ATHENS - CLARKE COUNTY Mortgage Rates
30 Year Fixed Rate mortgages in Athens - Clarke County averaged
5.27%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.54% and
one month ago for the week of 2022-04-07, the
average rate was 4.79%.
Athens - Clarke County's average rate one year ago was 3.15%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.21%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
Athens - Clarke County 30 Year Fixed Rate | 2022-05-12 | 5.27% |
Athens - Clarke County 30 Year Fixed Rate Refi | 2022-05-12 | 5.21% |
Athens - Clarke County 15 Year Fixed Rate | 2022-05-12 | 4.91% |
Athens - Clarke County 15 Year Fixed Rate Refi | 2022-05-12 | 4.81% |
Athens - Clarke County 30 Year FHA | 2022-05-12 | 5.57% |
Athens - Clarke County 30 Year FHA Refi | 2022-05-12 | 5.59% |
Athens - Clarke County 30 Year USDA | 2022-05-12 | 5.12% |
Athens - Clarke County 30 Year USDA Refi | 2022-05-12 | 4.89% |
Athens - Clarke County 30 Year VA | 2022-05-12 | 5.67% |
Athens - Clarke County 30 Year VA Refi | 2022-05-12 | 5.07% |
ATHENS - CLARKE COUNTY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the ATHENS-CLARKE COUNTY, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ATHENS-CLARKE COUNTY, GA's 225 lenders originated 8,170
loans during 2021. The total origination value was $2,083,490,000, with an average loan value of
$255,017.
The top ATHENS - CLARKE COUNTY lender as defined by loan originations is QUICKEN LOANS, LLC, with
361 loans originated. Their average total fees are
$4,915, which is $1,309
higher than the next largest lender,
First American Bank and Trust Company.
The lowest fee ATHENS - CLARKE COUNTY lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($2,467), JPMorgan Chase Bank ($2,594), FREEDOM MORTGAGE CORPORATION ($2,924), Wells Fargo Bank ($3,219) and NAVY FEDERAL CREDIT UNION ($3,233).
The lowest rate ATHENS - CLARKE COUNTY lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (2.87%), First American Bank and Trust Company (2.88%), Bank of America (2.89%), Citizens Bank (2.91%) and Magnolia Bank (2.92%).
ATHENS-CLARKE COUNTY, GA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $132,450,000 | $150,495,000 | 13.6% | 7.2% |
First American Bank and Trust Company | $148,095,000 | $138,640,000 | -6.4% | 6.7% |
Synovus Bank | $137,725,000 | $110,055,000 | -20.1% | 5.3% |
Regions Bank | $92,570,000 | $82,865,000 | -10.5% | 4.0% |
Bank of England | $81,905,000 | $80,645,000 | -1.5% | 3.9% |
Ameris Bank | $86,850,000 | $73,355,000 | -15.5% | 3.5% |
BANKSOUTH MORTGAGE COMPANY, LLC | $85,485,000 | $70,190,000 | -17.9% | 3.4% |
GUARANTEED RATE, INC. | $44,290,000 | $64,270,000 | 45.1% | 3.1% |
MOVEMENT MORTGAGE, LLC | $54,685,000 | $63,325,000 | 15.8% | 3.0% |
UNITED WHOLESALE MORTGAGE, LLC | $43,655,000 | $59,290,000 | 35.8% | 2.8% |
HOMESTAR FINANCIAL CORPORATION | $46,660,000 | $58,620,000 | 25.6% | 2.8% |
KeyBank | $55,570,000 | n/a | 2.7% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $42,205,000 | $48,450,000 | 14.8% | 2.3% |
Oconee State Bank | $47,395,000 | $46,655,000 | -1.6% | 2.2% |
FREEDOM MORTGAGE CORPORATION | $33,275,000 | $34,965,000 | 5.1% | 1.7% |
Magnolia Bank | $33,425,000 | $34,720,000 | 3.9% | 1.7% |
Wells Fargo Bank | $23,265,000 | $32,860,000 | 41.2% | 1.6% |
Capital One | $18,815,000 | $32,015,000 | 70.2% | 1.5% |
Truist Bank | $33,240,000 | $30,580,000 | -8.0% | 1.5% |
BETTER MORTGAGE CORPORATION | $12,695,000 | $29,475,000 | 132.2% | 1.4% |
United Community Bank | $28,405,000 | $28,105,000 | -1.1% | 1.3% |
PENNYMAC LOAN SERVICES, LLC | $13,955,000 | $27,720,000 | 98.6% | 1.3% |
LOANDEPOT.COM, LLC | $16,645,000 | $23,695,000 | 42.4% | 1.1% |
The Commercial Bank | $25,970,000 | $23,540,000 | -9.4% | 1.1% |
Mr. Cooper ( Nationstar Mortgage ) | $15,965,000 | $21,045,000 | 31.8% | 1.0% |
Capital City Home Loans, LLC | $23,630,000 | $19,795,000 | -16.2% | 1.0% |
GEORGIA UNITED | $21,330,000 | $18,140,000 | -15.0% | 0.9% |
AMERISAVE MORTGAGE CORPORATION | $13,765,000 | $18,035,000 | 31.0% | 0.9% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $26,735,000 | $17,680,000 | -33.9% | 0.8% |
ACOPIA, LLC | $21,840,000 | $15,540,000 | -28.8% | 0.7% |
Pinnacle Bank | $1,275,000 | $14,950,000 | 1,072.5% | 0.7% |
South State Bank | $2,515,000 | $14,825,000 | 489.5% | 0.7% |
First Federal Bank | $36,945,000 | $14,680,000 | -60.3% | 0.7% |
Bank of America | $15,625,000 | $14,310,000 | -8.4% | 0.7% |
NAVY FEDERAL CREDIT UNION | $7,345,000 | $13,845,000 | 88.5% | 0.7% |
SOUTHEAST MORTGAGE OF GEORGIA, INC. | $11,370,000 | $12,960,000 | 14.0% | 0.6% |
JPMorgan Chase Bank | $9,850,000 | $12,840,000 | 30.4% | 0.6% |
CBRE MULTIFAMILY CAPITAL, INC. | $12,355,000 | n/a | 0.6% | |
HOME POINT FINANCIAL CORPORATION | $6,010,000 | $11,525,000 | 91.8% | 0.6% |
Mortgage Research Center, LLC | $8,400,000 | $11,240,000 | 33.8% | 0.5% |
NEWREZ LLC | $8,190,000 | $11,015,000 | 34.5% | 0.5% |
First-Citizens Bank & Trust Company | $11,955,000 | $10,420,000 | -12.8% | 0.5% |
AMERICAN FINANCIAL NETWORK, INC. | $4,680,000 | $9,395,000 | 100.7% | 0.5% |
BROKER SOLUTIONS, INC. | $8,520,000 | $9,330,000 | 9.5% | 0.4% |
CALIBER HOME LOANS, INC. | $7,160,000 | $9,285,000 | 29.7% | 0.4% |
LAKEVIEW LOAN SERVICING, LLC | $4,945,000 | $9,240,000 | 86.9% | 0.4% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $9,485,000 | $8,290,000 | -12.6% | 0.4% |
USAA Federal Savings Bank | $9,230,000 | $7,500,000 | -18.7% | 0.4% |
GREYSTONE SERVICING COMPANY LLC | $21,305,000 | $7,465,000 | -65.0% | 0.4% |
Flagstar Bank, FSB | $5,110,000 | $7,440,000 | 45.6% | 0.4% |
EVERETT FINANCIAL, INC. | $25,040,000 | $7,195,000 | -71.3% | 0.3% |
NexBank | $165,000 | $6,810,000 | 4,027.3% | 0.3% |
ROBINS FINANCIAL | $16,200,000 | $6,535,000 | -59.7% | 0.3% |
BankSouth | $5,915,000 | $6,080,000 | 2.8% | 0.3% |
Equity Prime Mortgage LLC | $685,000 | $5,595,000 | 716.8% | 0.3% |
Arbor Realty Trust, Inc. | $5,505,000 | n/a | 0.3% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $7,375,000 | $5,505,000 | -25.4% | 0.3% |
U.S. Bank | $4,350,000 | $5,420,000 | 24.6% | 0.3% |
MILEND, INC. | $4,940,000 | $5,340,000 | 8.1% | 0.3% |
CROSSCOUNTRY MORTGAGE, LLC | $8,100,000 | $5,310,000 | -34.4% | 0.3% |
WALKER & DUNLOP, LLC | $27,510,000 | $5,285,000 | -80.8% | 0.3% |
COASTAL Federal Credit Union | $4,805,000 | n/a | 0.2% | |
21ST MORTGAGE CORPORATION | $3,010,000 | $4,740,000 | 57.5% | 0.2% |
AgFirst Farm Credit Bank | $650,000 | $4,495,000 | 591.5% | 0.2% |
Colony Bank | $8,305,000 | $4,395,000 | -47.1% | 0.2% |
Carrington Mortgage Services, LLC | $2,630,000 | $4,285,000 | 62.9% | 0.2% |
First Guaranty Mortgage Corporation | $1,335,000 | $4,235,000 | 217.2% | 0.2% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $3,545,000 | $4,230,000 | 19.3% | 0.2% |
Citizens Bank | $2,195,000 | $4,045,000 | 84.3% | 0.2% |
Cadence Bank, N.A. | $7,085,000 | $3,955,000 | -44.2% | 0.2% |
InterContinental Capital Group, Inc | $1,330,000 | $3,930,000 | 195.5% | 0.2% |
Prosperity Home Mortgage, LLC | $1,640,000 | $3,905,000 | 138.1% | 0.2% |
SHELTER HOME MORTGAGE, LLC | $1,740,000 | $3,885,000 | 123.3% | 0.2% |
First Horizon Bank | $845,000 | $3,835,000 | 353.8% | 0.2% |
Bank OZK | $1,175,000 | $3,760,000 | 220.0% | 0.2% |
Northpointe Bank | $4,575,000 | $3,760,000 | -17.8% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $1,080,000 | $3,715,000 | 244.0% | 0.2% |
ZILLOW HOME LOANS, LLC | $1,855,000 | $3,450,000 | 86.0% | 0.2% |
PNC Bank | $1,500,000 | $3,375,000 | 125.0% | 0.2% |
Georgia Banking Company | $3,345,000 | n/a | 0.2% | |
Mortgage Assurance Inc. | $3,095,000 | $3,310,000 | 6.9% | 0.2% |
Renasant Bank | $2,040,000 | $3,255,000 | 59.6% | 0.2% |
ANGEL OAK HOME LOANS LLC | $4,500,000 | $3,225,000 | -28.3% | 0.2% |
CALCON MUTUAL MORTGAGE LLC | $15,740,000 | $3,210,000 | -79.6% | 0.2% |
HOMESIDE FINANCIAL, LLC | $3,425,000 | $3,195,000 | -6.7% | 0.2% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $4,105,000 | $3,145,000 | -23.4% | 0.2% |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $2,185,000 | $3,135,000 | 43.5% | 0.2% |
LIMA ONE CAPITAL, LLC | $3,400,000 | $3,115,000 | -8.4% | 0.1% |
NEW DAY FINANCIAL, LLC | $4,100,000 | $3,115,000 | -24.0% | 0.1% |
Goldman Sachs Bank USA | $3,035,000 | n/a | 0.1% | |
Ally Bank | $1,450,000 | $3,005,000 | 107.2% | 0.1% |
Nations Lending Corporation | $3,075,000 | $2,935,000 | -4.6% | 0.1% |
STOCKTON MORTGAGE CORPORATION | $1,805,000 | $2,885,000 | 59.8% | 0.1% |
STEARNS LENDING, LLC | $1,650,000 | $2,870,000 | 73.9% | 0.1% |
Morgan Stanley Private Bank | $4,410,000 | $2,820,000 | -36.1% | 0.1% |
SUCCESS MORTGAGE PARTNERS, INC. | $5,215,000 | $2,745,000 | -47.4% | 0.1% |
The Federal Savings Bank | $3,365,000 | $2,665,000 | -20.8% | 0.1% |
GUARANTEED RATE AFFINITY, LLC | $1,125,000 | $2,570,000 | 128.4% | 0.1% |
Chicago Mortgage Solutions LLC | $2,545,000 | n/a | 0.1% | |
DELTA COMMUNITY CREDIT UNION | $3,295,000 | $2,525,000 | -23.4% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $5,170,000 | $2,510,000 | -51.5% | 0.1% |
VILLAGE CAPITAL & INVESTMENT LLC | $4,225,000 | $2,505,000 | -40.7% | 0.1% |
FIRST COMMUNITY MORTGAGE, INC. | $3,775,000 | $2,435,000 | -35.5% | 0.1% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $2,135,000 | $2,420,000 | 13.3% | 0.1% |
Fifth Third Bank | $260,000 | $2,335,000 | 798.1% | 0.1% |
CMG MORTGAGE, INC. | $2,305,000 | $2,305,000 | 0.0% | 0.1% |
PLANET HOME LENDING, LLC | $3,380,000 | $2,225,000 | -34.2% | 0.1% |
AmeriHome Mortgage Company, LLC | $2,200,000 | $2,215,000 | 0.7% | 0.1% |
PEACH STATE FEDERAL CREDIT UNION | $1,865,000 | $2,200,000 | 18.0% | 0.1% |
First National Bank of Griffin | $545,000 | $2,060,000 | 278.0% | 0.1% |
Wyndham Capital Mortgage, Inc. | $5,285,000 | $2,045,000 | -61.3% | 0.1% |
First Option Mortgage, LLC | $1,395,000 | $2,040,000 | 46.2% | 0.1% |
Southern First Bank | $1,025,000 | $2,005,000 | 95.6% | 0.1% |
FirstBank | $1,645,000 | $1,990,000 | 21.0% | 0.1% |
LENDUS, LLC | $805,000 | $1,960,000 | 143.5% | 0.1% |
GEORGIA'S OWN | $800,000 | $1,825,000 | 128.1% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $2,645,000 | $1,805,000 | -31.8% | 0.1% |
AMERICAN INTERNET MORTGAGE, INC. | $2,445,000 | $1,795,000 | -26.6% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $1,615,000 | $1,755,000 | 8.7% | 0.1% |
F&M Bank | $1,745,000 | n/a | 0.1% | |
Third Federal Savings and Loan Association of Cleveland | $1,350,000 | $1,745,000 | 29.3% | 0.1% |
ISERVE RESIDENTIAL LENDING, LLC | $2,200,000 | $1,740,000 | -20.9% | 0.1% |
Lakeview Community Capital, LLC | $715,000 | $1,730,000 | 142.0% | 0.1% |
ATLANTA POSTAL | $1,095,000 | $1,670,000 | 52.5% | 0.1% |
PHH Mortgage Corporation | $145,000 | $1,500,000 | 934.5% | 0.1% |
Goldwater Bank, N.A. | $515,000 | $1,495,000 | 190.3% | 0.1% |
US MORTGAGE CORPORATION | $165,000 | $1,470,000 | 790.9% | 0.1% |
BAY EQUITY LLC | $2,285,000 | $1,375,000 | -39.8% | 0.1% |
GUARANTY HOME MORTGAGE CORPORATION | $1,235,000 | $1,365,000 | 10.5% | 0.1% |
NBKC BANK | $1,390,000 | $1,365,000 | -1.8% | 0.1% |
SILVER HILL FUNDING, LLC | $1,285,000 | n/a | 0.1% | |
FBC MORTGAGE, LLC | $2,420,000 | $1,280,000 | -47.1% | 0.1% |
LENDSURE MORTGAGE CORP. | $1,210,000 | n/a | 0.1% | |
SOFI LENDING CORP. | $615,000 | $1,145,000 | 86.2% | 0.1% |
CERTAINTY HOME LOANS, LLC | $190,000 | $1,140,000 | 500.0% | 0.1% |
MORTGAGE INVESTORS GROUP, INC. | $3,320,000 | $1,130,000 | -66.0% | 0.1% |
Baxter Credit Union | $1,485,000 | $1,105,000 | -25.6% | 0.1% |
Exchange Bank | $235,000 | $1,105,000 | 370.2% | 0.1% |
DIRECT LENDERS, LLC | $360,000 | $1,100,000 | 205.6% | 0.1% |
FINANCE OF AMERICA MORTGAGE LLC | $1,715,000 | $1,095,000 | -36.2% | 0.1% |
VAN DYK MORTGAGE CORPORATION | $1,155,000 | $1,090,000 | -5.6% | 0.1% |
Alcova Mortgage LLC | $215,000 | $1,085,000 | 404.7% | 0.1% |
BNC National Bank | $595,000 | $1,085,000 | 82.4% | 0.1% |
Assurance Financial Group, L.L.C. | $3,335,000 | $1,015,000 | -69.6% | 0.0% |
Flint Community Bank | $75,000 | $1,000,000 | 1,233.3% | 0.0% |
Cf Bank | $1,595,000 | $980,000 | -38.6% | 0.0% |
DAS Acquisition Company, LLC | $735,000 | $980,000 | 33.3% | 0.0% |
TJC Mortgage, Inc. | $235,000 | $975,000 | 314.9% | 0.0% |
Paramount Residential Mortgage Group, Inc. | $635,000 | $970,000 | 52.8% | 0.0% |
SIRVA MORTGAGE, INC. | $55,000 | $955,000 | 1,636.4% | 0.0% |
SunMark Community Bank | $955,000 | n/a | 0.0% | |
AMERICAN FINANCING CORPORATION | $1,390,000 | $930,000 | -33.1% | 0.0% |
ON Q FINANCIAL, INC. | $840,000 | $925,000 | 10.1% | 0.0% |
THE MORTGAGE FIRM, INC. | $1,760,000 | $835,000 | -52.6% | 0.0% |
United Bank | $2,105,000 | $835,000 | -60.3% | 0.0% |
HOMESPIRE MORTGAGE CORPORATION | $825,000 | n/a | 0.0% | |
NP, Inc. | $825,000 | n/a | 0.0% | |
SHARONVIEW FEDERAL CREDIT UNION | $815,000 | n/a | 0.0% | |
Guardian Bank | $355,000 | $810,000 | 128.2% | 0.0% |
CREDIT UNION MORTGAGE ASSOCIATION, INC. | $800,000 | n/a | 0.0% | |
KELLER MORTGAGE, LLC | $2,225,000 | $770,000 | -65.4% | 0.0% |
GUILD MORTGAGE COMPANY | $445,000 | $760,000 | 70.8% | 0.0% |
RELIANCE FIRST CAPITAL, LLC | $260,000 | $760,000 | 192.3% | 0.0% |
North American Savings Bank, F.S.B. | $1,060,000 | $755,000 | -28.8% | 0.0% |
UNION HOME MORTGAGE CORP. | $825,000 | $740,000 | -10.3% | 0.0% |
Figure Lending LLC | $740,000 | $730,000 | -1.4% | 0.0% |
STATE EMPLOYEES' | $115,000 | $715,000 | 521.7% | 0.0% |
Commerce Home Mortgage, Inc. | $705,000 | n/a | 0.0% | |
JMAC LENDING, INC. | $1,125,000 | $705,000 | -37.3% | 0.0% |
UBS Bank USA | $115,000 | $700,000 | 508.7% | 0.0% |
Discover Bank | $680,000 | $685,000 | 0.7% | 0.0% |
Georgia Community Bank | $665,000 | n/a | 0.0% | |
Barrington Bank & Trust Company, N.A. | $1,315,000 | $660,000 | -49.8% | 0.0% |
Charles Schwab Bank, SSB | $605,000 | $655,000 | 8.3% | 0.0% |
George Mason Mortgage, LLC | $650,000 | n/a | 0.0% | |
GMFS LLC | $595,000 | $650,000 | 9.2% | 0.0% |
TOWNE MORTGAGE COMPANY | $1,075,000 | $645,000 | -40.0% | 0.0% |
AMERICAN HOME MORTGAGE, INC. | $1,895,000 | $640,000 | -66.2% | 0.0% |
Axos Bank | $640,000 | n/a | 0.0% | |
LOANLEADERS OF AMERICA, INC. | $335,000 | $640,000 | 91.0% | 0.0% |
BNY Mellon | $635,000 | n/a | 0.0% | |
PLAZA HOME MORTGAGE, INC. | $635,000 | n/a | 0.0% | |
KS StateBank | $800,000 | $625,000 | -21.9% | 0.0% |
A&D Mortgage LLC | $595,000 | n/a | 0.0% | |
NASA Federal Credit Union | $215,000 | $590,000 | 174.4% | 0.0% |
NMSI, INC. | $420,000 | $580,000 | 38.1% | 0.0% |
Hometown Equity Mortgage, LLC | $565,000 | n/a | 0.0% | |
Gateway First Bank | $410,000 | $560,000 | 36.6% | 0.0% |
CRESCENT MORTGAGE COMPANY | $285,000 | $555,000 | 94.7% | 0.0% |
LEADERONE FINANCIAL CORPORATION | $550,000 | $545,000 | -0.9% | 0.0% |
AMERICAN ADVISORS GROUP | $250,000 | $535,000 | 114.0% | 0.0% |
The Piedmont Bank | $460,000 | $535,000 | 16.3% | 0.0% |
First Home Bank | $830,000 | $530,000 | -36.1% | 0.0% |
ADVANCIAL | $525,000 | n/a | 0.0% | |
Manufacturers and Traders Trust Company | $520,000 | $525,000 | 1.0% | 0.0% |
Sunflower Bank | $235,000 | $525,000 | 123.4% | 0.0% |
AMWEST FUNDING CORP. | $575,000 | $520,000 | -9.6% | 0.0% |
Associated Credit Union | $2,145,000 | $520,000 | -75.8% | 0.0% |
THE ANDERSON FINANCIAL GROUP, INC. | $390,000 | $510,000 | 30.8% | 0.0% |
ALAMEDA MORTGAGE CORPORATION | $505,000 | n/a | 0.0% | |
ALLIANT CREDIT UNION | $410,000 | $505,000 | 23.2% | 0.0% |
LENDINGONE, LLC | $230,000 | $505,000 | 119.6% | 0.0% |
EMM LOANS LLC | $500,000 | n/a | 0.0% | |
LENDINGHOME FUNDING CORPORATION | $85,000 | $500,000 | 488.2% | 0.0% |
REVERSE MORTGAGE FUNDING LLC | $85,000 | $500,000 | 488.2% | 0.0% |
CLEARPATH LENDING | $1,925,000 | $495,000 | -74.3% | 0.0% |
Luxury Mortgage Corp. | $485,000 | $495,000 | 2.1% | 0.0% |
INTERSTATE HOME LOAN CENTER, INC. | $485,000 | n/a | 0.0% | |
First National Bank of Pennsylvania | $1,030,000 | $475,000 | -53.9% | 0.0% |
Hancock Whitney Bank | $820,000 | $475,000 | -42.1% | 0.0% |
AMERICAN FEDERAL MORTGAGE CORPORATION | $875,000 | $465,000 | -46.9% | 0.0% |
Ixonia Bank | $385,000 | $465,000 | 20.8% | 0.0% |
POWERCO | $640,000 | $465,000 | -27.3% | 0.0% |
1ST SIGNATURE LENDING, LLC | $1,225,000 | $460,000 | -62.4% | 0.0% |
DHI MORTGAGE COMPANY, LTD. | $4,315,000 | $460,000 | -89.3% | 0.0% |
Platinum Home Mortgage Corporation | $460,000 | n/a | 0.0% | |
TOP FLITE FINANCIAL, INC. | $245,000 | $460,000 | 87.8% | 0.0% |
First Federal Bank, A FSB | $435,000 | n/a | 0.0% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,295,000 | $430,000 | -66.8% | 0.0% |
Advisors Mortgage Group, L.L.C. | $420,000 | n/a | 0.0% | |
SOVEREIGN LENDING GROUP INCORPORATED | $420,000 | n/a | 0.0% | |
Farmers Bank & Trust | $485,000 | $415,000 | -14.4% | 0.0% |
Sierra Pacific Mortgage Company, Inc. | $125,000 | $415,000 | 232.0% | 0.0% |
FIRST HOME MORTGAGE CORPORATION | $405,000 | n/a | 0.0% | |
Mortgage Network, Inc. | $520,000 | $405,000 | -22.1% | 0.0% |
United Bank | $2,105,000 | $400,000 | -81.0% | 0.0% |
CREDIT UNION OF GEORGIA | $1,195,000 | $395,000 | -66.9% | 0.0% |
Financial Federal Bank | $390,000 | n/a | 0.0% | |
First Internet Bank of Indiana | $390,000 | n/a | 0.0% | |
RESOURCE FINANCIAL SERVICES, INC. | $380,000 | n/a | 0.0% | |
Southeastern Bank | $2,230,000 | $375,000 | -83.2% | 0.0% |
Watermark Capital, Inc. | $375,000 | n/a | 0.0% | |
AMERICAN FINANCIAL RESOURCES, INC. | $115,000 | $370,000 | 221.7% | 0.0% |
Trustmark National Bank | $370,000 | n/a | 0.0% | |
EASTMAN | $365,000 | n/a | 0.0% | |
LGE COMMUNITY | $320,000 | $350,000 | 9.4% | 0.0% |
Queensborough National Bank & Trust Company | $370,000 | $350,000 | -5.4% | 0.0% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $405,000 | $345,000 | -14.8% | 0.0% |
ALLIED MORTGAGE GROUP, INC. | $55,000 | $340,000 | 518.2% | 0.0% |
Arvest Bank | $330,000 | $340,000 | 3.0% | 0.0% |
GUARANTY MORTGAGE SERVICES, L.L.C. | $795,000 | $340,000 | -57.2% | 0.0% |
HSBC BANK USA, NATIONAL ASSOCIATION | $335,000 | n/a | 0.0% | |
SPRING EQ, LLC | $325,000 | $335,000 | 3.1% | 0.0% |
The Central Trust Bank | $275,000 | $335,000 | 21.8% | 0.0% |
BancorpSouth Bank | $330,000 | n/a | 0.0% | |
Countybank | $135,000 | $325,000 | 140.7% | 0.0% |
Elements Financial Federal Credit Union | $320,000 | n/a | 0.0% | |
MID AMERICA MORTGAGE, INC. | $320,000 | n/a | 0.0% | |
MORIA DEVELOPMENT, INC. | $365,000 | $320,000 | -12.3% | 0.0% |
OCMBC, INC. | $185,000 | $320,000 | 73.0% | 0.0% |
SOUTHWEST STAGE FUNDING, LLC | $590,000 | $320,000 | -45.8% | 0.0% |
BM Real Estate Services, Inc. | $185,000 | $310,000 | 67.6% | 0.0% |
Century Mortgage Company DBA Century Lending Company | $310,000 | n/a | 0.0% | |
Capital Bank | $185,000 | $295,000 | 59.5% | 0.0% |
OCEANSIDE MORTGAGE COMPANY | $395,000 | $290,000 | -26.6% | 0.0% |
ARC HOME LLC | $195,000 | $285,000 | 46.2% | 0.0% |
Aurora Financial, LLC | $285,000 | n/a | 0.0% | |
CELEBRITY HOME LOANS, LLC | $175,000 | $285,000 | 62.9% | 0.0% |
NATION ONE MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
Low VA Rates, LLC | $425,000 | $280,000 | -34.1% | 0.0% |
First Heritage Mortgage, LLC | $245,000 | $275,000 | 12.2% | 0.0% |
CIVIC FINANCIAL SERVICES, LLC | $270,000 | n/a | 0.0% | |
MAX Credit Union | $265,000 | n/a | 0.0% | |
PREMIA MORTGAGE, LLC | $885,000 | $265,000 | -70.1% | 0.0% |
RUOFF MORTGAGE COMPANY, INC. | $115,000 | $265,000 | 130.4% | 0.0% |
S1L, Inc. | $265,000 | n/a | 0.0% | |
TOTAL MORTGAGE SERVICES, LLC | $265,000 | n/a | 0.0% | |
Beeline Loans, Inc. | $255,000 | n/a | 0.0% | |
LENDERFI, INC. | $580,000 | $255,000 | -56.0% | 0.0% |
Level One Bank | $255,000 | n/a | 0.0% | |
S. C. TELCO | $440,000 | $255,000 | -42.0% | 0.0% |
Virginia National Bank | $95,000 | $250,000 | 163.2% | 0.0% |
QUANTUM NATIONAL BANK | $285,000 | $245,000 | -14.0% | 0.0% |
CREDIT UNION FINANCIAL SERVICES, LLC | $545,000 | $240,000 | -56.0% | 0.0% |
Waterstone Mortgage Corporation | $1,040,000 | $240,000 | -76.9% | 0.0% |
Bank of Cleveland | $235,000 | n/a | 0.0% | |
Independent Bank | $235,000 | n/a | 0.0% | |
Colonial Savings, F.A. | $230,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $495,000 | $230,000 | -53.5% | 0.0% |
BAYSHORE MORTGAGE FUNDING, LLC | $225,000 | n/a | 0.0% | |
CDC Federal Credit Union | $385,000 | $225,000 | -41.6% | 0.0% |
MEMBER FIRST MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
FINANCE OF AMERICA REVERSE LLC | $25,000 | $220,000 | 780.0% | 0.0% |
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $215,000 | n/a | 0.0% | |
Guardian Savings Bank, A Federal Savings Bank | $215,000 | n/a | 0.0% | |
HALLCO COMMUNITY CREDIT UNION | $215,000 | n/a | 0.0% | |
WRIGHT-PATT CREDIT UNION, INC. | $425,000 | $215,000 | -49.4% | 0.0% |
First National Bank of America | $135,000 | $205,000 | 51.9% | 0.0% |
Allied First Bank,sb | $195,000 | n/a | 0.0% | |
Christensen Financial, Inc. | $195,000 | n/a | 0.0% | |
LIBERTY HOME MORTGAGE CORPORATION | $195,000 | $195,000 | 0.0% | 0.0% |
MK LENDING CORP. | $195,000 | n/a | 0.0% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
HOME TOWN FUNDING, INC. | $185,000 | n/a | 0.0% | |
Paramount Bank | $215,000 | $185,000 | -14.0% | 0.0% |
PUBLIX EMPLOYEES | $425,000 | $185,000 | -56.5% | 0.0% |
SIWELL, INC. | $165,000 | $185,000 | 12.1% | 0.0% |
EMBRACE HOME LOANS, INC. | $1,140,000 | $175,000 | -84.6% | 0.0% |
NORWICH COMMERCIAL GROUP, INC. | $175,000 | n/a | 0.0% | |
RADIUS FINANCIAL GROUP INC. | $760,000 | $175,000 | -77.0% | 0.0% |
Sandy Spring Bank | $175,000 | n/a | 0.0% | |
The Huntington National Bank | $85,000 | $175,000 | 105.9% | 0.0% |
WESTERN EXPRESS LENDING | $175,000 | n/a | 0.0% | |
IVY MORTGAGE, INC. | $325,000 | $165,000 | -49.2% | 0.0% |
NATIONWIDE MORTGAGE BANKERS, INC. | $430,000 | $165,000 | -61.6% | 0.0% |
POLARIS HOME FUNDING CORP. | $605,000 | $165,000 | -72.7% | 0.0% |
Mid-Continent Funding, Inc. | $690,000 | $155,000 | -77.5% | 0.0% |
RESIDENTIAL MORTGAGE SERVICES, INC. | $155,000 | n/a | 0.0% | |
Tyndall Federal Credit Union | $155,000 | n/a | 0.0% | |
COUNTRYPLACE MORTGAGE, LTD. | $145,000 | n/a | 0.0% | |
SOUTHPOINT FINANCIAL SERVICES, INC. | $860,000 | $145,000 | -83.1% | 0.0% |
STAR ONE CREDIT UNION | $145,000 | n/a | 0.0% | |
CityWorth Mortgage LLC | $135,000 | n/a | 0.0% | |
EAGLE HOME MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
FEDEX EMPLOYEES CREDIT ASSOCIATION | $135,000 | n/a | 0.0% | |
LOANPAL, LLC | $135,000 | n/a | 0.0% | |
LONGBRIDGE FINANCIAL, LLC | $135,000 | n/a | 0.0% | |
Metro City Bank | $570,000 | $135,000 | -76.3% | 0.0% |
CONSTRUCTIVE LOANS, LLC | $125,000 | n/a | 0.0% | |
NATIONS DIRECT MORTGAGE, LLC | $660,000 | $125,000 | -81.1% | 0.0% |
Thomasville National Bank | $395,000 | $125,000 | -68.4% | 0.0% |
Evolve Bank & Trust | $830,000 | $115,000 | -86.1% | 0.0% |
Farmers & Merchants Bank | $70,000 | $115,000 | 64.3% | 0.0% |
First Federal Bank of Kansas City | $115,000 | n/a | 0.0% | |
LENOX FINANCIAL MORTGAGE CORPORATION | $355,000 | $115,000 | -67.6% | 0.0% |
SOUTHEASTERN Credit Union | $345,000 | $115,000 | -66.7% | 0.0% |
ALLEGACY FEDERAL CREDIT UNION | $180,000 | $105,000 | -41.7% | 0.0% |
Capital City Bank | $105,000 | n/a | 0.0% | |
Citibank | $20,165,000 | $105,000 | -99.5% | 0.0% |
GENEVA FINANCIAL, LLC | $145,000 | $105,000 | -27.6% | 0.0% |
Connexus Credit Union | $95,000 | n/a | 0.0% | |
The First, A National Banking Association | $95,000 | $95,000 | 0.0% | 0.0% |
Commercial Banking Company | $85,000 | n/a | 0.0% | |
EVANSVILLE TEACHERS | $225,000 | $85,000 | -62.2% | 0.0% |
First State Bank of Blakely, Inc. | $225,000 | $85,000 | -62.2% | 0.0% |
Morris Bank | $85,000 | n/a | 0.0% | |
NFM, INC. | $85,000 | n/a | 0.0% | |
Cornerstone First Mortgage, Inc | $75,000 | n/a | 0.0% | |
PLANTERS FIRST BANK | $55,000 | n/a | 0.0% | |
1st Franklin Financial Corporation | $50,000 | n/a | 0.0% | |
AMERICAN HERITAGE FCU | $45,000 | n/a | 0.0% | |
GENISYS | $45,000 | n/a | 0.0% | |
JUSTICE Federal Credit Union | $35,000 | n/a | 0.0% | |
USAlliance Federal Credit Union | $45,000 | $35,000 | -22.2% | 0.0% |
ATHENS - CLARKE COUNTY's top lender by overall market share is QUICKEN LOANS, LLC, with 7.2% market share. In second place, with 6.7%, is First American Bank and Trust Company, having originated $138,640,000 in loans. In third place, with 5.3%, is Synovus Bank, having originated $110,055,000 in loans. In third place, with 4.0%, is Regions Bank, having originated $82,865,000 in loans. In third place, with 3.9%, is Bank of England, having originated $80,645,000 in loans.
ATHENS-CLARKE COUNTY, GA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 3,033 | $928,345,000 | $306,081 |
Refi | 2,772 | $666,250,000 | $240,350 |
Cash Out Refi | 1,791 | $421,645,000 | $235,424 |
Other | 302 | $38,760,000 | $128,344 |
Home Improvement | 271 | $28,315,000 | $104,483 |
NA | 1 | $175,000 | $175,000 |
Athens - Clarke County's most frequently cited loan purpose was Home Purchase, with 3,033 originations. The 2nd most popular reason was Refi, with 2,772 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
2.5-3% | 3,143 | $863,525,000 | $274,745 |
3-4% | 2,826 | $675,490,000 | $239,027 |
<2.5% | 1,294 | $308,570,000 | $238,462 |
4-5% | 303 | $68,225,000 | $225,165 |
Over 8% | 82 | $7,890,000 | $96,220 |
5-6% | 57 | $12,685,000 | $222,544 |
6-7% | 28 | $6,500,000 | $232,143 |
7-8% | 18 | $2,020,000 | $112,222 |
During 2021, Athens - Clarke County's most frequently originated rate bucket was 2.5-3%, with 3,143 originations.
Loan Sizing (ATHENS-CLARKE COUNTY, GA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 3,362 | $922,460,000 | $274,378 |
$100k-200k | 2,980 | $450,650,000 | $151,225 |
$100,000 or less | 907 | $59,525,000 | $65,628 |
$400k-600k | 723 | $343,775,000 | $475,484 |
$600k-1000k | 139 | $103,735,000 | $746,295 |
$Over $1MM | 59 | $203,345,000 | $3,446,525 |
ATHENS - CLARKE COUNTY's loan sizing saw the bucket of loans from $200k-400k with 3,362 originations, totaling $922,460,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
60-80% | 2,905 | $816,835,000 | $281,182 |
80-100% | 2,431 | $673,245,000 | $276,942 |
40-60% | 1,266 | $323,480,000 | $255,513 |
20-40% | 564 | $79,810,000 | $141,507 |
Under 20% | 327 | $24,155,000 | $73,869 |
Over 100% | 51 | $15,475,000 | $303,431 |
ATHENS - CLARKE COUNTY's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,905 originations, totaling $816,835,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - ATHENS - CLARKE COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $272,200 (14.9%) | $316,890 (11.7%) | 1.00 | 876 |
2018-02-01 | $279,900 (13.1%) | $318,156 (8.9%) | 1.01 | 992 |
2018-03-01 | $279,900 (12.0%) | $321,686 (8.0%) | 0.97 | 1,079 |
2018-04-01 | $289,950 (12.6%) | $341,007 (11.7%) | 0.97 | 1,124 |
2018-05-01 | $293,350 (10.3%) | $348,522 (12.7%) | 0.98 | 1,119 |
2018-06-01 | $289,000 (6.1%) | $349,315 (12.9%) | 0.96 | 1,175 |
2018-07-01 | $281,839 (2.5%) | $346,198 (10.5%) | 0.94 | 1,190 |
2018-08-01 | $280,450 (0.5%) | $345,183 (8.9%) | 0.94 | 1,189 |
2018-09-01 | $274,900 (2.2%) | $337,494 (9.0%) | 0.92 | 1,240 |
2018-10-01 | $273,000 (1.2%) | $330,682 (4.5%) | 0.91 | 1,257 |
2018-11-01 | $274,900 (1.9%) | $328,034 (3.2%) | 0.92 | 1,222 |
2018-12-01 | $279,000 (1.5%) | $334,575 (3.9%) | 0.96 | 1,136 |
2019-01-01 | $289,450 (6.3%) | $341,395 (7.7%) | 1.00 | 1,033 |
2019-02-01 | $294,950 (5.4%) | $348,653 (9.6%) | 0.99 | 1,104 |
2019-03-01 | $301,586 (7.8%) | $355,710 (10.6%) | 0.98 | 1,065 |
2019-04-01 | $312,700 (7.9%) | $370,375 (8.6%) | 0.98 | 1,008 |
2019-05-01 | $323,263 (10.2%) | $377,748 (8.4%) | 1.00 | 999 |
2019-06-01 | $322,400 (11.6%) | $375,637 (7.5%) | 0.99 | 1,061 |
2019-07-01 | $304,124 (7.9%) | $375,278 (8.4%) | 0.95 | 1,087 |
2019-08-01 | $302,314 (7.8%) | $368,519 (6.8%) | 0.95 | 1,044 |
2019-09-01 | $299,900 (9.1%) | $363,096 (7.6%) | 0.95 | 1,017 |
2019-10-01 | $297,450 (9.0%) | $363,937 (10.1%) | 0.95 | 1,012 |
2019-11-01 | $309,000 (12.4%) | $384,588 (17.2%) | 1.00 | 950 |
2019-12-01 | $298,327 (6.9%) | $385,545 (15.2%) | 0.99 | 896 |
2020-01-01 | $298,750 (3.2%) | $392,235 (14.9%) | 1.00 | 783 |
2020-02-01 | $325,000 (10.2%) | $413,839 (18.7%) | 1.05 | 808 |
2020-03-01 | $329,000 (9.1%) | $417,880 (17.5%) | 1.03 | 840 |
2020-04-01 | $329,900 (5.5%) | $412,146 (11.3%) | 1.03 | 900 |
2020-05-01 | $339,900 (5.2%) | $418,515 (10.8%) | 1.03 | 847 |
2020-06-01 | $339,910 (5.4%) | $424,129 (12.9%) | 0.99 | 793 |
2020-07-01 | $328,035 (7.9%) | $411,629 (9.7%) | 0.94 | 788 |
2020-08-01 | $325,900 (7.8%) | $417,174 (13.2%) | 0.93 | 765 |
2020-09-01 | $332,915 (11.0%) | $413,493 (13.9%) | 0.95 | 668 |
2020-10-01 | $334,900 (12.6%) | $422,597 (16.1%) | 0.96 | 604 |
2020-11-01 | $345,000 (11.7%) | $427,468 (11.2%) | 0.99 | 584 |
2020-12-01 | $346,150 (16.0%) | $436,575 (13.2%) | 1.02 | 538 |
2021-01-01 | $349,900 (17.1%) | $442,721 (12.9%) | 1.03 | 477 |
2021-02-01 | $364,900 (12.3%) | $458,134 (10.7%) | 1.05 | 399 |
2021-03-01 | $377,450 (14.7%) | $456,887 (9.3%) | 1.06 | 354 |
2021-04-01 | $372,500 (12.9%) | $445,514 (8.1%) | 1.00 | 362 |
2021-05-01 | $375,000 (10.3%) | $464,067 (10.9%) | 0.99 | 394 |
2021-06-01 | $364,450 (7.2%) | $469,483 (10.7%) | 0.95 | 484 |
2021-07-01 | $374,450 (14.2%) | $467,600 (13.6%) | 0.97 | 549 |
2021-08-01 | $352,450 (8.2%) | $445,448 (6.8%) | 0.93 | 546 |
2021-09-01 | $349,900 (5.1%) | $445,185 (7.7%) | 0.92 | 544 |
2021-10-01 | $349,900 (4.5%) | $444,997 (5.3%) | 0.92 | 504 |
2021-11-01 | $357,400 (3.6%) | $462,477 (8.2%) | 0.94 | 410 |
2021-12-01 | $374,450 (8.2%) | $487,389 (11.6%) | 1.00 | 323 |
2022-01-01 | $375,000 (7.2%) | $509,124 (15.0%) | 1.00 | 280 |
2022-02-01 | $377,450 (3.4%) | $502,424 (9.7%) | 0.96 | 291 |
2022-03-01 | $405,000 (7.3%) | $515,601 (12.9%) | 1.00 | 289 |
2022-04-01 | $399,000 (7.1%) | $513,263 (15.2%) | 0.94 | 351 |
ATHENS - CLARKE COUNTY's median listing price comes in at 94% of the national average.
ATHENS - CLARKE COUNTY's average listing price for 2022-04-01 was $513,263, a difference of $67,749 (15.2%) versus the prior year and $-2,338 versus the prior month.
For the 2022-04-01 period, ATHENS - CLARKE COUNTY had 351 MLS listings, a difference of 62 listings (21%) versus the prior month and -11 listings (-3%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ATHENS - CLARKE COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 88 days | 2,420 sqft |
2018-02-01 | 62 days | 2,462 sqft |
2018-03-01 | 41 days | 2,421 sqft |
2018-04-01 | 52 days | 2,448 sqft |
2018-05-01 | 57 days | 2,405 sqft |
2018-06-01 | 57 days | 2,386 sqft |
2018-07-01 | 63 days | 2,365 sqft |
2018-08-01 | 67 days | 2,336 sqft |
2018-09-01 | 68 days | 2,313 sqft |
2018-10-01 | 74 days | 2,311 sqft |
2018-11-01 | 81 days | 2,293 sqft |
2018-12-01 | 93 days | 2,313 sqft |
2019-01-01 | 101 days | 2,350 sqft |
2019-02-01 | 84 days | 2,399 sqft |
2019-03-01 | 57 days | 2,476 sqft |
2019-04-01 | 57 days | 2,560 sqft |
2019-05-01 | 58 days | 2,535 sqft |
2019-06-01 | 53 days | 2,517 sqft |
2019-07-01 | 55 days | 2,484 sqft |
2019-08-01 | 59 days | 2,450 sqft |
2019-09-01 | 60 days | 2,411 sqft |
2019-10-01 | 68 days | 2,451 sqft |
2019-11-01 | 71 days | 2,500 sqft |
2019-12-01 | 79 days | 2,470 sqft |
2020-01-01 | 80 days | 2,479 sqft |
2020-02-01 | 49 days | 2,559 sqft |
2020-03-01 | 50 days | 2,509 sqft |
2020-04-01 | 54 days | 2,430 sqft |
2020-05-01 | 63 days | 2,460 sqft |
2020-06-01 | 59 days | 2,443 sqft |
2020-07-01 | 50 days | 2,418 sqft |
2020-08-01 | 45 days | 2,526 sqft |
2020-09-01 | 46 days | 2,368 sqft |
2020-10-01 | 47 days | 2,321 sqft |
2020-11-01 | 49 days | 2,292 sqft |
2020-12-01 | 57 days | 2,235 sqft |
2021-01-01 | 57 days | 2,216 sqft |
2021-02-01 | 60 days | 2,285 sqft |
2021-03-01 | 43 days | 2,250 sqft |
2021-04-01 | 32 days | 2,262 sqft |
2021-05-01 | 34 days | 2,200 sqft |
2021-06-01 | 33 days | 2,129 sqft |
2021-07-01 | 33 days | 2,076 sqft |
2021-08-01 | 38 days | 2,025 sqft |
2021-09-01 | 39 days | 2,066 sqft |
2021-10-01 | 47 days | 2,062 sqft |
2021-11-01 | 54 days | 2,134 sqft |
2021-12-01 | 53 days | 2,018 sqft |
2022-01-01 | 40 days | 2,175 sqft |
2022-02-01 | 32 days | 2,150 sqft |
2022-03-01 | 29 days | 2,239 sqft |
2022-04-01 | 24 days | 2,213 sqft |
ATHENS - CLARKE COUNTY's median square footage for active listings during the 2022-04-01 period was 2,213 sqft. One year prior, the average listing was 2,262 sqft.