Baltimore VA Loans

BALTIMORE-COLUMBIA-TOWSON, MD

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Baltimore's 273 lenders originated 15,606 VA loans during 2021. The total origination value was $6,157,250,000, with an average VA loan value of $394,544.

Baltimore VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Baltimore averaged 5.38% for the week of 2022-05-13, compared to the national average (all VA variants) of 5.158% for the same period.

The average rate for the prior week (2022-05-06) was 5.31% and one month ago for the week of 2022-04-08, the average rate was 5.14%.

The average rate one year ago was 3.25%.

For refis of the same type during the week of 2022-05-13, the average rate was 5.14%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Baltimore VA Loan Lenders by Rates & Fees

The below table looks at the average fees and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Baltimore level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
FREEDOM MORTGAGE CORPORATION 1,154 2.38% $3,953
QUICKEN LOANS, LLC 972 2.43% $5,765
Mortgage Research Center, LLC 901 2.81% $8,161
PENNYMAC LOAN SERVICES, LLC 733 2.32% $6,824
NAVY FEDERAL CREDIT UNION 678 2.47% $7,530
FIRST HOME MORTGAGE CORPORATION 603 2.67% $9,754
CALIBER HOME LOANS, INC. 408 2.53% $7,517
UNITED WHOLESALE MORTGAGE, LLC 313 2.53% $8,824
HOME POINT FINANCIAL CORPORATION 278 2.46% $7,435
LOANDEPOT.COM, LLC 274 2.45% $5,157
USAA Federal Savings Bank 262 2.85% $5,336
Wells Fargo Bank 215 2.50% $5,694
LAKEVIEW LOAN SERVICING, LLC 214 2.42% $3,324
NEW DAY FINANCIAL, LLC 212 2.81% $10,815
PENTAGON FEDERAL CREDIT UNION 205 2.36% $4,026
CLEARPATH LENDING 195 2.31% $5,398
VILLAGE CAPITAL & INVESTMENT LLC 194 2.27% $4,633
PRIMARY RESIDENTIAL MORTGAGE, INC. 191 3.04% $11,475
BAY CAPITAL MORTGAGE CORPORATION 187 2.61% $9,511
NFM, INC. 172 2.87% $9,058
Prosperity Home Mortgage, LLC 169 2.67% $11,375
Towne Bank 164 2.53% $10,354
Mr. Cooper ( Nationstar Mortgage ) 163 2.63% $5,054
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 158 2.86% $9,480
Meridian Bank Corporation 157 2.48% $9,326
GUARANTEED RATE AFFINITY, LLC 152 2.47% $7,718
NVR Mortgage Finance, Inc. 146 2.79% $10,626
The Federal Savings Bank 139 2.50% $7,736
Presidential Bank, FSB 109 2.48% $6,839
GUARANTEED RATE, INC. 95 2.49% $7,704
NEWREZ LLC 93 2.64% $5,029
SOUTHERN TRUST MORTGAGE, LLC 83 2.70% $7,182
Carrington Mortgage Services, LLC 83 2.78% $5,897
EMBRACE HOME LOANS, INC. 79 2.66% $7,768
APEX HOME LOANS, INC. 78 2.59% $8,150
George Mason Mortgage, LLC 77 2.62% $10,478
Lakeview Community Capital, LLC 74 2.44% $2,908
Truist Bank 70 2.75% $5,738
HOMEBRIDGE FINANCIAL SERVICES, INC. 68 2.72% $9,258
AMERICAN FINANCIAL NETWORK, INC. 67 2.61% $10,898
MOVEMENT MORTGAGE, LLC 64 2.69% $8,255
DHI MORTGAGE COMPANY, LTD. 63 2.60% $12,741
EAGLE HOME MORTGAGE, LLC 63 3.04% $9,223
InterContinental Capital Group, Inc 63 2.54% $5,875
CROSSCOUNTRY MORTGAGE, LLC 61 2.77% $11,558
First Guaranty Mortgage Corporation 59 2.44% $5,073
Plains Commerce Bank 57 2.54% $8,239
BNC National Bank 56 2.32% $5,691
NBKC BANK 55 2.47% $5,322
MCLEAN MORTGAGE CORPORATION 55 2.65% $10,955
AMERISAVE MORTGAGE CORPORATION 54 2.61% $7,695
PLANET HOME LENDING, LLC 51 2.47% $2,937
SWBC MORTGAGE CORPORATION 50 2.88% $6,429
SUN WEST MORTGAGE COMPANY, INC. 50 2.41% $6,442
BROKER SOLUTIONS, INC. 49 2.62% $5,533
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 49 2.78% $8,188
Sierra Pacific Mortgage Company, Inc. 48 2.65% $9,304
North American Savings Bank, F.S.B. 47 2.39% $5,461
DIRECT MORTGAGE LOANS, LLC 47 2.95% $11,494
Capital Bank 43 2.38% $5,635
MUTUAL OF OMAHA MORTGAGE, INC. 42 2.57% $6,948
Ameris Bank 39 2.68% $9,220
ACCELERATE MORTGAGE, LLC 39 2.24% $8,079
TJC Mortgage, Inc. 37 2.45% $5,649
CMG MORTGAGE, INC. 37 2.59% $9,022
Low VA Rates, LLC 37 2.43% $5,856
CONTOUR MORTGAGE CORPORATION 36 2.71% $7,012
ACADEMY MORTGAGE CORPORATION 36 2.73% $9,093
DRAPER AND KRAMER MORTGAGE CORP. 36 2.57% $6,662
Barrington Bank & Trust Company, N.A. 35 2.83% $7,066
SOVEREIGN LENDING GROUP INCORPORATED 34 2.56% $5,620
Flagstar Bank, FSB 33 2.67% $9,726
First Heritage Mortgage, LLC 32 2.75% $9,185
HOMESPIRE MORTGAGE CORPORATION 32 2.53% $11,777
PULTE MORTGAGE LLC 32 2.79% $8,012
Manufacturers and Traders Trust Company 31 2.63% $7,092
UNION HOME MORTGAGE CORP. 31 2.39% $8,278
Mid-Continent Funding, Inc. 29 2.67% $7,288
Sandy Spring Bank 29 2.62% $9,640
Wyndham Capital Mortgage, Inc. 29 2.38% $3,762
HOMEAMERICAN MORTGAGE CORPORATION 28 2.87% $10,530
RESIDENTIAL MORTGAGE SERVICES, INC. 28 2.69% $6,843
NP, Inc. 28 2.37% $4,812
Magnolia Bank 28 2.62% $9,079
1ST FINANCIAL, INC. 26 2.87% $7,581
INTERCOASTAL MORTGAGE COMPANY 26 2.56% $9,320
PRIMELENDING, A PLAINSCAPITAL COMPANY 25 2.95% $7,493
Prime Choice Funding Inc. 25 2.33% $5,089
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 25 3.07% $12,552
First Home Bank 23 2.87% $12,302
PLAZA HOME MORTGAGE, INC. 23 2.38% $4,839
BAYSHORE MORTGAGE FUNDING, LLC 23 2.84% $6,942
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 22 2.90% $10,070
PNC Bank 21 2.74% $7,359
First Federal Bank 21 3.21% $10,349
CHURCHILL MORTGAGE CORPORATION 21 2.54% $10,808
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK 21 2.63% $11,347
Atlantic Coast Mortgage, LLC 20 2.79% $10,277
Paramount Residential Mortgage Group, Inc. 20 3.18% $7,909
HOMESIDE FINANCIAL, LLC 19 2.76% $9,787
ARK-LA-TEX FINANCIAL SERVICES, LLC. 18 2.53% $7,980
THRIVE MORTGAGE, LLC 16 2.72% $7,613
OCMBC, INC. 16 2.88% $8,458
Vellum Mortgage, Inc. 16 2.70% $13,088
WesBanco Bank, Inc. 16 2.66% $8,610
Citizens Bank 16 2.41% $5,961
NETWORK CAPITAL FUNDING CORPORATION 15 2.45% $2,634
FIDELITY DIRECT MORTGAGE, LLC 15 2.81% $10,334
FIRST SAVINGS MORTGAGE CORPORATION 15 2.61% $10,860
ENVOY MORTGAGE, LTD 14 2.99% $12,918
VAN DYK MORTGAGE CORPORATION 14 2.59% $5,763
EQUITY RESOURCES, INC. 14 2.77% $7,773
ABSOLUTE HOME MORTGAGE CORPORATION 13 2.80% $8,150
KS StateBank 13 2.49% $3,678
Credence Funding Corporation 12 2.26% $3,169
EMM LOANS LLC 12 2.47% $4,816
1ST PREFERENCE MORTGAGE CORP. 12 2.88% $10,189
Nations Lending Corporation 11 2.90% $10,904
Florida Capital Bank 11 2.74% $9,717
Commerce Home Mortgage, Inc. 11 2.48% $4,301
Residential Mortgage Solutions, Inc. 11 2.85% $11,377
Strong Home Mortgage, LLC 11 2.47% $7,655
NATIONWIDE MORTGAGE BANKERS, INC. 10 3.05% $11,734
U.S. Bank 10 2.67% $6,726
RELIANCE FIRST CAPITAL, LLC 9 2.90% $12,342
Goldwater Bank, N.A. 9 2.57% $7,483
MID AMERICA MORTGAGE, INC. 9 2.63% $3,693
GUILD MORTGAGE COMPANY 9 2.69% $9,613
Hometown Lenders, Inc. 9 3.22% $7,893
LOANPAL, LLC 8 2.42% $10,578
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 8 2.55% $4,114
C & F Mortgage Corporation 8 2.84% $12,996
Sunflower Bank 8 2.84% $6,183
First Federal Bank of Kansas City 8 2.33% $4,823
PHH Mortgage Corporation 8 2.91% $3,820
Homesale Mortgage, LLC 7 2.61% $9,461
MICHIGAN MUTUAL, INC. 7 2.75% $13,252
West Town Bank & Trust 7 2.80% $8,186
STEARNS LENDING, LLC 7 2.71% $5,368
MILLENNIUM FINANCIAL GROUP, INC. 7 2.71% $10,322
NORWICH COMMERCIAL GROUP, INC. 7 2.79% $11,348
EagleBank 6 2.58% $6,159
AmeriHome Mortgage Company, LLC 6 2.79% $3,571
DAS Acquisition Company, LLC 6 3.46% $8,057
Equity Prime Mortgage LLC 6 3.56% $11,654
FINANCE OF AMERICA MORTGAGE LLC 6 2.35% $5,450
Fulton Bank 6 2.83% $13,660
HOMESTEAD FUNDING CORP. 6 2.40% $5,414
MORTGAGE SOLUTIONS OF COLORADO, LLC 6 3.25% $8,115
Paramount Bank 6 2.46% $10,759
Waterstone Mortgage Corporation 6 3.23% $11,173
AMERICAN FINANCING CORPORATION 5 2.50% $7,433
UNITED SECURITY FINANCIAL CORP 5 1.75% $8,567
Gateway First Bank 5 2.75% $5,305
NATIONS DIRECT MORTGAGE, LLC 5 3.15% $11,722
TBI MORTGAGE COMPANY 5 2.98% $10,707
JAMS-01, INC. 5 2.50% $8,039
LADERA LENDING, INC. 5 2.70% $9,348
MANN FINANCIAL INC. 5 2.70% $8,742
T2 FINANCIAL LLC 5 3.28% $11,870
SECURITYNATIONAL MORTGAGE COMPANY 5 3.20% $12,795
CityWorth Mortgage LLC 5 2.98% $12,744
POLARIS HOME FUNDING CORP. 5 2.82% $9,749
Advisors Mortgage Group, L.L.C. 5 2.90% $5,230
MLD MORTGAGE INC. 5 2.52% $10,408
LENOX FINANCIAL MORTGAGE CORPORATION 4 2.47% $4,027
Keystone Funding, Inc. 4 2.50% $5,813
MISSION MORTGAGE LLC 4 2.91% $3,675
MORIA DEVELOPMENT, INC. 4 2.88% $13,964
MORTGAGE ACCESS CORP. 4 2.63% $9,295
KELLER MORTGAGE, LLC 4 2.50% $9,916
First National Bank of Pennsylvania 4 2.91% $19,069
PREMIA MORTGAGE, LLC 4 2.50% $13,823
Community First National Bank 4 2.60% $3,909
SeaTrust Mortgage Company 4 2.59% $6,349
CELEBRITY HOME LOANS, LLC 4 2.63% $5,559
Bank of England 4 3.22% $6,834
Armed Forces Bank 4 2.34% $5,634
UNIVERSAL MORTGAGE & FINANCE, INC. 4 3.53% $13,677
HomePromise Corporation 3 3.04% $25,669
GUARANTY HOME MORTGAGE CORPORATION 3 2.29% $10,361
BOKF 3 2.58% $4,602
Blue Ridge Bank 3 2.75% $6,576
BELEM SERVICING LLC 3 2.79% $6,926
First Option Mortgage, LLC 3 3.29% $10,057
Texana Bank 3 2.54% $4,049
The Huntington National Bank 3 3.08% $7,181
Princeton Mortgage Corporation 3 2.91% $13,884
TIDEWATER MORTGAGE SERVICES, INC. 3 2.83% $14,538
TOWER 3 2.83% $7,785
GSF Mortgage Corporation 3 2.63% $11,279
AmRes Corporation 3 3.17% $11,170
CORNERSTONE HOME LENDING, INC. 3 3.25% $7,721
LEADERONE FINANCIAL CORPORATION 3 3.21% $3,694
Amerifirst Financial, Inc. 3 3.00% $15,471
LENDUS, LLC 3 2.29% $3,546
MDE Home Loans, LLC 3 2.46% $9,778
RESIDENTIAL HOME FUNDING CORP. 3 3.04% $2,517
NASA Federal Credit Union 3 2.63% $14,670
Integrity Home Mortgage Corp 3 3.04% $16,378
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 2.79% $6,494
ALLIED MORTGAGE GROUP, INC. 3 2.67% $3,793
Service Federal Credit Union 3 2.96% $5,415
CHERRY CREEK MORTGAGE, LLC 3 2.29% $2,327
CBM Mortgage, Inc. 2 2.88% $7,966
First United Bank and Trust Company 2 2.81% $10,835
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 2 3.00% $10,506
AMERICAN PACIFIC MORTGAGE CORPORATION 2 2.56% $19,621
RESIDENTIAL BANCORP. 2 2.75% $11,105
US MORTGAGE CORPORATION 2 2.44% $10,974
ZILLOW HOME LOANS, LLC 2 2.75% $7,914
ONY GLO, INC. 2 2.31% $2,510
CANOPY MORTGAGE, LLC 2 2.38% $2,460
FAMILY FIRST FUNDING LLC 2 2.63% $5,634
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 2.94% $6,552
EVERETT FINANCIAL, INC. 2 2.81% $15,496
First Mortgage Solutions, LLC 2 2.31% $11,215
Acre Mortgage and Financial Inc 2 3.50% $11,197
Bank of America 2 2.94% $1,491
INTERCAP LENDING INC. 2 2.56% $1,594
FIRST COMMUNITY MORTGAGE, INC. 2 2.56% $12,191
TIAA, FSB 2 2.38% $6,266
MILEND, INC. 2 3.25% $5,750
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 2.81% $11,984
LENDING 3, INC. 2 3.25% $11,843
LOANFLIGHT LENDING, LLC 2 2.44% $2,621
TOWNE MORTGAGE COMPANY 2 2.87% $41,375
Financial Freedom Mortgage, LLC 2 3.13% $16,850
AMERICAN ADVISORS GROUP 2 2.56% $3,465
STOCKTON MORTGAGE CORPORATION 2 2.63% $20,781
Northpointe Bank 2 2.81% $6,768
AMCAP MORTGAGE, LTD. 2 2.69% $26,114
IMPAC MORTGAGE CORP. 1 2.25% $2,208
Home Mortgage Alliance Corp 1 3.50% $6,670
HARTFORD FUNDING, LTD. 1 2.75% $16,465
NJ LENDERS CORP. 1 2.50% $2,360
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.63% $8,641
GENEVA FINANCIAL, LLC 1 3.13% $3,779
MORTGAGE EQUITY PARTNERS LLC 1 2.25% $2,166
OCEANSIDE MORTGAGE COMPANY 1 2.99% $4,262
Orrstown Bank 1 2.50% $2,131
York Traditions Bank 1 2.88% $23,087
First National Bank Texas 1 2.88% $5,235
PIKE CREEK MORTGAGE SERVICES, INC. 1 3.75% $3,140
First Internet Bank of Indiana 1 2.25% $1,148
FIRST HERITAGE FINANCIAL, LLC 1 2.75% $4,123
KeyBank 1 2.75% $3,329
Evolve Bank & Trust 1 2.50% $4,996
EVANSVILLE TEACHERS 1 2.38% $5,023
DEVELOPER'S MORTGAGE COMPANY 1 2.25% $0
CRESCENT MORTGAGE COMPANY 1 2.25% $4,132
Colonial Savings, F.A. 1 2.88% $3,146
CIS Financial Services, Inc. 1 3.00% $19,887
Midwest Community Bank 1 2.25% $8,458
Christensen Financial, Inc. 1 3.13% $3,276
SIRVA MORTGAGE, INC. 1 2.38% $7,975
South State Bank 1 2.88% $19,440
Stride Bank 1 2.38% $20,700
SUCCESS MORTGAGE PARTNERS, INC. 1 2.25% $23,432
LOANLEADERS OF AMERICA, INC. 1 2.38% $3,315
MID-ISLAND MORTGAGE CORP. 1 2.75% $6,857
LAND HOME FINANCIAL SERVICES, INC. 1 3.25% $6,280
TD Bank 1 2.88% $11,779
Atlantic Home Loans, Inc. 1 3.25% $2,239
Triumph Bank 1 2.13% $2,630
ARC HOME LLC 1 2.75% $9,672
Union Savings Bank 1 2.25% $1,978
UNITED MORTGAGE CORP. 1 2.88% $13,872
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 2.88% $7,976
AMERICAN FINANCIAL RESOURCES, INC. 1 2.75% $26,494
JMAC LENDING, INC. 1 2.25% $3,218
Mortgage Network, Inc. 1 3.50% $3,647
INLAND BANK & TRUST 1 2.75% $1,851

The top Baltimore VA lender as defined by loan originations is FREEDOM MORTGAGE CORPORATION, with 1,154 VA loans originated. Their average total fees are $3,953, which is $1,813 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Baltimore VA lenders (with over 10 loans originated) are NETWORK CAPITAL FUNDING CORPORATION ($2,634), Lakeview Community Capital, LLC ($2,908), PLANET HOME LENDING, LLC ($2,937), Credence Funding Corporation ($3,169) and LAKEVIEW LOAN SERVICING, LLC ($3,324).

The lowest rate Baltimore VA lenders (with over 10 loans originated) are ACCELERATE MORTGAGE, LLC (2.24%), Credence Funding Corporation (2.26%), VILLAGE CAPITAL & INVESTMENT LLC (2.27%), CLEARPATH LENDING (2.31%) and BNC National Bank (2.32%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Baltimore (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $287,950 (6.7%) $382,774 (5.7%) 1.06 8,264
2018-02-01 $286,500 (4.2%) $380,987 (3.3%) 1.03 7,986
2018-03-01 $299,900 (3.4%) $395,287 (3.1%) 1.04 8,648
2018-04-01 $313,500 (4.5%) $404,608 (1.1%) 1.05 9,361
2018-05-01 $325,000 (5.2%) $418,001 (3.3%) 1.08 9,952
2018-06-01 $329,900 (6.4%) $420,240 (2.6%) 1.10 10,270
2018-07-01 $329,495 (6.6%) $419,620 (3.4%) 1.10 10,560
2018-08-01 $325,000 (6.6%) $415,868 (1.5%) 1.09 10,670
2018-09-01 $319,900 (4.6%) $406,736 (-0.3%) 1.07 11,051
2018-10-01 $319,450 (6.5%) $404,207 (0.2%) 1.07 11,149
2018-11-01 $310,000 (3.7%) $396,067 (1.0%) 1.04 10,903
2018-12-01 $299,900 (3.8%) $385,326 (-0.4%) 1.03 9,743
2019-01-01 $299,900 (4.2%) $383,066 (0.1%) 1.03 8,728
2019-02-01 $299,925 (4.7%) $389,743 (2.3%) 1.00 8,327
2019-03-01 $312,829 (4.3%) $410,033 (3.7%) 1.02 8,715
2019-04-01 $329,950 (5.3%) $429,035 (6.0%) 1.04 9,393
2019-05-01 $339,950 (4.6%) $432,746 (3.5%) 1.05 10,121
2019-06-01 $343,500 (4.1%) $435,739 (3.7%) 1.06 10,504
2019-07-01 $339,500 (3.0%) $432,216 (3.0%) 1.06 10,544
2019-08-01 $332,433 (2.3%) $426,177 (2.5%) 1.05 10,328
2019-09-01 $329,000 (2.8%) $421,515 (3.6%) 1.04 10,112
2019-10-01 $325,000 (1.7%) $418,602 (3.6%) 1.04 10,111
2019-11-01 $320,000 (3.2%) $417,348 (5.4%) 1.03 9,607
2019-12-01 $309,450 (3.2%) $409,590 (6.3%) 1.03 8,059
2020-01-01 $309,900 (3.3%) $410,121 (7.1%) 1.03 7,106
2020-02-01 $320,000 (6.7%) $421,086 (8.0%) 1.03 6,628
2020-03-01 $328,450 (5.0%) $430,746 (5.1%) 1.03 6,851
2020-04-01 $328,450 (-0.5%) $430,671 (0.4%) 1.02 6,682
2020-05-01 $340,000 (0.0%) $443,576 (2.5%) 1.03 6,634
2020-06-01 $349,950 (1.9%) $462,091 (6.1%) 1.02 6,156
2020-07-01 $354,900 (4.5%) $471,012 (9.0%) 1.02 5,416
2020-08-01 $349,900 (5.3%) $470,620 (10.4%) 1.00 5,016
2020-09-01 $339,950 (3.3%) $462,028 (9.6%) 0.97 4,966
2020-10-01 $339,900 (4.6%) $465,786 (11.3%) 0.97 4,917
2020-11-01 $325,500 (1.7%) $453,482 (8.7%) 0.93 4,574
2020-12-01 $325,000 (5.0%) $451,617 (10.3%) 0.95 3,934
2021-01-01 $319,900 (3.2%) $453,049 (10.5%) 0.94 3,271
2021-02-01 $313,400 (-2.1%) $457,617 (8.7%) 0.90 2,731
2021-03-01 $325,000 (-1.1%) $456,649 (6.0%) 0.91 2,826
2021-04-01 $334,900 (2.0%) $458,417 (6.4%) 0.90 3,130
2021-05-01 $349,900 (2.9%) $474,138 (6.9%) 0.92 3,371
2021-06-01 $342,500 (-2.1%) $464,807 (0.6%) 0.89 3,920
2021-07-01 $349,000 (-1.7%) $463,191 (-1.7%) 0.91 4,369
2021-08-01 $335,000 (-4.3%) $442,791 (-5.9%) 0.88 4,746
2021-09-01 $335,000 (-1.5%) $441,754 (-4.4%) 0.88 4,791
2021-10-01 $325,000 (-4.4%) $434,067 (-6.8%) 0.86 4,669
2021-11-01 $315,000 (-3.2%) $427,147 (-5.8%) 0.83 4,149
2021-12-01 $311,200 (-4.3%) $428,723 (-5.1%) 0.83 3,442
2022-01-01 $299,000 (-6.5%) $427,005 (-5.8%) 0.80 2,842
2022-02-01 $300,000 (-4.3%) $433,711 (-5.2%) 0.76 2,574
2022-03-01 $324,975 (0.0%) $462,028 (1.2%) 0.80 2,637
2022-04-01 $330,000 (-1.5%) $458,082 (-0.1%) 0.78 2,886
Baltimore's median listing price for 2022-04-01 was $330,000, a difference of $-4,900 (-1.5%) versus the prior year and $5,025 versus the prior month.

Baltimore's median listing price comes in at 78% of the national average.

Baltimore's average listing price for 2022-04-01 was $458,082, a difference of $-335 (-0.1%) versus the prior year and $-3,946 versus the prior month.

For the 2022-04-01 period, Baltimore had 2,886 MLS listings, a difference of 249 listings (9%) versus the prior month and -244 listings (-8%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Baltimore (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 79 days 1,911 sqft
2018-02-01 73 days 1,929 sqft
2018-03-01 47 days 1,951 sqft
2018-04-01 44 days 1,975 sqft
2018-05-01 43 days 2,010 sqft
2018-06-01 45 days 1,876 sqft
2018-07-01 50 days 1,873 sqft
2018-08-01 53 days 1,856 sqft
2018-09-01 54 days 1,830 sqft
2018-10-01 56 days 1,856 sqft
2018-11-01 59 days 1,856 sqft
2018-12-01 69 days 1,824 sqft
2019-01-01 77 days 1,818 sqft
2019-02-01 72 days 1,830 sqft
2019-03-01 50 days 1,883 sqft
2019-04-01 40 days 1,939 sqft
2019-05-01 43 days 1,960 sqft
2019-06-01 47 days 1,974 sqft
2019-07-01 51 days 1,972 sqft
2019-08-01 56 days 1,957 sqft
2019-09-01 55 days 1,945 sqft
2019-10-01 53 days 1,926 sqft
2019-11-01 58 days 1,913 sqft
2019-12-01 70 days 1,888 sqft
2020-01-01 76 days 1,880 sqft
2020-02-01 66 days 1,900 sqft
2020-03-01 43 days 1,920 sqft
2020-04-01 49 days 1,920 sqft
2020-05-01 57 days 1,944 sqft
2020-06-01 50 days 1,963 sqft
2020-07-01 43 days 1,970 sqft
2020-08-01 42 days 1,937 sqft
2020-09-01 35 days 1,888 sqft
2020-10-01 43 days 1,852 sqft
2020-11-01 46 days 1,808 sqft
2020-12-01 53 days 1,798 sqft
2021-01-01 60 days 1,755 sqft
2021-02-01 51 days 1,751 sqft
2021-03-01 38 days 1,793 sqft
2021-04-01 33 days 1,800 sqft
2021-05-01 34 days 1,827 sqft
2021-06-01 32 days 1,786 sqft
2021-07-01 35 days 1,798 sqft
2021-08-01 34 days 1,763 sqft
2021-09-01 37 days 1,760 sqft
2021-10-01 40 days 1,728 sqft
2021-11-01 44 days 1,705 sqft
2021-12-01 50 days 1,701 sqft
2022-01-01 56 days 1,668 sqft
2022-02-01 40 days 1,680 sqft
2022-03-01 33 days 1,739 sqft
2022-04-01 31 days 1,760 sqft
Baltimore's median listing age (time on market) for 2022-04-01 was 31 days. This is -5% shorter than the same period one year ago.

Baltimore's median square footage for active listings during the 2022-04-01 period was 1,760 sqft. One year prior, the average listing was 1,800 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.