Pennian Bank Mortgage Rates, Fees & InfoMifflintown, PA
Tax ID: 23-0873877
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewPennian Bank is a smaller bank specializing in Home Purchase loans. Pennian Bank has a high proportion of conventional loans. Their top markets by origination volume include: Harrisburg, York, Chambersburg, Lancaster, and Lewistown among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)
Pennian Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$65,575,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|HARRISBURG-CARLISLE, PA (FHA|USDA|VA)||107||$35,305,000||$329,953||$0||0.00%|
|YORK-HANOVER, PA (FHA|USDA|VA)||30||$11,870,000||$395,667||$0||0.00%|
|Outside of Metro Areas||58||$8,900,000||$153,448||$0||0.00%|
|CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA)||16||$4,160,000||$260,000||$0||0.00%|
|LANCASTER, PA (FHA|USDA|VA)||9||$2,245,000||$249,444||$0||0.00%|
|Lewistown, PA (FHA|USDA|VA)||5||$835,000||$167,000||$0||0.00%|
|GETTYSBURG, PA (FHA|USDA|VA)||6||$790,000||$131,667||$0||0.00%|
|STATE COLLEGE, PA (FHA|USDA|VA)||1||$505,000||$505,000||$0||0.00%|
|Selinsgrove, PA (FHA|USDA|VA)||3||$435,000||$145,000||$0||0.00%|
|Sunbury, PA (FHA|USDA|VA)||1||$215,000||$215,000||$0||0.00%|
|LEBANON, PA (FHA|USDA|VA)||1||$205,000||$205,000||$0||0.00%|
|BLOOMSBURG-BERWICK, PA (FHA|USDA|VA)||1||$85,000||$85,000||$0||0.00%|
|Lock Haven, PA (FHA|USDA|VA)||1||$25,000||$25,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Pennian Bank's most frequently originated type of loan was Conventional, with 239 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Pennian Bank's most frequently cited loan purpose was Home Purchase, with 181 originations. The 2nd most popular reason was Refi, with 47 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Pennian Bank's most frequently cited loan duration was Other, with 239 originations.
2022 saw Pennian Bank place emphasis on $100k-200k loans with 114 originations, totaling $16,680,000 in origination value.
Pennian Bank lent most frequently to those with incomes in the $50k-75k range, with 30 originations. The second most popular income band? $100k-150k, with 22 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Pennian Bank lent most frequently to those with DTI ratios of Exempt%, with 239 originations.
Approval RatesTotal approvals of all applications
Pennian Bank has an average approval rate.
Pick RateApprovals leading to origination
Pennian Bank has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|