American Pride Bank Mortgage Rates, Fees & Info
Macon, GALEI: 254900WO60HTEULEHM24
Tax ID: 26-1484853
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
American Pride Bank is a smaller bank specializing in Refi and Home Purchase loans. American Pride Bank has a high proportion of conventional loans. Their top markets by origination volume include: Athens, Warner Robins, Macon, Atlanta, and Gainesville among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)American Pride Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
28Origination Dollar Volume (All Markets)
$5,780,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 8 | $2,420,000 | $302,500 | $0 | 0.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $0 | 0.00% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 8 | $1,010,000 | $126,250 | $0 | 0.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $0 | 0.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 28 | $5,780,000 | $206,429 | $0 | 0.00% |
For 2024, American Pride Bank's most frequently originated type of loan was Conventional, with 28 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Refi | 19 | $3,885,000 | $204,474 | $0 | 0.00% |
| Home Purchase | 9 | $1,895,000 | $210,556 | $0 | 0.00% |
For 2024, American Pride Bank's most frequently cited loan purpose was Refi, with 19 originations. The 2nd most popular reason was Home Purchase, with 9 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 28 | $5,780,000 | $206,429 | $0 | 0.00% |
For 2024, American Pride Bank's most frequently cited loan duration was Other, with 28 originations.
Loan Sizing
2024 saw American Pride Bank place emphasis on $100,000 or less loans with 10 originations, totaling $630,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $250k+ | 3 | $545,000 | $181,667 | $0 | 0.00% |
| $100k-150k | 1 | $95,000 | $95,000 | $0 | 0.00% |
| $50k or less | 1 | $55,000 | $55,000 | $0 | 0.00% |
American Pride Bank lent most frequently to those with incomes in the $250k+ range, with 3 originations. The second most popular income band? $100k-150k, with 1 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 28 | $5,780,000 | $206,429 | $0 | 0.00% |
American Pride Bank lent most frequently to those with DTI ratios of Exempt%, with 28 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.12%
American Pride Bank has an average approval rate.
Pick Rate
Approvals leading to origination85.71%
American Pride Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 28 | $5,780,000 | $206,429 |