BALTIMORE - COLUMBIA - TOWSON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Baltimore - Columbia - Towson averaged 7.34% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2026-10-29) was 7.4% and one month ago for the week of 2026-10-01, the average rate was 7.24%.

Baltimore - Columbia - Towson's average rate one year ago was 6.03%.

For refis of the same type during the week of 2026-11-05, the average rate was 7.17%.

Loan Type Date Rate
US 30 Year Fixed Rate 2026-11-05 7.18%
Baltimore - Columbia - Towson 30 Year Fixed Rate 2026-11-05 7.34%
Baltimore - Columbia - Towson 30 Year Fixed Rate Refi 2026-11-05 7.17%
Baltimore - Columbia - Towson 15 Year Fixed Rate 2026-11-05 6.87%
Baltimore - Columbia - Towson 15 Year Fixed Rate Refi 2026-11-05 6.25%
Baltimore - Columbia - Towson 30 Year FHA 2026-11-05 7.08%
Baltimore - Columbia - Towson 30 Year FHA Refi 2026-11-05 6.72%
Baltimore - Columbia - Towson 30 Year USDA 2026-11-05 7%
Baltimore - Columbia - Towson 30 Year USDA Refi 2026-11-05 7.2%
Baltimore - Columbia - Towson 30 Year VA 2026-11-05 6.95%
Baltimore - Columbia - Towson 30 Year VA Refi 2026-11-05 6.31%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within BALTIMORE-COLUMBIA-TOWSON, MD.

BALTIMORE - COLUMBIA - TOWSON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the BALTIMORE-COLUMBIA-TOWSON, MD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
QUICKEN LOANS, LLC 1,628 6.59% $6,879
FIRST HOME MORTGAGE CORPORATION 1,177 6.67% $9,619
UNITED WHOLESALE MORTGAGE, LLC 1,095 6.54% $8,643
NFM, INC. 885 6.67% $8,110
PRIMARY RESIDENTIAL MORTGAGE, INC. 652 6.68% $8,210
NVR Mortgage Finance, Inc. 492 6.49% $8,832
DIRECT MORTGAGE LOANS, LLC 485 6.64% $7,874
Towne Bank 417 6.61% $6,045
JPMorgan Chase Bank 415 6.45% $5,916
NAVY FEDERAL CREDIT UNION 394 6.58% $5,829
CROSSCOUNTRY MORTGAGE, LLC 391 6.77% $8,726
Truist 366 6.36% $5,889
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 354 6.26% $5,037
First National Bank of Pennsylvania 348 6.44% $6,863
Prosperity Home Mortgage, LLC 326 6.73% $6,398
M&T Bank 322 6.14% $5,795
Bank of America 317 6.07% $4,699
CMG MORTGAGE, INC. 296 6.57% $6,772
Meridian Bank Corporation 289 6.57% $5,369
DAS Acquisition Company, LLC 277 6.61% $7,268
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 271 6.72% $6,930
NEWREZ LLC 243 6.73% $7,953
Wells Fargo Bank 229 6.55% $5,340
GUARANTEED RATE AFFINITY, LLC 225 6.64% $5,947
Shore United Bank 192 6.52% $5,966
MOVEMENT MORTGAGE, LLC 190 6.65% $7,088
GUILD MORTGAGE COMPANY 189 6.58% $7,440
Atlantic Union Bank 186 6.57% $6,796
BAY CAPITAL MORTGAGE CORPORATION 185 6.61% $7,676
SWBC MORTGAGE CORPORATION 180 6.70% $5,599
Fulton Bank 180 6.56% $6,877
TOWER 180 5.86% $5,193
PENNYMAC LOAN SERVICES, LLC 178 6.46% $9,004
EAGLE HOME MORTGAGE, LLC 178 6.50% $7,149
GUARANTEED RATE, INC. 166 6.51% $6,645
PROVIDENT FUNDING ASSOCIATES, L.P. 142 6.37% $5,417
First Heritage Mortgage, LLC 142 6.56% $7,125
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 141 5.87% $4,687
EMBRACE HOME LOANS, INC. 127 6.67% $7,306
PNC Bank 123 6.38% $5,812
Mr. Cooper ( Nationstar Mortgage ) 123 6.84% $7,002
ZILLOW HOME LOANS, LLC 121 6.53% $6,258
FIDELITY DIRECT MORTGAGE, LLC 118 6.94% $8,285
PRIMELENDING, A PLAINSCAPITAL COMPANY 117 6.70% $6,073
HOMESIDE FINANCIAL, LLC 116 6.53% $8,189
LOANDEPOT.COM, LLC 114 6.44% $7,333
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 113 6.78% $6,341
The Loan Store, Inc. 109 6.76% $7,105
Ameris Bank 103 6.47% $7,852
OCMBC, INC. 101 7.84% $13,978
CREDIT UNION MORTGAGE ASSOCIATION, INC. 101 5.69% $4,757
Sierra Pacific Mortgage Company, Inc. 98 6.70% $7,040
UNION HOME MORTGAGE CORP. 96 6.54% $9,083
POINT BREEZE 95 5.77% $3,947
Presidential Bank, FSB 92 6.69% $8,419
BAY EQUITY LLC 91 6.66% $5,803
Vellum Mortgage, Inc. 88 6.71% $6,977
ENVOY MORTGAGE, LTD 88 6.52% $6,797
Atlantic Coast Mortgage, LLC 85 6.63% $7,484
WesBanco 85 6.40% $6,567
MUTUAL OF OMAHA MORTGAGE, INC. 84 6.43% $6,811
Morgan Stanley Private Bank 80 5.97% $5,046
FIRST SAVINGS MORTGAGE CORPORATION 74 6.63% $7,770
MORTGAGE EQUITY PARTNERS LLC 72 6.72% $6,771
DHI MORTGAGE COMPANY, LTD. 71 6.09% $4,208
BROKER SOLUTIONS, INC. 70 6.73% $8,687
FREEDOM MORTGAGE CORPORATION 68 6.84% $9,397
FIRST COMMUNITY MORTGAGE, INC. 66 6.55% $5,881
Paramount Residential Mortgage Group, Inc. 66 6.93% $10,032
FIRST FINANCIAL OF MARYLAND 61 6.06% $4,066
Century Mortgage Company DBA Century Lending Company 60 6.62% $10,945
U.S. Bank 60 6.50% $6,073
CHURCHILL MORTGAGE CORPORATION 58 6.37% $10,427
First National Bank of America 53 9.28% $12,334
LENOX FINANCIAL MORTGAGE CORPORATION 53 6.24% $5,273
TD Bank 52 6.39% $3,754
EQUITY RESOURCES, INC. 51 6.55% $5,307
EMM LOANS LLC 50 6.79% $7,539
RADIUS FINANCIAL GROUP INC. 50 6.73% $7,344
Keystone Funding, Inc. 50 6.61% $8,350
PULTE MORTGAGE LLC 48 6.36% $1,251
AMERICAN PACIFIC MORTGAGE CORPORATION 47 6.72% $9,373
Plains Commerce Bank 46 6.74% $8,011
Alcova Mortgage LLC 44 6.58% $4,003
SOUTHERN TRUST MORTGAGE, LLC 44 6.69% $7,556
Residential Mortgage Solutions, Inc. 44 6.69% $6,675
BETTER MORTGAGE CORPORATION 41 6.53% $5,845
City Lending Inc. 41 7.76% $10,865
United Bank 41 5.79% $5,443
AMERICAN FINANCIAL NETWORK, INC. 41 6.89% $9,081
Orrstown Bank 40 6.07% $5,001
GUIDANCE RESIDENTIAL, LLC 39 6.72% $6,358
A&D Mortgage LLC 37 6.62% $11,009
FEDERATED MORTGAGE CORP. 37 6.61% $3,057
AMERISAVE MORTGAGE CORPORATION 36 6.55% $10,335
PHH Mortgage Corporation 36 6.63% $7,803
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 36 6.73% $6,503
Securityplus FCU 35 5.59% $4,593
T2 FINANCIAL LLC 35 6.74% $7,658
BAYSHORE MORTGAGE FUNDING, LLC 34 6.84% $7,953
Homesale Mortgage, LLC 34 6.87% $4,889
PENTAGON FEDERAL CREDIT UNION 34 6.40% $4,850
INTERCOASTAL MORTGAGE COMPANY 32 6.56% $6,951
ARC HOME LLC 31 7.11% $12,462
NATIONWIDE MORTGAGE BANKERS, INC. 30 6.77% $9,021
Charles Schwab Bank, SSB 28 5.43% $5,805
CARDINAL FINANCIAL 28 6.72% $8,924
The Dart Bank 28 6.49% $6,421
ARK-LA-TEX FINANCIAL SERVICES, LLC. 28 6.76% $8,754
USAA Federal Savings Bank 27 6.50% $6,459
NexBank 27 6.57% $9,383
FIRST ALLIANCE HOME MORTGAGE, LLC 27 6.46% $7,272
TOTAL MORTGAGE SERVICES, LLC 27 6.77% $11,509
PLAZA HOME MORTGAGE, INC. 26 6.81% $11,329
NMSI, INC. 26 6.71% $9,385
VAN DYK MORTGAGE CORPORATION 25 6.86% $4,175
United Nations Federal Credit Union 25 5.64% $9,456
ANGEL OAK MORTGAGE SOLUTIONS LLC 25 7.74% $14,340
Citizens Bank 25 6.52% $6,691
LAKEVIEW LOAN SERVICING, LLC 23 6.21% $5,636
The Federal Savings Bank 23 6.90% $6,872
Waterstone Mortgage Corporation 22 6.61% $7,766
GENEVA FINANCIAL, LLC 22 6.84% $9,242
MY MORTGAGE, INC. 21 6.90% $7,552
NORTHROP GRUMMAN Federal Credit Union 21 6.35% $5,968
NBKC BANK 21 6.39% $3,967
THE MORTGAGE LINK, INC. 21 6.68% $21,664
NASA Federal Credit Union 21 6.24% $7,615
Northpointe Bank 21 6.56% $5,952
Commerce Home Mortgage, Inc. 19 7.68% $20,319
EDUCATIONAL SYSTEMS 19 5.65% $5,976
Citibank 19 5.93% $7,350
Capital Bank 19 6.60% $5,587
UBS Bank USA 18 6.22% $5,344
NEW WAVE LENDING GROUP INC 18 7.22% $11,989
SUN WEST MORTGAGE COMPANY, INC. 18 6.74% $11,179
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 17 6.71% $9,302
ACNB Bank 17 6.74% $5,807
First Federal Bank 17 6.12% $4,899
Burke & Herbert Bank & Trust Company 17 6.27% $5,614
Dollar Bank, Federal Savings Bank 16 6.60% $12,427
UNIVERSAL MORTGAGE & FINANCE, INC. 16 6.90% $11,480
FIRST COLONY MORTGAGE CORPORATION 15 6.46% $9,588
HOMEBRIDGE FINANCIAL SERVICES, INC. 15 6.62% $8,942
UIF CORPORATION 15 6.83% $3,870
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 14 6.65% $11,703
AMERICAN FINANCIAL RESOURCES, INC. 14 6.39% $7,301
FBC MORTGAGE, LLC 14 6.43% $7,538
AMERITRUST MORTGAGE CORPORATION 14 7.10% $10,036
HOMEAMERICAN MORTGAGE CORPORATION 13 5.71% $3,527
Carrington Mortgage Services, LLC 13 7.12% $12,220
Bank-Fund Staff Federal Credit Union 13 5.93% $7,634
Credence Funding Corporation 13 6.48% $5,816
TRUMARK FINANCIAL CREDIT UNION 13 5.94% $6,433
NATIONS DIRECT MORTGAGE, LLC 13 6.76% $12,594
Citadel Servicing Corporation 13 8.10% $12,870
MidAtlantic Farm Credit, ACA 13 6.76% $8,673
HOMEXPRESS MORTGAGE CORP. 13 7.86% $15,605
CAPITAL CENTER, L.L.C. 13 6.30% $2,506
Pinnacle Bank 12 6.38% $6,396
Firstrust Savings Bank 12 6.49% $5,678
NP, Inc. 12 7.40% $20,823
Raymond James Bank 12 5.75% $5,067
RELIANCE FIRST CAPITAL, LLC 12 6.86% $8,997
The Huntington National Bank 12 6.63% $13,574
AFFORDABLE MORTGAGE ADVISORS, LLC. 12 6.75% $7,939
Cornerstone First Mortgage, Inc 11 7.27% $17,066
General Mortgage Capital Corporation 11 6.41% $4,618
Mortgage Research Center, LLC 11 6.53% $4,845
ABNB Federal Credit Union 10 4.99% $3,806
EVERETT FINANCIAL, INC. 10 6.89% $9,603
Farmers and Merchants Trust Company of Chambersburg 10 6.36% $7,895
First Option Mortgage, LLC 10 7.00% $7,192
HARTFORD FUNDING, LTD. 10 6.82% $7,872
ITHINK FINANCIAL Credit Union 10 7.03% $12,992
Kwik Mortgage Corporation 10 6.32% $4,242
NEXERA HOLDING LLC 10 7.88% $16,018
PIKE CREEK MORTGAGE SERVICES, INC. 10 6.47% $7,276
Stifel Bank and Trust 10 5.83% $4,320
SUCCESS MORTGAGE PARTNERS, INC. 10 6.55% $6,521
Watermark Capital, Inc. 9 6.75% $9,522
DEEPHAVEN MORTGAGE LLC 9 7.63% $15,365
Flagstar Bank, FSB 8 6.68% $6,194
MICHIGAN MUTUAL, INC. 8 6.72% $7,406
C & F Mortgage Corporation 8 6.53% $5,053
Hometown Equity Mortgage, LLC 8 8.09% $13,060
Integrity Home Mortgage Corp 8 7.06% $6,137
MORTGAGE ACCESS CORP. 8 6.61% $9,706
First-Citizens Bank & Trust Company 8 6.26% $5,692
1ST FINANCIAL, INC. 7 6.77% $8,492
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 7 5.57% $5,543
OceanFirst Bank 7 6.21% $4,719
MLD MORTGAGE INC. 7 7.00% $9,624
Wilmington Savings Fund Society, FSB 6 6.50% $3,358
FM Home Loans, LLC 6 6.52% $5,295
MDE Home Loans, LLC 6 6.85% $8,291
Strong Home Mortgage, LLC 6 6.27% $3,891
MORIA DEVELOPMENT, INC. 6 7.02% $4,984
ROUNDPOINT MORTGAGE SERVICING CORPORATION 6 6.39% $3,810
JMAC LENDING, INC. 6 6.56% $8,211
LAFAYETTE FEDERAL CREDIT UNION 5 6.58% $4,338
Baxter Credit Union 5 5.88% $6,692
City National Bank 5 5.64% $9,450
Fifth Third Bank 5 6.30% $4,486
MILEND, INC. 5 6.57% $11,019
Service Federal Credit Union 5 5.25% $4,522
ROYAL UNITED MORTGAGE LLC 5 6.50% $6,741
Goldman Sachs Bank USA 5 5.66% $7,653
AMERICAN HERITAGE LENDING, INC. 5 7.83% $14,277
American Mortgage & Equity Consultants, Inc. 5 7.05% $11,510
TOWNE MORTGAGE COMPANY 5 7.02% $9,998
ANDREWS FEDERAL CREDIT UNION 5 6.08% $7,845
PLANET HOME LENDING, LLC 4 6.22% $5,399
PREMIER MORTGAGE RESOURCES, L.L.C. 4 6.94% $16,074
PREMIA MORTGAGE, LLC 4 5.96% $2,487
JUSTICE Federal Credit Union 4 6.06% $5,539
ALLIED MORTGAGE GROUP, INC. 4 6.50% $4,225
Ixonia Bank 4 7.38% $8,502
East Coast Capital Corp. 4 7.19% $9,883
Acre Mortgage and Financial Inc 4 7.34% $12,141
Third Federal Savings and Loan Association of Cleveland 4 6.42% $3,545
OAKTREE FUNDING CORP. 4 7.75% $19,037
LANGLEY 4 5.52% $5,449
LAND HOME FINANCIAL SERVICES, INC. 4 6.84% $8,243
IVY MORTGAGE, INC. 4 6.22% $2,126
Industrial Bank 4 6.15% $21,634
LOANPAL, LLC 4 6.31% $18,187
KeyBank 3 6.21% $6,149
ABSOLUTE HOME MORTGAGE CORPORATION 3 7.08% $7,628
Leader Bank 3 6.29% $5,414
Logan Finance Corporation 3 7.75% $20,841
Luxury Mortgage Corp. 3 7.29% $13,733
MEMBERS 1ST FEDERAL CREDIT UNION 3 6.83% $6,435
Mid-Atlantic Federal Credit Union 3 5.88% $3,811
HOMESTEAD FUNDING CORP. 3 6.41% $6,660
NATIONAL COOPERATIVE BANK, N.A. 3 6.88% $3,589
Home Mortgage Alliance Corp 3 8.08% $28,084
Nations Lending Corporation 3 6.58% $6,515
Performance Financial, Inc. 3 7.63% $11,333
Philadelphia Mortgage Advisors, Inc. 3 6.50% $9,925
AMERICAN PORTFOLIO MORTGAGE CORPORATION 3 6.75% $5,804
AMERICAN INTERNET MORTGAGE, INC. 3 5.96% $4,677
AMERICAN FINANCING CORPORATION 3 6.83% $15,035
REV FEDERAL CREDIT UNION 3 6.29% $10,350
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 3 5.54% $4,669
EVANSVILLE TEACHERS 3 6.08% $5,120
The Freedom Bank of Virginia 3 6.13% $4,223
TJC Mortgage, Inc. 3 6.41% $6,248
Encompass Lending Group, LP 3 6.95% $6,548
V.I.P. MORTGAGE, INC. 3 6.17% $8,027
WINGS FINANCIAL 2 6.19% $4,354
NYMEO FEDERAL CREDIT UNION 2 5.25% $3,336
FRANKLIN MINT 2 6.50% $3,230
Kearny Bank 2 6.12% $3,651
Aurora Financial, LLC 2 6.31% $4,409
First Horizon Bank 2 6.88% $6,045
LOANFLIGHT LENDING, LLC 2 6.06% $4,995
AMERICAN FINANCE HOUSE LARIBA 2 6.73% $5,171
American Security Mortgage Corp. 2 7.06% $4,687
Paramount Bank 2 7.00% $5,506
CANOPY MORTGAGE, LLC 2 6.13% $8,280
Advisors Mortgage Group, L.L.C. 2 6.81% $5,020
SUMMIT FUNDING, INC. 2 6.81% $9,871
CITY FIRST MORTGAGE SERVICES, L.L.C. 2 6.88% $6,143
Bank of Hope 2 6.13% $5,247
NETWORK CAPITAL FUNDING CORPORATION 2 6.88% $8,374
S1L, Inc. 2 7.24% $6,202
DELTA COMMUNITY CREDIT UNION 2 5.63% $8,213
Ally Bank 2 6.31% $8,774
TEACHERS 2 5.94% $5,155
JAMS-01, INC. 2 6.44% $6,847
KINECTA 2 6.13% $6,377
GSF Mortgage Corporation 2 6.31% $6,737
SECURITYNATIONAL MORTGAGE COMPANY 2 7.38% $4,936
NJ LENDERS CORP. 2 6.25% $4,675
MORTGAGEONE, INC. 2 7.13% $5,453
Equity Prime Mortgage LLC 2 6.44% $12,837
MILLENNIUM FINANCIAL GROUP, INC. 2 6.50% $5,942
THE MORTGAGE FIRM, INC. 2 6.88% $3,640
Northwest Federal Credit Union 2 6.38% $5,749
NORWICH COMMERCIAL GROUP, INC. 2 7.06% $7,912
Cathay Bank 2 6.56% $7,010
FOUNDATION MORTGAGE CORPORATION 2 9.00% $34,806
Financial Federal Bank 1 6.75% $6,517
Southwest Airlines Federal Credit Union 1 5.88% $9,651
STAR ONE CREDIT UNION 1 6.75% $3,580
State Department Federal Credit Union 1 5.88% $5,018
CONTOUR MORTGAGE CORPORATION 1 7.13% $7,633
INTERNATIONAL CITY MORTGAGE, INC. 1 6.88% $70,874
CLIFFCO, INC. 1 6.49% $6,402
MID AMERICA MORTGAGE, INC. 1 7.25% $12,092
AMERICAN FEDERAL MORTGAGE CORPORATION 1 6.88% $4,057
Merchants Bank of Indiana 1 6.88% $4,297
Texana Bank 1 6.63% $6,219
CHARLOTTE METRO FEDERAL CREDIT UNION 1 5.25% $4,027
Blue Ridge Bank 1 6.63% $8,344
MEMBER FIRST MORTGAGE, LLC 1 6.88% $3,952
CHEVRON 1 6.75% $4,242
The Park National Bank 1 7.25% $8,345
LOANLEADERS OF AMERICA, INC. 1 7.00% $9,295
TIDEWATER MORTGAGE SERVICES, INC. 1 6.50% $6,750
Bethpage Federal Credit Union 1 7.13% $6,338
Alerus Financial 1 6.50% $4,262
CITADEL FEDERAL CREDIT UNION 1 6.50% $4,577
Elements Financial Federal Credit Union 1 6.75% $6,030
BAYCOAST MORTGAGE COMPANY, LLC 1 6.88% $4,107
DIRECT MORTGAGE, CORP. 1 6.38% $12,882
DIGITAL Federal Credit Union 1 5.75% $3,531
Union Savings Bank 1 6.50% $6,231
UNITED MORTGAGE CORP 1 6.38% $21,959
Deseret First Credit Union 1 6.25% $5,652
ADVANCIAL 1 6.00% $5,235
Univest Bank and Trust Co. 1 7.38% $4,266
LIBRARY OF CONGRESS 1 6.25% $8,586
LIBERTY HOME MORTGAGE CORPORATION 1 8.38% $9,161
Greenbox Loans, Inc. 1 10.38% $11,870
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.38% $3,991
BOKF 1 8.00% $5,446
NORTH COUNTRY 1 6.88% $3,881
GEO-CORP, INC. 1 6.38% $8,061
Gateway First Bank 1 7.00% $2,984
FUNDLOANS CAPITAL 1 7.38% $16,196
Apple Federal Credit Union 1 6.50% $6,663
N R L Federal Credit Union 1 6.63% $7,749
NEW FED MORTGAGE, CORP. 1 6.99% $11,304
Network Funding, L.P. 1 6.13% $6,564
CALCON MUTUAL MORTGAGE LLC 1 6.63% $3,558
ONY GLO, INC. 1 6.99% $5,909
BNY Mellon 1 6.00% $8,888
Peoples Bank 1 6.63% $4,124
US MORTGAGE CORPORATION 1 7.38% $4,864
Florida Capital Bank 1 6.49% $8,624
Clear Mountain Bank 1 6.38% $4,737
Armed Forces Bank 1 6.63% $4,433
BM Real Estate Services, Inc. 1 6.62% $5,130
NATION ONE MORTGAGE CORPORATION 1 6.88% $22,155
FIRST TECHNOLOGY 1 7.00% $3,645
First State Bank 1 6.63% $4,224
AmeriHome Mortgage Company, LLC 1 6.13% $7,650
BMO Harris Bank 1 6.75% $7,077
PREMIER LENDING, INC. 1 6.99% $9,159
LENDING CAPITAL GROUP Inc 1 6.38% $5,113
Axos Bank 1 6.13% $1,872
AMERICAN HERITAGE FCU 1 6.09% $4,430
Quontic Bank 1 8.63% $10,386
LEGEND LENDING CORPORATION 1 7.25% $8,807
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 1 5.25% $2,185
RBC Bank, (Georgia) 1 5.38% $3,322
RESIDENTIAL BANCORP 1 6.13% $2,071
Carrollton Bank 1 5.75% $7,277
Countybank 1 6.88% $4,659
Barrington Bank & Trust Company, N.A. 1 8.25% $6,049
SeaTrust Mortgage Company 1 6.50% $7,148
First Federal Bank of Kansas City 1 6.50% $4,013
Mid Penn Bank 1 6.13% $14,778
SIRVA MORTGAGE, INC. 1 6.88% $0

BALTIMORE - COLUMBIA - TOWSON Average Closing Costs & Other Stats

BALTIMORE-COLUMBIA-TOWSON, MD's 356 lenders originated 58,902 loans during 2025. The total origination value was $19,711,010,000, with an average loan value of $334,641.

BALTIMORE - COLUMBIA - TOWSON's average closing costs are $6,771.

The top BALTIMORE - COLUMBIA - TOWSON lender as defined by loan originations is QUICKEN LOANS, LLC, with 1,628 loans originated. Their average total fees are $6,879, which is $2,740 lower than the next largest lender, FIRST HOME MORTGAGE CORPORATION.

The lowest fee BALTIMORE - COLUMBIA - TOWSON lenders (with over 10 loans originated) are PULTE MORTGAGE LLC ($1,251), CAPITAL CENTER, L.L.C. ($2,506), FEDERATED MORTGAGE CORP. ($3,057), HOMEAMERICAN MORTGAGE CORPORATION ($3,527) and TD Bank ($3,754).

The lowest rate BALTIMORE - COLUMBIA - TOWSON lenders (with over 10 loans originated) are ABNB Federal Credit Union (4.99%), Charles Schwab Bank, SSB (5.43%), Securityplus FCU (5.59%), United Nations Federal Credit Union (5.64%) and EDUCATIONAL SYSTEMS (5.65%).

BALTIMORE-COLUMBIA-TOWSON, MD Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
QUICKEN LOANS, LLC $995,180,000 $1,155,815,000 16.1% 5.9%
UNITED WHOLESALE MORTGAGE, LLC $884,685,000 $1,115,085,000 26.0% 5.7%
FIRST HOME MORTGAGE CORPORATION $688,185,000 $761,040,000 10.6% 3.9%
NFM, INC. $477,320,000 $551,300,000 15.5% 2.8%
NAVY FEDERAL CREDIT UNION $427,140,000 $451,295,000 5.7% 2.3%
NVR Mortgage Finance, Inc. $413,120,000 $419,640,000 1.6% 2.1%
First National Bank of Pennsylvania $348,105,000 $392,200,000 12.7% 2.0%
M&T Bank $304,470,000 $379,235,000 24.6% 1.9%
Bank of America $237,840,000 $375,480,000 57.9% 1.9%
PRIMARY RESIDENTIAL MORTGAGE, INC. $291,755,000 $374,960,000 28.5% 1.9%
FREEDOM MORTGAGE CORPORATION $313,520,000 $354,375,000 13.0% 1.8%
PENNYMAC LOAN SERVICES, LLC $247,445,000 $339,735,000 37.3% 1.7%
Truist $310,030,000 $335,005,000 8.1% 1.7%
CROSSCOUNTRY MORTGAGE, LLC $197,845,000 $322,570,000 63.0% 1.6%
DIRECT MORTGAGE LOANS, LLC $208,370,000 $282,335,000 35.5% 1.4%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $249,515,000 $281,690,000 12.9% 1.4%
Towne Bank $257,800,000 $272,880,000 5.8% 1.4%
NEWREZ LLC $181,785,000 $271,940,000 49.6% 1.4%
WALKER & DUNLOP, LLC $43,490,000 $251,665,000 478.7% 1.3%
Mortgage Research Center, LLC $213,965,000 $234,645,000 9.7% 1.2%
Shore United Bank $167,155,000 $233,040,000 39.4% 1.2%
CMG MORTGAGE, INC. $152,570,000 $223,225,000 46.3% 1.1%
TOWER $160,905,000 $219,550,000 36.4% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $234,070,000 $216,785,000 -7.4% 1.1%
Prosperity Home Mortgage, LLC $209,970,000 $216,035,000 2.9% 1.1%
JPMorgan Chase Bank $186,855,000 $205,485,000 10.0% 1.0%
M&T Realty Capital Corporation $3,505,000 $194,665,000 5,453.9% 1.0%
Meridian Bank Corporation $259,395,000 $184,960,000 -28.7% 0.9%
PNC Bank $241,905,000 $182,050,000 -24.7% 0.9%
Arbor Realty Trust, Inc. $62,835,000 $167,725,000 166.9% 0.9%
DAS Acquisition Company, LLC $157,480,000 $160,390,000 1.8% 0.8%
GUARANTEED RATE AFFINITY, LLC $124,600,000 $152,860,000 22.7% 0.8%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $103,790,000 $149,880,000 44.4% 0.8%
Atlantic Union Bank $2,535,000 $149,315,000 5,790.1% 0.8%
Fulton Bank $130,615,000 $144,125,000 10.3% 0.7%
GUARANTEED RATE, INC. $94,295,000 $142,590,000 51.2% 0.7%
Wells Fargo Bank $107,470,000 $139,210,000 29.5% 0.7%
GUILD MORTGAGE COMPANY $85,525,000 $131,395,000 53.6% 0.7%
MOVEMENT MORTGAGE, LLC $195,105,000 $128,800,000 -34.0% 0.7%
BAY CAPITAL MORTGAGE CORPORATION $136,155,000 $126,430,000 -7.1% 0.6%
LOANDEPOT.COM, LLC $110,820,000 $126,045,000 13.7% 0.6%
EAGLE HOME MORTGAGE, LLC $116,190,000 $121,340,000 4.4% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $82,810,000 $109,235,000 31.9% 0.6%
EMBRACE HOME LOANS, INC. $120,665,000 $100,255,000 -16.9% 0.5%
First Heritage Mortgage, LLC $73,680,000 $100,035,000 35.8% 0.5%
SWBC MORTGAGE CORPORATION $85,095,000 $99,570,000 17.0% 0.5%
DHI MORTGAGE COMPANY, LTD. $78,120,000 $89,335,000 14.4% 0.5%
OCMBC, INC. $68,820,000 $88,510,000 28.6% 0.4%
WesBanco $82,620,000 $85,465,000 3.4% 0.4%
Rosedale Federal Savings and Loan Association $17,885,000 $84,025,000 369.8% 0.4%
Citizens Bank $51,665,000 $82,385,000 59.5% 0.4%
HOMESIDE FINANCIAL, LLC $63,420,000 $80,915,000 27.6% 0.4%
FIDELITY DIRECT MORTGAGE, LLC $66,370,000 $80,750,000 21.7% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $61,175,000 $79,200,000 29.5% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $79,735,000 $77,050,000 -3.4% 0.4%
BROKER SOLUTIONS, INC. $60,475,000 $75,480,000 24.8% 0.4%
LENDINGHOME FUNDING CORPORATION $69,730,000 $74,185,000 6.4% 0.4%
FIRST FINANCIAL OF MARYLAND $58,590,000 $73,385,000 25.3% 0.4%
POINT BREEZE $55,540,000 $71,365,000 28.5% 0.4%
Ameris Bank $82,810,000 $70,465,000 -14.9% 0.4%
Presidential Bank, FSB $80,145,000 $69,305,000 -13.5% 0.4%
RF Renovo Management Company, LLC $37,555,000 $67,940,000 80.9% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $63,800,000 $67,775,000 6.2% 0.3%
Atlantic Coast Mortgage, LLC $54,220,000 $64,530,000 19.0% 0.3%
ZILLOW HOME LOANS, LLC $15,555,000 $63,630,000 309.1% 0.3%
UNION HOME MORTGAGE CORP. $55,555,000 $63,135,000 13.6% 0.3%
Morgan Stanley Private Bank $50,780,000 $62,855,000 23.8% 0.3%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $42,950,000 $62,590,000 45.7% 0.3%
Vellum Mortgage, Inc. $44,065,000 $62,530,000 41.9% 0.3%
BAY EQUITY LLC $99,690,000 $62,085,000 -37.7% 0.3%
Citibank $33,325,000 $61,360,000 84.1% 0.3%
FIRST SAVINGS MORTGAGE CORPORATION $50,070,000 $59,735,000 19.3% 0.3%
PENTAGON FEDERAL CREDIT UNION $57,645,000 $59,195,000 2.7% 0.3%
DOMINION FINANCIAL SERVICES, LLC $64,715,000 $58,305,000 -9.9% 0.3%
PULTE MORTGAGE LLC $75,775,000 $57,610,000 -24.0% 0.3%
Paramount Residential Mortgage Group, Inc. $46,000,000 $57,315,000 24.6% 0.3%
The Loan Store, Inc. $48,960,000 $57,220,000 16.9% 0.3%
ENVOY MORTGAGE, LTD $46,825,000 $55,580,000 18.7% 0.3%
U.S. Bank $70,585,000 $53,945,000 -23.6% 0.3%
EMM LOANS LLC $40,240,000 $53,330,000 32.5% 0.3%
BERKELEY POINT CAPITAL LLC $112,350,000 $52,925,000 -52.9% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $36,615,000 $51,260,000 40.0% 0.3%
Century Mortgage Company DBA Century Lending Company $28,625,000 $49,670,000 73.5% 0.3%
VILLAGE CAPITAL MORTGAGE $50,525,000 $48,910,000 -3.2% 0.2%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $37,640,000 $48,315,000 28.4% 0.2%
CBRE MULTIFAMILY CAPITAL, INC. $265,500,000 $47,800,000 -82.0% 0.2%
USAA Federal Savings Bank $37,690,000 $47,430,000 25.8% 0.2%
Sierra Pacific Mortgage Company, Inc. $61,210,000 $47,395,000 -22.6% 0.2%
TD Bank $66,010,000 $46,465,000 -29.6% 0.2%
CHURCHILL MORTGAGE CORPORATION $40,090,000 $45,085,000 12.5% 0.2%
SPRING EQ, LLC $10,655,000 $42,265,000 296.7% 0.2%
MORTGAGE EQUITY PARTNERS LLC $40,510,000 $41,705,000 2.9% 0.2%
Orrstown Bank $22,725,000 $40,265,000 77.2% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $38,285,000 $39,315,000 2.7% 0.2%
The Federal Savings Bank $32,720,000 $39,245,000 19.9% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $41,660,000 $39,240,000 -5.8% 0.2%
Carrington Mortgage Services, LLC $30,980,000 $38,350,000 23.8% 0.2%
MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED $16,675,000 $37,635,000 125.7% 0.2%
BETTER MORTGAGE CORPORATION $14,030,000 $36,985,000 163.6% 0.2%
Keystone Funding, Inc. $31,245,000 $36,400,000 16.5% 0.2%
Barings Multifamily Capital $87,315,000 $35,840,000 -59.0% 0.2%
Equity Prime Mortgage LLC $15,715,000 $35,360,000 125.0% 0.2%
LAKEVIEW LOAN SERVICING, LLC $29,335,000 $35,025,000 19.4% 0.2%
ORIX REAL ESTATE CAPITAL, LLC $30,310,000 $34,215,000 12.9% 0.2%
AMERISAVE MORTGAGE CORPORATION $20,050,000 $34,050,000 69.8% 0.2%
LENOX FINANCIAL MORTGAGE CORPORATION $11,020,000 $34,030,000 208.8% 0.2%
Residential Mortgage Solutions, Inc. $62,965,000 $33,030,000 -47.5% 0.2%
SOUTHERN TRUST MORTGAGE, LLC $29,910,000 $32,910,000 10.0% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $24,085,000 $32,125,000 33.4% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $3,145,000 $31,435,000 899.5% 0.2%
Plains Commerce Bank $65,835,000 $29,825,000 -54.7% 0.2%
City Lending Inc. $58,360,000 $29,340,000 -49.7% 0.1%
PHH Mortgage Corporation $10,545,000 $29,255,000 177.4% 0.1%
United Bank $84,835,000 $29,215,000 -65.6% 0.1%
PLANET HOME LENDING, LLC $20,950,000 $28,665,000 36.8% 0.1%
HOMEXPRESS MORTGAGE CORP. $20,665,000 $28,560,000 38.2% 0.1%
Commerce Home Mortgage, Inc. $2,805,000 $28,495,000 915.9% 0.1%
GREYSTONE SERVICING COMPANY LLC $87,490,000 $28,350,000 -67.6% 0.1%
Figure Lending LLC $21,635,000 $28,085,000 29.8% 0.1%
Charles Schwab Bank, SSB $11,710,000 $28,005,000 139.2% 0.1%
Grandbridge Real Estate Capital LLC $27,495,000 $27,380,000 -0.4% 0.1%
EQUITY RESOURCES, INC. $26,255,000 $26,890,000 2.4% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $31,145,000 $26,675,000 -14.4% 0.1%
A&D Mortgage LLC $13,305,000 $26,440,000 98.7% 0.1%
First Federal Bank $33,010,000 $26,340,000 -20.2% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $16,625,000 $25,010,000 50.4% 0.1%
APL $20,420,000 $25,005,000 22.5% 0.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $24,980,000 n/a 0.1%
NASA Federal Credit Union $13,305,000 $24,835,000 86.7% 0.1%
RADIUS FINANCIAL GROUP INC. $22,190,000 $24,745,000 11.5% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $28,895,000 $23,840,000 -17.5% 0.1%
CARDINAL FINANCIAL $24,715,000 $23,670,000 -4.2% 0.1%
INTERCOASTAL MORTGAGE COMPANY $25,395,000 $23,615,000 -7.0% 0.1%
Farmers and Merchants Bank Of Fowblesburg, Maryland $11,380,000 $22,795,000 100.3% 0.1%
Alcova Mortgage LLC $15,445,000 $22,470,000 45.5% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $9,755,000 $22,260,000 128.2% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $22,190,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $28,670,000 $21,820,000 -23.9% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $39,465,000 $21,595,000 -45.3% 0.1%
Capital Bank $21,395,000 $21,390,000 0.0% 0.1%
T2 FINANCIAL LLC $18,455,000 $20,830,000 12.9% 0.1%
ARC HOME LLC $19,020,000 $20,450,000 7.5% 0.1%
LOANPAL, LLC $9,600,000 $20,320,000 111.7% 0.1%
FEDERATED MORTGAGE CORP. $17,720,000 $20,235,000 14.2% 0.1%
BayVanguard Bank $14,555,000 $20,210,000 38.9% 0.1%
United Nations Federal Credit Union $9,435,000 $20,060,000 112.6% 0.1%
Johns Hopkins Federal Credit Union $15,435,000 $19,945,000 29.2% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $32,130,000 $19,610,000 -39.0% 0.1%
TOTAL MORTGAGE SERVICES, LLC $7,620,000 $19,455,000 155.3% 0.1%
Merchants Capital Corp. $19,405,000 n/a 0.1%
THE MORTGAGE LINK, INC. $11,860,000 $19,345,000 63.1% 0.1%
DEEPHAVEN MORTGAGE LLC $9,625,000 $19,215,000 99.6% 0.1%
Dollar Bank, Federal Savings Bank $21,310,000 $19,175,000 -10.0% 0.1%
GREYSTONE FUNDING COMPANY LLC $18,845,000 n/a 0.1%
ACNB Bank $12,345,000 $18,550,000 50.3% 0.1%
Homesale Mortgage, LLC $21,230,000 $18,520,000 -12.8% 0.1%
AMERICAN HERITAGE LENDING, INC. $18,220,000 $18,500,000 1.5% 0.1%
NBKC BANK $21,415,000 $18,445,000 -13.9% 0.1%
GUIDANCE RESIDENTIAL, LLC $14,895,000 $17,870,000 20.0% 0.1%
UNIVERSAL MORTGAGE & FINANCE, INC. $13,910,000 $17,570,000 26.3% 0.1%
Third Federal Savings and Loan Association of Cleveland $15,135,000 $17,435,000 15.2% 0.1%
Arundel Federal Savings Bank $28,360,000 $17,230,000 -39.2% 0.1%
GENEVA FINANCIAL, LLC $8,715,000 $16,960,000 94.6% 0.1%
EDUCATIONAL SYSTEMS $7,930,000 $16,765,000 111.4% 0.1%
Waterstone Mortgage Corporation $3,735,000 $16,480,000 341.2% 0.1%
First National Bank of America $25,490,000 $16,465,000 -35.4% 0.1%
NEW DAY FINANCIAL, LLC $18,905,000 $16,050,000 -15.1% 0.1%
Coastal Community Bank $2,765,000 $16,035,000 479.9% 0.1%
Securityplus FCU $12,510,000 $15,650,000 25.1% 0.1%
Citadel Servicing Corporation $14,150,000 $15,540,000 9.8% 0.1%
VAN DYK MORTGAGE CORPORATION $9,455,000 $15,430,000 63.2% 0.1%
HOMEAMERICAN MORTGAGE CORPORATION $8,860,000 $15,165,000 71.2% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $16,785,000 $15,125,000 -9.9% 0.1%
The Dart Bank $1,540,000 $15,045,000 876.9% 0.1%
Northpointe Bank $7,585,000 $14,465,000 90.7% 0.1%
FIRST ALLIANCE HOME MORTGAGE, LLC $9,770,000 $14,435,000 47.7% 0.1%
NORTHROP GRUMMAN Federal Credit Union $12,760,000 $13,960,000 9.4% 0.1%
Hometown Equity Mortgage, LLC $10,420,000 $13,775,000 32.2% 0.1%
AMERITRUST MORTGAGE CORPORATION $15,655,000 $13,750,000 -12.2% 0.1%
HAR-CO Credit Union $13,970,000 $13,640,000 -2.4% 0.1%
NP, Inc. $9,045,000 $13,585,000 50.2% 0.1%
AmeriHome Mortgage Company, LLC $5,070,000 $13,520,000 166.7% 0.1%
UBS Bank USA $14,360,000 $13,520,000 -5.8% 0.1%
TOWNE MORTGAGE COMPANY $9,290,000 $13,250,000 42.6% 0.1%
Cornerstone First Mortgage, Inc $7,570,000 $13,240,000 74.9% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $51,840,000 $13,135,000 -74.7% 0.1%
NexBank $8,870,000 $13,135,000 48.1% 0.1%
Pinnacle Bank $7,095,000 $12,725,000 79.4% 0.1%
The Queenstown Bank of Maryland $8,720,000 $12,705,000 45.7% 0.1%
AMWEST FUNDING CORP. $13,645,000 $12,640,000 -7.4% 0.1%
NORTHMARQ CAPITAL FINANCE, L.L.C. $32,045,000 $12,350,000 -61.5% 0.1%
Amalgamated Bank $12,295,000 n/a 0.1%
NATIONS DIRECT MORTGAGE, LLC $7,655,000 $12,030,000 57.2% 0.1%
Raymond James Bank $4,970,000 $11,970,000 140.8% 0.1%
MidAtlantic Farm Credit, ACA $14,475,000 $11,880,000 -17.9% 0.1%
MY MORTGAGE, INC. $10,535,000 $11,865,000 12.6% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $4,120,000 $11,860,000 187.9% 0.1%
NMSI, INC. $9,635,000 $11,840,000 22.9% 0.1%
AFFORDABLE MORTGAGE ADVISORS, LLC. $7,075,000 $11,615,000 64.2% 0.1%
EVERETT FINANCIAL, INC. $10,765,000 $11,595,000 7.7% 0.1%
LENDINGONE, LLC $7,320,000 $11,595,000 58.4% 0.1%
Harford Bank $3,335,000 $11,460,000 243.6% 0.1%
FBC MORTGAGE, LLC $6,405,000 $11,315,000 76.7% 0.1%
Watermark Capital, Inc. $9,315,000 $11,175,000 20.0% 0.1%
The Huntington National Bank $15,985,000 $10,970,000 -31.4% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $5,765,000 $10,965,000 90.2% 0.1%
Armed Forces Bank $10,180,000 $10,840,000 6.5% 0.1%
NEW WAVE LENDING GROUP INC $9,175,000 $10,835,000 18.1% 0.1%
First-Citizens Bank & Trust Company $11,125,000 $10,705,000 -3.8% 0.1%
COLLIERS MORTGAGE LLC $10,525,000 n/a 0.1%
CLEARPATH LENDING $10,945,000 $10,255,000 -6.3% 0.1%
Logan Finance Corporation $4,325,000 $10,240,000 136.8% 0.1%
City National Bank $715,000 $10,045,000 1,304.9% 0.1%
MID AMERICA MORTGAGE, INC. $10,995,000 $10,040,000 -8.7% 0.1%
LENDSURE MORTGAGE CORP. $5,300,000 $9,700,000 83.0% 0.0%
Credence Funding Corporation $8,000,000 $9,490,000 18.6% 0.0%
FIRST COLONY MORTGAGE CORPORATION $850,000 $9,350,000 1,000.0% 0.0%
Goldman Sachs Bank USA $4,630,000 $9,295,000 100.8% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $7,765,000 $9,290,000 19.6% 0.0%
Farmers and Merchants Trust Company of Chambersburg $8,100,000 $9,245,000 14.1% 0.0%
RELIANCE FIRST CAPITAL, LLC $9,510,000 $9,025,000 -5.1% 0.0%
QUORUM FEDERAL CREDIT UNION $4,795,000 $9,010,000 87.9% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $10,270,000 $8,950,000 -12.9% 0.0%
The Gratz Bank $14,045,000 $8,815,000 -37.2% 0.0%
Bank-Fund Staff Federal Credit Union $9,440,000 $8,615,000 -8.7% 0.0%
ITHINK FINANCIAL Credit Union $10,470,000 $8,380,000 -20.0% 0.0%
Univest Bank and Trust Co. $1,865,000 $8,095,000 334.0% 0.0%
Woori America Bank $980,000 $8,050,000 721.4% 0.0%
FINANCE OF AMERICA REVERSE LLC $8,585,000 $7,975,000 -7.1% 0.0%
LONGBRIDGE FINANCIAL, LLC $5,495,000 $7,915,000 44.0% 0.0%
UIF CORPORATION $12,725,000 $7,860,000 -38.2% 0.0%
GEO-CORP, INC. $5,825,000 $7,715,000 32.4% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $4,305,000 $7,685,000 78.5% 0.0%
ABNB Federal Credit Union $7,150,000 n/a 0.0%
Stifel Bank and Trust $7,120,000 $7,060,000 -0.8% 0.0%
Flagstar Bank, FSB $27,700,000 $7,005,000 -74.7% 0.0%
General Mortgage Capital Corporation $2,710,000 $6,855,000 153.0% 0.0%
LIMA ONE CAPITAL, LLC $18,370,000 $6,825,000 -62.8% 0.0%
Freedom of Maryland Federal Credit Union $11,240,000 $6,715,000 -40.3% 0.0%
HARTFORD FUNDING, LTD. $655,000 $6,700,000 922.9% 0.0%
GTE Federal Credit Union $3,420,000 $6,625,000 93.7% 0.0%
NEXERA HOLDING LLC $9,490,000 $6,595,000 -30.5% 0.0%
NYMEO FEDERAL CREDIT UNION $350,000 $6,525,000 1,764.3% 0.0%
21ST MORTGAGE CORPORATION $6,830,000 $6,505,000 -4.8% 0.0%
Firstrust Savings Bank $7,020,000 $6,460,000 -8.0% 0.0%
Strong Home Mortgage, LLC $9,130,000 $6,430,000 -29.6% 0.0%
TRUMARK FINANCIAL CREDIT UNION $6,275,000 n/a 0.0%
Burke & Herbert Bank & Trust Company $1,570,000 $6,190,000 294.3% 0.0%
Jarrettsville Federal Savings & Loan Assn $2,170,000 $6,185,000 185.0% 0.0%
MLD MORTGAGE INC. $1,230,000 $6,105,000 396.3% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $425,000 $6,025,000 1,317.6% 0.0%
First Option Mortgage, LLC $7,800,000 $5,980,000 -23.3% 0.0%
MICHIGAN MUTUAL, INC. $14,545,000 $5,960,000 -59.0% 0.0%
Service Federal Credit Union $290,000 $5,890,000 1,931.0% 0.0%
CAPITAL CENTER, L.L.C. $3,485,000 $5,610,000 61.0% 0.0%
Integrity Home Mortgage Corp $5,150,000 $5,555,000 7.9% 0.0%
CONSTRUCTIVE LOANS, LLC $1,955,000 $5,405,000 176.5% 0.0%
ALLIED MORTGAGE GROUP, INC. $2,270,000 $5,310,000 133.9% 0.0%
Kwik Mortgage Corporation $3,380,000 $5,050,000 49.4% 0.0%
USAlliance Federal Credit Union $1,570,000 $4,985,000 217.5% 0.0%
Barrington Bank & Trust Company, N.A. $9,525,000 $4,895,000 -48.6% 0.0%
BALTIMORE COUNTY EMPLOYEES $5,915,000 $4,870,000 -17.7% 0.0%
Home Mortgage Alliance Corp $2,100,000 $4,860,000 131.4% 0.0%
Ixonia Bank $1,100,000 $4,855,000 341.4% 0.0%
Acre Mortgage and Financial Inc $3,805,000 $4,820,000 26.7% 0.0%
1ST FINANCIAL, INC. $8,375,000 $4,775,000 -43.0% 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $3,050,000 $4,730,000 55.1% 0.0%
C & F Mortgage Corporation $5,315,000 $4,700,000 -11.6% 0.0%
MORTGAGE ACCESS CORP. $4,875,000 $4,610,000 -5.4% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $3,030,000 $4,590,000 51.5% 0.0%
JMAC LENDING, INC. $8,755,000 $4,555,000 -48.0% 0.0%
Axos Bank $910,000 $4,485,000 392.9% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $4,040,000 $4,460,000 10.4% 0.0%
FM Home Loans, LLC $1,635,000 $4,390,000 168.5% 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $5,940,000 $4,365,000 -26.5% 0.0%
Nations Lending Corporation $5,325,000 $4,315,000 -19.0% 0.0%
American Mortgage & Equity Consultants, Inc. $34,745,000 $4,220,000 -87.9% 0.0%
Wilmington Savings Fund Society, FSB $4,130,000 $4,185,000 1.3% 0.0%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $6,740,000 $4,170,000 -38.1% 0.0%
MILEND, INC. $1,890,000 $4,145,000 119.3% 0.0%
Baxter Credit Union $2,785,000 $4,100,000 47.2% 0.0%
FIRST TECHNOLOGY $615,000 $4,100,000 566.7% 0.0%
PREMIA MORTGAGE, LLC $4,395,000 $4,070,000 -7.4% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $2,715,000 $4,015,000 47.9% 0.0%
TRIAD FINANCIAL SERVICES, INC. $2,645,000 $4,005,000 51.4% 0.0%
JUSTICE Federal Credit Union $1,190,000 $3,995,000 235.7% 0.0%
Leader Bank $2,680,000 $3,995,000 49.1% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $2,785,000 $3,905,000 40.2% 0.0%
MDE Home Loans, LLC $1,970,000 $3,815,000 93.7% 0.0%
NORWICH COMMERCIAL GROUP, INC. $8,835,000 $3,745,000 -57.6% 0.0%
Bethpage Federal Credit Union $3,290,000 $3,655,000 11.1% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $3,650,000 $3,600,000 -1.4% 0.0%
Industrial Bank $480,000 $3,520,000 633.3% 0.0%
AMERICAN FINANCING CORPORATION $1,070,000 $3,510,000 228.0% 0.0%
LANGLEY $845,000 $3,490,000 313.0% 0.0%
East Coast Capital Corp. $8,560,000 $3,485,000 -59.3% 0.0%
FOUNDATION MORTGAGE CORPORATION $905,000 $3,450,000 281.2% 0.0%
Beeline Loans, Inc. $1,035,000 $3,440,000 232.4% 0.0%
LOANFLIGHT LENDING, LLC $2,325,000 $3,430,000 47.5% 0.0%
DIGITAL Federal Credit Union $2,480,000 $3,380,000 36.3% 0.0%
Bank of Clarke County $1,360,000 $3,260,000 139.7% 0.0%
ANDREWS FEDERAL CREDIT UNION $2,570,000 $3,250,000 26.5% 0.0%
IVY MORTGAGE, INC. $3,805,000 $3,235,000 -15.0% 0.0%
N R L Federal Credit Union $1,265,000 $3,220,000 154.5% 0.0%
INTELLILOAN, INC. $3,170,000 n/a 0.0%
EASTERN SAVINGS BANK $1,045,000 $3,115,000 198.1% 0.0%
Toyota Financial Savings Bank $1,425,000 $3,105,000 117.9% 0.0%
Northwest Federal Credit Union $4,510,000 $3,095,000 -31.4% 0.0%
Apple Federal Credit Union $3,760,000 $3,055,000 -18.8% 0.0%
GSF Mortgage Corporation $2,590,000 $3,030,000 17.0% 0.0%
OceanFirst Bank $4,590,000 $2,810,000 -38.8% 0.0%
Fifth Third Bank $2,045,000 $2,760,000 35.0% 0.0%
TJC Mortgage, Inc. $4,425,000 $2,680,000 -39.4% 0.0%
Texana Bank $620,000 $2,630,000 324.2% 0.0%
Aurora Financial, LLC $10,090,000 $2,625,000 -74.0% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,470,000 $2,595,000 -25.2% 0.0%
Franklin Loan Corporation $545,000 $2,570,000 371.6% 0.0%
CANOPY MORTGAGE, LLC $1,145,000 $2,550,000 122.7% 0.0%
OAKTREE FUNDING CORP. $5,445,000 $2,510,000 -53.9% 0.0%
Performance Financial, Inc. $1,110,000 $2,500,000 125.2% 0.0%
The Peoples Bank $450,000 $2,485,000 452.2% 0.0%
Luxury Mortgage Corp. $580,000 $2,390,000 312.1% 0.0%
BNY Mellon $2,670,000 $2,375,000 -11.0% 0.0%
MORIA DEVELOPMENT, INC. $1,565,000 $2,360,000 50.8% 0.0%
University Bank $1,105,000 $2,325,000 110.4% 0.0%
Regions Bank $14,900,000 $2,275,000 -84.7% 0.0%
Mid-Atlantic Federal Credit Union $435,000 $2,185,000 402.3% 0.0%
EVANSVILLE TEACHERS $1,315,000 $2,175,000 65.4% 0.0%
First Citizens Community Bank $2,155,000 n/a 0.0%
First United Corporation $2,110,000 n/a 0.0%
RiverHills Bank $2,105,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $3,135,000 $2,075,000 -33.8% 0.0%
Cathay Bank $865,000 $2,040,000 135.8% 0.0%
Elements Financial Federal Credit Union $55,000 $2,030,000 3,590.9% 0.0%
Financial Freedom Mortgage, LLC $1,995,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $5,175,000 $1,950,000 -62.3% 0.0%
Philadelphia Mortgage Advisors, Inc. $545,000 $1,905,000 249.5% 0.0%
PRINCE GEORGE'S COMMUNITY $2,295,000 $1,900,000 -17.2% 0.0%
United States Senate Federal Credit Union $1,625,000 $1,875,000 15.4% 0.0%
State Department Federal Credit Union $4,835,000 $1,870,000 -61.3% 0.0%
The Freedom Bank of Virginia $2,600,000 $1,840,000 -29.2% 0.0%
Union Savings Bank $1,780,000 n/a 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $365,000 $1,760,000 382.2% 0.0%
BMO Harris Bank $6,705,000 $1,700,000 -74.6% 0.0%
GoPrime Mortgage, Inc. $3,930,000 $1,690,000 -57.0% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $2,440,000 $1,675,000 -31.4% 0.0%
NATION ONE MORTGAGE CORPORATION $2,055,000 $1,665,000 -19.0% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,240,000 $1,645,000 32.7% 0.0%
BM Real Estate Services, Inc. $700,000 $1,635,000 133.6% 0.0%
REV FEDERAL CREDIT UNION $905,000 $1,635,000 80.7% 0.0%
Greenbox Loans, Inc. $6,015,000 $1,615,000 -73.2% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $1,455,000 $1,600,000 10.0% 0.0%
Merchants Mortgage & Trust Corporation $2,045,000 $1,590,000 -22.2% 0.0%
Prudential Huntoon Paige Associates, LLC $161,395,000 $1,575,000 -99.0% 0.0%
CityWorth Mortgage LLC $415,000 $1,560,000 275.9% 0.0%
SeaTrust Mortgage Company $5,005,000 $1,545,000 -69.1% 0.0%
KINECTA $730,000 $1,510,000 106.8% 0.0%
RESIDENTIAL BANCORP $1,800,000 $1,480,000 -17.8% 0.0%
Carrollton Bank $1,455,000 n/a 0.0%
MORTGAGEONE, INC. $820,000 $1,445,000 76.2% 0.0%
CITADEL FEDERAL CREDIT UNION $1,860,000 $1,430,000 -23.1% 0.0%
Middletown Valley Bank $245,000 $1,430,000 483.7% 0.0%
CONTOUR MORTGAGE CORPORATION $2,295,000 $1,405,000 -38.8% 0.0%
Customers Bank $1,405,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,185,000 $1,390,000 17.3% 0.0%
HOMESTEAD FUNDING CORP. $620,000 $1,370,000 121.0% 0.0%
LIBRARY OF CONGRESS $1,670,000 $1,365,000 -18.3% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $425,000 $1,355,000 218.8% 0.0%
CLIFFCO, INC. $395,000 $1,335,000 238.0% 0.0%
ROYAL UNITED MORTGAGE LLC $2,275,000 $1,290,000 -43.3% 0.0%
FRANKLIN MINT $255,000 $1,285,000 403.9% 0.0%
Advisors Mortgage Group, L.L.C. $1,255,000 n/a 0.0%
MILLENNIUM FINANCIAL GROUP, INC. $690,000 $1,255,000 81.9% 0.0%
First Horizon Bank $855,000 $1,240,000 45.0% 0.0%
FEDCHOICE Federal Credit Union $1,595,000 $1,220,000 -23.5% 0.0%
PANORAMA MORTGAGE GROUP, LLC $1,020,000 $1,220,000 19.6% 0.0%
NORTHPOINT MORTGAGE, INC. $485,000 $1,215,000 150.5% 0.0%
Financial Federal Bank $1,185,000 n/a 0.0%
Kearny Bank $1,175,000 n/a 0.0%
KeyBank $3,785,000 $1,175,000 -69.0% 0.0%
Bank of Charles Town $1,165,000 n/a 0.0%
Peoples Bank $1,150,000 $1,165,000 1.3% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $2,000,000 $1,145,000 -42.8% 0.0%
Encompass Lending Group, LP $4,555,000 $1,140,000 -75.0% 0.0%
UNITED MORTGAGE CORP $1,250,000 $1,140,000 -8.8% 0.0%
Texas Capital Bank $1,135,000 n/a 0.0%
SIRVA MORTGAGE, INC. $2,785,000 $1,130,000 -59.4% 0.0%
DATA MORTGAGE, INC. $415,000 $1,100,000 165.1% 0.0%
HANSCOM $670,000 $1,065,000 59.0% 0.0%
LADERA LENDING, INC. $600,000 $1,050,000 75.0% 0.0%
Home Loan Investment Bank, F.S.B. $690,000 $1,045,000 51.4% 0.0%
Bank of Hope $570,000 $995,000 74.6% 0.0%
CORNERSTONE HOME LENDING, INC. $2,555,000 $995,000 -61.1% 0.0%
S1L, Inc. $1,730,000 $965,000 -44.2% 0.0%
DELTA COMMUNITY CREDIT UNION $245,000 $935,000 281.6% 0.0%
SONABANK $85,000 $930,000 994.1% 0.0%
JAMS-01, INC. $3,270,000 $920,000 -71.9% 0.0%
CALCON MUTUAL MORTGAGE LLC $8,585,000 $890,000 -89.6% 0.0%
NJ LENDERS CORP. $1,695,000 $870,000 -48.7% 0.0%
FUNDLOANS CAPITAL $2,780,000 $850,000 -69.4% 0.0%
CHARLOTTE METRO FEDERAL CREDIT UNION $830,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $3,555,000 $830,000 -76.7% 0.0%
NATIONWIDE EQUITIES CORPORATION $2,270,000 $820,000 -63.9% 0.0%
NEW FED MORTGAGE, CORP. $1,155,000 $820,000 -29.0% 0.0%
Merchants Bank of Indiana $1,700,000 $805,000 -52.6% 0.0%
SUMMIT FUNDING, INC. $800,000 $790,000 -1.3% 0.0%
Ally Bank $9,735,000 $770,000 -92.1% 0.0%
DIRECT MORTGAGE, CORP. $755,000 n/a 0.0%
Paramount Bank $1,480,000 $740,000 -50.0% 0.0%
SELF RELIANCE NY Federal Credit Union $740,000 n/a 0.0%
Mid-Continent Funding, Inc. $765,000 $730,000 -4.6% 0.0%
Alerus Financial $725,000 n/a 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $2,285,000 $700,000 -69.4% 0.0%
AMERICAN HERITAGE FCU $180,000 $700,000 288.9% 0.0%
Academy Bank $1,270,000 $695,000 -45.3% 0.0%
Cf Bank $705,000 $695,000 -1.4% 0.0%
North American Savings Bank, F.S.B. $2,000,000 $665,000 -66.8% 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $1,645,000 $655,000 -60.2% 0.0%
Southwest Airlines Federal Credit Union $585,000 $650,000 11.1% 0.0%
First Federal Bank of Kansas City $635,000 n/a 0.0%
Mid Penn Bank $700,000 $635,000 -9.3% 0.0%
Orion Federal Credit Union $635,000 n/a 0.0%
Royal Credit Union $635,000 n/a 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $630,000 n/a 0.0%
CNB Bank Inc. $565,000 $620,000 9.7% 0.0%
American Security Mortgage Corp. $1,900,000 $610,000 -67.9% 0.0%
LOANLEADERS OF AMERICA, INC. $370,000 $605,000 63.5% 0.0%
NATIONAL COOPERATIVE BANK, N.A. $770,000 $590,000 -23.4% 0.0%
Five Star Bank $1,115,000 $580,000 -48.0% 0.0%
DIRECTIONS EQUITY, LLC $575,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $2,175,000 $570,000 -73.8% 0.0%
WINGS FINANCIAL $55,000 $565,000 927.3% 0.0%
TEACHERS $105,000 $550,000 423.8% 0.0%
AFFINITY $125,000 $545,000 336.0% 0.0%
BOKF $755,000 $535,000 -29.1% 0.0%
The Ephrata National Bank $1,575,000 $535,000 -66.0% 0.0%
AGRICULTURE Federal Credit Union $265,000 $530,000 100.0% 0.0%
Peoples Bank $1,150,000 $530,000 -53.9% 0.0%
PATRIOT $140,000 $520,000 271.4% 0.0%
Community First National Bank $1,030,000 $515,000 -50.0% 0.0%
Bank of Bird-in-Hand $510,000 n/a 0.0%
HomePromise Corporation $765,000 $510,000 -33.3% 0.0%
Clear Mountain Bank $505,000 n/a 0.0%
Blue Ridge Bank $2,555,000 $475,000 -81.4% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $975,000 $475,000 -51.3% 0.0%
Quontic Bank $2,240,000 $470,000 -79.0% 0.0%
The Park National Bank $465,000 n/a 0.0%
ADVANCIAL $415,000 $455,000 9.6% 0.0%
LEGEND LENDING CORPORATION $295,000 $455,000 54.2% 0.0%
Countybank $445,000 n/a 0.0%
CORNING $380,000 $440,000 15.8% 0.0%
COMPEER FINANCIAL, FLCA $425,000 n/a 0.0%
LEBANON $385,000 $425,000 10.4% 0.0%
AmRes Corporation $2,705,000 $415,000 -84.7% 0.0%
Signature Federal Credit Union $685,000 $415,000 -39.4% 0.0%
First Eagle Federal Credi Union $715,000 $405,000 -43.4% 0.0%
OCEANSIDE MORTGAGE COMPANY $715,000 $385,000 -46.2% 0.0%
The Citizens National Bank of Bluffton $385,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $385,000 n/a 0.0%
Transportation Federal Credit Union $905,000 $380,000 -58.0% 0.0%
RBC Bank, (Georgia) $360,000 $375,000 4.2% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 $370,000 572.7% 0.0%
Liberty Bank and Trust Company $505,000 $365,000 -27.7% 0.0%
CHEVRON $445,000 $360,000 -19.1% 0.0%
MASSMUTUAL $145,000 $360,000 148.3% 0.0%
STAR ONE CREDIT UNION $355,000 n/a 0.0%
Florida Capital Bank $565,000 $335,000 -40.7% 0.0%
LEADERONE FINANCIAL CORPORATION $1,635,000 $335,000 -79.5% 0.0%
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $905,000 $325,000 -64.1% 0.0%
Old National Bank $2,715,000 $325,000 -88.0% 0.0%
Assurance Financial Group, L.L.C. $415,000 $315,000 -24.1% 0.0%
Evolve Bank & Trust $3,320,000 $315,000 -90.5% 0.0%
LENDING CAPITAL GROUP Inc $315,000 n/a 0.0%
MidFirst Bank $260,000 $315,000 21.2% 0.0%
COCA-COLA $305,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $440,000 $300,000 -31.8% 0.0%
THE MORTGAGE FIRM, INC. $300,000 n/a 0.0%
Park Lane Finance Solutions, LLC $120,000 $290,000 141.7% 0.0%
Allied First Bank,sb $235,000 $285,000 21.3% 0.0%
Gateway First Bank $225,000 $285,000 26.7% 0.0%
Network Funding, L.P. $285,000 n/a 0.0%
IDB Global Federal Credit Union $280,000 n/a 0.0%
First State Bank $275,000 n/a 0.0%
Springfield First Community Bank $275,000 n/a 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $460,000 $265,000 -42.4% 0.0%
MEMBER FIRST MORTGAGE, LLC $265,000 n/a 0.0%
NORTH COUNTRY $375,000 $265,000 -29.3% 0.0%
STOCKTON MORTGAGE CORPORATION $1,370,000 $265,000 -80.7% 0.0%
AmeriServ Financial Bank $255,000 n/a 0.0%
Democracy Federal Credit Union $145,000 $255,000 75.9% 0.0%
MainStreet Bank $255,000 n/a 0.0%
Clearview Federal Credit Union $770,000 $245,000 -68.2% 0.0%
PREMIER LENDING, INC. $245,000 n/a 0.0%
SouthStar Bank, S.S.B. $245,000 n/a 0.0%
Sun East Federal Credit Union $550,000 $245,000 -55.5% 0.0%
Northwest Bank $760,000 $240,000 -68.4% 0.0%
SkyPoint Federal Credit Union $330,000 $210,000 -36.4% 0.0%
Arbor Bank $205,000 n/a 0.0%
Bank of Colorado $205,000 n/a 0.0%
Community Trust Bank, Inc. $225,000 $205,000 -8.9% 0.0%
Deseret First Credit Union $205,000 n/a 0.0%
HighTechLending Inc $415,000 $205,000 -50.6% 0.0%
John Marshall Bank $205,000 n/a 0.0%
LOGIX FEDERAL CREDIT UNION $640,000 $205,000 -68.0% 0.0%
RANLIFE, INC. $205,000 n/a 0.0%
ONY GLO, INC. $460,000 $200,000 -56.5% 0.0%
STANFORD Federal Credit Union $625,000 $200,000 -68.0% 0.0%
US MORTGAGE CORPORATION $215,000 $200,000 -7.0% 0.0%
American Airlines Federal Credit Union $990,000 $195,000 -80.3% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $3,040,000 $185,000 -93.9% 0.0%
DEL-ONE FEDERAL CREDIT UNION $455,000 $170,000 -62.6% 0.0%
First Western Federal Savings Bank $135,000 $155,000 14.8% 0.0%
SPIRE Credit Union $155,000 n/a 0.0%
Dover Federal Credit Union $170,000 $145,000 -14.7% 0.0%
THRIVENT Federal Credit Union $175,000 $135,000 -22.9% 0.0%
AFL CIO EMPLOYEES FEDERAL CREDIT UNION $55,000 $130,000 136.4% 0.0%
S&T Bank $1,080,000 $125,000 -88.4% 0.0%
PROPONENT Federal Credit Union $190,000 $120,000 -36.8% 0.0%
DUPACO COMMUNITY $275,000 $105,000 -61.8% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $105,000 n/a 0.0%
Actors Federal Credit Union $85,000 n/a 0.0%
Ardent Federal Credit Union $500,000 $85,000 -83.0% 0.0%
Deere Employees Credit Union $1,020,000 $65,000 -93.6% 0.0%
Georgia Banking Company $60,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $2,710,000 $55,000 -98.0% 0.0%
INTOUCH CREDIT UNION $55,000 n/a 0.0%
PHILADELPHIA $65,000 $45,000 -30.8% 0.0%
ATLANTA POSTAL $35,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $25,000 $35,000 40.0% 0.0%

BALTIMORE - COLUMBIA - TOWSON's top lender by overall market share is QUICKEN LOANS, LLC, with 5.9% market share. In second place, with 5.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,115,085,000 in loans. In third place, with 3.9%, is FIRST HOME MORTGAGE CORPORATION, having originated $761,040,000 in loans. In fourth place, with 2.8%, is NFM, INC., having originated $551,300,000 in loans. In fifth place, with 2.3%, is NAVY FEDERAL CREDIT UNION, having originated $451,295,000 in loans.


BALTIMORE - COLUMBIA - TOWSON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - BALTIMORE - COLUMBIA - TOWSON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $284,973 (5.6%) $383,041 (5.9%) 1.06 8,252
2018-02-01 $284,998 (3.7%) $380,927 (3.4%) 1.03 7,973
2018-03-01 $299,900 (3.5%) $394,447 (3.0%) 1.05 8,647
2018-04-01 $312,400 (4.2%) $402,865 (0.7%) 1.06 9,361
2018-05-01 $324,225 (6.3%) $417,122 (3.2%) 1.08 9,969
2018-06-01 $326,990 (6.4%) $418,726 (2.5%) 1.09 10,268
2018-07-01 $327,450 (7.4%) $418,149 (3.2%) 1.09 10,557
2018-08-01 $324,450 (7.6%) $414,531 (1.3%) 1.09 10,651
2018-09-01 $319,000 (5.6%) $405,152 (-0.8%) 1.07 11,033
2018-10-01 $316,475 (5.5%) $403,193 (0.0%) 1.07 11,152
2018-11-01 $309,250 (4.9%) $396,109 (1.1%) 1.05 10,884
2018-12-01 $299,900 (5.2%) $385,291 (-0.3%) 1.03 9,728
2019-01-01 $299,073 (5.0%) $382,872 (0.0%) 1.03 8,714
2019-02-01 $299,900 (5.2%) $389,680 (2.3%) 1.01 8,312
2019-03-01 $312,757 (4.3%) $409,328 (3.8%) 1.02 8,777
2019-04-01 $329,900 (5.6%) $428,596 (6.4%) 1.05 9,484
2019-05-01 $337,700 (4.2%) $432,757 (3.8%) 1.06 10,141
2019-06-01 $339,999 (4.0%) $435,086 (3.9%) 1.06 10,516
2019-07-01 $337,450 (3.1%) $431,960 (3.3%) 1.06 10,544
2019-08-01 $332,200 (2.4%) $426,429 (2.9%) 1.05 10,423
2019-09-01 $328,150 (2.9%) $422,106 (4.2%) 1.05 10,300
2019-10-01 $324,000 (2.4%) $417,929 (3.7%) 1.05 10,168
2019-11-01 $319,900 (3.4%) $415,563 (4.9%) 1.05 9,599
2019-12-01 $302,875 (1.0%) $407,413 (5.7%) 1.01 8,140
2020-01-01 $305,000 (2.0%) $407,229 (6.4%) 1.02 7,131
2020-02-01 $317,000 (5.7%) $417,355 (7.1%) 1.04 6,763
2020-03-01 $325,650 (4.1%) $428,176 (4.6%) 1.02 6,936
2020-04-01 $325,000 (-1.5%) $429,118 (0.1%) 1.02 6,686
2020-05-01 $339,999 (0.7%) $441,630 (2.1%) 1.03 6,707
2020-06-01 $348,250 (2.4%) $458,749 (5.4%) 1.03 6,236
2020-07-01 $350,000 (3.7%) $469,344 (8.7%) 1.01 5,503
2020-08-01 $347,000 (4.5%) $468,703 (9.9%) 0.99 5,053
2020-09-01 $339,900 (3.6%) $459,241 (8.8%) 0.97 4,997
2020-10-01 $335,000 (3.4%) $463,010 (10.8%) 0.96 4,971
2020-11-01 $325,000 (1.6%) $448,850 (8.0%) 0.95 4,637
2020-12-01 $319,950 (5.6%) $447,084 (9.7%) 0.95 3,970
2021-01-01 $318,750 (4.5%) $448,814 (10.2%) 0.95 3,335
2021-02-01 $312,450 (-1.4%) $455,243 (9.1%) 0.91 2,792
2021-03-01 $324,995 (-0.2%) $451,638 (5.5%) 0.92 2,886
2021-04-01 $329,998 (1.5%) $454,167 (5.8%) 0.89 3,206
2021-05-01 $349,000 (2.7%) $470,092 (6.4%) 0.93 3,550
2021-06-01 $339,950 (-2.4%) $460,702 (0.4%) 0.89 4,005
2021-07-01 $345,000 (-1.4%) $458,049 (-2.4%) 0.91 4,497
2021-08-01 $334,950 (-3.5%) $438,774 (-6.4%) 0.89 4,841
2021-09-01 $334,950 (-1.5%) $438,245 (-4.6%) 0.89 4,861
2021-10-01 $324,900 (-3.0%) $430,351 (-7.1%) 0.87 4,742
2021-11-01 $314,950 (-3.1%) $424,119 (-5.5%) 0.84 4,222
2021-12-01 $309,950 (-3.1%) $425,042 (-4.9%) 0.84 3,505
2022-01-01 $295,500 (-7.3%) $423,363 (-5.7%) 0.80 2,872
2022-02-01 $299,950 (-4.0%) $429,741 (-5.6%) 0.78 2,627
2022-03-01 $324,850 (0.0%) $457,825 (1.4%) 0.81 2,690
2022-04-01 $329,900 (0.0%) $456,137 (0.4%) 0.79 2,964
2022-05-01 $349,950 (0.3%) $470,734 (0.1%) 0.80 3,523
2022-06-01 $364,950 (7.4%) $483,536 (5.0%) 0.81 4,029
2022-07-01 $359,000 (4.1%) $474,485 (3.6%) 0.81 4,546
2022-08-01 $350,000 (4.5%) $474,787 (8.2%) 0.81 4,665
2022-09-01 $348,625 (4.1%) $467,747 (6.7%) 0.82 4,612
2022-10-01 $340,000 (4.7%) $468,238 (8.8%) 0.80 4,710
2022-11-01 $339,700 (7.9%) $462,688 (9.1%) 0.82 4,612
2022-12-01 $329,999 (6.5%) $450,397 (6.0%) 0.81 4,058
2023-01-01 $319,988 (8.3%) $446,060 (5.4%) 0.79 3,601
2023-02-01 $322,500 (7.5%) $459,876 (7.0%) 0.78 3,225
2023-03-01 $348,125 (7.2%) $481,090 (5.1%) 0.82 3,062
2023-04-01 $340,000 (3.1%) $485,090 (6.4%) 0.79 3,149
2023-05-01 $350,000 (0.0%) $493,918 (4.9%) 0.79 3,223
2023-06-01 $365,250 (0.1%) $512,972 (6.1%) 0.82 3,293
2023-07-01 $374,900 (4.4%) $510,777 (7.7%) 0.85 3,412
2023-08-01 $377,450 (7.8%) $507,324 (6.9%) 0.87 3,490
2023-09-01 $370,000 (6.1%) $508,671 (8.8%) 0.86 3,859
2023-10-01 $367,450 (8.1%) $504,970 (7.8%) 0.86 4,159
2023-11-01 $358,348 (5.5%) $484,979 (4.8%) 0.85 4,330
2023-12-01 $345,000 (4.6%) $469,178 (4.2%) 0.84 3,864
2024-01-01 $327,500 (2.4%) $469,492 (5.3%) 0.80 3,434
2024-02-01 $329,500 (2.2%) $474,953 (3.3%) 0.79 3,302
2024-03-01 $335,000 (-3.8%) $488,354 (1.5%) 0.79 3,417
2024-04-01 $352,000 (3.5%) $510,510 (5.2%) 0.82 3,629
2024-05-01 $362,400 (3.5%) $528,214 (6.9%) 0.82 3,875
2024-06-01 $374,000 (2.4%) $531,608 (3.6%) 0.85 4,245
2024-07-01 $375,000 (0.0%) $526,522 (3.1%) 0.86 4,423
2024-08-01 $370,900 (-1.7%) $516,805 (1.9%) 0.86 4,507
2024-09-01 $369,900 (0.0%) $503,778 (-1.0%) 0.87 4,758
2024-10-01 $369,945 (0.7%) $498,349 (-1.3%) 0.88 5,356
2024-11-01 $360,000 (0.5%) $488,326 (0.7%) 0.86 5,308
2024-12-01 $350,000 (1.5%) $477,980 (1.9%) 0.87 4,539
2025-01-01 $349,900 (6.8%) $476,171 (1.4%) 0.87 4,256
2025-02-01 $350,000 (6.2%) $489,298 (3.0%) 0.85 4,312
2025-03-01 $374,900 (11.9%) $512,323 (4.9%) 0.88 4,708
2025-04-01 $392,688 (11.6%) $534,522 (4.7%) 0.91 5,362
2025-05-01 $399,999 (10.4%) $558,244 (5.7%) 0.91 5,760
2025-06-01 $399,999 (7.0%) $557,822 (4.9%) 0.91 6,057
2025-07-01 $399,900 (6.6%) $554,592 (5.3%) 0.91 6,072
2025-08-01 $397,000 (7.0%) $537,150 (3.9%) 0.92 6,246
2025-09-01 $385,000 (4.1%) $527,920 (4.8%) 0.91 6,668
2025-10-01 $382,500 (3.4%) $521,747 (4.7%) 0.90 6,760
2025-11-01 $375,000 (4.2%) $505,874 (3.6%) 0.90 6,516
2025-12-01 $357,495 (2.1%) $479,970 (0.4%) 0.89 5,663
2026-01-01 $349,990 (0.0%) $467,746 (-1.8%) 0.88 5,285
2026-02-01 $349,900 (0.0%) $466,708 (-4.6%) 0.87 5,018
2026-03-01 $357,500 (-4.6%) $484,223 (-5.5%) 0.86 5,378
2026-04-01 $380,450 (-3.1%) $515,594 (-3.5%) 0.90 5,966
2026-05-01 $389,900 (-2.5%) $531,643 (-4.8%) 0.91 6,522
2026-06-01 $384,850 (-3.8%) $521,949 (-6.4%) 0.90 6,968
2026-07-01 $377,948 (-5.5%) $511,884 (-7.7%) 0.88 7,223
2026-08-01 $375,000 (-5.5%) $495,808 (-7.7%) 0.88 7,448
2026-09-01 $375,000 (-2.6%) $495,108 (-6.2%) 0.00 7,752
2026-10-01 $375,000 (-2.0%) $485,408 (-7.0%) 0.00 8,092
BALTIMORE - COLUMBIA - TOWSON's median listing price for 2026-10-01 was $375,000, a difference of $-7,500 (-2.0%) versus the prior year and $0 versus the prior month.

BALTIMORE - COLUMBIA - TOWSON's median listing price comes in at 0% of the national average.

BALTIMORE - COLUMBIA - TOWSON's average listing price for 2026-10-01 was $485,408, a difference of $-36,339 (-7.0%) versus the prior year and $-9,700 versus the prior month.

For the 2026-10-01 period, BALTIMORE - COLUMBIA - TOWSON had 8,092 MLS listings, a difference of 340 listings (4%) versus the prior month and 1,332 listings (20%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - BALTIMORE - COLUMBIA - TOWSON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 74 days 1,766 sqft
2018-02-01 67 days 1,782 sqft
2018-03-01 43 days 1,800 sqft
2018-04-01 41 days 1,797 sqft
2018-05-01 39 days 1,838 sqft
2018-06-01 44 days 1,864 sqft
2018-07-01 47 days 1,860 sqft
2018-08-01 50 days 1,848 sqft
2018-09-01 52 days 1,822 sqft
2018-10-01 52 days 1,844 sqft
2018-11-01 56 days 1,843 sqft
2018-12-01 65 days 1,814 sqft
2019-01-01 72 days 1,800 sqft
2019-02-01 66 days 1,812 sqft
2019-03-01 50 days 1,863 sqft
2019-04-01 38 days 1,923 sqft
2019-05-01 40 days 1,948 sqft
2019-06-01 45 days 1,958 sqft
2019-07-01 50 days 1,960 sqft
2019-08-01 51 days 1,944 sqft
2019-09-01 51 days 1,931 sqft
2019-10-01 52 days 1,919 sqft
2019-11-01 59 days 1,902 sqft
2019-12-01 69 days 1,876 sqft
2020-01-01 75 days 1,868 sqft
2020-02-01 63 days 1,888 sqft
2020-03-01 40 days 1,913 sqft
2020-04-01 48 days 1,910 sqft
2020-05-01 56 days 1,928 sqft
2020-06-01 48 days 1,948 sqft
2020-07-01 41 days 1,960 sqft
2020-08-01 37 days 1,922 sqft
2020-09-01 32 days 1,872 sqft
2020-10-01 41 days 1,838 sqft
2020-11-01 44 days 1,800 sqft
2020-12-01 51 days 1,778 sqft
2021-01-01 57 days 1,748 sqft
2021-02-01 43 days 1,738 sqft
2021-03-01 34 days 1,776 sqft
2021-04-01 30 days 1,779 sqft
2021-05-01 30 days 1,810 sqft
2021-06-01 30 days 1,772 sqft
2021-07-01 31 days 1,780 sqft
2021-08-01 32 days 1,750 sqft
2021-09-01 36 days 1,751 sqft
2021-10-01 39 days 1,711 sqft
2021-11-01 42 days 1,698 sqft
2021-12-01 48 days 1,687 sqft
2022-01-01 52 days 1,650 sqft
2022-02-01 37 days 1,662 sqft
2022-03-01 31 days 1,713 sqft
2022-04-01 29 days 1,740 sqft
2022-05-01 30 days 1,789 sqft
2022-06-01 31 days 1,823 sqft
2022-07-01 34 days 1,802 sqft
2022-08-01 36 days 1,807 sqft
2022-09-01 41 days 1,796 sqft
2022-10-01 42 days 1,784 sqft
2022-11-01 45 days 1,767 sqft
2022-12-01 51 days 1,745 sqft
2023-01-01 57 days 1,740 sqft
2023-02-01 49 days 1,756 sqft
2023-03-01 43 days 1,800 sqft
2023-04-01 36 days 1,808 sqft
2023-05-01 36 days 1,819 sqft
2023-06-01 36 days 1,850 sqft
2023-07-01 37 days 1,850 sqft
2023-08-01 37 days 1,861 sqft
2023-09-01 37 days 1,850 sqft
2023-10-01 37 days 1,834 sqft
2023-11-01 39 days 1,813 sqft
2023-12-01 46 days 1,768 sqft
2024-01-01 53 days 1,734 sqft
2024-02-01 44 days 1,742 sqft
2024-03-01 36 days 1,760 sqft
2024-04-01 36 days 1,800 sqft
2024-05-01 32 days 1,815 sqft
2024-06-01 35 days 1,840 sqft
2024-07-01 37 days 1,851 sqft
2024-08-01 37 days 1,824 sqft
2024-09-01 39 days 1,791 sqft
2024-10-01 37 days 1,785 sqft
2024-11-01 41 days 1,766 sqft
2024-12-01 49 days 1,745 sqft
2025-01-01 53 days 1,715 sqft
2025-02-01 41 days 1,715 sqft
2025-03-01 29 days 1,766 sqft
2025-04-01 29 days 1,811 sqft
2025-05-01 30 days 1,860 sqft
2025-06-01 33 days 1,850 sqft
2025-07-01 37 days 1,858 sqft
2025-08-01 39 days 1,844 sqft
2025-09-01 39 days 1,822 sqft
2025-10-01 41 days 1,815 sqft
2025-11-01 45 days 1,800 sqft
2025-12-01 55 days 1,751 sqft
2026-01-01 56 days 1,726 sqft
2026-02-01 45 days 1,714 sqft
2026-03-01 37 days 1,749 sqft
2026-04-01 32 days 1,784 sqft
2026-05-01 33 days 1,802 sqft
2026-06-01 36 days 1,798 sqft
2026-07-01 39 days 1,800 sqft
2026-08-01 44 days 1,797 sqft
2026-09-01 0 days 1,796 sqft
2026-10-01 0 days 1,790 sqft
BALTIMORE - COLUMBIA - TOWSON's median listing age (time on market) for 2026-10-01 was 0 days. This is -100% shorter than the same period one year ago.

BALTIMORE - COLUMBIA - TOWSON's median square footage for active listings during the 2026-10-01 period was 1,790 sqft. One year prior, the average listing was 1,815 sqft.

BALTIMORE-COLUMBIA-TOWSON, MD Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 30,181 $12,210,555,000 $404,578
Cash Out Refi 9,317 $2,115,645,000 $227,074
Refi 8,942 $4,094,550,000 $457,901
Other 5,373 $628,155,000 $116,910
Home Improvement 5,083 $661,125,000 $130,066
NA 6 $980,000 $163,333

Baltimore - Columbia - Towson's most frequently cited loan purpose was Home Purchase, with 30,181 originations. The 2nd most popular reason was Cash Out Refi, with 9,317 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 26,581 $9,891,245,000 $372,117
5-6% 12,011 $5,539,885,000 $461,234
Over 8% 8,408 $1,088,030,000 $129,404
7-8% 8,018 $2,075,870,000 $258,901
<2.5% 1,440 $115,350,000 $80,104
4-5% 1,096 $347,830,000 $317,363
3-4% 265 $56,385,000 $212,774
2.5-3% 118 $39,570,000 $335,339

During 2025, Baltimore - Columbia - Towson's most frequently originated rate bucket was 6-7%, with 26,581 originations.

Loan Sizing (BALTIMORE-COLUMBIA-TOWSON, MD MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 20,990 $6,199,990,000 $295,378
$100k-200k 11,017 $1,580,975,000 $143,503
$400k-600k 10,936 $5,261,610,000 $481,127
$100,000 or less 9,993 $552,555,000 $55,294
$600k-1000k 4,986 $3,617,710,000 $725,574
$Over $1MM 980 $2,498,170,000 $2,549,153

BALTIMORE - COLUMBIA - TOWSON's loan sizing saw the bucket of loans from $200k-400k with 20,990 originations, totaling $6,199,990,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 22,217 $9,302,245,000 $418,699
60-80% 12,517 $5,228,395,000 $417,704
Under 20% 9,933 $717,845,000 $72,269
20-40% 6,896 $1,170,330,000 $169,711
40-60% 4,266 $1,714,590,000 $401,920
Over 100% 1,028 $569,830,000 $554,309

BALTIMORE - COLUMBIA - TOWSON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 22,217 originations, totaling $9,302,245,000 in origination value.