01-01 | 0 days | 1,737 sqft |
2019-02-01 | 0 days | 1,734 sqft |
2019-03-01 | 0 days | 1,688 sqft |
2019-04-01 | 0 days | 1,661 sqft |
2019-05-01 | 0 days | 1,710 sqft |
2019-06-01 | 0 days | 1,712 sqft |
2019-07-01 | 0 days | 1,716 sqft |
2019-08-01 | 0 days | 1,716 sqft |
2019-09-01 | 0 days | 1,716 sqft |
2019-10-01 | 0 days | 1,709 sqft |
2019-11-01 | 0 days | 1,680 sqft |
2019-12-01 | 0 days | 1,697 sqft |
2020-01-01 | 0 days | 1,733 sqft |
2020-02-01 | 0 days | 1,875 sqft |
2020-03-01 | 0 days | 1,920 sqft |
2020-04-01 | 0 days | 1,866 sqft |
2020-05-01 | 0 days | 1,904 sqft |
2020-06-01 | 0 days | 1,759 sqft |
2020-07-01 | 0 days | 1,696 sqft |
2020-08-01 | 0 days | 1,680 sqft |
2020-09-01 | 0 days | 1,510 sqft |
2020-10-01 | 0 days | 1,620 sqft |
2020-11-01 | 0 days | 1,607 sqft |
2020-12-01 | 0 days | 1,681 sqft |
2021-01-01 | 0 days | 1,800 sqft |
2021-02-01 | 0 days | 1,808 sqft |
2021-03-01 | 0 days | 1,942 sqft |
2021-04-01 | 0 days | 1,987 sqft |
2021-05-01 | 0 days | 1,686 sqft |
2021-06-01 | 0 days | 1,927 sqft |
2021-07-01 | 0 days | 1,784 sqft |
2021-08-01 | 0 days | 1,802 sqft |
2021-09-01 | 0 days | 1,817 sqft |
2021-10-01 | 0 days | 1,709 sqft |
2021-11-01 | 0 days | 1,715 sqft |
2021-12-01 | 0 days | 1,727 sqft |
2022-01-01 | 0 days | 1,610 sqft |
2022-02-01 | 0 days | 1,766 sqft |
2022-03-01 | 0 days | 1,701 sqft |
2022-04-01 | 0 days | 1,784 sqft |
2022-05-01 | 0 days | 1,789 sqft |
2022-06-01 | 0 days | 1,856 sqft |
2022-07-01 | 0 days | 2,214 sqft |
2022-08-01 | 0 days | 2,048 sqft |
2022-09-01 | 0 days | 1,897 sqft |
2022-10-01 | 0 days | 1,874 sqft |
2022-11-01 | 0 days | 1,978 sqft |
2022-12-01 | 0 days | 1,862 sqft |
2023-01-01 | 0 days | 1,835 sqft |
2023-02-01 | 0 days | 1,984 sqft |
2023-03-01 | 0 days | 1,873 sqft |
2023-04-01 | 0 days | 1,935 sqft |
2023-05-01 | 0 days | 1,857 sqft |
2023-06-01 | 0 days | 1,978 sqft |
2023-07-01 | 0 days | 1,994 sqft |
2023-08-01 | 0 days | 1,935 sqft |
Rolla's median square footage for active listings during the 2023-08-01 period was 1,935 sqft. One year prior, the average listing was 2,048 sqft.
Rolla, MO Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 396 | $77,080,000 | $194,646 |
Cash Out Refi | 127 | $44,295,000 | $348,780 |
Refi | 88 | $14,340,000 | $162,955 |
Home Improvement | 32 | $2,450,000 | $76,563 |
Other | 12 | $810,000 | $67,500 |
Rolla's most frequently cited loan purpose was Home Purchase, with 396 originations. The 2nd most popular reason was Cash Out Refi, with 127 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 182 | $30,650,000 | $168,407 |
4-5% | 152 | $28,620,000 | $188,289 |
3-4% | 138 | $25,080,000 | $181,739 |
6-7% | 79 | $14,435,000 | $182,722 |
7-8% | 33 | $4,495,000 | $136,212 |
2.5-3% | 28 | $5,930,000 | $211,786 |
<2.5% | 10 | $2,580,000 | $258,000 |
Over 8% | 7 | $695,000 | $99,286 |
During 2022, Rolla's most frequently originated rate bucket was 5-6%, with 182 originations.
Loan Sizing (Rolla, MO MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 318 | $46,650,000 | $146,698 |
$200k-400k | 157 | $42,765,000 | $272,389 |
$100,000 or less | 151 | $9,635,000 | $63,808 |
$400k-600k | 18 | $8,520,000 | $473,333 |
$600k-1000k | 9 | $6,395,000 | $710,556 |
$Over $1MM | 2 | $25,010,000 | $12,505,000 |
Rolla's loan sizing saw the bucket of loans from $100k-200k with 318 originations, totaling $46,650,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 324 | $66,690,000 | $205,833 |
60-80% | 157 | $29,045,000 | $185,000 |
40-60% | 62 | $8,950,000 | $144,355 |
20-40% | 35 | $2,865,000 | $81,857 |
Under 20% | 33 | $1,245,000 | $37,727 |
Over 100% | 16 | $3,240,000 | $202,500 |
Rolla's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 324 originations, totaling $66,690,000 in origination value.