San Antonio VA Loan Rates, Closing Costs & Stats

SAN ANTONIO-NEW BRAUNFELS, TX

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

San Antonio's 250 lenders originated 10,713 VA loans during 2022. The total origination value was $3,986,115,000, with an average VA loan value of $372,082.

San Antonio VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in San Antonio averaged 6.59% for the week of 2023-12-01, compared to the national average (all VA variants) of 6.774% for the same period.

San Antonio's average VA mortgage closing costs are $6,527.

The average rate for the prior week (2023-11-24) was 6.42% and one month ago for the week of 2023-10-27, the average rate was 7.26%.

The average rate one year ago was 5.94%.

For refis of the same type during the week of 2023-12-01, the average rate was 5.55%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

San Antonio VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the San Antonio level.

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Mortgage Research Center, LLC 965 4.98% $9,264
DHI MORTGAGE COMPANY, LTD. 945 4.15% $9,209
AMERICAN PACIFIC MORTGAGE CORPORATION 608 4.76% $10,684
EAGLE HOME MORTGAGE, LLC 537 4.23% $5,151
UNITED WHOLESALE MORTGAGE, LLC 390 4.75% $9,083
LOANDEPOT.COM, LLC 385 4.50% $11,401
NAVY FEDERAL CREDIT UNION 348 4.01% $9,276
AMCAP MORTGAGE, LTD. 285 4.92% $13,256
USAA Federal Savings Bank 240 4.46% $10,098
PULTE MORTGAGE LLC 218 4.84% $6,489
KBHS HOME LOANS, LLC 211 4.63% $11,663
ARK-LA-TEX FINANCIAL SERVICES, LLC. 210 4.79% $8,635
CORNERSTONE HOME LENDING, INC. 209 4.87% $8,671
QUICKEN LOANS, LLC 203 4.08% $10,959
PENNYMAC LOAN SERVICES, LLC 178 3.09% $8,223
VELOCIO MORTGAGE L.L.C. 166 4.59% $8,830
THRIVE MORTGAGE, LLC 158 4.60% $13,321
PRIMELENDING, A PLAINSCAPITAL COMPANY 154 4.84% $14,066
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 149 4.73% $9,922
CRESTMARK MORTGAGE COMPANY, LTD. 132 4.68% $11,473
CALIBER HOME LOANS, INC. 132 4.44% $11,789
M/I FINANCIAL, LLC 130 4.49% $11,588
GUARANTEED RATE, INC. 120 4.87% $8,500
PENTAGON FEDERAL CREDIT UNION 108 3.72% $8,119
CLM MORTGAGE, INC 103 4.71% $7,776
Gateway First Bank 100 4.91% $9,265
GUILD MORTGAGE COMPANY 99 4.81% $15,532
FREEDOM MORTGAGE CORPORATION 93 4.03% $6,671
V.I.P. MORTGAGE, INC. 92 4.81% $10,420
CMG MORTGAGE, INC. 92 4.48% $12,554
Mr. Cooper ( Nationstar Mortgage ) 85 3.54% $5,637
DIRECTIONS EQUITY, LLC 85 4.73% $12,771
MOVEMENT MORTGAGE, LLC 83 4.68% $11,923
ACADEMY MORTGAGE CORPORATION 79 5.13% $11,612
INTERLINC MORTGAGE SERVICES, LLC 72 4.47% $13,533
BROOKHOLLOW MORTGAGE SERVICES, LTD 70 4.65% $7,276
CROSSCOUNTRY MORTGAGE, LLC 69 4.99% $13,064
SWBC MORTGAGE CORPORATION 67 4.81% $13,749
INSPIRE HOME LOANS INC. 59 4.82% $9,602
Sunflower Bank 59 4.91% $10,119
PILGRIM MORTGAGE LLC 55 5.17% $13,662
HOME POINT FINANCIAL CORPORATION 53 4.54% $9,894
Wells Fargo Bank 49 3.94% $7,968
First United Bank and Trust Company 45 5.03% $13,412
Network Funding, L.P. 44 5.03% $11,140
CARDINAL FINANCIAL 43 4.83% $13,289
Amerifirst Financial, Inc. 43 4.74% $10,850
Armed Forces Bank 42 4.16% $11,548
MORTGAGE SOLUTIONS OF COLORADO, LLC 39 5.60% $8,876
NBKC BANK 33 4.45% $8,904
MORTGAGE FINANCIAL SERVICES, LLC 33 4.38% $12,532
Flagstar Bank, FSB 33 4.20% $10,638
PRIORITY HOME MORTGAGE, L.P. 31 4.62% $10,481
SOUTHERN LENDING SERVICES, LTD. 29 4.30% $11,616
PLANET HOME LENDING, LLC 28 4.52% $10,142
FIRST CONTINENTAL MORTGAGE, LTD. 28 3.76% $12,928
LAKEVIEW LOAN SERVICING, LLC 28 2.92% $3,901
Wallick & Volk, Inc. 27 4.58% $9,563
CORNERSTONE MORTGAGE PARTNERS OF TEXAS, L.P. 27 4.88% $10,012
SOUTHWEST FUNDING, LP 26 4.54% $13,404
FBC MORTGAGE, LLC 25 4.78% $9,742
Equity Prime Mortgage LLC 23 5.30% $7,530
HOMEBRIDGE FINANCIAL SERVICES, INC. 23 4.66% $10,271
NATIONS RELIABLE LENDING, LLC 23 4.47% $13,416
LOANPEOPLE, LLC 23 5.22% $15,091
North American Savings Bank, F.S.B. 22 4.14% $10,053
NEWREZ LLC 21 4.51% $7,042
BROKER SOLUTIONS, INC. 21 4.98% $10,667
SENTE MORTGAGE, INC. 21 4.43% $15,422
Barrington Bank & Trust Company, N.A. 20 4.28% $7,101
SMART CHOICE MORTGAGE, A TEXAS LIMITED LIABILITY C 20 4.46% $15,058
Northpointe Bank 20 4.47% $7,900
Austin Capital Bank SSB 19 4.49% $16,336
ANGEL OAK HOME LOANS LLC 19 4.75% $10,442
FC LENDING, LTD. 19 4.32% $13,005
RB MORTGAGE LLC 18 4.45% $7,119
MID AMERICA MORTGAGE, INC. 17 4.29% $6,281
Lakeview Community Capital, LLC 17 2.79% $3,352
BNC National Bank 17 4.40% $9,999
CHERRY CREEK MORTGAGE, LLC 16 4.50% $5,561
SECURITYNATIONAL MORTGAGE COMPANY 16 4.41% $17,699
NTFN, INC. 16 4.66% $11,927
NEW DAY FINANCIAL, LLC 15 3.14% $11,657
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 15 4.14% $10,712
CERTAINTY HOME LOANS, LLC 15 4.24% $11,986
Mid-Continent Funding, Inc. 15 4.83% $11,476
AMERISAVE MORTGAGE CORPORATION 15 4.00% $15,277
S1L, Inc. 14 4.77% $13,235
FIRST CENTENNIAL MORTGAGE CORPORATION 14 4.71% $8,282
CANOPY MORTGAGE, LLC 14 4.40% $11,883
Paramount Residential Mortgage Group, Inc. 14 5.13% $7,705
CLEARPATH LENDING 14 2.56% $4,711
PLAZA HOME MORTGAGE, INC. 13 4.54% $12,217
GUARANTEED RATE AFFINITY, LLC 12 4.10% $12,149
EVERETT FINANCIAL, INC. 12 4.49% $9,647
VILLAGE CAPITAL MORTGAGE 12 3.19% $3,838
Carrington Mortgage Services, LLC 11 4.67% $5,412
NFM, INC. 11 5.26% $19,786
MORTGAGEONE, INC. 11 5.83% $6,687
Century Mortgage Company DBA Century Lending Company 11 5.28% $10,106
ASPIRE FINANCIAL, INC. 10 3.66% $11,786
JPMorgan Chase Bank 9 4.85% $6,657
Bank of England 9 4.10% $16,373
CALCON MUTUAL MORTGAGE LLC 9 4.94% $13,033
CHURCHILL MORTGAGE CORPORATION 9 3.92% $10,312
SUN WEST MORTGAGE COMPANY, INC. 9 4.24% $7,505
T2 FINANCIAL LLC 9 4.24% $9,371
Citizens Bank 8 4.11% $11,135
AMERICAN FINANCING CORPORATION 8 3.47% $8,638
Jefferson Bank 8 4.23% $12,749
ROUNDPOINT MORTGAGE SERVICING CORPORATION 8 4.28% $17,574
Plains Commerce Bank 8 5.44% $11,411
GENEVA FINANCIAL, LLC 8 5.06% $12,234
UNION HOME MORTGAGE CORP. 7 4.66% $8,564
SOUTHWEST STAGE FUNDING, LLC 6 4.77% $9,476
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 4.79% $10,593
First Guaranty Mortgage Corporation 6 3.38% $5,473
HOMESIDE FINANCIAL, LLC 6 5.69% $9,769
MUTUAL OF OMAHA MORTGAGE, INC. 6 4.88% $11,874
Nations Lending Corporation 6 4.31% $7,676
PREMIA MORTGAGE, LLC 6 4.64% $8,269
DAS Acquisition Company, LLC 6 5.75% $11,548
LOANPAL, LLC 5 2.80% $8,279
Strong Home Mortgage, LLC 5 3.53% $10,568
Credence Funding Corporation 5 2.75% $2,441
Republic State Mortgage Co. 5 4.28% $7,110
Neighborhood Loans, Inc. 5 4.24% $15,714
The Central Trust Bank 5 3.52% $5,993
NATIONS DIRECT MORTGAGE, LLC 5 4.67% $11,012
Wyndham Capital Mortgage, Inc. 4 3.75% $5,168
The Federal Savings Bank 4 3.72% $9,700
HOMESPIRE MORTGAGE CORPORATION 4 5.78% $7,140
DRAPER AND KRAMER MORTGAGE CORP. 4 4.21% $13,634
First Savings Bank 4 5.06% $10,960
Encompass Lending Group, LP 4 5.53% $12,971
LEADERONE FINANCIAL CORPORATION 4 4.13% $13,456
First National Bank Texas 4 5.09% $11,475
Assurance Financial Group, L.L.C. 3 5.29% $8,434
Hometown Lenders, Inc. 3 5.21% $9,423
ENVOY MORTGAGE, LTD 3 4.96% $12,588
PANORAMA MORTGAGE GROUP, LLC 3 4.63% $25,042
OPEN MORTGAGE, LLC 3 5.46% $10,268
Truist 3 3.22% $14,740
THE MORTGAGE FIRM, INC. 3 4.13% $7,726
GUARANTY HOME MORTGAGE CORPORATION 3 4.71% $11,352
Waterstone Mortgage Corporation 3 5.83% $8,533
KELLER MORTGAGE, LLC 3 4.46% $10,643
HANCOCK MORTGAGE PARTNERS, LLC 3 5.08% $22,330
FLAT BRANCH MORTGAGE, INC. 3 4.25% $11,082
ZILLOW HOME LOANS, LLC 3 5.54% $7,291
U.S. Bank 3 4.75% $13,759
Bank of America 3 3.00% $5,882
First Mortgage Solutions, LLC 3 3.50% $13,257
BAY EQUITY LLC 3 4.97% $10,735
Regions Bank 3 3.67% $13,663
Prosperity Home Mortgage, LLC 3 4.46% $13,764
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 4.38% $12,208
HAMILTON HOME LOANS, INC. 2 4.43% $10,654
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 5.13% $18,473
INTERCAP LENDING INC. 2 3.25% $5,963
JMAC LENDING, INC. 2 4.13% $8,253
1ST PREFERENCE MORTGAGE CORP. 2 5.13% $10,527
Florida Capital Bank 2 3.75% $20,264
MICHIGAN MUTUAL, INC. 2 6.88% $20,166
First Federal Bank of Kansas City 2 3.81% $12,178
FINANCE OF AMERICA MORTGAGE LLC 2 4.00% $7,494
NBH Bank 2 5.41% $16,624
NETWORK CAPITAL FUNDING CORPORATION 2 3.69% $1,730
NP, Inc. 2 2.50% $5,202
Paramount Bank 2 3.19% $16,100
Cornerstone First Mortgage, Inc 2 5.69% $13,008
CONTOUR MORTGAGE CORPORATION 2 3.75% $7,650
Commerce Home Mortgage, Inc. 2 4.69% $17,739
RESIDENTIAL WHOLESALE MORTGAGE, INC. 2 5.56% $14,589
SFMC, LP 2 3.81% $18,622
SUMMIT FUNDING, INC. 2 4.62% $17,371
Town Square Mortgage & Investments, Inc. 2 5.49% $10,130
Ameris Bank 2 4.81% $9,032
VAN DYK MORTGAGE CORPORATION 2 5.13% $11,384
AMERICAN FINANCIAL RESOURCES, INC. 2 5.00% $11,883
Watermark Capital, Inc. 2 3.50% $10,865
Colonial Savings, F.A. 1 3.63% $6,572
Platinum Home Mortgage Corporation 1 4.75% $11,260
CITYWIDE HOME LOANS, LLC 1 6.38% $17,979
PNC Bank 1 5.00% $3,621
FIDELITY BANK 1 3.25% $18,062
PREMIER LENDING, INC. 1 3.88% $10,431
M&T Bank 1 6.25% $12,689
Prime Choice Funding Inc. 1 3.25% $5,451
City Bank 1 5.25% $25,466
First Bank 1 4.75% $9,496
MOUNTAIN WEST FINANCIAL, INC. 1 4.50% $7,630
CASTLE & COOKE MORTGAGE, LLC 1 3.50% $15,739
Capital Bank 1 4.50% $21,286
RANLIFE, INC. 1 4.50% $18,444
BOKF 1 3.00% $7,829
Red River Bank 1 4.63% $13,285
First Financial Bank 1 3.38% $10,089
First Home Bank 1 3.25% $4,349
RESIDENTIAL BANCORP 1 2.25% $4,062
Advisors Mortgage Group, L.L.C. 1 5.38% $19,317
First Horizon Bank 1 4.00% $9,867
BKCO MORTGAGE, LLC 1 3.38% $5,728
SeaTrust Mortgage Company 1 6.63% $5,575
BEST CAPITAL FUNDING 1 4.25% $13,801
MORTGAGE ACCESS CORP. 1 3.75% $5,182
GSF Mortgage Corporation 1 6.50% $10,482
First National Bank of Omaha 1 4.00% $17,028
BancorpSouth 1 4.63% $5,159
Meridian Bank Corporation 1 4.63% $3,317
Low VA Rates, LLC 1 3.25% $23,065
STEARNS LENDING, LLC 1 3.38% $9,244
Stride Bank 1 5.00% $10,787
First Western Trust Bank 1 4.63% $6,001
SUCCESS MORTGAGE PARTNERS, INC. 1 7.00% $10,979
GoPrime Mortgage, Inc. 1 6.25% $4,841
ASSEMBLIES OF GOD Credit Union 1 4.99% $4,461
LHM FINANCIAL CORPORATION 1 3.25% $30,422
ARC HOME LLC 1 2.38% $2,203
LEGEND LENDING CORPORATION 1 6.13% $3,926
The Camden National Bank 1 5.75% $14,369
LADERA LENDING, INC. 1 2.75% $7,146
F&M Bank 1 2.88% $15,909
The Home Loan Expert LLC 1 4.75% $9,168
INTEGRITY MORTGAGE CORPORATION OF TEXAS 1 5.13% $8,371
Arbor Bank 1 5.00% $13,178
TJC Mortgage, Inc. 1 4.88% $5,725
TOWNE MORTGAGE COMPANY 1 3.25% $16,884
Academy Bank 1 3.63% $30,058
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 5.50% $8,022
Independent Bank 1 2.63% $4,649
United Fidelity Funding Corp. 1 5.25% $5,212
WILLOW BEND MORTGAGE COMPANY, LLC 1 5.25% $10,682
UNIVERSITY LENDING GROUP, LLC 1 5.13% $16,806
AMERICA'S CHOICE HOME LOANS LP 1 5.50% $6,568
HOMESTEAD FUNDING CORP. 1 5.75% $3,166
Valley National Bank 1 5.25% $11,942
VANDERBILT MORTGAGE AND FINANCE, INC. 1 6.00% $7,880
DELMAR FINANCIAL COMPANY 1 2.75% $0
ON Q FINANCIAL, INC. 1 3.38% $5,018
EMBRACE HOME LOANS, INC. 1 2.25% $16,278
OVM FINANCIAL, INC. 1 5.50% $5,263
NexBank 1 3.75% $2,610
Wolfe Financial, Inc 1 5.25% $1,449
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 3.75% $5,750
Goldwater Bank, N.A. 1 4.50% $11,863
HOME FINANCING UNLIMITED, INC. 1 3.50% $16,203
PHH Mortgage Corporation 1 5.99% $30,374
GREAT WESTERN FINANCIAL SERVICES, INC. 1 5.25% $17,191
Farmers & Stockmens Bank 1 4.25% $11,946

The top San Antonio VA lender as defined by loan originations is Mortgage Research Center, LLC, with 965 VA loans originated. Their average total fees are $9,264, which is $55 higher than the next largest lender, DHI MORTGAGE COMPANY, LTD..

The lowest fee San Antonio VA lenders (with over 10 loans originated) are Lakeview Community Capital, LLC ($3,352), VILLAGE CAPITAL MORTGAGE ($3,838), LAKEVIEW LOAN SERVICING, LLC ($3,901), CLEARPATH LENDING ($4,711) and EAGLE HOME MORTGAGE, LLC ($5,151).

The lowest rate San Antonio VA lenders (with over 10 loans originated) are CLEARPATH LENDING (2.56%), Lakeview Community Capital, LLC (2.79%), LAKEVIEW LOAN SERVICING, LLC (2.92%), PENNYMAC LOAN SERVICES, LLC (3.09%) and NEW DAY FINANCIAL, LLC (3.14%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - San Antonio (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $283,925 (-0.2%) $373,914 (0.4%) 1.05 7,238
2018-02-01 $284,985 (-1.0%) $375,278 (-0.3%) 1.04 7,291
2018-03-01 $291,000 (-0.3%) $381,195 (-0.1%) 1.02 7,397
2018-04-01 $299,000 (1.5%) $385,291 (-1.6%) 1.01 7,438
2018-05-01 $299,700 (1.6%) $388,679 (-0.9%) 1.00 7,778
2018-06-01 $299,500 (1.2%) $390,288 (-0.7%) 1.00 8,254
2018-07-01 $295,000 (0.9%) $387,039 (-0.3%) 0.99 8,612
2018-08-01 $291,088 (1.8%) $382,619 (0.5%) 0.98 8,889
2018-09-01 $287,000 (1.4%) $379,425 (0.7%) 0.97 8,706
2018-10-01 $285,443 (1.9%) $378,347 (1.5%) 0.97 8,695
2018-11-01 $285,000 (1.8%) $373,154 (0.2%) 0.97 8,639
2018-12-01 $285,000 (1.4%) $372,951 (0.3%) 0.98 8,408
2019-01-01 $285,000 (0.4%) $371,088 (-0.8%) 0.98 7,936
2019-02-01 $285,700 (0.3%) $370,065 (-1.4%) 0.97 7,992
2019-03-01 $291,619 (0.2%) $377,450 (-1.0%) 0.95 8,153
2019-04-01 $295,500 (-1.2%) $385,231 (0.0%) 0.94 8,579
2019-05-01 $295,650 (-1.4%) $389,556 (0.2%) 0.92 8,859
2019-06-01 $295,000 (-1.5%) $389,973 (-0.1%) 0.92 9,183
2019-07-01 $293,500 (-0.5%) $388,073 (0.3%) 0.92 9,411
2019-08-01 $288,356 (-0.9%) $383,579 (0.3%) 0.91 9,455
2019-09-01 $285,906 (-0.4%) $378,532 (-0.2%) 0.92 9,445
2019-10-01 $283,045 (-0.8%) $373,156 (-1.4%) 0.91 9,484
2019-11-01 $279,900 (-1.8%) $366,360 (-1.8%) 0.92 9,351
2019-12-01 $278,950 (-2.1%) $363,202 (-2.6%) 0.93 9,140
2020-01-01 $279,000 (-2.1%) $362,811 (-2.2%) 0.93 8,633
2020-02-01 $282,990 (-1.0%) $372,755 (0.7%) 0.93 8,433
2020-03-01 $289,450 (-0.7%) $379,804 (0.6%) 0.91 8,166
2020-04-01 $289,000 (-2.2%) $374,778 (-2.7%) 0.91 8,354
2020-05-01 $295,000 (-0.2%) $390,470 (0.2%) 0.90 8,014
2020-06-01 $302,500 (2.5%) $404,860 (3.8%) 0.89 7,066
2020-07-01 $308,969 (5.3%) $412,226 (6.2%) 0.90 6,640
2020-08-01 $300,935 (4.4%) $410,884 (7.1%) 0.86 6,265
2020-09-01 $299,353 (4.7%) $411,417 (8.7%) 0.86 6,032
2020-10-01 $295,653 (4.5%) $407,998 (9.3%) 0.85 5,803
2020-11-01 $293,715 (4.9%) $405,434 (10.7%) 0.86 5,516
2020-12-01 $290,000 (4.0%) $399,390 (10.0%) 0.86 5,056
2021-01-01 $289,000 (3.6%) $403,922 (11.3%) 0.86 4,325
2021-02-01 $295,700 (4.5%) $417,913 (12.1%) 0.86 3,574
2021-03-01 $298,690 (3.2%) $430,530 (13.4%) 0.85 2,961
2021-04-01 $303,447 (5.0%) $448,010 (19.5%) 0.82 2,613
2021-05-01 $308,000 (4.4%) $449,810 (15.2%) 0.82 2,705
2021-06-01 $315,000 (4.1%) $456,883 (12.9%) 0.83 3,155
2021-07-01 $325,108 (5.2%) $465,195 (12.9%) 0.86 3,713
2021-08-01 $335,975 (11.6%) $454,679 (10.7%) 0.90 4,457
2021-09-01 $330,000 (10.2%) $447,809 (8.9%) 0.88 4,582
2021-10-01 $332,225 (12.4%) $454,224 (11.3%) 0.89 4,441
2021-11-01 $332,085 (13.1%) $458,543 (13.1%) 0.89 4,185
2021-12-01 $337,989 (16.6%) $463,542 (16.1%) 0.92 3,932
2022-01-01 $339,542 (17.5%) $465,737 (15.3%) 0.92 3,554
2022-02-01 $335,819 (13.6%) $464,621 (11.2%) 0.87 2,910
2022-03-01 $344,500 (15.3%) $475,034 (10.3%) 0.86 2,678
2022-04-01 $360,000 (18.6%) $489,818 (9.3%) 0.86 2,882
2022-05-01 $379,463 (23.2%) $502,794 (11.8%) 0.87 3,789
2022-06-01 $382,400 (21.4%) $508,372 (11.3%) 0.85 4,616
2022-07-01 $379,900 (16.9%) $496,483 (6.7%) 0.86 6,054
2022-08-01 $362,950 (8.0%) $480,383 (5.7%) 0.84 7,213
2022-09-01 $359,950 (9.1%) $473,014 (5.6%) 0.84 7,510
2022-10-01 $354,900 (6.8%) $468,582 (3.2%) 0.84 8,011
2022-11-01 $349,995 (5.4%) $458,806 (0.1%) 0.84 8,253
2022-12-01 $349,000 (3.3%) $457,211 (-1.4%) 0.86 7,845
2023-01-01 $347,000 (2.2%) $456,485 (-2.0%) 0.86 7,346
2023-02-01 $340,000 (1.3%) $453,132 (-2.5%) 0.82 7,286
2023-03-01 $346,495 (0.6%) $467,430 (-1.6%) 0.82 6,988
2023-04-01 $351,122 (-2.5%) $483,086 (-1.4%) 0.82 6,863
2023-05-01 $357,494 (-5.8%) $484,011 (-3.7%) 0.81 7,329
2023-06-01 $367,325 (-3.9%) $494,891 (-2.7%) 0.83 7,647
2023-07-01 $365,000 (-3.9%) $490,703 (-1.2%) 0.83 8,141
2023-08-01 $357,000 (-1.6%) $483,118 (0.6%) 0.82 8,539
2023-09-01 $349,900 (-2.8%) $471,184 (-0.4%) 0.81 9,344
2023-10-01 $347,000 (-2.2%) $464,768 (-0.8%) 0.82 9,659
2023-11-01 $339,900 (-2.9%) $453,308 (-1.2%) 0.81 9,881
San Antonio's median listing price for 2023-11-01 was $339,900, a difference of $-10,095 (-2.9%) versus the prior year and $-7,100 versus the prior month.

San Antonio's median listing price comes in at 81% of the national average.

San Antonio's average listing price for 2023-11-01 was $453,308, a difference of $-5,498 (-1.2%) versus the prior year and $-11,460 versus the prior month.

For the 2023-11-01 period, San Antonio had 9,881 MLS listings, a difference of 222 listings (2%) versus the prior month and 1,628 listings (20%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - San Antonio (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 73 days 2,336 sqft
2018-02-01 67 days 2,352 sqft
2018-03-01 53 days 2,380 sqft
2018-04-01 50 days 2,408 sqft
2018-05-01 50 days 2,419 sqft
2018-06-01 50 days 2,407 sqft
2018-07-01 52 days 2,390 sqft
2018-08-01 56 days 2,379 sqft
2018-09-01 59 days 2,356 sqft
2018-10-01 62 days 2,336 sqft
2018-11-01 64 days 2,311 sqft
2018-12-01 70 days 2,303 sqft
2019-01-01 72 days 2,289 sqft
2019-02-01 66 days 2,299 sqft
2019-03-01 57 days 2,318 sqft
2019-04-01 51 days 2,328 sqft
2019-05-01 50 days 2,327 sqft
2019-06-01 52 days 2,323 sqft
2019-07-01 53 days 2,323 sqft
2019-08-01 55 days 2,296 sqft
2019-09-01 57 days 2,266 sqft
2019-10-01 59 days 2,242 sqft
2019-11-01 59 days 2,235 sqft
2019-12-01 67 days 2,196 sqft
2020-01-01 73 days 2,185 sqft
2020-02-01 68 days 2,195 sqft
2020-03-01 61 days 2,225 sqft
2020-04-01 60 days 2,222 sqft
2020-05-01 64 days 2,241 sqft
2020-06-01 66 days 2,245 sqft
2020-07-01 55 days 2,242 sqft
2020-08-01 51 days 2,240 sqft
2020-09-01 53 days 2,186 sqft
2020-10-01 54 days 2,149 sqft
2020-11-01 53 days 2,105 sqft
2020-12-01 58 days 2,065 sqft
2021-01-01 60 days 2,021 sqft
2021-02-01 46 days 1,980 sqft
2021-03-01 45 days 1,959 sqft
2021-04-01 37 days 1,990 sqft
2021-05-01 33 days 1,995 sqft
2021-06-01 31 days 2,014 sqft
2021-07-01 32 days 2,042 sqft
2021-08-01 32 days 2,085 sqft
2021-09-01 38 days 2,029 sqft
2021-10-01 43 days 1,998 sqft
2021-11-01 44 days 1,995 sqft
2021-12-01 48 days 1,991 sqft
2022-01-01 53 days 1,966 sqft
2022-02-01 41 days 1,909 sqft
2022-03-01 36 days 1,919 sqft
2022-04-01 32 days 1,981 sqft
2022-05-01 30 days 2,039 sqft
2022-06-01 30 days 2,057 sqft
2022-07-01 31 days 2,054 sqft
2022-08-01 39 days 2,031 sqft
2022-09-01 47 days 2,028 sqft
2022-10-01 52 days 2,021 sqft
2022-11-01 56 days 2,014 sqft
2022-12-01 67 days 2,001 sqft
2023-01-01 79 days 1,996 sqft
2023-02-01 67 days 1,943 sqft
2023-03-01 55 days 1,936 sqft
2023-04-01 53 days 1,978 sqft
2023-05-01 47 days 1,983 sqft
2023-06-01 47 days 2,020 sqft
2023-07-01 50 days 2,034 sqft
2023-08-01 51 days 2,016 sqft
2023-09-01 51 days 1,971 sqft
2023-10-01 56 days 1,961 sqft
2023-11-01 59 days 1,949 sqft
San Antonio's median listing age (time on market) for 2023-11-01 was 59 days. This is 5% longer than the same period one year ago.

San Antonio's median square footage for active listings during the 2023-11-01 period was 1,949 sqft. One year prior, the average listing was 2,014 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.