Selinsgrove Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Selinsgrove averaged 6.84% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.55% and one month ago for the week of 2024-10-10, the average rate was 6.28%.

    Selinsgrove's average rate one year ago was 7.56%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.98%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Selinsgrove 30 Year Fixed Rate 2024-11-14 6.84%
    Selinsgrove 30 Year Fixed Rate Refi 2024-11-14 6.98%
    Selinsgrove 15 Year Fixed Rate 2024-11-14 5.79%
    Selinsgrove 15 Year Fixed Rate Refi 2024-11-14 6.19%
    Selinsgrove 30 Year FHA 2024-11-14 0%
    Selinsgrove 30 Year FHA Refi 2024-11-14 -0.2%
    Selinsgrove 30 Year USDA 2024-11-14 0.1%
    Selinsgrove 30 Year USDA Refi 2024-11-14 0.2%
    Selinsgrove 30 Year VA 2024-11-14 0%
    Selinsgrove 30 Year VA Refi 2024-11-14 0%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Selinsgrove, PA.

    Selinsgrove Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Selinsgrove, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 13 6.86% $6,110
    Fulton Bank 12 6.83% $5,073
    PENNSYLVANIA STATE EMPLOYEES Credit Union 9 6.31% $2,758
    Mortgage America, Inc. 7 6.41% $4,244
    First National Bank of Pennsylvania 7 6.96% $4,276
    SERVICE 1ST 6 6.96% $3,672
    UNITED WHOLESALE MORTGAGE, LLC 5 6.70% $6,826
    CROSSCOUNTRY MORTGAGE, LLC 3 7.61% $5,222
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.79% $4,296
    First Columbia Bank & Trust Co. 2 6.63% $4,888
    Waterstone Mortgage Corporation 2 6.13% $9,018
    FIRST HERITAGE FINANCIAL, LLC 2 7.19% $4,894
    M&T Bank 2 7.19% $4,571
    LOANDEPOT.COM, LLC 2 5.81% $10,528
    NAVY FEDERAL CREDIT UNION 2 6.94% $4,397
    Truist 1 6.60% $6,547
    U.S. Bank 1 7.50% $7,637
    AMERICAN HERITAGE FCU 1 6.13% $5,048
    Wilmington Savings Fund Society, FSB 1 7.50% $2,959
    CHURCHILL MORTGAGE CORPORATION 1 6.63% $5,098
    Citizens Bank 1 7.00% $6,246
    CONTOUR MORTGAGE CORPORATION 1 6.88% $8,849
    First Commonwealth Bank 1 7.49% $6,206
    GUILD MORTGAGE COMPANY 1 5.88% $3,870
    JPMorgan Chase Bank 1 6.13% $6,740
    Kish Bank 1 6.13% $2,929
    LIBERTY HOME MORTGAGE CORPORATION 1 6.88% $10,050
    MEMBERS 1ST FEDERAL CREDIT UNION 1 5.88% $3,264
    MidAtlantic Farm Credit, ACA 1 7.27% $3,763
    NFM, INC. 1 6.50% $8,239
    POLICE & FIRE 1 6.38% $3,371
    RUOFF MORTGAGE COMPANY, INC. 1 5.88% $6,111
    The Muncy Bank and Trust Company 1 7.25% $2,469

    Selinsgrove Average Closing Costs & Other Stats

    Selinsgrove, PA's 33 lenders originated 464 loans during 2023. The total origination value was $63,950,000, with an average loan value of $137,823.

    Selinsgrove's average closing costs are $5,550.

    The top Selinsgrove lender as defined by loan originations is QUICKEN LOANS, LLC, with 13 loans originated. Their average total fees are $6,110, which is $1,037 higher than the next largest lender, Fulton Bank.

    The lowest fee Selinsgrove lenders (with over 10 loans originated) are Fulton Bank ($5,073), QUICKEN LOANS, LLC ($6,110), .

    The lowest rate Selinsgrove lenders (with over 10 loans originated) are Fulton Bank (6.83%), QUICKEN LOANS, LLC (6.86%), .

    Selinsgrove, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Fulton Bank $10,720,000 $7,865,000 -26.6% 12.3%
    Susquehanna Community Bank $9,640,000 $7,420,000 -23.0% 11.6%
    QUICKEN LOANS, LLC $7,780,000 $6,130,000 -21.2% 9.6%
    Mifflinburg Bank and Trust Company $5,680,000 $6,120,000 7.7% 9.6%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $6,220,000 $3,840,000 -38.3% 6.0%
    First National Bank of Pennsylvania $6,715,000 $3,705,000 -44.8% 5.8%
    SERVICE 1ST $930,000 $2,120,000 128.0% 3.3%
    UNITED WHOLESALE MORTGAGE, LLC $1,545,000 $1,600,000 3.6% 2.5%
    Mortgage America, Inc. $1,120,000 $1,450,000 29.5% 2.3%
    Waterstone Mortgage Corporation $685,000 $1,280,000 86.9% 2.0%
    Mortgage Research Center, LLC $1,260,000 $1,255,000 -0.4% 2.0%
    Members Choice Financial Credit Union $1,125,000 n/a 1.8%
    M&T Bank $3,515,000 $1,080,000 -69.3% 1.7%
    First Columbia Bank & Trust Co. $1,100,000 $940,000 -14.5% 1.5%
    LOANDEPOT.COM, LLC $1,275,000 $865,000 -32.2% 1.4%
    NAVY FEDERAL CREDIT UNION $735,000 $850,000 15.6% 1.3%
    Truist $2,350,000 $810,000 -65.5% 1.3%
    UNB Bank $805,000 n/a 1.3%
    Jersey Shore State Bank $1,235,000 $795,000 -35.6% 1.2%
    MidAtlantic Farm Credit, ACA $1,425,000 $785,000 -44.9% 1.2%
    The Ephrata National Bank $560,000 $780,000 39.3% 1.2%
    FIRST HERITAGE FINANCIAL, LLC $1,985,000 $740,000 -62.7% 1.2%
    Citizens Bank $565,000 $715,000 26.5% 1.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $635,000 $650,000 2.4% 1.0%
    MEMBERS 1ST FEDERAL CREDIT UNION $510,000 $620,000 21.6% 1.0%
    BROKER SOLUTIONS, INC. $495,000 $495,000 0.0% 0.8%
    U.S. Bank $505,000 $465,000 -7.9% 0.7%
    LIBERTY HOME MORTGAGE CORPORATION $365,000 $450,000 23.3% 0.7%
    AMERISAVE MORTGAGE CORPORATION $525,000 $415,000 -21.0% 0.6%
    ALLIED MORTGAGE GROUP, INC. $505,000 $410,000 -18.8% 0.6%
    Kish Bank $655,000 $395,000 -39.7% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $260,000 $385,000 48.1% 0.6%
    Keystone Funding, Inc. $385,000 n/a 0.6%
    RELIANCE FIRST CAPITAL, LLC $320,000 n/a 0.5%
    BELCO COMMUNITY CREDIT UNION $85,000 $305,000 258.8% 0.5%
    NFM, INC. $275,000 n/a 0.4%
    FREEDOM MORTGAGE CORPORATION $535,000 $235,000 -56.1% 0.4%
    CHURCHILL MORTGAGE CORPORATION $225,000 n/a 0.4%
    CONTOUR MORTGAGE CORPORATION $225,000 n/a 0.4%
    POLICE & FIRE $25,000 $215,000 760.0% 0.3%
    The Juniata Valley Bank $1,080,000 $215,000 -80.1% 0.3%
    USAA Federal Savings Bank $1,010,000 $215,000 -78.7% 0.3%
    The Muncy Bank and Trust Company $555,000 $210,000 -62.2% 0.3%
    Carrington Mortgage Services, LLC $205,000 n/a 0.3%
    EMM LOANS LLC $195,000 n/a 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $195,000 n/a 0.3%
    PENNYMAC LOAN SERVICES, LLC $625,000 $195,000 -68.8% 0.3%
    ZILLOW HOME LOANS, LLC $580,000 $195,000 -66.4% 0.3%
    Century Mortgage Company DBA Century Lending Company $185,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $175,000 n/a 0.3%
    Prosperity Home Mortgage, LLC $175,000 n/a 0.3%
    First Commonwealth Bank $520,000 $165,000 -68.3% 0.3%
    Wilmington Savings Fund Society, FSB $165,000 n/a 0.3%
    GUARANTEED RATE AFFINITY, LLC $355,000 $145,000 -59.2% 0.2%
    JPMorgan Chase Bank $450,000 $145,000 -67.8% 0.2%
    The Federal Savings Bank $275,000 $145,000 -47.3% 0.2%
    GUARANTEED RATE, INC. $135,000 n/a 0.2%
    Barrington Bank & Trust Company, N.A. $135,000 $125,000 -7.4% 0.2%
    First Keystone Community Bank $1,130,000 $115,000 -89.8% 0.2%
    Discover Bank $75,000 $110,000 46.7% 0.2%
    Empower Federal Credit Union $105,000 n/a 0.2%
    RUOFF MORTGAGE COMPANY, INC. $105,000 n/a 0.2%
    Third Federal Savings and Loan Association of Cleveland $85,000 n/a 0.1%
    GUILD MORTGAGE COMPANY $255,000 $75,000 -70.6% 0.1%
    Secured Investment Corp. $75,000 n/a 0.1%
    AMERICAN HERITAGE FCU $65,000 n/a 0.1%
    CNB Bank $65,000 n/a 0.1%
    PNC Bank $400,000 $55,000 -86.3% 0.1%
    Coastal Community Bank $45,000 n/a 0.1%
    Orrstown Bank $365,000 $35,000 -90.4% 0.1%
    Diamond Credit Union $25,000 n/a 0.0%

    Selinsgrove's top lender by overall market share is Fulton Bank, with 12.3% market share. In second place, with 11.6%, is Susquehanna Community Bank, having originated $7,420,000 in loans. In third place, with 9.6%, is QUICKEN LOANS, LLC, having originated $6,130,000 in loans. In fourth place, with 9.6%, is Mifflinburg Bank and Trust Company, having originated $6,120,000 in loans. In fifth place, with 6.0%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $3,840,000 in loans.

    Selinsgrove Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Selinsgrove (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $197,704 (7.4%) $243,323 (10.1%) 0.00 105
    2018-02-01 $189,900 (2.7%) $242,887 (9.2%) 0.00 105
    2018-03-01 $189,900 (5.8%) $236,599 (10.4%) 0.00 105
    2018-04-01 $198,827 (11.1%) $237,357 (8.8%) 0.00 113
    2018-05-01 $201,425 (12.5%) $229,575 (4.1%) 0.00 114
    2018-06-01 $202,900 (6.9%) $229,326 (2.8%) 0.00 124
    2018-07-01 $207,400 (9.2%) $228,292 (3.7%) 0.00 132
    2018-08-01 $207,650 (9.4%) $229,315 (3.4%) 0.00 135
    2018-09-01 $202,900 (6.9%) $234,704 (4.2%) 0.00 128
    2018-10-01 $204,375 (9.0%) $238,905 (1.7%) 0.00 120
    2018-11-01 $193,654 (-2.3%) $229,349 (-6.7%) 0.00 118
    2018-12-01 $189,400 (-4.2%) $228,277 (-3.5%) 0.00 121
    2019-01-01 $183,950 (-7.0%) $209,795 (-13.8%) 0.00 112
    2019-02-01 $188,650 (-0.7%) $219,150 (-9.8%) 0.00 111
    2019-03-01 $199,477 (5.0%) $226,683 (-4.2%) 0.00 113
    2019-04-01 $210,925 (6.1%) $229,484 (-3.3%) 0.00 119
    2019-05-01 $214,900 (6.7%) $236,908 (3.2%) 0.00 123
    2019-06-01 $200,000 (-1.4%) $226,004 (-1.5%) 0.00 110
    2019-07-01 $199,425 (-3.9%) $223,348 (-2.2%) 0.00 110
    2019-08-01 $197,526 (-4.9%) $250,175 (9.1%) 0.00 111
    2019-09-01 $195,391 (-3.7%) $286,285 (22.0%) 0.00 102
    2019-10-01 $196,242 (-4.0%) $311,908 (30.6%) 0.00 97
    2019-11-01 $189,900 (-1.9%) $302,249 (31.8%) 0.00 100
    2019-12-01 $191,200 (1.0%) $296,983 (30.1%) 0.00 88
    2020-01-01 $196,200 (6.7%) $302,867 (44.4%) 0.00 82
    2020-02-01 $196,200 (4.0%) $308,140 (40.6%) 0.00 73
    2020-03-01 $194,600 (-2.4%) $301,343 (32.9%) 0.00 70
    2020-04-01 $191,050 (-9.4%) $254,849 (11.1%) 0.00 70
    2020-05-01 $198,000 (-7.9%) $263,426 (11.2%) 0.00 64
    2020-06-01 $202,700 (1.4%) $274,234 (21.3%) 0.00 61
    2020-07-01 $206,450 (3.5%) $282,205 (26.4%) 0.00 58
    2020-08-01 $219,900 (11.3%) $301,558 (20.5%) 0.00 48
    2020-09-01 $222,450 (13.9%) $297,709 (4.0%) 0.00 50
    2020-10-01 $219,900 (12.1%) $281,849 (-9.6%) 0.00 44
    2020-11-01 $219,900 (15.8%) $257,923 (-14.7%) 0.00 40
    2020-12-01 $232,150 (21.4%) $271,985 (-8.4%) 0.00 37
    2021-01-01 $209,000 (6.5%) $268,084 (-11.5%) 0.00 36
    2021-02-01 $182,000 (-7.2%) $248,278 (-19.4%) 0.00 32
    2021-03-01 $196,200 (0.8%) $250,185 (-17.0%) 0.00 31
    2021-04-01 $187,650 (-1.8%) $224,281 (-12.0%) 0.00 24
    2021-05-01 $179,900 (-9.1%) $221,762 (-15.8%) 0.00 24
    2021-06-01 $185,500 (-8.5%) $217,984 (-20.5%) 0.00 30
    2021-07-01 $231,400 (12.1%) $256,561 (-9.1%) 0.00 34
    2021-08-01 $225,000 (2.3%) $248,850 (-17.5%) 0.00 40
    2021-09-01 $207,450 (-6.7%) $241,670 (-18.8%) 0.00 45
    2021-10-01 $202,200 (-8.1%) $250,010 (-11.3%) 0.00 42
    2021-11-01 $204,500 (-7.0%) $265,267 (2.9%) 0.00 38
    2021-12-01 $208,375 (-10.2%) $243,491 (-10.5%) 0.00 28
    2022-01-01 $199,950 (-4.3%) $218,489 (-18.5%) 0.00 20
    2022-02-01 $206,225 (13.3%) $244,199 (-1.6%) 0.00 19
    2022-03-01 $199,000 (1.4%) $234,091 (-6.4%) 0.00 20
    2022-04-01 $219,900 (17.2%) $273,713 (22.0%) 0.00 24
    2022-05-01 $249,900 (38.9%) $291,179 (31.3%) 0.00 35
    2022-06-01 $250,970 (35.3%) $286,022 (31.2%) 0.00 38
    2022-07-01 $252,500 (9.1%) $299,041 (16.6%) 0.00 36
    2022-08-01 $252,450 (12.2%) $296,480 (19.1%) 0.00 42
    2022-09-01 $267,450 (28.9%) $290,370 (20.2%) 0.00 43
    2022-10-01 $277,450 (37.2%) $286,039 (14.4%) 0.00 46
    2022-11-01 $244,900 (19.8%) $269,203 (1.5%) 0.00 47
    2022-12-01 $224,950 (8.0%) $245,165 (0.7%) 0.00 43
    2023-01-01 $244,950 (22.5%) $273,143 (25.0%) 0.00 37
    2023-02-01 $244,450 (18.5%) $256,341 (5.0%) 0.00 37
    2023-03-01 $243,474 (22.4%) $263,787 (12.7%) 0.00 31
    2023-04-01 $239,900 (9.1%) $257,737 (-5.8%) 0.00 21
    2023-05-01 $254,999 (2.0%) $250,135 (-14.1%) 0.00 17
    2023-06-01 $252,225 (0.5%) $261,847 (-8.5%) 0.00 19
    2023-07-01 $244,000 (-3.4%) $270,328 (-9.6%) 0.00 22
    2023-08-01 $269,499 (6.8%) $288,485 (-2.7%) 0.00 20
    2023-09-01 $242,750 (-9.2%) $280,465 (-3.4%) 0.00 24
    2023-10-01 $235,625 (-15.1%) $266,029 (-7.0%) 0.00 26
    2023-11-01 $240,750 (-1.7%) $263,446 (-2.1%) 0.00 26
    2023-12-01 $220,000 (-2.2%) $254,178 (3.7%) 0.00 24
    2024-01-01 $218,750 (-10.7%) $250,571 (-8.3%) 0.00 24
    2024-02-01 $250,325 (2.4%) $274,166 (7.0%) 0.00 24
    2024-03-01 $244,450 (0.4%) $277,179 (5.1%) 0.00 28
    2024-04-01 $287,450 (19.8%) $296,551 (15.1%) 0.00 30
    2024-05-01 $295,950 (16.1%) $302,520 (20.9%) 0.00 34
    2024-06-01 $319,900 (26.8%) $310,336 (18.5%) 0.00 43
    2024-07-01 $319,225 (30.8%) $300,713 (11.2%) 0.00 45
    2024-08-01 $319,450 (18.5%) $312,518 (8.3%) 0.00 43
    2024-09-01 $332,225 (36.9%) $330,304 (17.8%) 0.00 44
    2024-10-01 $332,450 (41.1%) $331,194 (24.5%) 0.00 47
    Selinsgrove's median listing price for 2024-10-01 was $332,450, a difference of $96,825 (41.1%) versus the prior year and $225 versus the prior month.

    Selinsgrove's median listing price comes in at 0% of the national average.

    Selinsgrove's average listing price for 2024-10-01 was $331,194, a difference of $65,165 (24.5%) versus the prior year and $890 versus the prior month.

    For the 2024-10-01 period, Selinsgrove had 47 MLS listings, a difference of 3 listings (7%) versus the prior month and 21 listings (81%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Selinsgrove (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,854 sqft
    2018-02-01 0 days 1,824 sqft
    2018-03-01 0 days 1,816 sqft
    2018-04-01 0 days 1,803 sqft
    2018-05-01 0 days 1,815 sqft
    2018-06-01 0 days 1,768 sqft
    2018-07-01 0 days 1,765 sqft
    2018-08-01 0 days 1,763 sqft
    2018-09-01 0 days 1,747 sqft
    2018-10-01 0 days 1,719 sqft
    2018-11-01 0 days 1,682 sqft
    2018-12-01 0 days 1,615 sqft
    2019-01-01 0 days 1,600 sqft
    2019-02-01 0 days 1,673 sqft
    2019-03-01 0 days 1,729 sqft
    2019-04-01 0 days 1,729 sqft
    2019-05-01 0 days 1,668 sqft
    2019-06-01 0 days 1,664 sqft
    2019-07-01 0 days 1,730 sqft
    2019-08-01 0 days 1,776 sqft
    2019-09-01 0 days 1,836 sqft
    2019-10-01 0 days 1,875 sqft
    2019-11-01 0 days 1,746 sqft
    2019-12-01 0 days 1,730 sqft
    2020-01-01 0 days 1,706 sqft
    2020-02-01 0 days 1,736 sqft
    2020-03-01 0 days 1,674 sqft
    2020-04-01 0 days 1,639 sqft
    2020-05-01 0 days 1,748 sqft
    2020-06-01 0 days 1,870 sqft
    2020-07-01 0 days 1,805 sqft
    2020-08-01 0 days 1,898 sqft
    2020-09-01 0 days 1,972 sqft
    2020-10-01 0 days 1,920 sqft
    2020-11-01 0 days 1,836 sqft
    2020-12-01 0 days 1,848 sqft
    2021-01-01 0 days 1,848 sqft
    2021-02-01 0 days 1,799 sqft
    2021-03-01 0 days 1,775 sqft
    2021-04-01 0 days 1,549 sqft
    2021-05-01 0 days 1,549 sqft
    2021-06-01 0 days 1,746 sqft
    2021-07-01 0 days 1,891 sqft
    2021-08-01 0 days 1,779 sqft
    2021-09-01 0 days 1,752 sqft
    2021-10-01 0 days 1,757 sqft
    2021-11-01 0 days 1,872 sqft
    2021-12-01 0 days 1,894 sqft
    2022-01-01 0 days 1,659 sqft
    2022-02-01 0 days 1,559 sqft
    2022-03-01 0 days 1,612 sqft
    2022-04-01 0 days 1,738 sqft
    2022-05-01 0 days 1,750 sqft
    2022-06-01 0 days 1,732 sqft
    2022-07-01 0 days 1,904 sqft
    2022-08-01 0 days 1,908 sqft
    2022-09-01 0 days 1,892 sqft
    2022-10-01 0 days 1,800 sqft
    2022-11-01 0 days 1,618 sqft
    2022-12-01 0 days 1,564 sqft
    2023-01-01 0 days 1,617 sqft
    2023-02-01 0 days 1,591 sqft
    2023-03-01 0 days 1,622 sqft
    2023-04-01 0 days 1,628 sqft
    2023-05-01 0 days 1,825 sqft
    2023-06-01 0 days 1,904 sqft
    2023-07-01 0 days 1,904 sqft
    2023-08-01 0 days 1,879 sqft
    2023-09-01 0 days 1,904 sqft
    2023-10-01 0 days 1,822 sqft
    2023-11-01 0 days 1,788 sqft
    2023-12-01 0 days 1,838 sqft
    2024-01-01 0 days 1,801 sqft
    2024-02-01 0 days 1,801 sqft
    2024-03-01 0 days 1,538 sqft
    2024-04-01 0 days 1,549 sqft
    2024-05-01 0 days 1,620 sqft
    2024-06-01 0 days 1,559 sqft
    2024-07-01 0 days 1,559 sqft
    2024-08-01 0 days 1,559 sqft
    2024-09-01 0 days 1,572 sqft
    2024-10-01 0 days 1,568 sqft
    Selinsgrove's median listing age (time on market) for 2024-10-01 was 0 days.

    Selinsgrove's median square footage for active listings during the 2024-10-01 period was 1,568 sqft. One year prior, the average listing was 1,822 sqft.

    Selinsgrove, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 205 $40,755,000 $198,805
    Other 77 $5,425,000 $70,455
    Home Improvement 73 $4,395,000 $60,205
    Refi 65 $7,085,000 $109,000
    Cash Out Refi 44 $6,290,000 $142,955

    Selinsgrove's most frequently cited loan purpose was Home Purchase, with 205 originations. The 2nd most popular reason was Other, with 77 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 140 $21,950,000 $156,786
    7-8% 76 $10,690,000 $140,658
    5-6% 74 $9,950,000 $134,459
    Over 8% 51 $4,305,000 $84,412
    4-5% 11 $1,025,000 $93,182
    <2.5% 7 $345,000 $49,286

    During 2023, Selinsgrove's most frequently originated rate bucket was 6-7%, with 140 originations.

    Loan Sizing (Selinsgrove, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 196 $10,040,000 $51,224
    $100k-200k 162 $23,660,000 $146,049
    $200k-400k 91 $22,965,000 $252,363
    $400k-600k 13 $5,805,000 $446,538
    $600k-1000k 2 $1,480,000 $740,000

    Selinsgrove's loan sizing saw the bucket of loans from $100,000 or less with 196 originations, totaling $10,040,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 121 $24,235,000 $200,289
    20-40% 71 $4,565,000 $64,296
    60-80% 65 $11,175,000 $171,923
    Under 20% 60 $2,010,000 $33,500
    40-60% 38 $5,270,000 $138,684
    Over 100% 4 $1,010,000 $252,500

    Selinsgrove's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 121 originations, totaling $24,235,000 in origination value.