ATHENS - CLARKE COUNTY Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Athens - Clarke County averaged 6.75% for the week of 2022-11-23, compared to the national average of 6.58% for the same period.

The average rate for the prior week (2022-11-17) was 6.88% and one month ago for the week of 2022-10-20, the average rate was 7.31%.

Athens - Clarke County's average rate one year ago was 3.49%.

For refis of the same type during the week of 2022-11-23, the average rate was 6.89%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-11-23 6.58%
Athens - Clarke County 30 Year Fixed Rate 2022-11-23 6.75%
Athens - Clarke County 30 Year Fixed Rate Refi 2022-11-23 6.89%
Athens - Clarke County 15 Year Fixed Rate 2022-11-23 6.33%
Athens - Clarke County 15 Year Fixed Rate Refi 2022-11-23 5.93%
Athens - Clarke County 30 Year FHA 2022-11-23 0.01%
Athens - Clarke County 30 Year FHA Refi 2022-11-23 0.03%
Athens - Clarke County 30 Year USDA 2022-11-23 0.23%
Athens - Clarke County 30 Year USDA Refi 2022-11-23 -0.51%
Athens - Clarke County 30 Year VA 2022-11-23 0.22%
Athens - Clarke County 30 Year VA Refi 2022-11-23 -0.29%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ATHENS-CLARKE COUNTY, GA.

ATHENS - CLARKE COUNTY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ATHENS-CLARKE COUNTY, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
QUICKEN LOANS, LLC 361 3.07% $4,915
First American Bank and Trust Company 270 2.88% $3,606
Regions Bank 226 2.93% $5,144
Bank of England 194 3.07% $3,953
MOVEMENT MORTGAGE, LLC 191 3.14% $3,735
BANKSOUTH MORTGAGE COMPANY, LLC 169 3.08% $5,071
GUARANTEED RATE, INC. 169 3.13% $4,602
Synovus Bank 139 3.03% $5,460
Ameris Bank 139 3.09% $4,106
HOMESTAR FINANCIAL CORPORATION 130 3.19% $3,596
UNITED WHOLESALE MORTGAGE, LLC 130 3.02% $4,854
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 116 3.08% $3,639
Magnolia Bank 110 2.92% $6,730
Wells Fargo Bank 80 3.11% $3,219
BETTER MORTGAGE CORPORATION 63 2.87% $3,621
Truist 56 2.98% $3,444
LOANDEPOT.COM, LLC 55 3.03% $4,791
AMERISAVE MORTGAGE CORPORATION 54 2.95% $4,090
Capital City Home Loans, LLC 49 3.18% $4,153
GEORGIA UNITED 48 3.11% $4,603
PRIMELENDING, A PLAINSCAPITAL COMPANY 46 3.24% $3,781
First Federal Bank 39 3.09% $5,974
SOUTHEAST MORTGAGE OF GEORGIA, INC. 34 3.55% $6,184
Mr. Cooper ( Nationstar Mortgage ) 31 3.36% $5,170
JPMorgan Chase Bank 30 3.09% $2,594
PENNYMAC LOAN SERVICES, LLC 29 3.20% $5,066
BROKER SOLUTIONS, INC. 27 3.14% $4,443
NexBank 25 2.93% $3,572
HOME POINT FINANCIAL CORPORATION 24 3.01% $4,532
South State Bank 23 3.18% $5,679
ACOPIA, LLC 22 3.14% $4,719
EVERETT FINANCIAL, INC. 22 3.40% $2,467
Flagstar Bank, FSB 20 3.37% $4,429
NEWREZ LLC 20 3.23% $4,066
Bank of America 20 2.89% $3,379
NAVY FEDERAL CREDIT UNION 18 3.41% $3,233
AMERICAN FINANCIAL NETWORK, INC. 18 3.31% $9,491
FREEDOM MORTGAGE CORPORATION 17 3.30% $2,924
United Community Bank 17 3.25% $3,718
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 16 3.04% $3,973
PRIMARY RESIDENTIAL MORTGAGE, INC. 16 3.27% $6,120
CALIBER HOME LOANS, INC. 15 3.11% $4,349
HOMESIDE FINANCIAL, LLC 14 3.11% $4,253
First-Citizens Bank & Trust Company 13 3.11% $3,266
MILEND, INC. 13 3.18% $5,452
Colony Bank 13 3.01% $3,275
SHELTER HOME MORTGAGE, LLC 11 3.17% $4,676
Prosperity Home Mortgage, LLC 11 3.34% $4,437
Citizens Bank 11 2.91% $4,868
ZILLOW HOME LOANS, LLC 10 3.19% $3,968
STOCKTON MORTGAGE CORPORATION 10 3.29% $41,881
InterContinental Capital Group, Inc 10 3.35% $4,459
CROSSCOUNTRY MORTGAGE, LLC 10 3.25% $4,824
ANGEL OAK HOME LOANS LLC 10 3.58% $5,462
Fifth Third Bank 10 2.96% $3,486
Northpointe Bank 9 3.23% $4,345
Mortgage Assurance Inc. 9 3.03% $3,777
SUCCESS MORTGAGE PARTNERS, INC. 9 3.14% $5,029
STEARNS LENDING, LLC 9 2.85% $3,767
PROVIDENT FUNDING ASSOCIATES, L.P. 9 2.75% $2,872
VANDERBILT MORTGAGE AND FINANCE, INC. 9 3.28% $4,878
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 8 3.30% $3,202
Carrington Mortgage Services, LLC 8 4.00% $5,005
U.S. Bank 8 3.47% $4,191
CALCON MUTUAL MORTGAGE LLC 8 2.84% $3,233
Equity Prime Mortgage LLC 7 3.38% $6,735
PNC Bank 7 3.05% $3,831
Ally Bank 7 3.00% $4,646
ROBINS FINANCIAL 7 3.30% $3,715
HOMEOWNERS FINANCIAL GROUP USA, LLC 7 3.32% $5,208
AmeriHome Mortgage Company, LLC 6 3.31% $2,904
Nations Lending Corporation 6 3.06% $6,532
CMG MORTGAGE, INC. 6 3.14% $6,377
PEACH STATE FEDERAL CREDIT UNION 6 3.13% $3,033
AgFirst Farm Credit Bank 6 3.02% $7,872
FIRST COMMUNITY MORTGAGE, INC. 6 3.13% $3,876
First Horizon Bank 6 3.33% $4,175
AMERICAN FINANCING CORPORATION 6 3.10% $3,950
First Option Mortgage, LLC 6 4.29% $4,344
Mortgage Research Center, LLC 6 2.75% $2,515
Wyndham Capital Mortgage, Inc. 5 3.30% $1,710
FINANCE OF AMERICA MORTGAGE LLC 5 3.28% $3,651
GEORGIA'S OWN 5 3.48% $4,738
Chicago Mortgage Solutions LLC 5 2.82% $2,063
ATLANTA POSTAL 5 3.40% $3,088
BAY EQUITY LLC 5 2.98% $5,001
Assurance Financial Group, L.L.C. 5 3.12% $3,703
CHURCHILL MORTGAGE CORPORATION 5 3.33% $3,718
MUTUAL OF OMAHA MORTGAGE, INC. 4 3.22% $5,254
Alcova Mortgage LLC 4 3.22% $4,273
Goldwater Bank, N.A. 4 3.19% $5,475
DAS Acquisition Company, LLC 4 3.78% $5,151
Renasant Bank 4 3.38% $3,779
LAKEVIEW LOAN SERVICING, LLC 4 3.25% $3,693
Cadence Bank, N.A. 4 3.13% $4,343
FBC MORTGAGE, LLC 4 3.03% $3,670
PENTAGON FEDERAL CREDIT UNION 4 3.00% $2,706
Morgan Stanley Private Bank 4 2.94% $4,236
ISERVE RESIDENTIAL LENDING, LLC 3 3.17% $8,428
GUARANTEED RATE AFFINITY, LLC 3 3.21% $4,686
SIRVA MORTGAGE, INC. 3 2.96% $628
Paramount Residential Mortgage Group, Inc. 3 3.12% $3,386
Goldman Sachs Bank USA 3 2.88% $3,789
KELLER MORTGAGE, LLC 3 3.04% $3,476
USAA Federal Savings Bank 3 2.88% $5,122
NBKC BANK 3 2.83% $1,369
DELTA COMMUNITY CREDIT UNION 3 2.96% $4,216
FirstBank 3 2.83% $3,152
GUARANTY HOME MORTGAGE CORPORATION 3 3.42% $4,248
CERTAINTY HOME LOANS, LLC 3 3.00% $3,426
BNC National Bank 3 2.63% $3,362
HOMESPIRE MORTGAGE CORPORATION 3 3.17% $5,137
Waterstone Mortgage Corporation 2 2.94% $5,067
US MORTGAGE CORPORATION 2 3.44% $3,445
JMAC LENDING, INC. 2 2.93% $3,085
United Bank 2 3.06% $3,867
First Guaranty Mortgage Corporation 2 3.63% $6,831
Baxter Credit Union 2 2.94% $2,780
NMSI, INC. 2 2.81% $6,015
TOWNE MORTGAGE COMPANY 2 3.88% $4,862
TOP FLITE FINANCIAL, INC. 2 3.13% $10,995
M&T Bank 2 3.13% $3,585
TJC Mortgage, Inc. 2 2.88% $5,861
THE MORTGAGE FIRM, INC. 2 2.88% $3,630
Gateway First Bank 2 3.19% $1,922
George Mason Mortgage, LLC 2 2.81% $3,765
The Federal Savings Bank 2 3.81% $6,677
AMERICAN HOME MORTGAGE, INC. 2 3.06% $2,680
GUARANTY MORTGAGE SERVICES, L.L.C. 2 3.69% $4,545
STATE EMPLOYEES' 2 3.76% $4,285
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 3.19% $6,571
EMM LOANS LLC 2 3.56% $9,465
SOVEREIGN LENDING GROUP INCORPORATED 2 3.44% $3,933
SOFI LENDING CORP. 2 2.88% $3,652
Advisors Mortgage Group, L.L.C. 2 2.87% $3,256
AMERICAN INTERNET MORTGAGE, INC. 2 3.00% $3,219
CRESCENT MORTGAGE COMPANY 2 3.19% $3,589
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 2.50% $4,152
NASA Federal Credit Union 2 3.44% $5,556
LENDUS, LLC 2 3.00% $4,619
LGE COMMUNITY 2 2.48% $2,715
PLANET HOME LENDING, LLC 2 3.19% $4,220
Cf Bank 2 2.69% $1,385
PHH Mortgage Corporation 2 3.31% $5,448
MORIA DEVELOPMENT, INC. 2 3.31% $3,408
MORTGAGE INVESTORS GROUP, INC. 2 3.00% $3,271
Mortgage Network, Inc. 1 3.13% $3,733
A&D Mortgage LLC 1 5.75% $16,980
ADVANCIAL 1 3.38% $19,951
ALAMEDA MORTGAGE CORPORATION 1 3.50% $5,821
Allied First Bank,sb 1 3.13% $3,609
AMERICAN FEDERAL MORTGAGE CORPORATION 1 2.63% $3,428
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.13% $4,777
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 5.88% $4,392
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.63% $7,038
Associated Credit Union 1 3.13% $3,573
Aurora Financial, LLC 1 2.88% $1,683
BAYSHORE MORTGAGE FUNDING, LLC 1 4.13% $4,052
Beeline Loans, Inc. 1 2.75% $5,895
BNY Mellon 1 2.63% $4,377
Capital Bank 1 2.88% $3,112
CDC Federal Credit Union 1 3.13% $6,040
CELEBRITY HOME LOANS, LLC 1 3.25% $3,960
Charles Schwab Bank, SSB 1 3.00% $3,791
Christensen Financial, Inc. 1 3.13% $6,298
Countybank 1 3.38% $2,897
DHI MORTGAGE COMPANY, LTD. 1 3.13% $2,206
Discover Bank 1 5.75% $0
EASTMAN 1 3.50% $3,661
Elements Financial Federal Credit Union 1 2.88% $2,599
EVANSVILLE TEACHERS 1 3.00% $2,550
Evolve Bank & Trust 1 3.25% $3,531
Financial Federal Bank 1 2.75% $3,137
First Federal Bank, A FSB 1 2.63% $53
First Federal Bank of Kansas City 1 3.50% $2,738
First Heritage Mortgage, LLC 1 3.13% $3,538
First Home Bank 1 3.75% $8,981
FIRST HOME MORTGAGE CORPORATION 1 2.88% $8,205
First Internet Bank of Indiana 1 3.38% $2,725
First National Bank of America 1 7.75% $7,735
First National Bank of Pennsylvania 1 3.13% $4,021
GENEVA FINANCIAL, LLC 1 3.50% $3,828
GMFS LLC 1 2.75% $3,595
Guardian Savings Bank, A Federal Savings Bank 1 2.88% $3,214
GUILD MORTGAGE COMPANY 1 2.99% $4,078
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.55% $4,271
Independent Bank 1 2.88% $2,911
INTERSTATE HOME LOAN CENTER, INC. 1 2.88% $3,944
IVY MORTGAGE, INC. 1 3.63% $2,323
Ixonia Bank 1 3.00% $1,534
Lakeview Community Capital, LLC 1 2.99% $4,878
LEADERONE FINANCIAL CORPORATION 1 3.63% $485
LENDSURE MORTGAGE CORP. 1 5.00% $31,561
Level One Bank 1 3.00% $3,542
LOANLEADERS OF AMERICA, INC. 1 2.75% $2,986
Luxury Mortgage Corp. 1 2.88% $5,728
21ST MORTGAGE CORPORATION 1 6.00% $5,386
NATION ONE MORTGAGE CORPORATION 1 3.25% $4,161
North American Savings Bank, F.S.B. 1 3.25% $2,414
NORWICH COMMERCIAL GROUP, INC. 1 3.00% $5,004
OCMBC, INC. 1 0.00% $0
PLAZA HOME MORTGAGE, INC. 1 2.99% $3,536
PREMIA MORTGAGE, LLC 1 2.75% $3,943
Queensborough National Bank & Trust Company 1 2.50% $0
RADIUS FINANCIAL GROUP INC. 1 2.75% $3,413
RESIDENTIAL MORTGAGE SERVICES, INC. 1 2.88% $2,379
RESOURCE FINANCIAL SERVICES, INC. 1 3.13% $3,462
RUOFF MORTGAGE COMPANY, INC. 1 2.63% $2,050
S1L, Inc. 1 2.63% $2,768
Sandy Spring Bank 1 4.13% $4,986
SHARONVIEW FEDERAL CREDIT UNION 1 3.75% $5,877
Sierra Pacific Mortgage Company, Inc. 1 4.25% $4,849
SPRING EQ, LLC 1 4.13% $0
Sunflower Bank 1 2.62% $3,024
THE ANDERSON FINANCIAL GROUP, INC. 1 3.63% $3,469
The Central Trust Bank 1 3.13% $1,771
Third Federal Savings and Loan Association of Cleveland 1 2.44% $0
TOTAL MORTGAGE SERVICES, LLC 1 3.50% $11,922
Trustmark National Bank 1 3.25% $3,095
Tyndall Federal Credit Union 1 3.13% $3,849
UBS Bank USA 1 2.75% $4,799
VAN DYK MORTGAGE CORPORATION 1 3.50% $3,979
Watermark Capital, Inc. 1 2.75% $2,668
WESTERN EXPRESS LENDING 1 2.75% $2,490
WRIGHT-PATT CREDIT UNION, INC. 1 3.13% $3,117

ATHENS - CLARKE COUNTY Average Closing Costs & Other Stats

ATHENS-CLARKE COUNTY, GA's 225 lenders originated 8,170 loans during 2021. The total origination value was $2,083,490,000, with an average loan value of $255,017.

ATHENS - CLARKE COUNTY's average closing costs are $4,751.

The top ATHENS - CLARKE COUNTY lender as defined by loan originations is QUICKEN LOANS, LLC, with 361 loans originated. Their average total fees are $4,915, which is $1,309 higher than the next largest lender, First American Bank and Trust Company.

The lowest fee ATHENS - CLARKE COUNTY lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($2,467), JPMorgan Chase Bank ($2,594), FREEDOM MORTGAGE CORPORATION ($2,924), Wells Fargo Bank ($3,219) and NAVY FEDERAL CREDIT UNION ($3,233).

The lowest rate ATHENS - CLARKE COUNTY lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.87%), First American Bank and Trust Company (2.88%), Bank of America (2.89%), Citizens Bank (2.91%) and Magnolia Bank (2.92%).

ATHENS-CLARKE COUNTY, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $132,450,000 $150,495,000 13.6% 7.2%
First American Bank and Trust Company $148,095,000 $138,640,000 -6.4% 6.7%
Synovus Bank $137,725,000 $110,055,000 -20.1% 5.3%
Regions Bank $92,570,000 $82,865,000 -10.5% 4.0%
Bank of England $81,905,000 $80,645,000 -1.5% 3.9%
Ameris Bank $86,850,000 $73,355,000 -15.5% 3.5%
BANKSOUTH MORTGAGE COMPANY, LLC $85,485,000 $70,190,000 -17.9% 3.4%
GUARANTEED RATE, INC. $44,290,000 $64,270,000 45.1% 3.1%
MOVEMENT MORTGAGE, LLC $54,685,000 $63,325,000 15.8% 3.0%
UNITED WHOLESALE MORTGAGE, LLC $43,655,000 $59,290,000 35.8% 2.8%
HOMESTAR FINANCIAL CORPORATION $46,660,000 $58,620,000 25.6% 2.8%
KeyBank $55,570,000 n/a 2.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $42,205,000 $48,450,000 14.8% 2.3%
Oconee State Bank $47,395,000 $46,655,000 -1.6% 2.2%
FREEDOM MORTGAGE CORPORATION $33,275,000 $34,965,000 5.1% 1.7%
Magnolia Bank $33,425,000 $34,720,000 3.9% 1.7%
Wells Fargo Bank $23,265,000 $32,860,000 41.2% 1.6%
Capital One $18,815,000 $32,015,000 70.2% 1.5%
Truist Bank $33,240,000 $30,580,000 -8.0% 1.5%
BETTER MORTGAGE CORPORATION $12,695,000 $29,475,000 132.2% 1.4%
United Community Bank $28,405,000 $28,105,000 -1.1% 1.3%
PENNYMAC LOAN SERVICES, LLC $13,955,000 $27,720,000 98.6% 1.3%
LOANDEPOT.COM, LLC $16,645,000 $23,695,000 42.4% 1.1%
The Commercial Bank $25,970,000 $23,540,000 -9.4% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $15,965,000 $21,045,000 31.8% 1.0%
Capital City Home Loans, LLC $23,630,000 $19,795,000 -16.2% 1.0%
GEORGIA UNITED $21,330,000 $18,140,000 -15.0% 0.9%
AMERISAVE MORTGAGE CORPORATION $13,765,000 $18,035,000 31.0% 0.9%
PRIMELENDING, A PLAINSCAPITAL COMPANY $26,735,000 $17,680,000 -33.9% 0.8%
ACOPIA, LLC $21,840,000 $15,540,000 -28.8% 0.7%
Pinnacle Bank $1,275,000 $14,950,000 1,072.5% 0.7%
South State Bank $2,515,000 $14,825,000 489.5% 0.7%
First Federal Bank $36,945,000 $14,680,000 -60.3% 0.7%
Bank of America $15,625,000 $14,310,000 -8.4% 0.7%
NAVY FEDERAL CREDIT UNION $7,345,000 $13,845,000 88.5% 0.7%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $11,370,000 $12,960,000 14.0% 0.6%
JPMorgan Chase Bank $9,850,000 $12,840,000 30.4% 0.6%
CBRE MULTIFAMILY CAPITAL, INC. $12,355,000 n/a 0.6%
HOME POINT FINANCIAL CORPORATION $6,010,000 $11,525,000 91.8% 0.6%
Mortgage Research Center, LLC $8,400,000 $11,240,000 33.8% 0.5%
NEWREZ LLC $8,190,000 $11,015,000 34.5% 0.5%
First-Citizens Bank & Trust Company $11,955,000 $10,420,000 -12.8% 0.5%
AMERICAN FINANCIAL NETWORK, INC. $4,680,000 $9,395,000 100.7% 0.5%
BROKER SOLUTIONS, INC. $8,520,000 $9,330,000 9.5% 0.4%
CALIBER HOME LOANS, INC. $7,160,000 $9,285,000 29.7% 0.4%
LAKEVIEW LOAN SERVICING, LLC $4,945,000 $9,240,000 86.9% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $9,485,000 $8,290,000 -12.6% 0.4%
USAA Federal Savings Bank $9,230,000 $7,500,000 -18.7% 0.4%
GREYSTONE SERVICING COMPANY LLC $21,305,000 $7,465,000 -65.0% 0.4%
Flagstar Bank, FSB $5,110,000 $7,440,000 45.6% 0.4%
EVERETT FINANCIAL, INC. $25,040,000 $7,195,000 -71.3% 0.3%
NexBank $165,000 $6,810,000 4,027.3% 0.3%
ROBINS FINANCIAL $16,200,000 $6,535,000 -59.7% 0.3%
BankSouth $5,915,000 $6,080,000 2.8% 0.3%
Equity Prime Mortgage LLC $685,000 $5,595,000 716.8% 0.3%
Arbor Realty Trust, Inc. $5,505,000 n/a 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $7,375,000 $5,505,000 -25.4% 0.3%
U.S. Bank $4,350,000 $5,420,000 24.6% 0.3%
MILEND, INC. $4,940,000 $5,340,000 8.1% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $8,100,000 $5,310,000 -34.4% 0.3%
WALKER & DUNLOP, LLC $27,510,000 $5,285,000 -80.8% 0.3%
COASTAL Federal Credit Union $4,805,000 n/a 0.2%
21ST MORTGAGE CORPORATION $3,010,000 $4,740,000 57.5% 0.2%
AgFirst Farm Credit Bank $650,000 $4,495,000 591.5% 0.2%
Colony Bank $8,305,000 $4,395,000 -47.1% 0.2%
Carrington Mortgage Services, LLC $2,630,000 $4,285,000 62.9% 0.2%
First Guaranty Mortgage Corporation $1,335,000 $4,235,000 217.2% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $3,545,000 $4,230,000 19.3% 0.2%
Citizens Bank $2,195,000 $4,045,000 84.3% 0.2%
Cadence Bank, N.A. $7,085,000 $3,955,000 -44.2% 0.2%
InterContinental Capital Group, Inc $1,330,000 $3,930,000 195.5% 0.2%
Prosperity Home Mortgage, LLC $1,640,000 $3,905,000 138.1% 0.2%
SHELTER HOME MORTGAGE, LLC $1,740,000 $3,885,000 123.3% 0.2%
First Horizon Bank $845,000 $3,835,000 353.8% 0.2%
Bank OZK $1,175,000 $3,760,000 220.0% 0.2%
Northpointe Bank $4,575,000 $3,760,000 -17.8% 0.2%
PENTAGON FEDERAL CREDIT UNION $1,080,000 $3,715,000 244.0% 0.2%
ZILLOW HOME LOANS, LLC $1,855,000 $3,450,000 86.0% 0.2%
PNC Bank $1,500,000 $3,375,000 125.0% 0.2%
Georgia Banking Company $3,345,000 n/a 0.2%
Mortgage Assurance Inc. $3,095,000 $3,310,000 6.9% 0.2%
Renasant Bank $2,040,000 $3,255,000 59.6% 0.2%
ANGEL OAK HOME LOANS LLC $4,500,000 $3,225,000 -28.3% 0.2%
CALCON MUTUAL MORTGAGE LLC $15,740,000 $3,210,000 -79.6% 0.2%
HOMESIDE FINANCIAL, LLC $3,425,000 $3,195,000 -6.7% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $4,105,000 $3,145,000 -23.4% 0.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $2,185,000 $3,135,000 43.5% 0.2%
LIMA ONE CAPITAL, LLC $3,400,000 $3,115,000 -8.4% 0.1%
NEW DAY FINANCIAL, LLC $4,100,000 $3,115,000 -24.0% 0.1%
Goldman Sachs Bank USA $3,035,000 n/a 0.1%
Ally Bank $1,450,000 $3,005,000 107.2% 0.1%
Nations Lending Corporation $3,075,000 $2,935,000 -4.6% 0.1%
STOCKTON MORTGAGE CORPORATION $1,805,000 $2,885,000 59.8% 0.1%
STEARNS LENDING, LLC $1,650,000 $2,870,000 73.9% 0.1%
Morgan Stanley Private Bank $4,410,000 $2,820,000 -36.1% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $5,215,000 $2,745,000 -47.4% 0.1%
The Federal Savings Bank $3,365,000 $2,665,000 -20.8% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,125,000 $2,570,000 128.4% 0.1%
Chicago Mortgage Solutions LLC $2,545,000 n/a 0.1%
DELTA COMMUNITY CREDIT UNION $3,295,000 $2,525,000 -23.4% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,170,000 $2,510,000 -51.5% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $4,225,000 $2,505,000 -40.7% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $3,775,000 $2,435,000 -35.5% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $2,135,000 $2,420,000 13.3% 0.1%
Fifth Third Bank $260,000 $2,335,000 798.1% 0.1%
CMG MORTGAGE, INC. $2,305,000 $2,305,000 0.0% 0.1%
PLANET HOME LENDING, LLC $3,380,000 $2,225,000 -34.2% 0.1%
AmeriHome Mortgage Company, LLC $2,200,000 $2,215,000 0.7% 0.1%
PEACH STATE FEDERAL CREDIT UNION $1,865,000 $2,200,000 18.0% 0.1%
First National Bank of Griffin $545,000 $2,060,000 278.0% 0.1%
Wyndham Capital Mortgage, Inc. $5,285,000 $2,045,000 -61.3% 0.1%
First Option Mortgage, LLC $1,395,000 $2,040,000 46.2% 0.1%
Southern First Bank $1,025,000 $2,005,000 95.6% 0.1%
FirstBank $1,645,000 $1,990,000 21.0% 0.1%
LENDUS, LLC $805,000 $1,960,000 143.5% 0.1%
GEORGIA'S OWN $800,000 $1,825,000 128.1% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $2,645,000 $1,805,000 -31.8% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $2,445,000 $1,795,000 -26.6% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,615,000 $1,755,000 8.7% 0.1%
F&M Bank $1,745,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $1,350,000 $1,745,000 29.3% 0.1%
ISERVE RESIDENTIAL LENDING, LLC $2,200,000 $1,740,000 -20.9% 0.1%
Lakeview Community Capital, LLC $715,000 $1,730,000 142.0% 0.1%
ATLANTA POSTAL $1,095,000 $1,670,000 52.5% 0.1%
PHH Mortgage Corporation $145,000 $1,500,000 934.5% 0.1%
Goldwater Bank, N.A. $515,000 $1,495,000 190.3% 0.1%
US MORTGAGE CORPORATION $165,000 $1,470,000 790.9% 0.1%
BAY EQUITY LLC $2,285,000 $1,375,000 -39.8% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $1,235,000 $1,365,000 10.5% 0.1%
NBKC BANK $1,390,000 $1,365,000 -1.8% 0.1%
SILVER HILL FUNDING, LLC $1,285,000 n/a 0.1%
FBC MORTGAGE, LLC $2,420,000 $1,280,000 -47.1% 0.1%
LENDSURE MORTGAGE CORP. $1,210,000 n/a 0.1%
SOFI LENDING CORP. $615,000 $1,145,000 86.2% 0.1%
CERTAINTY HOME LOANS, LLC $190,000 $1,140,000 500.0% 0.1%
MORTGAGE INVESTORS GROUP, INC. $3,320,000 $1,130,000 -66.0% 0.1%
Baxter Credit Union $1,485,000 $1,105,000 -25.6% 0.1%
Exchange Bank $235,000 $1,105,000 370.2% 0.1%
DIRECT LENDERS, LLC $360,000 $1,100,000 205.6% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,715,000 $1,095,000 -36.2% 0.1%
VAN DYK MORTGAGE CORPORATION $1,155,000 $1,090,000 -5.6% 0.1%
Alcova Mortgage LLC $215,000 $1,085,000 404.7% 0.1%
BNC National Bank $595,000 $1,085,000 82.4% 0.1%
Assurance Financial Group, L.L.C. $3,335,000 $1,015,000 -69.6% 0.0%
Flint Community Bank $75,000 $1,000,000 1,233.3% 0.0%
Cf Bank $1,595,000 $980,000 -38.6% 0.0%
DAS Acquisition Company, LLC $735,000 $980,000 33.3% 0.0%
TJC Mortgage, Inc. $235,000 $975,000 314.9% 0.0%
Paramount Residential Mortgage Group, Inc. $635,000 $970,000 52.8% 0.0%
SIRVA MORTGAGE, INC. $55,000 $955,000 1,636.4% 0.0%
SunMark Community Bank $955,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $1,390,000 $930,000 -33.1% 0.0%
ON Q FINANCIAL, INC. $840,000 $925,000 10.1% 0.0%
THE MORTGAGE FIRM, INC. $1,760,000 $835,000 -52.6% 0.0%
United Bank $2,105,000 $835,000 -60.3% 0.0%
HOMESPIRE MORTGAGE CORPORATION $825,000 n/a 0.0%
NP, Inc. $825,000 n/a 0.0%
SHARONVIEW FEDERAL CREDIT UNION $815,000 n/a 0.0%
Guardian Bank $355,000 $810,000 128.2% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $800,000 n/a 0.0%
KELLER MORTGAGE, LLC $2,225,000 $770,000 -65.4% 0.0%
GUILD MORTGAGE COMPANY $445,000 $760,000 70.8% 0.0%
RELIANCE FIRST CAPITAL, LLC $260,000 $760,000 192.3% 0.0%
North American Savings Bank, F.S.B. $1,060,000 $755,000 -28.8% 0.0%
UNION HOME MORTGAGE CORP. $825,000 $740,000 -10.3% 0.0%
Figure Lending LLC $740,000 $730,000 -1.4% 0.0%
STATE EMPLOYEES' $115,000 $715,000 521.7% 0.0%
Commerce Home Mortgage, Inc. $705,000 n/a 0.0%
JMAC LENDING, INC. $1,125,000 $705,000 -37.3% 0.0%
UBS Bank USA $115,000 $700,000 508.7% 0.0%
Discover Bank $680,000 $685,000 0.7% 0.0%
Georgia Community Bank $665,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $1,315,000 $660,000 -49.8% 0.0%
Charles Schwab Bank, SSB $605,000 $655,000 8.3% 0.0%
George Mason Mortgage, LLC $650,000 n/a 0.0%
GMFS LLC $595,000 $650,000 9.2% 0.0%
TOWNE MORTGAGE COMPANY $1,075,000 $645,000 -40.0% 0.0%
AMERICAN HOME MORTGAGE, INC. $1,895,000 $640,000 -66.2% 0.0%
Axos Bank $640,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $335,000 $640,000 91.0% 0.0%
BNY Mellon $635,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $635,000 n/a 0.0%
KS StateBank $800,000 $625,000 -21.9% 0.0%
A&D Mortgage LLC $595,000 n/a 0.0%
NASA Federal Credit Union $215,000 $590,000 174.4% 0.0%
NMSI, INC. $420,000 $580,000 38.1% 0.0%
Hometown Equity Mortgage, LLC $565,000 n/a 0.0%
Gateway First Bank $410,000 $560,000 36.6% 0.0%
CRESCENT MORTGAGE COMPANY $285,000 $555,000 94.7% 0.0%
LEADERONE FINANCIAL CORPORATION $550,000 $545,000 -0.9% 0.0%
AMERICAN ADVISORS GROUP $250,000 $535,000 114.0% 0.0%
The Piedmont Bank $460,000 $535,000 16.3% 0.0%
First Home Bank $830,000 $530,000 -36.1% 0.0%
ADVANCIAL $525,000 n/a 0.0%
Manufacturers and Traders Trust Company $520,000 $525,000 1.0% 0.0%
Sunflower Bank $235,000 $525,000 123.4% 0.0%
AMWEST FUNDING CORP. $575,000 $520,000 -9.6% 0.0%
Associated Credit Union $2,145,000 $520,000 -75.8% 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $390,000 $510,000 30.8% 0.0%
ALAMEDA MORTGAGE CORPORATION $505,000 n/a 0.0%
ALLIANT CREDIT UNION $410,000 $505,000 23.2% 0.0%
LENDINGONE, LLC $230,000 $505,000 119.6% 0.0%
EMM LOANS LLC $500,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $85,000 $500,000 488.2% 0.0%
REVERSE MORTGAGE FUNDING LLC $85,000 $500,000 488.2% 0.0%
CLEARPATH LENDING $1,925,000 $495,000 -74.3% 0.0%
Luxury Mortgage Corp. $485,000 $495,000 2.1% 0.0%
INTERSTATE HOME LOAN CENTER, INC. $485,000 n/a 0.0%
First National Bank of Pennsylvania $1,030,000 $475,000 -53.9% 0.0%
Hancock Whitney Bank $820,000 $475,000 -42.1% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $875,000 $465,000 -46.9% 0.0%
Ixonia Bank $385,000 $465,000 20.8% 0.0%
POWERCO $640,000 $465,000 -27.3% 0.0%
1ST SIGNATURE LENDING, LLC $1,225,000 $460,000 -62.4% 0.0%
DHI MORTGAGE COMPANY, LTD. $4,315,000 $460,000 -89.3% 0.0%
Platinum Home Mortgage Corporation $460,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $245,000 $460,000 87.8% 0.0%
First Federal Bank, A FSB $435,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,295,000 $430,000 -66.8% 0.0%
Advisors Mortgage Group, L.L.C. $420,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $420,000 n/a 0.0%
Farmers Bank & Trust $485,000 $415,000 -14.4% 0.0%
Sierra Pacific Mortgage Company, Inc. $125,000 $415,000 232.0% 0.0%
FIRST HOME MORTGAGE CORPORATION $405,000 n/a 0.0%
Mortgage Network, Inc. $520,000 $405,000 -22.1% 0.0%
United Bank $2,105,000 $400,000 -81.0% 0.0%
CREDIT UNION OF GEORGIA $1,195,000 $395,000 -66.9% 0.0%
Financial Federal Bank $390,000 n/a 0.0%
First Internet Bank of Indiana $390,000 n/a 0.0%
RESOURCE FINANCIAL SERVICES, INC. $380,000 n/a 0.0%
Southeastern Bank $2,230,000 $375,000 -83.2% 0.0%
Watermark Capital, Inc. $375,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $115,000 $370,000 221.7% 0.0%
Trustmark National Bank $370,000 n/a 0.0%
EASTMAN $365,000 n/a 0.0%
LGE COMMUNITY $320,000 $350,000 9.4% 0.0%
Queensborough National Bank & Trust Company $370,000 $350,000 -5.4% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $405,000 $345,000 -14.8% 0.0%
ALLIED MORTGAGE GROUP, INC. $55,000 $340,000 518.2% 0.0%
Arvest Bank $330,000 $340,000 3.0% 0.0%
GUARANTY MORTGAGE SERVICES, L.L.C. $795,000 $340,000 -57.2% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $335,000 n/a 0.0%
SPRING EQ, LLC $325,000 $335,000 3.1% 0.0%
The Central Trust Bank $275,000 $335,000 21.8% 0.0%
BancorpSouth Bank $330,000 n/a 0.0%
Countybank $135,000 $325,000 140.7% 0.0%
Elements Financial Federal Credit Union $320,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $320,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $365,000 $320,000 -12.3% 0.0%
OCMBC, INC. $185,000 $320,000 73.0% 0.0%
SOUTHWEST STAGE FUNDING, LLC $590,000 $320,000 -45.8% 0.0%
BM Real Estate Services, Inc. $185,000 $310,000 67.6% 0.0%
Century Mortgage Company DBA Century Lending Company $310,000 n/a 0.0%
Capital Bank $185,000 $295,000 59.5% 0.0%
OCEANSIDE MORTGAGE COMPANY $395,000 $290,000 -26.6% 0.0%
ARC HOME LLC $195,000 $285,000 46.2% 0.0%
Aurora Financial, LLC $285,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $175,000 $285,000 62.9% 0.0%
NATION ONE MORTGAGE CORPORATION $285,000 n/a 0.0%
Low VA Rates, LLC $425,000 $280,000 -34.1% 0.0%
First Heritage Mortgage, LLC $245,000 $275,000 12.2% 0.0%
CIVIC FINANCIAL SERVICES, LLC $270,000 n/a 0.0%
MAX Credit Union $265,000 n/a 0.0%
PREMIA MORTGAGE, LLC $885,000 $265,000 -70.1% 0.0%
RUOFF MORTGAGE COMPANY, INC. $115,000 $265,000 130.4% 0.0%
S1L, Inc. $265,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $265,000 n/a 0.0%
Beeline Loans, Inc. $255,000 n/a 0.0%
LENDERFI, INC. $580,000 $255,000 -56.0% 0.0%
Level One Bank $255,000 n/a 0.0%
S. C. TELCO $440,000 $255,000 -42.0% 0.0%
Virginia National Bank $95,000 $250,000 163.2% 0.0%
QUANTUM NATIONAL BANK $285,000 $245,000 -14.0% 0.0%
CREDIT UNION FINANCIAL SERVICES, LLC $545,000 $240,000 -56.0% 0.0%
Waterstone Mortgage Corporation $1,040,000 $240,000 -76.9% 0.0%
Bank of Cleveland $235,000 n/a 0.0%
Independent Bank $235,000 n/a 0.0%
Colonial Savings, F.A. $230,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $495,000 $230,000 -53.5% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $225,000 n/a 0.0%
CDC Federal Credit Union $385,000 $225,000 -41.6% 0.0%
MEMBER FIRST MORTGAGE, LLC $225,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $25,000 $220,000 780.0% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $215,000 n/a 0.0%
Guardian Savings Bank, A Federal Savings Bank $215,000 n/a 0.0%
HALLCO COMMUNITY CREDIT UNION $215,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $425,000 $215,000 -49.4% 0.0%
First National Bank of America $135,000 $205,000 51.9% 0.0%
Allied First Bank,sb $195,000 n/a 0.0%
Christensen Financial, Inc. $195,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $195,000 $195,000 0.0% 0.0%
MK LENDING CORP. $195,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $185,000 n/a 0.0%
HOME TOWN FUNDING, INC. $185,000 n/a 0.0%
Paramount Bank $215,000 $185,000 -14.0% 0.0%
PUBLIX EMPLOYEES $425,000 $185,000 -56.5% 0.0%
SIWELL, INC. $165,000 $185,000 12.1% 0.0%
EMBRACE HOME LOANS, INC. $1,140,000 $175,000 -84.6% 0.0%
NORWICH COMMERCIAL GROUP, INC. $175,000 n/a 0.0%
RADIUS FINANCIAL GROUP INC. $760,000 $175,000 -77.0% 0.0%
Sandy Spring Bank $175,000 n/a 0.0%
The Huntington National Bank $85,000 $175,000 105.9% 0.0%
WESTERN EXPRESS LENDING $175,000 n/a 0.0%
IVY MORTGAGE, INC. $325,000 $165,000 -49.2% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $430,000 $165,000 -61.6% 0.0%
POLARIS HOME FUNDING CORP. $605,000 $165,000 -72.7% 0.0%
Mid-Continent Funding, Inc. $690,000 $155,000 -77.5% 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $155,000 n/a 0.0%
Tyndall Federal Credit Union $155,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $145,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $860,000 $145,000 -83.1% 0.0%
STAR ONE CREDIT UNION $145,000 n/a 0.0%
CityWorth Mortgage LLC $135,000 n/a 0.0%
EAGLE HOME MORTGAGE, LLC $135,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $135,000 n/a 0.0%
LOANPAL, LLC $135,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $135,000 n/a 0.0%
Metro City Bank $570,000 $135,000 -76.3% 0.0%
CONSTRUCTIVE LOANS, LLC $125,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $660,000 $125,000 -81.1% 0.0%
Thomasville National Bank $395,000 $125,000 -68.4% 0.0%
Evolve Bank & Trust $830,000 $115,000 -86.1% 0.0%
Farmers & Merchants Bank $70,000 $115,000 64.3% 0.0%
First Federal Bank of Kansas City $115,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $355,000 $115,000 -67.6% 0.0%
SOUTHEASTERN Credit Union $345,000 $115,000 -66.7% 0.0%
ALLEGACY FEDERAL CREDIT UNION $180,000 $105,000 -41.7% 0.0%
Capital City Bank $105,000 n/a 0.0%
Citibank $20,165,000 $105,000 -99.5% 0.0%
GENEVA FINANCIAL, LLC $145,000 $105,000 -27.6% 0.0%
Connexus Credit Union $95,000 n/a 0.0%
The First, A National Banking Association $95,000 $95,000 0.0% 0.0%
Commercial Banking Company $85,000 n/a 0.0%
EVANSVILLE TEACHERS $225,000 $85,000 -62.2% 0.0%
First State Bank of Blakely, Inc. $225,000 $85,000 -62.2% 0.0%
Morris Bank $85,000 n/a 0.0%
NFM, INC. $85,000 n/a 0.0%
Cornerstone First Mortgage, Inc $75,000 n/a 0.0%
PLANTERS FIRST BANK $55,000 n/a 0.0%
1st Franklin Financial Corporation $50,000 n/a 0.0%
AMERICAN HERITAGE FCU $45,000 n/a 0.0%
GENISYS $45,000 n/a 0.0%
JUSTICE Federal Credit Union $35,000 n/a 0.0%
USAlliance Federal Credit Union $45,000 $35,000 -22.2% 0.0%

ATHENS - CLARKE COUNTY's top lender by overall market share is QUICKEN LOANS, LLC, with 7.2% market share. In second place, with 6.7%, is First American Bank and Trust Company, having originated $138,640,000 in loans. In third place, with 5.3%, is Synovus Bank, having originated $110,055,000 in loans. In fourth place, with 4.0%, is Regions Bank, having originated $82,865,000 in loans. In fifth place, with 3.9%, is Bank of England, having originated $80,645,000 in loans.


ATHENS - CLARKE COUNTY Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - ATHENS - CLARKE COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $269,900 (12.5%) $318,703 (11.9%) 1.00 583
2018-02-01 $282,450 (11.3%) $324,792 (11.0%) 1.03 645
2018-03-01 $285,000 (9.5%) $330,698 (12.7%) 1.00 691
2018-04-01 $293,500 (12.9%) $349,023 (15.4%) 1.00 711
2018-05-01 $294,600 (7.4%) $350,977 (14.2%) 0.98 723
2018-06-01 $294,000 (6.1%) $353,520 (15.5%) 0.98 735
2018-07-01 $284,900 (2.3%) $348,509 (11.8%) 0.95 742
2018-08-01 $275,875 (0.1%) $341,649 (8.9%) 0.92 744
2018-09-01 $275,000 (2.1%) $337,563 (9.5%) 0.92 775
2018-10-01 $269,859 (0.0%) $325,107 (4.2%) 0.91 773
2018-11-01 $264,950 (-1.8%) $321,704 (3.2%) 0.90 751
2018-12-01 $269,500 (-0.2%) $325,973 (2.9%) 0.93 698
2019-01-01 $278,975 (3.4%) $332,232 (4.3%) 0.96 640
2019-02-01 $289,675 (2.6%) $347,046 (6.9%) 0.98 693
2019-03-01 $295,814 (3.8%) $354,342 (7.2%) 0.97 685
2019-04-01 $307,700 (4.8%) $371,056 (6.3%) 0.98 664
2019-05-01 $315,200 (7.0%) $376,459 (7.3%) 0.99 654
2019-06-01 $309,450 (5.3%) $373,349 (5.6%) 0.97 668
2019-07-01 $298,500 (4.8%) $367,989 (5.6%) 0.93 671
2019-08-01 $295,909 (7.3%) $363,569 (6.4%) 0.94 650
2019-09-01 $292,023 (6.2%) $360,447 (6.8%) 0.93 637
2019-10-01 $291,182 (7.9%) $361,202 (11.1%) 0.94 620
2019-11-01 $298,154 (12.5%) $377,572 (17.4%) 0.98 578
2019-12-01 $288,625 (7.1%) $375,017 (15.1%) 0.96 560
2020-01-01 $287,000 (2.9%) $380,563 (14.6%) 0.96 508
2020-02-01 $309,700 (6.9%) $395,821 (14.1%) 1.01 511
2020-03-01 $314,123 (6.2%) $405,679 (14.5%) 0.98 538
2020-04-01 $319,375 (3.8%) $401,558 (8.2%) 1.00 557
2020-05-01 $324,000 (2.8%) $406,735 (8.0%) 0.98 538
2020-06-01 $327,575 (5.9%) $415,398 (11.3%) 0.96 500
2020-07-01 $314,450 (5.3%) $403,415 (9.6%) 0.91 507
2020-08-01 $299,900 (1.4%) $399,704 (9.9%) 0.86 500
2020-09-01 $309,950 (6.1%) $397,738 (10.4%) 0.89 443
2020-10-01 $314,995 (8.2%) $406,757 (12.6%) 0.90 395
2020-11-01 $319,500 (7.2%) $410,328 (8.7%) 0.93 362
2020-12-01 $322,450 (11.7%) $426,956 (13.9%) 0.96 326
2021-01-01 $324,240 (13.0%) $431,632 (13.4%) 0.97 283
2021-02-01 $344,829 (11.3%) $450,028 (13.7%) 1.00 252
2021-03-01 $366,750 (16.8%) $448,560 (10.6%) 1.04 234
2021-04-01 $371,700 (16.4%) $452,584 (12.7%) 1.01 245
2021-05-01 $369,450 (14.0%) $467,890 (15.0%) 0.98 247
2021-06-01 $359,975 (9.9%) $473,682 (14.0%) 0.95 298
2021-07-01 $368,750 (17.3%) $472,987 (17.3%) 0.97 349
2021-08-01 $349,900 (16.7%) $447,814 (12.0%) 0.93 341
2021-09-01 $349,900 (12.9%) $447,862 (12.6%) 0.93 331
2021-10-01 $339,900 (7.9%) $449,181 (10.4%) 0.91 310
2021-11-01 $349,000 (9.2%) $480,121 (17.0%) 0.93 259
2021-12-01 $350,000 (8.5%) $493,985 (15.7%) 0.95 209
2022-01-01 $365,000 (12.6%) $516,243 (19.6%) 0.99 180
2022-02-01 $374,950 (8.7%) $497,039 (10.5%) 0.98 186
2022-03-01 $390,950 (6.6%) $511,168 (14.0%) 0.98 188
2022-04-01 $384,900 (3.6%) $509,343 (12.5%) 0.92 216
2022-05-01 $359,950 (-2.6%) $506,778 (8.3%) 0.82 255
2022-06-01 $361,225 (0.4%) $511,280 (7.9%) 0.80 307
2022-07-01 $383,900 (4.1%) $500,347 (5.8%) 0.87 406
2022-08-01 $380,925 (8.9%) $505,934 (13.0%) 0.88 442
2022-09-01 $383,875 (9.7%) $506,241 (13.0%) 0.90 450
2022-10-01 $390,000 (14.7%) $524,226 (16.7%) 0.92 432
ATHENS - CLARKE COUNTY's median listing price for 2022-10-01 was $390,000, a difference of $50,100 (14.7%) versus the prior year and $6,125 versus the prior month.

ATHENS - CLARKE COUNTY's median listing price comes in at 92% of the national average.

ATHENS - CLARKE COUNTY's average listing price for 2022-10-01 was $524,226, a difference of $75,045 (16.7%) versus the prior year and $17,985 versus the prior month.

For the 2022-10-01 period, ATHENS - CLARKE COUNTY had 432 MLS listings, a difference of -18 listings (-4%) versus the prior month and 122 listings (39%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - ATHENS - CLARKE COUNTY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 95 days 2,389 sqft
2018-02-01 69 days 2,471 sqft
2018-03-01 43 days 2,444 sqft
2018-04-01 57 days 2,452 sqft
2018-05-01 58 days 2,410 sqft
2018-06-01 58 days 2,400 sqft
2018-07-01 64 days 2,380 sqft
2018-08-01 67 days 2,311 sqft
2018-09-01 71 days 2,277 sqft
2018-10-01 80 days 2,252 sqft
2018-11-01 86 days 2,230 sqft
2018-12-01 95 days 2,271 sqft
2019-01-01 100 days 2,299 sqft
2019-02-01 80 days 2,396 sqft
2019-03-01 69 days 2,467 sqft
2019-04-01 66 days 2,568 sqft
2019-05-01 62 days 2,558 sqft
2019-06-01 64 days 2,570 sqft
2019-07-01 67 days 2,541 sqft
2019-08-01 69 days 2,499 sqft
2019-09-01 72 days 2,472 sqft
2019-10-01 75 days 2,455 sqft
2019-11-01 84 days 2,432 sqft
2019-12-01 96 days 2,416 sqft
2020-01-01 87 days 2,418 sqft
2020-02-01 58 days 2,459 sqft
2020-03-01 57 days 2,458 sqft
2020-04-01 62 days 2,377 sqft
2020-05-01 68 days 2,400 sqft
2020-06-01 68 days 2,396 sqft
2020-07-01 56 days 2,370 sqft
2020-08-01 52 days 2,338 sqft
2020-09-01 59 days 2,260 sqft
2020-10-01 66 days 2,220 sqft
2020-11-01 67 days 2,218 sqft
2020-12-01 70 days 2,197 sqft
2021-01-01 66 days 2,189 sqft
2021-02-01 64 days 2,214 sqft
2021-03-01 44 days 2,251 sqft
2021-04-01 33 days 2,213 sqft
2021-05-01 37 days 2,122 sqft
2021-06-01 36 days 2,105 sqft
2021-07-01 38 days 2,052 sqft
2021-08-01 43 days 1,947 sqft
2021-09-01 47 days 2,006 sqft
2021-10-01 53 days 1,938 sqft
2021-11-01 57 days 2,076 sqft
2021-12-01 62 days 1,953 sqft
2022-01-01 44 days 2,150 sqft
2022-02-01 36 days 2,109 sqft
2022-03-01 32 days 2,132 sqft
2022-04-01 29 days 2,100 sqft
2022-05-01 30 days 2,117 sqft
2022-06-01 30 days 2,143 sqft
2022-07-01 33 days 2,200 sqft
2022-08-01 46 days 2,098 sqft
2022-09-01 52 days 2,179 sqft
2022-10-01 57 days 2,218 sqft
ATHENS - CLARKE COUNTY's median listing age (time on market) for 2022-10-01 was 57 days. This is 7% longer than the same period one year ago.

ATHENS - CLARKE COUNTY's median square footage for active listings during the 2022-10-01 period was 2,218 sqft. One year prior, the average listing was 1,938 sqft.

ATHENS-CLARKE COUNTY, GA Average Rent (2022)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
30530 Athens-Clarke County, GA $700 $740 $850 $1,140 $1,330
30565 Athens-Clarke County, GA $660 $700 $810 $1,080 $1,270
30601 Athens-Clarke County, GA $710 $760 $870 $1,160 $1,360
30602 Athens-Clarke County, GA $740 $780 $900 $1,210 $1,410
30603 Athens-Clarke County, GA $740 $780 $900 $1,210 $1,410
30604 Athens-Clarke County, GA $740 $780 $900 $1,210 $1,410
30605 Athens-Clarke County, GA $740 $780 $900 $1,210 $1,410
30606 Athens-Clarke County, GA $790 $840 $970 $1,300 $1,520
30607 Athens-Clarke County, GA $710 $760 $870 $1,160 $1,360
30608 Athens-Clarke County, GA $740 $780 $900 $1,210 $1,410
30609 Athens-Clarke County, GA $740 $780 $900 $1,210 $1,410
30619 Athens-Clarke County, GA $820 $870 $1,000 $1,340 $1,570
30621 Athens-Clarke County, GA $750 $790 $930 $1,230 $1,490
30622 Athens-Clarke County, GA $900 $960 $1,100 $1,470 $1,720
30624 Athens-Clarke County, GA $600 $630 $740 $1,000 $1,160
30627 Athens-Clarke County, GA $600 $630 $740 $1,000 $1,160
30628 Athens-Clarke County, GA $640 $680 $780 $1,040 $1,220
30629 Athens-Clarke County, GA $660 $700 $800 $1,070 $1,250
30630 Athens-Clarke County, GA $600 $630 $740 $1,000 $1,160
30633 Athens-Clarke County, GA $600 $630 $740 $1,000 $1,160
30638 Athens-Clarke County, GA $820 $870 $1,000 $1,340 $1,570
30645 Athens-Clarke County, GA $820 $870 $1,000 $1,340 $1,570
30646 Athens-Clarke County, GA $670 $710 $820 $1,100 $1,290
30647 Athens-Clarke County, GA $630 $670 $770 $1,030 $1,210
30648 Athens-Clarke County, GA $600 $630 $740 $1,000 $1,160
30660 Athens-Clarke County, GA $640 $680 $780 $1,040 $1,220
30662 Athens-Clarke County, GA $600 $630 $740 $1,000 $1,160
30666 Athens-Clarke County, GA $930 $960 $1,090 $1,370 $1,660
30667 Athens-Clarke County, GA $660 $700 $810 $1,080 $1,260
30669 Athens-Clarke County, GA $660 $700 $810 $1,080 $1,270
30677 Athens-Clarke County, GA $810 $860 $990 $1,330 $1,550
30680 Athens-Clarke County, GA $900 $920 $1,050 $1,300 $1,590
30683 Athens-Clarke County, GA $740 $780 $900 $1,210 $1,410

2022 Average & Median Rent Data Statistics
ATHENS-CLARKE COUNTY, GA average 1BR rent: $757, median: $760
ATHENS-CLARKE COUNTY, GA average 2BR rent: $874, median: $870
ATHENS-CLARKE COUNTY, GA average 3BR rent: $1,166, median: $1,160

ATHENS-CLARKE COUNTY, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,033 $928,345,000 $306,081
Refi 2,772 $666,250,000 $240,350
Cash Out Refi 1,791 $421,645,000 $235,424
Other 302 $38,760,000 $128,344
Home Improvement 271 $28,315,000 $104,483
NA 1 $175,000 $175,000

Athens - Clarke County's most frequently cited loan purpose was Home Purchase, with 3,033 originations. The 2nd most popular reason was Refi, with 2,772 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 3,143 $863,525,000 $274,745
3-4% 2,826 $675,490,000 $239,027
<2.5% 1,294 $308,570,000 $238,462
4-5% 303 $68,225,000 $225,165
Over 8% 82 $7,890,000 $96,220
5-6% 57 $12,685,000 $222,544
6-7% 28 $6,500,000 $232,143
7-8% 18 $2,020,000 $112,222

During 2021, Athens - Clarke County's most frequently originated rate bucket was 2.5-3%, with 3,143 originations.

Loan Sizing (ATHENS-CLARKE COUNTY, GA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,362 $922,460,000 $274,378
$100k-200k 2,980 $450,650,000 $151,225
$100,000 or less 907 $59,525,000 $65,628
$400k-600k 723 $343,775,000 $475,484
$600k-1000k 139 $103,735,000 $746,295
$Over $1MM 59 $203,345,000 $3,446,525

ATHENS - CLARKE COUNTY's loan sizing saw the bucket of loans from $200k-400k with 3,362 originations, totaling $922,460,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 2,905 $816,835,000 $281,182
80-100% 2,431 $673,245,000 $276,942
40-60% 1,266 $323,480,000 $255,513
20-40% 564 $79,810,000 $141,507
Under 20% 327 $24,155,000 $73,869
Over 100% 51 $15,475,000 $303,431

ATHENS - CLARKE COUNTY's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,905 originations, totaling $816,835,000 in origination value.