GAINESVILLE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Gainesville averaged 5.39% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.44% and one month ago for the week of 2022-04-14, the average rate was 5.04%.

Gainesville's average rate one year ago was 3.14%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.21%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Gainesville 30 Year Fixed Rate 2022-05-19 5.39%
Gainesville 30 Year Fixed Rate Refi 2022-05-19 5.21%
Gainesville 15 Year Fixed Rate 2022-05-19 4.97%
Gainesville 15 Year Fixed Rate Refi 2022-05-19 4.67%
Gainesville 30 Year FHA 2022-05-19 5.11%
Gainesville 30 Year FHA Refi 2022-05-19 5.26%
Gainesville 30 Year USDA 2022-05-19 5.18%
Gainesville 30 Year USDA Refi 2022-05-19 5.12%
Gainesville 30 Year VA 2022-05-19 5.11%
Gainesville 30 Year VA Refi 2022-05-19 4.81%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GAINESVILLE, GA.

GAINESVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the GAINESVILLE, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 558 3.08% $4,901
HOMESTAR FINANCIAL CORPORATION 460 3.23% $3,641
UNITED WHOLESALE MORTGAGE, LLC 217 3.02% $5,231
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 212 3.10% $4,152
Ameris Bank 176 3.07% $4,218
VANDERBILT MORTGAGE AND FINANCE, INC. 114 3.13% $4,163
DHI MORTGAGE COMPANY, LTD. 110 3.03% $3,075
Regions Bank 109 3.13% $4,289
Truist Bank 104 2.96% $4,168
LOANDEPOT.COM, LLC 102 3.02% $3,882
Wells Fargo Bank 97 3.07% $3,568
PENNYMAC LOAN SERVICES, LLC 95 3.11% $4,582
INSPIRE HOME LOANS INC. 89 3.01% $4,544
United Community Bank 85 3.10% $4,426
BROKER SOLUTIONS, INC. 84 3.27% $4,766
AMERISAVE MORTGAGE CORPORATION 84 2.95% $4,207
HOME POINT FINANCIAL CORPORATION 71 2.95% $4,594
BETTER MORTGAGE CORPORATION 65 2.82% $3,045
EAGLE HOME MORTGAGE, LLC 61 3.01% $4,580
Mr. Cooper ( Nationstar Mortgage ) 58 3.28% $5,758
GUARANTY HOME MORTGAGE CORPORATION 57 2.96% $5,181
SOUTHEAST MORTGAGE OF GEORGIA, INC. 55 3.31% $6,473
Flagstar Bank, FSB 51 3.19% $5,313
MILEND, INC. 50 3.08% $5,554
Bank of America 48 2.69% $4,801
STOCKTON MORTGAGE CORPORATION 46 3.10% $4,193
Capital City Home Loans, LLC 44 3.08% $4,004
GUARANTEED RATE, INC. 42 3.17% $4,782
NEWREZ LLC 42 3.15% $4,106
JPMorgan Chase Bank 41 3.13% $3,415
GUARANTY MORTGAGE SERVICES, L.L.C. 40 3.27% $6,971
Prosperity Home Mortgage, LLC 40 3.12% $4,160
PULTE MORTGAGE LLC 38 2.94% $1,172
EVERETT FINANCIAL, INC. 37 3.44% $2,854
ACOPIA, LLC 35 3.27% $4,876
First Option Mortgage, LLC 32 3.63% $5,132
Mortgage Assurance Inc. 32 3.00% $4,050
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 32 3.02% $3,961
First Federal Bank 31 3.13% $5,898
CROSSCOUNTRY MORTGAGE, LLC 31 3.29% $5,911
THE MORTGAGE FIRM, INC. 28 3.32% $4,106
MOVEMENT MORTGAGE, LLC 28 3.06% $3,750
FIRST COMMUNITY MORTGAGE, INC. 27 3.15% $3,888
CALIBER HOME LOANS, INC. 26 3.06% $5,523
HOMEOWNERS FINANCIAL GROUP USA, LLC 26 3.17% $4,585
KELLER MORTGAGE, LLC 25 3.08% $2,529
PRIMELENDING, A PLAINSCAPITAL COMPANY 24 3.16% $4,188
BANKSOUTH MORTGAGE COMPANY, LLC 24 3.04% $4,235
Renasant Bank 24 3.09% $3,717
LENDUS, LLC 24 3.03% $5,494
Synovus Bank 22 3.13% $5,104
South State Bank 21 3.06% $5,155
Associated Credit Union 21 2.95% $4,952
FREEDOM MORTGAGE CORPORATION 21 3.13% $3,071
Northpointe Bank 21 3.10% $4,063
PROVIDENT FUNDING ASSOCIATES, L.P. 20 2.81% $4,152
NAVY FEDERAL CREDIT UNION 20 3.51% $5,380
Citizens Bank 20 2.86% $4,395
SHELTER HOME MORTGAGE, LLC 20 3.19% $5,297
BAY EQUITY LLC 19 3.25% $4,215
ANGEL OAK HOME LOANS LLC 19 3.63% $5,028
HOMEBRIDGE FINANCIAL SERVICES, INC. 18 3.21% $6,750
Paramount Residential Mortgage Group, Inc. 17 3.32% $4,357
DELTA COMMUNITY CREDIT UNION 17 2.94% $4,973
US MORTGAGE CORPORATION 16 3.16% $4,376
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 15 3.19% $3,719
MORTGAGE INVESTORS GROUP, INC. 15 3.18% $3,750
Wyndham Capital Mortgage, Inc. 15 2.96% $1,938
DAS Acquisition Company, LLC 15 2.98% $3,997
FBC MORTGAGE, LLC 15 3.07% $4,164
GUARANTEED RATE AFFINITY, LLC 14 3.12% $4,390
MUTUAL OF OMAHA MORTGAGE, INC. 14 3.18% $4,337
AmeriHome Mortgage Company, LLC 13 3.16% $3,841
HOMESIDE FINANCIAL, LLC 13 3.13% $5,268
ZILLOW HOME LOANS, LLC 13 3.06% $5,163
Carrington Mortgage Services, LLC 12 3.47% $4,989
AMERICAN FINANCIAL NETWORK, INC. 12 3.34% $10,460
InterContinental Capital Group, Inc 12 3.01% $3,977
NexBank 11 2.89% $4,390
FirstBank 11 2.83% $2,457
Goldwater Bank, N.A. 11 3.14% $4,142
SUCCESS MORTGAGE PARTNERS, INC. 11 3.21% $4,456
U.S. Bank 11 3.00% $5,290
STEARNS LENDING, LLC 10 3.12% $6,955
NBKC BANK 9 2.89% $2,356
GEORGIA'S OWN 9 3.17% $3,829
CREDIT UNION FINANCIAL SERVICES, LLC 9 2.83% $6,999
HOMESPIRE MORTGAGE CORPORATION 9 2.99% $5,305
Ally Bank 9 2.89% $5,333
CHURCHILL MORTGAGE CORPORATION 8 3.17% $4,181
SWBC MORTGAGE CORPORATION 8 3.19% $3,414
CERTAINTY HOME LOANS, LLC 8 2.84% $3,648
Fifth Third Bank 8 3.12% $3,337
PNC Bank 8 2.97% $4,144
Nations Lending Corporation 8 3.13% $6,907
PRIMARY RESIDENTIAL MORTGAGE, INC. 7 3.21% $6,337
Arvest Bank 7 2.96% $4,546
GEORGIA UNITED 7 3.05% $4,997
Equity Prime Mortgage LLC 7 3.46% $5,382
SOFI LENDING CORP. 7 3.07% $3,297
CRESCENT MORTGAGE COMPANY 7 3.21% $5,516
LEADERONE FINANCIAL CORPORATION 7 2.89% $4,399
GUILD MORTGAGE COMPANY 7 3.23% $9,612
Morgan Stanley Private Bank 7 2.70% $3,905
CMG MORTGAGE, INC. 6 3.18% $6,938
First Heritage Mortgage, LLC 6 3.32% $4,048
First Horizon Bank 6 2.67% $7,209
First National Bank of America 6 7.06% $8,544
GMFS LLC 6 2.85% $5,143
Assurance Financial Group, L.L.C. 6 3.35% $4,086
Discover Bank 6 4.95% $0
Luxury Mortgage Corp. 6 3.88% $11,884
Bank of England 6 3.06% $4,137
LAKEVIEW LOAN SERVICING, LLC 6 3.44% $2,609
ISERVE RESIDENTIAL LENDING, LLC 6 3.29% $9,372
Cf Bank 6 2.90% $1,825
TJC Mortgage, Inc. 6 3.08% $4,395
Metro City Bank 5 4.60% $4,720
Stifel Bank and Trust 5 2.93% $2,366
NMSI, INC. 5 3.38% $6,134
S1L, Inc. 5 3.35% $4,729
First-Citizens Bank & Trust Company 5 3.23% $4,973
PENTAGON FEDERAL CREDIT UNION 5 2.93% $1,967
Charles Schwab Bank, SSB 5 2.49% $3,678
First Mortgage Solutions, LLC 4 2.75% $2,932
Atlantic Union Bank 4 3.44% $6,548
SECURITYNATIONAL MORTGAGE COMPANY 4 3.37% $4,628
Colony Bank 4 2.93% $4,445
UNION HOME MORTGAGE CORP. 4 2.81% $3,632
UNITED PREMIER FUNDING, LLC 4 3.31% $3,833
PEACH STATE FEDERAL CREDIT UNION 4 3.25% $4,075
FINANCE OF AMERICA MORTGAGE LLC 4 3.15% $1,952
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 5.06% $7,427
AMERICAN FINANCING CORPORATION 4 3.28% $3,371
RADIUS FINANCIAL GROUP INC. 4 3.38% $3,876
The Federal Savings Bank 4 2.84% $8,516
Magnolia Bank 4 2.97% $3,833
LIBERTY HOME MORTGAGE CORPORATION 4 3.47% $5,809
Amerifirst Financial, Inc. 4 3.28% $3,568
NATIONS DIRECT MORTGAGE, LLC 3 2.83% $3,696
Alcova Mortgage LLC 3 3.08% $3,409
ARC HOME LLC 3 3.95% $10,611
ATLANTA POSTAL 3 2.96% $4,005
Axos Bank 3 3.12% $7,653
BNC National Bank 3 2.75% $3,619
Chicago Mortgage Solutions LLC 3 2.95% $1,195
Citibank 3 2.92% $4,508
EMBRACE HOME LOANS, INC. 3 3.41% $5,665
First American Bank and Trust Company 3 2.79% $3,089
GENEVA FINANCIAL, LLC 3 3.42% $6,198
GET A RATE LLC 3 3.37% $3,814
Greenbox Loans, Inc. 3 4.96% $11,452
HSBC BANK USA, NATIONAL ASSOCIATION 3 3.05% $5,303
IMPAC MORTGAGE CORP. 3 2.58% $1,828
Ixonia Bank 3 3.83% $5,612
LENOX FINANCIAL MORTGAGE CORPORATION 3 3.29% $3,865
Manufacturers and Traders Trust Company 3 3.46% $6,253
NATIONWIDE MORTGAGE BANKERS, INC. 3 3.13% $9,562
NJ LENDERS CORP. 3 3.13% $3,110
Northwest Federal Credit Union 3 2.83% $3,370
SOUTHPOINT FINANCIAL SERVICES, INC. 3 3.04% $4,551
The Central Trust Bank 3 2.83% $2,320
TOTAL MORTGAGE SERVICES, LLC 3 2.96% $4,218
TOWNE MORTGAGE COMPANY 3 3.13% $5,653
Waterstone Mortgage Corporation 3 3.08% $5,562
EagleBank 2 2.81% $3,505
HANCOCK MORTGAGE PARTNERS, LLC 2 3.13% $4,704
Sierra Pacific Mortgage Company, Inc. 2 3.56% $5,163
TOP FLITE FINANCIAL, INC. 2 3.50% $5,840
KeyBank 2 2.50% $4,899
First Home Bank 2 3.06% $2,931
First Guaranty Mortgage Corporation 2 2.75% $3,844
Raymond James Bank 2 2.69% $5,756
Southern First Bank 2 3.00% $4,012
South Pacific Financial Corporation 2 2.94% $4,095
Pinnacle Bank 2 2.63% $3,451
Plains Commerce Bank 2 3.19% $7,876
RELIANCE FIRST CAPITAL, LLC 2 3.31% $5,462
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 2 3.19% $4,510
Cadence Bank, N.A. 2 3.50% $2,423
COMMUNITY MORTGAGE CORPORATION 2 3.25% $2,967
AMERICAN HOME MORTGAGE, INC. 2 2.75% $2,896
Hometown Equity Mortgage, LLC 2 2.75% $6,622
HOMESTEAD FUNDING CORP. 2 2.75% $3,428
LENDERFI, INC. 2 2.87% $1,548
PREMIA MORTGAGE, LLC 2 2.37% $907
ON Q FINANCIAL, INC. 2 2.81% $6,782
Opendoor Home Loans LLC 2 2.75% $2,925
INTERLINC MORTGAGE SERVICES, LLC 2 2.56% $4,751
North American Savings Bank, F.S.B. 2 2.75% $2,741
The Union Bank Company 2 2.88% $4,935
Quontic Bank 1 6.00% $9,586
DELMAR FINANCIAL COMPANY 1 2.38% $3,993
RBC Bank, (Georgia) 1 3.13% $2,335
DATA MORTGAGE, INC. 1 2.50% $4,273
Republic Bank & Trust Company 1 2.88% $1,805
Residential Mortgage Solutions, Inc. 1 3.38% $7,661
RESOURCE FINANCIAL SERVICES, INC. 1 3.38% $4,083
ROBINS FINANCIAL 1 2.50% $4,123
RUOFF MORTGAGE COMPANY, INC. 1 3.25% $2,799
COMMUNITYAMERICA 1 3.00% $3,725
Colten Mortgage, LLC 1 2.63% $6,379
Servion, Inc. 1 2.88% $2,967
SHARONVIEW FEDERAL CREDIT UNION 1 3.13% $4,615
Colonial Savings, F.A. 1 3.63% $4,756
SIGNATURE MORTGAGE CORPORATION 1 2.63% $3,313
CityWorth Mortgage LLC 1 2.50% $5,752
South Atlantic Bank 1 2.88% $5,769
Century Mortgage Company DBA Century Lending Company 1 2.75% $9,754
V.I.P. MORTGAGE, INC. 1 3.49% $5,236
Capitol Federal Savings Bank 1 3.00% $4,460
CALCON MUTUAL MORTGAGE LLC 1 3.25% $3,527
BNY Mellon 1 2.25% $7,463
BEST CAPITAL FUNDING 1 2.88% $3,922
BAYSHORE MORTGAGE FUNDING, LLC 1 3.50% $4,556
Barrington Bank & Trust Company, N.A. 1 3.50% $2,955
T2 FINANCIAL LLC 1 3.38% $4,301
ADVANCIAL 1 3.13% $14,083
Aurora Financial, LLC 1 3.00% $3,221
The Huntington National Bank 1 3.75% $3,171
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 2.88% $425
Third Federal Savings and Loan Association of Cleveland 1 2.84% $295
TIAA, FSB 1 3.25% $6,618
APCO EMPLOYEES 1 2.90% $2,895
ALLIANT CREDIT UNION 1 2.50% $4,780
Advisors Mortgage Group, L.L.C. 1 3.50% $3,575
ANDREWS FEDERAL CREDIT UNION 1 2.88% $5,399
UBS Bank USA 1 2.75% $4,515
UIF CORPORATION 1 3.38% $3,524
AMERICA'S CHOICE HOME LOANS LP 1 3.38% $4,028
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.38% $3,190
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 3.25% $4,584
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.25% $4,216
USAA Federal Savings Bank 1 2.75% $7,634
AMERICAN INTERNET MORTGAGE, INC. 1 2.88% $3,585
ALLIED MORTGAGE GROUP, INC. 1 2.75% $1,464
MEGASTAR FINANCIAL CORP. 1 2.88% $2,770
LOANSNAP, INC. 1 2.50% $1,046
LOANPAL, LLC 1 2.75% $7,349
MORTGAGE ACCESS CORP. 1 2.75% $15,870
LGE COMMUNITY 1 2.75% $3,427
LENDSURE MORTGAGE CORP. 1 5.38% $11,346
Mortgage Network, Inc. 1 2.88% $4,419
Lend Smart Mortgage, LLC 1 3.50% $6,698
Mortgage Research Center, LLC 1 3.25% $4,628
ACADEMY MORTGAGE CORPORATION 1 3.13% $4,161
IVY MORTGAGE, INC. 1 3.50% $3,057
VAN DYK MORTGAGE CORPORATION 1 2.75% $1,166
ITHINK FINANCIAL Credit Union 1 3.13% $2,938
NBH Bank 1 3.25% $4,926
Network Funding, L.P. 1 4.13% $4,596
VIBE CREDIT UNION 1 3.25% $1,674
HOME FUNDING CORPORATION 1 2.75% $5,699
VICTORY MORTGAGE, L.L.C. 1 3.13% $3,475
NORWICH COMMERCIAL GROUP, INC. 1 3.00% $1,855
NP, Inc. 1 3.38% $5,324
OAKTREE FUNDING CORP. 1 6.50% $4,777
OPEN MORTGAGE, LLC 1 3.99% $6,681
PANORAMA MORTGAGE GROUP, LLC 1 3.37% $7,233
GoPrime Mortgage, Inc. 1 3.63% $3,257
GEO-CORP, INC. 1 3.13% $5,517
PLANET HOME LENDING, LLC 1 3.00% $2,283
First Federal Savings Bank 1 2.88% $4,145
POWERCO 1 2.95% $4,065
ENVOY MORTGAGE, LTD 1 2.88% $5,102
Encompass Lending Group, LP 1 2.88% $4,228
PROPER RATE, LLC 1 3.00% $4,073
East West Bank 1 4.00% $5,377
DRAPER AND KRAMER MORTGAGE CORP. 1 2.50% $3,962
DIRECT LENDERS, LLC 1 2.75% $3,429

GAINESVILLE, GA's 270 lenders originated 10,250 loans during 2021. The total origination value was $2,831,690,000, with an average loan value of $276,262.

The top GAINESVILLE lender as defined by loan originations is QUICKEN LOANS, LLC, with 558 loans originated. Their average total fees are $4,901, which is $1,260 higher than the next largest lender, HOMESTAR FINANCIAL CORPORATION.

The lowest fee GAINESVILLE lenders (with over 10 loans originated) are PULTE MORTGAGE LLC ($1,172), Wyndham Capital Mortgage, Inc. ($1,938), FirstBank ($2,457), KELLER MORTGAGE, LLC ($2,529) and EVERETT FINANCIAL, INC. ($2,854).

The lowest rate GAINESVILLE lenders (with over 10 loans originated) are Bank of America (2.69%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.81%), BETTER MORTGAGE CORPORATION (2.82%), FirstBank (2.83%) and Citizens Bank (2.86%).

GAINESVILLE, GA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $229,065,000 $242,055,000 5.7% 8.5%
HOMESTAR FINANCIAL CORPORATION $211,235,000 $214,900,000 1.7% 7.6%
UNITED WHOLESALE MORTGAGE, LLC $69,870,000 $113,335,000 62.2% 4.0%
Ameris Bank $103,470,000 $101,120,000 -2.3% 3.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $83,680,000 $86,640,000 3.5% 3.1%
United Community Bank $67,065,000 $74,825,000 11.6% 2.6%
Truist Bank $73,135,000 $71,665,000 -2.0% 2.5%
FREEDOM MORTGAGE CORPORATION $56,615,000 $59,225,000 4.6% 2.1%
BERKELEY POINT CAPITAL LLC $59,215,000 n/a 2.1%
Regions Bank $59,050,000 $57,865,000 -2.0% 2.0%
PENNYMAC LOAN SERVICES, LLC $33,990,000 $57,690,000 69.7% 2.0%
DHI MORTGAGE COMPANY, LTD. $50,100,000 $57,655,000 15.1% 2.0%
Wells Fargo Bank $48,525,000 $54,745,000 12.8% 1.9%
LOANDEPOT.COM, LLC $32,935,000 $54,460,000 65.4% 1.9%
VANDERBILT MORTGAGE AND FINANCE, INC. $68,055,000 $51,825,000 -23.8% 1.8%
BROKER SOLUTIONS, INC. $41,945,000 $46,175,000 10.1% 1.6%
INSPIRE HOME LOANS INC. $29,405,000 $43,785,000 48.9% 1.5%
KeyBank $595,000 $37,215,000 6,154.6% 1.3%
HOME POINT FINANCIAL CORPORATION $19,315,000 $36,765,000 90.3% 1.3%
BETTER MORTGAGE CORPORATION $14,985,000 $34,490,000 130.2% 1.2%
AMERISAVE MORTGAGE CORPORATION $27,760,000 $32,990,000 18.8% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $27,120,000 $32,350,000 19.3% 1.1%
Bank of America $20,320,000 $28,990,000 42.7% 1.0%
NEWREZ LLC $18,385,000 $25,045,000 36.2% 0.9%
EAGLE HOME MORTGAGE, LLC $3,780,000 $24,995,000 561.2% 0.9%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $18,015,000 $24,690,000 37.1% 0.9%
GUARANTEED RATE, INC. $15,420,000 $22,450,000 45.6% 0.8%
Capital City Home Loans, LLC $28,555,000 $21,345,000 -25.2% 0.8%
MILEND, INC. $14,210,000 $19,730,000 38.8% 0.7%
GUARANTY HOME MORTGAGE CORPORATION $8,360,000 $19,595,000 134.4% 0.7%
Synovus Bank $23,260,000 $19,095,000 -17.9% 0.7%
Flagstar Bank, FSB $18,345,000 $19,060,000 3.9% 0.7%
ACOPIA, LLC $27,915,000 $18,290,000 -34.5% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $15,795,000 $18,035,000 14.2% 0.6%
Prosperity Home Mortgage, LLC $23,240,000 $17,615,000 -24.2% 0.6%
Mortgage Research Center, LLC $18,630,000 $17,025,000 -8.6% 0.6%
Pinnacle Bank $420,000 $16,935,000 3,932.1% 0.6%
EVERETT FINANCIAL, INC. $57,015,000 $16,450,000 -71.1% 0.6%
GUARANTY MORTGAGE SERVICES, L.L.C. $17,520,000 $16,315,000 -6.9% 0.6%
South State Bank $1,820,000 $15,820,000 769.2% 0.6%
STOCKTON MORTGAGE CORPORATION $12,745,000 $15,810,000 24.0% 0.6%
JPMorgan Chase Bank $11,530,000 $15,710,000 36.3% 0.6%
First Option Mortgage, LLC $7,810,000 $15,105,000 93.4% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $5,815,000 $14,890,000 156.1% 0.5%
PULTE MORTGAGE LLC $24,235,000 $14,840,000 -38.8% 0.5%
CALIBER HOME LOANS, INC. $18,550,000 $14,765,000 -20.4% 0.5%
First Federal Bank $35,025,000 $14,575,000 -58.4% 0.5%
US MORTGAGE CORPORATION $7,215,000 $14,040,000 94.6% 0.5%
LAKEVIEW LOAN SERVICING, LLC $10,555,000 $13,780,000 30.6% 0.5%
BANKSOUTH MORTGAGE COMPANY, LLC $9,810,000 $13,530,000 37.9% 0.5%
Capital One $13,235,000 n/a 0.5%
NORTHMARQ CAPITAL FINANCE, L.L.C. $12,915,000 n/a 0.5%
FIRST COMMUNITY MORTGAGE, INC. $19,500,000 $12,860,000 -34.1% 0.5%
MOVEMENT MORTGAGE, LLC $8,150,000 $12,660,000 55.3% 0.4%
Renasant Bank $10,650,000 $12,600,000 18.3% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $10,275,000 $12,190,000 18.6% 0.4%
NAVY FEDERAL CREDIT UNION $11,740,000 $11,875,000 1.1% 0.4%
Mortgage Assurance Inc. $13,815,000 $11,860,000 -14.2% 0.4%
Cedar Rapids Bank and Trust Company $11,810,000 n/a 0.4%
DELTA COMMUNITY CREDIT UNION $12,820,000 $11,625,000 -9.3% 0.4%
THE MORTGAGE FIRM, INC. $6,035,000 $11,445,000 89.6% 0.4%
HOMEOWNERS FINANCIAL GROUP USA, LLC $9,580,000 $11,145,000 16.3% 0.4%
Paramount Residential Mortgage Group, Inc. $6,180,000 $10,940,000 77.0% 0.4%
LENDUS, LLC $10,210,000 $10,585,000 3.7% 0.4%
SHELTER HOME MORTGAGE, LLC $10,440,000 $10,085,000 -3.4% 0.4%
KELLER MORTGAGE, LLC $21,450,000 $9,285,000 -56.7% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $8,320,000 $9,105,000 9.4% 0.3%
BAY EQUITY LLC $9,125,000 $9,070,000 -0.6% 0.3%
GUARANTEED RATE AFFINITY, LLC $4,830,000 $8,940,000 85.1% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $10,775,000 $8,605,000 -20.1% 0.3%
U.S. Bank $7,135,000 $8,140,000 14.1% 0.3%
Citizens Bank $9,320,000 $8,120,000 -12.9% 0.3%
Northpointe Bank $10,465,000 $8,120,000 -22.4% 0.3%
Associated Credit Union $11,130,000 $7,725,000 -30.6% 0.3%
First Horizon Bank $1,505,000 $7,530,000 400.3% 0.3%
AmeriHome Mortgage Company, LLC $6,705,000 $7,160,000 6.8% 0.3%
Wyndham Capital Mortgage, Inc. $7,105,000 $7,005,000 -1.4% 0.2%
ANGEL OAK HOME LOANS LLC $10,975,000 $6,880,000 -37.3% 0.2%
DAS Acquisition Company, LLC $7,460,000 $6,830,000 -8.4% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $8,485,000 $6,675,000 -21.3% 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $8,005,000 $6,550,000 -18.2% 0.2%
MORTGAGE INVESTORS GROUP, INC. $6,800,000 $6,495,000 -4.5% 0.2%
FBC MORTGAGE, LLC $6,700,000 $6,375,000 -4.9% 0.2%
InterContinental Capital Group, Inc $4,810,000 $6,155,000 28.0% 0.2%
ZILLOW HOME LOANS, LLC $1,940,000 $5,930,000 205.7% 0.2%
Ally Bank $2,920,000 $5,895,000 101.9% 0.2%
NBKC BANK $4,050,000 $5,740,000 41.7% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $7,550,000 $5,685,000 -24.7% 0.2%
PNC Bank $19,960,000 $5,585,000 -72.0% 0.2%
GEORGIA'S OWN $6,050,000 $5,440,000 -10.1% 0.2%
HOMESIDE FINANCIAL, LLC $980,000 $5,350,000 445.9% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $4,685,000 $5,160,000 10.1% 0.2%
The Federal Savings Bank $7,700,000 $5,100,000 -33.8% 0.2%
CHURCHILL MORTGAGE CORPORATION $1,740,000 $4,960,000 185.1% 0.2%
Carrington Mortgage Services, LLC $5,145,000 $4,845,000 -5.8% 0.2%
NEW DAY FINANCIAL, LLC $7,550,000 $4,755,000 -37.0% 0.2%
USAA Federal Savings Bank $10,145,000 $4,750,000 -53.2% 0.2%
NexBank $3,590,000 $4,700,000 30.9% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $6,435,000 $4,590,000 -28.7% 0.2%
AMWEST FUNDING CORP. $2,315,000 $4,455,000 92.4% 0.2%
GUILD MORTGAGE COMPANY $2,990,000 $4,440,000 48.5% 0.2%
First-Citizens Bank & Trust Company $3,105,000 $4,320,000 39.1% 0.2%
PENTAGON FEDERAL CREDIT UNION $2,720,000 $4,320,000 58.8% 0.2%
Morgan Stanley Private Bank $7,450,000 $4,205,000 -43.6% 0.1%
READYCAP COMMERCIAL, LLC $4,205,000 n/a 0.1%
HOMESPIRE MORTGAGE CORPORATION $155,000 $4,185,000 2,600.0% 0.1%
GEORGIA UNITED $5,040,000 $4,105,000 -18.6% 0.1%
FirstBank $2,445,000 $4,040,000 65.2% 0.1%
SWBC MORTGAGE CORPORATION $1,750,000 $4,015,000 129.4% 0.1%
Goldwater Bank, N.A. $2,355,000 $3,865,000 64.1% 0.1%
HALLCO COMMUNITY CREDIT UNION $2,310,000 $3,810,000 64.9% 0.1%
Charles Schwab Bank, SSB $2,440,000 $3,725,000 52.7% 0.1%
STEARNS LENDING, LLC $6,765,000 $3,675,000 -45.7% 0.1%
CMG MORTGAGE, INC. $1,730,000 $3,600,000 108.1% 0.1%
SOFI LENDING CORP. $1,005,000 $3,520,000 250.2% 0.1%
Equity Prime Mortgage LLC $4,225,000 $3,450,000 -18.3% 0.1%
Fifth Third Bank $2,125,000 $3,415,000 60.7% 0.1%
CERTAINTY HOME LOANS, LLC $4,645,000 $3,300,000 -29.0% 0.1%
CREDIT UNION FINANCIAL SERVICES, LLC $1,875,000 $3,110,000 65.9% 0.1%
TIAA, FSB $2,115,000 $2,950,000 39.5% 0.1%
Metro City Bank $2,295,000 $2,920,000 27.2% 0.1%
Luxury Mortgage Corp. $2,750,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $4,225,000 $2,740,000 -35.1% 0.1%
ISERVE RESIDENTIAL LENDING, LLC $3,105,000 $2,725,000 -12.2% 0.1%
CRESCENT MORTGAGE COMPANY $3,000,000 $2,695,000 -10.2% 0.1%
CLEARPATH LENDING $4,285,000 $2,690,000 -37.2% 0.1%
Bank of England $4,695,000 $2,675,000 -43.0% 0.1%
The Piedmont Bank $3,335,000 $2,635,000 -21.0% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $3,355,000 $2,600,000 -22.5% 0.1%
Morris Bank $2,600,000 n/a 0.1%
Raymond James Bank $575,000 $2,560,000 345.2% 0.1%
TJC Mortgage, Inc. $1,505,000 $2,460,000 63.5% 0.1%
Lakeview Community Capital, LLC $1,300,000 $2,435,000 87.3% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $1,030,000 $2,435,000 136.4% 0.1%
Nations Lending Corporation $2,190,000 $2,340,000 6.8% 0.1%
NP, Inc. $265,000 $2,315,000 773.6% 0.1%
PLANET HOME LENDING, LLC $4,055,000 $2,295,000 -43.4% 0.1%
LEADERONE FINANCIAL CORPORATION $580,000 $2,255,000 288.8% 0.1%
AMERICAN ADVISORS GROUP $750,000 $2,235,000 198.0% 0.1%
North American Savings Bank, F.S.B. $3,925,000 $2,230,000 -43.2% 0.1%
Stifel Bank and Trust $1,075,000 $2,170,000 101.9% 0.1%
Cf Bank $1,415,000 $2,150,000 51.9% 0.1%
Southern First Bank $295,000 $2,150,000 628.8% 0.1%
Third Federal Savings and Loan Association of Cleveland $1,560,000 $2,150,000 37.8% 0.1%
Chicago Mortgage Solutions LLC $2,135,000 n/a 0.1%
CBRE MULTIFAMILY CAPITAL, INC. $21,670,000 $2,105,000 -90.3% 0.1%
Arvest Bank $2,020,000 $2,040,000 1.0% 0.1%
Magnolia Bank $4,040,000 $2,035,000 -49.6% 0.1%
First Mortgage Solutions, LLC $2,365,000 $2,005,000 -15.2% 0.1%
First Internet Bank of Indiana $1,995,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $1,420,000 $1,960,000 38.0% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,090,000 $1,920,000 76.1% 0.1%
Assurance Financial Group, L.L.C. $1,965,000 $1,905,000 -3.1% 0.1%
S1L, Inc. $1,905,000 n/a 0.1%
First Heritage Mortgage, LLC $1,125,000 $1,885,000 67.6% 0.1%
GENEVA FINANCIAL, LLC $605,000 $1,865,000 208.3% 0.1%
Discover Bank $1,320,000 $1,835,000 39.0% 0.1%
First American Bank and Trust Company $1,465,000 $1,780,000 21.5% 0.1%
GMFS LLC $910,000 $1,760,000 93.4% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $1,745,000 n/a 0.1%
RADIUS FINANCIAL GROUP INC. $2,315,000 $1,740,000 -24.8% 0.1%
Peoples Bank & Trust $2,630,000 $1,730,000 -34.2% 0.1%
First Guaranty Mortgage Corporation $2,745,000 $1,725,000 -37.2% 0.1%
BNY Mellon $1,715,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $1,465,000 $1,715,000 17.1% 0.1%
First Home Bank $395,000 $1,695,000 329.1% 0.1%
Amerifirst Financial, Inc. $1,930,000 $1,675,000 -13.2% 0.1%
NMSI, INC. $295,000 $1,615,000 447.5% 0.1%
ON Q FINANCIAL, INC. $4,185,000 $1,615,000 -61.4% 0.1%
NATIONS DIRECT MORTGAGE, LLC $275,000 $1,610,000 485.5% 0.1%
Axos Bank $205,000 $1,595,000 678.0% 0.1%
Atlantic Union Bank $1,580,000 n/a 0.1%
Cadence Bank, N.A. $2,310,000 $1,560,000 -32.5% 0.1%
Citibank $635,000 $1,555,000 144.9% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $825,000 $1,545,000 87.3% 0.1%
Oconee State Bank $3,120,000 $1,520,000 -51.3% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $775,000 $1,485,000 91.6% 0.1%
Colony Bank $1,375,000 $1,455,000 5.8% 0.1%
Low VA Rates, LLC $870,000 $1,455,000 67.2% 0.1%
First National Bank of America $630,000 $1,395,000 121.4% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $255,000 $1,395,000 447.1% 0.0%
21ST MORTGAGE CORPORATION $1,375,000 $1,350,000 -1.8% 0.0%
The Central Trust Bank $455,000 $1,330,000 192.3% 0.0%
Alcova Mortgage LLC $1,905,000 $1,325,000 -30.4% 0.0%
PEACH STATE FEDERAL CREDIT UNION $1,185,000 $1,235,000 4.2% 0.0%
Greenbox Loans, Inc. $225,000 $1,225,000 444.4% 0.0%
PREMIA MORTGAGE, LLC $445,000 $1,215,000 173.0% 0.0%
ATLANTA POSTAL $1,375,000 $1,180,000 -14.2% 0.0%
HOMESTEAD FUNDING CORP. $1,420,000 $1,170,000 -17.6% 0.0%
BNC National Bank $2,105,000 $1,165,000 -44.7% 0.0%
AMERICAN FINANCING CORPORATION $1,160,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $1,020,000 $1,160,000 13.7% 0.0%
Prime Choice Funding Inc. $2,090,000 $1,150,000 -45.0% 0.0%
TOWNE MORTGAGE COMPANY $520,000 $1,100,000 111.5% 0.0%
QUANTUM NATIONAL BANK $1,180,000 $1,095,000 -7.2% 0.0%
QUORUM FEDERAL CREDIT UNION $1,075,000 n/a 0.0%
NJ LENDERS CORP. $1,045,000 n/a 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $135,000 $1,040,000 670.4% 0.0%
Northwest Federal Credit Union $1,035,000 n/a 0.0%
EVANSVILLE TEACHERS $330,000 $1,005,000 204.5% 0.0%
RELIANCE FIRST CAPITAL, LLC $535,000 $975,000 82.2% 0.0%
Manufacturers and Traders Trust Company $390,000 $940,000 141.0% 0.0%
EMBRACE HOME LOANS, INC. $1,695,000 $930,000 -45.1% 0.0%
Mid-Continent Funding, Inc. $155,000 $905,000 483.9% 0.0%
Quontic Bank $905,000 n/a 0.0%
Waterstone Mortgage Corporation $905,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $880,000 n/a 0.0%
Ixonia Bank $875,000 n/a 0.0%
Bank OZK $490,000 $870,000 77.6% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $865,000 n/a 0.0%
IMPAC MORTGAGE CORP. $865,000 n/a 0.0%
Georgia Community Bank $850,000 n/a 0.0%
UNITED PREMIER FUNDING, LLC $490,000 $850,000 73.5% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $2,835,000 $820,000 -71.1% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $185,000 $805,000 335.1% 0.0%
GET A RATE LLC $805,000 n/a 0.0%
Commerce Home Mortgage, Inc. $845,000 $790,000 -6.5% 0.0%
ALLIANT CREDIT UNION $1,015,000 $785,000 -22.7% 0.0%
ARC HOME LLC $115,000 $785,000 582.6% 0.0%
LENDINGONE, LLC $785,000 n/a 0.0%
LOANFLIGHT LENDING, LLC $1,135,000 $780,000 -31.3% 0.0%
Sierra Pacific Mortgage Company, Inc. $335,000 $765,000 128.4% 0.0%
PHH Mortgage Corporation $725,000 $760,000 4.8% 0.0%
EagleBank $770,000 $750,000 -2.6% 0.0%
Figure Lending LLC $765,000 $745,000 -2.6% 0.0%
FLAT BRANCH MORTGAGE, INC. $865,000 $740,000 -14.5% 0.0%
LOANSNAP, INC. $740,000 n/a 0.0%
Opendoor Home Loans LLC $165,000 $740,000 348.5% 0.0%
ACADEMY MORTGAGE CORPORATION $960,000 $735,000 -23.4% 0.0%
R M K FINANCIAL CORP. $735,000 n/a 0.0%
Pinnacle Bank $420,000 $720,000 71.4% 0.0%
Plains Commerce Bank $770,000 $700,000 -9.1% 0.0%
FINANCE OF AMERICA REVERSE LLC $855,000 $635,000 -25.7% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $805,000 $630,000 -21.7% 0.0%
The Union Bank Company $625,000 n/a 0.0%
RESOURCE FINANCIAL SERVICES, INC. $185,000 $620,000 235.1% 0.0%
PrimeSouth Bank $615,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $605,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $310,000 $600,000 93.5% 0.0%
REVERSE MORTGAGE FUNDING LLC $875,000 $590,000 -32.6% 0.0%
AMERICAN HOME MORTGAGE, INC. $925,000 $580,000 -37.3% 0.0%
Capitol Federal Savings Bank $595,000 $575,000 -3.4% 0.0%
Evolve Bank & Trust $730,000 $560,000 -23.3% 0.0%
Hometown Equity Mortgage, LLC $300,000 $560,000 86.7% 0.0%
UBS Bank USA $555,000 n/a 0.0%
First Federal Savings Bank $545,000 n/a 0.0%
NBH Bank $545,000 n/a 0.0%
LENDERFI, INC. $570,000 $540,000 -5.3% 0.0%
South Pacific Financial Corporation $540,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $540,000 n/a 0.0%
First Financial Bank $535,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $530,000 n/a 0.0%
United Bank $1,035,000 $515,000 -50.2% 0.0%
TOP FLITE FINANCIAL, INC. $290,000 $505,000 74.1% 0.0%
WNB Financial, N.A. $505,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $235,000 $500,000 112.8% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $310,000 $495,000 59.7% 0.0%
The Huntington National Bank $245,000 $495,000 102.0% 0.0%
TOTAL MORTGAGE SERVICES, LLC $700,000 $495,000 -29.3% 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $495,000 n/a 0.0%
BankSouth $490,000 n/a 0.0%
Gateway First Bank $1,820,000 $490,000 -73.1% 0.0%
OPEN MORTGAGE, LLC $365,000 $490,000 34.2% 0.0%
Peoples Bank $490,000 n/a 0.0%
DIRECT LENDERS, LLC $1,055,000 $485,000 -54.0% 0.0%
ITHINK FINANCIAL Credit Union $1,040,000 $485,000 -53.4% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $1,010,000 $480,000 -52.5% 0.0%
UNITED SECURITY FINANCIAL CORP $165,000 $480,000 190.9% 0.0%
COMPASS MORTGAGE, INC. $475,000 n/a 0.0%
South Atlantic Bank $465,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $460,000 n/a 0.0%
COMMUNITY MORTGAGE CORPORATION $460,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $115,000 $455,000 295.7% 0.0%
EMM LOANS LLC $1,020,000 $450,000 -55.9% 0.0%
BEST CAPITAL FUNDING $445,000 n/a 0.0%
Holcomb Bank $445,000 n/a 0.0%
Servion, Inc. $445,000 n/a 0.0%
Woori America Bank $445,000 n/a 0.0%
Georgia Banking Company $70,000 $435,000 521.4% 0.0%
MORTGAGE ACCESS CORP. $415,000 n/a 0.0%
T2 FINANCIAL LLC $415,000 n/a 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $1,515,000 $410,000 -72.9% 0.0%
OAKTREE FUNDING CORP. $275,000 $405,000 47.3% 0.0%
SANCTUARY HOME MORTGAGE LLC $405,000 n/a 0.0%
LOANPAL, LLC $375,000 $400,000 6.7% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $125,000 $390,000 212.0% 0.0%
COMMUNITYAMERICA $385,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $1,540,000 $385,000 -75.0% 0.0%
LENDSURE MORTGAGE CORP. $295,000 $385,000 30.5% 0.0%
Colten Mortgage, LLC $195,000 $380,000 94.9% 0.0%
KS StateBank $365,000 $365,000 0.0% 0.0%
Mortgage Network, Inc. $365,000 n/a 0.0%
PROPER RATE, LLC $365,000 n/a 0.0%
Republic State Mortgage Co. $365,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $540,000 $355,000 -34.3% 0.0%
GEO-CORP, INC. $1,120,000 $350,000 -68.8% 0.0%
East West Bank $255,000 $340,000 33.3% 0.0%
LOANLEADERS OF AMERICA, INC. $650,000 $340,000 -47.7% 0.0%
MID AMERICA MORTGAGE, INC. $340,000 n/a 0.0%
ADVANCIAL $335,000 n/a 0.0%
ANDREWS FEDERAL CREDIT UNION $335,000 n/a 0.0%
VICTORY MORTGAGE, L.L.C. $505,000 $335,000 -33.7% 0.0%
Emory Alliance Credit Union $15,000 $325,000 2,066.7% 0.0%
FAMILY SAVINGS $325,000 n/a 0.0%
Triumph Bank $275,000 $325,000 18.2% 0.0%
RBC Bank, (Georgia) $495,000 $315,000 -36.4% 0.0%
Republic Bank & Trust Company $315,000 n/a 0.0%
The Bank of San Antonio $315,000 n/a 0.0%
Citizens Bank $9,320,000 $305,000 -96.7% 0.0%
Farmers Bank & Trust $485,000 $305,000 -37.1% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $295,000 n/a 0.0%
MEGASTAR FINANCIAL CORP. $295,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $295,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $910,000 $295,000 -67.6% 0.0%
Lend Smart Mortgage, LLC $285,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $175,000 $285,000 62.9% 0.0%
POWERCO $280,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $275,000 n/a 0.0%
Bank of the West $275,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $225,000 $275,000 22.2% 0.0%
ROBINS FINANCIAL $275,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $270,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $470,000 $265,000 -43.6% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $265,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,170,000 $260,000 -77.8% 0.0%
Colonial Savings, F.A. $255,000 n/a 0.0%
UIF CORPORATION $255,000 n/a 0.0%
BancorpSouth Bank $245,000 n/a 0.0%
DATA MORTGAGE, INC. $245,000 n/a 0.0%
HighTechLending Inc $245,000 n/a 0.0%
SHARONVIEW FEDERAL CREDIT UNION $245,000 n/a 0.0%
THE MONEY SOURCE INC. $245,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $235,000 n/a 0.0%
Armed Forces Bank $225,000 n/a 0.0%
SIGNATURE MORTGAGE CORPORATION $355,000 $225,000 -36.6% 0.0%
Union Savings Bank $55,000 $225,000 309.1% 0.0%
Valley National Bank $225,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $1,510,000 $205,000 -86.4% 0.0%
CityWorth Mortgage LLC $305,000 $205,000 -32.8% 0.0%
PANORAMA MORTGAGE GROUP, LLC $1,820,000 $205,000 -88.7% 0.0%
RUOFF MORTGAGE COMPANY, INC. $570,000 $200,000 -64.9% 0.0%
AMERICA'S CHOICE HOME LOANS LP $1,420,000 $195,000 -86.3% 0.0%
CANOPY MORTGAGE, LLC $195,000 n/a 0.0%
ENVOY MORTGAGE, LTD $195,000 n/a 0.0%
SPRING EQ, LLC $775,000 $185,000 -76.1% 0.0%
Town & Country Banc Mortgage Services, Inc. $185,000 n/a 0.0%
VIBE CREDIT UNION $185,000 n/a 0.0%
Western Bank $185,000 n/a 0.0%
Auto Club Trust, FSB $175,000 n/a 0.0%
Encompass Lending Group, LP $175,000 n/a 0.0%
IVY MORTGAGE, INC. $175,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $175,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $845,000 $175,000 -79.3% 0.0%
SUMMIT FUNDING, INC. $165,000 $175,000 6.1% 0.0%
GoPrime Mortgage, Inc. $165,000 n/a 0.0%
Great Plains National Bank $155,000 $165,000 6.5% 0.0%
ALLEGACY FEDERAL CREDIT UNION $55,000 $160,000 190.9% 0.0%
APCO EMPLOYEES $125,000 $155,000 24.0% 0.0%
BBVA USA $155,000 n/a 0.0%
JMAC LENDING, INC. $1,490,000 $155,000 -89.6% 0.0%
HOME FUNDING CORPORATION $145,000 n/a 0.0%
JUSTICE Federal Credit Union $140,000 n/a 0.0%
Aurora Financial, LLC $135,000 n/a 0.0%
Bethpage Federal Credit Union $35,000 $135,000 285.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $570,000 $135,000 -76.3% 0.0%
LGE COMMUNITY $1,445,000 $125,000 -91.3% 0.0%
Watermark Capital, Inc. $255,000 $125,000 -51.0% 0.0%
First Savings Bank $765,000 $105,000 -86.3% 0.0%
Network Funding, L.P. $640,000 $105,000 -83.6% 0.0%
1ST SIGNATURE LENDING, LLC $165,000 $95,000 -42.4% 0.0%
American Airlines Federal Credit Union $95,000 n/a 0.0%
CDC Federal Credit Union $885,000 $95,000 -89.3% 0.0%
TCF National Bank $385,000 $95,000 -75.3% 0.0%
ROYAL UNITED MORTGAGE LLC $85,000 n/a 0.0%
DIGITAL Federal Credit Union $1,015,000 $75,000 -92.6% 0.0%
NASA Federal Credit Union $75,000 n/a 0.0%
Centier Bank $65,000 n/a 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $65,000 n/a 0.0%
Deere Employees Credit Union $55,000 n/a 0.0%
GENISYS $55,000 n/a 0.0%
Connexus Credit Union $55,000 $35,000 -36.4% 0.0%
1st Franklin Financial Corporation $25,000 n/a 0.0%

GAINESVILLE's top lender by overall market share is QUICKEN LOANS, LLC, with 8.5% market share. In second place, with 7.6%, is HOMESTAR FINANCIAL CORPORATION, having originated $214,900,000 in loans. In third place, with 4.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $113,335,000 in loans. In third place, with 3.6%, is Ameris Bank, having originated $101,120,000 in loans. In third place, with 3.1%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $86,640,000 in loans.


GAINESVILLE, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,364 $1,447,380,000 $331,664
Refi 3,213 $787,505,000 $245,100
Cash Out Refi 2,030 $513,190,000 $252,803
Home Improvement 350 $37,940,000 $108,400
Other 293 $45,675,000 $155,887

Gainesville's most frequently cited loan purpose was Home Purchase, with 4,364 originations. The 2nd most popular reason was Refi, with 3,213 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 4,185 $1,158,495,000 $276,821
3-4% 3,659 $1,014,075,000 $277,145
<2.5% 1,693 $441,505,000 $260,783
4-5% 343 $70,865,000 $206,603
Over 8% 162 $17,030,000 $105,123
5-6% 63 $7,525,000 $119,444
6-7% 32 $4,040,000 $126,250
7-8% 25 $3,035,000 $121,400

During 2021, Gainesville's most frequently originated rate bucket was 2.5-3%, with 4,185 originations.

Loan Sizing (GAINESVILLE, GA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 5,226 $1,449,430,000 $277,350
$100k-200k 2,869 $443,835,000 $154,700
$400k-600k 1,088 $519,620,000 $477,592
$100,000 or less 820 $51,550,000 $62,866
$600k-1000k 173 $127,065,000 $734,480
$Over $1MM 74 $240,190,000 $3,245,811

GAINESVILLE's loan sizing saw the bucket of loans from $200k-400k with 5,226 originations, totaling $1,449,430,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,534 $1,052,500,000 $297,821
60-80% 3,504 $1,100,490,000 $314,067
40-60% 1,566 $389,580,000 $248,774
20-40% 676 $109,150,000 $161,464
Under 20% 438 $28,090,000 $64,132
Over 100% 86 $32,910,000 $382,674

GAINESVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,534 originations, totaling $1,052,500,000 in origination value.