Rolla Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Rolla averaged 6.91% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.93% and one month ago for the week of 2025-03-06, the average rate was 6.92%.

    Rolla's average rate one year ago was 6.81%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.22%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Rolla 30 Year Fixed Rate 2025-04-10 6.91%
    Rolla 30 Year Fixed Rate Refi 2025-04-10 7.22%
    Rolla 15 Year Fixed Rate 2025-04-10 5.72%
    Rolla 15 Year Fixed Rate Refi 2025-04-10 5.72%
    Rolla 30 Year FHA 2025-04-10 6.71%
    Rolla 30 Year FHA Refi 2025-04-10 6.33%
    Rolla 30 Year USDA 2025-04-10 6.45%
    Rolla 30 Year USDA Refi 2025-04-10 6.25%
    Rolla 30 Year VA 2025-04-10 6.39%
    Rolla 30 Year VA Refi 2025-04-10 6.29%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Rolla, MO.

    Rolla Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Rolla, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 20 6.78% $3,472
    QUICKEN LOANS, LLC 17 6.95% $4,472
    U.S. Bank 15 6.76% $2,838
    The Central Trust Bank 13 6.64% $3,394
    GUILD MORTGAGE COMPANY 11 6.67% $4,785
    DAS Acquisition Company, LLC 7 7.10% $3,763
    BROKER SOLUTIONS, INC. 5 6.60% $4,662
    UNITED WHOLESALE MORTGAGE, LLC 4 6.78% $7,997
    Stifel Bank and Trust 3 6.25% $2,731
    Community Mortgage Banc Corporation 3 6.25% $4,150
    NBKC BANK 3 6.54% $3,235
    Ally Bank 2 6.63% $3,418
    Armed Forces Bank 2 6.69% $2,714
    CANOPY MORTGAGE, LLC 2 6.56% $1,709
    CHURCHILL MORTGAGE CORPORATION 2 7.56% $3,331
    DELMAR FINANCIAL COMPANY 2 7.00% $3,736
    First State Community Bank 2 6.31% $2,698
    PENNYMAC LOAN SERVICES, LLC 2 6.93% $6,458
    Southern Bank 2 7.38% $1,943
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $8,490
    LEADERONE FINANCIAL CORPORATION 1 7.99% $5,139
    LOANDEPOT.COM, LLC 1 6.13% $9,088
    Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $12,879
    Nations Lending Corporation 1 6.99% $6,097
    BMO Harris Bank 1 7.63% $3,764
    WEST COMMUNITY 1 6.50% $3,032
    PLAZA HOME MORTGAGE, INC. 1 7.38% $2,522
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.63% $3,380
    Bank of Springfield 1 6.75% $2,415
    ZILLOW HOME LOANS, LLC 1 6.00% $3,142
    BancorpSouth 1 6.00% $1,603
    Sullivan Bank 1 8.25% $1,989
    The Bank of Missouri 1 7.26% $2,676
    Arvest Bank 1 6.88% $8,338
    UNION HOME MORTGAGE CORP. 1 8.13% $4,041
    AMERISAVE MORTGAGE CORPORATION 1 7.50% $4,048
    USAA Federal Savings Bank 1 6.88% $3,470
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.50% $10,136
    FIRST COMMUNITY 1 6.25% $1,266
    VERIDIAN CREDIT UNION 1 6.00% $1,995
    Fifth Third Bank 1 7.38% $3,448

    Rolla Average Closing Costs & Other Stats

    Rolla, MO's 41 lenders originated 524 loans during 2024. The total origination value was $99,880,000, with an average loan value of $190,611.

    Rolla's average closing costs are $4,308.

    The top Rolla lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 20 loans originated. Their average total fees are $3,472, which is $1,000 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Rolla lenders (with over 10 loans originated) are U.S. Bank ($2,838), The Central Trust Bank ($3,394), FLAT BRANCH MORTGAGE, INC. ($3,472), QUICKEN LOANS, LLC ($4,472) and GUILD MORTGAGE COMPANY ($4,785).

    The lowest rate Rolla lenders (with over 10 loans originated) are The Central Trust Bank (6.64%), GUILD MORTGAGE COMPANY (6.67%), U.S. Bank (6.76%), FLAT BRANCH MORTGAGE, INC. (6.78%) and QUICKEN LOANS, LLC (6.95%).

    Rolla, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    FLAT BRANCH MORTGAGE, INC. $10,685,000 $11,525,000 7.9% 11.5%
    GUILD MORTGAGE COMPANY $4,535,000 $8,580,000 89.2% 8.6%
    QUICKEN LOANS, LLC $5,590,000 $7,205,000 28.9% 7.2%
    The Central Trust Bank $3,525,000 $5,225,000 48.2% 5.2%
    U.S. Bank $2,375,000 $5,140,000 116.4% 5.1%
    DAS Acquisition Company, LLC $5,740,000 $4,950,000 -13.8% 5.0%
    Mortgage Research Center, LLC $3,460,000 $4,295,000 24.1% 4.3%
    BROKER SOLUTIONS, INC. $7,250,000 $3,930,000 -45.8% 3.9%
    Cedar Rapids Bank and Trust Company $2,855,000 n/a 2.9%
    FREEDOM MORTGAGE CORPORATION $1,400,000 $2,570,000 83.6% 2.6%
    The Maries County Bank $1,715,000 $2,010,000 17.2% 2.0%
    First State Community Bank $1,240,000 $1,960,000 58.1% 2.0%
    USAA Federal Savings Bank $145,000 $1,930,000 1,231.0% 1.9%
    UNITED WHOLESALE MORTGAGE, LLC $2,145,000 $1,910,000 -11.0% 1.9%
    PENNYMAC LOAN SERVICES, LLC $790,000 $1,690,000 113.9% 1.7%
    NBKC BANK $1,490,000 n/a 1.5%
    LOANDEPOT.COM, LLC $460,000 $1,475,000 220.7% 1.5%
    Stifel Bank and Trust $1,300,000 n/a 1.3%
    Arvest Bank $1,115,000 n/a 1.1%
    Southern Bank $1,260,000 $1,055,000 -16.3% 1.1%
    Armed Forces Bank $400,000 $895,000 123.8% 0.9%
    Carrington Mortgage Services, LLC $835,000 $855,000 2.4% 0.9%
    CHURCHILL MORTGAGE CORPORATION $855,000 n/a 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $165,000 $780,000 372.7% 0.8%
    CROSSCOUNTRY MORTGAGE, LLC $755,000 n/a 0.8%
    VILLAGE CAPITAL MORTGAGE $745,000 n/a 0.7%
    AMERICAN PACIFIC MORTGAGE CORPORATION $145,000 $700,000 382.8% 0.7%
    NAVY FEDERAL CREDIT UNION $1,840,000 $625,000 -66.0% 0.6%
    LENDINGHOME FUNDING CORPORATION $105,000 $610,000 481.0% 0.6%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,305,000 $610,000 -53.3% 0.6%
    The Bank of Missouri $590,000 $590,000 0.0% 0.6%
    CANOPY MORTGAGE, LLC $285,000 $570,000 100.0% 0.6%
    PLAZA HOME MORTGAGE, INC. $600,000 $570,000 -5.0% 0.6%
    NEWREZ LLC $855,000 $565,000 -33.9% 0.6%
    LAKEVIEW LOAN SERVICING, LLC $205,000 $550,000 168.3% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $1,360,000 $545,000 -59.9% 0.5%
    Community Mortgage Banc Corporation $325,000 $540,000 66.2% 0.5%
    Mid America Bank $265,000 $525,000 98.1% 0.5%
    SUN WEST MORTGAGE COMPANY, INC. $675,000 $510,000 -24.4% 0.5%
    MID AMERICA MORTGAGE, INC. $495,000 $460,000 -7.1% 0.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $355,000 $435,000 22.5% 0.4%
    BMO Harris Bank $215,000 $415,000 93.0% 0.4%
    Ally Bank $400,000 n/a 0.4%
    Sullivan Bank $1,965,000 $395,000 -79.9% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $325,000 $395,000 21.5% 0.4%
    DELMAR FINANCIAL COMPANY $390,000 n/a 0.4%
    NEW DAY FINANCIAL, LLC $940,000 $385,000 -59.0% 0.4%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $375,000 n/a 0.4%
    Paragon Bank $355,000 n/a 0.4%
    WEST COMMUNITY $315,000 n/a 0.3%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $305,000 n/a 0.3%
    Regions Bank $365,000 $305,000 -16.4% 0.3%
    AmeriHome Mortgage Company, LLC $275,000 n/a 0.3%
    Peoples Bank $85,000 $270,000 217.6% 0.3%
    CMG MORTGAGE, INC. $265,000 n/a 0.3%
    AMERICAN FINANCING CORPORATION $165,000 $255,000 54.5% 0.3%
    BancorpSouth $265,000 $255,000 -3.8% 0.3%
    GERSHMAN INVESTMENT CORP. $125,000 $255,000 104.0% 0.3%
    AMERICAN HERITAGE LENDING, INC. $250,000 n/a 0.3%
    Commerce Bank $595,000 $245,000 -58.8% 0.2%
    First Federal Bank $245,000 n/a 0.2%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $245,000 n/a 0.2%
    Members Mortgage Services, L.L.C. $225,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $225,000 n/a 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $685,000 $215,000 -68.6% 0.2%
    ROYAL UNITED MORTGAGE LLC $145,000 $210,000 44.8% 0.2%
    Regional Missouri Bank $200,000 n/a 0.2%
    Nations Lending Corporation $185,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $980,000 $175,000 -82.1% 0.2%
    Fifth Third Bank $175,000 n/a 0.2%
    LEADERONE FINANCIAL CORPORATION $245,000 $175,000 -28.6% 0.2%
    Figure Lending LLC $210,000 $165,000 -21.4% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $145,000 $165,000 13.8% 0.2%
    Bank of Springfield $155,000 n/a 0.2%
    Servion, Inc. $245,000 $145,000 -40.8% 0.1%
    VERIDIAN CREDIT UNION $145,000 n/a 0.1%
    FIRST INTEGRITY MORTGAGE SERVICES, INC. $175,000 $135,000 -22.9% 0.1%
    SPRING EQ, LLC $55,000 $130,000 136.4% 0.1%
    FIRST COMMUNITY $35,000 $125,000 257.1% 0.1%
    United Bank of Union $5,465,000 $115,000 -97.9% 0.1%
    21ST MORTGAGE CORPORATION $105,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $355,000 $105,000 -70.4% 0.1%
    UNION HOME MORTGAGE CORP. $95,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $85,000 n/a 0.1%
    PNC Bank $85,000 n/a 0.1%
    The Bank of Old Monroe $85,000 n/a 0.1%
    Discover Bank $75,000 n/a 0.1%
    Hawthorn Bank $505,000 $75,000 -85.1% 0.1%
    Truist $75,000 n/a 0.1%
    TOGETHER CREDIT UNION $65,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $155,000 $65,000 -58.1% 0.1%
    ZILLOW HOME LOANS, LLC $55,000 n/a 0.1%
    VANTAGE Credit Union $15,000 n/a 0.0%

    Rolla's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 11.5% market share. In second place, with 8.6%, is GUILD MORTGAGE COMPANY, having originated $8,580,000 in loans. In third place, with 7.2%, is QUICKEN LOANS, LLC, having originated $7,205,000 in loans. In fourth place, with 5.2%, is The Central Trust Bank, having originated $5,225,000 in loans. In fifth place, with 5.1%, is U.S. Bank, having originated $5,140,000 in loans.

    Rolla Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Rolla (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $137,225 (-0.2%) $175,011 (12.2%) 0.00 163
    2018-02-01 $139,900 (7.7%) $182,513 (18.5%) 0.00 151
    2018-03-01 $144,000 (8.8%) $188,053 (18.3%) 0.00 163
    2018-04-01 $158,950 (15.3%) $194,556 (21.0%) 0.00 164
    2018-05-01 $159,450 (18.2%) $198,753 (23.1%) 0.00 185
    2018-06-01 $167,700 (24.4%) $198,187 (23.5%) 0.00 200
    2018-07-01 $169,900 (29.0%) $189,492 (22.1%) 0.00 204
    2018-08-01 $166,200 (28.3%) $190,261 (26.9%) 0.00 208
    2018-09-01 $162,450 (29.4%) $187,995 (24.6%) 0.00 217
    2018-10-01 $159,900 (23.1%) $182,438 (14.3%) 0.00 218
    2018-11-01 $166,850 (26.6%) $183,403 (11.0%) 0.00 216
    2018-12-01 $159,900 (20.3%) $182,171 (6.7%) 0.00 207
    2019-01-01 $159,450 (16.2%) $178,531 (2.0%) 0.00 209
    2019-02-01 $161,650 (15.6%) $182,575 (0.0%) 0.00 196
    2019-03-01 $172,600 (19.9%) $187,067 (-0.5%) 0.00 191
    2019-04-01 $171,550 (7.9%) $185,505 (-4.7%) 0.00 193
    2019-05-01 $179,900 (12.8%) $190,411 (-4.2%) 0.00 207
    2019-06-01 $174,900 (4.3%) $187,667 (-5.3%) 0.00 220
    2019-07-01 $184,600 (8.7%) $197,169 (4.1%) 0.00 214
    2019-08-01 $185,600 (11.7%) $199,168 (4.7%) 0.00 204
    2019-09-01 $186,950 (15.1%) $198,244 (5.5%) 0.00 201
    2019-10-01 $183,800 (15.0%) $197,134 (8.1%) 0.00 193
    2019-11-01 $174,500 (4.6%) $194,682 (6.2%) 0.00 174
    2019-12-01 $183,650 (14.9%) $206,105 (13.1%) 0.00 163
    2020-01-01 $184,975 (16.0%) $207,566 (16.3%) 0.00 159
    2020-02-01 $187,000 (15.7%) $210,534 (15.3%) 0.00 144
    2020-03-01 $182,225 (5.6%) $205,605 (9.9%) 0.00 167
    2020-04-01 $176,425 (2.8%) $206,057 (11.1%) 0.00 155
    2020-05-01 $185,000 (2.8%) $217,213 (14.1%) 0.00 130
    2020-06-01 $169,375 (-3.2%) $210,925 (12.4%) 0.00 117
    2020-07-01 $164,225 (-11.0%) $207,874 (5.4%) 0.00 114
    2020-08-01 $150,900 (-18.7%) $201,430 (1.1%) 0.00 105
    2020-09-01 $139,925 (-25.2%) $185,047 (-6.7%) 0.00 90
    2020-10-01 $139,900 (-23.9%) $188,896 (-4.2%) 0.00 78
    2020-11-01 $141,975 (-18.6%) $178,237 (-8.5%) 0.00 79
    2020-12-01 $148,325 (-19.2%) $181,747 (-11.8%) 0.00 85
    2021-01-01 $159,900 (-13.6%) $195,480 (-5.8%) 0.00 72
    2021-02-01 $153,050 (-18.2%) $201,179 (-4.4%) 0.00 57
    2021-03-01 $175,200 (-3.9%) $227,076 (10.4%) 0.00 49
    2021-04-01 $167,225 (-5.2%) $231,332 (12.3%) 0.00 52
    2021-05-01 $159,900 (-13.6%) $235,875 (8.6%) 0.00 56
    2021-06-01 $189,450 (11.9%) $262,932 (24.7%) 0.00 64
    2021-07-01 $179,450 (9.3%) $282,927 (36.1%) 0.00 88
    2021-08-01 $189,900 (25.8%) $293,397 (45.7%) 0.00 101
    2021-09-01 $185,475 (32.6%) $290,516 (57.0%) 0.00 94
    2021-10-01 $172,450 (23.3%) $279,136 (47.8%) 0.00 88
    2021-11-01 $167,475 (18.0%) $272,068 (52.6%) 0.00 85
    2021-12-01 $162,675 (9.7%) $280,227 (54.2%) 0.00 83
    2022-01-01 $156,500 (-2.1%) $262,925 (34.5%) 0.00 72
    2022-02-01 $194,200 (26.9%) $297,090 (47.7%) 0.00 54
    2022-03-01 $222,225 (26.8%) $313,569 (38.1%) 0.00 53
    2022-04-01 $235,000 (40.5%) $300,796 (30.0%) 0.00 70
    2022-05-01 $260,000 (62.6%) $322,347 (36.7%) 0.00 83
    2022-06-01 $256,500 (35.4%) $317,803 (20.9%) 0.00 91
    2022-07-01 $281,000 (56.6%) $340,409 (20.3%) 0.00 91
    2022-08-01 $277,450 (46.1%) $345,955 (17.9%) 0.00 86
    2022-09-01 $275,000 (48.3%) $339,342 (16.8%) 0.00 90
    2022-10-01 $258,450 (49.9%) $327,553 (17.4%) 0.00 103
    2022-11-01 $264,650 (58.0%) $330,743 (21.6%) 0.00 101
    2022-12-01 $239,500 (47.2%) $314,931 (12.4%) 0.00 92
    2023-01-01 $233,725 (49.4%) $300,121 (14.2%) 0.00 80
    2023-02-01 $241,250 (24.2%) $299,089 (0.7%) 0.00 70
    2023-03-01 $257,475 (15.9%) $311,825 (-0.6%) 0.00 71
    2023-04-01 $284,950 (21.3%) $339,286 (12.8%) 0.00 68
    2023-05-01 $281,700 (8.4%) $333,028 (3.3%) 0.00 70
    2023-06-01 $271,175 (5.7%) $332,974 (4.8%) 0.00 75
    2023-07-01 $260,000 (-7.5%) $331,335 (-2.7%) 0.00 87
    2023-08-01 $273,125 (-1.6%) $329,851 (-4.7%) 0.00 84
    2023-09-01 $249,900 (-9.1%) $299,538 (-11.7%) 0.00 76
    2023-10-01 $236,250 (-8.6%) $295,608 (-9.8%) 0.00 75
    2023-11-01 $233,750 (-11.7%) $287,741 (-13.0%) 0.00 72
    2023-12-01 $209,900 (-12.4%) $289,614 (-8.0%) 0.00 73
    2024-01-01 $239,500 (2.5%) $305,615 (1.8%) 0.00 66
    2024-02-01 $294,450 (22.1%) $363,284 (21.5%) 0.00 63
    2024-03-01 $299,000 (16.1%) $367,987 (18.0%) 0.00 64
    2024-04-01 $275,175 (-3.4%) $335,853 (-1.0%) 0.00 81
    2024-05-01 $282,250 (0.2%) $321,210 (-3.6%) 0.00 80
    2024-06-01 $289,000 (6.6%) $321,148 (-3.6%) 0.00 74
    2024-07-01 $299,450 (15.2%) $325,824 (-1.7%) 0.00 89
    2024-08-01 $306,950 (12.4%) $346,286 (5.0%) 0.00 97
    2024-09-01 $323,725 (29.5%) $383,078 (27.9%) 0.00 105
    2024-10-01 $301,175 (27.5%) $356,091 (20.5%) 0.00 109
    2024-11-01 $297,000 (27.1%) $343,520 (19.4%) 0.00 118
    2024-12-01 $269,900 (28.6%) $324,530 (12.1%) 0.00 127
    2025-01-01 $274,900 (14.8%) $326,436 (6.8%) 0.00 132
    2025-02-01 $279,200 (-5.2%) $335,076 (-7.8%) 0.00 129
    2025-03-01 $293,450 (-1.9%) $348,403 (-5.3%) 0.00 141
    Rolla's median listing price for 2025-03-01 was $293,450, a difference of $-5,550 (-1.9%) versus the prior year and $14,250 versus the prior month.

    Rolla's median listing price comes in at 0% of the national average.

    Rolla's average listing price for 2025-03-01 was $348,403, a difference of $-19,584 (-5.3%) versus the prior year and $13,327 versus the prior month.

    For the 2025-03-01 period, Rolla had 141 MLS listings, a difference of 12 listings (9%) versus the prior month and 77 listings (120%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Rolla (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,635 sqft
    2018-02-01 0 days 1,684 sqft
    2018-03-01 0 days 1,774 sqft
    2018-04-01 0 days 1,872 sqft
    2018-05-01 0 days 1,800 sqft
    2018-06-01 0 days 1,800 sqft
    2018-07-01 0 days 1,757 sqft
    2018-08-01 0 days 1,729 sqft
    2018-09-01 0 days 1,719 sqft
    2018-10-01 0 days 1,718 sqft
    2018-11-01 0 days 1,727 sqft
    2018-12-01 0 days 1,719 sqft
    2019-01-01 0 days 1,740 sqft
    2019-02-01 0 days 1,734 sqft
    2019-03-01 0 days 1,688 sqft
    2019-04-01 0 days 1,661 sqft
    2019-05-01 0 days 1,710 sqft
    2019-06-01 0 days 1,712 sqft
    2019-07-01 0 days 1,715 sqft
    2019-08-01 0 days 1,715 sqft
    2019-09-01 0 days 1,715 sqft
    2019-10-01 0 days 1,709 sqft
    2019-11-01 0 days 1,680 sqft
    2019-12-01 0 days 1,697 sqft
    2020-01-01 0 days 1,733 sqft
    2020-02-01 0 days 1,878 sqft
    2020-03-01 0 days 1,924 sqft
    2020-04-01 0 days 1,878 sqft
    2020-05-01 0 days 1,912 sqft
    2020-06-01 0 days 1,779 sqft
    2020-07-01 0 days 1,715 sqft
    2020-08-01 0 days 1,689 sqft
    2020-09-01 0 days 1,510 sqft
    2020-10-01 0 days 1,626 sqft
    2020-11-01 0 days 1,625 sqft
    2020-12-01 0 days 1,685 sqft
    2021-01-01 0 days 1,817 sqft
    2021-02-01 0 days 1,808 sqft
    2021-03-01 0 days 1,942 sqft
    2021-04-01 0 days 1,987 sqft
    2021-05-01 0 days 1,686 sqft
    2021-06-01 0 days 1,927 sqft
    2021-07-01 0 days 1,784 sqft
    2021-08-01 0 days 1,792 sqft
    2021-09-01 0 days 1,817 sqft
    2021-10-01 0 days 1,709 sqft
    2021-11-01 0 days 1,715 sqft
    2021-12-01 0 days 1,727 sqft
    2022-01-01 0 days 1,610 sqft
    2022-02-01 0 days 1,772 sqft
    2022-03-01 0 days 1,721 sqft
    2022-04-01 0 days 1,796 sqft
    2022-05-01 0 days 1,793 sqft
    2022-06-01 0 days 1,856 sqft
    2022-07-01 0 days 2,214 sqft
    2022-08-01 0 days 2,048 sqft
    2022-09-01 0 days 1,897 sqft
    2022-10-01 0 days 1,874 sqft
    2022-11-01 0 days 1,978 sqft
    2022-12-01 0 days 1,849 sqft
    2023-01-01 0 days 1,835 sqft
    2023-02-01 0 days 1,984 sqft
    2023-03-01 0 days 1,873 sqft
    2023-04-01 0 days 1,935 sqft
    2023-05-01 0 days 1,857 sqft
    2023-06-01 0 days 1,966 sqft
    2023-07-01 0 days 1,992 sqft
    2023-08-01 0 days 1,913 sqft
    2023-09-01 0 days 1,904 sqft
    2023-10-01 0 days 1,876 sqft
    2023-11-01 0 days 1,608 sqft
    2023-12-01 0 days 1,602 sqft
    2024-01-01 0 days 1,781 sqft
    2024-02-01 0 days 2,099 sqft
    2024-03-01 0 days 2,100 sqft
    2024-04-01 0 days 1,805 sqft
    2024-05-01 0 days 2,030 sqft
    2024-06-01 0 days 2,032 sqft
    2024-07-01 0 days 2,188 sqft
    2024-08-01 0 days 2,205 sqft
    2024-09-01 0 days 2,361 sqft
    2024-10-01 0 days 2,157 sqft
    2024-11-01 0 days 1,838 sqft
    2024-12-01 0 days 1,937 sqft
    2025-01-01 0 days 1,972 sqft
    2025-02-01 0 days 1,911 sqft
    2025-03-01 0 days 2,000 sqft
    Rolla's median listing age (time on market) for 2025-03-01 was 0 days.

    Rolla's median square footage for active listings during the 2025-03-01 period was 2,000 sqft. One year prior, the average listing was 2,100 sqft.

    Rolla, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 319 $68,605,000 $215,063
    Cash Out Refi 70 $11,770,000 $168,143
    Refi 66 $15,140,000 $229,394
    Home Improvement 38 $2,390,000 $62,895
    Other 31 $1,975,000 $63,710

    Rolla's most frequently cited loan purpose was Home Purchase, with 319 originations. The 2nd most popular reason was Cash Out Refi, with 70 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 246 $52,730,000 $214,350
    7-8% 109 $20,005,000 $183,532
    5-6% 71 $14,385,000 $202,606
    Over 8% 68 $5,780,000 $85,000
    <2.5% 3 $15,000 $5,000
    4-5% 2 $400,000 $200,000

    During 2024, Rolla's most frequently originated rate bucket was 6-7%, with 246 originations.

    Loan Sizing (Rolla, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 212 $31,780,000 $149,906
    $200k-400k 164 $44,650,000 $272,256
    $100,000 or less 121 $6,895,000 $56,983
    $400k-600k 21 $9,845,000 $468,810
    $600k-1000k 4 $2,740,000 $685,000
    $Over $1MM 2 $3,970,000 $1,985,000

    Rolla's loan sizing saw the bucket of loans from $100k-200k with 212 originations, totaling $31,780,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 242 $52,380,000 $216,446
    60-80% 92 $20,750,000 $225,543
    Under 20% 49 $2,275,000 $46,429
    20-40% 48 $4,280,000 $89,167
    40-60% 41 $6,345,000 $154,756
    Over 100% 11 $3,305,000 $300,455

    Rolla's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 242 originations, totaling $52,380,000 in origination value.