Atlanta VA Loans

ATLANTA-SANDY SPRINGS-ALPHARETTA, GA

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Atlanta's 313 lenders originated 25,835 VA loans during 2021. The total origination value was $7,632,485,000, with an average VA loan value of $295,432.

Atlanta VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Atlanta averaged 5.38% for the week of 2022-08-05, compared to the national average (all VA variants) of 5.013% for the same period.

The average rate for the prior week (2022-07-29) was 5.63% and one month ago for the week of 2022-07-01, the average rate was 5.55%.

The average rate one year ago was 3.03%.

For refis of the same type during the week of 2022-08-05, the average rate was 5.04%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Atlanta VA Loan Lenders by Rates & Fees

The below table looks at the average fees and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Atlanta level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 2,467 2.47% $5,211
Mortgage Research Center, LLC 1,939 2.88% $5,768
FREEDOM MORTGAGE CORPORATION 1,847 2.46% $3,267
PENNYMAC LOAN SERVICES, LLC 1,447 2.42% $5,568
NAVY FEDERAL CREDIT UNION 802 2.50% $5,720
LOANDEPOT.COM, LLC 751 2.61% $5,685
NEW DAY FINANCIAL, LLC 675 2.85% $7,809
UNITED WHOLESALE MORTGAGE, LLC 605 2.55% $6,313
VILLAGE CAPITAL & INVESTMENT LLC 584 2.30% $3,724
USAA Federal Savings Bank 561 2.84% $3,994
BROKER SOLUTIONS, INC. 424 2.94% $6,131
Mr. Cooper ( Nationstar Mortgage ) 389 2.78% $3,537
Ameris Bank 369 2.70% $7,710
LAKEVIEW LOAN SERVICING, LLC 366 2.48% $2,718
HOMESTAR FINANCIAL CORPORATION 359 2.97% $7,291
CLEARPATH LENDING 356 2.33% $4,267
CALIBER HOME LOANS, INC. 331 2.53% $4,507
HOME POINT FINANCIAL CORPORATION 326 2.52% $5,904
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 305 2.90% $7,312
DHI MORTGAGE COMPANY, LTD. 293 2.74% $5,974
The Federal Savings Bank 286 2.59% $7,502
NEWREZ LLC 226 2.72% $3,900
HOMEBRIDGE FINANCIAL SERVICES, INC. 210 2.78% $5,705
Lakeview Community Capital, LLC 200 2.49% $2,443
PENTAGON FEDERAL CREDIT UNION 195 2.37% $2,790
Wells Fargo Bank 191 2.54% $4,568
SOUTHEAST MORTGAGE OF GEORGIA, INC. 184 3.05% $7,737
VANDERBILT MORTGAGE AND FINANCE, INC. 183 2.91% $6,433
AMERISAVE MORTGAGE CORPORATION 170 2.65% $7,310
AMERICAN FINANCIAL NETWORK, INC. 169 2.70% $9,230
Low VA Rates, LLC 155 2.39% $4,402
Carrington Mortgage Services, LLC 146 3.12% $4,898
MOVEMENT MORTGAGE, LLC 143 2.92% $6,371
CROSSCOUNTRY MORTGAGE, LLC 141 2.94% $7,997
Prosperity Home Mortgage, LLC 139 2.69% $7,649
BANKSOUTH MORTGAGE COMPANY, LLC 134 2.77% $7,665
GUILD MORTGAGE COMPANY 134 2.93% $6,959
PLANET HOME LENDING, LLC 121 2.52% $2,637
Barrington Bank & Trust Company, N.A. 119 2.75% $5,883
First Federal Bank 111 2.92% $7,530
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 107 2.88% $7,703
InterContinental Capital Group, Inc 93 2.44% $4,508
Magnolia Bank 91 2.59% $8,079
GUARANTEED RATE AFFINITY, LLC 90 2.73% $5,783
First Guaranty Mortgage Corporation 83 2.44% $3,808
SWBC MORTGAGE CORPORATION 81 2.90% $6,638
GUARANTEED RATE, INC. 80 2.66% $7,082
TJC Mortgage, Inc. 79 2.40% $4,839
Equity Prime Mortgage LLC 79 3.23% $6,593
FBC MORTGAGE, LLC 75 2.85% $4,463
NP, Inc. 74 2.36% $4,877
Flagstar Bank, FSB 74 2.79% $6,908
MUTUAL OF OMAHA MORTGAGE, INC. 74 2.64% $6,950
PULTE MORTGAGE LLC 71 2.78% $5,531
Mid-Continent Funding, Inc. 67 2.74% $7,199
HOMEOWNERS FINANCIAL GROUP USA, LLC 67 3.12% $6,807
NBKC BANK 65 2.39% $5,401
Truist Bank 63 2.66% $5,219
North American Savings Bank, F.S.B. 62 2.45% $5,354
CERTAINTY HOME LOANS, LLC 62 2.64% $7,133
LENDUS, LLC 59 2.96% $7,773
Synovus Bank 56 2.67% $6,854
FIRST COMMUNITY MORTGAGE, INC. 56 2.87% $7,104
PRIMARY RESIDENTIAL MORTGAGE, INC. 53 3.34% $8,014
STOCKTON MORTGAGE CORPORATION 49 2.85% $7,666
Paramount Residential Mortgage Group, Inc. 49 3.06% $7,468
DIRECT LENDERS, LLC 49 2.53% $5,430
MILEND, INC. 47 2.91% $7,343
Capital City Home Loans, LLC 46 2.75% $7,783
SUCCESS MORTGAGE PARTNERS, INC. 45 3.00% $6,789
VAN DYK MORTGAGE CORPORATION 44 2.99% $4,954
BAY EQUITY LLC 42 2.82% $9,090
SECURITYNATIONAL MORTGAGE COMPANY 42 2.93% $7,885
SOVEREIGN LENDING GROUP INCORPORATED 40 2.58% $5,288
ACOPIA, LLC 40 3.22% $5,399
EVERETT FINANCIAL, INC. 38 3.43% $7,263
INSPIRE HOME LOANS INC. 38 2.78% $6,859
NATIONS DIRECT MORTGAGE, LLC 38 3.00% $6,580
PRIMELENDING, A PLAINSCAPITAL COMPANY 36 3.20% $6,745
BNC National Bank 36 2.34% $5,974
THE MORTGAGE FIRM, INC. 35 2.97% $8,105
CONTOUR MORTGAGE CORPORATION 35 2.76% $6,426
Commerce Home Mortgage, Inc. 34 2.58% $3,548
CMG MORTGAGE, INC. 34 2.48% $7,994
DAS Acquisition Company, LLC 34 3.07% $6,026
SHELTER HOME MORTGAGE, LLC 33 3.23% $8,361
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 33 2.96% $9,081
Wyndham Capital Mortgage, Inc. 33 2.36% $4,221
ZILLOW HOME LOANS, LLC 33 2.72% $6,451
United Community Bank 33 2.80% $6,595
ARK-LA-TEX FINANCIAL SERVICES, LLC. 31 2.77% $7,048
ANGEL OAK HOME LOANS LLC 30 2.80% $5,313
EAGLE HOME MORTGAGE, LLC 30 2.95% $6,047
South State Bank 29 2.57% $10,364
Bank of England 29 2.78% $7,631
MORTGAGE SOLUTIONS OF COLORADO, LLC 28 3.47% $4,460
Nations Lending Corporation 28 2.77% $6,120
Prime Choice Funding Inc. 27 2.40% $3,410
First Option Mortgage, LLC 26 3.24% $6,285
SOUTHPOINT FINANCIAL SERVICES, INC. 26 2.90% $7,666
Goldwater Bank, N.A. 24 2.69% $6,972
Regions Bank 24 2.91% $8,843
Renasant Bank 23 3.07% $6,357
KS StateBank 22 2.30% $5,448
VICTORY MORTGAGE, L.L.C. 21 2.46% $6,546
Citizens Bank 20 2.63% $10,575
AmeriHome Mortgage Company, LLC 19 2.85% $2,461
Alcova Mortgage LLC 19 2.96% $8,786
AMERICAN PACIFIC MORTGAGE CORPORATION 19 3.03% $6,118
South Pacific Financial Corporation 19 2.64% $8,911
MID AMERICA MORTGAGE, INC. 19 2.73% $3,592
PLAZA HOME MORTGAGE, INC. 18 2.52% $3,947
US MORTGAGE CORPORATION 18 2.90% $9,428
Credence Funding Corporation 18 2.35% $3,310
Manufacturers and Traders Trust Company 17 2.67% $5,517
PANORAMA MORTGAGE GROUP, LLC 17 3.17% $4,613
HOMESPIRE MORTGAGE CORPORATION 17 2.88% $6,006
HOMESIDE FINANCIAL, LLC 17 2.57% $5,271
LEADERONE FINANCIAL CORPORATION 16 2.70% $7,288
UNION HOME MORTGAGE CORP. 16 2.45% $4,763
First Mortgage Solutions, LLC 15 2.36% $5,167
Northpointe Bank 15 2.73% $5,624
LIBERTY HOME MORTGAGE CORPORATION 14 2.80% $4,850
AMERICAN FINANCING CORPORATION 14 2.59% $6,562
Sierra Pacific Mortgage Company, Inc. 14 2.98% $7,594
OCMBC, INC. 14 2.96% $10,435
Paramount Bank 14 2.74% $5,753
LENDING 3, INC. 12 3.10% $8,993
U.S. Bank 12 2.50% $4,878
Assurance Financial Group, L.L.C. 12 2.90% $7,868
CHURCHILL MORTGAGE CORPORATION 11 2.89% $6,354
FINANCE OF AMERICA MORTGAGE LLC 11 2.45% $7,090
First Home Bank 11 2.80% $9,150
STEARNS LENDING, LLC 11 2.67% $7,756
Capital Bank 11 2.31% $5,112
BAYSHORE MORTGAGE FUNDING, LLC 11 2.41% $4,980
Century Mortgage Company DBA Century Lending Company 10 2.68% $7,217
MORTGAGE INVESTORS GROUP, INC. 10 2.60% $10,499
CALCON MUTUAL MORTGAGE LLC 10 3.53% $7,227
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 10 3.36% $8,299
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 10 3.00% $5,665
Ixonia Bank 10 2.81% $6,184
PNC Bank 10 2.81% $5,414
TOP FLITE FINANCIAL, INC. 9 3.18% $12,195
RELIANCE FIRST CAPITAL, LLC 9 2.81% $5,019
BELEM SERVICING LLC 9 2.74% $9,439
PHH Mortgage Corporation 9 2.90% $5,064
UNITED SECURITY FINANCIAL CORP 9 1.81% $4,252
RADIUS FINANCIAL GROUP INC. 9 2.67% $5,624
FirstBank 9 2.76% $7,101
GENEVA FINANCIAL, LLC 9 3.53% $5,731
KELLER MORTGAGE, LLC 8 2.52% $5,152
HANCOCK MORTGAGE PARTNERS, LLC 8 3.19% $7,243
NexBank 8 2.55% $4,225
GMFS LLC 8 2.67% $4,651
Victorian Finance, LLC 8 3.05% $7,218
CityWorth Mortgage LLC 8 2.81% $7,022
First Federal Bank of Kansas City 8 2.66% $4,421
CRESCENT MORTGAGE COMPANY 8 2.55% $5,460
MEMBER FIRST MORTGAGE, LLC 8 2.88% $5,349
TBI MORTGAGE COMPANY 7 2.55% $4,508
HomePromise Corporation 7 3.27% $21,989
EMBRACE HOME LOANS, INC. 7 2.55% $2,295
ON Q FINANCIAL, INC. 7 3.09% $6,002
Meridian Bank Corporation 7 2.21% $5,661
Fifth Third Bank 6 2.73% $10,119
LENOX FINANCIAL MORTGAGE CORPORATION 6 2.77% $6,904
First Horizon Bank 6 2.65% $4,402
SANCTUARY HOME MORTGAGE LLC 5 2.80% $8,471
Blue Ridge Bank 5 2.68% $7,208
Armed Forces Bank 5 2.48% $2,137
Home Mortgage Alliance Corp 5 2.80% $4,641
AMERICAN FINANCIAL RESOURCES, INC. 5 3.25% $7,983
S1L, Inc. 5 2.45% $6,404
Hometown Equity Mortgage, LLC 5 3.40% $6,566
LOANPAL, LLC 5 2.80% $7,359
POLARIS HOME FUNDING CORP. 5 3.30% $15,715
First Internet Bank of Indiana 5 2.48% $2,386
Gateway First Bank 5 2.65% $4,428
Opendoor Home Loans LLC 4 2.69% $8,168
CREDIT UNION MORTGAGE ASSOCIATION, INC. 4 2.72% $7,445
ARC HOME LLC 4 2.59% $10,791
DELMAR FINANCIAL COMPANY 4 2.59% $5,823
HOMESTEAD FUNDING CORP. 4 2.28% $2,309
Atlantic Union Bank 4 2.84% $4,959
PREMIA MORTGAGE, LLC 4 2.50% $5,213
AMERICAN PORTFOLIO MORTGAGE CORPORATION 4 2.41% $4,768
Evolve Bank & Trust 4 2.84% $6,696
NBH Bank 4 2.50% $3,031
MORTGAGE ACCESS CORP. 4 2.69% $10,619
Texana Bank 3 2.58% $3,999
Amerifirst Financial, Inc. 3 2.83% $17,505
Bank of America 3 3.04% $4,262
CELEBRITY HOME LOANS, LLC 3 2.96% $7,348
COMMUNITY MORTGAGE CORPORATION 3 2.54% $9,392
DRAPER AND KRAMER MORTGAGE CORP. 3 2.67% $10,686
First Heritage Mortgage, LLC 3 2.83% $3,922
First Savings Bank 3 2.42% $4,033
FLAT BRANCH MORTGAGE, INC. 3 2.92% $4,921
GUARANTY MORTGAGE SERVICES, L.L.C. 3 3.88% $14,213
IMPAC MORTGAGE CORP. 3 2.79% $8,133
NATIONWIDE MORTGAGE BANKERS, INC. 3 3.38% $8,772
Plains Commerce Bank 3 2.71% $5,259
RAPID MORTGAGE COMPANY 3 3.25% $8,441
SUMMIT FUNDING, INC. 3 3.25% $11,414
Trustmark National Bank 3 2.54% $8,332
Waterstone Mortgage Corporation 3 2.71% $13,217
First National Bank 2 2.31% $3,744
First Federal Bank, A FSB 2 3.00% $2,986
DATA MORTGAGE, INC. 2 2.94% $7,939
Peoples Bank 2 3.38% $12,881
BEST CAPITAL FUNDING 2 2.63% $4,400
Towne Bank 2 2.25% $1,313
CREDIT UNION FINANCIAL SERVICES, LLC 2 2.88% $6,565
JAMES B. NUTTER & COMPANY 2 2.75% $2,418
SIRVA MORTGAGE, INC. 2 3.31% $4,836
1ST SIGNATURE LENDING, LLC 2 2.69% $7,282
Loan Simple, Inc. 2 2.94% $2,727
INTERCOASTAL MORTGAGE COMPANY 2 2.75% $4,062
United Bank 2 2.75% $5,482
Community First National Bank 2 2.63% $3,782
MICHIGAN MUTUAL, INC. 2 2.88% $2,912
Austin Capital Bank SSB 2 2.63% $8,868
ASPIRE FINANCIAL, INC. 2 2.50% $7,612
Colony Bank 2 2.56% $2,652
EVANSVILLE TEACHERS 2 2.50% $7,639
OCEANSIDE MORTGAGE COMPANY 2 2.50% $482
Stifel Bank and Trust 2 2.50% $2,915
GUARANTY HOME MORTGAGE CORPORATION 2 2.38% $2,798
Christensen Financial, Inc. 2 3.75% $2,065
RESIDENTIAL HOME FUNDING CORP. 2 3.38% $4,125
Sunflower Bank 2 2.38% $3,624
Presidential Bank, FSB 2 2.44% $7,286
LAND HOME FINANCIAL SERVICES, INC. 2 3.31% $9,149
George Mason Mortgage, LLC 2 2.37% $5,218
CANOPY MORTGAGE, LLC 2 2.56% $9,306
1ST PREFERENCE MORTGAGE CORP. 2 2.94% $9,629
The Central Trust Bank 2 2.25% $8,521
JPMorgan Chase Bank 2 2.88% $2,655
EMM LOANS LLC 2 2.50% $15,978
The Union Bank Company 2 2.44% $3,162
NFM, INC. 2 2.81% $7,368
CIS Financial Services, Inc. 1 3.00% $4,726
Wolfe Financial, Inc 1 2.25% $4,120
Cf Bank 1 2.63% $1,720
CapStar Bank 1 2.75% $4,511
T2 FINANCIAL LLC 1 2.50% $4,452
Cadence Bank, N.A. 1 2.38% $2,492
BRIDGELOCK CAPITAL 1 3.00% $9,504
THRIVENT Federal Credit Union 1 3.13% $13,988
TIAA, FSB 1 3.25% $20,160
TIDEWATER MORTGAGE SERVICES, INC. 1 2.88% $9,137
BOKF 1 2.63% $2,249
TOWNE MORTGAGE COMPANY 1 3.25% $3,077
Triumph Bank 1 2.25% $450
BECKAM FUNDING CORP. 1 2.75% $6,824
Academy Bank 1 2.75% $3,561
Tyndall Federal Credit Union 1 2.25% $2,230
BAY CAPITAL MORTGAGE CORPORATION 1 2.38% $5,840
Bank of Springfield 1 2.25% $3,661
United Fidelity Funding Corp. 1 3.75% $2,964
UNIVERSAL MORTGAGE & FINANCE, INC. 1 3.25% $6,794
UNIVERSITY LENDING GROUP, LLC 1 3.00% $4,148
Arvest Bank 1 2.50% $1,595
Arbor Bank 1 2.25% $2,576
MORIA DEVELOPMENT, INC. 1 3.63% $3,614
Valley National Bank 1 2.38% $14,193
American Security Mortgage Corp. 1 3.25% $3,705
AMERICAN INTERNET MORTGAGE, INC. 1 2.38% $2,095
AMERICAN HOME LENDING USA, LLC 1 2.75% $3,002
AMERICAN ADVISORS GROUP 1 2.38% $5,621
Adams Bank & Trust 1 3.13% $16,789
V.I.P. MORTGAGE, INC. 1 2.63% $75
Watermark Capital, Inc. 1 2.25% $1,357
Network Funding, L.P. 1 3.25% $3,741
NATIONS RELIABLE LENDING, LLC 1 4.13% $7,143
NASA Federal Credit Union 1 2.75% $4,033
MORTGAGEONE, INC. 1 2.25% $8,436
AMERICA'S CHOICE HOME LOANS LP 1 2.88% $4,664
MIDLAND MORTGAGE CORPORATION 1 2.38% $3,149
MEGASTAR FINANCIAL CORP. 1 2.25% $4,528
MDE Home Loans, LLC 1 3.13% $2,811
ONY GLO, INC. 1 2.63% $3,892
MASON MCDUFFIE MORTGAGE CORPORATION 1 2.25% $3,473
LOANFLIGHT LENDING, LLC 1 2.50% $2,724
Landmark National Bank 1 3.00% $19,766
INTERLINC MORTGAGE SERVICES, LLC 1 3.13% $23,467
INTERCAP LENDING INC. 1 2.25% $2,418
HAMILTON HOME LOANS, INC. 1 2.75% $5,372
GSF Mortgage Corporation 1 2.75% $26,446
Florida Capital Bank 1 3.88% $4,995
Queensborough National Bank & Trust Company 1 2.63% $6,113
Financial Federal Bank 1 2.63% $3,106
FIDELITY BANK 1 2.63% $0
ACADEMY MORTGAGE CORPORATION 1 3.88% $4,261
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 2.88% $2,773
FCB Banks 1 2.50% $8,481
Republic Bank & Trust Company 1 2.63% $1,242
RESIDENTIAL BANCORP. 1 2.88% $10,792
Residential Mortgage Solutions, Inc. 1 2.55% $7,424
RESOURCE FINANCIAL SERVICES, INC. 1 3.75% $2,631
ROSS MORTGAGE CORPORATION 1 3.25% $8,942
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.25% $2,929
DIRECT MORTGAGE, CORP. 1 2.25% $12,562
Security Federal Bank 1 2.88% $14,486
Service Federal Credit Union 1 2.75% $4,747
COUNTRYPLACE MORTGAGE, LTD. 1 3.50% $5,266
SOUTH CENTRAL BANK, INC. 1 2.25% $3,017
COMPASS MORTGAGE, INC. 1 2.63% $20,476
SOUTHERN TRUST MORTGAGE, LLC 1 2.38% $0
Colten Mortgage, LLC 1 3.25% $17,060
CITYWIDE HOME LOANS, LLC 1 3.63% $6,210
Citibank 1 2.50% $4,211

The top Atlanta VA lender as defined by loan originations is QUICKEN LOANS, LLC, with 2,467 VA loans originated. Their average total fees are $5,211, which is $556 lower than the next largest lender, Mortgage Research Center, LLC.

The lowest fee Atlanta VA lenders (with over 10 loans originated) are Lakeview Community Capital, LLC ($2,443), AmeriHome Mortgage Company, LLC ($2,461), PLANET HOME LENDING, LLC ($2,637), LAKEVIEW LOAN SERVICING, LLC ($2,718) and PENTAGON FEDERAL CREDIT UNION ($2,790).

The lowest rate Atlanta VA lenders (with over 10 loans originated) are KS StateBank (2.30%), VILLAGE CAPITAL & INVESTMENT LLC (2.30%), Capital Bank (2.31%), CLEARPATH LENDING (2.33%) and BNC National Bank (2.34%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Atlanta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $306,950 (13.7%) $420,649 (8.4%) 1.13 31,596
2018-02-01 $312,450 (13.7%) $429,864 (8.1%) 1.13 30,862
2018-03-01 $324,900 (15.0%) $439,915 (6.3%) 1.12 31,786
2018-04-01 $337,000 (13.5%) $459,576 (9.2%) 1.13 33,133
2018-05-01 $341,200 (13.8%) $457,395 (8.3%) 1.14 34,798
2018-06-01 $339,900 (13.3%) $450,984 (7.6%) 1.13 36,707
2018-07-01 $330,772 (11.0%) $442,119 (7.8%) 1.10 39,645
2018-08-01 $325,000 (8.4%) $437,679 (6.5%) 1.09 40,355
2018-09-01 $324,900 (8.3%) $428,724 (4.1%) 1.09 40,907
2018-10-01 $319,450 (6.5%) $428,758 (3.5%) 1.07 43,412
2018-11-01 $319,116 (6.4%) $433,446 (4.3%) 1.07 42,799
2018-12-01 $315,000 (5.0%) $430,358 (3.5%) 1.08 41,239
2019-01-01 $313,950 (2.3%) $426,742 (1.5%) 1.08 38,751
2019-02-01 $317,446 (1.6%) $431,742 (0.4%) 1.06 38,408
2019-03-01 $324,237 (-0.2%) $437,858 (-0.5%) 1.06 39,965
2019-04-01 $329,950 (-2.1%) $441,475 (-3.9%) 1.04 42,472
2019-05-01 $337,510 (-1.1%) $445,536 (-2.6%) 1.04 44,114
2019-06-01 $334,900 (-1.5%) $441,204 (-2.2%) 1.03 45,459
2019-07-01 $329,450 (-0.4%) $437,383 (-1.1%) 1.02 46,695
2019-08-01 $323,803 (-0.4%) $428,339 (-2.1%) 1.02 46,404
2019-09-01 $320,000 (-1.5%) $424,767 (-0.9%) 1.02 45,741
2019-10-01 $322,450 (0.9%) $425,889 (-0.7%) 1.03 45,447
2019-11-01 $325,000 (1.8%) $432,609 (-0.2%) 1.05 42,567
2019-12-01 $319,950 (1.6%) $432,699 (0.5%) 1.07 39,610
2020-01-01 $319,450 (1.8%) $428,857 (0.5%) 1.07 36,029
2020-02-01 $324,816 (2.3%) $437,514 (1.3%) 1.05 34,358
2020-03-01 $329,950 (1.8%) $447,343 (2.2%) 1.03 34,219
2020-04-01 $325,450 (-1.4%) $435,520 (-1.4%) 1.01 37,555
2020-05-01 $334,848 (-0.8%) $448,284 (0.6%) 1.01 36,728
2020-06-01 $347,000 (3.6%) $465,635 (5.5%) 1.01 32,950
2020-07-01 $356,508 (8.2%) $487,217 (11.4%) 1.02 29,473
2020-08-01 $365,000 (12.7%) $499,231 (16.6%) 1.04 27,410
2020-09-01 $369,000 (15.3%) $509,326 (19.9%) 1.05 25,550
2020-10-01 $369,000 (14.4%) $512,528 (20.3%) 1.05 24,793
2020-11-01 $359,950 (10.8%) $509,917 (17.9%) 1.03 22,636
2020-12-01 $354,950 (10.9%) $511,310 (18.2%) 1.04 20,061
2021-01-01 $352,000 (10.2%) $509,032 (18.7%) 1.04 17,249
2021-02-01 $361,183 (11.2%) $525,895 (20.2%) 1.04 14,377
2021-03-01 $366,795 (11.2%) $527,725 (18.0%) 1.03 13,694
2021-04-01 $379,950 (16.8%) $538,171 (23.6%) 1.02 13,808
2021-05-01 $389,900 (16.4%) $550,399 (22.8%) 1.03 14,138
2021-06-01 $394,950 (13.8%) $549,503 (18.0%) 1.03 15,605
2021-07-01 $399,900 (12.2%) $561,007 (15.2%) 1.04 17,254
2021-08-01 $396,000 (8.5%) $546,586 (9.5%) 1.04 18,500
2021-09-01 $397,500 (7.7%) $543,834 (6.8%) 1.05 18,409
2021-10-01 $393,900 (6.8%) $541,183 (5.6%) 1.04 18,203
2021-11-01 $393,980 (9.5%) $544,044 (6.7%) 1.04 17,333
2021-12-01 $389,945 (9.9%) $538,092 (5.2%) 1.04 15,990
2022-01-01 $385,900 (9.6%) $545,479 (7.2%) 1.03 13,416
2022-02-01 $389,950 (8.0%) $566,392 (7.7%) 0.99 12,055
2022-03-01 $399,450 (8.9%) $568,445 (7.7%) 0.99 12,135
2022-04-01 $412,000 (8.4%) $588,140 (9.3%) 0.97 12,593
2022-05-01 $427,950 (9.8%) $601,700 (9.3%) 0.96 15,632
2022-06-01 $445,000 (12.7%) $611,493 (11.3%) 0.99 19,257
Atlanta's median listing price for 2022-06-01 was $445,000, a difference of $50,050 (12.7%) versus the prior year and $17,050 versus the prior month.

Atlanta's median listing price comes in at 99% of the national average.

Atlanta's average listing price for 2022-06-01 was $611,493, a difference of $61,990 (11.3%) versus the prior year and $9,793 versus the prior month.

For the 2022-06-01 period, Atlanta had 19,257 MLS listings, a difference of 3,625 listings (23%) versus the prior month and 3,652 listings (23%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Atlanta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 68 days 2,587 sqft
2018-02-01 54 days 2,609 sqft
2018-03-01 43 days 2,650 sqft
2018-04-01 44 days 2,710 sqft
2018-05-01 44 days 2,702 sqft
2018-06-01 45 days 2,678 sqft
2018-07-01 46 days 2,635 sqft
2018-08-01 49 days 2,604 sqft
2018-09-01 51 days 2,580 sqft
2018-10-01 54 days 2,550 sqft
2018-11-01 55 days 2,545 sqft
2018-12-01 64 days 2,529 sqft
2019-01-01 67 days 2,494 sqft
2019-02-01 56 days 2,483 sqft
2019-03-01 49 days 2,531 sqft
2019-04-01 46 days 2,572 sqft
2019-05-01 47 days 2,600 sqft
2019-06-01 49 days 2,588 sqft
2019-07-01 52 days 2,559 sqft
2019-08-01 52 days 2,525 sqft
2019-09-01 56 days 2,498 sqft
2019-10-01 53 days 2,498 sqft
2019-11-01 56 days 2,489 sqft
2019-12-01 64 days 2,457 sqft
2020-01-01 67 days 2,445 sqft
2020-02-01 57 days 2,459 sqft
2020-03-01 49 days 2,478 sqft
2020-04-01 49 days 2,424 sqft
2020-05-01 56 days 2,437 sqft
2020-06-01 52 days 2,458 sqft
2020-07-01 49 days 2,476 sqft
2020-08-01 44 days 2,448 sqft
2020-09-01 42 days 2,397 sqft
2020-10-01 43 days 2,361 sqft
2020-11-01 46 days 2,295 sqft
2020-12-01 52 days 2,250 sqft
2021-01-01 54 days 2,227 sqft
2021-02-01 42 days 2,198 sqft
2021-03-01 38 days 2,206 sqft
2021-04-01 35 days 2,250 sqft
2021-05-01 33 days 2,247 sqft
2021-06-01 33 days 2,271 sqft
2021-07-01 32 days 2,272 sqft
2021-08-01 34 days 2,233 sqft
2021-09-01 36 days 2,216 sqft
2021-10-01 37 days 2,181 sqft
2021-11-01 38 days 2,174 sqft
2021-12-01 43 days 2,143 sqft
2022-01-01 46 days 2,112 sqft
2022-02-01 36 days 2,092 sqft
2022-03-01 33 days 2,094 sqft
2022-04-01 31 days 2,154 sqft
2022-05-01 29 days 2,230 sqft
2022-06-01 26 days 2,297 sqft
Atlanta's median listing age (time on market) for 2022-06-01 was 26 days. This is -22% shorter than the same period one year ago.

Atlanta's median square footage for active listings during the 2022-06-01 period was 2,297 sqft. One year prior, the average listing was 2,271 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.