Middletown Valley Bank Mortgage Rates, Fees & InfoMiddletown, MD
Tax ID: 52-0414240
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewMiddletown Valley Bank is a smaller bank specializing in Home Purchase loans. Middletown Valley Bank has a high proportion of conventional loans. Their top markets by origination volume include: Hagerstown, Washington, Chambersburg, Harrisburg, and Myrtle Beach among others. We have data for 24 markets. (Some data included below & more in-depth data is available with an active subscription.)
Middletown Valley Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$108,480,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Outside of Metro Areas||88||$51,840,000||$589,091||$0||0.00%|
|HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA)||45||$16,685,000||$370,778||$0||0.00%|
|Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA)||26||$13,350,000||$513,462||$0||0.00%|
|CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA)||30||$8,190,000||$273,000||$0||0.00%|
|HARRISBURG-CARLISLE, PA (FHA|USDA|VA)||6||$2,790,000||$465,000||$0||0.00%|
|MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA)||2||$2,760,000||$1,380,000||$0||0.00%|
|PITTSBURGH, PA (FHA|USDA|VA)||2||$1,740,000||$870,000||$0||0.00%|
|North Port-Sarasota-Bradenton, FL (FHA|USDA|VA)||2||$1,290,000||$645,000||$0||0.00%|
|BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA)||2||$1,070,000||$535,000||$0||0.00%|
|WINCHESTER, VA-WV (FHA|USDA|VA)||1||$955,000||$955,000||$0||0.00%|
|Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA)||2||$930,000||$465,000||$0||0.00%|
|GETTYSBURG, PA (FHA|USDA|VA)||2||$900,000||$450,000||$0||0.00%|
|CUMBERLAND, MD-WV (FHA|USDA|VA)||5||$895,000||$179,000||$0||0.00%|
|DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA)||1||$875,000||$875,000||$0||0.00%|
|PORT ST. LUCIE, FL (FHA|USDA|VA)||1||$725,000||$725,000||$0||0.00%|
|VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA)||1||$655,000||$655,000||$0||0.00%|
|PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA)||1||$645,000||$645,000||$0||0.00%|
|NAPLES-MARCO ISLAND, FL (FHA|USDA|VA)||1||$555,000||$555,000||$0||0.00%|
|BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA)||1||$405,000||$405,000||$0||0.00%|
|SALISBURY, MD-DE (FHA|USDA|VA)||1||$325,000||$325,000||$0||0.00%|
|MORGANTOWN, WV (FHA|USDA|VA)||1||$235,000||$235,000||$0||0.00%|
|PUNTA GORDA, FL (FHA|USDA|VA)||1||$235,000||$235,000||$0||0.00%|
|Kill Devil Hills, NC (FHA|USDA|VA)||1||$235,000||$235,000||$0||0.00%|
|KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA)||1||$195,000||$195,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Middletown Valley Bank's most frequently originated type of loan was Conventional, with 224 originations.
For 2022, Middletown Valley Bank's most frequently cited loan purpose was Home Purchase, with 177 originations. The 2nd most popular reason was Refi, with 32 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Middletown Valley Bank's most frequently cited loan duration was Other, with 224 originations.
2022 saw Middletown Valley Bank place emphasis on $200k-400k loans with 64 originations, totaling $19,070,000 in origination value.
Middletown Valley Bank lent most frequently to those with incomes in the $250k+ range, with 72 originations. The second most popular income band? $150k-250k, with 56 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Middletown Valley Bank lent most frequently to those with DTI ratios of Exempt%, with 224 originations.
Approval RatesTotal approvals of all applications
Middletown Valley Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick RateApprovals leading to origination
Middletown Valley Bank has an average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|