National Bank Of St. Anne Mortgage Rates, Fees & Info

St. Anne, IL

LEI: 5493005ITNB06W8ZHD39

Tax ID: 36-2119230

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

National Bank Of St. Anne is a smaller bank specializing in Home Purchase and Refi loans. National Bank Of St. Anne has a high proportion of conventional loans. Their top markets by origination volume include: Kankakee, Chicago, Nashville, San Antonio, and Charleston among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)

National Bank Of St. Anne has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

106

Origination Dollar Volume (All Markets)

$16,480,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
KANKAKEE, IL (FHA|USDA|VA) 83 $12,335,000 $148,614 $0 0.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 9 $1,235,000 $137,222 $0 0.00%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $955,000 $955,000 $0 0.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $785,000 $785,000 $0 0.00%
Outside of Metro Areas 6 $550,000 $91,667 $0 0.00%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $205,000 $205,000 $0 0.00%
Oxford, MS (FHA|USDA|VA) 1 $125,000 $125,000 $0 0.00%
IOWA CITY, IA (FHA|USDA|VA) 1 $115,000 $115,000 $0 0.00%
Ottawa, IL (FHA|USDA|VA) 1 $95,000 $95,000 $0 0.00%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 0.00%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $15,000 $15,000 $0 0.00%
National Bank Of St. Anne's top markets include Kankakee, Chicago, Nashville, San Antonio, and Charleston among others.

Their top states include:
  • Illinois (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 106 $16,480,000 $155,472 $0 0.00%

    For 2022, National Bank Of St. Anne's most frequently originated type of loan was Conventional, with 106 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 48 $9,200,000 $191,667 $0 0.00%
    Home Improvement 20 $1,290,000 $64,500 $0 0.00%
    Refi 18 $4,160,000 $231,111 $0 0.00%
    Other 13 $575,000 $44,231 $0 0.00%
    Cash Out Refi 7 $1,255,000 $179,286 $0 0.00%

    For 2022, National Bank Of St. Anne's most frequently cited loan purpose was Home Purchase, with 48 originations. The 2nd most popular reason was Home Improvement, with 20 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 106 $16,480,000 $155,472 $0 0.00%

    For 2022, National Bank Of St. Anne's most frequently cited loan duration was Other, with 106 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 49 $2,455,000 $50,102 $0 0.00%
    $100k-200k 31 $4,595,000 $148,226 $0 0.00%
    $200k-400k 18 $4,830,000 $268,333 $0 0.00%
    $400k-600k 6 $2,860,000 $476,667 $0 0.00%
    $600k-1MM 2 $1,740,000 $870,000 $0 0.00%

    2022 saw National Bank Of St. Anne place emphasis on $100,000 or less loans with 49 originations, totaling $2,455,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 29 $4,015,000 $138,448 $0 0.00%
    $50k-75k 18 $2,250,000 $125,000 $0 0.00%
    $75k-100k 18 $2,430,000 $135,000 $0 0.00%
    $150k-250k 11 $2,995,000 $272,273 $0 0.00%
    $50k or less 11 $1,185,000 $107,727 $0 0.00%
    $250k+ 8 $2,090,000 $261,250 $0 0.00%

    National Bank Of St. Anne lent most frequently to those with incomes in the $100k-150k range, with 29 originations. The second most popular income band? $50k-75k, with 18 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 106 $16,480,000 $155,472 $0 0.00%

    National Bank Of St. Anne lent most frequently to those with DTI ratios of Exempt%, with 106 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 77 $11,505,000 $149,416 $0 0.00%
    Not provided 17 $3,165,000 $186,176 $0 0.00%
    Not applicable 11 $1,515,000 $137,727 $0 0.00%
    Black 1 $295,000 $295,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    93.57%

    National Bank Of St. Anne has an average approval rate.

    Pick Rate

    Approvals leading to origination
    76.42%

    National Bank Of St. Anne has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 106 $16,480,000 $155,472

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    106 $16,480,000 $155,472