GETTYSBURG Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Gettysburg averaged
6.59%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
7.12% and
one month ago for the week of 2023-02-09, the
average rate was 6.51%.
Gettysburg's average rate one year ago was 3.84%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.82%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Gettysburg 30 Year Fixed Rate | 2023-03-16 | 6.59% |
| Gettysburg 30 Year Fixed Rate Refi | 2023-03-16 | 6.82% |
| Gettysburg 15 Year Fixed Rate | 2023-03-16 | 6.77% |
| Gettysburg 15 Year Fixed Rate Refi | 2023-03-16 | 6.53% |
| Gettysburg 30 Year FHA | 2023-03-16 | 6.36% |
| Gettysburg 30 Year FHA Refi | 2023-03-16 | 6.06% |
| Gettysburg 30 Year USDA | 2023-03-16 | 6.28% |
| Gettysburg 30 Year USDA Refi | 2023-03-16 | 5.76% |
| Gettysburg 30 Year VA | 2023-03-16 | 5.97% |
| Gettysburg 30 Year VA Refi | 2023-03-16 | 5.95% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GETTYSBURG, PA.
GETTYSBURG Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GETTYSBURG, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
GETTYSBURG Average Closing Costs & Other Stats
GETTYSBURG, PA's 157 lenders originated 3,168
loans during 2022. The total origination value was $605,520,000, with an average loan value of
$191,136.
GETTYSBURG's average closing costs are $5,798.
The top GETTYSBURG lender as defined by loan originations is QUICKEN LOANS, LLC, with
90 loans originated. Their average total fees are
$6,644, which is $232
higher than the next largest lender,
CROSSCOUNTRY MORTGAGE, LLC.
The lowest fee GETTYSBURG lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($3,337), ACNB Bank ($3,750), DHI MORTGAGE COMPANY, LTD. ($4,774), Wells Fargo Bank ($4,872) and PRIMELENDING, A PLAINSCAPITAL COMPANY ($4,878).
The lowest rate GETTYSBURG lenders (with over 10 loans originated) are
LOANDEPOT.COM, LLC (4.32%), PNC Bank (4.38%), Truist (4.39%), DHI MORTGAGE COMPANY, LTD. (4.40%) and MEMBERS 1ST FEDERAL CREDIT UNION (4.62%).
GETTYSBURG, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| ACNB Bank | $69,705,000 | $45,530,000 | -34.7% | 7.5% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $44,470,000 | $35,095,000 | -21.1% | 5.8% |
| QUICKEN LOANS, LLC | $80,090,000 | $33,825,000 | -57.8% | 5.6% |
| PNC Bank | $41,640,000 | $33,725,000 | -19.0% | 5.6% |
| York Traditions Bank | $39,505,000 | $30,920,000 | -21.7% | 5.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $49,980,000 | $29,575,000 | -40.8% | 4.9% |
| MCLEAN MORTGAGE CORPORATION | $24,230,000 | $13,210,000 | -45.5% | 2.2% |
| M&T Bank | $21,385,000 | $12,900,000 | -39.7% | 2.1% |
| BAY CAPITAL MORTGAGE CORPORATION | $20,415,000 | $12,820,000 | -37.2% | 2.1% |
| CALIBER HOME LOANS, INC. | $8,595,000 | $12,750,000 | 48.3% | 2.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $13,295,000 | $11,320,000 | -14.9% | 1.9% |
| Citizens Bank | $7,790,000 | $11,225,000 | 44.1% | 1.9% |
| LOANDEPOT.COM, LLC | $17,050,000 | $11,160,000 | -34.5% | 1.8% |
| Univest Bank and Trust Co. | $285,000 | $10,335,000 | 3,526.3% | 1.7% |
| Integrity Home Mortgage Corp | $12,955,000 | $9,955,000 | -23.2% | 1.6% |
| Truist | $9,260,000 | $9,155,000 | -1.1% | 1.5% |
| GUILD MORTGAGE COMPANY | $3,430,000 | $8,630,000 | 151.6% | 1.4% |
| BELCO COMMUNITY CREDIT UNION | $5,455,000 | $8,395,000 | 53.9% | 1.4% |
| MOVEMENT MORTGAGE, LLC | $9,080,000 | $7,895,000 | -13.1% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $16,075,000 | $7,780,000 | -51.6% | 1.3% |
| DHI MORTGAGE COMPANY, LTD. | $7,475,000 | n/a | 1.2% | |
| NFM, INC. | $9,525,000 | $7,470,000 | -21.6% | 1.2% |
| Wells Fargo Bank | $37,930,000 | $7,450,000 | -80.4% | 1.2% |
| PEOPLESBANK, A CODORUS VALLEY COMPANY | $20,045,000 | $7,200,000 | -64.1% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $9,395,000 | $7,145,000 | -23.9% | 1.2% |
| M&T Realty Capital Corporation | $5,985,000 | n/a | 1.0% | |
| Mr. Cooper ( Nationstar Mortgage ) | $12,805,000 | $5,600,000 | -56.3% | 0.9% |
| Towne Bank | $5,285,000 | $5,495,000 | 4.0% | 0.9% |
| JPMorgan Chase Bank | $6,420,000 | $5,220,000 | -18.7% | 0.9% |
| EAGLE HOME MORTGAGE, LLC | $2,875,000 | $5,075,000 | 76.5% | 0.8% |
| Northpointe Bank | $7,475,000 | $4,900,000 | -34.4% | 0.8% |
| CIVIC FINANCIAL SERVICES, LLC | $4,235,000 | $4,825,000 | 13.9% | 0.8% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | $6,070,000 | $4,640,000 | -23.6% | 0.8% |
| UNION HOME MORTGAGE CORP. | $5,770,000 | $4,355,000 | -24.5% | 0.7% |
| MidAtlantic Farm Credit, ACA | $4,310,000 | n/a | 0.7% | |
| George Mason Mortgage, LLC | $3,715,000 | $4,150,000 | 11.7% | 0.7% |
| Mortgage Research Center, LLC | $10,285,000 | $3,945,000 | -61.6% | 0.7% |
| Fulton Bank | $11,545,000 | $3,925,000 | -66.0% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $10,760,000 | $3,600,000 | -66.5% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,855,000 | $3,410,000 | -29.8% | 0.6% |
| FIRST HOME MORTGAGE CORPORATION | $6,170,000 | $3,405,000 | -44.8% | 0.6% |
| Orrstown Bank | $3,680,000 | $3,265,000 | -11.3% | 0.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,495,000 | $2,935,000 | 17.6% | 0.5% |
| Homesale Mortgage, LLC | $5,210,000 | $2,845,000 | -45.4% | 0.5% |
| Farmers and Merchants Trust Company of Chambersburg | $3,175,000 | $2,685,000 | -15.4% | 0.4% |
| Valley National Bank | $3,555,000 | $2,625,000 | -26.2% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,440,000 | $2,555,000 | -25.7% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $26,695,000 | $2,520,000 | -90.6% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $7,835,000 | $2,445,000 | -68.8% | 0.4% |
| EMBRACE HOME LOANS, INC. | $4,215,000 | $2,345,000 | -44.4% | 0.4% |
| First National Bank of Pennsylvania | $5,860,000 | $2,325,000 | -60.3% | 0.4% |
| Presidential Bank, FSB | $3,200,000 | $2,305,000 | -28.0% | 0.4% |
| S&T Bank | $1,445,000 | $2,270,000 | 57.1% | 0.4% |
| PATRIOT | $2,150,000 | $2,205,000 | 2.6% | 0.4% |
| Meridian Bank Corporation | $3,080,000 | $2,190,000 | -28.9% | 0.4% |
| TOWER | $1,685,000 | $1,990,000 | 18.1% | 0.3% |
| HOMESPIRE MORTGAGE CORPORATION | $880,000 | $1,960,000 | 122.7% | 0.3% |
| TIDEWATER MORTGAGE SERVICES, INC. | $3,270,000 | $1,795,000 | -45.1% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $5,600,000 | $1,765,000 | -68.5% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $2,750,000 | $1,750,000 | -36.4% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $1,240,000 | $1,745,000 | 40.7% | 0.3% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $2,275,000 | $1,740,000 | -23.5% | 0.3% |
| Bank of America | $4,760,000 | $1,670,000 | -64.9% | 0.3% |
| MILLENNIUM FINANCIAL GROUP, INC. | $1,690,000 | $1,610,000 | -4.7% | 0.3% |
| Northwest Bank | $235,000 | $1,610,000 | 585.1% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,240,000 | $1,570,000 | 26.6% | 0.3% |
| USAA Federal Savings Bank | $3,055,000 | $1,555,000 | -49.1% | 0.3% |
| BROKER SOLUTIONS, INC. | $3,180,000 | $1,535,000 | -51.7% | 0.3% |
| The Ephrata National Bank | $655,000 | $1,500,000 | 129.0% | 0.2% |
| Mortgage Network, Inc. | $2,790,000 | $1,475,000 | -47.1% | 0.2% |
| Prosperity Home Mortgage, LLC | $3,550,000 | $1,475,000 | -58.5% | 0.2% |
| AmeriHome Mortgage Company, LLC | $1,470,000 | $1,415,000 | -3.7% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $1,140,000 | $1,410,000 | 23.7% | 0.2% |
| EMM LOANS LLC | $1,975,000 | $1,305,000 | -33.9% | 0.2% |
| NEW DAY FINANCIAL, LLC | $3,385,000 | $1,275,000 | -62.3% | 0.2% |
| Carrington Mortgage Services, LLC | $2,785,000 | $1,270,000 | -54.4% | 0.2% |
| NEWREZ LLC | $8,355,000 | $1,270,000 | -84.8% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,315,000 | $1,220,000 | -7.2% | 0.2% |
| AMERICAN FINANCING CORPORATION | $2,210,000 | $1,210,000 | -45.2% | 0.2% |
| First United Corporation | $155,000 | $1,205,000 | 677.4% | 0.2% |
| FIRST FINANCIAL OF MARYLAND | $2,285,000 | $1,195,000 | -47.7% | 0.2% |
| GUARANTEED RATE, INC. | $4,145,000 | $1,185,000 | -71.4% | 0.2% |
| Arbor Realty Trust, Inc. | $1,115,000 | n/a | 0.2% | |
| CMG MORTGAGE, INC. | $200,000 | $1,080,000 | 440.0% | 0.2% |
| The Huntington National Bank | $1,305,000 | $1,070,000 | -18.0% | 0.2% |
| BETTER MORTGAGE CORPORATION | $6,115,000 | $1,055,000 | -82.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $5,135,000 | $1,010,000 | -80.3% | 0.2% |
| First Heritage Mortgage, LLC | $1,300,000 | $970,000 | -25.4% | 0.2% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $1,235,000 | $950,000 | -23.1% | 0.2% |
| TJC Mortgage, Inc. | $1,935,000 | $935,000 | -51.7% | 0.2% |
| T2 FINANCIAL LLC | $2,235,000 | $920,000 | -58.8% | 0.2% |
| MEMBER FIRST MORTGAGE, LLC | $915,000 | n/a | 0.2% | |
| Middletown Valley Bank | $900,000 | n/a | 0.1% | |
| Shore United Bank | $175,000 | $875,000 | 400.0% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,880,000 | $870,000 | -53.7% | 0.1% |
| Flagstar Bank, FSB | $1,260,000 | $810,000 | -35.7% | 0.1% |
| WesBanco Bank, Inc. | $315,000 | $800,000 | 154.0% | 0.1% |
| Pennian Bank | $3,380,000 | $790,000 | -76.6% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $225,000 | $765,000 | 240.0% | 0.1% |
| SWBC MORTGAGE CORPORATION | $2,140,000 | $765,000 | -64.3% | 0.1% |
| DIRECT MORTGAGE LOANS, LLC | $1,705,000 | $750,000 | -56.0% | 0.1% |
| ENVOY MORTGAGE, LTD | $815,000 | $750,000 | -8.0% | 0.1% |
| U.S. Bank | $3,110,000 | $745,000 | -76.0% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $975,000 | $715,000 | -26.7% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $715,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $195,000 | $710,000 | 264.1% | 0.1% |
| EVERETT FINANCIAL, INC. | $700,000 | n/a | 0.1% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $605,000 | $680,000 | 12.4% | 0.1% |
| PHH Mortgage Corporation | $975,000 | $670,000 | -31.3% | 0.1% |
| Bank of England | $980,000 | $660,000 | -32.7% | 0.1% |
| Farmers and Merchants Bank Of Fowblesburg, Maryland | $1,615,000 | $650,000 | -59.8% | 0.1% |
| First Home Bank | $790,000 | $635,000 | -19.6% | 0.1% |
| Morgan Stanley Private Bank | $625,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $870,000 | $615,000 | -29.3% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,605,000 | $615,000 | -61.7% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $590,000 | n/a | 0.1% | |
| Ally Bank | $1,575,000 | $575,000 | -63.5% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $235,000 | $570,000 | 142.6% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $205,000 | $565,000 | 175.6% | 0.1% |
| Nations Lending Corporation | $1,090,000 | $535,000 | -50.9% | 0.1% |
| Union Savings Bank | $535,000 | n/a | 0.1% | |
| THRIVE MORTGAGE, LLC | $215,000 | $530,000 | 146.5% | 0.1% |
| AMERICAN ADVISORS GROUP | $705,000 | $525,000 | -25.5% | 0.1% |
| Mid Penn Bank | $4,030,000 | $520,000 | -87.1% | 0.1% |
| The Federal Savings Bank | $2,040,000 | $520,000 | -74.5% | 0.1% |
| APEX HOME LOANS, INC. | $855,000 | $515,000 | -39.8% | 0.1% |
| Bethpage Federal Credit Union | $515,000 | n/a | 0.1% | |
| HomePromise Corporation | $115,000 | $500,000 | 334.8% | 0.1% |
| MORIA DEVELOPMENT, INC. | $490,000 | n/a | 0.1% | |
| CNB Bank Inc. | $315,000 | $485,000 | 54.0% | 0.1% |
| POINT BREEZE | $375,000 | $480,000 | 28.0% | 0.1% |
| First Guaranty Mortgage Corporation | $680,000 | $470,000 | -30.9% | 0.1% |
| Community Bank | $465,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $260,000 | $465,000 | 78.8% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $380,000 | $455,000 | 19.7% | 0.1% |
| Mid-Continent Funding, Inc. | $275,000 | $455,000 | 65.5% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $215,000 | $450,000 | 109.3% | 0.1% |
| EQUITY RESOURCES, INC. | $2,320,000 | $450,000 | -80.6% | 0.1% |
| AMERICHOICE | $430,000 | $435,000 | 1.2% | 0.1% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $410,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $410,000 | n/a | 0.1% | |
| POLICE & FIRE | $55,000 | $410,000 | 645.5% | 0.1% |
| HOMESTEAD FUNDING CORP. | $1,475,000 | $400,000 | -72.9% | 0.1% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $385,000 | n/a | 0.1% | |
| The Central Trust Bank | $385,000 | n/a | 0.1% | |
| ANGEL OAK HOME LOANS LLC | $375,000 | n/a | 0.1% | |
| Atlantic Coast Mortgage, LLC | $320,000 | $375,000 | 17.2% | 0.1% |
| Foote Capital Mortgage Company | $920,000 | $370,000 | -59.8% | 0.1% |
| HERSHEY | $385,000 | $360,000 | -6.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $510,000 | $355,000 | -30.4% | 0.1% |
| DEVELOPER'S MORTGAGE COMPANY | $430,000 | $345,000 | -19.8% | 0.1% |
| PLANET HOME LENDING, LLC | $615,000 | $345,000 | -43.9% | 0.1% |
| The Juniata Valley Bank | $345,000 | n/a | 0.1% | |
| CHESSIE | $340,000 | n/a | 0.1% | |
| Discover Bank | $180,000 | $340,000 | 88.9% | 0.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $135,000 | $335,000 | 148.1% | 0.1% |
| Princeton Mortgage Corporation | $650,000 | $335,000 | -48.5% | 0.1% |
| United Fidelity Funding Corp. | $335,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $2,645,000 | $335,000 | -87.3% | 0.1% |
| FIRST HERITAGE FINANCIAL, LLC | $315,000 | n/a | 0.1% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $15,000 | $315,000 | 2,000.0% | 0.1% |
| MY MORTGAGE, INC. | $305,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $2,160,000 | $300,000 | -86.1% | 0.0% |
| Sandy Spring Bank | $510,000 | $295,000 | -42.2% | 0.0% |
| Secured Investment Corp. | $285,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $505,000 | $280,000 | -44.6% | 0.0% |
| AgFirst Farm Credit Bank | $275,000 | n/a | 0.0% | |
| CORNING | $275,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $310,000 | $275,000 | -11.3% | 0.0% |
| North American Savings Bank, F.S.B. | $520,000 | $275,000 | -47.1% | 0.0% |
| SPRING EQ, LLC | $210,000 | $275,000 | 31.0% | 0.0% |
| Hometown Lenders, Inc. | $305,000 | $270,000 | -11.5% | 0.0% |
| THRIVENT Federal Credit Union | $270,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $125,000 | $265,000 | 112.0% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $265,000 | n/a | 0.0% | |
| WHITE ROSE CREDIT UNION | $150,000 | $265,000 | 76.7% | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $3,740,000 | $255,000 | -93.2% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $165,000 | $250,000 | 51.5% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $235,000 | n/a | 0.0% | |
| MILLENIUM HOME MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $370,000 | $235,000 | -36.5% | 0.0% |
| Service Federal Credit Union | $235,000 | n/a | 0.0% | |
| FINANCE OF AMERICA MORTGAGE LLC | $870,000 | $225,000 | -74.1% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $610,000 | $220,000 | -63.9% | 0.0% |
| 1ST FINANCIAL, INC. | $460,000 | $215,000 | -53.3% | 0.0% |
| First National Bank of America | $215,000 | n/a | 0.0% | |
| Leader Bank | $215,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $365,000 | $215,000 | -41.1% | 0.0% |
| UNIFY FINANCIAL Credit Union | $215,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $215,000 | n/a | 0.0% | |
| West Town Bank & Trust | $215,000 | n/a | 0.0% | |
| UTILITIES EMPLOYEES CREDIT UNION | $155,000 | $210,000 | 35.5% | 0.0% |
| Bank of Bird-in-Hand | $205,000 | $205,000 | 0.0% | 0.0% |
| NASA Federal Credit Union | $205,000 | n/a | 0.0% | |
| Plains Commerce Bank | $1,620,000 | $205,000 | -87.3% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $1,535,000 | $205,000 | -86.6% | 0.0% |
| Village Bank & Trust | $205,000 | n/a | 0.0% | |
| Credence Funding Corporation | $195,000 | n/a | 0.0% | |
| ADVANCIAL | $185,000 | n/a | 0.0% | |
| Alcova Mortgage LLC | $175,000 | $185,000 | 5.7% | 0.0% |
| Community State Bank of Orbisonia | $185,000 | n/a | 0.0% | |
| NEXTIER BANK, NATIONAL ASSOCIATION | $185,000 | n/a | 0.0% | |
| NYMEO FEDERAL CREDIT UNION | $1,950,000 | $185,000 | -90.5% | 0.0% |
| THE MORTGAGE LINK, INC. | $255,000 | $185,000 | -27.5% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $175,000 | $185,000 | 5.7% | 0.0% |
| N R L Federal Credit Union | $155,000 | $175,000 | 12.9% | 0.0% |
| Acre Mortgage and Financial Inc | $165,000 | n/a | 0.0% | |
| Blue Ridge Bank | $165,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $205,000 | $165,000 | -19.5% | 0.0% |
| GSF Mortgage Corporation | $165,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $500,000 | $165,000 | -67.0% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $165,000 | n/a | 0.0% | |
| 1ST PREFERENCE MORTGAGE CORP. | $595,000 | $155,000 | -73.9% | 0.0% |
| BELEM SERVICING LLC | $155,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $155,000 | n/a | 0.0% | |
| NBKC BANK | $155,000 | n/a | 0.0% | |
| United Bank | $155,000 | n/a | 0.0% | |
| New Cumberland Federal Credit Union | $150,000 | n/a | 0.0% | |
| Alerus Financial | $145,000 | $145,000 | 0.0% | 0.0% |
| CBM Mortgage, Inc. | $905,000 | $145,000 | -84.0% | 0.0% |
| Centric Bank | $145,000 | $145,000 | 0.0% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $830,000 | $145,000 | -82.5% | 0.0% |
| ALLIANT CREDIT UNION | $55,000 | $135,000 | 145.5% | 0.0% |
| Fifth Third Bank | $300,000 | $125,000 | -58.3% | 0.0% |
| Mortgage America, Inc. | $745,000 | $125,000 | -83.2% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,900,000 | $125,000 | -93.4% | 0.0% |
| Santander Bank, N.A. | $1,185,000 | $120,000 | -89.9% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $105,000 | $110,000 | 4.8% | 0.0% |
| Berkshire Bank | $105,000 | n/a | 0.0% | |
| EDUCATIONAL SYSTEMS | $105,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $310,000 | $105,000 | -66.1% | 0.0% |
| Signature Federal Credit Union | $105,000 | n/a | 0.0% | |
| Ameris Bank | $330,000 | $95,000 | -71.2% | 0.0% |
| First Columbia Bank & Trust Co. | $75,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $65,000 | n/a | 0.0% | |
| Baxter Credit Union | $55,000 | n/a | 0.0% | |
| HERITAGE VALLEY | $230,000 | $55,000 | -76.1% | 0.0% |
| Signal Financial Federal Credit Union | $45,000 | $55,000 | 22.2% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $225,000 | $25,000 | -88.9% | 0.0% |
| First Commonwealth Bank | $25,000 | n/a | 0.0% | |
| SHARONVIEW FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| SOMERSET TRUST COMPANY | $25,000 | n/a | 0.0% | |
| TRUMARK FINANCIAL CREDIT UNION | $15,000 | n/a | 0.0% |
GETTYSBURG's top lender by overall market share is ACNB Bank, with 7.5% market share. In second place, with 5.8%, is MEMBERS 1ST FEDERAL CREDIT UNION, having originated $35,095,000 in loans. In third place, with 5.6%, is QUICKEN LOANS, LLC, having originated $33,825,000 in loans. In fourth place, with 5.6%, is PNC Bank, having originated $33,725,000 in loans. In fifth place, with 5.1%, is York Traditions Bank, having originated $30,920,000 in loans.
GETTYSBURG Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - GETTYSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $224,900 (2.3%) | $275,443 (6.6%) | 0.00 | 402 |
| 2018-02-01 | $224,900 (0.0%) | $276,214 (5.0%) | 0.00 | 396 |
| 2018-03-01 | $229,900 (0.0%) | $277,529 (0.7%) | 0.00 | 412 |
| 2018-04-01 | $232,680 (-1.0%) | $269,697 (-5.8%) | 0.00 | 411 |
| 2018-05-01 | $239,900 (3.1%) | $279,622 (-1.0%) | 0.00 | 420 |
| 2018-06-01 | $239,000 (1.7%) | $276,796 (-4.1%) | 0.00 | 439 |
| 2018-07-01 | $242,450 (1.1%) | $280,439 (-4.0%) | 0.00 | 426 |
| 2018-08-01 | $248,750 (5.0%) | $285,132 (-2.3%) | 0.00 | 407 |
| 2018-09-01 | $234,895 (-2.1%) | $275,129 (-8.4%) | 0.00 | 417 |
| 2018-10-01 | $228,400 (-1.1%) | $270,002 (-9.1%) | 0.00 | 400 |
| 2018-11-01 | $224,900 (-0.9%) | $271,889 (-6.7%) | 0.00 | 389 |
| 2018-12-01 | $224,330 (0.2%) | $263,785 (-6.9%) | 0.00 | 355 |
| 2019-01-01 | $222,400 (-1.1%) | $266,320 (-3.3%) | 0.00 | 314 |
| 2019-02-01 | $229,675 (2.1%) | $271,646 (-1.7%) | 0.00 | 330 |
| 2019-03-01 | $238,471 (3.7%) | $275,561 (-0.7%) | 0.00 | 331 |
| 2019-04-01 | $243,471 (4.6%) | $281,782 (4.5%) | 0.00 | 356 |
| 2019-05-01 | $252,667 (5.3%) | $297,804 (6.5%) | 0.00 | 394 |
| 2019-06-01 | $249,900 (4.6%) | $294,608 (6.4%) | 0.00 | 399 |
| 2019-07-01 | $249,900 (3.1%) | $300,024 (7.0%) | 0.00 | 409 |
| 2019-08-01 | $251,973 (1.3%) | $306,007 (7.3%) | 0.00 | 398 |
| 2019-09-01 | $256,432 (9.2%) | $312,849 (13.7%) | 0.00 | 381 |
| 2019-10-01 | $254,454 (11.4%) | $318,457 (18.0%) | 0.00 | 361 |
| 2019-11-01 | $254,900 (13.3%) | $321,367 (18.2%) | 0.00 | 337 |
| 2019-12-01 | $258,125 (15.1%) | $319,607 (21.2%) | 0.00 | 293 |
| 2020-01-01 | $259,900 (16.9%) | $321,991 (20.9%) | 0.00 | 271 |
| 2020-02-01 | $264,900 (15.3%) | $315,922 (16.3%) | 0.00 | 274 |
| 2020-03-01 | $277,290 (16.3%) | $348,418 (26.4%) | 0.00 | 262 |
| 2020-04-01 | $278,307 (14.3%) | $358,197 (27.1%) | 0.00 | 240 |
| 2020-05-01 | $279,600 (10.7%) | $354,829 (19.2%) | 0.00 | 257 |
| 2020-06-01 | $289,900 (16.0%) | $357,687 (21.4%) | 0.00 | 246 |
| 2020-07-01 | $300,950 (20.4%) | $387,516 (29.2%) | 0.00 | 198 |
| 2020-08-01 | $304,500 (20.9%) | $398,155 (30.1%) | 0.00 | 192 |
| 2020-09-01 | $320,195 (24.9%) | $410,211 (31.1%) | 0.00 | 188 |
| 2020-10-01 | $318,590 (25.2%) | $400,052 (25.6%) | 0.00 | 176 |
| 2020-11-01 | $327,948 (28.7%) | $407,567 (26.8%) | 0.00 | 171 |
| 2020-12-01 | $327,562 (26.9%) | $405,753 (27.0%) | 0.00 | 160 |
| 2021-01-01 | $329,900 (26.9%) | $404,951 (25.8%) | 0.00 | 147 |
| 2021-02-01 | $332,753 (25.6%) | $396,159 (25.4%) | 0.00 | 124 |
| 2021-03-01 | $328,626 (18.5%) | $353,119 (1.4%) | 0.00 | 127 |
| 2021-04-01 | $338,629 (21.7%) | $355,737 (-0.7%) | 0.00 | 113 |
| 2021-05-01 | $356,876 (27.6%) | $361,119 (1.8%) | 0.00 | 112 |
| 2021-06-01 | $358,411 (23.6%) | $362,574 (1.4%) | 0.00 | 125 |
| 2021-07-01 | $344,900 (14.6%) | $360,871 (-6.9%) | 0.00 | 128 |
| 2021-08-01 | $315,250 (3.5%) | $339,377 (-14.8%) | 0.00 | 137 |
| 2021-09-01 | $307,450 (-4.0%) | $334,517 (-18.5%) | 0.00 | 121 |
| 2021-10-01 | $310,000 (-2.7%) | $333,166 (-16.7%) | 0.00 | 126 |
| 2021-11-01 | $304,300 (-7.2%) | $334,341 (-18.0%) | 0.00 | 114 |
| 2021-12-01 | $326,950 (-0.2%) | $337,831 (-16.7%) | 0.00 | 97 |
| 2022-01-01 | $349,945 (6.1%) | $373,851 (-7.7%) | 0.00 | 100 |
| 2022-02-01 | $358,688 (7.8%) | $447,619 (13.0%) | 0.00 | 110 |
| 2022-03-01 | $368,579 (12.2%) | $482,860 (36.7%) | 0.00 | 114 |
| 2022-04-01 | $374,900 (10.7%) | $468,851 (31.8%) | 0.00 | 123 |
| 2022-05-01 | $374,925 (5.1%) | $431,903 (19.6%) | 0.00 | 144 |
| 2022-06-01 | $366,320 (2.2%) | $383,010 (5.6%) | 0.00 | 153 |
| 2022-07-01 | $355,492 (3.1%) | $424,787 (17.7%) | 0.00 | 161 |
| 2022-08-01 | $360,811 (14.5%) | $421,416 (24.2%) | 0.00 | 175 |
| 2022-09-01 | $380,010 (23.6%) | $440,656 (31.7%) | 0.00 | 168 |
| 2022-10-01 | $374,990 (21.0%) | $444,269 (33.4%) | 0.00 | 155 |
| 2022-11-01 | $360,327 (18.4%) | $445,123 (33.1%) | 0.00 | 155 |
| 2022-12-01 | $349,900 (7.0%) | $435,135 (28.8%) | 0.00 | 134 |
| 2023-01-01 | $377,650 (7.9%) | $439,984 (17.7%) | 0.00 | 120 |
| 2023-02-01 | $390,950 (9.0%) | $441,994 (-1.3%) | 0.00 | 116 |
GETTYSBURG's median listing price for 2023-02-01 was $390,950, a difference of
$32,262
(9.0%) versus the prior year and
$13,300 versus the prior month.
GETTYSBURG's median listing price comes in at 0% of the national average.
GETTYSBURG's average listing price for 2023-02-01 was $441,994, a difference of $-5,625 (-1.3%) versus the prior year and $2,010 versus the prior month.
For the 2023-02-01 period, GETTYSBURG had 116 MLS listings, a difference of -4 listings (-3%) versus the prior month and 6 listings (5%) versus the prior year.
GETTYSBURG's median listing price comes in at 0% of the national average.
GETTYSBURG's average listing price for 2023-02-01 was $441,994, a difference of $-5,625 (-1.3%) versus the prior year and $2,010 versus the prior month.
For the 2023-02-01 period, GETTYSBURG had 116 MLS listings, a difference of -4 listings (-3%) versus the prior month and 6 listings (5%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - GETTYSBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,722 sqft |
| 2018-02-01 | 0 days | 1,725 sqft |
| 2018-03-01 | 0 days | 1,748 sqft |
| 2018-04-01 | 0 days | 1,771 sqft |
| 2018-05-01 | 0 days | 1,797 sqft |
| 2018-06-01 | 0 days | 1,944 sqft |
| 2018-07-01 | 0 days | 1,943 sqft |
| 2018-08-01 | 0 days | 1,943 sqft |
| 2018-09-01 | 0 days | 1,886 sqft |
| 2018-10-01 | 0 days | 1,911 sqft |
| 2018-11-01 | 0 days | 1,897 sqft |
| 2018-12-01 | 0 days | 1,872 sqft |
| 2019-01-01 | 0 days | 1,879 sqft |
| 2019-02-01 | 0 days | 1,900 sqft |
| 2019-03-01 | 0 days | 1,920 sqft |
| 2019-04-01 | 0 days | 1,964 sqft |
| 2019-05-01 | 0 days | 1,983 sqft |
| 2019-06-01 | 0 days | 1,970 sqft |
| 2019-07-01 | 0 days | 1,982 sqft |
| 2019-08-01 | 0 days | 1,983 sqft |
| 2019-09-01 | 0 days | 1,992 sqft |
| 2019-10-01 | 0 days | 1,995 sqft |
| 2019-11-01 | 0 days | 1,992 sqft |
| 2019-12-01 | 0 days | 1,981 sqft |
| 2020-01-01 | 0 days | 1,947 sqft |
| 2020-02-01 | 0 days | 1,986 sqft |
| 2020-03-01 | 0 days | 1,992 sqft |
| 2020-04-01 | 0 days | 1,982 sqft |
| 2020-05-01 | 0 days | 1,958 sqft |
| 2020-06-01 | 0 days | 1,954 sqft |
| 2020-07-01 | 0 days | 1,949 sqft |
| 2020-08-01 | 0 days | 1,946 sqft |
| 2020-09-01 | 0 days | 1,948 sqft |
| 2020-10-01 | 0 days | 2,016 sqft |
| 2020-11-01 | 0 days | 2,036 sqft |
| 2020-12-01 | 0 days | 1,975 sqft |
| 2021-01-01 | 0 days | 1,950 sqft |
| 2021-02-01 | 0 days | 1,950 sqft |
| 2021-03-01 | 0 days | 1,933 sqft |
| 2021-04-01 | 0 days | 1,991 sqft |
| 2021-05-01 | 0 days | 2,004 sqft |
| 2021-06-01 | 0 days | 2,046 sqft |
| 2021-07-01 | 0 days | 2,093 sqft |
| 2021-08-01 | 0 days | 1,962 sqft |
| 2021-09-01 | 0 days | 1,950 sqft |
| 2021-10-01 | 0 days | 1,953 sqft |
| 2021-11-01 | 0 days | 1,901 sqft |
| 2021-12-01 | 0 days | 1,878 sqft |
| 2022-01-01 | 0 days | 1,962 sqft |
| 2022-02-01 | 0 days | 1,962 sqft |
| 2022-03-01 | 0 days | 1,962 sqft |
| 2022-04-01 | 0 days | 1,957 sqft |
| 2022-05-01 | 0 days | 1,969 sqft |
| 2022-06-01 | 0 days | 1,968 sqft |
| 2022-07-01 | 0 days | 1,973 sqft |
| 2022-08-01 | 0 days | 1,967 sqft |
| 2022-09-01 | 0 days | 2,013 sqft |
| 2022-10-01 | 0 days | 1,991 sqft |
| 2022-11-01 | 0 days | 1,967 sqft |
| 2022-12-01 | 0 days | 1,974 sqft |
| 2023-01-01 | 0 days | 1,989 sqft |
| 2023-02-01 | 0 days | 1,969 sqft |
GETTYSBURG's median listing age (time on market) for 2023-02-01 was 0 days.
GETTYSBURG's median square footage for active listings during the 2023-02-01 period was 1,969 sqft. One year prior, the average listing was 1,962 sqft.
GETTYSBURG's median square footage for active listings during the 2023-02-01 period was 1,969 sqft. One year prior, the average listing was 1,962 sqft.
GETTYSBURG, PA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 17019 | Gettysburg, PA | $670 | $760 | $990 | $1,260 | $1,420 |
| 17222 | Gettysburg, PA | $690 | $730 | $920 | $1,250 | $1,420 |
| 17301 | Gettysburg, PA | $750 | $900 | $1,110 | $1,460 | $1,660 |
| 17303 | Gettysburg, PA | $700 | $850 | $1,030 | $1,380 | $1,590 |
| 17304 | Gettysburg, PA | $660 | $800 | $970 | $1,300 | $1,500 |
| 17306 | Gettysburg, PA | $950 | $1,170 | $1,410 | $1,880 | $2,180 |
| 17307 | Gettysburg, PA | $660 | $810 | $980 | $1,310 | $1,510 |
| 17310 | Gettysburg, PA | $700 | $850 | $1,030 | $1,380 | $1,590 |
| 17316 | Gettysburg, PA | $700 | $840 | $1,030 | $1,360 | $1,560 |
| 17320 | Gettysburg, PA | $700 | $860 | $1,040 | $1,390 | $1,610 |
| 17324 | Gettysburg, PA | $630 | $730 | $910 | $1,190 | $1,420 |
| 17325 | Gettysburg, PA | $690 | $850 | $1,020 | $1,360 | $1,580 |
| 17331 | Gettysburg, PA | $680 | $780 | $1,010 | $1,290 | $1,420 |
| 17337 | Gettysburg, PA | $700 | $850 | $1,030 | $1,380 | $1,590 |
| 17340 | Gettysburg, PA | $680 | $830 | $1,000 | $1,340 | $1,550 |
| 17343 | Gettysburg, PA | $680 | $840 | $1,010 | $1,350 | $1,560 |
| 17344 | Gettysburg, PA | $660 | $810 | $980 | $1,310 | $1,510 |
| 17350 | Gettysburg, PA | $830 | $1,010 | $1,220 | $1,630 | $1,890 |
| 17353 | Gettysburg, PA | $720 | $880 | $1,060 | $1,420 | $1,640 |
| 17372 | Gettysburg, PA | $660 | $800 | $970 | $1,300 | $1,500 |
| 17375 | Gettysburg, PA | $700 | $850 | $1,030 | $1,380 | $1,590 |
2022 Average & Median Rent Data Statistics
GETTYSBURG, PA average 1BR rent: $848, median: $840
GETTYSBURG, PA average 2BR rent: $1,036, median: $1,020
GETTYSBURG, PA average 3BR rent: $1,377, median: $1,360
GETTYSBURG, PA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,408 | $373,010,000 | $264,922 |
| Refi | 598 | $96,590,000 | $161,522 |
| Other | 427 | $36,055,000 | $84,438 |
| Home Improvement | 399 | $30,365,000 | $76,103 |
| Cash Out Refi | 336 | $69,500,000 | $206,845 |
Gettysburg's most frequently cited loan purpose was Home Purchase, with 1,408 originations. The 2nd most popular reason was Refi, with 598 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 691 | $135,655,000 | $196,317 |
| 5-6% | 675 | $142,375,000 | $210,926 |
| 4-5% | 629 | $145,475,000 | $231,280 |
| <2.5% | 411 | $41,455,000 | $100,864 |
| 6-7% | 365 | $68,685,000 | $188,178 |
| 2.5-3% | 206 | $40,380,000 | $196,019 |
| 7-8% | 110 | $16,140,000 | $146,727 |
| Over 8% | 55 | $4,255,000 | $77,364 |
During 2022, Gettysburg's most frequently originated rate bucket was 3-4%, with 691 originations.
Loan Sizing (GETTYSBURG, PA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,047 | $287,645,000 | $274,733 |
| $100k-200k | 1,019 | $151,905,000 | $149,073 |
| $100,000 or less | 905 | $48,315,000 | $53,387 |
| $400k-600k | 164 | $77,240,000 | $470,976 |
| $600k-1000k | 25 | $17,775,000 | $711,000 |
| $Over $1MM | 8 | $22,640,000 | $2,830,000 |
GETTYSBURG's loan sizing saw the bucket of loans from $200k-400k with 1,047 originations, totaling $287,645,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,008 | $273,880,000 | $271,706 |
| 60-80% | 702 | $172,200,000 | $245,299 |
| Under 20% | 549 | $24,435,000 | $44,508 |
| 20-40% | 507 | $49,415,000 | $97,465 |
| 40-60% | 334 | $60,730,000 | $181,826 |
| Over 100% | 34 | $11,710,000 | $344,412 |
GETTYSBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,008 originations, totaling $273,880,000 in origination value.