ATHENS - CLARKE COUNTY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Athens - Clarke County averaged
7.1%
for the week of 2023-11-30, compared to the national average of
7.22% for the same period.
The average rate for the prior week (2023-11-22) was
7.07% and
one month ago for the week of 2023-10-26, the
average rate was 7.37%.
Athens - Clarke County's average rate one year ago was 6.46%.
For refis of the same type during the week of 2023-11-30, the average rate
was 6.93%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-11-30 | 7.22% |
| Athens - Clarke County 30 Year Fixed Rate | 2023-11-30 | 7.1% |
| Athens - Clarke County 30 Year Fixed Rate Refi | 2023-11-30 | 6.93% |
| Athens - Clarke County 15 Year Fixed Rate | 2023-11-30 | 5.75% |
| Athens - Clarke County 15 Year Fixed Rate Refi | 2023-11-30 | 5.02% |
| Athens - Clarke County 30 Year FHA | 2023-11-30 | 6.54% |
| Athens - Clarke County 30 Year FHA Refi | 2023-11-30 | 7.05% |
| Athens - Clarke County 30 Year USDA | 2023-11-30 | 6.8% |
| Athens - Clarke County 30 Year USDA Refi | 2023-11-30 | 7% |
| Athens - Clarke County 30 Year VA | 2023-11-30 | 6.19% |
| Athens - Clarke County 30 Year VA Refi | 2023-11-30 | 6.57% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ATHENS-CLARKE COUNTY, GA.
ATHENS - CLARKE COUNTY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ATHENS-CLARKE COUNTY, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ATHENS - CLARKE COUNTY Average Closing Costs & Other Stats
ATHENS-CLARKE COUNTY, GA's 204 lenders originated 4,701
loans during 2022. The total origination value was $1,338,545,000, with an average loan value of
$284,736.
ATHENS - CLARKE COUNTY's average closing costs are $5,046.
The top ATHENS - CLARKE COUNTY lender as defined by loan originations is QUICKEN LOANS, LLC, with
162 loans originated. Their average total fees are
$6,841, which is $1,362
higher than the next largest lender,
Regions Bank.
The lowest fee ATHENS - CLARKE COUNTY lenders (with over 10 loans originated) are
EVERETT FINANCIAL, INC. ($2,802), JPMorgan Chase Bank ($3,610), ROBINS FINANCIAL ($4,331), Flagstar Bank, FSB ($4,373) and NAVY FEDERAL CREDIT UNION ($4,388).
The lowest rate ATHENS - CLARKE COUNTY lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (3.59%), GEORGIA UNITED (4.32%), Flagstar Bank, FSB (4.35%), Bank of America (4.37%) and NAVY FEDERAL CREDIT UNION (4.39%).
ATHENS-CLARKE COUNTY, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Synovus Bank | $110,055,000 | $112,780,000 | 2.5% | 8.4% |
| QUICKEN LOANS, LLC | $150,495,000 | $69,445,000 | -53.9% | 5.2% |
| Regions Bank | $82,865,000 | $67,565,000 | -18.5% | 5.0% |
| First American Bank and Trust Company | $138,640,000 | $62,110,000 | -55.2% | 4.6% |
| Bank of England | $80,645,000 | $48,450,000 | -39.9% | 3.6% |
| GUARANTEED RATE, INC. | $64,270,000 | $45,060,000 | -29.9% | 3.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $59,290,000 | $41,625,000 | -29.8% | 3.1% |
| Ameris Bank | $73,355,000 | $39,085,000 | -46.7% | 2.9% |
| Oconee State Bank | $46,655,000 | $39,070,000 | -16.3% | 2.9% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $70,190,000 | $35,910,000 | -48.8% | 2.7% |
| The Commercial Bank | $23,540,000 | $31,925,000 | 35.6% | 2.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $48,450,000 | $31,780,000 | -34.4% | 2.4% |
| EVERETT FINANCIAL, INC. | $7,195,000 | $30,860,000 | 328.9% | 2.3% |
| Pinnacle Bank | $14,950,000 | $30,435,000 | 103.6% | 2.3% |
| HOMESTAR FINANCIAL CORPORATION | $58,620,000 | $29,300,000 | -50.0% | 2.2% |
| Truist | $30,580,000 | $27,235,000 | -10.9% | 2.0% |
| Colony Bank | $4,395,000 | $25,080,000 | 470.6% | 1.9% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $22,165,000 | n/a | 1.7% | |
| Magnolia Bank | $34,720,000 | $20,375,000 | -41.3% | 1.5% |
| MOVEMENT MORTGAGE, LLC | $63,325,000 | $19,990,000 | -68.4% | 1.5% |
| United Community Bank | $28,105,000 | $17,345,000 | -38.3% | 1.3% |
| KeyBank | $55,570,000 | $16,240,000 | -70.8% | 1.2% |
| Pinnacle Bank | $14,950,000 | $15,550,000 | 4.0% | 1.2% |
| Wells Fargo Bank | $32,860,000 | $15,255,000 | -53.6% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $27,720,000 | $13,495,000 | -51.3% | 1.0% |
| GEORGIA UNITED | $18,140,000 | $11,955,000 | -34.1% | 0.9% |
| Capital City Home Loans, LLC | $19,795,000 | $11,695,000 | -40.9% | 0.9% |
| BankSouth | $6,080,000 | $11,465,000 | 88.6% | 0.9% |
| NexBank | $6,810,000 | $10,555,000 | 55.0% | 0.8% |
| Bank of America | $14,310,000 | $10,310,000 | -28.0% | 0.8% |
| LOANDEPOT.COM, LLC | $23,695,000 | $10,045,000 | -57.6% | 0.8% |
| Mortgage Research Center, LLC | $11,240,000 | $9,970,000 | -11.3% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $13,845,000 | $9,325,000 | -32.6% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $21,045,000 | $9,300,000 | -55.8% | 0.7% |
| South State Bank | $14,825,000 | $9,065,000 | -38.9% | 0.7% |
| ROBINS FINANCIAL | $6,535,000 | $8,930,000 | 36.6% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $34,965,000 | $8,010,000 | -77.1% | 0.6% |
| First Federal Bank | $14,680,000 | $7,580,000 | -48.4% | 0.6% |
| LIMA ONE CAPITAL, LLC | $3,115,000 | $7,240,000 | 132.4% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $18,035,000 | $6,585,000 | -63.5% | 0.5% |
| First-Citizens Bank & Trust Company | $10,420,000 | $6,230,000 | -40.2% | 0.5% |
| CIVIC FINANCIAL SERVICES, LLC | $270,000 | $6,195,000 | 2,194.4% | 0.5% |
| Grandbridge Real Estate Capital LLC | $6,190,000 | n/a | 0.5% | |
| JPMorgan Chase Bank | $12,840,000 | $5,845,000 | -54.5% | 0.4% |
| 21ST MORTGAGE CORPORATION | $4,740,000 | $5,690,000 | 20.0% | 0.4% |
| Flagstar Bank, FSB | $7,440,000 | $5,435,000 | -26.9% | 0.4% |
| BETTER MORTGAGE CORPORATION | $29,475,000 | $5,380,000 | -81.7% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $17,680,000 | $5,225,000 | -70.4% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $5,310,000 | $5,180,000 | -2.4% | 0.4% |
| ANGEL OAK HOME LOANS LLC | $3,225,000 | $5,150,000 | 59.7% | 0.4% |
| Morgan Stanley Private Bank | $2,820,000 | $4,900,000 | 73.8% | 0.4% |
| First Option Mortgage, LLC | $2,040,000 | $4,490,000 | 120.1% | 0.3% |
| BROKER SOLUTIONS, INC. | $9,330,000 | $4,245,000 | -54.5% | 0.3% |
| First National Bank of Griffin | $2,060,000 | $4,200,000 | 103.9% | 0.3% |
| PNC Bank | $3,375,000 | $4,180,000 | 23.9% | 0.3% |
| Ally Bank | $3,005,000 | $4,005,000 | 33.3% | 0.3% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $12,960,000 | $3,855,000 | -70.3% | 0.3% |
| First Horizon Bank | $3,835,000 | $3,840,000 | 0.1% | 0.3% |
| Bank OZK | $3,760,000 | $3,815,000 | 1.5% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,145,000 | $3,800,000 | 20.8% | 0.3% |
| Renasant Bank | $3,255,000 | $3,575,000 | 9.8% | 0.3% |
| CALIBER HOME LOANS, INC. | $9,285,000 | $3,530,000 | -62.0% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $8,290,000 | $3,530,000 | -57.4% | 0.3% |
| NEWREZ LLC | $11,015,000 | $3,315,000 | -69.9% | 0.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $3,135,000 | $3,120,000 | -0.5% | 0.2% |
| HOME POINT FINANCIAL CORPORATION | $11,525,000 | $2,850,000 | -75.3% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $3,195,000 | $2,845,000 | -11.0% | 0.2% |
| Nations Lending Corporation | $2,935,000 | $2,510,000 | -14.5% | 0.2% |
| Georgia Banking Company | $3,345,000 | $2,450,000 | -26.8% | 0.2% |
| Northpointe Bank | $3,760,000 | $2,425,000 | -35.5% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,805,000 | $2,420,000 | 34.1% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $500,000 | $2,345,000 | 369.0% | 0.2% |
| PEACH STATE FEDERAL CREDIT UNION | $2,200,000 | $2,315,000 | 5.2% | 0.2% |
| DELTA COMMUNITY CREDIT UNION | $2,525,000 | $2,300,000 | -8.9% | 0.2% |
| Carrington Mortgage Services, LLC | $4,285,000 | $2,275,000 | -46.9% | 0.2% |
| U.S. Bank | $5,420,000 | $2,145,000 | -60.4% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $9,240,000 | $2,115,000 | -77.1% | 0.2% |
| SPRING EQ, LLC | $335,000 | $2,090,000 | 523.9% | 0.2% |
| GENEVA FINANCIAL, LLC | $105,000 | $2,035,000 | 1,838.1% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $760,000 | $1,995,000 | 162.5% | 0.1% |
| Prosperity Home Mortgage, LLC | $3,905,000 | $1,980,000 | -49.3% | 0.1% |
| US MORTGAGE CORPORATION | $1,470,000 | $1,950,000 | 32.7% | 0.1% |
| Discover Bank | $685,000 | $1,925,000 | 181.0% | 0.1% |
| MILEND, INC. | $5,340,000 | $1,920,000 | -64.0% | 0.1% |
| BancorpSouth Bank | $330,000 | $1,890,000 | 472.7% | 0.1% |
| AMWEST FUNDING CORP. | $520,000 | $1,865,000 | 258.7% | 0.1% |
| USAA Federal Savings Bank | $7,500,000 | $1,845,000 | -75.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $930,000 | $1,800,000 | 93.5% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,510,000 | $1,765,000 | -29.7% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $1,745,000 | $1,710,000 | -2.0% | 0.1% |
| Charles Schwab Bank, SSB | $655,000 | $1,705,000 | 160.3% | 0.1% |
| ACOPIA, LLC | $15,540,000 | $1,685,000 | -89.2% | 0.1% |
| CRESCENT MORTGAGE COMPANY | $555,000 | $1,685,000 | 203.6% | 0.1% |
| PLANET HOME LENDING, LLC | $2,225,000 | $1,660,000 | -25.4% | 0.1% |
| NEW DAY FINANCIAL, LLC | $3,115,000 | $1,655,000 | -46.9% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $430,000 | $1,615,000 | 275.6% | 0.1% |
| TJC Mortgage, Inc. | $975,000 | $1,615,000 | 65.6% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $5,505,000 | $1,560,000 | -71.7% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,095,000 | $1,555,000 | 42.0% | 0.1% |
| FBC MORTGAGE, LLC | $1,280,000 | $1,545,000 | 20.7% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,745,000 | $1,500,000 | -45.4% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,755,000 | $1,470,000 | -16.2% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $345,000 | $1,440,000 | 317.4% | 0.1% |
| FirstBank | $1,990,000 | $1,440,000 | -27.6% | 0.1% |
| UBS Bank USA | $700,000 | $1,410,000 | 101.4% | 0.1% |
| GEORGIA'S OWN | $1,825,000 | $1,385,000 | -24.1% | 0.1% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $145,000 | $1,340,000 | 824.1% | 0.1% |
| QUANTUM NATIONAL BANK | $245,000 | $1,305,000 | 432.7% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $225,000 | $1,300,000 | 477.8% | 0.1% |
| AmeriHome Mortgage Company, LLC | $2,215,000 | $1,290,000 | -41.8% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $3,715,000 | $1,255,000 | -66.2% | 0.1% |
| First Guaranty Mortgage Corporation | $4,235,000 | $1,250,000 | -70.5% | 0.1% |
| CMG MORTGAGE, INC. | $2,305,000 | $1,240,000 | -46.2% | 0.1% |
| Commerce Home Mortgage, Inc. | $705,000 | $1,215,000 | 72.3% | 0.1% |
| Equity Prime Mortgage LLC | $5,595,000 | $1,210,000 | -78.4% | 0.1% |
| PHH Mortgage Corporation | $1,500,000 | $1,210,000 | -19.3% | 0.1% |
| Figure Lending LLC | $730,000 | $1,195,000 | 63.7% | 0.1% |
| Citizens Bank | $4,045,000 | $1,185,000 | -70.7% | 0.1% |
| SHELTER HOME MORTGAGE, LLC | $3,885,000 | $1,180,000 | -69.6% | 0.1% |
| United Bank | $400,000 | $1,145,000 | 186.3% | 0.1% |
| ATLANTA POSTAL | $1,670,000 | $1,140,000 | -31.7% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $2,435,000 | $1,130,000 | -53.6% | 0.1% |
| Citadel Servicing Corporation | $1,110,000 | n/a | 0.1% | |
| AgFirst Farm Credit Bank | $4,495,000 | $1,040,000 | -76.9% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $2,885,000 | $1,025,000 | -64.5% | 0.1% |
| F&M Bank | $1,745,000 | $1,005,000 | -42.4% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,230,000 | $1,005,000 | -76.2% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $2,045,000 | $1,005,000 | -50.9% | 0.1% |
| Chicago Mortgage Solutions LLC | $2,545,000 | $1,000,000 | -60.7% | 0.1% |
| Armed Forces Bank | $995,000 | n/a | 0.1% | |
| Mortgage Assurance Inc. | $3,310,000 | $960,000 | -71.0% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $545,000 | $930,000 | 70.6% | 0.1% |
| AMERICAN ADVISORS GROUP | $535,000 | $925,000 | 72.9% | 0.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $1,740,000 | $915,000 | -47.4% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $2,420,000 | $905,000 | -62.6% | 0.1% |
| Goldman Sachs Bank USA | $3,035,000 | $875,000 | -71.2% | 0.1% |
| Lakeview Community Capital, LLC | $1,730,000 | $840,000 | -51.4% | 0.1% |
| M&T Bank | $525,000 | $825,000 | 57.1% | 0.1% |
| ALLEGACY FEDERAL CREDIT UNION | $105,000 | $820,000 | 681.0% | 0.1% |
| Southeastern Bank | $375,000 | $815,000 | 117.3% | 0.1% |
| Metro City Bank | $135,000 | $795,000 | 488.9% | 0.1% |
| ALLIANT CREDIT UNION | $505,000 | $790,000 | 56.4% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $125,000 | $785,000 | 528.0% | 0.1% |
| Thomasville National Bank | $125,000 | $785,000 | 528.0% | 0.1% |
| Patriot Bank | $775,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $460,000 | $775,000 | 68.5% | 0.1% |
| The Federal Savings Bank | $2,665,000 | $755,000 | -71.7% | 0.1% |
| DAS Acquisition Company, LLC | $980,000 | $735,000 | -25.0% | 0.1% |
| GMFS LLC | $650,000 | $730,000 | 12.3% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $185,000 | $720,000 | 289.2% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $1,365,000 | $710,000 | -48.0% | 0.1% |
| STATE EMPLOYEES' | $715,000 | $700,000 | -2.1% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $690,000 | n/a | 0.1% | |
| Gateway First Bank | $560,000 | $660,000 | 17.9% | 0.0% |
| GUILD MORTGAGE COMPANY | $760,000 | $650,000 | -14.5% | 0.0% |
| Southern First Bank | $2,005,000 | $630,000 | -68.6% | 0.0% |
| OPEN MORTGAGE, LLC | $595,000 | n/a | 0.0% | |
| Progress Bank and Trust | $590,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $1,285,000 | $585,000 | -54.5% | 0.0% |
| THRIVENT Federal Credit Union | $580,000 | n/a | 0.0% | |
| Fifth Third Bank | $2,335,000 | $570,000 | -75.6% | 0.0% |
| Alcova Mortgage LLC | $1,085,000 | $555,000 | -48.8% | 0.0% |
| SunMark Community Bank | $955,000 | $555,000 | -41.9% | 0.0% |
| TOWNE MORTGAGE COMPANY | $645,000 | $545,000 | -15.5% | 0.0% |
| First State Bank of Blakely, Inc. | $85,000 | $540,000 | 535.3% | 0.0% |
| S. C. TELCO | $255,000 | $535,000 | 109.8% | 0.0% |
| UNION HOME MORTGAGE CORP. | $740,000 | $535,000 | -27.7% | 0.0% |
| EMBRACE HOME LOANS, INC. | $175,000 | $530,000 | 202.9% | 0.0% |
| Citibank | $105,000 | $525,000 | 400.0% | 0.0% |
| Atlantic Union Bank | $510,000 | n/a | 0.0% | |
| NBKC BANK | $1,365,000 | $510,000 | -62.6% | 0.0% |
| PrimeSouth Bank | $505,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $500,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $500,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $495,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $255,000 | $490,000 | 92.2% | 0.0% |
| CLEARPATH LENDING | $495,000 | $490,000 | -1.0% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $135,000 | $490,000 | 263.0% | 0.0% |
| SOFI LENDING CORP. | $1,145,000 | $490,000 | -57.2% | 0.0% |
| Bethpage Federal Credit Union | $475,000 | n/a | 0.0% | |
| Axos Bank | $640,000 | $470,000 | -26.6% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $340,000 | $460,000 | 35.3% | 0.0% |
| Morris Bank | $85,000 | $460,000 | 441.2% | 0.0% |
| Assurance Financial Group, L.L.C. | $1,015,000 | $455,000 | -55.2% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $195,000 | $450,000 | 130.8% | 0.0% |
| LOANPAL, LLC | $135,000 | $450,000 | 233.3% | 0.0% |
| First Heritage Mortgage, LLC | $275,000 | $425,000 | 54.5% | 0.0% |
| Grow Financial Federal Credit Union | $425,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $265,000 | $425,000 | 60.4% | 0.0% |
| A&D Mortgage LLC | $595,000 | $415,000 | -30.3% | 0.0% |
| Exchange Bank | $1,105,000 | $415,000 | -62.4% | 0.0% |
| First Internet Bank of Indiana | $390,000 | $415,000 | 6.4% | 0.0% |
| THE ANDERSON FINANCIAL GROUP, INC. | $510,000 | $415,000 | -18.6% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $505,000 | $405,000 | -19.8% | 0.0% |
| APCO EMPLOYEES | $395,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $310,000 | $390,000 | 25.8% | 0.0% |
| Truliant Federal Credit Union | $390,000 | n/a | 0.0% | |
| Credence Funding Corporation | $385,000 | n/a | 0.0% | |
| Towne Bank | $385,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $1,090,000 | $385,000 | -64.7% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $375,000 | n/a | 0.0% | |
| CREDIT UNION OF GEORGIA | $395,000 | $375,000 | -5.1% | 0.0% |
| Flint Community Bank | $1,000,000 | $370,000 | -63.0% | 0.0% |
| North American Savings Bank, F.S.B. | $755,000 | $370,000 | -51.0% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $635,000 | $370,000 | -41.7% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $365,000 | n/a | 0.0% | |
| First Savings Bank | $365,000 | n/a | 0.0% | |
| Georgia Community Bank | $665,000 | $365,000 | -45.1% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $660,000 | $360,000 | -45.5% | 0.0% |
| First Financial Bank | $355,000 | n/a | 0.0% | |
| ADVANCIAL | $525,000 | $345,000 | -34.3% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $415,000 | $340,000 | -18.1% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $460,000 | $335,000 | -27.2% | 0.0% |
| CERTAINTY HOME LOANS, LLC | $1,140,000 | $335,000 | -70.6% | 0.0% |
| JAMES B. NUTTER & COMPANY | $335,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $800,000 | $330,000 | -58.8% | 0.0% |
| AMERICAN HOME MORTGAGE, INC. | $640,000 | $325,000 | -49.2% | 0.0% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $325,000 | n/a | 0.0% | |
| TENNESSEE VALLEY | $325,000 | n/a | 0.0% | |
| Arvest Bank | $340,000 | $320,000 | -5.9% | 0.0% |
| FAIR WAY LENDING LLC | $315,000 | n/a | 0.0% | |
| The Huntington National Bank | $175,000 | $315,000 | 80.0% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,795,000 | $305,000 | -83.0% | 0.0% |
| Waterstone Mortgage Corporation | $240,000 | $290,000 | 20.8% | 0.0% |
| DATA MORTGAGE, INC. | $285,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $285,000 | n/a | 0.0% | |
| VICTORY MORTGAGE, L.L.C. | $285,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $275,000 | n/a | 0.0% | |
| SANCTUARY HOME MORTGAGE LLC | $275,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $115,000 | $270,000 | 134.8% | 0.0% |
| MICHIGAN MUTUAL, INC. | $270,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $165,000 | $265,000 | 60.6% | 0.0% |
| Princeton Mortgage Corporation | $265,000 | n/a | 0.0% | |
| UNITED PREMIER FUNDING, LLC | $265,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $2,505,000 | $260,000 | -89.6% | 0.0% |
| LGE COMMUNITY | $350,000 | $255,000 | -27.1% | 0.0% |
| S1L, Inc. | $265,000 | $255,000 | -3.8% | 0.0% |
| Quontic Bank | $245,000 | n/a | 0.0% | |
| Security Federal Bank | $245,000 | n/a | 0.0% | |
| Service Federal Credit Union | $245,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $235,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $235,000 | n/a | 0.0% | |
| Community First National Bank | $235,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $235,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $235,000 | n/a | 0.0% | |
| GUARANTY MORTGAGE SERVICES, L.L.C. | $340,000 | $235,000 | -30.9% | 0.0% |
| MORIA DEVELOPMENT, INC. | $320,000 | $235,000 | -26.6% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $235,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $2,870,000 | $235,000 | -91.8% | 0.0% |
| The Piedmont Bank | $535,000 | $225,000 | -57.9% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $970,000 | $215,000 | -77.8% | 0.0% |
| Republic Bank & Trust Company | $215,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $215,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $205,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $825,000 | $205,000 | -75.2% | 0.0% |
| LENDINGONE, LLC | $505,000 | $205,000 | -59.4% | 0.0% |
| BELEM SERVICING LLC | $195,000 | n/a | 0.0% | |
| First Bank | $195,000 | n/a | 0.0% | |
| Gate City Bank | $195,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $835,000 | $195,000 | -76.6% | 0.0% |
| 212 LOANS, LLC. | $190,000 | n/a | 0.0% | |
| HALLCO COMMUNITY CREDIT UNION | $215,000 | $190,000 | -11.6% | 0.0% |
| POWERCO | $465,000 | $190,000 | -59.1% | 0.0% |
| BAY EQUITY LLC | $1,375,000 | $185,000 | -86.5% | 0.0% |
| USAlliance Federal Credit Union | $35,000 | $185,000 | 428.6% | 0.0% |
| First Home Bank | $530,000 | $175,000 | -67.0% | 0.0% |
| First National Bank of Pennsylvania | $475,000 | $175,000 | -63.2% | 0.0% |
| LEGEND LENDING CORPORATION | $175,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $320,000 | $175,000 | -45.3% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $1,130,000 | $175,000 | -84.5% | 0.0% |
| RESIDENTIAL BANCORP. | $175,000 | n/a | 0.0% | |
| The Dart Bank | $175,000 | n/a | 0.0% | |
| IVY MORTGAGE, INC. | $165,000 | $165,000 | 0.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $1,210,000 | $165,000 | -86.4% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $230,000 | $160,000 | -30.4% | 0.0% |
| Bryant Bank | $155,000 | n/a | 0.0% | |
| Capital City Bank | $105,000 | $155,000 | 47.6% | 0.0% |
| EMM LOANS LLC | $500,000 | $155,000 | -69.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $220,000 | $155,000 | -29.5% | 0.0% |
| ZILLOW HOME LOANS, LLC | $3,450,000 | $155,000 | -95.5% | 0.0% |
| 1st National Bank | $145,000 | n/a | 0.0% | |
| Commercial Banking Company | $85,000 | $145,000 | 70.6% | 0.0% |
| Signature Federal Credit Union | $145,000 | n/a | 0.0% | |
| Associated Credit Union | $520,000 | $135,000 | -74.0% | 0.0% |
| Goldwater Bank, N.A. | $1,495,000 | $135,000 | -91.0% | 0.0% |
| Platinum Home Mortgage Corporation | $460,000 | $135,000 | -70.7% | 0.0% |
| THRIVE MORTGAGE, LLC | $115,000 | n/a | 0.0% | |
| CREDIT UNION FINANCIAL SERVICES, LLC | $240,000 | $105,000 | -56.3% | 0.0% |
| FIRST TECHNOLOGY | $105,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $105,000 | n/a | 0.0% | |
| First Bank | $95,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $85,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $290,000 | $85,000 | -70.7% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $265,000 | $75,000 | -71.7% | 0.0% |
| Clearview Federal Credit Union | $65,000 | n/a | 0.0% | |
| The Central Trust Bank | $335,000 | $65,000 | -80.6% | 0.0% |
| ON Q FINANCIAL, INC. | $925,000 | $55,000 | -94.1% | 0.0% |
| Baxter Credit Union | $1,105,000 | $45,000 | -95.9% | 0.0% |
| State Department Federal Credit Union | $35,000 | n/a | 0.0% |
ATHENS - CLARKE COUNTY's top lender by overall market share is Synovus Bank, with 8.4% market share. In second place, with 5.2%, is QUICKEN LOANS, LLC, having originated $69,445,000 in loans. In third place, with 5.0%, is Regions Bank, having originated $67,565,000 in loans. In fourth place, with 4.6%, is First American Bank and Trust Company, having originated $62,110,000 in loans. In fifth place, with 3.6%, is Bank of England, having originated $48,450,000 in loans.
ATHENS - CLARKE COUNTY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - ATHENS - CLARKE COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $270,425 (12.7%) | $319,503 (12.1%) | 1.00 | 587 |
| 2018-02-01 | $282,475 (11.3%) | $325,511 (11.2%) | 1.03 | 649 |
| 2018-03-01 | $286,950 (9.7%) | $331,594 (12.9%) | 1.01 | 693 |
| 2018-04-01 | $293,925 (13.1%) | $349,659 (15.6%) | 1.00 | 712 |
| 2018-05-01 | $294,850 (7.5%) | $351,501 (14.4%) | 0.98 | 723 |
| 2018-06-01 | $294,500 (6.3%) | $354,021 (15.7%) | 0.98 | 735 |
| 2018-07-01 | $284,925 (2.3%) | $349,018 (11.9%) | 0.95 | 742 |
| 2018-08-01 | $276,500 (0.3%) | $342,146 (9.0%) | 0.93 | 744 |
| 2018-09-01 | $276,000 (2.5%) | $338,037 (9.8%) | 0.93 | 775 |
| 2018-10-01 | $272,425 (0.9%) | $326,050 (4.3%) | 0.92 | 775 |
| 2018-11-01 | $266,000 (-1.4%) | $322,466 (3.3%) | 0.90 | 752 |
| 2018-12-01 | $272,948 (1.1%) | $327,118 (3.1%) | 0.94 | 700 |
| 2019-01-01 | $282,450 (4.5%) | $333,540 (4.4%) | 0.98 | 643 |
| 2019-02-01 | $289,900 (2.6%) | $348,048 (6.9%) | 0.98 | 696 |
| 2019-03-01 | $296,093 (3.2%) | $354,919 (7.0%) | 0.97 | 688 |
| 2019-04-01 | $308,475 (5.0%) | $371,683 (6.3%) | 0.98 | 667 |
| 2019-05-01 | $315,825 (7.1%) | $376,832 (7.2%) | 0.99 | 655 |
| 2019-06-01 | $309,900 (5.2%) | $373,629 (5.5%) | 0.97 | 668 |
| 2019-07-01 | $298,625 (4.8%) | $368,369 (5.5%) | 0.93 | 670 |
| 2019-08-01 | $295,909 (7.0%) | $363,801 (6.3%) | 0.94 | 649 |
| 2019-09-01 | $292,023 (5.8%) | $360,676 (6.7%) | 0.93 | 635 |
| 2019-10-01 | $291,182 (6.9%) | $361,440 (10.9%) | 0.94 | 618 |
| 2019-11-01 | $298,154 (12.1%) | $377,867 (17.2%) | 0.98 | 576 |
| 2019-12-01 | $288,625 (5.7%) | $375,314 (14.7%) | 0.96 | 558 |
| 2020-01-01 | $287,000 (1.6%) | $380,924 (14.2%) | 0.96 | 506 |
| 2020-02-01 | $309,700 (6.8%) | $396,242 (13.9%) | 1.02 | 509 |
| 2020-03-01 | $314,123 (6.1%) | $406,081 (14.4%) | 0.98 | 536 |
| 2020-04-01 | $319,375 (3.5%) | $401,954 (8.1%) | 1.00 | 555 |
| 2020-05-01 | $324,000 (2.6%) | $407,164 (8.1%) | 0.98 | 536 |
| 2020-06-01 | $327,575 (5.7%) | $415,880 (11.3%) | 0.97 | 498 |
| 2020-07-01 | $314,450 (5.3%) | $403,842 (9.6%) | 0.91 | 505 |
| 2020-08-01 | $299,900 (1.4%) | $400,122 (10.0%) | 0.86 | 498 |
| 2020-09-01 | $309,950 (6.1%) | $398,206 (10.4%) | 0.89 | 441 |
| 2020-10-01 | $314,995 (8.2%) | $407,331 (12.7%) | 0.90 | 393 |
| 2020-11-01 | $319,500 (7.2%) | $410,946 (8.8%) | 0.93 | 360 |
| 2020-12-01 | $322,450 (11.7%) | $427,723 (14.0%) | 0.96 | 324 |
| 2021-01-01 | $324,240 (13.0%) | $432,554 (13.6%) | 0.97 | 281 |
| 2021-02-01 | $344,829 (11.3%) | $451,189 (13.9%) | 1.00 | 250 |
| 2021-03-01 | $366,750 (16.8%) | $449,826 (10.8%) | 1.04 | 232 |
| 2021-04-01 | $371,700 (16.4%) | $453,729 (12.9%) | 1.01 | 243 |
| 2021-05-01 | $369,450 (14.0%) | $469,137 (15.2%) | 0.98 | 245 |
| 2021-06-01 | $359,975 (9.9%) | $474,711 (14.2%) | 0.95 | 296 |
| 2021-07-01 | $368,750 (17.3%) | $474,014 (17.4%) | 0.97 | 347 |
| 2021-08-01 | $349,900 (16.7%) | $448,667 (12.1%) | 0.93 | 339 |
| 2021-09-01 | $349,900 (12.9%) | $448,735 (12.7%) | 0.93 | 329 |
| 2021-10-01 | $339,900 (7.9%) | $450,094 (10.5%) | 0.91 | 308 |
| 2021-11-01 | $349,000 (9.2%) | $481,441 (17.2%) | 0.93 | 257 |
| 2021-12-01 | $350,000 (8.5%) | $495,732 (15.9%) | 0.95 | 207 |
| 2022-01-01 | $365,000 (12.6%) | $518,308 (19.8%) | 0.99 | 178 |
| 2022-02-01 | $374,975 (8.7%) | $499,372 (10.7%) | 0.98 | 184 |
| 2022-03-01 | $394,250 (7.5%) | $513,171 (14.1%) | 0.99 | 186 |
| 2022-04-01 | $384,900 (3.6%) | $511,014 (12.6%) | 0.92 | 214 |
| 2022-05-01 | $359,950 (-2.6%) | $508,311 (8.4%) | 0.82 | 253 |
| 2022-06-01 | $359,975 (0.0%) | $512,178 (7.9%) | 0.80 | 306 |
| 2022-07-01 | $383,900 (4.1%) | $501,358 (5.8%) | 0.86 | 404 |
| 2022-08-01 | $380,925 (8.9%) | $506,538 (12.9%) | 0.88 | 440 |
| 2022-09-01 | $385,800 (10.3%) | $507,161 (13.0%) | 0.90 | 448 |
| 2022-10-01 | $392,500 (15.5%) | $525,320 (16.7%) | 0.92 | 430 |
| 2022-11-01 | $393,175 (12.7%) | $533,482 (10.8%) | 0.95 | 414 |
| 2022-12-01 | $399,999 (14.3%) | $537,623 (8.5%) | 0.99 | 408 |
| 2023-01-01 | $413,450 (13.3%) | $551,266 (6.4%) | 1.03 | 358 |
| 2023-02-01 | $399,925 (6.7%) | $541,381 (8.4%) | 0.97 | 360 |
| 2023-03-01 | $398,350 (1.0%) | $546,712 (6.5%) | 0.94 | 356 |
| 2023-04-01 | $399,900 (3.9%) | $535,028 (4.7%) | 0.93 | 353 |
| 2023-05-01 | $406,448 (12.9%) | $542,364 (6.7%) | 0.92 | 369 |
| 2023-06-01 | $423,368 (17.6%) | $556,563 (8.7%) | 0.95 | 436 |
| 2023-07-01 | $423,283 (10.3%) | $574,540 (14.6%) | 0.96 | 409 |
| 2023-08-01 | $435,440 (14.3%) | $587,658 (16.0%) | 1.00 | 411 |
| 2023-09-01 | $449,900 (16.6%) | $585,012 (15.4%) | 1.05 | 439 |
| 2023-10-01 | $461,000 (17.5%) | $573,288 (9.1%) | 1.08 | 440 |
| 2023-11-01 | $431,667 (9.8%) | $562,076 (5.4%) | 1.03 | 454 |
ATHENS - CLARKE COUNTY's median listing price for 2023-11-01 was $431,667, a difference of
$38,492
(9.8%) versus the prior year and
$-29,333 versus the prior month.
ATHENS - CLARKE COUNTY's median listing price comes in at 103% of the national average.
ATHENS - CLARKE COUNTY's average listing price for 2023-11-01 was $562,076, a difference of $28,594 (5.4%) versus the prior year and $-11,212 versus the prior month.
For the 2023-11-01 period, ATHENS - CLARKE COUNTY had 454 MLS listings, a difference of 14 listings (3%) versus the prior month and 40 listings (10%) versus the prior year.
ATHENS - CLARKE COUNTY's median listing price comes in at 103% of the national average.
ATHENS - CLARKE COUNTY's average listing price for 2023-11-01 was $562,076, a difference of $28,594 (5.4%) versus the prior year and $-11,212 versus the prior month.
For the 2023-11-01 period, ATHENS - CLARKE COUNTY had 454 MLS listings, a difference of 14 listings (3%) versus the prior month and 40 listings (10%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - ATHENS - CLARKE COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 90 days | 2,392 sqft |
| 2018-02-01 | 60 days | 2,474 sqft |
| 2018-03-01 | 40 days | 2,444 sqft |
| 2018-04-01 | 52 days | 2,455 sqft |
| 2018-05-01 | 54 days | 2,410 sqft |
| 2018-06-01 | 53 days | 2,400 sqft |
| 2018-07-01 | 59 days | 2,378 sqft |
| 2018-08-01 | 63 days | 2,315 sqft |
| 2018-09-01 | 64 days | 2,300 sqft |
| 2018-10-01 | 74 days | 2,267 sqft |
| 2018-11-01 | 79 days | 2,242 sqft |
| 2018-12-01 | 88 days | 2,280 sqft |
| 2019-01-01 | 93 days | 2,328 sqft |
| 2019-02-01 | 70 days | 2,395 sqft |
| 2019-03-01 | 59 days | 2,464 sqft |
| 2019-04-01 | 61 days | 2,578 sqft |
| 2019-05-01 | 58 days | 2,566 sqft |
| 2019-06-01 | 59 days | 2,574 sqft |
| 2019-07-01 | 63 days | 2,535 sqft |
| 2019-08-01 | 66 days | 2,499 sqft |
| 2019-09-01 | 69 days | 2,477 sqft |
| 2019-10-01 | 72 days | 2,462 sqft |
| 2019-11-01 | 75 days | 2,446 sqft |
| 2019-12-01 | 90 days | 2,410 sqft |
| 2020-01-01 | 84 days | 2,409 sqft |
| 2020-02-01 | 54 days | 2,464 sqft |
| 2020-03-01 | 54 days | 2,462 sqft |
| 2020-04-01 | 60 days | 2,385 sqft |
| 2020-05-01 | 66 days | 2,405 sqft |
| 2020-06-01 | 63 days | 2,398 sqft |
| 2020-07-01 | 51 days | 2,373 sqft |
| 2020-08-01 | 50 days | 2,300 sqft |
| 2020-09-01 | 56 days | 2,262 sqft |
| 2020-10-01 | 61 days | 2,220 sqft |
| 2020-11-01 | 62 days | 2,217 sqft |
| 2020-12-01 | 67 days | 2,198 sqft |
| 2021-01-01 | 64 days | 2,189 sqft |
| 2021-02-01 | 59 days | 2,223 sqft |
| 2021-03-01 | 43 days | 2,248 sqft |
| 2021-04-01 | 32 days | 2,216 sqft |
| 2021-05-01 | 36 days | 2,099 sqft |
| 2021-06-01 | 35 days | 2,091 sqft |
| 2021-07-01 | 37 days | 2,052 sqft |
| 2021-08-01 | 41 days | 1,949 sqft |
| 2021-09-01 | 46 days | 2,019 sqft |
| 2021-10-01 | 53 days | 1,938 sqft |
| 2021-11-01 | 55 days | 2,076 sqft |
| 2021-12-01 | 59 days | 1,953 sqft |
| 2022-01-01 | 43 days | 2,150 sqft |
| 2022-02-01 | 35 days | 2,109 sqft |
| 2022-03-01 | 32 days | 2,124 sqft |
| 2022-04-01 | 28 days | 2,108 sqft |
| 2022-05-01 | 29 days | 2,119 sqft |
| 2022-06-01 | 30 days | 2,143 sqft |
| 2022-07-01 | 32 days | 2,200 sqft |
| 2022-08-01 | 45 days | 2,112 sqft |
| 2022-09-01 | 52 days | 2,181 sqft |
| 2022-10-01 | 55 days | 2,218 sqft |
| 2022-11-01 | 65 days | 2,200 sqft |
| 2022-12-01 | 78 days | 2,218 sqft |
| 2023-01-01 | 77 days | 2,250 sqft |
| 2023-02-01 | 70 days | 2,250 sqft |
| 2023-03-01 | 53 days | 2,245 sqft |
| 2023-04-01 | 40 days | 2,238 sqft |
| 2023-05-01 | 41 days | 2,240 sqft |
| 2023-06-01 | 37 days | 2,310 sqft |
| 2023-07-01 | 50 days | 2,314 sqft |
| 2023-08-01 | 53 days | 2,331 sqft |
| 2023-09-01 | 57 days | 2,338 sqft |
| 2023-10-01 | 61 days | 2,360 sqft |
| 2023-11-01 | 59 days | 2,258 sqft |
ATHENS - CLARKE COUNTY's median listing age (time on market) for 2023-11-01 was 59 days.
This
is -10%
shorter
than the same period one year ago.
ATHENS - CLARKE COUNTY's median square footage for active listings during the 2023-11-01 period was 2,258 sqft. One year prior, the average listing was 2,200 sqft.
ATHENS - CLARKE COUNTY's median square footage for active listings during the 2023-11-01 period was 2,258 sqft. One year prior, the average listing was 2,200 sqft.
ATHENS-CLARKE COUNTY, GA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 30530 | Athens-Clarke County, GA | $700 | $740 | $850 | $1,140 | $1,330 |
| 30565 | Athens-Clarke County, GA | $660 | $700 | $810 | $1,080 | $1,270 |
| 30601 | Athens-Clarke County, GA | $710 | $760 | $870 | $1,160 | $1,360 |
| 30602 | Athens-Clarke County, GA | $740 | $780 | $900 | $1,210 | $1,410 |
| 30603 | Athens-Clarke County, GA | $740 | $780 | $900 | $1,210 | $1,410 |
| 30604 | Athens-Clarke County, GA | $740 | $780 | $900 | $1,210 | $1,410 |
| 30605 | Athens-Clarke County, GA | $740 | $780 | $900 | $1,210 | $1,410 |
| 30606 | Athens-Clarke County, GA | $790 | $840 | $970 | $1,300 | $1,520 |
| 30607 | Athens-Clarke County, GA | $710 | $760 | $870 | $1,160 | $1,360 |
| 30608 | Athens-Clarke County, GA | $740 | $780 | $900 | $1,210 | $1,410 |
| 30609 | Athens-Clarke County, GA | $740 | $780 | $900 | $1,210 | $1,410 |
| 30619 | Athens-Clarke County, GA | $820 | $870 | $1,000 | $1,340 | $1,570 |
| 30621 | Athens-Clarke County, GA | $750 | $790 | $930 | $1,230 | $1,490 |
| 30622 | Athens-Clarke County, GA | $900 | $960 | $1,100 | $1,470 | $1,720 |
| 30624 | Athens-Clarke County, GA | $600 | $630 | $740 | $1,000 | $1,160 |
| 30627 | Athens-Clarke County, GA | $600 | $630 | $740 | $1,000 | $1,160 |
| 30628 | Athens-Clarke County, GA | $640 | $680 | $780 | $1,040 | $1,220 |
| 30629 | Athens-Clarke County, GA | $660 | $700 | $800 | $1,070 | $1,250 |
| 30630 | Athens-Clarke County, GA | $600 | $630 | $740 | $1,000 | $1,160 |
| 30633 | Athens-Clarke County, GA | $600 | $630 | $740 | $1,000 | $1,160 |
| 30638 | Athens-Clarke County, GA | $820 | $870 | $1,000 | $1,340 | $1,570 |
| 30645 | Athens-Clarke County, GA | $820 | $870 | $1,000 | $1,340 | $1,570 |
| 30646 | Athens-Clarke County, GA | $670 | $710 | $820 | $1,100 | $1,290 |
| 30647 | Athens-Clarke County, GA | $630 | $670 | $770 | $1,030 | $1,210 |
| 30648 | Athens-Clarke County, GA | $600 | $630 | $740 | $1,000 | $1,160 |
| 30660 | Athens-Clarke County, GA | $640 | $680 | $780 | $1,040 | $1,220 |
| 30662 | Athens-Clarke County, GA | $600 | $630 | $740 | $1,000 | $1,160 |
| 30666 | Athens-Clarke County, GA | $930 | $960 | $1,090 | $1,370 | $1,660 |
| 30667 | Athens-Clarke County, GA | $660 | $700 | $810 | $1,080 | $1,260 |
| 30669 | Athens-Clarke County, GA | $660 | $700 | $810 | $1,080 | $1,270 |
| 30677 | Athens-Clarke County, GA | $810 | $860 | $990 | $1,330 | $1,550 |
| 30680 | Athens-Clarke County, GA | $900 | $920 | $1,050 | $1,300 | $1,590 |
| 30683 | Athens-Clarke County, GA | $740 | $780 | $900 | $1,210 | $1,410 |
2022 Average & Median Rent Data Statistics
ATHENS-CLARKE COUNTY, GA average 1BR rent: $757, median: $760
ATHENS-CLARKE COUNTY, GA average 2BR rent: $874, median: $870
ATHENS-CLARKE COUNTY, GA average 3BR rent: $1,166, median: $1,160
ATHENS-CLARKE COUNTY, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,312 | $764,830,000 | $330,809 |
| Cash Out Refi | 950 | $246,640,000 | $259,621 |
| Refi | 676 | $228,910,000 | $338,624 |
| Other | 423 | $57,565,000 | $136,087 |
| Home Improvement | 340 | $40,600,000 | $119,412 |
Athens - Clarke County's most frequently cited loan purpose was Home Purchase, with 2,312 originations. The 2nd most popular reason was Cash Out Refi, with 950 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 1,119 | $345,815,000 | $309,039 |
| 3-4% | 1,070 | $309,820,000 | $289,551 |
| 5-6% | 1,034 | $266,260,000 | $257,505 |
| 6-7% | 502 | $113,010,000 | $225,120 |
| 2.5-3% | 245 | $93,225,000 | $380,510 |
| 7-8% | 187 | $46,385,000 | $248,048 |
| Over 8% | 120 | $14,140,000 | $117,833 |
| <2.5% | 102 | $21,660,000 | $212,353 |
During 2022, Athens - Clarke County's most frequently originated rate bucket was 4-5%, with 1,119 originations.
Loan Sizing (ATHENS-CLARKE COUNTY, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,902 | $527,750,000 | $277,471 |
| $100k-200k | 1,345 | $202,235,000 | $150,361 |
| $100,000 or less | 726 | $42,040,000 | $57,906 |
| $400k-600k | 453 | $217,105,000 | $479,260 |
| $600k-1000k | 194 | $139,800,000 | $720,619 |
| $Over $1MM | 81 | $209,615,000 | $2,587,840 |
ATHENS - CLARKE COUNTY's loan sizing saw the bucket of loans from $200k-400k with 1,902 originations, totaling $527,750,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,453 | $468,535,000 | $322,460 |
| 60-80% | 1,287 | $432,785,000 | $336,274 |
| 40-60% | 604 | $187,130,000 | $309,818 |
| 20-40% | 529 | $75,765,000 | $143,223 |
| Under 20% | 455 | $27,455,000 | $60,341 |
| Over 100% | 42 | $16,710,000 | $397,857 |
ATHENS - CLARKE COUNTY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,453 originations, totaling $468,535,000 in origination value.