The Maries County Bank Mortgage Rates, Fees & Info

Vienna, MO

LEI: 254900NAWIBILTM7ZJ36

Tax ID: 43-0393170

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    The Maries County Bank is a smaller bank specializing in Home Purchase and Refi loans. The Maries County Bank has a high proportion of conventional loans. Their top markets by origination volume include: Fort Leonard Wood, Rolla, Lebanon, St. Louis, and Jefferson City among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)

    The Maries County Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    186

    Origination Dollar Volume (All Markets)

    $19,480,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Outside of Metro Areas 78 $8,340,000 $106,923 $0 0.00%
    Fort Leonard Wood, MO (FHA|USDA|VA) 67 $6,215,000 $92,761 $0 0.00%
    Rolla, MO (FHA|USDA|VA) 11 $1,715,000 $155,909 $0 0.00%
    Lebanon, MO (FHA|USDA|VA) 8 $890,000 $111,250 $0 0.00%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 8 $870,000 $108,750 $0 0.00%
    JEFFERSON CITY, MO (FHA|USDA|VA) 10 $780,000 $78,000 $0 0.00%
    COLUMBIA, MO (FHA|USDA|VA) 2 $510,000 $255,000 $0 0.00%
    SPRINGFIELD, MO (FHA|USDA|VA) 2 $160,000 $80,000 $0 0.00%
    The Maries County Bank's top markets include Fort Leonard Wood, Rolla, Lebanon, St. Louis, and Jefferson City among others.

    Their top states include:
  • Missouri (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 186 $19,480,000 $104,731 $0 0.00%

    For 2023, The Maries County Bank's most frequently originated type of loan was Conventional, with 186 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 108 $13,810,000 $127,870 $0 0.00%
    Refi 48 $4,310,000 $89,792 $0 0.00%
    Home Improvement 24 $1,090,000 $45,417 $0 0.00%
    Other 6 $270,000 $45,000 $0 0.00%

    For 2023, The Maries County Bank's most frequently cited loan purpose was Home Purchase, with 108 originations. The 2nd most popular reason was Refi, with 48 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 186 $19,480,000 $104,731 $0 0.00%

    For 2023, The Maries County Bank's most frequently cited loan duration was Other, with 186 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 119 $6,145,000 $51,639 $0 0.00%
    $100k-200k 48 $6,750,000 $140,625 $0 0.00%
    $200k-400k 15 $4,055,000 $270,333 $0 0.00%
    $400k-600k 3 $1,425,000 $475,000 $0 0.00%
    $1MM+ 1 $1,105,000 $1,105,000 $0 0.00%

    2023 saw The Maries County Bank place emphasis on $100,000 or less loans with 119 originations, totaling $6,145,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 58 $3,490,000 $60,172 $0 0.00%
    $50k-75k 44 $3,860,000 $87,727 $0 0.00%
    $100k-150k 27 $3,705,000 $137,222 $0 0.00%
    $75k-100k 27 $3,235,000 $119,815 $0 0.00%
    $150k-250k 6 $1,070,000 $178,333 $0 0.00%
    $250k+ 4 $1,520,000 $380,000 $0 0.00%

    The Maries County Bank lent most frequently to those with incomes in the $50k or less range, with 58 originations. The second most popular income band? $50k-75k, with 44 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 186 $19,480,000 $104,731 $0 0.00%

    The Maries County Bank lent most frequently to those with DTI ratios of Exempt%, with 186 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 174 $18,400,000 $105,747 $0 0.00%
    Not applicable 11 $1,055,000 $95,909 $0 0.00%
    Black 1 $25,000 $25,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    85.93%

    The Maries County Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    81.72%

    The Maries County Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 186 $19,480,000 $104,731

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    186 $19,480,000 $104,731