GETTYSBURG Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Gettysburg averaged 6.79% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.36% and one month ago for the week of 2024-01-18, the average rate was 6.59%.

Gettysburg's average rate one year ago was 6.54%.

For refis of the same type during the week of 2024-02-22, the average rate was 6.25%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Gettysburg 30 Year Fixed Rate 2024-02-22 6.79%
Gettysburg 30 Year Fixed Rate Refi 2024-02-22 6.25%
Gettysburg 15 Year Fixed Rate 2024-02-22 6.49%
Gettysburg 15 Year Fixed Rate Refi 2024-02-22 6.49%
Gettysburg 30 Year FHA 2024-02-22 -0.63%
Gettysburg 30 Year FHA Refi 2024-02-22 -0.1%
Gettysburg 30 Year USDA 2024-02-22 -0.2%
Gettysburg 30 Year USDA Refi 2024-02-22 0.1%
Gettysburg 30 Year VA 2024-02-22 -0.46%
Gettysburg 30 Year VA Refi 2024-02-22 0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GETTYSBURG, PA.

GETTYSBURG Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GETTYSBURG, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 90 5.01% $6,644
CROSSCOUNTRY MORTGAGE, LLC 76 5.09% $6,412
York Traditions Bank 50 5.09% $5,958
MCLEAN MORTGAGE CORPORATION 46 4.97% $5,017
MEMBERS 1ST FEDERAL CREDIT UNION 35 4.62% $5,033
ACNB Bank 33 4.75% $3,750
BAY CAPITAL MORTGAGE CORPORATION 30 4.87% $6,326
PNC Bank 29 4.38% $5,374
CALIBER HOME LOANS, INC. 28 5.17% $6,295
Integrity Home Mortgage Corp 25 4.79% $11,001
M&T Bank 24 4.67% $5,138
MOVEMENT MORTGAGE, LLC 22 5.14% $5,251
UNITED WHOLESALE MORTGAGE, LLC 22 5.42% $6,438
EAGLE HOME MORTGAGE, LLC 20 5.29% $5,255
NFM, INC. 19 4.87% $7,378
Wells Fargo Bank 19 4.76% $4,872
LOANDEPOT.COM, LLC 16 4.32% $6,601
Citizens Bank 16 4.73% $8,086
Northpointe Bank 15 5.37% $7,000
GUILD MORTGAGE COMPANY 15 4.95% $7,760
DHI MORTGAGE COMPANY, LTD. 14 4.40% $4,774
Truist 13 4.39% $5,844
PRIMELENDING, A PLAINSCAPITAL COMPANY 13 5.24% $4,878
JPMorgan Chase Bank 12 4.80% $3,337
UNION HOME MORTGAGE CORP. 11 5.01% $5,753
Towne Bank 11 6.00% $5,207
HOMEBRIDGE FINANCIAL SERVICES, INC. 9 4.79% $6,598
Mr. Cooper ( Nationstar Mortgage ) 8 4.56% $8,293
PENNYMAC LOAN SERVICES, LLC 8 4.24% $5,751
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 5.61% $6,337
AMERISAVE MORTGAGE CORPORATION 8 5.11% $10,316
George Mason Mortgage, LLC 7 4.43% $6,340
Presidential Bank, FSB 6 4.52% $6,868
PEOPLESBANK, A CODORUS VALLEY COMPANY 6 4.42% $5,348
Homesale Mortgage, LLC 6 5.75% $4,573
FIRST HOME MORTGAGE CORPORATION 6 4.56% $7,372
BELCO COMMUNITY CREDIT UNION 6 4.52% $7,211
Mortgage Network, Inc. 5 5.72% $5,813
Fulton Bank 5 5.25% $5,433
EMBRACE HOME LOANS, INC. 5 5.52% $6,296
NAVY FEDERAL CREDIT UNION 5 4.75% $5,043
EMM LOANS LLC 4 6.06% $7,728
MUTUAL OF OMAHA MORTGAGE, INC. 4 5.34% $4,933
AMERICAN FINANCING CORPORATION 4 4.63% $7,086
PATRIOT 4 3.69% $4,767
AmeriHome Mortgage Company, LLC 4 4.21% $6,541
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 6.06% $7,504
BETTER MORTGAGE CORPORATION 4 2.91% $4,656
TIDEWATER MORTGAGE SERVICES, INC. 4 5.16% $7,856
FIRST ALLIANCE HOME MORTGAGE, LLC 4 5.44% $6,483
FIRST FINANCIAL OF MARYLAND 4 4.63% $5,072
First National Bank of Pennsylvania 4 4.75% $6,452
GUARANTEED RATE AFFINITY, LLC 4 4.65% $5,148
Meridian Bank Corporation 4 4.93% $5,018
MidAtlantic Farm Credit, ACA 4 5.87% $7,616
HOMESPIRE MORTGAGE CORPORATION 3 6.33% $8,556
Sierra Pacific Mortgage Company, Inc. 3 5.79% $5,534
NEWREZ LLC 3 4.54% $6,198
First Home Bank 3 5.17% $6,724
GUARANTEED RATE, INC. 3 5.82% $8,839
Bank of America 3 3.17% $6,664
TOWER 3 4.17% $5,937
Farmers and Merchants Trust Company of Chambersburg 3 4.91% $4,514
TJC Mortgage, Inc. 3 5.25% $6,422
First Heritage Mortgage, LLC 3 5.92% $6,600
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 5.67% $9,156
MILLENNIUM FINANCIAL GROUP, INC. 3 5.83% $4,680
MORIA DEVELOPMENT, INC. 2 5.06% $7,625
GUARANTY HOME MORTGAGE CORPORATION 2 5.63% $4,778
POLICE & FIRE 2 5.06% $2,316
POINT BREEZE 2 3.75% $3,663
HOME POINT FINANCIAL CORPORATION 2 4.25% $7,782
DRAPER AND KRAMER MORTGAGE CORP. 2 3.88% $6,166
Hometown Lenders, Inc. 2 4.31% $5,156
CHESSIE 2 5.25% $3,366
PHH Mortgage Corporation 2 3.94% $7,909
PENNSYLVANIA STATE EMPLOYEES Credit Union 2 4.81% $2,954
LAKEVIEW LOAN SERVICING, LLC 2 4.25% $4,267
CHURCHILL MORTGAGE CORPORATION 2 5.62% $4,700
Paramount Residential Mortgage Group, Inc. 2 5.19% $6,990
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 6.00% $6,155
Nations Lending Corporation 2 4.50% $8,441
ACADEMY MORTGAGE CORPORATION 2 5.56% $6,376
CORNING 2 3.25% $2,061
U.S. Bank 2 3.63% $3,439
The Ephrata National Bank 2 5.88% $6,004
WesBanco 2 4.56% $6,118
T2 FINANCIAL LLC 2 4.50% $7,708
ZILLOW HOME LOANS, LLC 2 4.38% $11,114
ENVOY MORTGAGE, LTD 2 4.25% $9,313
Ally Bank 2 4.44% $3,651
Flagstar Bank, FSB 2 4.63% $5,284
Foote Capital Mortgage Company 2 3.81% $3,459
Shore United Bank 2 5.44% $10,002
Prosperity Home Mortgage, LLC 2 6.63% $8,730
ABSOLUTE HOME MORTGAGE CORPORATION 2 5.18% $7,950
The Huntington National Bank 1 3.35% $10,346
Acre Mortgage and Financial Inc 1 4.37% $6,116
ADVANCIAL 1 4.25% $10,504
AgFirst Farm Credit Bank 1 3.50% $4,519
Alcova Mortgage LLC 1 6.50% $8,243
Alerus Financial 1 5.63% $3,570
ALLEGACY FEDERAL CREDIT UNION 1 3.38% $5,185
ALLIANT CREDIT UNION 1 4.13% $4,547
Ameris Bank 1 3.49% $4,327
ANGEL OAK HOME LOANS LLC 1 8.63% $9,057
APEX HOME LOANS, INC. 1 4.50% $6,325
Atlantic Coast Mortgage, LLC 1 5.38% $11,820
Bank of England 1 5.13% $6,065
Barrington Bank & Trust Company, N.A. 1 4.50% $4,836
BELEM SERVICING LLC 1 3.25% $4,579
Bethpage Federal Credit Union 1 5.75% $6,732
BROKER SOLUTIONS, INC. 1 4.63% $11,469
Carrington Mortgage Services, LLC 1 2.88% $6,450
CBM Mortgage, Inc. 1 4.25% $4,558
CHERRY CREEK MORTGAGE, LLC 1 4.38% $790
CMG MORTGAGE, INC. 1 4.75% $5,370
CNB Bank Inc. 1 3.50% $6,042
CONTOUR MORTGAGE CORPORATION 1 6.25% $5,991
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 4.75% $5,957
DEVELOPER'S MORTGAGE COMPANY 1 4.75% $7,658
DIRECT MORTGAGE LOANS, LLC 1 5.99% $12,543
Discover Bank 1 7.24% $0
Equity Prime Mortgage LLC 1 6.25% $5,861
EQUITY RESOURCES, INC. 1 5.25% $6,610
EVERETT FINANCIAL, INC. 1 5.25% $2,927
FINANCE OF AMERICA MORTGAGE LLC 1 3.88% $8,428
First National Bank of America 1 8.88% $8,411
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.63% $5,068
HOMESIDE FINANCIAL, LLC 1 3.99% $6,586
HOWARD HANNA FINANCIAL SERVICES, INC. 1 4.75% $4,926
Leader Bank 1 5.00% $4,083
LENOX FINANCIAL MORTGAGE CORPORATION 1 5.38% $8,806
Morgan Stanley Private Bank 1 4.23% $5,941
Mortgage America, Inc. 1 7.00% $5,997
MY MORTGAGE, INC. 1 6.13% $8,683
NASA Federal Credit Union 1 4.88% $4,992
NBKC BANK 1 3.99% $3,059
North American Savings Bank, F.S.B. 1 5.38% $3,535
Northwest Bank 1 4.25% $12,810
Orrstown Bank 1 4.50% $4,955
PENTAGON FEDERAL CREDIT UNION 1 3.50% $6,734
PIKE CREEK MORTGAGE SERVICES, INC. 1 4.88% $5,396
Plains Commerce Bank 1 5.25% $7,792
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.25% $8,350
ROYAL UNITED MORTGAGE LLC 1 4.00% $7,509
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 1 4.63% $14,335
S&T Bank 1 3.75% $4,765
SWBC MORTGAGE CORPORATION 1 6.13% $4,968
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 1 3.63% $3,259
THE MORTGAGE LINK, INC. 1 6.25% $9,534
UNIFY FINANCIAL Credit Union 1 3.55% $3,610
United Fidelity Funding Corp. 1 5.99% $10,745
United Nations Federal Credit Union 1 4.13% $4,004
USAA Federal Savings Bank 1 6.88% $6,605
VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.50% $3,938
West Town Bank & Trust 1 4.50% $6,017

GETTYSBURG Average Closing Costs & Other Stats

GETTYSBURG, PA's 157 lenders originated 3,168 loans during 2022. The total origination value was $605,520,000, with an average loan value of $191,136.

GETTYSBURG's average closing costs are $5,798.

The top GETTYSBURG lender as defined by loan originations is QUICKEN LOANS, LLC, with 90 loans originated. Their average total fees are $6,644, which is $232 higher than the next largest lender, CROSSCOUNTRY MORTGAGE, LLC.

The lowest fee GETTYSBURG lenders (with over 10 loans originated) are JPMorgan Chase Bank ($3,337), ACNB Bank ($3,750), DHI MORTGAGE COMPANY, LTD. ($4,774), Wells Fargo Bank ($4,872) and PRIMELENDING, A PLAINSCAPITAL COMPANY ($4,878).

The lowest rate GETTYSBURG lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (4.32%), PNC Bank (4.38%), Truist (4.39%), DHI MORTGAGE COMPANY, LTD. (4.40%) and MEMBERS 1ST FEDERAL CREDIT UNION (4.62%).

GETTYSBURG, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
ACNB Bank $69,705,000 $45,530,000 -34.7% 7.5%
MEMBERS 1ST FEDERAL CREDIT UNION $44,470,000 $35,095,000 -21.1% 5.8%
QUICKEN LOANS, LLC $80,090,000 $33,825,000 -57.8% 5.6%
PNC Bank $41,640,000 $33,725,000 -19.0% 5.6%
York Traditions Bank $39,505,000 $30,920,000 -21.7% 5.1%
CROSSCOUNTRY MORTGAGE, LLC $49,980,000 $29,575,000 -40.8% 4.9%
MCLEAN MORTGAGE CORPORATION $24,230,000 $13,210,000 -45.5% 2.2%
M&T Bank $21,385,000 $12,900,000 -39.7% 2.1%
BAY CAPITAL MORTGAGE CORPORATION $20,415,000 $12,820,000 -37.2% 2.1%
CALIBER HOME LOANS, INC. $8,595,000 $12,750,000 48.3% 2.1%
UNITED WHOLESALE MORTGAGE, LLC $13,295,000 $11,320,000 -14.9% 1.9%
Citizens Bank $7,790,000 $11,225,000 44.1% 1.9%
LOANDEPOT.COM, LLC $17,050,000 $11,160,000 -34.5% 1.8%
Univest Bank and Trust Co. $285,000 $10,335,000 3,526.3% 1.7%
Integrity Home Mortgage Corp $12,955,000 $9,955,000 -23.2% 1.6%
Truist $9,260,000 $9,155,000 -1.1% 1.5%
GUILD MORTGAGE COMPANY $3,430,000 $8,630,000 151.6% 1.4%
BELCO COMMUNITY CREDIT UNION $5,455,000 $8,395,000 53.9% 1.4%
MOVEMENT MORTGAGE, LLC $9,080,000 $7,895,000 -13.1% 1.3%
PENNYMAC LOAN SERVICES, LLC $16,075,000 $7,780,000 -51.6% 1.3%
DHI MORTGAGE COMPANY, LTD. $7,475,000 n/a 1.2%
NFM, INC. $9,525,000 $7,470,000 -21.6% 1.2%
Wells Fargo Bank $37,930,000 $7,450,000 -80.4% 1.2%
PEOPLESBANK, A CODORUS VALLEY COMPANY $20,045,000 $7,200,000 -64.1% 1.2%
NAVY FEDERAL CREDIT UNION $9,395,000 $7,145,000 -23.9% 1.2%
M&T Realty Capital Corporation $5,985,000 n/a 1.0%
Mr. Cooper ( Nationstar Mortgage ) $12,805,000 $5,600,000 -56.3% 0.9%
Towne Bank $5,285,000 $5,495,000 4.0% 0.9%
JPMorgan Chase Bank $6,420,000 $5,220,000 -18.7% 0.9%
EAGLE HOME MORTGAGE, LLC $2,875,000 $5,075,000 76.5% 0.8%
Northpointe Bank $7,475,000 $4,900,000 -34.4% 0.8%
CIVIC FINANCIAL SERVICES, LLC $4,235,000 $4,825,000 13.9% 0.8%
PENNSYLVANIA STATE EMPLOYEES Credit Union $6,070,000 $4,640,000 -23.6% 0.8%
UNION HOME MORTGAGE CORP. $5,770,000 $4,355,000 -24.5% 0.7%
MidAtlantic Farm Credit, ACA $4,310,000 n/a 0.7%
George Mason Mortgage, LLC $3,715,000 $4,150,000 11.7% 0.7%
Mortgage Research Center, LLC $10,285,000 $3,945,000 -61.6% 0.7%
Fulton Bank $11,545,000 $3,925,000 -66.0% 0.6%
AMERISAVE MORTGAGE CORPORATION $10,760,000 $3,600,000 -66.5% 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,855,000 $3,410,000 -29.8% 0.6%
FIRST HOME MORTGAGE CORPORATION $6,170,000 $3,405,000 -44.8% 0.6%
Orrstown Bank $3,680,000 $3,265,000 -11.3% 0.5%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,495,000 $2,935,000 17.6% 0.5%
Homesale Mortgage, LLC $5,210,000 $2,845,000 -45.4% 0.5%
Farmers and Merchants Trust Company of Chambersburg $3,175,000 $2,685,000 -15.4% 0.4%
Valley National Bank $3,555,000 $2,625,000 -26.2% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,440,000 $2,555,000 -25.7% 0.4%
FREEDOM MORTGAGE CORPORATION $26,695,000 $2,520,000 -90.6% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $7,835,000 $2,445,000 -68.8% 0.4%
EMBRACE HOME LOANS, INC. $4,215,000 $2,345,000 -44.4% 0.4%
First National Bank of Pennsylvania $5,860,000 $2,325,000 -60.3% 0.4%
Presidential Bank, FSB $3,200,000 $2,305,000 -28.0% 0.4%
S&T Bank $1,445,000 $2,270,000 57.1% 0.4%
PATRIOT $2,150,000 $2,205,000 2.6% 0.4%
Meridian Bank Corporation $3,080,000 $2,190,000 -28.9% 0.4%
TOWER $1,685,000 $1,990,000 18.1% 0.3%
HOMESPIRE MORTGAGE CORPORATION $880,000 $1,960,000 122.7% 0.3%
TIDEWATER MORTGAGE SERVICES, INC. $3,270,000 $1,795,000 -45.1% 0.3%
HOME POINT FINANCIAL CORPORATION $5,600,000 $1,765,000 -68.5% 0.3%
Sierra Pacific Mortgage Company, Inc. $2,750,000 $1,750,000 -36.4% 0.3%
GUARANTEED RATE AFFINITY, LLC $1,240,000 $1,745,000 40.7% 0.3%
FIRST ALLIANCE HOME MORTGAGE, LLC $2,275,000 $1,740,000 -23.5% 0.3%
Bank of America $4,760,000 $1,670,000 -64.9% 0.3%
MILLENNIUM FINANCIAL GROUP, INC. $1,690,000 $1,610,000 -4.7% 0.3%
Northwest Bank $235,000 $1,610,000 585.1% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $1,240,000 $1,570,000 26.6% 0.3%
USAA Federal Savings Bank $3,055,000 $1,555,000 -49.1% 0.3%
BROKER SOLUTIONS, INC. $3,180,000 $1,535,000 -51.7% 0.3%
The Ephrata National Bank $655,000 $1,500,000 129.0% 0.2%
Mortgage Network, Inc. $2,790,000 $1,475,000 -47.1% 0.2%
Prosperity Home Mortgage, LLC $3,550,000 $1,475,000 -58.5% 0.2%
AmeriHome Mortgage Company, LLC $1,470,000 $1,415,000 -3.7% 0.2%
Paramount Residential Mortgage Group, Inc. $1,140,000 $1,410,000 23.7% 0.2%
EMM LOANS LLC $1,975,000 $1,305,000 -33.9% 0.2%
NEW DAY FINANCIAL, LLC $3,385,000 $1,275,000 -62.3% 0.2%
Carrington Mortgage Services, LLC $2,785,000 $1,270,000 -54.4% 0.2%
NEWREZ LLC $8,355,000 $1,270,000 -84.8% 0.2%
ZILLOW HOME LOANS, LLC $1,315,000 $1,220,000 -7.2% 0.2%
AMERICAN FINANCING CORPORATION $2,210,000 $1,210,000 -45.2% 0.2%
First United Corporation $155,000 $1,205,000 677.4% 0.2%
FIRST FINANCIAL OF MARYLAND $2,285,000 $1,195,000 -47.7% 0.2%
GUARANTEED RATE, INC. $4,145,000 $1,185,000 -71.4% 0.2%
Arbor Realty Trust, Inc. $1,115,000 n/a 0.2%
CMG MORTGAGE, INC. $200,000 $1,080,000 440.0% 0.2%
The Huntington National Bank $1,305,000 $1,070,000 -18.0% 0.2%
BETTER MORTGAGE CORPORATION $6,115,000 $1,055,000 -82.7% 0.2%
LAKEVIEW LOAN SERVICING, LLC $5,135,000 $1,010,000 -80.3% 0.2%
First Heritage Mortgage, LLC $1,300,000 $970,000 -25.4% 0.2%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $1,235,000 $950,000 -23.1% 0.2%
TJC Mortgage, Inc. $1,935,000 $935,000 -51.7% 0.2%
T2 FINANCIAL LLC $2,235,000 $920,000 -58.8% 0.2%
MEMBER FIRST MORTGAGE, LLC $915,000 n/a 0.2%
Middletown Valley Bank $900,000 n/a 0.1%
Shore United Bank $175,000 $875,000 400.0% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,880,000 $870,000 -53.7% 0.1%
Flagstar Bank, FSB $1,260,000 $810,000 -35.7% 0.1%
WesBanco Bank, Inc. $315,000 $800,000 154.0% 0.1%
Pennian Bank $3,380,000 $790,000 -76.6% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $225,000 $765,000 240.0% 0.1%
SWBC MORTGAGE CORPORATION $2,140,000 $765,000 -64.3% 0.1%
DIRECT MORTGAGE LOANS, LLC $1,705,000 $750,000 -56.0% 0.1%
ENVOY MORTGAGE, LTD $815,000 $750,000 -8.0% 0.1%
U.S. Bank $3,110,000 $745,000 -76.0% 0.1%
ACADEMY MORTGAGE CORPORATION $975,000 $715,000 -26.7% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $715,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $195,000 $710,000 264.1% 0.1%
EVERETT FINANCIAL, INC. $700,000 n/a 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $605,000 $680,000 12.4% 0.1%
PHH Mortgage Corporation $975,000 $670,000 -31.3% 0.1%
Bank of England $980,000 $660,000 -32.7% 0.1%
Farmers and Merchants Bank Of Fowblesburg, Maryland $1,615,000 $650,000 -59.8% 0.1%
First Home Bank $790,000 $635,000 -19.6% 0.1%
Morgan Stanley Private Bank $625,000 n/a 0.1%
21ST MORTGAGE CORPORATION $870,000 $615,000 -29.3% 0.1%
HOMESIDE FINANCIAL, LLC $1,605,000 $615,000 -61.7% 0.1%
Barrington Bank & Trust Company, N.A. $590,000 n/a 0.1%
Ally Bank $1,575,000 $575,000 -63.5% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $235,000 $570,000 142.6% 0.1%
FINANCE OF AMERICA REVERSE LLC $205,000 $565,000 175.6% 0.1%
Nations Lending Corporation $1,090,000 $535,000 -50.9% 0.1%
Union Savings Bank $535,000 n/a 0.1%
THRIVE MORTGAGE, LLC $215,000 $530,000 146.5% 0.1%
AMERICAN ADVISORS GROUP $705,000 $525,000 -25.5% 0.1%
Mid Penn Bank $4,030,000 $520,000 -87.1% 0.1%
The Federal Savings Bank $2,040,000 $520,000 -74.5% 0.1%
APEX HOME LOANS, INC. $855,000 $515,000 -39.8% 0.1%
Bethpage Federal Credit Union $515,000 n/a 0.1%
HomePromise Corporation $115,000 $500,000 334.8% 0.1%
MORIA DEVELOPMENT, INC. $490,000 n/a 0.1%
CNB Bank Inc. $315,000 $485,000 54.0% 0.1%
POINT BREEZE $375,000 $480,000 28.0% 0.1%
First Guaranty Mortgage Corporation $680,000 $470,000 -30.9% 0.1%
Community Bank $465,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $260,000 $465,000 78.8% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $380,000 $455,000 19.7% 0.1%
Mid-Continent Funding, Inc. $275,000 $455,000 65.5% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $215,000 $450,000 109.3% 0.1%
EQUITY RESOURCES, INC. $2,320,000 $450,000 -80.6% 0.1%
AMERICHOICE $430,000 $435,000 1.2% 0.1%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $410,000 n/a 0.1%
Equity Prime Mortgage LLC $410,000 n/a 0.1%
POLICE & FIRE $55,000 $410,000 645.5% 0.1%
HOMESTEAD FUNDING CORP. $1,475,000 $400,000 -72.9% 0.1%
PIKE CREEK MORTGAGE SERVICES, INC. $385,000 n/a 0.1%
The Central Trust Bank $385,000 n/a 0.1%
ANGEL OAK HOME LOANS LLC $375,000 n/a 0.1%
Atlantic Coast Mortgage, LLC $320,000 $375,000 17.2% 0.1%
Foote Capital Mortgage Company $920,000 $370,000 -59.8% 0.1%
HERSHEY $385,000 $360,000 -6.5% 0.1%
ROYAL UNITED MORTGAGE LLC $510,000 $355,000 -30.4% 0.1%
DEVELOPER'S MORTGAGE COMPANY $430,000 $345,000 -19.8% 0.1%
PLANET HOME LENDING, LLC $615,000 $345,000 -43.9% 0.1%
The Juniata Valley Bank $345,000 n/a 0.1%
CHESSIE $340,000 n/a 0.1%
Discover Bank $180,000 $340,000 88.9% 0.1%
HOWARD HANNA FINANCIAL SERVICES, INC. $135,000 $335,000 148.1% 0.1%
Princeton Mortgage Corporation $650,000 $335,000 -48.5% 0.1%
United Fidelity Funding Corp. $335,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $2,645,000 $335,000 -87.3% 0.1%
FIRST HERITAGE FINANCIAL, LLC $315,000 n/a 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $15,000 $315,000 2,000.0% 0.1%
MY MORTGAGE, INC. $305,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $2,160,000 $300,000 -86.1% 0.0%
Sandy Spring Bank $510,000 $295,000 -42.2% 0.0%
Secured Investment Corp. $285,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $505,000 $280,000 -44.6% 0.0%
AgFirst Farm Credit Bank $275,000 n/a 0.0%
CORNING $275,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $310,000 $275,000 -11.3% 0.0%
North American Savings Bank, F.S.B. $520,000 $275,000 -47.1% 0.0%
SPRING EQ, LLC $210,000 $275,000 31.0% 0.0%
Hometown Lenders, Inc. $305,000 $270,000 -11.5% 0.0%
THRIVENT Federal Credit Union $270,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $125,000 $265,000 112.0% 0.0%
Century Mortgage Company DBA Century Lending Company $265,000 n/a 0.0%
WHITE ROSE CREDIT UNION $150,000 $265,000 76.7% 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,740,000 $255,000 -93.2% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $165,000 $250,000 51.5% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $235,000 n/a 0.0%
MILLENIUM HOME MORTGAGE, LLC $235,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $370,000 $235,000 -36.5% 0.0%
Service Federal Credit Union $235,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $870,000 $225,000 -74.1% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $225,000 n/a 0.0%
Farmers Bank & Trust $610,000 $220,000 -63.9% 0.0%
1ST FINANCIAL, INC. $460,000 $215,000 -53.3% 0.0%
First National Bank of America $215,000 n/a 0.0%
Leader Bank $215,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $365,000 $215,000 -41.1% 0.0%
UNIFY FINANCIAL Credit Union $215,000 n/a 0.0%
United Nations Federal Credit Union $215,000 n/a 0.0%
West Town Bank & Trust $215,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $155,000 $210,000 35.5% 0.0%
Bank of Bird-in-Hand $205,000 $205,000 0.0% 0.0%
NASA Federal Credit Union $205,000 n/a 0.0%
Plains Commerce Bank $1,620,000 $205,000 -87.3% 0.0%
RELIANCE FIRST CAPITAL, LLC $1,535,000 $205,000 -86.6% 0.0%
Village Bank & Trust $205,000 n/a 0.0%
Credence Funding Corporation $195,000 n/a 0.0%
ADVANCIAL $185,000 n/a 0.0%
Alcova Mortgage LLC $175,000 $185,000 5.7% 0.0%
Community State Bank of Orbisonia $185,000 n/a 0.0%
NEXTIER BANK, NATIONAL ASSOCIATION $185,000 n/a 0.0%
NYMEO FEDERAL CREDIT UNION $1,950,000 $185,000 -90.5% 0.0%
THE MORTGAGE LINK, INC. $255,000 $185,000 -27.5% 0.0%
VAN DYK MORTGAGE CORPORATION $175,000 $185,000 5.7% 0.0%
N R L Federal Credit Union $155,000 $175,000 12.9% 0.0%
Acre Mortgage and Financial Inc $165,000 n/a 0.0%
Blue Ridge Bank $165,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $205,000 $165,000 -19.5% 0.0%
GSF Mortgage Corporation $165,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $500,000 $165,000 -67.0% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $165,000 n/a 0.0%
1ST PREFERENCE MORTGAGE CORP. $595,000 $155,000 -73.9% 0.0%
BELEM SERVICING LLC $155,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $155,000 n/a 0.0%
NBKC BANK $155,000 n/a 0.0%
United Bank $155,000 n/a 0.0%
New Cumberland Federal Credit Union $150,000 n/a 0.0%
Alerus Financial $145,000 $145,000 0.0% 0.0%
CBM Mortgage, Inc. $905,000 $145,000 -84.0% 0.0%
Centric Bank $145,000 $145,000 0.0% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $830,000 $145,000 -82.5% 0.0%
ALLIANT CREDIT UNION $55,000 $135,000 145.5% 0.0%
Fifth Third Bank $300,000 $125,000 -58.3% 0.0%
Mortgage America, Inc. $745,000 $125,000 -83.2% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,900,000 $125,000 -93.4% 0.0%
Santander Bank, N.A. $1,185,000 $120,000 -89.9% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $105,000 $110,000 4.8% 0.0%
Berkshire Bank $105,000 n/a 0.0%
EDUCATIONAL SYSTEMS $105,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $310,000 $105,000 -66.1% 0.0%
Signature Federal Credit Union $105,000 n/a 0.0%
Ameris Bank $330,000 $95,000 -71.2% 0.0%
First Columbia Bank & Trust Co. $75,000 n/a 0.0%
State Department Federal Credit Union $65,000 n/a 0.0%
Baxter Credit Union $55,000 n/a 0.0%
HERITAGE VALLEY $230,000 $55,000 -76.1% 0.0%
Signal Financial Federal Credit Union $45,000 $55,000 22.2% 0.0%
QUORUM FEDERAL CREDIT UNION $45,000 n/a 0.0%
AMERICAN HERITAGE FCU $225,000 $25,000 -88.9% 0.0%
First Commonwealth Bank $25,000 n/a 0.0%
SHARONVIEW FEDERAL CREDIT UNION $25,000 n/a 0.0%
SOMERSET TRUST COMPANY $25,000 n/a 0.0%
TRUMARK FINANCIAL CREDIT UNION $15,000 n/a 0.0%

GETTYSBURG's top lender by overall market share is ACNB Bank, with 7.5% market share. In second place, with 5.8%, is MEMBERS 1ST FEDERAL CREDIT UNION, having originated $35,095,000 in loans. In third place, with 5.6%, is QUICKEN LOANS, LLC, having originated $33,825,000 in loans. In fourth place, with 5.6%, is PNC Bank, having originated $33,725,000 in loans. In fifth place, with 5.1%, is York Traditions Bank, having originated $30,920,000 in loans.


GETTYSBURG Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - GETTYSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $224,900 (2.3%) $275,359 (6.6%) 0.00 401
2018-02-01 $224,900 (0.0%) $276,502 (5.1%) 0.00 395
2018-03-01 $229,900 (0.0%) $277,805 (0.8%) 0.00 411
2018-04-01 $234,800 (0.0%) $270,447 (-5.6%) 0.00 409
2018-05-01 $239,900 (2.3%) $280,010 (-1.2%) 0.00 418
2018-06-01 $239,650 (0.6%) $277,438 (-4.2%) 0.00 436
2018-07-01 $245,152 (2.2%) $281,126 (-4.2%) 0.00 423
2018-08-01 $249,000 (5.0%) $285,889 (-2.6%) 0.00 404
2018-09-01 $234,900 (-2.1%) $275,477 (-8.9%) 0.00 415
2018-10-01 $228,700 (-1.2%) $270,219 (-9.5%) 0.00 399
2018-11-01 $224,925 (-0.9%) $272,004 (-6.8%) 0.00 388
2018-12-01 $223,615 (0.3%) $263,888 (-7.0%) 0.00 354
2019-01-01 $222,400 (-1.1%) $266,587 (-3.2%) 0.00 313
2019-02-01 $229,900 (2.2%) $272,073 (-1.6%) 0.00 328
2019-03-01 $238,471 (3.7%) $275,998 (-0.7%) 0.00 329
2019-04-01 $245,021 (4.4%) $282,227 (4.4%) 0.00 354
2019-05-01 $253,832 (5.8%) $297,936 (6.4%) 0.00 391
2019-06-01 $249,900 (4.3%) $294,602 (6.2%) 0.00 395
2019-07-01 $249,900 (1.9%) $300,074 (6.7%) 0.00 405
2019-08-01 $252,627 (1.5%) $305,862 (7.0%) 0.00 395
2019-09-01 $256,718 (9.3%) $312,392 (13.4%) 0.00 379
2019-10-01 $254,495 (11.3%) $317,740 (17.6%) 0.00 360
2019-11-01 $254,900 (13.3%) $321,367 (18.2%) 0.00 336
2019-12-01 $258,125 (15.4%) $319,607 (21.1%) 0.00 293
2020-01-01 $259,900 (16.9%) $321,991 (20.8%) 0.00 271
2020-02-01 $264,900 (15.2%) $315,922 (16.1%) 0.00 274
2020-03-01 $277,290 (16.3%) $348,418 (26.2%) 0.00 262
2020-04-01 $278,307 (13.6%) $358,197 (26.9%) 0.00 240
2020-05-01 $279,600 (10.2%) $354,829 (19.1%) 0.00 257
2020-06-01 $289,900 (16.0%) $357,687 (21.4%) 0.00 246
2020-07-01 $300,950 (20.4%) $387,516 (29.1%) 0.00 198
2020-08-01 $304,500 (20.5%) $398,155 (30.2%) 0.00 192
2020-09-01 $320,195 (24.7%) $410,211 (31.3%) 0.00 188
2020-10-01 $318,590 (25.2%) $400,052 (25.9%) 0.00 176
2020-11-01 $327,948 (28.7%) $407,567 (26.8%) 0.00 171
2020-12-01 $327,562 (26.9%) $405,753 (27.0%) 0.00 160
2021-01-01 $329,900 (26.9%) $404,951 (25.8%) 0.00 147
2021-02-01 $332,753 (25.6%) $396,159 (25.4%) 0.00 124
2021-03-01 $328,626 (18.5%) $353,119 (1.4%) 0.00 127
2021-04-01 $338,629 (21.7%) $355,737 (-0.7%) 0.00 113
2021-05-01 $350,000 (25.2%) $360,838 (1.7%) 0.00 114
2021-06-01 $358,433 (23.6%) $363,484 (1.6%) 0.00 128
2021-07-01 $344,990 (14.6%) $361,388 (-6.7%) 0.00 131
2021-08-01 $317,725 (4.3%) $339,597 (-14.7%) 0.00 138
2021-09-01 $309,950 (-3.2%) $334,760 (-18.4%) 0.00 122
2021-10-01 $310,000 (-2.7%) $334,185 (-16.5%) 0.00 127
2021-11-01 $309,925 (-5.5%) $333,816 (-18.1%) 0.00 117
2021-12-01 $329,950 (0.7%) $335,901 (-17.2%) 0.00 99
2022-01-01 $352,445 (6.8%) $369,596 (-8.7%) 0.00 106
2022-02-01 $369,945 (11.2%) $444,555 (12.2%) 0.00 117
2022-03-01 $372,600 (13.4%) $480,426 (36.1%) 0.00 118
2022-04-01 $374,950 (10.7%) $467,213 (31.3%) 0.00 126
2022-05-01 $376,238 (7.5%) $431,667 (19.6%) 0.00 145
2022-06-01 $366,157 (2.2%) $383,523 (5.5%) 0.00 152
2022-07-01 $355,492 (3.0%) $424,787 (17.5%) 0.00 162
2022-08-01 $360,353 (13.4%) $420,926 (24.0%) 0.00 176
2022-09-01 $380,010 (22.6%) $440,804 (31.7%) 0.00 168
2022-10-01 $374,990 (21.0%) $442,235 (32.3%) 0.00 157
2022-11-01 $359,000 (15.8%) $444,286 (33.1%) 0.00 156
2022-12-01 $349,950 (6.1%) $435,135 (29.5%) 0.00 134
2023-01-01 $377,650 (7.2%) $439,984 (19.0%) 0.00 120
2023-02-01 $389,925 (5.4%) $441,696 (-0.6%) 0.00 116
2023-03-01 $399,889 (7.3%) $461,345 (-4.0%) 0.00 112
2023-04-01 $399,995 (6.7%) $474,832 (1.6%) 0.00 112
2023-05-01 $399,923 (6.3%) $453,290 (5.0%) 0.00 123
2023-06-01 $403,686 (10.3%) $453,218 (18.2%) 0.00 119
2023-07-01 $399,990 (12.5%) $455,260 (7.2%) 0.00 110
2023-08-01 $405,359 (12.5%) $469,014 (11.4%) 0.00 118
2023-09-01 $399,900 (5.2%) $468,846 (6.4%) 0.00 135
2023-10-01 $397,927 (6.1%) $443,996 (0.4%) 0.00 144
2023-11-01 $399,135 (11.2%) $420,058 (-5.5%) 0.00 152
2023-12-01 $382,445 (9.3%) $408,033 (-6.2%) 0.00 146
GETTYSBURG's median listing price for 2023-12-01 was $382,445, a difference of $32,495 (9.3%) versus the prior year and $-16,690 versus the prior month.

GETTYSBURG's median listing price comes in at 0% of the national average.

GETTYSBURG's average listing price for 2023-12-01 was $408,033, a difference of $-27,102 (-6.2%) versus the prior year and $-12,025 versus the prior month.

For the 2023-12-01 period, GETTYSBURG had 146 MLS listings, a difference of -6 listings (-4%) versus the prior month and 12 listings (9%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - GETTYSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,722 sqft
2018-02-01 0 days 1,727 sqft
2018-03-01 0 days 1,756 sqft
2018-04-01 0 days 1,776 sqft
2018-05-01 0 days 1,798 sqft
2018-06-01 0 days 1,947 sqft
2018-07-01 0 days 1,950 sqft
2018-08-01 0 days 1,949 sqft
2018-09-01 0 days 1,904 sqft
2018-10-01 0 days 1,915 sqft
2018-11-01 0 days 1,904 sqft
2018-12-01 0 days 1,872 sqft
2019-01-01 0 days 1,886 sqft
2019-02-01 0 days 1,903 sqft
2019-03-01 0 days 1,923 sqft
2019-04-01 0 days 1,965 sqft
2019-05-01 0 days 1,983 sqft
2019-06-01 0 days 1,973 sqft
2019-07-01 0 days 1,982 sqft
2019-08-01 0 days 1,985 sqft
2019-09-01 0 days 1,991 sqft
2019-10-01 0 days 1,993 sqft
2019-11-01 0 days 1,992 sqft
2019-12-01 0 days 1,981 sqft
2020-01-01 0 days 1,947 sqft
2020-02-01 0 days 1,986 sqft
2020-03-01 0 days 1,992 sqft
2020-04-01 0 days 1,982 sqft
2020-05-01 0 days 1,958 sqft
2020-06-01 0 days 1,954 sqft
2020-07-01 0 days 1,949 sqft
2020-08-01 0 days 1,946 sqft
2020-09-01 0 days 1,946 sqft
2020-10-01 0 days 2,016 sqft
2020-11-01 0 days 2,036 sqft
2020-12-01 0 days 1,975 sqft
2021-01-01 0 days 1,950 sqft
2021-02-01 0 days 1,950 sqft
2021-03-01 0 days 1,934 sqft
2021-04-01 0 days 1,991 sqft
2021-05-01 0 days 1,981 sqft
2021-06-01 0 days 2,032 sqft
2021-07-01 0 days 2,093 sqft
2021-08-01 0 days 1,969 sqft
2021-09-01 0 days 1,969 sqft
2021-10-01 0 days 1,952 sqft
2021-11-01 0 days 1,915 sqft
2021-12-01 0 days 1,891 sqft
2022-01-01 0 days 1,929 sqft
2022-02-01 0 days 1,954 sqft
2022-03-01 0 days 1,958 sqft
2022-04-01 0 days 1,957 sqft
2022-05-01 0 days 1,969 sqft
2022-06-01 0 days 1,967 sqft
2022-07-01 0 days 1,973 sqft
2022-08-01 0 days 1,967 sqft
2022-09-01 0 days 2,013 sqft
2022-10-01 0 days 1,991 sqft
2022-11-01 0 days 1,965 sqft
2022-12-01 0 days 1,974 sqft
2023-01-01 0 days 1,988 sqft
2023-02-01 0 days 1,969 sqft
2023-03-01 0 days 1,969 sqft
2023-04-01 0 days 2,009 sqft
2023-05-01 0 days 2,018 sqft
2023-06-01 0 days 2,039 sqft
2023-07-01 0 days 2,021 sqft
2023-08-01 0 days 1,988 sqft
2023-09-01 0 days 1,944 sqft
2023-10-01 0 days 1,936 sqft
2023-11-01 0 days 1,900 sqft
2023-12-01 0 days 1,868 sqft
GETTYSBURG's median listing age (time on market) for 2023-12-01 was 0 days.

GETTYSBURG's median square footage for active listings during the 2023-12-01 period was 1,868 sqft. One year prior, the average listing was 1,974 sqft.

GETTYSBURG, PA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
17019 Gettysburg, PA $670 $760 $990 $1,260 $1,420
17222 Gettysburg, PA $690 $730 $920 $1,250 $1,420
17301 Gettysburg, PA $750 $900 $1,110 $1,460 $1,660
17303 Gettysburg, PA $700 $850 $1,030 $1,380 $1,590
17304 Gettysburg, PA $660 $800 $970 $1,300 $1,500
17306 Gettysburg, PA $950 $1,170 $1,410 $1,880 $2,180
17307 Gettysburg, PA $660 $810 $980 $1,310 $1,510
17310 Gettysburg, PA $700 $850 $1,030 $1,380 $1,590
17316 Gettysburg, PA $700 $840 $1,030 $1,360 $1,560
17320 Gettysburg, PA $700 $860 $1,040 $1,390 $1,610
17324 Gettysburg, PA $630 $730 $910 $1,190 $1,420
17325 Gettysburg, PA $690 $850 $1,020 $1,360 $1,580
17331 Gettysburg, PA $680 $780 $1,010 $1,290 $1,420
17337 Gettysburg, PA $700 $850 $1,030 $1,380 $1,590
17340 Gettysburg, PA $680 $830 $1,000 $1,340 $1,550
17343 Gettysburg, PA $680 $840 $1,010 $1,350 $1,560
17344 Gettysburg, PA $660 $810 $980 $1,310 $1,510
17350 Gettysburg, PA $830 $1,010 $1,220 $1,630 $1,890
17353 Gettysburg, PA $720 $880 $1,060 $1,420 $1,640
17372 Gettysburg, PA $660 $800 $970 $1,300 $1,500
17375 Gettysburg, PA $700 $850 $1,030 $1,380 $1,590

2022 Average & Median Rent Data Statistics
GETTYSBURG, PA average 1BR rent: $848, median: $840
GETTYSBURG, PA average 2BR rent: $1,036, median: $1,020
GETTYSBURG, PA average 3BR rent: $1,377, median: $1,360

GETTYSBURG, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,408 $373,010,000 $264,922
Refi 598 $96,590,000 $161,522
Other 427 $36,055,000 $84,438
Home Improvement 399 $30,365,000 $76,103
Cash Out Refi 336 $69,500,000 $206,845

Gettysburg's most frequently cited loan purpose was Home Purchase, with 1,408 originations. The 2nd most popular reason was Refi, with 598 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 691 $135,655,000 $196,317
5-6% 675 $142,375,000 $210,926
4-5% 629 $145,475,000 $231,280
<2.5% 411 $41,455,000 $100,864
6-7% 365 $68,685,000 $188,178
2.5-3% 206 $40,380,000 $196,019
7-8% 110 $16,140,000 $146,727
Over 8% 55 $4,255,000 $77,364

During 2022, Gettysburg's most frequently originated rate bucket was 3-4%, with 691 originations.

Loan Sizing (GETTYSBURG, PA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,047 $287,645,000 $274,733
$100k-200k 1,019 $151,905,000 $149,073
$100,000 or less 905 $48,315,000 $53,387
$400k-600k 164 $77,240,000 $470,976
$600k-1000k 25 $17,775,000 $711,000
$Over $1MM 8 $22,640,000 $2,830,000

GETTYSBURG's loan sizing saw the bucket of loans from $200k-400k with 1,047 originations, totaling $287,645,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,008 $273,880,000 $271,706
60-80% 702 $172,200,000 $245,299
Under 20% 549 $24,435,000 $44,508
20-40% 507 $49,415,000 $97,465
40-60% 334 $60,730,000 $181,826
Over 100% 34 $11,710,000 $344,412

GETTYSBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,008 originations, totaling $273,880,000 in origination value.