Selinsgrove Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Selinsgrove averaged 6.65% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.78% and one month ago for the week of 2023-02-09, the average rate was 6.47%.

    Selinsgrove's average rate one year ago was 3.48%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.75%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Selinsgrove 30 Year Fixed Rate 2023-03-16 6.65%
    Selinsgrove 30 Year Fixed Rate Refi 2023-03-16 6.75%
    Selinsgrove 15 Year Fixed Rate 2023-03-16 6.43%
    Selinsgrove 15 Year Fixed Rate Refi 2023-03-16 6.39%
    Selinsgrove 30 Year FHA 2023-03-16 6.53%
    Selinsgrove 30 Year FHA Refi 2023-03-16 6.38%
    Selinsgrove 30 Year USDA 2023-03-16 6.39%
    Selinsgrove 30 Year USDA Refi 2023-03-16 7.34%
    Selinsgrove 30 Year VA 2023-03-16 6.39%
    Selinsgrove 30 Year VA Refi 2023-03-16 5.58%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Selinsgrove, PA.

    Selinsgrove Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Selinsgrove, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 20 5.02% $5,994
    Fulton Bank 17 5.22% $4,392
    PENNSYLVANIA STATE EMPLOYEES Credit Union 16 4.36% $3,021
    FIRST HERITAGE FINANCIAL, LLC 11 5.13% $4,718
    First National Bank of Pennsylvania 7 4.36% $4,728
    LOANDEPOT.COM, LLC 6 4.73% $5,917
    Wells Fargo Bank 5 4.28% $4,136
    Mortgage America, Inc. 5 4.85% $3,816
    M&T Bank 5 5.80% $5,044
    First Columbia Bank & Trust Co. 4 4.97% $3,413
    Truist 4 4.51% $6,567
    UNITED WHOLESALE MORTGAGE, LLC 4 5.18% $8,397
    MidAtlantic Farm Credit, ACA 4 6.24% $6,467
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.08% $4,555
    Kish Bank 2 3.94% $3,514
    FREEDOM MORTGAGE CORPORATION 2 4.68% $10,581
    Flagstar Bank, FSB 2 5.38% $3,511
    Citizens Bank 2 4.56% $4,377
    SERVICE 1ST 2 4.55% $3,182
    HOMESIDE FINANCIAL, LLC 2 5.19% $4,495
    CHERRY CREEK MORTGAGE, LLC 2 3.94% $595
    AMERISAVE MORTGAGE CORPORATION 2 3.87% $7,908
    NEWREZ LLC 1 3.63% $4,941
    Northwest Bank 1 3.25% $15,415
    Paramount Residential Mortgage Group, Inc. 1 4.25% $7,769
    PNC Bank 1 4.88% $6,276
    Shamrock Home Loans, Inc. 1 6.13% $6,051
    SOFI LENDING CORP. 1 4.00% $4,103
    21ST MORTGAGE CORPORATION 1 7.80% $5,206
    The Muncy Bank and Trust Company 1 5.75% $4,335
    TIDEWATER MORTGAGE SERVICES, INC. 1 4.63% $4,671
    U.S. Bank 1 4.88% $0
    The Ephrata National Bank 1 4.63% $4,919
    AMERICAN FEDERAL MORTGAGE CORPORATION 1 4.88% $3,699
    AMERICAN FINANCING CORPORATION 1 5.25% $6,805
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.88% $7,772
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 5.38% $5,016
    AmeriHome Mortgage Company, LLC 1 5.50% $4,275
    AmeriServ Financial Bank 1 5.00% $3,725
    BROKER SOLUTIONS, INC. 1 3.75% $4,544
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 4.88% $6,989
    Deere Employees Credit Union 1 3.99% $3,743
    EMBRACE HOME LOANS, INC. 1 4.99% $9,580
    FINANCE OF AMERICA MORTGAGE LLC 1 5.38% $7,066
    First Commonwealth Bank 1 3.75% $5,267
    First Federal Savings and Loan Association of Lakewood 1 3.04% $4,625
    GUARANTY HOME MORTGAGE CORPORATION 1 5.38% $7,610
    GUILD MORTGAGE COMPANY 1 5.63% $8,231
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.88% $7,539
    Jersey Shore State Bank 1 6.75% $4,820
    JPMorgan Chase Bank 1 3.63% $2
    Meridian Bank Corporation 1 6.88% $8,448
    Mr. Cooper ( Nationstar Mortgage ) 1 3.00% $7,431
    NAVY FEDERAL CREDIT UNION 1 5.38% $3,202

    Selinsgrove Average Closing Costs & Other Stats

    Selinsgrove, PA's 54 lenders originated 641 loans during 2022. The total origination value was $97,065,000, with an average loan value of $151,427.

    Selinsgrove's average closing costs are $5,377.

    The top Selinsgrove lender as defined by loan originations is QUICKEN LOANS, LLC, with 20 loans originated. Their average total fees are $5,994, which is $1,602 higher than the next largest lender, Fulton Bank.

    The lowest fee Selinsgrove lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,021), Fulton Bank ($4,392), FIRST HERITAGE FINANCIAL, LLC ($4,718), QUICKEN LOANS, LLC ($5,994) and .

    The lowest rate Selinsgrove lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union (4.36%), QUICKEN LOANS, LLC (5.02%), FIRST HERITAGE FINANCIAL, LLC (5.13%), Fulton Bank (5.22%) and .

    Selinsgrove, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Fulton Bank $10,730,000 $10,720,000 -0.1% 11.0%
    Susquehanna Community Bank $10,730,000 $9,640,000 -10.2% 9.9%
    QUICKEN LOANS, LLC $16,635,000 $7,780,000 -53.2% 8.0%
    First National Bank of Pennsylvania $4,570,000 $6,715,000 46.9% 6.9%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $5,340,000 $6,220,000 16.5% 6.4%
    Mifflinburg Bank and Trust Company $8,730,000 $5,680,000 -34.9% 5.9%
    M&T Bank $2,230,000 $3,515,000 57.6% 3.6%
    Truist $2,815,000 $2,350,000 -16.5% 2.4%
    FIRST HERITAGE FINANCIAL, LLC $2,080,000 $1,985,000 -4.6% 2.0%
    UNITED WHOLESALE MORTGAGE, LLC $900,000 $1,545,000 71.7% 1.6%
    Wells Fargo Bank $2,450,000 $1,450,000 -40.8% 1.5%
    MidAtlantic Farm Credit, ACA $1,425,000 n/a 1.5%
    LOANDEPOT.COM, LLC $2,070,000 $1,275,000 -38.4% 1.3%
    Mortgage Research Center, LLC $2,005,000 $1,260,000 -37.2% 1.3%
    Jersey Shore State Bank $440,000 $1,235,000 180.7% 1.3%
    First Keystone Community Bank $1,130,000 n/a 1.2%
    Mortgage America, Inc. $2,530,000 $1,120,000 -55.7% 1.2%
    First Columbia Bank & Trust Co. $780,000 $1,100,000 41.0% 1.1%
    The Juniata Valley Bank $1,095,000 $1,080,000 -1.4% 1.1%
    USAA Federal Savings Bank $505,000 $1,010,000 100.0% 1.0%
    SERVICE 1ST $1,835,000 $930,000 -49.3% 1.0%
    CHERRY CREEK MORTGAGE, LLC $905,000 n/a 0.9%
    HOMESIDE FINANCIAL, LLC $815,000 n/a 0.8%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $400,000 $805,000 101.3% 0.8%
    NAVY FEDERAL CREDIT UNION $145,000 $735,000 406.9% 0.8%
    Waterstone Mortgage Corporation $685,000 n/a 0.7%
    Kish Bank $1,095,000 $655,000 -40.2% 0.7%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $885,000 $635,000 -28.2% 0.7%
    EMBRACE HOME LOANS, INC. $450,000 $625,000 38.9% 0.6%
    PENNYMAC LOAN SERVICES, LLC $1,205,000 $625,000 -48.1% 0.6%
    Flagstar Bank, FSB $605,000 n/a 0.6%
    ZILLOW HOME LOANS, LLC $235,000 $580,000 146.8% 0.6%
    The Gratz Bank $250,000 $575,000 130.0% 0.6%
    Citizens Bank $2,525,000 $565,000 -77.6% 0.6%
    The Ephrata National Bank $1,120,000 $560,000 -50.0% 0.6%
    The Muncy Bank and Trust Company $180,000 $555,000 208.3% 0.6%
    FREEDOM MORTGAGE CORPORATION $2,695,000 $535,000 -80.1% 0.6%
    AMERISAVE MORTGAGE CORPORATION $2,245,000 $525,000 -76.6% 0.5%
    First Commonwealth Bank $95,000 $520,000 447.4% 0.5%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,055,000 $515,000 -51.2% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $495,000 $515,000 4.0% 0.5%
    MEMBERS 1ST FEDERAL CREDIT UNION $225,000 $510,000 126.7% 0.5%
    ALLIED MORTGAGE GROUP, INC. $1,195,000 $505,000 -57.7% 0.5%
    Citizens & Northern Bank $505,000 n/a 0.5%
    U.S. Bank $555,000 $505,000 -9.0% 0.5%
    BROKER SOLUTIONS, INC. $785,000 $495,000 -36.9% 0.5%
    Northwest Bank $440,000 $475,000 8.0% 0.5%
    TIDEWATER MORTGAGE SERVICES, INC. $460,000 n/a 0.5%
    HOME POINT FINANCIAL CORPORATION $1,140,000 $450,000 -60.5% 0.5%
    JPMorgan Chase Bank $290,000 $450,000 55.2% 0.5%
    Pennian Bank $430,000 $435,000 1.2% 0.4%
    NEW DAY FINANCIAL, LLC $360,000 $420,000 16.7% 0.4%
    PNC Bank $775,000 $400,000 -48.4% 0.4%
    Bank of England $395,000 n/a 0.4%
    First Federal Savings and Loan Association of Lakewood $365,000 n/a 0.4%
    LIBERTY HOME MORTGAGE CORPORATION $215,000 $365,000 69.8% 0.4%
    Orrstown Bank $315,000 $365,000 15.9% 0.4%
    Wyndham Capital Mortgage, Inc. $815,000 $365,000 -55.2% 0.4%
    GUARANTEED RATE AFFINITY, LLC $355,000 n/a 0.4%
    S&T Bank $335,000 n/a 0.3%
    First Citizens Community Bank $300,000 n/a 0.3%
    MOVEMENT MORTGAGE, LLC $295,000 n/a 0.3%
    SOFI LENDING CORP. $265,000 $285,000 7.5% 0.3%
    The Federal Savings Bank $275,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $705,000 $260,000 -63.1% 0.3%
    Deere Employees Credit Union $255,000 n/a 0.3%
    GUILD MORTGAGE COMPANY $495,000 $255,000 -48.5% 0.3%
    Ally Bank $265,000 $245,000 -7.5% 0.3%
    Meridian Bank Corporation $235,000 n/a 0.2%
    NEWREZ LLC $925,000 $220,000 -76.2% 0.2%
    1ST SIGNATURE LENDING, LLC $215,000 n/a 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $215,000 n/a 0.2%
    AmeriServ Financial Bank $215,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $230,000 $215,000 -6.5% 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $205,000 n/a 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $205,000 n/a 0.2%
    PLAZA HOME MORTGAGE, INC. $435,000 $205,000 -52.9% 0.2%
    TOP FLITE FINANCIAL, INC. $275,000 $205,000 -25.5% 0.2%
    VILLAGE CAPITAL MORTGAGE $155,000 $205,000 32.3% 0.2%
    AMERICAN FINANCING CORPORATION $235,000 $200,000 -14.9% 0.2%
    AMERICAN FEDERAL MORTGAGE CORPORATION $195,000 n/a 0.2%
    GUARANTY HOME MORTGAGE CORPORATION $195,000 n/a 0.2%
    JAMES B. NUTTER & COMPANY $185,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $795,000 $175,000 -78.0% 0.2%
    Shamrock Home Loans, Inc. $175,000 n/a 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $105,000 $175,000 66.7% 0.2%
    Mid Penn Bank $175,000 $170,000 -2.9% 0.2%
    Barrington Bank & Trust Company, N.A. $245,000 $135,000 -44.9% 0.1%
    AmeriHome Mortgage Company, LLC $350,000 $115,000 -67.1% 0.1%
    Nations Lending Corporation $105,000 n/a 0.1%
    York Traditions Bank $95,000 n/a 0.1%
    BELCO COMMUNITY CREDIT UNION $85,000 n/a 0.1%
    EVERENCE FEDERAL CREDIT UNION $265,000 $85,000 -67.9% 0.1%
    21ST MORTGAGE CORPORATION $55,000 $75,000 36.4% 0.1%
    Discover Bank $305,000 $75,000 -75.4% 0.1%
    AMERICAN ADVISORS GROUP $65,000 n/a 0.1%
    POLICE & FIRE $25,000 n/a 0.0%

    Selinsgrove's top lender by overall market share is Fulton Bank, with 11.0% market share. In second place, with 9.9%, is Susquehanna Community Bank, having originated $9,640,000 in loans. In third place, with 8.0%, is QUICKEN LOANS, LLC, having originated $7,780,000 in loans. In fourth place, with 6.9%, is First National Bank of Pennsylvania, having originated $6,715,000 in loans. In fifth place, with 6.4%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $6,220,000 in loans.

    Selinsgrove Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Selinsgrove (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $197,704 (7.4%) $243,323 (10.1%) 0.00 105
    2018-02-01 $189,900 (2.7%) $242,730 (9.1%) 0.00 106
    2018-03-01 $189,900 (5.8%) $236,599 (10.4%) 0.00 105
    2018-04-01 $198,827 (11.1%) $237,357 (8.8%) 0.00 113
    2018-05-01 $201,425 (12.5%) $229,575 (4.1%) 0.00 114
    2018-06-01 $202,900 (6.9%) $229,326 (2.8%) 0.00 124
    2018-07-01 $207,400 (9.2%) $228,292 (3.7%) 0.00 132
    2018-08-01 $205,900 (8.4%) $228,542 (3.1%) 0.00 136
    2018-09-01 $202,900 (6.9%) $233,854 (3.9%) 0.00 129
    2018-10-01 $202,900 (8.3%) $237,888 (1.2%) 0.00 121
    2018-11-01 $191,777 (-3.3%) $228,406 (-7.0%) 0.00 119
    2018-12-01 $188,900 (-4.5%) $227,370 (-3.9%) 0.00 122
    2019-01-01 $183,950 (-7.0%) $210,040 (-13.7%) 0.00 114
    2019-02-01 $188,650 (-0.7%) $219,231 (-9.7%) 0.00 114
    2019-03-01 $199,477 (5.0%) $226,815 (-4.1%) 0.00 115
    2019-04-01 $210,925 (6.1%) $229,799 (-3.2%) 0.00 121
    2019-05-01 $214,900 (6.7%) $237,092 (3.3%) 0.00 125
    2019-06-01 $200,000 (-1.4%) $226,416 (-1.3%) 0.00 112
    2019-07-01 $199,400 (-3.9%) $223,659 (-2.0%) 0.00 111
    2019-08-01 $197,490 (-4.1%) $249,782 (9.3%) 0.00 111
    2019-09-01 $195,375 (-3.7%) $286,113 (22.4%) 0.00 103
    2019-10-01 $196,240 (-3.3%) $311,908 (31.1%) 0.00 97
    2019-11-01 $189,900 (-1.0%) $302,249 (32.3%) 0.00 100
    2019-12-01 $191,200 (1.2%) $296,983 (30.6%) 0.00 88
    2020-01-01 $196,200 (6.7%) $302,867 (44.2%) 0.00 82
    2020-02-01 $196,200 (4.0%) $308,140 (40.6%) 0.00 73
    2020-03-01 $194,600 (-2.4%) $301,343 (32.9%) 0.00 70
    2020-04-01 $191,050 (-9.4%) $254,849 (10.9%) 0.00 70
    2020-05-01 $198,000 (-7.9%) $263,426 (11.1%) 0.00 64
    2020-06-01 $203,550 (1.8%) $275,913 (21.9%) 0.00 62
    2020-07-01 $206,850 (3.7%) $281,117 (25.7%) 0.00 59
    2020-08-01 $217,450 (10.1%) $297,086 (18.9%) 0.00 49
    2020-09-01 $219,950 (12.6%) $292,735 (2.3%) 0.00 51
    2020-10-01 $219,450 (11.8%) $275,481 (-11.7%) 0.00 45
    2020-11-01 $219,900 (15.8%) $257,923 (-14.7%) 0.00 40
    2020-12-01 $232,150 (21.4%) $271,985 (-8.4%) 0.00 37
    2021-01-01 $209,000 (6.5%) $268,084 (-11.5%) 0.00 36
    2021-02-01 $182,000 (-7.2%) $248,278 (-19.4%) 0.00 32
    2021-03-01 $196,200 (0.8%) $250,185 (-17.0%) 0.00 31
    2021-04-01 $187,650 (-1.8%) $224,281 (-12.0%) 0.00 24
    2021-05-01 $179,900 (-9.1%) $221,762 (-15.8%) 0.00 24
    2021-06-01 $185,500 (-8.9%) $217,984 (-21.0%) 0.00 30
    2021-07-01 $231,400 (11.9%) $256,561 (-8.7%) 0.00 34
    2021-08-01 $225,000 (3.5%) $248,850 (-16.2%) 0.00 40
    2021-09-01 $207,450 (-5.7%) $241,670 (-17.4%) 0.00 45
    2021-10-01 $202,200 (-7.9%) $250,010 (-9.3%) 0.00 42
    2021-11-01 $204,500 (-7.0%) $265,267 (2.9%) 0.00 38
    2021-12-01 $208,375 (-10.2%) $243,491 (-10.5%) 0.00 28
    2022-01-01 $199,950 (-4.3%) $218,489 (-18.5%) 0.00 20
    2022-02-01 $206,225 (13.3%) $244,199 (-1.6%) 0.00 19
    2022-03-01 $198,000 (0.9%) $231,244 (-7.6%) 0.00 20
    2022-04-01 $219,900 (17.2%) $273,713 (22.0%) 0.00 25
    2022-05-01 $249,900 (38.9%) $291,179 (31.3%) 0.00 35
    2022-06-01 $250,973 (35.3%) $286,739 (31.5%) 0.00 39
    2022-07-01 $252,500 (9.1%) $299,041 (16.6%) 0.00 36
    2022-08-01 $252,450 (12.2%) $296,480 (19.1%) 0.00 42
    2022-09-01 $267,450 (28.9%) $290,370 (20.2%) 0.00 43
    2022-10-01 $277,450 (37.2%) $286,039 (14.4%) 0.00 46
    2022-11-01 $244,900 (19.8%) $269,203 (1.5%) 0.00 47
    2022-12-01 $224,950 (8.0%) $245,165 (0.7%) 0.00 43
    2023-01-01 $244,950 (22.5%) $273,143 (25.0%) 0.00 37
    2023-02-01 $244,450 (18.5%) $256,341 (5.0%) 0.00 37
    Selinsgrove's median listing price for 2023-02-01 was $244,450, a difference of $38,225 (18.5%) versus the prior year and $-500 versus the prior month.

    Selinsgrove's median listing price comes in at 0% of the national average.

    Selinsgrove's average listing price for 2023-02-01 was $256,341, a difference of $12,142 (5.0%) versus the prior year and $-16,802 versus the prior month.

    For the 2023-02-01 period, Selinsgrove had 37 MLS listings, a difference of 0 listings (0%) versus the prior month and 18 listings (95%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Selinsgrove (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,854 sqft
    2018-02-01 0 days 1,824 sqft
    2018-03-01 0 days 1,816 sqft
    2018-04-01 0 days 1,803 sqft
    2018-05-01 0 days 1,815 sqft
    2018-06-01 0 days 1,768 sqft
    2018-07-01 0 days 1,765 sqft
    2018-08-01 0 days 1,761 sqft
    2018-09-01 0 days 1,736 sqft
    2018-10-01 0 days 1,714 sqft
    2018-11-01 0 days 1,661 sqft
    2018-12-01 0 days 1,614 sqft
    2019-01-01 0 days 1,600 sqft
    2019-02-01 0 days 1,673 sqft
    2019-03-01 0 days 1,729 sqft
    2019-04-01 0 days 1,729 sqft
    2019-05-01 0 days 1,668 sqft
    2019-06-01 0 days 1,664 sqft
    2019-07-01 0 days 1,729 sqft
    2019-08-01 0 days 1,773 sqft
    2019-09-01 0 days 1,834 sqft
    2019-10-01 0 days 1,875 sqft
    2019-11-01 0 days 1,746 sqft
    2019-12-01 0 days 1,726 sqft
    2020-01-01 0 days 1,700 sqft
    2020-02-01 0 days 1,736 sqft
    2020-03-01 0 days 1,674 sqft
    2020-04-01 0 days 1,639 sqft
    2020-05-01 0 days 1,748 sqft
    2020-06-01 0 days 1,870 sqft
    2020-07-01 0 days 1,805 sqft
    2020-08-01 0 days 1,897 sqft
    2020-09-01 0 days 1,946 sqft
    2020-10-01 0 days 1,896 sqft
    2020-11-01 0 days 1,836 sqft
    2020-12-01 0 days 1,848 sqft
    2021-01-01 0 days 1,848 sqft
    2021-02-01 0 days 1,799 sqft
    2021-03-01 0 days 1,775 sqft
    2021-04-01 0 days 1,549 sqft
    2021-05-01 0 days 1,549 sqft
    2021-06-01 0 days 1,746 sqft
    2021-07-01 0 days 1,891 sqft
    2021-08-01 0 days 1,779 sqft
    2021-09-01 0 days 1,752 sqft
    2021-10-01 0 days 1,757 sqft
    2021-11-01 0 days 1,872 sqft
    2021-12-01 0 days 1,894 sqft
    2022-01-01 0 days 1,659 sqft
    2022-02-01 0 days 1,559 sqft
    2022-03-01 0 days 1,602 sqft
    2022-04-01 0 days 1,738 sqft
    2022-05-01 0 days 1,750 sqft
    2022-06-01 0 days 1,732 sqft
    2022-07-01 0 days 1,904 sqft
    2022-08-01 0 days 1,908 sqft
    2022-09-01 0 days 1,892 sqft
    2022-10-01 0 days 1,800 sqft
    2022-11-01 0 days 1,618 sqft
    2022-12-01 0 days 1,564 sqft
    2023-01-01 0 days 1,617 sqft
    2023-02-01 0 days 1,591 sqft
    Selinsgrove's median listing age (time on market) for 2023-02-01 was 0 days.

    Selinsgrove's median square footage for active listings during the 2023-02-01 period was 1,591 sqft. One year prior, the average listing was 1,559 sqft.

    Selinsgrove, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 266 $54,800,000 $206,015
    Refi 137 $17,465,000 $127,482
    Cash Out Refi 89 $14,685,000 $165,000
    Home Improvement 84 $5,330,000 $63,452
    Other 65 $4,785,000 $73,615

    Selinsgrove's most frequently cited loan purpose was Home Purchase, with 266 originations. The 2nd most popular reason was Refi, with 137 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 130 $19,890,000 $153,000
    4-5% 104 $18,410,000 $177,019
    5-6% 103 $16,135,000 $156,650
    <2.5% 75 $7,455,000 $99,400
    2.5-3% 52 $8,180,000 $157,308
    6-7% 48 $7,270,000 $151,458
    7-8% 10 $1,950,000 $195,000
    Over 8% 3 $365,000 $121,667

    During 2022, Selinsgrove's most frequently originated rate bucket was 3-4%, with 130 originations.

    Loan Sizing (Selinsgrove, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 245 $35,265,000 $143,939
    $100,000 or less 228 $12,930,000 $56,711
    $200k-400k 153 $40,995,000 $267,941
    $400k-600k 12 $5,800,000 $483,333
    $600k-1000k 3 $2,075,000 $691,667

    Selinsgrove's loan sizing saw the bucket of loans from $100k-200k with 245 originations, totaling $35,265,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 192 $40,790,000 $212,448
    60-80% 127 $22,985,000 $180,984
    20-40% 79 $5,025,000 $63,608
    40-60% 69 $8,125,000 $117,754
    Under 20% 55 $2,045,000 $37,182
    Over 100% 3 $685,000 $228,333

    Selinsgrove's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 192 originations, totaling $40,790,000 in origination value.