Lebanon Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Lebanon averaged 6.42% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.71% and one month ago for the week of 2024-11-07, the average rate was 6.91%.

    Lebanon's average rate one year ago was 7.25%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.6%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Lebanon 30 Year Fixed Rate 2024-12-12 6.42%
    Lebanon 30 Year Fixed Rate Refi 2024-12-12 6.6%
    Lebanon 15 Year Fixed Rate 2024-12-12 5.84%
    Lebanon 15 Year Fixed Rate Refi 2024-12-12 5.94%
    Lebanon 30 Year FHA 2024-12-12 6.59%
    Lebanon 30 Year FHA Refi 2024-12-12 6.18%
    Lebanon 30 Year USDA 2024-12-12 6.5%
    Lebanon 30 Year USDA Refi 2024-12-12 6.4%
    Lebanon 30 Year VA 2024-12-12 6.37%
    Lebanon 30 Year VA Refi 2024-12-12 5.88%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lebanon, MO.

    Lebanon Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lebanon, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    First State Community Bank 16 6.79% $2,425
    FLAT BRANCH MORTGAGE, INC. 15 6.71% $3,079
    U.S. Bank 14 6.96% $3,147
    PENNYMAC LOAN SERVICES, LLC 9 6.58% $3,732
    QUICKEN LOANS, LLC 8 7.03% $7,377
    PRIMELENDING, A PLAINSCAPITAL COMPANY 8 6.98% $3,752
    Arvest Bank 7 6.43% $2,992
    DAS Acquisition Company, LLC 6 7.52% $5,308
    UNITED WHOLESALE MORTGAGE, LLC 3 7.21% $2,911
    GUILD MORTGAGE COMPANY 2 7.00% $2,061
    Mortgage Research Center, LLC 2 7.56% $2,578
    Commerce Bank 2 6.63% $2,979
    GERSHMAN INVESTMENT CORP. 2 6.94% $2,256
    Bank of America 2 6.94% $3,847
    MISSOURI ELECTRIC COOPERATIVES EMPL 2 6.00% $2,644
    Hawthorn Bank 2 6.81% $2,559
    BOKF 2 6.69% $4,757
    The Bank of Missouri 2 6.90% $2,356
    PLAZA HOME MORTGAGE, INC. 1 8.63% $3,916
    PREMIA MORTGAGE, LLC 1 7.08% $2,581
    Southern Bank 1 6.75% $2,334
    Springfield First Community Bank 1 7.38% $2,913
    Stifel Bank and Trust 1 5.25% $2,825
    The Central Trust Bank 1 6.00% $2,774
    TIB The Independent Bankersbank 1 6.50% $2,161
    Wells Fargo Bank 1 6.38% $6,095
    HOMESIDE FINANCIAL, LLC 1 7.50% $2,282
    ASSEMBLIES OF GOD Credit Union 1 5.99% $2,035
    BancorpSouth 1 7.63% $2,317
    Barrington Bank & Trust Company, N.A. 1 6.75% $2,359
    BLUCURRENT 1 6.38% $2,006
    Carrington Mortgage Services, LLC 1 5.88% $4,906
    Farm Credit Mid-America, ACA 1 7.88% $6,986
    FIRST COMMUNITY 1 5.50% $2,441
    Flagstar Bank, FSB 1 7.63% $5,440
    FREEDOM MORTGAGE CORPORATION 1 6.38% $4,182
    Gateway First Bank 1 6.50% $4,942
    Great Southern Bank 1 7.99% $3,485
    AMERISAVE MORTGAGE CORPORATION 1 7.38% $4,988
    JPMorgan Chase Bank 1 6.50% $3,311
    LOANDEPOT.COM, LLC 1 5.99% $13,285
    Midwest Mortgage Associates Corporation 1 6.75% $1,465
    NBKC BANK 1 6.50% $2,922
    NEWREZ LLC 1 6.50% $8,940

    Lebanon Average Closing Costs & Other Stats

    Lebanon, MO's 44 lenders originated 609 loans during 2023. The total origination value was $97,685,000, with an average loan value of $160,402.

    Lebanon's average closing costs are $3,898.

    The top Lebanon lender as defined by loan originations is First State Community Bank, with 16 loans originated. Their average total fees are $2,425, which is $654 lower than the next largest lender, FLAT BRANCH MORTGAGE, INC..

    The lowest fee Lebanon lenders (with over 10 loans originated) are First State Community Bank ($2,425), FLAT BRANCH MORTGAGE, INC. ($3,079), U.S. Bank ($3,147), .

    The lowest rate Lebanon lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.71%), First State Community Bank (6.79%), U.S. Bank (6.96%), .

    Lebanon, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    FLAT BRANCH MORTGAGE, INC. $13,010,000 $11,275,000 -13.3% 11.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $11,620,000 $9,220,000 -20.7% 9.4%
    First State Community Bank $16,785,000 $8,730,000 -48.0% 8.9%
    QUICKEN LOANS, LLC $9,450,000 $5,475,000 -42.1% 5.6%
    U.S. Bank $6,335,000 $5,000,000 -21.1% 5.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,290,000 $3,865,000 199.6% 4.0%
    Mid-Missouri Bank $5,500,000 $3,505,000 -36.3% 3.6%
    UNITED WHOLESALE MORTGAGE, LLC $1,155,000 $3,455,000 199.1% 3.5%
    Mortgage Research Center, LLC $3,255,000 $3,340,000 2.6% 3.4%
    DAS Acquisition Company, LLC $2,535,000 $2,730,000 7.7% 2.8%
    PENNYMAC LOAN SERVICES, LLC $3,890,000 $2,530,000 -35.0% 2.6%
    Commerce Bank $1,685,000 $2,330,000 38.3% 2.4%
    NAVY FEDERAL CREDIT UNION $3,565,000 $2,235,000 -37.3% 2.3%
    BROKER SOLUTIONS, INC. $1,035,000 $2,130,000 105.8% 2.2%
    USAA Federal Savings Bank $285,000 $1,645,000 477.2% 1.7%
    Arvest Bank $3,980,000 $1,600,000 -59.8% 1.6%
    FREEDOM MORTGAGE CORPORATION $1,985,000 $1,570,000 -20.9% 1.6%
    GUARANTEED RATE, INC. $775,000 $915,000 18.1% 0.9%
    The Maries County Bank $840,000 $890,000 6.0% 0.9%
    The Central Trust Bank $1,405,000 $870,000 -38.1% 0.9%
    Great Southern Bank $625,000 $860,000 37.6% 0.9%
    Hawthorn Bank $1,255,000 $825,000 -34.3% 0.8%
    MISSOURI ELECTRIC COOPERATIVES EMPL $555,000 $800,000 44.1% 0.8%
    AMERISAVE MORTGAGE CORPORATION $1,090,000 $775,000 -28.9% 0.8%
    Stockmens Bank $370,000 $755,000 104.1% 0.8%
    GUILD MORTGAGE COMPANY $685,000 $695,000 1.5% 0.7%
    The Federal Savings Bank $695,000 $690,000 -0.7% 0.7%
    Springfield First Community Bank $670,000 $680,000 1.5% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $640,000 $670,000 4.7% 0.7%
    SOUTHWEST STAGE FUNDING, LLC $290,000 $585,000 101.7% 0.6%
    NEWREZ LLC $280,000 $575,000 105.4% 0.6%
    Southern Bank $780,000 $535,000 -31.4% 0.5%
    FIRST COMMUNITY $515,000 n/a 0.5%
    Midwest Mortgage Associates Corporation $480,000 n/a 0.5%
    Flagstar Bank, FSB $755,000 $450,000 -40.4% 0.5%
    NEW DAY FINANCIAL, LLC $105,000 $440,000 319.0% 0.5%
    Bank of America $665,000 $435,000 -34.6% 0.4%
    Wells Fargo Bank $2,870,000 $425,000 -85.2% 0.4%
    GERSHMAN INVESTMENT CORP. $525,000 $405,000 -22.9% 0.4%
    BOKF $85,000 $390,000 358.8% 0.4%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $385,000 n/a 0.4%
    Nations Lending Corporation $335,000 $380,000 13.4% 0.4%
    SUN WEST MORTGAGE COMPANY, INC. $265,000 $380,000 43.4% 0.4%
    Gateway First Bank $445,000 $375,000 -15.7% 0.4%
    NBKC BANK $350,000 n/a 0.4%
    Farmers and Merchants Bank of St. Clair $340,000 n/a 0.3%
    Mid-Continent Funding, Inc. $245,000 $335,000 36.7% 0.3%
    LOANDEPOT.COM, LLC $1,145,000 $325,000 -71.6% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $395,000 $320,000 -19.0% 0.3%
    Plains Commerce Bank $215,000 $305,000 41.9% 0.3%
    TIB The Independent Bankersbank $610,000 $300,000 -50.8% 0.3%
    BLUCURRENT $45,000 $295,000 555.6% 0.3%
    Farm Credit Mid-America, ACA $275,000 n/a 0.3%
    Stifel Bank and Trust $195,000 $275,000 41.0% 0.3%
    LEADERONE FINANCIAL CORPORATION $265,000 n/a 0.3%
    Barrington Bank & Trust Company, N.A. $235,000 $260,000 10.6% 0.3%
    FCS Financial FLCA $245,000 n/a 0.3%
    ENDEAVOR CAPITAL, LLC. $455,000 $215,000 -52.7% 0.2%
    PLANET HOME LENDING, LLC $195,000 $215,000 10.3% 0.2%
    PREMIA MORTGAGE, LLC $215,000 n/a 0.2%
    JPMorgan Chase Bank $75,000 $210,000 180.0% 0.2%
    LOANPAL, LLC $470,000 $205,000 -56.4% 0.2%
    The Bank of Missouri $335,000 $205,000 -38.8% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $215,000 $195,000 -9.3% 0.2%
    Old Missouri Bank $420,000 $195,000 -53.6% 0.2%
    PLAZA HOME MORTGAGE, INC. $265,000 $195,000 -26.4% 0.2%
    Mid America Bank $185,000 n/a 0.2%
    MORTGAGE FINANCIAL SERVICES, LLC $640,000 $185,000 -71.1% 0.2%
    Paramount Residential Mortgage Group, Inc. $185,000 n/a 0.2%
    Ixonia Bank $135,000 $175,000 29.6% 0.2%
    PENTAGON FEDERAL CREDIT UNION $55,000 $175,000 218.2% 0.2%
    AMERICAN FINANCING CORPORATION $610,000 $165,000 -73.0% 0.2%
    COMMUNITY MORTGAGE, LLC $95,000 $165,000 73.7% 0.2%
    Carrington Mortgage Services, LLC $1,050,000 $150,000 -85.7% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $220,000 $150,000 -31.8% 0.2%
    BancorpSouth $10,100,000 $140,000 -98.6% 0.1%
    CARDINAL FINANCIAL $495,000 $135,000 -72.7% 0.1%
    PNC Bank $270,000 $135,000 -50.0% 0.1%
    TOP FLITE FINANCIAL, INC. $105,000 $135,000 28.6% 0.1%
    21ST MORTGAGE CORPORATION $330,000 $115,000 -65.2% 0.1%
    CRESCENT MORTGAGE COMPANY $195,000 $115,000 -41.0% 0.1%
    HOMESIDE FINANCIAL, LLC $255,000 $105,000 -58.8% 0.1%
    Sullivan Bank $75,000 n/a 0.1%
    ASSEMBLIES OF GOD Credit Union $945,000 $65,000 -93.1% 0.1%
    ROYAL UNITED MORTGAGE LLC $220,000 $65,000 -70.5% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $65,000 n/a 0.1%
    Discover Bank $105,000 $55,000 -47.6% 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $740,000 $45,000 -93.9% 0.0%
    Southwest Missouri Bank $25,000 n/a 0.0%
    The Seymour Bank $165,000 $25,000 -84.8% 0.0%

    Lebanon's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 11.5% market share. In second place, with 9.4%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $9,220,000 in loans. In third place, with 8.9%, is First State Community Bank, having originated $8,730,000 in loans. In fourth place, with 5.6%, is QUICKEN LOANS, LLC, having originated $5,475,000 in loans. In fifth place, with 5.1%, is U.S. Bank, having originated $5,000,000 in loans.

    Lebanon Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Lebanon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $159,450 (7.5%) $198,587 (-0.8%) 0.00 153
    2018-02-01 $162,450 (9.2%) $198,309 (0.8%) 0.00 157
    2018-03-01 $169,900 (14.7%) $203,105 (4.6%) 0.00 156
    2018-04-01 $172,400 (15.5%) $207,489 (7.8%) 0.00 162
    2018-05-01 $184,200 (18.9%) $222,456 (14.6%) 0.00 173
    2018-06-01 $184,400 (14.0%) $222,923 (10.0%) 0.00 176
    2018-07-01 $196,600 (17.4%) $226,040 (9.0%) 0.00 167
    2018-08-01 $189,900 (22.4%) $236,947 (25.3%) 0.00 165
    2018-09-01 $176,950 (11.6%) $228,669 (21.3%) 0.00 162
    2018-10-01 $174,925 (6.5%) $224,915 (13.1%) 0.00 176
    2018-11-01 $176,125 (8.1%) $223,194 (11.7%) 0.00 180
    2018-12-01 $174,900 (6.1%) $215,925 (7.7%) 0.00 172
    2019-01-01 $169,900 (6.6%) $213,688 (7.6%) 0.00 145
    2019-02-01 $178,850 (10.1%) $234,293 (18.2%) 0.00 129
    2019-03-01 $185,829 (9.4%) $239,675 (18.0%) 0.00 124
    2019-04-01 $182,204 (5.7%) $237,658 (14.5%) 0.00 131
    2019-05-01 $169,900 (-7.8%) $236,744 (6.4%) 0.00 140
    2019-06-01 $195,900 (6.2%) $261,249 (17.2%) 0.00 147
    2019-07-01 $181,400 (-7.7%) $244,142 (8.0%) 0.00 151
    2019-08-01 $184,536 (-2.8%) $247,789 (4.6%) 0.00 160
    2019-09-01 $191,491 (8.2%) $255,763 (11.9%) 0.00 165
    2019-10-01 $192,627 (10.1%) $258,893 (15.1%) 0.00 164
    2019-11-01 $179,900 (2.1%) $258,588 (15.9%) 0.00 155
    2019-12-01 $181,150 (3.6%) $259,316 (20.1%) 0.00 156
    2020-01-01 $194,175 (14.3%) $266,821 (24.9%) 0.00 133
    2020-02-01 $199,500 (11.6%) $259,653 (10.8%) 0.00 140
    2020-03-01 $190,950 (2.8%) $256,489 (7.0%) 0.00 152
    2020-04-01 $181,175 (-0.6%) $242,945 (2.2%) 0.00 150
    2020-05-01 $175,000 (3.0%) $240,985 (1.8%) 0.00 144
    2020-06-01 $182,925 (-6.6%) $254,547 (-2.6%) 0.00 129
    2020-07-01 $200,550 (10.6%) $276,775 (13.4%) 0.00 108
    2020-08-01 $199,900 (8.3%) $269,952 (8.9%) 0.00 106
    2020-09-01 $221,163 (15.5%) $278,681 (9.0%) 0.00 98
    2020-10-01 $210,900 (9.5%) $278,013 (7.4%) 0.00 88
    2020-11-01 $222,475 (23.7%) $289,767 (12.1%) 0.00 72
    2020-12-01 $208,700 (15.2%) $276,364 (6.6%) 0.00 70
    2021-01-01 $229,000 (17.9%) $337,179 (26.4%) 0.00 55
    2021-02-01 $224,450 (12.5%) $338,070 (30.2%) 0.00 52
    2021-03-01 $194,675 (2.0%) $295,904 (15.4%) 0.00 48
    2021-04-01 $207,450 (14.5%) $303,319 (24.9%) 0.00 40
    2021-05-01 $189,900 (8.5%) $249,388 (3.5%) 0.00 58
    2021-06-01 $189,900 (3.8%) $236,100 (-7.3%) 0.00 63
    2021-07-01 $195,000 (-2.8%) $235,299 (-15.0%) 0.00 86
    2021-08-01 $199,725 (-0.1%) $251,957 (-6.7%) 0.00 81
    2021-09-01 $198,800 (-10.1%) $261,275 (-6.3%) 0.00 77
    2021-10-01 $195,250 (-7.4%) $265,872 (-4.4%) 0.00 71
    2021-11-01 $192,400 (-13.5%) $253,209 (-12.6%) 0.00 68
    2021-12-01 $198,475 (-4.9%) $252,379 (-8.7%) 0.00 68
    2022-01-01 $207,450 (-9.4%) $259,166 (-23.1%) 0.00 59
    2022-02-01 $194,900 (-13.2%) $256,379 (-24.2%) 0.00 56
    2022-03-01 $197,450 (1.4%) $266,452 (-10.0%) 0.00 47
    2022-04-01 $229,950 (10.9%) $249,041 (-17.9%) 0.00 38
    2022-05-01 $232,425 (22.4%) $259,141 (3.9%) 0.00 53
    2022-06-01 $202,500 (6.6%) $256,551 (8.7%) 0.00 68
    2022-07-01 $189,450 (-2.9%) $257,052 (9.2%) 0.00 69
    2022-08-01 $206,150 (3.2%) $286,065 (13.5%) 0.00 56
    2022-09-01 $223,500 (12.4%) $287,643 (10.1%) 0.00 61
    2022-10-01 $230,000 (17.8%) $292,453 (10.0%) 0.00 71
    2022-11-01 $222,000 (15.4%) $275,078 (8.6%) 0.00 75
    2022-12-01 $232,250 (17.0%) $270,831 (7.3%) 0.00 73
    2023-01-01 $257,425 (24.1%) $295,393 (14.0%) 0.00 56
    2023-02-01 $269,900 (38.5%) $315,984 (23.3%) 0.00 49
    2023-03-01 $254,900 (29.1%) $324,527 (21.8%) 0.00 48
    2023-04-01 $249,900 (8.7%) $320,135 (28.6%) 0.00 55
    2023-05-01 $268,675 (15.6%) $318,412 (22.9%) 0.00 59
    2023-06-01 $274,900 (35.8%) $328,379 (28.0%) 0.00 58
    2023-07-01 $264,950 (39.9%) $326,161 (26.9%) 0.00 66
    2023-08-01 $277,975 (34.8%) $332,077 (16.1%) 0.00 85
    2023-09-01 $279,450 (25.0%) $329,431 (14.5%) 0.00 99
    2023-10-01 $242,400 (5.4%) $296,221 (1.3%) 0.00 109
    2023-11-01 $239,450 (7.9%) $277,307 (0.8%) 0.00 118
    2023-12-01 $228,250 (-1.7%) $272,744 (0.7%) 0.00 113
    2024-01-01 $239,900 (-6.8%) $263,901 (-10.7%) 0.00 92
    2024-02-01 $239,900 (-11.1%) $260,897 (-17.4%) 0.00 95
    2024-03-01 $249,950 (-1.9%) $290,004 (-10.6%) 0.00 98
    2024-04-01 $255,725 (2.3%) $305,860 (-4.5%) 0.00 100
    2024-05-01 $259,900 (-3.3%) $308,343 (-3.2%) 0.00 106
    2024-06-01 $254,900 (-7.3%) $300,809 (-8.4%) 0.00 107
    2024-07-01 $254,725 (-3.9%) $308,421 (-5.4%) 0.00 114
    2024-08-01 $257,250 (-7.5%) $317,972 (-4.3%) 0.00 111
    2024-09-01 $254,500 (-8.9%) $336,906 (2.3%) 0.00 130
    2024-10-01 $260,900 (7.6%) $341,786 (15.4%) 0.00 130
    2024-11-01 $257,000 (7.3%) $340,239 (22.7%) 0.00 129
    Lebanon's median listing price for 2024-11-01 was $257,000, a difference of $17,550 (7.3%) versus the prior year and $-3,900 versus the prior month.

    Lebanon's median listing price comes in at 0% of the national average.

    Lebanon's average listing price for 2024-11-01 was $340,239, a difference of $62,932 (22.7%) versus the prior year and $-1,547 versus the prior month.

    For the 2024-11-01 period, Lebanon had 129 MLS listings, a difference of -1 listings (-1%) versus the prior month and 11 listings (9%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Lebanon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,000 sqft
    2018-02-01 0 days 1,909 sqft
    2018-03-01 0 days 2,000 sqft
    2018-04-01 0 days 2,025 sqft
    2018-05-01 0 days 2,048 sqft
    2018-06-01 0 days 2,040 sqft
    2018-07-01 0 days 2,059 sqft
    2018-08-01 0 days 2,001 sqft
    2018-09-01 0 days 1,916 sqft
    2018-10-01 0 days 1,885 sqft
    2018-11-01 0 days 1,923 sqft
    2018-12-01 0 days 1,916 sqft
    2019-01-01 0 days 1,792 sqft
    2019-02-01 0 days 1,825 sqft
    2019-03-01 0 days 1,829 sqft
    2019-04-01 0 days 1,844 sqft
    2019-05-01 0 days 1,802 sqft
    2019-06-01 0 days 1,920 sqft
    2019-07-01 0 days 1,807 sqft
    2019-08-01 0 days 1,925 sqft
    2019-09-01 0 days 2,007 sqft
    2019-10-01 0 days 2,037 sqft
    2019-11-01 0 days 1,992 sqft
    2019-12-01 0 days 1,990 sqft
    2020-01-01 0 days 1,991 sqft
    2020-02-01 0 days 1,940 sqft
    2020-03-01 0 days 1,899 sqft
    2020-04-01 0 days 1,867 sqft
    2020-05-01 0 days 1,800 sqft
    2020-06-01 0 days 1,830 sqft
    2020-07-01 0 days 1,860 sqft
    2020-08-01 0 days 1,886 sqft
    2020-09-01 0 days 2,087 sqft
    2020-10-01 0 days 1,987 sqft
    2020-11-01 0 days 2,040 sqft
    2020-12-01 0 days 1,920 sqft
    2021-01-01 0 days 2,120 sqft
    2021-02-01 0 days 2,007 sqft
    2021-03-01 0 days 1,747 sqft
    2021-04-01 0 days 1,797 sqft
    2021-05-01 0 days 1,728 sqft
    2021-06-01 0 days 1,556 sqft
    2021-07-01 0 days 1,590 sqft
    2021-08-01 0 days 1,688 sqft
    2021-09-01 0 days 1,756 sqft
    2021-10-01 0 days 1,778 sqft
    2021-11-01 0 days 1,644 sqft
    2021-12-01 0 days 1,572 sqft
    2022-01-01 0 days 1,554 sqft
    2022-02-01 0 days 1,533 sqft
    2022-03-01 0 days 1,506 sqft
    2022-04-01 0 days 1,512 sqft
    2022-05-01 0 days 1,655 sqft
    2022-06-01 0 days 1,445 sqft
    2022-07-01 0 days 1,430 sqft
    2022-08-01 0 days 1,540 sqft
    2022-09-01 0 days 1,563 sqft
    2022-10-01 0 days 1,632 sqft
    2022-11-01 0 days 1,512 sqft
    2022-12-01 0 days 1,503 sqft
    2023-01-01 0 days 1,717 sqft
    2023-02-01 0 days 1,823 sqft
    2023-03-01 0 days 1,791 sqft
    2023-04-01 0 days 1,797 sqft
    2023-05-01 0 days 2,000 sqft
    2023-06-01 0 days 2,017 sqft
    2023-07-01 0 days 1,876 sqft
    2023-08-01 0 days 1,773 sqft
    2023-09-01 0 days 1,792 sqft
    2023-10-01 0 days 1,691 sqft
    2023-11-01 0 days 1,621 sqft
    2023-12-01 0 days 1,622 sqft
    2024-01-01 0 days 1,640 sqft
    2024-02-01 0 days 1,556 sqft
    2024-03-01 0 days 1,597 sqft
    2024-04-01 0 days 1,564 sqft
    2024-05-01 0 days 1,657 sqft
    2024-06-01 0 days 1,587 sqft
    2024-07-01 0 days 1,637 sqft
    2024-08-01 0 days 1,648 sqft
    2024-09-01 0 days 1,648 sqft
    2024-10-01 0 days 1,692 sqft
    2024-11-01 0 days 1,653 sqft
    Lebanon's median listing age (time on market) for 2024-11-01 was 0 days.

    Lebanon's median square footage for active listings during the 2024-11-01 period was 1,653 sqft. One year prior, the average listing was 1,621 sqft.

    Lebanon, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 367 $72,845,000 $198,488
    Cash Out Refi 93 $11,985,000 $128,871
    Refi 60 $7,810,000 $130,167
    Home Improvement 54 $3,140,000 $58,148
    Other 35 $1,905,000 $54,429

    Lebanon's most frequently cited loan purpose was Home Purchase, with 367 originations. The 2nd most popular reason was Cash Out Refi, with 93 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 194 $34,740,000 $179,072
    7-8% 193 $33,535,000 $173,756
    Over 8% 104 $9,760,000 $93,846
    5-6% 69 $13,045,000 $189,058
    2.5-3% 5 $225,000 $45,000
    4-5% 2 $310,000 $155,000
    <2.5% 1 $5,000 $5,000
    3-4% 1 $135,000 $135,000

    During 2023, Lebanon's most frequently originated rate bucket was 6-7%, with 194 originations.

    Loan Sizing (Lebanon, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 238 $34,750,000 $146,008
    $100,000 or less 200 $10,370,000 $51,850
    $200k-400k 154 $41,670,000 $270,584
    $400k-600k 12 $5,290,000 $440,833
    $600k-1000k 4 $2,640,000 $660,000
    $Over $1MM 1 $2,965,000 $2,965,000

    Lebanon's loan sizing saw the bucket of loans from $100k-200k with 238 originations, totaling $34,750,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 264 $53,090,000 $201,098
    60-80% 84 $14,810,000 $176,310
    20-40% 73 $5,765,000 $78,973
    Under 20% 70 $2,600,000 $37,143
    40-60% 56 $7,600,000 $135,714
    Over 100% 17 $7,175,000 $422,059

    Lebanon's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 264 originations, totaling $53,090,000 in origination value.