MACON - BIBB COUNTY Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Macon - Bibb County averaged 7.03% for the week of 2023-12-07, compared to the national average of 7.03% for the same period.

The average rate for the prior week (2023-11-30) was 7.02% and one month ago for the week of 2023-11-02, the average rate was 7.56%.

Macon - Bibb County's average rate one year ago was 6.49%.

For refis of the same type during the week of 2023-12-07, the average rate was 6.44%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-12-07 7.03%
Macon - Bibb County 30 Year Fixed Rate 2023-12-07 7.03%
Macon - Bibb County 30 Year Fixed Rate Refi 2023-12-07 6.44%
Macon - Bibb County 15 Year Fixed Rate 2023-12-07 5.97%
Macon - Bibb County 15 Year Fixed Rate Refi 2023-12-07 5.1%
Macon - Bibb County 30 Year FHA 2023-12-07 6.69%
Macon - Bibb County 30 Year FHA Refi 2023-12-07 6.72%
Macon - Bibb County 30 Year USDA 2023-12-07 6.72%
Macon - Bibb County 30 Year USDA Refi 2023-12-07 6.62%
Macon - Bibb County 30 Year VA 2023-12-07 6.53%
Macon - Bibb County 30 Year VA Refi 2023-12-07 6.44%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MACON-BIBB COUNTY, GA.

MACON - BIBB COUNTY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MACON-BIBB COUNTY, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 161 5.13% $5,764
First Federal Bank 109 4.99% $6,144
ROBINS FINANCIAL 107 5.04% $3,759
UNITED WHOLESALE MORTGAGE, LLC 75 5.36% $6,132
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 63 5.44% $5,560
Ameris Bank 49 4.67% $6,266
BROKER SOLUTIONS, INC. 43 5.24% $6,229
Renasant Bank 41 4.81% $4,732
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 38 5.27% $5,487
Wells Fargo Bank 35 5.00% $4,188
GMFS LLC 35 4.75% $4,602
Bank of America 30 4.43% $3,398
GUARANTY HOME MORTGAGE CORPORATION 29 5.03% $5,444
HOMESTAR FINANCIAL CORPORATION 29 4.86% $4,246
Colony Bank 28 4.48% $3,818
Truist 27 4.93% $5,183
United Bank 27 4.96% $5,900
GUILD MORTGAGE COMPANY 25 5.03% $7,618
Synovus Bank 25 4.53% $5,765
NAVY FEDERAL CREDIT UNION 23 5.94% $4,602
South State Bank 23 4.60% $4,747
Capital City Home Loans, LLC 21 5.11% $5,434
LOANDEPOT.COM, LLC 21 4.44% $5,381
BancorpSouth 20 5.13% $4,474
Mr. Cooper ( Nationstar Mortgage ) 20 4.90% $6,521
INSPIRE HOME LOANS INC. 19 5.03% $4,926
JPMorgan Chase Bank 16 5.13% $2,618
AMERISAVE MORTGAGE CORPORATION 15 4.48% $6,597
PENNYMAC LOAN SERVICES, LLC 14 4.68% $6,276
GUARANTEED RATE, INC. 14 4.98% $4,647
SUCCESS MORTGAGE PARTNERS, INC. 9 4.40% $8,743
Equity Prime Mortgage LLC 9 5.01% $8,036
HOMESPIRE MORTGAGE CORPORATION 9 6.17% $6,985
Mortgage Research Center, LLC 8 4.73% $4,017
Regions Bank 8 5.50% $4,468
CALIBER HOME LOANS, INC. 8 5.16% $8,673
Flagstar Bank, FSB 8 5.33% $5,842
FREEDOM MORTGAGE CORPORATION 8 5.56% $4,826
CROSSCOUNTRY MORTGAGE, LLC 8 5.87% $7,486
STOCKTON MORTGAGE CORPORATION 8 5.28% $5,004
BANKSOUTH MORTGAGE COMPANY, LLC 8 5.13% $6,687
MUTUAL OF OMAHA MORTGAGE, INC. 7 5.39% $6,858
DELTA COMMUNITY CREDIT UNION 7 3.96% $6,409
EVERETT FINANCIAL, INC. 7 5.30% $2,604
FBC MORTGAGE, LLC 7 5.91% $7,059
CARDINAL FINANCIAL 6 4.93% $13,096
CREDIT UNION FINANCIAL SERVICES, LLC 6 5.29% $6,062
MOVEMENT MORTGAGE, LLC 6 4.98% $5,077
BETTER MORTGAGE CORPORATION 6 4.23% $4,181
ROYAL UNITED MORTGAGE LLC 6 6.48% $6,802
VANDERBILT MORTGAGE AND FINANCE, INC. 6 5.25% $4,884
ATLANTA POSTAL 6 4.69% $3,779
U.S. Bank 6 4.67% $3,098
Ally Bank 5 4.25% $4,063
FIRST COMMUNITY MORTGAGE, INC. 5 5.50% $5,840
NEWREZ LLC 5 5.57% $4,159
HOMEOWNERS FINANCIAL GROUP USA, LLC 5 5.55% $6,883
HOME POINT FINANCIAL CORPORATION 5 4.35% $10,893
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 5.37% $5,252
Sierra Pacific Mortgage Company, Inc. 4 4.84% $4,868
21ST MORTGAGE CORPORATION 4 7.50% $6,583
Citizens Bank 4 3.90% $3,986
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 5.75% $7,718
FirstBank 4 4.90% $3,925
AMERICAN FINANCING CORPORATION 4 5.00% $5,364
UNION HOME MORTGAGE CORP. 4 5.44% $5,579
VAN DYK MORTGAGE CORPORATION 4 5.09% $4,792
Metro City Bank 4 6.38% $6,863
Carrington Mortgage Services, LLC 4 4.34% $5,322
Platinum Home Mortgage Corporation 4 5.09% $8,212
ServisFirst Bank 4 5.06% $4,036
Stifel Bank and Trust 4 3.28% $3,078
ZILLOW HOME LOANS, LLC 3 5.00% $6,376
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 4.79% $6,524
CALCON MUTUAL MORTGAGE LLC 3 5.25% $9,521
First Guaranty Mortgage Corporation 3 3.75% $10,364
First Home Bank 3 4.88% $4,563
First Option Mortgage, LLC 3 6.63% $5,747
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 3.88% $4,689
LAKEVIEW LOAN SERVICING, LLC 3 5.12% $5,155
Paramount Residential Mortgage Group, Inc. 3 5.50% $7,236
RAPID MORTGAGE COMPANY 3 5.63% $7,196
USAA Federal Savings Bank 3 5.38% $5,005
Wyndham Capital Mortgage, Inc. 3 4.96% $3,653
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 4.75% $13,923
HOMESIDE FINANCIAL, LLC 2 4.38% $4,997
AmeriHome Mortgage Company, LLC 2 3.25% $4,432
LOANPAL, LLC 2 3.69% $4,486
Magnolia Bank 2 4.81% $3,916
SWBC MORTGAGE CORPORATION 2 5.25% $8,119
First Internet Bank of Indiana 2 6.25% $3,741
ENVOY MORTGAGE, LTD 2 5.94% $10,379
THE MORTGAGE FIRM, INC. 2 4.93% $3,711
ACADEMY MORTGAGE CORPORATION 2 3.75% $3,812
MILEND, INC. 2 4.00% $6,908
PHH Mortgage Corporation 2 5.69% $6,362
Bethpage Federal Credit Union 2 4.38% $6,380
Plains Commerce Bank 2 6.31% $4,035
Mortgage Assurance Inc. 2 4.75% $4,872
GUARANTEED RATE AFFINITY, LLC 2 5.48% $4,912
NexBank 2 5.06% $2,979
SECURITYNATIONAL MORTGAGE COMPANY 2 5.31% $7,355
Bank of England 2 5.94% $6,887
NFM, INC. 2 6.56% $4,956
Associated Credit Union 2 6.00% $4,442
PREMIA MORTGAGE, LLC 2 5.93% $2,655
AgFirst Farm Credit Bank 2 5.00% $8,915
CRESCENT MORTGAGE COMPANY 2 5.56% $4,491
SOUTHEAST MORTGAGE OF GEORGIA, INC. 2 5.13% $5,458
First Reliance Bank 2 5.75% $2,461
SOUTHPOINT FINANCIAL SERVICES, INC. 2 5.63% $6,421
GENEVA FINANCIAL, LLC 2 5.75% $10,741
BNY Mellon 2 3.69% $4,890
STATE EMPLOYEES' 2 3.95% $3,796
First National Bank of Pennsylvania 2 4.31% $4,247
Northpointe Bank 1 5.25% $9,365
ONY GLO, INC. 1 6.25% $4,710
PANORAMA MORTGAGE GROUP, LLC 1 6.13% $5,817
V.I.P. MORTGAGE, INC. 1 6.13% $13,090
Century Mortgage Company DBA Century Lending Company 1 5.88% $5,389
PENTAGON FEDERAL CREDIT UNION 1 3.38% $5,798
PLANET HOME LENDING, LLC 1 3.25% $1,072
CASTLE & COOKE MORTGAGE, LLC 1 6.38% $7,872
PNC Bank 1 4.38% $6,110
POWERCO 1 4.50% $5,157
CANOPY MORTGAGE, LLC 1 4.99% $2,481
PrimeSouth Bank 1 3.25% $5,012
Prosperity Home Mortgage, LLC 1 4.38% $3,705
PROVIDENT FUNDING ASSOCIATES, L.P. 1 4.88% $6,588
Queensborough National Bank & Trust Company 1 5.63% $5,586
BNC National Bank 1 7.63% $3,349
Raymond James Bank 1 3.88% $2,797
RBC Bank, (Georgia) 1 5.13% $3,416
BAY EQUITY LLC 1 4.38% $3,908
Barrington Bank & Trust Company, N.A. 1 5.63% $3,528
Bank OZK 1 3.63% $3,721
S1L, Inc. 1 3.99% $4,355
SHELTER HOME MORTGAGE, LLC 1 5.50% $6,024
SOFI LENDING CORP. 1 3.50% $3,308
SOUTH CENTRAL BANK, INC. 1 5.38% $2,729
Arvest Bank 1 4.88% $4,900
ANGEL OAK HOME LOANS LLC 1 8.50% $4,809
SUMMIT FUNDING, INC. 1 6.38% $7,307
Suncoast Credit Union 1 5.50% $1,630
Amerifirst Financial, Inc. 1 5.13% $3,178
The Huntington National Bank 1 3.25% $4,806
THRIVE MORTGAGE, LLC 1 6.00% $5,999
TJC Mortgage, Inc. 1 5.00% $6,503
TOP FLITE FINANCIAL, INC. 1 4.25% $8,917
TOTAL MORTGAGE SERVICES, LLC 1 7.25% $3,025
TOWER 1 3.38% $3,631
TOWNE MORTGAGE COMPANY 1 3.88% $2,840
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.75% $4,454
UIF CORPORATION 1 4.13% $3,979
Goldwater Bank, N.A. 1 4.00% $3,760
AMERICAN HOME MORTGAGE, INC. 1 5.38% $7,895
United Community Bank 1 3.38% $3,336
Alcova Mortgage LLC 1 4.00% $6,425
1ST SIGNATURE LENDING, LLC 1 7.13% $4,139
US MORTGAGE CORPORATION 1 5.50% $7,952
Valley National Bank 1 5.13% $3,761
Gateway First Bank 1 3.75% $3,197
GEORGIA'S OWN 1 4.00% $2,850
GEORGIA UNITED 1 4.00% $8,749
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 6.63% $4,677
GoPrime Mortgage, Inc. 1 5.13% $2,616
First Horizon Bank 1 2.75% $5,818
GUARANTY MORTGAGE SERVICES, L.L.C. 1 6.50% $6,692
FIRST HOME MORTGAGE CORPORATION 1 4.63% $13,196
HAMILTON HOME LOANS, INC. 1 4.88% $2,909
A&D Mortgage LLC 1 9.75% $12,286
First-Citizens Bank & Trust Company 1 3.25% $5,135
First Bank 1 5.50% $3,012
First American Bank and Trust Company 1 6.99% $3,346
Fifth Third Bank 1 3.75% $4,570
Evolve Bank & Trust 1 4.88% $5,320
ITHINK FINANCIAL Credit Union 1 5.75% $3,523
KELLER MORTGAGE, LLC 1 5.88% $2,580
ACOPIA, LLC 1 5.88% $6,715
LAND HOME FINANCIAL SERVICES, INC. 1 6.50% $4,916
LENDSURE MORTGAGE CORP. 1 7.13% $25,029
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.13% $1,610
East West Bank 1 4.00% $2,450
DRAPER AND KRAMER MORTGAGE CORP. 1 2.88% $5,374
MICHIGAN MUTUAL, INC. 1 3.38% $5,852
Dollar Bank, Federal Savings Bank 1 3.50% $26,503
CONTOUR MORTGAGE CORPORATION 1 4.88% $4,877
M&T Bank 1 4.75% $3,668
Citadel Servicing Corporation 1 8.00% $6,850
NATION ONE MORTGAGE CORPORATION 1 5.63% $5,740
Nations Lending Corporation 1 6.25% $6,180
NATIONWIDE MORTGAGE BANKERS, INC. 1 5.38% $5,413
CIS Financial Services, Inc. 1 5.13% $7,986
CHURCHILL MORTGAGE CORPORATION 1 5.38% $3,504
NMSI, INC. 1 5.75% $6,303

MACON - BIBB COUNTY Average Closing Costs & Other Stats

MACON-BIBB COUNTY, GA's 195 lenders originated 4,793 loans during 2022. The total origination value was $1,145,025,000, with an average loan value of $238,895.

MACON - BIBB COUNTY's average closing costs are $5,061.

The top MACON - BIBB COUNTY lender as defined by loan originations is QUICKEN LOANS, LLC, with 161 loans originated. Their average total fees are $5,764, which is $380 lower than the next largest lender, First Federal Bank.

The lowest fee MACON - BIBB COUNTY lenders (with over 10 loans originated) are JPMorgan Chase Bank ($2,618), Bank of America ($3,398), ROBINS FINANCIAL ($3,759), Colony Bank ($3,818) and Wells Fargo Bank ($4,188).

The lowest rate MACON - BIBB COUNTY lenders (with over 10 loans originated) are Bank of America (4.43%), LOANDEPOT.COM, LLC (4.44%), AMERISAVE MORTGAGE CORPORATION (4.48%), Colony Bank (4.48%) and Synovus Bank (4.53%).

MACON-BIBB COUNTY, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
QUICKEN LOANS, LLC $120,175,000 $71,610,000 -40.4% 6.3%
ROBINS FINANCIAL $63,075,000 $45,345,000 -28.1% 4.0%
First Federal Bank $74,650,000 $39,670,000 -46.9% 3.5%
Renasant Bank $78,035,000 $38,170,000 -51.1% 3.3%
UNITED WHOLESALE MORTGAGE, LLC $37,795,000 $36,225,000 -4.2% 3.2%
Wells Fargo Bank $23,150,000 $33,605,000 45.2% 2.9%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $26,715,000 $29,940,000 12.1% 2.6%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $7,555,000 $29,735,000 293.6% 2.6%
BROKER SOLUTIONS, INC. $25,285,000 $28,455,000 12.5% 2.5%
Ameris Bank $25,030,000 $27,495,000 9.8% 2.4%
PGIM Real Estate Finance, LLC $27,005,000 n/a 2.4%
CBRE MULTIFAMILY CAPITAL, INC. $23,935,000 n/a 2.1%
HOMESTAR FINANCIAL CORPORATION $18,185,000 $23,095,000 27.0% 2.0%
Colony Bank $20,660,000 $22,900,000 10.8% 2.0%
Mortgage Research Center, LLC $26,730,000 $22,810,000 -14.7% 2.0%
LOANDEPOT.COM, LLC $22,345,000 $22,785,000 2.0% 2.0%
Truist $25,320,000 $21,005,000 -17.0% 1.8%
BancorpSouth Bank $2,235,000 $18,350,000 721.0% 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $24,925,000 $18,120,000 -27.3% 1.6%
Morris Bank $24,585,000 $16,375,000 -33.4% 1.4%
United Bank $15,300,000 $15,930,000 4.1% 1.4%
READYCAP COMMERCIAL, LLC $14,210,000 n/a 1.2%
Bank of America $10,195,000 $13,640,000 33.8% 1.2%
KeyBank $26,670,000 $13,375,000 -49.9% 1.2%
GMFS LLC $31,290,000 $13,315,000 -57.4% 1.2%
GUILD MORTGAGE COMPANY $20,540,000 $13,005,000 -36.7% 1.1%
NAVY FEDERAL CREDIT UNION $10,410,000 $13,005,000 24.9% 1.1%
Synovus Bank $22,285,000 $12,765,000 -42.7% 1.1%
Capital City Bank $12,125,000 $12,510,000 3.2% 1.1%
Equity Prime Mortgage LLC $1,610,000 $12,220,000 659.0% 1.1%
INSPIRE HOME LOANS INC. $13,155,000 $11,955,000 -9.1% 1.0%
Arbor Realty Trust, Inc. $15,310,000 $11,080,000 -27.6% 1.0%
GUARANTY HOME MORTGAGE CORPORATION $9,810,000 $9,600,000 -2.1% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $15,625,000 $9,105,000 -41.7% 0.8%
PENNYMAC LOAN SERVICES, LLC $17,960,000 $9,075,000 -49.5% 0.8%
Capital City Home Loans, LLC $11,320,000 $9,020,000 -20.3% 0.8%
FREEDOM MORTGAGE CORPORATION $28,730,000 $8,615,000 -70.0% 0.8%
CROSSCOUNTRY MORTGAGE, LLC $9,855,000 $8,585,000 -12.9% 0.7%
South State Bank $23,500,000 $8,305,000 -64.7% 0.7%
LIMA ONE CAPITAL, LLC $4,265,000 $8,250,000 93.4% 0.7%
FINANCE OF AMERICA MORTGAGE LLC $700,000 $7,850,000 1,021.4% 0.7%
AMERISAVE MORTGAGE CORPORATION $10,995,000 $7,365,000 -33.0% 0.6%
GUARANTEED RATE, INC. $2,500,000 $7,085,000 183.4% 0.6%
Carrington Mortgage Services, LLC $6,910,000 $6,055,000 -12.4% 0.5%
JPMorgan Chase Bank $5,300,000 $5,700,000 7.5% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $8,860,000 $5,305,000 -40.1% 0.5%
Exchange Bank $7,955,000 $5,275,000 -33.7% 0.5%
USAA Federal Savings Bank $8,080,000 $5,090,000 -37.0% 0.4%
BANKSOUTH MORTGAGE COMPANY, LLC $4,445,000 $4,630,000 4.2% 0.4%
21ST MORTGAGE CORPORATION $3,880,000 $4,450,000 14.7% 0.4%
FBC MORTGAGE, LLC $755,000 $4,415,000 484.8% 0.4%
PLANTERS FIRST BANK $1,060,000 $4,345,000 309.9% 0.4%
AgFirst Farm Credit Bank $1,705,000 $4,330,000 154.0% 0.4%
SUCCESS MORTGAGE PARTNERS, INC. $7,620,000 $4,195,000 -44.9% 0.4%
CALIBER HOME LOANS, INC. $6,685,000 $4,040,000 -39.6% 0.4%
EVERETT FINANCIAL, INC. $595,000 $3,850,000 547.1% 0.3%
VAN DYK MORTGAGE CORPORATION $2,590,000 $3,650,000 40.9% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $3,575,000 $3,515,000 -1.7% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,390,000 $3,320,000 -2.1% 0.3%
MOVEMENT MORTGAGE, LLC $2,070,000 $3,210,000 55.1% 0.3%
HOMESPIRE MORTGAGE CORPORATION $865,000 $3,185,000 268.2% 0.3%
NEWREZ LLC $6,425,000 $3,185,000 -50.4% 0.3%
HOME POINT FINANCIAL CORPORATION $6,355,000 $3,180,000 -50.0% 0.3%
DELTA COMMUNITY CREDIT UNION $1,740,000 $3,175,000 82.5% 0.3%
CRESCENT MORTGAGE COMPANY $3,830,000 $3,120,000 -18.5% 0.3%
Flagstar Bank, FSB $2,825,000 $3,005,000 6.4% 0.3%
STOCKTON MORTGAGE CORPORATION $1,085,000 $2,770,000 155.3% 0.2%
NEW DAY FINANCIAL, LLC $3,780,000 $2,735,000 -27.6% 0.2%
NORTHMARQ CAPITAL FINANCE, L.L.C. $2,705,000 n/a 0.2%
Regions Bank $4,440,000 $2,570,000 -42.1% 0.2%
SECURITYNATIONAL MORTGAGE COMPANY $4,050,000 $2,525,000 -37.7% 0.2%
Georgia Community Bank $955,000 $2,510,000 162.8% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,050,000 $2,470,000 135.2% 0.2%
CIVIC FINANCIAL SERVICES, LLC $700,000 $2,380,000 240.0% 0.2%
Platinum Home Mortgage Corporation $1,845,000 $2,360,000 27.9% 0.2%
First Option Mortgage, LLC $2,245,000 $2,325,000 3.6% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $10,315,000 $2,290,000 -77.8% 0.2%
Nations Lending Corporation $1,725,000 $2,280,000 32.2% 0.2%
ATLANTA POSTAL $1,070,000 $2,170,000 102.8% 0.2%
CALCON MUTUAL MORTGAGE LLC $85,000 $2,105,000 2,376.5% 0.2%
Capital One $2,055,000 n/a 0.2%
ServisFirst Bank $5,100,000 $2,040,000 -60.0% 0.2%
First Horizon Bank $940,000 $2,020,000 114.9% 0.2%
Bank of England $1,770,000 $1,975,000 11.6% 0.2%
Bank of Dudley $920,000 $1,970,000 114.1% 0.2%
BETTER MORTGAGE CORPORATION $6,790,000 $1,970,000 -71.0% 0.2%
Stifel Bank and Trust $1,370,000 $1,970,000 43.8% 0.2%
GUARANTEED RATE AFFINITY, LLC $1,430,000 $1,890,000 32.2% 0.2%
NFM, INC. $1,870,000 n/a 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,420,000 $1,860,000 -45.6% 0.2%
Barrington Bank & Trust Company, N.A. $2,030,000 $1,820,000 -10.3% 0.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $540,000 $1,795,000 232.4% 0.2%
SunMark Community Bank $14,890,000 $1,775,000 -88.1% 0.2%
UNION HOME MORTGAGE CORP. $855,000 $1,765,000 106.4% 0.2%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $2,650,000 $1,740,000 -34.3% 0.2%
PNC Bank $2,795,000 $1,705,000 -39.0% 0.1%
LAKEVIEW LOAN SERVICING, LLC $4,250,000 $1,695,000 -60.1% 0.1%
ZILLOW HOME LOANS, LLC $985,000 $1,610,000 63.5% 0.1%
Metro City Bank $1,580,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $1,995,000 $1,570,000 -21.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,445,000 $1,565,000 8.3% 0.1%
GENEVA FINANCIAL, LLC $215,000 $1,480,000 588.4% 0.1%
Bank OZK $1,925,000 $1,435,000 -25.5% 0.1%
U.S. Bank $2,595,000 $1,430,000 -44.9% 0.1%
Oconee State Bank $300,000 $1,375,000 358.3% 0.1%
Citizens Bank $575,000 $1,280,000 122.6% 0.1%
RAPID MORTGAGE COMPANY $1,280,000 n/a 0.1%
United Community Bank $995,000 $1,270,000 27.6% 0.1%
ROYAL UNITED MORTGAGE LLC $1,245,000 n/a 0.1%
First Guaranty Mortgage Corporation $3,030,000 $1,240,000 -59.1% 0.1%
AMERICAN FINANCING CORPORATION $1,375,000 $1,235,000 -10.2% 0.1%
CREDIT UNION FINANCIAL SERVICES, LLC $5,620,000 $1,230,000 -78.1% 0.1%
FINANCE OF AMERICA REVERSE LLC $1,185,000 n/a 0.1%
The Peoples Bank of Georgia $1,825,000 $1,185,000 -35.1% 0.1%
TRIAD FINANCIAL SERVICES, INC. $1,145,000 $1,185,000 3.5% 0.1%
FirstBank $440,000 $1,145,000 160.2% 0.1%
BNY Mellon $1,130,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $325,000 $1,120,000 244.6% 0.1%
First National Bank of Pennsylvania $265,000 $1,065,000 301.9% 0.1%
RELIANCE FIRST CAPITAL, LLC $880,000 $1,060,000 20.5% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $3,740,000 $1,055,000 -71.8% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,300,000 $1,045,000 -54.6% 0.1%
Prosperity Home Mortgage, LLC $1,710,000 $1,035,000 -39.5% 0.1%
ACOPIA, LLC $1,605,000 $1,030,000 -35.8% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $755,000 $1,030,000 36.4% 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $2,185,000 $1,030,000 -52.9% 0.1%
Magnolia State Bank $970,000 $1,020,000 5.2% 0.1%
First-Citizens Bank & Trust Company $1,010,000 n/a 0.1%
MILEND, INC. $2,060,000 $1,005,000 -51.2% 0.1%
LENDINGHOME FUNDING CORPORATION $420,000 $995,000 136.9% 0.1%
Ally Bank $1,310,000 $985,000 -24.8% 0.1%
LENDSURE MORTGAGE CORP. $155,000 $975,000 529.0% 0.1%
LOANPAL, LLC $240,000 $970,000 304.2% 0.1%
DAS Acquisition Company, LLC $430,000 $955,000 122.1% 0.1%
CERTAINTY HOME LOANS, LLC $1,405,000 $920,000 -34.5% 0.1%
Plains Commerce Bank $920,000 n/a 0.1%
United Bank $15,300,000 $915,000 -94.0% 0.1%
Gateway First Bank $370,000 $880,000 137.8% 0.1%
TOWNE MORTGAGE COMPANY $1,285,000 $880,000 -31.5% 0.1%
HOMESIDE FINANCIAL, LLC $2,550,000 $840,000 -67.1% 0.1%
GEORGIA'S OWN $1,305,000 $835,000 -36.0% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,370,000 $830,000 -39.4% 0.1%
Figure Lending LLC $660,000 $825,000 25.0% 0.1%
VILLAGE CAPITAL MORTGAGE $5,280,000 $810,000 -84.7% 0.1%
Evolve Bank & Trust $570,000 $800,000 40.4% 0.1%
PREMIA MORTGAGE, LLC $820,000 $800,000 -2.4% 0.1%
North American Savings Bank, F.S.B. $340,000 $785,000 130.9% 0.1%
Wyndham Capital Mortgage, Inc. $960,000 $785,000 -18.2% 0.1%
SWBC MORTGAGE CORPORATION $785,000 $750,000 -4.5% 0.1%
V.I.P. MORTGAGE, INC. $745,000 n/a 0.1%
Hometown Equity Mortgage, LLC $470,000 $735,000 56.4% 0.1%
PHH Mortgage Corporation $890,000 $735,000 -17.4% 0.1%
PLANET HOME LENDING, LLC $495,000 $735,000 48.5% 0.1%
THE MORTGAGE FIRM, INC. $2,120,000 $730,000 -65.6% 0.1%
Associated Credit Union $725,000 n/a 0.1%
GEORGIA UNITED $545,000 $720,000 32.1% 0.1%
Dollar Bank, Federal Savings Bank $715,000 n/a 0.1%
Heritage Southeast Bank $705,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $2,810,000 $705,000 -74.9% 0.1%
Century Mortgage Company DBA Century Lending Company $700,000 n/a 0.1%
1ST SIGNATURE LENDING, LLC $1,265,000 $665,000 -47.4% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $225,000 $660,000 193.3% 0.1%
A&D Mortgage LLC $245,000 $650,000 165.3% 0.1%
Northpointe Bank $615,000 $645,000 4.9% 0.1%
SUMMIT FUNDING, INC. $1,355,000 $625,000 -53.9% 0.1%
The First, A National Banking Association $3,605,000 $625,000 -82.7% 0.1%
AmeriHome Mortgage Company, LLC $1,880,000 $620,000 -67.0% 0.1%
American Airlines Federal Credit Union $610,000 n/a 0.1%
POWERCO $605,000 n/a 0.1%
AMERICAN ADVISORS GROUP $300,000 $585,000 95.0% 0.1%
AMWEST FUNDING CORP. $720,000 $580,000 -19.4% 0.1%
Third Federal Savings and Loan Association of Cleveland $670,000 $580,000 -13.4% 0.1%
PANORAMA MORTGAGE GROUP, LLC $1,055,000 $575,000 -45.5% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $905,000 $560,000 -38.1% 0.0%
NBKC BANK $795,000 $555,000 -30.2% 0.0%
ONY GLO, INC. $545,000 n/a 0.0%
Pinnacle Bank $540,000 n/a 0.0%
SPRING EQ, LLC $150,000 $540,000 260.0% 0.0%
TJC Mortgage, Inc. $730,000 $540,000 -26.0% 0.0%
OCMBC, INC. $480,000 $530,000 10.4% 0.0%
Assurance Financial Group, L.L.C. $695,000 $525,000 -24.5% 0.0%
TOP FLITE FINANCIAL, INC. $340,000 $525,000 54.4% 0.0%
Low VA Rates, LLC $590,000 $500,000 -15.3% 0.0%
Mortgage Assurance Inc. $1,060,000 $500,000 -52.8% 0.0%
DEEPHAVEN MORTGAGE LLC $485,000 n/a 0.0%
US MORTGAGE CORPORATION $470,000 n/a 0.0%
First Home Bank $285,000 $465,000 63.2% 0.0%
First National Bank of Griffin $775,000 $455,000 -41.3% 0.0%
First Savings Bank $245,000 $455,000 85.7% 0.0%
HOMEXPRESS MORTGAGE CORP. $455,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $465,000 $455,000 -2.2% 0.0%
RBC Bank, (Georgia) $445,000 n/a 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $1,325,000 $435,000 -67.2% 0.0%
Alcova Mortgage LLC $155,000 $430,000 177.4% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $430,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $490,000 $425,000 -13.3% 0.0%
THRIVE MORTGAGE, LLC $425,000 n/a 0.0%
ALLIANT CREDIT UNION $55,000 $420,000 663.6% 0.0%
NexBank $420,000 n/a 0.0%
SHELTER HOME MORTGAGE, LLC $1,070,000 $420,000 -60.7% 0.0%
ACADEMY MORTGAGE CORPORATION $725,000 $410,000 -43.4% 0.0%
NP, Inc. $520,000 $405,000 -22.1% 0.0%
Bethpage Federal Credit Union $375,000 n/a 0.0%
Ixonia Bank $255,000 $375,000 47.1% 0.0%
ENVOY MORTGAGE, LTD $95,000 $370,000 289.5% 0.0%
Queensborough National Bank & Trust Company $265,000 $370,000 39.6% 0.0%
Raymond James Bank $365,000 n/a 0.0%
Magnolia Bank $1,640,000 $355,000 -78.4% 0.0%
STATE EMPLOYEES' $115,000 $350,000 204.3% 0.0%
SOUTHWEST STAGE FUNDING, LLC $345,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $335,000 n/a 0.0%
AMERICAN HOME MORTGAGE, INC. $335,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $320,000 $335,000 4.7% 0.0%
PUBLIX EMPLOYEES $330,000 n/a 0.0%
HAMILTON HOME LOANS, INC. $325,000 n/a 0.0%
Valley National Bank $545,000 $325,000 -40.4% 0.0%
First Reliance Bank $2,330,000 $315,000 -86.5% 0.0%
Chicago Mortgage Solutions LLC $400,000 $305,000 -23.8% 0.0%
CMG MORTGAGE, INC. $605,000 $305,000 -49.6% 0.0%
KELLER MORTGAGE, LLC $840,000 $295,000 -64.9% 0.0%
MY MORTGAGE, INC. $295,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,010,000 $290,000 -71.3% 0.0%
CityWorth Mortgage LLC $390,000 $285,000 -26.9% 0.0%
FIRST HOME MORTGAGE CORPORATION $285,000 n/a 0.0%
EMM LOANS LLC $895,000 $280,000 -68.7% 0.0%
Lakeview Community Capital, LLC $1,620,000 $280,000 -82.7% 0.0%
CANOPY MORTGAGE, LLC $125,000 $265,000 112.0% 0.0%
SERVICE FIRST FEDERAL CREDIT UNION $265,000 n/a 0.0%
STEARNS LENDING, LLC $825,000 $260,000 -68.5% 0.0%
GUIDANCE RESIDENTIAL, LLC $255,000 n/a 0.0%
SOUTHEASTERN Credit Union $255,000 n/a 0.0%
COMPASS MORTGAGE, INC. $245,000 n/a 0.0%
Fifth Third Bank $710,000 $235,000 -66.9% 0.0%
PrimeSouth Bank $235,000 n/a 0.0%
Baxter Credit Union $880,000 $230,000 -73.9% 0.0%
The Federal Savings Bank $2,565,000 $230,000 -91.0% 0.0%
Commerce Home Mortgage, Inc. $225,000 n/a 0.0%
First American Bank and Trust Company $410,000 $225,000 -45.1% 0.0%
CASTLE & COOKE MORTGAGE, LLC $165,000 $215,000 30.3% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $650,000 $215,000 -66.9% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $125,000 $215,000 72.0% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $205,000 n/a 0.0%
East West Bank $65,000 $205,000 215.4% 0.0%
SOFI LENDING CORP. $320,000 $205,000 -35.9% 0.0%
Texana Bank $205,000 n/a 0.0%
The Huntington National Bank $1,195,000 $205,000 -82.8% 0.0%
GUARANTY MORTGAGE SERVICES, L.L.C. $145,000 $195,000 34.5% 0.0%
RUOFF MORTGAGE COMPANY, INC. $835,000 $195,000 -76.6% 0.0%
CIS Financial Services, Inc. $185,000 n/a 0.0%
City National Bank $185,000 n/a 0.0%
First State Bank of Blakely, Inc. $185,000 n/a 0.0%
Logan Finance Corporation $185,000 n/a 0.0%
MORTGAGE INVESTORS GROUP, INC. $1,260,000 $185,000 -85.3% 0.0%
ANGEL OAK HOME LOANS LLC $2,930,000 $180,000 -93.9% 0.0%
ITHINK FINANCIAL Credit Union $180,000 n/a 0.0%
Citadel Servicing Corporation $175,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $370,000 $175,000 -52.7% 0.0%
TOWER $175,000 n/a 0.0%
S1L, Inc. $170,000 n/a 0.0%
SILVER HILL FUNDING, LLC $165,000 n/a 0.0%
CLEARPATH LENDING $1,540,000 $155,000 -89.9% 0.0%
BAY EQUITY LLC $600,000 $145,000 -75.8% 0.0%
GoPrime Mortgage, Inc. $145,000 $145,000 0.0% 0.0%
NMSI, INC. $470,000 $145,000 -69.1% 0.0%
SOUTH CENTRAL BANK, INC. $145,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $145,000 n/a 0.0%
UIF CORPORATION $140,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $135,000 n/a 0.0%
THRIVENT Federal Credit Union $135,000 n/a 0.0%
BNC National Bank $560,000 $125,000 -77.7% 0.0%
MORIA DEVELOPMENT, INC. $260,000 $125,000 -51.9% 0.0%
M&T Bank $330,000 $125,000 -62.1% 0.0%
NATION ONE MORTGAGE CORPORATION $125,000 n/a 0.0%
ON Q FINANCIAL, INC. $125,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $260,000 $125,000 -51.9% 0.0%
United Nations Federal Credit Union $125,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $115,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $430,000 $115,000 -73.3% 0.0%
Goldwater Bank, N.A. $165,000 $115,000 -30.3% 0.0%
QUANTUM NATIONAL BANK $215,000 $115,000 -46.5% 0.0%
Waterstone Mortgage Corporation $525,000 $115,000 -78.1% 0.0%
First Internet Bank of Indiana $110,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $110,000 n/a 0.0%
Arvest Bank $315,000 $105,000 -66.7% 0.0%
COUNTRYPLACE MORTGAGE, LTD. $105,000 n/a 0.0%
DIGITAL Federal Credit Union $35,000 $105,000 200.0% 0.0%
First Bank $105,000 n/a 0.0%
JUSTICE Federal Credit Union $105,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $415,000 $105,000 -74.7% 0.0%
Mid-Continent Funding, Inc. $905,000 $105,000 -88.4% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $85,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $85,000 n/a 0.0%
Discover Bank $195,000 $80,000 -59.0% 0.0%
Amerifirst Financial, Inc. $65,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $530,000 $55,000 -89.6% 0.0%
FAY SERVICING, LLC $55,000 n/a 0.0%
T2 FINANCIAL LLC $55,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $55,000 n/a 0.0%
MidFirst Bank $35,000 $35,000 0.0% 0.0%
N R L Federal Credit Union $35,000 n/a 0.0%
Rock Canyon Bank $35,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%
1st Franklin Financial Corporation $225,000 $15,000 -93.3% 0.0%
Suncoast Credit Union $15,000 n/a 0.0%
United States Senate Federal Credit Union $5,000 n/a 0.0%

MACON - BIBB COUNTY's top lender by overall market share is QUICKEN LOANS, LLC, with 6.3% market share. In second place, with 4.0%, is ROBINS FINANCIAL, having originated $45,345,000 in loans. In third place, with 3.5%, is First Federal Bank, having originated $39,670,000 in loans. In fourth place, with 3.3%, is Renasant Bank, having originated $38,170,000 in loans. In fifth place, with 3.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $36,225,000 in loans.

MACON-BIBB COUNTY, GA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
31008 Macon-Bibb County, GA $680 $780 $970 $1,300 $1,450
31014 Macon-Bibb County, GA $500 $630 $710 $910 $1,000
31016 Macon-Bibb County, GA $580 $640 $780 $990 $1,170
31017 Macon-Bibb County, GA $500 $630 $710 $910 $1,000
31020 Macon-Bibb County, GA $620 $770 $880 $1,110 $1,190
31030 Macon-Bibb County, GA $650 $710 $810 $1,060 $1,350
31031 Macon-Bibb County, GA $500 $630 $710 $910 $1,000
31032 Macon-Bibb County, GA $620 $760 $870 $1,100 $1,180
31033 Macon-Bibb County, GA $500 $630 $710 $910 $1,000
31038 Macon-Bibb County, GA $730 $800 $910 $1,140 $1,310
31044 Macon-Bibb County, GA $500 $630 $710 $910 $1,000
31046 Macon-Bibb County, GA $600 $720 $820 $1,010 $1,300
31050 Macon-Bibb County, GA $530 $650 $750 $970 $1,040
31052 Macon-Bibb County, GA $620 $760 $870 $1,100 $1,180
31061 Macon-Bibb County, GA $550 $670 $770 $980 $1,040
31066 Macon-Bibb County, GA $500 $630 $710 $910 $1,110
31078 Macon-Bibb County, GA $500 $630 $710 $910 $1,000
31201 Macon-Bibb County, GA $500 $630 $710 $910 $1,000
31203 Macon-Bibb County, GA $600 $740 $850 $1,080 $1,150
31204 Macon-Bibb County, GA $560 $690 $790 $1,000 $1,070
31205 Macon-Bibb County, GA $600 $740 $850 $1,080 $1,150
31206 Macon-Bibb County, GA $520 $640 $730 $920 $1,000
31207 Macon-Bibb County, GA $510 $630 $730 $920 $1,000
31209 Macon-Bibb County, GA $600 $740 $850 $1,080 $1,150
31210 Macon-Bibb County, GA $730 $900 $1,030 $1,300 $1,430
31211 Macon-Bibb County, GA $540 $660 $760 $960 $1,030
31213 Macon-Bibb County, GA $600 $740 $850 $1,080 $1,150
31216 Macon-Bibb County, GA $650 $790 $910 $1,150 $1,230
31217 Macon-Bibb County, GA $530 $660 $750 $950 $1,020
31220 Macon-Bibb County, GA $690 $850 $970 $1,220 $1,350
31221 Macon-Bibb County, GA $600 $740 $850 $1,080 $1,150

2022 Average & Median Rent Data Statistics
MACON-BIBB COUNTY, GA average 1BR rent: $704, median: $690
MACON-BIBB COUNTY, GA average 2BR rent: $807, median: $790
MACON-BIBB COUNTY, GA average 3BR rent: $1,028, median: $1,000

MACON-BIBB COUNTY, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,898 $723,740,000 $249,738
Cash Out Refi 771 $145,095,000 $188,191
Refi 517 $213,275,000 $412,524
Home Improvement 356 $36,930,000 $103,736
Other 251 $25,985,000 $103,526

Macon - Bibb County's most frequently cited loan purpose was Home Purchase, with 2,898 originations. The 2nd most popular reason was Cash Out Refi, with 771 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 1,220 $281,160,000 $230,459
4-5% 1,071 $252,305,000 $235,579
3-4% 1,008 $226,320,000 $224,524
6-7% 588 $129,640,000 $220,476
7-8% 280 $43,560,000 $155,571
2.5-3% 212 $46,570,000 $219,670
Over 8% 110 $27,400,000 $249,091
<2.5% 109 $64,705,000 $593,624

During 2022, Macon - Bibb County's most frequently originated rate bucket was 5-6%, with 1,220 originations.

Loan Sizing (MACON-BIBB COUNTY, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,663 $246,705,000 $148,349
$200k-400k 1,554 $422,170,000 $271,667
$100,000 or less 1,191 $71,025,000 $59,635
$400k-600k 256 $121,000,000 $472,656
$600k-1000k 93 $66,205,000 $711,882
$Over $1MM 36 $217,920,000 $6,053,333

MACON - BIBB COUNTY's loan sizing saw the bucket of loans from $100k-200k with 1,663 originations, totaling $246,705,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,237 $534,485,000 $238,929
60-80% 1,252 $359,770,000 $287,356
40-60% 367 $80,785,000 $220,123
20-40% 321 $30,125,000 $93,847
Under 20% 319 $16,115,000 $50,517
Over 100% 78 $51,320,000 $657,949

MACON - BIBB COUNTY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,237 originations, totaling $534,485,000 in origination value.