Baltimore VA Loan Rates, Closing Costs & Stats

BALTIMORE-COLUMBIA-TOWSON, MD

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Baltimore's 181 lenders originated 3,611 VA loans during 2023. The total origination value was $1,636,325,000, with an average VA loan value of $453,150.

Baltimore VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Baltimore averaged 6.49% for the week of 2024-06-07, compared to the national average (all VA variants) of 6.387% for the same period.

Baltimore's average VA mortgage closing costs are $7,834.

The average rate for the prior week (2024-05-31) was 6.6% and one month ago for the week of 2024-05-03, the average rate was 6.72%.

The average rate one year ago was 6.62%.

For refis of the same type during the week of 2024-06-07, the average rate was 6.83%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Baltimore VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Baltimore level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Mortgage Research Center, LLC 371 6.71% $9,752
NAVY FEDERAL CREDIT UNION 235 5.83% $9,045
UNITED WHOLESALE MORTGAGE, LLC 214 6.18% $10,842
FIRST HOME MORTGAGE CORPORATION 152 6.29% $14,699
QUICKEN LOANS, LLC 149 6.23% $14,176
NVR Mortgage Finance, Inc. 136 5.72% $10,600
NFM, INC. 115 6.49% $13,054
FREEDOM MORTGAGE CORPORATION 84 6.63% $17,838
Prosperity Home Mortgage, LLC 76 6.19% $11,464
PENNYMAC LOAN SERVICES, LLC 70 5.62% $10,759
USAA Federal Savings Bank 65 6.33% $11,029
PRIMARY RESIDENTIAL MORTGAGE, INC. 63 6.27% $12,603
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 63 6.36% $10,090
PENTAGON FEDERAL CREDIT UNION 62 5.54% $12,111
The Federal Savings Bank 59 6.33% $20,600
Towne Bank 58 6.17% $14,771
GUARANTEED RATE AFFINITY, LLC 56 6.33% $11,820
BAY CAPITAL MORTGAGE CORPORATION 54 6.22% $15,817
MOVEMENT MORTGAGE, LLC 54 6.70% $11,274
Meridian Bank Corporation 51 6.25% $12,197
EAGLE HOME MORTGAGE, LLC 42 6.33% $8,296
CROSSCOUNTRY MORTGAGE, LLC 42 6.54% $9,352
LOANDEPOT.COM, LLC 41 6.19% $14,643
NEWREZ LLC 41 6.50% $14,144
EMBRACE HOME LOANS, INC. 38 6.11% $14,464
GUARANTEED RATE, INC. 33 5.99% $7,541
Truist 32 6.08% $11,344
CMG MORTGAGE, INC. 30 6.10% $12,474
NEW DAY FINANCIAL, LLC 29 7.27% $17,310
Plains Commerce Bank 25 6.21% $13,281
DHI MORTGAGE COMPANY, LTD. 24 5.68% $7,152
Mr. Cooper ( Nationstar Mortgage ) 23 6.03% $15,574
CALIBER HOME LOANS, INC. 23 6.08% $11,668
VILLAGE CAPITAL MORTGAGE 21 6.17% $12,598
Sandy Spring Bank 21 6.17% $13,840
BAY EQUITY LLC 18 6.57% $11,519
DIRECT MORTGAGE LOANS, LLC 18 6.83% $16,153
George Mason Mortgage, LLC 18 6.17% $14,122
Atlantic Coast Mortgage, LLC 17 6.11% $19,180
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 16 6.62% $15,033
NBKC BANK 16 5.56% $13,414
DRAPER AND KRAMER MORTGAGE CORP. 15 5.98% $9,671
AMERISAVE MORTGAGE CORPORATION 15 5.77% $17,477
Vellum Mortgage, Inc. 14 6.02% $15,467
PULTE MORTGAGE LLC 14 5.92% $7,768
PRIMELENDING, A PLAINSCAPITAL COMPANY 14 6.74% $8,935
ARK-LA-TEX FINANCIAL SERVICES, LLC. 14 6.64% $9,984
GUILD MORTGAGE COMPANY 14 6.49% $14,865
Presidential Bank, FSB 14 6.26% $15,367
WesBanco 12 6.38% $12,913
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 12 6.35% $12,197
Keystone Funding, Inc. 12 6.21% $11,487
Paramount Residential Mortgage Group, Inc. 12 6.54% $18,317
Shore United Bank 12 6.14% $13,371
SUN WEST MORTGAGE COMPANY, INC. 12 6.05% $12,402
MUTUAL OF OMAHA MORTGAGE, INC. 11 6.57% $18,670
DAS Acquisition Company, LLC 11 6.78% $7,340
ACADEMY MORTGAGE CORPORATION 11 6.02% $13,162
ABSOLUTE HOME MORTGAGE CORPORATION 10 6.57% $8,990
American Mortgage & Equity Consultants, Inc. 10 6.69% $10,228
NATIONWIDE MORTGAGE BANKERS, INC. 10 6.66% $17,129
HOMESIDE FINANCIAL, LLC 10 6.58% $10,335
First Heritage Mortgage, LLC 10 6.10% $18,566
SWBC MORTGAGE CORPORATION 9 6.67% $12,690
First Federal Bank 9 6.11% $10,847
Wells Fargo Bank 9 5.86% $10,059
Equity Prime Mortgage LLC 9 6.85% $12,914
AMERICAN FINANCIAL NETWORK, INC. 9 6.58% $12,907
Flagstar Bank, FSB 9 6.17% $12,264
PLANET HOME LENDING, LLC 9 5.62% $12,116
Sierra Pacific Mortgage Company, Inc. 8 6.67% $8,060
BROKER SOLUTIONS, INC. 8 6.56% $15,349
Armed Forces Bank 8 6.22% $10,178
EMM LOANS LLC 8 6.09% $7,052
HOMESPIRE MORTGAGE CORPORATION 8 5.91% $9,711
U.S. Bank 8 6.44% $12,115
UNION HOME MORTGAGE CORP. 8 6.56% $14,154
Mid-Continent Funding, Inc. 8 6.48% $9,102
FIDELITY DIRECT MORTGAGE, LLC 8 6.42% $11,928
SOUTHERN TRUST MORTGAGE, LLC 7 6.88% $11,284
Fulton Bank 7 6.27% $9,846
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 7 6.77% $14,132
FIRST SAVINGS MORTGAGE CORPORATION 7 6.48% $20,045
Ameris Bank 7 6.48% $19,330
Residential Mortgage Solutions, Inc. 7 7.18% $9,217
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 7 6.25% $15,674
ENVOY MORTGAGE, LTD 6 6.56% $13,811
Strong Home Mortgage, LLC 6 5.92% $10,772
MORTGAGE EQUITY PARTNERS LLC 6 6.69% $14,421
CARDINAL FINANCIAL 6 6.42% $11,049
PNC Bank 5 6.50% $7,062
BNC National Bank 5 5.38% $13,388
EVERETT FINANCIAL, INC. 5 6.43% $11,810
UNIVERSAL MORTGAGE & FINANCE, INC. 5 6.93% $22,350
M&T Bank 5 6.38% $8,390
Barrington Bank & Trust Company, N.A. 5 6.18% $7,993
Integrity Home Mortgage Corp 4 6.81% $23,537
JPMorgan Chase Bank 4 5.72% $9,037
LAKEVIEW LOAN SERVICING, LLC 4 6.06% $7,334
CHURCHILL MORTGAGE CORPORATION 4 6.03% $16,583
MICHIGAN MUTUAL, INC. 4 5.69% $16,649
BAYSHORE MORTGAGE FUNDING, LLC 4 6.78% $17,598
TJC Mortgage, Inc. 4 6.16% $12,645
Waterstone Mortgage Corporation 4 6.09% $15,471
HOMEAMERICAN MORTGAGE CORPORATION 4 5.38% $6,869
INTERCOASTAL MORTGAGE COMPANY 4 6.37% $14,352
SeaTrust Mortgage Company 3 6.42% $18,701
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 3 6.17% $13,879
NATIONS DIRECT MORTGAGE, LLC 3 6.92% $13,973
Alcova Mortgage LLC 3 6.88% $14,716
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.88% $8,603
NORWICH COMMERCIAL GROUP, INC. 3 6.42% $16,056
Watermark Capital, Inc. 3 6.71% $12,472
PLAZA HOME MORTGAGE, INC. 3 6.21% $12,636
CHERRY CREEK MORTGAGE, LLC 3 6.21% $8,030
CONTOUR MORTGAGE CORPORATION 3 6.50% $7,822
LAND HOME FINANCIAL SERVICES, INC. 2 6.88% $7,891
FIRST COMMUNITY MORTGAGE, INC. 2 7.00% $13,023
GENEVA FINANCIAL, LLC 2 6.75% $34,183
CORNERSTONE HOME LENDING, INC. 2 6.88% $12,927
Citizens Bank 2 7.44% $6,374
Homesale Mortgage, LLC 2 6.44% $11,744
LOANPAL, LLC 2 6.94% $17,652
Magnolia Bank 2 5.94% $16,943
MDE Home Loans, LLC 2 6.25% $6,570
MORTGAGEONE, INC. 2 7.13% $12,882
Century Mortgage Company DBA Century Lending Company 2 6.49% $5,560
MY MORTGAGE, INC. 2 5.75% $19,052
Nations Lending Corporation 2 5.75% $14,741
Carrington Mortgage Services, LLC 2 5.69% $1,453
NexBank 2 5.75% $11,605
OCMBC, INC. 2 6.25% $9,550
PIKE CREEK MORTGAGE SERVICES, INC. 2 5.81% $10,430
RADIUS FINANCIAL GROUP INC. 2 6.44% $14,505
RESIDENTIAL HOME FUNDING CORP. 2 6.50% $15,565
AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.75% $14,229
T2 FINANCIAL LLC 2 6.56% $11,625
THE MORTGAGE LINK, INC. 2 6.75% $14,732
VAN DYK MORTGAGE CORPORATION 2 6.25% $108
Lakeview Community Capital, LLC 1 6.25% $9,131
RELIANCE FIRST CAPITAL, LLC 1 6.50% $8,895
V.I.P. MORTGAGE, INC. 1 6.63% $14,503
NP, Inc. 1 7.13% $5,320
HOMESTEAD FUNDING CORP. 1 6.63% $9,360
NORTHPOINT MORTGAGE, INC. 1 7.50% $15,429
Service Federal Credit Union 1 5.50% $15,300
Capital Bank 1 7.75% $13,110
CAPITAL CENTER, L.L.C. 1 6.75% $0
Capital City Home Loans, LLC 1 5.75% $16,902
SOVEREIGN LENDING GROUP INCORPORATED 1 5.75% $14,722
NETWORK CAPITAL FUNDING CORPORATION 1 5.50% $14,783
Stifel Bank and Trust 1 6.25% $9,101
NATION ONE MORTGAGE CORPORATION 1 6.38% $0
SUCCESS MORTGAGE PARTNERS, INC. 1 6.88% $5,022
Sunflower Bank 1 4.88% $7,886
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 1 6.13% $10,803
CBM Mortgage, Inc. 1 6.25% $11,440
EQUITY RESOURCES, INC. 1 7.13% $250
TD Bank 1 7.00% $989
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 8.63% $4,816
EagleBank 1 5.50% $11,228
TIDEWATER MORTGAGE SERVICES, INC. 1 6.75% $11,138
C & F Mortgage Corporation 1 6.25% $18,131
TOP FLITE FINANCIAL, INC. 1 6.75% $29,798
AMERICAN FINANCIAL RESOURCES, INC. 1 6.75% $6,096
TOWNE MORTGAGE COMPANY 1 7.25% $4,767
MILEND, INC. 1 6.75% $9,034
MCLEAN MORTGAGE CORPORATION 1 5.75% $4,226
United Bank 1 5.75% $1,695
MANN FINANCIAL INC. 1 6.75% $11,820
LIBERTY HOME MORTGAGE CORPORATION 1 6.63% $14,186
Acre Mortgage and Financial Inc 1 5.50% $27,904
LENOX FINANCIAL MORTGAGE CORPORATION 1 5.38% $14,384
Franklin Loan Corporation 1 5.25% $15,988
FBC MORTGAGE, LLC 1 5.63% $6,284
Bank of England 1 6.25% $9,234
Aurora Financial, LLC 1 6.63% $8,507
Atlantic Union Bank 1 6.25% $7,686
PREMIA MORTGAGE, LLC 1 6.75% $9,034
PHH Mortgage Corporation 1 5.63% $18,090
AmeriHome Mortgage Company, LLC 1 6.63% $15,959

The top Baltimore VA lender as defined by loan originations is Mortgage Research Center, LLC, with 371 VA loans originated. Their average total fees are $9,752, which is $707 higher than the next largest lender, NAVY FEDERAL CREDIT UNION.

The lowest fee Baltimore VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($7,152), DAS Acquisition Company, LLC ($7,340), GUARANTEED RATE, INC. ($7,541), PULTE MORTGAGE LLC ($7,768) and EAGLE HOME MORTGAGE, LLC ($8,296).

The lowest rate Baltimore VA lenders (with over 10 loans originated) are PENTAGON FEDERAL CREDIT UNION (5.54%), NBKC BANK (5.56%), PENNYMAC LOAN SERVICES, LLC (5.62%), DHI MORTGAGE COMPANY, LTD. (5.68%) and NVR Mortgage Finance, Inc. (5.72%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Baltimore (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $284,973 (5.6%) $383,002 (5.9%) 1.06 8,252
2018-02-01 $284,998 (3.7%) $380,887 (3.4%) 1.03 7,973
2018-03-01 $299,900 (3.5%) $394,407 (3.0%) 1.05 8,646
2018-04-01 $312,400 (4.2%) $402,821 (0.7%) 1.06 9,360
2018-05-01 $324,225 (6.3%) $417,124 (3.2%) 1.08 9,971
2018-06-01 $326,990 (6.3%) $418,722 (2.5%) 1.09 10,270
2018-07-01 $327,450 (7.4%) $418,130 (3.2%) 1.09 10,558
2018-08-01 $324,450 (7.6%) $414,530 (1.3%) 1.09 10,655
2018-09-01 $319,000 (5.3%) $405,145 (-0.8%) 1.07 11,036
2018-10-01 $316,500 (5.5%) $403,186 (0.0%) 1.07 11,156
2018-11-01 $309,450 (4.9%) $396,119 (1.1%) 1.05 10,888
2018-12-01 $299,900 (5.2%) $385,311 (-0.3%) 1.03 9,732
2019-01-01 $299,250 (5.0%) $382,892 (0.0%) 1.03 8,717
2019-02-01 $299,900 (5.2%) $389,695 (2.3%) 1.01 8,315
2019-03-01 $312,757 (4.3%) $409,327 (3.8%) 1.02 8,779
2019-04-01 $329,900 (5.6%) $428,588 (6.4%) 1.05 9,486
2019-05-01 $337,900 (4.2%) $432,894 (3.8%) 1.06 10,145
2019-06-01 $339,999 (4.0%) $435,245 (4.0%) 1.06 10,520
2019-07-01 $337,450 (3.1%) $431,993 (3.3%) 1.06 10,543
2019-08-01 $332,200 (2.4%) $426,467 (2.9%) 1.05 10,424
2019-09-01 $328,150 (2.9%) $422,182 (4.2%) 1.05 10,303
2019-10-01 $324,500 (2.5%) $418,036 (3.7%) 1.05 10,173
2019-11-01 $319,900 (3.4%) $415,653 (4.9%) 1.05 9,604
2019-12-01 $302,995 (1.0%) $407,509 (5.8%) 1.01 8,144
2020-01-01 $305,600 (2.1%) $407,330 (6.4%) 1.02 7,135
2020-02-01 $317,500 (5.9%) $417,428 (7.1%) 1.04 6,767
2020-03-01 $326,000 (4.2%) $428,267 (4.6%) 1.02 6,941
2020-04-01 $325,000 (-1.5%) $429,221 (0.2%) 1.02 6,689
2020-05-01 $340,000 (0.6%) $441,696 (2.0%) 1.03 6,711
2020-06-01 $348,250 (2.4%) $458,793 (5.4%) 1.03 6,239
2020-07-01 $350,000 (3.7%) $469,340 (8.7%) 1.01 5,505
2020-08-01 $347,200 (4.5%) $468,701 (9.9%) 0.99 5,055
2020-09-01 $339,900 (3.6%) $459,242 (8.8%) 0.97 4,998
2020-10-01 $335,000 (3.2%) $462,994 (10.8%) 0.96 4,972
2020-11-01 $325,000 (1.6%) $448,779 (8.0%) 0.95 4,636
2020-12-01 $319,950 (5.6%) $447,043 (9.7%) 0.95 3,969
2021-01-01 $318,375 (4.2%) $448,724 (10.2%) 0.95 3,334
2021-02-01 $312,450 (-1.6%) $455,132 (9.0%) 0.91 2,791
2021-03-01 $324,995 (-0.3%) $451,524 (5.4%) 0.92 2,885
2021-04-01 $329,995 (1.5%) $454,067 (5.8%) 0.89 3,205
2021-05-01 $349,000 (2.7%) $470,002 (6.4%) 0.93 3,549
2021-06-01 $339,950 (-2.4%) $460,627 (0.4%) 0.89 4,004
2021-07-01 $345,000 (-1.4%) $457,978 (-2.4%) 0.91 4,496
2021-08-01 $334,950 (-3.5%) $438,698 (-6.4%) 0.89 4,840
2021-09-01 $334,950 (-1.5%) $438,167 (-4.6%) 0.89 4,860
2021-10-01 $324,900 (-3.0%) $430,277 (-7.1%) 0.87 4,741
2021-11-01 $314,950 (-3.1%) $424,023 (-5.5%) 0.84 4,221
2021-12-01 $309,950 (-3.1%) $425,042 (-4.9%) 0.84 3,505
2022-01-01 $295,700 (-7.1%) $423,368 (-5.7%) 0.80 2,872
2022-02-01 $299,950 (-4.0%) $429,741 (-5.6%) 0.78 2,627
2022-03-01 $324,850 (0.0%) $457,825 (1.4%) 0.81 2,690
2022-04-01 $329,900 (0.0%) $456,137 (0.5%) 0.79 2,964
2022-05-01 $349,950 (0.3%) $470,734 (0.2%) 0.80 3,523
2022-06-01 $364,950 (7.4%) $483,536 (5.0%) 0.81 4,029
2022-07-01 $359,000 (4.1%) $474,485 (3.6%) 0.81 4,546
2022-08-01 $350,000 (4.5%) $474,787 (8.2%) 0.81 4,665
2022-09-01 $348,625 (4.1%) $467,747 (6.8%) 0.82 4,612
2022-10-01 $340,000 (4.7%) $468,235 (8.8%) 0.80 4,713
2022-11-01 $339,700 (7.9%) $462,688 (9.1%) 0.82 4,612
2022-12-01 $329,997 (6.5%) $450,341 (6.0%) 0.81 4,058
2023-01-01 $319,988 (8.2%) $446,060 (5.4%) 0.79 3,601
2023-02-01 $323,250 (7.8%) $459,861 (7.0%) 0.78 3,225
2023-03-01 $348,125 (7.2%) $481,090 (5.1%) 0.82 3,062
2023-04-01 $340,000 (3.1%) $485,090 (6.4%) 0.79 3,149
2023-05-01 $350,000 (0.0%) $493,918 (4.9%) 0.79 3,223
2023-06-01 $365,250 (0.1%) $512,972 (6.1%) 0.82 3,293
2023-07-01 $374,900 (4.4%) $510,765 (7.7%) 0.85 3,412
2023-08-01 $377,450 (7.8%) $507,324 (6.9%) 0.87 3,490
2023-09-01 $370,000 (6.1%) $508,671 (8.8%) 0.86 3,859
2023-10-01 $367,450 (8.1%) $504,970 (7.9%) 0.86 4,159
2023-11-01 $358,348 (5.5%) $484,979 (4.8%) 0.85 4,330
2023-12-01 $345,000 (4.6%) $469,178 (4.2%) 0.84 3,864
2024-01-01 $327,500 (2.4%) $469,492 (5.3%) 0.80 3,434
2024-02-01 $329,500 (1.9%) $474,953 (3.3%) 0.79 3,302
2024-03-01 $335,000 (-3.8%) $488,354 (1.5%) 0.79 3,417
2024-04-01 $352,225 (3.6%) $510,510 (5.2%) 0.82 3,630
2024-05-01 $359,945 (2.8%) $533,202 (8.0%) 0.81 3,878
Baltimore's median listing price for 2024-05-01 was $359,945, a difference of $9,945 (2.8%) versus the prior year and $7,720 versus the prior month.

Baltimore's median listing price comes in at 81% of the national average.

Baltimore's average listing price for 2024-05-01 was $533,202, a difference of $39,284 (8.0%) versus the prior year and $22,692 versus the prior month.

For the 2024-05-01 period, Baltimore had 3,878 MLS listings, a difference of 248 listings (7%) versus the prior month and 655 listings (20%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Baltimore (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 74 days 1,752 sqft
2018-02-01 67 days 1,764 sqft
2018-03-01 43 days 1,784 sqft
2018-04-01 41 days 1,783 sqft
2018-05-01 39 days 1,815 sqft
2018-06-01 44 days 1,863 sqft
2018-07-01 47 days 1,860 sqft
2018-08-01 51 days 1,848 sqft
2018-09-01 52 days 1,823 sqft
2018-10-01 52 days 1,844 sqft
2018-11-01 56 days 1,843 sqft
2018-12-01 65 days 1,815 sqft
2019-01-01 72 days 1,800 sqft
2019-02-01 66 days 1,815 sqft
2019-03-01 50 days 1,862 sqft
2019-04-01 38 days 1,922 sqft
2019-05-01 40 days 1,948 sqft
2019-06-01 45 days 1,956 sqft
2019-07-01 50 days 1,960 sqft
2019-08-01 51 days 1,944 sqft
2019-09-01 51 days 1,931 sqft
2019-10-01 52 days 1,920 sqft
2019-11-01 59 days 1,902 sqft
2019-12-01 69 days 1,878 sqft
2020-01-01 75 days 1,870 sqft
2020-02-01 63 days 1,888 sqft
2020-03-01 40 days 1,914 sqft
2020-04-01 48 days 1,910 sqft
2020-05-01 56 days 1,932 sqft
2020-06-01 48 days 1,949 sqft
2020-07-01 41 days 1,960 sqft
2020-08-01 37 days 1,923 sqft
2020-09-01 32 days 1,872 sqft
2020-10-01 41 days 1,838 sqft
2020-11-01 44 days 1,800 sqft
2020-12-01 51 days 1,777 sqft
2021-01-01 57 days 1,741 sqft
2021-02-01 43 days 1,733 sqft
2021-03-01 34 days 1,775 sqft
2021-04-01 30 days 1,777 sqft
2021-05-01 30 days 1,810 sqft
2021-06-01 30 days 1,772 sqft
2021-07-01 31 days 1,778 sqft
2021-08-01 32 days 1,751 sqft
2021-09-01 36 days 1,751 sqft
2021-10-01 39 days 1,710 sqft
2021-11-01 42 days 1,697 sqft
2021-12-01 48 days 1,687 sqft
2022-01-01 52 days 1,650 sqft
2022-02-01 37 days 1,663 sqft
2022-03-01 31 days 1,714 sqft
2022-04-01 29 days 1,740 sqft
2022-05-01 30 days 1,790 sqft
2022-06-01 31 days 1,824 sqft
2022-07-01 34 days 1,807 sqft
2022-08-01 36 days 1,811 sqft
2022-09-01 41 days 1,798 sqft
2022-10-01 42 days 1,786 sqft
2022-11-01 45 days 1,769 sqft
2022-12-01 51 days 1,746 sqft
2023-01-01 57 days 1,741 sqft
2023-02-01 49 days 1,758 sqft
2023-03-01 43 days 1,800 sqft
2023-04-01 36 days 1,812 sqft
2023-05-01 36 days 1,824 sqft
2023-06-01 36 days 1,857 sqft
2023-07-01 37 days 1,856 sqft
2023-08-01 37 days 1,867 sqft
2023-09-01 37 days 1,855 sqft
2023-10-01 37 days 1,839 sqft
2023-11-01 39 days 1,818 sqft
2023-12-01 46 days 1,774 sqft
2024-01-01 53 days 1,748 sqft
2024-02-01 44 days 1,752 sqft
2024-03-01 36 days 1,760 sqft
2024-04-01 36 days 1,808 sqft
2024-05-01 30 days 1,824 sqft
Baltimore's median listing age (time on market) for 2024-05-01 was 30 days. This is -15% shorter than the same period one year ago.

Baltimore's median square footage for active listings during the 2024-05-01 period was 1,824 sqft. One year prior, the average listing was 1,824 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.