Fort Leonard Wood Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Fort Leonard Wood averaged
6.9%
for the week of 2023-09-14, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2023-09-07) was
7.14% and
one month ago for the week of 2023-08-10, the
average rate was 6.58%.
Fort Leonard Wood's average rate one year ago was 5.81%.
For refis of the same type during the week of 2023-09-14, the average rate
was 7.38%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-14 | 7.18% |
Fort Leonard Wood 30 Year Fixed Rate | 2023-09-14 | 6.9% |
Fort Leonard Wood 30 Year Fixed Rate Refi | 2023-09-14 | 7.38% |
Fort Leonard Wood 15 Year Fixed Rate | 2023-09-14 | 6.61% |
Fort Leonard Wood 15 Year Fixed Rate Refi | 2023-09-14 | 7.01% |
Fort Leonard Wood 30 Year FHA | 2023-09-14 | 6.57% |
Fort Leonard Wood 30 Year FHA Refi | 2023-09-14 | 7.09% |
Fort Leonard Wood 30 Year USDA | 2023-09-14 | 7.08% |
Fort Leonard Wood 30 Year USDA Refi | 2023-09-14 | 6.78% |
Fort Leonard Wood 30 Year VA | 2023-09-14 | 6.57% |
Fort Leonard Wood 30 Year VA Refi | 2023-09-14 | 6.71% |
Fort Leonard Wood Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Fort Leonard Wood, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Fort Leonard Wood Average Closing Costs & Other Stats
Fort Leonard Wood, MO's 58 lenders originated 1,392
loans during 2022. The total origination value was $274,940,000, with an average loan value of
$197,514.
Fort Leonard Wood's average closing costs are $4,435.
The top Fort Leonard Wood lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
50 loans originated. Their average total fees are
$2,940, which is $2,424
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Fort Leonard Wood lenders (with over 10 loans originated) are
Wells Fargo Bank ($2,434), FLAT BRANCH MORTGAGE, INC. ($2,940), QUICKEN LOANS, LLC ($5,365), .
The lowest rate Fort Leonard Wood lenders (with over 10 loans originated) are
Wells Fargo Bank (4.80%), QUICKEN LOANS, LLC (5.18%), FLAT BRANCH MORTGAGE, INC. (5.24%), .
Fort Leonard Wood, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
FLAT BRANCH MORTGAGE, INC. | $77,270,000 | $50,820,000 | -34.2% | 18.5% |
Mortgage Research Center, LLC | $33,780,000 | $34,700,000 | 2.7% | 12.6% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $22,065,000 | $21,525,000 | -2.4% | 7.8% |
QUICKEN LOANS, LLC | $19,480,000 | $11,465,000 | -41.1% | 4.2% |
NAVY FEDERAL CREDIT UNION | $11,345,000 | $11,385,000 | 0.4% | 4.1% |
USAA Federal Savings Bank | $11,405,000 | $8,420,000 | -26.2% | 3.1% |
BROKER SOLUTIONS, INC. | $5,015,000 | $7,840,000 | 56.3% | 2.9% |
The Maries County Bank | $4,800,000 | $7,440,000 | 55.0% | 2.7% |
GREYSTONE SERVICING COMPANY LLC | $7,005,000 | n/a | 2.5% | |
DAS Acquisition Company, LLC | $9,635,000 | $6,710,000 | -30.4% | 2.4% |
ORIX REAL ESTATE CAPITAL, LLC | $5,965,000 | n/a | 2.2% | |
UNITED WHOLESALE MORTGAGE, LLC | $1,620,000 | $5,805,000 | 258.3% | 2.1% |
PENNYMAC LOAN SERVICES, LLC | $10,275,000 | $5,745,000 | -44.1% | 2.1% |
Wells Fargo Bank | $8,815,000 | $4,650,000 | -47.2% | 1.7% |
T2 FINANCIAL LLC | $4,425,000 | $4,605,000 | 4.1% | 1.7% |
FREEDOM MORTGAGE CORPORATION | $24,205,000 | $4,285,000 | -82.3% | 1.6% |
NEW DAY FINANCIAL, LLC | $3,505,000 | $4,230,000 | 20.7% | 1.5% |
The Bank of Missouri | $5,355,000 | $3,475,000 | -35.1% | 1.3% |
Mr. Cooper ( Nationstar Mortgage ) | $3,005,000 | $2,980,000 | -0.8% | 1.1% |
Hawthorn Bank | $2,610,000 | $2,485,000 | -4.8% | 0.9% |
Springfield First Community Bank | $2,270,000 | n/a | 0.8% | |
LOANDEPOT.COM, LLC | $2,545,000 | $2,250,000 | -11.6% | 0.8% |
GUILD MORTGAGE COMPANY | $1,515,000 | $2,100,000 | 38.6% | 0.8% |
GUARANTEED RATE, INC. | $2,285,000 | $2,035,000 | -10.9% | 0.7% |
The Federal Savings Bank | $2,295,000 | $1,925,000 | -16.1% | 0.7% |
Community Mortgage Banc Corporation | $2,655,000 | $1,910,000 | -28.1% | 0.7% |
Simmons Bank | $1,905,000 | n/a | 0.7% | |
PENTAGON FEDERAL CREDIT UNION | $1,480,000 | $1,880,000 | 27.0% | 0.7% |
North American Savings Bank, F.S.B. | $1,735,000 | n/a | 0.6% | |
First State Community Bank | $700,000 | $1,720,000 | 145.7% | 0.6% |
Anstaff Bank | $1,655,000 | n/a | 0.6% | |
First Community Bank | $1,655,000 | n/a | 0.6% | |
HOME POINT FINANCIAL CORPORATION | $4,620,000 | $1,490,000 | -67.7% | 0.5% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,635,000 | $1,485,000 | -9.2% | 0.5% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $165,000 | $1,360,000 | 724.2% | 0.5% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $185,000 | $1,250,000 | 575.7% | 0.5% |
ENDEAVOR CAPITAL, LLC. | $1,015,000 | $1,165,000 | 14.8% | 0.4% |
AMERISAVE MORTGAGE CORPORATION | $1,585,000 | $985,000 | -37.9% | 0.4% |
CALIBER HOME LOANS, INC. | $2,860,000 | $900,000 | -68.5% | 0.3% |
CMG MORTGAGE, INC. | $1,350,000 | $880,000 | -34.8% | 0.3% |
PLANET HOME LENDING, LLC | $465,000 | $835,000 | 79.6% | 0.3% |
The Central Trust Bank | $380,000 | $830,000 | 118.4% | 0.3% |
NEWREZ LLC | $845,000 | $800,000 | -5.3% | 0.3% |
CROSSCOUNTRY MORTGAGE, LLC | $850,000 | $735,000 | -13.5% | 0.3% |
Mid-Continent Funding, Inc. | $400,000 | $715,000 | 78.8% | 0.3% |
U.S. Bank | $1,630,000 | $675,000 | -58.6% | 0.2% |
Carrington Mortgage Services, LLC | $1,345,000 | $605,000 | -55.0% | 0.2% |
Bank of St. Elizabeth | $300,000 | $580,000 | 93.3% | 0.2% |
Equity Prime Mortgage LLC | $575,000 | n/a | 0.2% | |
AMERICAN FINANCIAL RESOURCES, INC. | $1,160,000 | $535,000 | -53.9% | 0.2% |
First Mortgage Solutions, LLC | $515,000 | n/a | 0.2% | |
PHH Mortgage Corporation | $55,000 | $495,000 | 800.0% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $610,000 | $475,000 | -22.1% | 0.2% |
Flagstar Bank, FSB | $815,000 | $470,000 | -42.3% | 0.2% |
Barrington Bank & Trust Company, N.A. | $1,055,000 | $425,000 | -59.7% | 0.2% |
FIRST COMMUNITY MORTGAGE, INC. | $420,000 | n/a | 0.2% | |
VILLAGE CAPITAL MORTGAGE | $1,565,000 | $410,000 | -73.8% | 0.1% |
JPMorgan Chase Bank | $1,350,000 | $375,000 | -72.2% | 0.1% |
BNC National Bank | $610,000 | $365,000 | -40.2% | 0.1% |
Commerce Bank | $355,000 | n/a | 0.1% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,250,000 | $345,000 | -72.4% | 0.1% |
PLAZA HOME MORTGAGE, INC. | $85,000 | $345,000 | 305.9% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $330,000 | $335,000 | 1.5% | 0.1% |
Capital Bank | $295,000 | n/a | 0.1% | |
First Western Trust Bank | $280,000 | n/a | 0.1% | |
Truist | $250,000 | $280,000 | 12.0% | 0.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $485,000 | $270,000 | -44.3% | 0.1% |
DELMAR FINANCIAL COMPANY | $415,000 | $265,000 | -36.1% | 0.1% |
Equity Bank | $405,000 | $265,000 | -34.6% | 0.1% |
COMMUNITYAMERICA | $245,000 | n/a | 0.1% | |
FAMILY FINANCE MORTGAGE, LLC | $360,000 | $245,000 | -31.9% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $180,000 | $240,000 | 33.3% | 0.1% |
NBKC BANK | $155,000 | $235,000 | 51.6% | 0.1% |
WRIGHT-PATT CREDIT UNION, INC. | $235,000 | n/a | 0.1% | |
First Commonwealth Bank | $225,000 | n/a | 0.1% | |
KeyBank | $225,000 | n/a | 0.1% | |
Old National Bank | $225,000 | n/a | 0.1% | |
The Bank of Old Monroe | $630,000 | $225,000 | -64.3% | 0.1% |
First Federal Bank | $400,000 | $215,000 | -46.3% | 0.1% |
The Home Loan Expert LLC | $310,000 | $215,000 | -30.6% | 0.1% |
Bell Bank | $620,000 | $210,000 | -66.1% | 0.1% |
United Bank of Union | $210,000 | n/a | 0.1% | |
Magnolia Bank | $175,000 | $205,000 | 17.1% | 0.1% |
M&T Bank | $370,000 | $205,000 | -44.6% | 0.1% |
NBH Bank | $205,000 | n/a | 0.1% | |
UIF CORPORATION | $205,000 | n/a | 0.1% | |
EVERETT FINANCIAL, INC. | $135,000 | $195,000 | 44.4% | 0.1% |
Plains Commerce Bank | $330,000 | $195,000 | -40.9% | 0.1% |
Bank of America | $85,000 | $185,000 | 117.6% | 0.1% |
Bank of Washington | $185,000 | n/a | 0.1% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,365,000 | $185,000 | -86.4% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $1,805,000 | $185,000 | -89.8% | 0.1% |
ON Q FINANCIAL, INC. | $185,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $175,000 | n/a | 0.1% | |
MID AMERICA MORTGAGE, INC. | $215,000 | $165,000 | -23.3% | 0.1% |
Armed Forces Bank | $715,000 | $155,000 | -78.3% | 0.1% |
Arvest Bank | $160,000 | $155,000 | -3.1% | 0.1% |
Community First National Bank | $390,000 | $155,000 | -60.3% | 0.1% |
LOANPAL, LLC | $85,000 | $155,000 | 82.4% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $135,000 | $155,000 | 14.8% | 0.1% |
RED DIAMOND HOME LOANS, LLC | $155,000 | n/a | 0.1% | |
Bank of England | $145,000 | n/a | 0.1% | |
BMO Harris Bank | $145,000 | n/a | 0.1% | |
COMMUNITY MORTGAGE, LLC | $445,000 | $145,000 | -67.4% | 0.1% |
TIB The Independent Bankersbank | $145,000 | n/a | 0.1% | |
Transportation Federal Credit Union | $145,000 | n/a | 0.1% | |
River Region Credit Union | $185,000 | $140,000 | -24.3% | 0.1% |
Bethpage Federal Credit Union | $135,000 | n/a | 0.0% | |
Community National Bank & Trust | $135,000 | n/a | 0.0% | |
Hometown Lenders, Inc. | $135,000 | n/a | 0.0% | |
PREMIER MORTGAGE RESOURCES, L.L.C. | $135,000 | n/a | 0.0% | |
Mid America Bank | $125,000 | n/a | 0.0% | |
Centennial Bank | $115,000 | n/a | 0.0% | |
Citizens Bank | $195,000 | $115,000 | -41.0% | 0.0% |
Dundee Bank | $115,000 | n/a | 0.0% | |
RUOFF MORTGAGE COMPANY, INC. | $135,000 | $115,000 | -14.8% | 0.0% |
FIRST COMMUNITY | $135,000 | $105,000 | -22.2% | 0.0% |
Mid-Missouri Bank | $105,000 | n/a | 0.0% | |
Prosperity Home Mortgage, LLC | $105,000 | n/a | 0.0% | |
SUN WEST MORTGAGE COMPANY, INC. | $535,000 | $105,000 | -80.4% | 0.0% |
TOGETHER CREDIT UNION | $105,000 | n/a | 0.0% | |
TOP FLITE FINANCIAL, INC. | $2,415,000 | $105,000 | -95.7% | 0.0% |
21ST MORTGAGE CORPORATION | $95,000 | n/a | 0.0% | |
Willamette Valley Bank | $95,000 | n/a | 0.0% | |
BTC BANK | $75,000 | n/a | 0.0% | |
Stifel Bank and Trust | $265,000 | $65,000 | -75.5% | 0.0% |
Leaders Credit Union | $55,000 | n/a | 0.0% | |
Oakstar Bank | $620,000 | $55,000 | -91.1% | 0.0% |
Sullivan Bank | $165,000 | $55,000 | -66.7% | 0.0% |
Carrollton Bank | $45,000 | n/a | 0.0% | |
R-G Federal Credit Union | $35,000 | n/a | 0.0% |
Fort Leonard Wood's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 18.5% market share. In second place, with 12.6%, is Mortgage Research Center, LLC, having originated $34,700,000 in loans. In third place, with 7.8%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $21,525,000 in loans. In fourth place, with 4.2%, is QUICKEN LOANS, LLC, having originated $11,465,000 in loans. In fifth place, with 4.1%, is NAVY FEDERAL CREDIT UNION, having originated $11,385,000 in loans.
Fort Leonard Wood, MO Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,006 | $211,480,000 | $210,219 |
Cash Out Refi | 206 | $32,970,000 | $160,049 |
Refi | 127 | $27,535,000 | $216,811 |
Home Improvement | 37 | $1,895,000 | $51,216 |
Other | 16 | $1,060,000 | $66,250 |
Fort Leonard Wood's most frequently cited loan purpose was Home Purchase, with 1,006 originations. The 2nd most popular reason was Cash Out Refi, with 206 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 381 | $75,455,000 | $198,045 |
4-5% | 319 | $74,955,000 | $234,969 |
3-4% | 248 | $49,540,000 | $199,758 |
6-7% | 180 | $30,880,000 | $171,556 |
2.5-3% | 95 | $17,425,000 | $183,421 |
7-8% | 38 | $5,950,000 | $156,579 |
<2.5% | 22 | $9,610,000 | $436,818 |
Over 8% | 14 | $480,000 | $34,286 |
During 2022, Fort Leonard Wood's most frequently originated rate bucket was 5-6%, with 381 originations.
Loan Sizing (Fort Leonard Wood, MO MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 577 | $145,815,000 | $252,712 |
$100k-200k | 559 | $87,005,000 | $155,644 |
$100,000 or less | 234 | $14,020,000 | $59,915 |
$400k-600k | 15 | $7,035,000 | $469,000 |
$Over $1MM | 6 | $20,350,000 | $3,391,667 |
$600k-1000k | 1 | $715,000 | $715,000 |
Fort Leonard Wood's loan sizing saw the bucket of loans from $200k-400k with 577 originations, totaling $145,815,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 778 | $161,480,000 | $207,558 |
60-80% | 192 | $32,570,000 | $169,635 |
Over 100% | 175 | $47,805,000 | $273,171 |
40-60% | 62 | $17,010,000 | $274,355 |
20-40% | 44 | $2,840,000 | $64,545 |
Under 20% | 36 | $1,010,000 | $28,056 |
Fort Leonard Wood's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 778 originations, totaling $161,480,000 in origination value.