Rolla Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Rolla averaged 7.13% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 7.22% and one month ago for the week of 2023-08-17, the average rate was 7.23%.

Rolla's average rate one year ago was 6.06%.

For refis of the same type during the week of 2023-09-21, the average rate was 7.09%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Rolla 30 Year Fixed Rate 2023-09-21 7.13%
Rolla 30 Year Fixed Rate Refi 2023-09-21 7.09%
Rolla 15 Year Fixed Rate 2023-09-21 6.44%
Rolla 15 Year Fixed Rate Refi 2023-09-21 7.14%
Rolla 30 Year FHA 2023-09-21 6.76%
Rolla 30 Year FHA Refi 2023-09-21 6.94%
Rolla 30 Year USDA 2023-09-21 7.22%
Rolla 30 Year USDA Refi 2023-09-21 7.02%
Rolla 30 Year VA 2023-09-21 6.49%
Rolla 30 Year VA Refi 2023-09-21 7.02%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Rolla, MO.

Rolla Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Rolla, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
FLAT BRANCH MORTGAGE, INC. 42 4.99% $3,223
DAS Acquisition Company, LLC 24 5.28% $3,656
QUICKEN LOANS, LLC 16 4.85% $5,320
BROKER SOLUTIONS, INC. 11 5.74% $3,448
U.S. Bank 11 4.15% $2,444
Southern Bank 9 4.80% $1,570
UNITED WHOLESALE MORTGAGE, LLC 8 5.29% $3,678
The Bank of Missouri 7 4.83% $3,165
First State Community Bank 6 5.33% $1,930
GUILD MORTGAGE COMPANY 5 6.37% $4,210
The Central Trust Bank 5 6.22% $3,032
North American Savings Bank, F.S.B. 5 5.60% $3,205
Community Mortgage Banc Corporation 4 5.64% $2,948
LOANDEPOT.COM, LLC 4 4.62% $4,612
NAVY FEDERAL CREDIT UNION 4 5.34% $3,069
Wells Fargo Bank 3 4.83% $4,769
GERSHMAN INVESTMENT CORP. 3 3.96% $2,060
T2 FINANCIAL LLC 3 5.67% $3,406
USAA Federal Savings Bank 3 5.46% $4,041
Mortgage Research Center, LLC 3 5.83% $4,548
MUTUAL OF OMAHA MORTGAGE, INC. 2 5.19% $5,382
PHH Mortgage Corporation 2 7.06% $5,277
FREEDOM MORTGAGE CORPORATION 2 5.38% $5,623
PENNYMAC LOAN SERVICES, LLC 2 5.81% $2,998
First State Bank of St. Charles, Missouri 2 5.00% $2,868
UNION HOME MORTGAGE CORP. 2 4.94% $2,975
CRESCENT MORTGAGE COMPANY 2 4.19% $3,501
BETTER MORTGAGE CORPORATION 2 3.44% $3,585
Servion, Inc. 2 4.06% $3,012
Hawthorn Bank 2 6.38% $4,516
CHURCHILL MORTGAGE CORPORATION 2 5.38% $3,138
Third Federal Savings and Loan Association of Cleveland 1 3.89% $3,384
Waterstone Mortgage Corporation 1 6.99% $5,767
Oakstar Bank 1 5.00% $3,923
AMERICAN INTERNET MORTGAGE, INC. 1 3.50% $3,109
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.38% $3,545
AMERISAVE MORTGAGE CORPORATION 1 3.99% $5,114
Bank of America 1 5.00% $3,259
Bank of Springfield 1 3.63% $3,384
Baxter Credit Union 1 4.00% $2,345
CHERRY CREEK MORTGAGE, LLC 1 5.63% $775
CMG MORTGAGE, INC. 1 3.88% $3,261
COMMUNITYAMERICA 1 5.50% $4,094
DELMAR FINANCIAL COMPANY 1 6.00% $3,323
FINANCE OF AMERICA MORTGAGE LLC 1 4.88% $5,049
FirstBank 1 4.13% $2,056
First Community Bank 1 5.88% $6,991
First Guaranty Mortgage Corporation 1 4.63% $2,716
Great Southern Bank 1 6.13% $3,121
HOME POINT FINANCIAL CORPORATION 1 3.63% $2,564
LAKEVIEW LOAN SERVICING, LLC 1 4.63% $3,591
Midwest Mortgage Associates Corporation 1 4.13% $3,751
Mr. Cooper ( Nationstar Mortgage ) 1 5.99% $3,876
NBKC BANK 1 5.38% $2,100
NEWREZ LLC 1 5.25% $2,937
Ally Bank 1 3.50% $5,386
Operating Engineers Local Union #3 1 4.88% $3,533
Peoples National Bank , N.A. 1 5.50% $3,819
Plains Commerce Bank 1 6.00% $2,254
Regions Bank 1 4.13% $3,060
RUOFF MORTGAGE COMPANY, INC. 1 3.25% $6,427
SCOTT CREDIT UNION 1 5.13% $2,497
Sullivan Bank 1 3.63% $1,751
The Huntington National Bank 1 4.50% $8,428

Rolla Average Closing Costs & Other Stats

Rolla, MO's 64 lenders originated 655 loans during 2022. The total origination value was $138,975,000, with an average loan value of $212,176.

Rolla's average closing costs are $3,904.

The top Rolla lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 42 loans originated. Their average total fees are $3,223, which is $433 lower than the next largest lender, DAS Acquisition Company, LLC.

The lowest fee Rolla lenders (with over 10 loans originated) are U.S. Bank ($2,444), FLAT BRANCH MORTGAGE, INC. ($3,223), BROKER SOLUTIONS, INC. ($3,448), DAS Acquisition Company, LLC ($3,656) and QUICKEN LOANS, LLC ($5,320).

The lowest rate Rolla lenders (with over 10 loans originated) are U.S. Bank (4.15%), QUICKEN LOANS, LLC (4.85%), FLAT BRANCH MORTGAGE, INC. (4.99%), DAS Acquisition Company, LLC (5.28%) and BROKER SOLUTIONS, INC. (5.74%).

Rolla, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
First Midwest Bank of Dexter $24,005,000 n/a 17.3%
FLAT BRANCH MORTGAGE, INC. $27,795,000 $17,110,000 -38.4% 12.3%
DAS Acquisition Company, LLC $9,560,000 $8,930,000 -6.6% 6.4%
QUICKEN LOANS, LLC $13,295,000 $7,910,000 -40.5% 5.7%
Mortgage Research Center, LLC $7,615,000 $5,825,000 -23.5% 4.2%
GUILD MORTGAGE COMPANY $4,160,000 $5,370,000 29.1% 3.9%
BROKER SOLUTIONS, INC. $1,505,000 $5,210,000 246.2% 3.7%
U.S. Bank $11,140,000 $4,360,000 -60.9% 3.1%
The Bank of Missouri $950,000 $3,420,000 260.0% 2.5%
UNITED WHOLESALE MORTGAGE, LLC $4,265,000 $3,340,000 -21.7% 2.4%
First State Community Bank $4,340,000 $2,765,000 -36.3% 2.0%
NAVY FEDERAL CREDIT UNION $705,000 $2,725,000 286.5% 2.0%
The Central Trust Bank $1,810,000 $2,015,000 11.3% 1.4%
FREEDOM MORTGAGE CORPORATION $4,590,000 $1,815,000 -60.5% 1.3%
LOANDEPOT.COM, LLC $3,260,000 $1,750,000 -46.3% 1.3%
North American Savings Bank, F.S.B. $1,275,000 $1,750,000 37.3% 1.3%
The Maries County Bank $1,165,000 $1,670,000 43.3% 1.2%
Southern Bank $4,365,000 $1,580,000 -63.8% 1.1%
NEW DAY FINANCIAL, LLC $2,845,000 $1,300,000 -54.3% 0.9%
PENNYMAC LOAN SERVICES, LLC $2,300,000 $1,115,000 -51.5% 0.8%
Wells Fargo Bank $2,595,000 $1,070,000 -58.8% 0.8%
CRESCENT MORTGAGE COMPANY $2,270,000 $1,060,000 -53.3% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $1,655,000 $1,040,000 -37.2% 0.7%
Bank of Washington $240,000 $1,005,000 318.8% 0.7%
PLAZA HOME MORTGAGE, INC. $2,220,000 $995,000 -55.2% 0.7%
MUTUAL OF OMAHA MORTGAGE, INC. $910,000 $945,000 3.8% 0.7%
USAA Federal Savings Bank $1,090,000 $780,000 -28.4% 0.6%
SOUTHWEST STAGE FUNDING, LLC $735,000 n/a 0.5%
PENTAGON FEDERAL CREDIT UNION $455,000 $730,000 60.4% 0.5%
Hawthorn Bank $115,000 $710,000 517.4% 0.5%
HOME POINT FINANCIAL CORPORATION $445,000 $685,000 53.9% 0.5%
T2 FINANCIAL LLC $845,000 $640,000 -24.3% 0.5%
UNION HOME MORTGAGE CORP. $515,000 $630,000 22.3% 0.5%
GERSHMAN INVESTMENT CORP. $920,000 $600,000 -34.8% 0.4%
MORTGAGE SOLUTIONS OF COLORADO, LLC $890,000 $575,000 -35.4% 0.4%
First Guaranty Mortgage Corporation $95,000 $535,000 463.2% 0.4%
Community Mortgage Banc Corporation $1,815,000 $525,000 -71.1% 0.4%
CMG MORTGAGE, INC. $520,000 n/a 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,310,000 $455,000 -65.3% 0.3%
NEWREZ LLC $1,000,000 $440,000 -56.0% 0.3%
First Mortgage Solutions, LLC $890,000 $415,000 -53.4% 0.3%
The Huntington National Bank $415,000 n/a 0.3%
Midwest Mortgage Associates Corporation $405,000 n/a 0.3%
PHH Mortgage Corporation $405,000 n/a 0.3%
Bank of Springfield $385,000 n/a 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $880,000 $360,000 -59.1% 0.3%
BETTER MORTGAGE CORPORATION $1,965,000 $350,000 -82.2% 0.3%
Servion, Inc. $640,000 $350,000 -45.3% 0.3%
First Community Bank $610,000 $345,000 -43.4% 0.2%
Barrington Bank & Trust Company, N.A. $965,000 $335,000 -65.3% 0.2%
FBC MORTGAGE, LLC $335,000 n/a 0.2%
LAKEVIEW LOAN SERVICING, LLC $270,000 $330,000 22.2% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $325,000 n/a 0.2%
First State Bank of St. Charles, Missouri $175,000 $320,000 82.9% 0.2%
AMERICAN INTERNET MORTGAGE, INC. $305,000 n/a 0.2%
The Union Bank Company $305,000 n/a 0.2%
Arvest Bank $605,000 $300,000 -50.4% 0.2%
American Airlines Federal Credit Union $290,000 n/a 0.2%
Bank of America $1,120,000 $290,000 -74.1% 0.2%
Peoples Bank $1,950,000 $290,000 -85.1% 0.2%
Sullivan Bank $1,810,000 $285,000 -84.3% 0.2%
First Federal Bank of Kansas City $265,000 $275,000 3.8% 0.2%
CALIBER HOME LOANS, INC. $1,310,000 $265,000 -79.8% 0.2%
COMMUNITYAMERICA $265,000 n/a 0.2%
Operating Engineers Local Union #3 $265,000 n/a 0.2%
NBKC BANK $245,000 n/a 0.2%
Peoples National Bank , N.A. $245,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,035,000 $235,000 -77.3% 0.2%
Oakstar Bank $225,000 n/a 0.2%
SCOTT CREDIT UNION $225,000 n/a 0.2%
VILLAGE CAPITAL MORTGAGE $270,000 $220,000 -18.5% 0.2%
Ally Bank $235,000 $215,000 -8.5% 0.2%
BNC National Bank $410,000 $215,000 -47.6% 0.2%
Flagstar Bank, FSB $115,000 $210,000 82.6% 0.2%
LENDINGHOME FUNDING CORPORATION $210,000 n/a 0.2%
PNC Bank $210,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $635,000 $200,000 -68.5% 0.1%
The Federal Savings Bank $390,000 $195,000 -50.0% 0.1%
Third Federal Savings and Loan Association of Cleveland $195,000 n/a 0.1%
Mid-Continent Funding, Inc. $270,000 $185,000 -31.5% 0.1%
United Bank of Union $310,000 $180,000 -41.9% 0.1%
Paramount Bank $490,000 $175,000 -64.3% 0.1%
Plains Commerce Bank $175,000 n/a 0.1%
Regions Bank $2,690,000 $170,000 -93.7% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $165,000 n/a 0.1%
Waterstone Mortgage Corporation $165,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $165,000 n/a 0.1%
21ST MORTGAGE CORPORATION $155,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $510,000 $155,000 -69.6% 0.1%
LOANPAL, LLC $155,000 n/a 0.1%
MISSOURI Credit Union $905,000 $155,000 -82.9% 0.1%
EVERETT FINANCIAL, INC. $145,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $145,000 n/a 0.1%
RUOFF MORTGAGE COMPANY, INC. $165,000 $145,000 -12.1% 0.1%
FirstBank $135,000 n/a 0.1%
Mid America Bank $85,000 $135,000 58.8% 0.1%
Baxter Credit Union $120,000 $125,000 4.2% 0.1%
CHERRY CREEK MORTGAGE, LLC $125,000 n/a 0.1%
Carrington Mortgage Services, LLC $915,000 $105,000 -88.5% 0.1%
Commerce Bank $105,000 n/a 0.1%
Nations Lending Corporation $135,000 $105,000 -22.2% 0.1%
River Region Credit Union $145,000 $105,000 -27.6% 0.1%
Springfield First Community Bank $95,000 n/a 0.1%
Stockmens Bank $95,000 n/a 0.1%
Kearney Trust Company $85,000 n/a 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $375,000 $85,000 -77.3% 0.1%
FCB Banks $75,000 n/a 0.1%
Great Southern Bank $65,000 n/a 0.0%
M&T Bank $230,000 $65,000 -71.7% 0.0%
Discover Bank $55,000 n/a 0.0%
Lindell Bank & Trust Company $55,000 n/a 0.0%
Carrollton Bank $360,000 $45,000 -87.5% 0.0%
DELMAR FINANCIAL COMPANY $240,000 $35,000 -85.4% 0.0%

Rolla's top lender by overall market share is First Midwest Bank of Dexter, with 17.3% market share. In second place, with 12.3%, is FLAT BRANCH MORTGAGE, INC., having originated $17,110,000 in loans. In third place, with 6.4%, is DAS Acquisition Company, LLC, having originated $8,930,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $7,910,000 in loans. In fifth place, with 4.2%, is Mortgage Research Center, LLC, having originated $5,825,000 in loans.


Rolla Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Rolla (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $137,225 (-0.2%) $175,011 (12.2%) 0.00 163
2018-02-01 $139,900 (7.7%) $182,513 (18.5%) 0.00 151
2018-03-01 $144,000 (8.8%) $188,053 (18.3%) 0.00 163
2018-04-01 $158,950 (15.3%) $194,556 (21.0%) 0.00 164
2018-05-01 $159,450 (18.2%) $198,753 (23.1%) 0.00 185
2018-06-01 $167,700 (24.4%) $198,187 (23.5%) 0.00 200
2018-07-01 $169,900 (29.0%) $189,492 (22.1%) 0.00 204
2018-08-01 $166,200 (28.3%) $190,261 (26.9%) 0.00 208
2018-09-01 $162,450 (29.4%) $187,995 (24.6%) 0.00 217
2018-10-01 $159,900 (23.1%) $182,438 (14.3%) 0.00 218
2018-11-01 $166,850 (26.6%) $183,403 (11.0%) 0.00 216
2018-12-01 $159,900 (20.3%) $182,171 (6.7%) 0.00 207
2019-01-01 $159,450 (16.2%) $178,531 (2.0%) 0.00 209
2019-02-01 $161,650 (15.6%) $182,575 (0.0%) 0.00 196
2019-03-01 $172,600 (19.9%) $187,067 (-0.5%) 0.00 191
2019-04-01 $171,550 (7.9%) $185,505 (-4.7%) 0.00 193
2019-05-01 $179,900 (12.8%) $190,411 (-4.2%) 0.00 207
2019-06-01 $174,900 (4.3%) $187,667 (-5.3%) 0.00 220
2019-07-01 $184,600 (8.7%) $197,169 (4.1%) 0.00 214
2019-08-01 $185,327 (11.5%) $199,032 (4.6%) 0.00 205
2019-09-01 $186,268 (14.7%) $197,903 (5.3%) 0.00 201
2019-10-01 $182,495 (14.1%) $196,619 (7.8%) 0.00 194
2019-11-01 $174,000 (4.3%) $194,116 (5.8%) 0.00 175
2019-12-01 $181,150 (13.3%) $205,453 (12.8%) 0.00 164
2020-01-01 $184,950 (16.0%) $206,873 (15.9%) 0.00 160
2020-02-01 $185,000 (14.4%) $209,779 (14.9%) 0.00 145
2020-03-01 $182,000 (5.5%) $204,962 (9.6%) 0.00 168
2020-04-01 $174,900 (2.0%) $205,384 (10.7%) 0.00 156
2020-05-01 $185,000 (2.8%) $216,382 (13.6%) 0.00 131
2020-06-01 $169,125 (-3.3%) $209,997 (11.9%) 0.00 118
2020-07-01 $163,500 (-11.4%) $207,014 (5.0%) 0.00 115
2020-08-01 $150,900 (-18.6%) $200,557 (0.8%) 0.00 105
2020-09-01 $139,925 (-24.9%) $184,857 (-6.6%) 0.00 90
2020-10-01 $139,900 (-23.3%) $187,751 (-4.5%) 0.00 79
2020-11-01 $141,500 (-18.7%) $177,334 (-8.7%) 0.00 80
2020-12-01 $147,350 (-18.7%) $180,850 (-12.0%) 0.00 86
2021-01-01 $159,900 (-13.5%) $194,351 (-6.1%) 0.00 73
2021-02-01 $152,125 (-17.8%) $200,357 (-4.5%) 0.00 57
2021-03-01 $175,200 (-3.7%) $227,076 (10.8%) 0.00 49
2021-04-01 $167,225 (-4.4%) $231,332 (12.6%) 0.00 52
2021-05-01 $159,900 (-13.6%) $235,875 (9.0%) 0.00 56
2021-06-01 $189,450 (12.0%) $262,932 (25.2%) 0.00 64
2021-07-01 $179,450 (9.8%) $282,927 (36.7%) 0.00 88
2021-08-01 $189,550 (25.6%) $292,722 (46.0%) 0.00 102
2021-09-01 $185,475 (32.6%) $290,516 (57.2%) 0.00 94
2021-10-01 $172,450 (23.3%) $279,136 (48.7%) 0.00 88
2021-11-01 $167,475 (18.4%) $272,068 (53.4%) 0.00 85
2021-12-01 $162,675 (10.4%) $280,227 (55.0%) 0.00 83
2022-01-01 $156,500 (-2.1%) $262,925 (35.3%) 0.00 72
2022-02-01 $194,200 (27.7%) $297,090 (48.3%) 0.00 54
2022-03-01 $222,225 (26.8%) $313,569 (38.1%) 0.00 53
2022-04-01 $235,000 (40.5%) $300,796 (30.0%) 0.00 70
2022-05-01 $260,000 (62.6%) $322,347 (36.7%) 0.00 83
2022-06-01 $256,500 (35.4%) $317,803 (20.9%) 0.00 91
2022-07-01 $281,000 (56.6%) $340,409 (20.3%) 0.00 91
2022-08-01 $277,450 (46.4%) $345,955 (18.2%) 0.00 86
2022-09-01 $275,000 (48.3%) $339,342 (16.8%) 0.00 90
2022-10-01 $258,450 (49.9%) $327,553 (17.4%) 0.00 103
2022-11-01 $264,650 (58.0%) $330,743 (21.6%) 0.00 101
2022-12-01 $239,500 (47.2%) $314,931 (12.4%) 0.00 92
2023-01-01 $233,725 (49.4%) $300,121 (14.2%) 0.00 80
2023-02-01 $241,250 (24.2%) $299,089 (0.7%) 0.00 70
2023-03-01 $257,475 (15.9%) $311,825 (-0.6%) 0.00 71
2023-04-01 $284,950 (21.3%) $339,286 (12.8%) 0.00 68
2023-05-01 $281,700 (8.4%) $333,028 (3.3%) 0.00 70
2023-06-01 $271,175 (5.7%) $332,974 (4.8%) 0.00 75
2023-07-01 $260,000 (-7.5%) $331,335 (-2.7%) 0.00 87
2023-08-01 $273,125 (-1.6%) $329,851 (-4.7%) 0.00 84
Rolla's median listing price for 2023-08-01 was $273,125, a difference of $-4,325 (-1.6%) versus the prior year and $13,125 versus the prior month.

Rolla's median listing price comes in at 0% of the national average.

Rolla's average listing price for 2023-08-01 was $329,851, a difference of $-16,104 (-4.7%) versus the prior year and $-1,484 versus the prior month.

For the 2023-08-01 period, Rolla had 84 MLS listings, a difference of -3 listings (-3%) versus the prior month and -2 listings (-2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Rolla (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,645 sqft
2018-02-01 0 days 1,668 sqft
2018-03-01 0 days 1,774 sqft
2018-04-01 0 days 1,872 sqft
2018-05-01 0 days 1,801 sqft
2018-06-01 0 days 1,800 sqft
2018-07-01 0 days 1,757 sqft
2018-08-01 0 days 1,729 sqft
2018-09-01 0 days 1,719 sqft
2018-10-01 0 days 1,718 sqft
2018-11-01 0 days 1,727 sqft
2018-12-01 0 days 1,719 sqft
2019-01-01 0 days 1,737 sqft
2019-02-01 0 days 1,734 sqft
2019-03-01 0 days 1,688 sqft
2019-04-01 0 days 1,661 sqft
2019-05-01 0 days 1,710 sqft
2019-06-01 0 days 1,712 sqft
2019-07-01 0 days 1,716 sqft
2019-08-01 0 days 1,716 sqft
2019-09-01 0 days 1,716 sqft
2019-10-01 0 days 1,709 sqft
2019-11-01 0 days 1,680 sqft
2019-12-01 0 days 1,697 sqft
2020-01-01 0 days 1,733 sqft
2020-02-01 0 days 1,875 sqft
2020-03-01 0 days 1,920 sqft
2020-04-01 0 days 1,866 sqft
2020-05-01 0 days 1,904 sqft
2020-06-01 0 days 1,759 sqft
2020-07-01 0 days 1,696 sqft
2020-08-01 0 days 1,680 sqft
2020-09-01 0 days 1,510 sqft
2020-10-01 0 days 1,620 sqft
2020-11-01 0 days 1,607 sqft
2020-12-01 0 days 1,681 sqft
2021-01-01 0 days 1,800 sqft
2021-02-01 0 days 1,808 sqft
2021-03-01 0 days 1,942 sqft
2021-04-01 0 days 1,987 sqft
2021-05-01 0 days 1,686 sqft
2021-06-01 0 days 1,927 sqft
2021-07-01 0 days 1,784 sqft
2021-08-01 0 days 1,802 sqft
2021-09-01 0 days 1,817 sqft
2021-10-01 0 days 1,709 sqft
2021-11-01 0 days 1,715 sqft
2021-12-01 0 days 1,727 sqft
2022-01-01 0 days 1,610 sqft
2022-02-01 0 days 1,766 sqft
2022-03-01 0 days 1,701 sqft
2022-04-01 0 days 1,784 sqft
2022-05-01 0 days 1,789 sqft
2022-06-01 0 days 1,856 sqft
2022-07-01 0 days 2,214 sqft
2022-08-01 0 days 2,048 sqft
2022-09-01 0 days 1,897 sqft
2022-10-01 0 days 1,874 sqft
2022-11-01 0 days 1,978 sqft
2022-12-01 0 days 1,862 sqft
2023-01-01 0 days 1,835 sqft
2023-02-01 0 days 1,984 sqft
2023-03-01 0 days 1,873 sqft
2023-04-01 0 days 1,935 sqft
2023-05-01 0 days 1,857 sqft
2023-06-01 0 days 1,978 sqft
2023-07-01 0 days 1,994 sqft
2023-08-01 0 days 1,935 sqft
Rolla's median listing age (time on market) for 2023-08-01 was 0 days.

Rolla's median square footage for active listings during the 2023-08-01 period was 1,935 sqft. One year prior, the average listing was 2,048 sqft.

Rolla, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 396 $77,080,000 $194,646
Cash Out Refi 127 $44,295,000 $348,780
Refi 88 $14,340,000 $162,955
Home Improvement 32 $2,450,000 $76,563
Other 12 $810,000 $67,500

Rolla's most frequently cited loan purpose was Home Purchase, with 396 originations. The 2nd most popular reason was Cash Out Refi, with 127 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 182 $30,650,000 $168,407
4-5% 152 $28,620,000 $188,289
3-4% 138 $25,080,000 $181,739
6-7% 79 $14,435,000 $182,722
7-8% 33 $4,495,000 $136,212
2.5-3% 28 $5,930,000 $211,786
<2.5% 10 $2,580,000 $258,000
Over 8% 7 $695,000 $99,286

During 2022, Rolla's most frequently originated rate bucket was 5-6%, with 182 originations.

Loan Sizing (Rolla, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 318 $46,650,000 $146,698
$200k-400k 157 $42,765,000 $272,389
$100,000 or less 151 $9,635,000 $63,808
$400k-600k 18 $8,520,000 $473,333
$600k-1000k 9 $6,395,000 $710,556
$Over $1MM 2 $25,010,000 $12,505,000

Rolla's loan sizing saw the bucket of loans from $100k-200k with 318 originations, totaling $46,650,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 324 $66,690,000 $205,833
60-80% 157 $29,045,000 $185,000
40-60% 62 $8,950,000 $144,355
20-40% 35 $2,865,000 $81,857
Under 20% 33 $1,245,000 $37,727
Over 100% 16 $3,240,000 $202,500

Rolla's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 324 originations, totaling $66,690,000 in origination value.