Selinsgrove Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Selinsgrove averaged
6.08%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
5.98% and
one month ago for the week of 2024-09-05, the
average rate was 6.31%.
Selinsgrove's average rate one year ago was 7.35%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.42%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Selinsgrove 30 Year Fixed Rate | 2024-10-10 | 6.08% |
Selinsgrove 30 Year Fixed Rate Refi | 2024-10-10 | 6.42% |
Selinsgrove 15 Year Fixed Rate | 2024-10-10 | 5.31% |
Selinsgrove 15 Year Fixed Rate Refi | 2024-10-10 | 5.91% |
Selinsgrove 30 Year FHA | 2024-10-10 | 6.1% |
Selinsgrove 30 Year FHA Refi | 2024-10-10 | 6.2% |
Selinsgrove 30 Year USDA | 2024-10-10 | 5.88% |
Selinsgrove 30 Year USDA Refi | 2024-10-10 | 5.88% |
Selinsgrove 30 Year VA | 2024-10-10 | 6.05% |
Selinsgrove 30 Year VA Refi | 2024-10-10 | 5.85% |
Selinsgrove Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Selinsgrove, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Selinsgrove Average Closing Costs & Other Stats
Selinsgrove, PA's 33 lenders originated 464
loans during 2023. The total origination value was $63,950,000, with an average loan value of
$137,823.
Selinsgrove's average closing costs are $5,550.
The top Selinsgrove lender as defined by loan originations is QUICKEN LOANS, LLC, with
13 loans originated. Their average total fees are
$6,110, which is $1,037
higher than the next largest lender,
Fulton Bank.
The lowest fee Selinsgrove lenders (with over 10 loans originated) are
Fulton Bank ($5,073), QUICKEN LOANS, LLC ($6,110), .
The lowest rate Selinsgrove lenders (with over 10 loans originated) are
Fulton Bank (6.83%), QUICKEN LOANS, LLC (6.86%), .
Selinsgrove, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
Fulton Bank | $10,720,000 | $7,865,000 | -26.6% | 12.3% |
Susquehanna Community Bank | $9,640,000 | $7,420,000 | -23.0% | 11.6% |
QUICKEN LOANS, LLC | $7,780,000 | $6,130,000 | -21.2% | 9.6% |
Mifflinburg Bank and Trust Company | $5,680,000 | $6,120,000 | 7.7% | 9.6% |
PENNSYLVANIA STATE EMPLOYEES Credit Union | $6,220,000 | $3,840,000 | -38.3% | 6.0% |
First National Bank of Pennsylvania | $6,715,000 | $3,705,000 | -44.8% | 5.8% |
SERVICE 1ST | $930,000 | $2,120,000 | 128.0% | 3.3% |
UNITED WHOLESALE MORTGAGE, LLC | $1,545,000 | $1,600,000 | 3.6% | 2.5% |
Mortgage America, Inc. | $1,120,000 | $1,450,000 | 29.5% | 2.3% |
Waterstone Mortgage Corporation | $685,000 | $1,280,000 | 86.9% | 2.0% |
Mortgage Research Center, LLC | $1,260,000 | $1,255,000 | -0.4% | 2.0% |
Members Choice Financial Credit Union | $1,125,000 | n/a | 1.8% | |
M&T Bank | $3,515,000 | $1,080,000 | -69.3% | 1.7% |
First Columbia Bank & Trust Co. | $1,100,000 | $940,000 | -14.5% | 1.5% |
LOANDEPOT.COM, LLC | $1,275,000 | $865,000 | -32.2% | 1.4% |
NAVY FEDERAL CREDIT UNION | $735,000 | $850,000 | 15.6% | 1.3% |
Truist | $2,350,000 | $810,000 | -65.5% | 1.3% |
UNB Bank | $805,000 | n/a | 1.3% | |
Jersey Shore State Bank | $1,235,000 | $795,000 | -35.6% | 1.2% |
MidAtlantic Farm Credit, ACA | $1,425,000 | $785,000 | -44.9% | 1.2% |
The Ephrata National Bank | $560,000 | $780,000 | 39.3% | 1.2% |
FIRST HERITAGE FINANCIAL, LLC | $1,985,000 | $740,000 | -62.7% | 1.2% |
Citizens Bank | $565,000 | $715,000 | 26.5% | 1.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $635,000 | $650,000 | 2.4% | 1.0% |
MEMBERS 1ST FEDERAL CREDIT UNION | $510,000 | $620,000 | 21.6% | 1.0% |
BROKER SOLUTIONS, INC. | $495,000 | $495,000 | 0.0% | 0.8% |
U.S. Bank | $505,000 | $465,000 | -7.9% | 0.7% |
LIBERTY HOME MORTGAGE CORPORATION | $365,000 | $450,000 | 23.3% | 0.7% |
AMERISAVE MORTGAGE CORPORATION | $525,000 | $415,000 | -21.0% | 0.6% |
ALLIED MORTGAGE GROUP, INC. | $505,000 | $410,000 | -18.8% | 0.6% |
Kish Bank | $655,000 | $395,000 | -39.7% | 0.6% |
CROSSCOUNTRY MORTGAGE, LLC | $260,000 | $385,000 | 48.1% | 0.6% |
Keystone Funding, Inc. | $385,000 | n/a | 0.6% | |
RELIANCE FIRST CAPITAL, LLC | $320,000 | n/a | 0.5% | |
BELCO COMMUNITY CREDIT UNION | $85,000 | $305,000 | 258.8% | 0.5% |
NFM, INC. | $275,000 | n/a | 0.4% | |
FREEDOM MORTGAGE CORPORATION | $535,000 | $235,000 | -56.1% | 0.4% |
CHURCHILL MORTGAGE CORPORATION | $225,000 | n/a | 0.4% | |
CONTOUR MORTGAGE CORPORATION | $225,000 | n/a | 0.4% | |
POLICE & FIRE | $25,000 | $215,000 | 760.0% | 0.3% |
The Juniata Valley Bank | $1,080,000 | $215,000 | -80.1% | 0.3% |
USAA Federal Savings Bank | $1,010,000 | $215,000 | -78.7% | 0.3% |
The Muncy Bank and Trust Company | $555,000 | $210,000 | -62.2% | 0.3% |
Carrington Mortgage Services, LLC | $205,000 | n/a | 0.3% | |
EMM LOANS LLC | $195,000 | n/a | 0.3% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $195,000 | n/a | 0.3% | |
PENNYMAC LOAN SERVICES, LLC | $625,000 | $195,000 | -68.8% | 0.3% |
ZILLOW HOME LOANS, LLC | $580,000 | $195,000 | -66.4% | 0.3% |
Century Mortgage Company DBA Century Lending Company | $185,000 | n/a | 0.3% | |
AMERICAN FINANCIAL RESOURCES, INC. | $175,000 | n/a | 0.3% | |
Prosperity Home Mortgage, LLC | $175,000 | n/a | 0.3% | |
First Commonwealth Bank | $520,000 | $165,000 | -68.3% | 0.3% |
Wilmington Savings Fund Society, FSB | $165,000 | n/a | 0.3% | |
GUARANTEED RATE AFFINITY, LLC | $355,000 | $145,000 | -59.2% | 0.2% |
JPMorgan Chase Bank | $450,000 | $145,000 | -67.8% | 0.2% |
The Federal Savings Bank | $275,000 | $145,000 | -47.3% | 0.2% |
GUARANTEED RATE, INC. | $135,000 | n/a | 0.2% | |
Barrington Bank & Trust Company, N.A. | $135,000 | $125,000 | -7.4% | 0.2% |
First Keystone Community Bank | $1,130,000 | $115,000 | -89.8% | 0.2% |
Discover Bank | $75,000 | $110,000 | 46.7% | 0.2% |
Empower Federal Credit Union | $105,000 | n/a | 0.2% | |
RUOFF MORTGAGE COMPANY, INC. | $105,000 | n/a | 0.2% | |
Third Federal Savings and Loan Association of Cleveland | $85,000 | n/a | 0.1% | |
GUILD MORTGAGE COMPANY | $255,000 | $75,000 | -70.6% | 0.1% |
Secured Investment Corp. | $75,000 | n/a | 0.1% | |
AMERICAN HERITAGE FCU | $65,000 | n/a | 0.1% | |
CNB Bank | $65,000 | n/a | 0.1% | |
PNC Bank | $400,000 | $55,000 | -86.3% | 0.1% |
Coastal Community Bank | $45,000 | n/a | 0.1% | |
Orrstown Bank | $365,000 | $35,000 | -90.4% | 0.1% |
Diamond Credit Union | $25,000 | n/a | 0.0% |
Selinsgrove's top lender by overall market share is Fulton Bank, with 12.3% market share. In second place, with 11.6%, is Susquehanna Community Bank, having originated $7,420,000 in loans. In third place, with 9.6%, is QUICKEN LOANS, LLC, having originated $6,130,000 in loans. In fourth place, with 9.6%, is Mifflinburg Bank and Trust Company, having originated $6,120,000 in loans. In fifth place, with 6.0%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $3,840,000 in loans.
Selinsgrove Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Selinsgrove (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $197,704 (7.4%) | $243,323 (10.1%) | 0.00 | 105 |
2018-02-01 | $189,900 (2.7%) | $242,887 (9.2%) | 0.00 | 105 |
2018-03-01 | $189,900 (5.8%) | $236,599 (10.4%) | 0.00 | 105 |
2018-04-01 | $198,827 (11.1%) | $237,357 (8.8%) | 0.00 | 113 |
2018-05-01 | $201,425 (12.5%) | $229,575 (4.1%) | 0.00 | 114 |
2018-06-01 | $202,900 (6.9%) | $229,326 (2.8%) | 0.00 | 124 |
2018-07-01 | $207,400 (9.2%) | $228,292 (3.7%) | 0.00 | 132 |
2018-08-01 | $207,650 (9.4%) | $229,315 (3.4%) | 0.00 | 135 |
2018-09-01 | $202,900 (6.9%) | $234,704 (4.2%) | 0.00 | 128 |
2018-10-01 | $204,375 (9.0%) | $238,905 (1.7%) | 0.00 | 120 |
2018-11-01 | $193,654 (-2.3%) | $229,349 (-6.7%) | 0.00 | 118 |
2018-12-01 | $189,400 (-4.2%) | $228,277 (-3.5%) | 0.00 | 121 |
2019-01-01 | $183,950 (-7.0%) | $209,795 (-13.8%) | 0.00 | 112 |
2019-02-01 | $188,650 (-0.7%) | $219,150 (-9.8%) | 0.00 | 111 |
2019-03-01 | $199,477 (5.0%) | $226,683 (-4.2%) | 0.00 | 113 |
2019-04-01 | $210,925 (6.1%) | $229,484 (-3.3%) | 0.00 | 119 |
2019-05-01 | $214,900 (6.7%) | $236,908 (3.2%) | 0.00 | 123 |
2019-06-01 | $200,000 (-1.4%) | $226,004 (-1.5%) | 0.00 | 110 |
2019-07-01 | $199,425 (-3.9%) | $223,348 (-2.2%) | 0.00 | 110 |
2019-08-01 | $197,526 (-4.9%) | $250,175 (9.1%) | 0.00 | 111 |
2019-09-01 | $195,391 (-3.7%) | $286,285 (22.0%) | 0.00 | 102 |
2019-10-01 | $196,242 (-4.0%) | $311,908 (30.6%) | 0.00 | 97 |
2019-11-01 | $189,900 (-1.9%) | $302,249 (31.8%) | 0.00 | 100 |
2019-12-01 | $191,200 (1.0%) | $296,983 (30.1%) | 0.00 | 88 |
2020-01-01 | $196,200 (6.7%) | $302,867 (44.4%) | 0.00 | 82 |
2020-02-01 | $196,200 (4.0%) | $308,140 (40.6%) | 0.00 | 73 |
2020-03-01 | $194,600 (-2.4%) | $301,343 (32.9%) | 0.00 | 70 |
2020-04-01 | $191,050 (-9.4%) | $254,849 (11.1%) | 0.00 | 70 |
2020-05-01 | $198,000 (-7.9%) | $263,426 (11.2%) | 0.00 | 64 |
2020-06-01 | $202,700 (1.4%) | $274,234 (21.3%) | 0.00 | 61 |
2020-07-01 | $206,450 (3.5%) | $282,205 (26.4%) | 0.00 | 58 |
2020-08-01 | $219,900 (11.3%) | $301,558 (20.5%) | 0.00 | 48 |
2020-09-01 | $222,450 (13.9%) | $297,709 (4.0%) | 0.00 | 50 |
2020-10-01 | $219,900 (12.1%) | $281,849 (-9.6%) | 0.00 | 44 |
2020-11-01 | $219,900 (15.8%) | $257,923 (-14.7%) | 0.00 | 40 |
2020-12-01 | $232,150 (21.4%) | $271,985 (-8.4%) | 0.00 | 37 |
2021-01-01 | $209,000 (6.5%) | $268,084 (-11.5%) | 0.00 | 36 |
2021-02-01 | $182,000 (-7.2%) | $248,278 (-19.4%) | 0.00 | 32 |
2021-03-01 | $196,200 (0.8%) | $250,185 (-17.0%) | 0.00 | 31 |
2021-04-01 | $187,650 (-1.8%) | $224,281 (-12.0%) | 0.00 | 24 |
2021-05-01 | $179,900 (-9.1%) | $221,762 (-15.8%) | 0.00 | 24 |
2021-06-01 | $185,500 (-8.5%) | $217,984 (-20.5%) | 0.00 | 30 |
2021-07-01 | $231,400 (12.1%) | $256,561 (-9.1%) | 0.00 | 34 |
2021-08-01 | $225,000 (2.3%) | $248,850 (-17.5%) | 0.00 | 40 |
2021-09-01 | $207,450 (-6.7%) | $241,670 (-18.8%) | 0.00 | 45 |
2021-10-01 | $202,200 (-8.1%) | $250,010 (-11.3%) | 0.00 | 42 |
2021-11-01 | $204,500 (-7.0%) | $265,267 (2.9%) | 0.00 | 38 |
2021-12-01 | $208,375 (-10.2%) | $243,491 (-10.5%) | 0.00 | 28 |
2022-01-01 | $199,950 (-4.3%) | $218,489 (-18.5%) | 0.00 | 20 |
2022-02-01 | $206,225 (13.3%) | $244,199 (-1.6%) | 0.00 | 19 |
2022-03-01 | $199,000 (1.4%) | $234,091 (-6.4%) | 0.00 | 20 |
2022-04-01 | $219,900 (17.2%) | $273,713 (22.0%) | 0.00 | 24 |
2022-05-01 | $249,900 (38.9%) | $291,179 (31.3%) | 0.00 | 35 |
2022-06-01 | $250,970 (35.3%) | $286,022 (31.2%) | 0.00 | 38 |
2022-07-01 | $252,500 (9.1%) | $299,041 (16.6%) | 0.00 | 36 |
2022-08-01 | $252,450 (12.2%) | $296,480 (19.1%) | 0.00 | 42 |
2022-09-01 | $267,450 (28.9%) | $290,370 (20.2%) | 0.00 | 43 |
2022-10-01 | $277,450 (37.2%) | $286,039 (14.4%) | 0.00 | 46 |
2022-11-01 | $244,900 (19.8%) | $269,203 (1.5%) | 0.00 | 47 |
2022-12-01 | $224,950 (8.0%) | $245,165 (0.7%) | 0.00 | 43 |
2023-01-01 | $244,950 (22.5%) | $273,143 (25.0%) | 0.00 | 37 |
2023-02-01 | $244,450 (18.5%) | $256,341 (5.0%) | 0.00 | 37 |
2023-03-01 | $243,474 (22.4%) | $263,787 (12.7%) | 0.00 | 31 |
2023-04-01 | $239,900 (9.1%) | $257,737 (-5.8%) | 0.00 | 21 |
2023-05-01 | $254,999 (2.0%) | $250,135 (-14.1%) | 0.00 | 17 |
2023-06-01 | $252,225 (0.5%) | $261,847 (-8.5%) | 0.00 | 19 |
2023-07-01 | $244,000 (-3.4%) | $270,328 (-9.6%) | 0.00 | 22 |
2023-08-01 | $269,499 (6.8%) | $288,485 (-2.7%) | 0.00 | 20 |
2023-09-01 | $242,750 (-9.2%) | $280,465 (-3.4%) | 0.00 | 24 |
2023-10-01 | $235,625 (-15.1%) | $266,029 (-7.0%) | 0.00 | 26 |
2023-11-01 | $240,750 (-1.7%) | $263,446 (-2.1%) | 0.00 | 26 |
2023-12-01 | $220,000 (-2.2%) | $254,178 (3.7%) | 0.00 | 24 |
2024-01-01 | $218,750 (-10.7%) | $250,571 (-8.3%) | 0.00 | 24 |
2024-02-01 | $250,325 (2.4%) | $274,166 (7.0%) | 0.00 | 24 |
2024-03-01 | $244,450 (0.4%) | $277,179 (5.1%) | 0.00 | 28 |
2024-04-01 | $287,450 (19.8%) | $296,551 (15.1%) | 0.00 | 30 |
2024-05-01 | $295,950 (16.1%) | $302,520 (20.9%) | 0.00 | 34 |
2024-06-01 | $319,900 (26.8%) | $310,336 (18.5%) | 0.00 | 43 |
2024-07-01 | $319,225 (30.8%) | $300,713 (11.2%) | 0.00 | 45 |
2024-08-01 | $319,450 (18.5%) | $312,518 (8.3%) | 0.00 | 43 |
2024-09-01 | $332,225 (36.9%) | $330,304 (17.8%) | 0.00 | 44 |
Selinsgrove's median listing price comes in at 0% of the national average.
Selinsgrove's average listing price for 2024-09-01 was $330,304, a difference of $49,839 (17.8%) versus the prior year and $17,786 versus the prior month.
For the 2024-09-01 period, Selinsgrove had 44 MLS listings, a difference of 1 listings (2%) versus the prior month and 20 listings (83%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Selinsgrove (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,854 sqft |
2018-02-01 | 0 days | 1,824 sqft |
2018-03-01 | 0 days | 1,816 sqft |
2018-04-01 | 0 days | 1,803 sqft |
2018-05-01 | 0 days | 1,815 sqft |
2018-06-01 | 0 days | 1,768 sqft |
2018-07-01 | 0 days | 1,765 sqft |
2018-08-01 | 0 days | 1,763 sqft |
2018-09-01 | 0 days | 1,747 sqft |
2018-10-01 | 0 days | 1,719 sqft |
2018-11-01 | 0 days | 1,682 sqft |
2018-12-01 | 0 days | 1,615 sqft |
2019-01-01 | 0 days | 1,600 sqft |
2019-02-01 | 0 days | 1,673 sqft |
2019-03-01 | 0 days | 1,729 sqft |
2019-04-01 | 0 days | 1,729 sqft |
2019-05-01 | 0 days | 1,668 sqft |
2019-06-01 | 0 days | 1,664 sqft |
2019-07-01 | 0 days | 1,730 sqft |
2019-08-01 | 0 days | 1,776 sqft |
2019-09-01 | 0 days | 1,836 sqft |
2019-10-01 | 0 days | 1,875 sqft |
2019-11-01 | 0 days | 1,746 sqft |
2019-12-01 | 0 days | 1,730 sqft |
2020-01-01 | 0 days | 1,706 sqft |
2020-02-01 | 0 days | 1,736 sqft |
2020-03-01 | 0 days | 1,674 sqft |
2020-04-01 | 0 days | 1,639 sqft |
2020-05-01 | 0 days | 1,748 sqft |
2020-06-01 | 0 days | 1,870 sqft |
2020-07-01 | 0 days | 1,805 sqft |
2020-08-01 | 0 days | 1,898 sqft |
2020-09-01 | 0 days | 1,972 sqft |
2020-10-01 | 0 days | 1,920 sqft |
2020-11-01 | 0 days | 1,836 sqft |
2020-12-01 | 0 days | 1,848 sqft |
2021-01-01 | 0 days | 1,848 sqft |
2021-02-01 | 0 days | 1,799 sqft |
2021-03-01 | 0 days | 1,775 sqft |
2021-04-01 | 0 days | 1,549 sqft |
2021-05-01 | 0 days | 1,549 sqft |
2021-06-01 | 0 days | 1,746 sqft |
2021-07-01 | 0 days | 1,891 sqft |
2021-08-01 | 0 days | 1,779 sqft |
2021-09-01 | 0 days | 1,752 sqft |
2021-10-01 | 0 days | 1,757 sqft |
2021-11-01 | 0 days | 1,872 sqft |
2021-12-01 | 0 days | 1,894 sqft |
2022-01-01 | 0 days | 1,659 sqft |
2022-02-01 | 0 days | 1,559 sqft |
2022-03-01 | 0 days | 1,612 sqft |
2022-04-01 | 0 days | 1,738 sqft |
2022-05-01 | 0 days | 1,750 sqft |
2022-06-01 | 0 days | 1,732 sqft |
2022-07-01 | 0 days | 1,904 sqft |
2022-08-01 | 0 days | 1,908 sqft |
2022-09-01 | 0 days | 1,892 sqft |
2022-10-01 | 0 days | 1,800 sqft |
2022-11-01 | 0 days | 1,618 sqft |
2022-12-01 | 0 days | 1,564 sqft |
2023-01-01 | 0 days | 1,617 sqft |
2023-02-01 | 0 days | 1,591 sqft |
2023-03-01 | 0 days | 1,622 sqft |
2023-04-01 | 0 days | 1,628 sqft |
2023-05-01 | 0 days | 1,825 sqft |
2023-06-01 | 0 days | 1,904 sqft |
2023-07-01 | 0 days | 1,904 sqft |
2023-08-01 | 0 days | 1,879 sqft |
2023-09-01 | 0 days | 1,904 sqft |
2023-10-01 | 0 days | 1,822 sqft |
2023-11-01 | 0 days | 1,788 sqft |
2023-12-01 | 0 days | 1,838 sqft |
2024-01-01 | 0 days | 1,801 sqft |
2024-02-01 | 0 days | 1,801 sqft |
2024-03-01 | 0 days | 1,538 sqft |
2024-04-01 | 0 days | 1,549 sqft |
2024-05-01 | 0 days | 1,620 sqft |
2024-06-01 | 0 days | 1,559 sqft |
2024-07-01 | 0 days | 1,559 sqft |
2024-08-01 | 0 days | 1,559 sqft |
2024-09-01 | 0 days | 1,572 sqft |
Selinsgrove's median square footage for active listings during the 2024-09-01 period was 1,572 sqft. One year prior, the average listing was 1,904 sqft.
Selinsgrove, PA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 205 | $40,755,000 | $198,805 |
Other | 77 | $5,425,000 | $70,455 |
Home Improvement | 73 | $4,395,000 | $60,205 |
Refi | 65 | $7,085,000 | $109,000 |
Cash Out Refi | 44 | $6,290,000 | $142,955 |
Selinsgrove's most frequently cited loan purpose was Home Purchase, with 205 originations. The 2nd most popular reason was Other, with 77 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 140 | $21,950,000 | $156,786 |
7-8% | 76 | $10,690,000 | $140,658 |
5-6% | 74 | $9,950,000 | $134,459 |
Over 8% | 51 | $4,305,000 | $84,412 |
4-5% | 11 | $1,025,000 | $93,182 |
<2.5% | 7 | $345,000 | $49,286 |
During 2023, Selinsgrove's most frequently originated rate bucket was 6-7%, with 140 originations.
Loan Sizing (Selinsgrove, PA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 196 | $10,040,000 | $51,224 |
$100k-200k | 162 | $23,660,000 | $146,049 |
$200k-400k | 91 | $22,965,000 | $252,363 |
$400k-600k | 13 | $5,805,000 | $446,538 |
$600k-1000k | 2 | $1,480,000 | $740,000 |
Selinsgrove's loan sizing saw the bucket of loans from $100,000 or less with 196 originations, totaling $10,040,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 121 | $24,235,000 | $200,289 |
20-40% | 71 | $4,565,000 | $64,296 |
60-80% | 65 | $11,175,000 | $171,923 |
Under 20% | 60 | $2,010,000 | $33,500 |
40-60% | 38 | $5,270,000 | $138,684 |
Over 100% | 4 | $1,010,000 | $252,500 |
Selinsgrove's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 121 originations, totaling $24,235,000 in origination value.