Selinsgrove Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Selinsgrove averaged
6.6%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.91% and
one month ago for the week of 2025-02-27, the
average rate was 6.62%.
Selinsgrove's average rate one year ago was 6.85%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.54%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
Selinsgrove 30 Year Fixed Rate | 2025-04-03 | 6.6% |
Selinsgrove 30 Year Fixed Rate Refi | 2025-04-03 | 6.54% |
Selinsgrove 15 Year Fixed Rate | 2025-04-03 | 6.02% |
Selinsgrove 15 Year Fixed Rate Refi | 2025-04-03 | 6.22% |
Selinsgrove 30 Year FHA | 2025-04-03 | 6.36% |
Selinsgrove 30 Year FHA Refi | 2025-04-03 | 6.46% |
Selinsgrove 30 Year USDA | 2025-04-03 | 6.52% |
Selinsgrove 30 Year USDA Refi | 2025-04-03 | 6.12% |
Selinsgrove 30 Year VA | 2025-04-03 | 6.16% |
Selinsgrove 30 Year VA Refi | 2025-04-03 | 5.86% |
Selinsgrove Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Selinsgrove, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Selinsgrove Average Closing Costs & Other Stats
Selinsgrove, PA's 32 lenders originated 454
loans during 2024. The total origination value was $73,750,000, with an average loan value of
$162,445.
Selinsgrove's average closing costs are $5,592.
The top Selinsgrove lender as defined by loan originations is QUICKEN LOANS, LLC, with
9 loans originated. Their average total fees are
$6,777, which is $4,184
higher than the next largest lender,
PENNSYLVANIA STATE EMPLOYEES Credit Union.
The lowest fee Selinsgrove lenders (with over 10 loans originated) are
.
The lowest rate Selinsgrove lenders (with over 10 loans originated) are
.
Selinsgrove, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
WALKER & DUNLOP, LLC | $11,285,000 | n/a | 15.3% | |
Fulton Bank | $7,865,000 | $9,580,000 | 21.8% | 13.0% |
Susquehanna Community Bank | $7,420,000 | $6,785,000 | -8.6% | 9.2% |
QUICKEN LOANS, LLC | $6,130,000 | $5,125,000 | -16.4% | 6.9% |
SERVICE 1ST | $2,120,000 | $4,615,000 | 117.7% | 6.3% |
Mifflinburg Bank and Trust Company | $6,120,000 | $3,560,000 | -41.8% | 4.8% |
PENNSYLVANIA STATE EMPLOYEES Credit Union | $3,840,000 | $3,475,000 | -9.5% | 4.7% |
First National Bank of Pennsylvania | $3,705,000 | $2,760,000 | -25.5% | 3.7% |
M&T Bank | $1,080,000 | $2,340,000 | 116.7% | 3.2% |
MidAtlantic Farm Credit, ACA | $785,000 | $1,635,000 | 108.3% | 2.2% |
FIRST HERITAGE FINANCIAL, LLC | $740,000 | $1,550,000 | 109.5% | 2.1% |
Truist | $810,000 | $1,485,000 | 83.3% | 2.0% |
First Columbia Bank & Trust Co. | $940,000 | $1,470,000 | 56.4% | 2.0% |
MEMBERS 1ST FEDERAL CREDIT UNION | $620,000 | $1,180,000 | 90.3% | 1.6% |
Mortgage Research Center, LLC | $1,255,000 | $1,070,000 | -14.7% | 1.5% |
UNION HOME MORTGAGE CORP. | $860,000 | n/a | 1.2% | |
UNITED WHOLESALE MORTGAGE, LLC | $1,600,000 | $740,000 | -53.8% | 1.0% |
Mortgage America, Inc. | $1,450,000 | $710,000 | -51.0% | 1.0% |
CROSSCOUNTRY MORTGAGE, LLC | $385,000 | $700,000 | 81.8% | 0.9% |
USAA Federal Savings Bank | $215,000 | $655,000 | 204.7% | 0.9% |
Mr. Cooper ( Nationstar Mortgage ) | $595,000 | n/a | 0.8% | |
Kish Bank | $395,000 | $550,000 | 39.2% | 0.7% |
Reliance Savings Bank | $490,000 | n/a | 0.7% | |
AgFirst Farm Credit Bank | $465,000 | n/a | 0.6% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $650,000 | $465,000 | -28.5% | 0.6% |
Paramount Residential Mortgage Group, Inc. | $455,000 | n/a | 0.6% | |
PENNYMAC LOAN SERVICES, LLC | $195,000 | $410,000 | 110.3% | 0.6% |
Citizens & Northern Bank | $405,000 | n/a | 0.5% | |
ALLIED MORTGAGE GROUP, INC. | $410,000 | $370,000 | -9.8% | 0.5% |
Waterstone Mortgage Corporation | $1,280,000 | $350,000 | -72.7% | 0.5% |
NEWREZ LLC | $345,000 | n/a | 0.5% | |
The Ephrata National Bank | $780,000 | $340,000 | -56.4% | 0.5% |
Discover Bank | $110,000 | $325,000 | 195.5% | 0.4% |
Wells Fargo Bank | $305,000 | n/a | 0.4% | |
NAVY FEDERAL CREDIT UNION | $850,000 | $300,000 | -64.7% | 0.4% |
The Juniata Valley Bank | $215,000 | $295,000 | 37.2% | 0.4% |
First Keystone Community Bank | $115,000 | $290,000 | 152.2% | 0.4% |
HOMESPIRE MORTGAGE CORPORATION | $275,000 | n/a | 0.4% | |
NATIONS DIRECT MORTGAGE, LLC | $275,000 | n/a | 0.4% | |
PNC Bank | $55,000 | $255,000 | 363.6% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $235,000 | $240,000 | 2.1% | 0.3% |
Members Choice Financial Credit Union | $1,125,000 | $235,000 | -79.1% | 0.3% |
LOANDEPOT.COM, LLC | $865,000 | $225,000 | -74.0% | 0.3% |
JPMorgan Chase Bank | $145,000 | $220,000 | 51.7% | 0.3% |
Century Mortgage Company DBA Century Lending Company | $185,000 | $215,000 | 16.2% | 0.3% |
EQUITY RESOURCES, INC. | $215,000 | n/a | 0.3% | |
TOWNE MORTGAGE COMPANY | $215,000 | n/a | 0.3% | |
AMERICAN FINANCIAL RESOURCES, INC. | $175,000 | $205,000 | 17.1% | 0.3% |
Univest Bank and Trust Co. | $205,000 | n/a | 0.3% | |
Flagstar Bank, FSB | $185,000 | n/a | 0.3% | |
Orrstown Bank | $35,000 | $175,000 | 400.0% | 0.2% |
Pennian Bank | $175,000 | n/a | 0.2% | |
Citizens Bank | $715,000 | $170,000 | -76.2% | 0.2% |
CARDINAL FINANCIAL | $165,000 | n/a | 0.2% | |
PLAZA HOME MORTGAGE, INC. | $165,000 | n/a | 0.2% | |
FIRST COMMUNITY MORTGAGE, INC. | $155,000 | n/a | 0.2% | |
A&D Mortgage LLC | $135,000 | n/a | 0.2% | |
Legends Bank | $125,000 | n/a | 0.2% | |
NFM, INC. | $275,000 | $125,000 | -54.5% | 0.2% |
The Huntington National Bank | $125,000 | n/a | 0.2% | |
MOVEMENT MORTGAGE, LLC | $115,000 | n/a | 0.2% | |
PALCO FEDERAL CREDIT UNION | $110,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $105,000 | n/a | 0.1% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $105,000 | n/a | 0.1% | |
NEW DAY FINANCIAL, LLC | $85,000 | n/a | 0.1% | |
BROKER SOLUTIONS, INC. | $495,000 | $75,000 | -84.8% | 0.1% |
BETTER MORTGAGE CORPORATION | $65,000 | n/a | 0.1% | |
SUN Federal Credit Union | $65,000 | n/a | 0.1% | |
Figure Lending LLC | $60,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $35,000 | n/a | 0.0% | |
SPRING EQ, LLC | $35,000 | n/a | 0.0% | |
AMERISAVE MORTGAGE CORPORATION | $415,000 | $25,000 | -94.0% | 0.0% |
Coastal Community Bank | $45,000 | $15,000 | -66.7% | 0.0% |
Jersey Shore State Bank | $795,000 | $5,000 | -99.4% | 0.0% |
Selinsgrove's top lender by overall market share is WALKER & DUNLOP, LLC, with 15.3% market share. In second place, with 13.0%, is Fulton Bank, having originated $9,580,000 in loans. In third place, with 9.2%, is Susquehanna Community Bank, having originated $6,785,000 in loans. In fourth place, with 6.9%, is QUICKEN LOANS, LLC, having originated $5,125,000 in loans. In fifth place, with 6.3%, is SERVICE 1ST, having originated $4,615,000 in loans.
Selinsgrove Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Selinsgrove (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $197,704 (7.4%) | $243,323 (10.1%) | 0.00 | 105 |
2018-02-01 | $189,900 (2.7%) | $242,887 (9.2%) | 0.00 | 105 |
2018-03-01 | $189,900 (5.8%) | $236,599 (10.4%) | 0.00 | 105 |
2018-04-01 | $198,827 (11.1%) | $237,357 (8.8%) | 0.00 | 113 |
2018-05-01 | $201,425 (12.5%) | $229,575 (4.1%) | 0.00 | 114 |
2018-06-01 | $202,900 (6.9%) | $229,326 (2.8%) | 0.00 | 124 |
2018-07-01 | $207,400 (9.2%) | $228,292 (3.7%) | 0.00 | 132 |
2018-08-01 | $207,650 (9.4%) | $229,315 (3.4%) | 0.00 | 135 |
2018-09-01 | $202,900 (6.9%) | $234,704 (4.2%) | 0.00 | 128 |
2018-10-01 | $204,375 (9.0%) | $238,905 (1.7%) | 0.00 | 120 |
2018-11-01 | $193,654 (-2.3%) | $229,349 (-6.7%) | 0.00 | 118 |
2018-12-01 | $189,400 (-4.2%) | $228,277 (-3.5%) | 0.00 | 121 |
2019-01-01 | $183,950 (-7.0%) | $209,795 (-13.8%) | 0.00 | 112 |
2019-02-01 | $188,650 (-0.7%) | $219,150 (-9.8%) | 0.00 | 112 |
2019-03-01 | $199,477 (5.0%) | $226,683 (-4.2%) | 0.00 | 113 |
2019-04-01 | $210,925 (6.1%) | $229,484 (-3.3%) | 0.00 | 119 |
2019-05-01 | $214,900 (6.7%) | $236,908 (3.2%) | 0.00 | 123 |
2019-06-01 | $200,000 (-1.4%) | $226,004 (-1.5%) | 0.00 | 110 |
2019-07-01 | $199,425 (-3.9%) | $223,348 (-2.2%) | 0.00 | 110 |
2019-08-01 | $197,526 (-4.9%) | $250,175 (9.1%) | 0.00 | 111 |
2019-09-01 | $195,391 (-3.7%) | $286,285 (22.0%) | 0.00 | 102 |
2019-10-01 | $196,242 (-4.0%) | $311,908 (30.6%) | 0.00 | 97 |
2019-11-01 | $189,900 (-1.9%) | $302,249 (31.8%) | 0.00 | 100 |
2019-12-01 | $191,200 (1.0%) | $296,983 (30.1%) | 0.00 | 88 |
2020-01-01 | $196,200 (6.7%) | $302,867 (44.4%) | 0.00 | 82 |
2020-02-01 | $196,200 (4.0%) | $308,140 (40.6%) | 0.00 | 73 |
2020-03-01 | $194,600 (-2.4%) | $301,343 (32.9%) | 0.00 | 70 |
2020-04-01 | $191,050 (-9.4%) | $254,849 (11.1%) | 0.00 | 70 |
2020-05-01 | $198,000 (-7.9%) | $263,426 (11.2%) | 0.00 | 64 |
2020-06-01 | $202,700 (1.4%) | $274,234 (21.3%) | 0.00 | 61 |
2020-07-01 | $205,600 (3.1%) | $280,312 (25.5%) | 0.00 | 59 |
2020-08-01 | $217,450 (10.1%) | $297,086 (18.8%) | 0.00 | 49 |
2020-09-01 | $219,950 (12.6%) | $292,735 (2.3%) | 0.00 | 51 |
2020-10-01 | $219,450 (11.8%) | $275,481 (-11.7%) | 0.00 | 45 |
2020-11-01 | $219,900 (15.8%) | $257,923 (-14.7%) | 0.00 | 40 |
2020-12-01 | $232,150 (21.4%) | $271,985 (-8.4%) | 0.00 | 37 |
2021-01-01 | $209,000 (6.5%) | $268,084 (-11.5%) | 0.00 | 36 |
2021-02-01 | $182,000 (-7.2%) | $248,278 (-19.4%) | 0.00 | 32 |
2021-03-01 | $196,200 (0.8%) | $250,185 (-17.0%) | 0.00 | 31 |
2021-04-01 | $187,650 (-1.8%) | $224,281 (-12.0%) | 0.00 | 24 |
2021-05-01 | $179,900 (-9.1%) | $221,762 (-15.8%) | 0.00 | 24 |
2021-06-01 | $185,500 (-8.5%) | $217,984 (-20.5%) | 0.00 | 30 |
2021-07-01 | $231,400 (12.6%) | $256,561 (-8.5%) | 0.00 | 34 |
2021-08-01 | $225,000 (3.5%) | $248,850 (-16.2%) | 0.00 | 40 |
2021-09-01 | $207,450 (-5.7%) | $241,670 (-17.4%) | 0.00 | 45 |
2021-10-01 | $202,200 (-7.9%) | $250,010 (-9.3%) | 0.00 | 42 |
2021-11-01 | $204,500 (-7.0%) | $265,267 (2.9%) | 0.00 | 38 |
2021-12-01 | $208,375 (-10.2%) | $243,491 (-10.5%) | 0.00 | 28 |
2022-01-01 | $199,950 (-4.3%) | $218,489 (-18.5%) | 0.00 | 20 |
2022-02-01 | $206,225 (13.3%) | $244,199 (-1.6%) | 0.00 | 19 |
2022-03-01 | $198,000 (0.9%) | $231,244 (-7.6%) | 0.00 | 20 |
2022-04-01 | $219,900 (17.2%) | $273,713 (22.0%) | 0.00 | 24 |
2022-05-01 | $249,900 (38.9%) | $291,179 (31.3%) | 0.00 | 35 |
2022-06-01 | $250,973 (35.3%) | $286,022 (31.2%) | 0.00 | 39 |
2022-07-01 | $252,500 (9.1%) | $299,041 (16.6%) | 0.00 | 36 |
2022-08-01 | $252,450 (12.2%) | $296,480 (19.1%) | 0.00 | 42 |
2022-09-01 | $267,450 (28.9%) | $290,370 (20.2%) | 0.00 | 43 |
2022-10-01 | $277,450 (37.2%) | $286,039 (14.4%) | 0.00 | 46 |
2022-11-01 | $244,900 (19.8%) | $269,203 (1.5%) | 0.00 | 47 |
2022-12-01 | $224,950 (8.0%) | $245,165 (0.7%) | 0.00 | 43 |
2023-01-01 | $244,950 (22.5%) | $273,143 (25.0%) | 0.00 | 37 |
2023-02-01 | $244,450 (18.5%) | $256,341 (5.0%) | 0.00 | 37 |
2023-03-01 | $243,474 (23.0%) | $263,787 (14.1%) | 0.00 | 31 |
2023-04-01 | $239,900 (9.1%) | $257,737 (-5.8%) | 0.00 | 21 |
2023-05-01 | $254,999 (2.0%) | $250,135 (-14.1%) | 0.00 | 17 |
2023-06-01 | $252,225 (0.5%) | $261,847 (-8.5%) | 0.00 | 19 |
2023-07-01 | $244,000 (-3.4%) | $270,328 (-9.6%) | 0.00 | 22 |
2023-08-01 | $269,499 (6.8%) | $288,485 (-2.7%) | 0.00 | 20 |
2023-09-01 | $242,750 (-9.2%) | $280,465 (-3.4%) | 0.00 | 24 |
2023-10-01 | $235,625 (-15.1%) | $266,029 (-7.0%) | 0.00 | 26 |
2023-11-01 | $240,750 (-1.7%) | $263,446 (-2.1%) | 0.00 | 26 |
2023-12-01 | $220,000 (-2.2%) | $254,178 (3.7%) | 0.00 | 24 |
2024-01-01 | $218,750 (-10.7%) | $250,571 (-8.3%) | 0.00 | 24 |
2024-02-01 | $250,325 (2.4%) | $274,166 (7.0%) | 0.00 | 24 |
2024-03-01 | $244,450 (0.4%) | $277,179 (5.1%) | 0.00 | 28 |
2024-04-01 | $287,450 (19.8%) | $296,551 (15.1%) | 0.00 | 30 |
2024-05-01 | $299,725 (17.5%) | $303,307 (21.3%) | 0.00 | 34 |
2024-06-01 | $307,000 (21.7%) | $308,566 (17.8%) | 0.00 | 43 |
2024-07-01 | $319,225 (30.8%) | $300,713 (11.2%) | 0.00 | 45 |
2024-08-01 | $319,450 (18.5%) | $312,518 (8.3%) | 0.00 | 43 |
2024-09-01 | $332,225 (36.9%) | $330,304 (17.8%) | 0.00 | 44 |
2024-10-01 | $332,450 (41.1%) | $331,194 (24.5%) | 0.00 | 47 |
2024-11-01 | $334,900 (39.1%) | $339,081 (28.7%) | 0.00 | 54 |
2024-12-01 | $334,900 (52.2%) | $340,376 (33.9%) | 0.00 | 52 |
2025-01-01 | $331,150 (51.4%) | $330,190 (31.8%) | 0.00 | 50 |
2025-02-01 | $323,650 (29.3%) | $330,481 (20.5%) | 0.00 | 52 |
2025-03-01 | $321,150 (31.4%) | $331,791 (19.7%) | 0.00 | 48 |
Selinsgrove's median listing price comes in at 0% of the national average.
Selinsgrove's average listing price for 2025-03-01 was $331,791, a difference of $54,612 (19.7%) versus the prior year and $1,310 versus the prior month.
For the 2025-03-01 period, Selinsgrove had 48 MLS listings, a difference of -4 listings (-8%) versus the prior month and 20 listings (71%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Selinsgrove (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,854 sqft |
2018-02-01 | 0 days | 1,824 sqft |
2018-03-01 | 0 days | 1,816 sqft |
2018-04-01 | 0 days | 1,803 sqft |
2018-05-01 | 0 days | 1,815 sqft |
2018-06-01 | 0 days | 1,768 sqft |
2018-07-01 | 0 days | 1,765 sqft |
2018-08-01 | 0 days | 1,763 sqft |
2018-09-01 | 0 days | 1,747 sqft |
2018-10-01 | 0 days | 1,719 sqft |
2018-11-01 | 0 days | 1,682 sqft |
2018-12-01 | 0 days | 1,615 sqft |
2019-01-01 | 0 days | 1,600 sqft |
2019-02-01 | 0 days | 1,673 sqft |
2019-03-01 | 0 days | 1,729 sqft |
2019-04-01 | 0 days | 1,729 sqft |
2019-05-01 | 0 days | 1,668 sqft |
2019-06-01 | 0 days | 1,664 sqft |
2019-07-01 | 0 days | 1,730 sqft |
2019-08-01 | 0 days | 1,776 sqft |
2019-09-01 | 0 days | 1,836 sqft |
2019-10-01 | 0 days | 1,875 sqft |
2019-11-01 | 0 days | 1,746 sqft |
2019-12-01 | 0 days | 1,730 sqft |
2020-01-01 | 0 days | 1,706 sqft |
2020-02-01 | 0 days | 1,736 sqft |
2020-03-01 | 0 days | 1,674 sqft |
2020-04-01 | 0 days | 1,639 sqft |
2020-05-01 | 0 days | 1,748 sqft |
2020-06-01 | 0 days | 1,870 sqft |
2020-07-01 | 0 days | 1,805 sqft |
2020-08-01 | 0 days | 1,898 sqft |
2020-09-01 | 0 days | 1,972 sqft |
2020-10-01 | 0 days | 1,920 sqft |
2020-11-01 | 0 days | 1,836 sqft |
2020-12-01 | 0 days | 1,848 sqft |
2021-01-01 | 0 days | 1,848 sqft |
2021-02-01 | 0 days | 1,799 sqft |
2021-03-01 | 0 days | 1,775 sqft |
2021-04-01 | 0 days | 1,549 sqft |
2021-05-01 | 0 days | 1,549 sqft |
2021-06-01 | 0 days | 1,746 sqft |
2021-07-01 | 0 days | 1,891 sqft |
2021-08-01 | 0 days | 1,779 sqft |
2021-09-01 | 0 days | 1,752 sqft |
2021-10-01 | 0 days | 1,757 sqft |
2021-11-01 | 0 days | 1,872 sqft |
2021-12-01 | 0 days | 1,894 sqft |
2022-01-01 | 0 days | 1,659 sqft |
2022-02-01 | 0 days | 1,559 sqft |
2022-03-01 | 0 days | 1,602 sqft |
2022-04-01 | 0 days | 1,738 sqft |
2022-05-01 | 0 days | 1,750 sqft |
2022-06-01 | 0 days | 1,732 sqft |
2022-07-01 | 0 days | 1,904 sqft |
2022-08-01 | 0 days | 1,908 sqft |
2022-09-01 | 0 days | 1,892 sqft |
2022-10-01 | 0 days | 1,800 sqft |
2022-11-01 | 0 days | 1,618 sqft |
2022-12-01 | 0 days | 1,564 sqft |
2023-01-01 | 0 days | 1,617 sqft |
2023-02-01 | 0 days | 1,591 sqft |
2023-03-01 | 0 days | 1,622 sqft |
2023-04-01 | 0 days | 1,628 sqft |
2023-05-01 | 0 days | 1,825 sqft |
2023-06-01 | 0 days | 1,904 sqft |
2023-07-01 | 0 days | 1,904 sqft |
2023-08-01 | 0 days | 1,879 sqft |
2023-09-01 | 0 days | 1,904 sqft |
2023-10-01 | 0 days | 1,822 sqft |
2023-11-01 | 0 days | 1,788 sqft |
2023-12-01 | 0 days | 1,838 sqft |
2024-01-01 | 0 days | 1,801 sqft |
2024-02-01 | 0 days | 1,801 sqft |
2024-03-01 | 0 days | 1,538 sqft |
2024-04-01 | 0 days | 1,549 sqft |
2024-05-01 | 0 days | 1,620 sqft |
2024-06-01 | 0 days | 1,559 sqft |
2024-07-01 | 0 days | 1,559 sqft |
2024-08-01 | 0 days | 1,559 sqft |
2024-09-01 | 0 days | 1,572 sqft |
2024-10-01 | 0 days | 1,568 sqft |
2024-11-01 | 0 days | 1,559 sqft |
2024-12-01 | 0 days | 1,559 sqft |
2025-01-01 | 0 days | 1,560 sqft |
2025-02-01 | 0 days | 1,559 sqft |
2025-03-01 | 0 days | 1,559 sqft |
Selinsgrove's median square footage for active listings during the 2025-03-01 period was 1,559 sqft. One year prior, the average listing was 1,538 sqft.
Selinsgrove, PA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 172 | $45,240,000 | $263,023 |
Other | 90 | $7,090,000 | $78,778 |
Refi | 81 | $11,345,000 | $140,062 |
Home Improvement | 73 | $4,765,000 | $65,274 |
Cash Out Refi | 38 | $5,310,000 | $139,737 |
Selinsgrove's most frequently cited loan purpose was Home Purchase, with 172 originations. The 2nd most popular reason was Other, with 90 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 174 | $36,500,000 | $209,770 |
Over 8% | 91 | $7,945,000 | $87,308 |
7-8% | 69 | $10,725,000 | $155,435 |
5-6% | 38 | $5,890,000 | $155,000 |
<2.5% | 4 | $650,000 | $162,500 |
4-5% | 3 | $385,000 | $128,333 |
2.5-3% | 1 | $115,000 | $115,000 |
During 2024, Selinsgrove's most frequently originated rate bucket was 6-7%, with 174 originations.
Loan Sizing (Selinsgrove, PA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 189 | $9,795,000 | $51,825 |
$100k-200k | 159 | $22,695,000 | $142,736 |
$200k-400k | 93 | $23,995,000 | $258,011 |
$400k-600k | 10 | $4,660,000 | $466,000 |
$600k-1000k | 2 | $1,320,000 | $660,000 |
$Over $1MM | 1 | $11,285,000 | $11,285,000 |
Selinsgrove's loan sizing saw the bucket of loans from $100,000 or less with 189 originations, totaling $9,795,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 104 | $21,520,000 | $206,923 |
20-40% | 92 | $7,580,000 | $82,391 |
Under 20% | 68 | $2,460,000 | $36,176 |
60-80% | 61 | $22,495,000 | $368,770 |
40-60% | 47 | $5,895,000 | $125,426 |
Over 100% | 4 | $1,380,000 | $345,000 |
Selinsgrove's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 104 originations, totaling $21,520,000 in origination value.