Oxford Mortgage Rates
30 Year Fixed Rate mortgages in Oxford averaged
5.77%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.04% and
one month ago for the week of 2022-05-19, the
average rate was 5.31%.
Oxford's average rate one year ago was 3.25%.
For refis of the same type during the week of 2022-06-23, the average rate
was 6.01%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
Oxford 30 Year Fixed Rate | 2022-06-23 | 5.77% |
Oxford 30 Year Fixed Rate Refi | 2022-06-23 | 6.01% |
Oxford 15 Year Fixed Rate | 2022-06-23 | 4.94% |
Oxford 15 Year Fixed Rate Refi | 2022-06-23 | 4.91% |
Oxford 30 Year FHA | 2022-06-23 | -0.02% |
Oxford 30 Year FHA Refi | 2022-06-23 | -0.32% |
Oxford 30 Year USDA | 2022-06-23 | -0.26% |
Oxford 30 Year USDA Refi | 2022-06-23 | -0.58% |
Oxford 30 Year VA | 2022-06-23 | 0.13% |
Oxford 30 Year VA Refi | 2022-06-23 | -0.21% |
Oxford Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Oxford, MS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Oxford, MS's 113 lenders originated 2,347
loans during 2021. The total origination value was $605,745,000, with an average loan value of
$258,093.
The top Oxford lender as defined by loan originations is Regions Bank, with
160 loans originated. Their average total fees are
$3,180, which is $765
lower than the next largest lender,
Renasant Bank.
The lowest fee Oxford lenders (with over 10 loans originated) are
BankPlus ($2,571), BETTER MORTGAGE CORPORATION ($2,572), Trustmark National Bank ($2,855), Regions Bank ($3,180) and Origin Bank ($3,201).
The lowest rate Oxford lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.82%), BETTER MORTGAGE CORPORATION (2.96%), BankPlus (2.98%), Trustmark National Bank (3.02%) and CRESCENT MORTGAGE COMPANY (3.04%).
Oxford, MS Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
---|---|---|---|---|
Renasant Bank | $104,580,000 | $84,765,000 | -18.9% | 14.0% |
Regions Bank | $59,160,000 | $56,860,000 | -3.9% | 9.4% |
BancorpSouth Bank | $50,085,000 | $54,070,000 | 8.0% | 8.9% |
COMMUNITY MORTGAGE CORPORATION | $64,035,000 | $48,565,000 | -24.2% | 8.0% |
Trustmark National Bank | $65,950,000 | $47,915,000 | -27.3% | 7.9% |
QUICKEN LOANS, LLC | $28,150,000 | $32,380,000 | 15.0% | 5.3% |
Old National Bank | $27,810,000 | n/a | 4.6% | |
First Commercial Bank | $12,415,000 | $13,695,000 | 10.3% | 2.3% |
BankFirst Financial Services | $13,845,000 | $12,340,000 | -10.9% | 2.0% |
BankPlus | $16,765,000 | $11,205,000 | -33.2% | 1.8% |
Guaranty Bank and Trust Company | $4,085,000 | $11,005,000 | 169.4% | 1.8% |
Bank of England | $9,985,000 | $9,465,000 | -5.2% | 1.6% |
Sycamore Bank | $3,790,000 | $8,870,000 | 134.0% | 1.5% |
LOANDEPOT.COM, LLC | $3,195,000 | $8,215,000 | 157.1% | 1.4% |
Flagstar Bank, FSB | $7,920,000 | $8,160,000 | 3.0% | 1.3% |
MOVEMENT MORTGAGE, LLC | $995,000 | $6,840,000 | 587.4% | 1.1% |
FREEDOM MORTGAGE CORPORATION | $7,910,000 | $6,530,000 | -17.4% | 1.1% |
First Horizon Bank | $705,000 | $6,035,000 | 756.0% | 1.0% |
Community Bank of Mississippi | $9,165,000 | $5,980,000 | -34.8% | 1.0% |
Wells Fargo Bank | $5,420,000 | $5,700,000 | 5.2% | 0.9% |
AMERISAVE MORTGAGE CORPORATION | $2,605,000 | $5,630,000 | 116.1% | 0.9% |
Origin Bank | $12,645,000 | $5,225,000 | -58.7% | 0.9% |
CRESCENT MORTGAGE COMPANY | $1,015,000 | $4,720,000 | 365.0% | 0.8% |
Mortgage Research Center, LLC | $3,055,000 | $4,255,000 | 39.3% | 0.7% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,420,000 | $4,010,000 | 65.7% | 0.7% |
BETTER MORTGAGE CORPORATION | $2,825,000 | $3,705,000 | 31.2% | 0.6% |
Mr. Cooper ( Nationstar Mortgage ) | $1,315,000 | $3,195,000 | 143.0% | 0.5% |
Planters Bank & Trust Company | $1,135,000 | $3,000,000 | 164.3% | 0.5% |
Eagle Bank and Trust Company | $1,445,000 | $2,660,000 | 84.1% | 0.4% |
EVANSVILLE TEACHERS | $4,495,000 | $2,535,000 | -43.6% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $1,455,000 | $2,330,000 | 60.1% | 0.4% |
U.S. Bank | $1,865,000 | $2,295,000 | 23.1% | 0.4% |
PNC Bank | $380,000 | $2,165,000 | 469.7% | 0.4% |
Bank of America | $2,125,000 | $2,150,000 | 1.2% | 0.4% |
Capitol Federal Savings Bank | $785,000 | $2,075,000 | 164.3% | 0.3% |
CIS Financial Services, Inc. | $2,065,000 | n/a | 0.3% | |
NAVY FEDERAL CREDIT UNION | $2,250,000 | $1,985,000 | -11.8% | 0.3% |
GMFS LLC | $2,605,000 | $1,905,000 | -26.9% | 0.3% |
UNITED WHOLESALE MORTGAGE, LLC | $3,730,000 | $1,840,000 | -50.7% | 0.3% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $945,000 | $1,705,000 | 80.4% | 0.3% |
BROKER SOLUTIONS, INC. | $545,000 | $1,675,000 | 207.3% | 0.3% |
PriorityOne Bank | $4,395,000 | $1,675,000 | -61.9% | 0.3% |
Morgan Stanley Private Bank | $405,000 | $1,670,000 | 312.3% | 0.3% |
USAA Federal Savings Bank | $1,930,000 | $1,625,000 | -15.8% | 0.3% |
CALIBER HOME LOANS, INC. | $3,130,000 | $1,550,000 | -50.5% | 0.3% |
Pinnacle Bank | $1,055,000 | $1,550,000 | 46.9% | 0.3% |
Raymond James Bank | $1,520,000 | n/a | 0.3% | |
Financial Federal Bank | $1,460,000 | $1,455,000 | -0.3% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $380,000 | $1,395,000 | 267.1% | 0.2% |
CHURCHILL MORTGAGE CORPORATION | $115,000 | $1,390,000 | 1,108.7% | 0.2% |
MORTGAGE INVESTORS GROUP, INC. | $970,000 | $1,330,000 | 37.1% | 0.2% |
Magnolia State Bank | $490,000 | $1,315,000 | 168.4% | 0.2% |
21ST MORTGAGE CORPORATION | $1,590,000 | $1,210,000 | -23.9% | 0.2% |
Southern Bancorp Bank | $1,210,000 | n/a | 0.2% | |
Paragon Bank | $4,280,000 | $1,185,000 | -72.3% | 0.2% |
The Bank of Holly Springs | $3,385,000 | $1,175,000 | -65.3% | 0.2% |
The Citizens National Bank of Meridian | $1,535,000 | $1,175,000 | -23.5% | 0.2% |
First Security Bank | $1,005,000 | $1,170,000 | 16.4% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $745,000 | $1,170,000 | 57.0% | 0.2% |
HOME POINT FINANCIAL CORPORATION | $1,145,000 | n/a | 0.2% | |
Independent Bank | $1,395,000 | $1,125,000 | -19.4% | 0.2% |
KeyBank | $1,125,000 | n/a | 0.2% | |
Nations Lending Corporation | $865,000 | $1,065,000 | 23.1% | 0.2% |
TIAA, FSB | $535,000 | $1,050,000 | 96.3% | 0.2% |
Carrington Mortgage Services, LLC | $200,000 | $1,030,000 | 415.0% | 0.2% |
GUARANTEED RATE, INC. | $1,530,000 | $930,000 | -39.2% | 0.2% |
JPMorgan Chase Bank | $4,365,000 | $915,000 | -79.0% | 0.2% |
Stifel Bank and Trust | $195,000 | $910,000 | 366.7% | 0.2% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,125,000 | $880,000 | -21.8% | 0.1% |
Ally Bank | $895,000 | $870,000 | -2.8% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $855,000 | n/a | 0.1% | |
TRIAD FINANCIAL SERVICES, INC. | $260,000 | $855,000 | 228.8% | 0.1% |
CROSSCOUNTRY MORTGAGE, LLC | $315,000 | $830,000 | 163.5% | 0.1% |
Evolve Bank & Trust | $215,000 | $830,000 | 286.0% | 0.1% |
FIDELITY BANK | $770,000 | $805,000 | 4.5% | 0.1% |
The Bank of Fayette County | $165,000 | $790,000 | 378.8% | 0.1% |
North American Savings Bank, F.S.B. | $375,000 | $775,000 | 106.7% | 0.1% |
GUARANTY HOME MORTGAGE CORPORATION | $245,000 | $755,000 | 208.2% | 0.1% |
Peoples Bank | $930,000 | $735,000 | -21.0% | 0.1% |
Citibank | $155,000 | $710,000 | 358.1% | 0.1% |
KEESLER | $75,000 | $700,000 | 833.3% | 0.1% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $660,000 | n/a | 0.1% | |
The First, A National Banking Association | $760,000 | $635,000 | -16.4% | 0.1% |
Citizens Bank | $1,180,000 | $625,000 | -47.0% | 0.1% |
FirstBank | $715,000 | $585,000 | -18.2% | 0.1% |
First Federal Bank | $560,000 | n/a | 0.1% | |
NEWREZ LLC | $155,000 | $540,000 | 248.4% | 0.1% |
VILLAGE CAPITAL & INVESTMENT LLC | $255,000 | $535,000 | 109.8% | 0.1% |
Ameris Bank | $510,000 | n/a | 0.1% | |
Paramount Residential Mortgage Group, Inc. | $390,000 | $500,000 | 28.2% | 0.1% |
Hamilton Mortgage Corporation | $515,000 | $495,000 | -3.9% | 0.1% |
Commercial Bank & Trust Co. | $485,000 | n/a | 0.1% | |
Wood & Huston Bank | $480,000 | n/a | 0.1% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $225,000 | $470,000 | 108.9% | 0.1% |
First Community Bank | $165,000 | $465,000 | 181.8% | 0.1% |
Citizens Bank & Trust Company of Vivian, Louisiana | $95,000 | $455,000 | 378.9% | 0.1% |
The Citizens Bank of Philadelphia, Mississippi | $17,165,000 | $455,000 | -97.3% | 0.1% |
FINANCE OF AMERICA MORTGAGE LLC | $470,000 | $440,000 | -6.4% | 0.1% |
FIRST SOUTH FINANCIAL | $425,000 | n/a | 0.1% | |
GUILD MORTGAGE COMPANY | $715,000 | $420,000 | -41.3% | 0.1% |
Simmons Bank | $400,000 | n/a | 0.1% | |
Copiah Bank | $395,000 | n/a | 0.1% | |
KS StateBank | $385,000 | n/a | 0.1% | |
Plains Commerce Bank | $380,000 | n/a | 0.1% | |
CapStar Bank | $375,000 | n/a | 0.1% | |
LENDINGONE, LLC | $375,000 | n/a | 0.1% | |
BARTLETT MORTGAGE, INC. | $670,000 | $370,000 | -44.8% | 0.1% |
Baxter Credit Union | $370,000 | n/a | 0.1% | |
DELMAR FINANCIAL COMPANY | $590,000 | $370,000 | -37.3% | 0.1% |
Low VA Rates, LLC | $175,000 | $370,000 | 111.4% | 0.1% |
Hancock Whitney Bank | $1,105,000 | $360,000 | -67.4% | 0.1% |
AMERICAN ADVISORS GROUP | $25,000 | $355,000 | 1,320.0% | 0.1% |
First Bank | $175,000 | $355,000 | 102.9% | 0.1% |
Patriot Bank | $735,000 | $355,000 | -51.7% | 0.1% |
SOFI LENDING CORP. | $165,000 | $355,000 | 115.2% | 0.1% |
Triumph Bank | $445,000 | $355,000 | -20.2% | 0.1% |
Inwood National Bank | $185,000 | $350,000 | 89.2% | 0.1% |
SWBC MORTGAGE CORPORATION | $135,000 | $350,000 | 159.3% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $345,000 | n/a | 0.1% | |
InterContinental Capital Group, Inc | $175,000 | $340,000 | 94.3% | 0.1% |
BNC National Bank | $335,000 | n/a | 0.1% | |
Reliant Bank | $65,000 | $330,000 | 407.7% | 0.1% |
INSOUTH Bank | $315,000 | n/a | 0.1% | |
PLANET HOME LENDING, LLC | $230,000 | $315,000 | 37.0% | 0.1% |
CMG MORTGAGE, INC. | $1,445,000 | $305,000 | -78.9% | 0.1% |
INTERLINC MORTGAGE SERVICES, LLC | $1,210,000 | $305,000 | -74.8% | 0.1% |
CREDIT UNION MORTGAGE ASSOCIATION, INC. | $295,000 | n/a | 0.0% | |
Sullivan Bank | $295,000 | n/a | 0.0% | |
AMERICAN HOME LENDING USA, LLC | $480,000 | $285,000 | -40.6% | 0.0% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $235,000 | $285,000 | 21.3% | 0.0% |
First Western Bank & Trust | $275,000 | n/a | 0.0% | |
PHH Mortgage Corporation | $115,000 | $265,000 | 130.4% | 0.0% |
River Bank & Trust | $265,000 | n/a | 0.0% | |
VELOCITY COMMERCIAL CAPITAL, LLC | $260,000 | n/a | 0.0% | |
Barrington Bank & Trust Company, N.A. | $375,000 | $255,000 | -32.0% | 0.0% |
STATEWIDE FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
Austin Capital Bank SSB | $85,000 | $245,000 | 188.2% | 0.0% |
FIRST COMMUNITY MORTGAGE, INC. | $350,000 | $245,000 | -30.0% | 0.0% |
THRIVENT Federal Credit Union | $245,000 | n/a | 0.0% | |
ANGEL OAK HOME LOANS LLC | $95,000 | $235,000 | 147.4% | 0.0% |
Cadence Bank, N.A. | $235,000 | n/a | 0.0% | |
FINANCE OF AMERICA REVERSE LLC | $235,000 | n/a | 0.0% | |
HOMESPIRE MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
HOMESTEAD FUNDING CORP. | $235,000 | n/a | 0.0% | |
MORIA DEVELOPMENT, INC. | $235,000 | n/a | 0.0% | |
SOUTHWEST FUNDING, LP | $235,000 | n/a | 0.0% | |
Amarillo National Bank | $225,000 | n/a | 0.0% | |
HSBC BANK USA, NATIONAL ASSOCIATION | $125,000 | $225,000 | 80.0% | 0.0% |
Leaders Credit Union | $225,000 | $225,000 | 0.0% | 0.0% |
American Bank & Trust Company | $330,000 | $220,000 | -33.3% | 0.0% |
Great Southern Bank | $585,000 | $220,000 | -62.4% | 0.0% |
Orion Federal Credit Union | $220,000 | n/a | 0.0% | |
SOUTHWEST STAGE FUNDING, LLC | $570,000 | $220,000 | -61.4% | 0.0% |
Charles Schwab Bank, SSB | $215,000 | n/a | 0.0% | |
Colonial Savings, F.A. | $215,000 | n/a | 0.0% | |
EVERETT FINANCIAL, INC. | $1,250,000 | $215,000 | -82.8% | 0.0% |
US MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
ASSEMBLIES OF GOD Credit Union | $205,000 | n/a | 0.0% | |
Goldwater Bank, N.A. | $205,000 | n/a | 0.0% | |
ROYAL UNITED MORTGAGE LLC | $75,000 | $205,000 | 173.3% | 0.0% |
Chicago Mortgage Solutions LLC | $195,000 | n/a | 0.0% | |
HOMESIDE FINANCIAL, LLC | $195,000 | n/a | 0.0% | |
Magnolia Bank | $2,755,000 | $195,000 | -92.9% | 0.0% |
OPEN MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
AMERICAN FINANCIAL RESOURCES, INC. | $380,000 | $185,000 | -51.3% | 0.0% |
DRAPER AND KRAMER MORTGAGE CORP. | $185,000 | n/a | 0.0% | |
KELLER MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
Memphis City Employees Credit Union | $55,000 | $185,000 | 236.4% | 0.0% |
Figure Lending LLC | $40,000 | $180,000 | 350.0% | 0.0% |
AMERICAN FINANCING CORPORATION | $165,000 | $175,000 | 6.1% | 0.0% |
COUNTRYPLACE MORTGAGE, LTD. | $240,000 | $175,000 | -27.1% | 0.0% |
First National Bank of Picayune | $175,000 | n/a | 0.0% | |
NBKC BANK | $600,000 | $175,000 | -70.8% | 0.0% |
Progress Bank and Trust | $165,000 | $175,000 | 6.1% | 0.0% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $125,000 | $165,000 | 32.0% | 0.0% |
First Federal Savings and Loan Association | $165,000 | n/a | 0.0% | |
First Home Bank | $165,000 | n/a | 0.0% | |
Mid-Continent Funding, Inc. | $165,000 | n/a | 0.0% | |
Manufacturers and Traders Trust Company | $155,000 | n/a | 0.0% | |
STEARNS LENDING, LLC | $155,000 | n/a | 0.0% | |
ZILLOW HOME LOANS, LLC | $300,000 | $155,000 | -48.3% | 0.0% |
Capital City Home Loans, LLC | $145,000 | n/a | 0.0% | |
FLAT BRANCH MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
MEMBER FIRST MORTGAGE, LLC | $515,000 | $145,000 | -71.8% | 0.0% |
SouthPoint Bank | $145,000 | n/a | 0.0% | |
TJC Mortgage, Inc. | $145,000 | n/a | 0.0% | |
Wyndham Capital Mortgage, Inc. | $145,000 | n/a | 0.0% | |
ACADEMY MORTGAGE CORPORATION | $415,000 | $135,000 | -67.5% | 0.0% |
AMERICAN INTERNET MORTGAGE, INC. | $310,000 | $135,000 | -56.5% | 0.0% |
FEDEX EMPLOYEES CREDIT ASSOCIATION | $135,000 | n/a | 0.0% | |
Montgomery Bank | $135,000 | n/a | 0.0% | |
Banterra Bank | $125,000 | n/a | 0.0% | |
BOKF | $125,000 | n/a | 0.0% | |
FORT FINANCIAL Federal Credit Union | $175,000 | $125,000 | -28.6% | 0.0% |
Hometown Lenders, Inc. | $205,000 | $115,000 | -43.9% | 0.0% |
LIBERTY HOME MORTGAGE CORPORATION | $155,000 | $115,000 | -25.8% | 0.0% |
UNION HOME MORTGAGE CORP. | $115,000 | n/a | 0.0% | |
Arvest Bank | $225,000 | $105,000 | -53.3% | 0.0% |
PURDUE FEDERAL CREDIT UNION | $695,000 | $105,000 | -84.9% | 0.0% |
RUOFF MORTGAGE COMPANY, INC. | $105,000 | n/a | 0.0% | |
Broadway National Bank | $95,000 | n/a | 0.0% | |
CORNERSTONE HOME LENDING, INC. | $95,000 | n/a | 0.0% | |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $85,000 | n/a | 0.0% | |
Discover Bank | $105,000 | $85,000 | -19.0% | 0.0% |
Amerifirst Financial, Inc. | $65,000 | n/a | 0.0% | |
Truist Bank | $55,000 | n/a | 0.0% | |
1st Franklin Financial Corporation | $35,000 | n/a | 0.0% |
Oxford's top lender by overall market share is Renasant Bank, with 14.0% market share. In second place, with 9.4%, is Regions Bank, having originated $56,860,000 in loans. In third place, with 8.9%, is BancorpSouth Bank, having originated $54,070,000 in loans. In third place, with 8.0%, is COMMUNITY MORTGAGE CORPORATION, having originated $48,565,000 in loans. In third place, with 7.9%, is Trustmark National Bank, having originated $47,915,000 in loans.
Oxford, MS Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,152 | $313,840,000 | $272,431 |
Refi | 731 | $192,745,000 | $263,673 |
Cash Out Refi | 315 | $82,155,000 | $260,810 |
Other | 104 | $11,100,000 | $106,731 |
Home Improvement | 45 | $5,905,000 | $131,222 |
Oxford's most frequently cited loan purpose was Home Purchase, with 1,152 originations. The 2nd most popular reason was Refi, with 731 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 914 | $210,740,000 | $230,569 |
2.5-3% | 817 | $228,675,000 | $279,896 |
<2.5% | 334 | $103,800,000 | $310,778 |
4-5% | 106 | $15,560,000 | $146,792 |
6-7% | 23 | $1,615,000 | $70,217 |
Over 8% | 14 | $910,000 | $65,000 |
5-6% | 12 | $1,270,000 | $105,833 |
7-8% | 9 | $835,000 | $92,778 |
During 2021, Oxford's most frequently originated rate bucket was 3-4%, with 914 originations.
Loan Sizing (Oxford, MS MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 900 | $245,840,000 | $273,156 |
$100k-200k | 860 | $130,020,000 | $151,186 |
$100,000 or less | 304 | $19,320,000 | $63,553 |
$400k-600k | 192 | $91,960,000 | $478,958 |
$600k-1000k | 60 | $44,740,000 | $745,667 |
$Over $1MM | 31 | $73,865,000 | $2,382,742 |
Oxford's loan sizing saw the bucket of loans from $200k-400k with 900 originations, totaling $245,840,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 884 | $227,530,000 | $257,387 |
60-80% | 774 | $226,070,000 | $292,080 |
40-60% | 283 | $69,735,000 | $246,413 |
20-40% | 125 | $19,575,000 | $156,600 |
Under 20% | 121 | $9,775,000 | $80,785 |
Over 100% | 19 | $4,395,000 | $231,316 |
Oxford's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 884 originations, totaling $227,530,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Oxford (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $319,500 (-5.8%) | $376,002 (-6.6%) | 0.00 | 395 |
2018-02-01 | $325,000 (-3.5%) | $372,459 (-5.5%) | 0.00 | 403 |
2018-03-01 | $335,000 (-2.1%) | $381,218 (-5.5%) | 0.00 | 410 |
2018-04-01 | $342,400 (-1.0%) | $385,176 (-4.5%) | 0.00 | 429 |
2018-05-01 | $332,450 (-4.6%) | $376,172 (-9.3%) | 0.00 | 453 |
2018-06-01 | $313,500 (-10.2%) | $369,547 (-10.4%) | 0.00 | 467 |
2018-07-01 | $305,000 (-12.9%) | $364,938 (-9.2%) | 0.00 | 470 |
2018-08-01 | $289,500 (-12.0%) | $351,760 (-10.0%) | 0.00 | 483 |
2018-09-01 | $265,000 (-21.5%) | $341,576 (-13.4%) | 0.00 | 512 |
2018-10-01 | $262,950 (-20.1%) | $333,951 (-12.6%) | 0.00 | 508 |
2018-11-01 | $263,000 (-19.5%) | $334,947 (-10.0%) | 0.00 | 484 |
2018-12-01 | $261,000 (-17.4%) | $338,596 (-6.6%) | 0.00 | 476 |
2019-01-01 | $260,450 (-18.5%) | $337,736 (-10.2%) | 0.00 | 454 |
2019-02-01 | $253,425 (-22.0%) | $337,731 (-9.3%) | 0.00 | 499 |
2019-03-01 | $261,529 (-21.9%) | $340,934 (-10.6%) | 0.00 | 520 |
2019-04-01 | $264,479 (-22.8%) | $344,304 (-10.6%) | 0.00 | 540 |
2019-05-01 | $272,500 (-18.0%) | $356,411 (-5.3%) | 0.00 | 552 |
2019-06-01 | $275,000 (-12.3%) | $365,873 (-1.0%) | 0.00 | 566 |
2019-07-01 | $275,900 (-9.5%) | $371,744 (1.9%) | 0.00 | 583 |
2019-08-01 | $276,800 (-4.4%) | $377,963 (7.5%) | 0.00 | 533 |
2019-09-01 | $277,850 (4.9%) | $383,170 (12.2%) | 0.00 | 478 |
2019-10-01 | $284,900 (8.4%) | $384,271 (15.1%) | 0.00 | 469 |
2019-11-01 | $284,900 (8.3%) | $387,634 (15.7%) | 0.00 | 454 |
2019-12-01 | $277,000 (6.1%) | $378,572 (11.8%) | 0.00 | 405 |
2020-01-01 | $265,500 (1.9%) | $385,064 (14.0%) | 0.00 | 380 |
2020-02-01 | $259,900 (2.6%) | $381,291 (12.9%) | 0.00 | 435 |
2020-03-01 | $264,250 (1.0%) | $375,133 (10.0%) | 0.00 | 447 |
2020-04-01 | $265,250 (0.3%) | $370,579 (7.6%) | 0.00 | 449 |
2020-05-01 | $265,000 (-2.8%) | $377,752 (6.0%) | 0.00 | 460 |
2020-06-01 | $246,000 (-10.6%) | $364,734 (-0.3%) | 0.00 | 485 |
2020-07-01 | $259,900 (-5.8%) | $383,641 (3.2%) | 0.00 | 480 |
2020-08-01 | $265,000 (-4.3%) | $380,431 (0.7%) | 0.00 | 490 |
2020-09-01 | $267,250 (-3.8%) | $379,899 (-0.9%) | 0.00 | 478 |
2020-10-01 | $270,900 (-4.9%) | $401,372 (4.5%) | 0.00 | 479 |
2020-11-01 | $267,000 (-6.3%) | $409,337 (5.6%) | 0.00 | 447 |
2020-12-01 | $264,475 (-4.5%) | $385,254 (1.8%) | 0.00 | 433 |
2021-01-01 | $264,000 (-0.6%) | $379,476 (-1.5%) | 0.00 | 405 |
2021-02-01 | $297,450 (14.5%) | $412,918 (8.3%) | 0.00 | 368 |
2021-03-01 | $297,000 (12.4%) | $420,702 (12.2%) | 0.00 | 348 |
2021-04-01 | $350,950 (32.3%) | $469,586 (26.7%) | 0.00 | 318 |
2021-05-01 | $389,000 (46.8%) | $527,756 (39.7%) | 0.00 | 228 |
2021-06-01 | $395,000 (60.6%) | $525,806 (44.2%) | 0.00 | 230 |
2021-07-01 | $428,750 (65.0%) | $547,422 (42.7%) | 0.00 | 217 |
2021-08-01 | $421,260 (59.0%) | $541,023 (42.2%) | 0.00 | 204 |
2021-09-01 | $419,260 (56.9%) | $547,160 (44.0%) | 0.00 | 200 |
2021-10-01 | $389,000 (43.6%) | $548,441 (36.6%) | 0.00 | 179 |
2021-11-01 | $409,500 (53.4%) | $567,469 (38.6%) | 0.00 | 162 |
2021-12-01 | $431,450 (63.1%) | $587,688 (52.6%) | 0.00 | 128 |
2022-01-01 | $450,000 (70.5%) | $601,430 (58.5%) | 0.00 | 106 |
2022-02-01 | $492,000 (65.4%) | $685,418 (66.0%) | 0.00 | 79 |
2022-03-01 | $489,950 (65.0%) | $626,869 (49.0%) | 0.00 | 94 |
2022-04-01 | $499,900 (42.4%) | $642,704 (36.9%) | 0.00 | 95 |
2022-05-01 | $447,500 (15.0%) | $602,843 (14.2%) | 0.00 | 111 |
Oxford's median listing price comes in at 0% of the national average.
Oxford's average listing price for 2022-05-01 was $602,843, a difference of $75,087 (14.2%) versus the prior year and $-39,861 versus the prior month.
For the 2022-05-01 period, Oxford had 111 MLS listings, a difference of 16 listings (17%) versus the prior month and -117 listings (-51%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Oxford (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,930 sqft |
2018-02-01 | 0 days | 1,998 sqft |
2018-03-01 | 0 days | 2,054 sqft |
2018-04-01 | 0 days | 2,074 sqft |
2018-05-01 | 0 days | 2,077 sqft |
2018-06-01 | 0 days | 2,066 sqft |
2018-07-01 | 0 days | 2,058 sqft |
2018-08-01 | 0 days | 1,964 sqft |
2018-09-01 | 0 days | 1,888 sqft |
2018-10-01 | 0 days | 1,855 sqft |
2018-11-01 | 0 days | 1,840 sqft |
2018-12-01 | 0 days | 1,831 sqft |
2019-01-01 | 0 days | 1,803 sqft |
2019-02-01 | 0 days | 1,802 sqft |
2019-03-01 | 0 days | 1,791 sqft |
2019-04-01 | 0 days | 1,788 sqft |
2019-05-01 | 0 days | 1,842 sqft |
2019-06-01 | 0 days | 1,847 sqft |
2019-07-01 | 0 days | 1,859 sqft |
2019-08-01 | 0 days | 1,859 sqft |
2019-09-01 | 0 days | 1,858 sqft |
2019-10-01 | 0 days | 1,862 sqft |
2019-11-01 | 0 days | 1,864 sqft |
2019-12-01 | 0 days | 1,844 sqft |
2020-01-01 | 0 days | 1,858 sqft |
2020-02-01 | 0 days | 1,834 sqft |
2020-03-01 | 0 days | 1,808 sqft |
2020-04-01 | 0 days | 1,807 sqft |
2020-05-01 | 0 days | 1,804 sqft |
2020-06-01 | 0 days | 1,765 sqft |
2020-07-01 | 0 days | 1,800 sqft |
2020-08-01 | 0 days | 1,844 sqft |
2020-09-01 | 0 days | 1,862 sqft |
2020-10-01 | 0 days | 1,860 sqft |
2020-11-01 | 0 days | 1,844 sqft |
2020-12-01 | 0 days | 1,823 sqft |
2021-01-01 | 0 days | 1,856 sqft |
2021-02-01 | 0 days | 1,864 sqft |
2021-03-01 | 0 days | 1,864 sqft |
2021-04-01 | 0 days | 2,042 sqft |
2021-05-01 | 0 days | 2,120 sqft |
2021-06-01 | 0 days | 2,145 sqft |
2021-07-01 | 0 days | 2,211 sqft |
2021-08-01 | 0 days | 2,234 sqft |
2021-09-01 | 0 days | 2,055 sqft |
2021-10-01 | 0 days | 2,053 sqft |
2021-11-01 | 0 days | 2,050 sqft |
2021-12-01 | 0 days | 2,049 sqft |
2022-01-01 | 0 days | 2,039 sqft |
2022-02-01 | 0 days | 2,196 sqft |
2022-03-01 | 0 days | 2,112 sqft |
2022-04-01 | 0 days | 2,350 sqft |
2022-05-01 | 0 days | 2,113 sqft |
Oxford's median square footage for active listings during the 2022-05-01 period was 2,113 sqft. One year prior, the average listing was 2,120 sqft.