Lebanon Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lebanon averaged 7.09% for the week of 2025-05-08, compared to the national average of 6.76% for the same period.

    The average rate for the prior week (2025-05-01) was 6.89% and one month ago for the week of 2025-04-03, the average rate was 6.77%.

    Lebanon's average rate one year ago was 7.15%.

    For refis of the same type during the week of 2025-05-08, the average rate was 7.06%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-08 6.76%
    Lebanon 30 Year Fixed Rate 2025-05-08 7.09%
    Lebanon 30 Year Fixed Rate Refi 2025-05-08 7.06%
    Lebanon 15 Year Fixed Rate 2025-05-08 5.69%
    Lebanon 15 Year Fixed Rate Refi 2025-05-08 5.79%
    Lebanon 30 Year FHA 2025-05-08 6.91%
    Lebanon 30 Year FHA Refi 2025-05-08 6.28%
    Lebanon 30 Year USDA 2025-05-08 6.57%
    Lebanon 30 Year USDA Refi 2025-05-08 6.57%
    Lebanon 30 Year VA 2025-05-08 6.17%
    Lebanon 30 Year VA Refi 2025-05-08 6.47%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lebanon, MO.

    Lebanon Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lebanon, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 21 6.51% $4,209
    First State Community Bank 21 6.51% $2,912
    GUILD MORTGAGE COMPANY 12 7.04% $3,281
    QUICKEN LOANS, LLC 12 6.62% $6,688
    The Central Trust Bank 9 7.22% $3,030
    U.S. Bank 8 6.98% $2,472
    Arvest Bank 6 6.79% $2,863
    BROKER SOLUTIONS, INC. 6 6.79% $4,045
    PRIMELENDING, A PLAINSCAPITAL COMPANY 5 7.07% $3,968
    VANDERBILT MORTGAGE AND FINANCE, INC. 4 8.56% $7,022
    Commerce Bank 4 6.97% $2,223
    Flagstar Bank, FSB 4 7.72% $4,260
    Great Southern Bank 3 6.42% $2,816
    Ixonia Bank 3 6.62% $4,214
    DAS Acquisition Company, LLC 3 6.88% $6,663
    UNITED WHOLESALE MORTGAGE, LLC 2 7.34% $3,245
    BOKF 2 7.31% $4,501
    COMMUNITY MORTGAGE, LLC 2 6.75% $3,761
    FIRST COMMUNITY 2 5.95% $1,564
    NEWREZ LLC 2 7.06% $2,624
    ROYAL UNITED MORTGAGE LLC 2 7.44% $6,371
    PENNYMAC LOAN SERVICES, LLC 1 7.12% $5,638
    CIBM Bank 1 7.50% $6,800
    Southern Bank 1 7.38% $1,890
    Carrington Mortgage Services, LLC 1 7.63% $3,897
    USAA Federal Savings Bank 1 6.88% $8,445
    First State Bank of St. Charles, Missouri 1 5.25% $4,711
    ASSEMBLIES OF GOD Credit Union 1 6.38% $3,699
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.13% $3,355
    FREEDOM MORTGAGE CORPORATION 1 8.63% $4,875
    Gateway First Bank 1 6.63% $2,312
    GERSHMAN INVESTMENT CORP. 1 6.63% $2,712
    Mortgage Research Center, LLC 1 5.25% $1,723
    NexBank 1 7.13% $2,867
    Oakstar Bank 1 6.50% $3,150

    Lebanon Average Closing Costs & Other Stats

    Lebanon, MO's 35 lenders originated 665 loans during 2024. The total origination value was $115,635,000, with an average loan value of $173,887.

    Lebanon's average closing costs are $4,104.

    The top Lebanon lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 21 loans originated. Their average total fees are $4,209, which is $1,297 higher than the next largest lender, First State Community Bank.

    The lowest fee Lebanon lenders (with over 10 loans originated) are First State Community Bank ($2,912), GUILD MORTGAGE COMPANY ($3,281), FLAT BRANCH MORTGAGE, INC. ($4,209), QUICKEN LOANS, LLC ($6,688) and .

    The lowest rate Lebanon lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.51%), First State Community Bank (6.51%), QUICKEN LOANS, LLC (6.62%), GUILD MORTGAGE COMPANY (7.04%) and .

    Lebanon, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    FLAT BRANCH MORTGAGE, INC. $11,275,000 $13,675,000 21.3% 11.8%
    First State Community Bank $8,730,000 $11,765,000 34.8% 10.2%
    Mortgage Research Center, LLC $3,340,000 $6,965,000 108.5% 6.0%
    QUICKEN LOANS, LLC $5,475,000 $6,630,000 21.1% 5.7%
    Mid-Missouri Bank $3,505,000 $5,000,000 42.7% 4.3%
    GUILD MORTGAGE COMPANY $695,000 $4,830,000 595.0% 4.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $9,220,000 $3,810,000 -58.7% 3.3%
    PENNYMAC LOAN SERVICES, LLC $2,530,000 $3,425,000 35.4% 3.0%
    Arvest Bank $1,600,000 $3,145,000 96.6% 2.7%
    The Central Trust Bank $870,000 $3,045,000 250.0% 2.6%
    DAS Acquisition Company, LLC $2,730,000 $2,960,000 8.4% 2.6%
    BROKER SOLUTIONS, INC. $2,130,000 $2,715,000 27.5% 2.3%
    UNITED WHOLESALE MORTGAGE, LLC $3,455,000 $2,635,000 -23.7% 2.3%
    U.S. Bank $5,000,000 $2,615,000 -47.7% 2.3%
    Commerce Bank $2,330,000 $1,990,000 -14.6% 1.7%
    FREEDOM MORTGAGE CORPORATION $1,570,000 $1,720,000 9.6% 1.5%
    O'Bannon Banking Company $1,575,000 n/a 1.4%
    NAVY FEDERAL CREDIT UNION $2,235,000 $1,510,000 -32.4% 1.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $3,865,000 $1,270,000 -67.1% 1.1%
    NEWREZ LLC $575,000 $1,220,000 112.2% 1.1%
    VILLAGE CAPITAL MORTGAGE $1,215,000 n/a 1.1%
    Flagstar Bank, FSB $450,000 $1,090,000 142.2% 0.9%
    LAKEVIEW LOAN SERVICING, LLC $1,030,000 n/a 0.9%
    CROSSCOUNTRY MORTGAGE, LLC $670,000 $985,000 47.0% 0.9%
    AMERISAVE MORTGAGE CORPORATION $775,000 $890,000 14.8% 0.8%
    AMERICAN FINANCING CORPORATION $165,000 $825,000 400.0% 0.7%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $385,000 $805,000 109.1% 0.7%
    Great Southern Bank $860,000 $780,000 -9.3% 0.7%
    LOANDEPOT.COM, LLC $325,000 $780,000 140.0% 0.7%
    Ixonia Bank $175,000 $720,000 311.4% 0.6%
    CANOPY MORTGAGE, LLC $695,000 n/a 0.6%
    USAA Federal Savings Bank $1,645,000 $685,000 -58.4% 0.6%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $195,000 $675,000 246.2% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $45,000 $590,000 1,211.1% 0.5%
    BOKF $390,000 $545,000 39.7% 0.5%
    COMMUNITY MORTGAGE, LLC $165,000 $545,000 230.3% 0.5%
    Southern Bank $535,000 $540,000 0.9% 0.5%
    AMERICAN FINANCIAL RESOURCES, INC. $320,000 $525,000 64.1% 0.5%
    Oakstar Bank $490,000 n/a 0.4%
    First State Bank of St. Charles, Missouri $480,000 n/a 0.4%
    SUN WEST MORTGAGE COMPANY, INC. $380,000 $390,000 2.6% 0.3%
    GUARANTEED RATE AFFINITY, LLC $385,000 n/a 0.3%
    GUARANTEED RATE, INC. $915,000 $385,000 -57.9% 0.3%
    Mid-Continent Funding, Inc. $335,000 $385,000 14.9% 0.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $375,000 n/a 0.3%
    GERSHMAN INVESTMENT CORP. $405,000 $370,000 -8.6% 0.3%
    CARDINAL FINANCIAL $135,000 $355,000 163.0% 0.3%
    ASSEMBLIES OF GOD Credit Union $65,000 $345,000 430.8% 0.3%
    Peoples Community Bank $325,000 n/a 0.3%
    Carrington Mortgage Services, LLC $150,000 $315,000 110.0% 0.3%
    PLANET HOME LENDING, LLC $215,000 $315,000 46.5% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $150,000 $310,000 106.7% 0.3%
    Truist $305,000 n/a 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $285,000 n/a 0.2%
    First National Bank Texas $275,000 n/a 0.2%
    FIRST COMMUNITY $515,000 $270,000 -47.6% 0.2%
    LENDINGHOME FUNDING CORPORATION $265,000 n/a 0.2%
    Citizens Bank $255,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $250,000 n/a 0.2%
    NexBank $245,000 n/a 0.2%
    CIBM Bank $225,000 n/a 0.2%
    The Federal Savings Bank $690,000 $215,000 -68.8% 0.2%
    MISSOURI ELECTRIC COOPERATIVES EMPL $800,000 $205,000 -74.4% 0.2%
    Simmons Bank $205,000 n/a 0.2%
    Stockmens Bank $755,000 $200,000 -73.5% 0.2%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $170,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $65,000 $170,000 161.5% 0.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $165,000 n/a 0.1%
    River Region Credit Union $165,000 n/a 0.1%
    Springfield First Community Bank $680,000 $165,000 -75.7% 0.1%
    Paramount Residential Mortgage Group, Inc. $185,000 $160,000 -13.5% 0.1%
    HOMESIDE FINANCIAL, LLC $105,000 $155,000 47.6% 0.1%
    Old Missouri Bank $195,000 $155,000 -20.5% 0.1%
    ON Q FINANCIAL, INC. $155,000 n/a 0.1%
    Equity Prime Mortgage LLC $145,000 n/a 0.1%
    First National Bank and Trust Company $145,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $440,000 $145,000 -67.0% 0.1%
    Freedom Bank of Southern Missouri $135,000 n/a 0.1%
    The Maries County Bank $890,000 $130,000 -85.4% 0.1%
    Citibank $125,000 n/a 0.1%
    Gateway First Bank $375,000 $115,000 -69.3% 0.1%
    Wells Fargo Bank $425,000 $115,000 -72.9% 0.1%
    21ST MORTGAGE CORPORATION $115,000 $100,000 -13.0% 0.1%
    Discover Bank $55,000 $85,000 54.5% 0.1%
    Bank of America $435,000 $80,000 -81.6% 0.1%
    Farm Credit Mid-America, ACA $275,000 $45,000 -83.6% 0.0%
    Regions Bank $45,000 n/a 0.0%

    Lebanon's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 11.8% market share. In second place, with 10.2%, is First State Community Bank, having originated $11,765,000 in loans. In third place, with 6.0%, is Mortgage Research Center, LLC, having originated $6,965,000 in loans. In fourth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $6,630,000 in loans. In fifth place, with 4.3%, is Mid-Missouri Bank, having originated $5,000,000 in loans.

    Lebanon Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Lebanon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $159,450 (7.5%) $198,587 (-0.8%) 0.00 153
    2018-02-01 $162,450 (9.2%) $198,309 (0.8%) 0.00 157
    2018-03-01 $169,900 (14.7%) $203,105 (4.6%) 0.00 156
    2018-04-01 $172,400 (15.5%) $207,489 (7.8%) 0.00 162
    2018-05-01 $184,200 (18.9%) $222,456 (14.6%) 0.00 173
    2018-06-01 $184,400 (14.0%) $222,923 (10.0%) 0.00 176
    2018-07-01 $196,600 (17.4%) $226,040 (9.0%) 0.00 167
    2018-08-01 $189,900 (22.4%) $236,947 (25.3%) 0.00 165
    2018-09-01 $176,950 (11.6%) $228,669 (21.3%) 0.00 162
    2018-10-01 $174,925 (6.5%) $224,915 (13.1%) 0.00 176
    2018-11-01 $176,125 (8.1%) $223,194 (11.7%) 0.00 180
    2018-12-01 $174,900 (6.1%) $215,925 (7.7%) 0.00 172
    2019-01-01 $169,900 (6.6%) $213,688 (7.6%) 0.00 145
    2019-02-01 $178,850 (10.1%) $234,293 (18.2%) 0.00 129
    2019-03-01 $186,150 (9.6%) $239,833 (18.1%) 0.00 123
    2019-04-01 $182,525 (5.9%) $237,816 (14.6%) 0.00 131
    2019-05-01 $169,900 (-7.8%) $237,011 (6.5%) 0.00 139
    2019-06-01 $197,250 (7.0%) $261,679 (17.4%) 0.00 146
    2019-07-01 $180,650 (-8.1%) $244,502 (8.2%) 0.00 150
    2019-08-01 $184,141 (-3.0%) $247,717 (4.6%) 0.00 159
    2019-09-01 $190,502 (7.7%) $254,980 (11.5%) 0.00 164
    2019-10-01 $191,968 (9.7%) $258,304 (14.9%) 0.00 163
    2019-11-01 $179,900 (2.1%) $258,588 (15.9%) 0.00 155
    2019-12-01 $181,150 (3.6%) $259,316 (20.1%) 0.00 156
    2020-01-01 $194,175 (14.3%) $266,821 (24.9%) 0.00 133
    2020-02-01 $199,500 (11.6%) $259,653 (10.8%) 0.00 140
    2020-03-01 $190,950 (2.6%) $256,489 (6.9%) 0.00 152
    2020-04-01 $181,175 (-0.7%) $242,945 (2.2%) 0.00 150
    2020-05-01 $175,000 (3.0%) $240,985 (1.7%) 0.00 144
    2020-06-01 $182,925 (-7.3%) $254,547 (-2.7%) 0.00 129
    2020-07-01 $200,550 (11.0%) $276,775 (13.2%) 0.00 108
    2020-08-01 $199,900 (8.6%) $269,952 (9.0%) 0.00 106
    2020-09-01 $221,163 (16.1%) $278,681 (9.3%) 0.00 98
    2020-10-01 $210,900 (9.9%) $278,013 (7.6%) 0.00 88
    2020-11-01 $222,475 (23.7%) $289,767 (12.1%) 0.00 72
    2020-12-01 $208,700 (15.2%) $276,364 (6.6%) 0.00 70
    2021-01-01 $229,000 (17.9%) $337,179 (26.4%) 0.00 55
    2021-02-01 $224,450 (12.5%) $338,070 (30.2%) 0.00 52
    2021-03-01 $194,675 (2.0%) $295,904 (15.4%) 0.00 48
    2021-04-01 $207,450 (14.5%) $303,319 (24.9%) 0.00 40
    2021-05-01 $189,900 (8.5%) $249,388 (3.5%) 0.00 58
    2021-06-01 $189,900 (3.8%) $236,100 (-7.3%) 0.00 63
    2021-07-01 $195,000 (-2.8%) $235,299 (-15.0%) 0.00 86
    2021-08-01 $199,725 (-0.1%) $251,957 (-6.7%) 0.00 81
    2021-09-01 $198,800 (-10.1%) $261,275 (-6.3%) 0.00 77
    2021-10-01 $195,250 (-7.4%) $265,872 (-4.4%) 0.00 71
    2021-11-01 $192,400 (-13.5%) $253,209 (-12.6%) 0.00 68
    2021-12-01 $198,475 (-4.9%) $252,379 (-8.7%) 0.00 68
    2022-01-01 $207,450 (-9.4%) $259,166 (-23.1%) 0.00 59
    2022-02-01 $194,900 (-13.2%) $256,379 (-24.2%) 0.00 56
    2022-03-01 $197,450 (1.4%) $266,452 (-10.0%) 0.00 47
    2022-04-01 $229,950 (10.9%) $249,041 (-17.9%) 0.00 38
    2022-05-01 $232,425 (22.4%) $259,141 (3.9%) 0.00 53
    2022-06-01 $202,500 (6.6%) $256,551 (8.7%) 0.00 67
    2022-07-01 $189,450 (-2.9%) $257,052 (9.2%) 0.00 69
    2022-08-01 $206,150 (3.2%) $286,065 (13.5%) 0.00 56
    2022-09-01 $223,500 (12.4%) $287,643 (10.1%) 0.00 61
    2022-10-01 $230,000 (17.8%) $292,453 (10.0%) 0.00 71
    2022-11-01 $222,000 (15.4%) $275,078 (8.6%) 0.00 75
    2022-12-01 $232,250 (17.0%) $270,831 (7.3%) 0.00 73
    2023-01-01 $257,425 (24.1%) $295,393 (14.0%) 0.00 56
    2023-02-01 $269,900 (38.5%) $315,984 (23.3%) 0.00 49
    2023-03-01 $254,900 (29.1%) $324,527 (21.8%) 0.00 48
    2023-04-01 $249,900 (8.7%) $320,135 (28.6%) 0.00 55
    2023-05-01 $268,675 (15.6%) $318,412 (22.9%) 0.00 59
    2023-06-01 $274,900 (35.8%) $328,379 (28.0%) 0.00 58
    2023-07-01 $264,950 (39.9%) $326,161 (26.9%) 0.00 66
    2023-08-01 $277,975 (34.8%) $332,077 (16.1%) 0.00 85
    2023-09-01 $279,450 (25.0%) $329,431 (14.5%) 0.00 99
    2023-10-01 $242,400 (5.4%) $296,221 (1.3%) 0.00 109
    2023-11-01 $239,450 (7.9%) $277,307 (0.8%) 0.00 118
    2023-12-01 $228,250 (-1.7%) $272,744 (0.7%) 0.00 113
    2024-01-01 $239,900 (-6.8%) $263,901 (-10.7%) 0.00 92
    2024-02-01 $239,900 (-11.1%) $260,897 (-17.4%) 0.00 95
    2024-03-01 $249,950 (-1.9%) $290,004 (-10.6%) 0.00 98
    2024-04-01 $256,475 (2.6%) $305,936 (-4.4%) 0.00 100
    2024-05-01 $259,900 (-3.3%) $310,034 (-2.6%) 0.00 106
    2024-06-01 $252,250 (-8.2%) $296,277 (-9.8%) 0.00 109
    2024-07-01 $256,000 (-3.4%) $308,303 (-5.5%) 0.00 115
    2024-08-01 $257,500 (-7.4%) $317,777 (-4.3%) 0.00 112
    2024-09-01 $255,950 (-8.4%) $336,498 (2.2%) 0.00 131
    2024-10-01 $262,900 (8.5%) $341,567 (15.3%) 0.00 131
    2024-11-01 $257,000 (7.3%) $340,239 (22.7%) 0.00 129
    2024-12-01 $242,400 (6.2%) $329,648 (20.9%) 0.00 115
    2025-01-01 $258,675 (7.8%) $357,795 (35.6%) 0.00 102
    2025-02-01 $264,200 (10.1%) $352,118 (35.0%) 0.00 99
    2025-03-01 $263,750 (5.5%) $353,550 (21.9%) 0.00 98
    2025-04-01 $271,338 (5.8%) $328,159 (7.3%) 0.00 96
    Lebanon's median listing price for 2025-04-01 was $271,338, a difference of $14,863 (5.8%) versus the prior year and $7,588 versus the prior month.

    Lebanon's median listing price comes in at 0% of the national average.

    Lebanon's average listing price for 2025-04-01 was $328,159, a difference of $22,223 (7.3%) versus the prior year and $-25,391 versus the prior month.

    For the 2025-04-01 period, Lebanon had 96 MLS listings, a difference of -2 listings (-2%) versus the prior month and -4 listings (-4%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Lebanon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,000 sqft
    2018-02-01 0 days 1,922 sqft
    2018-03-01 0 days 2,000 sqft
    2018-04-01 0 days 2,037 sqft
    2018-05-01 0 days 2,057 sqft
    2018-06-01 0 days 2,040 sqft
    2018-07-01 0 days 2,065 sqft
    2018-08-01 0 days 2,002 sqft
    2018-09-01 0 days 1,916 sqft
    2018-10-01 0 days 1,885 sqft
    2018-11-01 0 days 1,923 sqft
    2018-12-01 0 days 1,916 sqft
    2019-01-01 0 days 1,792 sqft
    2019-02-01 0 days 1,825 sqft
    2019-03-01 0 days 1,831 sqft
    2019-04-01 0 days 1,847 sqft
    2019-05-01 0 days 1,803 sqft
    2019-06-01 0 days 1,926 sqft
    2019-07-01 0 days 1,812 sqft
    2019-08-01 0 days 1,923 sqft
    2019-09-01 0 days 1,997 sqft
    2019-10-01 0 days 2,030 sqft
    2019-11-01 0 days 1,983 sqft
    2019-12-01 0 days 1,990 sqft
    2020-01-01 0 days 1,991 sqft
    2020-02-01 0 days 1,940 sqft
    2020-03-01 0 days 1,899 sqft
    2020-04-01 0 days 1,867 sqft
    2020-05-01 0 days 1,800 sqft
    2020-06-01 0 days 1,830 sqft
    2020-07-01 0 days 1,860 sqft
    2020-08-01 0 days 1,886 sqft
    2020-09-01 0 days 2,087 sqft
    2020-10-01 0 days 1,987 sqft
    2020-11-01 0 days 2,040 sqft
    2020-12-01 0 days 1,910 sqft
    2021-01-01 0 days 2,120 sqft
    2021-02-01 0 days 2,007 sqft
    2021-03-01 0 days 1,747 sqft
    2021-04-01 0 days 1,797 sqft
    2021-05-01 0 days 1,728 sqft
    2021-06-01 0 days 1,556 sqft
    2021-07-01 0 days 1,590 sqft
    2021-08-01 0 days 1,688 sqft
    2021-09-01 0 days 1,756 sqft
    2021-10-01 0 days 1,778 sqft
    2021-11-01 0 days 1,644 sqft
    2021-12-01 0 days 1,572 sqft
    2022-01-01 0 days 1,554 sqft
    2022-02-01 0 days 1,533 sqft
    2022-03-01 0 days 1,506 sqft
    2022-04-01 0 days 1,512 sqft
    2022-05-01 0 days 1,655 sqft
    2022-06-01 0 days 1,444 sqft
    2022-07-01 0 days 1,430 sqft
    2022-08-01 0 days 1,540 sqft
    2022-09-01 0 days 1,563 sqft
    2022-10-01 0 days 1,632 sqft
    2022-11-01 0 days 1,512 sqft
    2022-12-01 0 days 1,503 sqft
    2023-01-01 0 days 1,717 sqft
    2023-02-01 0 days 1,823 sqft
    2023-03-01 0 days 1,791 sqft
    2023-04-01 0 days 1,797 sqft
    2023-05-01 0 days 2,000 sqft
    2023-06-01 0 days 2,017 sqft
    2023-07-01 0 days 1,876 sqft
    2023-08-01 0 days 1,773 sqft
    2023-09-01 0 days 1,792 sqft
    2023-10-01 0 days 1,691 sqft
    2023-11-01 0 days 1,621 sqft
    2023-12-01 0 days 1,622 sqft
    2024-01-01 0 days 1,640 sqft
    2024-02-01 0 days 1,556 sqft
    2024-03-01 0 days 1,597 sqft
    2024-04-01 0 days 1,564 sqft
    2024-05-01 0 days 1,652 sqft
    2024-06-01 0 days 1,585 sqft
    2024-07-01 0 days 1,625 sqft
    2024-08-01 0 days 1,646 sqft
    2024-09-01 0 days 1,644 sqft
    2024-10-01 0 days 1,685 sqft
    2024-11-01 0 days 1,652 sqft
    2024-12-01 0 days 1,640 sqft
    2025-01-01 0 days 1,683 sqft
    2025-02-01 0 days 1,740 sqft
    2025-03-01 0 days 1,736 sqft
    2025-04-01 0 days 1,710 sqft
    Lebanon's median listing age (time on market) for 2025-04-01 was 0 days.

    Lebanon's median square footage for active listings during the 2025-04-01 period was 1,710 sqft. One year prior, the average listing was 1,564 sqft.

    Lebanon, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 397 $80,575,000 $202,960
    Cash Out Refi 88 $14,110,000 $160,341
    Refi 86 $15,660,000 $182,093
    Other 50 $2,800,000 $56,000
    Home Improvement 44 $2,490,000 $56,591

    Lebanon's most frequently cited loan purpose was Home Purchase, with 397 originations. The 2nd most popular reason was Cash Out Refi, with 88 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 266 $52,750,000 $198,308
    7-8% 153 $24,675,000 $161,275
    Over 8% 130 $11,030,000 $84,846
    5-6% 75 $17,125,000 $228,333
    4-5% 5 $1,545,000 $309,000
    <2.5% 4 $200,000 $50,000
    2.5-3% 4 $500,000 $125,000

    During 2024, Lebanon's most frequently originated rate bucket was 6-7%, with 266 originations.

    Loan Sizing (Lebanon, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 295 $44,905,000 $152,220
    $100,000 or less 179 $10,315,000 $57,626
    $200k-400k 171 $45,985,000 $268,918
    $400k-600k 14 $6,520,000 $465,714
    $600k-1000k 3 $2,105,000 $701,667
    $Over $1MM 3 $5,805,000 $1,935,000

    Lebanon's loan sizing saw the bucket of loans from $100k-200k with 295 originations, totaling $44,905,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 272 $56,010,000 $205,919
    60-80% 107 $20,905,000 $195,374
    20-40% 91 $7,005,000 $76,978
    Under 20% 54 $2,230,000 $41,296
    40-60% 48 $6,530,000 $136,042
    Over 100% 21 $6,235,000 $296,905

    Lebanon's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 272 originations, totaling $56,010,000 in origination value.