American Pride Bank Mortgage Rates, Fees & Info
Macon, GALEI: 254900WO60HTEULEHM24
Tax ID: 26-1484853
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
American Pride Bank is a smaller bank specializing in Home Purchase and Cash Out Refi loans. American Pride Bank has a high proportion of conventional loans. Their top markets by origination volume include: Atlanta, Athens, Macon, Tifton, and Warner Robins among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)American Pride Bank has an above average approval rate when compared to the average across all lenders.
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Originations
23Origination Dollar Volume (All Markets)
$5,675,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 7 | $2,845,000 | $406,429 | $0 | 0.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 4 | $1,370,000 | $342,500 | $0 | 0.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 7 | $695,000 | $99,286 | $0 | 0.00% |
| Tifton, GA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 0.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 23 | $5,675,000 | $246,739 | $0 | 0.00% |
For 2023, American Pride Bank's most frequently originated type of loan was Conventional, with 23 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 11 | $1,745,000 | $158,636 | $0 | 0.00% |
| Cash Out Refi | 8 | $3,290,000 | $411,250 | $0 | 0.00% |
| Refi | 4 | $640,000 | $160,000 | $0 | 0.00% |
For 2023, American Pride Bank's most frequently cited loan purpose was Home Purchase, with 11 originations. The 2nd most popular reason was Cash Out Refi, with 8 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 23 | $5,675,000 | $246,739 | $0 | 0.00% |
For 2023, American Pride Bank's most frequently cited loan duration was Other, with 23 originations.
Loan Sizing
2023 saw American Pride Bank place emphasis on $100k-200k loans with 10 originations, totaling $1,580,000 in origination value.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 23 | $5,675,000 | $246,739 | $0 | 0.00% |
Ethnicity Mix
Approval Rates
Total approvals of all applications92.00%
American Pride Bank has an average approval rate.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 23 | $5,675,000 | $246,739 |