MACON - BIBB COUNTY Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Macon - Bibb County averaged
6.46%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.26% and
one month ago for the week of 2024-09-05, the
average rate was 6.49%.
Macon - Bibb County's average rate one year ago was 7.73%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.37%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
| Macon - Bibb County 30 Year Fixed Rate | 2024-10-10 | 6.46% |
| Macon - Bibb County 30 Year Fixed Rate Refi | 2024-10-10 | 6.37% |
| Macon - Bibb County 15 Year Fixed Rate | 2024-10-10 | 5.41% |
| Macon - Bibb County 15 Year Fixed Rate Refi | 2024-10-10 | 5.41% |
| Macon - Bibb County 30 Year FHA | 2024-10-10 | 5.73% |
| Macon - Bibb County 30 Year FHA Refi | 2024-10-10 | 6.1% |
| Macon - Bibb County 30 Year USDA | 2024-10-10 | 6.18% |
| Macon - Bibb County 30 Year USDA Refi | 2024-10-10 | 6.08% |
| Macon - Bibb County 30 Year VA | 2024-10-10 | 5.75% |
| Macon - Bibb County 30 Year VA Refi | 2024-10-10 | 6.05% |
MACON - BIBB COUNTY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MACON-BIBB COUNTY, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
MACON - BIBB COUNTY Average Closing Costs & Other Stats
MACON-BIBB COUNTY, GA's 159 lenders originated 3,582
loans during 2023. The total origination value was $744,170,000, with an average loan value of
$207,753.
MACON - BIBB COUNTY's average closing costs are $5,387.
The top MACON - BIBB COUNTY lender as defined by loan originations is QUICKEN LOANS, LLC, with
126 loans originated. Their average total fees are
$6,540, which is $1,116
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee MACON - BIBB COUNTY lenders (with over 10 loans originated) are
HOMESTAR FINANCIAL CORPORATION ($2,782), ROBINS FINANCIAL ($3,780), Wells Fargo Bank ($4,259), Bank of America ($4,341) and Truist ($4,569).
The lowest rate MACON - BIBB COUNTY lenders (with over 10 loans originated) are
ROBINS FINANCIAL (5.54%), GUARANTY HOME MORTGAGE CORPORATION (6.21%), Truist (6.25%), Bank of America (6.37%) and Synovus Bank (6.47%).
MACON-BIBB COUNTY, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| ROBINS FINANCIAL | $45,345,000 | $57,900,000 | 27.7% | 7.8% |
| QUICKEN LOANS, LLC | $71,610,000 | $55,075,000 | -23.1% | 7.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $36,225,000 | $38,705,000 | 6.8% | 5.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $29,940,000 | $21,675,000 | -27.6% | 2.9% |
| BROKER SOLUTIONS, INC. | $28,455,000 | $20,610,000 | -27.6% | 2.8% |
| First Federal Bank | $39,670,000 | $20,400,000 | -48.6% | 2.7% |
| Renasant Bank | $38,170,000 | $18,615,000 | -51.2% | 2.5% |
| BancorpSouth | $18,350,000 | $17,110,000 | -6.8% | 2.3% |
| Mortgage Research Center, LLC | $22,810,000 | $15,940,000 | -30.1% | 2.1% |
| GREYSTONE SERVICING COMPANY LLC | $15,915,000 | n/a | 2.1% | |
| Ameris Bank | $27,495,000 | $15,045,000 | -45.3% | 2.0% |
| Colony Bank | $22,900,000 | $13,625,000 | -40.5% | 1.8% |
| United Bank | $915,000 | $13,570,000 | 1,383.1% | 1.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $18,120,000 | $13,120,000 | -27.6% | 1.8% |
| Synovus Bank | $12,765,000 | $12,405,000 | -2.8% | 1.7% |
| Grandbridge Real Estate Capital LLC | $12,185,000 | n/a | 1.6% | |
| GMFS LLC | $13,315,000 | $11,330,000 | -14.9% | 1.5% |
| ACADEMY MORTGAGE CORPORATION | $410,000 | $9,980,000 | 2,334.1% | 1.3% |
| GUILD MORTGAGE COMPANY | $13,005,000 | $9,595,000 | -26.2% | 1.3% |
| Truist | $21,005,000 | $9,400,000 | -55.2% | 1.3% |
| NAVY FEDERAL CREDIT UNION | $13,005,000 | $9,200,000 | -29.3% | 1.2% |
| FBC MORTGAGE, LLC | $4,415,000 | $9,155,000 | 107.4% | 1.2% |
| INSPIRE HOME LOANS INC. | $11,955,000 | $8,200,000 | -31.4% | 1.1% |
| Arbor Realty Trust, Inc. | $11,080,000 | $8,035,000 | -27.5% | 1.1% |
| East West Bank | $205,000 | $8,005,000 | 3,804.9% | 1.1% |
| Morris Bank | $16,375,000 | $7,935,000 | -51.5% | 1.1% |
| Capital City Bank | $12,510,000 | $7,920,000 | -36.7% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $8,585,000 | $6,875,000 | -19.9% | 0.9% |
| GUARANTEED RATE, INC. | $7,085,000 | $6,870,000 | -3.0% | 0.9% |
| Bank of America | $13,640,000 | $6,815,000 | -50.0% | 0.9% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $6,555,000 | n/a | 0.9% | |
| EMM LOANS LLC | $280,000 | $6,515,000 | 2,226.8% | 0.9% |
| EVERETT FINANCIAL, INC. | $3,850,000 | $5,815,000 | 51.0% | 0.8% |
| HOMESTAR FINANCIAL CORPORATION | $23,095,000 | $5,810,000 | -74.8% | 0.8% |
| Capital City Home Loans, LLC | $9,020,000 | $5,010,000 | -44.5% | 0.7% |
| CANOPY MORTGAGE, LLC | $265,000 | $4,855,000 | 1,732.1% | 0.7% |
| 21ST MORTGAGE CORPORATION | $4,450,000 | $4,845,000 | 8.9% | 0.7% |
| Wells Fargo Bank | $33,605,000 | $4,760,000 | -85.8% | 0.6% |
| LIMA ONE CAPITAL, LLC | $8,250,000 | $4,665,000 | -43.5% | 0.6% |
| LOANDEPOT.COM, LLC | $22,785,000 | $4,270,000 | -81.3% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $9,075,000 | $4,090,000 | -54.9% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $8,615,000 | $4,035,000 | -53.2% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $3,210,000 | $4,035,000 | 25.7% | 0.5% |
| CARDINAL FINANCIAL | $5,305,000 | $3,895,000 | -26.6% | 0.5% |
| Flagstar Bank, FSB | $3,005,000 | $3,735,000 | 24.3% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $9,105,000 | $3,400,000 | -62.7% | 0.5% |
| VAN DYK MORTGAGE CORPORATION | $3,650,000 | $3,335,000 | -8.6% | 0.4% |
| USAA Federal Savings Bank | $5,090,000 | $3,310,000 | -35.0% | 0.4% |
| Carrington Mortgage Services, LLC | $6,055,000 | $3,290,000 | -45.7% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $7,365,000 | $3,015,000 | -59.1% | 0.4% |
| Bank of Early | $3,005,000 | n/a | 0.4% | |
| GUARANTY HOME MORTGAGE CORPORATION | $9,600,000 | $2,875,000 | -70.1% | 0.4% |
| HOMESPIRE MORTGAGE CORPORATION | $3,185,000 | $2,855,000 | -10.4% | 0.4% |
| Prosperity Home Mortgage, LLC | $1,035,000 | $2,840,000 | 174.4% | 0.4% |
| Exchange Bank | $5,275,000 | $2,755,000 | -47.8% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,715,000 | n/a | 0.4% | |
| AgFirst Farm Credit Bank | $4,330,000 | $2,655,000 | -38.7% | 0.4% |
| NEW DAY FINANCIAL, LLC | $2,735,000 | $2,545,000 | -6.9% | 0.3% |
| Oconee State Bank | $1,375,000 | $2,525,000 | 83.6% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $995,000 | $2,495,000 | 150.8% | 0.3% |
| NEWREZ LLC | $3,185,000 | $2,335,000 | -26.7% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $810,000 | $2,265,000 | 179.6% | 0.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,320,000 | $2,205,000 | -33.6% | 0.3% |
| MILEND, INC. | $1,005,000 | $2,170,000 | 115.9% | 0.3% |
| UNION HOME MORTGAGE CORP. | $1,765,000 | $2,080,000 | 17.8% | 0.3% |
| First Horizon Bank | $2,020,000 | $1,970,000 | -2.5% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $3,515,000 | $1,880,000 | -46.5% | 0.3% |
| CREDIT UNION FINANCIAL SERVICES, LLC | $1,230,000 | $1,845,000 | 50.0% | 0.2% |
| JPMorgan Chase Bank | $5,700,000 | $1,825,000 | -68.0% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $1,565,000 | $1,815,000 | 16.0% | 0.2% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $1,740,000 | $1,800,000 | 3.4% | 0.2% |
| The Federal Savings Bank | $230,000 | $1,795,000 | 680.4% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,610,000 | $1,710,000 | 6.2% | 0.2% |
| First Community Bank of East Tennessee | $1,690,000 | n/a | 0.2% | |
| STOCKTON MORTGAGE CORPORATION | $2,770,000 | $1,690,000 | -39.0% | 0.2% |
| Equity Prime Mortgage LLC | $12,220,000 | $1,665,000 | -86.4% | 0.2% |
| First Option Mortgage, LLC | $2,325,000 | $1,665,000 | -28.4% | 0.2% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $4,630,000 | $1,655,000 | -64.3% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,860,000 | $1,645,000 | -11.6% | 0.2% |
| SUMMIT FUNDING, INC. | $625,000 | $1,590,000 | 154.4% | 0.2% |
| DOMINION FINANCIAL SERVICES, LLC | $1,565,000 | n/a | 0.2% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $1,030,000 | $1,545,000 | 50.0% | 0.2% |
| ACOPIA, LLC | $1,030,000 | $1,510,000 | 46.6% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,030,000 | $1,490,000 | 44.7% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $1,570,000 | $1,450,000 | -7.6% | 0.2% |
| DELTA COMMUNITY CREDIT UNION | $3,175,000 | $1,415,000 | -55.4% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,695,000 | $1,400,000 | -17.4% | 0.2% |
| Georgia Community Bank | $2,510,000 | $1,325,000 | -47.2% | 0.2% |
| SunMark Community Bank | $1,775,000 | $1,320,000 | -25.6% | 0.2% |
| CRESCENT MORTGAGE COMPANY | $3,120,000 | $1,305,000 | -58.2% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,120,000 | $1,290,000 | 15.2% | 0.2% |
| THRIVE MORTGAGE, LLC | $425,000 | $1,290,000 | 203.5% | 0.2% |
| Regions Bank | $2,570,000 | $1,280,000 | -50.2% | 0.2% |
| NFM, INC. | $1,870,000 | $1,250,000 | -33.2% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,470,000 | $1,245,000 | -49.6% | 0.2% |
| NBKC BANK | $555,000 | $1,090,000 | 96.4% | 0.1% |
| Metro City Bank | $1,580,000 | $1,060,000 | -32.9% | 0.1% |
| The Huntington National Bank | $205,000 | $1,035,000 | 404.9% | 0.1% |
| Bank of Dudley | $1,970,000 | $1,020,000 | -48.2% | 0.1% |
| CMG MORTGAGE, INC. | $305,000 | $980,000 | 221.3% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $975,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $580,000 | $970,000 | 67.2% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,055,000 | $960,000 | -9.0% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $125,000 | $960,000 | 668.0% | 0.1% |
| Figure Lending LLC | $825,000 | $955,000 | 15.8% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $700,000 | $910,000 | 30.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,290,000 | $910,000 | -60.3% | 0.1% |
| PNC Bank | $1,705,000 | $880,000 | -48.4% | 0.1% |
| Farmers & Merchants Bank | $865,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $785,000 | $860,000 | 9.6% | 0.1% |
| AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. | $435,000 | $855,000 | 96.6% | 0.1% |
| GEORGIA UNITED | $720,000 | $855,000 | 18.8% | 0.1% |
| PLANET HOME LENDING, LLC | $735,000 | $835,000 | 13.6% | 0.1% |
| United Community Bank | $1,270,000 | $835,000 | -34.3% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $185,000 | $800,000 | 332.4% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,045,000 | $800,000 | -23.4% | 0.1% |
| First Savings Bank | $455,000 | $755,000 | 65.9% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,795,000 | $750,000 | -58.2% | 0.1% |
| MORTGAGE ACCESS CORP. | $745,000 | n/a | 0.1% | |
| PLANTERS FIRST BANK | $4,345,000 | $715,000 | -83.5% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $2,525,000 | $715,000 | -71.7% | 0.1% |
| American Pride Bank | $695,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $830,000 | $685,000 | -17.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $1,245,000 | $685,000 | -45.0% | 0.1% |
| SWBC MORTGAGE CORPORATION | $750,000 | $680,000 | -9.3% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $580,000 | $680,000 | 17.2% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $660,000 | n/a | 0.1% | |
| TOWNE MORTGAGE COMPANY | $880,000 | $660,000 | -25.0% | 0.1% |
| First National Bank of America | $650,000 | n/a | 0.1% | |
| LOANLEADERS OF AMERICA, INC. | $650,000 | n/a | 0.1% | |
| NexBank | $420,000 | $650,000 | 54.8% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $525,000 | $640,000 | 21.9% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $105,000 | $625,000 | 495.2% | 0.1% |
| Magnolia State Bank | $1,020,000 | $610,000 | -40.2% | 0.1% |
| Evolve Bank & Trust | $800,000 | $605,000 | -24.4% | 0.1% |
| Florida Capital Bank | $605,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $1,970,000 | $605,000 | -69.3% | 0.1% |
| CAPITAL CONCEPTS, INC. | $600,000 | n/a | 0.1% | |
| U.S. Bank | $1,430,000 | $600,000 | -58.0% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $1,820,000 | $590,000 | -67.6% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $115,000 | $585,000 | 408.7% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,060,000 | $585,000 | -44.8% | 0.1% |
| DAS Acquisition Company, LLC | $955,000 | $580,000 | -39.3% | 0.1% |
| Bank OZK | $1,435,000 | $570,000 | -60.3% | 0.1% |
| OCMBC, INC. | $530,000 | $565,000 | 6.6% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $665,000 | $550,000 | -17.3% | 0.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $550,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $840,000 | $545,000 | -35.1% | 0.1% |
| Nations Lending Corporation | $2,280,000 | $540,000 | -76.3% | 0.1% |
| South State Bank | $8,305,000 | $540,000 | -93.5% | 0.1% |
| The First National Bank of Fort Smith | $535,000 | n/a | 0.1% | |
| CLEARPATH LENDING | $155,000 | $530,000 | 241.9% | 0.1% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $520,000 | n/a | 0.1% | |
| ATLANTA POSTAL | $2,170,000 | $520,000 | -76.0% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,185,000 | $520,000 | -56.1% | 0.1% |
| Keystone Funding, Inc. | $515,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $510,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $1,970,000 | $495,000 | -74.9% | 0.1% |
| Hometown Equity Mortgage, LLC | $735,000 | $485,000 | -34.0% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $335,000 | $480,000 | 43.3% | 0.1% |
| Quontic Bank | $475,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $485,000 | $470,000 | -3.1% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,890,000 | $470,000 | -75.1% | 0.1% |
| Discover Bank | $80,000 | $465,000 | 481.3% | 0.1% |
| GEORGIA'S OWN | $835,000 | $465,000 | -44.3% | 0.1% |
| Northpointe Bank | $645,000 | $465,000 | -27.9% | 0.1% |
| Heritage Bank | $460,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $345,000 | $450,000 | 30.4% | 0.1% |
| Shamrock Home Loans, Inc. | $445,000 | n/a | 0.1% | |
| The Loan Store, Inc. | $445,000 | n/a | 0.1% | |
| Plains Commerce Bank | $920,000 | $430,000 | -53.3% | 0.1% |
| ENVOY MORTGAGE, LTD | $370,000 | $420,000 | 13.5% | 0.1% |
| GSF Mortgage Corporation | $415,000 | n/a | 0.1% | |
| WINGS FINANCIAL | $415,000 | n/a | 0.1% | |
| LOANPAL, LLC | $970,000 | $405,000 | -58.2% | 0.1% |
| Ally Bank | $985,000 | $390,000 | -60.4% | 0.1% |
| Lakeview Community Capital, LLC | $280,000 | $390,000 | 39.3% | 0.1% |
| SHELTER HOME MORTGAGE, LLC | $420,000 | $370,000 | -11.9% | 0.0% |
| AMERICAN FINANCING CORPORATION | $1,235,000 | $365,000 | -70.4% | 0.0% |
| Commerce Home Mortgage, Inc. | $225,000 | $365,000 | 62.2% | 0.0% |
| DIRECT LENDERS, LLC | $365,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $105,000 | $355,000 | 238.1% | 0.0% |
| BNY Mellon | $1,130,000 | $345,000 | -69.5% | 0.0% |
| ServisFirst Bank | $2,040,000 | $345,000 | -83.1% | 0.0% |
| AmeriHome Mortgage Company, LLC | $620,000 | $335,000 | -46.0% | 0.0% |
| Assurance Financial Group, L.L.C. | $525,000 | $335,000 | -36.2% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $560,000 | $330,000 | -41.1% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $115,000 | $325,000 | 182.6% | 0.0% |
| Colonial Savings, F.A. | $325,000 | n/a | 0.0% | |
| American Security Mortgage Corp. | $315,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $315,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $315,000 | n/a | 0.0% | |
| COUNTRYPLACE MORTGAGE, LTD. | $105,000 | $310,000 | 195.2% | 0.0% |
| American State Bank | $295,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $295,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $735,000 | $290,000 | -60.5% | 0.0% |
| PREMIA MORTGAGE, LLC | $800,000 | $285,000 | -64.4% | 0.0% |
| The Peoples Bank of Georgia | $1,185,000 | $285,000 | -75.9% | 0.0% |
| Platinum Home Mortgage Corporation | $2,360,000 | $275,000 | -88.3% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $270,000 | n/a | 0.0% | |
| Citizens Bank | $1,280,000 | $265,000 | -79.3% | 0.0% |
| RESIDENTIAL BANCORP | $265,000 | n/a | 0.0% | |
| SRP Federal Credit Union | $265,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $575,000 | $255,000 | -55.7% | 0.0% |
| Loan Simple, Inc. | $245,000 | n/a | 0.0% | |
| RADIUS FINANCIAL GROUP INC. | $245,000 | n/a | 0.0% | |
| Morgan Stanley Private Bank | $235,000 | n/a | 0.0% | |
| Suncoast Credit Union | $15,000 | $235,000 | 1,466.7% | 0.0% |
| A&D Mortgage LLC | $650,000 | $230,000 | -64.6% | 0.0% |
| Talbot State Bank | $220,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $540,000 | $220,000 | -59.3% | 0.0% |
| CBM Mortgage, Inc. | $215,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $255,000 | $215,000 | -15.7% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $455,000 | $215,000 | -52.7% | 0.0% |
| Merchants Mortgage & Trust Corporation | $215,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $215,000 | $210,000 | -2.3% | 0.0% |
| First American Bank and Trust Company | $225,000 | $205,000 | -8.9% | 0.0% |
| First Western Federal Savings Bank | $205,000 | n/a | 0.0% | |
| UIF CORPORATION | $140,000 | $205,000 | 46.4% | 0.0% |
| Bank of Monticello | $200,000 | n/a | 0.0% | |
| Pinnacle Bank | $540,000 | $200,000 | -63.0% | 0.0% |
| CityWorth Mortgage LLC | $285,000 | $195,000 | -31.6% | 0.0% |
| First National Bank of Griffin | $455,000 | $195,000 | -57.1% | 0.0% |
| OPEN MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $105,000 | $185,000 | 76.2% | 0.0% |
| First Heritage Mortgage, LLC | $185,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $540,000 | $185,000 | -65.7% | 0.0% |
| BAY EQUITY LLC | $145,000 | $175,000 | 20.7% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $2,380,000 | $175,000 | -92.6% | 0.0% |
| POLARIS HOME FUNDING CORP. | $175,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $185,000 | $165,000 | -10.8% | 0.0% |
| Countybank | $165,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $1,480,000 | $165,000 | -88.9% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $165,000 | n/a | 0.0% | |
| THE SOUTHERN Credit Union | $165,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $470,000 | $165,000 | -64.9% | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | $160,000 | n/a | 0.0% | |
| Bank of England | $1,975,000 | $155,000 | -92.2% | 0.0% |
| CALIBER HOME LOANS, INC. | $4,040,000 | $155,000 | -96.2% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $215,000 | $155,000 | -27.9% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $155,000 | n/a | 0.0% | |
| F&M Bank | $155,000 | n/a | 0.0% | |
| Gateway First Bank | $880,000 | $155,000 | -82.4% | 0.0% |
| LGE COMMUNITY | $155,000 | n/a | 0.0% | |
| FirstBank | $1,145,000 | $145,000 | -87.3% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $145,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $500,000 | $145,000 | -71.0% | 0.0% |
| EASTMAN | $135,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $1,185,000 | $125,000 | -89.5% | 0.0% |
| Mid-Continent Funding, Inc. | $105,000 | $125,000 | 19.0% | 0.0% |
| USAlliance Federal Credit Union | $125,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $660,000 | $115,000 | -82.6% | 0.0% |
| ITHINK FINANCIAL Credit Union | $180,000 | $115,000 | -36.1% | 0.0% |
| NEXERA HOLDING LLC | $115,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $110,000 | $105,000 | -4.5% | 0.0% |
| First State Bank of Blakely, Inc. | $185,000 | $105,000 | -43.2% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $455,000 | $105,000 | -76.9% | 0.0% |
| MidFirst Bank | $35,000 | $105,000 | 200.0% | 0.0% |
| Newton Federal Bank | $105,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $105,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $105,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $95,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $95,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $195,000 | $95,000 | -51.3% | 0.0% |
| SeaTrust Mortgage Company | $95,000 | n/a | 0.0% | |
| Baxter Credit Union | $230,000 | $80,000 | -65.2% | 0.0% |
| CORNING | $75,000 | n/a | 0.0% | |
| Fifth Third Bank | $235,000 | $75,000 | -68.1% | 0.0% |
| State Department Federal Credit Union | $75,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $420,000 | $55,000 | -86.9% | 0.0% |
| S1L, Inc. | $170,000 | $35,000 | -79.4% | 0.0% |
MACON - BIBB COUNTY's top lender by overall market share is ROBINS FINANCIAL, with 7.8% market share. In second place, with 7.4%, is QUICKEN LOANS, LLC, having originated $55,075,000 in loans. In third place, with 5.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $38,705,000 in loans. In fourth place, with 2.9%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $21,675,000 in loans. In fifth place, with 2.8%, is BROKER SOLUTIONS, INC., having originated $20,610,000 in loans.
MACON-BIBB COUNTY, GA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 31008 | Macon-Bibb County, GA HUD Metro FMR Area | $780 | $880 | $1,100 | $1,420 | $1,590 |
| 31014 | Macon-Bibb County, GA HUD Metro FMR Area | $570 | $670 | $770 | $970 | $1,040 |
| 31016 | Macon-Bibb County, GA HUD Metro FMR Area | $610 | $710 | $820 | $1,010 | $1,270 |
| 31017 | Macon-Bibb County, GA HUD Metro FMR Area | $570 | $670 | $770 | $970 | $1,040 |
| 31020 | Macon-Bibb County, GA HUD Metro FMR Area | $730 | $850 | $980 | $1,220 | $1,320 |
| 31030 | Macon-Bibb County, GA HUD Metro FMR Area | $710 | $770 | $880 | $1,170 | $1,430 |
| 31031 | Macon-Bibb County, GA HUD Metro FMR Area | $590 | $690 | $800 | $1,000 | $1,070 |
| 31032 | Macon-Bibb County, GA HUD Metro FMR Area | $720 | $840 | $970 | $1,210 | $1,300 |
| 31033 | Macon-Bibb County, GA HUD Metro FMR Area | $570 | $670 | $770 | $970 | $1,040 |
| 31038 | Macon-Bibb County, GA HUD Metro FMR Area | $860 | $930 | $1,060 | $1,300 | $1,510 |
| 31044 | Macon-Bibb County, GA HUD Metro FMR Area | $570 | $670 | $770 | $970 | $1,040 |
| 31046 | Macon-Bibb County, GA HUD Metro FMR Area | $720 | $820 | $940 | $1,150 | $1,480 |
| 31050 | Macon-Bibb County, GA HUD Metro FMR Area | $610 | $710 | $830 | $1,040 | $1,140 |
| 31052 | Macon-Bibb County, GA HUD Metro FMR Area | $710 | $820 | $950 | $1,180 | $1,280 |
| 31061 | Macon-Bibb County, GA HUD Metro FMR Area | $630 | $730 | $850 | $1,060 | $1,140 |
| 31066 | Macon-Bibb County, GA HUD Metro FMR Area | $570 | $670 | $770 | $970 | $1,180 |
| 31078 | Macon-Bibb County, GA HUD Metro FMR Area | $570 | $670 | $770 | $970 | $1,040 |
| 31201 | Macon-Bibb County, GA HUD Metro FMR Area | $620 | $720 | $830 | $1,030 | $1,110 |
| 31203 | Macon-Bibb County, GA HUD Metro FMR Area | $730 | $850 | $980 | $1,220 | $1,320 |
| 31204 | Macon-Bibb County, GA HUD Metro FMR Area | $650 | $750 | $870 | $1,080 | $1,170 |
| 31205 | Macon-Bibb County, GA HUD Metro FMR Area | $730 | $850 | $980 | $1,220 | $1,320 |
| 31206 | Macon-Bibb County, GA HUD Metro FMR Area | $600 | $700 | $810 | $1,010 | $1,090 |
| 31207 | Macon-Bibb County, GA HUD Metro FMR Area | $730 | $850 | $980 | $1,220 | $1,320 |
| 31209 | Macon-Bibb County, GA HUD Metro FMR Area | $730 | $850 | $980 | $1,220 | $1,320 |
| 31210 | Macon-Bibb County, GA HUD Metro FMR Area | $860 | $1,000 | $1,160 | $1,440 | $1,590 |
| 31211 | Macon-Bibb County, GA HUD Metro FMR Area | $650 | $760 | $880 | $1,100 | $1,180 |
| 31213 | Macon-Bibb County, GA HUD Metro FMR Area | $730 | $850 | $980 | $1,220 | $1,320 |
| 31216 | Macon-Bibb County, GA HUD Metro FMR Area | $790 | $920 | $1,060 | $1,320 | $1,420 |
| 31217 | Macon-Bibb County, GA HUD Metro FMR Area | $650 | $760 | $880 | $1,100 | $1,180 |
| 31220 | Macon-Bibb County, GA HUD Metro FMR Area | $860 | $1,000 | $1,160 | $1,440 | $1,600 |
| 31221 | Macon-Bibb County, GA HUD Metro FMR Area | $730 | $850 | $980 | $1,220 | $1,320 |
2022 Average & Median Rent Data Statistics
MACON-BIBB COUNTY, GA average 1BR rent: $790, median: $770
MACON-BIBB COUNTY, GA average 2BR rent: $914, median: $880
MACON-BIBB COUNTY, GA average 3BR rent: $1,143, median: $1,150
MACON-BIBB COUNTY, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,137 | $537,355,000 | $251,453 |
| Cash Out Refi | 468 | $90,340,000 | $193,034 |
| Home Improvement | 372 | $27,120,000 | $72,903 |
| Refi | 310 | $63,690,000 | $205,452 |
| Other | 293 | $25,515,000 | $87,082 |
| NA | 2 | $150,000 | $75,000 |
Macon - Bibb County's most frequently cited loan purpose was Home Purchase, with 2,137 originations. The 2nd most popular reason was Cash Out Refi, with 468 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,197 | $274,445,000 | $229,277 |
| 7-8% | 854 | $159,200,000 | $186,417 |
| 5-6% | 493 | $122,135,000 | $247,738 |
| Over 8% | 480 | $68,570,000 | $142,854 |
| 4-5% | 76 | $31,660,000 | $416,579 |
| <2.5% | 45 | $1,015,000 | $22,556 |
| 2.5-3% | 12 | $1,700,000 | $141,667 |
| 3-4% | 11 | $21,225,000 | $1,929,545 |
During 2023, Macon - Bibb County's most frequently originated rate bucket was 6-7%, with 1,197 originations.
Loan Sizing (MACON-BIBB COUNTY, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,199 | $176,825,000 | $147,477 |
| $200k-400k | 1,120 | $304,200,000 | $271,607 |
| $100,000 or less | 1,032 | $58,620,000 | $56,802 |
| $400k-600k | 151 | $69,815,000 | $462,351 |
| $600k-1000k | 62 | $44,730,000 | $721,452 |
| $Over $1MM | 18 | $89,980,000 | $4,998,889 |
MACON - BIBB COUNTY's loan sizing saw the bucket of loans from $100k-200k with 1,199 originations, totaling $176,825,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,593 | $377,885,000 | $237,216 |
| 60-80% | 735 | $202,425,000 | $275,408 |
| Under 20% | 366 | $16,310,000 | $44,563 |
| 20-40% | 322 | $28,570,000 | $88,727 |
| 40-60% | 313 | $63,095,000 | $201,581 |
| Over 100% | 74 | $22,580,000 | $305,135 |
MACON - BIBB COUNTY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,593 originations, totaling $377,885,000 in origination value.