GETTYSBURG Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Gettysburg averaged
6.45%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.56% and
one month ago for the week of 2025-02-27, the
average rate was 6.77%.
Gettysburg's average rate one year ago was 7%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.15%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Gettysburg 30 Year Fixed Rate | 2025-04-03 | 6.45% |
| Gettysburg 30 Year Fixed Rate Refi | 2025-04-03 | 7.15% |
| Gettysburg 15 Year Fixed Rate | 2025-04-03 | 5.62% |
| Gettysburg 15 Year Fixed Rate Refi | 2025-04-03 | 5.92% |
| Gettysburg 30 Year FHA | 2025-04-03 | 6.31% |
| Gettysburg 30 Year FHA Refi | 2025-04-03 | 6.06% |
| Gettysburg 30 Year USDA | 2025-04-03 | 6.12% |
| Gettysburg 30 Year USDA Refi | 2025-04-03 | 6.42% |
| Gettysburg 30 Year VA | 2025-04-03 | 6% |
| Gettysburg 30 Year VA Refi | 2025-04-03 | 5.86% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GETTYSBURG, PA.
GETTYSBURG Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GETTYSBURG, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
GETTYSBURG Average Closing Costs & Other Stats
GETTYSBURG, PA's 111 lenders originated 2,347
loans during 2024. The total origination value was $484,595,000, with an average loan value of
$206,474.
GETTYSBURG's average closing costs are $6,249.
The top GETTYSBURG lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with
46 loans originated. Their average total fees are
$6,595, which is $1,148
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee GETTYSBURG lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($3,225), ACNB Bank ($4,194), Homesale Mortgage, LLC ($4,723), PNC Bank ($4,917) and BAY CAPITAL MORTGAGE CORPORATION ($5,260).
The lowest rate GETTYSBURG lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (6.12%), PENNSYLVANIA STATE EMPLOYEES Credit Union (6.46%), BAY CAPITAL MORTGAGE CORPORATION (6.56%), EAGLE HOME MORTGAGE, LLC (6.58%) and MEMBERS 1ST FEDERAL CREDIT UNION (6.61%).
GETTYSBURG, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Orrstown Bank | $1,205,000 | $34,460,000 | 2,759.8% | 7.1% |
| ACNB Bank | $43,575,000 | $31,860,000 | -26.9% | 6.6% |
| York Traditions Bank | $17,465,000 | $28,230,000 | 61.6% | 5.8% |
| QUICKEN LOANS, LLC | $21,655,000 | $25,730,000 | 18.8% | 5.3% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $24,965,000 | $24,790,000 | -0.7% | 5.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $22,770,000 | $21,835,000 | -4.1% | 4.5% |
| PNC Bank | $17,115,000 | $20,405,000 | 19.2% | 4.2% |
| CMG MORTGAGE, INC. | $14,370,000 | $18,805,000 | 30.9% | 3.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $6,270,000 | $11,550,000 | 84.2% | 2.4% |
| MOVEMENT MORTGAGE, LLC | $12,935,000 | $10,190,000 | -21.2% | 2.1% |
| Integrity Home Mortgage Corp | $7,380,000 | $9,475,000 | 28.4% | 2.0% |
| GUILD MORTGAGE COMPANY | $3,980,000 | $8,455,000 | 112.4% | 1.7% |
| M&T Bank | $10,980,000 | $8,415,000 | -23.4% | 1.7% |
| Prudential Huntoon Paige Associates, LLC | $7,665,000 | n/a | 1.6% | |
| Truist | $7,320,000 | $7,635,000 | 4.3% | 1.6% |
| BAY CAPITAL MORTGAGE CORPORATION | $9,680,000 | $7,515,000 | -22.4% | 1.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,140,000 | $7,455,000 | 248.4% | 1.5% |
| Mortgage Research Center, LLC | $4,615,000 | $7,370,000 | 59.7% | 1.5% |
| NAVY FEDERAL CREDIT UNION | $4,155,000 | $7,310,000 | 75.9% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $3,005,000 | $6,610,000 | 120.0% | 1.4% |
| BELCO COMMUNITY CREDIT UNION | $3,610,000 | $6,300,000 | 74.5% | 1.3% |
| NEWREZ LLC | $5,065,000 | $5,835,000 | 15.2% | 1.2% |
| FIRST HOME MORTGAGE CORPORATION | $4,815,000 | $5,755,000 | 19.5% | 1.2% |
| DHI MORTGAGE COMPANY, LTD. | $9,035,000 | $5,705,000 | -36.9% | 1.2% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $4,485,000 | $5,475,000 | 22.1% | 1.1% |
| First National Bank of Pennsylvania | $1,215,000 | $5,405,000 | 344.9% | 1.1% |
| EAGLE HOME MORTGAGE, LLC | $3,720,000 | $4,770,000 | 28.2% | 1.0% |
| Homesale Mortgage, LLC | $2,395,000 | $4,445,000 | 85.6% | 0.9% |
| Fulton Bank | $3,845,000 | $3,975,000 | 3.4% | 0.8% |
| MidAtlantic Farm Credit, ACA | $1,285,000 | $3,720,000 | 189.5% | 0.8% |
| Community State Bank of Orbisonia | $765,000 | $3,645,000 | 376.5% | 0.8% |
| USAA Federal Savings Bank | $2,390,000 | $3,455,000 | 44.6% | 0.7% |
| NYMEO FEDERAL CREDIT UNION | $1,500,000 | $3,445,000 | 129.7% | 0.7% |
| UNION HOME MORTGAGE CORP. | $3,015,000 | $3,330,000 | 10.4% | 0.7% |
| Towne Bank | $4,165,000 | $3,300,000 | -20.8% | 0.7% |
| EMBRACE HOME LOANS, INC. | $1,600,000 | $3,020,000 | 88.8% | 0.6% |
| PATRIOT | $1,330,000 | $2,905,000 | 118.4% | 0.6% |
| Farmers and Merchants Trust Company of Chambersburg | $325,000 | $2,820,000 | 767.7% | 0.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $560,000 | $2,730,000 | 387.5% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $1,245,000 | $2,650,000 | 112.9% | 0.5% |
| NFM, INC. | $3,935,000 | $2,340,000 | -40.5% | 0.5% |
| Prosperity Home Mortgage, LLC | $1,570,000 | $2,315,000 | 47.5% | 0.5% |
| TIDEWATER MORTGAGE SERVICES, INC. | $2,205,000 | $2,120,000 | -3.9% | 0.4% |
| Wells Fargo Bank | $2,795,000 | $2,115,000 | -24.3% | 0.4% |
| DAS Acquisition Company, LLC | $295,000 | $2,050,000 | 594.9% | 0.4% |
| RADIUS FINANCIAL GROUP INC. | $620,000 | $2,050,000 | 230.6% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,250,000 | $2,030,000 | 62.4% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,070,000 | $1,900,000 | -8.2% | 0.4% |
| The Loan Store, Inc. | $1,640,000 | n/a | 0.3% | |
| MILLENNIUM FINANCIAL GROUP, INC. | $465,000 | $1,625,000 | 249.5% | 0.3% |
| BROKER SOLUTIONS, INC. | $740,000 | $1,615,000 | 118.2% | 0.3% |
| THE MORTGAGE LINK, INC. | $440,000 | $1,595,000 | 262.5% | 0.3% |
| Northwest Federal Credit Union | $145,000 | $1,555,000 | 972.4% | 0.3% |
| Meridian Bank Corporation | $165,000 | $1,545,000 | 836.4% | 0.3% |
| TOWER | $1,140,000 | $1,525,000 | 33.8% | 0.3% |
| EMM LOANS LLC | $1,635,000 | $1,480,000 | -9.5% | 0.3% |
| Citizens Bank | $3,845,000 | $1,465,000 | -61.9% | 0.3% |
| VILLAGE CAPITAL MORTGAGE | $1,445,000 | n/a | 0.3% | |
| Ally Bank | $1,345,000 | n/a | 0.3% | |
| PEOPLESBANK, A CODORUS VALLEY COMPANY | $9,565,000 | $1,345,000 | -85.9% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $1,165,000 | $1,295,000 | 11.2% | 0.3% |
| Flagstar Bank, FSB | $1,550,000 | $1,265,000 | -18.4% | 0.3% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,415,000 | $1,260,000 | -11.0% | 0.3% |
| Presidential Bank, FSB | $1,170,000 | $1,230,000 | 5.1% | 0.3% |
| PLANET HOME LENDING, LLC | $55,000 | $1,210,000 | 2,100.0% | 0.2% |
| Carrington Mortgage Services, LLC | $1,455,000 | $1,205,000 | -17.2% | 0.2% |
| LOANDEPOT.COM, LLC | $3,320,000 | $1,175,000 | -64.6% | 0.2% |
| Farmers and Merchants Bank Of Fowblesburg, Maryland | $745,000 | $1,170,000 | 57.0% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $1,730,000 | $1,150,000 | -33.5% | 0.2% |
| Discover Bank | $1,005,000 | $1,125,000 | 11.9% | 0.2% |
| JPMorgan Chase Bank | $330,000 | $1,095,000 | 231.8% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $860,000 | $1,045,000 | 21.5% | 0.2% |
| Morgan Stanley Private Bank | $1,000,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $960,000 | n/a | 0.2% | |
| AmeriHome Mortgage Company, LLC | $725,000 | $945,000 | 30.3% | 0.2% |
| First Heritage Mortgage, LLC | $655,000 | $945,000 | 44.3% | 0.2% |
| DIRECT MORTGAGE LOANS, LLC | $400,000 | $860,000 | 115.0% | 0.2% |
| NEW DAY FINANCIAL, LLC | $1,000,000 | $855,000 | -14.5% | 0.2% |
| Figure Lending LLC | $235,000 | $810,000 | 244.7% | 0.2% |
| BAY EQUITY LLC | $225,000 | $770,000 | 242.2% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $740,000 | n/a | 0.2% | |
| Dollar Bank, Federal Savings Bank | $730,000 | n/a | 0.2% | |
| HOMESIDE FINANCIAL, LLC | $710,000 | n/a | 0.1% | |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $175,000 | $685,000 | 291.4% | 0.1% |
| CNB Bank Inc. | $660,000 | n/a | 0.1% | |
| INTERCOASTAL MORTGAGE COMPANY | $660,000 | n/a | 0.1% | |
| Raymond James Bank | $285,000 | $635,000 | 122.8% | 0.1% |
| GUARANTEED RATE, INC. | $310,000 | $630,000 | 103.2% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $690,000 | $630,000 | -8.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $895,000 | $610,000 | -31.8% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $135,000 | $585,000 | 333.3% | 0.1% |
| Shore United Bank | $825,000 | $585,000 | -29.1% | 0.1% |
| The Huntington National Bank | $55,000 | $580,000 | 954.5% | 0.1% |
| ENVOY MORTGAGE, LTD | $575,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $520,000 | $560,000 | 7.7% | 0.1% |
| MICHIGAN MUTUAL, INC. | $560,000 | n/a | 0.1% | |
| Bank of America | $1,890,000 | $555,000 | -70.6% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $390,000 | $550,000 | 41.0% | 0.1% |
| Citibank | $545,000 | n/a | 0.1% | |
| Coastal Community Bank | $220,000 | $545,000 | 147.7% | 0.1% |
| U.S. Bank | $1,330,000 | $535,000 | -59.8% | 0.1% |
| Encompass Lending Group, LP | $520,000 | n/a | 0.1% | |
| HOMESPIRE MORTGAGE CORPORATION | $865,000 | $520,000 | -39.9% | 0.1% |
| The Federal Savings Bank | $225,000 | $520,000 | 131.1% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $500,000 | n/a | 0.1% | |
| Ameris Bank | $475,000 | n/a | 0.1% | |
| CORNING | $105,000 | $465,000 | 342.9% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $465,000 | n/a | 0.1% | |
| T2 FINANCIAL LLC | $430,000 | $440,000 | 2.3% | 0.1% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $425,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,240,000 | $420,000 | -81.3% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $410,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $435,000 | $405,000 | -6.9% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $305,000 | $400,000 | 31.1% | 0.1% |
| Vellum Mortgage, Inc. | $400,000 | n/a | 0.1% | |
| Old National Bank | $395,000 | n/a | 0.1% | |
| United Bank | $385,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $155,000 | $370,000 | 138.7% | 0.1% |
| EVERETT FINANCIAL, INC. | $225,000 | $365,000 | 62.2% | 0.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $1,240,000 | $365,000 | -70.6% | 0.1% |
| OCMBC, INC. | $315,000 | $365,000 | 15.9% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $590,000 | $355,000 | -39.8% | 0.1% |
| 1ST ED CREDIT UNION | $635,000 | $350,000 | -44.9% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $225,000 | $345,000 | 53.3% | 0.1% |
| The Gratz Bank | $105,000 | $345,000 | 228.6% | 0.1% |
| CITADEL FEDERAL CREDIT UNION | $335,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $335,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $315,000 | n/a | 0.1% | |
| FIDELITY DIRECT MORTGAGE, LLC | $275,000 | $305,000 | 10.9% | 0.1% |
| FIRST FINANCIAL OF MARYLAND | $760,000 | $300,000 | -60.5% | 0.1% |
| AMWEST FUNDING CORP. | $295,000 | n/a | 0.1% | |
| First Western Trust Bank | $295,000 | n/a | 0.1% | |
| WesBanco | $1,525,000 | $295,000 | -80.7% | 0.1% |
| Univest Bank and Trust Co. | $1,665,000 | $285,000 | -82.9% | 0.1% |
| AMERICAN FINANCING CORPORATION | $245,000 | $275,000 | 12.2% | 0.1% |
| CARDINAL FINANCIAL | $275,000 | $275,000 | 0.0% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $185,000 | $275,000 | 48.6% | 0.1% |
| Pennian Bank | $945,000 | $260,000 | -72.5% | 0.1% |
| TD Bank | $315,000 | $260,000 | -17.5% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $185,000 | $245,000 | 32.4% | 0.1% |
| MLD MORTGAGE INC. | $245,000 | n/a | 0.1% | |
| Northwest Bank | $920,000 | $245,000 | -73.4% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $245,000 | n/a | 0.1% | |
| MY MORTGAGE, INC. | $235,000 | n/a | 0.0% | |
| Peoples Bank | $235,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $235,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $215,000 | n/a | 0.0% | |
| N R L Federal Credit Union | $215,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $420,000 | $205,000 | -51.2% | 0.0% |
| CLEARPATH LENDING | $205,000 | n/a | 0.0% | |
| Fifth Third Bank | $205,000 | n/a | 0.0% | |
| LEBANON | $205,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $1,015,000 | $205,000 | -79.8% | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $235,000 | $195,000 | -17.0% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $195,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $110,000 | $190,000 | 72.7% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $335,000 | $185,000 | -44.8% | 0.0% |
| Equity Prime Mortgage LLC | $700,000 | $175,000 | -75.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $175,000 | n/a | 0.0% | |
| Atlantic Coast Mortgage, LLC | $165,000 | n/a | 0.0% | |
| Bank of Bird-in-Hand | $165,000 | n/a | 0.0% | |
| First Federal Bank | $155,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $150,000 | n/a | 0.0% | |
| First National Bank of America | $145,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $145,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $110,000 | $140,000 | 27.3% | 0.0% |
| HOMESTEAD FUNDING CORP. | $215,000 | $125,000 | -41.9% | 0.0% |
| NVR Mortgage Finance, Inc. | $125,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $125,000 | n/a | 0.0% | |
| Centier Bank | $120,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $165,000 | $115,000 | -30.3% | 0.0% |
| The Ephrata National Bank | $690,000 | $115,000 | -83.3% | 0.0% |
| Ballston Spa National Bank | $100,000 | n/a | 0.0% | |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $190,000 | $95,000 | -50.0% | 0.0% |
| AMERICHOICE | $100,000 | $95,000 | -5.0% | 0.0% |
| S&T Bank | $580,000 | $95,000 | -83.6% | 0.0% |
| USAlliance Federal Credit Union | $95,000 | n/a | 0.0% | |
| Leader Bank | $85,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $85,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $75,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $75,000 | n/a | 0.0% | |
| The Canandaigua National Bank and Trust Company | $65,000 | n/a | 0.0% | |
| EDUCATIONAL SYSTEMS | $55,000 | n/a | 0.0% | |
| FEDCHOICE Federal Credit Union | $55,000 | n/a | 0.0% | |
| NEXTIER BANK, NATIONAL ASSOCIATION | $55,000 | n/a | 0.0% | |
| POINT BREEZE | $345,000 | $55,000 | -84.1% | 0.0% |
| LIBRARY OF CONGRESS | $35,000 | n/a | 0.0% | |
| Sandy Spring Bank | $255,000 | $35,000 | -86.3% | 0.0% |
| SkyPoint Federal Credit Union | $55,000 | $35,000 | -36.4% | 0.0% |
| Mid Penn Bank | $505,000 | $25,000 | -95.0% | 0.0% |
| THRIVENT Federal Credit Union | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $15,000 | n/a | 0.0% |
GETTYSBURG's top lender by overall market share is Orrstown Bank, with 7.1% market share. In second place, with 6.6%, is ACNB Bank, having originated $31,860,000 in loans. In third place, with 5.8%, is York Traditions Bank, having originated $28,230,000 in loans. In fourth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $25,730,000 in loans. In fifth place, with 5.1%, is MEMBERS 1ST FEDERAL CREDIT UNION, having originated $24,790,000 in loans.
GETTYSBURG Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - GETTYSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $224,900 (2.3%) | $275,359 (6.5%) | 0.00 | 402 |
| 2018-02-01 | $224,900 (0.0%) | $276,214 (5.0%) | 0.00 | 396 |
| 2018-03-01 | $229,900 (0.0%) | $277,529 (0.7%) | 0.00 | 412 |
| 2018-04-01 | $232,680 (-1.0%) | $269,697 (-5.8%) | 0.00 | 411 |
| 2018-05-01 | $239,900 (3.1%) | $279,622 (-1.0%) | 0.00 | 420 |
| 2018-06-01 | $239,000 (1.7%) | $276,796 (-4.1%) | 0.00 | 439 |
| 2018-07-01 | $242,450 (1.1%) | $280,439 (-4.0%) | 0.00 | 426 |
| 2018-08-01 | $248,750 (5.9%) | $285,132 (-2.3%) | 0.00 | 407 |
| 2018-09-01 | $234,895 (-1.7%) | $275,129 (-8.4%) | 0.00 | 417 |
| 2018-10-01 | $228,400 (-0.9%) | $270,002 (-9.1%) | 0.00 | 400 |
| 2018-11-01 | $224,900 (-0.9%) | $271,889 (-6.7%) | 0.00 | 389 |
| 2018-12-01 | $224,330 (0.9%) | $263,785 (-6.9%) | 0.00 | 355 |
| 2019-01-01 | $222,400 (-1.1%) | $266,465 (-3.2%) | 0.00 | 314 |
| 2019-02-01 | $229,900 (2.2%) | $271,938 (-1.6%) | 0.00 | 329 |
| 2019-03-01 | $238,471 (3.7%) | $275,856 (-0.6%) | 0.00 | 330 |
| 2019-04-01 | $244,246 (5.0%) | $282,076 (4.6%) | 0.00 | 355 |
| 2019-05-01 | $252,690 (5.3%) | $297,767 (6.5%) | 0.00 | 392 |
| 2019-06-01 | $249,900 (4.6%) | $294,150 (6.3%) | 0.00 | 397 |
| 2019-07-01 | $249,900 (3.1%) | $299,603 (6.8%) | 0.00 | 407 |
| 2019-08-01 | $251,973 (1.3%) | $305,608 (7.2%) | 0.00 | 396 |
| 2019-09-01 | $256,432 (9.2%) | $312,469 (13.6%) | 0.00 | 379 |
| 2019-10-01 | $254,454 (11.4%) | $318,084 (17.8%) | 0.00 | 359 |
| 2019-11-01 | $254,900 (13.3%) | $321,741 (18.3%) | 0.00 | 335 |
| 2019-12-01 | $259,100 (15.5%) | $320,029 (21.3%) | 0.00 | 292 |
| 2020-01-01 | $259,900 (16.9%) | $322,450 (21.0%) | 0.00 | 270 |
| 2020-02-01 | $264,950 (15.3%) | $316,358 (16.3%) | 0.00 | 273 |
| 2020-03-01 | $277,857 (16.5%) | $348,984 (26.5%) | 0.00 | 261 |
| 2020-04-01 | $278,332 (14.0%) | $358,536 (27.1%) | 0.00 | 240 |
| 2020-05-01 | $279,600 (10.7%) | $354,829 (19.2%) | 0.00 | 256 |
| 2020-06-01 | $291,175 (16.5%) | $358,293 (21.8%) | 0.00 | 245 |
| 2020-07-01 | $301,975 (20.8%) | $388,401 (29.6%) | 0.00 | 197 |
| 2020-08-01 | $305,000 (21.0%) | $398,155 (30.3%) | 0.00 | 192 |
| 2020-09-01 | $320,195 (24.9%) | $410,211 (31.3%) | 0.00 | 188 |
| 2020-10-01 | $318,590 (25.2%) | $400,052 (25.8%) | 0.00 | 176 |
| 2020-11-01 | $327,948 (28.7%) | $407,567 (26.7%) | 0.00 | 171 |
| 2020-12-01 | $327,562 (26.4%) | $405,753 (26.8%) | 0.00 | 160 |
| 2021-01-01 | $329,900 (26.9%) | $404,951 (25.6%) | 0.00 | 147 |
| 2021-02-01 | $332,753 (25.6%) | $396,879 (25.5%) | 0.00 | 124 |
| 2021-03-01 | $328,626 (18.3%) | $353,119 (1.2%) | 0.00 | 127 |
| 2021-04-01 | $338,629 (21.7%) | $355,737 (-0.8%) | 0.00 | 113 |
| 2021-05-01 | $353,438 (26.4%) | $360,935 (1.7%) | 0.00 | 118 |
| 2021-06-01 | $358,791 (23.2%) | $364,231 (1.7%) | 0.00 | 131 |
| 2021-07-01 | $345,000 (14.3%) | $361,579 (-6.9%) | 0.00 | 136 |
| 2021-08-01 | $325,744 (6.8%) | $341,200 (-14.3%) | 0.00 | 145 |
| 2021-09-01 | $312,975 (-2.3%) | $337,463 (-17.7%) | 0.00 | 131 |
| 2021-10-01 | $315,900 (-0.8%) | $335,756 (-16.1%) | 0.00 | 138 |
| 2021-11-01 | $321,225 (-2.1%) | $336,004 (-17.6%) | 0.00 | 121 |
| 2021-12-01 | $333,500 (1.8%) | $338,050 (-16.7%) | 0.00 | 105 |
| 2022-01-01 | $356,513 (8.1%) | $370,891 (-8.4%) | 0.00 | 110 |
| 2022-02-01 | $372,490 (11.9%) | $442,836 (11.6%) | 0.00 | 121 |
| 2022-03-01 | $378,191 (15.1%) | $477,084 (35.1%) | 0.00 | 121 |
| 2022-04-01 | $375,000 (10.7%) | $465,451 (30.8%) | 0.00 | 127 |
| 2022-05-01 | $376,238 (6.5%) | $430,792 (19.4%) | 0.00 | 147 |
| 2022-06-01 | $367,762 (2.5%) | $383,691 (5.3%) | 0.00 | 155 |
| 2022-07-01 | $350,000 (1.5%) | $423,790 (17.2%) | 0.00 | 163 |
| 2022-08-01 | $359,929 (10.5%) | $420,432 (23.2%) | 0.00 | 178 |
| 2022-09-01 | $380,000 (21.4%) | $439,906 (30.4%) | 0.00 | 169 |
| 2022-10-01 | $374,900 (18.7%) | $441,576 (31.5%) | 0.00 | 158 |
| 2022-11-01 | $358,535 (11.6%) | $443,538 (32.0%) | 0.00 | 158 |
| 2022-12-01 | $349,900 (4.9%) | $434,238 (28.5%) | 0.00 | 136 |
| 2023-01-01 | $377,650 (5.9%) | $439,526 (18.5%) | 0.00 | 120 |
| 2023-02-01 | $389,925 (4.7%) | $441,696 (-0.3%) | 0.00 | 116 |
| 2023-03-01 | $399,342 (5.6%) | $461,101 (-3.4%) | 0.00 | 112 |
| 2023-04-01 | $399,995 (6.7%) | $474,832 (2.0%) | 0.00 | 112 |
| 2023-05-01 | $399,923 (6.3%) | $453,290 (5.2%) | 0.00 | 123 |
| 2023-06-01 | $403,686 (9.8%) | $453,218 (18.1%) | 0.00 | 119 |
| 2023-07-01 | $399,990 (14.3%) | $455,260 (7.4%) | 0.00 | 110 |
| 2023-08-01 | $405,723 (12.7%) | $469,325 (11.6%) | 0.00 | 118 |
| 2023-09-01 | $399,900 (5.2%) | $468,846 (6.6%) | 0.00 | 135 |
| 2023-10-01 | $397,927 (6.1%) | $443,996 (0.6%) | 0.00 | 144 |
| 2023-11-01 | $399,135 (11.3%) | $420,058 (-5.3%) | 0.00 | 152 |
| 2023-12-01 | $382,445 (9.3%) | $408,033 (-6.0%) | 0.00 | 146 |
| 2024-01-01 | $399,900 (5.9%) | $411,043 (-6.5%) | 0.00 | 125 |
| 2024-02-01 | $399,900 (2.6%) | $431,909 (-2.2%) | 0.00 | 117 |
| 2024-03-01 | $399,900 (0.1%) | $429,646 (-6.8%) | 0.00 | 124 |
| 2024-04-01 | $399,900 (0.0%) | $437,083 (-8.0%) | 0.00 | 129 |
| 2024-05-01 | $412,473 (3.1%) | $455,652 (0.5%) | 0.00 | 137 |
| 2024-06-01 | $410,000 (1.6%) | $455,867 (0.6%) | 0.00 | 150 |
| 2024-07-01 | $419,223 (4.8%) | $458,640 (0.7%) | 0.00 | 156 |
| 2024-08-01 | $404,990 (-0.2%) | $459,273 (-2.1%) | 0.00 | 160 |
| 2024-09-01 | $407,740 (2.0%) | $447,371 (-4.6%) | 0.00 | 159 |
| 2024-10-01 | $401,970 (1.0%) | $445,887 (0.4%) | 0.00 | 170 |
| 2024-11-01 | $399,945 (0.2%) | $437,362 (4.1%) | 0.00 | 177 |
| 2024-12-01 | $399,900 (4.6%) | $417,282 (2.3%) | 0.00 | 162 |
| 2025-01-01 | $399,900 (0.0%) | $406,476 (-1.1%) | 0.00 | 144 |
| 2025-02-01 | $399,675 (-0.1%) | $403,562 (-6.6%) | 0.00 | 154 |
| 2025-03-01 | $409,900 (2.5%) | $427,876 (-0.4%) | 0.00 | 162 |
GETTYSBURG's median listing price for 2025-03-01 was $409,900, a difference of
$10,000
(2.5%) versus the prior year and
$10,225 versus the prior month.
GETTYSBURG's median listing price comes in at 0% of the national average.
GETTYSBURG's average listing price for 2025-03-01 was $427,876, a difference of $-1,770 (-0.4%) versus the prior year and $24,314 versus the prior month.
For the 2025-03-01 period, GETTYSBURG had 162 MLS listings, a difference of 8 listings (5%) versus the prior month and 38 listings (31%) versus the prior year.
GETTYSBURG's median listing price comes in at 0% of the national average.
GETTYSBURG's average listing price for 2025-03-01 was $427,876, a difference of $-1,770 (-0.4%) versus the prior year and $24,314 versus the prior month.
For the 2025-03-01 period, GETTYSBURG had 162 MLS listings, a difference of 8 listings (5%) versus the prior month and 38 listings (31%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - GETTYSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,721 sqft |
| 2018-02-01 | 0 days | 1,725 sqft |
| 2018-03-01 | 0 days | 1,748 sqft |
| 2018-04-01 | 0 days | 1,771 sqft |
| 2018-05-01 | 0 days | 1,797 sqft |
| 2018-06-01 | 0 days | 1,944 sqft |
| 2018-07-01 | 0 days | 1,943 sqft |
| 2018-08-01 | 0 days | 1,943 sqft |
| 2018-09-01 | 0 days | 1,893 sqft |
| 2018-10-01 | 0 days | 1,913 sqft |
| 2018-11-01 | 0 days | 1,901 sqft |
| 2018-12-01 | 0 days | 1,872 sqft |
| 2019-01-01 | 0 days | 1,881 sqft |
| 2019-02-01 | 0 days | 1,902 sqft |
| 2019-03-01 | 0 days | 1,921 sqft |
| 2019-04-01 | 0 days | 1,964 sqft |
| 2019-05-01 | 0 days | 1,983 sqft |
| 2019-06-01 | 0 days | 1,970 sqft |
| 2019-07-01 | 0 days | 1,982 sqft |
| 2019-08-01 | 0 days | 1,983 sqft |
| 2019-09-01 | 0 days | 1,992 sqft |
| 2019-10-01 | 0 days | 1,995 sqft |
| 2019-11-01 | 0 days | 1,992 sqft |
| 2019-12-01 | 0 days | 1,982 sqft |
| 2020-01-01 | 0 days | 1,948 sqft |
| 2020-02-01 | 0 days | 1,992 sqft |
| 2020-03-01 | 0 days | 1,992 sqft |
| 2020-04-01 | 0 days | 1,982 sqft |
| 2020-05-01 | 0 days | 1,958 sqft |
| 2020-06-01 | 0 days | 1,956 sqft |
| 2020-07-01 | 0 days | 1,952 sqft |
| 2020-08-01 | 0 days | 1,946 sqft |
| 2020-09-01 | 0 days | 1,946 sqft |
| 2020-10-01 | 0 days | 2,016 sqft |
| 2020-11-01 | 0 days | 2,036 sqft |
| 2020-12-01 | 0 days | 1,975 sqft |
| 2021-01-01 | 0 days | 1,950 sqft |
| 2021-02-01 | 0 days | 1,950 sqft |
| 2021-03-01 | 0 days | 1,934 sqft |
| 2021-04-01 | 0 days | 1,991 sqft |
| 2021-05-01 | 0 days | 2,000 sqft |
| 2021-06-01 | 0 days | 2,029 sqft |
| 2021-07-01 | 0 days | 2,066 sqft |
| 2021-08-01 | 0 days | 1,968 sqft |
| 2021-09-01 | 0 days | 1,965 sqft |
| 2021-10-01 | 0 days | 1,962 sqft |
| 2021-11-01 | 0 days | 1,922 sqft |
| 2021-12-01 | 0 days | 1,904 sqft |
| 2022-01-01 | 0 days | 1,957 sqft |
| 2022-02-01 | 0 days | 1,962 sqft |
| 2022-03-01 | 0 days | 1,958 sqft |
| 2022-04-01 | 0 days | 1,957 sqft |
| 2022-05-01 | 0 days | 1,970 sqft |
| 2022-06-01 | 0 days | 1,970 sqft |
| 2022-07-01 | 0 days | 1,973 sqft |
| 2022-08-01 | 0 days | 1,967 sqft |
| 2022-09-01 | 0 days | 2,009 sqft |
| 2022-10-01 | 0 days | 1,984 sqft |
| 2022-11-01 | 0 days | 1,962 sqft |
| 2022-12-01 | 0 days | 1,967 sqft |
| 2023-01-01 | 0 days | 1,989 sqft |
| 2023-02-01 | 0 days | 1,969 sqft |
| 2023-03-01 | 0 days | 1,969 sqft |
| 2023-04-01 | 0 days | 2,009 sqft |
| 2023-05-01 | 0 days | 2,018 sqft |
| 2023-06-01 | 0 days | 2,039 sqft |
| 2023-07-01 | 0 days | 2,021 sqft |
| 2023-08-01 | 0 days | 1,988 sqft |
| 2023-09-01 | 0 days | 1,944 sqft |
| 2023-10-01 | 0 days | 1,936 sqft |
| 2023-11-01 | 0 days | 1,900 sqft |
| 2023-12-01 | 0 days | 1,868 sqft |
| 2024-01-01 | 0 days | 1,863 sqft |
| 2024-02-01 | 0 days | 1,859 sqft |
| 2024-03-01 | 0 days | 1,872 sqft |
| 2024-04-01 | 0 days | 1,871 sqft |
| 2024-05-01 | 0 days | 1,948 sqft |
| 2024-06-01 | 0 days | 1,980 sqft |
| 2024-07-01 | 0 days | 1,990 sqft |
| 2024-08-01 | 0 days | 1,984 sqft |
| 2024-09-01 | 0 days | 1,996 sqft |
| 2024-10-01 | 0 days | 2,013 sqft |
| 2024-11-01 | 0 days | 2,009 sqft |
| 2024-12-01 | 0 days | 1,935 sqft |
| 2025-01-01 | 0 days | 1,898 sqft |
| 2025-02-01 | 0 days | 1,921 sqft |
| 2025-03-01 | 0 days | 1,944 sqft |
GETTYSBURG's median listing age (time on market) for 2025-03-01 was 0 days.
GETTYSBURG's median square footage for active listings during the 2025-03-01 period was 1,944 sqft. One year prior, the average listing was 1,872 sqft.
GETTYSBURG's median square footage for active listings during the 2025-03-01 period was 1,944 sqft. One year prior, the average listing was 1,872 sqft.
GETTYSBURG, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,040 | $328,180,000 | $315,558 |
| Home Improvement | 397 | $29,345,000 | $73,917 |
| Refi | 363 | $59,885,000 | $164,972 |
| Other | 357 | $27,915,000 | $78,193 |
| Cash Out Refi | 190 | $39,270,000 | $206,684 |
Gettysburg's most frequently cited loan purpose was Home Purchase, with 1,040 originations. The 2nd most popular reason was Home Improvement, with 397 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 814 | $206,030,000 | $253,108 |
| Over 8% | 609 | $89,015,000 | $146,166 |
| 7-8% | 404 | $96,420,000 | $238,663 |
| 5-6% | 255 | $68,125,000 | $267,157 |
| <2.5% | 199 | $15,715,000 | $78,970 |
| 4-5% | 31 | $5,675,000 | $183,065 |
| 3-4% | 7 | $515,000 | $73,571 |
During 2024, Gettysburg's most frequently originated rate bucket was 6-7%, with 814 originations.
Loan Sizing (GETTYSBURG, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 799 | $224,395,000 | $280,845 |
| $100,000 or less | 792 | $40,480,000 | $51,111 |
| $100k-200k | 573 | $83,205,000 | $145,209 |
| $400k-600k | 141 | $65,485,000 | $464,433 |
| $600k-1000k | 36 | $25,460,000 | $707,222 |
| $Over $1MM | 6 | $45,570,000 | $7,595,000 |
GETTYSBURG's loan sizing saw the bucket of loans from $200k-400k with 799 originations, totaling $224,395,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 699 | $210,695,000 | $301,423 |
| Under 20% | 552 | $25,430,000 | $46,069 |
| 20-40% | 465 | $49,275,000 | $105,968 |
| 60-80% | 357 | $102,835,000 | $288,053 |
| 40-60% | 217 | $79,125,000 | $364,631 |
| Over 100% | 19 | $7,785,000 | $409,737 |
GETTYSBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 699 originations, totaling $210,695,000 in origination value.