Atlanta VA Loan Rates, Closing Costs & Stats

ATLANTA-SANDY SPRINGS-ALPHARETTA, GA

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Atlanta's 280 lenders originated 13,306 VA loans during 2022. The total origination value was $4,733,620,000, with an average VA loan value of $355,751.

Atlanta VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Atlanta averaged 6.45% for the week of 2023-05-26, compared to the national average (all VA variants) of 6.408% for the same period.

Atlanta's average VA mortgage closing costs are $6,029.

The average rate for the prior week (2023-05-19) was 5.97% and one month ago for the week of 2023-04-21, the average rate was 5.89%.

The average rate one year ago was 5.16%.

For refis of the same type during the week of 2023-05-26, the average rate was 5.37%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Atlanta VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Atlanta level.

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Mortgage Research Center, LLC 1,510 5.06% $8,050
QUICKEN LOANS, LLC 1,209 4.15% $11,841
UNITED WHOLESALE MORTGAGE, LLC 736 4.45% $9,847
FREEDOM MORTGAGE CORPORATION 679 4.12% $11,533
NAVY FEDERAL CREDIT UNION 667 3.77% $6,577
PENNYMAC LOAN SERVICES, LLC 571 3.51% $10,323
LOANDEPOT.COM, LLC 391 4.06% $10,978
NEW DAY FINANCIAL, LLC 307 5.13% $11,898
BROKER SOLUTIONS, INC. 291 4.82% $9,897
USAA Federal Savings Bank 242 4.45% $7,357
DHI MORTGAGE COMPANY, LTD. 237 4.23% $8,590
HOMESTAR FINANCIAL CORPORATION 222 4.89% $10,622
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 221 4.83% $8,980
The Federal Savings Bank 215 4.55% $15,436
Mr. Cooper ( Nationstar Mortgage ) 207 4.68% $10,603
Ameris Bank 187 4.61% $11,938
HOMEBRIDGE FINANCIAL SERVICES, INC. 139 4.63% $9,319
SOUTHEAST MORTGAGE OF GEORGIA, INC. 139 5.08% $10,678
AMERISAVE MORTGAGE CORPORATION 133 4.28% $13,778
EVERETT FINANCIAL, INC. 130 5.26% $6,825
CROSSCOUNTRY MORTGAGE, LLC 128 5.05% $11,403
MOVEMENT MORTGAGE, LLC 118 5.05% $8,993
Prosperity Home Mortgage, LLC 105 4.65% $9,712
HOME POINT FINANCIAL CORPORATION 105 4.20% $10,860
MORTGAGE SOLUTIONS OF COLORADO, LLC 95 5.44% $10,439
VILLAGE CAPITAL MORTGAGE 94 4.22% $11,205
Flagstar Bank, FSB 93 4.56% $11,146
BANKSOUTH MORTGAGE COMPANY, LLC 92 4.71% $10,405
VANDERBILT MORTGAGE AND FINANCE, INC. 91 4.85% $7,753
CLEARPATH LENDING 89 3.80% $12,683
NEWREZ LLC 88 4.18% $9,517
Carrington Mortgage Services, LLC 86 4.68% $9,466
PENTAGON FEDERAL CREDIT UNION 85 3.20% $5,948
CALIBER HOME LOANS, INC. 81 4.55% $11,258
Barrington Bank & Trust Company, N.A. 73 4.74% $9,043
Equity Prime Mortgage LLC 72 5.31% $9,887
GUARANTEED RATE, INC. 69 4.77% $6,681
Magnolia Bank 64 4.30% $12,239
CARDINAL FINANCIAL 63 4.76% $14,481
GUARANTEED RATE AFFINITY, LLC 58 4.89% $9,267
MILEND, INC. 55 5.06% $13,343
INSPIRE HOME LOANS INC. 55 5.18% $9,012
PLANET HOME LENDING, LLC 54 3.93% $7,496
SECURITYNATIONAL MORTGAGE COMPANY 52 4.69% $10,773
Low VA Rates, LLC 50 4.43% $18,082
HOMEOWNERS FINANCIAL GROUP USA, LLC 50 4.82% $10,444
LAKEVIEW LOAN SERVICING, LLC 49 3.57% $7,979
Mid-Continent Funding, Inc. 49 4.33% $11,238
MUTUAL OF OMAHA MORTGAGE, INC. 48 4.53% $12,953
Wells Fargo Bank 47 3.87% $6,572
PULTE MORTGAGE LLC 45 4.77% $9,136
GUILD MORTGAGE COMPANY 44 5.10% $12,233
CERTAINTY HOME LOANS, LLC 43 4.76% $9,335
BAY EQUITY LLC 43 4.73% $10,986
Paramount Residential Mortgage Group, Inc. 43 4.85% $12,843
SWBC MORTGAGE CORPORATION 42 4.82% $7,575
FIRST COMMUNITY MORTGAGE, INC. 34 5.05% $9,389
EAGLE HOME MORTGAGE, LLC 34 4.64% $5,837
TJC Mortgage, Inc. 33 4.25% $12,359
First Federal Bank 33 4.15% $9,169
DAS Acquisition Company, LLC 32 5.00% $7,842
Lakeview Community Capital, LLC 32 3.75% $5,101
NBKC BANK 32 4.49% $7,520
ACOPIA, LLC 31 5.12% $7,823
Truist 31 4.02% $4,877
Synovus Bank 31 4.62% $9,989
CMG MORTGAGE, INC. 31 4.23% $11,073
AMERICAN PACIFIC MORTGAGE CORPORATION 30 4.92% $11,590
VAN DYK MORTGAGE CORPORATION 29 5.07% $7,341
CONTOUR MORTGAGE CORPORATION 28 5.04% $12,776
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 28 4.91% $9,448
North American Savings Bank, F.S.B. 28 4.28% $7,905
Renasant Bank 26 5.23% $9,478
ARK-LA-TEX FINANCIAL SERVICES, LLC. 26 4.38% $6,946
Capital City Home Loans, LLC 26 4.96% $11,066
PRIMELENDING, A PLAINSCAPITAL COMPANY 25 4.81% $7,343
CALCON MUTUAL MORTGAGE LLC 24 5.94% $8,769
Nations Lending Corporation 23 5.24% $16,051
SOUTHPOINT FINANCIAL SERVICES, INC. 23 5.22% $9,993
DIRECT LENDERS, LLC 23 4.82% $7,247
Bank of England 23 4.50% $10,913
Wyndham Capital Mortgage, Inc. 22 4.09% $8,486
NATIONS DIRECT MORTGAGE, LLC 22 4.62% $10,233
Texana Bank 21 3.79% $12,457
Century Mortgage Company DBA Century Lending Company 20 4.28% $10,675
The Central Trust Bank 19 3.89% $9,760
THE MORTGAGE FIRM, INC. 19 4.45% $10,824
HOMESIDE FINANCIAL, LLC 18 3.71% $10,253
FBC MORTGAGE, LLC 18 5.41% $6,946
Regions Bank 17 4.57% $7,458
Armed Forces Bank 17 3.82% $11,243
AMERICAN FINANCING CORPORATION 17 4.17% $9,079
South Pacific Financial Corporation 16 4.33% $12,672
South State Bank 16 4.58% $13,106
STOCKTON MORTGAGE CORPORATION 16 4.58% $9,845
VICTORY MORTGAGE, L.L.C. 15 4.35% $11,483
ANGEL OAK HOME LOANS LLC 15 4.26% $9,855
SUCCESS MORTGAGE PARTNERS, INC. 14 4.78% $11,449
LOANPAL, LLC 14 4.21% $14,353
FINANCE OF AMERICA MORTGAGE LLC 14 4.45% $5,954
OCMBC, INC. 14 5.14% $7,087
First Option Mortgage, LLC 13 5.39% $9,337
ZILLOW HOME LOANS, LLC 13 4.34% $10,130
SHELTER HOME MORTGAGE, LLC 13 5.08% $11,785
First Guaranty Mortgage Corporation 13 3.58% $8,529
RELIANCE FIRST CAPITAL, LLC 13 4.78% $9,817
PRIMARY RESIDENTIAL MORTGAGE, INC. 13 4.47% $9,315
NFM, INC. 13 5.95% $9,650
Northpointe Bank 12 4.66% $5,219
JPMorgan Chase Bank 12 4.78% $6,713
SOVEREIGN LENDING GROUP INCORPORATED 11 4.28% $13,056
BNC National Bank 10 4.13% $6,501
Credence Funding Corporation 10 3.56% $7,680
Alcova Mortgage LLC 9 4.65% $5,345
GENEVA FINANCIAL, LLC 9 5.57% $11,736
RADIUS FINANCIAL GROUP INC. 9 4.64% $9,832
UNION HOME MORTGAGE CORP. 9 3.19% $10,283
Goldwater Bank, N.A. 9 4.54% $11,595
HOMESPIRE MORTGAGE CORPORATION 8 4.50% $16,495
U.S. Bank 8 3.69% $7,875
NP, Inc. 8 2.59% $7,097
T2 FINANCIAL LLC 7 5.50% $19,915
PNC Bank 7 4.16% $4,260
Plains Commerce Bank 7 5.34% $9,502
United Community Bank 7 4.05% $4,451
FirstBank 7 4.50% $11,536
PREMIA MORTGAGE, LLC 7 4.45% $11,257
PANORAMA MORTGAGE GROUP, LLC 7 5.46% $10,846
US MORTGAGE CORPORATION 6 4.65% $18,340
Acre Mortgage and Financial Inc 6 5.77% $22,108
CHURCHILL MORTGAGE CORPORATION 6 4.25% $9,332
Paramount Bank 6 4.81% $6,922
LEADERONE FINANCIAL CORPORATION 6 3.31% $14,647
ON Q FINANCIAL, INC. 6 4.93% $6,076
United Bank 6 3.65% $8,994
MORTGAGE INVESTORS GROUP, INC. 6 4.42% $4,974
CityWorth Mortgage LLC 5 4.25% $12,043
MEMBER FIRST MORTGAGE, LLC 5 4.48% $7,617
GMFS LLC 5 3.88% $9,119
M&T Bank 5 4.60% $8,487
EMBRACE HOME LOANS, INC. 5 5.57% $9,179
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 5 6.03% $12,596
Gateway First Bank 4 5.34% $3,844
NATIONWIDE MORTGAGE BANKERS, INC. 4 6.19% $13,799
First Federal Bank of Kansas City 4 3.16% $4,006
GUARANTY MORTGAGE SERVICES, L.L.C. 4 5.16% $11,003
Fifth Third Bank 4 3.75% $2,873
RESIDENTIAL BANCORP. 4 3.59% $8,499
SANCTUARY HOME MORTGAGE LLC 4 4.44% $6,239
HomePromise Corporation 4 5.25% $13,565
SUMMIT FUNDING, INC. 4 5.06% $22,780
Citizens Bank 4 4.56% $7,884
Sunflower Bank 4 4.21% $7,151
LAND HOME FINANCIAL SERVICES, INC. 4 4.84% $10,519
LIBERTY HOME MORTGAGE CORPORATION 4 4.75% $10,165
THRIVE MORTGAGE, LLC 4 6.03% $10,117
NexBank 4 4.63% $5,475
TOWNE MORTGAGE COMPANY 4 4.87% $11,929
Assurance Financial Group, L.L.C. 4 4.44% $8,354
MID AMERICA MORTGAGE, INC. 4 4.91% $4,465
ACADEMY MORTGAGE CORPORATION 4 4.84% $7,637
First Mortgage Solutions, LLC 4 3.72% $16,113
KELLER MORTGAGE, LLC 3 5.79% $6,847
Amerifirst Financial, Inc. 3 4.75% $17,493
AmeriHome Mortgage Company, LLC 3 5.83% $10,976
COMMUNITY MORTGAGE CORPORATION 3 5.42% $10,966
DRAPER AND KRAMER MORTGAGE CORP. 3 4.88% $19,334
Evolve Bank & Trust 3 5.96% $2,312
First Savings Bank 3 5.08% $15,280
GERSHMAN INVESTMENT CORP. 3 5.08% $6,453
MORTGAGEONE, INC. 3 5.50% $4,865
Prime Choice Funding Inc. 3 2.79% $9,097
RAPID MORTGAGE COMPANY 3 4.54% $19,090
ROYAL UNITED MORTGAGE LLC 3 5.79% $13,055
Shamrock Home Loans, Inc. 3 4.08% $14,371
Towne Bank 3 4.54% $14,253
V.I.P. MORTGAGE, INC. 3 4.96% $9,528
1ST PREFERENCE MORTGAGE CORP. 2 4.75% $9,707
GSF Mortgage Corporation 2 5.31% $6,814
EMM LOANS LLC 2 4.69% $8,398
Service Federal Credit Union 2 4.44% $6,090
Peoples Bank 2 4.63% $13,898
TOP FLITE FINANCIAL, INC. 2 5.25% $25,615
DEVELOPER'S MORTGAGE COMPANY 2 4.75% $9,503
LOANFLIGHT LENDING, LLC 2 3.00% $4,256
Princeton Mortgage Corporation 2 3.87% $5,148
AXIA FINANCIAL, LLC 2 6.63% $9,467
Florida Capital Bank 2 5.38% $16,755
FLAT BRANCH MORTGAGE, INC. 2 4.56% $4,186
United Fidelity Funding Corp. 2 5.44% $11,349
ISERVE RESIDENTIAL LENDING, LLC 2 3.56% $18,359
Atlantic Union Bank 2 5.00% $20,709
First Internet Bank of Indiana 2 4.50% $3,128
Community First National Bank 2 5.88% $12,767
LENOX FINANCIAL MORTGAGE CORPORATION 2 4.13% $9,949
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.00% $9,198
Commerce Home Mortgage, Inc. 2 2.75% $6,302
PLAZA HOME MORTGAGE, INC. 2 4.88% $20,843
First Home Bank 2 4.44% $10,670
Citibank 2 5.44% $14,333
Hometown Equity Mortgage, LLC 2 6.38% $12,910
ENVOY MORTGAGE, LTD 2 5.31% $16,412
Residential Mortgage Solutions, Inc. 2 4.37% $11,084
TBI MORTGAGE COMPANY 2 4.38% $3,827
POLARIS HOME FUNDING CORP. 2 5.38% $19,265
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 4.31% $9,964
MORTGAGE ACCESS CORP. 2 5.19% $13,309
GUARANTY HOME MORTGAGE CORPORATION 2 5.88% $6,960
BELEM SERVICING LLC 2 4.31% $8,837
DATA MORTGAGE, INC. 1 5.00% $7,909
CRESCENT MORTGAGE COMPANY 1 5.25% $1,016
Countybank 1 3.25% $3,305
Cornerstone First Mortgage, Inc 1 6.75% $4,693
Stifel Bank and Trust 1 4.50% $5,326
Colony Bank 1 4.75% $4,854
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.75% $24,847
Christensen Financial, Inc. 1 3.63% $4,763
Capital Bank 1 2.25% $13,635
CANOPY MORTGAGE, LLC 1 6.13% $0
BRIDGELOCK CAPITAL 1 2.99% $12,207
The Camden National Bank 1 3.50% $4,129
Blue Ridge Bank 1 4.75% $6,584
The Huntington National Bank 1 3.75% $4,625
BECKAM FUNDING CORP. 1 4.38% $7,326
The Union Bank Company 1 5.38% $24,096
BAYSHORE MORTGAGE FUNDING, LLC 1 6.75% $18,375
BAY CAPITAL MORTGAGE CORPORATION 1 4.13% $24,272
Advisors Mortgage Group, L.L.C. 1 3.63% $3,919
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 2.63% $17,306
BancorpSouth Bank 1 5.63% $3,474
Austin Capital Bank SSB 1 2.88% $26,031
AUGUSTA MORTGAGE CO. 1 4.75% $11,448
UNITED SECURITY FINANCIAL CORP 1 2.88% $9,257
Arvest Bank 1 6.50% $2,398
AMERIFIRST FINANCIAL CORPORATION 1 6.38% $19,302
American Security Mortgage Corp. 1 4.63% $7,646
AMERICAN INTERNET MORTGAGE, INC. 1 4.75% $13,739
Vellum Mortgage, Inc. 1 2.75% $8,009
Victorian Finance, LLC 1 4.88% $5,140
AMERICAN FINANCIAL RESOURCES, INC. 1 3.63% $11,900
ALLIED MORTGAGE GROUP, INC. 1 6.63% $9,883
1ST SIGNATURE LENDING, LLC 1 4.88% $3,773
VYSTAR 1 4.38% $13,677
MY MORTGAGE, INC. 1 3.88% $15,220
Mutual Federal Bank 1 3.75% $3,356
Mortgage Network, Inc. 1 5.63% $8,319
MORIA DEVELOPMENT, INC. 1 4.25% $9,731
MIDLAND MORTGAGE CORPORATION 1 3.88% $666
NBH Bank 1 4.63% $4,361
Neighborhood Loans, Inc. 1 4.25% $4,106
MICHIGAN MUTUAL, INC. 1 4.00% $11,032
MCLEAN MORTGAGE CORPORATION 1 6.13% $2,228
JMAC LENDING, INC. 1 6.13% $7,642
Ixonia Bank 1 4.25% $11,520
NVR Mortgage Finance, Inc. 1 4.25% $26,971
OCEANSIDE MORTGAGE COMPANY 1 5.50% $7,012
INTERCOASTAL MORTGAGE COMPANY 1 5.25% $4,351
OPEN MORTGAGE, LLC 1 5.75% $11,660
INTERCAP LENDING INC. 1 5.50% $6,976
INTELLILOAN, INC. 1 4.75% $11,800
INB 1 4.75% $22,983
HOMESTEAD FUNDING CORP. 1 4.75% $20,380
PHH Mortgage Corporation 1 5.25% $5,431
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.00% $16,837
Hancock Whitney Bank 1 4.75% $6,152
HANCOCK MORTGAGE PARTNERS, LLC 1 6.75% $11,331
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.75% $11,583
Waterstone Mortgage Corporation 1 5.00% $7,234
George Mason Mortgage, LLC 1 4.49% $15,440
FIRST MORTGAGE COMPANY, INC. 1 6.13% $4,806
ALAMEDA MORTGAGE CORPORATION 1 3.88% $7,798
First Horizon Bank 1 3.75% $9,720
First Heritage Mortgage, LLC 1 3.00% $6,186
RiverHills Bank 1 4.50% $4,357
Willamette Valley Bank 1 6.75% $9,348
RUOFF MORTGAGE COMPANY, INC. 1 5.13% $6,698
Encompass Lending Group, LP 1 3.75% $19,142
Wolfe Financial, Inc 1 6.63% $24,308
Sierra Pacific Mortgage Company, Inc. 1 3.50% $4,879
SIRVA MORTGAGE, INC. 1 4.63% $16,751

The top Atlanta VA lender as defined by loan originations is Mortgage Research Center, LLC, with 1,510 VA loans originated. Their average total fees are $8,050, which is $3,791 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Atlanta VA lenders (with over 10 loans originated) are Truist ($4,877), Lakeview Community Capital, LLC ($5,101), Northpointe Bank ($5,219), EAGLE HOME MORTGAGE, LLC ($5,837) and PENTAGON FEDERAL CREDIT UNION ($5,948).

The lowest rate Atlanta VA lenders (with over 10 loans originated) are PENTAGON FEDERAL CREDIT UNION (3.20%), PENNYMAC LOAN SERVICES, LLC (3.51%), Credence Funding Corporation (3.56%), LAKEVIEW LOAN SERVICING, LLC (3.57%) and First Guaranty Mortgage Corporation (3.58%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Atlanta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $302,500 (12.3%) $421,191 (8.5%) 1.12 21,595
2018-02-01 $311,900 (13.2%) $430,962 (7.8%) 1.13 20,996
2018-03-01 $324,815 (14.6%) $443,036 (7.2%) 1.14 21,476
2018-04-01 $336,883 (12.9%) $460,539 (8.8%) 1.14 22,027
2018-05-01 $339,450 (13.2%) $460,893 (8.3%) 1.13 22,849
2018-06-01 $339,900 (13.3%) $458,975 (8.6%) 1.13 23,823
2018-07-01 $329,792 (10.5%) $443,449 (7.3%) 1.10 25,494
2018-08-01 $325,000 (10.2%) $442,694 (7.7%) 1.09 25,883
2018-09-01 $324,348 (9.6%) $432,447 (5.8%) 1.09 26,306
2018-10-01 $315,748 (6.3%) $430,111 (4.4%) 1.07 28,359
2018-11-01 $315,350 (5.6%) $434,424 (5.1%) 1.07 28,029
2018-12-01 $313,482 (4.5%) $432,051 (4.1%) 1.08 27,130
2019-01-01 $309,900 (2.5%) $428,642 (1.8%) 1.07 25,482
2019-02-01 $319,450 (2.4%) $440,069 (2.1%) 1.08 25,215
2019-03-01 $319,900 (-1.5%) $433,210 (-2.2%) 1.07 27,345
2019-04-01 $325,000 (-3.5%) $437,672 (-5.0%) 1.03 28,309
2019-05-01 $329,900 (-2.8%) $441,703 (-4.2%) 1.03 29,102
2019-06-01 $325,000 (-4.4%) $437,906 (-4.6%) 1.02 29,612
2019-07-01 $324,945 (-1.5%) $432,838 (-2.4%) 1.02 30,411
2019-08-01 $325,000 (0.0%) $431,513 (-2.5%) 1.02 29,764
2019-09-01 $324,868 (0.2%) $430,870 (-0.4%) 1.02 27,645
2019-10-01 $318,500 (0.9%) $422,924 (-1.7%) 1.03 28,518
2019-11-01 $322,000 (2.1%) $431,986 (-0.6%) 1.06 26,123
2019-12-01 $318,138 (1.5%) $430,252 (-0.4%) 1.06 24,346
2020-01-01 $316,745 (2.2%) $429,708 (0.3%) 1.06 22,408
2020-02-01 $320,000 (0.2%) $438,333 (-0.4%) 1.05 21,483
2020-03-01 $329,450 (3.0%) $447,159 (3.2%) 1.03 21,532
2020-04-01 $325,000 (0.0%) $438,763 (0.3%) 1.02 23,442
2020-05-01 $334,900 (1.5%) $451,906 (2.3%) 1.02 23,110
2020-06-01 $345,450 (6.3%) $467,669 (6.8%) 1.02 20,975
2020-07-01 $349,950 (7.7%) $482,068 (11.4%) 1.01 18,878
2020-08-01 $350,000 (7.7%) $486,746 (12.8%) 1.00 17,542
2020-09-01 $351,019 (8.1%) $492,500 (14.3%) 1.01 16,262
2020-10-01 $353,968 (11.1%) $498,954 (18.0%) 1.01 15,854
2020-11-01 $350,858 (9.0%) $503,703 (16.6%) 1.03 14,447
2020-12-01 $349,950 (10.0%) $500,998 (16.4%) 1.04 12,883
2021-01-01 $350,000 (10.5%) $509,465 (18.6%) 1.04 11,157
2021-02-01 $359,900 (12.5%) $526,918 (20.2%) 1.05 9,430
2021-03-01 $366,900 (11.4%) $534,957 (19.6%) 1.04 8,992
2021-04-01 $382,500 (17.7%) $549,817 (25.3%) 1.04 8,979
2021-05-01 $389,900 (16.4%) $565,458 (25.1%) 1.04 9,127
2021-06-01 $394,900 (14.3%) $557,693 (19.3%) 1.04 9,960
2021-07-01 $399,900 (14.3%) $564,165 (17.0%) 1.06 11,271
2021-08-01 $395,350 (13.0%) $552,265 (13.5%) 1.05 11,644
2021-09-01 $396,750 (13.0%) $552,536 (12.2%) 1.06 11,687
2021-10-01 $393,900 (11.3%) $549,472 (10.1%) 1.05 11,322
2021-11-01 $394,995 (12.6%) $550,149 (9.2%) 1.06 11,070
2021-12-01 $390,000 (11.4%) $549,678 (9.7%) 1.06 10,498
2022-01-01 $389,900 (11.4%) $555,811 (9.1%) 1.05 8,664
2022-02-01 $391,495 (8.8%) $576,574 (9.4%) 1.02 7,773
2022-03-01 $399,450 (8.9%) $576,317 (7.7%) 1.00 7,810
2022-04-01 $415,000 (8.5%) $595,112 (8.2%) 0.99 8,140
2022-05-01 $429,950 (10.3%) $607,096 (7.4%) 0.98 10,019
2022-06-01 $449,000 (13.7%) $617,596 (10.7%) 1.00 12,122
2022-07-01 $439,000 (9.8%) $595,969 (5.6%) 0.99 15,519
2022-08-01 $425,000 (7.5%) $580,982 (5.2%) 0.98 16,821
2022-09-01 $419,945 (5.9%) $566,281 (2.5%) 0.98 17,126
2022-10-01 $413,500 (5.0%) $553,501 (0.7%) 0.97 18,156
2022-11-01 $402,995 (2.0%) $550,383 (0.0%) 0.97 18,191
2022-12-01 $399,900 (2.5%) $544,372 (-1.0%) 0.99 17,015
2023-01-01 $399,900 (2.6%) $550,276 (-1.0%) 0.99 15,108
2023-02-01 $399,945 (2.2%) $560,562 (-2.8%) 0.96 14,034
2023-03-01 $409,519 (2.5%) $574,537 (-0.3%) 0.96 13,278
2023-04-01 $425,000 (2.4%) $605,128 (1.7%) 0.99 12,507
Atlanta's median listing price for 2023-04-01 was $425,000, a difference of $10,000 (2.4%) versus the prior year and $15,481 versus the prior month.

Atlanta's median listing price comes in at 99% of the national average.

Atlanta's average listing price for 2023-04-01 was $605,128, a difference of $10,016 (1.7%) versus the prior year and $30,591 versus the prior month.

For the 2023-04-01 period, Atlanta had 12,507 MLS listings, a difference of -771 listings (-6%) versus the prior month and 4,367 listings (54%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Atlanta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 74 days 2,578 sqft
2018-02-01 65 days 2,602 sqft
2018-03-01 49 days 2,641 sqft
2018-04-01 47 days 2,705 sqft
2018-05-01 47 days 2,695 sqft
2018-06-01 49 days 2,672 sqft
2018-07-01 50 days 2,625 sqft
2018-08-01 52 days 2,596 sqft
2018-09-01 54 days 2,584 sqft
2018-10-01 58 days 2,541 sqft
2018-11-01 59 days 2,539 sqft
2018-12-01 67 days 2,516 sqft
2019-01-01 72 days 2,481 sqft
2019-02-01 63 days 2,472 sqft
2019-03-01 54 days 2,512 sqft
2019-04-01 51 days 2,554 sqft
2019-05-01 52 days 2,589 sqft
2019-06-01 54 days 2,571 sqft
2019-07-01 58 days 2,533 sqft
2019-08-01 64 days 2,540 sqft
2019-09-01 67 days 2,537 sqft
2019-10-01 61 days 2,461 sqft
2019-11-01 64 days 2,440 sqft
2019-12-01 73 days 2,411 sqft
2020-01-01 73 days 2,405 sqft
2020-02-01 64 days 2,417 sqft
2020-03-01 52 days 2,426 sqft
2020-04-01 53 days 2,402 sqft
2020-05-01 59 days 2,407 sqft
2020-06-01 58 days 2,420 sqft
2020-07-01 60 days 2,424 sqft
2020-08-01 59 days 2,404 sqft
2020-09-01 56 days 2,347 sqft
2020-10-01 54 days 2,310 sqft
2020-11-01 58 days 2,265 sqft
2020-12-01 64 days 2,224 sqft
2021-01-01 60 days 2,206 sqft
2021-02-01 46 days 2,187 sqft
2021-03-01 40 days 2,199 sqft
2021-04-01 37 days 2,245 sqft
2021-05-01 36 days 2,236 sqft
2021-06-01 35 days 2,254 sqft
2021-07-01 35 days 2,240 sqft
2021-08-01 39 days 2,224 sqft
2021-09-01 43 days 2,202 sqft
2021-10-01 46 days 2,171 sqft
2021-11-01 44 days 2,174 sqft
2021-12-01 49 days 2,153 sqft
2022-01-01 52 days 2,130 sqft
2022-02-01 37 days 2,113 sqft
2022-03-01 34 days 2,113 sqft
2022-04-01 32 days 2,180 sqft
2022-05-01 30 days 2,237 sqft
2022-06-01 27 days 2,309 sqft
2022-07-01 30 days 2,300 sqft
2022-08-01 37 days 2,274 sqft
2022-09-01 42 days 2,265 sqft
2022-10-01 45 days 2,249 sqft
2022-11-01 50 days 2,231 sqft
2022-12-01 60 days 2,200 sqft
2023-01-01 66 days 2,187 sqft
2023-02-01 52 days 2,183 sqft
2023-03-01 47 days 2,213 sqft
2023-04-01 45 days 2,257 sqft
Atlanta's median listing age (time on market) for 2023-04-01 was 45 days. This is 41% longer than the same period one year ago.

Atlanta's median square footage for active listings during the 2023-04-01 period was 2,257 sqft. One year prior, the average listing was 2,180 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.