Selinsgrove Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Selinsgrove averaged 6.95% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 7.02% and one month ago for the week of 2023-10-26, the average rate was 7.42%.

Selinsgrove's average rate one year ago was 6.31%.

For refis of the same type during the week of 2023-11-30, the average rate was 7.42%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Selinsgrove 30 Year Fixed Rate 2023-11-30 6.95%
Selinsgrove 30 Year Fixed Rate Refi 2023-11-30 7.42%
Selinsgrove 15 Year Fixed Rate 2023-11-30 6.56%
Selinsgrove 15 Year Fixed Rate Refi 2023-11-30 7.06%
Selinsgrove 30 Year FHA 2023-11-30 7.05%
Selinsgrove 30 Year FHA Refi 2023-11-30 6.95%
Selinsgrove 30 Year USDA 2023-11-30 7%
Selinsgrove 30 Year USDA Refi 2023-11-30 7.2%
Selinsgrove 30 Year VA 2023-11-30 6.87%
Selinsgrove 30 Year VA Refi 2023-11-30 6.67%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Selinsgrove, PA.

Selinsgrove Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Selinsgrove, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 20 5.02% $5,994
Fulton Bank 17 5.22% $4,392
PENNSYLVANIA STATE EMPLOYEES Credit Union 16 4.36% $3,021
FIRST HERITAGE FINANCIAL, LLC 11 5.13% $4,718
First National Bank of Pennsylvania 7 4.36% $4,728
LOANDEPOT.COM, LLC 6 4.73% $5,917
Wells Fargo Bank 5 4.28% $4,136
Mortgage America, Inc. 5 4.85% $3,816
M&T Bank 5 5.80% $5,044
First Columbia Bank & Trust Co. 4 4.97% $3,413
Truist 4 4.51% $6,567
UNITED WHOLESALE MORTGAGE, LLC 4 5.18% $8,397
MidAtlantic Farm Credit, ACA 4 6.24% $6,467
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.08% $4,555
Kish Bank 2 3.94% $3,514
FREEDOM MORTGAGE CORPORATION 2 4.68% $10,581
Flagstar Bank, FSB 2 5.38% $3,511
Citizens Bank 2 4.56% $4,377
SERVICE 1ST 2 4.55% $3,182
HOMESIDE FINANCIAL, LLC 2 5.19% $4,495
CHERRY CREEK MORTGAGE, LLC 2 3.94% $595
AMERISAVE MORTGAGE CORPORATION 2 3.87% $7,908
NEWREZ LLC 1 3.63% $4,941
Northwest Bank 1 3.25% $15,415
Paramount Residential Mortgage Group, Inc. 1 4.25% $7,769
PNC Bank 1 4.88% $6,276
Shamrock Home Loans, Inc. 1 6.13% $6,051
SOFI LENDING CORP. 1 4.00% $4,103
21ST MORTGAGE CORPORATION 1 7.80% $5,206
The Muncy Bank and Trust Company 1 5.75% $4,335
TIDEWATER MORTGAGE SERVICES, INC. 1 4.63% $4,671
U.S. Bank 1 4.88% $0
The Ephrata National Bank 1 4.63% $4,919
AMERICAN FEDERAL MORTGAGE CORPORATION 1 4.88% $3,699
AMERICAN FINANCING CORPORATION 1 5.25% $6,805
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.88% $7,772
AMERICAN PACIFIC MORTGAGE CORPORATION 1 5.38% $5,016
AmeriHome Mortgage Company, LLC 1 5.50% $4,275
AmeriServ Financial Bank 1 5.00% $3,725
BROKER SOLUTIONS, INC. 1 3.75% $4,544
CARDINAL FINANCIAL 1 4.88% $6,989
Deere Employees Credit Union 1 3.99% $3,743
EMBRACE HOME LOANS, INC. 1 4.99% $9,580
FINANCE OF AMERICA MORTGAGE LLC 1 5.38% $7,066
First Commonwealth Bank 1 3.75% $5,267
First Federal Savings and Loan Association of Lakewood 1 3.04% $4,625
GUARANTY HOME MORTGAGE CORPORATION 1 5.38% $7,610
GUILD MORTGAGE COMPANY 1 5.63% $8,231
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.88% $7,539
Jersey Shore State Bank 1 6.75% $4,820
JPMorgan Chase Bank 1 3.63% $2
Meridian Bank Corporation 1 6.88% $8,448
Mr. Cooper ( Nationstar Mortgage ) 1 3.00% $7,431
NAVY FEDERAL CREDIT UNION 1 5.38% $3,202

Selinsgrove Average Closing Costs & Other Stats

Selinsgrove, PA's 54 lenders originated 641 loans during 2022. The total origination value was $97,065,000, with an average loan value of $151,427.

Selinsgrove's average closing costs are $5,377.

The top Selinsgrove lender as defined by loan originations is QUICKEN LOANS, LLC, with 20 loans originated. Their average total fees are $5,994, which is $1,602 higher than the next largest lender, Fulton Bank.

The lowest fee Selinsgrove lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,021), Fulton Bank ($4,392), FIRST HERITAGE FINANCIAL, LLC ($4,718), QUICKEN LOANS, LLC ($5,994) and .

The lowest rate Selinsgrove lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union (4.36%), QUICKEN LOANS, LLC (5.02%), FIRST HERITAGE FINANCIAL, LLC (5.13%), Fulton Bank (5.22%) and .

Selinsgrove, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Fulton Bank $10,730,000 $10,720,000 -0.1% 11.0%
Susquehanna Community Bank $10,730,000 $9,640,000 -10.2% 9.9%
QUICKEN LOANS, LLC $16,635,000 $7,780,000 -53.2% 8.0%
First National Bank of Pennsylvania $4,570,000 $6,715,000 46.9% 6.9%
PENNSYLVANIA STATE EMPLOYEES Credit Union $5,340,000 $6,220,000 16.5% 6.4%
Mifflinburg Bank and Trust Company $8,730,000 $5,680,000 -34.9% 5.9%
M&T Bank $2,230,000 $3,515,000 57.6% 3.6%
Truist $2,815,000 $2,350,000 -16.5% 2.4%
FIRST HERITAGE FINANCIAL, LLC $2,080,000 $1,985,000 -4.6% 2.0%
UNITED WHOLESALE MORTGAGE, LLC $900,000 $1,545,000 71.7% 1.6%
Wells Fargo Bank $2,450,000 $1,450,000 -40.8% 1.5%
MidAtlantic Farm Credit, ACA $1,425,000 n/a 1.5%
LOANDEPOT.COM, LLC $2,070,000 $1,275,000 -38.4% 1.3%
Mortgage Research Center, LLC $2,005,000 $1,260,000 -37.2% 1.3%
Jersey Shore State Bank $440,000 $1,235,000 180.7% 1.3%
First Keystone Community Bank $1,130,000 n/a 1.2%
Mortgage America, Inc. $2,530,000 $1,120,000 -55.7% 1.2%
First Columbia Bank & Trust Co. $780,000 $1,100,000 41.0% 1.1%
The Juniata Valley Bank $1,095,000 $1,080,000 -1.4% 1.1%
USAA Federal Savings Bank $505,000 $1,010,000 100.0% 1.0%
SERVICE 1ST $1,835,000 $930,000 -49.3% 1.0%
CHERRY CREEK MORTGAGE, LLC $905,000 n/a 0.9%
HOMESIDE FINANCIAL, LLC $815,000 n/a 0.8%
PRIMARY RESIDENTIAL MORTGAGE, INC. $400,000 $805,000 101.3% 0.8%
NAVY FEDERAL CREDIT UNION $145,000 $735,000 406.9% 0.8%
Waterstone Mortgage Corporation $685,000 n/a 0.7%
Kish Bank $1,095,000 $655,000 -40.2% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $885,000 $635,000 -28.2% 0.7%
EMBRACE HOME LOANS, INC. $450,000 $625,000 38.9% 0.6%
PENNYMAC LOAN SERVICES, LLC $1,205,000 $625,000 -48.1% 0.6%
Flagstar Bank, FSB $605,000 n/a 0.6%
ZILLOW HOME LOANS, LLC $235,000 $580,000 146.8% 0.6%
The Gratz Bank $250,000 $575,000 130.0% 0.6%
Citizens Bank $2,525,000 $565,000 -77.6% 0.6%
The Ephrata National Bank $1,120,000 $560,000 -50.0% 0.6%
The Muncy Bank and Trust Company $180,000 $555,000 208.3% 0.6%
FREEDOM MORTGAGE CORPORATION $2,695,000 $535,000 -80.1% 0.6%
AMERISAVE MORTGAGE CORPORATION $2,245,000 $525,000 -76.6% 0.5%
First Commonwealth Bank $95,000 $520,000 447.4% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,055,000 $515,000 -51.2% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $495,000 $515,000 4.0% 0.5%
MEMBERS 1ST FEDERAL CREDIT UNION $225,000 $510,000 126.7% 0.5%
ALLIED MORTGAGE GROUP, INC. $1,195,000 $505,000 -57.7% 0.5%
Citizens & Northern Bank $505,000 n/a 0.5%
U.S. Bank $555,000 $505,000 -9.0% 0.5%
BROKER SOLUTIONS, INC. $785,000 $495,000 -36.9% 0.5%
Northwest Bank $440,000 $475,000 8.0% 0.5%
TIDEWATER MORTGAGE SERVICES, INC. $460,000 n/a 0.5%
HOME POINT FINANCIAL CORPORATION $1,140,000 $450,000 -60.5% 0.5%
JPMorgan Chase Bank $290,000 $450,000 55.2% 0.5%
Pennian Bank $430,000 $435,000 1.2% 0.4%
NEW DAY FINANCIAL, LLC $360,000 $420,000 16.7% 0.4%
PNC Bank $775,000 $400,000 -48.4% 0.4%
Bank of England $395,000 n/a 0.4%
First Federal Savings and Loan Association of Lakewood $365,000 n/a 0.4%
LIBERTY HOME MORTGAGE CORPORATION $215,000 $365,000 69.8% 0.4%
Orrstown Bank $315,000 $365,000 15.9% 0.4%
Wyndham Capital Mortgage, Inc. $815,000 $365,000 -55.2% 0.4%
GUARANTEED RATE AFFINITY, LLC $355,000 n/a 0.4%
S&T Bank $335,000 n/a 0.3%
First Citizens Community Bank $300,000 n/a 0.3%
MOVEMENT MORTGAGE, LLC $295,000 n/a 0.3%
SOFI LENDING CORP. $265,000 $285,000 7.5% 0.3%
The Federal Savings Bank $275,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $705,000 $260,000 -63.1% 0.3%
Deere Employees Credit Union $255,000 n/a 0.3%
GUILD MORTGAGE COMPANY $495,000 $255,000 -48.5% 0.3%
Ally Bank $265,000 $245,000 -7.5% 0.3%
Meridian Bank Corporation $235,000 n/a 0.2%
NEWREZ LLC $925,000 $220,000 -76.2% 0.2%
1ST SIGNATURE LENDING, LLC $215,000 n/a 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $215,000 n/a 0.2%
AmeriServ Financial Bank $215,000 n/a 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $230,000 $215,000 -6.5% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $205,000 n/a 0.2%
FINANCE OF AMERICA MORTGAGE LLC $205,000 n/a 0.2%
PLAZA HOME MORTGAGE, INC. $435,000 $205,000 -52.9% 0.2%
TOP FLITE FINANCIAL, INC. $275,000 $205,000 -25.5% 0.2%
VILLAGE CAPITAL MORTGAGE $155,000 $205,000 32.3% 0.2%
AMERICAN FINANCING CORPORATION $235,000 $200,000 -14.9% 0.2%
AMERICAN FEDERAL MORTGAGE CORPORATION $195,000 n/a 0.2%
GUARANTY HOME MORTGAGE CORPORATION $195,000 n/a 0.2%
JAMES B. NUTTER & COMPANY $185,000 n/a 0.2%
Paramount Residential Mortgage Group, Inc. $795,000 $175,000 -78.0% 0.2%
Shamrock Home Loans, Inc. $175,000 n/a 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $105,000 $175,000 66.7% 0.2%
Mid Penn Bank $175,000 $170,000 -2.9% 0.2%
Barrington Bank & Trust Company, N.A. $245,000 $135,000 -44.9% 0.1%
AmeriHome Mortgage Company, LLC $350,000 $115,000 -67.1% 0.1%
Nations Lending Corporation $105,000 n/a 0.1%
York Traditions Bank $95,000 n/a 0.1%
BELCO COMMUNITY CREDIT UNION $85,000 n/a 0.1%
EVERENCE FEDERAL CREDIT UNION $265,000 $85,000 -67.9% 0.1%
21ST MORTGAGE CORPORATION $55,000 $75,000 36.4% 0.1%
Discover Bank $305,000 $75,000 -75.4% 0.1%
AMERICAN ADVISORS GROUP $65,000 n/a 0.1%
POLICE & FIRE $25,000 n/a 0.0%

Selinsgrove's top lender by overall market share is Fulton Bank, with 11.0% market share. In second place, with 9.9%, is Susquehanna Community Bank, having originated $9,640,000 in loans. In third place, with 8.0%, is QUICKEN LOANS, LLC, having originated $7,780,000 in loans. In fourth place, with 6.9%, is First National Bank of Pennsylvania, having originated $6,715,000 in loans. In fifth place, with 6.4%, is PENNSYLVANIA STATE EMPLOYEES Credit Union, having originated $6,220,000 in loans.


Selinsgrove Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Selinsgrove (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $197,704 (7.4%) $243,323 (10.1%) 0.00 105
2018-02-01 $189,900 (2.7%) $242,730 (9.1%) 0.00 106
2018-03-01 $189,900 (5.8%) $236,599 (10.4%) 0.00 105
2018-04-01 $198,827 (11.1%) $237,357 (8.8%) 0.00 113
2018-05-01 $201,425 (12.5%) $229,575 (4.1%) 0.00 114
2018-06-01 $202,900 (6.9%) $229,326 (2.8%) 0.00 124
2018-07-01 $207,400 (9.2%) $228,292 (3.7%) 0.00 132
2018-08-01 $205,900 (8.4%) $228,542 (3.1%) 0.00 136
2018-09-01 $202,900 (6.9%) $233,854 (3.9%) 0.00 129
2018-10-01 $202,900 (8.3%) $237,888 (1.2%) 0.00 121
2018-11-01 $191,777 (-3.3%) $228,406 (-7.0%) 0.00 119
2018-12-01 $188,900 (-4.5%) $227,370 (-3.9%) 0.00 122
2019-01-01 $183,950 (-7.0%) $210,040 (-13.7%) 0.00 114
2019-02-01 $188,650 (-0.7%) $219,231 (-9.7%) 0.00 114
2019-03-01 $199,477 (5.0%) $226,815 (-4.1%) 0.00 115
2019-04-01 $210,925 (6.1%) $229,799 (-3.2%) 0.00 121
2019-05-01 $214,900 (6.7%) $237,092 (3.3%) 0.00 125
2019-06-01 $200,000 (-1.4%) $226,416 (-1.3%) 0.00 112
2019-07-01 $199,400 (-3.9%) $223,659 (-2.0%) 0.00 111
2019-08-01 $197,490 (-4.1%) $249,782 (9.3%) 0.00 111
2019-09-01 $195,375 (-3.7%) $286,113 (22.4%) 0.00 103
2019-10-01 $196,240 (-3.3%) $311,908 (31.1%) 0.00 97
2019-11-01 $189,900 (-1.0%) $302,249 (32.3%) 0.00 100
2019-12-01 $191,200 (1.2%) $296,983 (30.6%) 0.00 88
2020-01-01 $196,200 (6.7%) $302,867 (44.2%) 0.00 82
2020-02-01 $196,200 (4.0%) $308,140 (40.6%) 0.00 73
2020-03-01 $194,600 (-2.4%) $301,343 (32.9%) 0.00 70
2020-04-01 $191,050 (-9.4%) $254,849 (10.9%) 0.00 70
2020-05-01 $198,000 (-7.9%) $263,426 (11.1%) 0.00 64
2020-06-01 $203,550 (1.8%) $275,913 (21.9%) 0.00 62
2020-07-01 $206,850 (3.7%) $281,117 (25.7%) 0.00 59
2020-08-01 $217,450 (10.1%) $297,086 (18.9%) 0.00 49
2020-09-01 $219,950 (12.6%) $292,735 (2.3%) 0.00 51
2020-10-01 $219,450 (11.8%) $275,481 (-11.7%) 0.00 45
2020-11-01 $219,900 (15.8%) $257,923 (-14.7%) 0.00 40
2020-12-01 $232,150 (21.4%) $271,985 (-8.4%) 0.00 37
2021-01-01 $209,000 (6.5%) $268,084 (-11.5%) 0.00 36
2021-02-01 $182,000 (-7.2%) $248,278 (-19.4%) 0.00 32
2021-03-01 $196,200 (0.8%) $250,185 (-17.0%) 0.00 31
2021-04-01 $187,650 (-1.8%) $224,281 (-12.0%) 0.00 24
2021-05-01 $179,900 (-9.1%) $221,762 (-15.8%) 0.00 24
2021-06-01 $185,500 (-8.9%) $217,984 (-21.0%) 0.00 30
2021-07-01 $231,400 (11.9%) $256,561 (-8.7%) 0.00 34
2021-08-01 $225,000 (3.5%) $248,850 (-16.2%) 0.00 40
2021-09-01 $207,450 (-5.7%) $241,670 (-17.4%) 0.00 45
2021-10-01 $202,200 (-7.9%) $250,010 (-9.3%) 0.00 42
2021-11-01 $204,500 (-7.0%) $265,267 (2.9%) 0.00 38
2021-12-01 $208,375 (-10.2%) $243,491 (-10.5%) 0.00 28
2022-01-01 $199,950 (-4.3%) $218,489 (-18.5%) 0.00 20
2022-02-01 $206,225 (13.3%) $244,199 (-1.6%) 0.00 19
2022-03-01 $199,000 (1.4%) $234,091 (-6.4%) 0.00 20
2022-04-01 $219,900 (17.2%) $273,713 (22.0%) 0.00 25
2022-05-01 $249,900 (38.9%) $291,179 (31.3%) 0.00 35
2022-06-01 $250,975 (35.3%) $286,739 (31.5%) 0.00 39
2022-07-01 $255,000 (10.2%) $299,041 (16.6%) 0.00 36
2022-08-01 $252,450 (12.2%) $296,480 (19.1%) 0.00 42
2022-09-01 $267,450 (28.9%) $290,370 (20.2%) 0.00 43
2022-10-01 $277,450 (37.2%) $286,039 (14.4%) 0.00 46
2022-11-01 $244,900 (19.8%) $269,203 (1.5%) 0.00 47
2022-12-01 $224,950 (8.0%) $245,165 (0.7%) 0.00 43
2023-01-01 $244,950 (22.5%) $273,143 (25.0%) 0.00 37
2023-02-01 $244,450 (18.5%) $256,341 (5.0%) 0.00 37
2023-03-01 $243,474 (22.4%) $263,787 (12.7%) 0.00 31
2023-04-01 $239,900 (9.1%) $257,737 (-5.8%) 0.00 21
2023-05-01 $254,999 (2.0%) $250,135 (-14.1%) 0.00 17
2023-06-01 $252,225 (0.5%) $261,847 (-8.7%) 0.00 19
2023-07-01 $244,000 (-4.3%) $270,328 (-9.6%) 0.00 22
2023-08-01 $269,499 (6.8%) $288,485 (-2.7%) 0.00 20
2023-09-01 $242,750 (-9.2%) $280,465 (-3.4%) 0.00 24
2023-10-01 $235,625 (-15.1%) $266,029 (-7.0%) 0.00 26
2023-11-01 $240,750 (-1.7%) $263,446 (-2.1%) 0.00 26
Selinsgrove's median listing price for 2023-11-01 was $240,750, a difference of $-4,150 (-1.7%) versus the prior year and $5,125 versus the prior month.

Selinsgrove's median listing price comes in at 0% of the national average.

Selinsgrove's average listing price for 2023-11-01 was $263,446, a difference of $-5,757 (-2.1%) versus the prior year and $-2,583 versus the prior month.

For the 2023-11-01 period, Selinsgrove had 26 MLS listings, a difference of 0 listings (0%) versus the prior month and -21 listings (-45%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Selinsgrove (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,854 sqft
2018-02-01 0 days 1,824 sqft
2018-03-01 0 days 1,816 sqft
2018-04-01 0 days 1,803 sqft
2018-05-01 0 days 1,815 sqft
2018-06-01 0 days 1,768 sqft
2018-07-01 0 days 1,765 sqft
2018-08-01 0 days 1,761 sqft
2018-09-01 0 days 1,736 sqft
2018-10-01 0 days 1,714 sqft
2018-11-01 0 days 1,661 sqft
2018-12-01 0 days 1,614 sqft
2019-01-01 0 days 1,600 sqft
2019-02-01 0 days 1,673 sqft
2019-03-01 0 days 1,729 sqft
2019-04-01 0 days 1,729 sqft
2019-05-01 0 days 1,668 sqft
2019-06-01 0 days 1,664 sqft
2019-07-01 0 days 1,729 sqft
2019-08-01 0 days 1,773 sqft
2019-09-01 0 days 1,834 sqft
2019-10-01 0 days 1,875 sqft
2019-11-01 0 days 1,746 sqft
2019-12-01 0 days 1,726 sqft
2020-01-01 0 days 1,700 sqft
2020-02-01 0 days 1,736 sqft
2020-03-01 0 days 1,674 sqft
2020-04-01 0 days 1,639 sqft
2020-05-01 0 days 1,748 sqft
2020-06-01 0 days 1,870 sqft
2020-07-01 0 days 1,805 sqft
2020-08-01 0 days 1,897 sqft
2020-09-01 0 days 1,946 sqft
2020-10-01 0 days 1,896 sqft
2020-11-01 0 days 1,836 sqft
2020-12-01 0 days 1,848 sqft
2021-01-01 0 days 1,848 sqft
2021-02-01 0 days 1,799 sqft
2021-03-01 0 days 1,775 sqft
2021-04-01 0 days 1,549 sqft
2021-05-01 0 days 1,549 sqft
2021-06-01 0 days 1,746 sqft
2021-07-01 0 days 1,891 sqft
2021-08-01 0 days 1,779 sqft
2021-09-01 0 days 1,752 sqft
2021-10-01 0 days 1,757 sqft
2021-11-01 0 days 1,872 sqft
2021-12-01 0 days 1,894 sqft
2022-01-01 0 days 1,659 sqft
2022-02-01 0 days 1,559 sqft
2022-03-01 0 days 1,612 sqft
2022-04-01 0 days 1,738 sqft
2022-05-01 0 days 1,750 sqft
2022-06-01 0 days 1,732 sqft
2022-07-01 0 days 1,904 sqft
2022-08-01 0 days 1,908 sqft
2022-09-01 0 days 1,892 sqft
2022-10-01 0 days 1,800 sqft
2022-11-01 0 days 1,618 sqft
2022-12-01 0 days 1,564 sqft
2023-01-01 0 days 1,617 sqft
2023-02-01 0 days 1,591 sqft
2023-03-01 0 days 1,622 sqft
2023-04-01 0 days 1,628 sqft
2023-05-01 0 days 1,825 sqft
2023-06-01 0 days 1,904 sqft
2023-07-01 0 days 1,898 sqft
2023-08-01 0 days 1,856 sqft
2023-09-01 0 days 1,898 sqft
2023-10-01 0 days 1,797 sqft
2023-11-01 0 days 1,735 sqft
Selinsgrove's median listing age (time on market) for 2023-11-01 was 0 days.

Selinsgrove's median square footage for active listings during the 2023-11-01 period was 1,735 sqft. One year prior, the average listing was 1,618 sqft.

Selinsgrove, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 266 $54,800,000 $206,015
Refi 137 $17,465,000 $127,482
Cash Out Refi 89 $14,685,000 $165,000
Home Improvement 84 $5,330,000 $63,452
Other 65 $4,785,000 $73,615

Selinsgrove's most frequently cited loan purpose was Home Purchase, with 266 originations. The 2nd most popular reason was Refi, with 137 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 130 $19,890,000 $153,000
4-5% 104 $18,410,000 $177,019
5-6% 103 $16,135,000 $156,650
<2.5% 75 $7,455,000 $99,400
2.5-3% 52 $8,180,000 $157,308
6-7% 48 $7,270,000 $151,458
7-8% 10 $1,950,000 $195,000
Over 8% 3 $365,000 $121,667

During 2022, Selinsgrove's most frequently originated rate bucket was 3-4%, with 130 originations.

Loan Sizing (Selinsgrove, PA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 245 $35,265,000 $143,939
$100,000 or less 228 $12,930,000 $56,711
$200k-400k 153 $40,995,000 $267,941
$400k-600k 12 $5,800,000 $483,333
$600k-1000k 3 $2,075,000 $691,667

Selinsgrove's loan sizing saw the bucket of loans from $100k-200k with 245 originations, totaling $35,265,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 192 $40,790,000 $212,448
60-80% 127 $22,985,000 $180,984
20-40% 79 $5,025,000 $63,608
40-60% 69 $8,125,000 $117,754
Under 20% 55 $2,045,000 $37,182
Over 100% 3 $685,000 $228,333

Selinsgrove's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 192 originations, totaling $40,790,000 in origination value.