GETTYSBURG Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Gettysburg averaged
6.51%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.52% and
one month ago for the week of 2024-10-10, the
average rate was 6.15%.
Gettysburg's average rate one year ago was 7.23%.
For refis of the same type during the week of 2024-11-14, the average rate
was 6.28%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Gettysburg 30 Year Fixed Rate | 2024-11-14 | 6.51% |
| Gettysburg 30 Year Fixed Rate Refi | 2024-11-14 | 6.28% |
| Gettysburg 15 Year Fixed Rate | 2024-11-14 | 5.79% |
| Gettysburg 15 Year Fixed Rate Refi | 2024-11-14 | 6.19% |
| Gettysburg 30 Year FHA | 2024-11-14 | -0.14% |
| Gettysburg 30 Year FHA Refi | 2024-11-14 | -0.2% |
| Gettysburg 30 Year USDA | 2024-11-14 | -0.1% |
| Gettysburg 30 Year USDA Refi | 2024-11-14 | 0% |
| Gettysburg 30 Year VA | 2024-11-14 | -0.23% |
| Gettysburg 30 Year VA Refi | 2024-11-14 | -0.2% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GETTYSBURG, PA.
GETTYSBURG Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GETTYSBURG, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
GETTYSBURG Average Closing Costs & Other Stats
GETTYSBURG, PA's 118 lenders originated 2,199
loans during 2023. The total origination value was $402,285,000, with an average loan value of
$182,940.
GETTYSBURG's average closing costs are $6,037.
The top GETTYSBURG lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with
63 loans originated. Their average total fees are
$6,873, which is $2,945
higher than the next largest lender,
ACNB Bank.
The lowest fee GETTYSBURG lenders (with over 10 loans originated) are
ACNB Bank ($3,928), DHI MORTGAGE COMPANY, LTD. ($4,196), Wells Fargo Bank ($4,251), M&T Bank ($4,771) and York Traditions Bank ($5,200).
The lowest rate GETTYSBURG lenders (with over 10 loans originated) are
PEOPLESBANK, A CODORUS VALLEY COMPANY (5.43%), ACNB Bank (5.89%), DHI MORTGAGE COMPANY, LTD. (6.02%), BAY CAPITAL MORTGAGE CORPORATION (6.29%) and M&T Bank (6.32%).
GETTYSBURG, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| ACNB Bank | $45,530,000 | $43,575,000 | -4.3% | 10.8% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $35,095,000 | $24,965,000 | -28.9% | 6.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $29,575,000 | $22,770,000 | -23.0% | 5.7% |
| QUICKEN LOANS, LLC | $33,825,000 | $21,655,000 | -36.0% | 5.4% |
| York Traditions Bank | $30,920,000 | $17,465,000 | -43.5% | 4.3% |
| PNC Bank | $33,725,000 | $17,115,000 | -49.3% | 4.3% |
| CMG MORTGAGE, INC. | $1,080,000 | $14,370,000 | 1,230.6% | 3.6% |
| MOVEMENT MORTGAGE, LLC | $7,895,000 | $12,935,000 | 63.8% | 3.2% |
| M&T Bank | $12,900,000 | $10,980,000 | -14.9% | 2.7% |
| BAY CAPITAL MORTGAGE CORPORATION | $12,820,000 | $9,680,000 | -24.5% | 2.4% |
| PEOPLESBANK, A CODORUS VALLEY COMPANY | $7,200,000 | $9,565,000 | 32.8% | 2.4% |
| DHI MORTGAGE COMPANY, LTD. | $7,475,000 | $9,035,000 | 20.9% | 2.2% |
| Integrity Home Mortgage Corp | $9,955,000 | $7,380,000 | -25.9% | 1.8% |
| Truist | $9,155,000 | $7,320,000 | -20.0% | 1.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $11,320,000 | $6,270,000 | -44.6% | 1.6% |
| NEWREZ LLC | $1,270,000 | $5,065,000 | 298.8% | 1.3% |
| FIRST HOME MORTGAGE CORPORATION | $3,405,000 | $4,815,000 | 41.4% | 1.2% |
| Mortgage Research Center, LLC | $3,945,000 | $4,615,000 | 17.0% | 1.1% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $4,640,000 | $4,485,000 | -3.3% | 1.1% |
| Towne Bank | $5,495,000 | $4,165,000 | -24.2% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $7,145,000 | $4,155,000 | -41.8% | 1.0% |
| GUILD MORTGAGE COMPANY | $8,630,000 | $3,980,000 | -53.9% | 1.0% |
| NFM, INC. | $7,470,000 | $3,935,000 | -47.3% | 1.0% |
| Citizens Bank | $11,225,000 | $3,845,000 | -65.7% | 1.0% |
| Fulton Bank | $3,925,000 | $3,845,000 | -2.0% | 1.0% |
| EAGLE HOME MORTGAGE, LLC | $5,075,000 | $3,720,000 | -26.7% | 0.9% |
| BELCO COMMUNITY CREDIT UNION | $8,395,000 | $3,610,000 | -57.0% | 0.9% |
| CALIBER HOME LOANS, INC. | $12,750,000 | $3,480,000 | -72.7% | 0.9% |
| LOANDEPOT.COM, LLC | $11,160,000 | $3,320,000 | -70.3% | 0.8% |
| Northpointe Bank | $4,900,000 | $3,175,000 | -35.2% | 0.8% |
| UNION HOME MORTGAGE CORP. | $4,355,000 | $3,015,000 | -30.8% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $7,780,000 | $3,005,000 | -61.4% | 0.7% |
| Wells Fargo Bank | $7,450,000 | $2,795,000 | -62.5% | 0.7% |
| Homesale Mortgage, LLC | $2,845,000 | $2,395,000 | -15.8% | 0.6% |
| USAA Federal Savings Bank | $1,555,000 | $2,390,000 | 53.7% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,410,000 | $2,240,000 | -34.3% | 0.6% |
| TIDEWATER MORTGAGE SERVICES, INC. | $1,795,000 | $2,205,000 | 22.8% | 0.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,935,000 | $2,140,000 | -27.1% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,555,000 | $2,070,000 | -19.0% | 0.5% |
| Bank of America | $1,670,000 | $1,890,000 | 13.2% | 0.5% |
| PENTAGON FEDERAL CREDIT UNION | $300,000 | $1,730,000 | 476.7% | 0.4% |
| Univest Bank and Trust Co. | $10,335,000 | $1,665,000 | -83.9% | 0.4% |
| EMM LOANS LLC | $1,305,000 | $1,635,000 | 25.3% | 0.4% |
| EMBRACE HOME LOANS, INC. | $2,345,000 | $1,600,000 | -31.8% | 0.4% |
| Prosperity Home Mortgage, LLC | $1,475,000 | $1,570,000 | 6.4% | 0.4% |
| Flagstar Bank, FSB | $810,000 | $1,550,000 | 91.4% | 0.4% |
| TJC Mortgage, Inc. | $935,000 | $1,540,000 | 64.7% | 0.4% |
| WesBanco | $800,000 | $1,525,000 | 90.6% | 0.4% |
| NYMEO FEDERAL CREDIT UNION | $185,000 | $1,500,000 | 710.8% | 0.4% |
| Carrington Mortgage Services, LLC | $1,270,000 | $1,455,000 | 14.6% | 0.4% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,740,000 | $1,415,000 | -18.7% | 0.4% |
| PATRIOT | $2,205,000 | $1,330,000 | -39.7% | 0.3% |
| U.S. Bank | $745,000 | $1,330,000 | 78.5% | 0.3% |
| MidAtlantic Farm Credit, ACA | $4,310,000 | $1,285,000 | -70.2% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,600,000 | $1,250,000 | -77.7% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $2,520,000 | $1,245,000 | -50.6% | 0.3% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $335,000 | $1,240,000 | 270.1% | 0.3% |
| George Mason Mortgage, LLC | $4,150,000 | $1,220,000 | -70.6% | 0.3% |
| First National Bank of Pennsylvania | $2,325,000 | $1,215,000 | -47.7% | 0.3% |
| Orrstown Bank | $3,265,000 | $1,205,000 | -63.1% | 0.3% |
| Presidential Bank, FSB | $2,305,000 | $1,170,000 | -49.2% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $1,745,000 | $1,165,000 | -33.2% | 0.3% |
| TOWER | $1,990,000 | $1,140,000 | -42.7% | 0.3% |
| SWBC MORTGAGE CORPORATION | $765,000 | $1,015,000 | 32.7% | 0.3% |
| Discover Bank | $340,000 | $1,005,000 | 195.6% | 0.2% |
| NEW DAY FINANCIAL, LLC | $1,275,000 | $1,000,000 | -21.6% | 0.2% |
| Pennian Bank | $790,000 | $945,000 | 19.6% | 0.2% |
| Northwest Bank | $1,610,000 | $920,000 | -42.9% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $570,000 | $900,000 | 57.9% | 0.2% |
| 21ST MORTGAGE CORPORATION | $615,000 | $895,000 | 45.5% | 0.2% |
| HOMESPIRE MORTGAGE CORPORATION | $1,960,000 | $865,000 | -55.9% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $105,000 | $860,000 | 719.0% | 0.2% |
| NBKC BANK | $155,000 | $860,000 | 454.8% | 0.2% |
| RF Renovo Management Company, LLC | $855,000 | n/a | 0.2% | |
| Shore United Bank | $875,000 | $825,000 | -5.7% | 0.2% |
| Community State Bank of Orbisonia | $185,000 | $765,000 | 313.5% | 0.2% |
| FIRST FINANCIAL OF MARYLAND | $1,195,000 | $760,000 | -36.4% | 0.2% |
| Farmers and Merchants Bank Of Fowblesburg, Maryland | $650,000 | $745,000 | 14.6% | 0.2% |
| BROKER SOLUTIONS, INC. | $1,535,000 | $740,000 | -51.8% | 0.2% |
| AmeriHome Mortgage Company, LLC | $1,415,000 | $725,000 | -48.8% | 0.2% |
| Equity Prime Mortgage LLC | $410,000 | $700,000 | 70.7% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $690,000 | n/a | 0.2% | |
| The Ephrata National Bank | $1,500,000 | $690,000 | -54.0% | 0.2% |
| First Heritage Mortgage, LLC | $970,000 | $655,000 | -32.5% | 0.2% |
| 1ST ED CREDIT UNION | $635,000 | n/a | 0.2% | |
| RADIUS FINANCIAL GROUP INC. | $620,000 | n/a | 0.2% | |
| Mortgage America, Inc. | $125,000 | $615,000 | 392.0% | 0.2% |
| UTILITIES EMPLOYEES CREDIT UNION | $210,000 | $610,000 | 190.5% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $465,000 | $590,000 | 26.9% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $585,000 | n/a | 0.1% | |
| S&T Bank | $2,270,000 | $580,000 | -74.4% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $165,000 | $570,000 | 245.5% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,570,000 | $560,000 | -64.3% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $555,000 | n/a | 0.1% | |
| Farmers Bank & Trust | $220,000 | $525,000 | 138.6% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $565,000 | $520,000 | -8.0% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $515,000 | n/a | 0.1% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $455,000 | $510,000 | 12.1% | 0.1% |
| Goldman Sachs Bank USA | $505,000 | n/a | 0.1% | |
| Mid Penn Bank | $520,000 | $505,000 | -2.9% | 0.1% |
| MORTGAGE EQUITY PARTNERS LLC | $495,000 | n/a | 0.1% | |
| EVANSVILLE TEACHERS | $490,000 | n/a | 0.1% | |
| Foote Capital Mortgage Company | $370,000 | $490,000 | 32.4% | 0.1% |
| MILLENNIUM FINANCIAL GROUP, INC. | $1,610,000 | $465,000 | -71.1% | 0.1% |
| MORTGAGE ACCESS CORP. | $465,000 | n/a | 0.1% | |
| BOND STREET MORTGAGE, LLC | $455,000 | n/a | 0.1% | |
| Clear Mountain Bank | $445,000 | n/a | 0.1% | |
| THE MORTGAGE LINK, INC. | $185,000 | $440,000 | 137.8% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $765,000 | $435,000 | -43.1% | 0.1% |
| T2 FINANCIAL LLC | $920,000 | $430,000 | -53.3% | 0.1% |
| Alcova Mortgage LLC | $185,000 | $420,000 | 127.0% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,055,000 | $415,000 | -60.7% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $4,825,000 | $400,000 | -91.7% | 0.1% |
| DIRECT MORTGAGE LOANS, LLC | $750,000 | $400,000 | -46.7% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,445,000 | $390,000 | -84.0% | 0.1% |
| NJ LENDERS CORP. | $385,000 | n/a | 0.1% | |
| MILEND, INC. | $380,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $375,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $360,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $450,000 | $355,000 | -21.1% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $350,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $710,000 | $345,000 | -51.4% | 0.1% |
| LENDINGONE, LLC | $345,000 | n/a | 0.1% | |
| POINT BREEZE | $480,000 | $345,000 | -28.1% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $205,000 | $335,000 | 63.4% | 0.1% |
| JPMorgan Chase Bank | $5,220,000 | $330,000 | -93.7% | 0.1% |
| Farmers and Merchants Trust Company of Chambersburg | $2,685,000 | $325,000 | -87.9% | 0.1% |
| Jersey Shore State Bank | $325,000 | n/a | 0.1% | |
| OCMBC, INC. | $315,000 | n/a | 0.1% | |
| TD Bank | $315,000 | n/a | 0.1% | |
| GUARANTEED RATE, INC. | $1,185,000 | $310,000 | -73.8% | 0.1% |
| A&D Mortgage LLC | $305,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $305,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $295,000 | n/a | 0.1% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $235,000 | $295,000 | 25.5% | 0.1% |
| American National Bank | $285,000 | n/a | 0.1% | |
| Raymond James Bank | $285,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL | $255,000 | $275,000 | 7.8% | 0.1% |
| FIDELITY DIRECT MORTGAGE, LLC | $275,000 | n/a | 0.1% | |
| US MORTGAGE CORPORATION | $265,000 | n/a | 0.1% | |
| Woodsboro Bank | $265,000 | n/a | 0.1% | |
| Sandy Spring Bank | $295,000 | $255,000 | -13.6% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,210,000 | $245,000 | -79.8% | 0.1% |
| Sail Mortgage Corp. | $245,000 | n/a | 0.1% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $245,000 | n/a | 0.1% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $235,000 | n/a | 0.1% | |
| Figure Lending LLC | $235,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $225,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $700,000 | $225,000 | -67.9% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $225,000 | n/a | 0.1% | |
| The Federal Savings Bank | $520,000 | $225,000 | -56.7% | 0.1% |
| Coastal Community Bank | $220,000 | n/a | 0.1% | |
| HOMESTEAD FUNDING CORP. | $400,000 | $215,000 | -46.3% | 0.1% |
| LOANPAL, LLC | $205,000 | n/a | 0.1% | |
| NORTHROP GRUMMAN Federal Credit Union | $205,000 | n/a | 0.1% | |
| Gateway First Bank | $195,000 | n/a | 0.0% | |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $410,000 | $190,000 | -53.7% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $915,000 | $185,000 | -79.8% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $185,000 | $185,000 | 0.0% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $225,000 | $175,000 | -22.2% | 0.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $950,000 | $175,000 | -81.6% | 0.0% |
| First United Corporation | $1,205,000 | $165,000 | -86.3% | 0.0% |
| Meridian Bank Corporation | $2,190,000 | $165,000 | -92.5% | 0.0% |
| Plains Commerce Bank | $205,000 | $165,000 | -19.5% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $1,750,000 | $165,000 | -90.6% | 0.0% |
| POLICE & FIRE | $410,000 | $160,000 | -61.0% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $1,410,000 | $155,000 | -89.0% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $870,000 | $145,000 | -83.3% | 0.0% |
| Northwest Federal Credit Union | $145,000 | n/a | 0.0% | |
| AMERISAVE MORTGAGE CORPORATION | $3,600,000 | $135,000 | -96.3% | 0.0% |
| ADVANCIAL | $185,000 | $125,000 | -32.4% | 0.0% |
| First Commonwealth Bank | $25,000 | $125,000 | 400.0% | 0.0% |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | $125,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $355,000 | $110,000 | -69.0% | 0.0% |
| SPRING EQ, LLC | $275,000 | $110,000 | -60.0% | 0.0% |
| CORNING | $275,000 | $105,000 | -61.8% | 0.0% |
| The Gratz Bank | $105,000 | n/a | 0.0% | |
| AMERICHOICE | $435,000 | $100,000 | -77.0% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $95,000 | n/a | 0.0% | |
| HERITAGE VALLEY | $55,000 | $75,000 | 36.4% | 0.0% |
| New Cumberland Federal Credit Union | $150,000 | $75,000 | -50.0% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $680,000 | $55,000 | -91.9% | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $345,000 | $55,000 | -84.1% | 0.0% |
| SkyPoint Federal Credit Union | $55,000 | n/a | 0.0% | |
| The Huntington National Bank | $1,070,000 | $55,000 | -94.9% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $110,000 | $55,000 | -50.0% | 0.0% |
| Service Federal Credit Union | $235,000 | $35,000 | -85.1% | 0.0% |
| American Airlines Federal Credit Union | $25,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $25,000 | $25,000 | 0.0% | 0.0% |
GETTYSBURG's top lender by overall market share is ACNB Bank, with 10.8% market share. In second place, with 6.2%, is MEMBERS 1ST FEDERAL CREDIT UNION, having originated $24,965,000 in loans. In third place, with 5.7%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $22,770,000 in loans. In fourth place, with 5.4%, is QUICKEN LOANS, LLC, having originated $21,655,000 in loans. In fifth place, with 4.3%, is York Traditions Bank, having originated $17,465,000 in loans.
GETTYSBURG Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - GETTYSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $224,900 (2.3%) | $275,359 (6.6%) | 0.00 | 401 |
| 2018-02-01 | $224,900 (0.0%) | $276,502 (5.1%) | 0.00 | 395 |
| 2018-03-01 | $229,900 (0.0%) | $277,805 (0.8%) | 0.00 | 411 |
| 2018-04-01 | $234,800 (0.0%) | $270,447 (-5.6%) | 0.00 | 409 |
| 2018-05-01 | $239,900 (2.3%) | $280,010 (-1.2%) | 0.00 | 418 |
| 2018-06-01 | $239,650 (0.6%) | $277,438 (-4.2%) | 0.00 | 436 |
| 2018-07-01 | $245,152 (2.2%) | $281,126 (-4.2%) | 0.00 | 423 |
| 2018-08-01 | $249,000 (5.0%) | $285,889 (-2.6%) | 0.00 | 404 |
| 2018-09-01 | $234,900 (-2.1%) | $275,477 (-8.9%) | 0.00 | 415 |
| 2018-10-01 | $228,700 (-1.2%) | $270,219 (-9.5%) | 0.00 | 399 |
| 2018-11-01 | $224,925 (-0.9%) | $272,004 (-6.8%) | 0.00 | 388 |
| 2018-12-01 | $223,615 (0.3%) | $263,888 (-7.0%) | 0.00 | 354 |
| 2019-01-01 | $222,400 (-1.1%) | $266,587 (-3.2%) | 0.00 | 313 |
| 2019-02-01 | $229,900 (2.2%) | $272,073 (-1.6%) | 0.00 | 328 |
| 2019-03-01 | $238,471 (3.7%) | $275,998 (-0.7%) | 0.00 | 329 |
| 2019-04-01 | $245,021 (4.4%) | $282,227 (4.4%) | 0.00 | 354 |
| 2019-05-01 | $253,832 (5.8%) | $297,936 (6.4%) | 0.00 | 391 |
| 2019-06-01 | $249,900 (4.3%) | $294,602 (6.2%) | 0.00 | 395 |
| 2019-07-01 | $249,900 (1.9%) | $300,074 (6.7%) | 0.00 | 405 |
| 2019-08-01 | $252,627 (1.5%) | $305,862 (7.0%) | 0.00 | 395 |
| 2019-09-01 | $256,718 (9.3%) | $312,392 (13.4%) | 0.00 | 379 |
| 2019-10-01 | $254,495 (11.3%) | $317,740 (17.6%) | 0.00 | 360 |
| 2019-11-01 | $254,900 (13.3%) | $321,367 (18.2%) | 0.00 | 336 |
| 2019-12-01 | $258,125 (15.4%) | $319,607 (21.1%) | 0.00 | 293 |
| 2020-01-01 | $259,900 (16.9%) | $321,991 (20.8%) | 0.00 | 271 |
| 2020-02-01 | $264,900 (15.2%) | $315,922 (16.1%) | 0.00 | 274 |
| 2020-03-01 | $277,290 (16.3%) | $348,418 (26.2%) | 0.00 | 262 |
| 2020-04-01 | $278,307 (13.6%) | $358,197 (26.9%) | 0.00 | 240 |
| 2020-05-01 | $279,600 (10.2%) | $354,829 (19.1%) | 0.00 | 257 |
| 2020-06-01 | $289,900 (16.0%) | $357,687 (21.4%) | 0.00 | 246 |
| 2020-07-01 | $300,950 (20.4%) | $387,516 (29.1%) | 0.00 | 198 |
| 2020-08-01 | $304,500 (20.5%) | $398,155 (30.2%) | 0.00 | 192 |
| 2020-09-01 | $320,195 (24.7%) | $410,211 (31.3%) | 0.00 | 188 |
| 2020-10-01 | $318,590 (25.2%) | $400,052 (25.9%) | 0.00 | 176 |
| 2020-11-01 | $327,948 (28.7%) | $407,567 (26.8%) | 0.00 | 171 |
| 2020-12-01 | $327,562 (26.9%) | $405,753 (27.0%) | 0.00 | 160 |
| 2021-01-01 | $329,900 (26.9%) | $404,951 (25.8%) | 0.00 | 147 |
| 2021-02-01 | $332,753 (25.6%) | $396,159 (25.4%) | 0.00 | 124 |
| 2021-03-01 | $328,626 (18.5%) | $353,119 (1.4%) | 0.00 | 127 |
| 2021-04-01 | $338,629 (21.7%) | $355,737 (-0.7%) | 0.00 | 113 |
| 2021-05-01 | $350,000 (25.2%) | $360,838 (1.7%) | 0.00 | 114 |
| 2021-06-01 | $358,433 (23.6%) | $363,484 (1.6%) | 0.00 | 128 |
| 2021-07-01 | $344,990 (14.6%) | $361,388 (-6.7%) | 0.00 | 131 |
| 2021-08-01 | $317,725 (4.3%) | $339,597 (-14.7%) | 0.00 | 138 |
| 2021-09-01 | $309,950 (-3.2%) | $334,760 (-18.4%) | 0.00 | 122 |
| 2021-10-01 | $310,000 (-2.7%) | $334,185 (-16.5%) | 0.00 | 127 |
| 2021-11-01 | $309,925 (-5.5%) | $333,816 (-18.1%) | 0.00 | 117 |
| 2021-12-01 | $329,950 (0.7%) | $335,901 (-17.2%) | 0.00 | 99 |
| 2022-01-01 | $352,445 (6.8%) | $369,596 (-8.7%) | 0.00 | 106 |
| 2022-02-01 | $369,945 (11.2%) | $444,555 (12.2%) | 0.00 | 117 |
| 2022-03-01 | $372,600 (13.4%) | $480,426 (36.1%) | 0.00 | 118 |
| 2022-04-01 | $374,950 (10.7%) | $467,213 (31.3%) | 0.00 | 126 |
| 2022-05-01 | $376,238 (7.5%) | $431,667 (19.6%) | 0.00 | 145 |
| 2022-06-01 | $366,157 (2.2%) | $383,523 (5.5%) | 0.00 | 152 |
| 2022-07-01 | $355,492 (3.0%) | $424,787 (17.5%) | 0.00 | 162 |
| 2022-08-01 | $360,353 (13.4%) | $420,926 (24.0%) | 0.00 | 176 |
| 2022-09-01 | $380,010 (22.6%) | $440,804 (31.7%) | 0.00 | 168 |
| 2022-10-01 | $374,990 (21.0%) | $442,235 (32.3%) | 0.00 | 157 |
| 2022-11-01 | $359,000 (15.8%) | $444,286 (33.1%) | 0.00 | 156 |
| 2022-12-01 | $349,950 (6.1%) | $435,135 (29.5%) | 0.00 | 134 |
| 2023-01-01 | $377,650 (7.2%) | $439,984 (19.0%) | 0.00 | 120 |
| 2023-02-01 | $389,925 (5.4%) | $441,696 (-0.6%) | 0.00 | 116 |
| 2023-03-01 | $399,889 (7.3%) | $461,345 (-4.0%) | 0.00 | 112 |
| 2023-04-01 | $399,995 (6.7%) | $474,832 (1.6%) | 0.00 | 112 |
| 2023-05-01 | $399,923 (6.3%) | $453,290 (5.0%) | 0.00 | 123 |
| 2023-06-01 | $403,686 (10.3%) | $453,218 (18.2%) | 0.00 | 119 |
| 2023-07-01 | $399,990 (12.5%) | $455,260 (7.2%) | 0.00 | 110 |
| 2023-08-01 | $405,359 (12.5%) | $469,014 (11.4%) | 0.00 | 118 |
| 2023-09-01 | $399,900 (5.2%) | $468,846 (6.4%) | 0.00 | 135 |
| 2023-10-01 | $397,927 (6.1%) | $443,996 (0.4%) | 0.00 | 144 |
| 2023-11-01 | $399,135 (11.2%) | $420,058 (-5.5%) | 0.00 | 152 |
| 2023-12-01 | $382,445 (9.3%) | $408,033 (-6.2%) | 0.00 | 146 |
| 2024-01-01 | $399,900 (5.9%) | $411,043 (-6.6%) | 0.00 | 125 |
| 2024-02-01 | $399,900 (2.6%) | $431,909 (-2.2%) | 0.00 | 117 |
| 2024-03-01 | $399,900 (0.0%) | $429,646 (-6.9%) | 0.00 | 124 |
| 2024-04-01 | $399,900 (0.0%) | $437,083 (-8.0%) | 0.00 | 129 |
| 2024-05-01 | $412,473 (3.1%) | $458,572 (1.2%) | 0.00 | 137 |
| 2024-06-01 | $421,000 (4.3%) | $458,337 (1.1%) | 0.00 | 150 |
| 2024-07-01 | $419,223 (4.8%) | $458,640 (0.7%) | 0.00 | 156 |
| 2024-08-01 | $404,990 (-0.1%) | $459,273 (-2.1%) | 0.00 | 160 |
| 2024-09-01 | $407,740 (2.0%) | $447,371 (-4.6%) | 0.00 | 159 |
| 2024-10-01 | $401,970 (1.0%) | $445,887 (0.4%) | 0.00 | 170 |
GETTYSBURG's median listing price for 2024-10-01 was $401,970, a difference of
$4,043
(1.0%) versus the prior year and
$-5,770 versus the prior month.
GETTYSBURG's median listing price comes in at 0% of the national average.
GETTYSBURG's average listing price for 2024-10-01 was $445,887, a difference of $1,891 (0.4%) versus the prior year and $-1,484 versus the prior month.
For the 2024-10-01 period, GETTYSBURG had 170 MLS listings, a difference of 11 listings (7%) versus the prior month and 26 listings (18%) versus the prior year.
GETTYSBURG's median listing price comes in at 0% of the national average.
GETTYSBURG's average listing price for 2024-10-01 was $445,887, a difference of $1,891 (0.4%) versus the prior year and $-1,484 versus the prior month.
For the 2024-10-01 period, GETTYSBURG had 170 MLS listings, a difference of 11 listings (7%) versus the prior month and 26 listings (18%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - GETTYSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,722 sqft |
| 2018-02-01 | 0 days | 1,727 sqft |
| 2018-03-01 | 0 days | 1,756 sqft |
| 2018-04-01 | 0 days | 1,776 sqft |
| 2018-05-01 | 0 days | 1,798 sqft |
| 2018-06-01 | 0 days | 1,947 sqft |
| 2018-07-01 | 0 days | 1,950 sqft |
| 2018-08-01 | 0 days | 1,949 sqft |
| 2018-09-01 | 0 days | 1,904 sqft |
| 2018-10-01 | 0 days | 1,915 sqft |
| 2018-11-01 | 0 days | 1,904 sqft |
| 2018-12-01 | 0 days | 1,872 sqft |
| 2019-01-01 | 0 days | 1,886 sqft |
| 2019-02-01 | 0 days | 1,903 sqft |
| 2019-03-01 | 0 days | 1,923 sqft |
| 2019-04-01 | 0 days | 1,965 sqft |
| 2019-05-01 | 0 days | 1,983 sqft |
| 2019-06-01 | 0 days | 1,973 sqft |
| 2019-07-01 | 0 days | 1,982 sqft |
| 2019-08-01 | 0 days | 1,985 sqft |
| 2019-09-01 | 0 days | 1,991 sqft |
| 2019-10-01 | 0 days | 1,993 sqft |
| 2019-11-01 | 0 days | 1,992 sqft |
| 2019-12-01 | 0 days | 1,981 sqft |
| 2020-01-01 | 0 days | 1,947 sqft |
| 2020-02-01 | 0 days | 1,986 sqft |
| 2020-03-01 | 0 days | 1,992 sqft |
| 2020-04-01 | 0 days | 1,982 sqft |
| 2020-05-01 | 0 days | 1,958 sqft |
| 2020-06-01 | 0 days | 1,954 sqft |
| 2020-07-01 | 0 days | 1,949 sqft |
| 2020-08-01 | 0 days | 1,946 sqft |
| 2020-09-01 | 0 days | 1,946 sqft |
| 2020-10-01 | 0 days | 2,016 sqft |
| 2020-11-01 | 0 days | 2,036 sqft |
| 2020-12-01 | 0 days | 1,975 sqft |
| 2021-01-01 | 0 days | 1,950 sqft |
| 2021-02-01 | 0 days | 1,950 sqft |
| 2021-03-01 | 0 days | 1,934 sqft |
| 2021-04-01 | 0 days | 1,991 sqft |
| 2021-05-01 | 0 days | 1,981 sqft |
| 2021-06-01 | 0 days | 2,032 sqft |
| 2021-07-01 | 0 days | 2,093 sqft |
| 2021-08-01 | 0 days | 1,969 sqft |
| 2021-09-01 | 0 days | 1,969 sqft |
| 2021-10-01 | 0 days | 1,952 sqft |
| 2021-11-01 | 0 days | 1,915 sqft |
| 2021-12-01 | 0 days | 1,891 sqft |
| 2022-01-01 | 0 days | 1,929 sqft |
| 2022-02-01 | 0 days | 1,954 sqft |
| 2022-03-01 | 0 days | 1,958 sqft |
| 2022-04-01 | 0 days | 1,957 sqft |
| 2022-05-01 | 0 days | 1,969 sqft |
| 2022-06-01 | 0 days | 1,967 sqft |
| 2022-07-01 | 0 days | 1,973 sqft |
| 2022-08-01 | 0 days | 1,967 sqft |
| 2022-09-01 | 0 days | 2,013 sqft |
| 2022-10-01 | 0 days | 1,991 sqft |
| 2022-11-01 | 0 days | 1,965 sqft |
| 2022-12-01 | 0 days | 1,974 sqft |
| 2023-01-01 | 0 days | 1,988 sqft |
| 2023-02-01 | 0 days | 1,969 sqft |
| 2023-03-01 | 0 days | 1,969 sqft |
| 2023-04-01 | 0 days | 2,009 sqft |
| 2023-05-01 | 0 days | 2,018 sqft |
| 2023-06-01 | 0 days | 2,039 sqft |
| 2023-07-01 | 0 days | 2,021 sqft |
| 2023-08-01 | 0 days | 1,988 sqft |
| 2023-09-01 | 0 days | 1,944 sqft |
| 2023-10-01 | 0 days | 1,936 sqft |
| 2023-11-01 | 0 days | 1,900 sqft |
| 2023-12-01 | 0 days | 1,868 sqft |
| 2024-01-01 | 0 days | 1,863 sqft |
| 2024-02-01 | 0 days | 1,859 sqft |
| 2024-03-01 | 0 days | 1,872 sqft |
| 2024-04-01 | 0 days | 1,871 sqft |
| 2024-05-01 | 0 days | 1,961 sqft |
| 2024-06-01 | 0 days | 1,980 sqft |
| 2024-07-01 | 0 days | 1,990 sqft |
| 2024-08-01 | 0 days | 1,984 sqft |
| 2024-09-01 | 0 days | 1,996 sqft |
| 2024-10-01 | 0 days | 2,013 sqft |
GETTYSBURG's median listing age (time on market) for 2024-10-01 was 0 days.
GETTYSBURG's median square footage for active listings during the 2024-10-01 period was 2,013 sqft. One year prior, the average listing was 1,936 sqft.
GETTYSBURG's median square footage for active listings during the 2024-10-01 period was 2,013 sqft. One year prior, the average listing was 1,936 sqft.
GETTYSBURG, PA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 17019 | Gettysburg, PA MSA | $760 | $860 | $1,090 | $1,420 | $1,520 |
| 17222 | Gettysburg, PA MSA | $830 | $840 | $1,070 | $1,450 | $1,580 |
| 17301 | Gettysburg, PA MSA | $840 | $990 | $1,230 | $1,620 | $1,790 |
| 17303 | Gettysburg, PA MSA | $750 | $920 | $1,120 | $1,490 | $1,680 |
| 17304 | Gettysburg, PA MSA | $740 | $900 | $1,100 | $1,460 | $1,650 |
| 17306 | Gettysburg, PA MSA | $1,020 | $1,260 | $1,530 | $2,030 | $2,300 |
| 17307 | Gettysburg, PA MSA | $680 | $840 | $1,020 | $1,350 | $1,530 |
| 17310 | Gettysburg, PA MSA | $750 | $920 | $1,120 | $1,490 | $1,680 |
| 17316 | Gettysburg, PA MSA | $750 | $900 | $1,100 | $1,460 | $1,630 |
| 17320 | Gettysburg, PA MSA | $770 | $940 | $1,150 | $1,530 | $1,730 |
| 17324 | Gettysburg, PA MSA | $670 | $790 | $980 | $1,280 | $1,440 |
| 17325 | Gettysburg, PA MSA | $740 | $900 | $1,100 | $1,460 | $1,650 |
| 17331 | Gettysburg, PA MSA | $790 | $890 | $1,130 | $1,480 | $1,600 |
| 17337 | Gettysburg, PA MSA | $750 | $920 | $1,120 | $1,490 | $1,680 |
| 17340 | Gettysburg, PA MSA | $770 | $940 | $1,150 | $1,530 | $1,730 |
| 17343 | Gettysburg, PA MSA | $730 | $900 | $1,100 | $1,450 | $1,640 |
| 17344 | Gettysburg, PA MSA | $720 | $880 | $1,070 | $1,420 | $1,610 |
| 17350 | Gettysburg, PA MSA | $860 | $1,060 | $1,290 | $1,710 | $1,940 |
| 17353 | Gettysburg, PA MSA | $830 | $1,020 | $1,240 | $1,650 | $1,860 |
| 17372 | Gettysburg, PA MSA | $720 | $880 | $1,070 | $1,420 | $1,610 |
| 17375 | Gettysburg, PA MSA | $750 | $920 | $1,120 | $1,490 | $1,680 |
2022 Average & Median Rent Data Statistics
GETTYSBURG, PA average 1BR rent: $927, median: $900
GETTYSBURG, PA average 2BR rent: $1,138, median: $1,120
GETTYSBURG, PA average 3BR rent: $1,509, median: $1,480
GETTYSBURG, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,057 | $277,245,000 | $262,294 |
| Other | 352 | $28,500,000 | $80,966 |
| Refi | 344 | $43,210,000 | $125,610 |
| Home Improvement | 285 | $21,335,000 | $74,860 |
| Cash Out Refi | 161 | $31,995,000 | $198,727 |
Gettysburg's most frequently cited loan purpose was Home Purchase, with 1,057 originations. The 2nd most popular reason was Other, with 352 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 641 | $149,275,000 | $232,878 |
| Over 8% | 566 | $57,770,000 | $102,067 |
| 7-8% | 415 | $88,385,000 | $212,976 |
| 5-6% | 372 | $83,850,000 | $225,403 |
| <2.5% | 143 | $10,895,000 | $76,189 |
| 4-5% | 36 | $8,130,000 | $225,833 |
| 3-4% | 3 | $575,000 | $191,667 |
| 2.5-3% | 2 | $410,000 | $205,000 |
During 2023, Gettysburg's most frequently originated rate bucket was 6-7%, with 641 originations.
Loan Sizing (GETTYSBURG, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 744 | $204,910,000 | $275,417 |
| $100,000 or less | 715 | $36,875,000 | $51,573 |
| $100k-200k | 590 | $85,900,000 | $145,593 |
| $400k-600k | 130 | $60,510,000 | $465,462 |
| $600k-1000k | 19 | $13,085,000 | $688,684 |
| $Over $1MM | 1 | $1,005,000 | $1,005,000 |
GETTYSBURG's loan sizing saw the bucket of loans from $200k-400k with 744 originations, totaling $204,910,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 719 | $201,625,000 | $280,424 |
| Under 20% | 458 | $20,500,000 | $44,760 |
| 20-40% | 413 | $41,725,000 | $101,029 |
| 60-80% | 351 | $85,185,000 | $242,692 |
| 40-60% | 207 | $39,135,000 | $189,058 |
| Over 100% | 29 | $10,545,000 | $363,621 |
GETTYSBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 719 originations, totaling $201,625,000 in origination value.