Lebanon Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lebanon averaged 6.76% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

    The average rate for the prior week (2023-11-22) was 7.23% and one month ago for the week of 2023-10-26, the average rate was 7.43%.

    Lebanon's average rate one year ago was 6.52%.

    For refis of the same type during the week of 2023-11-30, the average rate was 7.22%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-30 7.22%
    Lebanon 30 Year Fixed Rate 2023-11-30 6.76%
    Lebanon 30 Year Fixed Rate Refi 2023-11-30 7.22%
    Lebanon 15 Year Fixed Rate 2023-11-30 6.66%
    Lebanon 15 Year Fixed Rate Refi 2023-11-30 7.06%
    Lebanon 30 Year FHA 2023-11-30 6.61%
    Lebanon 30 Year FHA Refi 2023-11-30 7.05%
    Lebanon 30 Year USDA 2023-11-30 6.44%
    Lebanon 30 Year USDA Refi 2023-11-30 7.1%
    Lebanon 30 Year VA 2023-11-30 6.87%
    Lebanon 30 Year VA Refi 2023-11-30 6.57%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lebanon, MO.

    Lebanon Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lebanon, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 29 4.91% $2,595
    First State Community Bank 27 4.93% $2,698
    PRIMELENDING, A PLAINSCAPITAL COMPANY 25 5.60% $4,019
    QUICKEN LOANS, LLC 23 5.30% $5,745
    U.S. Bank 16 4.80% $3,295
    Wells Fargo Bank 9 4.85% $3,646
    PENNYMAC LOAN SERVICES, LLC 8 4.84% $3,781
    Arvest Bank 8 4.78% $3,687
    The Central Trust Bank 6 5.40% $2,759
    NAVY FEDERAL CREDIT UNION 5 5.78% $3,081
    DAS Acquisition Company, LLC 5 5.17% $3,468
    Commerce Bank 5 5.10% $2,430
    LOANDEPOT.COM, LLC 3 4.54% $5,560
    BROKER SOLUTIONS, INC. 3 5.50% $4,525
    AMERICAN PACIFIC MORTGAGE CORPORATION 3 4.75% $3,131
    ASSEMBLIES OF GOD Credit Union 3 4.08% $4,332
    Carrington Mortgage Services, LLC 3 5.29% $7,006
    Hawthorn Bank 3 5.62% $2,349
    TIB The Independent Bankersbank 3 5.50% $2,864
    Oakstar Bank 2 3.04% $1,973
    The Bank of Missouri 2 3.95% $2,075
    First State Bank of St. Charles, Missouri 2 5.50% $3,736
    ENDEAVOR CAPITAL, LLC. 2 5.63% $6,153
    ROYAL UNITED MORTGAGE LLC 2 4.06% $6,442
    Citizens Bank 2 4.56% $3,331
    Great Southern Bank 2 5.19% $2,404
    CREDIT UNION OF AMERICA 2 4.38% $2,906
    UNITED WHOLESALE MORTGAGE, LLC 1 6.50% $10,094
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.50% $4,848
    Northpointe Bank 1 3.25% $2,214
    BancorpSouth 1 5.25% $6,104
    Bank of America 1 5.00% $3,192
    Bank of England 1 3.88% $6,557
    BETTER MORTGAGE CORPORATION 1 2.50% $13,206
    Capitol Federal Savings Bank 1 4.00% $2,994
    CARDINAL FINANCIAL 1 2.75% $4,263
    Discover Bank 1 4.99% $0
    ELECTRO SAVINGS CREDIT UNION 1 4.00% $4,929
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.75% $2,680
    FREEDOM MORTGAGE CORPORATION 1 4.75% $4,373
    GUILD MORTGAGE COMPANY 1 5.50% $3,916
    HOME POINT FINANCIAL CORPORATION 1 4.25% $2,775
    HOMESIDE FINANCIAL, LLC 1 6.13% $5,393
    MISSOURI ELECTRIC COOPERATIVES EMPL 1 7.00% $2,346
    MORTGAGE FINANCIAL SERVICES, LLC 1 3.99% $3,900
    Mortgage Research Center, LLC 1 6.63% $5,728
    NEWREZ LLC 1 5.63% $5,848
    ACADEMY MORTGAGE CORPORATION 1 3.63% $2,764
    Plains Commerce Bank 1 5.50% $8,677
    PLAZA HOME MORTGAGE, INC. 1 5.25% $4,265
    PNC Bank 1 6.38% $3,529
    Servion, Inc. 1 4.38% $1,997
    Southern Bank 1 6.75% $1,511
    Springfield First Community Bank 1 5.88% $3,014
    STEARNS LENDING, LLC 1 3.50% $7,875
    Stifel Bank and Trust 1 5.00% $2,789

    Lebanon Average Closing Costs & Other Stats

    Lebanon, MO's 56 lenders originated 808 loans during 2022. The total origination value was $144,170,000, with an average loan value of $178,428.

    Lebanon's average closing costs are $3,682.

    The top Lebanon lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 29 loans originated. Their average total fees are $2,595, which is $103 lower than the next largest lender, First State Community Bank.

    The lowest fee Lebanon lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. ($2,595), First State Community Bank ($2,698), U.S. Bank ($3,295), PRIMELENDING, A PLAINSCAPITAL COMPANY ($4,019) and QUICKEN LOANS, LLC ($5,745).

    The lowest rate Lebanon lenders (with over 10 loans originated) are U.S. Bank (4.80%), FLAT BRANCH MORTGAGE, INC. (4.91%), First State Community Bank (4.93%), QUICKEN LOANS, LLC (5.30%) and PRIMELENDING, A PLAINSCAPITAL COMPANY (5.60%).

    Lebanon, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    First State Community Bank $19,510,000 $16,785,000 -14.0% 11.6%
    FLAT BRANCH MORTGAGE, INC. $13,420,000 $13,010,000 -3.1% 9.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $440,000 $11,620,000 2,540.9% 8.1%
    BancorpSouth Bank $2,750,000 $10,100,000 267.3% 7.0%
    QUICKEN LOANS, LLC $12,900,000 $9,450,000 -26.7% 6.6%
    U.S. Bank $8,745,000 $6,335,000 -27.6% 4.4%
    Mid-Missouri Bank $2,140,000 $5,500,000 157.0% 3.8%
    Arvest Bank $2,870,000 $3,980,000 38.7% 2.8%
    PENNYMAC LOAN SERVICES, LLC $6,240,000 $3,890,000 -37.7% 2.7%
    NAVY FEDERAL CREDIT UNION $335,000 $3,565,000 964.2% 2.5%
    Mortgage Research Center, LLC $4,505,000 $3,255,000 -27.7% 2.3%
    Wells Fargo Bank $1,510,000 $2,870,000 90.1% 2.0%
    DAS Acquisition Company, LLC $2,045,000 $2,535,000 24.0% 1.8%
    FREEDOM MORTGAGE CORPORATION $6,875,000 $1,985,000 -71.1% 1.4%
    Anstaff Bank $1,795,000 n/a 1.2%
    Commerce Bank $3,070,000 $1,685,000 -45.1% 1.2%
    The Central Trust Bank $925,000 $1,405,000 51.9% 1.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $295,000 $1,290,000 337.3% 0.9%
    Hawthorn Bank $275,000 $1,255,000 356.4% 0.9%
    First State Bank of St. Charles, Missouri $315,000 $1,250,000 296.8% 0.9%
    AMERICAN PACIFIC MORTGAGE CORPORATION $520,000 $1,245,000 139.4% 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $1,165,000 $1,155,000 -0.9% 0.8%
    LOANDEPOT.COM, LLC $1,945,000 $1,145,000 -41.1% 0.8%
    AMERISAVE MORTGAGE CORPORATION $1,060,000 $1,090,000 2.8% 0.8%
    First Guaranty Mortgage Corporation $2,115,000 $1,060,000 -49.9% 0.7%
    Carrington Mortgage Services, LLC $440,000 $1,050,000 138.6% 0.7%
    BROKER SOLUTIONS, INC. $2,455,000 $1,035,000 -57.8% 0.7%
    ASSEMBLIES OF GOD Credit Union $595,000 $945,000 58.8% 0.7%
    The Maries County Bank $165,000 $840,000 409.1% 0.6%
    Southern Bank $550,000 $780,000 41.8% 0.5%
    GUARANTEED RATE, INC. $765,000 $775,000 1.3% 0.5%
    Oakstar Bank $1,290,000 $770,000 -40.3% 0.5%
    Flagstar Bank, FSB $590,000 $755,000 28.0% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $1,885,000 $740,000 -60.7% 0.5%
    The Federal Savings Bank $610,000 $695,000 13.9% 0.5%
    GUILD MORTGAGE COMPANY $640,000 $685,000 7.0% 0.5%
    Springfield First Community Bank $340,000 $670,000 97.1% 0.5%
    Bank of America $105,000 $665,000 533.3% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $635,000 $640,000 0.8% 0.4%
    MORTGAGE FINANCIAL SERVICES, LLC $640,000 n/a 0.4%
    Great Southern Bank $1,145,000 $625,000 -45.4% 0.4%
    AMERICAN FINANCING CORPORATION $610,000 n/a 0.4%
    TIB The Independent Bankersbank $1,130,000 $610,000 -46.0% 0.4%
    MISSOURI ELECTRIC COOPERATIVES EMPL $245,000 $555,000 126.5% 0.4%
    GERSHMAN INVESTMENT CORP. $945,000 $525,000 -44.4% 0.4%
    Citizens Bank $325,000 $520,000 60.0% 0.4%
    CALIBER HOME LOANS, INC. $585,000 $510,000 -12.8% 0.4%
    VILLAGE CAPITAL MORTGAGE $1,000,000 $505,000 -49.5% 0.4%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $840,000 $495,000 -41.1% 0.3%
    EVERETT FINANCIAL, INC. $480,000 n/a 0.3%
    BETTER MORTGAGE CORPORATION $270,000 $475,000 75.9% 0.3%
    LOANPAL, LLC $470,000 n/a 0.3%
    ENDEAVOR CAPITAL, LLC. $370,000 $455,000 23.0% 0.3%
    Gateway First Bank $1,060,000 $445,000 -58.0% 0.3%
    Old Missouri Bank $420,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $325,000 $395,000 21.5% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,475,000 $390,000 -73.6% 0.3%
    BNC National Bank $23,990,000 $385,000 -98.4% 0.3%
    CREDIT UNION OF AMERICA $380,000 n/a 0.3%
    STEARNS LENDING, LLC $375,000 n/a 0.3%
    Stockmens Bank $275,000 $370,000 34.5% 0.3%
    HOME POINT FINANCIAL CORPORATION $745,000 $350,000 -53.0% 0.2%
    O'Bannon Banking Company $345,000 n/a 0.2%
    Capitol Federal Savings Bank $335,000 n/a 0.2%
    Nations Lending Corporation $145,000 $335,000 131.0% 0.2%
    The Bank of Missouri $310,000 $335,000 8.1% 0.2%
    21ST MORTGAGE CORPORATION $275,000 $330,000 20.0% 0.2%
    Freedom Bank of Southern Missouri $330,000 n/a 0.2%
    ACADEMY MORTGAGE CORPORATION $115,000 $315,000 173.9% 0.2%
    River Region Credit Union $295,000 n/a 0.2%
    SOUTHWEST STAGE FUNDING, LLC $535,000 $290,000 -45.8% 0.2%
    USAA Federal Savings Bank $1,805,000 $285,000 -84.2% 0.2%
    NEWREZ LLC $885,000 $280,000 -68.4% 0.2%
    NFM, INC. $275,000 n/a 0.2%
    PNC Bank $135,000 $270,000 100.0% 0.2%
    PLAZA HOME MORTGAGE, INC. $35,000 $265,000 657.1% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $125,000 $265,000 112.0% 0.2%
    HOMESIDE FINANCIAL, LLC $125,000 $255,000 104.0% 0.2%
    Bank of St. Elizabeth $245,000 n/a 0.2%
    Mid-Continent Funding, Inc. $185,000 $245,000 32.4% 0.2%
    UNION HOME MORTGAGE CORP. $245,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $210,000 $235,000 11.9% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $220,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $335,000 $220,000 -34.3% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $215,000 n/a 0.1%
    Plains Commerce Bank $135,000 $215,000 59.3% 0.1%
    Northpointe Bank $3,915,000 $205,000 -94.8% 0.1%
    Bank of England $195,000 n/a 0.1%
    CRESCENT MORTGAGE COMPANY $195,000 n/a 0.1%
    NBH Bank $195,000 n/a 0.1%
    PLANET HOME LENDING, LLC $1,015,000 $195,000 -80.8% 0.1%
    Stifel Bank and Trust $705,000 $195,000 -72.3% 0.1%
    Community Mortgage Banc Corporation $155,000 $165,000 6.5% 0.1%
    The Seymour Bank $165,000 n/a 0.1%
    Transportation Federal Credit Union $160,000 n/a 0.1%
    Ixonia Bank $85,000 $135,000 58.8% 0.1%
    ELECTRO SAVINGS CREDIT UNION $125,000 n/a 0.1%
    The Bank of Old Monroe $125,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $115,000 n/a 0.1%
    Discover Bank $125,000 $105,000 -16.0% 0.1%
    NEW DAY FINANCIAL, LLC $1,130,000 $105,000 -90.7% 0.1%
    TOP FLITE FINANCIAL, INC. $315,000 $105,000 -66.7% 0.1%
    COMMUNITY MORTGAGE, LLC $370,000 $95,000 -74.3% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,500,000 $95,000 -93.7% 0.1%
    Regional Missouri Bank $95,000 n/a 0.1%
    Servion, Inc. $95,000 $95,000 0.0% 0.1%
    BOKF $115,000 $85,000 -26.1% 0.1%
    M&T Bank $85,000 n/a 0.1%
    JPMorgan Chase Bank $935,000 $75,000 -92.0% 0.1%
    Simmons Bank $505,000 $75,000 -85.1% 0.1%
    UMB Bank $75,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $265,000 $55,000 -79.2% 0.0%
    BLUCURRENT $125,000 $45,000 -64.0% 0.0%
    LONGBRIDGE FINANCIAL, LLC $45,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $160,000 $15,000 -90.6% 0.0%

    Lebanon's top lender by overall market share is First State Community Bank, with 11.6% market share. In second place, with 9.0%, is FLAT BRANCH MORTGAGE, INC., having originated $13,010,000 in loans. In third place, with 8.1%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $11,620,000 in loans. In fourth place, with 7.0%, is BancorpSouth Bank, having originated $10,100,000 in loans. In fifth place, with 6.6%, is QUICKEN LOANS, LLC, having originated $9,450,000 in loans.

    Lebanon Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Lebanon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $159,450 (7.5%) $198,587 (-0.8%) 0.00 153
    2018-02-01 $162,450 (9.2%) $198,309 (0.8%) 0.00 157
    2018-03-01 $169,900 (14.7%) $203,105 (4.6%) 0.00 156
    2018-04-01 $172,400 (15.5%) $207,489 (7.8%) 0.00 162
    2018-05-01 $184,200 (18.9%) $222,456 (14.6%) 0.00 173
    2018-06-01 $184,400 (14.0%) $222,923 (10.0%) 0.00 176
    2018-07-01 $196,600 (17.4%) $226,040 (9.0%) 0.00 167
    2018-08-01 $189,900 (22.4%) $236,947 (25.3%) 0.00 165
    2018-09-01 $176,950 (11.6%) $228,669 (21.3%) 0.00 162
    2018-10-01 $174,925 (6.5%) $224,915 (13.1%) 0.00 176
    2018-11-01 $176,125 (8.1%) $223,194 (11.7%) 0.00 180
    2018-12-01 $174,900 (6.1%) $215,925 (7.7%) 0.00 172
    2019-01-01 $169,900 (6.6%) $213,688 (7.6%) 0.00 145
    2019-02-01 $178,850 (10.1%) $234,293 (18.2%) 0.00 129
    2019-03-01 $186,150 (9.6%) $239,833 (18.1%) 0.00 123
    2019-04-01 $182,525 (5.9%) $237,816 (14.6%) 0.00 131
    2019-05-01 $169,900 (-7.8%) $237,011 (6.5%) 0.00 139
    2019-06-01 $197,250 (7.0%) $261,679 (17.4%) 0.00 146
    2019-07-01 $180,650 (-8.1%) $244,502 (8.2%) 0.00 150
    2019-08-01 $184,141 (-3.0%) $247,717 (4.6%) 0.00 159
    2019-09-01 $190,502 (7.7%) $254,980 (11.5%) 0.00 164
    2019-10-01 $191,968 (9.7%) $258,304 (14.9%) 0.00 163
    2019-11-01 $179,900 (2.1%) $258,588 (15.9%) 0.00 155
    2019-12-01 $181,150 (3.6%) $259,316 (20.1%) 0.00 156
    2020-01-01 $194,175 (14.3%) $266,821 (24.9%) 0.00 133
    2020-02-01 $199,500 (11.6%) $259,653 (10.8%) 0.00 140
    2020-03-01 $190,950 (2.6%) $256,489 (6.9%) 0.00 152
    2020-04-01 $181,175 (-0.7%) $242,945 (2.2%) 0.00 150
    2020-05-01 $175,000 (3.0%) $240,985 (1.7%) 0.00 144
    2020-06-01 $182,925 (-7.3%) $254,547 (-2.7%) 0.00 129
    2020-07-01 $200,550 (11.0%) $276,775 (13.2%) 0.00 108
    2020-08-01 $199,900 (8.6%) $269,952 (9.0%) 0.00 106
    2020-09-01 $221,163 (16.1%) $278,681 (9.3%) 0.00 98
    2020-10-01 $210,900 (9.9%) $278,013 (7.6%) 0.00 88
    2020-11-01 $222,475 (23.7%) $289,767 (12.1%) 0.00 72
    2020-12-01 $208,700 (15.2%) $276,364 (6.6%) 0.00 70
    2021-01-01 $229,000 (17.9%) $337,179 (26.4%) 0.00 55
    2021-02-01 $224,450 (12.5%) $338,070 (30.2%) 0.00 52
    2021-03-01 $194,675 (2.0%) $295,904 (15.4%) 0.00 48
    2021-04-01 $207,450 (14.5%) $303,319 (24.9%) 0.00 40
    2021-05-01 $189,900 (8.5%) $249,388 (3.5%) 0.00 58
    2021-06-01 $189,900 (3.8%) $236,100 (-7.3%) 0.00 63
    2021-07-01 $195,000 (-2.8%) $235,299 (-15.0%) 0.00 86
    2021-08-01 $199,725 (-0.1%) $251,957 (-6.7%) 0.00 81
    2021-09-01 $198,800 (-10.1%) $261,275 (-6.3%) 0.00 77
    2021-10-01 $195,250 (-7.4%) $265,872 (-4.4%) 0.00 71
    2021-11-01 $192,400 (-13.5%) $253,209 (-12.6%) 0.00 68
    2021-12-01 $198,475 (-4.9%) $252,379 (-8.7%) 0.00 68
    2022-01-01 $207,450 (-9.4%) $259,166 (-23.1%) 0.00 59
    2022-02-01 $194,900 (-13.2%) $256,379 (-24.2%) 0.00 56
    2022-03-01 $197,450 (1.4%) $266,452 (-10.0%) 0.00 47
    2022-04-01 $229,950 (10.9%) $249,041 (-17.9%) 0.00 38
    2022-05-01 $232,425 (22.4%) $259,141 (3.9%) 0.00 53
    2022-06-01 $202,500 (6.6%) $256,551 (8.7%) 0.00 68
    2022-07-01 $189,450 (-2.9%) $257,052 (9.2%) 0.00 69
    2022-08-01 $206,150 (3.2%) $286,065 (13.5%) 0.00 56
    2022-09-01 $223,500 (12.4%) $287,643 (10.1%) 0.00 61
    2022-10-01 $230,000 (17.8%) $292,453 (10.0%) 0.00 71
    2022-11-01 $222,000 (15.4%) $275,078 (8.6%) 0.00 75
    2022-12-01 $232,250 (17.0%) $270,831 (7.3%) 0.00 73
    2023-01-01 $257,425 (24.1%) $295,393 (14.0%) 0.00 56
    2023-02-01 $269,900 (38.5%) $315,984 (23.3%) 0.00 49
    2023-03-01 $254,900 (29.1%) $324,527 (21.8%) 0.00 48
    2023-04-01 $249,900 (8.7%) $320,135 (28.6%) 0.00 55
    2023-05-01 $268,675 (15.6%) $318,412 (22.9%) 0.00 59
    2023-06-01 $274,900 (35.8%) $328,379 (28.0%) 0.00 58
    2023-07-01 $264,950 (39.9%) $326,161 (26.9%) 0.00 66
    2023-08-01 $277,975 (34.8%) $332,077 (16.1%) 0.00 85
    2023-09-01 $279,450 (25.0%) $329,431 (14.5%) 0.00 99
    2023-10-01 $242,400 (5.4%) $296,221 (1.3%) 0.00 109
    2023-11-01 $239,450 (7.9%) $277,307 (0.8%) 0.00 118
    Lebanon's median listing price for 2023-11-01 was $239,450, a difference of $17,450 (7.9%) versus the prior year and $-2,950 versus the prior month.

    Lebanon's median listing price comes in at 0% of the national average.

    Lebanon's average listing price for 2023-11-01 was $277,307, a difference of $2,229 (0.8%) versus the prior year and $-18,914 versus the prior month.

    For the 2023-11-01 period, Lebanon had 118 MLS listings, a difference of 9 listings (8%) versus the prior month and 43 listings (57%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Lebanon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,000 sqft
    2018-02-01 0 days 1,909 sqft
    2018-03-01 0 days 2,000 sqft
    2018-04-01 0 days 2,025 sqft
    2018-05-01 0 days 2,048 sqft
    2018-06-01 0 days 2,040 sqft
    2018-07-01 0 days 2,059 sqft
    2018-08-01 0 days 2,001 sqft
    2018-09-01 0 days 1,916 sqft
    2018-10-01 0 days 1,885 sqft
    2018-11-01 0 days 1,923 sqft
    2018-12-01 0 days 1,916 sqft
    2019-01-01 0 days 1,792 sqft
    2019-02-01 0 days 1,838 sqft
    2019-03-01 0 days 1,840 sqft
    2019-04-01 0 days 1,857 sqft
    2019-05-01 0 days 1,804 sqft
    2019-06-01 0 days 1,926 sqft
    2019-07-01 0 days 1,830 sqft
    2019-08-01 0 days 1,930 sqft
    2019-09-01 0 days 2,012 sqft
    2019-10-01 0 days 2,048 sqft
    2019-11-01 0 days 2,000 sqft
    2019-12-01 0 days 2,010 sqft
    2020-01-01 0 days 2,034 sqft
    2020-02-01 0 days 1,950 sqft
    2020-03-01 0 days 1,900 sqft
    2020-04-01 0 days 1,867 sqft
    2020-05-01 0 days 1,800 sqft
    2020-06-01 0 days 1,830 sqft
    2020-07-01 0 days 1,860 sqft
    2020-08-01 0 days 1,886 sqft
    2020-09-01 0 days 2,087 sqft
    2020-10-01 0 days 1,987 sqft
    2020-11-01 0 days 2,040 sqft
    2020-12-01 0 days 1,920 sqft
    2021-01-01 0 days 2,120 sqft
    2021-02-01 0 days 2,007 sqft
    2021-03-01 0 days 1,747 sqft
    2021-04-01 0 days 1,797 sqft
    2021-05-01 0 days 1,728 sqft
    2021-06-01 0 days 1,556 sqft
    2021-07-01 0 days 1,590 sqft
    2021-08-01 0 days 1,688 sqft
    2021-09-01 0 days 1,756 sqft
    2021-10-01 0 days 1,778 sqft
    2021-11-01 0 days 1,644 sqft
    2021-12-01 0 days 1,572 sqft
    2022-01-01 0 days 1,554 sqft
    2022-02-01 0 days 1,533 sqft
    2022-03-01 0 days 1,506 sqft
    2022-04-01 0 days 1,512 sqft
    2022-05-01 0 days 1,655 sqft
    2022-06-01 0 days 1,445 sqft
    2022-07-01 0 days 1,430 sqft
    2022-08-01 0 days 1,540 sqft
    2022-09-01 0 days 1,563 sqft
    2022-10-01 0 days 1,632 sqft
    2022-11-01 0 days 1,512 sqft
    2022-12-01 0 days 1,503 sqft
    2023-01-01 0 days 1,717 sqft
    2023-02-01 0 days 1,823 sqft
    2023-03-01 0 days 1,791 sqft
    2023-04-01 0 days 1,797 sqft
    2023-05-01 0 days 2,000 sqft
    2023-06-01 0 days 2,017 sqft
    2023-07-01 0 days 1,876 sqft
    2023-08-01 0 days 1,783 sqft
    2023-09-01 0 days 1,824 sqft
    2023-10-01 0 days 1,705 sqft
    2023-11-01 0 days 1,628 sqft
    Lebanon's median listing age (time on market) for 2023-11-01 was 0 days.

    Lebanon's median square footage for active listings during the 2023-11-01 period was 1,628 sqft. One year prior, the average listing was 1,512 sqft.

    Lebanon, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 492 $101,630,000 $206,565
    Cash Out Refi 125 $21,845,000 $174,760
    Refi 113 $15,435,000 $136,593
    Home Improvement 51 $3,385,000 $66,373
    Other 27 $1,875,000 $69,444

    Lebanon's most frequently cited loan purpose was Home Purchase, with 492 originations. The 2nd most popular reason was Cash Out Refi, with 125 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 223 $38,205,000 $171,323
    4-5% 178 $41,140,000 $231,124
    3-4% 153 $24,765,000 $161,863
    6-7% 103 $15,215,000 $147,718
    2.5-3% 36 $7,100,000 $197,222
    7-8% 33 $3,855,000 $116,818
    Over 8% 16 $1,280,000 $80,000
    <2.5% 10 $1,960,000 $196,000

    During 2022, Lebanon's most frequently originated rate bucket was 5-6%, with 223 originations.

    Loan Sizing (Lebanon, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 379 $55,915,000 $147,533
    $100,000 or less 217 $13,175,000 $60,714
    $200k-400k 185 $48,875,000 $264,189
    $400k-600k 19 $8,795,000 $462,895
    $600k-1000k 5 $3,705,000 $741,000
    $Over $1MM 3 $13,705,000 $4,568,333

    Lebanon's loan sizing saw the bucket of loans from $100k-200k with 379 originations, totaling $55,915,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 378 $79,340,000 $209,894
    60-80% 163 $30,625,000 $187,883
    40-60% 75 $11,975,000 $159,667
    20-40% 62 $5,200,000 $83,871
    Under 20% 48 $1,940,000 $40,417
    Over 100% 22 $3,750,000 $170,455

    Lebanon's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 378 originations, totaling $79,340,000 in origination value.