ATLANTA - SANDY SPRINGS - ALPHARETTA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Atlanta - Sandy Springs - Alpharetta averaged 7.2% for the week of 2024-05-09, compared to the national average of 7.09% for the same period.

The average rate for the prior week (2024-05-02) was 7.13% and one month ago for the week of 2024-04-04, the average rate was 6.93%.

Atlanta - Sandy Springs - Alpharetta's average rate one year ago was 6.2%.

For refis of the same type during the week of 2024-05-09, the average rate was 7.22%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-09 7.09%
Atlanta - Sandy Springs - Alpharetta 30 Year Fixed Rate 2024-05-09 7.2%
Atlanta - Sandy Springs - Alpharetta 30 Year Fixed Rate Refi 2024-05-09 7.22%
Atlanta - Sandy Springs - Alpharetta 15 Year Fixed Rate 2024-05-09 6.27%
Atlanta - Sandy Springs - Alpharetta 15 Year Fixed Rate Refi 2024-05-09 6.99%
Atlanta - Sandy Springs - Alpharetta 30 Year FHA 2024-05-09 6.5%
Atlanta - Sandy Springs - Alpharetta 30 Year FHA Refi 2024-05-09 6.36%
Atlanta - Sandy Springs - Alpharetta 30 Year USDA 2024-05-09 6.62%
Atlanta - Sandy Springs - Alpharetta 30 Year USDA Refi 2024-05-09 6.89%
Atlanta - Sandy Springs - Alpharetta 30 Year VA 2024-05-09 6.54%
Atlanta - Sandy Springs - Alpharetta 30 Year VA Refi 2024-05-09 6.06%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ATLANTA-SANDY SPRINGS-ALPHARETTA, GA.

ATLANTA - SANDY SPRINGS - ALPHARETTA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ATLANTA-SANDY SPRINGS-ALPHARETTA, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 4,695 6.71% $7,492
UNITED WHOLESALE MORTGAGE, LLC 4,339 6.74% $8,490
Ameris Bank 2,491 6.60% $8,800
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,680 6.70% $7,332
EVERETT FINANCIAL, INC. 1,274 6.97% $10,267
Wells Fargo Bank 1,011 6.16% $4,494
Truist 1,000 6.40% $6,357
JPMorgan Chase Bank 953 6.61% $5,223
BANKSOUTH MORTGAGE COMPANY, LLC 905 6.60% $8,044
MOVEMENT MORTGAGE, LLC 878 6.76% $7,673
DHI MORTGAGE COMPANY, LTD. 821 5.65% $3,528
Prosperity Home Mortgage, LLC 780 6.79% $7,365
VANDERBILT MORTGAGE AND FINANCE, INC. 775 6.57% $6,850
LOANDEPOT.COM, LLC 770 6.51% $7,554
GUARANTEED RATE, INC. 700 6.72% $6,946
PENNYMAC LOAN SERVICES, LLC 675 6.64% $7,423
BROKER SOLUTIONS, INC. 662 6.74% $8,842
First Option Mortgage, LLC 646 7.85% $9,139
Bank of America 641 6.03% $5,928
Regions Bank 579 6.43% $6,653
HOMESTAR FINANCIAL CORPORATION 564 6.69% $5,788
CROSSCOUNTRY MORTGAGE, LLC 554 6.92% $8,734
PROVIDENT FUNDING ASSOCIATES, L.P. 535 6.37% $5,478
PULTE MORTGAGE LLC 531 6.27% $2,235
EAGLE HOME MORTGAGE, LLC 457 5.52% $6,868
HOMEOWNERS FINANCIAL GROUP USA, LLC 445 6.72% $9,253
DELTA COMMUNITY CREDIT UNION 444 6.44% $5,820
South State Bank 443 6.52% $6,789
Capital City Home Loans, LLC 438 6.36% $9,115
NAVY FEDERAL CREDIT UNION 433 6.72% $5,641
SOUTHEAST MORTGAGE OF GEORGIA, INC. 401 7.05% $9,655
Mr. Cooper ( Nationstar Mortgage ) 375 6.64% $9,448
Synovus Bank 371 6.47% $7,332
SHELTER HOME MORTGAGE, LLC 370 6.56% $6,838
Renasant Bank 366 6.50% $6,906
First Federal Bank 357 6.49% $8,140
NexBank 339 6.86% $7,461
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 337 6.86% $7,096
ZILLOW HOME LOANS, LLC 335 6.83% $6,679
CMG MORTGAGE, INC. 322 6.45% $7,637
United Community Bank 306 6.85% $5,399
U.S. Bank 291 6.38% $5,475
Flagstar Bank, FSB 280 6.79% $6,890
Morgan Stanley Private Bank 258 5.85% $4,777
First Horizon Bank 258 6.38% $6,384
First National Bank of America 251 10.11% $11,511
East West Bank 241 5.69% $4,601
CRESCENT MORTGAGE COMPANY 238 4.35% $4,532
INSPIRE HOME LOANS INC. 236 6.98% $6,535
SWBC MORTGAGE CORPORATION 224 6.70% $4,162
STOCKTON MORTGAGE CORPORATION 222 6.85% $8,323
NEWREZ LLC 215 6.85% $7,395
GUARANTEED RATE AFFINITY, LLC 213 6.75% $6,774
US MORTGAGE CORPORATION 212 6.95% $7,580
BAY EQUITY LLC 197 6.60% $9,278
FIRST COMMUNITY MORTGAGE, INC. 197 6.88% $7,837
ACOPIA, LLC 197 6.95% $9,092
PRIMELENDING, A PLAINSCAPITAL COMPANY 195 6.79% $8,846
MUTUAL OF OMAHA MORTGAGE, INC. 191 6.83% $7,881
TBI MORTGAGE COMPANY 184 6.84% $12,163
Associated Credit Union 184 5.73% $6,435
AMERISAVE MORTGAGE CORPORATION 173 6.37% $9,428
NFM, INC. 169 7.03% $7,528
CANOPY MORTGAGE, LLC 163 6.87% $11,190
Paramount Residential Mortgage Group, Inc. 158 6.97% $9,859
BETTER MORTGAGE CORPORATION 155 6.26% $5,936
South Pacific Financial Corporation 150 6.27% $4,970
Century Mortgage Company DBA Century Lending Company 150 6.81% $10,096
Metro City Bank 147 7.47% $6,244
PNC Bank 139 6.51% $6,160
SANCTUARY HOME MORTGAGE LLC 137 6.66% $8,231
First Heritage Mortgage, LLC 135 7.05% $9,745
FREEDOM MORTGAGE CORPORATION 132 7.02% $8,792
Mortgage Assurance Inc. 132 6.71% $6,762
CARDINAL FINANCIAL 131 6.77% $8,842
United Bank 130 6.79% $6,083
MILEND, INC. 117 6.77% $12,627
NBKC BANK 117 6.69% $5,041
HOMESIDE FINANCIAL, LLC 114 6.77% $7,361
Citibank 111 5.68% $8,127
HOMEBRIDGE FINANCIAL SERVICES, INC. 111 6.54% $9,379
ACADEMY MORTGAGE CORPORATION 107 6.98% $9,686
Goldwater Bank, N.A. 106 6.79% $6,484
GEORGIA'S OWN 104 6.22% $6,523
SUCCESS MORTGAGE PARTNERS, INC. 102 6.64% $9,843
UNION HOME MORTGAGE CORP. 102 6.94% $6,703
AMERICAN FINANCING CORPORATION 101 6.35% $7,183
Magnolia Bank 98 6.57% $7,138
NMSI, INC. 98 6.93% $8,547
Bank of England 94 6.70% $7,243
GEORGIA UNITED 93 6.51% $6,874
PANORAMA MORTGAGE GROUP, LLC 91 8.34% $9,421
DIRECT LENDERS, LLC 91 6.87% $4,468
UIF CORPORATION 90 6.87% $5,826
LGE COMMUNITY 88 6.09% $4,611
Fifth Third Bank 88 6.55% $6,540
TJC Mortgage, Inc. 87 6.67% $8,853
BancorpSouth 87 6.62% $6,007
VICTORY MORTGAGE, L.L.C. 85 6.60% $2,736
Northpointe Bank 85 6.83% $7,697
The Loan Store, Inc. 83 7.02% $8,586
SOUTHPOINT FINANCIAL SERVICES, INC. 80 6.72% $7,044
Citizens Bank 80 6.57% $6,644
CALCON MUTUAL MORTGAGE LLC 77 6.89% $11,422
AMERICAN FINANCIAL NETWORK, INC. 77 7.17% $9,878
FBC MORTGAGE, LLC 76 6.70% $7,681
ARK-LA-TEX FINANCIAL SERVICES, LLC. 76 6.77% $6,941
USAA Federal Savings Bank 76 6.47% $6,220
VAN DYK MORTGAGE CORPORATION 74 6.90% $4,993
Assurance Financial Group, L.L.C. 74 6.82% $8,661
Ally Bank 73 6.35% $8,095
PENTAGON FEDERAL CREDIT UNION 72 6.19% $6,058
SECURITYNATIONAL MORTGAGE COMPANY 71 6.57% $8,462
Alcova Mortgage LLC 70 6.84% $5,376
OCMBC, INC. 70 8.54% $16,231
Carrington Mortgage Services, LLC 70 6.29% $8,767
DIGITAL Federal Credit Union 69 5.54% $4,747
CHURCHILL MORTGAGE CORPORATION 69 6.91% $7,259
NEW WAVE LENDING GROUP INC 67 7.68% $9,950
Plains Commerce Bank 67 6.69% $9,650
Southern First Bank 65 6.70% $4,772
CREDIT UNION FINANCIAL SERVICES, LLC 65 6.33% $7,669
FirstBank 64 6.66% $5,819
GUILD MORTGAGE COMPANY 63 6.72% $8,609
Princeton Mortgage Corporation 62 6.76% $8,371
DAS Acquisition Company, LLC 62 6.63% $7,603
The Huntington National Bank 62 6.35% $6,494
AmeriHome Mortgage Company, LLC 58 6.85% $6,584
Mortgage Research Center, LLC 57 6.59% $3,817
AMERICAN HOME MORTGAGE, INC. 53 6.70% $5,954
PLAZA HOME MORTGAGE, INC. 53 6.81% $9,617
Discover Bank 52 6.67% $0
DEEPHAVEN MORTGAGE LLC 51 8.85% $14,473
MORTGAGE INVESTORS GROUP, INC. 50 6.69% $5,977
LEADERONE FINANCIAL CORPORATION 50 6.88% $6,026
GUARANTY MORTGAGE SERVICES, L.L.C. 49 6.89% $9,001
First-Citizens Bank & Trust Company 49 6.22% $5,146
THRIVE MORTGAGE, LLC 48 6.06% $7,210
PHH Mortgage Corporation 47 6.61% $6,638
FAIR WAY LENDING LLC 46 6.99% $6,995
Citadel Servicing Corporation 46 9.21% $13,601
AMERICAN PACIFIC MORTGAGE CORPORATION 46 7.07% $10,026
RELIANCE FIRST CAPITAL, LLC 46 7.23% $8,170
Charles Schwab Bank, SSB 42 5.88% $5,428
Equity Prime Mortgage LLC 41 6.95% $9,443
ROYAL UNITED MORTGAGE LLC 41 7.27% $8,320
GENEVA FINANCIAL, LLC 41 6.85% $9,696
NP, Inc. 41 8.90% $10,112
ANGEL OAK MORTGAGE SOLUTIONS LLC 40 8.48% $15,352
Third Federal Savings and Loan Association of Cleveland 39 5.89% $2,656
PREMIA MORTGAGE, LLC 37 6.63% $1,476
Raymond James Bank 37 5.59% $5,071
First National Bank of Pennsylvania 36 6.09% $6,150
STATE EMPLOYEES' 36 5.85% $5,035
NEXERA HOLDING LLC 35 9.05% $18,137
NATIONWIDE MORTGAGE BANKERS, INC. 35 6.88% $11,612
A&D Mortgage LLC 34 8.17% $16,415
Colony Bank 33 6.68% $7,088
GMFS LLC 33 6.73% $5,271
LAKEVIEW LOAN SERVICING, LLC 32 6.47% $8,228
PRIMARY RESIDENTIAL MORTGAGE, INC. 32 6.65% $8,960
General Mortgage Capital Corporation 31 6.96% $7,409
Kwik Mortgage Corporation 30 6.55% $5,522
JMAC LENDING, INC. 30 7.17% $9,085
Pinnacle Bank 30 6.77% $7,048
RBC Bank, (Georgia) 29 6.01% $2,164
MEMBER FIRST MORTGAGE, LLC 28 6.52% $6,633
NATIONS DIRECT MORTGAGE, LLC 28 7.32% $10,159
RADIUS FINANCIAL GROUP INC. 27 6.95% $6,951
RUOFF MORTGAGE COMPANY, INC. 27 6.59% $4,884
PEACH STATE FEDERAL CREDIT UNION 27 5.47% $7,382
ATLANTA POSTAL 26 7.00% $5,694
TOWNE MORTGAGE COMPANY 25 6.44% $12,138
HOMESPIRE MORTGAGE CORPORATION 25 6.73% $5,773
HOMEXPRESS MORTGAGE CORP. 24 8.97% $15,174
Stifel Bank and Trust 24 6.17% $5,161
M&T Bank 24 6.34% $6,005
COMMUNITY MORTGAGE CORPORATION 24 6.66% $5,422
UBS Bank USA 23 5.75% $7,220
Cornerstone First Mortgage, Inc 23 6.83% $9,073
Nations Lending Corporation 23 6.91% $5,224
GUIDANCE RESIDENTIAL, LLC 23 7.30% $6,507
SUMMIT FUNDING, INC. 22 7.21% $7,826
North American Savings Bank, F.S.B. 22 7.53% $3,672
BNY Mellon 21 5.56% $6,616
The Federal Savings Bank 21 7.07% $8,934
BMO Harris Bank 21 6.41% $6,599
PLANET HOME LENDING, LLC 20 6.61% $10,141
UNITED PREMIER FUNDING, LLC 19 6.98% $4,501
Presidential Bank, FSB 19 7.35% $7,265
WINGS FINANCIAL 19 5.85% $4,485
THE MORTGAGE FIRM, INC. 19 7.83% $9,150
EUSTIS AND AMERICAN MORTGAGE COMPANY 18 7.59% $5,616
21ST MORTGAGE CORPORATION 18 8.02% $5,968
ITHINK FINANCIAL Credit Union 18 7.19% $5,979
Blue Ridge Bank 18 6.92% $5,442
MEMBER ONE 17 6.11% $6,131
SIRVA MORTGAGE, INC. 17 6.43% $466
NJ LENDERS CORP. 17 6.60% $5,403
AMERICAN FEDERAL MORTGAGE CORPORATION 17 6.76% $5,571
AMERICAN HERITAGE LENDING, INC. 16 8.83% $18,355
Loan Simple, Inc. 16 4.80% $8,174
Bank OZK 16 7.27% $5,323
First American Bank and Trust Company 16 6.55% $5,809
Barrington Bank & Trust Company, N.A. 16 7.15% $5,806
LIBERTY HOME MORTGAGE CORPORATION 15 6.98% $7,234
AgFirst Farm Credit Bank 15 6.80% $7,984
Wyndham Capital Mortgage, Inc. 15 6.44% $4,642
OPEN MORTGAGE, LLC 14 7.25% $9,319
NVR Mortgage Finance, Inc. 14 6.11% $9,426
Baxter Credit Union 14 6.49% $5,595
FIRST CONTINENTAL MORTGAGE, LTD. 14 6.53% $3,121
Gateway First Bank 14 6.53% $5,237
The Central Trust Bank 14 6.53% $4,921
CALIBER HOME LOANS, INC. 14 6.30% $8,470
ARC HOME LLC 14 7.94% $10,428
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 14 6.56% $8,648
RESIDENTIAL BANCORP 14 6.98% $8,531
T2 FINANCIAL LLC 14 7.20% $8,848
GEO-CORP, INC. 14 7.39% $8,985
HSBC BANK USA, NATIONAL ASSOCIATION 13 6.19% $6,324
EMBRACE HOME LOANS, INC. 13 6.78% $6,348
BNC National Bank 13 5.88% $4,828
Evolve Bank & Trust 13 6.62% $5,369
ALLIED MORTGAGE GROUP, INC. 13 6.55% $5,747
ISERVE RESIDENTIAL LENDING, LLC 13 7.20% $16,233
CITY FIRST MORTGAGE SERVICES, L.L.C. 13 7.59% $11,828
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 13 6.62% $7,287
Goldman Sachs Bank USA 12 6.03% $5,474
EMM LOANS LLC 12 7.18% $8,715
Farmers Bank & Trust 12 6.19% $4,601
COCA-COLA 12 7.07% $4,137
LENDSURE MORTGAGE CORP. 12 8.62% $15,943
American Mortgage & Equity Consultants, Inc. 12 7.18% $7,806
First Savings Bank 12 6.71% $9,467
CONTOUR MORTGAGE CORPORATION 11 6.77% $7,840
MORTGAGE ACCESS CORP. 11 6.83% $11,636
ServisFirst Bank 11 6.74% $4,841
First Reliance Bank 11 6.67% $6,941
GUARANTY HOME MORTGAGE CORPORATION 10 6.49% $8,810
BAY-VALLEY MORTGAGE GROUP 10 7.16% $9,996
Capitol Federal Savings Bank 10 5.56% $8,085
United Nations Federal Credit Union 10 6.40% $5,719
City National Bank 10 6.67% $8,143
Wolfe Financial, Inc 10 7.21% $5,806
Deere Employees Credit Union 10 6.51% $4,139
Arvest Bank 10 6.58% $5,955
ENVOY MORTGAGE, LTD 10 6.91% $7,714
GSF Mortgage Corporation 10 5.99% $4,765
ROBINS FINANCIAL 10 5.04% $5,787
Lakeview Community Capital, LLC 9 6.72% $6,713
Bell Bank 9 6.35% $6,482
Axos Bank 9 6.79% $6,268
MICHIGAN MUTUAL, INC. 9 7.25% $8,096
BAYSHORE MORTGAGE FUNDING, LLC 9 7.22% $11,253
CREDIT UNION MORTGAGE ASSOCIATION, INC. 9 6.35% $6,050
AMERICAN FINANCE HOUSE LARIBA 9 7.18% $5,366
ALLIANT CREDIT UNION 9 6.79% $4,283
George Mason Mortgage, LLC 9 6.78% $6,779
POWERCO 8 6.52% $5,511
IVY MORTGAGE, INC. 8 6.80% $3,170
FIRST TECHNOLOGY 8 6.63% $3,673
AMERICAN INTERNET MORTGAGE, INC. 8 6.22% $5,866
Old National Bank 8 7.02% $4,132
Towne Bank 8 6.78% $7,769
LOANPAL, LLC 8 6.82% $10,317
Commerce Home Mortgage, Inc. 8 8.83% $14,968
OAKTREE FUNDING CORP. 7 9.46% $18,768
Quontic Bank 7 8.34% $15,250
PREMIER MORTGAGE RESOURCES, L.L.C. 7 7.27% $11,706
Credit Union 1 7 6.79% $6,207
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 7 7.30% $11,706
DELMAR FINANCIAL COMPANY 7 6.89% $6,922
Merchants Bank of Indiana 7 6.34% $6,108
HOMESTEAD FUNDING CORP. 7 6.59% $2,853
INTERCOASTAL MORTGAGE COMPANY 7 6.73% $10,274
Ixonia Bank 7 6.76% $11,600
American Security Mortgage Corp. 7 6.91% $5,630
TOP FLITE FINANCIAL, INC. 7 6.98% $9,762
Franklin Loan Corporation 7 6.63% $12,542
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 7 6.93% $7,629
LENOX FINANCIAL MORTGAGE CORPORATION 7 6.68% $6,894
CIBC Bank USA 6 5.94% $5,004
ONY GLO, INC. 6 7.03% $9,720
Toyota Financial Savings Bank 6 6.88% $5,435
Florida Capital Bank 6 7.44% $6,106
Armed Forces Bank 6 7.00% $6,803
LEGEND LENDING CORPORATION 6 7.00% $6,629
MID AMERICA MORTGAGE, INC. 6 7.13% $27,033
FIRST COLONY MORTGAGE CORPORATION 6 6.75% $14,821
FIRST HOME MORTGAGE CORPORATION 6 6.64% $10,913
FLAT BRANCH MORTGAGE, INC. 6 6.81% $6,619
Beeline Loans, Inc. 6 6.41% $7,393
COMPASS MORTGAGE, INC. 6 6.88% $5,868
United Fidelity Funding Corp. 5 7.15% $11,153
TOTAL MORTGAGE SERVICES, LLC 5 6.50% $8,723
Northwest Federal Credit Union 5 6.58% $5,828
NATIONS RELIABLE LENDING, LLC 5 7.17% $6,259
Waterstone Mortgage Corporation 5 6.83% $12,775
UNITED NORTHERN MORTGAGE BANKERS LIMITED 5 6.80% $8,608
NORWICH COMMERCIAL GROUP, INC. 5 6.58% $10,155
TENNESSEE VALLEY 5 5.74% $5,514
CITIZENS EQUITY FIRST 5 6.40% $479
Advisors Mortgage Group, L.L.C. 5 7.54% $9,932
ALAMEDA MORTGAGE CORPORATION 5 6.82% $5,763
Chicago Mortgage Solutions LLC 5 5.97% $6,080
S1L, Inc. 5 6.87% $6,948
GREENSTATE CREDIT UNION 5 6.33% $4,187
Colonial Savings, F.A. 5 6.48% $7,371
Bank of Hope 5 6.85% $4,733
DRAPER AND KRAMER MORTGAGE CORP. 5 6.85% $5,885
Shamrock Home Loans, Inc. 5 7.12% $9,042
MK LENDING CORP. 4 7.25% $8,364
FUNDLOANS CAPITAL 4 8.69% $12,222
First Federal Bank, A FSB 4 6.69% $6,736
Heritage Bank 4 6.38% $6,474
Paramount Bank 4 6.81% $4,703
The Park National Bank 4 7.09% $4,121
HONDA Federal Credit Union 4 7.19% $3,535
STANFORD Federal Credit Union 4 5.91% $4,558
SRP Federal Credit Union 4 6.47% $6,566
Acre Mortgage and Financial Inc 4 7.40% $13,178
TIDEWATER MORTGAGE SERVICES, INC. 4 6.44% $9,120
EVANSVILLE TEACHERS 4 6.56% $7,546
KeyBank 4 6.03% $3,944
East Coast Capital Corp. 4 9.38% $22,778
Keystone Funding, Inc. 4 7.22% $10,611
Dollar Bank, Federal Savings Bank 4 6.34% $10,260
Sierra Pacific Mortgage Company, Inc. 4 6.77% $8,308
LOANLEADERS OF AMERICA, INC. 4 6.37% $13,227
Atlantic Coast Mortgage, LLC 4 6.94% $8,734
Trustmark National Bank 4 6.06% $8,677
Watermark Capital, Inc. 4 6.62% $4,262
SeaTrust Mortgage Company 4 7.34% $9,445
BankPlus 4 6.61% $4,685
RESOURCE FINANCIAL SERVICES, INC. 4 6.72% $7,913
MLD MORTGAGE INC. 4 7.40% $5,134
Aurora Financial, LLC 4 6.40% $2,588
NASA Federal Credit Union 4 6.50% $9,047
AXIA FINANCIAL, LLC 4 7.21% $7,413
Bank-Fund Staff Federal Credit Union 4 6.25% $4,957
BRIDGELOCK CAPITAL 4 6.40% $12,877
Affiliated Bank 4 6.97% $8,650
BECKAM FUNDING CORP. 4 8.47% $10,761
GERSHMAN INVESTMENT CORP. 4 6.81% $5,050
Leader Bank 3 6.25% $4,787
LAND HOME FINANCIAL SERVICES, INC. 3 6.50% $7,201
KELLER MORTGAGE, LLC 3 6.08% $5,358
EASTMAN 3 6.21% $7,047
FAIRWINDS CREDIT UNION 3 5.71% $5,460
FEDERATED MORTGAGE CORP. 3 6.16% $3,702
CHERRY CREEK MORTGAGE, LLC 3 6.42% $517
INTERSTATE HOME LOAN CENTER, INC. 3 5.92% $7,317
Financial Federal Bank 3 6.83% $4,332
ADVANCIAL 3 8.50% $7,737
CDC Federal Credit Union 3 6.21% $8,547
STAR ONE CREDIT UNION 3 6.25% $4,640
MY MORTGAGE, INC. 3 7.12% $12,325
Bank of Tennessee 3 6.87% $9,606
UNITED SECURITY FINANCIAL CORP 3 7.08% $18,684
GREAT LAKES 3 6.63% $6,551
Hometown Equity Mortgage, LLC 3 6.71% $13,889
COMMUNITY FIRST CREDIT UNION OF FLO 3 6.63% $3,591
UNION CAPITAL MORTGAGE CORPORATION 3 6.08% $16,012
COMMUNITYAMERICA 3 6.13% $5,260
CORNERSTONE HOME LENDING, INC. 3 7.25% $6,267
Luxury Mortgage Corp. 3 8.50% $16,049
AMERICAN FINANCIAL RESOURCES, INC. 3 6.67% $5,854
First United Bank and Trust Company 3 7.46% $5,271
Atlantic Union Bank 3 6.33% $4,841
GENISYS 3 6.42% $4,140
HOME FUNDING CORPORATION 3 6.63% $8,638
First Western Trust Bank 3 6.75% $7,034
MORTGAGEONE, INC. 2 6.75% $12,122
ABSOLUTE HOME MORTGAGE CORPORATION 2 7.38% $16,790
Actors Federal Credit Union 2 6.28% $4,389
AFFINITY 2 6.06% $3,793
Amalgamated Bank 2 5.69% $4,804
AMERICAN HERITAGE FCU 2 6.50% $3,514
ANDREWS FEDERAL CREDIT UNION 2 7.00% $3,622
ANGEL OAK HOME LOANS LLC 2 7.88% $20,091
Auto Club Trust, FSB 2 6.38% $2,868
Bethpage Federal Credit Union 2 6.00% $5,082
CAMPUS USA 2 6.31% $5,282
CAPITAL CENTER, L.L.C. 2 7.38% $1,887
CAPITAL CONCEPTS, INC. 2 7.25% $15,096
CapStar Bank 2 7.18% $4,947
CHEVRON 2 6.81% $4,590
City National Bank of Florida 2 6.38% $6,133
CityWorth Mortgage LLC 2 6.56% $19,927
Commerce Bank 2 6.63% $3,647
Constant Investments, Inc. 2 6.56% $5,540
DIRECT MORTGAGE LOANS, LLC 2 7.12% $7,260
DUPACO COMMUNITY 2 6.44% $4,475
Fidelity Bank 2 6.56% $10,368
FIDELITY BANK 2 6.50% $9,056
FINANCIAL RESOURCES FEDERAL CREDIT UNION 2 6.19% $3,755
FIRST ALLIANCE HOME MORTGAGE, LLC 2 6.88% $7,791
First American Bank 2 5.81% $4,156
First Bank 2 6.13% $3,833
First Community Bank 2 6.44% $6,896
First International Bank & Trust 2 5.88% $11,409
First Merchants Bank 2 6.06% $5,091
GARDNER FINANCIAL SERVICES, LTD. 2 7.50% $9,163
Grow Financial Federal Credit Union 2 6.31% $3,425
JUSTICE Federal Credit Union 2 6.69% $5,302
KEYPOINT 2 6.76% $5,191
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 2 5.63% $4,296
Meridian Bank Corporation 2 7.06% $7,733
MIDFLORIDA 2 6.69% $4,746
MIDLAND MORTGAGE CORPORATION 2 8.19% $2,497
MORTGAGE EQUITY PARTNERS LLC 2 7.75% $9,057
MORTGAGE FINANCIAL GROUP, INC. 2 7.19% $6,915
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 6.56% $5,354
ON Q FINANCIAL, INC. 2 5.88% $8,927
Orion Federal Credit Union 2 6.63% $13,350
Palmetto Citizens Federal Credit Union 2 6.99% $5,320
Performance Financial, Inc. 2 8.69% $15,186
PURDUE FEDERAL CREDIT UNION 2 5.69% $3,805
Republic Bank & Trust Company 2 6.88% $6,456
Residential Mortgage Solutions, Inc. 2 5.63% $8,284
Sandy Spring Bank 2 6.99% $6,106
Simmons Bank 2 6.81% $4,092
SouthPoint Bank 2 6.38% $5,734
Suncoast Credit Union 2 4.38% $3,450
TEACHERS 2 6.38% $7,772
The Northern Trust Company 2 6.06% $8,625
TOGETHER CREDIT UNION 2 6.15% $3,509
Union Savings Bank 2 6.38% $4,410
Univest Bank and Trust Co. 2 6.50% $7,482
U S WIDE FINANCIAL LLC 2 6.56% $4,326
VERITAS FUNDING, LLC 2 6.56% $12,962
Victorian Finance, LLC 2 7.25% $5,317
V.I.P. MORTGAGE, INC. 2 7.63% $7,077
NBH Bank 1 7.75% $6,343
VYSTAR 1 8.50% $6,125
Midwest Mortgage Associates Corporation 1 7.99% $3,601
REV FEDERAL CREDIT UNION 1 5.99% $6,009
River Bank & Trust 1 6.75% $5,615
Midland States Bank 1 6.75% $6,095
MidFirst Bank 1 6.38% $6,545
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 6.13% $2,818
MEMBERS 1ST FEDERAL CREDIT UNION 1 6.13% $4,341
MEGASTAR FINANCIAL CORP. 1 6.38% $8,305
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 7.13% $5,938
MAX Credit Union 1 6.13% $5,435
Security Federal Bank 1 6.13% $5,916
MASON MCDUFFIE MORTGAGE CORPORATION 1 7.99% $7,012
Semper Home Loans, Inc. 1 8.63% $16,625
Service Federal Credit Union 1 6.00% $5,318
Servion, Inc. 1 6.63% $7,719
LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 5.20% $5,066
LOANFLIGHT LENDING, LLC 1 6.50% $5,362
Lincoln Savings Bank 1 6.38% $3,910
Legends Bank 1 7.50% $6,125
American Airlines Federal Credit Union 1 5.75% $0
LATINO COMMUNITY CREDIT UNION 1 6.00% $5,664
Solarity Credit Union 1 7.00% $4,224
SOUTH CAROLINA FEDERAL CREDIT UNION 1 5.00% $13,749
JMJ FINANCIAL GROUP 1 8.50% $13,522
JET DIRECT FUNDING CORP 1 6.38% $9,682
Southern Mass Credit Union 1 6.50% $6,441
SOUTHERN TRUST MORTGAGE, LLC 1 6.75% $9,748
JEFFERSON FINANCIAL 1 6.00% $3,283
Allied First Bank,sb 1 7.13% $10,595
Independent Bank 1 5.88% $3,876
Independent Bank 1 6.62% $4,093
SOVEREIGN LENDING GROUP INCORPORATED 1 5.50% $9,476
INB 1 7.13% $4,680
STANDARD MORTGAGE CORPORATION 1 7.13% $15,808
IAA Credit Union 1 6.75% $3,723
HomeTrust Bank 1 6.88% $4,553
Hawthorn Bank 1 8.13% $2,997
Guardian Savings Bank, A Federal Savings Bank 1 6.25% $3,627
Great Southern Bank 1 6.38% $4,721
Strong Home Mortgage, LLC 1 6.49% $2,850
GREAT RIVER FEDERAL CREDIT UNION 1 5.49% $5,671
Gate City Bank 1 6.25% $7,476
WesBanco 1 6.50% $6,920
Sunflower Bank 1 6.38% $5,045
SUN WEST MORTGAGE COMPANY, INC. 1 7.63% $6,499
FOUNDERS FEDERAL CREDIT UNION 1 5.00% $5,558
Fortress Bank 1 6.50% $5,375
F&M Bank 1 6.63% $5,850
Five Star Credit Union 1 6.13% $6,002
WEST PENN FINANCIAL SERVICE CENTER, INC. 1 6.50% $4,236
TECH Credit Union 1 7.75% $3,292
First Vision Bank of Tennessee 1 6.50% $8,841
THE ANDERSON FINANCIAL GROUP, INC. 1 7.49% $4,938
The Bank of Missouri 1 5.88% $2,592
The Camden National Bank 1 6.38% $4,991
First State Bank of St. Charles, Missouri 1 6.75% $10,470
The Farmers & Merchants State Bank 1 7.13% $4,604
FIRST NORTHERN Credit Union 1 6.13% $3,277
First Internet Bank of Indiana 1 5.63% $3,046
FIRST FLORIDA Credit Union 1 6.50% $2,943
THE MONEY HOUSE INC. 1 6.88% $4,843
First Financial Bank 1 6.00% $6,741
Willamette Valley Bank 1 6.63% $6,591
FIRST COMMUNITY 1 6.25% $2,967
The State Bank 1 8.13% $5,534
The Union Bank Company 1 6.38% $7,527
FineMark National Bank & Trust 1 7.75% $4,241
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 6.25% $4,617
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 6.63% $13,243
Encompass Lending Group, LP 1 6.99% $8,285
Wilmington Savings Fund Society, FSB 1 7.00% $12,950
Dover Federal Credit Union 1 3.50% $6,970
Directions Credit Union, Inc. 1 6.75% $0
DEVELOPER'S MORTGAGE COMPANY 1 7.00% $22,149
Day Air Credit Union, Inc 1 6.75% $3,053
DATA MORTGAGE, INC. 1 8.13% $7,881
TRIAD FINANCIAL SERVICES, INC. 1 7.00% $28
CREDIT UNION OF GEORGIA 1 7.13% $8,872
Truliant Federal Credit Union 1 5.38% $5,540
CORPORATE AMERICA FAMILY 1 7.00% $2,385
CoreFirst Bank & Trust 1 6.38% $5,796
CONSUMERS COOPERATIVE CREDIT UNION 1 5.88% $5,175
UNIFY FINANCIAL Credit Union 1 5.75% $9,125
COMMUNITY MORTGAGE, LLC 1 8.13% $3,953
Coastal Carolina National Bank 1 5.63% $3,750
ALLEGACY FEDERAL CREDIT UNION 1 5.00% $4,715
CNB Bank 1 5.25% $3,430
CME Federal Credit Union 1 8.13% $5,605
CIBM Bank 1 6.63% $4,835
UNITED HOME LOANS, INC. 1 7.49% $5,479
Cf Bank 1 6.13% $4,754
Central Bank 1 5.75% $7,101
CBM Mortgage, Inc. 1 7.63% $5,410
CASTLE & COOKE MORTGAGE, LLC 1 6.99% $7,305
BRIGHTSTAR 1 7.00% $4,407
University Bank 1 5.99% $4,654
Alerus Financial 1 6.50% $6,956
BM Real Estate Services, Inc. 1 7.13% $4,922
BLACK HILLS FEDERAL CREDIT UNION 1 5.99% $6,895
Bankers Trust Company 1 6.49% $3,340
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 5.50% $4,040
UTILITIES EMPLOYEES CREDIT UNION 1 5.63% $3,908
Valley National Bank 1 6.88% $11,825
BAC Florida Bank 1 6.25% $54,541
ASCEND FEDERAL CREDIT UNION 1 5.63% $4,107
Vellum Mortgage, Inc. 1 6.99% $8,684
Alabama One Credit Union 1 6.13% $2,375
AIR ACADEMY 1 5.88% $6,704
POLARIS HOME FUNDING CORP. 1 7.25% $5,141
PLUS RELOCATION MORTGAGE, LLC 1 6.88% $4,453
Peoples Bank 1 6.50% $5,779
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 7.50% $10,872
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 6.38% $3,887
Queensborough National Bank & Trust Company 1 6.13% $7,431
Operating Engineers Local Union #3 1 6.38% $4,659
OCEANSIDE MORTGAGE COMPANY 1 5.50% $3,771
NTFN, INC. 1 6.50% $11,038
RAPID MORTGAGE COMPANY 1 7.63% $8,915
Notre Dame Federal Credit Union Corporation 1 7.00% $7,764
NORTHPOINT MORTGAGE, INC. 1 6.99% $4,220
Nizari Progressive Federal Credit Union 1 5.75% $13,155
Network Funding, L.P. 1 7.63% $12,387
Neighborhood Loans, Inc. 1 7.38% $4,924
Zions Bank 1 6.63% $50,222

ATLANTA - SANDY SPRINGS - ALPHARETTA Average Closing Costs & Other Stats

ATLANTA-SANDY SPRINGS-ALPHARETTA, GA's 560 lenders originated 127,182 loans during 2023. The total origination value was $41,343,790,000, with an average loan value of $325,076.

ATLANTA - SANDY SPRINGS - ALPHARETTA's average closing costs are $5,906.

The top ATLANTA - SANDY SPRINGS - ALPHARETTA lender as defined by loan originations is QUICKEN LOANS, LLC, with 4,695 loans originated. Their average total fees are $7,492, which is $998 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee ATLANTA - SANDY SPRINGS - ALPHARETTA lenders (with over 10 loans originated) are Discover Bank ($0), SIRVA MORTGAGE, INC. ($466), PREMIA MORTGAGE, LLC ($1,476), RBC Bank, (Georgia) ($2,164) and PULTE MORTGAGE LLC ($2,235).

The lowest rate ATLANTA - SANDY SPRINGS - ALPHARETTA lenders (with over 10 loans originated) are CRESCENT MORTGAGE COMPANY (4.35%), Loan Simple, Inc. (4.80%), ROBINS FINANCIAL (5.04%), PEACH STATE FEDERAL CREDIT UNION (5.47%) and EAGLE HOME MORTGAGE, LLC (5.52%).

ATLANTA-SANDY SPRINGS-ALPHARETTA, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $2,953,145,000 $2,827,000,000 -4.3% 6.8%
QUICKEN LOANS, LLC $4,081,770,000 $2,611,975,000 -36.0% 6.3%
Ameris Bank $1,973,480,000 $1,534,295,000 -22.3% 3.7%
Truist $1,668,225,000 $970,065,000 -41.9% 2.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,364,060,000 $916,615,000 -32.8% 2.2%
WALKER & DUNLOP, LLC $612,765,000 $799,195,000 30.4% 1.9%
EVERETT FINANCIAL, INC. $1,133,365,000 $751,345,000 -33.7% 1.8%
Regions Bank $636,515,000 $737,110,000 15.8% 1.8%
BROKER SOLUTIONS, INC. $930,815,000 $657,235,000 -29.4% 1.6%
DHI MORTGAGE COMPANY, LTD. $733,530,000 $652,855,000 -11.0% 1.6%
Bank of America $916,895,000 $624,415,000 -31.9% 1.5%
LOANDEPOT.COM, LLC $1,212,210,000 $609,205,000 -49.7% 1.5%
BANKSOUTH MORTGAGE COMPANY, LLC $814,135,000 $581,075,000 -28.6% 1.4%
Wells Fargo Bank $1,096,710,000 $566,645,000 -48.3% 1.4%
PENNYMAC LOAN SERVICES, LLC $977,605,000 $538,770,000 -44.9% 1.3%
Synovus Bank $832,975,000 $536,660,000 -35.6% 1.3%
MOVEMENT MORTGAGE, LLC $662,345,000 $520,610,000 -21.4% 1.3%
NAVY FEDERAL CREDIT UNION $717,465,000 $486,120,000 -32.2% 1.2%
Arbor Realty Trust, Inc. $240,945,000 $472,590,000 96.1% 1.1%
JPMorgan Chase Bank $881,245,000 $464,150,000 -47.3% 1.1%
GREYSTONE SERVICING COMPANY LLC $223,825,000 $453,030,000 102.4% 1.1%
DELTA COMMUNITY CREDIT UNION $587,765,000 $448,500,000 -23.7% 1.1%