GAINESVILLE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Gainesville averaged 7.11% for the week of 2024-05-09, compared to the national average of 7.09% for the same period.

The average rate for the prior week (2024-05-02) was 7.34% and one month ago for the week of 2024-04-04, the average rate was 6.84%.

Gainesville's average rate one year ago was 6.21%.

For refis of the same type during the week of 2024-05-09, the average rate was 7.6%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-09 7.09%
Gainesville 30 Year Fixed Rate 2024-05-09 7.11%
Gainesville 30 Year Fixed Rate Refi 2024-05-09 7.6%
Gainesville 15 Year Fixed Rate 2024-05-09 6.58%
Gainesville 15 Year Fixed Rate Refi 2024-05-09 6.98%
Gainesville 30 Year FHA 2024-05-09 6.33%
Gainesville 30 Year FHA Refi 2024-05-09 6.79%
Gainesville 30 Year USDA 2024-05-09 6.89%
Gainesville 30 Year USDA Refi 2024-05-09 6.89%
Gainesville 30 Year VA 2024-05-09 6.6%
Gainesville 30 Year VA Refi 2024-05-09 6.49%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GAINESVILLE, GA.

GAINESVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GAINESVILLE, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 158 6.60% $8,929
QUICKEN LOANS, LLC 127 6.80% $8,271
VANDERBILT MORTGAGE AND FINANCE, INC. 116 5.76% $6,012
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 90 6.72% $6,745
HOMESTAR FINANCIAL CORPORATION 81 6.54% $5,229
Ameris Bank 58 6.47% $7,819
First Option Mortgage, LLC 53 7.44% $8,665
Truist 50 6.43% $6,297
EVERETT FINANCIAL, INC. 44 6.91% $10,309
Regions Bank 41 6.65% $6,931
Wells Fargo Bank 34 6.58% $6,470
PULTE MORTGAGE LLC 29 6.34% $1,468
MOVEMENT MORTGAGE, LLC 27 6.82% $8,536
BROKER SOLUTIONS, INC. 27 6.97% $9,003
United Community Bank 27 6.69% $4,905
LOANDEPOT.COM, LLC 26 6.16% $7,340
PENNYMAC LOAN SERVICES, LLC 25 6.50% $7,084
INSPIRE HOME LOANS INC. 25 8.00% $7,119
GUARANTY MORTGAGE SERVICES, L.L.C. 24 6.92% $8,716
Capital City Home Loans, LLC 23 6.57% $7,315
Prosperity Home Mortgage, LLC 21 6.79% $7,232
SOUTHEAST MORTGAGE OF GEORGIA, INC. 19 7.01% $8,421
CROSSCOUNTRY MORTGAGE, LLC 18 6.85% $8,679
GUARANTEED RATE, INC. 17 6.82% $7,164
JPMorgan Chase Bank 17 6.70% $5,483
BANKSOUTH MORTGAGE COMPANY, LLC 15 6.58% $6,673
Mr. Cooper ( Nationstar Mortgage ) 14 6.57% $8,040
HOMEOWNERS FINANCIAL GROUP USA, LLC 14 7.28% $9,379
Bank of America 14 6.63% $5,980
South State Bank 13 6.54% $5,745
FIRST COMMUNITY MORTGAGE, INC. 12 6.89% $7,299
ACOPIA, LLC 12 6.98% $7,745
CMG MORTGAGE, INC. 12 6.80% $6,906
SHELTER HOME MORTGAGE, LLC 11 6.56% $5,764
NexBank 11 6.76% $6,482
ZILLOW HOME LOANS, LLC 11 6.78% $7,408
Renasant Bank 10 6.51% $5,607
U.S. Bank 10 6.20% $5,330
HOMEBRIDGE FINANCIAL SERVICES, INC. 8 6.61% $6,798
NEWREZ LLC 8 6.72% $10,219
PROVIDENT FUNDING ASSOCIATES, L.P. 7 6.32% $4,204
Associated Credit Union 7 5.91% $8,320
Morgan Stanley Private Bank 7 5.94% $4,674
Synovus Bank 7 6.61% $7,162
AMERISAVE MORTGAGE CORPORATION 7 6.52% $11,905
MUTUAL OF OMAHA MORTGAGE, INC. 6 6.42% $11,280
Paramount Residential Mortgage Group, Inc. 6 7.14% $10,012
HOMESIDE FINANCIAL, LLC 6 6.75% $5,781
CREDIT UNION FINANCIAL SERVICES, LLC 6 6.08% $7,729
GMFS LLC 6 6.87% $5,946
NAVY FEDERAL CREDIT UNION 6 6.56% $3,541
STOCKTON MORTGAGE CORPORATION 5 6.45% $6,448
AMERICAN FINANCIAL NETWORK, INC. 5 6.70% $9,653
AMERICAN PACIFIC MORTGAGE CORPORATION 5 7.35% $8,582
Century Mortgage Company DBA Century Lending Company 5 7.05% $6,305
First Federal Bank 5 6.23% $5,314
First National Bank of America 5 9.75% $10,759
MORTGAGE INVESTORS GROUP, INC. 5 6.35% $4,702
Northpointe Bank 5 6.80% $4,109
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 7.07% $12,341
21ST MORTGAGE CORPORATION 5 7.31% $6,506
THE MORTGAGE FIRM, INC. 5 6.90% $6,120
PANORAMA MORTGAGE GROUP, LLC 4 8.40% $10,225
First Horizon Bank 4 6.94% $4,582
Metro City Bank 4 7.41% $5,495
FREEDOM MORTGAGE CORPORATION 4 6.12% $8,368
The Loan Store, Inc. 4 6.59% $7,176
Stifel Bank and Trust 4 6.34% $4,075
Mortgage Assurance Inc. 4 6.47% $5,546
MILEND, INC. 4 6.69% $17,583
US MORTGAGE CORPORATION 4 7.28% $8,047
USAA Federal Savings Bank 4 6.00% $11,935
DELTA COMMUNITY CREDIT UNION 4 6.25% $7,904
East West Bank 3 6.25% $5,456
CHURCHILL MORTGAGE CORPORATION 3 6.25% $7,042
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 7.71% $19,328
CALIBER HOME LOANS, INC. 3 6.24% $6,917
The Huntington National Bank 3 6.38% $8,694
Fifth Third Bank 3 6.46% $7,793
Flagstar Bank, FSB 3 7.71% $5,723
NBKC BANK 3 6.79% $3,368
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 3 6.92% $8,455
FirstBank 3 6.88% $6,357
GUARANTEED RATE AFFINITY, LLC 3 7.26% $6,994
Discover Bank 3 6.16% $0
CANOPY MORTGAGE, LLC 2 6.75% $13,330
AMERICAN FINANCING CORPORATION 2 6.38% $7,709
NATIONS DIRECT MORTGAGE, LLC 2 7.50% $6,540
Citibank 2 6.94% $3,677
COMMUNITY MORTGAGE CORPORATION 2 6.63% $5,165
UNION HOME MORTGAGE CORP. 2 7.19% $5,077
NEW WAVE LENDING GROUP INC 2 7.88% $7,390
NFM, INC. 2 6.88% $6,656
NMSI, INC. 2 6.50% $8,420
North American Savings Bank, F.S.B. 2 6.69% $3,123
AMERICAN FEDERAL MORTGAGE CORPORATION 2 6.38% $6,058
JMAC LENDING, INC. 2 6.81% $6,590
KELLER MORTGAGE, LLC 2 6.63% $4,316
OCMBC, INC. 2 8.25% $26,745
GEORGIA'S OWN 2 5.88% $6,841
PEACH STATE FEDERAL CREDIT UNION 2 5.50% $5,614
BAY-VALLEY MORTGAGE GROUP 2 7.19% $7,855
Kwik Mortgage Corporation 2 7.50% $4,286
Plains Commerce Bank 2 6.88% $9,983
PLAZA HOME MORTGAGE, INC. 2 7.06% $7,403
PNC Bank 2 6.63% $10,230
Charles Schwab Bank, SSB 2 6.31% $4,867
Goldwater Bank, N.A. 2 7.31% $5,408
BAY EQUITY LLC 2 7.31% $21,303
Magnolia Bank 2 7.13% $4,311
First American Bank and Trust Company 2 7.19% $4,404
RADIUS FINANCIAL GROUP INC. 2 6.81% $7,831
First Heritage Mortgage, LLC 2 6.91% $7,104
Carrington Mortgage Services, LLC 2 6.44% $10,844
Assurance Financial Group, L.L.C. 2 6.81% $7,468
SOUTHPOINT FINANCIAL SERVICES, INC. 2 6.06% $6,592
STATE EMPLOYEES' 2 5.45% $4,935
GUILD MORTGAGE COMPANY 2 7.38% $6,699
SUCCESS MORTGAGE PARTNERS, INC. 2 6.94% $8,743
THE EQUITABLE MORTGAGE CORPORATION 1 6.38% $3,617
ACADEMY MORTGAGE CORPORATION 1 6.88% $11,631
The State Bank 1 6.88% $5,013
Third Federal Savings and Loan Association of Cleveland 1 5.79% $4,461
THRIVENT Federal Credit Union 1 7.50% $8,365
TJC Mortgage, Inc. 1 6.63% $8,160
TOWNE MORTGAGE COMPANY 1 6.00% $15,568
AmeriHome Mortgage Company, LLC 1 6.50% $5,517
United Bank 1 6.88% $9,371
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 5.13% $9,106
AMERICAN INTERNET MORTGAGE, INC. 1 6.13% $4,179
DEVELOPER'S MORTGAGE COMPANY 1 9.38% $28,311
DHI MORTGAGE COMPANY, LTD. 1 5.99% $3,779
EAGLE HOME MORTGAGE, LLC 1 5.25% $11,325
EMM LOANS LLC 1 6.88% $9,688
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 7.13% $4,899
Equity Prime Mortgage LLC 1 6.25% $7,999
Evolve Bank & Trust 1 7.13% $4,637
CRESCENT MORTGAGE COMPANY 1 3.99% $4,084
Farmers State Bank 1 7.50% $3,224
FIRST COMMERCE CREDIT UNION 1 5.50% $2,901
Credence Funding Corporation 1 6.50% $4,145
First Financial Bank 1 7.63% $5,392
Florida Capital Bank 1 5.63% $4,905
General Mortgage Capital Corporation 1 6.50% $4,050
GEORGIA UNITED 1 6.25% $7,946
COMMONWEALTH ONE FEDERAL CREDIT UNION 1 5.38% $4,695
GREAT LAKES 1 6.63% $3,627
Commerce Home Mortgage, Inc. 1 9.00% $14,892
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.50% $8,254
Citizens Bank 1 7.00% $5,134
Citadel Servicing Corporation 1 8.25% $53,135
HOMESPIRE MORTGAGE CORPORATION 1 5.88% $6,494
Christian Community Credit Union 1 6.25% $7,158
INTERCOASTAL MORTGAGE COMPANY 1 6.50% $11,762
Chicago Mortgage Solutions LLC 1 5.50% $7,704
Keystone Funding, Inc. 1 6.99% $20,836
Lakeview Community Capital, LLC 1 6.38% $9,046
LOANPAL, LLC 1 6.38% $7,775
Luxury Mortgage Corp. 1 9.25% $14,211
MEMBER ONE 1 5.63% $3,835
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 6.50% $3,771
MLD MORTGAGE INC. 1 6.13% $3,385
MORTGAGEONE, INC. 1 7.50% $5,811
Mortgage Research Center, LLC 1 6.13% $4,341
CALCON MUTUAL MORTGAGE LLC 1 6.50% $10,836
Nations Lending Corporation 1 7.99% $12,397
NATIONWIDE MORTGAGE BANKERS, INC. 1 6.88% $7,064
BNY Mellon 1 5.38% $6,583
BM Real Estate Services, Inc. 1 7.63% $10,330
BETTER MORTGAGE CORPORATION 1 7.25% $8,461
NEXERA HOLDING LLC 1 9.63% $35,270
Northwest Federal Credit Union 1 7.25% $3,128
NP, Inc. 1 8.00% $10,377
OAKTREE FUNDING CORP. 1 7.50% $6,142
Bethpage Federal Credit Union 1 5.63% $8,117
PHH Mortgage Corporation 1 6.49% $4,747
PREMIA MORTGAGE, LLC 1 6.33% $2,031
Presidential Bank, FSB 1 7.75% $8,720
AMERICAN BANCSHARES MORTGAGE 1 7.50% $7,347
Princeton Mortgage Corporation 1 8.00% $5,932
Baxter Credit Union 1 8.50% $4,418
Bank of Clarke County 1 6.63% $9,649
BANC ONE MORTGAGE CORPORATION 1 10.13% $2,690
Raymond James Bank 1 6.00% $6,311
AXIA FINANCIAL, LLC 1 7.25% $6,243
RELIANCE FIRST CAPITAL, LLC 1 5.88% $6,658
ROYAL UNITED MORTGAGE LLC 1 8.13% $7,383
SECURITYNATIONAL MORTGAGE COMPANY 1 6.63% $7,626
ATLANTA POSTAL 1 6.99% $3,919
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 7.50% $9,229
Wolfe Financial, Inc 1 6.50% $6,347
SWBC MORTGAGE CORPORATION 1 6.50% $500

GAINESVILLE Average Closing Costs & Other Stats

GAINESVILLE, GA's 192 lenders originated 4,233 loans during 2023. The total origination value was $1,270,205,000, with an average loan value of $300,072.

GAINESVILLE's average closing costs are $5,770.

The top GAINESVILLE lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 158 loans originated. Their average total fees are $8,929, which is $658 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee GAINESVILLE lenders (with over 10 loans originated) are PULTE MORTGAGE LLC ($1,468), United Community Bank ($4,905), HOMESTAR FINANCIAL CORPORATION ($5,229), U.S. Bank ($5,330) and JPMorgan Chase Bank ($5,483).

The lowest rate GAINESVILLE lenders (with over 10 loans originated) are VANDERBILT MORTGAGE AND FINANCE, INC. (5.76%), LOANDEPOT.COM, LLC (6.16%), U.S. Bank (6.20%), PULTE MORTGAGE LLC (6.34%) and Truist (6.43%).

GAINESVILLE, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $98,675,000 $102,085,000 3.5% 8.0%
QUICKEN LOANS, LLC $119,315,000 $69,650,000 -41.6% 5.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $58,455,000 $54,670,000 -6.5% 4.3%
Ameris Bank $79,160,000 $49,705,000 -37.2% 3.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $52,665,000 $49,065,000 -6.8% 3.9%
HOMESTAR FINANCIAL CORPORATION $124,930,000 $43,800,000 -64.9% 3.4%
Truist $54,260,000 $38,775,000 -28.5% 3.1%
United Community Bank $49,455,000 $37,980,000 -23.2% 3.0%
Regions Bank $45,500,000 $31,580,000 -30.6% 2.5%
BROKER SOLUTIONS, INC. $35,370,000 $27,530,000 -22.2% 2.2%
Peach State Bank & Trust $26,185,000 n/a 2.1%
First Option Mortgage, LLC $18,175,000 $25,870,000 42.3% 2.0%
EVERETT FINANCIAL, INC. $43,850,000 $23,335,000 -46.8% 1.8%
DEEPHAVEN MORTGAGE LLC $870,000 $22,610,000 2,498.9% 1.8%
WALKER & DUNLOP, LLC $5,655,000 $18,940,000 234.9% 1.5%
MOVEMENT MORTGAGE, LLC $17,935,000 $17,835,000 -0.6% 1.4%
LOANDEPOT.COM, LLC $37,050,000 $17,305,000 -53.3% 1.4%
GREYSTONE SERVICING COMPANY LLC $5,975,000 $15,560,000 160.4% 1.2%
PENNYMAC LOAN SERVICES, LLC $21,225,000 $14,310,000 -32.6% 1.1%
Wells Fargo Bank $28,300,000 $14,300,000 -49.5% 1.1%
Pinnacle Bank $495,000 $14,245,000 2,777.8% 1.1%
CROSSCOUNTRY MORTGAGE, LLC $12,315,000 $14,130,000 14.7% 1.1%
Bank of America $14,910,000 $13,450,000 -9.8% 1.1%
JONES LANG LASALLE MULTIFAMILY, LLC $13,075,000 n/a 1.0%
Capital City Home Loans, LLC $20,230,000 $11,580,000 -42.8% 0.9%
Synovus Bank $27,565,000 $10,605,000 -61.5% 0.8%
FREEDOM MORTGAGE CORPORATION $12,880,000 $10,535,000 -18.2% 0.8%
NAVY FEDERAL CREDIT UNION $14,025,000 $10,430,000 -25.6% 0.8%
South State Bank $77,675,000 $10,140,000 -86.9% 0.8%
Mortgage Research Center, LLC $11,745,000 $9,835,000 -16.3% 0.8%
Prosperity Home Mortgage, LLC $10,335,000 $9,695,000 -6.2% 0.8%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $13,250,000 $9,635,000 -27.3% 0.8%
PULTE MORTGAGE LLC $8,090,000 $9,240,000 14.2% 0.7%
GUARANTY MORTGAGE SERVICES, L.L.C. $9,385,000 $8,880,000 -5.4% 0.7%
HOMEOWNERS FINANCIAL GROUP USA, LLC $11,670,000 $8,540,000 -26.8% 0.7%
DELTA COMMUNITY CREDIT UNION $9,280,000 $8,480,000 -8.6% 0.7%
INSPIRE HOME LOANS INC. $8,010,000 n/a 0.6%
BANKSOUTH MORTGAGE COMPANY, LLC $9,355,000 $7,770,000 -16.9% 0.6%
First American Bank and Trust Company $1,545,000 $7,690,000 397.7% 0.6%
GUARANTEED RATE, INC. $9,760,000 $7,655,000 -21.6% 0.6%
PNC Bank $38,820,000 $7,035,000 -81.9% 0.6%
Peoples Bank & Trust $7,020,000 n/a 0.6%
ACOPIA, LLC $8,415,000 $7,010,000 -16.7% 0.6%
BancorpSouth $2,385,000 $6,990,000 193.1% 0.6%
CMG MORTGAGE, INC. $1,455,000 $6,430,000 341.9% 0.5%
JPMorgan Chase Bank $6,890,000 $6,270,000 -9.0% 0.5%
Paramount Residential Mortgage Group, Inc. $6,095,000 $6,160,000 1.1% 0.5%
NEWREZ LLC $7,110,000 $6,060,000 -14.8% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $19,540,000 $6,020,000 -69.2% 0.5%
Renasant Bank $6,235,000 $5,705,000 -8.5% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $4,145,000 $5,480,000 32.2% 0.4%
Morgan Stanley Private Bank $3,145,000 $5,430,000 72.7% 0.4%
SHELTER HOME MORTGAGE, LLC $4,205,000 $5,395,000 28.3% 0.4%
FIRST COMMUNITY MORTGAGE, INC. $5,710,000 $5,245,000 -8.1% 0.4%
ZILLOW HOME LOANS, LLC $3,650,000 $5,235,000 43.4% 0.4%
Citizens Bank $4,470,000 $5,095,000 14.0% 0.4%
STOCKTON MORTGAGE CORPORATION $9,700,000 $5,025,000 -48.2% 0.4%
Discover Bank $3,295,000 $4,985,000 51.3% 0.4%
U.S. Bank $6,180,000 $4,700,000 -23.9% 0.4%
AMERISAVE MORTGAGE CORPORATION $10,265,000 $4,520,000 -56.0% 0.4%
Fifth Third Bank $2,325,000 $4,315,000 85.6% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $315,000 $3,860,000 1,125.4% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $7,575,000 $3,830,000 -49.4% 0.3%
AMWEST FUNDING CORP. $6,960,000 $3,810,000 -45.3% 0.3%
Carrington Mortgage Services, LLC $3,980,000 $3,710,000 -6.8% 0.3%
NexBank $6,145,000 $3,675,000 -40.2% 0.3%
US MORTGAGE CORPORATION $9,265,000 $3,585,000 -61.3% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,700,000 $3,465,000 28.3% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $2,900,000 $3,445,000 18.8% 0.3%
Associated Credit Union $3,080,000 $3,275,000 6.3% 0.3%
USAA Federal Savings Bank $3,430,000 $3,205,000 -6.6% 0.3%
GEORGIA'S OWN $5,045,000 $3,020,000 -40.1% 0.2%
GUARANTEED RATE AFFINITY, LLC $4,015,000 $2,895,000 -27.9% 0.2%
Figure Lending LLC $1,770,000 $2,810,000 58.8% 0.2%
Mortgage Assurance Inc. $3,140,000 $2,765,000 -11.9% 0.2%
MORTGAGE INVESTORS GROUP, INC. $3,680,000 $2,765,000 -24.9% 0.2%
HOMESIDE FINANCIAL, LLC $5,250,000 $2,725,000 -48.1% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $2,705,000 n/a 0.2%
First Federal Bank $6,250,000 $2,680,000 -57.1% 0.2%
The Huntington National Bank $455,000 $2,665,000 485.7% 0.2%
GMFS LLC $4,030,000 $2,630,000 -34.7% 0.2%
CREDIT UNION FINANCIAL SERVICES, LLC $2,930,000 $2,595,000 -11.4% 0.2%
THE MORTGAGE FIRM, INC. $8,465,000 $2,495,000 -70.5% 0.2%
Century Mortgage Company DBA Century Lending Company $2,810,000 $2,465,000 -12.3% 0.2%
Northpointe Bank $4,695,000 $2,460,000 -47.6% 0.2%
Bethpage Federal Credit Union $5,880,000 $2,445,000 -58.4% 0.2%
MILEND, INC. $9,235,000 $2,425,000 -73.7% 0.2%
The Citizens Bank of Georgia $2,275,000 n/a 0.2%
Metro City Bank $6,175,000 $2,270,000 -63.2% 0.2%
East West Bank $1,020,000 $2,255,000 121.1% 0.2%
21ST MORTGAGE CORPORATION $1,700,000 $2,220,000 30.6% 0.2%
NEW DAY FINANCIAL, LLC $2,785,000 $2,120,000 -23.9% 0.2%
Citadel Servicing Corporation $315,000 $2,110,000 569.8% 0.2%
Plains Commerce Bank $315,000 $2,095,000 565.1% 0.2%
Citibank $605,000 $2,040,000 237.2% 0.2%
Stifel Bank and Trust $1,365,000 $2,030,000 48.7% 0.2%
HALLCO COMMUNITY CREDIT UNION $1,205,000 $2,025,000 68.0% 0.2%
Flagstar Bank, FSB $17,105,000 $1,985,000 -88.4% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $4,805,000 $1,910,000 -60.2% 0.2%
CANOPY MORTGAGE, LLC $155,000 $1,885,000 1,116.1% 0.1%
GEORGIA UNITED $6,185,000 $1,880,000 -69.6% 0.1%
Bank OZK $735,000 $1,850,000 151.7% 0.1%
The Loan Store, Inc. $1,825,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $1,800,000 n/a 0.1%
BAY EQUITY LLC $2,770,000 $1,720,000 -37.9% 0.1%
Charles Schwab Bank, SSB $6,595,000 $1,710,000 -74.1% 0.1%
NEXERA HOLDING LLC $310,000 $1,705,000 450.0% 0.1%
Keystone Funding, Inc. $1,695,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $1,445,000 $1,665,000 15.2% 0.1%
Equity Prime Mortgage LLC $8,005,000 $1,650,000 -79.4% 0.1%
First Horizon Bank $4,875,000 $1,635,000 -66.5% 0.1%
UNION HOME MORTGAGE CORP. $590,000 $1,630,000 176.3% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $5,160,000 $1,605,000 -68.9% 0.1%
NBKC BANK $445,000 $1,590,000 257.3% 0.1%
PANORAMA MORTGAGE GROUP, LLC $1,415,000 $1,545,000 9.2% 0.1%
RELIANCE FIRST CAPITAL, LLC $525,000 $1,535,000 192.4% 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $700,000 $1,500,000 114.3% 0.1%
OCMBC, INC. $1,060,000 $1,455,000 37.3% 0.1%
CARDINAL FINANCIAL $6,960,000 $1,450,000 -79.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $4,910,000 $1,450,000 -70.5% 0.1%
RADIUS FINANCIAL GROUP INC. $2,325,000 $1,450,000 -37.6% 0.1%
First National Bank of America $2,015,000 $1,430,000 -29.0% 0.1%
The Piedmont Bank $4,340,000 $1,410,000 -67.5% 0.1%
PLAZA HOME MORTGAGE, INC. $520,000 $1,405,000 170.2% 0.1%
Raymond James Bank $505,000 $1,375,000 172.3% 0.1%
FINANCE OF AMERICA REVERSE LLC $645,000 $1,315,000 103.9% 0.1%
Southern First Bank $1,135,000 $1,255,000 10.6% 0.1%
Colony Bank $1,275,000 $1,245,000 -2.4% 0.1%
LAKEVIEW LOAN SERVICING, LLC $5,420,000 $1,210,000 -77.7% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $1,035,000 $1,210,000 16.9% 0.1%
CALIBER HOME LOANS, INC. $8,855,000 $1,190,000 -86.6% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,945,000 $1,190,000 -38.8% 0.1%
BNY Mellon $3,655,000 $1,175,000 -67.9% 0.1%
NEW WAVE LENDING GROUP INC $1,170,000 n/a 0.1%
The Federal Savings Bank $2,825,000 $1,145,000 -59.5% 0.1%
GUILD MORTGAGE COMPANY $1,145,000 $1,110,000 -3.1% 0.1%
First Peoples Bank $1,105,000 n/a 0.1%
FirstBank $935,000 $1,095,000 17.1% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,730,000 $1,090,000 -37.0% 0.1%
SPRING EQ, LLC $2,225,000 $1,085,000 -51.2% 0.1%
NFM, INC. $1,580,000 $1,055,000 -33.2% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $1,790,000 $1,040,000 -41.9% 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $215,000 $1,000,000 365.1% 0.1%
DEVELOPER'S MORTGAGE COMPANY $985,000 n/a 0.1%
First Savings Bank $145,000 $975,000 572.4% 0.1%
AMERICAN FINANCING CORPORATION $1,980,000 $970,000 -51.0% 0.1%
Loan Simple, Inc. $970,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $1,250,000 $940,000 -24.8% 0.1%
Franklin Loan Corporation $425,000 $935,000 120.0% 0.1%
First-Citizens Bank & Trust Company $2,850,000 $925,000 -67.5% 0.1%
Lakeview Community Capital, LLC $1,325,000 $905,000 -31.7% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $295,000 $885,000 200.0% 0.1%
First Heritage Mortgage, LLC $505,000 $875,000 73.3% 0.1%
OAKTREE FUNDING CORP. $855,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $690,000 $840,000 21.7% 0.1%
SWBC MORTGAGE CORPORATION $2,185,000 $840,000 -61.6% 0.1%
Florida Capital Bank $825,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $905,000 $790,000 -12.7% 0.1%
United Bank $1,505,000 $770,000 -48.8% 0.1%
PEACH STATE FEDERAL CREDIT UNION $835,000 $765,000 -8.4% 0.1%
T2 FINANCIAL LLC $1,330,000 $765,000 -42.5% 0.1%
First Carolina Bank $755,000 n/a 0.1%
Goldwater Bank, N.A. $1,285,000 $745,000 -42.0% 0.1%
NMSI, INC. $620,000 $740,000 19.4% 0.1%
HomeTrust Bank $730,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $795,000 $730,000 -8.2% 0.1%
North American Savings Bank, F.S.B. $880,000 $720,000 -18.2% 0.1%
TOWNE MORTGAGE COMPANY $840,000 $720,000 -14.3% 0.1%
First Financial Bank $715,000 n/a 0.1%
Bank of Clarke County $705,000 n/a 0.1%
MEMBER ONE $700,000 n/a 0.1%
The State Bank $685,000 n/a 0.1%
Nations Lending Corporation $1,105,000 $680,000 -38.5% 0.1%
Assurance Financial Group, L.L.C. $1,065,000 $670,000 -37.1% 0.1%
DHI MORTGAGE COMPANY, LTD. $37,050,000 $665,000 -98.2% 0.1%
LENDINGHOME FUNDING CORPORATION $3,410,000 $665,000 -80.5% 0.1%
THRIVENT Federal Credit Union $665,000 n/a 0.1%
ALLIANT CREDIT UNION $1,235,000 $610,000 -50.6% 0.0%
NATIONS DIRECT MORTGAGE, LLC $510,000 $600,000 17.6% 0.0%
Evolve Bank & Trust $590,000 n/a 0.0%
Baxter Credit Union $470,000 $585,000 24.5% 0.0%
Georgia Community Bank $585,000 n/a 0.0%
GENEVA FINANCIAL, LLC $1,065,000 $575,000 -46.0% 0.0%
Kwik Mortgage Corporation $560,000 n/a 0.0%
Commerce Home Mortgage, Inc. $1,835,000 $555,000 -69.8% 0.0%
BAY-VALLEY MORTGAGE GROUP $540,000 n/a 0.0%
AXIA FINANCIAL, LLC $535,000 n/a 0.0%
STATE EMPLOYEES' $1,045,000 $530,000 -49.3% 0.0%
BM Real Estate Services, Inc. $525,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $515,000 n/a 0.0%
CDC Federal Credit Union $95,000 $515,000 442.1% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $515,000 n/a 0.0%
COMMUNITY MORTGAGE CORPORATION $510,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $460,000 $505,000 9.8% 0.0%
First IC Corporation $505,000 n/a 0.0%
INTERCOASTAL MORTGAGE COMPANY $505,000 n/a 0.0%
JMAC LENDING, INC. $500,000 n/a 0.0%
ONY GLO, INC. $495,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $515,000 $480,000 -6.8% 0.0%
KELLER MORTGAGE, LLC $3,810,000 $470,000 -87.7% 0.0%
Northwest Federal Credit Union $375,000 $430,000 14.7% 0.0%
Advisors Mortgage Group, L.L.C. $415,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $305,000 $415,000 36.1% 0.0%
BNC National Bank $405,000 n/a 0.0%
FBC MORTGAGE, LLC $1,600,000 $405,000 -74.7% 0.0%
Presidential Bank, FSB $405,000 n/a 0.0%
Deere Employees Credit Union $395,000 n/a 0.0%
DIRECT LENDERS, LLC $475,000 $395,000 -16.8% 0.0%
Farmers State Bank $395,000 n/a 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $155,000 $385,000 148.4% 0.0%
FLAT BRANCH MORTGAGE, INC. $385,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $185,000 $385,000 108.1% 0.0%
LIMA ONE CAPITAL, LLC $385,000 n/a 0.0%
TJC Mortgage, Inc. $2,815,000 $385,000 -86.3% 0.0%
United Fidelity Funding Corp. $385,000 n/a 0.0%
VERITAS FUNDING, LLC $385,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $375,000 n/a 0.0%
Magnolia Bank $2,660,000 $370,000 -86.1% 0.0%
Hancock Whitney Bank $340,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $1,345,000 $335,000 -75.1% 0.0%
Luxury Mortgage Corp. $295,000 $325,000 10.2% 0.0%
CRESCENT MORTGAGE COMPANY $2,650,000 $315,000 -88.1% 0.0%
Wolfe Financial, Inc $315,000 n/a 0.0%
Chicago Mortgage Solutions LLC $1,630,000 $305,000 -81.3% 0.0%
MLD MORTGAGE INC. $305,000 n/a 0.0%
Bank of England $1,285,000 $295,000 -77.0% 0.0%
BETTER MORTGAGE CORPORATION $5,520,000 $295,000 -94.7% 0.0%
CALCON MUTUAL MORTGAGE LLC $1,165,000 $285,000 -75.5% 0.0%
Christian Community Credit Union $285,000 n/a 0.0%
ISERVE RESIDENTIAL LENDING, LLC $965,000 $285,000 -70.5% 0.0%
MICHIGAN MUTUAL, INC. $285,000 n/a 0.0%
NP, Inc. $385,000 $285,000 -26.0% 0.0%
Trustmark National Bank $285,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $330,000 $280,000 -15.2% 0.0%
MID AMERICA MORTGAGE, INC. $295,000 $280,000 -5.1% 0.0%
BECKAM FUNDING CORP. $275,000 n/a 0.0%
Credence Funding Corporation $275,000 n/a 0.0%
GREAT LAKES $1,505,000 $265,000 -82.4% 0.0%
Guaranty Bank & Trust, N.A. $265,000 n/a 0.0%
Mid-Continent Funding, Inc. $265,000 n/a 0.0%
Princeton Mortgage Corporation $255,000 n/a 0.0%
Capital City Bank $1,325,000 $250,000 -81.1% 0.0%
HOMESPIRE MORTGAGE CORPORATION $480,000 $235,000 -51.0% 0.0%
LENDINGONE, LLC $3,010,000 $235,000 -92.2% 0.0%
PREMIA MORTGAGE, LLC $225,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $2,290,000 $215,000 -90.6% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $215,000 n/a 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $215,000 n/a 0.0%
EAGLE HOME MORTGAGE, LLC $16,905,000 $215,000 -98.7% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $2,070,000 $215,000 -89.6% 0.0%
BANC ONE MORTGAGE CORPORATION $205,000 n/a 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $600,000 $205,000 -65.8% 0.0%
FIRST COMMERCE CREDIT UNION $205,000 n/a 0.0%
MORTGAGEONE, INC. $205,000 n/a 0.0%
THE EQUITABLE MORTGAGE CORPORATION $205,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $640,000 $195,000 -69.5% 0.0%
DOMINION FINANCIAL SERVICES, LLC $155,000 $195,000 25.8% 0.0%
EMM LOANS LLC $195,000 n/a 0.0%
SILVER HILL FUNDING, LLC $195,000 n/a 0.0%
ATLANTA POSTAL $420,000 $190,000 -54.8% 0.0%
SOUTHWEST STAGE FUNDING, LLC $185,000 n/a 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $175,000 n/a 0.0%
PLANET HOME LENDING, LLC $2,230,000 $170,000 -92.4% 0.0%
Southwest Airlines Federal Credit Union $170,000 n/a 0.0%
LOANPAL, LLC $965,000 $165,000 -82.9% 0.0%
Pinnacle Bank $495,000 $160,000 -67.7% 0.0%
AMERICAN BANCSHARES MORTGAGE $155,000 n/a 0.0%
General Mortgage Capital Corporation $385,000 $155,000 -59.7% 0.0%
Republic Bank & Trust Company $155,000 n/a 0.0%
The First, A National Banking Association $155,000 n/a 0.0%
Grow Financial Federal Credit Union $130,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $75,000 $125,000 66.7% 0.0%
MidFirst Bank $625,000 $125,000 -80.0% 0.0%
OPEN MORTGAGE, LLC $260,000 $125,000 -51.9% 0.0%
BMO Harris Bank $115,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $105,000 n/a 0.0%
PHH Mortgage Corporation $1,055,000 $105,000 -90.0% 0.0%
HONDA Federal Credit Union $255,000 $100,000 -60.8% 0.0%
BankSouth $95,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $80,000 n/a 0.0%
CREDIT UNION OF GEORGIA $75,000 n/a 0.0%
Connexus Credit Union $65,000 n/a 0.0%
RBC Bank, (Georgia) $65,000 n/a 0.0%
POWERCO $60,000 n/a 0.0%
ALL IN $55,000 n/a 0.0%
JUSTICE Federal Credit Union $55,000 n/a 0.0%
LGE COMMUNITY $35,000 n/a 0.0%
ROBINS FINANCIAL $35,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $35,000 n/a 0.0%

GAINESVILLE's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 8.0% market share. In second place, with 5.5%, is QUICKEN LOANS, LLC, having originated $69,650,000 in loans. In third place, with 4.3%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $54,670,000 in loans. In fourth place, with 3.9%, is Ameris Bank, having originated $49,705,000 in loans. In fifth place, with 3.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $49,065,000 in loans.


GAINESVILLE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - GAINESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $317,450 (5.8%) $432,480 (1.0%) 1.18 852
2018-02-01 $324,825 (4.9%) $433,052 (-0.6%) 1.18 893
2018-03-01 $335,463 (5.3%) $440,567 (1.7%) 1.18 915
2018-04-01 $349,900 (7.7%) $470,120 (7.7%) 1.19 1,018
2018-05-01 $349,900 (6.4%) $447,946 (1.8%) 1.17 1,071
2018-06-01 $352,950 (7.0%) $461,402 (7.7%) 1.18 1,072
2018-07-01 $352,746 (8.5%) $454,211 (6.5%) 1.18 1,076
2018-08-01 $355,450 (9.3%) $457,845 (6.7%) 1.19 1,066
2018-09-01 $352,463 (8.5%) $453,005 (6.7%) 1.18 1,075
2018-10-01 $339,925 (4.1%) $439,127 (3.5%) 1.15 1,224
2018-11-01 $339,975 (6.4%) $441,847 (5.0%) 1.15 1,177
2018-12-01 $337,900 (9.0%) $432,480 (2.4%) 1.17 1,164
2019-01-01 $338,475 (6.6%) $442,973 (2.4%) 1.17 1,089
2019-02-01 $347,460 (7.0%) $470,817 (8.7%) 1.17 1,063
2019-03-01 $328,471 (-2.1%) $443,095 (0.6%) 1.07 1,213
2019-04-01 $299,900 (-14.3%) $392,982 (-16.4%) 0.95 1,478
2019-05-01 $299,900 (-14.3%) $395,652 (-11.7%) 0.94 1,521
2019-06-01 $289,900 (-17.9%) $397,158 (-13.9%) 0.91 1,551
2019-07-01 $286,945 (-18.7%) $396,743 (-12.7%) 0.90 1,566
2019-08-01 $285,527 (-19.7%) $388,923 (-15.1%) 0.90 1,554
2019-09-01 $286,243 (-18.8%) $380,961 (-15.9%) 0.92 1,495
2019-10-01 $305,625 (-10.1%) $407,943 (-7.1%) 0.99 1,239
2019-11-01 $324,000 (-4.7%) $440,447 (-0.3%) 1.06 1,017
2019-12-01 $321,680 (-4.8%) $442,671 (2.4%) 1.07 978
2020-01-01 $318,308 (-6.0%) $447,870 (1.1%) 1.06 910
2020-02-01 $320,758 (-7.7%) $459,250 (-2.5%) 1.05 889
2020-03-01 $339,900 (3.5%) $470,219 (6.1%) 1.07 942
2020-04-01 $340,215 (13.4%) $472,622 (20.3%) 1.07 978
2020-05-01 $349,999 (16.7%) $488,072 (23.4%) 1.06 915
2020-06-01 $352,696 (21.7%) $494,146 (24.4%) 1.04 792
2020-07-01 $352,475 (22.8%) $501,063 (26.3%) 1.02 744
2020-08-01 $364,950 (27.8%) $516,058 (32.7%) 1.05 656
2020-09-01 $372,175 (30.0%) $544,887 (43.0%) 1.07 583
2020-10-01 $361,585 (18.3%) $524,286 (28.5%) 1.04 561
2020-11-01 $362,000 (11.7%) $543,112 (23.3%) 1.06 502
2020-12-01 $357,759 (11.2%) $553,336 (25.0%) 1.06 443
2021-01-01 $365,000 (14.7%) $576,801 (28.8%) 1.09 362
2021-02-01 $398,800 (24.3%) $615,006 (33.9%) 1.16 274
2021-03-01 $384,450 (13.1%) $618,370 (31.5%) 1.09 278
2021-04-01 $415,000 (22.0%) $672,535 (42.3%) 1.12 265
2021-05-01 $439,750 (25.6%) $671,518 (37.6%) 1.17 276
2021-06-01 $419,931 (19.1%) $693,195 (40.3%) 1.11 320
2021-07-01 $419,900 (19.1%) $705,574 (40.8%) 1.11 397
2021-08-01 $418,000 (14.5%) $657,572 (27.4%) 1.11 432
2021-09-01 $426,939 (14.7%) $627,148 (15.1%) 1.14 414
2021-10-01 $449,899 (24.4%) $630,534 (20.3%) 1.20 408
2021-11-01 $468,749 (29.5%) $636,426 (17.2%) 1.25 404
2021-12-01 $461,725 (29.1%) $640,574 (15.8%) 1.25 358
2022-01-01 $458,802 (25.7%) $629,230 (9.1%) 1.24 295
2022-02-01 $459,950 (15.3%) $614,686 (-0.1%) 1.20 306
2022-03-01 $487,032 (26.7%) $624,394 (1.0%) 1.22 318
2022-04-01 $498,225 (20.1%) $674,260 (0.3%) 1.19 341
2022-05-01 $498,690 (13.4%) $664,179 (-1.1%) 1.14 422
2022-06-01 $514,549 (22.5%) $673,073 (-2.9%) 1.15 506
2022-07-01 $501,428 (19.4%) $657,299 (-6.8%) 1.13 610
2022-08-01 $499,450 (19.5%) $620,483 (-5.6%) 1.15 661
2022-09-01 $493,030 (15.5%) $609,596 (-2.8%) 1.15 688
2022-10-01 $485,000 (7.8%) $589,735 (-6.5%) 1.14 688
2022-11-01 $476,975 (1.8%) $569,886 (-10.5%) 1.15 676
2022-12-01 $479,780 (3.9%) $586,395 (-8.5%) 1.18 610
2023-01-01 $480,100 (4.6%) $590,611 (-6.1%) 1.19 535
2023-02-01 $477,450 (3.8%) $607,458 (-1.2%) 1.15 500
2023-03-01 $473,450 (-2.8%) $610,352 (-2.3%) 1.12 501
2023-04-01 $494,557 (-0.7%) $680,554 (0.9%) 1.15 440
2023-05-01 $496,855 (-0.4%) $707,194 (6.5%) 1.13 442
2023-06-01 $496,885 (-3.4%) $699,648 (4.0%) 1.12 497
2023-07-01 $498,353 (-0.6%) $682,100 (3.8%) 1.13 501
2023-08-01 $483,440 (-3.2%) $683,150 (10.1%) 1.11 538
2023-09-01 $480,870 (-2.5%) $670,964 (10.1%) 1.12 530
2023-10-01 $486,950 (0.4%) $645,889 (9.5%) 1.15 542
2023-11-01 $486,861 (2.1%) $649,516 (14.0%) 1.16 583
2023-12-01 $494,889 (3.2%) $665,435 (13.5%) 1.21 576
2024-01-01 $511,495 (6.5%) $673,403 (14.0%) 1.25 528
2024-02-01 $522,173 (9.4%) $697,027 (14.7%) 1.26 517
2024-03-01 $539,550 (14.0%) $712,181 (16.7%) 1.27 521
2024-04-01 $547,331 (10.7%) $719,158 (5.7%) 1.27 548
GAINESVILLE's median listing price for 2024-04-01 was $547,331, a difference of $52,774 (10.7%) versus the prior year and $7,781 versus the prior month.

GAINESVILLE's median listing price comes in at 127% of the national average.

GAINESVILLE's average listing price for 2024-04-01 was $719,158, a difference of $38,604 (5.7%) versus the prior year and $6,977 versus the prior month.

For the 2024-04-01 period, GAINESVILLE had 548 MLS listings, a difference of 27 listings (5%) versus the prior month and 108 listings (25%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - GAINESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 80 days 2,575 sqft
2018-02-01 78 days 2,623 sqft
2018-03-01 60 days 2,642 sqft
2018-04-01 60 days 2,662 sqft
2018-05-01 59 days 2,675 sqft
2018-06-01 71 days 2,765 sqft
2018-07-01 77 days 2,729 sqft
2018-08-01 78 days 2,782 sqft
2018-09-01 72 days 2,780 sqft
2018-10-01 75 days 2,674 sqft
2018-11-01 79 days 2,665 sqft
2018-12-01 86 days 2,637 sqft
2019-01-01 86 days 2,665 sqft
2019-02-01 79 days 2,675 sqft
2019-03-01 76 days 2,723 sqft
2019-04-01 72 days 2,722 sqft
2019-05-01 64 days 2,718 sqft
2019-06-01 65 days 2,660 sqft
2019-07-01 74 days 2,681 sqft
2019-08-01 78 days 2,681 sqft
2019-09-01 80 days 2,656 sqft
2019-10-01 78 days 2,619 sqft
2019-11-01 78 days 2,600 sqft
2019-12-01 80 days 2,600 sqft
2020-01-01 77 days 2,570 sqft
2020-02-01 68 days 2,575 sqft
2020-03-01 56 days 2,667 sqft
2020-04-01 59 days 2,670 sqft
2020-05-01 74 days 2,675 sqft
2020-06-01 81 days 2,752 sqft
2020-07-01 67 days 2,714 sqft
2020-08-01 60 days 2,747 sqft
2020-09-01 59 days 2,766 sqft
2020-10-01 52 days 2,711 sqft
2020-11-01 55 days 2,651 sqft
2020-12-01 66 days 2,673 sqft
2021-01-01 67 days 2,692 sqft
2021-02-01 43 days 2,728 sqft
2021-03-01 38 days 2,566 sqft
2021-04-01 41 days 2,846 sqft
2021-05-01 33 days 2,830 sqft
2021-06-01 33 days 2,622 sqft
2021-07-01 31 days 2,640 sqft
2021-08-01 42 days 2,604 sqft
2021-09-01 48 days 2,618 sqft
2021-10-01 53 days 2,679 sqft
2021-11-01 51 days 2,691 sqft
2021-12-01 58 days 2,550 sqft
2022-01-01 60 days 2,500 sqft
2022-02-01 33 days 2,447 sqft
2022-03-01 36 days 2,527 sqft
2022-04-01 34 days 2,620 sqft
2022-05-01 31 days 2,534 sqft
2022-06-01 30 days 2,659 sqft
2022-07-01 35 days 2,574 sqft
2022-08-01 47 days 2,535 sqft
2022-09-01 51 days 2,507 sqft
2022-10-01 54 days 2,500 sqft
2022-11-01 65 days 2,505 sqft
2022-12-01 77 days 2,528 sqft
2023-01-01 87 days 2,566 sqft
2023-02-01 58 days 2,482 sqft
2023-03-01 44 days 2,453 sqft
2023-04-01 42 days 2,506 sqft
2023-05-01 39 days 2,562 sqft
2023-06-01 37 days 2,538 sqft
2023-07-01 44 days 2,543 sqft
2023-08-01 47 days 2,523 sqft
2023-09-01 49 days 2,470 sqft
2023-10-01 47 days 2,503 sqft
2023-11-01 51 days 2,498 sqft
2023-12-01 58 days 2,470 sqft
2024-01-01 60 days 2,556 sqft
2024-02-01 47 days 2,562 sqft
2024-03-01 45 days 2,621 sqft
2024-04-01 44 days 2,623 sqft
GAINESVILLE's median listing age (time on market) for 2024-04-01 was 44 days. This is 4% longer than the same period one year ago.

GAINESVILLE's median square footage for active listings during the 2024-04-01 period was 2,623 sqft. One year prior, the average listing was 2,506 sqft.

GAINESVILLE, GA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
30501 Gainesville, GA MSA $930 $1,020 $1,150 $1,460 $1,660
30502 Gainesville, GA MSA $970 $1,060 $1,200 $1,520 $1,730
30503 Gainesville, GA MSA $970 $1,060 $1,200 $1,520 $1,730
30504 Gainesville, GA MSA $990 $1,090 $1,230 $1,560 $1,770
30506 Gainesville, GA MSA $1,110 $1,200 $1,350 $1,690 $1,960
30507 Gainesville, GA MSA $910 $1,000 $1,130 $1,430 $1,630
30510 Gainesville, GA MSA $760 $820 $930 $1,210 $1,370
30517 Gainesville, GA MSA $1,320 $1,390 $1,570 $1,940 $2,310
30518 Gainesville, GA MSA $1,340 $1,380 $1,560 $1,910 $2,310
30519 Gainesville, GA MSA $1,760 $1,800 $2,040 $2,480 $3,020
30527 Gainesville, GA MSA $1,080 $1,190 $1,340 $1,700 $1,930
30528 Gainesville, GA MSA $970 $1,060 $1,200 $1,520 $1,730
30531 Gainesville, GA MSA $780 $860 $970 $1,230 $1,400
30533 Gainesville, GA MSA $930 $1,020 $1,150 $1,460 $1,660
30542 Gainesville, GA MSA $1,190 $1,310 $1,480 $1,880 $2,130
30543 Gainesville, GA MSA $1,030 $1,130 $1,280 $1,620 $1,840
30548 Gainesville, GA MSA $1,140 $1,200 $1,350 $1,670 $1,990
30554 Gainesville, GA MSA $860 $950 $1,070 $1,360 $1,540
30564 Gainesville, GA MSA $760 $830 $940 $1,210 $1,370
30566 Gainesville, GA MSA $1,000 $1,100 $1,240 $1,570 $1,790
30567 Gainesville, GA MSA $1,100 $1,210 $1,370 $1,740 $1,970
30575 Gainesville, GA MSA $770 $840 $950 $1,210 $1,370

2022 Average & Median Rent Data Statistics
GAINESVILLE, GA average 1BR rent: $1,115, median: $1,075
GAINESVILLE, GA average 2BR rent: $1,259, median: $1,215
GAINESVILLE, GA average 3BR rent: $1,586, median: $1,540

GAINESVILLE, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,607 $942,895,000 $361,678
Cash Out Refi 536 $118,760,000 $221,567
Home Improvement 430 $49,840,000 $115,907
Other 374 $45,090,000 $120,561
Refi 286 $113,620,000 $397,273

Gainesville's most frequently cited loan purpose was Home Purchase, with 2,607 originations. The 2nd most popular reason was Cash Out Refi, with 536 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,564 $521,090,000 $333,178
7-8% 893 $258,795,000 $289,804
Over 8% 804 $128,500,000 $159,826
5-6% 667 $242,535,000 $363,621
4-5% 140 $47,630,000 $340,214
<2.5% 16 $330,000 $20,625
3-4% 3 $685,000 $228,333
2.5-3% 3 $455,000 $151,667

During 2023, Gainesville's most frequently originated rate bucket was 6-7%, with 1,564 originations.

Loan Sizing (GAINESVILLE, GA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,982 $589,060,000 $297,205
$100k-200k 720 $104,480,000 $145,111
$100,000 or less 700 $39,410,000 $56,300
$400k-600k 588 $275,770,000 $468,997
$600k-1000k 189 $137,025,000 $725,000
$Over $1MM 54 $124,460,000 $2,304,815

GAINESVILLE's loan sizing saw the bucket of loans from $200k-400k with 1,982 originations, totaling $589,060,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,577 $580,815,000 $368,304
60-80% 899 $346,335,000 $385,245
Under 20% 656 $44,090,000 $67,210
20-40% 481 $79,585,000 $165,457
40-60% 433 $149,385,000 $345,000
Over 100% 32 $13,550,000 $423,438

GAINESVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,577 originations, totaling $580,815,000 in origination value.