Selinsgrove Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Selinsgrove averaged
6.95%
for the week of 2023-11-30, compared to the national average of
7.22% for the same period.
The average rate for the prior week (2023-11-22) was
7.02% and
one month ago for the week of 2023-10-26, the
average rate was 7.42%.
Selinsgrove's average rate one year ago was 6.31%.
For refis of the same type during the week of 2023-11-30, the average rate
was 7.42%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-30 | 7.22% |
Selinsgrove 30 Year Fixed Rate | 2023-11-30 | 6.95% |
Selinsgrove 30 Year Fixed Rate Refi | 2023-11-30 | 7.42% |
Selinsgrove 15 Year Fixed Rate | 2023-11-30 | 6.56% |
Selinsgrove 15 Year Fixed Rate Refi | 2023-11-30 | 7.06% |
Selinsgrove 30 Year FHA | 2023-11-30 | 7.05% |
Selinsgrove 30 Year FHA Refi | 2023-11-30 | 6.95% |
Selinsgrove 30 Year USDA | 2023-11-30 | 7% |
Selinsgrove 30 Year USDA Refi | 2023-11-30 | 7.2% |
Selinsgrove 30 Year VA | 2023-11-30 | 6.87% |
Selinsgrove 30 Year VA Refi | 2023-11-30 | 6.67% |
Selinsgrove Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Selinsgrove, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Selinsgrove Average Closing Costs & Other Stats
Selinsgrove, PA's 54 lenders originated 641
loans during 2022. The total origination value was $97,065,000, with an average loan value of
$151,427.
Selinsgrove's average closing costs are $5,377.
The top Selinsgrove lender as defined by loan originations is QUICKEN LOANS, LLC, with
20 loans originated. Their average total fees are
$5,994, which is $1,602
higher than the next largest lender,
Fulton Bank.
The lowest fee Selinsgrove lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,021), Fulton Bank ($4,392), FIRST HERITAGE FINANCIAL, LLC ($4,718), QUICKEN LOANS, LLC ($5,994) and .
The lowest rate Selinsgrove lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union (4.36%), QUICKEN LOANS, LLC (5.02%), FIRST HERITAGE FINANCIAL, LLC (5.13%), Fulton Bank (5.22%) and .
Selinsgrove, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Fulton Bank | $10,730,000 | $10,720,000 | -0.1% | 11.0% |
Susquehanna Community Bank | $10,730,000 | $9,640,000 | -10.2% | 9.9% |
QUICKEN LOANS, LLC | $16,635,000 | $7,780,000 | -53.2% | 8.0% |
First National Bank of Pennsylvania | $4,570,000 | $6,715,000 | 46.9% | 6.9% |
PENNSYLVANIA STATE EMPLOYEES Credit Union | $5,340,000 | $6,220,000 | 16.5% | 6.4% |
Mifflinburg Bank and Trust Company | $8,730,000 | $5,680,000 | -34.9% | 5.9% |
M&T Bank | $2,230,000 | $3,515,000 | 57.6% | 3.6% |
Truist | $2,815,000 | $2,350,000 | -16.5% | 2.4% |
FIRST HERITAGE FINANCIAL, LLC | $2,080,000 | $1,985,000 | -4.6% | 2.0% |
UNITED WHOLESALE MORTGAGE, LLC | $900,000 | $1,545,000 | 71.7% | 1.6% |
Wells Fargo Bank | $2,450,000 | $1,450,000 | -40.8% | 1.5% |
MidAtlantic Farm Credit, ACA | $1,425,000 | n/a | 1.5% | |
LOANDEPOT.COM, LLC | $2,070,000 | $1,275,000 | -38.4% | 1.3% |
Mortgage Research Center, LLC | $2,005,000 | $1,260,000 | -37.2% | 1.3% |
Jersey Shore State Bank | $440,000 | $1,235,000 | 180.7% | 1.3% |
First Keystone Community Bank | $1,130,000 | n/a | 1.2% | |
Mortgage America, Inc. | $2,530,000 | $1,120,000 | -55.7% | 1.2% |
First Columbia Bank & Trust Co. | $780,000 | $1,100,000 | 41.0% | 1.1% |
The Juniata Valley Bank | $1,095,000 | $1,080,000 | -1.4% | 1.1% |
USAA Federal Savings Bank | $505,000 | $1,010,000 | 100.0% | 1.0% |
SERVICE 1ST | $1,835,000 | $930,000 | -49.3% | 1.0% |
CHERRY CREEK MORTGAGE, LLC | $905,000 | n/a | 0.9% | |
HOMESIDE FINANCIAL, LLC | $815,000 | n/a | 0.8% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $400,000 | $805,000 | 101.3% | 0.8% |
NAVY FEDERAL CREDIT UNION | $145,000 | $735,000 | 406.9% | 0.8% |
Waterstone Mortgage Corporation | $685,000 | n/a | 0.7% | |
Kish Bank | $1,095,000 | $655,000 | -40.2% | 0.7% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $885,000 | $635,000 | -28.2% | 0.7% |
EMBRACE HOME LOANS, INC. | $450,000 | $625,000 | 38.9% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $1,205,000 | $625,000 | -48.1% | 0.6% |
Flagstar Bank, FSB | $605,000 | n/a | 0.6% | |
ZILLOW HOME LOANS, LLC | $235,000 | $580,000 | 146.8% | 0.6% |
The Gratz Bank | $250,000 | $575,000 | 130.0% | 0.6% |
Citizens Bank | $2,525,000 | $565,000 | -77.6% | 0.6% |
The Ephrata National Bank | $1,120,000 | $560,000 | -50.0% | 0.6% |
The Muncy Bank and Trust Company | $180,000 | $555,000 | 208.3% | 0.6% |
FREEDOM MORTGAGE CORPORATION | $2,695,000 | $535,000 | -80.1% | 0.6% |
AMERISAVE MORTGAGE CORPORATION | $2,245,000 | $525,000 | -76.6% | 0.5% |
First Commonwealth Bank | $95,000 | $520,000 | 447.4% | 0.5% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,055,000 | $515,000 | -51.2% | 0.5% |
Mr. Cooper ( Nationstar Mortgage ) | $495,000 | $515,000 | 4.0% | 0.5% |
MEMBERS 1ST FEDERAL CREDIT UNION | $225,000 | $510,000 | 126.7% | 0.5% |
ALLIED MORTGAGE GROUP, INC. | $1,195,000 | $505,000 | -57.7% | 0.5% |
Citizens & Northern Bank | $505,000 | n/a | 0.5% | |
U.S. Bank | $555,000 | $505,000 | -9.0% | 0.5% |
BROKER SOLUTIONS, INC. | $785,000 | $495,000 | -36.9% | 0.5% |
Northwest Bank | $440,000 | $475,000 | 8.0% | 0.5% |
TIDEWATER MORTGAGE SERVICES, INC. | $460,000 | n/a | 0.5% | |
HOME POINT FINANCIAL CORPORATION | $1,140,000 | $450,000 | -60.5% | 0.5% |
JPMorgan Chase Bank | $290,000 | $450,000 | 55.2% | 0.5% |
Pennian Bank | $430,000 | $435,000 | 1.2% | 0.4% |
NEW DAY FINANCIAL, LLC | $360,000 | $420,000 | 16.7% | 0.4% |
PNC Bank | $775,000 | $400,000 | -48.4% | 0.4% |
Bank of England | $395,000 | n/a | 0.4% | |
First Federal Savings and Loan Association of Lakewood | $365,000 | n/a | 0.4% | |
LIBERTY HOME MORTGAGE CORPORATION | $215,000 | $365,000 | 69.8% | 0.4% |
Orrstown Bank | $315,000 | $365,000 | 15.9% | 0.4% |
Wyndham Capital Mortgage, Inc. | $815,000 | $365,000 | -55.2% | 0.4% |
GUARANTEED RATE AFFINITY, LLC | $355,000 | n/a | 0.4% | |
S&T Bank | $335,000 | n/a | 0.3% | |
First Citizens Community Bank | $300,000 | n/a | 0.3% | |
MOVEMENT MORTGAGE, LLC | $295,000 | n/a | 0.3% | |
SOFI LENDING CORP. | $265,000 | $285,000 | 7.5% | 0.3% |
The Federal Savings Bank | $275,000 | n/a | 0.3% | |
CROSSCOUNTRY MORTGAGE, LLC | $705,000 | $260,000 | -63.1% | 0.3% |
Deere Employees Credit Union | $255,000 | n/a | 0.3% | |
GUILD MORTGAGE COMPANY | $495,000 | $255,000 | -48.5% | 0.3% |
Ally Bank | $265,000 | $245,000 | -7.5% | 0.3% |
Meridian Bank Corporation | $235,000 | n/a | 0.2% | |
NEWREZ LLC | $925,000 | $220,000 | -76.2% | 0.2% |
1ST SIGNATURE LENDING, LLC | $215,000 | n/a | 0.2% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $215,000 | n/a | 0.2% | |
AmeriServ Financial Bank | $215,000 | n/a | 0.2% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $230,000 | $215,000 | -6.5% | 0.2% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $205,000 | n/a | 0.2% | |
FINANCE OF AMERICA MORTGAGE LLC | $205,000 | n/a | 0.2% | |
PLAZA HOME MORTGAGE, INC. | $435,000 | $205,000 | -52.9% | 0.2% |
TOP FLITE FINANCIAL, INC. | $275,000 | $205,000 | -25.5% | 0.2% |
VILLAGE CAPITAL MORTGAGE | $155,000 | $205,000 | 32.3% | 0.2% |
AMERICAN FINANCING CORPORATION | $235,000 | $200,000 | -14.9% | 0.2% |
AMERICAN FEDERAL MORTGAGE CORPORATION | $195,000 | n/a | 0.2% | |
GUARANTY HOME MORTGAGE CORPORATION | $195,000 | n/a | 0.2% | |
JAMES B. NUTTER & COMPANY | $185,000 | n/a | 0.2% | |
Paramount Residential Mortgage Group, Inc. | $795,000 | $175,000 | -78.0% | 0.2% |
Shamrock Home Loans, Inc. | $175,000 | n/a | 0.2% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $105,000 | $175,000 | 66.7% | 0.2% |
Mid Penn Bank | $175,000 | $170,000 | -2.9% | 0.2% |
Barrington Bank & Trust Company, N.A. | $245,000 | $135,000 | -44.9% | 0.1% |
AmeriHome Mortgage Company, LLC | $350,000 | $115,000 | -67.1% | 0.1% |
Nations Lending Corporation | $105,000 | n/a | 0.1% | |
York Traditions Bank | $95,000 | n/a | 0.1% | |
BELCO COMMUNITY CREDIT UNION | $85,000 | n/a | 0.1% | |
EVERENCE FEDERAL CREDIT UNION | $265,000 | $85,000 | -67.9% | 0.1% |
21ST MORTGAGE CORPORATION | $55,000 | $75,000 | 36.4% | 0.1% |
Discover Bank | $305,000 | $75,000 | -75.4% | 0.1% |
AMERICAN ADVISORS GROUP | $65,000 | n/a | 0.1% | |
POLICE & FIRE | $25,000 | n/a | 0.0% |
Selinsgrove's top lender by overall market share is Fulton Bank, with 11.0% market share. In second place, with 9.9%, is Susquehanna Community Bank, having originated $9,640,000 in loans. In third place, with 8.0%, is QUICKEN LOANS, LLC, having originated $7,780,000 in loans. In fourth place, with 6.9%, is First National Bank of Pennsylvania, having originated $6,715,000 in loans. In fifth place, with 6.4%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $6,220,000 in loans.
Selinsgrove Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Selinsgrove (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $197,704 (7.4%) | $243,323 (10.1%) | 0.00 | 105 |
2018-02-01 | $189,900 (2.7%) | $242,730 (9.1%) | 0.00 | 106 |
2018-03-01 | $189,900 (5.8%) | $236,599 (10.4%) | 0.00 | 105 |
2018-04-01 | $198,827 (11.1%) | $237,357 (8.8%) | 0.00 | 113 |
2018-05-01 | $201,425 (12.5%) | $229,575 (4.1%) | 0.00 | 114 |
2018-06-01 | $202,900 (6.9%) | $229,326 (2.8%) | 0.00 | 124 |
2018-07-01 | $207,400 (9.2%) | $228,292 (3.7%) | 0.00 | 132 |
2018-08-01 | $205,900 (8.4%) | $228,542 (3.1%) | 0.00 | 136 |
2018-09-01 | $202,900 (6.9%) | $233,854 (3.9%) | 0.00 | 129 |
2018-10-01 | $202,900 (8.3%) | $237,888 (1.2%) | 0.00 | 121 |
2018-11-01 | $191,777 (-3.3%) | $228,406 (-7.0%) | 0.00 | 119 |
2018-12-01 | $188,900 (-4.5%) | $227,370 (-3.9%) | 0.00 | 122 |
2019-01-01 | $183,950 (-7.0%) | $210,040 (-13.7%) | 0.00 | 114 |
2019-02-01 | $188,650 (-0.7%) | $219,231 (-9.7%) | 0.00 | 114 |
2019-03-01 | $199,477 (5.0%) | $226,815 (-4.1%) | 0.00 | 115 |
2019-04-01 | $210,925 (6.1%) | $229,799 (-3.2%) | 0.00 | 121 |
2019-05-01 | $214,900 (6.7%) | $237,092 (3.3%) | 0.00 | 125 |
2019-06-01 | $200,000 (-1.4%) | $226,416 (-1.3%) | 0.00 | 112 |
2019-07-01 | $199,400 (-3.9%) | $223,659 (-2.0%) | 0.00 | 111 |
2019-08-01 | $197,490 (-4.1%) | $249,782 (9.3%) | 0.00 | 111 |
2019-09-01 | $195,375 (-3.7%) | $286,113 (22.4%) | 0.00 | 103 |
2019-10-01 | $196,240 (-3.3%) | $311,908 (31.1%) | 0.00 | 97 |
2019-11-01 | $189,900 (-1.0%) | $302,249 (32.3%) | 0.00 | 100 |
2019-12-01 | $191,200 (1.2%) | $296,983 (30.6%) | 0.00 | 88 |
2020-01-01 | $196,200 (6.7%) | $302,867 (44.2%) | 0.00 | 82 |
2020-02-01 | $196,200 (4.0%) | $308,140 (40.6%) | 0.00 | 73 |
2020-03-01 | $194,600 (-2.4%) | $301,343 (32.9%) | 0.00 | 70 |
2020-04-01 | $191,050 (-9.4%) | $254,849 (10.9%) | 0.00 | 70 |
2020-05-01 | $198,000 (-7.9%) | $263,426 (11.1%) | 0.00 | 64 |
2020-06-01 | $203,550 (1.8%) | $275,913 (21.9%) | 0.00 | 62 |
2020-07-01 | $206,850 (3.7%) | $281,117 (25.7%) | 0.00 | 59 |
2020-08-01 | $217,450 (10.1%) | $297,086 (18.9%) | 0.00 | 49 |
2020-09-01 | $219,950 (12.6%) | $292,735 (2.3%) | 0.00 | 51 |
2020-10-01 | $219,450 (11.8%) | $275,481 (-11.7%) | 0.00 | 45 |
2020-11-01 | $219,900 (15.8%) | $257,923 (-14.7%) | 0.00 | 40 |
2020-12-01 | $232,150 (21.4%) | $271,985 (-8.4%) | 0.00 | 37 |
2021-01-01 | $209,000 (6.5%) | $268,084 (-11.5%) | 0.00 | 36 |
2021-02-01 | $182,000 (-7.2%) | $248,278 (-19.4%) | 0.00 | 32 |
2021-03-01 | $196,200 (0.8%) | $250,185 (-17.0%) | 0.00 | 31 |
2021-04-01 | $187,650 (-1.8%) | $224,281 (-12.0%) | 0.00 | 24 |
2021-05-01 | $179,900 (-9.1%) | $221,762 (-15.8%) | 0.00 | 24 |
2021-06-01 | $185,500 (-8.9%) | $217,984 (-21.0%) | 0.00 | 30 |
2021-07-01 | $231,400 (11.9%) | $256,561 (-8.7%) | 0.00 | 34 |
2021-08-01 | $225,000 (3.5%) | $248,850 (-16.2%) | 0.00 | 40 |
2021-09-01 | $207,450 (-5.7%) | $241,670 (-17.4%) | 0.00 | 45 |
2021-10-01 | $202,200 (-7.9%) | $250,010 (-9.3%) | 0.00 | 42 |
2021-11-01 | $204,500 (-7.0%) | $265,267 (2.9%) | 0.00 | 38 |
2021-12-01 | $208,375 (-10.2%) | $243,491 (-10.5%) | 0.00 | 28 |
2022-01-01 | $199,950 (-4.3%) | $218,489 (-18.5%) | 0.00 | 20 |
2022-02-01 | $206,225 (13.3%) | $244,199 (-1.6%) | 0.00 | 19 |
2022-03-01 | $199,000 (1.4%) | $234,091 (-6.4%) | 0.00 | 20 |
2022-04-01 | $219,900 (17.2%) | $273,713 (22.0%) | 0.00 | 25 |
2022-05-01 | $249,900 (38.9%) | $291,179 (31.3%) | 0.00 | 35 |
2022-06-01 | $250,975 (35.3%) | $286,739 (31.5%) | 0.00 | 39 |
2022-07-01 | $255,000 (10.2%) | $299,041 (16.6%) | 0.00 | 36 |
2022-08-01 | $252,450 (12.2%) | $296,480 (19.1%) | 0.00 | 42 |
2022-09-01 | $267,450 (28.9%) | $290,370 (20.2%) | 0.00 | 43 |
2022-10-01 | $277,450 (37.2%) | $286,039 (14.4%) | 0.00 | 46 |
2022-11-01 | $244,900 (19.8%) | $269,203 (1.5%) | 0.00 | 47 |
2022-12-01 | $224,950 (8.0%) | $245,165 (0.7%) | 0.00 | 43 |
2023-01-01 | $244,950 (22.5%) | $273,143 (25.0%) | 0.00 | 37 |
2023-02-01 | $244,450 (18.5%) | $256,341 (5.0%) | 0.00 | 37 |
2023-03-01 | $243,474 (22.4%) | $263,787 (12.7%) | 0.00 | 31 |
2023-04-01 | $239,900 (9.1%) | $257,737 (-5.8%) | 0.00 | 21 |
2023-05-01 | $254,999 (2.0%) | $250,135 (-14.1%) | 0.00 | 17 |
2023-06-01 | $252,225 (0.5%) | $261,847 (-8.7%) | 0.00 | 19 |
2023-07-01 | $244,000 (-4.3%) | $270,328 (-9.6%) | 0.00 | 22 |
2023-08-01 | $269,499 (6.8%) | $288,485 (-2.7%) | 0.00 | 20 |
2023-09-01 | $242,750 (-9.2%) | $280,465 (-3.4%) | 0.00 | 24 |
2023-10-01 | $235,625 (-15.1%) | $266,029 (-7.0%) | 0.00 | 26 |
2023-11-01 | $240,750 (-1.7%) | $263,446 (-2.1%) | 0.00 | 26 |
Selinsgrove's median listing price comes in at 0% of the national average.
Selinsgrove's average listing price for 2023-11-01 was $263,446, a difference of $-5,757 (-2.1%) versus the prior year and $-2,583 versus the prior month.
For the 2023-11-01 period, Selinsgrove had 26 MLS listings, a difference of 0 listings (0%) versus the prior month and -21 listings (-45%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Selinsgrove (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,854 sqft |
2018-02-01 | 0 days | 1,824 sqft |
2018-03-01 | 0 days | 1,816 sqft |
2018-04-01 | 0 days | 1,803 sqft |
2018-05-01 | 0 days | 1,815 sqft |
2018-06-01 | 0 days | 1,768 sqft |
2018-07-01 | 0 days | 1,765 sqft |
2018-08-01 | 0 days | 1,761 sqft |
2018-09-01 | 0 days | 1,736 sqft |
2018-10-01 | 0 days | 1,714 sqft |
2018-11-01 | 0 days | 1,661 sqft |
2018-12-01 | 0 days | 1,614 sqft |
2019-01-01 | 0 days | 1,600 sqft |
2019-02-01 | 0 days | 1,673 sqft |
2019-03-01 | 0 days | 1,729 sqft |
2019-04-01 | 0 days | 1,729 sqft |
2019-05-01 | 0 days | 1,668 sqft |
2019-06-01 | 0 days | 1,664 sqft |
2019-07-01 | 0 days | 1,729 sqft |
2019-08-01 | 0 days | 1,773 sqft |
2019-09-01 | 0 days | 1,834 sqft |
2019-10-01 | 0 days | 1,875 sqft |
2019-11-01 | 0 days | 1,746 sqft |
2019-12-01 | 0 days | 1,726 sqft |
2020-01-01 | 0 days | 1,700 sqft |
2020-02-01 | 0 days | 1,736 sqft |
2020-03-01 | 0 days | 1,674 sqft |
2020-04-01 | 0 days | 1,639 sqft |
2020-05-01 | 0 days | 1,748 sqft |
2020-06-01 | 0 days | 1,870 sqft |
2020-07-01 | 0 days | 1,805 sqft |
2020-08-01 | 0 days | 1,897 sqft |
2020-09-01 | 0 days | 1,946 sqft |
2020-10-01 | 0 days | 1,896 sqft |
2020-11-01 | 0 days | 1,836 sqft |
2020-12-01 | 0 days | 1,848 sqft |
2021-01-01 | 0 days | 1,848 sqft |
2021-02-01 | 0 days | 1,799 sqft |
2021-03-01 | 0 days | 1,775 sqft |
2021-04-01 | 0 days | 1,549 sqft |
2021-05-01 | 0 days | 1,549 sqft |
2021-06-01 | 0 days | 1,746 sqft |
2021-07-01 | 0 days | 1,891 sqft |
2021-08-01 | 0 days | 1,779 sqft |
2021-09-01 | 0 days | 1,752 sqft |
2021-10-01 | 0 days | 1,757 sqft |
2021-11-01 | 0 days | 1,872 sqft |
2021-12-01 | 0 days | 1,894 sqft |
2022-01-01 | 0 days | 1,659 sqft |
2022-02-01 | 0 days | 1,559 sqft |
2022-03-01 | 0 days | 1,612 sqft |
2022-04-01 | 0 days | 1,738 sqft |
2022-05-01 | 0 days | 1,750 sqft |
2022-06-01 | 0 days | 1,732 sqft |
2022-07-01 | 0 days | 1,904 sqft |
2022-08-01 | 0 days | 1,908 sqft |
2022-09-01 | 0 days | 1,892 sqft |
2022-10-01 | 0 days | 1,800 sqft |
2022-11-01 | 0 days | 1,618 sqft |
2022-12-01 | 0 days | 1,564 sqft |
2023-01-01 | 0 days | 1,617 sqft |
2023-02-01 | 0 days | 1,591 sqft |
2023-03-01 | 0 days | 1,622 sqft |
2023-04-01 | 0 days | 1,628 sqft |
2023-05-01 | 0 days | 1,825 sqft |
2023-06-01 | 0 days | 1,904 sqft |
2023-07-01 | 0 days | 1,898 sqft |
2023-08-01 | 0 days | 1,856 sqft |
2023-09-01 | 0 days | 1,898 sqft |
2023-10-01 | 0 days | 1,797 sqft |
2023-11-01 | 0 days | 1,735 sqft |
Selinsgrove's median square footage for active listings during the 2023-11-01 period was 1,735 sqft. One year prior, the average listing was 1,618 sqft.
Selinsgrove, PA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 266 | $54,800,000 | $206,015 |
Refi | 137 | $17,465,000 | $127,482 |
Cash Out Refi | 89 | $14,685,000 | $165,000 |
Home Improvement | 84 | $5,330,000 | $63,452 |
Other | 65 | $4,785,000 | $73,615 |
Selinsgrove's most frequently cited loan purpose was Home Purchase, with 266 originations. The 2nd most popular reason was Refi, with 137 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 130 | $19,890,000 | $153,000 |
4-5% | 104 | $18,410,000 | $177,019 |
5-6% | 103 | $16,135,000 | $156,650 |
<2.5% | 75 | $7,455,000 | $99,400 |
2.5-3% | 52 | $8,180,000 | $157,308 |
6-7% | 48 | $7,270,000 | $151,458 |
7-8% | 10 | $1,950,000 | $195,000 |
Over 8% | 3 | $365,000 | $121,667 |
During 2022, Selinsgrove's most frequently originated rate bucket was 3-4%, with 130 originations.
Loan Sizing (Selinsgrove, PA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 245 | $35,265,000 | $143,939 |
$100,000 or less | 228 | $12,930,000 | $56,711 |
$200k-400k | 153 | $40,995,000 | $267,941 |
$400k-600k | 12 | $5,800,000 | $483,333 |
$600k-1000k | 3 | $2,075,000 | $691,667 |
Selinsgrove's loan sizing saw the bucket of loans from $100k-200k with 245 originations, totaling $35,265,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 192 | $40,790,000 | $212,448 |
60-80% | 127 | $22,985,000 | $180,984 |
20-40% | 79 | $5,025,000 | $63,608 |
40-60% | 69 | $8,125,000 | $117,754 |
Under 20% | 55 | $2,045,000 | $37,182 |
Over 100% | 3 | $685,000 | $228,333 |
Selinsgrove's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 192 originations, totaling $40,790,000 in origination value.