Atlanta VA Loan Rates, Closing Costs & Stats

ATLANTA-SANDY SPRINGS-ALPHARETTA, GA

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Atlanta's 252 lenders originated 8,328 VA loans during 2023. The total origination value was $3,159,450,000, with an average VA loan value of $379,377.

Atlanta VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Atlanta averaged 6.6% for the week of 2024-04-12, compared to the national average (all VA variants) of 6.574% for the same period.

Atlanta's average VA mortgage closing costs are $6,394.

The average rate for the prior week (2024-04-05) was 6.44% and one month ago for the week of 2024-03-08, the average rate was 6.48%.

The average rate one year ago was 5.87%.

For refis of the same type during the week of 2024-04-12, the average rate was 6.87%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Atlanta VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Atlanta level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Mortgage Research Center, LLC 1,063 6.67% $7,122
QUICKEN LOANS, LLC 667 6.09% $12,447
UNITED WHOLESALE MORTGAGE, LLC 565 6.26% $9,825
NAVY FEDERAL CREDIT UNION 335 5.82% $5,854
FREEDOM MORTGAGE CORPORATION 267 6.60% $15,094
LOANDEPOT.COM, LLC 247 5.95% $12,677
BROKER SOLUTIONS, INC. 200 6.07% $11,697
PENNYMAC LOAN SERVICES, LLC 195 5.59% $9,864
DHI MORTGAGE COMPANY, LTD. 177 5.45% $6,130
Ameris Bank 176 6.15% $11,363
The Federal Savings Bank 167 6.29% $18,623
USAA Federal Savings Bank 153 6.19% $9,619
NEW DAY FINANCIAL, LLC 152 7.46% $15,311
MOVEMENT MORTGAGE, LLC 117 6.47% $11,065
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 116 6.51% $10,064
GUARANTEED RATE, INC. 108 6.18% $8,295
EVERETT FINANCIAL, INC. 104 6.74% $14,637
CROSSCOUNTRY MORTGAGE, LLC 102 6.56% $9,170
Mr. Cooper ( Nationstar Mortgage ) 100 6.00% $14,834
HOMESTAR FINANCIAL CORPORATION 87 6.44% $8,863
Prosperity Home Mortgage, LLC 85 6.15% $9,191
BANKSOUTH MORTGAGE COMPANY, LLC 83 6.08% $8,129
SOUTHEAST MORTGAGE OF GEORGIA, INC. 74 6.55% $10,457
NEWREZ LLC 72 6.42% $11,355
VILLAGE CAPITAL MORTGAGE 64 6.30% $10,883
MORTGAGE SOLUTIONS OF COLORADO, LLC 62 7.57% $5,956
VANDERBILT MORTGAGE AND FINANCE, INC. 60 6.40% $6,719
AMERISAVE MORTGAGE CORPORATION 57 6.00% $21,981
HOMEOWNERS FINANCIAL GROUP USA, LLC 55 6.48% $11,198
CARDINAL FINANCIAL 53 6.47% $15,304
HOMEBRIDGE FINANCIAL SERVICES, INC. 52 6.18% $9,257
INSPIRE HOME LOANS INC. 51 5.96% $8,167
CMG MORTGAGE, INC. 51 6.25% $12,625
Equity Prime Mortgage LLC 50 6.94% $9,918
Barrington Bank & Trust Company, N.A. 49 6.24% $11,953
PULTE MORTGAGE LLC 48 5.81% $6,658
Magnolia Bank 44 6.41% $15,358
Plains Commerce Bank 44 6.04% $13,728
PENTAGON FEDERAL CREDIT UNION 43 5.65% $7,085
Flagstar Bank, FSB 42 6.38% $10,449
FBC MORTGAGE, LLC 42 5.69% $6,437
Paramount Residential Mortgage Group, Inc. 40 6.32% $11,144
GUARANTEED RATE AFFINITY, LLC 37 6.32% $7,125
MUTUAL OF OMAHA MORTGAGE, INC. 37 6.40% $14,731
Synovus Bank 37 5.96% $10,161
NFM, INC. 35 6.49% $11,286
SECURITYNATIONAL MORTGAGE COMPANY 34 6.01% $13,413
NBKC BANK 32 5.79% $10,218
AMERICAN FINANCING CORPORATION 30 6.58% $13,981
ACADEMY MORTGAGE CORPORATION 29 6.46% $13,088
SWBC MORTGAGE CORPORATION 28 6.86% $5,851
GUILD MORTGAGE COMPANY 28 6.31% $11,628
First Federal Bank 28 6.15% $11,791
Renasant Bank 27 6.15% $9,165
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 27 6.25% $9,315
PLANET HOME LENDING, LLC 27 5.71% $8,049
CANOPY MORTGAGE, LLC 26 6.60% $22,695
EAGLE HOME MORTGAGE, LLC 25 5.09% $5,092
ZILLOW HOME LOANS, LLC 25 6.41% $7,936
ARK-LA-TEX FINANCIAL SERVICES, LLC. 24 6.44% $11,436
STOCKTON MORTGAGE CORPORATION 24 6.14% $10,576
FIRST COMMUNITY MORTGAGE, INC. 24 6.53% $10,395
MILEND, INC. 24 6.54% $14,739
AMERICAN FINANCIAL NETWORK, INC. 23 6.82% $10,602
AMERICAN PACIFIC MORTGAGE CORPORATION 23 6.41% $11,450
SOUTHPOINT FINANCIAL SERVICES, INC. 22 6.47% $6,967
Wells Fargo Bank 21 6.06% $6,324
RELIANCE FIRST CAPITAL, LLC 20 6.27% $15,997
ACOPIA, LLC 20 6.52% $7,650
PRIMELENDING, A PLAINSCAPITAL COMPANY 20 6.69% $5,761
PLAZA HOME MORTGAGE, INC. 20 6.46% $13,712
Mid-Continent Funding, Inc. 19 6.30% $10,618
SUCCESS MORTGAGE PARTNERS, INC. 18 6.35% $13,011
DIRECT LENDERS, LLC 18 6.60% $6,279
JPMorgan Chase Bank 18 6.27% $6,294
CALCON MUTUAL MORTGAGE LLC 16 6.84% $7,238
TJC Mortgage, Inc. 16 6.39% $16,142
VERITAS FUNDING, LLC 16 6.39% $22,665
Truist 14 6.00% $7,841
NVR Mortgage Finance, Inc. 14 5.37% $7,722
HOMESIDE FINANCIAL, LLC 14 6.66% $12,022
Century Mortgage Company DBA Century Lending Company 14 6.29% $9,591
Nations Lending Corporation 13 6.47% $9,891
Presidential Bank, FSB 13 7.04% $12,172
Lakeview Community Capital, LLC 13 6.15% $10,866
CHURCHILL MORTGAGE CORPORATION 12 6.40% $13,638
Capital City Home Loans, LLC 12 6.35% $16,438
VAN DYK MORTGAGE CORPORATION 12 6.70% $8,615
LAKEVIEW LOAN SERVICING, LLC 12 6.18% $11,289
THRIVE MORTGAGE, LLC 11 6.39% $16,404
First Option Mortgage, LLC 11 6.36% $11,008
OCMBC, INC. 11 7.00% $12,199
BNC National Bank 11 5.58% $8,630
BAY EQUITY LLC 11 6.28% $9,534
United Community Bank 10 6.28% $6,268
Regions Bank 10 5.91% $8,837
SHELTER HOME MORTGAGE, LLC 10 6.73% $9,764
DAS Acquisition Company, LLC 10 6.98% $9,146
NATIONS DIRECT MORTGAGE, LLC 9 6.65% $13,191
MORTGAGEONE, INC. 9 7.06% $6,886
CONTOUR MORTGAGE CORPORATION 9 6.06% $16,718
SUN WEST MORTGAGE COMPANY, INC. 9 6.31% $11,939
Bank of England 9 6.38% $12,908
Armed Forces Bank 8 5.86% $17,219
UNION HOME MORTGAGE CORP. 8 7.03% $8,650
MEMBER FIRST MORTGAGE, LLC 8 7.06% $9,331
GENEVA FINANCIAL, LLC 7 6.95% $8,758
Alcova Mortgage LLC 7 6.66% $10,135
First Heritage Mortgage, LLC 7 6.50% $14,847
Goldwater Bank, N.A. 7 7.11% $10,720
LOANPAL, LLC 6 5.92% $14,768
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 6 6.46% $5,796
U.S. Bank 6 5.92% $8,886
AMERICAN FINANCIAL RESOURCES, INC. 5 7.28% $5,047
SANCTUARY HOME MORTGAGE LLC 5 6.75% $11,884
South State Bank 5 6.33% $7,781
SUMMIT FUNDING, INC. 5 6.50% $9,590
TBI MORTGAGE COMPANY 5 6.30% $12,451
TOWNE MORTGAGE COMPANY 5 6.40% $8,075
PHH Mortgage Corporation 5 6.84% $8,455
NATIONWIDE MORTGAGE BANKERS, INC. 5 6.78% $17,004
FIRST CONTINENTAL MORTGAGE, LTD. 5 6.20% $13,482
US MORTGAGE CORPORATION 5 7.20% $12,656
RADIUS FINANCIAL GROUP INC. 4 6.94% $8,493
CityWorth Mortgage LLC 4 6.22% $10,907
Mortgage Assurance Inc. 4 6.09% $7,562
CRESCENT MORTGAGE COMPANY 4 6.34% $6,398
MID AMERICA MORTGAGE, INC. 4 6.78% $4,086
NexBank 4 6.28% $14,611
Assurance Financial Group, L.L.C. 4 6.87% $7,952
Gateway First Bank 4 6.84% $8,077
ROYAL UNITED MORTGAGE LLC 4 6.47% $21,839
Franklin Loan Corporation 4 5.72% $20,473
PREMIER MORTGAGE RESOURCES, L.L.C. 4 6.97% $9,521
Carrington Mortgage Services, LLC 4 5.38% $6,445
The Central Trust Bank 3 4.88% $12,336
FirstBank 3 5.67% $14,605
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 6.88% $6,640
Evolve Bank & Trust 3 6.67% $7,934
HomePromise Corporation 3 7.71% $30,973
Meridian Bank Corporation 3 6.33% $8,616
Cornerstone First Mortgage, Inc 3 7.21% $11,113
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.79% $9,566
COMMUNITY MORTGAGE CORPORATION 3 6.91% $15,036
Wyndham Capital Mortgage, Inc. 3 6.08% $11,682
North American Savings Bank, F.S.B. 3 5.50% $9,463
Strong Home Mortgage, LLC 3 6.25% $7,321
CALIBER HOME LOANS, INC. 3 5.92% $15,247
GUARANTY MORTGAGE SERVICES, L.L.C. 3 6.75% $19,695
BancorpSouth 3 6.38% $6,701
First Savings Bank 3 5.58% $18,452
EMBRACE HOME LOANS, INC. 3 6.24% $11,904
Princeton Mortgage Corporation 2 6.69% $7,619
ISERVE RESIDENTIAL LENDING, LLC 2 6.06% $19,163
LENOX FINANCIAL MORTGAGE CORPORATION 2 5.31% $17,171
First Horizon Bank 2 6.56% $10,846
RESIDENTIAL BANCORP 2 6.37% $11,043
Ixonia Bank 2 6.94% $7,689
JMAC LENDING, INC. 2 6.44% $9,127
RUOFF MORTGAGE COMPANY, INC. 2 5.94% $6,010
George Mason Mortgage, LLC 2 6.06% $8,615
1ST SIGNATURE LENDING, LLC 2 7.31% $9,240
Sierra Pacific Mortgage Company, Inc. 2 6.50% $23,715
Southern First Bank 2 6.25% $30,463
BAYSHORE MORTGAGE FUNDING, LLC 2 7.44% $15,055
Northpointe Bank 2 6.75% $4,590
NORWICH COMMERCIAL GROUP, INC. 2 7.19% $15,451
EMM LOANS LLC 2 6.25% $17,887
Old National Bank 2 6.13% $4,524
TOP FLITE FINANCIAL, INC. 2 7.00% $24,131
OPEN MORTGAGE, LLC 2 6.56% $17,504
PANORAMA MORTGAGE GROUP, LLC 2 6.63% $25,162
MLD MORTGAGE INC. 2 7.44% $1,659
Keystone Funding, Inc. 2 6.81% $9,751
Hometown Equity Mortgage, LLC 2 6.00% $10,076
PNC Bank 2 5.88% $5,486
GMFS LLC 2 7.00% $8,023
VICTORY MORTGAGE, L.L.C. 2 7.00% $3,715
Waterstone Mortgage Corporation 2 6.69% $19,303
Academy Bank 1 5.50% $46,316
WesBanco 1 5.50% $7,576
Wolfe Financial, Inc 1 7.75% $9,701
HOMESPIRE MORTGAGE CORPORATION 1 7.25% $9,213
ABSOLUTE HOME MORTGAGE CORPORATION 1 7.25% $4,022
HOMESTEAD FUNDING CORP. 1 5.75% $9,902
HOMEXPRESS MORTGAGE CORP. 1 7.13% $660
GREENSTATE CREDIT UNION 1 6.13% $3,969
LAND HOME FINANCIAL SERVICES, INC. 1 6.63% $3,218
LEADERONE FINANCIAL CORPORATION 1 7.75% $19,956
LIBERTY HOME MORTGAGE CORPORATION 1 5.63% $13,909
GERSHMAN INVESTMENT CORP. 1 6.63% $0
MICHIGAN MUTUAL, INC. 1 6.13% $6,905
MORIA DEVELOPMENT, INC. 1 6.75% $5,344
FLAT BRANCH MORTGAGE, INC. 1 6.75% $3,898
First Western Trust Bank 1 5.25% $9,705
First State Bank 1 6.00% $9,209
First National Bank of Pennsylvania 1 6.50% $11,680
M&T Bank 1 6.13% $19,332
MY MORTGAGE, INC. 1 7.75% $5,954
FIRST HOME MORTGAGE CORPORATION 1 6.50% $9,204
First Federal Bank of Kansas City 1 6.25% $8,436
NBH Bank 1 5.99% $5,405
FIRST COLONY MORTGAGE CORPORATION 1 6.75% $15,975
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 7.25% $16,458
Northwest Federal Credit Union 1 6.25% $4,335
OCEANSIDE MORTGAGE COMPANY 1 6.00% $3,022
ON Q FINANCIAL, INC. 1 5.99% $7,793
Paramount Bank 1 6.75% $10,596
DIRECT MORTGAGE LOANS, LLC 1 5.75% $14,279
DEVELOPER'S MORTGAGE COMPANY 1 7.25% $32,213
DELMAR FINANCIAL COMPANY 1 6.00% $6,525
Credence Funding Corporation 1 5.25% $4,578
POINT Mortgage 1 5.50% $10,191
PREMIA MORTGAGE, LLC 1 6.13% $5,976
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 7.13% $0
Citizens Bank 1 5.75% $11,826
RANLIFE, INC. 1 7.99% $10,109
Capital Bank 1 5.88% $6,788
RESIDENTIAL HOME FUNDING CORP. 1 6.25% $14,440
Residential Mortgage Solutions, Inc. 1 7.50% $11,527
ROBINS FINANCIAL 1 6.13% $5,066
SCOTT CREDIT UNION 1 6.13% $3,784
BM Real Estate Services, Inc. 1 7.75% $11,106
ServisFirst Bank 1 6.38% $12,330
Bell Bank 1 6.13% $14,581
SIRVA MORTGAGE, INC. 1 6.63% $17,348
BELEM SERVICING LLC 1 5.13% $13,628
South Pacific Financial Corporation 1 4.88% $3,545
SOVEREIGN LENDING GROUP INCORPORATED 1 5.38% $19,756
BankPlus 1 6.25% $1,759
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 7.13% $10,296
Sunflower Bank 1 6.63% $15,084
Aurora Financial, LLC 1 5.75% $15,953
Atlantic Coast Mortgage, LLC 1 6.99% $3,690
ATLANTA POSTAL 1 6.38% $8,981
The Loan Store, Inc. 1 6.25% $19,328
THE MORTGAGE FIRM, INC. 1 6.25% $1,449
Arvest Bank 1 6.00% $6,552
Towne Bank 1 6.13% $5,882
AmeriHome Mortgage Company, LLC 1 6.50% $30,103
UNION CAPITAL MORTGAGE CORPORATION 1 5.50% $16,165
American Security Mortgage Corp. 1 6.25% $10,603
United Bank 1 6.25% $11,669
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 6.75% $12,439
UNITED SECURITY FINANCIAL CORP 1 6.88% $46,428
American Mortgage Bank, LLC 1 7.00% $7,344
ALLIED MORTGAGE GROUP, INC. 1 5.63% $8,480
ALAMEDA MORTGAGE CORPORATION 1 6.25% $25,229
Vellum Mortgage, Inc. 1 5.75% $4,508
Advisors Mortgage Group, L.L.C. 1 7.38% $3,820
Acre Mortgage and Financial Inc 1 6.25% $2,722
Watermark Capital, Inc. 1 5.63% $21,335

The top Atlanta VA lender as defined by loan originations is Mortgage Research Center, LLC, with 1,063 VA loans originated. Their average total fees are $7,122, which is $5,325 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Atlanta VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC ($5,092), PRIMELENDING, A PLAINSCAPITAL COMPANY ($5,761), SWBC MORTGAGE CORPORATION ($5,851), NAVY FEDERAL CREDIT UNION ($5,854) and MORTGAGE SOLUTIONS OF COLORADO, LLC ($5,956).

The lowest rate Atlanta VA lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.09%), NVR Mortgage Finance, Inc. (5.37%), DHI MORTGAGE COMPANY, LTD. (5.45%), BNC National Bank (5.58%) and PENNYMAC LOAN SERVICES, LLC (5.59%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Atlanta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $302,500 (12.3%) $421,210 (8.5%) 1.12 21,599
2018-02-01 $311,900 (13.1%) $430,970 (7.8%) 1.13 21,000
2018-03-01 $324,815 (14.6%) $443,053 (7.2%) 1.14 21,478
2018-04-01 $336,932 (12.9%) $460,536 (8.8%) 1.14 22,028
2018-05-01 $339,450 (13.2%) $460,873 (8.3%) 1.13 22,851
2018-06-01 $339,900 (13.3%) $458,997 (8.6%) 1.13 23,821
2018-07-01 $329,930 (10.5%) $443,463 (7.3%) 1.10 25,493
2018-08-01 $325,000 (10.2%) $442,705 (7.7%) 1.09 25,885
2018-09-01 $324,500 (9.6%) $432,446 (5.8%) 1.09 26,312
2018-10-01 $315,863 (6.4%) $430,173 (4.4%) 1.07 28,362
2018-11-01 $315,450 (5.6%) $434,164 (5.0%) 1.07 28,028
2018-12-01 $313,900 (4.7%) $431,791 (4.1%) 1.08 27,127
2019-01-01 $309,900 (2.5%) $428,743 (1.8%) 1.07 25,480
2019-02-01 $319,450 (2.4%) $440,067 (2.1%) 1.08 25,217
2019-03-01 $322,143 (-0.8%) $441,043 (-0.5%) 1.05 26,406
2019-04-01 $325,000 (-3.5%) $438,224 (-4.8%) 1.03 28,288
2019-05-01 $329,900 (-2.8%) $441,938 (-4.1%) 1.03 29,082
2019-06-01 $325,000 (-4.4%) $438,115 (-4.6%) 1.02 29,595
2019-07-01 $324,950 (-1.5%) $433,031 (-2.4%) 1.02 30,393
2019-08-01 $320,362 (-1.4%) $423,477 (-4.3%) 1.01 30,480
2019-09-01 $314,665 (-3.0%) $417,305 (-3.5%) 1.01 30,212
2019-10-01 $317,750 (0.6%) $422,738 (-1.7%) 1.03 28,639
2019-11-01 $322,000 (2.1%) $431,923 (-0.5%) 1.06 26,121
2019-12-01 $317,936 (1.3%) $430,222 (-0.4%) 1.06 24,341
2020-01-01 $316,745 (2.2%) $429,705 (0.2%) 1.06 22,407
2020-02-01 $320,000 (0.2%) $438,324 (-0.4%) 1.05 21,487
2020-03-01 $329,450 (2.3%) $447,127 (1.4%) 1.03 21,537
2020-04-01 $325,000 (0.0%) $438,717 (0.1%) 1.02 23,446
2020-05-01 $334,900 (1.5%) $451,854 (2.2%) 1.02 23,115
2020-06-01 $345,450 (6.3%) $467,630 (6.7%) 1.02 20,978
2020-07-01 $349,950 (7.7%) $482,054 (11.3%) 1.01 18,878
2020-08-01 $350,000 (9.3%) $486,739 (14.9%) 1.00 17,541
2020-09-01 $351,291 (11.6%) $492,513 (18.0%) 1.01 16,258
2020-10-01 $354,190 (11.5%) $498,920 (18.0%) 1.01 15,849
2020-11-01 $350,813 (9.0%) $503,714 (16.6%) 1.03 14,439
2020-12-01 $349,950 (10.1%) $500,841 (16.4%) 1.04 12,886
2021-01-01 $350,000 (10.5%) $509,256 (18.5%) 1.04 11,159
2021-02-01 $359,900 (12.5%) $526,585 (20.1%) 1.05 9,440
2021-03-01 $367,210 (11.5%) $534,827 (19.6%) 1.04 8,999
2021-04-01 $382,500 (17.7%) $549,764 (25.3%) 1.04 8,980
2021-05-01 $389,900 (16.4%) $565,452 (25.1%) 1.04 9,128
2021-06-01 $394,950 (14.3%) $557,691 (19.3%) 1.04 9,963
2021-07-01 $399,900 (14.3%) $563,606 (16.9%) 1.06 11,272
2021-08-01 $395,125 (12.9%) $551,850 (13.4%) 1.05 11,646
2021-09-01 $396,603 (12.9%) $552,443 (12.2%) 1.06 11,689
2021-10-01 $394,000 (11.2%) $549,260 (10.1%) 1.05 11,319
2021-11-01 $394,995 (12.6%) $550,230 (9.2%) 1.06 11,066
2021-12-01 $390,000 (11.4%) $549,695 (9.8%) 1.06 10,494
2022-01-01 $389,900 (11.4%) $555,923 (9.2%) 1.05 8,660
2022-02-01 $392,450 (9.0%) $576,549 (9.5%) 1.02 7,774
2022-03-01 $399,450 (8.8%) $576,228 (7.7%) 1.00 7,808
2022-04-01 $415,000 (8.5%) $595,101 (8.3%) 0.99 8,146
2022-05-01 $429,950 (10.3%) $606,963 (7.3%) 0.98 10,022
2022-06-01 $449,450 (13.8%) $617,395 (10.7%) 1.00 12,124
2022-07-01 $439,000 (9.8%) $595,754 (5.7%) 0.99 15,521
2022-08-01 $425,000 (7.6%) $580,760 (5.2%) 0.98 16,826
2022-09-01 $419,995 (5.9%) $566,102 (2.5%) 0.98 17,131
2022-10-01 $413,995 (5.1%) $553,378 (0.8%) 0.97 18,160
2022-11-01 $403,025 (2.0%) $550,342 (0.0%) 0.97 18,197
2022-12-01 $399,900 (2.5%) $544,509 (-0.9%) 0.99 17,020
2023-01-01 $399,900 (2.6%) $550,044 (-1.1%) 0.99 15,106
2023-02-01 $399,950 (1.9%) $560,345 (-2.8%) 0.97 14,034
2023-03-01 $409,950 (2.6%) $574,394 (-0.3%) 0.97 13,278
2023-04-01 $420,000 (1.2%) $593,352 (-0.3%) 0.98 12,245
2023-05-01 $430,108 (0.0%) $608,512 (0.3%) 0.98 12,236
2023-06-01 $437,483 (-2.7%) $612,408 (-0.8%) 0.98 13,057
2023-07-01 $435,000 (-0.9%) $613,809 (3.0%) 0.99 14,132
2023-08-01 $430,000 (1.2%) $608,008 (4.7%) 0.99 14,505
2023-09-01 $425,940 (1.4%) $601,274 (6.2%) 0.99 15,640
2023-10-01 $425,000 (2.7%) $595,090 (7.5%) 1.00 16,671
2023-11-01 $419,995 (4.2%) $591,751 (7.5%) 1.00 17,153
2023-12-01 $415,000 (3.8%) $590,733 (8.5%) 1.01 16,414
2024-01-01 $409,900 (2.5%) $590,830 (7.4%) 1.00 15,381
2024-02-01 $409,275 (2.3%) $594,317 (6.1%) 0.99 15,486
2024-03-01 $410,000 (0.0%) $597,670 (4.1%) 0.96 16,211
Atlanta's median listing price for 2024-03-01 was $410,000, a difference of $50 (0.0%) versus the prior year and $725 versus the prior month.

Atlanta's median listing price comes in at 96% of the national average.

Atlanta's average listing price for 2024-03-01 was $597,670, a difference of $23,276 (4.1%) versus the prior year and $3,353 versus the prior month.

For the 2024-03-01 period, Atlanta had 16,211 MLS listings, a difference of 725 listings (5%) versus the prior month and 2,933 listings (22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Atlanta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 72 days 2,579 sqft
2018-02-01 62 days 2,607 sqft
2018-03-01 47 days 2,648 sqft
2018-04-01 46 days 2,707 sqft
2018-05-01 45 days 2,699 sqft
2018-06-01 47 days 2,679 sqft
2018-07-01 48 days 2,628 sqft
2018-08-01 50 days 2,603 sqft
2018-09-01 53 days 2,587 sqft
2018-10-01 57 days 2,546 sqft
2018-11-01 58 days 2,543 sqft
2018-12-01 65 days 2,521 sqft
2019-01-01 69 days 2,488 sqft
2019-02-01 59 days 2,482 sqft
2019-03-01 49 days 2,522 sqft
2019-04-01 47 days 2,558 sqft
2019-05-01 48 days 2,594 sqft
2019-06-01 52 days 2,576 sqft
2019-07-01 55 days 2,535 sqft
2019-08-01 55 days 2,512 sqft
2019-09-01 58 days 2,486 sqft
2019-10-01 59 days 2,462 sqft
2019-11-01 61 days 2,440 sqft
2019-12-01 72 days 2,412 sqft
2020-01-01 72 days 2,405 sqft
2020-02-01 61 days 2,419 sqft
2020-03-01 51 days 2,427 sqft
2020-04-01 52 days 2,402 sqft
2020-05-01 58 days 2,410 sqft
2020-06-01 56 days 2,423 sqft
2020-07-01 58 days 2,424 sqft
2020-08-01 57 days 2,405 sqft
2020-09-01 53 days 2,350 sqft
2020-10-01 52 days 2,316 sqft
2020-11-01 56 days 2,269 sqft
2020-12-01 62 days 2,227 sqft
2021-01-01 58 days 2,211 sqft
2021-02-01 44 days 2,192 sqft
2021-03-01 39 days 2,203 sqft
2021-04-01 36 days 2,246 sqft
2021-05-01 35 days 2,244 sqft
2021-06-01 34 days 2,256 sqft
2021-07-01 33 days 2,246 sqft
2021-08-01 38 days 2,227 sqft
2021-09-01 42 days 2,204 sqft
2021-10-01 44 days 2,176 sqft
2021-11-01 43 days 2,180 sqft
2021-12-01 48 days 2,160 sqft
2022-01-01 52 days 2,133 sqft
2022-02-01 36 days 2,118 sqft
2022-03-01 33 days 2,119 sqft
2022-04-01 32 days 2,183 sqft
2022-05-01 30 days 2,238 sqft
2022-06-01 27 days 2,312 sqft
2022-07-01 29 days 2,300 sqft
2022-08-01 36 days 2,277 sqft
2022-09-01 41 days 2,267 sqft
2022-10-01 44 days 2,250 sqft
2022-11-01 49 days 2,231 sqft
2022-12-01 59 days 2,200 sqft
2023-01-01 66 days 2,191 sqft
2023-02-01 51 days 2,185 sqft
2023-03-01 46 days 2,218 sqft
2023-04-01 43 days 2,246 sqft
2023-05-01 40 days 2,279 sqft
2023-06-01 39 days 2,303 sqft
2023-07-01 40 days 2,282 sqft
2023-08-01 41 days 2,270 sqft
2023-09-01 43 days 2,250 sqft
2023-10-01 43 days 2,233 sqft
2023-11-01 45 days 2,210 sqft
2023-12-01 53 days 2,197 sqft
2024-01-01 56 days 2,162 sqft
2024-02-01 43 days 2,158 sqft
2024-03-01 41 days 2,156 sqft
Atlanta's median listing age (time on market) for 2024-03-01 was 41 days. This is -11% shorter than the same period one year ago.

Atlanta's median square footage for active listings during the 2024-03-01 period was 2,156 sqft. One year prior, the average listing was 2,218 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.