SAN ANTONIO - NEW BRAUNFELS Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in San Antonio - New Braunfels averaged
5.88%
for the week of 2024-09-05, compared to the national average of
6.35% for the same period.
The average rate for the prior week (2024-08-29) was
6.18% and
one month ago for the week of 2024-08-01, the
average rate was 6.46%.
San Antonio - New Braunfels's average rate one year ago was 6.71%.
For refis of the same type during the week of 2024-09-05, the average rate
was 6.34%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-09-05 | 6.35% |
| San Antonio - New Braunfels 30 Year Fixed Rate | 2024-09-05 | 5.88% |
| San Antonio - New Braunfels 30 Year Fixed Rate Refi | 2024-09-05 | 6.34% |
| San Antonio - New Braunfels 15 Year Fixed Rate | 2024-09-05 | 5.5% |
| San Antonio - New Braunfels 15 Year Fixed Rate Refi | 2024-09-05 | 6% |
| San Antonio - New Braunfels 30 Year FHA | 2024-09-05 | -0.89% |
| San Antonio - New Braunfels 30 Year FHA Refi | 2024-09-05 | -0.56% |
| San Antonio - New Braunfels 30 Year USDA | 2024-09-05 | -1.42% |
| San Antonio - New Braunfels 30 Year USDA Refi | 2024-09-05 | -0.1% |
| San Antonio - New Braunfels 30 Year VA | 2024-09-05 | -0.56% |
| San Antonio - New Braunfels 30 Year VA Refi | 2024-09-05 | -0.61% |
SAN ANTONIO - NEW BRAUNFELS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SAN ANTONIO-NEW BRAUNFELS, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SAN ANTONIO - NEW BRAUNFELS Average Closing Costs & Other Stats
SAN ANTONIO-NEW BRAUNFELS, TX's 429 lenders originated 48,746
loans during 2023. The total origination value was $15,009,590,000, with an average loan value of
$307,914.
SAN ANTONIO - NEW BRAUNFELS's average closing costs are $6,767.
The top SAN ANTONIO - NEW BRAUNFELS lender as defined by loan originations is QUICKEN LOANS, LLC, with
1,189 loans originated. Their average total fees are
$7,429, which is $2,997
higher than the next largest lender,
EAGLE HOME MORTGAGE, LLC.
The lowest fee SAN ANTONIO - NEW BRAUNFELS lenders (with over 10 loans originated) are
Discover Bank ($0), RANDOLPH-BROOKS ($2,770), PREMIA MORTGAGE, LLC ($3,185), PULTE MORTGAGE LLC ($3,423) and CREDIT HUMAN FEDERAL CREDIT UNION ($4,164).
The lowest rate SAN ANTONIO - NEW BRAUNFELS lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.19%), SOUTHERN LENDING SERVICES, LTD. (5.43%), DHI MORTGAGE COMPANY, LTD. (5.45%), ENCORE BANK (5.51%) and Frost Bank (5.60%).
SAN ANTONIO-NEW BRAUNFELS, TX Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | $807,890,000 | $864,275,000 | 7.0% | 5.8% |
| EAGLE HOME MORTGAGE, LLC | $530,150,000 | $835,030,000 | 57.5% | 5.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $598,460,000 | $702,585,000 | 17.4% | 4.7% |
| QUICKEN LOANS, LLC | $844,075,000 | $463,890,000 | -45.0% | 3.1% |
| RANDOLPH-BROOKS | $660,630,000 | $432,140,000 | -34.6% | 2.9% |
| AMCAP MORTGAGE, LTD. | $447,115,000 | $398,375,000 | -10.9% | 2.7% |
| LOANDEPOT.COM, LLC | $547,175,000 | $322,400,000 | -41.1% | 2.1% |
| SECURITY SERVICE | $603,585,000 | $311,030,000 | -48.5% | 2.1% |
| KBHS HOME LOANS, LLC | $213,650,000 | $310,345,000 | 45.3% | 2.1% |
| GARDNER FINANCIAL SERVICES, LTD. | $308,080,000 | n/a | 2.1% | |
| Mortgage Research Center, LLC | $342,110,000 | $271,180,000 | -20.7% | 1.8% |
| PULTE MORTGAGE LLC | $265,355,000 | $267,805,000 | 0.9% | 1.8% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $47,600,000 | $260,215,000 | 446.7% | 1.7% |
| Wells Fargo Bank | $248,180,000 | $251,670,000 | 1.4% | 1.7% |
| CORNERSTONE HOME LENDING, INC. | $342,850,000 | $243,160,000 | -29.1% | 1.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $226,325,000 | $238,110,000 | 5.2% | 1.6% |
| CMG MORTGAGE, INC. | $202,070,000 | $232,915,000 | 15.3% | 1.6% |
| Jefferson Bank | $288,625,000 | $193,455,000 | -33.0% | 1.3% |
| VELOCIO MORTGAGE L.L.C. | $142,395,000 | $190,870,000 | 34.0% | 1.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $200,190,000 | $186,760,000 | -6.7% | 1.2% |
| JPMorgan Chase Bank | $201,240,000 | $177,190,000 | -12.0% | 1.2% |
| GUARANTEED RATE, INC. | $153,620,000 | $169,045,000 | 10.0% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $271,025,000 | $168,380,000 | -37.9% | 1.1% |
| THRIVE MORTGAGE, LLC | $231,380,000 | $162,830,000 | -29.6% | 1.1% |
| CRESTMARK MORTGAGE COMPANY, LTD. | $153,345,000 | $151,095,000 | -1.5% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $196,935,000 | $145,705,000 | -26.0% | 1.0% |
| PILGRIM MORTGAGE LLC | $125,935,000 | $143,585,000 | 14.0% | 1.0% |
| Broadway National Bank | $153,660,000 | $131,970,000 | -14.1% | 0.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $399,910,000 | $129,865,000 | -67.5% | 0.9% |
| Frost Bank | $122,400,000 | $128,965,000 | 5.4% | 0.9% |
| Gateway First Bank | $196,220,000 | $121,900,000 | -37.9% | 0.8% |
| GUILD MORTGAGE COMPANY | $212,510,000 | $121,705,000 | -42.7% | 0.8% |
| WALKER & DUNLOP, LLC | $195,320,000 | $113,925,000 | -41.7% | 0.8% |
| BERKELEY POINT CAPITAL LLC | $22,235,000 | $112,705,000 | 406.9% | 0.8% |
| CLM MORTGAGE, INC | $125,450,000 | $110,760,000 | -11.7% | 0.7% |
| CARDINAL FINANCIAL | $91,355,000 | $107,010,000 | 17.1% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $72,120,000 | $103,020,000 | 42.8% | 0.7% |
| SWBC MORTGAGE CORPORATION | $130,935,000 | $96,690,000 | -26.2% | 0.6% |
| M/I FINANCIAL, LLC | $121,430,000 | $96,665,000 | -20.4% | 0.6% |
| CBRE MULTIFAMILY CAPITAL, INC. | $39,290,000 | $95,035,000 | 141.9% | 0.6% |
| PENNYMAC LOAN SERVICES, LLC | $208,920,000 | $87,230,000 | -58.2% | 0.6% |
| USAA Federal Savings Bank | $107,110,000 | $86,480,000 | -19.3% | 0.6% |
| V.I.P. MORTGAGE, INC. | $112,750,000 | $85,190,000 | -24.4% | 0.6% |
| First United Bank and Trust Company | $267,945,000 | $83,195,000 | -69.0% | 0.6% |
| GREYSTONE SERVICING COMPANY LLC | $89,580,000 | $83,105,000 | -7.2% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $118,035,000 | $80,610,000 | -31.7% | 0.5% |
| DIRECTIONS EQUITY, LLC | $143,540,000 | $80,185,000 | -44.1% | 0.5% |
| Bank of America | $139,010,000 | $77,135,000 | -44.5% | 0.5% |
| INSPIRE HOME LOANS INC. | $52,300,000 | $76,360,000 | 46.0% | 0.5% |
| PENTAGON FEDERAL CREDIT UNION | $112,255,000 | $72,485,000 | -35.4% | 0.5% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD | $92,790,000 | $70,865,000 | -23.6% | 0.5% |
| ACADEMY MORTGAGE CORPORATION | $145,245,000 | $70,300,000 | -51.6% | 0.5% |
| Sunflower Bank | $135,785,000 | $69,960,000 | -48.5% | 0.5% |
| Network Funding, L.P. | $84,610,000 | $68,815,000 | -18.7% | 0.5% |
| Regions Bank | $51,795,000 | $67,585,000 | 30.5% | 0.5% |
| 21ST MORTGAGE CORPORATION | $73,095,000 | $65,385,000 | -10.5% | 0.4% |
| NEWREZ LLC | $59,030,000 | $63,765,000 | 8.0% | 0.4% |
| Prosperity Bank | $131,860,000 | $60,950,000 | -53.8% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $207,775,000 | $52,895,000 | -74.5% | 0.4% |
| MORTGAGE FINANCIAL SERVICES, LLC | $80,290,000 | $51,330,000 | -36.1% | 0.3% |
| PNC Bank | $246,320,000 | $50,835,000 | -79.4% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $155,925,000 | $50,595,000 | -67.6% | 0.3% |
| Cedar Rapids Bank and Trust Company | $49,770,000 | n/a | 0.3% | |
| Zions Bank | $99,075,000 | $48,845,000 | -50.7% | 0.3% |
| PRIORITY HOME MORTGAGE, L.P. | $38,465,000 | $46,905,000 | 21.9% | 0.3% |
| RB MORTGAGE LLC | $75,915,000 | $46,845,000 | -38.3% | 0.3% |
| LOANPEOPLE, LLC | $49,415,000 | $46,645,000 | -5.6% | 0.3% |
| Flagstar Bank, FSB | $124,920,000 | $45,520,000 | -63.6% | 0.3% |
| BROKER SOLUTIONS, INC. | $65,490,000 | $45,405,000 | -30.7% | 0.3% |
| SENTE MORTGAGE, INC. | $75,535,000 | $44,770,000 | -40.7% | 0.3% |
| CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. | $31,710,000 | $42,950,000 | 35.4% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $11,885,000 | $40,080,000 | 237.2% | 0.3% |
| Metropolitan Life Insurance Co | $73,460,000 | $39,005,000 | -46.9% | 0.3% |
| M&T Realty Capital Corporation | $37,375,000 | n/a | 0.2% | |
| Wallick & Volk, Inc. | $47,855,000 | $36,910,000 | -22.9% | 0.2% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $37,020,000 | $35,110,000 | -5.2% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $20,785,000 | $34,585,000 | 66.4% | 0.2% |
| Generations Community Federal Credit Union | $54,550,000 | $34,420,000 | -36.9% | 0.2% |
| ENCORE BANK | $47,010,000 | $33,705,000 | -28.3% | 0.2% |
| Security State Bank & Trust | $30,100,000 | $32,895,000 | 9.3% | 0.2% |
| MANN FINANCIAL INC. | $3,740,000 | $31,880,000 | 752.4% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $21,090,000 | $31,815,000 | 50.9% | 0.2% |
| Citizens Bank | $57,200,000 | $31,600,000 | -44.8% | 0.2% |
| SOUTHERN LENDING SERVICES, LTD. | $36,905,000 | $31,340,000 | -15.1% | 0.2% |
| First-Citizens Bank & Trust Company | $3,105,000 | $31,060,000 | 900.3% | 0.2% |
| U.S. Bank | $53,025,000 | $30,340,000 | -42.8% | 0.2% |
| SUMMIT FUNDING, INC. | $6,890,000 | $30,335,000 | 340.3% | 0.2% |
| Truist | $85,825,000 | $29,930,000 | -65.1% | 0.2% |
| PGIM Real Estate Finance, LLC | $49,005,000 | $29,005,000 | -40.8% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $29,740,000 | $28,045,000 | -5.7% | 0.2% |
| First Horizon Bank | $14,850,000 | $27,965,000 | 88.3% | 0.2% |
| NBKC BANK | $37,925,000 | $27,705,000 | -26.9% | 0.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $26,190,000 | $26,895,000 | 2.7% | 0.2% |
| INTERLINC MORTGAGE SERVICES, LLC | $128,720,000 | $26,095,000 | -79.7% | 0.2% |
| Plains Commerce Bank | $13,110,000 | $25,580,000 | 95.1% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $18,730,000 | $24,275,000 | 29.6% | 0.2% |
| BancorpSouth | $19,540,000 | $23,855,000 | 22.1% | 0.2% |
| Citibank | $64,065,000 | $23,695,000 | -63.0% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $35,700,000 | $23,570,000 | -34.0% | 0.2% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $9,870,000 | $23,005,000 | 133.1% | 0.2% |
| Equity Prime Mortgage LLC | $16,250,000 | $22,935,000 | 41.1% | 0.2% |
| International Bank of Commerce | $22,460,000 | $22,675,000 | 1.0% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $27,570,000 | $21,715,000 | -21.2% | 0.1% |
| Morgan Stanley Private Bank | $199,975,000 | $21,275,000 | -89.4% | 0.1% |
| Farm Credit Mid-America, ACA | $3,995,000 | $21,145,000 | 429.3% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $21,090,000 | $20,605,000 | -2.3% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $37,885,000 | $20,435,000 | -46.1% | 0.1% |
| SMART CHOICE MORTGAGE, A TEXAS LIMITED LIABILITY C | $33,160,000 | $20,355,000 | -38.6% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $23,310,000 | $20,265,000 | -13.1% | 0.1% |
| AmeriHome Mortgage Company, LLC | $34,920,000 | $20,045,000 | -42.6% | 0.1% |
| Carrington Mortgage Services, LLC | $29,175,000 | $19,630,000 | -32.7% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $9,890,000 | $19,465,000 | 96.8% | 0.1% |
| CIBC Bank USA | $48,005,000 | $18,605,000 | -61.2% | 0.1% |
| FIRSTMARK | $36,355,000 | $18,550,000 | -49.0% | 0.1% |
| NexBank | $50,295,000 | $18,365,000 | -63.5% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $61,895,000 | $18,305,000 | -70.4% | 0.1% |
| BAY EQUITY LLC | $10,640,000 | $17,910,000 | 68.3% | 0.1% |
| Vantage Bank Texas | $26,415,000 | $17,900,000 | -32.2% | 0.1% |
| HIGHLAND HOMELOANS, LLC | $14,690,000 | $17,830,000 | 21.4% | 0.1% |
| Bank of England | $24,320,000 | $17,510,000 | -28.0% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $19,120,000 | $17,445,000 | -8.8% | 0.1% |
| UNION HOME MORTGAGE CORP. | $17,125,000 | $16,850,000 | -1.6% | 0.1% |
| Castroville State Bank | $16,830,000 | n/a | 0.1% | |
| Arbor Realty Trust, Inc. | $16,440,000 | n/a | 0.1% | |
| Discover Bank | $14,470,000 | $16,300,000 | 12.6% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $16,230,000 | n/a | 0.1% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $28,050,000 | $16,205,000 | -42.2% | 0.1% |
| The First National Bank of Sonora | $19,735,000 | $16,025,000 | -18.8% | 0.1% |
| NEXERA HOLDING LLC | $4,490,000 | $16,000,000 | 256.3% | 0.1% |
| BETTER MORTGAGE CORPORATION | $58,615,000 | $15,885,000 | -72.9% | 0.1% |
| PLANET HOME LENDING, LLC | $36,190,000 | $15,820,000 | -56.3% | 0.1% |
| FBC MORTGAGE, LLC | $39,525,000 | $15,690,000 | -60.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $29,505,000 | $15,345,000 | -48.0% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $22,090,000 | $14,950,000 | -32.3% | 0.1% |
| OCMBC, INC. | $4,280,000 | $14,920,000 | 248.6% | 0.1% |
| RF Renovo Management Company, LLC | $19,210,000 | $14,675,000 | -23.6% | 0.1% |
| JET HOMELOANS, LLC | $440,000 | $14,395,000 | 3,171.6% | 0.1% |
| Colonial Savings, F.A. | $22,285,000 | $14,305,000 | -35.8% | 0.1% |
| UNIVERSITY Federal Credit Union | $37,195,000 | $14,180,000 | -61.9% | 0.1% |
| CANOPY MORTGAGE, LLC | $24,070,000 | $14,155,000 | -41.2% | 0.1% |
| Centennial Bank | $4,805,000 | $14,145,000 | 194.4% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $7,895,000 | $14,145,000 | 79.2% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $6,405,000 | $14,005,000 | 118.7% | 0.1% |
| SFMC, LP | $8,435,000 | $13,810,000 | 63.7% | 0.1% |
| AMWEST FUNDING CORP. | $12,180,000 | $13,465,000 | 10.6% | 0.1% |
| Santander Bank, N.A. | $16,840,000 | $13,105,000 | -22.2% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $36,065,000 | $12,645,000 | -64.9% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $11,220,000 | $12,585,000 | 12.2% | 0.1% |
| Commerce Home Mortgage, Inc. | $16,760,000 | $12,400,000 | -26.0% | 0.1% |
| LENDINGONE, LLC | $7,090,000 | $12,315,000 | 73.7% | 0.1% |
| United Texas Credit Union | $25,335,000 | $12,270,000 | -51.6% | 0.1% |
| First Commercial Bank | $33,800,000 | $12,175,000 | -64.0% | 0.1% |
| Northpointe Bank | $42,785,000 | $12,175,000 | -71.5% | 0.1% |
| EVERETT FINANCIAL, INC. | $46,380,000 | $11,710,000 | -74.8% | 0.1% |
| SeaTrust Mortgage Company | $2,405,000 | $11,625,000 | 383.4% | 0.1% |