Lebanon Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Lebanon averaged 6.76% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 7.23% and one month ago for the week of 2023-10-26, the average rate was 7.43%.

Lebanon's average rate one year ago was 6.52%.

For refis of the same type during the week of 2023-11-30, the average rate was 7.22%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Lebanon 30 Year Fixed Rate 2023-11-30 6.76%
Lebanon 30 Year Fixed Rate Refi 2023-11-30 7.22%
Lebanon 15 Year Fixed Rate 2023-11-30 6.66%
Lebanon 15 Year Fixed Rate Refi 2023-11-30 7.06%
Lebanon 30 Year FHA 2023-11-30 6.61%
Lebanon 30 Year FHA Refi 2023-11-30 7.05%
Lebanon 30 Year USDA 2023-11-30 6.44%
Lebanon 30 Year USDA Refi 2023-11-30 7.1%
Lebanon 30 Year VA 2023-11-30 6.87%
Lebanon 30 Year VA Refi 2023-11-30 6.57%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Lebanon, MO.

Lebanon Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Lebanon, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
FLAT BRANCH MORTGAGE, INC. 29 4.91% $2,595
First State Community Bank 27 4.93% $2,698
PRIMELENDING, A PLAINSCAPITAL COMPANY 25 5.60% $4,019
QUICKEN LOANS, LLC 23 5.30% $5,745
U.S. Bank 16 4.80% $3,295
Wells Fargo Bank 9 4.85% $3,646
PENNYMAC LOAN SERVICES, LLC 8 4.84% $3,781
Arvest Bank 8 4.78% $3,687
The Central Trust Bank 6 5.40% $2,759
NAVY FEDERAL CREDIT UNION 5 5.78% $3,081
DAS Acquisition Company, LLC 5 5.17% $3,468
Commerce Bank 5 5.10% $2,430
LOANDEPOT.COM, LLC 3 4.54% $5,560
BROKER SOLUTIONS, INC. 3 5.50% $4,525
AMERICAN PACIFIC MORTGAGE CORPORATION 3 4.75% $3,131
ASSEMBLIES OF GOD Credit Union 3 4.08% $4,332
Carrington Mortgage Services, LLC 3 5.29% $7,006
Hawthorn Bank 3 5.62% $2,349
TIB The Independent Bankersbank 3 5.50% $2,864
Oakstar Bank 2 3.04% $1,973
The Bank of Missouri 2 3.95% $2,075
First State Bank of St. Charles, Missouri 2 5.50% $3,736
ENDEAVOR CAPITAL, LLC. 2 5.63% $6,153
ROYAL UNITED MORTGAGE LLC 2 4.06% $6,442
Citizens Bank 2 4.56% $3,331
Great Southern Bank 2 5.19% $2,404
CREDIT UNION OF AMERICA 2 4.38% $2,906
UNITED WHOLESALE MORTGAGE, LLC 1 6.50% $10,094
VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.50% $4,848
Northpointe Bank 1 3.25% $2,214
BancorpSouth 1 5.25% $6,104
Bank of America 1 5.00% $3,192
Bank of England 1 3.88% $6,557
BETTER MORTGAGE CORPORATION 1 2.50% $13,206
Capitol Federal Savings Bank 1 4.00% $2,994
CARDINAL FINANCIAL 1 2.75% $4,263
Discover Bank 1 4.99% $0
ELECTRO SAVINGS CREDIT UNION 1 4.00% $4,929
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 3.75% $2,680
FREEDOM MORTGAGE CORPORATION 1 4.75% $4,373
GUILD MORTGAGE COMPANY 1 5.50% $3,916
HOME POINT FINANCIAL CORPORATION 1 4.25% $2,775
HOMESIDE FINANCIAL, LLC 1 6.13% $5,393
MISSOURI ELECTRIC COOPERATIVES EMPL 1 7.00% $2,346
MORTGAGE FINANCIAL SERVICES, LLC 1 3.99% $3,900
Mortgage Research Center, LLC 1 6.63% $5,728
NEWREZ LLC 1 5.63% $5,848
ACADEMY MORTGAGE CORPORATION 1 3.63% $2,764
Plains Commerce Bank 1 5.50% $8,677
PLAZA HOME MORTGAGE, INC. 1 5.25% $4,265
PNC Bank 1 6.38% $3,529
Servion, Inc. 1 4.38% $1,997
Southern Bank 1 6.75% $1,511
Springfield First Community Bank 1 5.88% $3,014
STEARNS LENDING, LLC 1 3.50% $7,875
Stifel Bank and Trust 1 5.00% $2,789

Lebanon Average Closing Costs & Other Stats

Lebanon, MO's 56 lenders originated 808 loans during 2022. The total origination value was $144,170,000, with an average loan value of $178,428.

Lebanon's average closing costs are $3,682.

The top Lebanon lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 29 loans originated. Their average total fees are $2,595, which is $103 lower than the next largest lender, First State Community Bank.

The lowest fee Lebanon lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. ($2,595), First State Community Bank ($2,698), U.S. Bank ($3,295), PRIMELENDING, A PLAINSCAPITAL COMPANY ($4,019) and QUICKEN LOANS, LLC ($5,745).

The lowest rate Lebanon lenders (with over 10 loans originated) are U.S. Bank (4.80%), FLAT BRANCH MORTGAGE, INC. (4.91%), First State Community Bank (4.93%), QUICKEN LOANS, LLC (5.30%) and PRIMELENDING, A PLAINSCAPITAL COMPANY (5.60%).

Lebanon, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
First State Community Bank $19,510,000 $16,785,000 -14.0% 11.6%
FLAT BRANCH MORTGAGE, INC. $13,420,000 $13,010,000 -3.1% 9.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $440,000 $11,620,000 2,540.9% 8.1%
BancorpSouth Bank $2,750,000 $10,100,000 267.3% 7.0%
QUICKEN LOANS, LLC $12,900,000 $9,450,000 -26.7% 6.6%
U.S. Bank $8,745,000 $6,335,000 -27.6% 4.4%
Mid-Missouri Bank $2,140,000 $5,500,000 157.0% 3.8%
Arvest Bank $2,870,000 $3,980,000 38.7% 2.8%
PENNYMAC LOAN SERVICES, LLC $6,240,000 $3,890,000 -37.7% 2.7%
NAVY FEDERAL CREDIT UNION $335,000 $3,565,000 964.2% 2.5%
Mortgage Research Center, LLC $4,505,000 $3,255,000 -27.7% 2.3%
Wells Fargo Bank $1,510,000 $2,870,000 90.1% 2.0%
DAS Acquisition Company, LLC $2,045,000 $2,535,000 24.0% 1.8%
FREEDOM MORTGAGE CORPORATION $6,875,000 $1,985,000 -71.1% 1.4%
Anstaff Bank $1,795,000 n/a 1.2%
Commerce Bank $3,070,000 $1,685,000 -45.1% 1.2%
The Central Trust Bank $925,000 $1,405,000 51.9% 1.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $295,000 $1,290,000 337.3% 0.9%
Hawthorn Bank $275,000 $1,255,000 356.4% 0.9%
First State Bank of St. Charles, Missouri $315,000 $1,250,000 296.8% 0.9%
AMERICAN PACIFIC MORTGAGE CORPORATION $520,000 $1,245,000 139.4% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $1,165,000 $1,155,000 -0.9% 0.8%
LOANDEPOT.COM, LLC $1,945,000 $1,145,000 -41.1% 0.8%
AMERISAVE MORTGAGE CORPORATION $1,060,000 $1,090,000 2.8% 0.8%
First Guaranty Mortgage Corporation $2,115,000 $1,060,000 -49.9% 0.7%
Carrington Mortgage Services, LLC $440,000 $1,050,000 138.6% 0.7%
BROKER SOLUTIONS, INC. $2,455,000 $1,035,000 -57.8% 0.7%
ASSEMBLIES OF GOD Credit Union $595,000 $945,000 58.8% 0.7%
The Maries County Bank $165,000 $840,000 409.1% 0.6%
Southern Bank $550,000 $780,000 41.8% 0.5%
GUARANTEED RATE, INC. $765,000 $775,000 1.3% 0.5%
Oakstar Bank $1,290,000 $770,000 -40.3% 0.5%
Flagstar Bank, FSB $590,000 $755,000 28.0% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $1,885,000 $740,000 -60.7% 0.5%
The Federal Savings Bank $610,000 $695,000 13.9% 0.5%
GUILD MORTGAGE COMPANY $640,000 $685,000 7.0% 0.5%
Springfield First Community Bank $340,000 $670,000 97.1% 0.5%
Bank of America $105,000 $665,000 533.3% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $635,000 $640,000 0.8% 0.4%
MORTGAGE FINANCIAL SERVICES, LLC $640,000 n/a 0.4%
Great Southern Bank $1,145,000 $625,000 -45.4% 0.4%
AMERICAN FINANCING CORPORATION $610,000 n/a 0.4%
TIB The Independent Bankersbank $1,130,000 $610,000 -46.0% 0.4%
MISSOURI ELECTRIC COOPERATIVES EMPL $245,000 $555,000 126.5% 0.4%
GERSHMAN INVESTMENT CORP. $945,000 $525,000 -44.4% 0.4%
Citizens Bank $325,000 $520,000 60.0% 0.4%
CALIBER HOME LOANS, INC. $585,000 $510,000 -12.8% 0.4%
VILLAGE CAPITAL MORTGAGE $1,000,000 $505,000 -49.5% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $840,000 $495,000 -41.1% 0.3%
EVERETT FINANCIAL, INC. $480,000 n/a 0.3%
BETTER MORTGAGE CORPORATION $270,000 $475,000 75.9% 0.3%
LOANPAL, LLC $470,000 n/a 0.3%
ENDEAVOR CAPITAL, LLC. $370,000 $455,000 23.0% 0.3%
Gateway First Bank $1,060,000 $445,000 -58.0% 0.3%
Old Missouri Bank $420,000 n/a 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $325,000 $395,000 21.5% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,475,000 $390,000 -73.6% 0.3%
BNC National Bank $23,990,000 $385,000 -98.4% 0.3%
CREDIT UNION OF AMERICA $380,000 n/a 0.3%
STEARNS LENDING, LLC $375,000 n/a 0.3%
Stockmens Bank $275,000 $370,000 34.5% 0.3%
HOME POINT FINANCIAL CORPORATION $745,000 $350,000 -53.0% 0.2%
O'Bannon Banking Company $345,000 n/a 0.2%
Capitol Federal Savings Bank $335,000 n/a 0.2%
Nations Lending Corporation $145,000 $335,000 131.0% 0.2%
The Bank of Missouri $310,000 $335,000 8.1% 0.2%
21ST MORTGAGE CORPORATION $275,000 $330,000 20.0% 0.2%
Freedom Bank of Southern Missouri $330,000 n/a 0.2%
ACADEMY MORTGAGE CORPORATION $115,000 $315,000 173.9% 0.2%
River Region Credit Union $295,000 n/a 0.2%
SOUTHWEST STAGE FUNDING, LLC $535,000 $290,000 -45.8% 0.2%
USAA Federal Savings Bank $1,805,000 $285,000 -84.2% 0.2%
NEWREZ LLC $885,000 $280,000 -68.4% 0.2%
NFM, INC. $275,000 n/a 0.2%
PNC Bank $135,000 $270,000 100.0% 0.2%
PLAZA HOME MORTGAGE, INC. $35,000 $265,000 657.1% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $125,000 $265,000 112.0% 0.2%
HOMESIDE FINANCIAL, LLC $125,000 $255,000 104.0% 0.2%
Bank of St. Elizabeth $245,000 n/a 0.2%
Mid-Continent Funding, Inc. $185,000 $245,000 32.4% 0.2%
UNION HOME MORTGAGE CORP. $245,000 n/a 0.2%
Barrington Bank & Trust Company, N.A. $210,000 $235,000 11.9% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $220,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $335,000 $220,000 -34.3% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $215,000 n/a 0.1%
Plains Commerce Bank $135,000 $215,000 59.3% 0.1%
Northpointe Bank $3,915,000 $205,000 -94.8% 0.1%
Bank of England $195,000 n/a 0.1%
CRESCENT MORTGAGE COMPANY $195,000 n/a 0.1%
NBH Bank $195,000 n/a 0.1%
PLANET HOME LENDING, LLC $1,015,000 $195,000 -80.8% 0.1%
Stifel Bank and Trust $705,000 $195,000 -72.3% 0.1%
Community Mortgage Banc Corporation $155,000 $165,000 6.5% 0.1%
The Seymour Bank $165,000 n/a 0.1%
Transportation Federal Credit Union $160,000 n/a 0.1%
Ixonia Bank $85,000 $135,000 58.8% 0.1%
ELECTRO SAVINGS CREDIT UNION $125,000 n/a 0.1%
The Bank of Old Monroe $125,000 n/a 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $115,000 n/a 0.1%
Discover Bank $125,000 $105,000 -16.0% 0.1%
NEW DAY FINANCIAL, LLC $1,130,000 $105,000 -90.7% 0.1%
TOP FLITE FINANCIAL, INC. $315,000 $105,000 -66.7% 0.1%
COMMUNITY MORTGAGE, LLC $370,000 $95,000 -74.3% 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,500,000 $95,000 -93.7% 0.1%
Regional Missouri Bank $95,000 n/a 0.1%
Servion, Inc. $95,000 $95,000 0.0% 0.1%
BOKF $115,000 $85,000 -26.1% 0.1%
M&T Bank $85,000 n/a 0.1%
JPMorgan Chase Bank $935,000 $75,000 -92.0% 0.1%
Simmons Bank $505,000 $75,000 -85.1% 0.1%
UMB Bank $75,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $265,000 $55,000 -79.2% 0.0%
BLUCURRENT $125,000 $45,000 -64.0% 0.0%
LONGBRIDGE FINANCIAL, LLC $45,000 n/a 0.0%
AMERICAN ADVISORS GROUP $160,000 $15,000 -90.6% 0.0%

Lebanon's top lender by overall market share is First State Community Bank, with 11.6% market share. In second place, with 9.0%, is FLAT BRANCH MORTGAGE, INC., having originated $13,010,000 in loans. In third place, with 8.1%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $11,620,000 in loans. In fourth place, with 7.0%, is BancorpSouth Bank, having originated $10,100,000 in loans. In fifth place, with 6.6%, is QUICKEN LOANS, LLC, having originated $9,450,000 in loans.


Lebanon Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Lebanon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $159,450 (7.5%) $198,587 (-0.8%) 0.00 153
2018-02-01 $162,450 (9.2%) $198,309 (0.8%) 0.00 157
2018-03-01 $169,900 (14.7%) $203,105 (4.6%) 0.00 156
2018-04-01 $172,400 (15.5%) $207,489 (7.8%) 0.00 162
2018-05-01 $184,200 (18.9%) $222,456 (14.6%) 0.00 173
2018-06-01 $184,400 (14.0%) $222,923 (10.0%) 0.00 176
2018-07-01 $196,600 (17.4%) $226,040 (9.0%) 0.00 167
2018-08-01 $189,900 (22.4%) $236,947 (25.3%) 0.00 165
2018-09-01 $176,950 (11.6%) $228,669 (21.3%) 0.00 162
2018-10-01 $174,925 (6.5%) $224,915 (13.1%) 0.00 176
2018-11-01 $176,125 (8.1%) $223,194 (11.7%) 0.00 180
2018-12-01 $174,900 (6.1%) $215,925 (7.7%) 0.00 172
2019-01-01 $169,900 (6.6%) $213,688 (7.6%) 0.00 145
2019-02-01 $178,850 (10.1%) $234,293 (18.2%) 0.00 129
2019-03-01 $186,150 (9.6%) $239,833 (18.1%) 0.00 123
2019-04-01 $182,525 (5.9%) $237,816 (14.6%) 0.00 131
2019-05-01 $169,900 (-7.8%) $237,011 (6.5%) 0.00 139
2019-06-01 $197,250 (7.0%) $261,679 (17.4%) 0.00 146
2019-07-01 $180,650 (-8.1%) $244,502 (8.2%) 0.00 150
2019-08-01 $184,141 (-3.0%) $247,717 (4.6%) 0.00 159
2019-09-01 $190,502 (7.7%) $254,980 (11.5%) 0.00 164
2019-10-01 $191,968 (9.7%) $258,304 (14.9%) 0.00 163
2019-11-01 $179,900 (2.1%) $258,588 (15.9%) 0.00 155
2019-12-01 $181,150 (3.6%) $259,316 (20.1%) 0.00 156
2020-01-01 $194,175 (14.3%) $266,821 (24.9%) 0.00 133
2020-02-01 $199,500 (11.6%) $259,653 (10.8%) 0.00 140
2020-03-01 $190,950 (2.6%) $256,489 (6.9%) 0.00 152
2020-04-01 $181,175 (-0.7%) $242,945 (2.2%) 0.00 150
2020-05-01 $175,000 (3.0%) $240,985 (1.7%) 0.00 144
2020-06-01 $182,925 (-7.3%) $254,547 (-2.7%) 0.00 129
2020-07-01 $200,550 (11.0%) $276,775 (13.2%) 0.00 108
2020-08-01 $199,900 (8.6%) $269,952 (9.0%) 0.00 106
2020-09-01 $221,163 (16.1%) $278,681 (9.3%) 0.00 98
2020-10-01 $210,900 (9.9%) $278,013 (7.6%) 0.00 88
2020-11-01 $222,475 (23.7%) $289,767 (12.1%) 0.00 72
2020-12-01 $208,700 (15.2%) $276,364 (6.6%) 0.00 70
2021-01-01 $229,000 (17.9%) $337,179 (26.4%) 0.00 55
2021-02-01 $224,450 (12.5%) $338,070 (30.2%) 0.00 52
2021-03-01 $194,675 (2.0%) $295,904 (15.4%) 0.00 48
2021-04-01 $207,450 (14.5%) $303,319 (24.9%) 0.00 40
2021-05-01 $189,900 (8.5%) $249,388 (3.5%) 0.00 58
2021-06-01 $189,900 (3.8%) $236,100 (-7.3%) 0.00 63
2021-07-01 $195,000 (-2.8%) $235,299 (-15.0%) 0.00 86
2021-08-01 $199,725 (-0.1%) $251,957 (-6.7%) 0.00 81
2021-09-01 $198,800 (-10.1%) $261,275 (-6.3%) 0.00 77
2021-10-01 $195,250 (-7.4%) $265,872 (-4.4%) 0.00 71
2021-11-01 $192,400 (-13.5%) $253,209 (-12.6%) 0.00 68
2021-12-01 $198,475 (-4.9%) $252,379 (-8.7%) 0.00 68
2022-01-01 $207,450 (-9.4%) $259,166 (-23.1%) 0.00 59
2022-02-01 $194,900 (-13.2%) $256,379 (-24.2%) 0.00 56
2022-03-01 $197,450 (1.4%) $266,452 (-10.0%) 0.00 47
2022-04-01 $229,950 (10.9%) $249,041 (-17.9%) 0.00 38
2022-05-01 $232,425 (22.4%) $259,141 (3.9%) 0.00 53
2022-06-01 $202,500 (6.6%) $256,551 (8.7%) 0.00 68
2022-07-01 $189,450 (-2.9%) $257,052 (9.2%) 0.00 69
2022-08-01 $206,150 (3.2%) $286,065 (13.5%) 0.00 56
2022-09-01 $223,500 (12.4%) $287,643 (10.1%) 0.00 61
2022-10-01 $230,000 (17.8%) $292,453 (10.0%) 0.00 71
2022-11-01 $222,000 (15.4%) $275,078 (8.6%) 0.00 75
2022-12-01 $232,250 (17.0%) $270,831 (7.3%) 0.00 73
2023-01-01 $257,425 (24.1%) $295,393 (14.0%) 0.00 56
2023-02-01 $269,900 (38.5%) $315,984 (23.3%) 0.00 49
2023-03-01 $254,900 (29.1%) $324,527 (21.8%) 0.00 48
2023-04-01 $249,900 (8.7%) $320,135 (28.6%) 0.00 55
2023-05-01 $268,675 (15.6%) $318,412 (22.9%) 0.00 59
2023-06-01 $274,900 (35.8%) $328,379 (28.0%) 0.00 58
2023-07-01 $264,950 (39.9%) $326,161 (26.9%) 0.00 66
2023-08-01 $277,975 (34.8%) $332,077 (16.1%) 0.00 85
2023-09-01 $279,450 (25.0%) $329,431 (14.5%) 0.00 99
2023-10-01 $242,400 (5.4%) $296,221 (1.3%) 0.00 109
2023-11-01 $239,450 (7.9%) $277,307 (0.8%) 0.00 118
Lebanon's median listing price for 2023-11-01 was $239,450, a difference of $17,450 (7.9%) versus the prior year and $-2,950 versus the prior month.

Lebanon's median listing price comes in at 0% of the national average.

Lebanon's average listing price for 2023-11-01 was $277,307, a difference of $2,229 (0.8%) versus the prior year and $-18,914 versus the prior month.

For the 2023-11-01 period, Lebanon had 118 MLS listings, a difference of 9 listings (8%) versus the prior month and 43 listings (57%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Lebanon (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,000 sqft
2018-02-01 0 days 1,909 sqft
2018-03-01 0 days 2,000 sqft
2018-04-01 0 days 2,025 sqft
2018-05-01 0 days 2,048 sqft
2018-06-01 0 days 2,040 sqft
2018-07-01 0 days 2,059 sqft
2018-08-01 0 days 2,001 sqft
2018-09-01 0 days 1,916 sqft
2018-10-01 0 days 1,885 sqft
2018-11-01 0 days 1,923 sqft
2018-12-01 0 days 1,916 sqft
2019-01-01 0 days 1,792 sqft
2019-02-01 0 days 1,838 sqft
2019-03-01 0 days 1,840 sqft
2019-04-01 0 days 1,857 sqft
2019-05-01 0 days 1,804 sqft
2019-06-01 0 days 1,926 sqft
2019-07-01 0 days 1,830 sqft
2019-08-01 0 days 1,930 sqft
2019-09-01 0 days 2,012 sqft
2019-10-01 0 days 2,048 sqft
2019-11-01 0 days 2,000 sqft
2019-12-01 0 days 2,010 sqft
2020-01-01 0 days 2,034 sqft
2020-02-01 0 days 1,950 sqft
2020-03-01 0 days 1,900 sqft
2020-04-01 0 days 1,867 sqft
2020-05-01 0 days 1,800 sqft
2020-06-01 0 days 1,830 sqft
2020-07-01 0 days 1,860 sqft
2020-08-01 0 days 1,886 sqft
2020-09-01 0 days 2,087 sqft
2020-10-01 0 days 1,987 sqft
2020-11-01 0 days 2,040 sqft
2020-12-01 0 days 1,920 sqft
2021-01-01 0 days 2,120 sqft
2021-02-01 0 days 2,007 sqft
2021-03-01 0 days 1,747 sqft
2021-04-01 0 days 1,797 sqft
2021-05-01 0 days 1,728 sqft
2021-06-01 0 days 1,556 sqft
2021-07-01 0 days 1,590 sqft
2021-08-01 0 days 1,688 sqft
2021-09-01 0 days 1,756 sqft
2021-10-01 0 days 1,778 sqft
2021-11-01 0 days 1,644 sqft
2021-12-01 0 days 1,572 sqft
2022-01-01 0 days 1,554 sqft
2022-02-01 0 days 1,533 sqft
2022-03-01 0 days 1,506 sqft
2022-04-01 0 days 1,512 sqft
2022-05-01 0 days 1,655 sqft
2022-06-01 0 days 1,445 sqft
2022-07-01 0 days 1,430 sqft
2022-08-01 0 days 1,540 sqft
2022-09-01 0 days 1,563 sqft
2022-10-01 0 days 1,632 sqft
2022-11-01 0 days 1,512 sqft
2022-12-01 0 days 1,503 sqft
2023-01-01 0 days 1,717 sqft
2023-02-01 0 days 1,823 sqft
2023-03-01 0 days 1,791 sqft
2023-04-01 0 days 1,797 sqft
2023-05-01 0 days 2,000 sqft
2023-06-01 0 days 2,017 sqft
2023-07-01 0 days 1,876 sqft
2023-08-01 0 days 1,783 sqft
2023-09-01 0 days 1,824 sqft
2023-10-01 0 days 1,705 sqft
2023-11-01 0 days 1,628 sqft
Lebanon's median listing age (time on market) for 2023-11-01 was 0 days.

Lebanon's median square footage for active listings during the 2023-11-01 period was 1,628 sqft. One year prior, the average listing was 1,512 sqft.

Lebanon, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 492 $101,630,000 $206,565
Cash Out Refi 125 $21,845,000 $174,760
Refi 113 $15,435,000 $136,593
Home Improvement 51 $3,385,000 $66,373
Other 27 $1,875,000 $69,444

Lebanon's most frequently cited loan purpose was Home Purchase, with 492 originations. The 2nd most popular reason was Cash Out Refi, with 125 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 223 $38,205,000 $171,323
4-5% 178 $41,140,000 $231,124
3-4% 153 $24,765,000 $161,863
6-7% 103 $15,215,000 $147,718
2.5-3% 36 $7,100,000 $197,222
7-8% 33 $3,855,000 $116,818
Over 8% 16 $1,280,000 $80,000
<2.5% 10 $1,960,000 $196,000

During 2022, Lebanon's most frequently originated rate bucket was 5-6%, with 223 originations.

Loan Sizing (Lebanon, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 379 $55,915,000 $147,533
$100,000 or less 217 $13,175,000 $60,714
$200k-400k 185 $48,875,000 $264,189
$400k-600k 19 $8,795,000 $462,895
$600k-1000k 5 $3,705,000 $741,000
$Over $1MM 3 $13,705,000 $4,568,333

Lebanon's loan sizing saw the bucket of loans from $100k-200k with 379 originations, totaling $55,915,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 378 $79,340,000 $209,894
60-80% 163 $30,625,000 $187,883
40-60% 75 $11,975,000 $159,667
20-40% 62 $5,200,000 $83,871
Under 20% 48 $1,940,000 $40,417
Over 100% 22 $3,750,000 $170,455

Lebanon's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 378 originations, totaling $79,340,000 in origination value.