Gettysburg VA Loan Rates, Closing Costs & Stats
GETTYSBURG, PA
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Gettysburg's 47 lenders originated 128 VA loans during 2023. The total origination value was $42,910,000, with an average VA loan value of $335,234.
Gettysburg VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Gettysburg
averaged
0.1%
for the week of 2024-11-29, compared to the national average (all VA variants) of
0% for the same period.
Gettysburg's average VA mortgage closing costs are $7,176.
The average rate for the prior week (2024-11-22) was
6.46% and
one month ago for the week of 2024-10-25, the
average rate was 6.46%.
The average rate one year ago was 7%.
For refis of the same type during the week of 2024-11-29, the average rate
was -0.52%.
Gettysburg VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Gettysburg level.
The top Gettysburg VA lender as defined by loan originations is Mortgage Research Center, LLC, with
14 VA loans originated. Their average total fees are
$5,765, which is $4,960
lower than the next largest lender,
CROSSCOUNTRY MORTGAGE, LLC.
The lowest fee Gettysburg VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($5,765), CROSSCOUNTRY MORTGAGE, LLC ($10,726), .
The lowest rate Gettysburg VA lenders (with over 10 loans originated) are
CROSSCOUNTRY MORTGAGE, LLC (6.32%), Mortgage Research Center, LLC (6.90%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Gettysburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $224,900 (2.3%) | $275,359 (6.6%) | 0.00 | 401 |
2018-02-01 | $224,900 (0.0%) | $276,502 (5.1%) | 0.00 | 395 |
2018-03-01 | $229,900 (0.0%) | $277,805 (0.8%) | 0.00 | 411 |
2018-04-01 | $234,800 (0.0%) | $270,447 (-5.6%) | 0.00 | 409 |
2018-05-01 | $239,900 (2.3%) | $280,010 (-1.2%) | 0.00 | 418 |
2018-06-01 | $239,650 (0.6%) | $277,438 (-4.2%) | 0.00 | 436 |
2018-07-01 | $245,152 (2.2%) | $281,126 (-4.2%) | 0.00 | 423 |
2018-08-01 | $249,000 (5.0%) | $285,889 (-2.6%) | 0.00 | 404 |
2018-09-01 | $234,900 (-2.1%) | $275,477 (-8.9%) | 0.00 | 415 |
2018-10-01 | $228,700 (-1.2%) | $270,219 (-9.5%) | 0.00 | 399 |
2018-11-01 | $224,925 (-0.9%) | $272,004 (-6.8%) | 0.00 | 388 |
2018-12-01 | $223,615 (0.3%) | $263,888 (-7.0%) | 0.00 | 354 |
2019-01-01 | $222,400 (-1.1%) | $266,587 (-3.2%) | 0.00 | 313 |
2019-02-01 | $229,900 (2.2%) | $272,073 (-1.6%) | 0.00 | 328 |
2019-03-01 | $238,471 (3.7%) | $275,998 (-0.7%) | 0.00 | 329 |
2019-04-01 | $245,021 (4.4%) | $282,227 (4.4%) | 0.00 | 354 |
2019-05-01 | $253,832 (5.8%) | $297,936 (6.4%) | 0.00 | 391 |
2019-06-01 | $249,900 (4.3%) | $294,602 (6.2%) | 0.00 | 395 |
2019-07-01 | $249,900 (1.9%) | $300,074 (6.7%) | 0.00 | 405 |
2019-08-01 | $252,627 (1.5%) | $305,862 (7.0%) | 0.00 | 395 |
2019-09-01 | $256,718 (9.3%) | $312,392 (13.4%) | 0.00 | 379 |
2019-10-01 | $254,495 (11.3%) | $317,740 (17.6%) | 0.00 | 360 |
2019-11-01 | $254,900 (13.3%) | $321,367 (18.2%) | 0.00 | 336 |
2019-12-01 | $258,125 (15.4%) | $319,607 (21.1%) | 0.00 | 293 |
2020-01-01 | $259,900 (16.9%) | $321,991 (20.8%) | 0.00 | 271 |
2020-02-01 | $264,900 (15.2%) | $315,922 (16.1%) | 0.00 | 274 |
2020-03-01 | $277,290 (16.3%) | $348,418 (26.2%) | 0.00 | 262 |
2020-04-01 | $278,307 (13.6%) | $358,197 (26.9%) | 0.00 | 240 |
2020-05-01 | $279,600 (10.2%) | $354,829 (19.1%) | 0.00 | 257 |
2020-06-01 | $289,900 (16.0%) | $357,687 (21.4%) | 0.00 | 246 |
2020-07-01 | $300,950 (20.4%) | $387,516 (29.1%) | 0.00 | 198 |
2020-08-01 | $304,500 (20.5%) | $398,155 (30.2%) | 0.00 | 192 |
2020-09-01 | $320,195 (24.7%) | $410,211 (31.3%) | 0.00 | 188 |
2020-10-01 | $318,590 (25.2%) | $400,052 (25.9%) | 0.00 | 176 |
2020-11-01 | $327,948 (28.7%) | $407,567 (26.8%) | 0.00 | 171 |
2020-12-01 | $327,562 (26.9%) | $405,753 (27.0%) | 0.00 | 160 |
2021-01-01 | $329,900 (26.9%) | $404,951 (25.8%) | 0.00 | 147 |
2021-02-01 | $332,753 (25.6%) | $396,159 (25.4%) | 0.00 | 124 |
2021-03-01 | $328,626 (18.5%) | $353,119 (1.4%) | 0.00 | 127 |
2021-04-01 | $338,629 (21.7%) | $355,737 (-0.7%) | 0.00 | 113 |
2021-05-01 | $350,000 (25.2%) | $360,838 (1.7%) | 0.00 | 114 |
2021-06-01 | $358,433 (23.6%) | $363,484 (1.6%) | 0.00 | 128 |
2021-07-01 | $344,990 (14.6%) | $361,388 (-6.7%) | 0.00 | 131 |
2021-08-01 | $317,725 (4.3%) | $339,597 (-14.7%) | 0.00 | 138 |
2021-09-01 | $309,950 (-3.2%) | $334,760 (-18.4%) | 0.00 | 122 |
2021-10-01 | $310,000 (-2.7%) | $334,185 (-16.5%) | 0.00 | 127 |
2021-11-01 | $309,925 (-5.5%) | $333,816 (-18.1%) | 0.00 | 117 |
2021-12-01 | $329,950 (0.7%) | $335,901 (-17.2%) | 0.00 | 99 |
2022-01-01 | $352,445 (6.8%) | $369,596 (-8.7%) | 0.00 | 106 |
2022-02-01 | $369,945 (11.2%) | $444,555 (12.2%) | 0.00 | 117 |
2022-03-01 | $372,600 (13.4%) | $480,426 (36.1%) | 0.00 | 118 |
2022-04-01 | $374,950 (10.7%) | $467,213 (31.3%) | 0.00 | 126 |
2022-05-01 | $376,238 (7.5%) | $431,667 (19.6%) | 0.00 | 145 |
2022-06-01 | $366,157 (2.2%) | $383,523 (5.5%) | 0.00 | 152 |
2022-07-01 | $355,492 (3.0%) | $424,787 (17.5%) | 0.00 | 162 |
2022-08-01 | $360,353 (13.4%) | $420,926 (24.0%) | 0.00 | 176 |
2022-09-01 | $380,010 (22.6%) | $440,804 (31.7%) | 0.00 | 168 |
2022-10-01 | $374,990 (21.0%) | $442,235 (32.3%) | 0.00 | 157 |
2022-11-01 | $359,000 (15.8%) | $444,286 (33.1%) | 0.00 | 156 |
2022-12-01 | $349,950 (6.1%) | $435,135 (29.5%) | 0.00 | 134 |
2023-01-01 | $377,650 (7.2%) | $439,984 (19.0%) | 0.00 | 120 |
2023-02-01 | $389,925 (5.4%) | $441,696 (-0.6%) | 0.00 | 116 |
2023-03-01 | $399,889 (7.3%) | $461,345 (-4.0%) | 0.00 | 112 |
2023-04-01 | $399,995 (6.7%) | $474,832 (1.6%) | 0.00 | 112 |
2023-05-01 | $399,923 (6.3%) | $453,290 (5.0%) | 0.00 | 123 |
2023-06-01 | $403,686 (10.3%) | $453,218 (18.2%) | 0.00 | 119 |
2023-07-01 | $399,990 (12.5%) | $455,260 (7.2%) | 0.00 | 110 |
2023-08-01 | $405,359 (12.5%) | $469,014 (11.4%) | 0.00 | 118 |
2023-09-01 | $399,900 (5.2%) | $468,846 (6.4%) | 0.00 | 135 |
2023-10-01 | $397,927 (6.1%) | $443,996 (0.4%) | 0.00 | 144 |
2023-11-01 | $399,135 (11.2%) | $420,058 (-5.5%) | 0.00 | 152 |
2023-12-01 | $382,445 (9.3%) | $408,033 (-6.2%) | 0.00 | 146 |
2024-01-01 | $399,900 (5.9%) | $411,043 (-6.6%) | 0.00 | 125 |
2024-02-01 | $399,900 (2.6%) | $431,909 (-2.2%) | 0.00 | 117 |
2024-03-01 | $399,900 (0.0%) | $429,646 (-6.9%) | 0.00 | 124 |
2024-04-01 | $399,900 (0.0%) | $437,083 (-8.0%) | 0.00 | 129 |
2024-05-01 | $412,473 (3.1%) | $458,572 (1.2%) | 0.00 | 137 |
2024-06-01 | $421,000 (4.3%) | $458,337 (1.1%) | 0.00 | 150 |
2024-07-01 | $419,223 (4.8%) | $458,640 (0.7%) | 0.00 | 156 |
2024-08-01 | $404,990 (-0.1%) | $459,273 (-2.1%) | 0.00 | 160 |
2024-09-01 | $407,740 (2.0%) | $447,371 (-4.6%) | 0.00 | 159 |
2024-10-01 | $401,970 (1.0%) | $445,887 (0.4%) | 0.00 | 170 |
Gettysburg's median listing price comes in at 0% of the national average.
Gettysburg's average listing price for 2024-10-01 was $445,887, a difference of $1,891 (0.4%) versus the prior year and $-1,484 versus the prior month.
For the 2024-10-01 period, Gettysburg had 170 MLS listings, a difference of 11 listings (7%) versus the prior month and 26 listings (18%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Gettysburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,722 sqft |
2018-02-01 | 0 days | 1,727 sqft |
2018-03-01 | 0 days | 1,756 sqft |
2018-04-01 | 0 days | 1,776 sqft |
2018-05-01 | 0 days | 1,798 sqft |
2018-06-01 | 0 days | 1,947 sqft |
2018-07-01 | 0 days | 1,950 sqft |
2018-08-01 | 0 days | 1,949 sqft |
2018-09-01 | 0 days | 1,904 sqft |
2018-10-01 | 0 days | 1,915 sqft |
2018-11-01 | 0 days | 1,904 sqft |
2018-12-01 | 0 days | 1,872 sqft |
2019-01-01 | 0 days | 1,886 sqft |
2019-02-01 | 0 days | 1,903 sqft |
2019-03-01 | 0 days | 1,923 sqft |
2019-04-01 | 0 days | 1,965 sqft |
2019-05-01 | 0 days | 1,983 sqft |
2019-06-01 | 0 days | 1,973 sqft |
2019-07-01 | 0 days | 1,982 sqft |
2019-08-01 | 0 days | 1,985 sqft |
2019-09-01 | 0 days | 1,991 sqft |
2019-10-01 | 0 days | 1,993 sqft |
2019-11-01 | 0 days | 1,992 sqft |
2019-12-01 | 0 days | 1,981 sqft |
2020-01-01 | 0 days | 1,947 sqft |
2020-02-01 | 0 days | 1,986 sqft |
2020-03-01 | 0 days | 1,992 sqft |
2020-04-01 | 0 days | 1,982 sqft |
2020-05-01 | 0 days | 1,958 sqft |
2020-06-01 | 0 days | 1,954 sqft |
2020-07-01 | 0 days | 1,949 sqft |
2020-08-01 | 0 days | 1,946 sqft |
2020-09-01 | 0 days | 1,946 sqft |
2020-10-01 | 0 days | 2,016 sqft |
2020-11-01 | 0 days | 2,036 sqft |
2020-12-01 | 0 days | 1,975 sqft |
2021-01-01 | 0 days | 1,950 sqft |
2021-02-01 | 0 days | 1,950 sqft |
2021-03-01 | 0 days | 1,934 sqft |
2021-04-01 | 0 days | 1,991 sqft |
2021-05-01 | 0 days | 1,981 sqft |
2021-06-01 | 0 days | 2,032 sqft |
2021-07-01 | 0 days | 2,093 sqft |
2021-08-01 | 0 days | 1,969 sqft |
2021-09-01 | 0 days | 1,969 sqft |
2021-10-01 | 0 days | 1,952 sqft |
2021-11-01 | 0 days | 1,915 sqft |
2021-12-01 | 0 days | 1,891 sqft |
2022-01-01 | 0 days | 1,929 sqft |
2022-02-01 | 0 days | 1,954 sqft |
2022-03-01 | 0 days | 1,958 sqft |
2022-04-01 | 0 days | 1,957 sqft |
2022-05-01 | 0 days | 1,969 sqft |
2022-06-01 | 0 days | 1,967 sqft |
2022-07-01 | 0 days | 1,973 sqft |
2022-08-01 | 0 days | 1,967 sqft |
2022-09-01 | 0 days | 2,013 sqft |
2022-10-01 | 0 days | 1,991 sqft |
2022-11-01 | 0 days | 1,965 sqft |
2022-12-01 | 0 days | 1,974 sqft |
2023-01-01 | 0 days | 1,988 sqft |
2023-02-01 | 0 days | 1,969 sqft |
2023-03-01 | 0 days | 1,969 sqft |
2023-04-01 | 0 days | 2,009 sqft |
2023-05-01 | 0 days | 2,018 sqft |
2023-06-01 | 0 days | 2,039 sqft |
2023-07-01 | 0 days | 2,021 sqft |
2023-08-01 | 0 days | 1,988 sqft |
2023-09-01 | 0 days | 1,944 sqft |
2023-10-01 | 0 days | 1,936 sqft |
2023-11-01 | 0 days | 1,900 sqft |
2023-12-01 | 0 days | 1,868 sqft |
2024-01-01 | 0 days | 1,863 sqft |
2024-02-01 | 0 days | 1,859 sqft |
2024-03-01 | 0 days | 1,872 sqft |
2024-04-01 | 0 days | 1,871 sqft |
2024-05-01 | 0 days | 1,961 sqft |
2024-06-01 | 0 days | 1,980 sqft |
2024-07-01 | 0 days | 1,990 sqft |
2024-08-01 | 0 days | 1,984 sqft |
2024-09-01 | 0 days | 1,996 sqft |
2024-10-01 | 0 days | 2,013 sqft |
Gettysburg's median square footage for active listings during the 2024-10-01 period was 2,013 sqft. One year prior, the average listing was 1,936 sqft.