MACON - BIBB COUNTY Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Macon - Bibb County averaged
7.03%
for the week of 2023-12-07, compared to the national average of
7.03% for the same period.
The average rate for the prior week (2023-11-30) was
7.02% and
one month ago for the week of 2023-11-02, the
average rate was 7.56%.
Macon - Bibb County's average rate one year ago was 6.49%.
For refis of the same type during the week of 2023-12-07, the average rate
was 6.44%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-12-07 | 7.03% |
| Macon - Bibb County 30 Year Fixed Rate | 2023-12-07 | 7.03% |
| Macon - Bibb County 30 Year Fixed Rate Refi | 2023-12-07 | 6.44% |
| Macon - Bibb County 15 Year Fixed Rate | 2023-12-07 | 5.97% |
| Macon - Bibb County 15 Year Fixed Rate Refi | 2023-12-07 | 5.1% |
| Macon - Bibb County 30 Year FHA | 2023-12-07 | 6.69% |
| Macon - Bibb County 30 Year FHA Refi | 2023-12-07 | 6.72% |
| Macon - Bibb County 30 Year USDA | 2023-12-07 | 6.72% |
| Macon - Bibb County 30 Year USDA Refi | 2023-12-07 | 6.62% |
| Macon - Bibb County 30 Year VA | 2023-12-07 | 6.53% |
| Macon - Bibb County 30 Year VA Refi | 2023-12-07 | 6.44% |
MACON - BIBB COUNTY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MACON-BIBB COUNTY, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
MACON - BIBB COUNTY Average Closing Costs & Other Stats
MACON-BIBB COUNTY, GA's 195 lenders originated 4,793
loans during 2022. The total origination value was $1,145,025,000, with an average loan value of
$238,895.
MACON - BIBB COUNTY's average closing costs are $5,061.
The top MACON - BIBB COUNTY lender as defined by loan originations is QUICKEN LOANS, LLC, with
161 loans originated. Their average total fees are
$5,764, which is $380
lower than the next largest lender,
First Federal Bank.
The lowest fee MACON - BIBB COUNTY lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($2,618), Bank of America ($3,398), ROBINS FINANCIAL ($3,759), Colony Bank ($3,818) and Wells Fargo Bank ($4,188).
The lowest rate MACON - BIBB COUNTY lenders (with over 10 loans originated) are
Bank of America (4.43%), LOANDEPOT.COM, LLC (4.44%), AMERISAVE MORTGAGE CORPORATION (4.48%), Colony Bank (4.48%) and Synovus Bank (4.53%).
MACON-BIBB COUNTY, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $120,175,000 | $71,610,000 | -40.4% | 6.3% |
| ROBINS FINANCIAL | $63,075,000 | $45,345,000 | -28.1% | 4.0% |
| First Federal Bank | $74,650,000 | $39,670,000 | -46.9% | 3.5% |
| Renasant Bank | $78,035,000 | $38,170,000 | -51.1% | 3.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $37,795,000 | $36,225,000 | -4.2% | 3.2% |
| Wells Fargo Bank | $23,150,000 | $33,605,000 | 45.2% | 2.9% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $26,715,000 | $29,940,000 | 12.1% | 2.6% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $7,555,000 | $29,735,000 | 293.6% | 2.6% |
| BROKER SOLUTIONS, INC. | $25,285,000 | $28,455,000 | 12.5% | 2.5% |
| Ameris Bank | $25,030,000 | $27,495,000 | 9.8% | 2.4% |
| PGIM Real Estate Finance, LLC | $27,005,000 | n/a | 2.4% | |
| CBRE MULTIFAMILY CAPITAL, INC. | $23,935,000 | n/a | 2.1% | |
| HOMESTAR FINANCIAL CORPORATION | $18,185,000 | $23,095,000 | 27.0% | 2.0% |
| Colony Bank | $20,660,000 | $22,900,000 | 10.8% | 2.0% |
| Mortgage Research Center, LLC | $26,730,000 | $22,810,000 | -14.7% | 2.0% |
| LOANDEPOT.COM, LLC | $22,345,000 | $22,785,000 | 2.0% | 2.0% |
| Truist | $25,320,000 | $21,005,000 | -17.0% | 1.8% |
| BancorpSouth Bank | $2,235,000 | $18,350,000 | 721.0% | 1.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $24,925,000 | $18,120,000 | -27.3% | 1.6% |
| Morris Bank | $24,585,000 | $16,375,000 | -33.4% | 1.4% |
| United Bank | $15,300,000 | $15,930,000 | 4.1% | 1.4% |
| READYCAP COMMERCIAL, LLC | $14,210,000 | n/a | 1.2% | |
| Bank of America | $10,195,000 | $13,640,000 | 33.8% | 1.2% |
| KeyBank | $26,670,000 | $13,375,000 | -49.9% | 1.2% |
| GMFS LLC | $31,290,000 | $13,315,000 | -57.4% | 1.2% |
| GUILD MORTGAGE COMPANY | $20,540,000 | $13,005,000 | -36.7% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $10,410,000 | $13,005,000 | 24.9% | 1.1% |
| Synovus Bank | $22,285,000 | $12,765,000 | -42.7% | 1.1% |
| Capital City Bank | $12,125,000 | $12,510,000 | 3.2% | 1.1% |
| Equity Prime Mortgage LLC | $1,610,000 | $12,220,000 | 659.0% | 1.1% |
| INSPIRE HOME LOANS INC. | $13,155,000 | $11,955,000 | -9.1% | 1.0% |
| Arbor Realty Trust, Inc. | $15,310,000 | $11,080,000 | -27.6% | 1.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $9,810,000 | $9,600,000 | -2.1% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $15,625,000 | $9,105,000 | -41.7% | 0.8% |
| PENNYMAC LOAN SERVICES, LLC | $17,960,000 | $9,075,000 | -49.5% | 0.8% |
| Capital City Home Loans, LLC | $11,320,000 | $9,020,000 | -20.3% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $28,730,000 | $8,615,000 | -70.0% | 0.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $9,855,000 | $8,585,000 | -12.9% | 0.7% |
| South State Bank | $23,500,000 | $8,305,000 | -64.7% | 0.7% |
| LIMA ONE CAPITAL, LLC | $4,265,000 | $8,250,000 | 93.4% | 0.7% |
| FINANCE OF AMERICA MORTGAGE LLC | $700,000 | $7,850,000 | 1,021.4% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $10,995,000 | $7,365,000 | -33.0% | 0.6% |
| GUARANTEED RATE, INC. | $2,500,000 | $7,085,000 | 183.4% | 0.6% |
| Carrington Mortgage Services, LLC | $6,910,000 | $6,055,000 | -12.4% | 0.5% |
| JPMorgan Chase Bank | $5,300,000 | $5,700,000 | 7.5% | 0.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $8,860,000 | $5,305,000 | -40.1% | 0.5% |
| Exchange Bank | $7,955,000 | $5,275,000 | -33.7% | 0.5% |
| USAA Federal Savings Bank | $8,080,000 | $5,090,000 | -37.0% | 0.4% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $4,445,000 | $4,630,000 | 4.2% | 0.4% |
| 21ST MORTGAGE CORPORATION | $3,880,000 | $4,450,000 | 14.7% | 0.4% |
| FBC MORTGAGE, LLC | $755,000 | $4,415,000 | 484.8% | 0.4% |
| PLANTERS FIRST BANK | $1,060,000 | $4,345,000 | 309.9% | 0.4% |
| AgFirst Farm Credit Bank | $1,705,000 | $4,330,000 | 154.0% | 0.4% |
| SUCCESS MORTGAGE PARTNERS, INC. | $7,620,000 | $4,195,000 | -44.9% | 0.4% |
| CALIBER HOME LOANS, INC. | $6,685,000 | $4,040,000 | -39.6% | 0.4% |
| EVERETT FINANCIAL, INC. | $595,000 | $3,850,000 | 547.1% | 0.3% |
| VAN DYK MORTGAGE CORPORATION | $2,590,000 | $3,650,000 | 40.9% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,575,000 | $3,515,000 | -1.7% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,390,000 | $3,320,000 | -2.1% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $2,070,000 | $3,210,000 | 55.1% | 0.3% |
| HOMESPIRE MORTGAGE CORPORATION | $865,000 | $3,185,000 | 268.2% | 0.3% |
| NEWREZ LLC | $6,425,000 | $3,185,000 | -50.4% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $6,355,000 | $3,180,000 | -50.0% | 0.3% |
| DELTA COMMUNITY CREDIT UNION | $1,740,000 | $3,175,000 | 82.5% | 0.3% |
| CRESCENT MORTGAGE COMPANY | $3,830,000 | $3,120,000 | -18.5% | 0.3% |
| Flagstar Bank, FSB | $2,825,000 | $3,005,000 | 6.4% | 0.3% |
| STOCKTON MORTGAGE CORPORATION | $1,085,000 | $2,770,000 | 155.3% | 0.2% |
| NEW DAY FINANCIAL, LLC | $3,780,000 | $2,735,000 | -27.6% | 0.2% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $2,705,000 | n/a | 0.2% | |
| Regions Bank | $4,440,000 | $2,570,000 | -42.1% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $4,050,000 | $2,525,000 | -37.7% | 0.2% |
| Georgia Community Bank | $955,000 | $2,510,000 | 162.8% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,050,000 | $2,470,000 | 135.2% | 0.2% |
| CIVIC FINANCIAL SERVICES, LLC | $700,000 | $2,380,000 | 240.0% | 0.2% |
| Platinum Home Mortgage Corporation | $1,845,000 | $2,360,000 | 27.9% | 0.2% |
| First Option Mortgage, LLC | $2,245,000 | $2,325,000 | 3.6% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $10,315,000 | $2,290,000 | -77.8% | 0.2% |
| Nations Lending Corporation | $1,725,000 | $2,280,000 | 32.2% | 0.2% |
| ATLANTA POSTAL | $1,070,000 | $2,170,000 | 102.8% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $85,000 | $2,105,000 | 2,376.5% | 0.2% |
| Capital One | $2,055,000 | n/a | 0.2% | |
| ServisFirst Bank | $5,100,000 | $2,040,000 | -60.0% | 0.2% |
| First Horizon Bank | $940,000 | $2,020,000 | 114.9% | 0.2% |
| Bank of England | $1,770,000 | $1,975,000 | 11.6% | 0.2% |
| Bank of Dudley | $920,000 | $1,970,000 | 114.1% | 0.2% |
| BETTER MORTGAGE CORPORATION | $6,790,000 | $1,970,000 | -71.0% | 0.2% |
| Stifel Bank and Trust | $1,370,000 | $1,970,000 | 43.8% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $1,430,000 | $1,890,000 | 32.2% | 0.2% |
| NFM, INC. | $1,870,000 | n/a | 0.2% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,420,000 | $1,860,000 | -45.6% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $2,030,000 | $1,820,000 | -10.3% | 0.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $540,000 | $1,795,000 | 232.4% | 0.2% |
| SunMark Community Bank | $14,890,000 | $1,775,000 | -88.1% | 0.2% |
| UNION HOME MORTGAGE CORP. | $855,000 | $1,765,000 | 106.4% | 0.2% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $2,650,000 | $1,740,000 | -34.3% | 0.2% |
| PNC Bank | $2,795,000 | $1,705,000 | -39.0% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $4,250,000 | $1,695,000 | -60.1% | 0.1% |
| ZILLOW HOME LOANS, LLC | $985,000 | $1,610,000 | 63.5% | 0.1% |
| Metro City Bank | $1,580,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $1,995,000 | $1,570,000 | -21.3% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,445,000 | $1,565,000 | 8.3% | 0.1% |
| GENEVA FINANCIAL, LLC | $215,000 | $1,480,000 | 588.4% | 0.1% |
| Bank OZK | $1,925,000 | $1,435,000 | -25.5% | 0.1% |
| U.S. Bank | $2,595,000 | $1,430,000 | -44.9% | 0.1% |
| Oconee State Bank | $300,000 | $1,375,000 | 358.3% | 0.1% |
| Citizens Bank | $575,000 | $1,280,000 | 122.6% | 0.1% |
| RAPID MORTGAGE COMPANY | $1,280,000 | n/a | 0.1% | |
| United Community Bank | $995,000 | $1,270,000 | 27.6% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,245,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $3,030,000 | $1,240,000 | -59.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,375,000 | $1,235,000 | -10.2% | 0.1% |
| CREDIT UNION FINANCIAL SERVICES, LLC | $5,620,000 | $1,230,000 | -78.1% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,185,000 | n/a | 0.1% | |
| The Peoples Bank of Georgia | $1,825,000 | $1,185,000 | -35.1% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,145,000 | $1,185,000 | 3.5% | 0.1% |
| FirstBank | $440,000 | $1,145,000 | 160.2% | 0.1% |
| BNY Mellon | $1,130,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $325,000 | $1,120,000 | 244.6% | 0.1% |
| First National Bank of Pennsylvania | $265,000 | $1,065,000 | 301.9% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $880,000 | $1,060,000 | 20.5% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $3,740,000 | $1,055,000 | -71.8% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,300,000 | $1,045,000 | -54.6% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,710,000 | $1,035,000 | -39.5% | 0.1% |
| ACOPIA, LLC | $1,605,000 | $1,030,000 | -35.8% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $755,000 | $1,030,000 | 36.4% | 0.1% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $2,185,000 | $1,030,000 | -52.9% | 0.1% |
| Magnolia State Bank | $970,000 | $1,020,000 | 5.2% | 0.1% |
| First-Citizens Bank & Trust Company | $1,010,000 | n/a | 0.1% | |
| MILEND, INC. | $2,060,000 | $1,005,000 | -51.2% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $420,000 | $995,000 | 136.9% | 0.1% |
| Ally Bank | $1,310,000 | $985,000 | -24.8% | 0.1% |
| LENDSURE MORTGAGE CORP. | $155,000 | $975,000 | 529.0% | 0.1% |
| LOANPAL, LLC | $240,000 | $970,000 | 304.2% | 0.1% |
| DAS Acquisition Company, LLC | $430,000 | $955,000 | 122.1% | 0.1% |
| CERTAINTY HOME LOANS, LLC | $1,405,000 | $920,000 | -34.5% | 0.1% |
| Plains Commerce Bank | $920,000 | n/a | 0.1% | |
| United Bank | $15,300,000 | $915,000 | -94.0% | 0.1% |
| Gateway First Bank | $370,000 | $880,000 | 137.8% | 0.1% |
| TOWNE MORTGAGE COMPANY | $1,285,000 | $880,000 | -31.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $2,550,000 | $840,000 | -67.1% | 0.1% |
| GEORGIA'S OWN | $1,305,000 | $835,000 | -36.0% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,370,000 | $830,000 | -39.4% | 0.1% |
| Figure Lending LLC | $660,000 | $825,000 | 25.0% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $5,280,000 | $810,000 | -84.7% | 0.1% |
| Evolve Bank & Trust | $570,000 | $800,000 | 40.4% | 0.1% |
| PREMIA MORTGAGE, LLC | $820,000 | $800,000 | -2.4% | 0.1% |
| North American Savings Bank, F.S.B. | $340,000 | $785,000 | 130.9% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $960,000 | $785,000 | -18.2% | 0.1% |
| SWBC MORTGAGE CORPORATION | $785,000 | $750,000 | -4.5% | 0.1% |
| V.I.P. MORTGAGE, INC. | $745,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $470,000 | $735,000 | 56.4% | 0.1% |
| PHH Mortgage Corporation | $890,000 | $735,000 | -17.4% | 0.1% |
| PLANET HOME LENDING, LLC | $495,000 | $735,000 | 48.5% | 0.1% |
| THE MORTGAGE FIRM, INC. | $2,120,000 | $730,000 | -65.6% | 0.1% |
| Associated Credit Union | $725,000 | n/a | 0.1% | |
| GEORGIA UNITED | $545,000 | $720,000 | 32.1% | 0.1% |
| Dollar Bank, Federal Savings Bank | $715,000 | n/a | 0.1% | |
| Heritage Southeast Bank | $705,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $2,810,000 | $705,000 | -74.9% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $700,000 | n/a | 0.1% | |
| 1ST SIGNATURE LENDING, LLC | $1,265,000 | $665,000 | -47.4% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $225,000 | $660,000 | 193.3% | 0.1% |
| A&D Mortgage LLC | $245,000 | $650,000 | 165.3% | 0.1% |
| Northpointe Bank | $615,000 | $645,000 | 4.9% | 0.1% |
| SUMMIT FUNDING, INC. | $1,355,000 | $625,000 | -53.9% | 0.1% |
| The First, A National Banking Association | $3,605,000 | $625,000 | -82.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,880,000 | $620,000 | -67.0% | 0.1% |
| American Airlines Federal Credit Union | $610,000 | n/a | 0.1% | |
| POWERCO | $605,000 | n/a | 0.1% | |
| AMERICAN ADVISORS GROUP | $300,000 | $585,000 | 95.0% | 0.1% |
| AMWEST FUNDING CORP. | $720,000 | $580,000 | -19.4% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $670,000 | $580,000 | -13.4% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $1,055,000 | $575,000 | -45.5% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $905,000 | $560,000 | -38.1% | 0.0% |
| NBKC BANK | $795,000 | $555,000 | -30.2% | 0.0% |
| ONY GLO, INC. | $545,000 | n/a | 0.0% | |
| Pinnacle Bank | $540,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $150,000 | $540,000 | 260.0% | 0.0% |
| TJC Mortgage, Inc. | $730,000 | $540,000 | -26.0% | 0.0% |
| OCMBC, INC. | $480,000 | $530,000 | 10.4% | 0.0% |
| Assurance Financial Group, L.L.C. | $695,000 | $525,000 | -24.5% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $340,000 | $525,000 | 54.4% | 0.0% |
| Low VA Rates, LLC | $590,000 | $500,000 | -15.3% | 0.0% |
| Mortgage Assurance Inc. | $1,060,000 | $500,000 | -52.8% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $485,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $470,000 | n/a | 0.0% | |
| First Home Bank | $285,000 | $465,000 | 63.2% | 0.0% |
| First National Bank of Griffin | $775,000 | $455,000 | -41.3% | 0.0% |
| First Savings Bank | $245,000 | $455,000 | 85.7% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $455,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $465,000 | $455,000 | -2.2% | 0.0% |
| RBC Bank, (Georgia) | $445,000 | n/a | 0.0% | |
| AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $1,325,000 | $435,000 | -67.2% | 0.0% |
| Alcova Mortgage LLC | $155,000 | $430,000 | 177.4% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $430,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $490,000 | $425,000 | -13.3% | 0.0% |
| THRIVE MORTGAGE, LLC | $425,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $55,000 | $420,000 | 663.6% | 0.0% |
| NexBank | $420,000 | n/a | 0.0% | |
| SHELTER HOME MORTGAGE, LLC | $1,070,000 | $420,000 | -60.7% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $725,000 | $410,000 | -43.4% | 0.0% |
| NP, Inc. | $520,000 | $405,000 | -22.1% | 0.0% |
| Bethpage Federal Credit Union | $375,000 | n/a | 0.0% | |
| Ixonia Bank | $255,000 | $375,000 | 47.1% | 0.0% |
| ENVOY MORTGAGE, LTD | $95,000 | $370,000 | 289.5% | 0.0% |
| Queensborough National Bank & Trust Company | $265,000 | $370,000 | 39.6% | 0.0% |
| Raymond James Bank | $365,000 | n/a | 0.0% | |
| Magnolia Bank | $1,640,000 | $355,000 | -78.4% | 0.0% |
| STATE EMPLOYEES' | $115,000 | $350,000 | 204.3% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $345,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $335,000 | n/a | 0.0% | |
| AMERICAN HOME MORTGAGE, INC. | $335,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $320,000 | $335,000 | 4.7% | 0.0% |
| PUBLIX EMPLOYEES | $330,000 | n/a | 0.0% | |
| HAMILTON HOME LOANS, INC. | $325,000 | n/a | 0.0% | |
| Valley National Bank | $545,000 | $325,000 | -40.4% | 0.0% |
| First Reliance Bank | $2,330,000 | $315,000 | -86.5% | 0.0% |
| Chicago Mortgage Solutions LLC | $400,000 | $305,000 | -23.8% | 0.0% |
| CMG MORTGAGE, INC. | $605,000 | $305,000 | -49.6% | 0.0% |
| KELLER MORTGAGE, LLC | $840,000 | $295,000 | -64.9% | 0.0% |
| MY MORTGAGE, INC. | $295,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,010,000 | $290,000 | -71.3% | 0.0% |
| CityWorth Mortgage LLC | $390,000 | $285,000 | -26.9% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $285,000 | n/a | 0.0% | |
| EMM LOANS LLC | $895,000 | $280,000 | -68.7% | 0.0% |
| Lakeview Community Capital, LLC | $1,620,000 | $280,000 | -82.7% | 0.0% |
| CANOPY MORTGAGE, LLC | $125,000 | $265,000 | 112.0% | 0.0% |
| SERVICE FIRST FEDERAL CREDIT UNION | $265,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $825,000 | $260,000 | -68.5% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $255,000 | n/a | 0.0% | |
| SOUTHEASTERN Credit Union | $255,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $245,000 | n/a | 0.0% | |
| Fifth Third Bank | $710,000 | $235,000 | -66.9% | 0.0% |
| PrimeSouth Bank | $235,000 | n/a | 0.0% | |
| Baxter Credit Union | $880,000 | $230,000 | -73.9% | 0.0% |
| The Federal Savings Bank | $2,565,000 | $230,000 | -91.0% | 0.0% |
| Commerce Home Mortgage, Inc. | $225,000 | n/a | 0.0% | |
| First American Bank and Trust Company | $410,000 | $225,000 | -45.1% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $165,000 | $215,000 | 30.3% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $650,000 | $215,000 | -66.9% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $125,000 | $215,000 | 72.0% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $205,000 | n/a | 0.0% | |
| East West Bank | $65,000 | $205,000 | 215.4% | 0.0% |
| SOFI LENDING CORP. | $320,000 | $205,000 | -35.9% | 0.0% |
| Texana Bank | $205,000 | n/a | 0.0% | |
| The Huntington National Bank | $1,195,000 | $205,000 | -82.8% | 0.0% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | $145,000 | $195,000 | 34.5% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $835,000 | $195,000 | -76.6% | 0.0% |
| CIS Financial Services, Inc. | $185,000 | n/a | 0.0% | |
| City National Bank | $185,000 | n/a | 0.0% | |
| First State Bank of Blakely, Inc. | $185,000 | n/a | 0.0% | |
| Logan Finance Corporation | $185,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $1,260,000 | $185,000 | -85.3% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $2,930,000 | $180,000 | -93.9% | 0.0% |
| ITHINK FINANCIAL Credit Union | $180,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $175,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $370,000 | $175,000 | -52.7% | 0.0% |
| TOWER | $175,000 | n/a | 0.0% | |
| S1L, Inc. | $170,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $165,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $1,540,000 | $155,000 | -89.9% | 0.0% |
| BAY EQUITY LLC | $600,000 | $145,000 | -75.8% | 0.0% |
| GoPrime Mortgage, Inc. | $145,000 | $145,000 | 0.0% | 0.0% |
| NMSI, INC. | $470,000 | $145,000 | -69.1% | 0.0% |
| SOUTH CENTRAL BANK, INC. | $145,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $145,000 | n/a | 0.0% | |
| UIF CORPORATION | $140,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $135,000 | n/a | 0.0% | |
| BNC National Bank | $560,000 | $125,000 | -77.7% | 0.0% |
| MORIA DEVELOPMENT, INC. | $260,000 | $125,000 | -51.9% | 0.0% |
| M&T Bank | $330,000 | $125,000 | -62.1% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $125,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $260,000 | $125,000 | -51.9% | 0.0% |
| United Nations Federal Credit Union | $125,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $115,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $430,000 | $115,000 | -73.3% | 0.0% |
| Goldwater Bank, N.A. | $165,000 | $115,000 | -30.3% | 0.0% |
| QUANTUM NATIONAL BANK | $215,000 | $115,000 | -46.5% | 0.0% |
| Waterstone Mortgage Corporation | $525,000 | $115,000 | -78.1% | 0.0% |
| First Internet Bank of Indiana | $110,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $110,000 | n/a | 0.0% | |
| Arvest Bank | $315,000 | $105,000 | -66.7% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $105,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $35,000 | $105,000 | 200.0% | 0.0% |
| First Bank | $105,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $105,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $415,000 | $105,000 | -74.7% | 0.0% |
| Mid-Continent Funding, Inc. | $905,000 | $105,000 | -88.4% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $85,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $85,000 | n/a | 0.0% | |
| Discover Bank | $195,000 | $80,000 | -59.0% | 0.0% |
| Amerifirst Financial, Inc. | $65,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $530,000 | $55,000 | -89.6% | 0.0% |
| FAY SERVICING, LLC | $55,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $55,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $55,000 | n/a | 0.0% | |
| MidFirst Bank | $35,000 | $35,000 | 0.0% | 0.0% |
| N R L Federal Credit Union | $35,000 | n/a | 0.0% | |
| Rock Canyon Bank | $35,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% | |
| 1st Franklin Financial Corporation | $225,000 | $15,000 | -93.3% | 0.0% |
| Suncoast Credit Union | $15,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $5,000 | n/a | 0.0% |
MACON - BIBB COUNTY's top lender by overall market share is QUICKEN LOANS, LLC, with 6.3% market share. In second place, with 4.0%, is ROBINS FINANCIAL, having originated $45,345,000 in loans. In third place, with 3.5%, is First Federal Bank, having originated $39,670,000 in loans. In fourth place, with 3.3%, is Renasant Bank, having originated $38,170,000 in loans. In fifth place, with 3.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $36,225,000 in loans.
MACON-BIBB COUNTY, GA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 31008 | Macon-Bibb County, GA | $680 | $780 | $970 | $1,300 | $1,450 |
| 31014 | Macon-Bibb County, GA | $500 | $630 | $710 | $910 | $1,000 |
| 31016 | Macon-Bibb County, GA | $580 | $640 | $780 | $990 | $1,170 |
| 31017 | Macon-Bibb County, GA | $500 | $630 | $710 | $910 | $1,000 |
| 31020 | Macon-Bibb County, GA | $620 | $770 | $880 | $1,110 | $1,190 |
| 31030 | Macon-Bibb County, GA | $650 | $710 | $810 | $1,060 | $1,350 |
| 31031 | Macon-Bibb County, GA | $500 | $630 | $710 | $910 | $1,000 |
| 31032 | Macon-Bibb County, GA | $620 | $760 | $870 | $1,100 | $1,180 |
| 31033 | Macon-Bibb County, GA | $500 | $630 | $710 | $910 | $1,000 |
| 31038 | Macon-Bibb County, GA | $730 | $800 | $910 | $1,140 | $1,310 |
| 31044 | Macon-Bibb County, GA | $500 | $630 | $710 | $910 | $1,000 |
| 31046 | Macon-Bibb County, GA | $600 | $720 | $820 | $1,010 | $1,300 |
| 31050 | Macon-Bibb County, GA | $530 | $650 | $750 | $970 | $1,040 |
| 31052 | Macon-Bibb County, GA | $620 | $760 | $870 | $1,100 | $1,180 |
| 31061 | Macon-Bibb County, GA | $550 | $670 | $770 | $980 | $1,040 |
| 31066 | Macon-Bibb County, GA | $500 | $630 | $710 | $910 | $1,110 |
| 31078 | Macon-Bibb County, GA | $500 | $630 | $710 | $910 | $1,000 |
| 31201 | Macon-Bibb County, GA | $500 | $630 | $710 | $910 | $1,000 |
| 31203 | Macon-Bibb County, GA | $600 | $740 | $850 | $1,080 | $1,150 |
| 31204 | Macon-Bibb County, GA | $560 | $690 | $790 | $1,000 | $1,070 |
| 31205 | Macon-Bibb County, GA | $600 | $740 | $850 | $1,080 | $1,150 |
| 31206 | Macon-Bibb County, GA | $520 | $640 | $730 | $920 | $1,000 |
| 31207 | Macon-Bibb County, GA | $510 | $630 | $730 | $920 | $1,000 |
| 31209 | Macon-Bibb County, GA | $600 | $740 | $850 | $1,080 | $1,150 |
| 31210 | Macon-Bibb County, GA | $730 | $900 | $1,030 | $1,300 | $1,430 |
| 31211 | Macon-Bibb County, GA | $540 | $660 | $760 | $960 | $1,030 |
| 31213 | Macon-Bibb County, GA | $600 | $740 | $850 | $1,080 | $1,150 |
| 31216 | Macon-Bibb County, GA | $650 | $790 | $910 | $1,150 | $1,230 |
| 31217 | Macon-Bibb County, GA | $530 | $660 | $750 | $950 | $1,020 |
| 31220 | Macon-Bibb County, GA | $690 | $850 | $970 | $1,220 | $1,350 |
| 31221 | Macon-Bibb County, GA | $600 | $740 | $850 | $1,080 | $1,150 |
2022 Average & Median Rent Data Statistics
MACON-BIBB COUNTY, GA average 1BR rent: $704, median: $690
MACON-BIBB COUNTY, GA average 2BR rent: $807, median: $790
MACON-BIBB COUNTY, GA average 3BR rent: $1,028, median: $1,000
MACON-BIBB COUNTY, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,898 | $723,740,000 | $249,738 |
| Cash Out Refi | 771 | $145,095,000 | $188,191 |
| Refi | 517 | $213,275,000 | $412,524 |
| Home Improvement | 356 | $36,930,000 | $103,736 |
| Other | 251 | $25,985,000 | $103,526 |
Macon - Bibb County's most frequently cited loan purpose was Home Purchase, with 2,898 originations. The 2nd most popular reason was Cash Out Refi, with 771 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 1,220 | $281,160,000 | $230,459 |
| 4-5% | 1,071 | $252,305,000 | $235,579 |
| 3-4% | 1,008 | $226,320,000 | $224,524 |
| 6-7% | 588 | $129,640,000 | $220,476 |
| 7-8% | 280 | $43,560,000 | $155,571 |
| 2.5-3% | 212 | $46,570,000 | $219,670 |
| Over 8% | 110 | $27,400,000 | $249,091 |
| <2.5% | 109 | $64,705,000 | $593,624 |
During 2022, Macon - Bibb County's most frequently originated rate bucket was 5-6%, with 1,220 originations.
Loan Sizing (MACON-BIBB COUNTY, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,663 | $246,705,000 | $148,349 |
| $200k-400k | 1,554 | $422,170,000 | $271,667 |
| $100,000 or less | 1,191 | $71,025,000 | $59,635 |
| $400k-600k | 256 | $121,000,000 | $472,656 |
| $600k-1000k | 93 | $66,205,000 | $711,882 |
| $Over $1MM | 36 | $217,920,000 | $6,053,333 |
MACON - BIBB COUNTY's loan sizing saw the bucket of loans from $100k-200k with 1,663 originations, totaling $246,705,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,237 | $534,485,000 | $238,929 |
| 60-80% | 1,252 | $359,770,000 | $287,356 |
| 40-60% | 367 | $80,785,000 | $220,123 |
| 20-40% | 321 | $30,125,000 | $93,847 |
| Under 20% | 319 | $16,115,000 | $50,517 |
| Over 100% | 78 | $51,320,000 | $657,949 |
MACON - BIBB COUNTY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,237 originations, totaling $534,485,000 in origination value.