SAN ANTONIO - NEW BRAUNFELS Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in San Antonio - New Braunfels averaged
6.82%
for the week of 2023-12-07, compared to the national average of
7.03% for the same period.
The average rate for the prior week (2023-11-30) was
6.91% and
one month ago for the week of 2023-11-02, the
average rate was 7.35%.
San Antonio - New Braunfels's average rate one year ago was 6.08%.
For refis of the same type during the week of 2023-12-07, the average rate
was 6.37%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-12-07 | 7.03% |
| San Antonio - New Braunfels 30 Year Fixed Rate | 2023-12-07 | 6.82% |
| San Antonio - New Braunfels 30 Year Fixed Rate Refi | 2023-12-07 | 6.37% |
| San Antonio - New Braunfels 15 Year Fixed Rate | 2023-12-07 | 5.96% |
| San Antonio - New Braunfels 15 Year Fixed Rate Refi | 2023-12-07 | 5.41% |
| San Antonio - New Braunfels 30 Year FHA | 2023-12-07 | 6.18% |
| San Antonio - New Braunfels 30 Year FHA Refi | 2023-12-07 | 5.3% |
| San Antonio - New Braunfels 30 Year USDA | 2023-12-07 | 5.47% |
| San Antonio - New Braunfels 30 Year USDA Refi | 2023-12-07 | 6.82% |
| San Antonio - New Braunfels 30 Year VA | 2023-12-07 | 5.99% |
| San Antonio - New Braunfels 30 Year VA Refi | 2023-12-07 | 4.22% |
SAN ANTONIO - NEW BRAUNFELS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SAN ANTONIO-NEW BRAUNFELS, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SAN ANTONIO - NEW BRAUNFELS Average Closing Costs & Other Stats
SAN ANTONIO-NEW BRAUNFELS, TX's 520 lenders originated 64,612
loans during 2022. The total origination value was $20,893,160,000, with an average loan value of
$323,363.
SAN ANTONIO - NEW BRAUNFELS's average closing costs are $6,416.
The top SAN ANTONIO - NEW BRAUNFELS lender as defined by loan originations is QUICKEN LOANS, LLC, with
2,035 loans originated. Their average total fees are
$6,641, which is $2,120
higher than the next largest lender,
SECURITY SERVICE.
The lowest fee SAN ANTONIO - NEW BRAUNFELS lenders (with over 10 loans originated) are
Discover Bank ($0), CAPITAL PLUS FINANCIAL, LLC ($349), A+ Federal Credit Union ($1,479), CHERRY CREEK MORTGAGE, LLC ($1,740) and SIRVA MORTGAGE, INC. ($1,801).
The lowest rate SAN ANTONIO - NEW BRAUNFELS lenders (with over 10 loans originated) are
UBS Bank USA (3.59%), A+ Federal Credit Union (3.73%), Chicago Mortgage Solutions LLC (3.75%), BETTER MORTGAGE CORPORATION (3.89%) and Zions Bank (3.98%).
SAN ANTONIO-NEW BRAUNFELS, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $1,640,430,000 | $844,075,000 | -48.5% | 4.0% |
| DHI MORTGAGE COMPANY, LTD. | $605,490,000 | $807,890,000 | 33.4% | 3.9% |
| RANDOLPH-BROOKS | $721,275,000 | $660,630,000 | -8.4% | 3.2% |
| SECURITY SERVICE | $790,260,000 | $603,585,000 | -23.6% | 2.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $469,935,000 | $598,460,000 | 27.3% | 2.9% |
| LOANDEPOT.COM, LLC | $812,395,000 | $547,175,000 | -32.6% | 2.6% |
| EAGLE HOME MORTGAGE, LLC | $365,150,000 | $530,150,000 | 45.2% | 2.5% |
| AMCAP MORTGAGE, LTD. | $563,715,000 | $447,115,000 | -20.7% | 2.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $568,760,000 | $399,910,000 | -29.7% | 1.9% |
| CORNERSTONE HOME LENDING, INC. | $461,250,000 | $342,850,000 | -25.7% | 1.6% |
| Mortgage Research Center, LLC | $411,850,000 | $342,110,000 | -16.9% | 1.6% |
| Capital One | $178,500,000 | $324,550,000 | 81.8% | 1.6% |
| Jefferson Bank | $226,985,000 | $288,625,000 | 27.2% | 1.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $355,615,000 | $271,025,000 | -23.8% | 1.3% |
| First United Bank and Trust Company | $290,620,000 | $267,945,000 | -7.8% | 1.3% |
| CALIBER HOME LOANS, INC. | $540,265,000 | $266,550,000 | -50.7% | 1.3% |
| PULTE MORTGAGE LLC | $248,595,000 | $265,355,000 | 6.7% | 1.3% |
| Wells Fargo Bank | $620,335,000 | $248,180,000 | -60.0% | 1.2% |
| PNC Bank | $34,845,000 | $246,320,000 | 606.9% | 1.2% |
| THRIVE MORTGAGE, LLC | $298,940,000 | $231,380,000 | -22.6% | 1.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $243,745,000 | $226,325,000 | -7.1% | 1.1% |
| KBHS HOME LOANS, LLC | $235,875,000 | $213,650,000 | -9.4% | 1.0% |
| GUILD MORTGAGE COMPANY | $349,075,000 | $212,510,000 | -39.1% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $592,720,000 | $208,920,000 | -64.8% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $403,375,000 | $207,775,000 | -48.5% | 1.0% |
| CMG MORTGAGE, INC. | $284,640,000 | $202,070,000 | -29.0% | 1.0% |
| JPMorgan Chase Bank | $344,275,000 | $201,240,000 | -41.5% | 1.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $206,550,000 | $200,190,000 | -3.1% | 1.0% |
| Morgan Stanley Private Bank | $21,150,000 | $199,975,000 | 845.5% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $201,910,000 | $196,935,000 | -2.5% | 0.9% |
| Gateway First Bank | $353,010,000 | $196,220,000 | -44.4% | 0.9% |
| WALKER & DUNLOP, LLC | $146,155,000 | $195,320,000 | 33.6% | 0.9% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $59,690,000 | $160,895,000 | 169.6% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $1,382,195,000 | $155,925,000 | -88.7% | 0.7% |
| Broadway National Bank | $131,510,000 | $153,660,000 | 16.8% | 0.7% |
| GUARANTEED RATE, INC. | $150,360,000 | $153,620,000 | 2.2% | 0.7% |
| CRESTMARK MORTGAGE COMPANY, LTD. | $127,380,000 | $153,345,000 | 20.4% | 0.7% |
| ACADEMY MORTGAGE CORPORATION | $153,250,000 | $145,245,000 | -5.2% | 0.7% |
| DIRECTIONS EQUITY, LLC | $279,495,000 | $143,540,000 | -48.6% | 0.7% |
| VELOCIO MORTGAGE L.L.C. | $145,685,000 | $142,395,000 | -2.3% | 0.7% |
| Bank of America | $214,665,000 | $139,010,000 | -35.2% | 0.7% |
| Sunflower Bank | $9,375,000 | $135,785,000 | 1,348.4% | 0.6% |
| Prosperity Bank | $92,370,000 | $131,860,000 | 42.8% | 0.6% |
| SWBC MORTGAGE CORPORATION | $260,700,000 | $130,935,000 | -49.8% | 0.6% |
| INTERLINC MORTGAGE SERVICES, LLC | $235,675,000 | $128,720,000 | -45.4% | 0.6% |
| PILGRIM MORTGAGE LLC | $231,240,000 | $125,935,000 | -45.5% | 0.6% |
| CLM MORTGAGE, INC | $168,425,000 | $125,450,000 | -25.5% | 0.6% |
| Flagstar Bank, FSB | $157,015,000 | $124,920,000 | -20.4% | 0.6% |
| Frost Bank | $109,315,000 | $122,400,000 | 12.0% | 0.6% |
| M/I FINANCIAL, LLC | $128,165,000 | $121,430,000 | -5.3% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $216,515,000 | $118,035,000 | -45.5% | 0.6% |
| Veritex Community Bank | $50,240,000 | $113,265,000 | 125.4% | 0.5% |
| V.I.P. MORTGAGE, INC. | $160,775,000 | $112,750,000 | -29.9% | 0.5% |
| PENTAGON FEDERAL CREDIT UNION | $130,710,000 | $112,255,000 | -14.1% | 0.5% |
| USAA Federal Savings Bank | $181,335,000 | $107,110,000 | -40.9% | 0.5% |
| Zions Bancorporation, N.A. | $81,400,000 | $99,075,000 | 21.7% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $199,525,000 | $98,330,000 | -50.7% | 0.5% |
| READYCAP COMMERCIAL, LLC | $111,490,000 | $95,880,000 | -14.0% | 0.5% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD | $74,660,000 | $92,790,000 | 24.3% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $134,165,000 | $91,355,000 | -31.9% | 0.4% |
| GREYSTONE SERVICING COMPANY LLC | $118,830,000 | $89,580,000 | -24.6% | 0.4% |
| Truist | $37,165,000 | $85,825,000 | 130.9% | 0.4% |
| Comerica Bank | $4,910,000 | $85,260,000 | 1,636.5% | 0.4% |
| GREYSTONE FUNDING COMPANY LLC | $85,250,000 | n/a | 0.4% | |
| Network Funding, L.P. | $131,615,000 | $84,610,000 | -35.7% | 0.4% |
| Grandbridge Real Estate Capital LLC | $19,065,000 | $84,585,000 | 343.7% | 0.4% |
| Amerifirst Financial, Inc. | $99,210,000 | $82,640,000 | -16.7% | 0.4% |
| Prudential Huntoon Paige Associates, LLC | $82,105,000 | n/a | 0.4% | |
| MORTGAGE FINANCIAL SERVICES, LLC | $178,370,000 | $80,290,000 | -55.0% | 0.4% |
| RB MORTGAGE LLC | $85,110,000 | $75,915,000 | -10.8% | 0.4% |
| SENTE MORTGAGE, INC. | $127,360,000 | $75,535,000 | -40.7% | 0.4% |
| Metropolitan Life Insurance Co | $73,460,000 | n/a | 0.4% | |
| 21ST MORTGAGE CORPORATION | $67,230,000 | $73,095,000 | 8.7% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $74,055,000 | $72,120,000 | -2.6% | 0.3% |
| First Foundation Bank | $34,385,000 | $68,035,000 | 97.9% | 0.3% |
| BROKER SOLUTIONS, INC. | $97,860,000 | $65,490,000 | -33.1% | 0.3% |
| Citibank | $49,235,000 | $64,065,000 | 30.1% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $185,995,000 | $61,895,000 | -66.7% | 0.3% |
| Independent Bank | $63,555,000 | $60,170,000 | -5.3% | 0.3% |
| NEWREZ LLC | $155,235,000 | $59,030,000 | -62.0% | 0.3% |
| BETTER MORTGAGE CORPORATION | $233,010,000 | $58,615,000 | -74.8% | 0.3% |
| NATIONS RELIABLE LENDING, LLC | $103,725,000 | $58,440,000 | -43.7% | 0.3% |
| Citizens Bank | $57,670,000 | $57,200,000 | -0.8% | 0.3% |
| SOUTHWEST FUNDING, LP | $108,870,000 | $56,935,000 | -47.7% | 0.3% |
| Generations Community Federal Credit Union | $63,725,000 | $54,550,000 | -14.4% | 0.3% |
| U.S. Bank | $88,095,000 | $53,025,000 | -39.8% | 0.3% |
| INSPIRE HOME LOANS INC. | $61,185,000 | $52,300,000 | -14.5% | 0.3% |
| Regions Bank | $39,540,000 | $51,795,000 | 31.0% | 0.2% |
| NexBank | $39,090,000 | $50,295,000 | 28.7% | 0.2% |
| LOANPEOPLE, LLC | $17,120,000 | $49,415,000 | 188.6% | 0.2% |
| PGIM Real Estate Finance, LLC | $49,005,000 | n/a | 0.2% | |
| CIBC Bank USA | $780,000 | $48,005,000 | 6,054.5% | 0.2% |
| Wallick & Volk, Inc. | $89,875,000 | $47,855,000 | -46.8% | 0.2% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $153,670,000 | $47,600,000 | -69.0% | 0.2% |
| ENCORE BANK | $4,380,000 | $47,010,000 | 973.3% | 0.2% |
| EVERETT FINANCIAL, INC. | $16,160,000 | $46,380,000 | 187.0% | 0.2% |
| East West Bank | $45,170,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $222,090,000 | $44,070,000 | -80.2% | 0.2% |
| ANGEL OAK HOME LOANS LLC | $74,715,000 | $43,990,000 | -41.1% | 0.2% |
| Merchants Bank of Indiana | $43,710,000 | $43,485,000 | -0.5% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $38,370,000 | $42,840,000 | 11.6% | 0.2% |
| Northpointe Bank | $73,745,000 | $42,785,000 | -42.0% | 0.2% |
| S1L, Inc. | $69,140,000 | $42,735,000 | -38.2% | 0.2% |
| FBC MORTGAGE, LLC | $73,750,000 | $39,525,000 | -46.4% | 0.2% |
| CBRE MULTIFAMILY CAPITAL, INC. | $40,945,000 | $39,290,000 | -4.0% | 0.2% |
| PRIORITY HOME MORTGAGE, L.P. | $36,005,000 | $38,465,000 | 6.8% | 0.2% |
| NBKC BANK | $73,780,000 | $37,925,000 | -48.6% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $48,030,000 | $37,885,000 | -21.1% | 0.2% |
| UNIVERSITY Federal Credit Union | $41,720,000 | $37,195,000 | -10.8% | 0.2% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $31,610,000 | $37,020,000 | 17.1% | 0.2% |
| SOUTHERN LENDING SERVICES, LTD. | $36,350,000 | $36,905,000 | 1.5% | 0.2% |
| FIRSTMARK | $26,375,000 | $36,355,000 | 37.8% | 0.2% |
| PLANET HOME LENDING, LLC | $81,695,000 | $36,190,000 | -55.7% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $80,935,000 | $36,065,000 | -55.4% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $54,060,000 | $35,700,000 | -34.0% | 0.2% |
| AMPLIFY | $42,300,000 | $35,540,000 | -16.0% | 0.2% |
| AmeriHome Mortgage Company, LLC | $70,320,000 | $34,920,000 | -50.3% | 0.2% |
| LOANPAL, LLC | $52,200,000 | $34,255,000 | -34.4% | 0.2% |
| First Commercial Bank | $29,845,000 | $33,800,000 | 13.3% | 0.2% |
| SMART CHOICE MORTGAGE, A TEXAS LIMITED LIABILITY C | $36,425,000 | $33,160,000 | -9.0% | 0.2% |
| KeyBank | $159,285,000 | $32,615,000 | -79.5% | 0.2% |
| CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. | $27,855,000 | $31,710,000 | 13.8% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $66,800,000 | $31,365,000 | -53.0% | 0.2% |
| Lakeview Community Capital, LLC | $158,035,000 | $31,195,000 | -80.3% | 0.1% |
| The Bank of San Antonio | $105,590,000 | $30,880,000 | -70.8% | 0.1% |
| Security State Bank & Trust |