Warner Robins VA Loan Rates, Closing Costs & Stats
WARNER ROBINS, GA
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Warner Robins's 115 lenders originated 1,071 VA loans during 2023. The total origination value was $321,095,000, with an average VA loan value of $299,809.
Warner Robins VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Warner Robins
averaged
6.25%
for the week of 2024-12-06, compared to the national average (all VA variants) of
6.143% for the same period.
Warner Robins's average VA mortgage closing costs are $5,512.
The average rate for the prior week (2024-11-29) was
6.15% and
one month ago for the week of 2024-11-01, the
average rate was 6.41%.
The average rate one year ago was 6.76%.
For refis of the same type during the week of 2024-12-06, the average rate
was 5.79%.
Warner Robins VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Warner Robins level.
The top Warner Robins VA lender as defined by loan originations is Mortgage Research Center, LLC, with
153 VA loans originated. Their average total fees are
$5,713, which is $3,240
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Warner Robins VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($5,713), MORTGAGE SOLUTIONS OF COLORADO, LLC ($5,741), Colony Bank ($6,068), Ameris Bank ($6,230) and DHI MORTGAGE COMPANY, LTD. ($6,550).
The lowest rate Warner Robins VA lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.43%), PENNYMAC LOAN SERVICES, LLC (5.54%), PENTAGON FEDERAL CREDIT UNION (5.55%), NAVY FEDERAL CREDIT UNION (5.68%) and INSPIRE HOME LOANS INC. (5.70%).
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Warner Robins (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $206,547 (28.1%) | $209,250 (13.4%) | 0.77 | 753 |
2018-02-01 | $212,500 (28.9%) | $214,155 (15.2%) | 0.77 | 779 |
2018-03-01 | $214,350 (26.5%) | $215,839 (13.4%) | 0.75 | 780 |
2018-04-01 | $218,894 (22.9%) | $218,506 (11.0%) | 0.74 | 766 |
2018-05-01 | $219,500 (18.7%) | $220,858 (8.1%) | 0.73 | 771 |
2018-06-01 | $216,888 (14.5%) | $218,416 (5.4%) | 0.72 | 816 |
2018-07-01 | $216,644 (11.2%) | $218,970 (4.5%) | 0.72 | 863 |
2018-08-01 | $211,563 (11.0%) | $216,572 (3.7%) | 0.71 | 890 |
2018-09-01 | $210,250 (7.5%) | $211,864 (1.9%) | 0.71 | 858 |
2018-10-01 | $214,163 (8.2%) | $213,473 (3.5%) | 0.73 | 852 |
2018-11-01 | $218,638 (12.0%) | $218,846 (7.1%) | 0.74 | 874 |
2018-12-01 | $218,772 (10.0%) | $217,429 (5.7%) | 0.75 | 818 |
2019-01-01 | $218,763 (5.9%) | $213,332 (2.0%) | 0.76 | 773 |
2019-02-01 | $217,963 (2.6%) | $212,970 (-0.6%) | 0.74 | 759 |
2019-03-01 | $212,064 (-1.1%) | $214,072 (-0.8%) | 0.69 | 768 |
2019-04-01 | $208,150 (-4.9%) | $217,076 (-0.7%) | 0.66 | 808 |
2019-05-01 | $199,950 (-8.9%) | $215,426 (-2.5%) | 0.62 | 813 |
2019-06-01 | $215,000 (-0.9%) | $221,906 (1.6%) | 0.67 | 748 |
2019-07-01 | $212,200 (-2.1%) | $221,137 (1.0%) | 0.66 | 750 |
2019-08-01 | $215,264 (1.8%) | $224,195 (3.5%) | 0.68 | 760 |
2019-09-01 | $219,559 (4.4%) | $226,565 (6.9%) | 0.70 | 767 |
2019-10-01 | $218,473 (2.0%) | $227,233 (6.5%) | 0.70 | 744 |
2019-11-01 | $213,000 (-2.6%) | $223,218 (2.0%) | 0.70 | 694 |
2019-12-01 | $218,837 (0.0%) | $230,499 (6.0%) | 0.73 | 649 |
2020-01-01 | $218,060 (-0.3%) | $226,775 (6.3%) | 0.73 | 636 |
2020-02-01 | $217,450 (-0.2%) | $225,746 (6.0%) | 0.71 | 618 |
2020-03-01 | $214,925 (1.4%) | $228,632 (6.8%) | 0.67 | 586 |
2020-04-01 | $215,000 (3.3%) | $229,869 (5.9%) | 0.67 | 539 |
2020-05-01 | $226,450 (13.3%) | $233,992 (8.6%) | 0.69 | 510 |
2020-06-01 | $235,395 (9.5%) | $238,352 (7.4%) | 0.69 | 427 |
2020-07-01 | $238,400 (12.4%) | $242,885 (9.8%) | 0.69 | 384 |
2020-08-01 | $231,955 (7.8%) | $240,039 (7.1%) | 0.66 | 383 |
2020-09-01 | $241,866 (10.2%) | $248,675 (9.8%) | 0.69 | 346 |
2020-10-01 | $239,000 (9.4%) | $254,792 (12.1%) | 0.68 | 314 |
2020-11-01 | $233,446 (9.6%) | $249,920 (12.0%) | 0.68 | 302 |
2020-12-01 | $236,641 (8.1%) | $252,897 (9.7%) | 0.70 | 295 |
2021-01-01 | $243,840 (11.8%) | $265,517 (17.1%) | 0.73 | 249 |
2021-02-01 | $252,710 (16.2%) | $273,611 (21.2%) | 0.74 | 218 |
2021-03-01 | $267,500 (24.5%) | $282,985 (23.8%) | 0.76 | 197 |
2021-04-01 | $277,425 (29.0%) | $299,073 (30.1%) | 0.75 | 197 |
2021-05-01 | $282,450 (24.7%) | $294,037 (25.7%) | 0.75 | 212 |
2021-06-01 | $294,950 (25.3%) | $305,666 (28.2%) | 0.78 | 249 |
2021-07-01 | $274,450 (15.1%) | $296,435 (22.1%) | 0.72 | 307 |
2021-08-01 | $256,680 (10.7%) | $281,196 (17.2%) | 0.68 | 319 |
2021-09-01 | $274,950 (13.7%) | $288,225 (15.9%) | 0.73 | 332 |
2021-10-01 | $255,486 (6.9%) | $280,443 (10.1%) | 0.68 | 380 |
2021-11-01 | $263,129 (12.7%) | $290,150 (16.1%) | 0.70 | 365 |
2021-12-01 | $267,652 (13.1%) | $286,151 (13.2%) | 0.73 | 320 |
2022-01-01 | $278,080 (14.0%) | $289,639 (9.1%) | 0.75 | 305 |
2022-02-01 | $288,765 (14.3%) | $305,484 (11.7%) | 0.75 | 288 |
2022-03-01 | $299,167 (11.8%) | $312,473 (10.4%) | 0.75 | 289 |
2022-04-01 | $287,995 (3.8%) | $308,240 (3.1%) | 0.69 | 289 |
2022-05-01 | $295,250 (4.5%) | $313,389 (6.6%) | 0.67 | 349 |
2022-06-01 | $305,653 (3.6%) | $316,683 (3.6%) | 0.68 | 407 |
2022-07-01 | $323,036 (17.7%) | $337,969 (14.0%) | 0.73 | 426 |
2022-08-01 | $324,484 (26.4%) | $333,742 (18.7%) | 0.75 | 428 |
2022-09-01 | $321,255 (16.8%) | $326,607 (13.3%) | 0.75 | 434 |
2022-10-01 | $321,915 (26.0%) | $328,522 (17.1%) | 0.76 | 470 |
2022-11-01 | $319,900 (21.6%) | $319,328 (10.1%) | 0.77 | 520 |
2022-12-01 | $315,000 (17.7%) | $318,784 (11.4%) | 0.78 | 533 |
2023-01-01 | $310,293 (11.6%) | $328,148 (13.3%) | 0.77 | 506 |
2023-02-01 | $307,500 (6.5%) | $328,117 (7.4%) | 0.74 | 499 |
2023-03-01 | $302,828 (1.2%) | $325,765 (4.3%) | 0.71 | 495 |
2023-04-01 | $298,961 (3.8%) | $322,568 (4.7%) | 0.70 | 529 |
2023-05-01 | $301,300 (2.1%) | $332,156 (6.0%) | 0.68 | 533 |
2023-06-01 | $312,175 (2.1%) | $327,983 (3.6%) | 0.70 | 519 |
2023-07-01 | $310,000 (-4.0%) | $326,097 (-3.5%) | 0.70 | 492 |
2023-08-01 | $306,225 (-5.6%) | $324,628 (-2.7%) | 0.70 | 488 |
2023-09-01 | $307,900 (-4.2%) | $324,672 (-0.6%) | 0.72 | 511 |
2023-10-01 | $299,048 (-7.1%) | $317,782 (-3.3%) | 0.70 | 583 |
2023-11-01 | $299,023 (-6.5%) | $320,007 (0.2%) | 0.71 | 635 |
2023-12-01 | $296,690 (-5.8%) | $315,189 (-1.1%) | 0.72 | 650 |
2024-01-01 | $295,970 (-4.6%) | $313,577 (-4.4%) | 0.72 | 603 |
2024-02-01 | $294,270 (-4.3%) | $311,311 (-5.1%) | 0.71 | 593 |
2024-03-01 | $294,453 (-2.8%) | $313,737 (-3.7%) | 0.69 | 588 |
2024-04-01 | $299,575 (0.2%) | $324,886 (0.7%) | 0.70 | 533 |
2024-05-01 | $310,425 (3.0%) | $331,748 (-0.1%) | 0.70 | 525 |
2024-06-01 | $314,900 (0.9%) | $344,068 (4.9%) | 0.71 | 524 |
2024-07-01 | $315,623 (1.8%) | $341,967 (4.9%) | 0.72 | 529 |
2024-08-01 | $309,490 (1.1%) | $332,918 (2.6%) | 0.72 | 549 |
2024-09-01 | $299,950 (-2.6%) | $330,727 (1.9%) | 0.71 | 572 |
2024-10-01 | $296,918 (-0.7%) | $326,410 (2.7%) | 0.70 | 547 |
2024-11-01 | $295,000 (-1.4%) | $321,536 (0.5%) | 0.00 | 559 |
Warner Robins's median listing price comes in at 0% of the national average.
Warner Robins's average listing price for 2024-11-01 was $321,536, a difference of $1,529 (0.5%) versus the prior year and $-4,874 versus the prior month.
For the 2024-11-01 period, Warner Robins had 559 MLS listings, a difference of 12 listings (2%) versus the prior month and -76 listings (-12%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Warner Robins (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 80 days | 2,268 sqft |
2018-02-01 | 66 days | 2,298 sqft |
2018-03-01 | 54 days | 2,316 sqft |
2018-04-01 | 60 days | 2,343 sqft |
2018-05-01 | 66 days | 2,364 sqft |
2018-06-01 | 68 days | 2,352 sqft |
2018-07-01 | 63 days | 2,327 sqft |
2018-08-01 | 60 days | 2,318 sqft |
2018-09-01 | 72 days | 2,321 sqft |
2018-10-01 | 82 days | 2,322 sqft |
2018-11-01 | 83 days | 2,346 sqft |
2018-12-01 | 92 days | 2,331 sqft |
2019-01-01 | 97 days | 2,307 sqft |
2019-02-01 | 83 days | 2,295 sqft |
2019-03-01 | 71 days | 2,305 sqft |
2019-04-01 | 58 days | 2,327 sqft |
2019-05-01 | 60 days | 2,307 sqft |
2019-06-01 | 58 days | 2,326 sqft |
2019-07-01 | 59 days | 2,294 sqft |
2019-08-01 | 60 days | 2,311 sqft |
2019-09-01 | 62 days | 2,317 sqft |
2019-10-01 | 65 days | 2,299 sqft |
2019-11-01 | 69 days | 2,246 sqft |
2019-12-01 | 74 days | 2,277 sqft |
2020-01-01 | 75 days | 2,262 sqft |
2020-02-01 | 68 days | 2,278 sqft |
2020-03-01 | 60 days | 2,221 sqft |
2020-04-01 | 62 days | 2,192 sqft |
2020-05-01 | 66 days | 2,270 sqft |
2020-06-01 | 58 days | 2,348 sqft |
2020-07-01 | 49 days | 2,372 sqft |
2020-08-01 | 39 days | 2,305 sqft |
2020-09-01 | 51 days | 2,339 sqft |
2020-10-01 | 50 days | 2,283 sqft |
2020-11-01 | 42 days | 2,263 sqft |
2020-12-01 | 46 days | 2,246 sqft |
2021-01-01 | 54 days | 2,330 sqft |
2021-02-01 | 46 days | 2,360 sqft |
2021-03-01 | 28 days | 2,415 sqft |
2021-04-01 | 31 days | 2,477 sqft |
2021-05-01 | 29 days | 2,486 sqft |
2021-06-01 | 26 days | 2,515 sqft |
2021-07-01 | 30 days | 2,471 sqft |
2021-08-01 | 49 days | 2,358 sqft |
2021-09-01 | 41 days | 2,306 sqft |
2021-10-01 | 34 days | 2,142 sqft |
2021-11-01 | 47 days | 2,234 sqft |
2021-12-01 | 60 days | 2,246 sqft |
2022-01-01 | 55 days | 2,178 sqft |
2022-02-01 | 43 days | 2,143 sqft |
2022-03-01 | 46 days | 2,202 sqft |
2022-04-01 | 36 days | 2,161 sqft |
2022-05-01 | 23 days | 1,985 sqft |
2022-06-01 | 32 days | 2,087 sqft |
2022-07-01 | 43 days | 2,250 sqft |
2022-08-01 | 48 days | 2,267 sqft |
2022-09-01 | 53 days | 2,184 sqft |
2022-10-01 | 54 days | 2,246 sqft |
2022-11-01 | 54 days | 2,193 sqft |
2022-12-01 | 59 days | 2,199 sqft |
2023-01-01 | 64 days | 2,183 sqft |
2023-02-01 | 51 days | 2,177 sqft |
2023-03-01 | 47 days | 2,119 sqft |
2023-04-01 | 44 days | 1,980 sqft |
2023-05-01 | 51 days | 2,205 sqft |
2023-06-01 | 49 days | 2,301 sqft |
2023-07-01 | 56 days | 2,186 sqft |
2023-08-01 | 45 days | 2,153 sqft |
2023-09-01 | 46 days | 2,159 sqft |
2023-10-01 | 42 days | 2,043 sqft |
2023-11-01 | 47 days | 2,021 sqft |
2023-12-01 | 57 days | 2,009 sqft |
2024-01-01 | 62 days | 1,972 sqft |
2024-02-01 | 47 days | 1,951 sqft |
2024-03-01 | 45 days | 1,947 sqft |
2024-04-01 | 47 days | 1,969 sqft |
2024-05-01 | 44 days | 2,056 sqft |
2024-06-01 | 46 days | 2,107 sqft |
2024-07-01 | 47 days | 2,138 sqft |
2024-08-01 | 51 days | 2,062 sqft |
2024-09-01 | 48 days | 2,047 sqft |
2024-10-01 | 53 days | 2,006 sqft |
2024-11-01 | 0 days | 2,000 sqft |
Warner Robins's median square footage for active listings during the 2024-11-01 period was 2,000 sqft. One year prior, the average listing was 2,021 sqft.