ATHENS - CLARKE COUNTY Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Athens - Clarke County averaged 5.98% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 6.04% and one month ago for the week of 2024-08-29, the average rate was 6.11%.

Athens - Clarke County's average rate one year ago was 7.37%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.48%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Athens - Clarke County 30 Year Fixed Rate 2024-10-03 5.98%
Athens - Clarke County 30 Year Fixed Rate Refi 2024-10-03 6.48%
Athens - Clarke County 15 Year Fixed Rate 2024-10-03 5.25%
Athens - Clarke County 15 Year Fixed Rate Refi 2024-10-03 5.45%
Athens - Clarke County 30 Year FHA 2024-10-03 5.41%
Athens - Clarke County 30 Year FHA Refi 2024-10-03 5.89%
Athens - Clarke County 30 Year USDA 2024-10-03 6.07%
Athens - Clarke County 30 Year USDA Refi 2024-10-03 5.77%
Athens - Clarke County 30 Year VA 2024-10-03 5.55%
Athens - Clarke County 30 Year VA Refi 2024-10-03 5.7%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ATHENS-CLARKE COUNTY, GA.

ATHENS - CLARKE COUNTY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ATHENS-CLARKE COUNTY, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Regions Bank 101 6.34% $6,654
QUICKEN LOANS, LLC 92 6.68% $7,578
First American Bank and Trust Company 79 6.51% $5,150
UNITED WHOLESALE MORTGAGE, LLC 77 6.67% $7,797
GUARANTEED RATE, INC. 74 6.57% $7,388
BANKSOUTH MORTGAGE COMPANY, LLC 59 6.69% $7,330
Bank of England 55 6.68% $4,761
Synovus Bank 46 6.26% $5,822
MOVEMENT MORTGAGE, LLC 46 6.81% $6,919
Ameris Bank 36 6.82% $6,812
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 34 6.66% $6,380
EVERETT FINANCIAL, INC. 33 6.86% $9,207
Magnolia Bank 29 6.62% $6,664
HOMESTAR FINANCIAL CORPORATION 28 6.27% $5,629
Colony Bank 28 6.59% $6,744
Bank of America 15 6.34% $5,198
Capital City Home Loans, LLC 15 6.27% $7,693
PROVIDENT FUNDING ASSOCIATES, L.P. 14 6.21% $6,501
Paramount Residential Mortgage Group, Inc. 14 6.81% $5,603
PRIMELENDING, A PLAINSCAPITAL COMPANY 13 7.00% $7,176
PENNYMAC LOAN SERVICES, LLC 12 6.44% $8,636
First Option Mortgage, LLC 12 7.73% $8,369
GEORGIA UNITED 11 6.41% $5,202
Wells Fargo Bank 11 6.38% $6,455
BancorpSouth 10 6.69% $7,677
CROSSCOUNTRY MORTGAGE, LLC 10 7.37% $7,728
JPMorgan Chase Bank 9 6.58% $4,315
South State Bank 9 6.92% $5,463
Morgan Stanley Private Bank 9 5.91% $4,604
ROBINS FINANCIAL 9 5.07% $4,373
Truist 9 6.33% $6,325
CMG MORTGAGE, INC. 8 6.84% $6,626
HOMEOWNERS FINANCIAL GROUP USA, LLC 8 6.69% $6,438
U.S. Bank 8 6.22% $5,681
21ST MORTGAGE CORPORATION 7 7.65% $6,312
SOUTHEAST MORTGAGE OF GEORGIA, INC. 7 7.02% $7,163
BROKER SOLUTIONS, INC. 6 7.23% $7,597
NEWREZ LLC 6 6.43% $5,976
Plains Commerce Bank 6 6.73% $5,576
STOCKTON MORTGAGE CORPORATION 6 7.06% $10,237
GENEVA FINANCIAL, LLC 6 6.48% $6,034
United Community Bank 6 6.79% $5,705
AMERISAVE MORTGAGE CORPORATION 6 5.92% $8,019
Mortgage Research Center, LLC 6 6.90% $2,334
Mr. Cooper ( Nationstar Mortgage ) 6 6.44% $8,325
LOANDEPOT.COM, LLC 5 6.40% $6,274
Flagstar Bank, FSB 5 7.00% $4,174
AMERICAN FINANCIAL NETWORK, INC. 5 6.80% $8,406
Prosperity Home Mortgage, LLC 5 6.70% $8,296
NAVY FEDERAL CREDIT UNION 5 6.13% $2,764
Associated Credit Union 4 5.56% $7,033
VANDERBILT MORTGAGE AND FINANCE, INC. 4 6.34% $5,240
First National Bank of Pennsylvania 4 5.97% $7,034
ACOPIA, LLC 4 6.91% $8,611
DELTA COMMUNITY CREDIT UNION 3 6.83% $5,573
AMERICAN FINANCING CORPORATION 3 6.00% $4,992
NexBank 3 7.58% $10,212
SHELTER HOME MORTGAGE, LLC 3 6.83% $7,408
HOMESIDE FINANCIAL, LLC 3 6.96% $9,575
EUSTIS AND AMERICAN MORTGAGE COMPANY 3 7.25% $3,650
MILEND, INC. 3 6.67% $11,190
GMFS LLC 3 6.33% $4,750
PEACH STATE FEDERAL CREDIT UNION 3 5.71% $6,701
FBC MORTGAGE, LLC 3 6.46% $7,734
First Federal Bank 2 6.62% $11,097
GUARANTEED RATE AFFINITY, LLC 2 6.81% $6,448
SANCTUARY HOME MORTGAGE LLC 2 6.43% $6,231
UNION HOME MORTGAGE CORP. 2 7.56% $7,265
First-Citizens Bank & Trust Company 2 6.94% $4,337
MORTGAGE INVESTORS GROUP, INC. 2 6.06% $5,464
USAA Federal Savings Bank 2 6.56% $5,292
NATIONS DIRECT MORTGAGE, LLC 2 6.69% $9,276
Presidential Bank, FSB 2 7.81% $11,585
Discover Bank 2 6.37% $0
A&D Mortgage LLC 2 8.06% $4,410
LAKEVIEW LOAN SERVICING, LLC 2 6.56% $7,029
Alcova Mortgage LLC 2 6.56% $2,839
Ally Bank 2 5.88% $7,247
Metro City Bank 2 7.31% $5,283
COMMUNITY MORTGAGE CORPORATION 2 7.13% $5,549
ZILLOW HOME LOANS, LLC 1 7.63% $8,948
Advisors Mortgage Group, L.L.C. 1 5.99% $8,066
AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.75% $3,167
ARC HOME LLC 1 6.88% $11,422
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.38% $3,683
ATLANTA POSTAL 1 7.38% $5,568
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 6.38% $5,907
Barrington Bank & Trust Company, N.A. 1 6.63% $6,024
BAY EQUITY LLC 1 7.49% $4,647
Bethpage Federal Credit Union 1 5.88% $5,852
CARDINAL FINANCIAL 1 6.75% $10,561
Charles Schwab Bank, SSB 1 6.75% $3,386
CHURCHILL MORTGAGE CORPORATION 1 6.38% $7,548
Citibank 1 4.75% $5,416
CONTOUR MORTGAGE CORPORATION 1 5.88% $24,237
DIRECT LENDERS, LLC 1 6.38% $6,141
ENVOY MORTGAGE, LTD 1 7.38% $5,931
Farmers Bank & Trust 1 6.00% $6,463
FREEDOM MORTGAGE CORPORATION 1 6.38% $19,181
Goldwater Bank, N.A. 1 6.50% $4,921
GREENSTATE CREDIT UNION 1 6.13% $4,849
GUILD MORTGAGE COMPANY 1 6.13% $5,667
HOMESPIRE MORTGAGE CORPORATION 1 6.50% $5,435
HOMESTEAD FUNDING CORP. 1 7.50% $1,768
Kwik Mortgage Corporation 1 7.00% $2,826
Lakeview Community Capital, LLC 1 6.63% $5,593
LEADERONE FINANCIAL CORPORATION 1 6.99% $3,801
LGE COMMUNITY 1 5.25% $2,993
MEMBER FIRST MORTGAGE, LLC 1 6.75% $5,769
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 5.63% $9,227
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.75% $13,804
Nations Lending Corporation 1 6.75% $10,065
NBKC BANK 1 5.88% $4,622
NFM, INC. 1 5.99% $3,947
NJ LENDERS CORP. 1 6.75% $3,320
Northpointe Bank 1 6.75% $16,130
NORWICH COMMERCIAL GROUP, INC. 1 7.63% $3,638
OCMBC, INC. 1 8.63% $9,237
PENTAGON FEDERAL CREDIT UNION 1 6.38% $5,123
PLAZA HOME MORTGAGE, INC. 1 7.50% $10,910
PNC Bank 1 6.88% $8,667
Queensborough National Bank & Trust Company 1 6.38% $5,944
Quontic Bank 1 10.25% $16,036
Raymond James Bank 1 6.25% $2,634
Renasant Bank 1 7.88% $8,811
SOUTHPOINT FINANCIAL SERVICES, INC. 1 5.63% $1,494
Stifel Bank and Trust 1 7.13% $2,670
SUCCESS MORTGAGE PARTNERS, INC. 1 6.25% $9,251
TEXANS 1 5.88% $3,447
The Central Trust Bank 1 6.75% $4,749
THE EQUITABLE MORTGAGE CORPORATION 1 6.38% $4,330
The Loan Store, Inc. 1 6.63% $4,157
Third Federal Savings and Loan Association of Cleveland 1 5.84% $0
THRIVE MORTGAGE, LLC 1 7.38% $12,430
TJC Mortgage, Inc. 1 6.88% $3,089
TOP FLITE FINANCIAL, INC. 1 6.25% $9,247
TOWNE MORTGAGE COMPANY 1 6.63% $7,345
UBS Bank USA 1 5.38% $4,833
United Bank 1 5.63% $2,374
United Nations Federal Credit Union 1 6.50% $2,875
US MORTGAGE CORPORATION 1 7.99% $4,431
Uwharrie Bank 1 6.97% $2,025
Valley National Bank 1 6.38% $4,613
V.I.P. MORTGAGE, INC. 1 6.50% $4,500
WINGS FINANCIAL 1 7.38% $3,588

ATHENS - CLARKE COUNTY Average Closing Costs & Other Stats

ATHENS-CLARKE COUNTY, GA's 145 lenders originated 3,354 loans during 2023. The total origination value was $887,870,000, with an average loan value of $264,720.

ATHENS - CLARKE COUNTY's average closing costs are $5,313.

The top ATHENS - CLARKE COUNTY lender as defined by loan originations is Regions Bank, with 101 loans originated. Their average total fees are $6,654, which is $924 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee ATHENS - CLARKE COUNTY lenders (with over 10 loans originated) are Bank of England ($4,761), First American Bank and Trust Company ($5,150), Bank of America ($5,198), GEORGIA UNITED ($5,202) and Paramount Residential Mortgage Group, Inc. ($5,603).

The lowest rate ATHENS - CLARKE COUNTY lenders (with over 10 loans originated) are PROVIDENT FUNDING ASSOCIATES, L.P. (6.21%), Synovus Bank (6.26%), Capital City Home Loans, LLC (6.27%), HOMESTAR FINANCIAL CORPORATION (6.27%) and Regions Bank (6.34%).

ATHENS-CLARKE COUNTY, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
First American Bank and Trust Company $62,110,000 $50,870,000 -18.1% 5.7%
Synovus Bank $112,780,000 $49,590,000 -56.0% 5.6%
Regions Bank $67,565,000 $45,105,000 -33.2% 5.1%
QUICKEN LOANS, LLC $69,445,000 $42,580,000 -38.7% 4.8%
UNITED WHOLESALE MORTGAGE, LLC $41,625,000 $39,655,000 -4.7% 4.5%
GUARANTEED RATE, INC. $45,060,000 $32,320,000 -28.3% 3.6%
BANKSOUTH MORTGAGE COMPANY, LLC $35,910,000 $26,705,000 -25.6% 3.0%
Oconee State Bank $39,070,000 $26,485,000 -32.2% 3.0%
Ameris Bank $39,085,000 $23,510,000 -39.8% 2.6%
United Community Bank $17,345,000 $22,865,000 31.8% 2.6%
Bank of England $48,450,000 $22,725,000 -53.1% 2.6%
MOVEMENT MORTGAGE, LLC $19,990,000 $21,960,000 9.9% 2.5%
The Commercial Bank $31,925,000 $18,955,000 -40.6% 2.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $31,780,000 $16,310,000 -48.7% 1.8%
Colony Bank $25,080,000 $15,555,000 -38.0% 1.8%
Truist $27,235,000 $15,020,000 -44.9% 1.7%
EVERETT FINANCIAL, INC. $30,860,000 $14,030,000 -54.5% 1.6%
ROBINS FINANCIAL $8,930,000 $13,225,000 48.1% 1.5%
BankSouth $11,465,000 $10,780,000 -6.0% 1.2%
HOMESTAR FINANCIAL CORPORATION $29,300,000 $10,520,000 -64.1% 1.2%
GEORGIA UNITED $11,955,000 $9,905,000 -17.1% 1.1%
Pinnacle Bank $15,550,000 $9,375,000 -39.7% 1.1%
Bank of America $10,310,000 $8,745,000 -15.2% 1.0%
BancorpSouth $1,890,000 $8,730,000 361.9% 1.0%
PENNYMAC LOAN SERVICES, LLC $13,495,000 $8,725,000 -35.3% 1.0%
FBC MORTGAGE, LLC $1,545,000 $8,495,000 449.8% 1.0%
Mortgage Research Center, LLC $9,970,000 $8,185,000 -17.9% 0.9%
Magnolia Bank $20,375,000 $8,055,000 -60.5% 0.9%
LIMA ONE CAPITAL, LLC $7,240,000 $7,250,000 0.1% 0.8%
Paramount Residential Mortgage Group, Inc. $215,000 $7,155,000 3,227.9% 0.8%
Capital City Home Loans, LLC $11,695,000 $7,125,000 -39.1% 0.8%
CROSSCOUNTRY MORTGAGE, LLC $5,180,000 $6,760,000 30.5% 0.8%
First Option Mortgage, LLC $4,490,000 $6,670,000 48.6% 0.8%
Morgan Stanley Private Bank $4,900,000 $6,665,000 36.0% 0.8%
NAVY FEDERAL CREDIT UNION $9,325,000 $6,270,000 -32.8% 0.7%
21ST MORTGAGE CORPORATION $5,690,000 $5,945,000 4.5% 0.7%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,005,000 $5,655,000 462.7% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,225,000 $5,590,000 7.0% 0.6%
U.S. Bank $2,145,000 $5,460,000 154.5% 0.6%
South State Bank $9,065,000 $5,345,000 -41.0% 0.6%
LOANDEPOT.COM, LLC $10,045,000 $5,100,000 -49.2% 0.6%
Wells Fargo Bank $15,255,000 $5,040,000 -67.0% 0.6%
BROKER SOLUTIONS, INC. $4,245,000 $4,780,000 12.6% 0.5%
FREEDOM MORTGAGE CORPORATION $8,010,000 $4,465,000 -44.3% 0.5%
First-Citizens Bank & Trust Company $6,230,000 $3,615,000 -42.0% 0.4%
STOCKTON MORTGAGE CORPORATION $1,025,000 $3,475,000 239.0% 0.4%
Prosperity Home Mortgage, LLC $1,980,000 $3,295,000 66.4% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $9,300,000 $3,205,000 -65.5% 0.4%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $3,855,000 $3,175,000 -17.6% 0.4%
HOMEOWNERS FINANCIAL GROUP USA, LLC $3,120,000 $2,980,000 -4.5% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $2,420,000 $2,960,000 22.3% 0.3%
BANK OF MADISON $2,920,000 n/a 0.3%
Plains Commerce Bank $2,870,000 n/a 0.3%
AMERISAVE MORTGAGE CORPORATION $6,585,000 $2,685,000 -59.2% 0.3%
Renasant Bank $3,575,000 $2,630,000 -26.4% 0.3%
First National Bank of Pennsylvania $175,000 $2,590,000 1,380.0% 0.3%
NEWREZ LLC $3,315,000 $2,560,000 -22.8% 0.3%
CMG MORTGAGE, INC. $1,240,000 $2,340,000 88.7% 0.3%
Flagstar Bank, FSB $5,435,000 $2,080,000 -61.7% 0.2%
ACOPIA, LLC $1,685,000 $2,015,000 19.6% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $1,970,000 n/a 0.2%
Discover Bank $1,925,000 $1,955,000 1.6% 0.2%
JPMorgan Chase Bank $5,845,000 $1,920,000 -67.2% 0.2%
Figure Lending LLC $1,195,000 $1,890,000 58.2% 0.2%
First Federal Bank $7,580,000 $1,880,000 -75.2% 0.2%
USAA Federal Savings Bank $1,845,000 $1,880,000 1.9% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,800,000 $1,880,000 -50.5% 0.2%
GENEVA FINANCIAL, LLC $2,035,000 $1,800,000 -11.5% 0.2%
PEACH STATE FEDERAL CREDIT UNION $2,315,000 $1,725,000 -25.5% 0.2%
Third Federal Savings and Loan Association of Cleveland $1,710,000 $1,570,000 -8.2% 0.2%
DELTA COMMUNITY CREDIT UNION $2,300,000 $1,560,000 -32.2% 0.2%
SOUTHPOINT FINANCIAL SERVICES, INC. $1,340,000 $1,550,000 15.7% 0.2%
NexBank $10,555,000 $1,505,000 -85.7% 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $905,000 $1,455,000 60.8% 0.2%
MILEND, INC. $1,920,000 $1,440,000 -25.0% 0.2%
GMFS LLC $730,000 $1,400,000 91.8% 0.2%
Associated Credit Union $135,000 $1,395,000 933.3% 0.2%
American Pride Bank $1,370,000 n/a 0.2%
PNC Bank $4,180,000 $1,340,000 -67.9% 0.2%
NEW DAY FINANCIAL, LLC $1,655,000 $1,305,000 -21.1% 0.1%
The Citizens Bank of Georgia $1,305,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $2,345,000 $1,290,000 -45.0% 0.1%
Vista Bank $1,265,000 n/a 0.1%
Carrington Mortgage Services, LLC $2,275,000 $1,255,000 -44.8% 0.1%
Bethpage Federal Credit Union $475,000 $1,245,000 162.1% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,995,000 $1,235,000 -38.1% 0.1%
Barrington Bank & Trust Company, N.A. $360,000 $1,220,000 238.9% 0.1%
VILLAGE CAPITAL MORTGAGE $260,000 $1,200,000 361.5% 0.1%
Equity Prime Mortgage LLC $1,210,000 $1,155,000 -4.5% 0.1%
GUILD MORTGAGE COMPANY $650,000 $1,140,000 75.4% 0.1%
PHH Mortgage Corporation $1,210,000 $1,125,000 -7.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $160,000 $1,120,000 600.0% 0.1%
BMO Harris Bank $1,090,000 n/a 0.1%
MORTGAGE INVESTORS GROUP, INC. $175,000 $1,090,000 522.9% 0.1%
The Federal Savings Bank $755,000 $1,070,000 41.7% 0.1%
AgFirst Farm Credit Bank $1,040,000 $1,060,000 1.9% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,470,000 $1,040,000 -29.3% 0.1%
NFM, INC. $1,015,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $1,255,000 $1,000,000 -20.3% 0.1%
ALLIANT CREDIT UNION $790,000 $985,000 24.7% 0.1%
HOMESIDE FINANCIAL, LLC $2,845,000 $980,000 -65.6% 0.1%
Presidential Bank, FSB $970,000 n/a 0.1%
PrimeSouth Bank $505,000 $955,000 89.1% 0.1%
OCMBC, INC. $930,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $2,115,000 $915,000 -56.7% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $450,000 $915,000 103.3% 0.1%
CARDINAL FINANCIAL $3,530,000 $900,000 -74.5% 0.1%
Northpointe Bank $2,425,000 $880,000 -63.7% 0.1%
SPRING EQ, LLC $2,090,000 $835,000 -60.0% 0.1%
GUARANTEED RATE AFFINITY, LLC $825,000 n/a 0.1%
Farmers Bank & Trust $790,000 n/a 0.1%
Citibank $525,000 $775,000 47.6% 0.1%
Cornerstone First Mortgage, Inc $735,000 n/a 0.1%
SHELTER HOME MORTGAGE, LLC $1,180,000 $735,000 -37.7% 0.1%
Metro City Bank $795,000 $720,000 -9.4% 0.1%
BETTER MORTGAGE CORPORATION $5,380,000 $715,000 -86.7% 0.1%
TOWNE MORTGAGE COMPANY $545,000 $705,000 29.4% 0.1%
FINANCE OF AMERICA REVERSE LLC $155,000 $695,000 348.4% 0.1%
Citizens Bank $1,185,000 $675,000 -43.0% 0.1%
TOWER $670,000 n/a 0.1%
CONTOUR MORTGAGE CORPORATION $665,000 n/a 0.1%
Ally Bank $4,005,000 $655,000 -83.6% 0.1%
1ST SIGNATURE LENDING, LLC $335,000 $650,000 94.0% 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $645,000 n/a 0.1%
NEXERA HOLDING LLC $105,000 $645,000 514.3% 0.1%
AMWEST FUNDING CORP. $1,865,000 $595,000 -68.1% 0.1%
The Central Trust Bank $65,000 $590,000 807.7% 0.1%
TOP FLITE FINANCIAL, INC. $775,000 $590,000 -23.9% 0.1%
MEMBER FIRST MORTGAGE, LLC $1,300,000 $585,000 -55.0% 0.1%
Peoples Bank & Trust $575,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $570,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $1,800,000 $565,000 -68.6% 0.1%
FirstBank $1,440,000 $565,000 -60.8% 0.1%
First National Bank of Griffin $4,200,000 $565,000 -86.5% 0.1%
GREENSTATE CREDIT UNION $565,000 n/a 0.1%
A&D Mortgage LLC $415,000 $550,000 32.5% 0.1%
ATLANTA POSTAL $1,140,000 $550,000 -51.8% 0.1%
F&M Bank $1,005,000 $550,000 -45.3% 0.1%
Bank OZK $3,815,000 $545,000 -85.7% 0.1%
BankPlus $535,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $785,000 $530,000 -32.5% 0.1%
Citadel Servicing Corporation $1,110,000 $525,000 -52.7% 0.1%
GEO-CORP, INC. $525,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $520,000 n/a 0.1%
ALAMEDA MORTGAGE CORPORATION $405,000 $515,000 27.2% 0.1%
Kwik Mortgage Corporation $500,000 $515,000 3.0% 0.1%
ALLIED MORTGAGE GROUP, INC. $460,000 $505,000 9.8% 0.1%
BNC National Bank $505,000 n/a 0.1%
CANOPY MORTGAGE, LLC $505,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $1,500,000 $500,000 -66.7% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $265,000 $490,000 84.9% 0.1%
Quontic Bank $245,000 $485,000 98.0% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $480,000 n/a 0.1%
First Heritage Mortgage, LLC $425,000 $475,000 11.8% 0.1%
AmeriHome Mortgage Company, LLC $1,290,000 $460,000 -64.3% 0.1%
UNION HOME MORTGAGE CORP. $535,000 $460,000 -14.0% 0.1%
UBS Bank USA $1,410,000 $445,000 -68.4% 0.1%
Alcova Mortgage LLC $555,000 $440,000 -20.7% 0.0%
LEADERONE FINANCIAL CORPORATION $930,000 $440,000 -52.7% 0.0%
LGE COMMUNITY $255,000 $440,000 72.5% 0.0%
TC FEDERAL BANK $425,000 n/a 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $415,000 n/a 0.0%
Coastal Carolina National Bank $405,000 n/a 0.0%
Valley National Bank $405,000 n/a 0.0%
SANCTUARY HOME MORTGAGE LLC $275,000 $400,000 45.5% 0.0%
BAY EQUITY LLC $185,000 $395,000 113.5% 0.0%
LONGBRIDGE FINANCIAL, LLC $490,000 $395,000 -19.4% 0.0%
OAKTREE FUNDING CORP. $390,000 n/a 0.0%
Assurance Financial Group, L.L.C. $455,000 $375,000 -17.6% 0.0%
BM Real Estate Services, Inc. $375,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $1,685,000 $375,000 -77.7% 0.0%
HOMESTEAD FUNDING CORP. $375,000 n/a 0.0%
THE EQUITABLE MORTGAGE CORPORATION $375,000 n/a 0.0%
TJC Mortgage, Inc. $1,615,000 $375,000 -76.8% 0.0%
LENDSURE MORTGAGE CORP. $165,000 $370,000 124.2% 0.0%
Aurora Financial, LLC $365,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $360,000 n/a 0.0%
CLEARPATH LENDING $490,000 $355,000 -27.6% 0.0%
CREDIT UNION FINANCIAL SERVICES, LLC $105,000 $355,000 238.1% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $1,130,000 $350,000 -69.0% 0.0%
ARC HOME LLC $345,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,765,000 $345,000 -80.5% 0.0%
Nations Lending Corporation $2,510,000 $345,000 -86.3% 0.0%
SILVER HILL FUNDING, LLC $585,000 $340,000 -41.9% 0.0%
SOUTH COAST BANK AND TRUST $335,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $330,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $315,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $315,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $305,000 n/a 0.0%
THRIVE MORTGAGE, LLC $115,000 $295,000 156.5% 0.0%
Commerce Home Mortgage, Inc. $1,215,000 $285,000 -76.5% 0.0%
ZILLOW HOME LOANS, LLC $155,000 $285,000 83.9% 0.0%
Advisors Mortgage Group, L.L.C. $280,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $280,000 n/a 0.0%
Brighton Bank $275,000 n/a 0.0%
NBKC BANK $510,000 $275,000 -46.1% 0.0%
Raymond James Bank $275,000 n/a 0.0%
COMMUNITY MORTGAGE CORPORATION $270,000 n/a 0.0%
ISERVE RESIDENTIAL LENDING, LLC $915,000 $265,000 -71.0% 0.0%
The Loan Store, Inc. $265,000 n/a 0.0%
SOUTHEASTERN Credit Union $260,000 n/a 0.0%
Uwharrie Bank $260,000 n/a 0.0%
Charles Schwab Bank, SSB $1,705,000 $255,000 -85.0% 0.0%
DIRECT LENDERS, LLC $255,000 n/a 0.0%
Queensborough National Bank & Trust Company $255,000 n/a 0.0%
S. C. TELCO $535,000 $255,000 -52.3% 0.0%
Century Mortgage Company DBA Century Lending Company $390,000 $245,000 -37.2% 0.0%
HOMESPIRE MORTGAGE CORPORATION $205,000 $245,000 19.5% 0.0%
WINGS FINANCIAL $245,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $370,000 $235,000 -36.5% 0.0%
United Nations Federal Credit Union $225,000 n/a 0.0%
Commercial Banking Company $145,000 $220,000 51.7% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $215,000 n/a 0.0%
UIF CORPORATION $215,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $205,000 n/a 0.0%
First State Bank of Blakely, Inc. $540,000 $205,000 -62.0% 0.0%
Peach State Bank & Trust $205,000 n/a 0.0%
US MORTGAGE CORPORATION $1,950,000 $205,000 -89.5% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $195,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,615,000 $195,000 -87.9% 0.0%
Arvest Bank $320,000 $195,000 -39.1% 0.0%
Flint Community Bank $370,000 $195,000 -47.3% 0.0%
Northwest Federal Credit Union $275,000 $195,000 -29.1% 0.0%
DAS Acquisition Company, LLC $735,000 $185,000 -74.8% 0.0%
NJ LENDERS CORP. $185,000 n/a 0.0%
Signature Federal Credit Union $145,000 $185,000 27.6% 0.0%
V.I.P. MORTGAGE, INC. $185,000 n/a 0.0%
Pinnacle Bank $15,550,000 $175,000 -98.9% 0.0%
RUOFF MORTGAGE COMPANY, INC. $75,000 $175,000 133.3% 0.0%
United Bank $1,145,000 $175,000 -84.7% 0.0%
CITIZENS EQUITY FIRST $170,000 n/a 0.0%
ENVOY MORTGAGE, LTD $165,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $160,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $235,000 $155,000 -34.0% 0.0%
Stifel Bank and Trust $155,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $690,000 $145,000 -79.0% 0.0%
Thomasville National Bank $785,000 $145,000 -81.5% 0.0%
Baxter Credit Union $45,000 $135,000 200.0% 0.0%
Capital City Bank $155,000 $135,000 -12.9% 0.0%
Credit Union 1 $135,000 n/a 0.0%
FIRST TECHNOLOGY $105,000 $125,000 19.0% 0.0%
Lakeview Community Capital, LLC $840,000 $125,000 -85.1% 0.0%
USAlliance Federal Credit Union $185,000 $125,000 -32.4% 0.0%
ACADEMY MORTGAGE CORPORATION $365,000 $115,000 -68.5% 0.0%
Capital Bank $115,000 n/a 0.0%
CREDIT UNION OF GEORGIA $375,000 $110,000 -70.7% 0.0%
CHERRY CREEK MORTGAGE, LLC $105,000 n/a 0.0%
First American Bank $105,000 n/a 0.0%
SOUTH CAROLINA FEDERAL CREDIT UNION $105,000 n/a 0.0%
Goldwater Bank, N.A. $135,000 $85,000 -37.0% 0.0%
Truliant Federal Credit Union $390,000 $85,000 -78.2% 0.0%
TEXANS $75,000 n/a 0.0%
GEORGIA'S OWN $1,385,000 $70,000 -94.9% 0.0%
ALLEGACY FEDERAL CREDIT UNION $820,000 $65,000 -92.1% 0.0%
Connexus Credit Union $55,000 n/a 0.0%
United Bank $1,145,000 $50,000 -95.6% 0.0%
STATE EMPLOYEES' $700,000 $45,000 -93.6% 0.0%

ATHENS - CLARKE COUNTY's top lender by overall market share is First American Bank and Trust Company, with 5.7% market share. In second place, with 5.6%, is Synovus Bank, having originated $49,590,000 in loans. In third place, with 5.1%, is Regions Bank, having originated $45,105,000 in loans. In fourth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $42,580,000 in loans. In fifth place, with 4.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $39,655,000 in loans.


ATHENS - CLARKE COUNTY Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ATHENS - CLARKE COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $269,900 (12.6%) $318,703 (11.9%) 1.00 583
2018-02-01 $282,450 (11.6%) $324,792 (10.9%) 1.03 645
2018-03-01 $285,000 (9.7%) $330,698 (12.6%) 1.00 691
2018-04-01 $293,500 (12.9%) $349,023 (15.4%) 1.00 711
2018-05-01 $294,600 (7.6%) $350,977 (14.2%) 0.98 723
2018-06-01 $294,000 (6.3%) $353,520 (15.5%) 0.98 735
2018-07-01 $284,900 (2.3%) $348,509 (11.7%) 0.95 742
2018-08-01 $275,875 (0.3%) $341,649 (8.9%) 0.92 744
2018-09-01 $275,000 (2.2%) $337,563 (9.6%) 0.92 775
2018-10-01 $269,425 (-0.1%) $324,755 (4.2%) 0.91 771
2018-11-01 $264,700 (-1.9%) $321,391 (3.3%) 0.90 749
2018-12-01 $269,450 (-0.2%) $325,624 (2.9%) 0.93 696
2019-01-01 $278,374 (3.1%) $331,882 (4.1%) 0.96 638
2019-02-01 $289,450 (2.5%) $346,882 (6.8%) 0.98 690
2019-03-01 $294,529 (3.3%) $354,208 (7.1%) 0.96 681
2019-04-01 $306,200 (4.3%) $370,866 (6.3%) 0.97 661
2019-05-01 $315,075 (7.0%) $376,603 (7.3%) 0.98 651
2019-06-01 $309,000 (5.1%) $373,525 (5.7%) 0.97 665
2019-07-01 $298,500 (4.8%) $368,382 (5.7%) 0.93 668
2019-08-01 $295,909 (7.3%) $363,965 (6.5%) 0.94 648
2019-09-01 $292,023 (6.2%) $360,844 (6.9%) 0.93 635
2019-10-01 $291,182 (8.1%) $361,525 (11.3%) 0.94 618
2019-11-01 $298,154 (12.6%) $377,867 (17.6%) 0.98 576
2019-12-01 $288,875 (7.2%) $375,713 (15.4%) 0.96 558
2020-01-01 $287,000 (3.1%) $381,826 (15.1%) 0.96 506
2020-02-01 $309,950 (7.1%) $397,176 (14.5%) 1.01 509
2020-03-01 $314,871 (6.9%) $406,368 (14.7%) 0.99 537
2020-04-01 $320,115 (4.5%) $402,254 (8.5%) 1.00 556
2020-05-01 $324,500 (3.0%) $407,465 (8.2%) 0.99 537
2020-06-01 $327,900 (6.1%) $416,180 (11.4%) 0.97 499
2020-07-01 $314,675 (5.4%) $404,156 (9.7%) 0.91 506
2020-08-01 $299,950 (1.4%) $400,447 (10.0%) 0.86 499
2020-09-01 $312,750 (7.1%) $399,032 (10.6%) 0.90 443
2020-10-01 $315,490 (8.4%) $408,710 (13.1%) 0.90 397
2020-11-01 $320,763 (7.6%) $412,131 (9.1%) 0.94 363
2020-12-01 $322,663 (11.7%) $428,632 (14.1%) 0.96 326
2021-01-01 $325,000 (13.2%) $432,831 (13.4%) 0.97 283
2021-02-01 $344,829 (11.3%) $451,189 (13.6%) 1.00 250
2021-03-01 $366,750 (16.5%) $449,826 (10.7%) 1.04 232
2021-04-01 $371,700 (16.1%) $453,729 (12.8%) 1.01 243
2021-05-01 $369,450 (13.9%) $469,137 (15.1%) 0.98 245
2021-06-01 $359,975 (9.8%) $474,711 (14.1%) 0.95 296
2021-07-01 $368,750 (17.2%) $474,014 (17.3%) 0.97 347
2021-08-01 $349,900 (16.7%) $448,667 (12.0%) 0.93 339
2021-09-01 $349,900 (11.9%) $447,954 (12.3%) 0.93 329
2021-10-01 $339,850 (7.7%) $449,279 (9.9%) 0.91 309
2021-11-01 $348,500 (8.7%) $480,346 (16.6%) 0.93 258
2021-12-01 $349,725 (8.4%) $494,320 (15.3%) 0.95 208
2022-01-01 $365,000 (12.3%) $518,308 (19.8%) 0.99 178
2022-02-01 $374,950 (8.7%) $499,023 (10.6%) 0.98 184
2022-03-01 $394,250 (7.5%) $513,171 (14.1%) 0.99 186
2022-04-01 $382,450 (2.9%) $511,244 (12.7%) 0.91 214
2022-05-01 $359,925 (-2.6%) $508,516 (8.4%) 0.82 252
2022-06-01 $361,200 (0.3%) $512,704 (8.0%) 0.80 305
2022-07-01 $383,900 (4.1%) $501,358 (5.8%) 0.86 404
2022-08-01 $380,925 (8.9%) $506,538 (12.9%) 0.88 440
2022-09-01 $385,800 (10.3%) $507,161 (13.2%) 0.90 448
2022-10-01 $392,500 (15.5%) $525,320 (16.9%) 0.92 430
2022-11-01 $393,175 (12.8%) $533,482 (11.1%) 0.95 414
2022-12-01 $399,999 (14.4%) $537,623 (8.8%) 0.99 408
2023-01-01 $412,000 (12.9%) $550,548 (6.2%) 1.02 360
2023-02-01 $399,925 (6.7%) $541,381 (8.5%) 0.97 360
2023-03-01 $398,350 (1.0%) $546,712 (6.5%) 0.94 356
2023-04-01 $399,900 (4.6%) $535,248 (4.7%) 0.93 349
2023-05-01 $407,175 (13.1%) $542,752 (6.7%) 0.92 367
2023-06-01 $422,946 (17.1%) $556,288 (8.5%) 0.95 435
2023-07-01 $423,283 (10.3%) $573,924 (14.5%) 0.96 409
2023-08-01 $435,440 (14.3%) $587,658 (16.0%) 1.00 411
2023-09-01 $449,900 (16.6%) $585,012 (15.4%) 1.05 439
2023-10-01 $461,000 (17.5%) $573,288 (9.1%) 1.08 440
2023-11-01 $431,667 (9.8%) $562,076 (5.4%) 1.03 454
2023-12-01 $467,000 (16.8%) $571,371 (6.3%) 1.14 435
2024-01-01 $441,750 (7.2%) $543,134 (-1.4%) 1.08 428
2024-02-01 $448,750 (12.2%) $548,985 (1.4%) 1.08 419
2024-03-01 $475,000 (19.2%) $568,295 (4.0%) 1.12 466
2024-04-01 $480,000 (20.0%) $597,845 (11.7%) 1.12 482
2024-05-01 $498,000 (22.3%) $625,089 (15.2%) 1.13 486
2024-06-01 $475,000 (12.3%) $623,081 (12.0%) 1.07 518
2024-07-01 $459,000 (8.4%) $602,922 (5.1%) 1.05 593
2024-08-01 $427,000 (-1.9%) $585,910 (-0.3%) 0.99 609
2024-09-01 $429,975 (-4.4%) $590,868 (1.0%) 0.00 621
ATHENS - CLARKE COUNTY's median listing price for 2024-09-01 was $429,975, a difference of $-19,925 (-4.4%) versus the prior year and $2,975 versus the prior month.

ATHENS - CLARKE COUNTY's median listing price comes in at 0% of the national average.

ATHENS - CLARKE COUNTY's average listing price for 2024-09-01 was $590,868, a difference of $5,856 (1.0%) versus the prior year and $4,958 versus the prior month.

For the 2024-09-01 period, ATHENS - CLARKE COUNTY had 621 MLS listings, a difference of 12 listings (2%) versus the prior month and 182 listings (41%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ATHENS - CLARKE COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 90 days 2,386 sqft
2018-02-01 59 days 2,463 sqft
2018-03-01 40 days 2,444 sqft
2018-04-01 52 days 2,449 sqft
2018-05-01 54 days 2,408 sqft
2018-06-01 53 days 2,400 sqft
2018-07-01 59 days 2,371 sqft
2018-08-01 63 days 2,314 sqft
2018-09-01 64 days 2,290 sqft
2018-10-01 74 days 2,254 sqft
2018-11-01 80 days 2,235 sqft
2018-12-01 88 days 2,274 sqft
2019-01-01 92 days 2,307 sqft
2019-02-01 69 days 2,384 sqft
2019-03-01 59 days 2,462 sqft
2019-04-01 61 days 2,571 sqft
2019-05-01 58 days 2,560 sqft
2019-06-01 59 days 2,564 sqft
2019-07-01 63 days 2,539 sqft
2019-08-01 66 days 2,500 sqft
2019-09-01 70 days 2,477 sqft
2019-10-01 72 days 2,459 sqft
2019-11-01 75 days 2,413 sqft
2019-12-01 90 days 2,407 sqft
2020-01-01 84 days 2,412 sqft
2020-02-01 54 days 2,473 sqft
2020-03-01 54 days 2,458 sqft
2020-04-01 60 days 2,390 sqft
2020-05-01 66 days 2,402 sqft
2020-06-01 63 days 2,395 sqft
2020-07-01 51 days 2,373 sqft
2020-08-01 50 days 2,324 sqft
2020-09-01 56 days 2,287 sqft
2020-10-01 61 days 2,220 sqft
2020-11-01 62 days 2,228 sqft
2020-12-01 68 days 2,220 sqft
2021-01-01 64 days 2,200 sqft
2021-02-01 59 days 2,218 sqft
2021-03-01 43 days 2,245 sqft
2021-04-01 32 days 2,245 sqft
2021-05-01 36 days 2,114 sqft
2021-06-01 35 days 2,111 sqft
2021-07-01 37 days 2,064 sqft
2021-08-01 41 days 1,966 sqft
2021-09-01 46 days 2,023 sqft
2021-10-01 53 days 1,958 sqft
2021-11-01 56 days 2,086 sqft
2021-12-01 59 days 1,966 sqft
2022-01-01 43 days 2,150 sqft
2022-02-01 35 days 2,104 sqft
2022-03-01 32 days 2,122 sqft
2022-04-01 28 days 2,100 sqft
2022-05-01 29 days 2,121 sqft
2022-06-01 30 days 2,136 sqft
2022-07-01 32 days 2,200 sqft
2022-08-01 45 days 2,099 sqft
2022-09-01 52 days 2,177 sqft
2022-10-01 55 days 2,221 sqft
2022-11-01 65 days 2,205 sqft
2022-12-01 78 days 2,218 sqft
2023-01-01 77 days 2,250 sqft
2023-02-01 70 days 2,250 sqft
2023-03-01 53 days 2,245 sqft
2023-04-01 40 days 2,240 sqft
2023-05-01 41 days 2,239 sqft
2023-06-01 37 days 2,305 sqft
2023-07-01 50 days 2,314 sqft
2023-08-01 53 days 2,336 sqft
2023-09-01 57 days 2,343 sqft
2023-10-01 61 days 2,360 sqft
2023-11-01 59 days 2,270 sqft
2023-12-01 59 days 2,300 sqft
2024-01-01 60 days 2,253 sqft
2024-02-01 57 days 2,272 sqft
2024-03-01 52 days 2,369 sqft
2024-04-01 52 days 2,330 sqft
2024-05-01 45 days 2,251 sqft
2024-06-01 50 days 2,250 sqft
2024-07-01 49 days 2,226 sqft
2024-08-01 58 days 2,208 sqft
2024-09-01 0 days 2,222 sqft
ATHENS - CLARKE COUNTY's median listing age (time on market) for 2024-09-01 was 0 days. This is -100% shorter than the same period one year ago.

ATHENS - CLARKE COUNTY's median square footage for active listings during the 2024-09-01 period was 2,222 sqft. One year prior, the average listing was 2,343 sqft.

ATHENS-CLARKE COUNTY, GA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
30530 Athens-Clarke County, GA MSA $770 $820 $930 $1,250 $1,420
30565 Athens-Clarke County, GA MSA $770 $820 $930 $1,250 $1,420
30601 Athens-Clarke County, GA MSA $820 $870 $990 $1,330 $1,510
30602 Athens-Clarke County, GA MSA $830 $880 $1,000 $1,340 $1,520
30603 Athens-Clarke County, GA MSA $830 $880 $1,000 $1,340 $1,520
30604 Athens-Clarke County, GA MSA $830 $880 $1,000 $1,340 $1,520
30605 Athens-Clarke County, GA MSA $830 $880 $1,000 $1,340 $1,520
30606 Athens-Clarke County, GA MSA $910 $970 $1,100 $1,480 $1,680
30607 Athens-Clarke County, GA MSA $800 $850 $960 $1,290 $1,460
30608 Athens-Clarke County, GA MSA $830 $880 $1,000 $1,340 $1,520
30609 Athens-Clarke County, GA MSA $830 $880 $1,000 $1,340 $1,520
30619 Athens-Clarke County, GA MSA $950 $1,010 $1,150 $1,540 $1,750
30621 Athens-Clarke County, GA MSA $840 $880 $1,020 $1,350 $1,590
30622 Athens-Clarke County, GA MSA $1,050 $1,110 $1,260 $1,690 $1,920
30624 Athens-Clarke County, GA MSA $670 $710 $810 $1,090 $1,270
30627 Athens-Clarke County, GA MSA $680 $720 $820 $1,100 $1,270
30628 Athens-Clarke County, GA MSA $680 $720 $820 $1,100 $1,270
30629 Athens-Clarke County, GA MSA $690 $730 $830 $1,110 $1,270
30630 Athens-Clarke County, GA MSA $670 $710 $810 $1,090 $1,270
30633 Athens-Clarke County, GA MSA $670 $710 $810 $1,090 $1,270
30638 Athens-Clarke County, GA MSA $960 $1,020 $1,160 $1,560 $1,770
30645 Athens-Clarke County, GA MSA $960 $1,020 $1,160 $1,560 $1,770
30646 Athens-Clarke County, GA MSA $750 $800 $910 $1,220 $1,390
30647 Athens-Clarke County, GA MSA $700 $740 $840 $1,130 $1,280
30648 Athens-Clarke County, GA MSA $670 $710 $810 $1,090 $1,270
30660 Athens-Clarke County, GA MSA $670 $710 $810 $1,090 $1,270
30662 Athens-Clarke County, GA MSA $670 $710 $810 $1,090 $1,270
30666 Athens-Clarke County, GA MSA $1,120 $1,150 $1,300 $1,610 $1,940
30667 Athens-Clarke County, GA MSA $750 $790 $900 $1,220 $1,380
30669 Athens-Clarke County, GA MSA $750 $790 $900 $1,210 $1,370
30677 Athens-Clarke County, GA MSA $920 $980 $1,110 $1,490 $1,690
30680 Athens-Clarke County, GA MSA $1,120 $1,150 $1,300 $1,580 $1,930
30683 Athens-Clarke County, GA MSA $800 $860 $970 $1,300 $1,480

2022 Average & Median Rent Data Statistics
ATHENS-CLARKE COUNTY, GA average 1BR rent: $859, median: $860
ATHENS-CLARKE COUNTY, GA average 2BR rent: $976, median: $970
ATHENS-CLARKE COUNTY, GA average 3BR rent: $1,302, median: $1,300

ATHENS-CLARKE COUNTY, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,847 $617,735,000 $334,453
Cash Out Refi 397 $81,845,000 $206,159
Refi 391 $111,285,000 $284,616
Other 362 $41,420,000 $114,420
Home Improvement 357 $35,585,000 $99,678

Athens - Clarke County's most frequently cited loan purpose was Home Purchase, with 1,847 originations. The 2nd most popular reason was Cash Out Refi, with 397 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,157 $339,525,000 $293,453
7-8% 671 $168,945,000 $251,781
Over 8% 568 $80,410,000 $141,567
5-6% 472 $190,640,000 $403,898
4-5% 48 $14,760,000 $307,500
<2.5% 8 $140,000 $17,500
3-4% 6 $640,000 $106,667
2.5-3% 4 $730,000 $182,500

During 2023, Athens - Clarke County's most frequently originated rate bucket was 6-7%, with 1,157 originations.

Loan Sizing (ATHENS-CLARKE COUNTY, GA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,371 $383,965,000 $280,062
$100k-200k 772 $113,600,000 $147,150
$100,000 or less 723 $41,405,000 $57,268
$400k-600k 303 $146,485,000 $483,449
$600k-1000k 150 $108,090,000 $720,600
$Over $1MM 35 $94,325,000 $2,695,000

ATHENS - CLARKE COUNTY's loan sizing saw the bucket of loans from $200k-400k with 1,371 originations, totaling $383,965,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,014 $340,200,000 $335,503
60-80% 740 $247,160,000 $334,000
Under 20% 493 $33,205,000 $67,353
20-40% 398 $54,960,000 $138,090
40-60% 323 $114,065,000 $353,142
Over 100% 35 $11,735,000 $335,286

ATHENS - CLARKE COUNTY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,014 originations, totaling $340,200,000 in origination value.