National Bank Of St. Anne Mortgage Rates, Fees & Info
St. Anne, ILLEI: 5493005ITNB06W8ZHD39
Tax ID: 36-2119230
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
National Bank Of St. Anne is a smaller bank specializing in Home Purchase and Refi loans. National Bank Of St. Anne has a high proportion of conventional loans. Their top markets by origination volume include: Kankakee, Chicago, Nashville, San Antonio, and Charleston among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)National Bank Of St. Anne has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
106Origination Dollar Volume (All Markets)
$16,480,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANKAKEE, IL (FHA|USDA|VA) | 83 | $12,335,000 | $148,614 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 9 | $1,235,000 | $137,222 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $955,000 | $955,000 | $0 | 0.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $785,000 | $785,000 | $0 | 0.00% |
| Outside of Metro Areas | 6 | $550,000 | $91,667 | $0 | 0.00% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 106 | $16,480,000 | $155,472 | $0 | 0.00% |
For 2022, National Bank Of St. Anne's most frequently originated type of loan was Conventional, with 106 originations.
Loan Reason
For 2022, National Bank Of St. Anne's most frequently cited loan purpose was Home Purchase, with 48 originations. The 2nd most popular reason was Home Improvement, with 20 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 106 | $16,480,000 | $155,472 | $0 | 0.00% |
For 2022, National Bank Of St. Anne's most frequently cited loan duration was Other, with 106 originations.
Loan Sizing
2022 saw National Bank Of St. Anne place emphasis on $100,000 or less loans with 49 originations, totaling $2,455,000 in origination value.
Applicant Income
National Bank Of St. Anne lent most frequently to those with incomes in the $100k-150k range, with 29 originations. The second most popular income band? $50k-75k, with 18 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 106 | $16,480,000 | $155,472 | $0 | 0.00% |
National Bank Of St. Anne lent most frequently to those with DTI ratios of Exempt%, with 106 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.57%
National Bank Of St. Anne has an average approval rate.
Pick Rate
Approvals leading to origination76.42%
National Bank Of St. Anne has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 106 | $16,480,000 | $155,472 |