Rolla Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Rolla averaged 6.54% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.82% and one month ago for the week of 2023-02-16, the average rate was 6.74%.

    Rolla's average rate one year ago was 4.2%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.77%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Rolla 30 Year Fixed Rate 2023-03-23 6.54%
    Rolla 30 Year Fixed Rate Refi 2023-03-23 6.77%
    Rolla 15 Year Fixed Rate 2023-03-23 5.81%
    Rolla 15 Year Fixed Rate Refi 2023-03-23 6.4%
    Rolla 30 Year FHA 2023-03-23 6.23%
    Rolla 30 Year FHA Refi 2023-03-23 5.92%
    Rolla 30 Year USDA 2023-03-23 6.54%
    Rolla 30 Year USDA Refi 2023-03-23 6.16%
    Rolla 30 Year VA 2023-03-23 6.05%
    Rolla 30 Year VA Refi 2023-03-23 6%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Rolla, MO.

    Rolla Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Rolla, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 42 4.99% $3,223
    DAS Acquisition Company, LLC 24 5.28% $3,656
    QUICKEN LOANS, LLC 16 4.85% $5,320
    BROKER SOLUTIONS, INC. 11 5.74% $3,448
    U.S. Bank 11 4.15% $2,444
    Southern Bank 9 4.80% $1,570
    UNITED WHOLESALE MORTGAGE, LLC 8 5.29% $3,678
    The Bank of Missouri 7 4.83% $3,165
    First State Community Bank 6 5.33% $1,930
    GUILD MORTGAGE COMPANY 5 6.37% $4,210
    The Central Trust Bank 5 6.22% $3,032
    North American Savings Bank, F.S.B. 5 5.60% $3,205
    Community Mortgage Banc Corporation 4 5.64% $2,948
    LOANDEPOT.COM, LLC 4 4.62% $4,612
    NAVY FEDERAL CREDIT UNION 4 5.34% $3,069
    Wells Fargo Bank 3 4.83% $4,769
    GERSHMAN INVESTMENT CORP. 3 3.96% $2,060
    T2 FINANCIAL LLC 3 5.67% $3,406
    USAA Federal Savings Bank 3 5.46% $4,041
    Mortgage Research Center, LLC 3 5.83% $4,548
    MUTUAL OF OMAHA MORTGAGE, INC. 2 5.19% $5,382
    PHH Mortgage Corporation 2 7.06% $5,277
    FREEDOM MORTGAGE CORPORATION 2 5.38% $5,623
    PENNYMAC LOAN SERVICES, LLC 2 5.81% $2,998
    First State Bank of St. Charles, Missouri 2 5.00% $2,868
    UNION HOME MORTGAGE CORP. 2 4.94% $2,975
    CRESCENT MORTGAGE COMPANY 2 4.19% $3,501
    BETTER MORTGAGE CORPORATION 2 3.44% $3,585
    Servion, Inc. 2 4.06% $3,012
    Hawthorn Bank 2 6.38% $4,516
    CHURCHILL MORTGAGE CORPORATION 2 5.38% $3,138
    Third Federal Savings and Loan Association of Cleveland 1 3.89% $3,384
    Waterstone Mortgage Corporation 1 6.99% $5,767
    Oakstar Bank 1 5.00% $3,923
    AMERICAN INTERNET MORTGAGE, INC. 1 3.50% $3,109
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.38% $3,545
    AMERISAVE MORTGAGE CORPORATION 1 3.99% $5,114
    Bank of America 1 5.00% $3,259
    Bank of Springfield 1 3.63% $3,384
    Baxter Credit Union 1 4.00% $2,345
    CHERRY CREEK MORTGAGE, LLC 1 5.63% $775
    CMG MORTGAGE, INC. 1 3.88% $3,261
    COMMUNITYAMERICA 1 5.50% $4,094
    DELMAR FINANCIAL COMPANY 1 6.00% $3,323
    FINANCE OF AMERICA MORTGAGE LLC 1 4.88% $5,049
    FirstBank 1 4.13% $2,056
    First Community Bank 1 5.88% $6,991
    First Guaranty Mortgage Corporation 1 4.63% $2,716
    Great Southern Bank 1 6.13% $3,121
    HOME POINT FINANCIAL CORPORATION 1 3.63% $2,564
    LAKEVIEW LOAN SERVICING, LLC 1 4.63% $3,591
    Midwest Mortgage Associates Corporation 1 4.13% $3,751
    Mr. Cooper ( Nationstar Mortgage ) 1 5.99% $3,876
    NBKC BANK 1 5.38% $2,100
    NEWREZ LLC 1 5.25% $2,937
    Ally Bank 1 3.50% $5,386
    Operating Engineers Local Union #3 1 4.88% $3,533
    Peoples National Bank , N.A. 1 5.50% $3,819
    Plains Commerce Bank 1 6.00% $2,254
    Regions Bank 1 4.13% $3,060
    RUOFF MORTGAGE COMPANY, INC. 1 3.25% $6,427
    SCOTT CREDIT UNION 1 5.13% $2,497
    Sullivan Bank 1 3.63% $1,751
    The Huntington National Bank 1 4.50% $8,428

    Rolla Average Closing Costs & Other Stats

    Rolla, MO's 64 lenders originated 655 loans during 2022. The total origination value was $138,975,000, with an average loan value of $212,176.

    Rolla's average closing costs are $3,904.

    The top Rolla lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 42 loans originated. Their average total fees are $3,223, which is $433 lower than the next largest lender, DAS Acquisition Company, LLC.

    The lowest fee Rolla lenders (with over 10 loans originated) are U.S. Bank ($2,444), FLAT BRANCH MORTGAGE, INC. ($3,223), BROKER SOLUTIONS, INC. ($3,448), DAS Acquisition Company, LLC ($3,656) and QUICKEN LOANS, LLC ($5,320).

    The lowest rate Rolla lenders (with over 10 loans originated) are U.S. Bank (4.15%), QUICKEN LOANS, LLC (4.85%), FLAT BRANCH MORTGAGE, INC. (4.99%), DAS Acquisition Company, LLC (5.28%) and BROKER SOLUTIONS, INC. (5.74%).

    Rolla, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    First Midwest Bank of Dexter $24,005,000 n/a 17.3%
    FLAT BRANCH MORTGAGE, INC. $27,795,000 $17,110,000 -38.4% 12.3%
    DAS Acquisition Company, LLC $9,560,000 $8,930,000 -6.6% 6.4%
    QUICKEN LOANS, LLC $13,295,000 $7,910,000 -40.5% 5.7%
    Mortgage Research Center, LLC $7,615,000 $5,825,000 -23.5% 4.2%
    GUILD MORTGAGE COMPANY $4,160,000 $5,370,000 29.1% 3.9%
    BROKER SOLUTIONS, INC. $1,505,000 $5,210,000 246.2% 3.7%
    U.S. Bank $11,140,000 $4,360,000 -60.9% 3.1%
    The Bank of Missouri $950,000 $3,420,000 260.0% 2.5%
    UNITED WHOLESALE MORTGAGE, LLC $4,265,000 $3,340,000 -21.7% 2.4%
    First State Community Bank $4,340,000 $2,765,000 -36.3% 2.0%
    NAVY FEDERAL CREDIT UNION $705,000 $2,725,000 286.5% 2.0%
    The Central Trust Bank $1,810,000 $2,015,000 11.3% 1.4%
    FREEDOM MORTGAGE CORPORATION $4,590,000 $1,815,000 -60.5% 1.3%
    LOANDEPOT.COM, LLC $3,260,000 $1,750,000 -46.3% 1.3%
    North American Savings Bank, F.S.B. $1,275,000 $1,750,000 37.3% 1.3%
    The Maries County Bank $1,165,000 $1,670,000 43.3% 1.2%
    Southern Bank $4,365,000 $1,580,000 -63.8% 1.1%
    NEW DAY FINANCIAL, LLC $2,845,000 $1,300,000 -54.3% 0.9%
    PENNYMAC LOAN SERVICES, LLC $2,300,000 $1,115,000 -51.5% 0.8%
    Wells Fargo Bank $2,595,000 $1,070,000 -58.8% 0.8%
    CRESCENT MORTGAGE COMPANY $2,270,000 $1,060,000 -53.3% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $1,655,000 $1,040,000 -37.2% 0.7%
    Bank of Washington $240,000 $1,005,000 318.8% 0.7%
    PLAZA HOME MORTGAGE, INC. $2,220,000 $995,000 -55.2% 0.7%
    MUTUAL OF OMAHA MORTGAGE, INC. $910,000 $945,000 3.8% 0.7%
    USAA Federal Savings Bank $1,090,000 $780,000 -28.4% 0.6%
    SOUTHWEST STAGE FUNDING, LLC $735,000 n/a 0.5%
    PENTAGON FEDERAL CREDIT UNION $455,000 $730,000 60.4% 0.5%
    Hawthorn Bank $115,000 $710,000 517.4% 0.5%
    HOME POINT FINANCIAL CORPORATION $445,000 $685,000 53.9% 0.5%
    T2 FINANCIAL LLC $845,000 $640,000 -24.3% 0.5%
    UNION HOME MORTGAGE CORP. $515,000 $630,000 22.3% 0.5%
    GERSHMAN INVESTMENT CORP. $920,000 $600,000 -34.8% 0.4%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $890,000 $575,000 -35.4% 0.4%
    First Guaranty Mortgage Corporation $95,000 $535,000 463.2% 0.4%
    Community Mortgage Banc Corporation $1,815,000 $525,000 -71.1% 0.4%
    CMG MORTGAGE, INC. $520,000 n/a 0.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,310,000 $455,000 -65.3% 0.3%
    NEWREZ LLC $1,000,000 $440,000 -56.0% 0.3%
    First Mortgage Solutions, LLC $890,000 $415,000 -53.4% 0.3%
    The Huntington National Bank $415,000 n/a 0.3%
    Midwest Mortgage Associates Corporation $405,000 n/a 0.3%
    PHH Mortgage Corporation $405,000 n/a 0.3%
    Bank of Springfield $385,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $880,000 $360,000 -59.1% 0.3%
    BETTER MORTGAGE CORPORATION $1,965,000 $350,000 -82.2% 0.3%
    Servion, Inc. $640,000 $350,000 -45.3% 0.3%
    First Community Bank $610,000 $345,000 -43.4% 0.2%
    Barrington Bank & Trust Company, N.A. $965,000 $335,000 -65.3% 0.2%
    FBC MORTGAGE, LLC $335,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $270,000 $330,000 22.2% 0.2%
    PREMIER MORTGAGE RESOURCES, L.L.C. $325,000 n/a 0.2%
    First State Bank of St. Charles, Missouri $175,000 $320,000 82.9% 0.2%
    AMERICAN INTERNET MORTGAGE, INC. $305,000 n/a 0.2%
    The Union Bank Company $305,000 n/a 0.2%
    Arvest Bank $605,000 $300,000 -50.4% 0.2%
    American Airlines Federal Credit Union $290,000 n/a 0.2%
    Bank of America $1,120,000 $290,000 -74.1% 0.2%
    Peoples Bank $1,950,000 $290,000 -85.1% 0.2%
    Sullivan Bank $1,810,000 $285,000 -84.3% 0.2%
    First Federal Bank of Kansas City $265,000 $275,000 3.8% 0.2%
    CALIBER HOME LOANS, INC. $1,310,000 $265,000 -79.8% 0.2%
    COMMUNITYAMERICA $265,000 n/a 0.2%
    Operating Engineers Local Union #3 $265,000 n/a 0.2%
    NBKC BANK $245,000 n/a 0.2%
    Peoples National Bank , N.A. $245,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,035,000 $235,000 -77.3% 0.2%
    Oakstar Bank $225,000 n/a 0.2%
    SCOTT CREDIT UNION $225,000 n/a 0.2%
    VILLAGE CAPITAL MORTGAGE $270,000 $220,000 -18.5% 0.2%
    Ally Bank $235,000 $215,000 -8.5% 0.2%
    BNC National Bank $410,000 $215,000 -47.6% 0.2%
    Flagstar Bank, FSB $115,000 $210,000 82.6% 0.2%
    LENDINGHOME FUNDING CORPORATION $210,000 n/a 0.2%
    PNC Bank $210,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $635,000 $200,000 -68.5% 0.1%
    The Federal Savings Bank $390,000 $195,000 -50.0% 0.1%
    Third Federal Savings and Loan Association of Cleveland $195,000 n/a 0.1%
    Mid-Continent Funding, Inc. $270,000 $185,000 -31.5% 0.1%
    United Bank of Union $310,000 $180,000 -41.9% 0.1%
    Paramount Bank $490,000 $175,000 -64.3% 0.1%
    Plains Commerce Bank $175,000 n/a 0.1%
    Regions Bank $2,690,000 $170,000 -93.7% 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $165,000 n/a 0.1%
    Waterstone Mortgage Corporation $165,000 n/a 0.1%
    Wyndham Capital Mortgage, Inc. $165,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $155,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $510,000 $155,000 -69.6% 0.1%
    LOANPAL, LLC $155,000 n/a 0.1%
    MISSOURI Credit Union $905,000 $155,000 -82.9% 0.1%
    EVERETT FINANCIAL, INC. $145,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $145,000 n/a 0.1%
    RUOFF MORTGAGE COMPANY, INC. $165,000 $145,000 -12.1% 0.1%
    FirstBank $135,000 n/a 0.1%
    Mid America Bank $85,000 $135,000 58.8% 0.1%
    Baxter Credit Union $120,000 $125,000 4.2% 0.1%
    CHERRY CREEK MORTGAGE, LLC $125,000 n/a 0.1%
    Carrington Mortgage Services, LLC $915,000 $105,000 -88.5% 0.1%
    Commerce Bank $105,000 n/a 0.1%
    Nations Lending Corporation $135,000 $105,000 -22.2% 0.1%
    River Region Credit Union $145,000 $105,000 -27.6% 0.1%
    Springfield First Community Bank $95,000 n/a 0.1%
    Stockmens Bank $95,000 n/a 0.1%
    Kearney Trust Company $85,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $375,000 $85,000 -77.3% 0.1%
    FCB Banks $75,000 n/a 0.1%
    Great Southern Bank $65,000 n/a 0.0%
    M&T Bank $230,000 $65,000 -71.7% 0.0%
    Discover Bank $55,000 n/a 0.0%
    Lindell Bank & Trust Company $55,000 n/a 0.0%
    Carrollton Bank $360,000 $45,000 -87.5% 0.0%
    DELMAR FINANCIAL COMPANY $240,000 $35,000 -85.4% 0.0%

    Rolla's top lender by overall market share is First Midwest Bank of Dexter, with 17.3% market share. In second place, with 12.3%, is FLAT BRANCH MORTGAGE, INC., having originated $17,110,000 in loans. In third place, with 6.4%, is DAS Acquisition Company, LLC, having originated $8,930,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $7,910,000 in loans. In fifth place, with 4.2%, is Mortgage Research Center, LLC, having originated $5,825,000 in loans.

    Rolla Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Rolla (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $137,225 (-0.2%) $175,011 (12.2%) 0.00 163
    2018-02-01 $139,900 (7.7%) $182,513 (18.5%) 0.00 151
    2018-03-01 $144,000 (8.8%) $188,053 (18.3%) 0.00 163
    2018-04-01 $158,950 (15.3%) $194,556 (21.0%) 0.00 164
    2018-05-01 $159,450 (18.2%) $198,753 (23.1%) 0.00 185
    2018-06-01 $167,700 (24.4%) $198,187 (23.5%) 0.00 200
    2018-07-01 $169,900 (29.0%) $189,492 (22.1%) 0.00 204
    2018-08-01 $166,200 (28.3%) $190,261 (26.9%) 0.00 208
    2018-09-01 $162,450 (29.4%) $187,995 (24.6%) 0.00 217
    2018-10-01 $159,900 (23.1%) $182,438 (14.3%) 0.00 218
    2018-11-01 $166,850 (26.6%) $183,403 (11.0%) 0.00 216
    2018-12-01 $159,900 (20.3%) $182,171 (6.7%) 0.00 207
    2019-01-01 $159,450 (16.2%) $178,531 (2.0%) 0.00 209
    2019-02-01 $161,650 (15.6%) $182,575 (0.0%) 0.00 196
    2019-03-01 $172,600 (19.9%) $187,067 (-0.5%) 0.00 191
    2019-04-01 $171,550 (7.9%) $185,505 (-4.7%) 0.00 194
    2019-05-01 $179,900 (12.8%) $190,411 (-4.2%) 0.00 207
    2019-06-01 $174,900 (4.3%) $187,667 (-5.3%) 0.00 220
    2019-07-01 $184,600 (8.7%) $197,169 (4.1%) 0.00 214
    2019-08-01 $185,327 (11.5%) $199,032 (4.6%) 0.00 205
    2019-09-01 $186,268 (14.7%) $197,903 (5.3%) 0.00 201
    2019-10-01 $182,495 (14.1%) $196,619 (7.8%) 0.00 194
    2019-11-01 $174,000 (4.3%) $194,116 (5.8%) 0.00 175
    2019-12-01 $181,150 (13.3%) $205,453 (12.8%) 0.00 164
    2020-01-01 $184,950 (16.0%) $206,873 (15.9%) 0.00 160
    2020-02-01 $185,000 (14.4%) $209,779 (14.9%) 0.00 145
    2020-03-01 $182,000 (5.5%) $204,962 (9.6%) 0.00 168
    2020-04-01 $174,900 (2.0%) $205,384 (10.7%) 0.00 156
    2020-05-01 $185,000 (2.8%) $216,382 (13.6%) 0.00 131
    2020-06-01 $169,125 (-3.3%) $209,997 (11.9%) 0.00 118
    2020-07-01 $163,500 (-11.4%) $207,014 (5.0%) 0.00 115
    2020-08-01 $150,900 (-18.6%) $200,557 (0.8%) 0.00 105
    2020-09-01 $139,925 (-24.9%) $184,857 (-6.6%) 0.00 90
    2020-10-01 $139,900 (-23.3%) $187,751 (-4.5%) 0.00 79
    2020-11-01 $141,500 (-18.7%) $177,334 (-8.7%) 0.00 80
    2020-12-01 $147,350 (-18.7%) $180,850 (-12.0%) 0.00 86
    2021-01-01 $159,900 (-13.5%) $194,351 (-6.1%) 0.00 73
    2021-02-01 $152,125 (-17.8%) $200,357 (-4.5%) 0.00 57
    2021-03-01 $175,200 (-3.7%) $227,076 (10.8%) 0.00 49
    2021-04-01 $167,225 (-4.4%) $231,332 (12.6%) 0.00 52
    2021-05-01 $159,900 (-13.6%) $235,875 (9.0%) 0.00 56
    2021-06-01 $189,450 (12.0%) $262,932 (25.2%) 0.00 64
    2021-07-01 $179,450 (9.8%) $282,927 (36.7%) 0.00 88
    2021-08-01 $189,550 (25.6%) $292,722 (46.0%) 0.00 102
    2021-09-01 $185,475 (32.6%) $290,516 (57.2%) 0.00 94
    2021-10-01 $172,450 (23.3%) $279,136 (48.7%) 0.00 88
    2021-11-01 $167,475 (18.4%) $272,068 (53.4%) 0.00 85
    2021-12-01 $162,675 (10.4%) $280,227 (55.0%) 0.00 83
    2022-01-01 $156,500 (-2.1%) $262,925 (35.3%) 0.00 72
    2022-02-01 $194,200 (27.7%) $297,090 (48.3%) 0.00 54
    2022-03-01 $222,225 (26.8%) $313,569 (38.1%) 0.00 53
    2022-04-01 $235,000 (40.5%) $300,796 (30.0%) 0.00 70
    2022-05-01 $260,000 (62.6%) $322,347 (36.7%) 0.00 83
    2022-06-01 $256,500 (35.4%) $317,803 (20.9%) 0.00 91
    2022-07-01 $281,000 (56.6%) $340,409 (20.3%) 0.00 91
    2022-08-01 $277,450 (46.4%) $345,955 (18.2%) 0.00 86
    2022-09-01 $275,000 (48.3%) $339,342 (16.8%) 0.00 90
    2022-10-01 $258,450 (49.9%) $327,553 (17.4%) 0.00 103
    2022-11-01 $264,650 (58.0%) $330,743 (21.6%) 0.00 101
    2022-12-01 $239,500 (47.2%) $314,931 (12.4%) 0.00 92
    2023-01-01 $233,725 (49.4%) $300,121 (14.2%) 0.00 80
    2023-02-01 $241,250 (24.2%) $299,089 (0.7%) 0.00 70
    Rolla's median listing price for 2023-02-01 was $241,250, a difference of $47,050 (24.2%) versus the prior year and $7,525 versus the prior month.

    Rolla's median listing price comes in at 0% of the national average.

    Rolla's average listing price for 2023-02-01 was $299,089, a difference of $1,999 (0.7%) versus the prior year and $-1,032 versus the prior month.

    For the 2023-02-01 period, Rolla had 70 MLS listings, a difference of -10 listings (-13%) versus the prior month and 16 listings (30%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Rolla (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,635 sqft
    2018-02-01 0 days 1,684 sqft
    2018-03-01 0 days 1,774 sqft
    2018-04-01 0 days 1,878 sqft
    2018-05-01 0 days 1,801 sqft
    2018-06-01 0 days 1,800 sqft
    2018-07-01 0 days 1,757 sqft
    2018-08-01 0 days 1,729 sqft
    2018-09-01 0 days 1,719 sqft
    2018-10-01 0 days 1,718 sqft
    2018-11-01 0 days 1,727 sqft
    2018-12-01 0 days 1,719 sqft
    2019-01-01 0 days 1,740 sqft
    2019-02-01 0 days 1,734 sqft
    2019-03-01 0 days 1,688 sqft
    2019-04-01 0 days 1,659 sqft
    2019-05-01 0 days 1,710 sqft
    2019-06-01 0 days 1,712 sqft
    2019-07-01 0 days 1,716 sqft
    2019-08-01 0 days 1,716 sqft
    2019-09-01 0 days 1,716 sqft
    2019-10-01 0 days 1,709 sqft
    2019-11-01 0 days 1,680 sqft
    2019-12-01 0 days 1,697 sqft
    2020-01-01 0 days 1,733 sqft
    2020-02-01 0 days 1,875 sqft
    2020-03-01 0 days 1,920 sqft
    2020-04-01 0 days 1,866 sqft
    2020-05-01 0 days 1,904 sqft
    2020-06-01 0 days 1,759 sqft
    2020-07-01 0 days 1,696 sqft
    2020-08-01 0 days 1,680 sqft
    2020-09-01 0 days 1,510 sqft
    2020-10-01 0 days 1,620 sqft
    2020-11-01 0 days 1,607 sqft
    2020-12-01 0 days 1,681 sqft
    2021-01-01 0 days 1,800 sqft
    2021-02-01 0 days 1,808 sqft
    2021-03-01 0 days 1,942 sqft
    2021-04-01 0 days 1,987 sqft
    2021-05-01 0 days 1,686 sqft
    2021-06-01 0 days 1,927 sqft
    2021-07-01 0 days 1,784 sqft
    2021-08-01 0 days 1,802 sqft
    2021-09-01 0 days 1,817 sqft
    2021-10-01 0 days 1,709 sqft
    2021-11-01 0 days 1,715 sqft
    2021-12-01 0 days 1,727 sqft
    2022-01-01 0 days 1,610 sqft
    2022-02-01 0 days 1,766 sqft
    2022-03-01 0 days 1,701 sqft
    2022-04-01 0 days 1,784 sqft
    2022-05-01 0 days 1,789 sqft
    2022-06-01 0 days 1,856 sqft
    2022-07-01 0 days 2,214 sqft
    2022-08-01 0 days 2,048 sqft
    2022-09-01 0 days 1,897 sqft
    2022-10-01 0 days 1,874 sqft
    2022-11-01 0 days 1,978 sqft
    2022-12-01 0 days 1,862 sqft
    2023-01-01 0 days 1,835 sqft
    2023-02-01 0 days 1,984 sqft
    Rolla's median listing age (time on market) for 2023-02-01 was 0 days.

    Rolla's median square footage for active listings during the 2023-02-01 period was 1,984 sqft. One year prior, the average listing was 1,766 sqft.

    Rolla, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 396 $77,080,000 $194,646
    Cash Out Refi 127 $44,295,000 $348,780
    Refi 88 $14,340,000 $162,955
    Home Improvement 32 $2,450,000 $76,563
    Other 12 $810,000 $67,500

    Rolla's most frequently cited loan purpose was Home Purchase, with 396 originations. The 2nd most popular reason was Cash Out Refi, with 127 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 182 $30,650,000 $168,407
    4-5% 152 $28,620,000 $188,289
    3-4% 138 $25,080,000 $181,739
    6-7% 79 $14,435,000 $182,722
    7-8% 33 $4,495,000 $136,212
    2.5-3% 28 $5,930,000 $211,786
    <2.5% 10 $2,580,000 $258,000
    Over 8% 7 $695,000 $99,286

    During 2022, Rolla's most frequently originated rate bucket was 5-6%, with 182 originations.

    Loan Sizing (Rolla, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 318 $46,650,000 $146,698
    $200k-400k 157 $42,765,000 $272,389
    $100,000 or less 151 $9,635,000 $63,808
    $400k-600k 18 $8,520,000 $473,333
    $600k-1000k 9 $6,395,000 $710,556
    $Over $1MM 2 $25,010,000 $12,505,000

    Rolla's loan sizing saw the bucket of loans from $100k-200k with 318 originations, totaling $46,650,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 324 $66,690,000 $205,833
    60-80% 157 $29,045,000 $185,000
    40-60% 62 $8,950,000 $144,355
    20-40% 35 $2,865,000 $81,857
    Under 20% 33 $1,245,000 $37,727
    Over 100% 16 $3,240,000 $202,500

    Rolla's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 324 originations, totaling $66,690,000 in origination value.