BALTIMORE - COLUMBIA - TOWSON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Baltimore - Columbia - Towson averaged 6.72% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.63% and one month ago for the week of 2025-02-27, the average rate was 6.84%.

Baltimore - Columbia - Towson's average rate one year ago was 6.67%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.84%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Baltimore - Columbia - Towson 30 Year Fixed Rate 2025-04-03 6.72%
Baltimore - Columbia - Towson 30 Year Fixed Rate Refi 2025-04-03 6.84%
Baltimore - Columbia - Towson 15 Year Fixed Rate 2025-04-03 6.01%
Baltimore - Columbia - Towson 15 Year Fixed Rate Refi 2025-04-03 5.88%
Baltimore - Columbia - Towson 30 Year FHA 2025-04-03 6.11%
Baltimore - Columbia - Towson 30 Year FHA Refi 2025-04-03 5.74%
Baltimore - Columbia - Towson 30 Year USDA 2025-04-03 6.52%
Baltimore - Columbia - Towson 30 Year USDA Refi 2025-04-03 6.42%
Baltimore - Columbia - Towson 30 Year VA 2025-04-03 5.88%
Baltimore - Columbia - Towson 30 Year VA Refi 2025-04-03 5.27%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BALTIMORE-COLUMBIA-TOWSON, MD.

BALTIMORE - COLUMBIA - TOWSON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BALTIMORE-COLUMBIA-TOWSON, MD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 1,647 6.70% $7,442
FIRST HOME MORTGAGE CORPORATION 1,131 6.72% $9,646
UNITED WHOLESALE MORTGAGE, LLC 1,040 6.69% $8,998
NFM, INC. 757 6.84% $8,439
PRIMARY RESIDENTIAL MORTGAGE, INC. 584 6.67% $8,435
JPMorgan Chase Bank 470 6.53% $5,796
NVR Mortgage Finance, Inc. 463 6.71% $7,718
Meridian Bank Corporation 446 6.72% $5,602
NAVY FEDERAL CREDIT UNION 427 6.54% $5,447
Truist 409 6.45% $5,828
Towne Bank 390 6.64% $6,128
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 364 6.84% $6,865
Prosperity Home Mortgage, LLC 357 6.92% $6,726
DIRECT MORTGAGE LOANS, LLC 338 6.78% $7,956
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 303 6.39% $5,286
Bank of America 292 6.16% $5,137
DAS Acquisition Company, LLC 290 6.64% $7,298
MOVEMENT MORTGAGE, LLC 277 6.78% $6,725
CROSSCOUNTRY MORTGAGE, LLC 251 6.82% $8,464
M&T Bank 237 6.44% $5,793
First National Bank of Pennsylvania 232 6.53% $5,871
BAY CAPITAL MORTGAGE CORPORATION 228 6.67% $7,461
Wells Fargo Bank 213 6.61% $5,177
NEWREZ LLC 207 6.88% $7,798
Sandy Spring Bank 195 6.71% $6,363
EAGLE HOME MORTGAGE, LLC 195 6.72% $8,091
CMG MORTGAGE, INC. 187 6.81% $7,113
GUARANTEED RATE AFFINITY, LLC 186 6.86% $5,865
Fulton Bank 181 6.77% $7,177
Ameris Bank 172 6.50% $7,235
PROVIDENT FUNDING ASSOCIATES, L.P. 169 6.46% $5,519
BAY EQUITY LLC 165 6.57% $5,884
SWBC MORTGAGE CORPORATION 158 6.81% $5,972
EMBRACE HOME LOANS, INC. 152 6.91% $7,946
United Bank 151 6.28% $5,516
GUARANTEED RATE, INC. 142 6.69% $6,473
GUILD MORTGAGE COMPANY 138 6.68% $6,384
PENNYMAC LOAN SERVICES, LLC 129 6.53% $8,891
PRIMELENDING, A PLAINSCAPITAL COMPANY 125 6.65% $6,406
First Heritage Mortgage, LLC 119 6.56% $6,876
LOANDEPOT.COM, LLC 118 6.53% $7,602
PNC Bank 115 6.51% $5,872
FREEDOM MORTGAGE CORPORATION 114 6.74% $9,362
Sierra Pacific Mortgage Company, Inc. 111 6.70% $7,565
Presidential Bank, FSB 111 6.82% $8,605
HOMESIDE FINANCIAL, LLC 109 6.69% $7,442
Plains Commerce Bank 104 6.70% $8,255
The Loan Store, Inc. 103 6.78% $8,828
Shore United Bank 102 6.66% $6,639
FIDELITY DIRECT MORTGAGE, LLC 102 7.10% $7,726
UNION HOME MORTGAGE CORP. 99 6.98% $9,029
City Lending Inc. 96 8.28% $10,372
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 95 6.89% $10,423
TOWER 92 6.06% $6,511
U.S. Bank 92 6.70% $5,587
HOMESPIRE MORTGAGE CORPORATION 91 6.78% $8,557
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 90 5.93% $4,756
First National Bank of America 89 9.42% $12,163
Mr. Cooper ( Nationstar Mortgage ) 87 6.91% $7,828
PULTE MORTGAGE LLC 86 6.78% $1,119
Atlantic Coast Mortgage, LLC 84 6.58% $7,658
CREDIT UNION MORTGAGE ASSOCIATION, INC. 84 5.84% $4,726
FIRST SAVINGS MORTGAGE CORPORATION 82 6.76% $6,727
FIRST COMMUNITY MORTGAGE, INC. 82 6.68% $6,098
MORTGAGE EQUITY PARTNERS LLC 82 6.82% $7,567
OCMBC, INC. 81 8.41% $13,519
ENVOY MORTGAGE, LTD 79 6.70% $7,838
MUTUAL OF OMAHA MORTGAGE, INC. 78 6.60% $7,133
WesBanco 77 6.77% $7,213
BROKER SOLUTIONS, INC. 76 6.97% $7,943
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 76 6.75% $6,262
DHI MORTGAGE COMPANY, LTD. 75 5.73% $3,628
TD Bank 72 6.74% $4,899
Residential Mortgage Solutions, Inc. 69 6.81% $7,352
Morgan Stanley Private Bank 64 6.14% $5,526
American Mortgage & Equity Consultants, Inc. 60 6.90% $9,063
Vellum Mortgage, Inc. 60 6.76% $7,601
SOUTHERN TRUST MORTGAGE, LLC 55 6.79% $7,413
POINT BREEZE 55 5.89% $3,800
CHURCHILL MORTGAGE CORPORATION 54 6.74% $11,482
NATIONWIDE MORTGAGE BANKERS, INC. 49 6.88% $7,855
Paramount Residential Mortgage Group, Inc. 49 7.07% $10,307
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 49 7.06% $6,949
PLAZA HOME MORTGAGE, INC. 46 6.55% $7,901
EQUITY RESOURCES, INC. 46 6.78% $4,807
Keystone Funding, Inc. 43 6.92% $7,380
PENTAGON FEDERAL CREDIT UNION 42 6.54% $7,241
T2 FINANCIAL LLC 42 6.94% $7,917
EMM LOANS LLC 41 6.72% $7,356
Homesale Mortgage, LLC 38 6.94% $5,502
USAA Federal Savings Bank 38 6.63% $6,284
ARK-LA-TEX FINANCIAL SERVICES, LLC. 38 6.85% $7,716
RADIUS FINANCIAL GROUP INC. 37 6.88% $8,077
AMERICAN FINANCIAL NETWORK, INC. 37 7.11% $8,449
SUN WEST MORTGAGE COMPANY, INC. 36 6.46% $11,176
Citibank 35 6.46% $7,118
FEDERATED MORTGAGE CORP. 35 6.73% $3,542
GUIDANCE RESIDENTIAL, LLC 35 7.18% $8,046
CARDINAL FINANCIAL 34 6.68% $8,806
FIRST FINANCIAL OF MARYLAND 34 6.05% $3,855
ARC HOME LLC 33 7.16% $11,211
Century Mortgage Company DBA Century Lending Company 32 6.61% $8,236
ZILLOW HOME LOANS, LLC 32 6.73% $6,035
MICHIGAN MUTUAL, INC. 32 7.05% $9,600
BAYSHORE MORTGAGE FUNDING, LLC 30 7.02% $9,137
Flagstar Bank, FSB 30 6.63% $7,377
Capital Bank 29 6.77% $6,687
Citizens Bank 29 6.53% $7,147
Alcova Mortgage LLC 28 6.60% $5,054
NBKC BANK 28 6.58% $4,270
INTERCOASTAL MORTGAGE COMPANY 28 6.67% $6,162
NexBank 26 6.59% $7,917
UIF CORPORATION 24 7.05% $5,955
MY MORTGAGE, INC. 23 7.26% $7,328
PHH Mortgage Corporation 23 6.57% $6,377
FIRST ALLIANCE HOME MORTGAGE, LLC 22 6.49% $7,109
Dollar Bank, Federal Savings Bank 22 6.85% $10,902
NASA Federal Credit Union 21 6.31% $7,393
ANGEL OAK MORTGAGE SOLUTIONS LLC 21 7.85% $15,526
NP, Inc. 21 8.23% $11,109
THE MORTGAGE LINK, INC. 21 6.70% $21,253
The Huntington National Bank 21 6.91% $7,868
NMSI, INC. 21 7.01% $11,841
EVERETT FINANCIAL, INC. 20 6.92% $8,162
VAN DYK MORTGAGE CORPORATION 20 6.92% $3,797
Carrington Mortgage Services, LLC 19 7.02% $8,338
Mortgage Research Center, LLC 19 6.85% $6,008
Ally Bank 19 6.54% $5,703
BETTER MORTGAGE CORPORATION 19 6.30% $5,189
MidAtlantic Farm Credit, ACA 19 6.92% $7,493
UBS Bank USA 18 6.56% $5,397
AMERISAVE MORTGAGE CORPORATION 18 6.51% $8,970
NEW WAVE LENDING GROUP INC 17 7.55% $11,305
NORTHROP GRUMMAN Federal Credit Union 16 6.68% $5,932
First Option Mortgage, LLC 16 7.13% $7,675
LENOX FINANCIAL MORTGAGE CORPORATION 16 6.19% $4,641
TOTAL MORTGAGE SERVICES, LLC 16 7.11% $8,991
Charles Schwab Bank, SSB 16 6.03% $4,340
Stifel Bank and Trust 15 6.20% $3,565
A&D Mortgage LLC 15 7.73% $10,640
Citadel Servicing Corporation 15 8.77% $14,069
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 14 6.26% $5,772
Firstrust Savings Bank 14 6.60% $5,285
NORWICH COMMERCIAL GROUP, INC. 14 6.71% $8,728
GENEVA FINANCIAL, LLC 14 6.67% $7,275
First Federal Bank 14 6.51% $5,824
Credence Funding Corporation 14 6.64% $4,292
AMERITRUST MORTGAGE CORPORATION 13 8.25% $8,566
The Federal Savings Bank 13 6.85% $7,012
CALCON MUTUAL MORTGAGE LLC 13 7.14% $8,340
ITHINK FINANCIAL Credit Union 12 7.29% $13,110
Orrstown Bank 12 6.78% $6,128
Northpointe Bank 12 6.36% $3,826
LAKEVIEW LOAN SERVICING, LLC 12 6.61% $8,154
Bank-Fund Staff Federal Credit Union 12 6.18% $5,953
HOMEXPRESS MORTGAGE CORP. 11 8.55% $16,153
UNIVERSAL MORTGAGE & FINANCE, INC. 11 6.84% $9,727
United Nations Federal Credit Union 11 5.86% $6,397
JMAC LENDING, INC. 11 6.75% $7,566
NATIONS DIRECT MORTGAGE, LLC 10 7.29% $7,250
NEXERA HOLDING LLC 10 7.73% $15,093
EDUCATIONAL SYSTEMS 10 6.19% $5,060
Strong Home Mortgage, LLC 10 6.35% $3,621
ROYAL UNITED MORTGAGE LLC 10 6.43% $10,597
Watermark Capital, Inc. 10 6.89% $8,028
LENDSURE MORTGAGE CORP. 9 8.29% $14,610
First-Citizens Bank & Trust Company 9 6.49% $5,515
Raymond James Bank 8 5.94% $3,560
PEOPLESBANK, A CODORUS VALLEY COMPANY 8 6.92% $6,008
HOMEBRIDGE FINANCIAL SERVICES, INC. 8 7.55% $15,485
SeaTrust Mortgage Company 8 6.89% $5,636
PREMIA MORTGAGE, LLC 8 6.42% $2,872
RELIANCE FIRST CAPITAL, LLC 8 7.25% $7,895
Integrity Home Mortgage Corp 8 7.02% $7,466
C & F Mortgage Corporation 8 6.48% $7,078
BMO Harris Bank 8 6.75% $5,880
Acre Mortgage and Financial Inc 7 6.77% $6,461
Pinnacle Bank 7 6.66% $6,077
General Mortgage Capital Corporation 7 6.78% $7,478
Kwik Mortgage Corporation 7 6.91% $3,637
MK LENDING CORP. 7 7.82% $12,249
ALLIED MORTGAGE GROUP, INC. 7 6.73% $5,112
York Traditions Bank 7 6.55% $7,261
MORTGAGE ACCESS CORP. 7 6.93% $6,215
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 7 6.94% $7,531
OceanFirst Bank 7 6.02% $5,182
KeyBank 6 6.77% $5,811
ANDREWS FEDERAL CREDIT UNION 6 6.23% $4,486
Burke & Herbert Bank & Trust Company 6 6.13% $4,757
CAPITAL CENTER, L.L.C. 6 6.83% $188
Cornerstone First Mortgage, Inc 6 7.02% $10,545
DEEPHAVEN MORTGAGE LLC 6 8.17% $20,610
FBC MORTGAGE, LLC 6 6.81% $7,784
HOMEAMERICAN MORTGAGE CORPORATION 6 5.67% $1,838
Hometown Equity Mortgage, LLC 6 8.63% $16,519
TBI MORTGAGE COMPANY 6 6.69% $14,397
The Freedom Bank of Virginia 6 6.58% $3,956
The Glen Burnie Mutual Savings Bank 6 7.50% $3,002
Waterstone Mortgage Corporation 6 6.39% $7,652
AMERICAN FINANCE HOUSE LARIBA 5 7.16% $6,745
Wilmington Savings Fund Society, FSB 5 6.33% $5,301
SUCCESS MORTGAGE PARTNERS, INC. 5 6.75% $6,573
ACNB Bank 5 6.63% $3,598
V.I.P. MORTGAGE, INC. 5 6.32% $8,738
Farmers and Merchants Trust Company of Chambersburg 5 6.29% $7,517
BAY-VALLEY MORTGAGE GROUP 5 6.50% $5,686
Blue Ridge Bank 5 6.95% $5,899
TOWNE MORTGAGE COMPANY 5 6.85% $5,909
TJC Mortgage, Inc. 5 6.90% $6,471
IVY MORTGAGE, INC. 5 6.40% $3,593
JAMS-01, INC. 4 6.69% $5,562
Leader Bank 4 6.50% $5,194
Northwest Federal Credit Union 4 6.91% $3,911
Commerce Home Mortgage, Inc. 4 7.72% $14,099
PLANET HOME LENDING, LLC 4 6.81% $7,038
East Coast Capital Corp. 4 7.28% $12,164
Old National Bank 4 6.19% $7,190
PIKE CREEK MORTGAGE SERVICES, INC. 4 7.09% $11,365
AFFORDABLE MORTGAGE ADVISORS, LLC. 4 6.44% $6,358
1ST FINANCIAL, INC. 4 6.75% $10,767
AMERICAN HERITAGE LENDING, INC. 4 8.84% $18,530
American Security Mortgage Corp. 4 7.28% $7,046
AmeriHome Mortgage Company, LLC 4 6.41% $8,821
Atlantic Union Bank 4 7.03% $8,716
ABSOLUTE HOME MORTGAGE CORPORATION 4 6.66% $5,245
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 4 6.31% $4,070
Barrington Bank & Trust Company, N.A. 4 6.62% $6,509
NATIONAL COOPERATIVE BANK, N.A. 4 6.50% $3,450
Nations Lending Corporation 4 6.37% $16,895
Merchants Bank of Indiana 4 6.75% $10,365
NETWORK CAPITAL FUNDING CORPORATION 4 6.56% $6,332
Goldman Sachs Bank USA 4 5.94% $5,789
GEO-CORP, INC. 4 6.97% $4,535
SIRVA MORTGAGE, INC. 4 6.88% $3,198
Signal Financial Federal Credit Union 4 6.78% $4,412
BAYCOAST MORTGAGE COMPANY, LLC 3 6.79% $4,604
South State Bank 3 6.79% $9,377
Greenbox Loans, Inc. 3 9.75% $31,585
FM Home Loans, LLC 3 6.54% $4,869
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 3 7.46% $19,908
AmRes Corporation 3 7.33% $4,579
LOANPAL, LLC 3 6.54% $3,135
TIDEWATER MORTGAGE SERVICES, INC. 3 6.63% $9,122
OAKTREE FUNDING CORP. 3 7.92% $18,676
CITY FIRST MORTGAGE SERVICES, L.L.C. 3 7.12% $6,319
Cathay Bank 3 7.08% $4,184
Quontic Bank 3 9.00% $15,517
NJ LENDERS CORP. 3 6.96% $5,495
Univest Bank and Trust Co. 3 7.04% $5,687
NATION ONE MORTGAGE CORPORATION 3 6.50% $8,572
GSF Mortgage Corporation 3 9.04% $10,770
State Department Federal Credit Union 3 6.17% $4,915
Lakeview Community Capital, LLC 2 6.63% $4,257
LOANLEADERS OF AMERICA, INC. 2 6.56% $8,055
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 2 6.63% $4,647
MDE Home Loans, LLC 2 7.06% $9,109
LAFAYETTE FEDERAL CREDIT UNION 2 7.00% $4,296
MILLENNIUM FINANCIAL GROUP, INC. 2 6.75% $3,959
MORIA DEVELOPMENT, INC. 2 6.63% $6,731
HSBC BANK USA, NATIONAL ASSOCIATION 2 6.58% $6,768
GREENSTATE CREDIT UNION 2 6.56% $5,274
PANORAMA MORTGAGE GROUP, LLC 2 8.00% $9,777
Paramount Bank 2 6.50% $4,545
Evolve Bank & Trust 2 7.25% $12,858
EVANSVILLE TEACHERS 2 8.06% $5,328
Equity Prime Mortgage LLC 2 7.13% $8,206
DIGITAL Federal Credit Union 2 5.81% $14,615
DEPARTMENT OF COMMERCE 2 6.63% $4,622
CORNERSTONE HOME LENDING, INC. 2 7.25% $5,922
CONTOUR MORTGAGE CORPORATION 2 6.75% $9,499
COMMONWEALTH ONE FEDERAL CREDIT UNION 2 6.69% $5,155
RESIDENTIAL BANCORP 2 7.13% $3,229
CITADEL FEDERAL CREDIT UNION 2 6.56% $4,558
S1L, Inc. 2 7.13% $6,483
BNY Mellon 2 6.50% $7,233
Baxter Credit Union 2 6.00% $9,412
The Dart Bank 2 6.38% $7,895
TOP FLITE FINANCIAL, INC. 2 6.75% $23,409
Toyota Financial Savings Bank 2 6.50% $5,287
UNITED MORTGAGE CORP 2 6.63% $7,368
AMERICAN FINANCING CORPORATION 2 6.25% $7,939
AMERICAN FINANCIAL RESOURCES, INC. 2 6.81% $8,393
Academy Bank 2 6.88% $3,968
ALAMEDA MORTGAGE CORPORATION 1 6.49% $9,635
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 1 6.25% $6,916
PURDUE FEDERAL CREDIT UNION 1 7.63% $10,454
CNB Bank And Trust, N.A. 1 6.50% $3,774
FIRST TECHNOLOGY 1 7.13% $3,144
QUORUM FEDERAL CREDIT UNION 1 7.00% $2,137
CNB Bank 1 6.00% $5,203
CLEARPATH LENDING 1 5.75% $16,623
RBC Bank, (Georgia) 1 5.50% $2,687
City National Bank 1 6.40% $6,151
Mid-Atlantic Federal Credit Union 1 6.88% $2,562
Florida Capital Bank 1 7.13% $10,867
REV FEDERAL CREDIT UNION 1 6.38% $10,309
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 6.99% $2,061
KINECTA 1 6.75% $5,116
WALL STREET MORTGAGE BANKERS, LTD. 1 6.50% $7,082
CHEVRON 1 6.25% $4,426
Cf Bank 1 6.99% $4,054
SECURITYNATIONAL MORTGAGE COMPANY 1 5.88% $5,572
NORTHPOINT MORTGAGE, INC. 1 7.13% $12,357
BOND STREET MORTGAGE, LLC 1 5.88% $6,418
FOUNDATION MORTGAGE CORPORATION 1 7.63% $10,643
NORTH COUNTRY 1 6.50% $4,256
BOKF 1 7.13% $5,696
North American Savings Bank, F.S.B. 1 7.00% $18,161
FUNDLOANS CAPITAL 1 7.99% $36,279
Warsaw Federal Savings and Loan Association 1 6.85% $7,717
BM Real Estate Services, Inc. 1 7.13% $5,538
STOCKTON MORTGAGE CORPORATION 1 6.63% $4,208
Gateway First Bank 1 7.00% $4,824
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.88% $9,474
Summit Community Bank, Inc. 1 7.34% $6,143
SUMMIT FUNDING, INC. 1 7.13% $11,927
Sun East Federal Credit Union 1 4.36% $4,383
Sunflower Bank 1 6.13% $7,656
Bethpage Federal Credit Union 1 6.75% $6,784
Goldwater Bank, N.A. 1 6.63% $12,642
GREENWAY MORTGAGE FUNDING CORP. 1 7.88% $4,752
Gulf Coast Bank and Trust Company 1 7.38% $6,768
ADVANCIAL 1 6.88% $14,205
The Bank of Canton 1 6.13% $4,848
Luxury Mortgage Corp. 1 6.75% $7,007
The Ephrata National Bank 1 6.99% $5,267
HANSCOM 1 7.00% $4,849
Home Loan Investment Bank, F.S.B. 1 6.99% $5,950
Home Mortgage Alliance Corp 1 11.13% $8,170
Bank of Hope 1 6.75% $3,898
HomePromise Corporation 1 7.88% $24,978
Assurance Financial Group, L.L.C. 1 7.13% $8,718
The Union Bank Company 1 6.88% $3,881
HOMESTEAD FUNDING CORP. 1 6.50% $5,621
IncredibleBank 1 8.99% $4,322
LOGIX FEDERAL CREDIT UNION 1 2.51% $4,732
Armed Forces Bank 1 6.50% $3,215
Apple Federal Credit Union 1 6.88% $7,460
Mortgage Assurance Inc. 1 7.13% $10,315
Ixonia Bank 1 7.38% $18,820
LIBRARY OF CONGRESS 1 6.63% $20,092
MLD MORTGAGE INC. 1 6.63% $3,336
MLB RESIDENTIAL LENDING, LLC 1 7.88% $12,200
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 7.00% $5,051
UNIFY FINANCIAL Credit Union 1 6.58% $9,392
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.50% $6,401
UNITED 1 6.38% $5,436
AMERICAN INTERNET MORTGAGE, INC. 1 6.50% $2,621
UNITED HOME LOANS, INC. 1 5.99% $8,901
LOANFLIGHT LENDING, LLC 1 6.13% $1,622
JUSTICE Federal Credit Union 1 7.00% $4,879
Fifth Third Bank 1 6.63% $4,688
LAND HOME FINANCIAL SERVICES, INC. 1 7.75% $4,949
LIBERTY HOME MORTGAGE CORPORATION 1 7.13% $30,476
Performance Financial, Inc. 1 7.75% $8,789
MILEND, INC. 1 6.49% $4,514
Philadelphia Mortgage Advisors, Inc. 1 6.88% $12,771
FIRST COLONY MORTGAGE CORPORATION 1 6.13% $5,064
Encompass Lending Group, LP 1 7.13% $6,740
FIRST HERITAGE FINANCIAL, LLC 1 7.10% $8,562
First Horizon Bank 1 4.00% $4,680
Mid Penn Bank 1 6.63% $3,795
PLUS RELOCATION MORTGAGE, LLC 1 7.50% $6,270
AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.50% $4,015
DELTA COMMUNITY CREDIT UNION 1 6.00% $6,164
DEL-ONE FEDERAL CREDIT UNION 1 6.13% $4,942
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.75% $23,626
DELMAR FINANCIAL COMPANY 1 6.63% $4,668
Deere Employees Credit Union 1 6.24% $5,307
US MORTGAGE CORPORATION 1 6.13% $10,322
VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.63% $4,778

BALTIMORE - COLUMBIA - TOWSON Average Closing Costs & Other Stats

BALTIMORE-COLUMBIA-TOWSON, MD's 371 lenders originated 52,630 loans during 2024. The total origination value was $17,382,830,000, with an average loan value of $330,284.

BALTIMORE - COLUMBIA - TOWSON's average closing costs are $6,581.

The top BALTIMORE - COLUMBIA - TOWSON lender as defined by loan originations is QUICKEN LOANS, LLC, with 1,647 loans originated. Their average total fees are $7,442, which is $2,203 lower than the next largest lender, FIRST HOME MORTGAGE CORPORATION.

The lowest fee BALTIMORE - COLUMBIA - TOWSON lenders (with over 10 loans originated) are PULTE MORTGAGE LLC ($1,119), FEDERATED MORTGAGE CORP. ($3,542), Stifel Bank and Trust ($3,565), Strong Home Mortgage, LLC ($3,621) and DHI MORTGAGE COMPANY, LTD. ($3,628).

The lowest rate BALTIMORE - COLUMBIA - TOWSON lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.73%), CREDIT UNION MORTGAGE ASSOCIATION, INC. (5.84%), United Nations Federal Credit Union (5.86%), POINT BREEZE (5.89%) and ABERDEEN PROVING GROUND FEDERAL CREDIT UNION (5.93%).

BALTIMORE-COLUMBIA-TOWSON, MD Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
QUICKEN LOANS, LLC $664,825,000 $995,180,000 49.7% 5.7%
UNITED WHOLESALE MORTGAGE, LLC $654,040,000 $884,685,000 35.3% 5.1%
FIRST HOME MORTGAGE CORPORATION $683,615,000 $688,185,000 0.7% 4.0%
NFM, INC. $394,170,000 $477,320,000 21.1% 2.7%
NAVY FEDERAL CREDIT UNION $338,210,000 $427,140,000 26.3% 2.5%
NVR Mortgage Finance, Inc. $373,515,000 $413,120,000 10.6% 2.4%
First National Bank of Pennsylvania $283,285,000 $348,105,000 22.9% 2.0%
FREEDOM MORTGAGE CORPORATION $108,145,000 $313,520,000 189.9% 1.8%
Truist $366,800,000 $310,030,000 -15.5% 1.8%
M&T Bank $220,770,000 $304,470,000 37.9% 1.8%
PRIMARY RESIDENTIAL MORTGAGE, INC. $335,705,000 $291,755,000 -13.1% 1.7%
CBRE MULTIFAMILY CAPITAL, INC. $265,500,000 n/a 1.5%
Meridian Bank Corporation $215,120,000 $259,395,000 20.6% 1.5%
Towne Bank $219,610,000 $257,800,000 17.4% 1.5%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $199,975,000 $249,515,000 24.8% 1.4%
PENNYMAC LOAN SERVICES, LLC $156,070,000 $247,445,000 58.5% 1.4%
PNC Bank $302,650,000 $241,905,000 -20.1% 1.4%
Bank of America $237,455,000 $237,840,000 0.2% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $245,975,000 $234,070,000 -4.8% 1.3%
Mortgage Research Center, LLC $154,680,000 $213,965,000 38.3% 1.2%
Prosperity Home Mortgage, LLC $201,545,000 $209,970,000 4.2% 1.2%
DIRECT MORTGAGE LOANS, LLC $92,500,000 $208,370,000 125.3% 1.2%
CROSSCOUNTRY MORTGAGE, LLC $148,410,000 $197,845,000 33.3% 1.1%
MOVEMENT MORTGAGE, LLC $123,980,000 $195,105,000 57.4% 1.1%
JPMorgan Chase Bank $152,325,000 $186,855,000 22.7% 1.1%
NEWREZ LLC $137,940,000 $181,785,000 31.8% 1.0%
Shore United Bank $129,275,000 $167,155,000 29.3% 1.0%
Sandy Spring Bank $162,270,000 $164,975,000 1.7% 0.9%
Prudential Huntoon Paige Associates, LLC $10,075,000 $161,395,000 1,501.9% 0.9%
TOWER $133,085,000 $160,905,000 20.9% 0.9%
DAS Acquisition Company, LLC $38,440,000 $157,480,000 309.7% 0.9%
CMG MORTGAGE, INC. $92,630,000 $152,570,000 64.7% 0.9%
BAY CAPITAL MORTGAGE CORPORATION $131,905,000 $136,155,000 3.2% 0.8%
Fulton Bank $153,555,000 $130,615,000 -14.9% 0.8%
GUARANTEED RATE AFFINITY, LLC $126,390,000 $124,600,000 -1.4% 0.7%
EMBRACE HOME LOANS, INC. $126,815,000 $120,665,000 -4.8% 0.7%
EAGLE HOME MORTGAGE, LLC $130,290,000 $116,190,000 -10.8% 0.7%
BERKELEY POINT CAPITAL LLC $3,265,000 $112,350,000 3,341.0% 0.6%
LOANDEPOT.COM, LLC $65,935,000 $110,820,000 68.1% 0.6%
Wells Fargo Bank $155,300,000 $107,470,000 -30.8% 0.6%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $84,535,000 $103,790,000 22.8% 0.6%
BAY EQUITY LLC $76,480,000 $99,690,000 30.3% 0.6%
GUARANTEED RATE, INC. $104,560,000 $94,295,000 -9.8% 0.5%
GREYSTONE SERVICING COMPANY LLC $46,320,000 $87,490,000 88.9% 0.5%
Barings Multifamily Capital $263,290,000 $87,315,000 -66.8% 0.5%
PGIM Real Estate Finance, LLC $86,005,000 n/a 0.5%
GUILD MORTGAGE COMPANY $41,445,000 $85,525,000 106.4% 0.5%
SWBC MORTGAGE CORPORATION $83,385,000 $85,095,000 2.1% 0.5%
United Bank $6,445,000 $84,835,000 1,216.3% 0.5%
Ameris Bank $45,370,000 $82,810,000 82.5% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $54,255,000 $82,810,000 52.6% 0.5%
WesBanco $116,380,000 $82,620,000 -29.0% 0.5%
Presidential Bank, FSB $85,850,000 $80,145,000 -6.6% 0.5%
PROVIDENT FUNDING ASSOCIATES, L.P. $32,995,000 $79,735,000 141.7% 0.5%
DHI MORTGAGE COMPANY, LTD. $46,405,000 $78,120,000 68.3% 0.4%
PULTE MORTGAGE LLC $42,330,000 $75,775,000 79.0% 0.4%
First Heritage Mortgage, LLC $39,590,000 $73,680,000 86.1% 0.4%
U.S. Bank $57,490,000 $70,585,000 22.8% 0.4%
LENDINGHOME FUNDING CORPORATION $41,350,000 $69,730,000 68.6% 0.4%
OCMBC, INC. $43,405,000 $68,820,000 58.6% 0.4%
FIDELITY DIRECT MORTGAGE, LLC $58,465,000 $66,370,000 13.5% 0.4%
TD Bank $84,995,000 $66,010,000 -22.3% 0.4%
Plains Commerce Bank $84,380,000 $65,835,000 -22.0% 0.4%
DOMINION FINANCIAL SERVICES, LLC $63,235,000 $64,715,000 2.3% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $73,230,000 $63,800,000 -12.9% 0.4%
HOMESIDE FINANCIAL, LLC $40,125,000 $63,420,000 58.1% 0.4%
Residential Mortgage Solutions, Inc. $45,850,000 $62,965,000 37.3% 0.4%
Arbor Realty Trust, Inc. $308,645,000 $62,835,000 -79.6% 0.4%
Sierra Pacific Mortgage Company, Inc. $41,960,000 $61,210,000 45.9% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $24,725,000 $61,175,000 147.4% 0.4%
BROKER SOLUTIONS, INC. $28,560,000 $60,475,000 111.7% 0.3%
EagleBank $4,040,000 $59,395,000 1,370.2% 0.3%
FIRST FINANCIAL OF MARYLAND $71,355,000 $58,590,000 -17.9% 0.3%
HOMESPIRE MORTGAGE CORPORATION $58,110,000 $58,460,000 0.6% 0.3%
City Lending Inc. $58,360,000 n/a 0.3%
JONES LANG LASALLE MULTIFAMILY, LLC $57,880,000 n/a 0.3%
PENTAGON FEDERAL CREDIT UNION $84,135,000 $57,645,000 -31.5% 0.3%
UNION HOME MORTGAGE CORP. $39,515,000 $55,555,000 40.6% 0.3%
POINT BREEZE $40,120,000 $55,540,000 38.4% 0.3%
Atlantic Coast Mortgage, LLC $52,030,000 $54,220,000 4.2% 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $57,745,000 $51,840,000 -10.2% 0.3%
Citizens Bank $76,665,000 $51,665,000 -32.6% 0.3%
Morgan Stanley Private Bank $63,290,000 $50,780,000 -19.8% 0.3%
VILLAGE CAPITAL MORTGAGE $12,790,000 $50,525,000 295.0% 0.3%
FIRST SAVINGS MORTGAGE CORPORATION $44,460,000 $50,070,000 12.6% 0.3%
The Loan Store, Inc. $10,355,000 $48,960,000 372.8% 0.3%
ENVOY MORTGAGE, LTD $33,175,000 $46,825,000 41.1% 0.3%
Paramount Residential Mortgage Group, Inc. $55,155,000 $46,000,000 -16.6% 0.3%
Vellum Mortgage, Inc. $40,590,000 $44,065,000 8.6% 0.3%
WALKER & DUNLOP, LLC $2,545,000 $43,490,000 1,608.8% 0.3%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $32,375,000 $42,950,000 32.7% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $5,125,000 $41,660,000 712.9% 0.2%
MORTGAGE EQUITY PARTNERS LLC $27,940,000 $40,510,000 45.0% 0.2%
EMM LOANS LLC $28,525,000 $40,240,000 41.1% 0.2%
CHURCHILL MORTGAGE CORPORATION $53,810,000 $40,090,000 -25.5% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $44,145,000 $39,465,000 -10.6% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $25,675,000 $38,285,000 49.1% 0.2%
USAA Federal Savings Bank $39,365,000 $37,690,000 -4.3% 0.2%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $37,210,000 $37,640,000 1.2% 0.2%
RF Renovo Management Company, LLC $3,890,000 $37,555,000 865.4% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $28,215,000 $36,615,000 29.8% 0.2%
American Mortgage & Equity Consultants, Inc. $36,520,000 $34,745,000 -4.9% 0.2%
Citibank $32,695,000 $33,325,000 1.9% 0.2%
First Federal Bank $11,725,000 $33,010,000 181.5% 0.2%
The Federal Savings Bank $40,960,000 $32,720,000 -20.1% 0.2%
NATIONWIDE MORTGAGE BANKERS, INC. $38,635,000 $32,130,000 -16.8% 0.2%
NORTHMARQ CAPITAL FINANCE, L.L.C. $6,145,000 $32,045,000 421.5% 0.2%
Keystone Funding, Inc. $27,060,000 $31,245,000 15.5% 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $27,720,000 $31,145,000 12.4% 0.2%
Carrington Mortgage Services, LLC $30,090,000 $30,980,000 3.0% 0.2%
ORIX REAL ESTATE CAPITAL, LLC $74,615,000 $30,310,000 -59.4% 0.2%
SOUTHERN TRUST MORTGAGE, LLC $23,175,000 $29,910,000 29.1% 0.2%
LAKEVIEW LOAN SERVICING, LLC $9,285,000 $29,335,000 215.9% 0.2%
BAYSHORE MORTGAGE FUNDING, LLC $17,075,000 $28,895,000 69.2% 0.2%
PLAZA HOME MORTGAGE, INC. $16,410,000 $28,670,000 74.7% 0.2%
Century Mortgage Company DBA Century Lending Company $10,255,000 $28,625,000 179.1% 0.2%
Arundel Federal Savings Bank $31,985,000 $28,360,000 -11.3% 0.2%
Flagstar Bank, FSB $24,920,000 $27,700,000 11.2% 0.2%
Grandbridge Real Estate Capital LLC $5,880,000 $27,495,000 367.6% 0.2%
EQUITY RESOURCES, INC. $12,550,000 $26,255,000 109.2% 0.2%
First National Bank of America $25,335,000 $25,490,000 0.6% 0.1%
INTERCOASTAL MORTGAGE COMPANY $20,395,000 $25,395,000 24.5% 0.1%
CARDINAL FINANCIAL $34,000,000 $24,715,000 -27.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $16,375,000 $24,085,000 47.1% 0.1%
Orrstown Bank $18,795,000 $22,725,000 20.9% 0.1%
RADIUS FINANCIAL GROUP INC. $10,505,000 $22,190,000 111.2% 0.1%
Figure Lending LLC $4,200,000 $21,635,000 415.1% 0.1%
NBKC BANK $17,005,000 $21,415,000 25.9% 0.1%
Capital Bank $9,885,000 $21,395,000 116.4% 0.1%
Dollar Bank, Federal Savings Bank $17,020,000 $21,310,000 25.2% 0.1%
Homesale Mortgage, LLC $25,710,000 $21,230,000 -17.4% 0.1%
PLANET HOME LENDING, LLC $12,815,000 $20,950,000 63.5% 0.1%
HOMEXPRESS MORTGAGE CORP. $18,390,000 $20,665,000 12.4% 0.1%
APL $21,825,000 $20,420,000 -6.4% 0.1%
AMERISAVE MORTGAGE CORPORATION $34,965,000 $20,050,000 -42.7% 0.1%
ARC HOME LLC $23,550,000 $19,020,000 -19.2% 0.1%
NEW DAY FINANCIAL, LLC $12,520,000 $18,905,000 51.0% 0.1%
T2 FINANCIAL LLC $11,245,000 $18,455,000 64.1% 0.1%
LIMA ONE CAPITAL, LLC $15,320,000 $18,370,000 19.9% 0.1%
AMERICAN HERITAGE LENDING, INC. $17,850,000 $18,220,000 2.1% 0.1%
Rosedale Federal Savings and Loan Association $24,015,000 $17,885,000 -25.5% 0.1%
FEDERATED MORTGAGE CORP. $5,200,000 $17,720,000 240.8% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $9,625,000 $16,785,000 74.4% 0.1%
MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED $9,720,000 $16,675,000 71.6% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $9,635,000 $16,625,000 72.5% 0.1%
The Huntington National Bank $21,140,000 $15,985,000 -24.4% 0.1%
Equity Prime Mortgage LLC $9,595,000 $15,715,000 63.8% 0.1%
AMERITRUST MORTGAGE CORPORATION $1,250,000 $15,655,000 1,152.4% 0.1%
ZILLOW HOME LOANS, LLC $7,540,000 $15,555,000 106.3% 0.1%
PEOPLESBANK, A CODORUS VALLEY COMPANY $23,210,000 $15,530,000 -33.1% 0.1%
Alcova Mortgage LLC $5,075,000 $15,445,000 204.3% 0.1%
Johns Hopkins Federal Credit Union $13,515,000 $15,435,000 14.2% 0.1%
Third Federal Savings and Loan Association of Cleveland $10,630,000 $15,135,000 42.4% 0.1%
Regions Bank $765,000 $14,900,000 1,847.7% 0.1%
GUIDANCE RESIDENTIAL, LLC $11,400,000 $14,895,000 30.7% 0.1%
BayVanguard Bank $13,005,000 $14,555,000 11.9% 0.1%
MICHIGAN MUTUAL, INC. $16,215,000 $14,545,000 -10.3% 0.1%
MidAtlantic Farm Credit, ACA $6,170,000 $14,475,000 134.6% 0.1%
UBS Bank USA $13,330,000 $14,360,000 7.7% 0.1%
Citadel Servicing Corporation $22,570,000 $14,150,000 -37.3% 0.1%
The Gratz Bank $2,005,000 $14,045,000 600.5% 0.1%
BETTER MORTGAGE CORPORATION $12,265,000 $14,030,000 14.4% 0.1%
HAR-CO Credit Union $15,490,000 $13,970,000 -9.8% 0.1%
UNIVERSAL MORTGAGE & FINANCE, INC. $14,530,000 $13,910,000 -4.3% 0.1%
AMWEST FUNDING CORP. $10,390,000 $13,645,000 31.3% 0.1%
A&D Mortgage LLC $10,375,000 $13,305,000 28.2% 0.1%
NASA Federal Credit Union $11,920,000 $13,305,000 11.6% 0.1%
Lakeview Community Capital, LLC $2,015,000 $12,800,000 535.2% 0.1%
NORTHROP GRUMMAN Federal Credit Union $16,435,000 $12,760,000 -22.4% 0.1%
UIF CORPORATION $7,065,000 $12,725,000 80.1% 0.1%
Securityplus FCU $20,605,000 $12,510,000 -39.3% 0.1%
ACNB Bank $9,140,000 $12,345,000 35.1% 0.1%
THE MORTGAGE LINK, INC. $21,520,000 $11,860,000 -44.9% 0.1%
Charles Schwab Bank, SSB $8,965,000 $11,710,000 30.6% 0.1%
Farmers and Merchants Bank Of Fowblesburg, Maryland $8,985,000 $11,380,000 26.7% 0.1%
Freedom of Maryland Federal Credit Union $3,810,000 $11,240,000 195.0% 0.1%
First-Citizens Bank & Trust Company $14,485,000 $11,125,000 -23.2% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $1,790,000 $11,020,000 515.6% 0.1%
MID AMERICA MORTGAGE, INC. $11,080,000 $10,995,000 -0.8% 0.1%
CLEARPATH LENDING $4,175,000 $10,945,000 162.2% 0.1%
EVERETT FINANCIAL, INC. $15,240,000 $10,765,000 -29.4% 0.1%
SPRING EQ, LLC $6,320,000 $10,655,000 68.6% 0.1%
PHH Mortgage Corporation $4,175,000 $10,545,000 152.6% 0.1%
MY MORTGAGE, INC. $9,070,000 $10,535,000 16.2% 0.1%
ITHINK FINANCIAL Credit Union $5,740,000 $10,470,000 82.4% 0.1%
Hometown Equity Mortgage, LLC $2,820,000 $10,420,000 269.5% 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $14,140,000 $10,270,000 -27.4% 0.1%
Armed Forces Bank $4,890,000 $10,180,000 108.2% 0.1%
Aurora Financial, LLC $3,570,000 $10,090,000 182.6% 0.1%
FIRST ALLIANCE HOME MORTGAGE, LLC $5,775,000 $9,770,000 69.2% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $3,035,000 $9,755,000 221.4% 0.1%
Ally Bank $7,760,000 $9,735,000 25.5% 0.1%
NMSI, INC. $5,445,000 $9,635,000 77.0% 0.1%
DEEPHAVEN MORTGAGE LLC $9,845,000 $9,625,000 -2.2% 0.1%
LOANPAL, LLC $4,675,000 $9,600,000 105.3% 0.1%
Barrington Bank & Trust Company, N.A. $3,940,000 $9,525,000 141.8% 0.1%
RELIANCE FIRST CAPITAL, LLC $6,330,000 $9,510,000 50.2% 0.1%
NEXERA HOLDING LLC $2,935,000 $9,490,000 223.3% 0.1%
VAN DYK MORTGAGE CORPORATION $8,825,000 $9,455,000 7.1% 0.1%
Bank-Fund Staff Federal Credit Union $5,865,000 $9,440,000 61.0% 0.1%
United Nations Federal Credit Union $9,680,000 $9,435,000 -2.5% 0.1%
Watermark Capital, Inc. $12,970,000 $9,315,000 -28.2% 0.1%
TOWNE MORTGAGE COMPANY $2,365,000 $9,290,000 292.8% 0.1%
NEW WAVE LENDING GROUP INC $3,850,000 $9,175,000 138.3% 0.1%
Strong Home Mortgage, LLC $7,475,000 $9,130,000 22.1% 0.1%
NP, Inc. $13,110,000 $9,045,000 -31.0% 0.1%
NexBank $8,025,000 $8,870,000 10.5% 0.1%
HOMEAMERICAN MORTGAGE CORPORATION $13,810,000 $8,860,000 -35.8% 0.1%
NORWICH COMMERCIAL GROUP, INC. $13,155,000 $8,835,000 -32.8% 0.1%
Peapack-Gladstone Bank $8,760,000 n/a 0.1%
JMAC LENDING, INC. $4,855,000 $8,755,000 80.3% 0.1%
The Queenstown Bank of Maryland $15,560,000 $8,720,000 -44.0% 0.1%
GENEVA FINANCIAL, LLC $5,115,000 $8,715,000 70.4% 0.1%
CALCON MUTUAL MORTGAGE LLC $230,000 $8,585,000 3,632.6% 0.0%
FINANCE OF AMERICA REVERSE LLC $7,840,000 $8,585,000 9.5% 0.0%
East Coast Capital Corp. $1,255,000 $8,560,000 582.1% 0.0%
1ST FINANCIAL, INC. $6,425,000 $8,375,000 30.4% 0.0%
Farmers and Merchants Trust Company of Chambersburg $1,870,000 $8,100,000 333.2% 0.0%
Credence Funding Corporation $1,630,000 $8,000,000 390.8% 0.0%
EDUCATIONAL SYSTEMS $7,815,000 $7,930,000 1.5% 0.0%
First Option Mortgage, LLC $6,555,000 $7,800,000 19.0% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $5,275,000 $7,765,000 47.2% 0.0%
NATIONS DIRECT MORTGAGE, LLC $12,660,000 $7,655,000 -39.5% 0.0%
TOTAL MORTGAGE SERVICES, LLC $910,000 $7,620,000 737.4% 0.0%
Northpointe Bank $7,495,000 $7,585,000 1.2% 0.0%
Cornerstone First Mortgage, Inc $1,985,000 $7,570,000 281.4% 0.0%
LENDINGONE, LLC $5,925,000 $7,320,000 23.5% 0.0%
Stifel Bank and Trust $7,885,000 $7,120,000 -9.7% 0.0%
Pinnacle Bank $1,505,000 $7,095,000 371.4% 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $7,075,000 n/a 0.0%
Firstrust Savings Bank $2,030,000 $7,020,000 245.8% 0.0%
21ST MORTGAGE CORPORATION $4,540,000 $6,830,000 50.4% 0.0%
TBI MORTGAGE COMPANY $4,870,000 $6,770,000 39.0% 0.0%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $3,885,000 $6,740,000 73.5% 0.0%
BMO Harris Bank $8,965,000 $6,705,000 -25.2% 0.0%
FBC MORTGAGE, LLC $3,900,000 $6,405,000 64.2% 0.0%
Greenbox Loans, Inc. $1,100,000 $6,015,000 446.8% 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $4,315,000 $5,940,000 37.7% 0.0%
BALTIMORE COUNTY EMPLOYEES $6,215,000 $5,915,000 -4.8% 0.0%
GEO-CORP, INC. $2,675,000 $5,825,000 117.8% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,425,000 $5,765,000 137.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $5,990,000 $5,495,000 -8.3% 0.0%
OAKTREE FUNDING CORP. $2,865,000 $5,445,000 90.1% 0.0%
Nations Lending Corporation $5,020,000 $5,325,000 6.1% 0.0%
C & F Mortgage Corporation $8,275,000 $5,315,000 -35.8% 0.0%
LENDSURE MORTGAGE CORP. $3,135,000 $5,300,000 69.1% 0.0%
York Traditions Bank $3,395,000 $5,210,000 53.5% 0.0%
TOP FLITE FINANCIAL, INC. $2,695,000 $5,175,000 92.0% 0.0%
Integrity Home Mortgage Corp $6,250,000 $5,150,000 -17.6% 0.0%
AmeriHome Mortgage Company, LLC $1,880,000 $5,070,000 169.7% 0.0%
SeaTrust Mortgage Company $3,695,000 $5,005,000 35.5% 0.0%
Raymond James Bank $5,050,000 $4,970,000 -1.6% 0.0%
SILVER HILL FUNDING, LLC $5,765,000 $4,915,000 -14.7% 0.0%
MORTGAGE ACCESS CORP. $4,280,000 $4,875,000 13.9% 0.0%
State Department Federal Credit Union $3,915,000 $4,835,000 23.5% 0.0%
QUORUM FEDERAL CREDIT UNION $890,000 $4,795,000 438.8% 0.0%
Goldman Sachs Bank USA $10,725,000 $4,630,000 -56.8% 0.0%
OceanFirst Bank $4,590,000 n/a 0.0%
Encompass Lending Group, LP $4,535,000 $4,555,000 0.4% 0.0%
Northwest Federal Credit Union $2,450,000 $4,510,000 84.1% 0.0%
TJC Mortgage, Inc. $16,545,000 $4,425,000 -73.3% 0.0%
PREMIA MORTGAGE, LLC $4,375,000 $4,395,000 0.5% 0.0%
MK LENDING CORP. $1,850,000 $4,350,000 135.1% 0.0%
Logan Finance Corporation $4,890,000 $4,325,000 -11.6% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $7,680,000 $4,305,000 -43.9% 0.0%
Wilmington Savings Fund Society, FSB $5,895,000 $4,130,000 -29.9% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $4,120,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $3,245,000 $4,040,000 24.5% 0.0%
NEXTMARK $10,435,000 $3,975,000 -61.9% 0.0%
GoPrime Mortgage, Inc. $3,930,000 n/a 0.0%
The Bank of Glen Burnie $10,360,000 $3,870,000 -62.6% 0.0%
The Glen Burnie Mutual Savings Bank $6,510,000 $3,840,000 -41.0% 0.0%
Acre Mortgage and Financial Inc $3,705,000 $3,805,000 2.7% 0.0%
IVY MORTGAGE, INC. $2,815,000 $3,805,000 35.2% 0.0%
KeyBank $3,010,000 $3,785,000 25.7% 0.0%
Apple Federal Credit Union $1,455,000 $3,760,000 158.4% 0.0%
Waterstone Mortgage Corporation $5,355,000 $3,735,000 -30.3% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $3,855,000 $3,650,000 -5.3% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $2,600,000 $3,555,000 36.7% 0.0%
M&T Realty Capital Corporation $43,020,000 $3,505,000 -91.9% 0.0%
CAPITAL CENTER, L.L.C. $1,670,000 $3,485,000 108.7% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,465,000 $3,470,000 136.9% 0.0%
GTE Federal Credit Union $2,780,000 $3,420,000 23.0% 0.0%
Kwik Mortgage Corporation $4,725,000 $3,380,000 -28.5% 0.0%
Harford Bank $12,565,000 $3,335,000 -73.5% 0.0%
Evolve Bank & Trust $2,830,000 $3,320,000 17.3% 0.0%
Bethpage Federal Credit Union $3,380,000 $3,290,000 -2.7% 0.0%
JAMS-01, INC. $240,000 $3,270,000 1,262.5% 0.0%
Ukrainian Selfreliance Federal Credit Union $1,770,000 $3,260,000 84.2% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $5,145,000 $3,145,000 -38.9% 0.0%
V.I.P. MORTGAGE, INC. $365,000 $3,135,000 758.9% 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $3,270,000 $3,050,000 -6.7% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $3,685,000 $3,040,000 -17.5% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,590,000 $3,030,000 90.6% 0.0%
Congressional Bank $2,720,000 $2,880,000 5.9% 0.0%
Commerce Home Mortgage, Inc. $2,100,000 $2,805,000 33.6% 0.0%
Baxter Credit Union $1,820,000 $2,785,000 53.0% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $395,000 $2,785,000 605.1% 0.0%
SIRVA MORTGAGE, INC. $1,185,000 $2,785,000 135.0% 0.0%
FUNDLOANS CAPITAL $2,780,000 n/a 0.0%
Coastal Community Bank $2,765,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $7,690,000 $2,715,000 -64.7% 0.0%
Old National Bank $2,715,000 n/a 0.0%
General Mortgage Capital Corporation $1,495,000 $2,710,000 81.3% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $960,000 $2,710,000 182.3% 0.0%
AmRes Corporation $6,475,000 $2,705,000 -58.2% 0.0%
Leader Bank $585,000 $2,680,000 358.1% 0.0%
BNY Mellon $1,965,000 $2,670,000 35.9% 0.0%
TRIAD FINANCIAL SERVICES, INC. $2,205,000 $2,645,000 20.0% 0.0%
The Freedom Bank of Virginia $1,225,000 $2,600,000 112.2% 0.0%
GSF Mortgage Corporation $3,590,000 $2,590,000 -27.9% 0.0%
ANDREWS FEDERAL CREDIT UNION $1,030,000 $2,570,000 149.5% 0.0%
Blue Ridge Bank $7,200,000 $2,555,000 -64.5% 0.0%
CORNERSTONE HOME LENDING, INC. $2,210,000 $2,555,000 15.6% 0.0%
Atlantic Union Bank $2,550,000 $2,535,000 -0.6% 0.0%
DIGITAL Federal Credit Union $5,785,000 $2,480,000 -57.1% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $61,290,000 $2,440,000 -96.0% 0.0%
LOANFLIGHT LENDING, LLC $355,000 $2,325,000 554.9% 0.0%
CONTOUR MORTGAGE CORPORATION $19,325,000 $2,295,000 -88.1% 0.0%
PRINCE GEORGE'S COMMUNITY $1,595,000 $2,295,000 43.9% 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $2,285,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $3,450,000 $2,275,000 -34.1% 0.0%
ALLIED MORTGAGE GROUP, INC. $1,740,000 $2,270,000 30.5% 0.0%
NATIONWIDE EQUITIES CORPORATION $1,085,000 $2,270,000 109.2% 0.0%
OPEN MORTGAGE, LLC $705,000 $2,255,000 219.9% 0.0%
Quontic Bank $1,065,000 $2,240,000 110.3% 0.0%
AMERICAN FINANCE HOUSE LARIBA $325,000 $2,175,000 569.2% 0.0%
Jarrettsville Federal Savings & Loan Assn $8,250,000 $2,170,000 -73.7% 0.0%
Home Mortgage Alliance Corp $2,100,000 n/a 0.0%
NATION ONE MORTGAGE CORPORATION $800,000 $2,055,000 156.9% 0.0%
Fifth Third Bank $1,005,000 $2,045,000 103.5% 0.0%
Merchants Mortgage & Trust Corporation $2,045,000 n/a 0.0%
North American Savings Bank, F.S.B. $1,250,000 $2,000,000 60.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $5,875,000 $2,000,000 -66.0% 0.0%
MDE Home Loans, LLC $2,500,000 $1,970,000 -21.2% 0.0%
CONSTRUCTIVE LOANS, LLC $1,695,000 $1,955,000 15.3% 0.0%
BAY-VALLEY MORTGAGE GROUP $650,000 $1,945,000 199.2% 0.0%
American Security Mortgage Corp. $3,730,000 $1,900,000 -49.1% 0.0%
MILEND, INC. $1,080,000 $1,890,000 75.0% 0.0%
Univest Bank and Trust Co. $5,085,000 $1,865,000 -63.3% 0.0%
CITADEL FEDERAL CREDIT UNION $405,000 $1,860,000 359.3% 0.0%
RESIDENTIAL BANCORP $990,000 $1,800,000 81.8% 0.0%
S1L, Inc. $1,730,000 n/a 0.0%
Merchants Bank of Indiana $57,505,000 $1,700,000 -97.0% 0.0%
NJ LENDERS CORP. $2,155,000 $1,695,000 -21.3% 0.0%
LIBRARY OF CONGRESS $1,875,000 $1,670,000 -10.9% 0.0%
South State Bank $1,655,000 n/a 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $495,000 $1,645,000 232.3% 0.0%
FM Home Loans, LLC $1,875,000 $1,635,000 -12.8% 0.0%
LEADERONE FINANCIAL CORPORATION $1,635,000 n/a 0.0%
United States Senate Federal Credit Union $2,060,000 $1,625,000 -21.1% 0.0%
FEDCHOICE Federal Credit Union $910,000 $1,595,000 75.3% 0.0%
The Ephrata National Bank $905,000 $1,575,000 74.0% 0.0%
Burke & Herbert Bank & Trust Company $1,620,000 $1,570,000 -3.1% 0.0%
USAlliance Federal Credit Union $4,115,000 $1,570,000 -61.8% 0.0%
MORIA DEVELOPMENT, INC. $2,455,000 $1,565,000 -36.3% 0.0%
The Dart Bank $1,540,000 n/a 0.0%
Gulf Coast Bank and Trust Company $1,625,000 $1,525,000 -6.2% 0.0%
Paramount Bank $1,480,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $1,730,000 $1,455,000 -15.9% 0.0%
Toyota Financial Savings Bank $1,275,000 $1,425,000 11.8% 0.0%
Signal Financial Federal Credit Union $950,000 $1,410,000 48.4% 0.0%
Summit Community Bank, Inc. $4,610,000 $1,405,000 -69.5% 0.0%
STOCKTON MORTGAGE CORPORATION $185,000 $1,370,000 640.5% 0.0%
Bank of Clarke County $1,800,000 $1,360,000 -24.4% 0.0%
EVANSVILLE TEACHERS $255,000 $1,315,000 415.7% 0.0%
Academy Bank $1,020,000 $1,270,000 24.5% 0.0%
N R L Federal Credit Union $3,765,000 $1,265,000 -66.4% 0.0%
UNITED MORTGAGE CORP $1,250,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $3,945,000 $1,240,000 -68.6% 0.0%
MLD MORTGAGE INC. $1,745,000 $1,230,000 -29.5% 0.0%
JUSTICE Federal Credit Union $1,665,000 $1,190,000 -28.5% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,615,000 $1,185,000 -26.6% 0.0%
NEW FED MORTGAGE, CORP. $315,000 $1,155,000 266.7% 0.0%
Peoples Bank $750,000 $1,150,000 53.3% 0.0%
CANOPY MORTGAGE, LLC $475,000 $1,145,000 141.1% 0.0%
Five Star Bank $4,805,000 $1,115,000 -76.8% 0.0%
Performance Financial, Inc. $165,000 $1,110,000 572.7% 0.0%
University Bank $1,280,000 $1,105,000 -13.7% 0.0%
First Western Trust Bank $1,100,000 n/a 0.0%
Ixonia Bank $1,100,000 n/a 0.0%
S&T Bank $14,240,000 $1,080,000 -92.4% 0.0%
AMERICAN FINANCING CORPORATION $315,000 $1,070,000 239.7% 0.0%
EASTERN SAVINGS BANK $3,755,000 $1,045,000 -72.2% 0.0%
Beeline Loans, Inc. $1,450,000 $1,035,000 -28.6% 0.0%
Community First National Bank $355,000 $1,030,000 190.1% 0.0%
Deere Employees Credit Union $425,000 $1,020,000 140.0% 0.0%
PANORAMA MORTGAGE GROUP, LLC $1,515,000 $1,020,000 -32.7% 0.0%
GREENSTATE CREDIT UNION $1,010,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $995,000 n/a 0.0%
American Airlines Federal Credit Union $910,000 $990,000 8.8% 0.0%
Woori America Bank $980,000 n/a 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $975,000 n/a 0.0%
ARLINGTON COMMUNITY $2,070,000 $965,000 -53.4% 0.0%
FIRST FLORIDA Credit Union $925,000 n/a 0.0%
Axos Bank $510,000 $910,000 78.4% 0.0%
ALLEGACY FEDERAL CREDIT UNION $315,000 $905,000 187.3% 0.0%
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $905,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $330,000 $905,000 174.2% 0.0%
REV FEDERAL CREDIT UNION $905,000 n/a 0.0%
Transportation Federal Credit Union $295,000 $905,000 206.8% 0.0%
DELMAR FINANCIAL COMPANY $890,000 n/a 0.0%
Cathay Bank $285,000 $865,000 203.5% 0.0%
First Horizon Bank $185,000 $855,000 362.2% 0.0%
FIRST COLONY MORTGAGE CORPORATION $850,000 n/a 0.0%
LANGLEY $65,000 $845,000 1,200.0% 0.0%
MORTGAGEONE, INC. $1,095,000 $820,000 -25.1% 0.0%
Princeton Mortgage Corporation $880,000 $810,000 -8.0% 0.0%
SUMMIT FUNDING, INC. $245,000 $800,000 226.5% 0.0%
CNB Bank $775,000 n/a 0.0%
Clearview Federal Credit Union $525,000 $770,000 46.7% 0.0%
NATIONAL COOPERATIVE BANK, N.A. $980,000 $770,000 -21.4% 0.0%
HomePromise Corporation $1,140,000 $765,000 -32.9% 0.0%
Mid-Continent Funding, Inc. $2,580,000 $765,000 -70.3% 0.0%
Northwest Bank $2,305,000 $760,000 -67.0% 0.0%
BECKAM FUNDING CORP. $3,605,000 $755,000 -79.1% 0.0%
BOKF $755,000 n/a 0.0%
Affiliated Bank $735,000 n/a 0.0%
KINECTA $1,360,000 $730,000 -46.3% 0.0%
City National Bank $3,950,000 $715,000 -81.9% 0.0%
First Eagle Federal Credi Union $425,000 $715,000 68.2% 0.0%
OCEANSIDE MORTGAGE COMPANY $135,000 $715,000 429.6% 0.0%
Cf Bank $705,000 n/a 0.0%
BM Real Estate Services, Inc. $3,020,000 $700,000 -76.8% 0.0%
Mid Penn Bank $1,585,000 $700,000 -55.8% 0.0%
Home Loan Investment Bank, F.S.B. $75,000 $690,000 820.0% 0.0%
MILLENNIUM FINANCIAL GROUP, INC. $1,545,000 $690,000 -55.3% 0.0%
First Savings Bank $2,480,000 $685,000 -72.4% 0.0%
Signature Federal Credit Union $835,000 $685,000 -18.0% 0.0%
HANSCOM $670,000 n/a 0.0%
HARTFORD FUNDING, LTD. $630,000 $655,000 4.0% 0.0%
UNITED $645,000 n/a 0.0%
LOGIX FEDERAL CREDIT UNION $65,000 $640,000 884.6% 0.0%
STANFORD Federal Credit Union $625,000 n/a 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $625,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $2,090,000 $620,000 -70.3% 0.0%
Texana Bank $620,000 n/a 0.0%
BOND STREET MORTGAGE, LLC $615,000 n/a 0.0%
FIRST TECHNOLOGY $370,000 $615,000 66.2% 0.0%
LADERA LENDING, INC. $840,000 $600,000 -28.6% 0.0%
Southwest Airlines Federal Credit Union $450,000 $585,000 30.0% 0.0%
Luxury Mortgage Corp. $580,000 n/a 0.0%
Bank of Hope $570,000 n/a 0.0%
CNB Bank Inc. $565,000 n/a 0.0%
Florida Capital Bank $3,265,000 $565,000 -82.7% 0.0%
Sun East Federal Credit Union $205,000 $550,000 168.3% 0.0%
Franklin Loan Corporation $945,000 $545,000 -42.3% 0.0%
Philadelphia Mortgage Advisors, Inc. $545,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $540,000 $535,000 -0.9% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $530,000 n/a 0.0%
Sunflower Bank $1,495,000 $515,000 -65.6% 0.0%
The Union State Bank $515,000 n/a 0.0%
Liberty Bank and Trust Company $505,000 n/a 0.0%
Ardent Federal Credit Union $115,000 $500,000 334.8% 0.0%
DEPARTMENT OF COMMERCE $500,000 n/a 0.0%
MLB RESIDENTIAL LENDING, LLC $1,505,000 $500,000 -66.8% 0.0%
Mortgage Assurance Inc. $485,000 n/a 0.0%
NORTHPOINT MORTGAGE, INC. $485,000 $485,000 0.0% 0.0%
Industrial Bank $480,000 n/a 0.0%
Civista Bank $475,000 n/a 0.0%
Phoenixville Federal Bank and Trust $355,000 $470,000 32.4% 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $1,510,000 $460,000 -69.5% 0.0%
ONY GLO, INC. $2,725,000 $460,000 -83.1% 0.0%
DEL-ONE FEDERAL CREDIT UNION $60,000 $455,000 658.3% 0.0%
Goldwater Bank, N.A. $455,000 n/a 0.0%
The Peoples Bank $840,000 $450,000 -46.4% 0.0%
CHEVRON $695,000 $445,000 -36.0% 0.0%
Liberty Savings Bank, F.S.B. $345,000 $440,000 27.5% 0.0%
Mid-Atlantic Federal Credit Union $160,000 $435,000 171.9% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $175,000 $425,000 142.9% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $425,000 n/a 0.0%
ServisFirst Bank $425,000 n/a 0.0%
ADVANCIAL $1,820,000 $415,000 -77.2% 0.0%
Assurance Financial Group, L.L.C. $415,000 n/a 0.0%
CityWorth Mortgage LLC $415,000 n/a 0.0%
DATA MORTGAGE, INC. $415,000 n/a 0.0%
HighTechLending Inc $415,000 n/a 0.0%
TIDEMARK FEDERAL CREDIT UNION $485,000 $410,000 -15.5% 0.0%
ALAMEDA MORTGAGE CORPORATION $395,000 n/a 0.0%
CLIFFCO, INC. $395,000 n/a 0.0%
Hebron Savings Bank $385,000 n/a 0.0%
LEBANON $370,000 $385,000 4.1% 0.0%
CORNING $415,000 $380,000 -8.4% 0.0%
Chain Bridge Bank $375,000 n/a 0.0%
NORTH COUNTRY $375,000 n/a 0.0%
LOANLEADERS OF AMERICA, INC. $1,150,000 $370,000 -67.8% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $365,000 n/a 0.0%
FIRST HERITAGE FINANCIAL, LLC $365,000 n/a 0.0%
RBC Bank, (Georgia) $880,000 $360,000 -59.1% 0.0%
CNB Bank And Trust, N.A. $355,000 n/a 0.0%
UNITED HOME LOANS, INC. $355,000 n/a 0.0%
NYMEO FEDERAL CREDIT UNION $765,000 $350,000 -54.2% 0.0%
SkyPoint Federal Credit Union $330,000 $330,000 0.0% 0.0%
AXIA FINANCIAL, LLC $845,000 $315,000 -62.7% 0.0%
The Bank of Canton $315,000 n/a 0.0%
The Union Bank Company $315,000 n/a 0.0%
LEGEND LENDING CORPORATION $475,000 $295,000 -37.9% 0.0%
First Shore Federal Savings and Loan Association $145,000 $290,000 100.0% 0.0%
Service Federal Credit Union $1,430,000 $290,000 -79.7% 0.0%
STAR USA FEDERAL CREDIT UNION $130,000 $285,000 119.2% 0.0%
DUPACO COMMUNITY $55,000 $275,000 400.0% 0.0%
NATIONS RELIABLE LENDING, LLC $1,130,000 $275,000 -75.7% 0.0%
PURDUE FEDERAL CREDIT UNION $670,000 $275,000 -59.0% 0.0%
AGRICULTURE Federal Credit Union $200,000 $265,000 32.5% 0.0%
MidFirst Bank $65,000 $260,000 300.0% 0.0%
FIRST ATLANTIC FEDERAL CREDIT UNION $95,000 $255,000 168.4% 0.0%
FRANKLIN MINT $1,340,000 $255,000 -81.0% 0.0%
DELTA COMMUNITY CREDIT UNION $225,000 $245,000 8.9% 0.0%
Middletown Valley Bank $830,000 $245,000 -70.5% 0.0%
Allied First Bank,sb $235,000 n/a 0.0%
Community Trust Bank, Inc. $225,000 n/a 0.0%
Gateway First Bank $820,000 $225,000 -72.6% 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $225,000 n/a 0.0%
FREEDOM FIRST $215,000 n/a 0.0%
Simmons Bank $215,000 n/a 0.0%
US MORTGAGE CORPORATION $1,670,000 $215,000 -87.1% 0.0%
PROPONENT Federal Credit Union $45,000 $190,000 322.2% 0.0%
North Shore Trust and Savings $185,000 n/a 0.0%
AMERICAN HERITAGE FCU $90,000 $180,000 100.0% 0.0%
THRIVENT Federal Credit Union $80,000 $175,000 118.8% 0.0%
Dover Federal Credit Union $170,000 n/a 0.0%
HUDSON HERITAGE $155,000 n/a 0.0%
Texas Bank $205,000 $155,000 -24.4% 0.0%
Warsaw Federal Savings and Loan Association $4,110,000 $155,000 -96.2% 0.0%
CITIZENS EQUITY FIRST $145,000 n/a 0.0%
Democracy Federal Credit Union $300,000 $145,000 -51.7% 0.0%
MASSMUTUAL $145,000 n/a 0.0%
PATRIOT $285,000 $140,000 -50.9% 0.0%
CHARTWAY FEDERAL CREDIT UNION $135,000 n/a 0.0%
First Western Federal Savings Bank $135,000 n/a 0.0%
IncredibleBank $135,000 n/a 0.0%
AFFINITY $1,615,000 $125,000 -92.3% 0.0%
ALL IN $120,000 n/a 0.0%
Park Lane Finance Solutions, LLC $685,000 $120,000 -82.5% 0.0%
GREENWAY MORTGAGE FUNDING CORP. $115,000 n/a 0.0%
First United Bank and Trust Company $495,000 $105,000 -78.8% 0.0%
TEACHERS $510,000 $105,000 -79.4% 0.0%
SONABANK $125,000 $85,000 -32.0% 0.0%
MidAmerica National Bank $270,000 $65,000 -75.9% 0.0%
PHILADELPHIA $150,000 $65,000 -56.7% 0.0%
AFL CIO EMPLOYEES FEDERAL CREDIT UNION $25,000 $55,000 120.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $190,000 $55,000 -71.1% 0.0%
Elements Financial Federal Credit Union $55,000 n/a 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $55,000 n/a 0.0%
Secured Investment Corp. $555,000 $55,000 -90.1% 0.0%
WINGS FINANCIAL $3,575,000 $55,000 -98.5% 0.0%
The Canandaigua National Bank and Trust Company $45,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $35,000 $35,000 0.0% 0.0%
RIVERFRONT $35,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $105,000 $25,000 -76.2% 0.0%
SOMERSET TRUST COMPANY $25,000 n/a 0.0%
TOGETHER CREDIT UNION $25,000 n/a 0.0%

BALTIMORE - COLUMBIA - TOWSON's top lender by overall market share is QUICKEN LOANS, LLC, with 5.7% market share. In second place, with 5.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $884,685,000 in loans. In third place, with 4.0%, is FIRST HOME MORTGAGE CORPORATION, having originated $688,185,000 in loans. In fourth place, with 2.7%, is NFM, INC., having originated $477,320,000 in loans. In fifth place, with 2.5%, is NAVY FEDERAL CREDIT UNION, having originated $427,140,000 in loans.


BALTIMORE - COLUMBIA - TOWSON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BALTIMORE - COLUMBIA - TOWSON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $284,973 (5.6%) $383,041 (5.9%) 1.06 8,252
2018-02-01 $284,998 (3.7%) $380,927 (3.4%) 1.03 7,973
2018-03-01 $299,900 (3.5%) $394,447 (3.0%) 1.05 8,647
2018-04-01 $312,400 (4.2%) $402,865 (0.7%) 1.06 9,361
2018-05-01 $324,225 (6.3%) $417,135 (3.2%) 1.08 9,970
2018-06-01 $326,995 (6.4%) $418,756 (2.5%) 1.09 10,269
2018-07-01 $327,450 (7.4%) $418,173 (3.2%) 1.09 10,558
2018-08-01 $324,450 (7.6%) $414,555 (1.3%) 1.09 10,652
2018-09-01 $319,000 (5.6%) $405,176 (-0.7%) 1.07 11,034
2018-10-01 $316,500 (5.5%) $403,216 (0.0%) 1.07 11,152
2018-11-01 $309,250 (4.9%) $396,109 (1.1%) 1.05 10,884
2018-12-01 $299,900 (5.2%) $385,291 (-0.3%) 1.03 9,728
2019-01-01 $299,073 (5.0%) $382,872 (0.0%) 1.03 8,714
2019-02-01 $299,900 (5.2%) $389,680 (2.3%) 1.01 8,312
2019-03-01 $312,757 (4.3%) $409,328 (3.8%) 1.02 8,777
2019-04-01 $329,900 (5.6%) $428,596 (6.4%) 1.05 9,484
2019-05-01 $337,700 (4.2%) $432,757 (3.8%) 1.06 10,141
2019-06-01 $339,999 (4.0%) $435,111 (3.9%) 1.06 10,517
2019-07-01 $337,450 (3.1%) $431,985 (3.3%) 1.06 10,545
2019-08-01 $332,200 (2.4%) $426,454 (2.9%) 1.05 10,424
2019-09-01 $328,150 (2.9%) $422,132 (4.2%) 1.05 10,301
2019-10-01 $324,125 (2.4%) $417,955 (3.7%) 1.05 10,169
2019-11-01 $319,900 (3.4%) $415,589 (4.9%) 1.05 9,600
2019-12-01 $302,950 (1.0%) $407,446 (5.8%) 1.01 8,141
2020-01-01 $305,000 (2.0%) $407,263 (6.4%) 1.02 7,132
2020-02-01 $317,000 (5.7%) $417,389 (7.1%) 1.04 6,764
2020-03-01 $325,850 (4.2%) $428,206 (4.6%) 1.02 6,937
2020-04-01 $325,000 (-1.5%) $429,149 (0.1%) 1.02 6,687
2020-05-01 $339,999 (0.7%) $441,659 (2.1%) 1.03 6,708
2020-06-01 $348,250 (2.4%) $458,763 (5.4%) 1.03 6,236
2020-07-01 $350,000 (3.7%) $469,344 (8.7%) 1.01 5,503
2020-08-01 $347,000 (4.5%) $468,703 (9.9%) 0.99 5,053
2020-09-01 $339,900 (3.6%) $459,258 (8.8%) 0.97 4,997
2020-10-01 $335,000 (3.4%) $463,010 (10.8%) 0.96 4,971
2020-11-01 $325,000 (1.6%) $448,850 (8.0%) 0.95 4,637
2020-12-01 $319,950 (5.6%) $447,084 (9.7%) 0.95 3,970
2021-01-01 $318,750 (4.5%) $448,814 (10.2%) 0.95 3,335
2021-02-01 $312,450 (-1.4%) $455,243 (9.1%) 0.91 2,792
2021-03-01 $324,995 (-0.3%) $451,638 (5.5%) 0.92 2,886
2021-04-01 $329,998 (1.5%) $454,167 (5.8%) 0.89 3,206
2021-05-01 $349,000 (2.7%) $470,092 (6.4%) 0.93 3,550
2021-06-01 $339,950 (-2.4%) $460,702 (0.4%) 0.89 4,005
2021-07-01 $345,000 (-1.4%) $458,049 (-2.4%) 0.91 4,497
2021-08-01 $334,950 (-3.5%) $438,774 (-6.4%) 0.89 4,841
2021-09-01 $334,950 (-1.5%) $438,245 (-4.6%) 0.89 4,861
2021-10-01 $324,900 (-3.0%) $430,351 (-7.1%) 0.87 4,742
2021-11-01 $314,950 (-3.1%) $424,119 (-5.5%) 0.84 4,222
2021-12-01 $309,950 (-3.1%) $425,042 (-4.9%) 0.84 3,505
2022-01-01 $295,500 (-7.3%) $423,363 (-5.7%) 0.80 2,872
2022-02-01 $299,950 (-4.0%) $429,741 (-5.6%) 0.78 2,627
2022-03-01 $324,850 (0.0%) $457,825 (1.4%) 0.81 2,690
2022-04-01 $329,900 (0.0%) $456,137 (0.4%) 0.79 2,964
2022-05-01 $349,950 (0.3%) $470,734 (0.1%) 0.80 3,523
2022-06-01 $364,950 (7.4%) $483,536 (5.0%) 0.81 4,029
2022-07-01 $359,000 (4.1%) $474,485 (3.6%) 0.81 4,546
2022-08-01 $350,000 (4.5%) $474,787 (8.2%) 0.81 4,665
2022-09-01 $348,625 (4.1%) $467,747 (6.7%) 0.82 4,612
2022-10-01 $340,000 (4.7%) $468,238 (8.8%) 0.80 4,710
2022-11-01 $339,700 (7.9%) $462,688 (9.1%) 0.82 4,612
2022-12-01 $329,999 (6.5%) $450,397 (6.0%) 0.81 4,058
2023-01-01 $319,988 (8.3%) $446,060 (5.4%) 0.79 3,601
2023-02-01 $322,500 (7.5%) $459,876 (7.0%) 0.78 3,225
2023-03-01 $348,125 (7.2%) $481,090 (5.1%) 0.82 3,062
2023-04-01 $340,000 (3.1%) $485,090 (6.4%) 0.79 3,149
2023-05-01 $350,000 (0.0%) $493,918 (4.9%) 0.79 3,223
2023-06-01 $365,250 (0.1%) $512,972 (6.1%) 0.82 3,293
2023-07-01 $374,900 (4.4%) $510,777 (7.7%) 0.85 3,412
2023-08-01 $377,450 (7.8%) $507,324 (6.9%) 0.87 3,490
2023-09-01 $370,000 (6.1%) $508,671 (8.8%) 0.86 3,859
2023-10-01 $367,450 (8.1%) $504,970 (7.8%) 0.86 4,159
2023-11-01 $358,348 (5.5%) $484,979 (4.8%) 0.85 4,330
2023-12-01 $345,000 (4.6%) $469,178 (4.2%) 0.84 3,864
2024-01-01 $327,500 (2.4%) $469,492 (5.3%) 0.80 3,434
2024-02-01 $329,500 (2.2%) $474,953 (3.3%) 0.79 3,302
2024-03-01 $335,000 (-3.8%) $488,354 (1.5%) 0.79 3,417
2024-04-01 $352,225 (3.6%) $510,510 (5.2%) 0.82 3,630
2024-05-01 $362,400 (3.5%) $528,214 (6.9%) 0.82 3,875
2024-06-01 $374,000 (2.4%) $531,801 (3.7%) 0.85 4,246
2024-07-01 $375,000 (0.0%) $526,621 (3.1%) 0.86 4,423
2024-08-01 $370,900 (-1.7%) $516,805 (1.9%) 0.86 4,507
2024-09-01 $369,900 (0.0%) $502,988 (-1.1%) 0.87 4,812
2024-10-01 $369,995 (0.7%) $498,349 (-1.3%) 0.87 5,453
2024-11-01 $360,000 (0.5%) $488,326 (0.7%) 0.86 5,308
2024-12-01 $350,000 (1.5%) $477,980 (1.9%) 0.87 4,539
2025-01-01 $349,900 (6.8%) $476,171 (1.4%) 0.87 4,256
2025-02-01 $350,000 (6.2%) $489,225 (3.0%) 0.85 4,310
2025-03-01 $374,900 (11.9%) $512,323 (4.9%) 0.00 4,708
BALTIMORE - COLUMBIA - TOWSON's median listing price for 2025-03-01 was $374,900, a difference of $39,900 (11.9%) versus the prior year and $24,900 versus the prior month.

BALTIMORE - COLUMBIA - TOWSON's median listing price comes in at 0% of the national average.

BALTIMORE - COLUMBIA - TOWSON's average listing price for 2025-03-01 was $512,323, a difference of $23,969 (4.9%) versus the prior year and $23,098 versus the prior month.

For the 2025-03-01 period, BALTIMORE - COLUMBIA - TOWSON had 4,708 MLS listings, a difference of 398 listings (9%) versus the prior month and 1,291 listings (38%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BALTIMORE - COLUMBIA - TOWSON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 74 days 1,757 sqft
2018-02-01 67 days 1,768 sqft
2018-03-01 43 days 1,792 sqft
2018-04-01 41 days 1,792 sqft
2018-05-01 39 days 1,821 sqft
2018-06-01 44 days 1,868 sqft
2018-07-01 47 days 1,860 sqft
2018-08-01 50 days 1,848 sqft
2018-09-01 52 days 1,824 sqft
2018-10-01 52 days 1,847 sqft
2018-11-01 56 days 1,842 sqft
2018-12-01 65 days 1,815 sqft
2019-01-01 72 days 1,800 sqft
2019-02-01 66 days 1,813 sqft
2019-03-01 50 days 1,863 sqft
2019-04-01 38 days 1,923 sqft
2019-05-01 40 days 1,948 sqft
2019-06-01 45 days 1,959 sqft
2019-07-01 50 days 1,960 sqft
2019-08-01 51 days 1,945 sqft
2019-09-01 51 days 1,931 sqft
2019-10-01 52 days 1,920 sqft
2019-11-01 59 days 1,901 sqft
2019-12-01 69 days 1,877 sqft
2020-01-01 75 days 1,870 sqft
2020-02-01 63 days 1,888 sqft
2020-03-01 40 days 1,913 sqft
2020-04-01 48 days 1,909 sqft
2020-05-01 56 days 1,928 sqft
2020-06-01 48 days 1,946 sqft
2020-07-01 41 days 1,958 sqft
2020-08-01 37 days 1,922 sqft
2020-09-01 32 days 1,872 sqft
2020-10-01 41 days 1,840 sqft
2020-11-01 44 days 1,800 sqft
2020-12-01 51 days 1,778 sqft
2021-01-01 57 days 1,746 sqft
2021-02-01 43 days 1,736 sqft
2021-03-01 34 days 1,775 sqft
2021-04-01 30 days 1,781 sqft
2021-05-01 30 days 1,814 sqft
2021-06-01 30 days 1,771 sqft
2021-07-01 31 days 1,777 sqft
2021-08-01 32 days 1,750 sqft
2021-09-01 36 days 1,751 sqft
2021-10-01 39 days 1,710 sqft
2021-11-01 42 days 1,698 sqft
2021-12-01 48 days 1,688 sqft
2022-01-01 52 days 1,650 sqft
2022-02-01 37 days 1,662 sqft
2022-03-01 31 days 1,711 sqft
2022-04-01 29 days 1,737 sqft
2022-05-01 30 days 1,790 sqft
2022-06-01 31 days 1,824 sqft
2022-07-01 34 days 1,808 sqft
2022-08-01 36 days 1,812 sqft
2022-09-01 41 days 1,798 sqft
2022-10-01 42 days 1,785 sqft
2022-11-01 45 days 1,768 sqft
2022-12-01 51 days 1,746 sqft
2023-01-01 57 days 1,740 sqft
2023-02-01 49 days 1,756 sqft
2023-03-01 43 days 1,800 sqft
2023-04-01 36 days 1,812 sqft
2023-05-01 36 days 1,822 sqft
2023-06-01 36 days 1,850 sqft
2023-07-01 37 days 1,851 sqft
2023-08-01 37 days 1,864 sqft
2023-09-01 37 days 1,852 sqft
2023-10-01 37 days 1,837 sqft
2023-11-01 39 days 1,815 sqft
2023-12-01 46 days 1,769 sqft
2024-01-01 53 days 1,739 sqft
2024-02-01 44 days 1,744 sqft
2024-03-01 36 days 1,760 sqft
2024-04-01 36 days 1,804 sqft
2024-05-01 32 days 1,824 sqft
2024-06-01 35 days 1,849 sqft
2024-07-01 37 days 1,856 sqft
2024-08-01 37 days 1,831 sqft
2024-09-01 39 days 1,797 sqft
2024-10-01 36 days 1,798 sqft
2024-11-01 41 days 1,770 sqft
2024-12-01 49 days 1,752 sqft
2025-01-01 53 days 1,723 sqft
2025-02-01 41 days 1,728 sqft
2025-03-01 0 days 1,776 sqft
BALTIMORE - COLUMBIA - TOWSON's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

BALTIMORE - COLUMBIA - TOWSON's median square footage for active listings during the 2025-03-01 period was 1,776 sqft. One year prior, the average listing was 1,760 sqft.

BALTIMORE-COLUMBIA-TOWSON, MD Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 29,959 $12,283,805,000 $410,021
Cash Out Refi 7,543 $1,821,495,000 $241,482
Refi 5,761 $2,200,435,000 $381,954
Home Improvement 4,776 $555,980,000 $116,411
Other 4,585 $519,835,000 $113,377
NA 6 $1,280,000 $213,333

Baltimore - Columbia - Towson's most frequently cited loan purpose was Home Purchase, with 29,959 originations. The 2nd most popular reason was Cash Out Refi, with 7,543 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 22,426 $8,523,400,000 $380,068
Over 8% 10,240 $1,380,180,000 $134,783
7-8% 9,725 $2,879,265,000 $296,068
5-6% 7,589 $3,892,465,000 $512,909
<2.5% 734 $58,130,000 $79,196
4-5% 620 $265,520,000 $428,258
3-4% 268 $117,040,000 $436,716
2.5-3% 250 $53,260,000 $213,040

During 2024, Baltimore - Columbia - Towson's most frequently originated rate bucket was 6-7%, with 22,426 originations.

Loan Sizing (BALTIMORE-COLUMBIA-TOWSON, MD MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 19,100 $5,651,780,000 $295,905
$100k-200k 9,974 $1,444,220,000 $144,798
$400k-600k 9,497 $4,565,505,000 $480,731
$100,000 or less 9,218 $514,970,000 $55,866
$600k-1000k 4,083 $2,930,735,000 $717,790
$Over $1MM 758 $2,275,620,000 $3,002,137

BALTIMORE - COLUMBIA - TOWSON's loan sizing saw the bucket of loans from $200k-400k with 19,100 originations, totaling $5,651,780,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 21,278 $8,610,040,000 $404,645
60-80% 10,729 $5,008,345,000 $466,804
Under 20% 8,821 $619,285,000 $70,206
20-40% 5,629 $934,755,000 $166,061
40-60% 3,512 $1,138,120,000 $324,066
Over 100% 1,102 $555,260,000 $503,866

BALTIMORE - COLUMBIA - TOWSON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 21,278 originations, totaling $8,610,040,000 in origination value.