Selinsgrove Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Selinsgrove averaged 6.6% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.91% and one month ago for the week of 2025-02-27, the average rate was 6.62%.

Selinsgrove's average rate one year ago was 6.85%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.54%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Selinsgrove 30 Year Fixed Rate 2025-04-03 6.6%
Selinsgrove 30 Year Fixed Rate Refi 2025-04-03 6.54%
Selinsgrove 15 Year Fixed Rate 2025-04-03 6.02%
Selinsgrove 15 Year Fixed Rate Refi 2025-04-03 6.22%
Selinsgrove 30 Year FHA 2025-04-03 6.36%
Selinsgrove 30 Year FHA Refi 2025-04-03 6.46%
Selinsgrove 30 Year USDA 2025-04-03 6.52%
Selinsgrove 30 Year USDA Refi 2025-04-03 6.12%
Selinsgrove 30 Year VA 2025-04-03 6.16%
Selinsgrove 30 Year VA Refi 2025-04-03 5.86%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Selinsgrove, PA.

Selinsgrove Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Selinsgrove, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 9 6.76% $6,777
PENNSYLVANIA STATE EMPLOYEES Credit Union 8 6.52% $2,593
Fulton Bank 8 7.08% $4,690
FIRST HERITAGE FINANCIAL, LLC 6 7.15% $3,539
First National Bank of Pennsylvania 5 6.95% $4,133
First Columbia Bank & Trust Co. 4 6.59% $3,429
SERVICE 1ST 3 7.08% $3,443
UNITED WHOLESALE MORTGAGE, LLC 3 6.46% $6,653
Mr. Cooper ( Nationstar Mortgage ) 2 6.81% $5,421
UNION HOME MORTGAGE CORP. 2 7.25% $7,829
Mortgage America, Inc. 2 5.94% $4,198
MidAtlantic Farm Credit, ACA 2 6.82% $8,514
M&T Bank 1 6.13% $5,079
NATIONS DIRECT MORTGAGE, LLC 1 5.88% $9,404
Paramount Residential Mortgage Group, Inc. 1 7.38% $8,242
PLAZA HOME MORTGAGE, INC. 1 8.13% $8,511
PNC Bank 1 6.00% $3,805
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.63% $4,313
Truist 1 7.38% $6,143
AgFirst Farm Credit Bank 1 7.50% $5,330
Univest Bank and Trust Co. 1 6.13% $4,576
AMERICAN FINANCIAL RESOURCES, INC. 1 6.99% $3,059
CROSSCOUNTRY MORTGAGE, LLC 1 7.99% $6,642
Discover Bank 1 6.58% $0
EQUITY RESOURCES, INC. 1 6.88% $7,096
FIRST COMMUNITY MORTGAGE, INC. 1 5.99% $7,458
HOMESPIRE MORTGAGE CORPORATION 1 7.00% $5,821
Kish Bank 1 6.75% $4,096
Legends Bank 1 5.99% $2,825
LOANDEPOT.COM, LLC 1 7.13% $8,105
MEMBERS 1ST FEDERAL CREDIT UNION 1 7.25% $8,739
MOVEMENT MORTGAGE, LLC 1 6.38% $4,644

Selinsgrove Average Closing Costs & Other Stats

Selinsgrove, PA's 32 lenders originated 454 loans during 2024. The total origination value was $73,750,000, with an average loan value of $162,445.

Selinsgrove's average closing costs are $5,592.

The top Selinsgrove lender as defined by loan originations is QUICKEN LOANS, LLC, with 9 loans originated. Their average total fees are $6,777, which is $4,184 higher than the next largest lender, PENNSYLVANIA STATE EMPLOYEES Credit Union.

The lowest fee Selinsgrove lenders (with over 10 loans originated) are .

The lowest rate Selinsgrove lenders (with over 10 loans originated) are .

Selinsgrove, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
WALKER & DUNLOP, LLC $11,285,000 n/a 15.3%
Fulton Bank $7,865,000 $9,580,000 21.8% 13.0%
Susquehanna Community Bank $7,420,000 $6,785,000 -8.6% 9.2%
QUICKEN LOANS, LLC $6,130,000 $5,125,000 -16.4% 6.9%
SERVICE 1ST $2,120,000 $4,615,000 117.7% 6.3%
Mifflinburg Bank and Trust Company $6,120,000 $3,560,000 -41.8% 4.8%
PENNSYLVANIA STATE EMPLOYEES Credit Union $3,840,000 $3,475,000 -9.5% 4.7%
First National Bank of Pennsylvania $3,705,000 $2,760,000 -25.5% 3.7%
M&T Bank $1,080,000 $2,340,000 116.7% 3.2%
MidAtlantic Farm Credit, ACA $785,000 $1,635,000 108.3% 2.2%
FIRST HERITAGE FINANCIAL, LLC $740,000 $1,550,000 109.5% 2.1%
Truist $810,000 $1,485,000 83.3% 2.0%
First Columbia Bank & Trust Co. $940,000 $1,470,000 56.4% 2.0%
MEMBERS 1ST FEDERAL CREDIT UNION $620,000 $1,180,000 90.3% 1.6%
Mortgage Research Center, LLC $1,255,000 $1,070,000 -14.7% 1.5%
UNION HOME MORTGAGE CORP. $860,000 n/a 1.2%
UNITED WHOLESALE MORTGAGE, LLC $1,600,000 $740,000 -53.8% 1.0%
Mortgage America, Inc. $1,450,000 $710,000 -51.0% 1.0%
CROSSCOUNTRY MORTGAGE, LLC $385,000 $700,000 81.8% 0.9%
USAA Federal Savings Bank $215,000 $655,000 204.7% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $595,000 n/a 0.8%
Kish Bank $395,000 $550,000 39.2% 0.7%
Reliance Savings Bank $490,000 n/a 0.7%
AgFirst Farm Credit Bank $465,000 n/a 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $650,000 $465,000 -28.5% 0.6%
Paramount Residential Mortgage Group, Inc. $455,000 n/a 0.6%
PENNYMAC LOAN SERVICES, LLC $195,000 $410,000 110.3% 0.6%
Citizens & Northern Bank $405,000 n/a 0.5%
ALLIED MORTGAGE GROUP, INC. $410,000 $370,000 -9.8% 0.5%
Waterstone Mortgage Corporation $1,280,000 $350,000 -72.7% 0.5%
NEWREZ LLC $345,000 n/a 0.5%
The Ephrata National Bank $780,000 $340,000 -56.4% 0.5%
Discover Bank $110,000 $325,000 195.5% 0.4%
Wells Fargo Bank $305,000 n/a 0.4%
NAVY FEDERAL CREDIT UNION $850,000 $300,000 -64.7% 0.4%
The Juniata Valley Bank $215,000 $295,000 37.2% 0.4%
First Keystone Community Bank $115,000 $290,000 152.2% 0.4%
HOMESPIRE MORTGAGE CORPORATION $275,000 n/a 0.4%
NATIONS DIRECT MORTGAGE, LLC $275,000 n/a 0.4%
PNC Bank $55,000 $255,000 363.6% 0.3%
FREEDOM MORTGAGE CORPORATION $235,000 $240,000 2.1% 0.3%
Members Choice Financial Credit Union $1,125,000 $235,000 -79.1% 0.3%
LOANDEPOT.COM, LLC $865,000 $225,000 -74.0% 0.3%
JPMorgan Chase Bank $145,000 $220,000 51.7% 0.3%
Century Mortgage Company DBA Century Lending Company $185,000 $215,000 16.2% 0.3%
EQUITY RESOURCES, INC. $215,000 n/a 0.3%
TOWNE MORTGAGE COMPANY $215,000 n/a 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $175,000 $205,000 17.1% 0.3%
Univest Bank and Trust Co. $205,000 n/a 0.3%
Flagstar Bank, FSB $185,000 n/a 0.3%
Orrstown Bank $35,000 $175,000 400.0% 0.2%
Pennian Bank $175,000 n/a 0.2%
Citizens Bank $715,000 $170,000 -76.2% 0.2%
CARDINAL FINANCIAL $165,000 n/a 0.2%
PLAZA HOME MORTGAGE, INC. $165,000 n/a 0.2%
FIRST COMMUNITY MORTGAGE, INC. $155,000 n/a 0.2%
A&D Mortgage LLC $135,000 n/a 0.2%
Legends Bank $125,000 n/a 0.2%
NFM, INC. $275,000 $125,000 -54.5% 0.2%
The Huntington National Bank $125,000 n/a 0.2%
MOVEMENT MORTGAGE, LLC $115,000 n/a 0.2%
PALCO FEDERAL CREDIT UNION $110,000 n/a 0.1%
Equity Prime Mortgage LLC $105,000 n/a 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $105,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $85,000 n/a 0.1%
BROKER SOLUTIONS, INC. $495,000 $75,000 -84.8% 0.1%
BETTER MORTGAGE CORPORATION $65,000 n/a 0.1%
SUN Federal Credit Union $65,000 n/a 0.1%
Figure Lending LLC $60,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $35,000 n/a 0.0%
SPRING EQ, LLC $35,000 n/a 0.0%
AMERISAVE MORTGAGE CORPORATION $415,000 $25,000 -94.0% 0.0%
Coastal Community Bank $45,000 $15,000 -66.7% 0.0%
Jersey Shore State Bank $795,000 $5,000 -99.4% 0.0%

Selinsgrove's top lender by overall market share is WALKER & DUNLOP, LLC, with 15.3% market share. In second place, with 13.0%, is Fulton Bank, having originated $9,580,000 in loans. In third place, with 9.2%, is Susquehanna Community Bank, having originated $6,785,000 in loans. In fourth place, with 6.9%, is QUICKEN LOANS, LLC, having originated $5,125,000 in loans. In fifth place, with 6.3%, is SERVICE 1ST, having originated $4,615,000 in loans.


Selinsgrove Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Selinsgrove (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $197,704 (7.4%) $243,323 (10.1%) 0.00 105
2018-02-01 $189,900 (2.7%) $242,887 (9.2%) 0.00 105
2018-03-01 $189,900 (5.8%) $236,599 (10.4%) 0.00 105
2018-04-01 $198,827 (11.1%) $237,357 (8.8%) 0.00 113
2018-05-01 $201,425 (12.5%) $229,575 (4.1%) 0.00 114
2018-06-01 $202,900 (6.9%) $229,326 (2.8%) 0.00 124
2018-07-01 $207,400 (9.2%) $228,292 (3.7%) 0.00 132
2018-08-01 $207,650 (9.4%) $229,315 (3.4%) 0.00 135
2018-09-01 $202,900 (6.9%) $234,704 (4.2%) 0.00 128
2018-10-01 $204,375 (9.0%) $238,905 (1.7%) 0.00 120
2018-11-01 $193,654 (-2.3%) $229,349 (-6.7%) 0.00 118
2018-12-01 $189,400 (-4.2%) $228,277 (-3.5%) 0.00 121
2019-01-01 $183,950 (-7.0%) $209,795 (-13.8%) 0.00 112
2019-02-01 $188,650 (-0.7%) $219,150 (-9.8%) 0.00 112
2019-03-01 $199,477 (5.0%) $226,683 (-4.2%) 0.00 113
2019-04-01 $210,925 (6.1%) $229,484 (-3.3%) 0.00 119
2019-05-01 $214,900 (6.7%) $236,908 (3.2%) 0.00 123
2019-06-01 $200,000 (-1.4%) $226,004 (-1.5%) 0.00 110
2019-07-01 $199,425 (-3.9%) $223,348 (-2.2%) 0.00 110
2019-08-01 $197,526 (-4.9%) $250,175 (9.1%) 0.00 111
2019-09-01 $195,391 (-3.7%) $286,285 (22.0%) 0.00 102
2019-10-01 $196,242 (-4.0%) $311,908 (30.6%) 0.00 97
2019-11-01 $189,900 (-1.9%) $302,249 (31.8%) 0.00 100
2019-12-01 $191,200 (1.0%) $296,983 (30.1%) 0.00 88
2020-01-01 $196,200 (6.7%) $302,867 (44.4%) 0.00 82
2020-02-01 $196,200 (4.0%) $308,140 (40.6%) 0.00 73
2020-03-01 $194,600 (-2.4%) $301,343 (32.9%) 0.00 70
2020-04-01 $191,050 (-9.4%) $254,849 (11.1%) 0.00 70
2020-05-01 $198,000 (-7.9%) $263,426 (11.2%) 0.00 64
2020-06-01 $202,700 (1.4%) $274,234 (21.3%) 0.00 61
2020-07-01 $205,600 (3.1%) $280,312 (25.5%) 0.00 59
2020-08-01 $217,450 (10.1%) $297,086 (18.8%) 0.00 49
2020-09-01 $219,950 (12.6%) $292,735 (2.3%) 0.00 51
2020-10-01 $219,450 (11.8%) $275,481 (-11.7%) 0.00 45
2020-11-01 $219,900 (15.8%) $257,923 (-14.7%) 0.00 40
2020-12-01 $232,150 (21.4%) $271,985 (-8.4%) 0.00 37
2021-01-01 $209,000 (6.5%) $268,084 (-11.5%) 0.00 36
2021-02-01 $182,000 (-7.2%) $248,278 (-19.4%) 0.00 32
2021-03-01 $196,200 (0.8%) $250,185 (-17.0%) 0.00 31
2021-04-01 $187,650 (-1.8%) $224,281 (-12.0%) 0.00 24
2021-05-01 $179,900 (-9.1%) $221,762 (-15.8%) 0.00 24
2021-06-01 $185,500 (-8.5%) $217,984 (-20.5%) 0.00 30
2021-07-01 $231,400 (12.6%) $256,561 (-8.5%) 0.00 34
2021-08-01 $225,000 (3.5%) $248,850 (-16.2%) 0.00 40
2021-09-01 $207,450 (-5.7%) $241,670 (-17.4%) 0.00 45
2021-10-01 $202,200 (-7.9%) $250,010 (-9.3%) 0.00 42
2021-11-01 $204,500 (-7.0%) $265,267 (2.9%) 0.00 38
2021-12-01 $208,375 (-10.2%) $243,491 (-10.5%) 0.00 28
2022-01-01 $199,950 (-4.3%) $218,489 (-18.5%) 0.00 20
2022-02-01 $206,225 (13.3%) $244,199 (-1.6%) 0.00 19
2022-03-01 $198,000 (0.9%) $231,244 (-7.6%) 0.00 20
2022-04-01 $219,900 (17.2%) $273,713 (22.0%) 0.00 24
2022-05-01 $249,900 (38.9%) $291,179 (31.3%) 0.00 35
2022-06-01 $250,973 (35.3%) $286,022 (31.2%) 0.00 39
2022-07-01 $252,500 (9.1%) $299,041 (16.6%) 0.00 36
2022-08-01 $252,450 (12.2%) $296,480 (19.1%) 0.00 42
2022-09-01 $267,450 (28.9%) $290,370 (20.2%) 0.00 43
2022-10-01 $277,450 (37.2%) $286,039 (14.4%) 0.00 46
2022-11-01 $244,900 (19.8%) $269,203 (1.5%) 0.00 47
2022-12-01 $224,950 (8.0%) $245,165 (0.7%) 0.00 43
2023-01-01 $244,950 (22.5%) $273,143 (25.0%) 0.00 37
2023-02-01 $244,450 (18.5%) $256,341 (5.0%) 0.00 37
2023-03-01 $243,474 (23.0%) $263,787 (14.1%) 0.00 31
2023-04-01 $239,900 (9.1%) $257,737 (-5.8%) 0.00 21
2023-05-01 $254,999 (2.0%) $250,135 (-14.1%) 0.00 17
2023-06-01 $252,225 (0.5%) $261,847 (-8.5%) 0.00 19
2023-07-01 $244,000 (-3.4%) $270,328 (-9.6%) 0.00 22
2023-08-01 $269,499 (6.8%) $288,485 (-2.7%) 0.00 20
2023-09-01 $242,750 (-9.2%) $280,465 (-3.4%) 0.00 24
2023-10-01 $235,625 (-15.1%) $266,029 (-7.0%) 0.00 26
2023-11-01 $240,750 (-1.7%) $263,446 (-2.1%) 0.00 26
2023-12-01 $220,000 (-2.2%) $254,178 (3.7%) 0.00 24
2024-01-01 $218,750 (-10.7%) $250,571 (-8.3%) 0.00 24
2024-02-01 $250,325 (2.4%) $274,166 (7.0%) 0.00 24
2024-03-01 $244,450 (0.4%) $277,179 (5.1%) 0.00 28
2024-04-01 $287,450 (19.8%) $296,551 (15.1%) 0.00 30
2024-05-01 $299,725 (17.5%) $303,307 (21.3%) 0.00 34
2024-06-01 $307,000 (21.7%) $308,566 (17.8%) 0.00 43
2024-07-01 $319,225 (30.8%) $300,713 (11.2%) 0.00 45
2024-08-01 $319,450 (18.5%) $312,518 (8.3%) 0.00 43
2024-09-01 $332,225 (36.9%) $330,304 (17.8%) 0.00 44
2024-10-01 $332,450 (41.1%) $331,194 (24.5%) 0.00 47
2024-11-01 $334,900 (39.1%) $339,081 (28.7%) 0.00 54
2024-12-01 $334,900 (52.2%) $340,376 (33.9%) 0.00 52
2025-01-01 $331,150 (51.4%) $330,190 (31.8%) 0.00 50
2025-02-01 $323,650 (29.3%) $330,481 (20.5%) 0.00 52
2025-03-01 $321,150 (31.4%) $331,791 (19.7%) 0.00 48
Selinsgrove's median listing price for 2025-03-01 was $321,150, a difference of $76,700 (31.4%) versus the prior year and $-2,500 versus the prior month.

Selinsgrove's median listing price comes in at 0% of the national average.

Selinsgrove's average listing price for 2025-03-01 was $331,791, a difference of $54,612 (19.7%) versus the prior year and $1,310 versus the prior month.

For the 2025-03-01 period, Selinsgrove had 48 MLS listings, a difference of -4 listings (-8%) versus the prior month and 20 listings (71%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Selinsgrove (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,854 sqft
2018-02-01 0 days 1,824 sqft
2018-03-01 0 days 1,816 sqft
2018-04-01 0 days 1,803 sqft
2018-05-01 0 days 1,815 sqft
2018-06-01 0 days 1,768 sqft
2018-07-01 0 days 1,765 sqft
2018-08-01 0 days 1,763 sqft
2018-09-01 0 days 1,747 sqft
2018-10-01 0 days 1,719 sqft
2018-11-01 0 days 1,682 sqft
2018-12-01 0 days 1,615 sqft
2019-01-01 0 days 1,600 sqft
2019-02-01 0 days 1,673 sqft
2019-03-01 0 days 1,729 sqft
2019-04-01 0 days 1,729 sqft
2019-05-01 0 days 1,668 sqft
2019-06-01 0 days 1,664 sqft
2019-07-01 0 days 1,730 sqft
2019-08-01 0 days 1,776 sqft
2019-09-01 0 days 1,836 sqft
2019-10-01 0 days 1,875 sqft
2019-11-01 0 days 1,746 sqft
2019-12-01 0 days 1,730 sqft
2020-01-01 0 days 1,706 sqft
2020-02-01 0 days 1,736 sqft
2020-03-01 0 days 1,674 sqft
2020-04-01 0 days 1,639 sqft
2020-05-01 0 days 1,748 sqft
2020-06-01 0 days 1,870 sqft
2020-07-01 0 days 1,805 sqft
2020-08-01 0 days 1,898 sqft
2020-09-01 0 days 1,972 sqft
2020-10-01 0 days 1,920 sqft
2020-11-01 0 days 1,836 sqft
2020-12-01 0 days 1,848 sqft
2021-01-01 0 days 1,848 sqft
2021-02-01 0 days 1,799 sqft
2021-03-01 0 days 1,775 sqft
2021-04-01 0 days 1,549 sqft
2021-05-01 0 days 1,549 sqft
2021-06-01 0 days 1,746 sqft
2021-07-01 0 days 1,891 sqft
2021-08-01 0 days 1,779 sqft
2021-09-01 0 days 1,752 sqft
2021-10-01 0 days 1,757 sqft
2021-11-01 0 days 1,872 sqft
2021-12-01 0 days 1,894 sqft
2022-01-01 0 days 1,659 sqft
2022-02-01 0 days 1,559 sqft
2022-03-01 0 days 1,602 sqft
2022-04-01 0 days 1,738 sqft
2022-05-01 0 days 1,750 sqft
2022-06-01 0 days 1,732 sqft
2022-07-01 0 days 1,904 sqft
2022-08-01 0 days 1,908 sqft
2022-09-01 0 days 1,892 sqft
2022-10-01 0 days 1,800 sqft
2022-11-01 0 days 1,618 sqft
2022-12-01 0 days 1,564 sqft
2023-01-01 0 days 1,617 sqft
2023-02-01 0 days 1,591 sqft
2023-03-01 0 days 1,622 sqft
2023-04-01 0 days 1,628 sqft
2023-05-01 0 days 1,825 sqft
2023-06-01 0 days 1,904 sqft
2023-07-01 0 days 1,904 sqft
2023-08-01 0 days 1,879 sqft
2023-09-01 0 days 1,904 sqft
2023-10-01 0 days 1,822 sqft
2023-11-01 0 days 1,788 sqft
2023-12-01 0 days 1,838 sqft
2024-01-01 0 days 1,801 sqft
2024-02-01 0 days 1,801 sqft
2024-03-01 0 days 1,538 sqft
2024-04-01 0 days 1,549 sqft
2024-05-01 0 days 1,620 sqft
2024-06-01 0 days 1,559 sqft
2024-07-01 0 days 1,559 sqft
2024-08-01 0 days 1,559 sqft
2024-09-01 0 days 1,572 sqft
2024-10-01 0 days 1,568 sqft
2024-11-01 0 days 1,559 sqft
2024-12-01 0 days 1,559 sqft
2025-01-01 0 days 1,560 sqft
2025-02-01 0 days 1,559 sqft
2025-03-01 0 days 1,559 sqft
Selinsgrove's median listing age (time on market) for 2025-03-01 was 0 days.

Selinsgrove's median square footage for active listings during the 2025-03-01 period was 1,559 sqft. One year prior, the average listing was 1,538 sqft.

Selinsgrove, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 172 $45,240,000 $263,023
Other 90 $7,090,000 $78,778
Refi 81 $11,345,000 $140,062
Home Improvement 73 $4,765,000 $65,274
Cash Out Refi 38 $5,310,000 $139,737

Selinsgrove's most frequently cited loan purpose was Home Purchase, with 172 originations. The 2nd most popular reason was Other, with 90 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 174 $36,500,000 $209,770
Over 8% 91 $7,945,000 $87,308
7-8% 69 $10,725,000 $155,435
5-6% 38 $5,890,000 $155,000
<2.5% 4 $650,000 $162,500
4-5% 3 $385,000 $128,333
2.5-3% 1 $115,000 $115,000

During 2024, Selinsgrove's most frequently originated rate bucket was 6-7%, with 174 originations.

Loan Sizing (Selinsgrove, PA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 189 $9,795,000 $51,825
$100k-200k 159 $22,695,000 $142,736
$200k-400k 93 $23,995,000 $258,011
$400k-600k 10 $4,660,000 $466,000
$600k-1000k 2 $1,320,000 $660,000
$Over $1MM 1 $11,285,000 $11,285,000

Selinsgrove's loan sizing saw the bucket of loans from $100,000 or less with 189 originations, totaling $9,795,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 104 $21,520,000 $206,923
20-40% 92 $7,580,000 $82,391
Under 20% 68 $2,460,000 $36,176
60-80% 61 $22,495,000 $368,770
40-60% 47 $5,895,000 $125,426
Over 100% 4 $1,380,000 $345,000

Selinsgrove's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 104 originations, totaling $21,520,000 in origination value.