Lebanon Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lebanon averaged 6.34% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 5.9% and one month ago for the week of 2024-08-29, the average rate was 6.17%.

Lebanon's average rate one year ago was 7.43%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.42%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Lebanon 30 Year Fixed Rate 2024-10-03 6.34%
Lebanon 30 Year Fixed Rate Refi 2024-10-03 6.42%
Lebanon 15 Year Fixed Rate 2024-10-03 5.05%
Lebanon 15 Year Fixed Rate Refi 2024-10-03 5.75%
Lebanon 30 Year FHA 2024-10-03 5.79%
Lebanon 30 Year FHA Refi 2024-10-03 5.99%
Lebanon 30 Year USDA 2024-10-03 6.17%
Lebanon 30 Year USDA Refi 2024-10-03 5.97%
Lebanon 30 Year VA 2024-10-03 5.89%
Lebanon 30 Year VA Refi 2024-10-03 5.5%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lebanon, MO.

Lebanon Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lebanon, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
First State Community Bank 16 6.79% $2,425
FLAT BRANCH MORTGAGE, INC. 15 6.71% $3,079
U.S. Bank 14 6.96% $3,147
PENNYMAC LOAN SERVICES, LLC 9 6.58% $3,732
QUICKEN LOANS, LLC 8 7.03% $7,377
PRIMELENDING, A PLAINSCAPITAL COMPANY 8 6.98% $3,752
Arvest Bank 7 6.43% $2,992
DAS Acquisition Company, LLC 6 7.52% $5,308
UNITED WHOLESALE MORTGAGE, LLC 3 7.21% $2,911
GUILD MORTGAGE COMPANY 2 7.00% $2,061
Mortgage Research Center, LLC 2 7.56% $2,578
Commerce Bank 2 6.63% $2,979
GERSHMAN INVESTMENT CORP. 2 6.94% $2,256
Bank of America 2 6.94% $3,847
MISSOURI ELECTRIC COOPERATIVES EMPL 2 6.00% $2,644
Hawthorn Bank 2 6.81% $2,559
BOKF 2 6.69% $4,757
The Bank of Missouri 2 6.90% $2,356
PLAZA HOME MORTGAGE, INC. 1 8.63% $3,916
PREMIA MORTGAGE, LLC 1 7.08% $2,581
Southern Bank 1 6.75% $2,334
Springfield First Community Bank 1 7.38% $2,913
Stifel Bank and Trust 1 5.25% $2,825
The Central Trust Bank 1 6.00% $2,774
TIB The Independent Bankersbank 1 6.50% $2,161
Wells Fargo Bank 1 6.38% $6,095
HOMESIDE FINANCIAL, LLC 1 7.50% $2,282
ASSEMBLIES OF GOD Credit Union 1 5.99% $2,035
BancorpSouth 1 7.63% $2,317
Barrington Bank & Trust Company, N.A. 1 6.75% $2,359
BLUCURRENT 1 6.38% $2,006
Carrington Mortgage Services, LLC 1 5.88% $4,906
Farm Credit Mid-America, ACA 1 7.88% $6,986
FIRST COMMUNITY 1 5.50% $2,441
Flagstar Bank, FSB 1 7.63% $5,440
FREEDOM MORTGAGE CORPORATION 1 6.38% $4,182
Gateway First Bank 1 6.50% $4,942
Great Southern Bank 1 7.99% $3,485
AMERISAVE MORTGAGE CORPORATION 1 7.38% $4,988
JPMorgan Chase Bank 1 6.50% $3,311
LOANDEPOT.COM, LLC 1 5.99% $13,285
Midwest Mortgage Associates Corporation 1 6.75% $1,465
NBKC BANK 1 6.50% $2,922
NEWREZ LLC 1 6.50% $8,940

Lebanon Average Closing Costs & Other Stats

Lebanon, MO's 44 lenders originated 609 loans during 2023. The total origination value was $97,685,000, with an average loan value of $160,402.

Lebanon's average closing costs are $3,898.

The top Lebanon lender as defined by loan originations is First State Community Bank, with 16 loans originated. Their average total fees are $2,425, which is $654 lower than the next largest lender, FLAT BRANCH MORTGAGE, INC..

The lowest fee Lebanon lenders (with over 10 loans originated) are First State Community Bank ($2,425), FLAT BRANCH MORTGAGE, INC. ($3,079), U.S. Bank ($3,147), .

The lowest rate Lebanon lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.71%), First State Community Bank (6.79%), U.S. Bank (6.96%), .

Lebanon, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
FLAT BRANCH MORTGAGE, INC. $13,010,000 $11,275,000 -13.3% 11.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $11,620,000 $9,220,000 -20.7% 9.4%
First State Community Bank $16,785,000 $8,730,000 -48.0% 8.9%
QUICKEN LOANS, LLC $9,450,000 $5,475,000 -42.1% 5.6%
U.S. Bank $6,335,000 $5,000,000 -21.1% 5.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,290,000 $3,865,000 199.6% 4.0%
Mid-Missouri Bank $5,500,000 $3,505,000 -36.3% 3.6%
UNITED WHOLESALE MORTGAGE, LLC $1,155,000 $3,455,000 199.1% 3.5%
Mortgage Research Center, LLC $3,255,000 $3,340,000 2.6% 3.4%
DAS Acquisition Company, LLC $2,535,000 $2,730,000 7.7% 2.8%
PENNYMAC LOAN SERVICES, LLC $3,890,000 $2,530,000 -35.0% 2.6%
Commerce Bank $1,685,000 $2,330,000 38.3% 2.4%
NAVY FEDERAL CREDIT UNION $3,565,000 $2,235,000 -37.3% 2.3%
BROKER SOLUTIONS, INC. $1,035,000 $2,130,000 105.8% 2.2%
USAA Federal Savings Bank $285,000 $1,645,000 477.2% 1.7%
Arvest Bank $3,980,000 $1,600,000 -59.8% 1.6%
FREEDOM MORTGAGE CORPORATION $1,985,000 $1,570,000 -20.9% 1.6%
GUARANTEED RATE, INC. $775,000 $915,000 18.1% 0.9%
The Maries County Bank $840,000 $890,000 6.0% 0.9%
The Central Trust Bank $1,405,000 $870,000 -38.1% 0.9%
Great Southern Bank $625,000 $860,000 37.6% 0.9%
Hawthorn Bank $1,255,000 $825,000 -34.3% 0.8%
MISSOURI ELECTRIC COOPERATIVES EMPL $555,000 $800,000 44.1% 0.8%
AMERISAVE MORTGAGE CORPORATION $1,090,000 $775,000 -28.9% 0.8%
Stockmens Bank $370,000 $755,000 104.1% 0.8%
GUILD MORTGAGE COMPANY $685,000 $695,000 1.5% 0.7%
The Federal Savings Bank $695,000 $690,000 -0.7% 0.7%
Springfield First Community Bank $670,000 $680,000 1.5% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $640,000 $670,000 4.7% 0.7%
SOUTHWEST STAGE FUNDING, LLC $290,000 $585,000 101.7% 0.6%
NEWREZ LLC $280,000 $575,000 105.4% 0.6%
Southern Bank $780,000 $535,000 -31.4% 0.5%
FIRST COMMUNITY $515,000 n/a 0.5%
Midwest Mortgage Associates Corporation $480,000 n/a 0.5%
Flagstar Bank, FSB $755,000 $450,000 -40.4% 0.5%
NEW DAY FINANCIAL, LLC $105,000 $440,000 319.0% 0.5%
Bank of America $665,000 $435,000 -34.6% 0.4%
Wells Fargo Bank $2,870,000 $425,000 -85.2% 0.4%
GERSHMAN INVESTMENT CORP. $525,000 $405,000 -22.9% 0.4%
BOKF $85,000 $390,000 358.8% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $385,000 n/a 0.4%
Nations Lending Corporation $335,000 $380,000 13.4% 0.4%
SUN WEST MORTGAGE COMPANY, INC. $265,000 $380,000 43.4% 0.4%
Gateway First Bank $445,000 $375,000 -15.7% 0.4%
NBKC BANK $350,000 n/a 0.4%
Farmers and Merchants Bank of St. Clair $340,000 n/a 0.3%
Mid-Continent Funding, Inc. $245,000 $335,000 36.7% 0.3%
LOANDEPOT.COM, LLC $1,145,000 $325,000 -71.6% 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $395,000 $320,000 -19.0% 0.3%
Plains Commerce Bank $215,000 $305,000 41.9% 0.3%
TIB The Independent Bankersbank $610,000 $300,000 -50.8% 0.3%
BLUCURRENT $45,000 $295,000 555.6% 0.3%
Farm Credit Mid-America, ACA $275,000 n/a 0.3%
Stifel Bank and Trust $195,000 $275,000 41.0% 0.3%
LEADERONE FINANCIAL CORPORATION $265,000 n/a 0.3%
Barrington Bank & Trust Company, N.A. $235,000 $260,000 10.6% 0.3%
FCS Financial FLCA $245,000 n/a 0.3%
ENDEAVOR CAPITAL, LLC. $455,000 $215,000 -52.7% 0.2%
PLANET HOME LENDING, LLC $195,000 $215,000 10.3% 0.2%
PREMIA MORTGAGE, LLC $215,000 n/a 0.2%
JPMorgan Chase Bank $75,000 $210,000 180.0% 0.2%
LOANPAL, LLC $470,000 $205,000 -56.4% 0.2%
The Bank of Missouri $335,000 $205,000 -38.8% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $215,000 $195,000 -9.3% 0.2%
Old Missouri Bank $420,000 $195,000 -53.6% 0.2%
PLAZA HOME MORTGAGE, INC. $265,000 $195,000 -26.4% 0.2%
Mid America Bank $185,000 n/a 0.2%
MORTGAGE FINANCIAL SERVICES, LLC $640,000 $185,000 -71.1% 0.2%
Paramount Residential Mortgage Group, Inc. $185,000 n/a 0.2%
Ixonia Bank $135,000 $175,000 29.6% 0.2%
PENTAGON FEDERAL CREDIT UNION $55,000 $175,000 218.2% 0.2%
AMERICAN FINANCING CORPORATION $610,000 $165,000 -73.0% 0.2%
COMMUNITY MORTGAGE, LLC $95,000 $165,000 73.7% 0.2%
Carrington Mortgage Services, LLC $1,050,000 $150,000 -85.7% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $220,000 $150,000 -31.8% 0.2%
BancorpSouth $10,100,000 $140,000 -98.6% 0.1%
CARDINAL FINANCIAL $495,000 $135,000 -72.7% 0.1%
PNC Bank $270,000 $135,000 -50.0% 0.1%
TOP FLITE FINANCIAL, INC. $105,000 $135,000 28.6% 0.1%
21ST MORTGAGE CORPORATION $330,000 $115,000 -65.2% 0.1%
CRESCENT MORTGAGE COMPANY $195,000 $115,000 -41.0% 0.1%
HOMESIDE FINANCIAL, LLC $255,000 $105,000 -58.8% 0.1%
Sullivan Bank $75,000 n/a 0.1%
ASSEMBLIES OF GOD Credit Union $945,000 $65,000 -93.1% 0.1%
ROYAL UNITED MORTGAGE LLC $220,000 $65,000 -70.5% 0.1%
TRIAD FINANCIAL SERVICES, INC. $65,000 n/a 0.1%
Discover Bank $105,000 $55,000 -47.6% 0.1%
Mr. Cooper ( Nationstar Mortgage ) $740,000 $45,000 -93.9% 0.0%
Southwest Missouri Bank $25,000 n/a 0.0%
The Seymour Bank $165,000 $25,000 -84.8% 0.0%

Lebanon's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 11.5% market share. In second place, with 9.4%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $9,220,000 in loans. In third place, with 8.9%, is First State Community Bank, having originated $8,730,000 in loans. In fourth place, with 5.6%, is QUICKEN LOANS, LLC, having originated $5,475,000 in loans. In fifth place, with 5.1%, is U.S. Bank, having originated $5,000,000 in loans.


Lebanon Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Lebanon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $159,450 (7.5%) $198,587 (-0.8%) 0.00 153
2018-02-01 $162,450 (9.2%) $198,309 (0.8%) 0.00 157
2018-03-01 $169,900 (14.7%) $203,105 (4.6%) 0.00 156
2018-04-01 $172,400 (15.5%) $207,489 (7.8%) 0.00 162
2018-05-01 $184,200 (18.9%) $222,456 (14.6%) 0.00 173
2018-06-01 $184,400 (14.0%) $222,923 (10.0%) 0.00 176
2018-07-01 $196,600 (17.4%) $226,040 (9.0%) 0.00 167
2018-08-01 $189,900 (22.4%) $236,947 (25.3%) 0.00 165
2018-09-01 $176,950 (11.6%) $228,669 (21.3%) 0.00 162
2018-10-01 $174,925 (6.5%) $224,915 (13.1%) 0.00 176
2018-11-01 $176,125 (8.1%) $223,194 (11.7%) 0.00 180
2018-12-01 $174,900 (6.1%) $215,925 (7.7%) 0.00 172
2019-01-01 $169,900 (6.6%) $213,688 (7.6%) 0.00 145
2019-02-01 $178,850 (10.1%) $234,293 (18.2%) 0.00 129
2019-03-01 $185,829 (9.4%) $239,675 (18.0%) 0.00 124
2019-04-01 $182,204 (5.7%) $237,658 (14.5%) 0.00 131
2019-05-01 $169,900 (-7.8%) $236,744 (6.4%) 0.00 140
2019-06-01 $195,900 (6.2%) $261,249 (17.2%) 0.00 147
2019-07-01 $181,400 (-7.7%) $244,142 (8.0%) 0.00 151
2019-08-01 $184,536 (-2.8%) $247,789 (4.6%) 0.00 160
2019-09-01 $191,491 (8.2%) $255,763 (11.9%) 0.00 165
2019-10-01 $192,627 (10.1%) $258,893 (15.1%) 0.00 164
2019-11-01 $179,900 (2.1%) $258,588 (15.9%) 0.00 155
2019-12-01 $181,150 (3.6%) $259,316 (20.1%) 0.00 156
2020-01-01 $194,175 (14.3%) $266,821 (24.9%) 0.00 133
2020-02-01 $199,500 (11.6%) $259,653 (10.8%) 0.00 140
2020-03-01 $190,950 (2.8%) $256,489 (7.0%) 0.00 152
2020-04-01 $181,175 (-0.6%) $242,945 (2.2%) 0.00 150
2020-05-01 $175,000 (3.0%) $240,985 (1.8%) 0.00 144
2020-06-01 $182,925 (-6.6%) $254,547 (-2.6%) 0.00 129
2020-07-01 $200,550 (10.6%) $276,775 (13.4%) 0.00 108
2020-08-01 $199,900 (8.3%) $269,952 (8.9%) 0.00 106
2020-09-01 $221,163 (15.5%) $278,681 (9.0%) 0.00 98
2020-10-01 $210,900 (9.5%) $278,013 (7.4%) 0.00 88
2020-11-01 $222,475 (23.7%) $289,767 (12.1%) 0.00 72
2020-12-01 $208,700 (15.2%) $276,364 (6.6%) 0.00 70
2021-01-01 $229,000 (17.9%) $337,179 (26.4%) 0.00 55
2021-02-01 $224,450 (12.5%) $338,070 (30.2%) 0.00 52
2021-03-01 $194,675 (2.0%) $295,904 (15.4%) 0.00 48
2021-04-01 $207,450 (14.5%) $303,319 (24.9%) 0.00 40
2021-05-01 $189,900 (8.5%) $249,388 (3.5%) 0.00 58
2021-06-01 $189,900 (3.8%) $236,100 (-7.3%) 0.00 63
2021-07-01 $195,000 (-2.8%) $235,299 (-15.0%) 0.00 86
2021-08-01 $199,725 (-0.1%) $251,957 (-6.7%) 0.00 81
2021-09-01 $198,800 (-10.1%) $261,275 (-6.3%) 0.00 77
2021-10-01 $195,250 (-7.4%) $265,872 (-4.4%) 0.00 71
2021-11-01 $192,400 (-13.5%) $253,209 (-12.6%) 0.00 68
2021-12-01 $198,475 (-4.9%) $252,379 (-8.7%) 0.00 68
2022-01-01 $207,450 (-9.4%) $259,166 (-23.1%) 0.00 59
2022-02-01 $194,900 (-13.2%) $256,379 (-24.2%) 0.00 56
2022-03-01 $197,450 (1.4%) $266,452 (-10.0%) 0.00 47
2022-04-01 $229,950 (10.9%) $249,041 (-17.9%) 0.00 38
2022-05-01 $232,425 (22.4%) $259,141 (3.9%) 0.00 53
2022-06-01 $202,500 (6.6%) $256,551 (8.7%) 0.00 68
2022-07-01 $189,450 (-2.9%) $257,052 (9.2%) 0.00 69
2022-08-01 $206,150 (3.2%) $286,065 (13.5%) 0.00 56
2022-09-01 $223,500 (12.4%) $287,643 (10.1%) 0.00 61
2022-10-01 $230,000 (17.8%) $292,453 (10.0%) 0.00 71
2022-11-01 $222,000 (15.4%) $275,078 (8.6%) 0.00 75
2022-12-01 $232,250 (17.0%) $270,831 (7.3%) 0.00 73
2023-01-01 $257,425 (24.1%) $295,393 (14.0%) 0.00 56
2023-02-01 $269,900 (38.5%) $315,984 (23.3%) 0.00 49
2023-03-01 $254,900 (29.1%) $324,527 (21.8%) 0.00 48
2023-04-01 $249,900 (8.7%) $320,135 (28.6%) 0.00 55
2023-05-01 $268,675 (15.6%) $318,412 (22.9%) 0.00 59
2023-06-01 $274,900 (35.8%) $328,379 (28.0%) 0.00 58
2023-07-01 $264,950 (39.9%) $326,161 (26.9%) 0.00 66
2023-08-01 $277,975 (34.8%) $332,077 (16.1%) 0.00 85
2023-09-01 $279,450 (25.0%) $329,431 (14.5%) 0.00 99
2023-10-01 $242,400 (5.4%) $296,221 (1.3%) 0.00 109
2023-11-01 $239,450 (7.9%) $277,307 (0.8%) 0.00 118
2023-12-01 $228,250 (-1.7%) $272,744 (0.7%) 0.00 113
2024-01-01 $239,900 (-6.8%) $263,901 (-10.7%) 0.00 92
2024-02-01 $239,900 (-11.1%) $260,897 (-17.4%) 0.00 95
2024-03-01 $249,950 (-1.9%) $290,004 (-10.6%) 0.00 98
2024-04-01 $255,725 (2.3%) $305,860 (-4.5%) 0.00 100
2024-05-01 $259,900 (-3.3%) $308,343 (-3.2%) 0.00 106
2024-06-01 $254,900 (-7.3%) $300,809 (-8.4%) 0.00 107
2024-07-01 $254,725 (-3.9%) $308,421 (-5.4%) 0.00 114
2024-08-01 $257,250 (-7.5%) $317,972 (-4.3%) 0.00 111
2024-09-01 $254,500 (-8.9%) $336,906 (2.3%) 0.00 130
Lebanon's median listing price for 2024-09-01 was $254,500, a difference of $-24,950 (-8.9%) versus the prior year and $-2,750 versus the prior month.

Lebanon's median listing price comes in at 0% of the national average.

Lebanon's average listing price for 2024-09-01 was $336,906, a difference of $7,475 (2.3%) versus the prior year and $18,934 versus the prior month.

For the 2024-09-01 period, Lebanon had 130 MLS listings, a difference of 19 listings (17%) versus the prior month and 31 listings (31%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Lebanon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,000 sqft
2018-02-01 0 days 1,909 sqft
2018-03-01 0 days 2,000 sqft
2018-04-01 0 days 2,025 sqft
2018-05-01 0 days 2,048 sqft
2018-06-01 0 days 2,040 sqft
2018-07-01 0 days 2,059 sqft
2018-08-01 0 days 2,001 sqft
2018-09-01 0 days 1,916 sqft
2018-10-01 0 days 1,885 sqft
2018-11-01 0 days 1,923 sqft
2018-12-01 0 days 1,916 sqft
2019-01-01 0 days 1,792 sqft
2019-02-01 0 days 1,825 sqft
2019-03-01 0 days 1,829 sqft
2019-04-01 0 days 1,844 sqft
2019-05-01 0 days 1,802 sqft
2019-06-01 0 days 1,920 sqft
2019-07-01 0 days 1,807 sqft
2019-08-01 0 days 1,925 sqft
2019-09-01 0 days 2,007 sqft
2019-10-01 0 days 2,037 sqft
2019-11-01 0 days 1,992 sqft
2019-12-01 0 days 1,990 sqft
2020-01-01 0 days 1,991 sqft
2020-02-01 0 days 1,940 sqft
2020-03-01 0 days 1,899 sqft
2020-04-01 0 days 1,867 sqft
2020-05-01 0 days 1,800 sqft
2020-06-01 0 days 1,830 sqft
2020-07-01 0 days 1,860 sqft
2020-08-01 0 days 1,886 sqft
2020-09-01 0 days 2,087 sqft
2020-10-01 0 days 1,987 sqft
2020-11-01 0 days 2,040 sqft
2020-12-01 0 days 1,920 sqft
2021-01-01 0 days 2,120 sqft
2021-02-01 0 days 2,007 sqft
2021-03-01 0 days 1,747 sqft
2021-04-01 0 days 1,797 sqft
2021-05-01 0 days 1,728 sqft
2021-06-01 0 days 1,556 sqft
2021-07-01 0 days 1,590 sqft
2021-08-01 0 days 1,688 sqft
2021-09-01 0 days 1,756 sqft
2021-10-01 0 days 1,778 sqft
2021-11-01 0 days 1,644 sqft
2021-12-01 0 days 1,572 sqft
2022-01-01 0 days 1,554 sqft
2022-02-01 0 days 1,533 sqft
2022-03-01 0 days 1,506 sqft
2022-04-01 0 days 1,512 sqft
2022-05-01 0 days 1,655 sqft
2022-06-01 0 days 1,445 sqft
2022-07-01 0 days 1,430 sqft
2022-08-01 0 days 1,540 sqft
2022-09-01 0 days 1,563 sqft
2022-10-01 0 days 1,632 sqft
2022-11-01 0 days 1,512 sqft
2022-12-01 0 days 1,503 sqft
2023-01-01 0 days 1,717 sqft
2023-02-01 0 days 1,823 sqft
2023-03-01 0 days 1,791 sqft
2023-04-01 0 days 1,797 sqft
2023-05-01 0 days 2,000 sqft
2023-06-01 0 days 2,017 sqft
2023-07-01 0 days 1,876 sqft
2023-08-01 0 days 1,773 sqft
2023-09-01 0 days 1,792 sqft
2023-10-01 0 days 1,691 sqft
2023-11-01 0 days 1,621 sqft
2023-12-01 0 days 1,622 sqft
2024-01-01 0 days 1,640 sqft
2024-02-01 0 days 1,556 sqft
2024-03-01 0 days 1,597 sqft
2024-04-01 0 days 1,564 sqft
2024-05-01 0 days 1,657 sqft
2024-06-01 0 days 1,587 sqft
2024-07-01 0 days 1,637 sqft
2024-08-01 0 days 1,648 sqft
2024-09-01 0 days 1,648 sqft
Lebanon's median listing age (time on market) for 2024-09-01 was 0 days.

Lebanon's median square footage for active listings during the 2024-09-01 period was 1,648 sqft. One year prior, the average listing was 1,792 sqft.

Lebanon, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 367 $72,845,000 $198,488
Cash Out Refi 93 $11,985,000 $128,871
Refi 60 $7,810,000 $130,167
Home Improvement 54 $3,140,000 $58,148
Other 35 $1,905,000 $54,429

Lebanon's most frequently cited loan purpose was Home Purchase, with 367 originations. The 2nd most popular reason was Cash Out Refi, with 93 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 194 $34,740,000 $179,072
7-8% 193 $33,535,000 $173,756
Over 8% 104 $9,760,000 $93,846
5-6% 69 $13,045,000 $189,058
2.5-3% 5 $225,000 $45,000
4-5% 2 $310,000 $155,000
<2.5% 1 $5,000 $5,000
3-4% 1 $135,000 $135,000

During 2023, Lebanon's most frequently originated rate bucket was 6-7%, with 194 originations.

Loan Sizing (Lebanon, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 238 $34,750,000 $146,008
$100,000 or less 200 $10,370,000 $51,850
$200k-400k 154 $41,670,000 $270,584
$400k-600k 12 $5,290,000 $440,833
$600k-1000k 4 $2,640,000 $660,000
$Over $1MM 1 $2,965,000 $2,965,000

Lebanon's loan sizing saw the bucket of loans from $100k-200k with 238 originations, totaling $34,750,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 264 $53,090,000 $201,098
60-80% 84 $14,810,000 $176,310
20-40% 73 $5,765,000 $78,973
Under 20% 70 $2,600,000 $37,143
40-60% 56 $7,600,000 $135,714
Over 100% 17 $7,175,000 $422,059

Lebanon's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 264 originations, totaling $53,090,000 in origination value.