Rolla Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Rolla averaged 6.93% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 7.14% and one month ago for the week of 2024-10-10, the average rate was 6.37%.

    Rolla's average rate one year ago was 7.65%.

    For refis of the same type during the week of 2024-11-14, the average rate was 7.18%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Rolla 30 Year Fixed Rate 2024-11-14 6.93%
    Rolla 30 Year Fixed Rate Refi 2024-11-14 7.18%
    Rolla 15 Year Fixed Rate 2024-11-14 6.09%
    Rolla 15 Year Fixed Rate Refi 2024-11-14 6.09%
    Rolla 30 Year FHA 2024-11-14 0.1%
    Rolla 30 Year FHA Refi 2024-11-14 0.1%
    Rolla 30 Year USDA 2024-11-14 0.1%
    Rolla 30 Year USDA Refi 2024-11-14 -0.1%
    Rolla 30 Year VA 2024-11-14 0%
    Rolla 30 Year VA Refi 2024-11-14 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Rolla, MO.

    Rolla Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Rolla, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 20 6.91% $4,451
    BROKER SOLUTIONS, INC. 15 7.29% $4,124
    The Central Trust Bank 11 6.51% $3,202
    DAS Acquisition Company, LLC 8 6.81% $3,943
    U.S. Bank 6 7.08% $2,828
    UNITED WHOLESALE MORTGAGE, LLC 5 7.27% $3,700
    QUICKEN LOANS, LLC 5 7.22% $4,231
    Sullivan Bank 4 8.88% $2,260
    GUILD MORTGAGE COMPANY 4 7.06% $5,229
    NEWREZ LLC 3 7.37% $4,627
    JPMorgan Chase Bank 3 7.38% $1,755
    Hawthorn Bank 2 6.25% $2,426
    First State Community Bank 2 7.49% $1,013
    Community Mortgage Banc Corporation 2 6.44% $3,101
    Mortgage Research Center, LLC 2 7.63% $3,870
    The Bank of Missouri 2 6.69% $2,655
    BMO Harris Bank 2 7.13% $3,738
    Mr. Cooper ( Nationstar Mortgage ) 2 6.93% $5,977
    Commerce Bank 2 5.88% $3,107
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.87% $6,454
    Armed Forces Bank 1 7.63% $3,969
    North American Savings Bank, F.S.B. 1 6.63% $2,644
    PENNYMAC LOAN SERVICES, LLC 1 5.56% $5,965
    Peoples National Bank , N.A. 1 8.00% $2,783
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 7.38% $4,658
    ROYAL UNITED MORTGAGE LLC 1 7.38% $9,312
    Simmons Bank 1 6.88% $2,612
    Southern Bank 1 6.95% $2,055
    CANOPY MORTGAGE, LLC 1 7.63% $2,690
    TEXAS TECH 1 6.38% $2,819
    Bank of Washington 1 6.50% $3,804
    USAA Federal Savings Bank 1 5.50% $4,800
    Farmers Bank & Trust 1 6.00% $3,252
    FAMILY FINANCE MORTGAGE, LLC 1 7.50% $4,446
    First State Bank of St. Charles, Missouri 1 5.88% $2,951
    CRESCENT MORTGAGE COMPANY 1 5.88% $3,985
    FREEDOM MORTGAGE CORPORATION 1 7.50% $7,049
    Gateway Metro Federal Credit Union 1 6.25% $0
    GENEVA FINANCIAL, LLC 1 6.50% $12,627
    Great Southern Bank 1 7.00% $2,794
    BancorpSouth 1 7.38% $5,290
    LOANDEPOT.COM, LLC 1 8.63% $5,704

    Rolla Average Closing Costs & Other Stats

    Rolla, MO's 42 lenders originated 466 loans during 2023. The total origination value was $87,720,000, with an average loan value of $188,240.

    Rolla's average closing costs are $4,143.

    The top Rolla lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 20 loans originated. Their average total fees are $4,451, which is $327 higher than the next largest lender, BROKER SOLUTIONS, INC..

    The lowest fee Rolla lenders (with over 10 loans originated) are The Central Trust Bank ($3,202), BROKER SOLUTIONS, INC. ($4,124), FLAT BRANCH MORTGAGE, INC. ($4,451), .

    The lowest rate Rolla lenders (with over 10 loans originated) are The Central Trust Bank (6.51%), FLAT BRANCH MORTGAGE, INC. (6.91%), BROKER SOLUTIONS, INC. (7.29%), .

    Rolla, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    FLAT BRANCH MORTGAGE, INC. $17,110,000 $10,685,000 -37.6% 12.2%
    BROKER SOLUTIONS, INC. $5,210,000 $7,250,000 39.2% 8.3%
    DAS Acquisition Company, LLC $8,930,000 $5,740,000 -35.7% 6.5%
    QUICKEN LOANS, LLC $7,910,000 $5,590,000 -29.3% 6.4%
    United Bank of Union $180,000 $5,465,000 2,936.1% 6.2%
    GUILD MORTGAGE COMPANY $5,370,000 $4,535,000 -15.5% 5.2%
    The Central Trust Bank $2,015,000 $3,525,000 74.9% 4.0%
    Mortgage Research Center, LLC $5,825,000 $3,460,000 -40.6% 3.9%
    U.S. Bank $4,360,000 $2,375,000 -45.5% 2.7%
    UNITED WHOLESALE MORTGAGE, LLC $3,340,000 $2,145,000 -35.8% 2.4%
    Sullivan Bank $285,000 $1,965,000 589.5% 2.2%
    NAVY FEDERAL CREDIT UNION $2,725,000 $1,840,000 -32.5% 2.1%
    The Maries County Bank $1,670,000 $1,715,000 2.7% 2.0%
    FREEDOM MORTGAGE CORPORATION $1,815,000 $1,400,000 -22.9% 1.6%
    Mr. Cooper ( Nationstar Mortgage ) $1,040,000 $1,360,000 30.8% 1.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $945,000 $1,305,000 38.1% 1.5%
    Southern Bank $1,580,000 $1,260,000 -20.3% 1.4%
    First State Community Bank $2,765,000 $1,240,000 -55.2% 1.4%
    AMERISAVE MORTGAGE CORPORATION $155,000 $980,000 532.3% 1.1%
    NEW DAY FINANCIAL, LLC $1,300,000 $940,000 -27.7% 1.1%
    NEWREZ LLC $440,000 $855,000 94.3% 1.0%
    JPMorgan Chase Bank $850,000 n/a 1.0%
    Carrington Mortgage Services, LLC $105,000 $835,000 695.2% 1.0%
    PENNYMAC LOAN SERVICES, LLC $1,115,000 $790,000 -29.1% 0.9%
    AMERICAN FINANCIAL RESOURCES, INC. $360,000 $685,000 90.3% 0.8%
    SUN WEST MORTGAGE COMPANY, INC. $675,000 n/a 0.8%
    Barrington Bank & Trust Company, N.A. $335,000 $645,000 92.5% 0.7%
    PLAZA HOME MORTGAGE, INC. $995,000 $600,000 -39.7% 0.7%
    Commerce Bank $105,000 $595,000 466.7% 0.7%
    The Bank of Missouri $3,420,000 $590,000 -82.7% 0.7%
    Citizens National Bank of Greater St. Louis $580,000 n/a 0.7%
    North American Savings Bank, F.S.B. $1,750,000 $575,000 -67.1% 0.7%
    First State Bank of St. Charles, Missouri $320,000 $550,000 71.9% 0.6%
    Hawthorn Bank $710,000 $505,000 -28.9% 0.6%
    MID AMERICA MORTGAGE, INC. $495,000 n/a 0.6%
    Gateway Metro Federal Credit Union $475,000 n/a 0.5%
    LOANDEPOT.COM, LLC $1,750,000 $460,000 -73.7% 0.5%
    Plains Commerce Bank $175,000 $440,000 151.4% 0.5%
    Armed Forces Bank $400,000 n/a 0.5%
    Regions Bank $170,000 $365,000 114.7% 0.4%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $575,000 $355,000 -38.3% 0.4%
    PROVIDENT FUNDING ASSOCIATES, L.P. $355,000 n/a 0.4%
    CARDINAL FINANCIAL $335,000 n/a 0.4%
    FAMILY FINANCE MORTGAGE, LLC $335,000 n/a 0.4%
    Community Mortgage Banc Corporation $525,000 $325,000 -38.1% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $85,000 $325,000 282.4% 0.4%
    Mid-Continent Funding, Inc. $185,000 $315,000 70.3% 0.4%
    Great Southern Bank $65,000 $305,000 369.2% 0.3%
    Midwest Mortgage Associates Corporation $405,000 $305,000 -24.7% 0.3%
    CANOPY MORTGAGE, LLC $285,000 n/a 0.3%
    Peoples National Bank , N.A. $245,000 $285,000 16.3% 0.3%
    GENEVA FINANCIAL, LLC $275,000 n/a 0.3%
    BancorpSouth $265,000 n/a 0.3%
    Farmers Bank & Trust $265,000 n/a 0.3%
    Mid America Bank $135,000 $265,000 96.3% 0.3%
    LEADERONE FINANCIAL CORPORATION $245,000 n/a 0.3%
    Servion, Inc. $350,000 $245,000 -30.0% 0.3%
    Bank of Washington $1,005,000 $235,000 -76.6% 0.3%
    River Region Credit Union $105,000 $230,000 119.0% 0.3%
    CRESCENT MORTGAGE COMPANY $1,060,000 $225,000 -78.8% 0.3%
    BMO Harris Bank $215,000 n/a 0.2%
    Figure Lending LLC $210,000 n/a 0.2%
    ENDEAVOR CAPITAL, LLC. $205,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $330,000 $205,000 -37.9% 0.2%
    CITIZENS EQUITY FIRST $195,000 n/a 0.2%
    JLB CORPORATION $195,000 n/a 0.2%
    FIRST INTEGRITY MORTGAGE SERVICES, INC. $175,000 n/a 0.2%
    TEXAS TECH $175,000 n/a 0.2%
    Wells Fargo Bank $1,070,000 $175,000 -83.6% 0.2%
    AMERICAN FINANCING CORPORATION $165,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $165,000 n/a 0.2%
    Simmons Bank $165,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $155,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $455,000 $145,000 -68.1% 0.2%
    ROYAL UNITED MORTGAGE LLC $145,000 n/a 0.2%
    SOUTHWEST STAGE FUNDING, LLC $735,000 $145,000 -80.3% 0.2%
    USAA Federal Savings Bank $780,000 $145,000 -81.4% 0.2%
    GERSHMAN INVESTMENT CORP. $600,000 $125,000 -79.2% 0.1%
    PENTAGON FEDERAL CREDIT UNION $730,000 $125,000 -82.9% 0.1%
    PLANET HOME LENDING, LLC $115,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $210,000 $105,000 -50.0% 0.1%
    GUARANTEED RATE, INC. $95,000 n/a 0.1%
    Peoples Bank $290,000 $85,000 -70.7% 0.1%
    COMMUNITYAMERICA $265,000 $65,000 -75.5% 0.1%
    SCOTT CREDIT UNION $225,000 $55,000 -75.6% 0.1%
    SPRING EQ, LLC $55,000 n/a 0.1%
    FIRST COMMUNITY $35,000 n/a 0.0%

    Rolla's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 12.2% market share. In second place, with 8.3%, is BROKER SOLUTIONS, INC., having originated $7,250,000 in loans. In third place, with 6.5%, is DAS Acquisition Company, LLC, having originated $5,740,000 in loans. In fourth place, with 6.4%, is QUICKEN LOANS, LLC, having originated $5,590,000 in loans. In fifth place, with 6.2%, is United Bank of Union, having originated $5,465,000 in loans.

    Rolla Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Rolla (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $137,225 (-0.2%) $175,011 (12.2%) 0.00 163
    2018-02-01 $139,900 (7.7%) $182,513 (18.5%) 0.00 151
    2018-03-01 $144,000 (8.8%) $188,053 (18.3%) 0.00 163
    2018-04-01 $158,950 (15.3%) $194,556 (21.0%) 0.00 164
    2018-05-01 $159,450 (18.2%) $198,753 (23.1%) 0.00 185
    2018-06-01 $167,700 (24.4%) $198,187 (23.5%) 0.00 200
    2018-07-01 $169,900 (29.0%) $189,492 (22.1%) 0.00 204
    2018-08-01 $166,200 (28.3%) $190,261 (26.9%) 0.00 208
    2018-09-01 $162,450 (29.4%) $187,995 (24.6%) 0.00 217
    2018-10-01 $159,900 (23.1%) $182,438 (14.3%) 0.00 218
    2018-11-01 $166,850 (26.6%) $183,403 (11.0%) 0.00 216
    2018-12-01 $159,900 (20.3%) $182,171 (6.7%) 0.00 207
    2019-01-01 $159,450 (16.2%) $178,531 (2.0%) 0.00 209
    2019-02-01 $161,650 (15.6%) $182,575 (0.0%) 0.00 196
    2019-03-01 $172,600 (19.9%) $187,067 (-0.5%) 0.00 191
    2019-04-01 $171,550 (7.9%) $185,505 (-4.7%) 0.00 193
    2019-05-01 $179,900 (12.8%) $190,411 (-4.2%) 0.00 207
    2019-06-01 $174,900 (4.3%) $187,667 (-5.3%) 0.00 220
    2019-07-01 $184,600 (8.7%) $197,169 (4.1%) 0.00 214
    2019-08-01 $185,600 (11.7%) $199,168 (4.7%) 0.00 204
    2019-09-01 $186,950 (15.1%) $198,244 (5.5%) 0.00 201
    2019-10-01 $183,800 (15.0%) $197,134 (8.1%) 0.00 193
    2019-11-01 $174,500 (4.6%) $194,682 (6.2%) 0.00 174
    2019-12-01 $183,650 (14.9%) $206,105 (13.1%) 0.00 163
    2020-01-01 $184,975 (16.0%) $207,566 (16.3%) 0.00 159
    2020-02-01 $187,000 (15.7%) $210,534 (15.3%) 0.00 144
    2020-03-01 $182,225 (5.6%) $205,605 (9.9%) 0.00 167
    2020-04-01 $176,425 (2.8%) $206,057 (11.1%) 0.00 155
    2020-05-01 $185,000 (2.8%) $217,213 (14.1%) 0.00 130
    2020-06-01 $169,375 (-3.2%) $210,925 (12.4%) 0.00 117
    2020-07-01 $164,225 (-11.0%) $207,874 (5.4%) 0.00 114
    2020-08-01 $150,900 (-18.7%) $201,430 (1.1%) 0.00 105
    2020-09-01 $139,925 (-25.2%) $185,047 (-6.7%) 0.00 90
    2020-10-01 $139,900 (-23.9%) $188,896 (-4.2%) 0.00 78
    2020-11-01 $141,975 (-18.6%) $178,237 (-8.5%) 0.00 79
    2020-12-01 $148,325 (-19.2%) $181,747 (-11.8%) 0.00 85
    2021-01-01 $159,900 (-13.6%) $195,480 (-5.8%) 0.00 72
    2021-02-01 $153,050 (-18.2%) $201,179 (-4.4%) 0.00 57
    2021-03-01 $175,200 (-3.9%) $227,076 (10.4%) 0.00 49
    2021-04-01 $167,225 (-5.2%) $231,332 (12.3%) 0.00 52
    2021-05-01 $161,450 (-12.7%) $235,875 (8.6%) 0.00 56
    2021-06-01 $195,200 (15.3%) $263,336 (24.9%) 0.00 65
    2021-07-01 $189,900 (15.6%) $283,063 (36.2%) 0.00 88
    2021-08-01 $189,550 (25.6%) $292,722 (45.3%) 0.00 102
    2021-09-01 $185,475 (32.6%) $290,516 (57.0%) 0.00 94
    2021-10-01 $172,450 (23.3%) $279,136 (47.8%) 0.00 88
    2021-11-01 $167,475 (18.0%) $272,068 (52.6%) 0.00 85
    2021-12-01 $162,675 (9.7%) $280,227 (54.2%) 0.00 83
    2022-01-01 $156,500 (-2.1%) $262,925 (34.5%) 0.00 72
    2022-02-01 $194,200 (26.9%) $297,090 (47.7%) 0.00 54
    2022-03-01 $222,225 (26.8%) $313,569 (38.1%) 0.00 53
    2022-04-01 $235,000 (40.5%) $300,796 (30.0%) 0.00 70
    2022-05-01 $260,000 (61.0%) $322,347 (36.7%) 0.00 83
    2022-06-01 $256,500 (31.4%) $317,803 (20.7%) 0.00 91
    2022-07-01 $281,000 (48.0%) $340,409 (20.3%) 0.00 91
    2022-08-01 $277,450 (46.4%) $345,955 (18.2%) 0.00 86
    2022-09-01 $275,000 (48.3%) $339,342 (16.8%) 0.00 90
    2022-10-01 $258,450 (49.9%) $327,553 (17.4%) 0.00 103
    2022-11-01 $264,650 (58.0%) $330,743 (21.6%) 0.00 101
    2022-12-01 $239,500 (47.2%) $314,931 (12.4%) 0.00 92
    2023-01-01 $233,725 (49.4%) $300,121 (14.2%) 0.00 80
    2023-02-01 $241,250 (24.2%) $299,089 (0.7%) 0.00 70
    2023-03-01 $257,475 (15.9%) $311,825 (-0.6%) 0.00 71
    2023-04-01 $284,950 (21.3%) $339,286 (12.8%) 0.00 68
    2023-05-01 $281,700 (8.4%) $333,028 (3.3%) 0.00 70
    2023-06-01 $271,175 (5.7%) $332,974 (4.8%) 0.00 75
    2023-07-01 $260,000 (-7.5%) $331,335 (-2.7%) 0.00 87
    2023-08-01 $273,125 (-1.6%) $329,851 (-4.7%) 0.00 84
    2023-09-01 $249,900 (-9.1%) $299,538 (-11.7%) 0.00 76
    2023-10-01 $236,250 (-8.6%) $295,608 (-9.8%) 0.00 75
    2023-11-01 $233,750 (-11.7%) $287,741 (-13.0%) 0.00 72
    2023-12-01 $209,900 (-12.4%) $289,614 (-8.0%) 0.00 73
    2024-01-01 $239,500 (2.5%) $305,615 (1.8%) 0.00 66
    2024-02-01 $294,450 (22.1%) $363,284 (21.5%) 0.00 63
    2024-03-01 $299,000 (16.1%) $367,987 (18.0%) 0.00 64
    2024-04-01 $275,175 (-3.4%) $335,853 (-1.0%) 0.00 81
    2024-05-01 $282,250 (0.2%) $317,087 (-4.8%) 0.00 80
    2024-06-01 $289,500 (6.8%) $329,587 (-1.0%) 0.00 75
    2024-07-01 $299,450 (15.2%) $325,824 (-1.7%) 0.00 89
    2024-08-01 $306,950 (12.4%) $346,286 (5.0%) 0.00 97
    2024-09-01 $323,725 (29.5%) $383,078 (27.9%) 0.00 105
    2024-10-01 $301,175 (27.5%) $356,091 (20.5%) 0.00 109
    Rolla's median listing price for 2024-10-01 was $301,175, a difference of $64,925 (27.5%) versus the prior year and $-22,550 versus the prior month.

    Rolla's median listing price comes in at 0% of the national average.

    Rolla's average listing price for 2024-10-01 was $356,091, a difference of $60,483 (20.5%) versus the prior year and $-26,987 versus the prior month.

    For the 2024-10-01 period, Rolla had 109 MLS listings, a difference of 4 listings (4%) versus the prior month and 34 listings (45%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Rolla (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,635 sqft
    2018-02-01 0 days 1,665 sqft
    2018-03-01 0 days 1,753 sqft
    2018-04-01 0 days 1,872 sqft
    2018-05-01 0 days 1,801 sqft
    2018-06-01 0 days 1,800 sqft
    2018-07-01 0 days 1,757 sqft
    2018-08-01 0 days 1,729 sqft
    2018-09-01 0 days 1,719 sqft
    2018-10-01 0 days 1,718 sqft
    2018-11-01 0 days 1,727 sqft
    2018-12-01 0 days 1,719 sqft
    2019-01-01 0 days 1,740 sqft
    2019-02-01 0 days 1,734 sqft
    2019-03-01 0 days 1,688 sqft
    2019-04-01 0 days 1,661 sqft
    2019-05-01 0 days 1,710 sqft
    2019-06-01 0 days 1,712 sqft
    2019-07-01 0 days 1,715 sqft
    2019-08-01 0 days 1,715 sqft
    2019-09-01 0 days 1,715 sqft
    2019-10-01 0 days 1,709 sqft
    2019-11-01 0 days 1,680 sqft
    2019-12-01 0 days 1,697 sqft
    2020-01-01 0 days 1,733 sqft
    2020-02-01 0 days 1,878 sqft
    2020-03-01 0 days 1,924 sqft
    2020-04-01 0 days 1,878 sqft
    2020-05-01 0 days 1,912 sqft
    2020-06-01 0 days 1,769 sqft
    2020-07-01 0 days 1,702 sqft
    2020-08-01 0 days 1,685 sqft
    2020-09-01 0 days 1,510 sqft
    2020-10-01 0 days 1,626 sqft
    2020-11-01 0 days 1,625 sqft
    2020-12-01 0 days 1,685 sqft
    2021-01-01 0 days 1,817 sqft
    2021-02-01 0 days 1,808 sqft
    2021-03-01 0 days 1,942 sqft
    2021-04-01 0 days 1,987 sqft
    2021-05-01 0 days 1,686 sqft
    2021-06-01 0 days 1,942 sqft
    2021-07-01 0 days 1,800 sqft
    2021-08-01 0 days 1,802 sqft
    2021-09-01 0 days 1,817 sqft
    2021-10-01 0 days 1,709 sqft
    2021-11-01 0 days 1,715 sqft
    2021-12-01 0 days 1,727 sqft
    2022-01-01 0 days 1,610 sqft
    2022-02-01 0 days 1,766 sqft
    2022-03-01 0 days 1,701 sqft
    2022-04-01 0 days 1,784 sqft
    2022-05-01 0 days 1,789 sqft
    2022-06-01 0 days 1,856 sqft
    2022-07-01 0 days 2,214 sqft
    2022-08-01 0 days 2,048 sqft
    2022-09-01 0 days 1,897 sqft
    2022-10-01 0 days 1,874 sqft
    2022-11-01 0 days 1,978 sqft
    2022-12-01 0 days 1,862 sqft
    2023-01-01 0 days 1,847 sqft
    2023-02-01 0 days 1,984 sqft
    2023-03-01 0 days 1,873 sqft
    2023-04-01 0 days 1,935 sqft
    2023-05-01 0 days 1,857 sqft
    2023-06-01 0 days 1,966 sqft
    2023-07-01 0 days 1,992 sqft
    2023-08-01 0 days 1,913 sqft
    2023-09-01 0 days 1,904 sqft
    2023-10-01 0 days 1,876 sqft
    2023-11-01 0 days 1,608 sqft
    2023-12-01 0 days 1,602 sqft
    2024-01-01 0 days 1,781 sqft
    2024-02-01 0 days 2,099 sqft
    2024-03-01 0 days 2,100 sqft
    2024-04-01 0 days 1,808 sqft
    2024-05-01 0 days 2,042 sqft
    2024-06-01 0 days 2,052 sqft
    2024-07-01 0 days 2,188 sqft
    2024-08-01 0 days 2,205 sqft
    2024-09-01 0 days 2,363 sqft
    2024-10-01 0 days 2,220 sqft
    Rolla's median listing age (time on market) for 2024-10-01 was 0 days.

    Rolla's median square footage for active listings during the 2024-10-01 period was 2,220 sqft. One year prior, the average listing was 1,876 sqft.

    Rolla, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 324 $64,640,000 $199,506
    Cash Out Refi 81 $11,045,000 $136,358
    Refi 23 $9,365,000 $407,174
    Other 21 $1,785,000 $85,000
    Home Improvement 17 $885,000 $52,059

    Rolla's most frequently cited loan purpose was Home Purchase, with 324 originations. The 2nd most popular reason was Cash Out Refi, with 81 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 172 $36,600,000 $212,791
    7-8% 152 $28,200,000 $185,526
    5-6% 62 $12,470,000 $201,129
    Over 8% 48 $5,790,000 $120,625
    <2.5% 5 $515,000 $103,000
    4-5% 4 $950,000 $237,500

    During 2023, Rolla's most frequently originated rate bucket was 6-7%, with 172 originations.

    Loan Sizing (Rolla, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 208 $31,670,000 $152,260
    $200k-400k 142 $38,950,000 $274,296
    $100,000 or less 103 $5,865,000 $56,942
    $400k-600k 11 $5,135,000 $466,818
    $600k-1000k 1 $635,000 $635,000
    $Over $1MM 1 $5,465,000 $5,465,000

    Rolla's loan sizing saw the bucket of loans from $100k-200k with 208 originations, totaling $31,670,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 241 $49,945,000 $207,241
    60-80% 84 $15,370,000 $182,976
    Under 20% 35 $1,105,000 $31,571
    20-40% 32 $2,540,000 $79,375
    40-60% 32 $11,290,000 $352,813
    Over 100% 15 $3,695,000 $246,333

    Rolla's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 241 originations, totaling $49,945,000 in origination value.