Lebanon Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Lebanon averaged
6.34%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
5.9% and
one month ago for the week of 2024-08-29, the
average rate was 6.17%.
Lebanon's average rate one year ago was 7.43%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.42%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
Lebanon 30 Year Fixed Rate | 2024-10-03 | 6.34% |
Lebanon 30 Year Fixed Rate Refi | 2024-10-03 | 6.42% |
Lebanon 15 Year Fixed Rate | 2024-10-03 | 5.05% |
Lebanon 15 Year Fixed Rate Refi | 2024-10-03 | 5.75% |
Lebanon 30 Year FHA | 2024-10-03 | 5.79% |
Lebanon 30 Year FHA Refi | 2024-10-03 | 5.99% |
Lebanon 30 Year USDA | 2024-10-03 | 6.17% |
Lebanon 30 Year USDA Refi | 2024-10-03 | 5.97% |
Lebanon 30 Year VA | 2024-10-03 | 5.89% |
Lebanon 30 Year VA Refi | 2024-10-03 | 5.5% |
Lebanon Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lebanon, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Lebanon Average Closing Costs & Other Stats
Lebanon, MO's 44 lenders originated 609
loans during 2023. The total origination value was $97,685,000, with an average loan value of
$160,402.
Lebanon's average closing costs are $3,898.
The top Lebanon lender as defined by loan originations is First State Community Bank, with
16 loans originated. Their average total fees are
$2,425, which is $654
lower than the next largest lender,
FLAT BRANCH MORTGAGE, INC..
The lowest fee Lebanon lenders (with over 10 loans originated) are
First State Community Bank ($2,425), FLAT BRANCH MORTGAGE, INC. ($3,079), U.S. Bank ($3,147), .
The lowest rate Lebanon lenders (with over 10 loans originated) are
FLAT BRANCH MORTGAGE, INC. (6.71%), First State Community Bank (6.79%), U.S. Bank (6.96%), .
Lebanon, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
FLAT BRANCH MORTGAGE, INC. | $13,010,000 | $11,275,000 | -13.3% | 11.5% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $11,620,000 | $9,220,000 | -20.7% | 9.4% |
First State Community Bank | $16,785,000 | $8,730,000 | -48.0% | 8.9% |
QUICKEN LOANS, LLC | $9,450,000 | $5,475,000 | -42.1% | 5.6% |
U.S. Bank | $6,335,000 | $5,000,000 | -21.1% | 5.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,290,000 | $3,865,000 | 199.6% | 4.0% |
Mid-Missouri Bank | $5,500,000 | $3,505,000 | -36.3% | 3.6% |
UNITED WHOLESALE MORTGAGE, LLC | $1,155,000 | $3,455,000 | 199.1% | 3.5% |
Mortgage Research Center, LLC | $3,255,000 | $3,340,000 | 2.6% | 3.4% |
DAS Acquisition Company, LLC | $2,535,000 | $2,730,000 | 7.7% | 2.8% |
PENNYMAC LOAN SERVICES, LLC | $3,890,000 | $2,530,000 | -35.0% | 2.6% |
Commerce Bank | $1,685,000 | $2,330,000 | 38.3% | 2.4% |
NAVY FEDERAL CREDIT UNION | $3,565,000 | $2,235,000 | -37.3% | 2.3% |
BROKER SOLUTIONS, INC. | $1,035,000 | $2,130,000 | 105.8% | 2.2% |
USAA Federal Savings Bank | $285,000 | $1,645,000 | 477.2% | 1.7% |
Arvest Bank | $3,980,000 | $1,600,000 | -59.8% | 1.6% |
FREEDOM MORTGAGE CORPORATION | $1,985,000 | $1,570,000 | -20.9% | 1.6% |
GUARANTEED RATE, INC. | $775,000 | $915,000 | 18.1% | 0.9% |
The Maries County Bank | $840,000 | $890,000 | 6.0% | 0.9% |
The Central Trust Bank | $1,405,000 | $870,000 | -38.1% | 0.9% |
Great Southern Bank | $625,000 | $860,000 | 37.6% | 0.9% |
Hawthorn Bank | $1,255,000 | $825,000 | -34.3% | 0.8% |
MISSOURI ELECTRIC COOPERATIVES EMPL | $555,000 | $800,000 | 44.1% | 0.8% |
AMERISAVE MORTGAGE CORPORATION | $1,090,000 | $775,000 | -28.9% | 0.8% |
Stockmens Bank | $370,000 | $755,000 | 104.1% | 0.8% |
GUILD MORTGAGE COMPANY | $685,000 | $695,000 | 1.5% | 0.7% |
The Federal Savings Bank | $695,000 | $690,000 | -0.7% | 0.7% |
Springfield First Community Bank | $670,000 | $680,000 | 1.5% | 0.7% |
CROSSCOUNTRY MORTGAGE, LLC | $640,000 | $670,000 | 4.7% | 0.7% |
SOUTHWEST STAGE FUNDING, LLC | $290,000 | $585,000 | 101.7% | 0.6% |
NEWREZ LLC | $280,000 | $575,000 | 105.4% | 0.6% |
Southern Bank | $780,000 | $535,000 | -31.4% | 0.5% |
FIRST COMMUNITY | $515,000 | n/a | 0.5% | |
Midwest Mortgage Associates Corporation | $480,000 | n/a | 0.5% | |
Flagstar Bank, FSB | $755,000 | $450,000 | -40.4% | 0.5% |
NEW DAY FINANCIAL, LLC | $105,000 | $440,000 | 319.0% | 0.5% |
Bank of America | $665,000 | $435,000 | -34.6% | 0.4% |
Wells Fargo Bank | $2,870,000 | $425,000 | -85.2% | 0.4% |
GERSHMAN INVESTMENT CORP. | $525,000 | $405,000 | -22.9% | 0.4% |
BOKF | $85,000 | $390,000 | 358.8% | 0.4% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $385,000 | n/a | 0.4% | |
Nations Lending Corporation | $335,000 | $380,000 | 13.4% | 0.4% |
SUN WEST MORTGAGE COMPANY, INC. | $265,000 | $380,000 | 43.4% | 0.4% |
Gateway First Bank | $445,000 | $375,000 | -15.7% | 0.4% |
NBKC BANK | $350,000 | n/a | 0.4% | |
Farmers and Merchants Bank of St. Clair | $340,000 | n/a | 0.3% | |
Mid-Continent Funding, Inc. | $245,000 | $335,000 | 36.7% | 0.3% |
LOANDEPOT.COM, LLC | $1,145,000 | $325,000 | -71.6% | 0.3% |
AMERICAN FINANCIAL RESOURCES, INC. | $395,000 | $320,000 | -19.0% | 0.3% |
Plains Commerce Bank | $215,000 | $305,000 | 41.9% | 0.3% |
TIB The Independent Bankersbank | $610,000 | $300,000 | -50.8% | 0.3% |
BLUCURRENT | $45,000 | $295,000 | 555.6% | 0.3% |
Farm Credit Mid-America, ACA | $275,000 | n/a | 0.3% | |
Stifel Bank and Trust | $195,000 | $275,000 | 41.0% | 0.3% |
LEADERONE FINANCIAL CORPORATION | $265,000 | n/a | 0.3% | |
Barrington Bank & Trust Company, N.A. | $235,000 | $260,000 | 10.6% | 0.3% |
FCS Financial FLCA | $245,000 | n/a | 0.3% | |
ENDEAVOR CAPITAL, LLC. | $455,000 | $215,000 | -52.7% | 0.2% |
PLANET HOME LENDING, LLC | $195,000 | $215,000 | 10.3% | 0.2% |
PREMIA MORTGAGE, LLC | $215,000 | n/a | 0.2% | |
JPMorgan Chase Bank | $75,000 | $210,000 | 180.0% | 0.2% |
LOANPAL, LLC | $470,000 | $205,000 | -56.4% | 0.2% |
The Bank of Missouri | $335,000 | $205,000 | -38.8% | 0.2% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $215,000 | $195,000 | -9.3% | 0.2% |
Old Missouri Bank | $420,000 | $195,000 | -53.6% | 0.2% |
PLAZA HOME MORTGAGE, INC. | $265,000 | $195,000 | -26.4% | 0.2% |
Mid America Bank | $185,000 | n/a | 0.2% | |
MORTGAGE FINANCIAL SERVICES, LLC | $640,000 | $185,000 | -71.1% | 0.2% |
Paramount Residential Mortgage Group, Inc. | $185,000 | n/a | 0.2% | |
Ixonia Bank | $135,000 | $175,000 | 29.6% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $55,000 | $175,000 | 218.2% | 0.2% |
AMERICAN FINANCING CORPORATION | $610,000 | $165,000 | -73.0% | 0.2% |
COMMUNITY MORTGAGE, LLC | $95,000 | $165,000 | 73.7% | 0.2% |
Carrington Mortgage Services, LLC | $1,050,000 | $150,000 | -85.7% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $220,000 | $150,000 | -31.8% | 0.2% |
BancorpSouth | $10,100,000 | $140,000 | -98.6% | 0.1% |
CARDINAL FINANCIAL | $495,000 | $135,000 | -72.7% | 0.1% |
PNC Bank | $270,000 | $135,000 | -50.0% | 0.1% |
TOP FLITE FINANCIAL, INC. | $105,000 | $135,000 | 28.6% | 0.1% |
21ST MORTGAGE CORPORATION | $330,000 | $115,000 | -65.2% | 0.1% |
CRESCENT MORTGAGE COMPANY | $195,000 | $115,000 | -41.0% | 0.1% |
HOMESIDE FINANCIAL, LLC | $255,000 | $105,000 | -58.8% | 0.1% |
Sullivan Bank | $75,000 | n/a | 0.1% | |
ASSEMBLIES OF GOD Credit Union | $945,000 | $65,000 | -93.1% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $220,000 | $65,000 | -70.5% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $65,000 | n/a | 0.1% | |
Discover Bank | $105,000 | $55,000 | -47.6% | 0.1% |
Mr. Cooper ( Nationstar Mortgage ) | $740,000 | $45,000 | -93.9% | 0.0% |
Southwest Missouri Bank | $25,000 | n/a | 0.0% | |
The Seymour Bank | $165,000 | $25,000 | -84.8% | 0.0% |
Lebanon's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 11.5% market share. In second place, with 9.4%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $9,220,000 in loans. In third place, with 8.9%, is First State Community Bank, having originated $8,730,000 in loans. In fourth place, with 5.6%, is QUICKEN LOANS, LLC, having originated $5,475,000 in loans. In fifth place, with 5.1%, is U.S. Bank, having originated $5,000,000 in loans.
Lebanon Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Lebanon (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $159,450 (7.5%) | $198,587 (-0.8%) | 0.00 | 153 |
2018-02-01 | $162,450 (9.2%) | $198,309 (0.8%) | 0.00 | 157 |
2018-03-01 | $169,900 (14.7%) | $203,105 (4.6%) | 0.00 | 156 |
2018-04-01 | $172,400 (15.5%) | $207,489 (7.8%) | 0.00 | 162 |
2018-05-01 | $184,200 (18.9%) | $222,456 (14.6%) | 0.00 | 173 |
2018-06-01 | $184,400 (14.0%) | $222,923 (10.0%) | 0.00 | 176 |
2018-07-01 | $196,600 (17.4%) | $226,040 (9.0%) | 0.00 | 167 |
2018-08-01 | $189,900 (22.4%) | $236,947 (25.3%) | 0.00 | 165 |
2018-09-01 | $176,950 (11.6%) | $228,669 (21.3%) | 0.00 | 162 |
2018-10-01 | $174,925 (6.5%) | $224,915 (13.1%) | 0.00 | 176 |
2018-11-01 | $176,125 (8.1%) | $223,194 (11.7%) | 0.00 | 180 |
2018-12-01 | $174,900 (6.1%) | $215,925 (7.7%) | 0.00 | 172 |
2019-01-01 | $169,900 (6.6%) | $213,688 (7.6%) | 0.00 | 145 |
2019-02-01 | $178,850 (10.1%) | $234,293 (18.2%) | 0.00 | 129 |
2019-03-01 | $185,829 (9.4%) | $239,675 (18.0%) | 0.00 | 124 |
2019-04-01 | $182,204 (5.7%) | $237,658 (14.5%) | 0.00 | 131 |
2019-05-01 | $169,900 (-7.8%) | $236,744 (6.4%) | 0.00 | 140 |
2019-06-01 | $195,900 (6.2%) | $261,249 (17.2%) | 0.00 | 147 |
2019-07-01 | $181,400 (-7.7%) | $244,142 (8.0%) | 0.00 | 151 |
2019-08-01 | $184,536 (-2.8%) | $247,789 (4.6%) | 0.00 | 160 |
2019-09-01 | $191,491 (8.2%) | $255,763 (11.9%) | 0.00 | 165 |
2019-10-01 | $192,627 (10.1%) | $258,893 (15.1%) | 0.00 | 164 |
2019-11-01 | $179,900 (2.1%) | $258,588 (15.9%) | 0.00 | 155 |
2019-12-01 | $181,150 (3.6%) | $259,316 (20.1%) | 0.00 | 156 |
2020-01-01 | $194,175 (14.3%) | $266,821 (24.9%) | 0.00 | 133 |
2020-02-01 | $199,500 (11.6%) | $259,653 (10.8%) | 0.00 | 140 |
2020-03-01 | $190,950 (2.8%) | $256,489 (7.0%) | 0.00 | 152 |
2020-04-01 | $181,175 (-0.6%) | $242,945 (2.2%) | 0.00 | 150 |
2020-05-01 | $175,000 (3.0%) | $240,985 (1.8%) | 0.00 | 144 |
2020-06-01 | $182,925 (-6.6%) | $254,547 (-2.6%) | 0.00 | 129 |
2020-07-01 | $200,550 (10.6%) | $276,775 (13.4%) | 0.00 | 108 |
2020-08-01 | $199,900 (8.3%) | $269,952 (8.9%) | 0.00 | 106 |
2020-09-01 | $221,163 (15.5%) | $278,681 (9.0%) | 0.00 | 98 |
2020-10-01 | $210,900 (9.5%) | $278,013 (7.4%) | 0.00 | 88 |
2020-11-01 | $222,475 (23.7%) | $289,767 (12.1%) | 0.00 | 72 |
2020-12-01 | $208,700 (15.2%) | $276,364 (6.6%) | 0.00 | 70 |
2021-01-01 | $229,000 (17.9%) | $337,179 (26.4%) | 0.00 | 55 |
2021-02-01 | $224,450 (12.5%) | $338,070 (30.2%) | 0.00 | 52 |
2021-03-01 | $194,675 (2.0%) | $295,904 (15.4%) | 0.00 | 48 |
2021-04-01 | $207,450 (14.5%) | $303,319 (24.9%) | 0.00 | 40 |
2021-05-01 | $189,900 (8.5%) | $249,388 (3.5%) | 0.00 | 58 |
2021-06-01 | $189,900 (3.8%) | $236,100 (-7.3%) | 0.00 | 63 |
2021-07-01 | $195,000 (-2.8%) | $235,299 (-15.0%) | 0.00 | 86 |
2021-08-01 | $199,725 (-0.1%) | $251,957 (-6.7%) | 0.00 | 81 |
2021-09-01 | $198,800 (-10.1%) | $261,275 (-6.3%) | 0.00 | 77 |
2021-10-01 | $195,250 (-7.4%) | $265,872 (-4.4%) | 0.00 | 71 |
2021-11-01 | $192,400 (-13.5%) | $253,209 (-12.6%) | 0.00 | 68 |
2021-12-01 | $198,475 (-4.9%) | $252,379 (-8.7%) | 0.00 | 68 |
2022-01-01 | $207,450 (-9.4%) | $259,166 (-23.1%) | 0.00 | 59 |
2022-02-01 | $194,900 (-13.2%) | $256,379 (-24.2%) | 0.00 | 56 |
2022-03-01 | $197,450 (1.4%) | $266,452 (-10.0%) | 0.00 | 47 |
2022-04-01 | $229,950 (10.9%) | $249,041 (-17.9%) | 0.00 | 38 |
2022-05-01 | $232,425 (22.4%) | $259,141 (3.9%) | 0.00 | 53 |
2022-06-01 | $202,500 (6.6%) | $256,551 (8.7%) | 0.00 | 68 |
2022-07-01 | $189,450 (-2.9%) | $257,052 (9.2%) | 0.00 | 69 |
2022-08-01 | $206,150 (3.2%) | $286,065 (13.5%) | 0.00 | 56 |
2022-09-01 | $223,500 (12.4%) | $287,643 (10.1%) | 0.00 | 61 |
2022-10-01 | $230,000 (17.8%) | $292,453 (10.0%) | 0.00 | 71 |
2022-11-01 | $222,000 (15.4%) | $275,078 (8.6%) | 0.00 | 75 |
2022-12-01 | $232,250 (17.0%) | $270,831 (7.3%) | 0.00 | 73 |
2023-01-01 | $257,425 (24.1%) | $295,393 (14.0%) | 0.00 | 56 |
2023-02-01 | $269,900 (38.5%) | $315,984 (23.3%) | 0.00 | 49 |
2023-03-01 | $254,900 (29.1%) | $324,527 (21.8%) | 0.00 | 48 |
2023-04-01 | $249,900 (8.7%) | $320,135 (28.6%) | 0.00 | 55 |
2023-05-01 | $268,675 (15.6%) | $318,412 (22.9%) | 0.00 | 59 |
2023-06-01 | $274,900 (35.8%) | $328,379 (28.0%) | 0.00 | 58 |
2023-07-01 | $264,950 (39.9%) | $326,161 (26.9%) | 0.00 | 66 |
2023-08-01 | $277,975 (34.8%) | $332,077 (16.1%) | 0.00 | 85 |
2023-09-01 | $279,450 (25.0%) | $329,431 (14.5%) | 0.00 | 99 |
2023-10-01 | $242,400 (5.4%) | $296,221 (1.3%) | 0.00 | 109 |
2023-11-01 | $239,450 (7.9%) | $277,307 (0.8%) | 0.00 | 118 |
2023-12-01 | $228,250 (-1.7%) | $272,744 (0.7%) | 0.00 | 113 |
2024-01-01 | $239,900 (-6.8%) | $263,901 (-10.7%) | 0.00 | 92 |
2024-02-01 | $239,900 (-11.1%) | $260,897 (-17.4%) | 0.00 | 95 |
2024-03-01 | $249,950 (-1.9%) | $290,004 (-10.6%) | 0.00 | 98 |
2024-04-01 | $255,725 (2.3%) | $305,860 (-4.5%) | 0.00 | 100 |
2024-05-01 | $259,900 (-3.3%) | $308,343 (-3.2%) | 0.00 | 106 |
2024-06-01 | $254,900 (-7.3%) | $300,809 (-8.4%) | 0.00 | 107 |
2024-07-01 | $254,725 (-3.9%) | $308,421 (-5.4%) | 0.00 | 114 |
2024-08-01 | $257,250 (-7.5%) | $317,972 (-4.3%) | 0.00 | 111 |
2024-09-01 | $254,500 (-8.9%) | $336,906 (2.3%) | 0.00 | 130 |
Lebanon's median listing price comes in at 0% of the national average.
Lebanon's average listing price for 2024-09-01 was $336,906, a difference of $7,475 (2.3%) versus the prior year and $18,934 versus the prior month.
For the 2024-09-01 period, Lebanon had 130 MLS listings, a difference of 19 listings (17%) versus the prior month and 31 listings (31%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Lebanon (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,000 sqft |
2018-02-01 | 0 days | 1,909 sqft |
2018-03-01 | 0 days | 2,000 sqft |
2018-04-01 | 0 days | 2,025 sqft |
2018-05-01 | 0 days | 2,048 sqft |
2018-06-01 | 0 days | 2,040 sqft |
2018-07-01 | 0 days | 2,059 sqft |
2018-08-01 | 0 days | 2,001 sqft |
2018-09-01 | 0 days | 1,916 sqft |
2018-10-01 | 0 days | 1,885 sqft |
2018-11-01 | 0 days | 1,923 sqft |
2018-12-01 | 0 days | 1,916 sqft |
2019-01-01 | 0 days | 1,792 sqft |
2019-02-01 | 0 days | 1,825 sqft |
2019-03-01 | 0 days | 1,829 sqft |
2019-04-01 | 0 days | 1,844 sqft |
2019-05-01 | 0 days | 1,802 sqft |
2019-06-01 | 0 days | 1,920 sqft |
2019-07-01 | 0 days | 1,807 sqft |
2019-08-01 | 0 days | 1,925 sqft |
2019-09-01 | 0 days | 2,007 sqft |
2019-10-01 | 0 days | 2,037 sqft |
2019-11-01 | 0 days | 1,992 sqft |
2019-12-01 | 0 days | 1,990 sqft |
2020-01-01 | 0 days | 1,991 sqft |
2020-02-01 | 0 days | 1,940 sqft |
2020-03-01 | 0 days | 1,899 sqft |
2020-04-01 | 0 days | 1,867 sqft |
2020-05-01 | 0 days | 1,800 sqft |
2020-06-01 | 0 days | 1,830 sqft |
2020-07-01 | 0 days | 1,860 sqft |
2020-08-01 | 0 days | 1,886 sqft |
2020-09-01 | 0 days | 2,087 sqft |
2020-10-01 | 0 days | 1,987 sqft |
2020-11-01 | 0 days | 2,040 sqft |
2020-12-01 | 0 days | 1,920 sqft |
2021-01-01 | 0 days | 2,120 sqft |
2021-02-01 | 0 days | 2,007 sqft |
2021-03-01 | 0 days | 1,747 sqft |
2021-04-01 | 0 days | 1,797 sqft |
2021-05-01 | 0 days | 1,728 sqft |
2021-06-01 | 0 days | 1,556 sqft |
2021-07-01 | 0 days | 1,590 sqft |
2021-08-01 | 0 days | 1,688 sqft |
2021-09-01 | 0 days | 1,756 sqft |
2021-10-01 | 0 days | 1,778 sqft |
2021-11-01 | 0 days | 1,644 sqft |
2021-12-01 | 0 days | 1,572 sqft |
2022-01-01 | 0 days | 1,554 sqft |
2022-02-01 | 0 days | 1,533 sqft |
2022-03-01 | 0 days | 1,506 sqft |
2022-04-01 | 0 days | 1,512 sqft |
2022-05-01 | 0 days | 1,655 sqft |
2022-06-01 | 0 days | 1,445 sqft |
2022-07-01 | 0 days | 1,430 sqft |
2022-08-01 | 0 days | 1,540 sqft |
2022-09-01 | 0 days | 1,563 sqft |
2022-10-01 | 0 days | 1,632 sqft |
2022-11-01 | 0 days | 1,512 sqft |
2022-12-01 | 0 days | 1,503 sqft |
2023-01-01 | 0 days | 1,717 sqft |
2023-02-01 | 0 days | 1,823 sqft |
2023-03-01 | 0 days | 1,791 sqft |
2023-04-01 | 0 days | 1,797 sqft |
2023-05-01 | 0 days | 2,000 sqft |
2023-06-01 | 0 days | 2,017 sqft |
2023-07-01 | 0 days | 1,876 sqft |
2023-08-01 | 0 days | 1,773 sqft |
2023-09-01 | 0 days | 1,792 sqft |
2023-10-01 | 0 days | 1,691 sqft |
2023-11-01 | 0 days | 1,621 sqft |
2023-12-01 | 0 days | 1,622 sqft |
2024-01-01 | 0 days | 1,640 sqft |
2024-02-01 | 0 days | 1,556 sqft |
2024-03-01 | 0 days | 1,597 sqft |
2024-04-01 | 0 days | 1,564 sqft |
2024-05-01 | 0 days | 1,657 sqft |
2024-06-01 | 0 days | 1,587 sqft |
2024-07-01 | 0 days | 1,637 sqft |
2024-08-01 | 0 days | 1,648 sqft |
2024-09-01 | 0 days | 1,648 sqft |
Lebanon's median square footage for active listings during the 2024-09-01 period was 1,648 sqft. One year prior, the average listing was 1,792 sqft.
Lebanon, MO Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 367 | $72,845,000 | $198,488 |
Cash Out Refi | 93 | $11,985,000 | $128,871 |
Refi | 60 | $7,810,000 | $130,167 |
Home Improvement | 54 | $3,140,000 | $58,148 |
Other | 35 | $1,905,000 | $54,429 |
Lebanon's most frequently cited loan purpose was Home Purchase, with 367 originations. The 2nd most popular reason was Cash Out Refi, with 93 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 194 | $34,740,000 | $179,072 |
7-8% | 193 | $33,535,000 | $173,756 |
Over 8% | 104 | $9,760,000 | $93,846 |
5-6% | 69 | $13,045,000 | $189,058 |
2.5-3% | 5 | $225,000 | $45,000 |
4-5% | 2 | $310,000 | $155,000 |
<2.5% | 1 | $5,000 | $5,000 |
3-4% | 1 | $135,000 | $135,000 |
During 2023, Lebanon's most frequently originated rate bucket was 6-7%, with 194 originations.
Loan Sizing (Lebanon, MO MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 238 | $34,750,000 | $146,008 |
$100,000 or less | 200 | $10,370,000 | $51,850 |
$200k-400k | 154 | $41,670,000 | $270,584 |
$400k-600k | 12 | $5,290,000 | $440,833 |
$600k-1000k | 4 | $2,640,000 | $660,000 |
$Over $1MM | 1 | $2,965,000 | $2,965,000 |
Lebanon's loan sizing saw the bucket of loans from $100k-200k with 238 originations, totaling $34,750,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 264 | $53,090,000 | $201,098 |
60-80% | 84 | $14,810,000 | $176,310 |
20-40% | 73 | $5,765,000 | $78,973 |
Under 20% | 70 | $2,600,000 | $37,143 |
40-60% | 56 | $7,600,000 | $135,714 |
Over 100% | 17 | $7,175,000 | $422,059 |
Lebanon's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 264 originations, totaling $53,090,000 in origination value.