GAINESVILLE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Gainesville averaged
6.67%
for the week of 2023-06-01, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2023-05-25) was
6.25% and
one month ago for the week of 2023-04-27, the
average rate was 6.21%.
Gainesville's average rate one year ago was 5.08%.
For refis of the same type during the week of 2023-06-01, the average rate
was 5.76%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-06-01 | 6.79% |
| Gainesville 30 Year Fixed Rate | 2023-06-01 | 6.67% |
| Gainesville 30 Year Fixed Rate Refi | 2023-06-01 | 5.76% |
| Gainesville 15 Year Fixed Rate | 2023-06-01 | 5.44% |
| Gainesville 15 Year Fixed Rate Refi | 2023-06-01 | 5.17% |
| Gainesville 30 Year FHA | 2023-06-01 | -0.37% |
| Gainesville 30 Year FHA Refi | 2023-06-01 | 0% |
| Gainesville 30 Year USDA | 2023-06-01 | -0.1% |
| Gainesville 30 Year USDA Refi | 2023-06-01 | 0% |
| Gainesville 30 Year VA | 2023-06-01 | -0.64% |
| Gainesville 30 Year VA Refi | 2023-06-01 | -0.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GAINESVILLE, GA.
GAINESVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GAINESVILLE, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
GAINESVILLE Average Closing Costs & Other Stats
GAINESVILLE, GA's 224 lenders originated 5,881
loans during 2022. The total origination value was $1,966,825,000, with an average loan value of
$334,437.
GAINESVILLE's average closing costs are $5,402.
The top GAINESVILLE lender as defined by loan originations is HOMESTAR FINANCIAL CORPORATION, with
261 loans originated. Their average total fees are
$5,255, which is $2,017
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee GAINESVILLE lenders (with over 10 loans originated) are
PULTE MORTGAGE LLC ($2,058), EVERETT FINANCIAL, INC. ($2,948), JPMorgan Chase Bank ($3,568), BETTER MORTGAGE CORPORATION ($3,942) and Wells Fargo Bank ($4,445).
The lowest rate GAINESVILLE lenders (with over 10 loans originated) are
Bank of America (3.68%), DELTA COMMUNITY CREDIT UNION (3.76%), GUARANTY HOME MORTGAGE CORPORATION (4.07%), Synovus Bank (4.20%) and Renasant Bank (4.21%).
GAINESVILLE, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| HOMESTAR FINANCIAL CORPORATION | $214,900,000 | $124,930,000 | -41.9% | 6.4% |
| QUICKEN LOANS, LLC | $242,055,000 | $119,315,000 | -50.7% | 6.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $113,335,000 | $98,675,000 | -12.9% | 5.0% |
| Ameris Bank | $101,120,000 | $79,160,000 | -21.7% | 4.0% |
| South State Bank | $15,820,000 | $77,675,000 | 391.0% | 3.9% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $12,915,000 | $74,395,000 | 476.0% | 3.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $51,825,000 | $58,455,000 | 12.8% | 3.0% |
| Truist | $71,665,000 | $54,260,000 | -24.3% | 2.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $86,640,000 | $52,665,000 | -39.2% | 2.7% |
| United Community Bank | $74,825,000 | $49,455,000 | -33.9% | 2.5% |
| Regions Bank | $57,865,000 | $45,500,000 | -21.4% | 2.3% |
| EVERETT FINANCIAL, INC. | $16,450,000 | $43,850,000 | 166.6% | 2.2% |
| PNC Bank | $5,585,000 | $38,820,000 | 595.1% | 2.0% |
| DHI MORTGAGE COMPANY, LTD. | $57,655,000 | $37,050,000 | -35.7% | 1.9% |
| LOANDEPOT.COM, LLC | $54,460,000 | $37,050,000 | -32.0% | 1.9% |
| BROKER SOLUTIONS, INC. | $46,175,000 | $35,370,000 | -23.4% | 1.8% |
| GREYSTONE FUNDING COMPANY LLC | $33,005,000 | n/a | 1.7% | |
| Santander Bank, N.A. | $29,505,000 | n/a | 1.5% | |
| Wells Fargo Bank | $54,745,000 | $28,300,000 | -48.3% | 1.4% |
| Synovus Bank | $19,095,000 | $27,565,000 | 44.4% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $57,690,000 | $21,225,000 | -63.2% | 1.1% |
| Capital City Home Loans, LLC | $21,345,000 | $20,230,000 | -5.2% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $32,350,000 | $19,540,000 | -39.6% | 1.0% |
| First Option Mortgage, LLC | $15,105,000 | $18,175,000 | 20.3% | 0.9% |
| MOVEMENT MORTGAGE, LLC | $12,660,000 | $17,935,000 | 41.7% | 0.9% |
| Flagstar Bank, FSB | $19,060,000 | $17,105,000 | -10.3% | 0.9% |
| EAGLE HOME MORTGAGE, LLC | $24,995,000 | $16,905,000 | -32.4% | 0.9% |
| Bank of America | $28,990,000 | $14,910,000 | -48.6% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $11,875,000 | $14,025,000 | 18.1% | 0.7% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $24,690,000 | $13,250,000 | -46.3% | 0.7% |
| HOME POINT FINANCIAL CORPORATION | $36,765,000 | $13,215,000 | -64.1% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $59,225,000 | $12,880,000 | -78.3% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $14,890,000 | $12,315,000 | -17.3% | 0.6% |
| Mortgage Research Center, LLC | $17,025,000 | $11,745,000 | -31.0% | 0.6% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $11,145,000 | $11,670,000 | 4.7% | 0.6% |
| Prosperity Home Mortgage, LLC | $17,615,000 | $10,335,000 | -41.3% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $32,990,000 | $10,265,000 | -68.9% | 0.5% |
| GUARANTEED RATE, INC. | $22,450,000 | $9,760,000 | -56.5% | 0.5% |
| STOCKTON MORTGAGE CORPORATION | $15,810,000 | $9,700,000 | -38.6% | 0.5% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | $16,315,000 | $9,385,000 | -42.5% | 0.5% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $13,530,000 | $9,355,000 | -30.9% | 0.5% |
| DELTA COMMUNITY CREDIT UNION | $11,625,000 | $9,280,000 | -20.2% | 0.5% |
| US MORTGAGE CORPORATION | $14,040,000 | $9,265,000 | -34.0% | 0.5% |
| MILEND, INC. | $19,730,000 | $9,235,000 | -53.2% | 0.5% |
| Pinnacle Bank | $720,000 | $9,060,000 | 1,158.3% | 0.5% |
| CALIBER HOME LOANS, INC. | $14,765,000 | $8,855,000 | -40.0% | 0.5% |
| GUARANTY HOME MORTGAGE CORPORATION | $19,595,000 | $8,525,000 | -56.5% | 0.4% |
| THE MORTGAGE FIRM, INC. | $11,445,000 | $8,465,000 | -26.0% | 0.4% |
| ACOPIA, LLC | $18,290,000 | $8,415,000 | -54.0% | 0.4% |
| PULTE MORTGAGE LLC | $14,840,000 | $8,090,000 | -45.5% | 0.4% |
| Equity Prime Mortgage LLC | $3,450,000 | $8,005,000 | 132.0% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $12,190,000 | $7,575,000 | -37.9% | 0.4% |
| NEWREZ LLC | $25,045,000 | $7,110,000 | -71.6% | 0.4% |
| AMWEST FUNDING CORP. | $4,455,000 | $6,960,000 | 56.2% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $18,035,000 | $6,960,000 | -61.4% | 0.4% |
| JPMorgan Chase Bank | $15,710,000 | $6,890,000 | -56.1% | 0.4% |
| Charles Schwab Bank, SSB | $3,725,000 | $6,595,000 | 77.0% | 0.3% |
| First Federal Bank | $14,575,000 | $6,250,000 | -57.1% | 0.3% |
| Renasant Bank | $12,600,000 | $6,235,000 | -50.5% | 0.3% |
| GEORGIA UNITED | $4,105,000 | $6,185,000 | 50.7% | 0.3% |
| U.S. Bank | $8,140,000 | $6,180,000 | -24.1% | 0.3% |
| Metro City Bank | $2,920,000 | $6,175,000 | 111.5% | 0.3% |
| NexBank | $4,700,000 | $6,145,000 | 30.7% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $10,940,000 | $6,095,000 | -44.3% | 0.3% |
| GREYSTONE SERVICING COMPANY LLC | $5,975,000 | n/a | 0.3% | |
| Bethpage Federal Credit Union | $135,000 | $5,880,000 | 4,255.6% | 0.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $12,860,000 | $5,710,000 | -55.6% | 0.3% |
| WALKER & DUNLOP, LLC | $5,655,000 | n/a | 0.3% | |
| BETTER MORTGAGE CORPORATION | $34,490,000 | $5,520,000 | -84.0% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $13,780,000 | $5,420,000 | -60.7% | 0.3% |
| HOMESIDE FINANCIAL, LLC | $5,350,000 | $5,250,000 | -1.9% | 0.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $6,550,000 | $5,160,000 | -21.2% | 0.3% |
| GEORGIA'S OWN | $5,440,000 | $5,045,000 | -7.3% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $4,320,000 | $4,910,000 | 13.7% | 0.2% |
| First Horizon Bank | $7,530,000 | $4,875,000 | -35.3% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,485,000 | $4,805,000 | 223.6% | 0.2% |
| Northpointe Bank | $8,120,000 | $4,695,000 | -42.2% | 0.2% |
| Citizens Bank | $305,000 | $4,470,000 | 1,365.6% | 0.2% |
| The Piedmont Bank | $2,635,000 | $4,340,000 | 64.7% | 0.2% |
| SHELTER HOME MORTGAGE, LLC | $10,085,000 | $4,205,000 | -58.3% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $9,105,000 | $4,145,000 | -54.5% | 0.2% |
| GMFS LLC | $1,760,000 | $4,030,000 | 129.0% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $8,940,000 | $4,015,000 | -55.1% | 0.2% |
| Carrington Mortgage Services, LLC | $4,845,000 | $3,980,000 | -17.9% | 0.2% |
| ANGEL OAK HOME LOANS LLC | $6,880,000 | $3,895,000 | -43.4% | 0.2% |
| KELLER MORTGAGE, LLC | $9,285,000 | $3,810,000 | -59.0% | 0.2% |
| MORTGAGE INVESTORS GROUP, INC. | $6,495,000 | $3,680,000 | -43.3% | 0.2% |
| BNY Mellon | $1,715,000 | $3,655,000 | 113.1% | 0.2% |
| ZILLOW HOME LOANS, LLC | $5,930,000 | $3,650,000 | -38.4% | 0.2% |
| Ally Bank | $5,895,000 | $3,560,000 | -39.6% | 0.2% |
| USAA Federal Savings Bank | $4,750,000 | $3,430,000 | -27.8% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,600,000 | $3,415,000 | 31.3% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $1,160,000 | $3,410,000 | 194.0% | 0.2% |
| Discover Bank | $1,835,000 | $3,295,000 | 79.6% | 0.2% |
| Morgan Stanley Private Bank | $4,205,000 | $3,145,000 | -25.2% | 0.2% |
| Mortgage Assurance Inc. | $11,860,000 | $3,140,000 | -73.5% | 0.2% |
| Associated Credit Union | $7,725,000 | $3,080,000 | -60.1% | 0.2% |
| The Commercial Bank | $3,070,000 | n/a | 0.2% | |
| Wyndham Capital Mortgage, Inc. | $7,005,000 | $3,045,000 | -56.5% | 0.2% |
| LENDINGONE, LLC | $785,000 | $3,010,000 | 283.4% | 0.2% |
| CREDIT UNION FINANCIAL SERVICES, LLC | $3,110,000 | $2,930,000 | -5.8% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,590,000 | $2,900,000 | -36.8% | 0.1% |
| First-Citizens Bank & Trust Company | $4,320,000 | $2,850,000 | -34.0% | 0.1% |
| The Federal Savings Bank | $5,100,000 | $2,825,000 | -44.6% | 0.1% |
| TJC Mortgage, Inc. | $2,460,000 | $2,815,000 | 14.4% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $880,000 | $2,810,000 | 219.3% | 0.1% |
| NEW DAY FINANCIAL, LLC | $4,755,000 | $2,785,000 | -41.4% | 0.1% |
| BAY EQUITY LLC | $9,070,000 | $2,770,000 | -69.5% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $8,605,000 | $2,700,000 | -68.6% | 0.1% |
| Magnolia Bank | $2,035,000 | $2,660,000 | 30.7% | 0.1% |
| CRESCENT MORTGAGE COMPANY | $2,695,000 | $2,650,000 | -1.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,960,000 | $2,600,000 | 32.7% | 0.1% |
| BancorpSouth Bank | $245,000 | $2,385,000 | 873.5% | 0.1% |
| DAS Acquisition Company, LLC | $6,830,000 | $2,375,000 | -65.2% | 0.1% |
| Fifth Third Bank | $3,415,000 | $2,325,000 | -31.9% | 0.1% |
| RADIUS FINANCIAL GROUP INC. | $1,740,000 | $2,325,000 | 33.6% | 0.1% |
| CERTAINTY HOME LOANS, LLC | $3,300,000 | $2,305,000 | -30.2% | 0.1% |
| AmeriHome Mortgage Company, LLC | $7,160,000 | $2,290,000 | -68.0% | 0.1% |
| PLANET HOME LENDING, LLC | $2,295,000 | $2,230,000 | -2.8% | 0.1% |
| SPRING EQ, LLC | $185,000 | $2,225,000 | 1,102.7% | 0.1% |
| DIGITAL Federal Credit Union | $75,000 | $2,200,000 | 2,833.3% | 0.1% |
| SWBC MORTGAGE CORPORATION | $4,015,000 | $2,185,000 | -45.6% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,070,000 | n/a | 0.1% | |
| Alcova Mortgage LLC | $1,325,000 | $2,050,000 | 54.7% | 0.1% |
| First National Bank of America | $1,395,000 | $2,015,000 | 44.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,160,000 | $1,980,000 | 70.7% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $4,960,000 | $1,945,000 | -60.8% | 0.1% |
| AMERICAN ADVISORS GROUP | $2,235,000 | $1,920,000 | -14.1% | 0.1% |
| Commerce Home Mortgage, Inc. | $790,000 | $1,835,000 | 132.3% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $2,435,000 | $1,790,000 | -26.5% | 0.1% |
| Figure Lending LLC | $745,000 | $1,770,000 | 137.6% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,920,000 | $1,730,000 | -9.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,350,000 | $1,700,000 | 25.9% | 0.1% |
| Chicago Mortgage Solutions LLC | $2,135,000 | $1,630,000 | -23.7% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $865,000 | $1,600,000 | 85.0% | 0.1% |
| FBC MORTGAGE, LLC | $6,375,000 | $1,600,000 | -74.9% | 0.1% |
| NFM, INC. | $1,580,000 | n/a | 0.1% | |
| First American Bank and Trust Company | $1,780,000 | $1,545,000 | -13.2% | 0.1% |
| GREAT LAKES | $1,505,000 | n/a | 0.1% | |
| ON Q FINANCIAL, INC. | $1,615,000 | $1,505,000 | -6.8% | 0.1% |
| United Bank | $515,000 | $1,505,000 | 192.2% | 0.1% |
| CMG MORTGAGE, INC. | $3,600,000 | $1,455,000 | -59.6% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $2,150,000 | $1,445,000 | -32.8% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $205,000 | $1,415,000 | 590.2% | 0.1% |
| SUMMIT FUNDING, INC. | $175,000 | $1,405,000 | 702.9% | 0.1% |
| KeyBank | $37,215,000 | $1,395,000 | -96.3% | 0.1% |
| S1L, Inc. | $1,905,000 | $1,365,000 | -28.3% | 0.1% |
| Stifel Bank and Trust | $2,170,000 | $1,365,000 | -37.1% | 0.1% |
| EMBRACE HOME LOANS, INC. | $930,000 | $1,345,000 | 44.6% | 0.1% |
| T2 FINANCIAL LLC | $415,000 | $1,330,000 | 220.5% | 0.1% |
| Capital City Bank | $1,325,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $2,435,000 | $1,325,000 | -45.6% | 0.1% |
| First Home Bank | $1,695,000 | $1,320,000 | -22.1% | 0.1% |
| Bank of England | $2,675,000 | $1,285,000 | -52.0% | 0.1% |
| Goldwater Bank, N.A. | $3,865,000 | $1,285,000 | -66.8% | 0.1% |
| Colony Bank | $1,455,000 | $1,275,000 | -12.4% | 0.1% |
| First Guaranty Mortgage Corporation | $1,725,000 | $1,265,000 | -26.7% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,745,000 | $1,250,000 | -28.4% | 0.1% |
| ALLIANT CREDIT UNION | $785,000 | $1,235,000 | 57.3% | 0.1% |
| Atlantic Union Bank | $1,580,000 | $1,225,000 | -22.5% | 0.1% |
| HALLCO COMMUNITY CREDIT UNION | $3,810,000 | $1,205,000 | -68.4% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $205,000 | $1,165,000 | 468.3% | 0.1% |
| GUILD MORTGAGE COMPANY | $4,440,000 | $1,145,000 | -74.2% | 0.1% |
| Southern First Bank | $2,150,000 | $1,135,000 | -47.2% | 0.1% |
| HOMESTEAD FUNDING CORP. | $1,170,000 | $1,125,000 | -3.8% | 0.1% |
| Amerifirst Financial, Inc. | $1,675,000 | $1,110,000 | -33.7% | 0.1% |
| Nations Lending Corporation | $2,340,000 | $1,105,000 | -52.8% | 0.1% |
| Oconee State Bank | $1,520,000 | $1,090,000 | -28.3% | 0.1% |
| Assurance Financial Group, L.L.C. | $1,905,000 | $1,065,000 | -44.1% | 0.1% |
| GENEVA FINANCIAL, LLC | $1,865,000 | $1,065,000 | -42.9% | 0.1% |
| OCMBC, INC. | $1,060,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $760,000 | $1,055,000 | 38.8% | 0.1% |
| STATE EMPLOYEES' | $1,045,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $5,685,000 | $1,035,000 | -81.8% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,030,000 | n/a | 0.1% | |
| East West Bank | $340,000 | $1,020,000 | 200.0% | 0.1% |
| Capitol Federal Savings Bank | $575,000 | $990,000 | 72.2% | 0.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $2,725,000 | $965,000 | -64.6% | 0.0% |
| LOANPAL, LLC | $400,000 | $965,000 | 141.3% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,740,000 | $940,000 | -65.7% | 0.0% |
| FirstBank | $4,040,000 | $935,000 | -76.9% | 0.0% |
| Arvest Bank | $2,040,000 | $920,000 | -54.9% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $5,160,000 | $905,000 | -82.5% | 0.0% |
| UNITED PREMIER FUNDING, LLC | $850,000 | $895,000 | 5.3% | 0.0% |
| North American Savings Bank, F.S.B. | $2,230,000 | $880,000 | -60.5% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $870,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $560,000 | $870,000 | 55.4% | 0.0% |
| QUANTUM NATIONAL BANK | $1,095,000 | $855,000 | -21.9% | 0.0% |
| DATA MORTGAGE, INC. | $245,000 | $840,000 | 242.9% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,100,000 | $840,000 | -23.6% | 0.0% |
| PEACH STATE FEDERAL CREDIT UNION | $1,235,000 | $835,000 | -32.4% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $505,000 | $795,000 | 57.4% | 0.0% |
| UBS Bank USA | $555,000 | $785,000 | 41.4% | 0.0% |
| AMERICAN HOME MORTGAGE, INC. | $580,000 | $770,000 | 32.8% | 0.0% |
| Opendoor Home Loans LLC | $740,000 | $745,000 | 0.7% | 0.0% |
| Bank OZK | $870,000 | $735,000 | -15.5% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $730,000 | n/a | 0.0% | |
| M&T Bank | $940,000 | $730,000 | -22.3% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $820,000 | $700,000 | -14.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $260,000 | $690,000 | 165.4% | 0.0% |
| The Central Trust Bank | $1,330,000 | $690,000 | -48.1% | 0.0% |
| The Northern Trust Company | $685,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $635,000 | $645,000 | 1.6% | 0.0% |
| IMPAC MORTGAGE CORP. | $865,000 | $645,000 | -25.4% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $640,000 | n/a | 0.0% | |
| MidFirst Bank | $625,000 | n/a | 0.0% | |
| NMSI, INC. | $1,615,000 | $620,000 | -61.6% | 0.0% |
| Citibank | $1,555,000 | $605,000 | -61.1% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $600,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $1,715,000 | $590,000 | -65.6% | 0.0% |
| STEARNS LENDING, LLC | $3,675,000 | $555,000 | -84.9% | 0.0% |
| Prime Choice Funding Inc. | $1,150,000 | $545,000 | -52.6% | 0.0% |
| Colonial Savings, F.A. | $255,000 | $535,000 | 109.8% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $975,000 | $525,000 | -46.2% | 0.0% |
| Woori America Bank | $445,000 | $525,000 | 18.0% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $520,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $85,000 | $515,000 | 505.9% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $1,610,000 | $510,000 | -68.3% | 0.0% |
| First Heritage Mortgage, LLC | $1,885,000 | $505,000 | -73.2% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $495,000 | $505,000 | 2.0% | 0.0% |
| Raymond James Bank | $2,560,000 | $505,000 | -80.3% | 0.0% |
| Austin Capital Bank SSB | $500,000 | n/a | 0.0% | |
| Pinnacle Bank | $720,000 | $495,000 | -31.3% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $590,000 | $490,000 | -16.9% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $4,185,000 | $480,000 | -88.5% | 0.0% |
| DIRECT LENDERS, LLC | $485,000 | $475,000 | -2.1% | 0.0% |
| Baxter Credit Union | $470,000 | n/a | 0.0% | |
| ADVANCIAL | $335,000 | $465,000 | 38.8% | 0.0% |
| The Union Bank Company | $625,000 | $465,000 | -25.6% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $605,000 | $460,000 | -24.0% | 0.0% |
| The Huntington National Bank | $495,000 | $455,000 | -8.1% | 0.0% |
| NBKC BANK | $5,740,000 | $445,000 | -92.2% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $430,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $425,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $425,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $1,180,000 | $420,000 | -64.4% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $765,000 | $420,000 | -45.1% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $405,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $395,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $385,000 | n/a | 0.0% | |
| NP, Inc. | $2,315,000 | $385,000 | -83.4% | 0.0% |
| Tyndall Federal Credit Union | $385,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $205,000 | $375,000 | 82.9% | 0.0% |
| Northwest Federal Credit Union | $1,035,000 | $375,000 | -63.8% | 0.0% |
| Beeline Loans, Inc. | $365,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $475,000 | $365,000 | -23.2% | 0.0% |
| FAMILY SAVINGS | $325,000 | $365,000 | 12.3% | 0.0% |
| TOWER | $365,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $345,000 | n/a | 0.0% | |
| EMERY FEDERAL CREDIT UNION | $340,000 | n/a | 0.0% | |
| FIRST HOME MORTGAGE CORPORATION | $335,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $135,000 | $330,000 | 144.4% | 0.0% |
| Armed Forces Bank | $225,000 | $325,000 | 44.4% | 0.0% |
| VICTORY MORTGAGE, L.L.C. | $335,000 | $325,000 | -3.0% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $630,000 | $315,000 | -50.0% | 0.0% |
| Citadel Servicing Corporation | $315,000 | n/a | 0.0% | |
| First National Bank of Pennsylvania | $315,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $315,000 | n/a | 0.0% | |
| Plains Commerce Bank | $700,000 | $315,000 | -55.0% | 0.0% |
| NEXERA HOLDING LLC | $310,000 | n/a | 0.0% | |
| PUBLIX EMPLOYEES | $310,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $385,000 | $305,000 | -20.8% | 0.0% |
| United Nations Federal Credit Union | $305,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $805,000 | $295,000 | -63.4% | 0.0% |
| FIRST COMMUNITY | $295,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $2,750,000 | $295,000 | -89.3% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $340,000 | $295,000 | -13.2% | 0.0% |
| MK LENDING CORP. | $295,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $175,000 | $285,000 | 62.9% | 0.0% |
| SANCTUARY HOME MORTGAGE LLC | $405,000 | $275,000 | -32.1% | 0.0% |
| V.I.P. MORTGAGE, INC. | $285,000 | $265,000 | -7.0% | 0.0% |
| Waterstone Mortgage Corporation | $905,000 | $265,000 | -70.7% | 0.0% |
| OPEN MORTGAGE, LLC | $490,000 | $260,000 | -46.9% | 0.0% |
| HONDA Federal Credit Union | $255,000 | n/a | 0.0% | |
| IVY MORTGAGE, INC. | $175,000 | $245,000 | 40.0% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $530,000 | $245,000 | -53.8% | 0.0% |
| AFFINITY | $240,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $385,000 | $235,000 | -39.0% | 0.0% |
| Texana Bank | $235,000 | n/a | 0.0% | |
| Axos Bank | $1,595,000 | $225,000 | -85.9% | 0.0% |
| Deseret First Credit Union | $225,000 | n/a | 0.0% | |
| Shamrock Home Loans, Inc. | $225,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $355,000 | $215,000 | -39.4% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $205,000 | n/a | 0.0% | |
| CPM Federal Credit Union | $195,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $460,000 | $185,000 | -59.8% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $2,255,000 | $185,000 | -91.8% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| Gateway First Bank | $490,000 | $175,000 | -64.3% | 0.0% |
| AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $1,040,000 | $155,000 | -85.1% | 0.0% |
| CANOPY MORTGAGE, LLC | $195,000 | $155,000 | -20.5% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $270,000 | $155,000 | -42.6% | 0.0% |
| First Savings Bank | $105,000 | $145,000 | 38.1% | 0.0% |
| RESIDENTIAL BANCORP. | $145,000 | n/a | 0.0% | |
| WesBanco Bank, Inc. | $145,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $200,000 | $135,000 | -32.5% | 0.0% |
| THE MONEY SOURCE INC. | $245,000 | $135,000 | -44.9% | 0.0% |
| CLEARPATH LENDING | $2,690,000 | $125,000 | -95.4% | 0.0% |
| Watermark Capital, Inc. | $125,000 | $105,000 | -16.0% | 0.0% |
| CDC Federal Credit Union | $95,000 | $95,000 | 0.0% | 0.0% |
| MTC Federal Credit Union | $95,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $85,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $480,000 | $75,000 | -84.4% | 0.0% |
| Vibrant Credit Union | $75,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $65,000 | n/a | 0.0% | |
| Service Federal Credit Union | $65,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $95,000 | $55,000 | -42.1% | 0.0% |
| COCA-COLA | $55,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $55,000 | n/a | 0.0% | |
| Envision Credit Union | $35,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $1,075,000 | $35,000 | -96.7% | 0.0% |
GAINESVILLE's top lender by overall market share is HOMESTAR FINANCIAL CORPORATION, with 6.4% market share. In second place, with 6.1%, is QUICKEN LOANS, LLC, having originated $119,315,000 in loans. In third place, with 5.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $98,675,000 in loans. In fourth place, with 4.0%, is Ameris Bank, having originated $79,160,000 in loans. In fifth place, with 3.9%, is South State Bank, having originated $77,675,000 in loans.
GAINESVILLE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - GAINESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $317,450 (5.8%) | $432,409 (1.0%) | 1.18 | 850 |
| 2018-02-01 | $324,738 (4.8%) | $432,984 (-0.6%) | 1.18 | 891 |
| 2018-03-01 | $335,025 (5.0%) | $440,509 (1.6%) | 1.18 | 913 |
| 2018-04-01 | $349,900 (7.7%) | $470,120 (7.6%) | 1.19 | 1,018 |
| 2018-05-01 | $349,925 (6.4%) | $447,911 (1.8%) | 1.17 | 1,071 |
| 2018-06-01 | $352,950 (7.0%) | $461,402 (7.7%) | 1.18 | 1,072 |
| 2018-07-01 | $353,348 (8.6%) | $454,068 (6.5%) | 1.18 | 1,075 |
| 2018-08-01 | $355,450 (9.3%) | $457,698 (6.7%) | 1.19 | 1,066 |
| 2018-09-01 | $352,463 (8.5%) | $453,005 (6.7%) | 1.19 | 1,075 |
| 2018-10-01 | $339,950 (4.3%) | $439,539 (3.6%) | 1.15 | 1,221 |
| 2018-11-01 | $340,000 (6.5%) | $442,310 (5.1%) | 1.15 | 1,174 |
| 2018-12-01 | $337,950 (9.1%) | $433,242 (2.6%) | 1.17 | 1,161 |
| 2019-01-01 | $338,750 (6.7%) | $443,786 (2.6%) | 1.17 | 1,087 |
| 2019-02-01 | $347,460 (7.0%) | $470,817 (8.7%) | 1.17 | 1,063 |
| 2019-03-01 | $328,471 (-2.0%) | $442,907 (0.5%) | 1.07 | 1,213 |
| 2019-04-01 | $299,900 (-14.3%) | $392,740 (-16.5%) | 0.95 | 1,476 |
| 2019-05-01 | $299,900 (-14.3%) | $395,296 (-11.8%) | 0.94 | 1,519 |
| 2019-06-01 | $289,700 (-17.9%) | $396,853 (-14.0%) | 0.91 | 1,549 |
| 2019-07-01 | $286,722 (-18.9%) | $396,433 (-12.7%) | 0.90 | 1,563 |
| 2019-08-01 | $285,478 (-19.7%) | $388,566 (-15.1%) | 0.90 | 1,550 |
| 2019-09-01 | $286,195 (-18.8%) | $380,573 (-16.0%) | 0.92 | 1,491 |
| 2019-10-01 | $305,376 (-10.2%) | $407,132 (-7.4%) | 0.99 | 1,236 |
| 2019-11-01 | $323,459 (-4.9%) | $439,249 (-0.7%) | 1.06 | 1,016 |
| 2019-12-01 | $321,265 (-4.9%) | $441,601 (1.9%) | 1.07 | 975 |
| 2020-01-01 | $318,495 (-6.0%) | $447,725 (0.9%) | 1.06 | 910 |
| 2020-02-01 | $321,420 (-7.5%) | $458,938 (-2.5%) | 1.05 | 890 |
| 2020-03-01 | $340,005 (3.5%) | $469,282 (6.0%) | 1.07 | 949 |
| 2020-04-01 | $341,150 (13.8%) | $471,991 (20.2%) | 1.07 | 984 |
| 2020-05-01 | $349,999 (16.7%) | $487,226 (23.3%) | 1.06 | 921 |
| 2020-06-01 | $352,595 (21.7%) | $493,138 (24.3%) | 1.04 | 798 |
| 2020-07-01 | $352,314 (22.9%) | $500,267 (26.2%) | 1.02 | 748 |
| 2020-08-01 | $365,000 (27.9%) | $515,449 (32.7%) | 1.05 | 661 |
| 2020-09-01 | $370,525 (29.5%) | $542,371 (42.5%) | 1.06 | 592 |
| 2020-10-01 | $362,598 (18.7%) | $521,808 (28.2%) | 1.04 | 571 |
| 2020-11-01 | $363,070 (12.3%) | $540,717 (23.1%) | 1.06 | 508 |
| 2020-12-01 | $363,100 (13.0%) | $548,197 (24.1%) | 1.08 | 457 |
| 2021-01-01 | $369,778 (16.1%) | $570,634 (27.5%) | 1.10 | 374 |
| 2021-02-01 | $398,843 (24.1%) | $609,754 (32.9%) | 1.16 | 283 |
| 2021-03-01 | $386,566 (13.7%) | $613,856 (30.8%) | 1.10 | 285 |
| 2021-04-01 | $409,450 (20.0%) | $670,786 (42.1%) | 1.11 | 267 |
| 2021-05-01 | $450,000 (28.6%) | $670,183 (37.6%) | 1.20 | 279 |
| 2021-06-01 | $423,021 (20.0%) | $691,792 (40.3%) | 1.11 | 324 |
| 2021-07-01 | $420,000 (19.2%) | $708,422 (41.6%) | 1.11 | 397 |
| 2021-08-01 | $419,000 (14.8%) | $659,668 (28.0%) | 1.12 | 432 |
| 2021-09-01 | $429,000 (15.8%) | $628,366 (15.9%) | 1.14 | 415 |
| 2021-10-01 | $449,899 (24.1%) | $630,702 (20.9%) | 1.20 | 410 |
| 2021-11-01 | $469,365 (29.3%) | $638,203 (18.0%) | 1.26 | 405 |
| 2021-12-01 | $461,750 (27.2%) | $642,388 (17.2%) | 1.25 | 358 |
| 2022-01-01 | $458,802 (24.1%) | $628,623 (10.2%) | 1.24 | 295 |
| 2022-02-01 | $459,950 (15.3%) | $614,686 (0.8%) | 1.20 | 306 |
| 2022-03-01 | $486,720 (25.9%) | $622,813 (1.5%) | 1.22 | 318 |
| 2022-04-01 | $497,450 (21.5%) | $674,183 (0.5%) | 1.19 | 342 |
| 2022-05-01 | $497,425 (10.5%) | $665,850 (-0.7%) | 1.14 | 417 |
| 2022-06-01 | $517,049 (22.2%) | $674,692 (-2.5%) | 1.15 | 504 |
| 2022-07-01 | $501,915 (19.5%) | $658,087 (-7.1%) | 1.13 | 608 |
| 2022-08-01 | $499,900 (19.3%) | $620,977 (-5.9%) | 1.16 | 660 |
| 2022-09-01 | $491,109 (14.5%) | $610,424 (-2.9%) | 1.15 | 679 |
| 2022-10-01 | $478,340 (6.3%) | $590,661 (-6.4%) | 1.13 | 680 |
| 2022-11-01 | $475,395 (1.3%) | $570,421 (-10.6%) | 1.14 | 674 |
| 2022-12-01 | $478,339 (3.6%) | $586,246 (-8.7%) | 1.18 | 609 |
| 2023-01-01 | $479,070 (4.4%) | $590,219 (-6.1%) | 1.19 | 536 |
| 2023-02-01 | $477,450 (3.8%) | $607,574 (-1.2%) | 1.15 | 500 |
| 2023-03-01 | $472,700 (-2.9%) | $610,559 (-2.0%) | 1.12 | 500 |
| 2023-04-01 | $494,557 (-0.6%) | $672,489 (-0.3%) | 1.15 | 447 |
| 2023-05-01 | $498,757 (0.3%) | $711,063 (6.8%) | 1.13 | 451 |
GAINESVILLE's median listing price for 2023-05-01 was $498,757, a difference of
$1,332
(0.3%) versus the prior year and
$4,200 versus the prior month.
GAINESVILLE's median listing price comes in at 113% of the national average.
GAINESVILLE's average listing price for 2023-05-01 was $711,063, a difference of $45,213 (6.8%) versus the prior year and $38,574 versus the prior month.
For the 2023-05-01 period, GAINESVILLE had 451 MLS listings, a difference of 4 listings (1%) versus the prior month and 34 listings (8%) versus the prior year.
GAINESVILLE's median listing price comes in at 113% of the national average.
GAINESVILLE's average listing price for 2023-05-01 was $711,063, a difference of $45,213 (6.8%) versus the prior year and $38,574 versus the prior month.
For the 2023-05-01 period, GAINESVILLE had 451 MLS listings, a difference of 4 listings (1%) versus the prior month and 34 listings (8%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - GAINESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 80 days | 2,569 sqft |
| 2018-02-01 | 78 days | 2,618 sqft |
| 2018-03-01 | 60 days | 2,638 sqft |
| 2018-04-01 | 60 days | 2,660 sqft |
| 2018-05-01 | 59 days | 2,673 sqft |
| 2018-06-01 | 71 days | 2,765 sqft |
| 2018-07-01 | 77 days | 2,732 sqft |
| 2018-08-01 | 78 days | 2,783 sqft |
| 2018-09-01 | 72 days | 2,775 sqft |
| 2018-10-01 | 75 days | 2,673 sqft |
| 2018-11-01 | 79 days | 2,660 sqft |
| 2018-12-01 | 86 days | 2,626 sqft |
| 2019-01-01 | 86 days | 2,649 sqft |
| 2019-02-01 | 79 days | 2,674 sqft |
| 2019-03-01 | 76 days | 2,720 sqft |
| 2019-04-01 | 72 days | 2,708 sqft |
| 2019-05-01 | 64 days | 2,707 sqft |
| 2019-06-01 | 65 days | 2,650 sqft |
| 2019-07-01 | 74 days | 2,673 sqft |
| 2019-08-01 | 77 days | 2,683 sqft |
| 2019-09-01 | 79 days | 2,661 sqft |
| 2019-10-01 | 77 days | 2,624 sqft |
| 2019-11-01 | 78 days | 2,600 sqft |
| 2019-12-01 | 80 days | 2,600 sqft |
| 2020-01-01 | 77 days | 2,574 sqft |
| 2020-02-01 | 68 days | 2,576 sqft |
| 2020-03-01 | 55 days | 2,662 sqft |
| 2020-04-01 | 59 days | 2,675 sqft |
| 2020-05-01 | 75 days | 2,670 sqft |
| 2020-06-01 | 82 days | 2,747 sqft |
| 2020-07-01 | 67 days | 2,733 sqft |
| 2020-08-01 | 60 days | 2,765 sqft |
| 2020-09-01 | 58 days | 2,789 sqft |
| 2020-10-01 | 52 days | 2,721 sqft |
| 2020-11-01 | 55 days | 2,665 sqft |
| 2020-12-01 | 65 days | 2,689 sqft |
| 2021-01-01 | 67 days | 2,726 sqft |
| 2021-02-01 | 46 days | 2,724 sqft |
| 2021-03-01 | 38 days | 2,565 sqft |
| 2021-04-01 | 41 days | 2,823 sqft |
| 2021-05-01 | 34 days | 2,823 sqft |
| 2021-06-01 | 33 days | 2,623 sqft |
| 2021-07-01 | 32 days | 2,663 sqft |
| 2021-08-01 | 42 days | 2,604 sqft |
| 2021-09-01 | 48 days | 2,611 sqft |
| 2021-10-01 | 54 days | 2,679 sqft |
| 2021-11-01 | 51 days | 2,671 sqft |
| 2021-12-01 | 58 days | 2,550 sqft |
| 2022-01-01 | 60 days | 2,500 sqft |
| 2022-02-01 | 33 days | 2,450 sqft |
| 2022-03-01 | 36 days | 2,522 sqft |
| 2022-04-01 | 34 days | 2,624 sqft |
| 2022-05-01 | 31 days | 2,534 sqft |
| 2022-06-01 | 30 days | 2,663 sqft |
| 2022-07-01 | 34 days | 2,579 sqft |
| 2022-08-01 | 46 days | 2,546 sqft |
| 2022-09-01 | 51 days | 2,498 sqft |
| 2022-10-01 | 55 days | 2,499 sqft |
| 2022-11-01 | 66 days | 2,505 sqft |
| 2022-12-01 | 76 days | 2,525 sqft |
| 2023-01-01 | 87 days | 2,566 sqft |
| 2023-02-01 | 57 days | 2,482 sqft |
| 2023-03-01 | 45 days | 2,454 sqft |
| 2023-04-01 | 43 days | 2,511 sqft |
| 2023-05-01 | 38 days | 2,567 sqft |
GAINESVILLE's median listing age (time on market) for 2023-05-01 was 38 days.
This
is 22%
longer
than the same period one year ago.
GAINESVILLE's median square footage for active listings during the 2023-05-01 period was 2,567 sqft. One year prior, the average listing was 2,534 sqft.
GAINESVILLE's median square footage for active listings during the 2023-05-01 period was 2,567 sqft. One year prior, the average listing was 2,534 sqft.
GAINESVILLE, GA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 30501 | Gainesville, GA | $820 | $880 | $1,000 | $1,300 | $1,470 |
| 30502 | Gainesville, GA | $840 | $900 | $1,030 | $1,340 | $1,520 |
| 30503 | Gainesville, GA | $840 | $900 | $1,030 | $1,340 | $1,520 |
| 30504 | Gainesville, GA | $850 | $910 | $1,040 | $1,350 | $1,530 |
| 30506 | Gainesville, GA | $950 | $1,000 | $1,140 | $1,470 | $1,700 |
| 30507 | Gainesville, GA | $810 | $870 | $990 | $1,290 | $1,460 |
| 30510 | Gainesville, GA | $690 | $760 | $860 | $1,130 | $1,270 |
| 30517 | Gainesville, GA | $1,160 | $1,200 | $1,370 | $1,730 | $2,050 |
| 30518 | Gainesville, GA | $1,110 | $1,140 | $1,300 | $1,610 | $1,960 |
| 30519 | Gainesville, GA | $1,430 | $1,460 | $1,660 | $2,060 | $2,510 |
| 30527 | Gainesville, GA | $960 | $1,030 | $1,170 | $1,520 | $1,730 |
| 30528 | Gainesville, GA | $840 | $900 | $1,030 | $1,340 | $1,520 |
| 30531 | Gainesville, GA | $690 | $760 | $860 | $1,130 | $1,270 |
| 30533 | Gainesville, GA | $820 | $880 | $1,000 | $1,300 | $1,480 |
| 30542 | Gainesville, GA | $1,010 | $1,090 | $1,240 | $1,610 | $1,830 |
| 30543 | Gainesville, GA | $910 | $970 | $1,110 | $1,450 | $1,640 |
| 30548 | Gainesville, GA | $1,060 | $1,100 | $1,250 | $1,570 | $1,880 |
| 30554 | Gainesville, GA | $780 | $840 | $960 | $1,250 | $1,420 |
| 30564 | Gainesville, GA | $690 | $760 | $860 | $1,130 | $1,270 |
| 30566 | Gainesville, GA | $860 | $920 | $1,050 | $1,370 | $1,550 |
| 30567 | Gainesville, GA | $990 | $1,060 | $1,210 | $1,580 | $1,780 |
| 30575 | Gainesville, GA | $690 | $760 | $860 | $1,130 | $1,270 |
2022 Average & Median Rent Data Statistics
GAINESVILLE, GA average 1BR rent: $959, median: $905
GAINESVILLE, GA average 2BR rent: $1,092, median: $1,035
GAINESVILLE, GA average 3BR rent: $1,409, median: $1,345
GAINESVILLE, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 3,241 | $1,220,025,000 | $376,435 |
| Cash Out Refi | 1,168 | $382,920,000 | $327,842 |
| Refi | 597 | $250,525,000 | $419,640 |
| Home Improvement | 476 | $56,220,000 | $118,109 |
| Other | 399 | $57,135,000 | $143,195 |
Gainesville's most frequently cited loan purpose was Home Purchase, with 3,241 originations. The 2nd most popular reason was Cash Out Refi, with 1,168 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4-5% | 1,468 | $508,520,000 | $346,403 |
| 5-6% | 1,433 | $542,135,000 | $378,322 |
| 3-4% | 1,371 | $427,475,000 | $311,798 |
| 6-7% | 699 | $196,385,000 | $280,951 |
| 2.5-3% | 325 | $169,255,000 | $520,785 |
| 7-8% | 225 | $47,145,000 | $209,533 |
| Over 8% | 166 | $22,230,000 | $133,916 |
| <2.5% | 126 | $29,150,000 | $231,349 |
During 2022, Gainesville's most frequently originated rate bucket was 4-5%, with 1,468 originations.
Loan Sizing (GAINESVILLE, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,950 | $858,680,000 | $291,078 |
| $100k-200k | 1,134 | $170,380,000 | $150,247 |
| $400k-600k | 752 | $354,520,000 | $471,436 |
| $100,000 or less | 707 | $41,835,000 | $59,173 |
| $600k-1000k | 272 | $194,130,000 | $713,713 |
| $Over $1MM | 66 | $347,280,000 | $5,261,818 |
GAINESVILLE's loan sizing saw the bucket of loans from $200k-400k with 2,950 originations, totaling $858,680,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,128 | $797,840,000 | $374,925 |
| 60-80% | 1,673 | $577,975,000 | $345,472 |
| 40-60% | 733 | $368,205,000 | $502,326 |
| 20-40% | 595 | $117,905,000 | $198,160 |
| Under 20% | 585 | $46,345,000 | $79,222 |
| Over 100% | 61 | $28,235,000 | $462,869 |
GAINESVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,128 originations, totaling $797,840,000 in origination value.