Columbia Bank Mortgage Rates, Fees & Info

Fair Lawn, NJ

LEI: 5493005LKFCLR81TSN28

Tax ID: 22-0900560

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Columbia Bank is a smaller bank specializing in Refi and Home Purchase loans. Columbia Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Philadelphia, Trenton, Poughkeepsie, and Ocean City among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Columbia Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Columbia Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 3.56% 11/21/24
    30 Year Conventional Purchase 5.59% 11/21/24
    30 Year Conventional Refi 4.46% 11/21/24
    30 Year Cash-out Refi 5.40% 11/21/24
    30 Year FHA Purchase 7.04% 11/21/24
    15 Year Conventional Purchase 5.68% 11/21/24
    15 Year Conventional Refi 5.52% 11/21/24
    15 Year Cash-out Refi 5.52% 11/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Columbia Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Columbia Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,317

    Origination Dollar Volume (All Markets)

    $970,615,000

    Employee count

    663 Show all (6) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,803 $751,965,000 $417,063 $1,927 3.86%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 450 $124,260,000 $276,133 $2,555 3.72%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 26 $63,260,000 $2,433,077 $3,562 3.86%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 5 $16,395,000 $3,279,000 $3,688 3.70%
    OCEAN CITY, NJ (FHA|USDA|VA) 14 $7,980,000 $570,000 $3,442 3.92%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 13 $4,535,000 $348,846 $2,543 3.84%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $1,715,000 $343,000 $2,968 3.98%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $505,000 $505,000 $4,148 3.00%
    Columbia Bank's top markets include New York, Philadelphia, Trenton, Poughkeepsie, and Ocean City among others.

    Their top states include:
  • New Jersey (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Columbia Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    N C P D Federal Credit Union
    Similarity Rank: 56
    Schuyler Savings Bank
    Similarity Rank: 104
    FIDELITY SAVINGS AND LOAN ASSOCIATION OF BUCKS COUNTY
    Similarity Rank: 122
    Union County Savings Bank
    Similarity Rank: 150
    Prudential Bank
    Similarity Rank: 162
    GARDEN SAVINGS FEDERAL CREDIT UNION
    Similarity Rank: 192
    Blue Foundry Bank
    Similarity Rank: 212
    Bogota Savings Bank
    Similarity Rank: 246
    MOUNTAIN MORTGAGE CORP.
    Similarity Rank: 266
    FUNDING RESOURCES MORTGAGE CORPORATION
    Similarity Rank: 292

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,904 $903,740,000 $474,653 $2,100 3.82%
    HELOC 410 $65,880,000 $160,683 n/a 3.87%
    FHA 3 $995,000 $331,667 $7,593 3.79%

    For 2019, Columbia Bank's most frequently originated type of loan was Conventional, with 1,904 originations. Their 2nd most popular type was HELOC, with 410 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 944 $452,600,000 $479,449 $982 3.72%
    Home Purchase 541 $248,335,000 $459,030 $4,150 3.84%
    Home Improvement 388 $161,920,000 $417,320 $1,795 4.06%
    Cash Out Refi 230 $78,230,000 $340,130 $1,195 3.94%
    Other 214 $29,530,000 $137,991 $0 3.80%

    For 2019, Columbia Bank's most frequently cited loan purpose was Refi, with 944 originations. The 2nd most popular reason was Home Purchase, with 541 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,305 $406,165,000 $311,238 $2,785 3.85%
    15 Year 327 $78,085,000 $238,792 $954 3.52%
    20 Year 306 $82,760,000 $270,458 $1,187 3.77%
    10 Year 230 $269,240,000 $1,170,609 $586 4.00%
    Other 65 $93,085,000 $1,432,077 $1,751 4.88%
    5 Year 57 $23,645,000 $414,825 $25 3.38%
    30+ year 26 $14,630,000 $562,692 $5,577 4.28%
    1 Year 1 $3,005,000 $3,005,000 $0 4.00%

    For 2019, Columbia Bank's most frequently cited loan duration was 30 Year, with 1,305 originations. The 2nd most popular length was 15 Year, with 327 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,353 $424,755,000 $313,936
    $1k-2k 157 $90,835,000 $578,567
    $3k-4k 7 $2,595,000 $370,714
    $5k+ 6 $4,400,000 $733,333
    $4k-5k 5 $1,915,000 $383,000
    $2k-3k 4 $1,430,000 $357,500

    Columbia Bank's average total fees were $2,785, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,353 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,574 $596,510,000 $378,977
    4-5% 581 $215,285,000 $370,542
    2.5-3% 104 $29,230,000 $281,058
    5-6% 37 $70,365,000 $1,901,757
    <2.5% 10 $2,500,000 $250,000
    6-7% 10 $56,620,000 $5,662,000
    Over 8% 1 $105,000 $105,000

    During 2019, Columbia Bank's average interest rate for loans was 3.85%, while their most frequently originated rate bucket for loans was 3-4%, with 1,574 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 807 $232,475,000 $288,073 $1,662 3.80%
    $100k-200k 472 $68,990,000 $146,165 $899 3.85%
    $100,000 or less 429 $23,265,000 $54,231 $458 3.84%
    $400k-600k 373 $181,475,000 $486,528 $3,017 3.78%
    $600k-1MM 184 $133,040,000 $723,043 $5,039 3.82%
    $1MM+ 52 $331,370,000 $6,372,500 $6,322 4.59%

    2019 saw Columbia Bank place emphasis on $200k-400k loans with 807 originations, totaling $232,475,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 607 $188,875,000 $311,161 $2,183 3.79%
    $100k-150k 591 $141,135,000 $238,807 $1,676 3.81%
    $250k+ 406 $195,700,000 $482,020 $3,711 3.71%
    $75k-100k 297 $50,145,000 $168,838 $1,151 3.96%
    $50k-75k 197 $28,885,000 $146,624 $1,314 3.79%
    $50k or less 75 $6,105,000 $81,400 $1,348 3.77%

    Columbia Bank lent most frequently to those with incomes in the $150k-250k range, with 607 originations. The second most popular income band? $100k-150k, with 591 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 597 $175,825,000 $294,514 $2,207 3.71%
    30-36% 482 $130,550,000 $270,851 $2,100 3.82%
    <20% 185 $56,655,000 $306,243 $2,739 3.66%
    42% 150 $36,870,000 $245,800 $2,230 3.80%
    41% 105 $27,495,000 $261,857 $2,056 3.95%
    40% 99 $27,945,000 $282,273 $2,078 3.92%
    39% 96 $26,860,000 $279,792 $1,944 3.86%
    37% 91 $21,885,000 $240,495 $1,634 3.90%
    38% 86 $20,450,000 $237,791 $2,025 3.83%
    36% 83 $26,845,000 $323,434 $2,251 3.79%
    44% 58 $17,180,000 $296,207 $2,026 3.95%
    43% 52 $16,730,000 $321,731 $1,709 3.84%
    46% 32 $8,660,000 $270,625 $1,281 3.78%
    45% 30 $8,120,000 $270,667 $1,816 3.79%
    47% 23 $6,955,000 $302,391 $958 3.93%
    49% 19 $5,305,000 $279,211 $1,105 3.77%
    48% 17 $4,675,000 $275,000 $2,145 3.99%
    >60% 5 $915,000 $183,000 $2,018 3.52%
    50-60% 2 $490,000 $245,000 $2,659 3.94%

    Columbia Bank lent most frequently to those with DTI ratios of 20-30%, with 597 originations. The next most common DTI ratio? 30-36%, with 482 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,669 $451,795,000 $270,698 $2,091 3.83%
    Not applicable 100 $346,080,000 $3,460,800 $5,828 4.65%
    Not provided 307 $98,685,000 $321,450 $2,154 3.71%
    Asian 176 $54,500,000 $309,659 $2,212 3.71%
    Asian Indian 23 $8,325,000 $361,957 $1,907 3.54%
    Black 27 $6,115,000 $226,481 $1,963 3.75%
    American Indian 7 $2,895,000 $413,571 $2,112 3.77%
    Other Asian 6 $1,520,000 $253,333 $2,203 3.90%
    Chinese 1 $525,000 $525,000 $655 3.38%
    Native Hawaiian or Islander 1 $175,000 $175,000 $150 3.38%

    Approval Rates

    Total approvals of all applications
    91.64%

    Columbia Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    78.42%

    Columbia Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,317 $970,615,000 $418,910

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 67 $334,305,000 $4,989,627
    Single Family (1-4 Units):Site-Built 2,250 $636,310,000 $282,804

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 350 $64,150,000 $183,286 $571 3.82%
    40-60% 380 $170,380,000 $448,368 $1,190 3.79%
    60-80% 891 $571,295,000 $641,184 $2,441 3.85%
    80-100% 302 $133,880,000 $443,311 $3,324 3.80%
    Over 100% 4 $4,620,000 $1,155,000 $0 5.16%
    Under 20% 390 $26,290,000 $67,410 $265 3.85%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    COLUMBIA BANKING SYSTEM, INC. Conventional home mortgage Trouble during payment process 2 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Columbia Bank 102 Route 4 East Paramus, NJ 7652 Full Service B&M $104,890
    Columbia Bank 1027 Pompton Avenue Cedar Grove, NJ 7009 Full Service B&M $78,871
    Columbia Bank 1100 Raritan Road Clark, NJ 7066 Full Service B&M $120,067
    Columbia Bank 1127 Route 35 Middletown, NJ 7748 Full Service B&M $70,709
    Columbia Bank 1154 Highway 34 Aberdeen, NJ 7747 Full Service B&M $79,695
    Columbia Bank 122 Berdan Avenue Wayne, NJ 7470 Full Service B&M $120,138
    Columbia Bank 133 Route 70 Medford, NJ 8055 Full Service B&M $60,089
    Columbia Bank 133 Us Highway 9 Englishtown, NJ 7726 Full Service B&M $104,190
    Columbia Bank 134 South Farview Avenue Paramus, NJ 7652 Full Service B&M $41,457
    Columbia Bank 14-01 Plaza Road Fair Lawn, NJ 7410 Full Service B&M $115,320
    Columbia Bank 14-01 River Road Fair Lawn, NJ 7410 Full Service B&M $140,363
    Columbia Bank 1460 Clements Bridge Road Deptford, NJ 8096 Full Service B&M $87,980
    Columbia Bank 1501 Union Valley Road West Milford, NJ 7480 Full Service B&M $111,744
    Columbia Bank 1504 Route 23 North Wayne, NJ 7470 Full Service B&M $97,631
    Columbia Bank 19-01 Route 208 Fair Lawn, NJ 7410 Full Service B&M $400,056
    Columbia Bank 204 Grove Avenue West Deptford, NJ 8086 Full Service B&M $71,043
    Columbia Bank 21-20 Morlot Avenue Fair Lawn, NJ 7410 Full Service B&M $48,281
    Columbia Bank 245 Talmadge Road Edison, NJ 8817 Full Service B&M $66,507
    Columbia Bank 25-00 Broadway Fair Lawn, NJ 7410 Full Service B&M $161,159
    Columbia Bank 251 North Ave West Westfield, NJ 7090 Full Service B&M $50,764
    Columbia Bank 253 East Main Street Maple Shade, NJ 8052 Full Service B&M $132,007
    Columbia Bank 270 Main Street Sayreville, NJ 8872 Full Service B&M $43,389
    Columbia Bank 270 S. Livingston Avenue Livingston, NJ 7039 Full Service B&M $129,742
    Columbia Bank 271 Passaic Avenue Fairfield, NJ 7004 Full Service B&M $60,461
    Columbia Bank 279 Kinderkamack Road Oradell, NJ 7649 Full Service B&M $95,296
    Columbia Bank 2988 Route 516 Old Bridge, NJ 8857 Full Service B&M $65,435
    Columbia Bank 300 Kakeout Road Kinnelon, NJ 7405 Full Service B&M $71,219
    Columbia Bank 303 Franklin Avenue Wyckoff, NJ 7481 Full Service B&M $144,315
    Columbia Bank 381 Market Street Saddle Brook, NJ 7663 Full Service B&M $100,624
    Columbia Bank 389 Route 18 South East Brunswick, NJ 8816 Full Service B&M $72,060
    Columbia Bank 407 Hurffville Crosskeys Road Sewell, NJ 8080 Full Service B&M $52,160
    Columbia Bank 413 Ramapo Valley Road Oakland, NJ 7436 Full Service B&M $57,015
    Columbia Bank 413 Wanaque Avenue Pompton Lakes, NJ 7442 Full Service B&M $99,656
    Columbia Bank 45 Reinhardt Road Wayne, NJ 7470 Limited, Mobile/Seasonal Office $5,195
    Columbia Bank 496 Lafayette Avenue Hawthorne, NJ 7506 Full Service B&M $85,887
    Columbia Bank 5-22 Saddle River Road Fair Lawn, NJ 7410 Full Service B&M $115,050
    Columbia Bank 501 Pleasant Valley Way West Orange, NJ 7052 Full Service B&M $4,938
    Columbia Bank 505 Berlin-Crosskeys Road Sicklerville, NJ 8081 Full Service B&M $24,308
    Columbia Bank 543 Newark Pompton Turnpike Pompton Plains, NJ 7444 Full Service B&M $142,804
    Columbia Bank 60 Godwin Avenue Midland Park, NJ 7432 Full Service B&M $75,689
    Columbia Bank 60 Raritan Center Parkway Edison, NJ 8837 Full Service B&M $57,169
    Columbia Bank 60 South Broad Street Ridgewood, NJ 7450 Full Service B&M $98,603
    Columbia Bank 604 Amboy Avenue Woodbridge, NJ 7095 Full Service B&M $105,895
    Columbia Bank 620 Oak Tree Avenue South Plainfield, NJ 7080 Full Service B&M $77,600
    Columbia Bank 701 North Wood Avenue Linden, NJ 7036 Full Service B&M $114,414
    Columbia Bank 800 Inman Avenue Colonia, NJ 7067 Full Service B&M $141,320
    Columbia Bank 803 Route 17 South Paramus, NJ 7652 Full Service B&M $165,189
    Columbia Bank 805 Franklin Lake Road Franklin Lakes, NJ 7417 Full Service B&M $173,333
    Columbia Bank 900 White Horse Road Voorhees, NJ 8043 Full Service B&M $153,702
    Columbia Bank 905 Broad Street Newark, NJ 7102 Full Service B&M $2,898
    Columbia Bank 99 Ramblewood Parkway At Route 73 Mount Laurel, NJ 8054 Full Service B&M $82,362

    For 2019, Columbia Bank had 51 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $261,735
    Net interest income $169,795
    Total noninterest income $27,175
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $4,988
    Trading account gains and fees $0
    Additional Noninterest Income $22,187
    Pre-tax net operating income $69,630
    Securities gains (or losses, -) $2,616
    Income before extraordinary items $55,859
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $55,859
    Minority interest net income $0
    Net income $55,859
    Sale, conversion, retirement of capital stock, net $-14,871
    Net operating income $53,792

    Columbia Bank's gross interest income from loans was $261,735,000.
    Columbia Bank's net interest income from loans was $169,795,000.
    Columbia Bank's fee based income from loans was $4,988,000.
    Columbia Bank's net income from loans was $55,859,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $91,940
    Provision for credit losses $4,224
    Total noninterest expense $123,116
    Salaries and employee benefits $81,046
    Premises and equipment expense $16,022
    Additional noninterest expense $26,048
    Applicable income taxes $16,387
    Net charge-offs $4,858
    Cash dividends $179,000

    Columbia Bank's interest expense for loans was $91,940,000.
    Columbia Bank's payroll and benefits expense were $81,046,000.
    Columbia Bank's property, plant and equipment expenses $16,022,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $5,849,349
    Deposits held in domestic offices $5,849,349
    Deposits by Individuals, partnerships, and corporations $5,340,681
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $508,668
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $424,276
    Demand deposits $267,217
    Nontransaction accounts $5,425,073
    Money market deposit accounts (MMDAs) $410,392
    Other savings deposits (excluding MMDAs) $3,001,537
    Total time deposits $2,013,144
    Total time and savings deposits $5,582,132
    Noninterest-bearing deposits $1,161,949
    Interest-bearing deposits $4,687,400
    Retail deposits $5,425,251
    IRAs and Keogh plan accounts $339,913
    Brokered deposits $31,584
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $8,177,933
    Cash & Balances due from depository institutions $75,416
    Interest-bearing balances $28,224
    Total securities $1,384,111
    Federal funds sold & reverse repurchase $0
    Net loans and leases $6,138,757
    Loan and leases loss allowance $61,709
    Trading account assets $0
    Bank premises and fixed assets $72,967
    Other real estate owned $0
    Goodwill and other intangibles $68,583
    All other assets $438,099

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $8,177,933
    Total Liabilities $7,391,969
    Total deposits $5,849,349
    Interest-bearing deposits $4,687,400
    Deposits held in domestic offices $5,849,349
    % insured (estimated) $77
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $1,426,174
    Subordinated debt $0
    All other liabilities $116,446

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $6,138,757
    Loan and leases loss allowance $61,709
    Total loans and leases (domestic) $6,200,466
    All real estate loans $5,712,277
    Real estate loans in domestic offices $5,712,277
    Construction and development loans $298,684
    Residential 1-4 family construction $76,303
    Other construction, all land development and other land $222,381
    Loans secured by nonfarm nonresidential properties $1,952,399
    Nonfarm nonresidential secured by owner-occupied properties $488,169
    Commercial real estate & other non-farm, non-residential $1,464,230
    Multifamily residential real estate $902,932
    1-4 family residential loans $2,558,262
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $486,203
    To non-U.S. addressees $0
    Loans to individuals $1,986
    Credit card loans $0
    Related Plans $534
    Consumer Auto Loans $907
    Other loans to individuals $545
    All other loans & leases $0
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $30,797
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $21,713
    Non 1-4 family restructured loans & leases $13,406
    Total loans and leases (foreign) $0

    Columbia Bank had $6,138,757,000 of loans outstanding in 2019. $5,712,277,000 of loans were in real estate loans. $298,684,000 of loans were in development loans. $902,932,000 of loans were in multifamily mortgage loans. $2,558,262,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $0 of loans were in credit card loans. $907,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 637 $263,197 $413,182
    Nonfarm, nonresidential loans - <$100k 16 $862 $53,875
    Nonfarm, nonresidential loans - $100-250k 88 $13,225 $150,284
    Nonfarm, nonresidential loans - $250k-1MM 533 $249,110 $467,373
    Commercial & Industrial, US addressed loans - <$1MM 785 $145,392 $185,213
    Commercial & Industrial, US addressed loans - <$100k 245 $6,901 $28,167
    Commercial & Industrial, US addressed loans - $100-250k 223 $26,924 $120,735
    Commercial & Industrial, US addressed loans - $250k-1MM 317 $111,567 $351,946