ATHENS - CLARKE COUNTY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Athens - Clarke County averaged
6.81%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.62% and
one month ago for the week of 2025-02-27, the
average rate was 6.93%.
Athens - Clarke County's average rate one year ago was 7.06%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.91%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Athens - Clarke County 30 Year Fixed Rate | 2025-04-03 | 6.81% |
| Athens - Clarke County 30 Year Fixed Rate Refi | 2025-04-03 | 6.91% |
| Athens - Clarke County 15 Year Fixed Rate | 2025-04-03 | 5.62% |
| Athens - Clarke County 15 Year Fixed Rate Refi | 2025-04-03 | 6.02% |
| Athens - Clarke County 30 Year FHA | 2025-04-03 | 5.94% |
| Athens - Clarke County 30 Year FHA Refi | 2025-04-03 | 6.16% |
| Athens - Clarke County 30 Year USDA | 2025-04-03 | 6.22% |
| Athens - Clarke County 30 Year USDA Refi | 2025-04-03 | 6.32% |
| Athens - Clarke County 30 Year VA | 2025-04-03 | 6.26% |
| Athens - Clarke County 30 Year VA Refi | 2025-04-03 | 6.16% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ATHENS-CLARKE COUNTY, GA.
ATHENS - CLARKE COUNTY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ATHENS-CLARKE COUNTY, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ATHENS - CLARKE COUNTY Average Closing Costs & Other Stats
ATHENS-CLARKE COUNTY, GA's 174 lenders originated 3,720
loans during 2024. The total origination value was $1,144,000,000, with an average loan value of
$307,527.
ATHENS - CLARKE COUNTY's average closing costs are $5,628.
The top ATHENS - CLARKE COUNTY lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
116 loans originated. Their average total fees are
$8,269, which is $1,143
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee ATHENS - CLARKE COUNTY lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($3,520), Bank of England ($4,933), JPMorgan Chase Bank ($5,344), NFM, INC. ($5,540) and First American Bank and Trust Company ($5,830).
The lowest rate ATHENS - CLARKE COUNTY lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (6.05%), PROVIDENT FUNDING ASSOCIATES, L.P. (6.35%), Magnolia Bank (6.42%), JPMorgan Chase Bank (6.48%) and Synovus Bank (6.52%).
ATHENS-CLARKE COUNTY, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $39,655,000 | $68,795,000 | 73.5% | 6.0% |
| Synovus Bank | $49,590,000 | $58,890,000 | 18.8% | 5.1% |
| QUICKEN LOANS, LLC | $42,580,000 | $54,270,000 | 27.5% | 4.7% |
| Regions Bank | $45,105,000 | $51,080,000 | 13.2% | 4.5% |
| First American Bank and Trust Company | $50,870,000 | $44,435,000 | -12.6% | 3.9% |
| COREVEST AMERICAN FINANCE LENDER LLC | $44,120,000 | n/a | 3.9% | |
| GREYSTONE SERVICING COMPANY LLC | $42,950,000 | n/a | 3.8% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $26,705,000 | $39,085,000 | 46.4% | 3.4% |
| Ameris Bank | $23,510,000 | $36,740,000 | 56.3% | 3.2% |
| Oconee State Bank | $26,485,000 | $33,680,000 | 27.2% | 2.9% |
| GUARANTEED RATE, INC. | $32,320,000 | $31,135,000 | -3.7% | 2.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $16,310,000 | $24,950,000 | 53.0% | 2.2% |
| WALKER & DUNLOP, LLC | $21,715,000 | n/a | 1.9% | |
| The Commercial Bank | $18,955,000 | $20,635,000 | 8.9% | 1.8% |
| DHI MORTGAGE COMPANY, LTD. | $18,975,000 | n/a | 1.7% | |
| Magnolia Bank | $8,055,000 | $18,935,000 | 135.1% | 1.7% |
| BancorpSouth | $8,730,000 | $18,455,000 | 111.4% | 1.6% |
| EVERETT FINANCIAL, INC. | $14,030,000 | $16,990,000 | 21.1% | 1.5% |
| MOVEMENT MORTGAGE, LLC | $21,960,000 | $14,795,000 | -32.6% | 1.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $6,760,000 | $11,815,000 | 74.8% | 1.0% |
| Colony Bank | $15,555,000 | $11,605,000 | -25.4% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $8,725,000 | $11,050,000 | 26.6% | 1.0% |
| Truist | $15,020,000 | $10,420,000 | -30.6% | 0.9% |
| Pinnacle Bank | $175,000 | $10,100,000 | 5,671.4% | 0.9% |
| GEORGIA UNITED | $9,905,000 | $10,030,000 | 1.3% | 0.9% |
| Capital City Home Loans, LLC | $7,125,000 | $10,000,000 | 40.4% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $4,465,000 | $9,755,000 | 118.5% | 0.9% |
| United Community Bank | $22,865,000 | $9,215,000 | -59.7% | 0.8% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,655,000 | $8,630,000 | 52.6% | 0.8% |
| ROBINS FINANCIAL | $13,225,000 | $8,500,000 | -35.7% | 0.7% |
| First-Citizens Bank & Trust Company | $3,615,000 | $8,130,000 | 124.9% | 0.7% |
| BankSouth | $10,780,000 | $7,695,000 | -28.6% | 0.7% |
| First Option Mortgage, LLC | $6,670,000 | $7,695,000 | 15.4% | 0.7% |
| Mortgage Research Center, LLC | $8,185,000 | $7,655,000 | -6.5% | 0.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $7,585,000 | n/a | 0.7% | |
| Bank of America | $8,745,000 | $6,670,000 | -23.7% | 0.6% |
| Bank of Dudley | $6,505,000 | n/a | 0.6% | |
| NFM, INC. | $1,015,000 | $6,470,000 | 537.4% | 0.6% |
| BROKER SOLUTIONS, INC. | $4,780,000 | $6,380,000 | 33.5% | 0.6% |
| JPMorgan Chase Bank | $1,920,000 | $6,345,000 | 230.5% | 0.6% |
| NEWREZ LLC | $2,560,000 | $6,085,000 | 137.7% | 0.5% |
| 21ST MORTGAGE CORPORATION | $5,945,000 | $5,960,000 | 0.3% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $6,270,000 | $5,895,000 | -6.0% | 0.5% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $3,175,000 | $5,690,000 | 79.2% | 0.5% |
| LOANDEPOT.COM, LLC | $5,100,000 | $5,520,000 | 8.2% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,205,000 | $5,400,000 | 68.5% | 0.5% |
| ORIX REAL ESTATE CAPITAL, LLC | $5,205,000 | n/a | 0.5% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,960,000 | $5,095,000 | 72.1% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $7,155,000 | $4,875,000 | -31.9% | 0.4% |
| U.S. Bank | $5,460,000 | $4,835,000 | -11.4% | 0.4% |
| GUILD MORTGAGE COMPANY | $1,140,000 | $4,570,000 | 300.9% | 0.4% |
| HOMESIDE FINANCIAL, LLC | $980,000 | $4,425,000 | 351.5% | 0.4% |
| Wells Fargo Bank | $5,040,000 | $4,375,000 | -13.2% | 0.4% |
| Bank of England | $22,725,000 | $4,195,000 | -81.5% | 0.4% |
| Presidential Bank, FSB | $970,000 | $4,150,000 | 327.8% | 0.4% |
| DEEPHAVEN MORTGAGE LLC | $205,000 | $4,070,000 | 1,885.4% | 0.4% |
| Citizens Bank | $675,000 | $3,835,000 | 468.1% | 0.3% |
| USAA Federal Savings Bank | $1,880,000 | $3,820,000 | 103.2% | 0.3% |
| Plains Commerce Bank | $2,870,000 | $3,715,000 | 29.4% | 0.3% |
| GEORGIA'S OWN | $70,000 | $3,645,000 | 5,107.1% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $1,290,000 | $3,555,000 | 175.6% | 0.3% |
| Flagstar Bank, FSB | $2,080,000 | $3,540,000 | 70.2% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,880,000 | $3,265,000 | 73.7% | 0.3% |
| Discover Bank | $1,955,000 | $3,145,000 | 60.9% | 0.3% |
| GENEVA FINANCIAL, LLC | $1,800,000 | $2,975,000 | 65.3% | 0.3% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $645,000 | $2,885,000 | 347.3% | 0.3% |
| South State Bank | $5,345,000 | $2,880,000 | -46.1% | 0.3% |
| NEW DAY FINANCIAL, LLC | $1,305,000 | $2,830,000 | 116.9% | 0.2% |
| Renasant Bank | $2,630,000 | $2,800,000 | 6.5% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $2,785,000 | n/a | 0.2% | |
| NBKC BANK | $275,000 | $2,770,000 | 907.3% | 0.2% |
| Prosperity Home Mortgage, LLC | $3,295,000 | $2,750,000 | -16.5% | 0.2% |
| ACOPIA, LLC | $2,015,000 | $2,650,000 | 31.5% | 0.2% |
| Cornerstone First Mortgage, Inc | $735,000 | $2,500,000 | 240.1% | 0.2% |
| Bank OZK | $545,000 | $2,495,000 | 357.8% | 0.2% |
| Equity Prime Mortgage LLC | $1,155,000 | $2,480,000 | 114.7% | 0.2% |
| Morgan Stanley Private Bank | $6,665,000 | $2,475,000 | -62.9% | 0.2% |
| American Pride Bank | $1,370,000 | $2,420,000 | 76.6% | 0.2% |
| CANOPY MORTGAGE, LLC | $505,000 | $2,380,000 | 371.3% | 0.2% |
| UBS Bank USA | $445,000 | $2,375,000 | 433.7% | 0.2% |
| Stifel Bank and Trust | $155,000 | $2,165,000 | 1,296.8% | 0.2% |
| Guardian Bank | $2,145,000 | n/a | 0.2% | |
| The Huntington National Bank | $2,065,000 | n/a | 0.2% | |
| AMERISAVE MORTGAGE CORPORATION | $2,685,000 | $1,990,000 | -25.9% | 0.2% |
| DELTA COMMUNITY CREDIT UNION | $1,560,000 | $1,915,000 | 22.8% | 0.2% |
| Associated Credit Union | $1,395,000 | $1,900,000 | 36.2% | 0.2% |
| UNION HOME MORTGAGE CORP. | $460,000 | $1,860,000 | 304.3% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $1,200,000 | $1,810,000 | 50.8% | 0.2% |
| Carrington Mortgage Services, LLC | $1,255,000 | $1,710,000 | 36.3% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $2,980,000 | $1,670,000 | -44.0% | 0.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $265,000 | $1,655,000 | 524.5% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,455,000 | $1,595,000 | 9.6% | 0.1% |
| MILEND, INC. | $1,440,000 | $1,560,000 | 8.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $285,000 | $1,500,000 | 426.3% | 0.1% |
| Trustmark National Bank | $1,480,000 | n/a | 0.1% | |
| FIRST COLONY MORTGAGE CORPORATION | $1,420,000 | n/a | 0.1% | |
| PEACH STATE FEDERAL CREDIT UNION | $1,725,000 | $1,385,000 | -19.7% | 0.1% |
| Figure Lending LLC | $1,890,000 | $1,380,000 | -27.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $715,000 | $1,355,000 | 89.5% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $915,000 | $1,315,000 | 43.7% | 0.1% |
| Magnolia State Bank | $1,315,000 | n/a | 0.1% | |
| AgFirst Farm Credit Bank | $1,060,000 | $1,265,000 | 19.3% | 0.1% |
| Exchange Bank | $1,215,000 | n/a | 0.1% | |
| United Bank | $50,000 | $1,210,000 | 2,320.0% | 0.1% |
| AMWEST FUNDING CORP. | $595,000 | $1,165,000 | 95.8% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $350,000 | $1,120,000 | 220.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,590,000 | $1,115,000 | -80.1% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $1,570,000 | $1,085,000 | -30.9% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $530,000 | $1,075,000 | 102.8% | 0.1% |
| THE MORTGAGE FIRM, INC. | $1,050,000 | n/a | 0.1% | |
| EAGLE HOME MORTGAGE, LLC | $1,020,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $1,970,000 | $1,005,000 | -49.0% | 0.1% |
| NP, Inc. | $970,000 | n/a | 0.1% | |
| Pinnacle Bank | $175,000 | $955,000 | 445.7% | 0.1% |
| Ally Bank | $655,000 | $950,000 | 45.0% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $945,000 | n/a | 0.1% | |
| The Federal Savings Bank | $1,070,000 | $940,000 | -12.1% | 0.1% |
| First Federal Bank | $1,880,000 | $935,000 | -50.3% | 0.1% |
| AMERICAN FINANCING CORPORATION | $565,000 | $930,000 | 64.6% | 0.1% |
| Citadel Servicing Corporation | $525,000 | $920,000 | 75.2% | 0.1% |
| First National Bank of Pennsylvania | $2,590,000 | $875,000 | -66.2% | 0.1% |
| Nations Lending Corporation | $345,000 | $850,000 | 146.4% | 0.1% |
| General Mortgage Capital Corporation | $840,000 | n/a | 0.1% | |
| Security Federal Bank | $835,000 | n/a | 0.1% | |
| Charles Schwab Bank, SSB | $255,000 | $830,000 | 225.5% | 0.1% |
| SWBC MORTGAGE CORPORATION | $570,000 | $830,000 | 45.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $520,000 | $825,000 | 58.7% | 0.1% |
| Fifth Third Bank | $815,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $985,000 | $810,000 | -17.8% | 0.1% |
| Metro City Bank | $720,000 | $810,000 | 12.5% | 0.1% |
| CARDINAL FINANCIAL | $900,000 | $800,000 | -11.1% | 0.1% |
| F&M Bank | $550,000 | $795,000 | 44.5% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $790,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $785,000 | n/a | 0.1% | |
| BANK OF MADISON | $2,920,000 | $765,000 | -73.8% | 0.1% |
| REV FEDERAL CREDIT UNION | $765,000 | n/a | 0.1% | |
| STOCKTON MORTGAGE CORPORATION | $3,475,000 | $765,000 | -78.0% | 0.1% |
| AUGUSTA MORTGAGE CO. | $755,000 | n/a | 0.1% | |
| CAPITAL CENTER, L.L.C. | $735,000 | n/a | 0.1% | |
| DOMINION FINANCIAL SERVICES, LLC | $720,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $245,000 | $710,000 | 189.8% | 0.1% |
| PNC Bank | $1,340,000 | $710,000 | -47.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $460,000 | $705,000 | 53.3% | 0.1% |
| RADIUS FINANCIAL GROUP INC. | $705,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $1,000,000 | $700,000 | -30.0% | 0.1% |
| AHL FUNDING | $685,000 | n/a | 0.1% | |
| First Financial Bank | $685,000 | n/a | 0.1% | |
| Flint Community Bank | $195,000 | $655,000 | 235.9% | 0.1% |
| OceanFirst Bank | $655,000 | n/a | 0.1% | |
| CREDIT UNION FINANCIAL SERVICES, LLC | $355,000 | $650,000 | 83.1% | 0.1% |
| Wolfe Financial, Inc | $650,000 | n/a | 0.1% | |
| CMG MORTGAGE, INC. | $2,340,000 | $640,000 | -72.6% | 0.1% |
| SRP Federal Credit Union | $620,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $835,000 | $615,000 | -26.3% | 0.1% |
| EVANSVILLE TEACHERS | $595,000 | n/a | 0.1% | |
| SHELTER HOME MORTGAGE, LLC | $735,000 | $580,000 | -21.1% | 0.1% |
| Armed Forces Bank | $565,000 | n/a | 0.0% | |
| Citibank | $775,000 | $565,000 | -27.1% | 0.0% |
| Quontic Bank | $485,000 | $565,000 | 16.5% | 0.0% |
| Franklin Loan Corporation | $555,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $550,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $705,000 | $545,000 | -22.7% | 0.0% |
| The Bank of South Carolina | $535,000 | n/a | 0.0% | |
| CREDIT UNION OF GEORGIA | $110,000 | $530,000 | 381.8% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $520,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $1,245,000 | $520,000 | -58.2% | 0.0% |
| First Heritage Mortgage, LLC | $475,000 | $515,000 | 8.4% | 0.0% |
| Loan Simple, Inc. | $505,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $485,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $825,000 | $480,000 | -41.8% | 0.0% |
| First Community Bank | $475,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $475,000 | n/a | 0.0% | |
| Ixonia Bank | $465,000 | n/a | 0.0% | |
| Southern First Bank | $465,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $315,000 | $460,000 | 46.0% | 0.0% |
| CITIZENS EQUITY FIRST | $170,000 | $460,000 | 170.6% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $345,000 | $450,000 | 30.4% | 0.0% |
| IVY MORTGAGE, INC. | $445,000 | n/a | 0.0% | |
| Gulf Coast Bank and Trust Company | $435,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $1,125,000 | $430,000 | -61.8% | 0.0% |
| NMSI, INC. | $425,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $695,000 | $420,000 | -39.6% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $195,000 | $415,000 | 112.8% | 0.0% |
| Tyndall Federal Credit Union | $405,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $395,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $590,000 | $385,000 | -34.7% | 0.0% |
| Logan Finance Corporation | $380,000 | n/a | 0.0% | |
| American Security Mortgage Corp. | $375,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $145,000 | $375,000 | 158.6% | 0.0% |
| Leader Bank | $370,000 | n/a | 0.0% | |
| Aurora Financial, LLC | $365,000 | $365,000 | 0.0% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $245,000 | $365,000 | 49.0% | 0.0% |
| The Central Trust Bank | $590,000 | $365,000 | -38.1% | 0.0% |
| EASTMAN | $355,000 | n/a | 0.0% | |
| Georgia Community Bank | $355,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $355,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $355,000 | n/a | 0.0% | |
| LOANPAL, LLC | $350,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $350,000 | n/a | 0.0% | |
| APCO EMPLOYEES | $345,000 | n/a | 0.0% | |
| Farmers State Bank | $345,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $345,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $1,235,000 | $340,000 | -72.5% | 0.0% |
| First Savings Bank | $335,000 | n/a | 0.0% | |
| INB | $335,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $325,000 | n/a | 0.0% | |
| M&T Bank | $320,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $265,000 | $310,000 | 17.0% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $195,000 | $305,000 | 56.4% | 0.0% |
| Lakeview Community Capital, LLC | $125,000 | $305,000 | 144.0% | 0.0% |
| Northpointe Bank | $880,000 | $305,000 | -65.3% | 0.0% |
| UNITED MORTGAGE CORP | $305,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $305,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $550,000 | $295,000 | -46.4% | 0.0% |
| First National Bank of America | $295,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $65,000 | $285,000 | 338.5% | 0.0% |
| AMERICAN HOME MORTGAGE, INC. | $285,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $395,000 | $285,000 | -27.8% | 0.0% |
| Deere Employees Credit Union | $285,000 | n/a | 0.0% | |
| FirstBank | $565,000 | $285,000 | -49.6% | 0.0% |
| GMFS LLC | $1,400,000 | $285,000 | -79.6% | 0.0% |
| LGE COMMUNITY | $440,000 | $285,000 | -35.2% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $315,000 | $285,000 | -9.5% | 0.0% |
| Atlantic Coast Mortgage, LLC | $275,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $8,495,000 | $275,000 | -96.8% | 0.0% |
| Bell Bank | $255,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $255,000 | n/a | 0.0% | |
| UIF CORPORATION | $215,000 | $255,000 | 18.6% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $330,000 | $255,000 | -22.7% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $245,000 | n/a | 0.0% | |
| EMM LOANS LLC | $235,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $235,000 | n/a | 0.0% | |
| First Horizon Bank | $235,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $440,000 | $235,000 | -46.6% | 0.0% |
| Baxter Credit Union | $135,000 | $225,000 | 66.7% | 0.0% |
| First Citizens National Bank | $225,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $85,000 | $225,000 | 164.7% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $585,000 | $225,000 | -61.5% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $225,000 | n/a | 0.0% | |
| 1ST SIGNATURE LENDING, LLC | $650,000 | $215,000 | -66.9% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $915,000 | $215,000 | -76.5% | 0.0% |
| Merchants & Marine Bank | $215,000 | n/a | 0.0% | |
| Peach State Bank & Trust | $205,000 | $215,000 | 4.9% | 0.0% |
| Alcova Mortgage LLC | $440,000 | $205,000 | -53.4% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $360,000 | $205,000 | -43.1% | 0.0% |
| First Financial Bank | $205,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $125,000 | $205,000 | 64.0% | 0.0% |
| OCMBC, INC. | $930,000 | $205,000 | -78.0% | 0.0% |
| TOWER | $670,000 | $205,000 | -69.4% | 0.0% |
| UNITED PREMIER FUNDING, LLC | $205,000 | n/a | 0.0% | |
| Morris Bank | $195,000 | n/a | 0.0% | |
| SENTE MORTGAGE, INC. | $195,000 | n/a | 0.0% | |
| First Carolina Bank | $185,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $185,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $185,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $185,000 | n/a | 0.0% | |
| NexBank | $1,505,000 | $175,000 | -88.4% | 0.0% |
| SOUTH COAST BANK AND TRUST | $335,000 | $175,000 | -47.8% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $395,000 | $165,000 | -58.2% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $155,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $1,120,000 | $155,000 | -86.2% | 0.0% |
| The Citizens Bank of Georgia | $1,305,000 | $150,000 | -88.5% | 0.0% |
| HALLCO COMMUNITY CREDIT UNION | $145,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $145,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $125,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $1,090,000 | $125,000 | -88.5% | 0.0% |
| First Reliance Bank | $105,000 | n/a | 0.0% | |
| PeoplesSouth Bank | $105,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $280,000 | $105,000 | -62.5% | 0.0% |
| Commercial Banking Company | $220,000 | $95,000 | -56.8% | 0.0% |
| The Peoples Bank of Georgia | $75,000 | n/a | 0.0% | |
| The Piedmont Bank | $75,000 | n/a | 0.0% | |
| TENNESSEE VALLEY | $45,000 | n/a | 0.0% | |
| S. C. TELCO | $255,000 | $35,000 | -86.3% | 0.0% |
ATHENS - CLARKE COUNTY's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 6.0% market share. In second place, with 5.1%, is Synovus Bank, having originated $58,890,000 in loans. In third place, with 4.7%, is QUICKEN LOANS, LLC, having originated $54,270,000 in loans. In fourth place, with 4.5%, is Regions Bank, having originated $51,080,000 in loans. In fifth place, with 3.9%, is First American Bank and Trust Company, having originated $44,435,000 in loans.
ATHENS - CLARKE COUNTY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ATHENS - CLARKE COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $270,425 (12.8%) | $319,503 (12.1%) | 1.00 | 587 |
| 2018-02-01 | $282,475 (11.3%) | $325,511 (11.1%) | 1.03 | 649 |
| 2018-03-01 | $286,950 (9.8%) | $331,594 (12.9%) | 1.01 | 693 |
| 2018-04-01 | $293,925 (13.1%) | $349,659 (15.6%) | 1.00 | 712 |
| 2018-05-01 | $294,850 (7.7%) | $351,501 (14.4%) | 0.98 | 723 |
| 2018-06-01 | $294,500 (6.4%) | $354,021 (15.7%) | 0.98 | 735 |
| 2018-07-01 | $284,925 (2.3%) | $349,018 (11.9%) | 0.95 | 742 |
| 2018-08-01 | $276,500 (0.6%) | $342,146 (9.0%) | 0.93 | 744 |
| 2018-09-01 | $275,500 (2.3%) | $338,037 (9.8%) | 0.93 | 775 |
| 2018-10-01 | $270,368 (0.2%) | $325,702 (4.2%) | 0.92 | 773 |
| 2018-11-01 | $264,975 (-1.8%) | $322,156 (3.3%) | 0.90 | 750 |
| 2018-12-01 | $269,900 (0.0%) | $326,773 (3.0%) | 0.93 | 698 |
| 2019-01-01 | $280,480 (3.7%) | $333,195 (4.3%) | 0.97 | 641 |
| 2019-02-01 | $289,900 (2.6%) | $347,888 (6.9%) | 0.98 | 693 |
| 2019-03-01 | $295,814 (3.1%) | $354,862 (7.0%) | 0.97 | 684 |
| 2019-04-01 | $308,450 (4.9%) | $371,519 (6.3%) | 0.98 | 664 |
| 2019-05-01 | $315,200 (6.9%) | $376,581 (7.1%) | 0.99 | 653 |
| 2019-06-01 | $309,450 (5.1%) | $373,480 (5.5%) | 0.97 | 667 |
| 2019-07-01 | $298,500 (4.8%) | $368,217 (5.5%) | 0.93 | 669 |
| 2019-08-01 | $295,909 (7.0%) | $363,730 (6.3%) | 0.94 | 649 |
| 2019-09-01 | $292,023 (6.0%) | $360,741 (6.7%) | 0.93 | 635 |
| 2019-10-01 | $291,182 (7.7%) | $361,510 (11.0%) | 0.94 | 618 |
| 2019-11-01 | $298,154 (12.5%) | $377,867 (17.3%) | 0.98 | 576 |
| 2019-12-01 | $288,875 (7.0%) | $375,713 (15.0%) | 0.96 | 558 |
| 2020-01-01 | $287,000 (2.3%) | $381,826 (14.6%) | 0.96 | 506 |
| 2020-02-01 | $309,950 (6.9%) | $397,176 (14.2%) | 1.01 | 509 |
| 2020-03-01 | $314,871 (6.4%) | $406,368 (14.5%) | 0.99 | 537 |
| 2020-04-01 | $320,115 (3.8%) | $402,254 (8.3%) | 1.00 | 556 |
| 2020-05-01 | $324,500 (3.0%) | $407,465 (8.2%) | 0.99 | 537 |
| 2020-06-01 | $327,900 (6.0%) | $416,180 (11.4%) | 0.97 | 499 |
| 2020-07-01 | $314,675 (5.4%) | $404,156 (9.8%) | 0.91 | 506 |
| 2020-08-01 | $299,950 (1.4%) | $400,447 (10.1%) | 0.86 | 499 |
| 2020-09-01 | $312,750 (7.1%) | $399,032 (10.6%) | 0.90 | 443 |
| 2020-10-01 | $315,490 (8.4%) | $408,710 (13.1%) | 0.90 | 397 |
| 2020-11-01 | $320,763 (7.6%) | $412,131 (9.1%) | 0.94 | 363 |
| 2020-12-01 | $322,663 (11.7%) | $428,632 (14.1%) | 0.96 | 326 |
| 2021-01-01 | $325,000 (13.2%) | $432,831 (13.4%) | 0.97 | 283 |
| 2021-02-01 | $344,829 (11.3%) | $451,189 (13.6%) | 1.00 | 250 |
| 2021-03-01 | $366,750 (16.5%) | $449,826 (10.7%) | 1.04 | 232 |
| 2021-04-01 | $371,700 (16.1%) | $453,729 (12.8%) | 1.01 | 243 |
| 2021-05-01 | $369,450 (13.9%) | $469,137 (15.1%) | 0.98 | 245 |
| 2021-06-01 | $359,975 (9.8%) | $474,711 (14.1%) | 0.95 | 296 |
| 2021-07-01 | $368,750 (17.2%) | $474,014 (17.3%) | 0.97 | 347 |
| 2021-08-01 | $349,900 (16.7%) | $448,667 (12.0%) | 0.93 | 339 |
| 2021-09-01 | $349,900 (11.9%) | $447,954 (12.3%) | 0.93 | 329 |
| 2021-10-01 | $339,850 (7.7%) | $449,279 (9.9%) | 0.91 | 309 |
| 2021-11-01 | $348,000 (8.5%) | $478,984 (16.2%) | 0.93 | 257 |
| 2021-12-01 | $349,450 (8.3%) | $492,700 (15.0%) | 0.95 | 207 |
| 2022-01-01 | $362,450 (11.5%) | $516,679 (19.4%) | 0.98 | 177 |
| 2022-02-01 | $374,975 (8.7%) | $499,372 (10.7%) | 0.98 | 184 |
| 2022-03-01 | $394,250 (7.5%) | $513,171 (14.1%) | 0.99 | 186 |
| 2022-04-01 | $382,450 (2.9%) | $511,244 (12.7%) | 0.91 | 214 |
| 2022-05-01 | $359,925 (-2.6%) | $508,516 (8.4%) | 0.82 | 252 |
| 2022-06-01 | $359,950 (0.0%) | $512,289 (7.9%) | 0.80 | 305 |
| 2022-07-01 | $383,900 (4.1%) | $501,358 (5.8%) | 0.86 | 404 |
| 2022-08-01 | $380,925 (8.9%) | $506,538 (12.9%) | 0.88 | 440 |
| 2022-09-01 | $385,800 (10.3%) | $507,161 (13.2%) | 0.90 | 448 |
| 2022-10-01 | $392,500 (15.5%) | $525,320 (16.9%) | 0.92 | 431 |
| 2022-11-01 | $393,175 (13.0%) | $533,482 (11.4%) | 0.95 | 414 |
| 2022-12-01 | $399,999 (14.5%) | $537,623 (9.1%) | 0.99 | 407 |
| 2023-01-01 | $413,450 (14.1%) | $551,266 (6.7%) | 1.02 | 358 |
| 2023-02-01 | $399,925 (6.7%) | $541,381 (8.4%) | 0.97 | 360 |
| 2023-03-01 | $399,800 (1.4%) | $547,367 (6.7%) | 0.94 | 354 |
| 2023-04-01 | $399,900 (4.6%) | $535,713 (4.8%) | 0.93 | 346 |
| 2023-05-01 | $406,950 (13.1%) | $543,849 (7.0%) | 0.92 | 364 |
| 2023-06-01 | $423,500 (17.7%) | $556,856 (8.7%) | 0.95 | 433 |
| 2023-07-01 | $417,450 (8.7%) | $574,548 (14.6%) | 0.95 | 408 |
| 2023-08-01 | $437,445 (14.8%) | $588,386 (16.2%) | 1.00 | 410 |
| 2023-09-01 | $449,900 (16.6%) | $585,012 (15.4%) | 1.05 | 439 |
| 2023-10-01 | $461,000 (17.5%) | $573,288 (9.1%) | 1.08 | 440 |
| 2023-11-01 | $431,667 (9.8%) | $562,076 (5.4%) | 1.03 | 454 |
| 2023-12-01 | $467,000 (16.8%) | $571,371 (6.3%) | 1.14 | 435 |
| 2024-01-01 | $441,750 (6.8%) | $543,134 (-1.5%) | 1.08 | 428 |
| 2024-02-01 | $448,750 (12.2%) | $548,985 (1.4%) | 1.08 | 419 |
| 2024-03-01 | $475,000 (18.8%) | $568,783 (3.9%) | 1.12 | 467 |
| 2024-04-01 | $480,000 (20.0%) | $598,261 (11.7%) | 1.12 | 483 |
| 2024-05-01 | $492,000 (20.9%) | $617,371 (13.5%) | 1.12 | 486 |
| 2024-06-01 | $475,000 (12.2%) | $612,392 (10.0%) | 1.08 | 519 |
| 2024-07-01 | $459,000 (10.0%) | $603,132 (5.0%) | 1.05 | 594 |
| 2024-08-01 | $429,000 (-1.9%) | $585,910 (-0.4%) | 1.00 | 609 |
| 2024-09-01 | $429,975 (-4.4%) | $590,868 (1.0%) | 1.01 | 621 |
| 2024-10-01 | $449,750 (-2.4%) | $591,196 (3.1%) | 1.06 | 641 |
| 2024-11-01 | $450,000 (4.3%) | $590,178 (5.0%) | 1.08 | 616 |
| 2024-12-01 | $454,000 (-2.8%) | $591,955 (3.6%) | 1.13 | 556 |
| 2025-01-01 | $458,488 (3.8%) | $594,572 (9.5%) | 1.14 | 530 |
| 2025-02-01 | $462,000 (3.0%) | $587,118 (7.0%) | 1.12 | 536 |
| 2025-03-01 | $480,450 (1.2%) | $600,393 (5.6%) | 0.00 | 585 |
ATHENS - CLARKE COUNTY's median listing price for 2025-03-01 was $480,450, a difference of
$5,450
(1.2%) versus the prior year and
$18,450 versus the prior month.
ATHENS - CLARKE COUNTY's median listing price comes in at 0% of the national average.
ATHENS - CLARKE COUNTY's average listing price for 2025-03-01 was $600,393, a difference of $31,610 (5.6%) versus the prior year and $13,275 versus the prior month.
For the 2025-03-01 period, ATHENS - CLARKE COUNTY had 585 MLS listings, a difference of 49 listings (9%) versus the prior month and 118 listings (25%) versus the prior year.
ATHENS - CLARKE COUNTY's median listing price comes in at 0% of the national average.
ATHENS - CLARKE COUNTY's average listing price for 2025-03-01 was $600,393, a difference of $31,610 (5.6%) versus the prior year and $13,275 versus the prior month.
For the 2025-03-01 period, ATHENS - CLARKE COUNTY had 585 MLS listings, a difference of 49 listings (9%) versus the prior month and 118 listings (25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ATHENS - CLARKE COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 90 days | 2,392 sqft |
| 2018-02-01 | 60 days | 2,474 sqft |
| 2018-03-01 | 40 days | 2,450 sqft |
| 2018-04-01 | 52 days | 2,454 sqft |
| 2018-05-01 | 54 days | 2,410 sqft |
| 2018-06-01 | 53 days | 2,400 sqft |
| 2018-07-01 | 59 days | 2,378 sqft |
| 2018-08-01 | 63 days | 2,326 sqft |
| 2018-09-01 | 64 days | 2,300 sqft |
| 2018-10-01 | 74 days | 2,278 sqft |
| 2018-11-01 | 79 days | 2,244 sqft |
| 2018-12-01 | 88 days | 2,280 sqft |
| 2019-01-01 | 93 days | 2,332 sqft |
| 2019-02-01 | 70 days | 2,394 sqft |
| 2019-03-01 | 59 days | 2,468 sqft |
| 2019-04-01 | 61 days | 2,583 sqft |
| 2019-05-01 | 58 days | 2,568 sqft |
| 2019-06-01 | 59 days | 2,572 sqft |
| 2019-07-01 | 63 days | 2,551 sqft |
| 2019-08-01 | 66 days | 2,500 sqft |
| 2019-09-01 | 70 days | 2,477 sqft |
| 2019-10-01 | 72 days | 2,459 sqft |
| 2019-11-01 | 75 days | 2,424 sqft |
| 2019-12-01 | 90 days | 2,408 sqft |
| 2020-01-01 | 84 days | 2,411 sqft |
| 2020-02-01 | 54 days | 2,474 sqft |
| 2020-03-01 | 54 days | 2,461 sqft |
| 2020-04-01 | 60 days | 2,393 sqft |
| 2020-05-01 | 66 days | 2,405 sqft |
| 2020-06-01 | 63 days | 2,396 sqft |
| 2020-07-01 | 51 days | 2,376 sqft |
| 2020-08-01 | 50 days | 2,298 sqft |
| 2020-09-01 | 56 days | 2,273 sqft |
| 2020-10-01 | 61 days | 2,220 sqft |
| 2020-11-01 | 62 days | 2,228 sqft |
| 2020-12-01 | 68 days | 2,216 sqft |
| 2021-01-01 | 64 days | 2,200 sqft |
| 2021-02-01 | 59 days | 2,219 sqft |
| 2021-03-01 | 43 days | 2,249 sqft |
| 2021-04-01 | 32 days | 2,245 sqft |
| 2021-05-01 | 36 days | 2,114 sqft |
| 2021-06-01 | 35 days | 2,110 sqft |
| 2021-07-01 | 37 days | 2,064 sqft |
| 2021-08-01 | 41 days | 1,965 sqft |
| 2021-09-01 | 46 days | 2,022 sqft |
| 2021-10-01 | 53 days | 1,939 sqft |
| 2021-11-01 | 55 days | 2,081 sqft |
| 2021-12-01 | 59 days | 1,971 sqft |
| 2022-01-01 | 43 days | 2,150 sqft |
| 2022-02-01 | 35 days | 2,112 sqft |
| 2022-03-01 | 32 days | 2,123 sqft |
| 2022-04-01 | 28 days | 2,100 sqft |
| 2022-05-01 | 29 days | 2,121 sqft |
| 2022-06-01 | 29 days | 2,132 sqft |
| 2022-07-01 | 32 days | 2,200 sqft |
| 2022-08-01 | 45 days | 2,095 sqft |
| 2022-09-01 | 52 days | 2,177 sqft |
| 2022-10-01 | 55 days | 2,221 sqft |
| 2022-11-01 | 65 days | 2,205 sqft |
| 2022-12-01 | 78 days | 2,218 sqft |
| 2023-01-01 | 77 days | 2,250 sqft |
| 2023-02-01 | 70 days | 2,250 sqft |
| 2023-03-01 | 53 days | 2,239 sqft |
| 2023-04-01 | 40 days | 2,227 sqft |
| 2023-05-01 | 41 days | 2,236 sqft |
| 2023-06-01 | 37 days | 2,306 sqft |
| 2023-07-01 | 50 days | 2,306 sqft |
| 2023-08-01 | 53 days | 2,322 sqft |
| 2023-09-01 | 57 days | 2,341 sqft |
| 2023-10-01 | 61 days | 2,360 sqft |
| 2023-11-01 | 59 days | 2,273 sqft |
| 2023-12-01 | 59 days | 2,291 sqft |
| 2024-01-01 | 60 days | 2,272 sqft |
| 2024-02-01 | 57 days | 2,269 sqft |
| 2024-03-01 | 52 days | 2,362 sqft |
| 2024-04-01 | 52 days | 2,320 sqft |
| 2024-05-01 | 48 days | 2,250 sqft |
| 2024-06-01 | 52 days | 2,250 sqft |
| 2024-07-01 | 49 days | 2,217 sqft |
| 2024-08-01 | 58 days | 2,204 sqft |
| 2024-09-01 | 60 days | 2,222 sqft |
| 2024-10-01 | 61 days | 2,232 sqft |
| 2024-11-01 | 69 days | 2,216 sqft |
| 2024-12-01 | 77 days | 2,170 sqft |
| 2025-01-01 | 80 days | 2,170 sqft |
| 2025-02-01 | 70 days | 2,170 sqft |
| 2025-03-01 | 0 days | 2,170 sqft |
ATHENS - CLARKE COUNTY's median listing age (time on market) for 2025-03-01 was 0 days.
This
is -100%
shorter
than the same period one year ago.
ATHENS - CLARKE COUNTY's median square footage for active listings during the 2025-03-01 period was 2,170 sqft. One year prior, the average listing was 2,362 sqft.
ATHENS - CLARKE COUNTY's median square footage for active listings during the 2025-03-01 period was 2,170 sqft. One year prior, the average listing was 2,362 sqft.
ATHENS-CLARKE COUNTY, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,987 | $740,825,000 | $372,836 |
| Refi | 489 | $202,995,000 | $415,123 |
| Cash Out Refi | 480 | $112,240,000 | $233,833 |
| Other | 429 | $53,375,000 | $124,417 |
| Home Improvement | 335 | $34,565,000 | $103,179 |
Athens - Clarke County's most frequently cited loan purpose was Home Purchase, with 1,987 originations. The 2nd most popular reason was Refi, with 489 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,418 | $466,620,000 | $329,069 |
| Over 8% | 675 | $105,565,000 | $156,393 |
| 7-8% | 667 | $232,615,000 | $348,748 |
| 5-6% | 478 | $211,530,000 | $442,531 |
| 4-5% | 27 | $8,265,000 | $306,111 |
| <2.5% | 20 | $220,000 | $11,000 |
| 3-4% | 3 | $3,535,000 | $1,178,333 |
| 2.5-3% | 3 | $895,000 | $298,333 |
During 2024, Athens - Clarke County's most frequently originated rate bucket was 6-7%, with 1,418 originations.
Loan Sizing (ATHENS-CLARKE COUNTY, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,621 | $462,845,000 | $285,531 |
| $100k-200k | 762 | $112,410,000 | $147,520 |
| $100,000 or less | 669 | $38,025,000 | $56,839 |
| $400k-600k | 421 | $200,495,000 | $476,235 |
| $600k-1000k | 191 | $139,825,000 | $732,068 |
| $Over $1MM | 56 | $190,400,000 | $3,400,000 |
ATHENS - CLARKE COUNTY's loan sizing saw the bucket of loans from $200k-400k with 1,621 originations, totaling $462,845,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,111 | $399,355,000 | $359,455 |
| 60-80% | 851 | $349,845,000 | $411,099 |
| Under 20% | 511 | $35,665,000 | $69,795 |
| 20-40% | 458 | $71,840,000 | $156,856 |
| 40-60% | 350 | $106,720,000 | $304,914 |
| Over 100% | 37 | $60,295,000 | $1,629,595 |
ATHENS - CLARKE COUNTY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,111 originations, totaling $399,355,000 in origination value.