POUGHKEEPSIE - NEWBURGH - MIDDLETOWN Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Poughkeepsie - Newburgh - Middletown averaged
6.53%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.52% and
one month ago for the week of 2024-11-07, the
average rate was 6.52%.
Poughkeepsie - Newburgh - Middletown's average rate one year ago was 7.16%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7.49%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
| Poughkeepsie - Newburgh - Middletown 30 Year Fixed Rate | 2024-12-12 | 6.53% |
| Poughkeepsie - Newburgh - Middletown 30 Year Fixed Rate Refi | 2024-12-12 | 7.49% |
| Poughkeepsie - Newburgh - Middletown 15 Year Fixed Rate | 2024-12-12 | 6.13% |
| Poughkeepsie - Newburgh - Middletown 15 Year Fixed Rate Refi | 2024-12-12 | 6.04% |
| Poughkeepsie - Newburgh - Middletown 30 Year FHA | 2024-12-12 | 6.2% |
| Poughkeepsie - Newburgh - Middletown 30 Year FHA Refi | 2024-12-12 | 6.08% |
| Poughkeepsie - Newburgh - Middletown 30 Year USDA | 2024-12-12 | 6.1% |
| Poughkeepsie - Newburgh - Middletown 30 Year USDA Refi | 2024-12-12 | 6.4% |
| Poughkeepsie - Newburgh - Middletown 30 Year VA | 2024-12-12 | 5.79% |
| Poughkeepsie - Newburgh - Middletown 30 Year VA Refi | 2024-12-12 | 5.88% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY.
POUGHKEEPSIE - NEWBURGH - MIDDLETOWN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
POUGHKEEPSIE - NEWBURGH - MIDDLETOWN Average Closing Costs & Other Stats
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY's 176 lenders originated 10,685
loans during 2023. The total origination value was $3,154,085,000, with an average loan value of
$295,188.
POUGHKEEPSIE - NEWBURGH - MIDDLETOWN's average closing costs are $7,034.
The top POUGHKEEPSIE - NEWBURGH - MIDDLETOWN lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
472 loans originated. Their average total fees are
$11,447, which is $2,540
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee POUGHKEEPSIE - NEWBURGH - MIDDLETOWN lenders (with over 10 loans originated) are
Walden Savings Bank ($3,152), PCSB Bank ($3,262), TrustCo Bank ($3,757), NBT Bank ($3,900) and TEG Federal Credit Union ($4,019).
The lowest rate POUGHKEEPSIE - NEWBURGH - MIDDLETOWN lenders (with over 10 loans originated) are
Morgan Stanley Private Bank (5.82%), Bank of America (5.99%), Walden Savings Bank (6.03%), HUDSON VALLEY CREDIT UNION (6.13%) and Municipal Credit Union (6.15%).
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $319,350,000 | $311,085,000 | -2.6% | 9.9% |
| HUDSON VALLEY CREDIT UNION | $315,245,000 | $216,130,000 | -31.4% | 6.9% |
| QUICKEN LOANS, LLC | $324,710,000 | $189,650,000 | -41.6% | 6.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $115,950,000 | $112,240,000 | -3.2% | 3.6% |
| HOMESTEAD FUNDING CORP. | $168,170,000 | $95,705,000 | -43.1% | 3.0% |
| JPMorgan Chase Bank | $167,200,000 | $87,940,000 | -47.4% | 2.8% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $153,245,000 | $87,925,000 | -42.6% | 2.8% |
| Citizens Bank | $102,885,000 | $81,490,000 | -20.8% | 2.6% |
| Plains Commerce Bank | $14,390,000 | $76,125,000 | 429.0% | 2.4% |
| M&T Bank | $103,375,000 | $67,170,000 | -35.0% | 2.1% |
| ARK MORTGAGE, INC. | $117,255,000 | $62,090,000 | -47.0% | 2.0% |
| NEWREZ LLC | $26,405,000 | $56,415,000 | 113.7% | 1.8% |
| HUDSON HERITAGE | $25,280,000 | $53,460,000 | 111.5% | 1.7% |
| Walden Savings Bank | $49,200,000 | $52,270,000 | 6.2% | 1.7% |
| TD Bank | $57,030,000 | $52,090,000 | -8.7% | 1.7% |
| Flagstar Bank, FSB | $52,965,000 | $50,740,000 | -4.2% | 1.6% |
| M&T Realty Capital Corporation | $6,005,000 | $49,480,000 | 724.0% | 1.6% |
| TEG Federal Credit Union | $60,280,000 | $43,610,000 | -27.7% | 1.4% |
| Wells Fargo Bank | $135,405,000 | $41,240,000 | -69.5% | 1.3% |
| Bank of America | $89,670,000 | $39,855,000 | -55.6% | 1.3% |
| LOANDEPOT.COM, LLC | $187,970,000 | $39,445,000 | -79.0% | 1.3% |
| MID-HUDSON VALLEY | $44,165,000 | $39,405,000 | -10.8% | 1.2% |
| PLAZA HOME MORTGAGE, INC. | $26,175,000 | $36,260,000 | 38.5% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $5,920,000 | $35,805,000 | 504.8% | 1.1% |
| GUARANTEED RATE, INC. | $41,230,000 | $35,140,000 | -14.8% | 1.1% |
| Ulster Savings Bank | $53,715,000 | $33,605,000 | -37.4% | 1.1% |
| Rhinebeck Bank | $49,160,000 | $31,355,000 | -36.2% | 1.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $32,075,000 | $29,190,000 | -9.0% | 0.9% |
| KeyBank | $72,160,000 | $28,305,000 | -60.8% | 0.9% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $38,275,000 | $27,150,000 | -29.1% | 0.9% |
| Valley National Bank | $43,470,000 | $26,990,000 | -37.9% | 0.9% |
| Salisbury Bank and Trust Company | $67,375,000 | $24,865,000 | -63.1% | 0.8% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $39,250,000 | $24,725,000 | -37.0% | 0.8% |
| Morgan Stanley Private Bank | $17,070,000 | $23,900,000 | 40.0% | 0.8% |
| U.S. Bank | $21,055,000 | $22,730,000 | 8.0% | 0.7% |
| Citibank | $28,885,000 | $21,045,000 | -27.1% | 0.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $43,280,000 | $19,905,000 | -54.0% | 0.6% |
| Webster Bank | $12,995,000 | $19,770,000 | 52.1% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $32,025,000 | $19,545,000 | -39.0% | 0.6% |
| TrustCo Bank | $32,630,000 | $19,310,000 | -40.8% | 0.6% |
| Prudential Huntoon Paige Associates, LLC | $19,270,000 | n/a | 0.6% | |
| Mr. Cooper ( Nationstar Mortgage ) | $59,810,000 | $18,690,000 | -68.8% | 0.6% |
| CALIBER HOME LOANS, INC. | $100,290,000 | $18,360,000 | -81.7% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $17,775,000 | $18,020,000 | 1.4% | 0.6% |
| WALKER & DUNLOP, LLC | $18,005,000 | n/a | 0.6% | |
| FM Home Loans, LLC | $41,115,000 | $17,145,000 | -58.3% | 0.5% |
| A&D Mortgage LLC | $18,680,000 | $16,940,000 | -9.3% | 0.5% |
| Logan Finance Corporation | $285,000 | $15,780,000 | 5,436.8% | 0.5% |
| NORWICH COMMERCIAL GROUP, INC. | $375,000 | $14,780,000 | 3,841.3% | 0.5% |
| CARDINAL FINANCIAL | $17,035,000 | $13,375,000 | -21.5% | 0.4% |
| Rondout Savings Bank | $11,385,000 | $12,855,000 | 12.9% | 0.4% |
| East Coast Capital Corp. | $4,095,000 | $12,615,000 | 208.1% | 0.4% |
| NJ LENDERS CORP. | $14,775,000 | $12,065,000 | -18.3% | 0.4% |
| TBI MORTGAGE COMPANY | $11,870,000 | n/a | 0.4% | |
| CONTOUR MORTGAGE CORPORATION | $13,200,000 | $11,560,000 | -12.4% | 0.4% |
| Wallkill Valley Federal Savings and Loan Association | $20,795,000 | $11,480,000 | -44.8% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $8,790,000 | $11,190,000 | 27.3% | 0.4% |
| Bank of Millbrook | $10,605,000 | n/a | 0.3% | |
| TOTAL MORTGAGE SERVICES, LLC | $18,110,000 | $10,450,000 | -42.3% | 0.3% |
| Mortgage Research Center, LLC | $26,550,000 | $10,200,000 | -61.6% | 0.3% |
| The Federal Savings Bank | $15,540,000 | $9,470,000 | -39.1% | 0.3% |
| First Commerce Bank | $9,375,000 | n/a | 0.3% | |
| Discover Bank | $6,720,000 | $9,075,000 | 35.0% | 0.3% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $7,675,000 | $8,925,000 | 16.3% | 0.3% |
| Tompkins Trust Company | $6,045,000 | $8,790,000 | 45.4% | 0.3% |
| First Savings Bank | $2,390,000 | $8,675,000 | 263.0% | 0.3% |
| Municipal Credit Union | $9,035,000 | $8,520,000 | -5.7% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $8,365,000 | n/a | 0.3% | |
| Sawyer Savings Bank | $8,290,000 | $8,310,000 | 0.2% | 0.3% |
| PNC Bank | $12,825,000 | $7,795,000 | -39.2% | 0.2% |
| UBS Bank USA | $3,940,000 | $7,785,000 | 97.6% | 0.2% |
| Bethpage Federal Credit Union | $10,295,000 | $7,200,000 | -30.1% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $12,765,000 | $7,145,000 | -44.0% | 0.2% |
| BETTER MORTGAGE CORPORATION | $19,775,000 | $7,040,000 | -64.4% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $6,445,000 | $6,490,000 | 0.7% | 0.2% |
| EMM LOANS LLC | $8,680,000 | $6,280,000 | -27.6% | 0.2% |
| Carrington Mortgage Services, LLC | $7,730,000 | $6,265,000 | -19.0% | 0.2% |
| ARC HOME LLC | $33,065,000 | $6,195,000 | -81.3% | 0.2% |
| NBT Bank | $6,100,000 | n/a | 0.2% | |
| CLIFFCO, INC. | $7,090,000 | $5,995,000 | -15.4% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $12,840,000 | $5,890,000 | -54.1% | 0.2% |
| USAA Federal Savings Bank | $13,345,000 | $5,890,000 | -55.9% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $10,670,000 | $5,795,000 | -45.7% | 0.2% |
| CMG MORTGAGE, INC. | $4,895,000 | $5,525,000 | 12.9% | 0.2% |
| EMBRACE HOME LOANS, INC. | $9,350,000 | $5,250,000 | -43.9% | 0.2% |
| Hometown Equity Mortgage, LLC | $8,995,000 | $4,945,000 | -45.0% | 0.2% |
| Lakeland Bank | $51,095,000 | $4,810,000 | -90.6% | 0.2% |
| Orange Bank &Trust Company | $10,025,000 | $4,810,000 | -52.0% | 0.2% |
| MID-ISLAND MORTGAGE CORP. | $4,685,000 | $4,665,000 | -0.4% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $5,455,000 | $4,500,000 | -17.5% | 0.1% |
| FREEDOM MORTGAGE CORPORATION | $27,185,000 | $4,485,000 | -83.5% | 0.1% |
| NBKC BANK | $5,945,000 | $4,415,000 | -25.7% | 0.1% |
| First National Bank of America | $2,995,000 | $4,395,000 | 46.7% | 0.1% |
| Citadel Servicing Corporation | $1,765,000 | $4,330,000 | 145.3% | 0.1% |
| MLB RESIDENTIAL LENDING, LLC | $3,665,000 | $4,220,000 | 15.1% | 0.1% |
| Quontic Bank | $20,610,000 | $4,165,000 | -79.8% | 0.1% |
| Ally Bank | $975,000 | $4,125,000 | 323.1% | 0.1% |
| BMO Harris Bank | $4,005,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $5,070,000 | $3,870,000 | -23.7% | 0.1% |
| Charles Schwab Bank, SSB | $1,895,000 | $3,830,000 | 102.1% | 0.1% |
| Cathay Bank | $1,930,000 | $3,755,000 | 94.6% | 0.1% |
| Barings Multifamily Capital | $3,555,000 | n/a | 0.1% | |
| PCSB Bank | $5,125,000 | $3,415,000 | -33.4% | 0.1% |
| Stifel Bank and Trust | $4,195,000 | $3,270,000 | -22.1% | 0.1% |
| First Central Savings Bank | $205,000 | $3,210,000 | 1,465.9% | 0.1% |
| Berkshire Bank | $25,795,000 | $3,070,000 | -88.1% | 0.1% |
| MORTGAGE ACCESS CORP. | $7,770,000 | $2,950,000 | -62.0% | 0.1% |
| RF Renovo Management Company, LLC | $2,905,000 | n/a | 0.1% | |
| GREENWAY MORTGAGE FUNDING CORP. | $5,565,000 | $2,885,000 | -48.2% | 0.1% |
| ASSOCIATED MORTGAGE BANKERS, INC. | $2,930,000 | $2,880,000 | -1.7% | 0.1% |
| GuardHill Financial Corp. | $2,105,000 | $2,835,000 | 34.7% | 0.1% |
| SEFCU SERVICES, LLC | $4,775,000 | $2,815,000 | -41.0% | 0.1% |
| SUNMARK FEDERAL CREDIT UNION | $1,390,000 | $2,810,000 | 102.2% | 0.1% |
| Nassau Educators Federal Credit Union | $1,835,000 | $2,665,000 | 45.2% | 0.1% |
| Northpointe Bank | $6,960,000 | $2,640,000 | -62.1% | 0.1% |
| BOND STREET MORTGAGE, LLC | $1,750,000 | $2,605,000 | 48.9% | 0.1% |
| Provident Bank | $860,000 | $2,580,000 | 200.0% | 0.1% |
| Farm Credit East, ACA | $1,335,000 | $2,545,000 | 90.6% | 0.1% |
| PLANET HOME LENDING, LLC | $3,110,000 | $2,530,000 | -18.6% | 0.1% |
| Industrial Bank | $2,475,000 | n/a | 0.1% | |
| LIMA ONE CAPITAL, LLC | $1,385,000 | $2,420,000 | 74.7% | 0.1% |
| Prosperity Home Mortgage, LLC | $2,415,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,925,000 | $2,390,000 | 24.2% | 0.1% |
| WALL STREET MORTGAGE BANKERS, LTD. | $1,305,000 | $2,330,000 | 78.5% | 0.1% |
| Magnolia Bank | $1,820,000 | $2,310,000 | 26.9% | 0.1% |
| Equity Prime Mortgage LLC | $1,580,000 | $2,290,000 | 44.9% | 0.1% |
| TEACHERS | $2,590,000 | $2,255,000 | -12.9% | 0.1% |
| United Nations Federal Credit Union | $2,785,000 | $2,160,000 | -22.4% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $3,500,000 | $2,155,000 | -38.4% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $2,085,000 | $2,125,000 | 1.9% | 0.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $5,690,000 | $1,950,000 | -65.7% | 0.1% |
| US MORTGAGE CORPORATION | $5,015,000 | $1,925,000 | -61.6% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $385,000 | $1,850,000 | 380.5% | 0.1% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $1,180,000 | $1,710,000 | 44.9% | 0.1% |
| BNB Bank | $30,305,000 | $1,700,000 | -94.4% | 0.1% |
| RESIDENTIAL HOME FUNDING CORP. | $4,790,000 | $1,690,000 | -64.7% | 0.1% |
| LENDSURE MORTGAGE CORP. | $1,625,000 | n/a | 0.1% | |
| The Bank of Greene County | $14,960,000 | $1,625,000 | -89.1% | 0.1% |
| Bank of England | $1,365,000 | $1,615,000 | 18.3% | 0.1% |
| CONSTRUCTIVE LOANS, LLC | $1,585,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $2,310,000 | $1,555,000 | -32.7% | 0.0% |
| BLAIR SERVICES OF AMERICA INC. | $630,000 | $1,550,000 | 146.0% | 0.0% |
| The Upstate National Bank | $1,550,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $2,630,000 | $1,530,000 | -41.8% | 0.0% |
| NP, Inc. | $760,000 | $1,445,000 | 90.1% | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | $2,625,000 | $1,415,000 | -46.1% | 0.0% |
| JET DIRECT FUNDING CORP | $5,565,000 | $1,395,000 | -74.9% | 0.0% |
| Premium Mortgage Corporation | $760,000 | $1,395,000 | 83.6% | 0.0% |
| Farmers Bank & Trust | $1,380,000 | n/a | 0.0% | |
| NATIONAL COOPERATIVE BANK, N.A. | $1,305,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $1,480,000 | $1,290,000 | -12.8% | 0.0% |
| PHH Mortgage Corporation | $2,565,000 | $1,280,000 | -50.1% | 0.0% |
| LYNX MORTGAGE BANK LLC | $295,000 | $1,260,000 | 327.1% | 0.0% |
| BNY Mellon | $790,000 | $1,255,000 | 58.9% | 0.0% |
| Actors Federal Credit Union | $1,145,000 | $1,235,000 | 7.9% | 0.0% |
| STATE EMPLOYEES FEDERAL CREDIT UNION | $2,170,000 | $1,235,000 | -43.1% | 0.0% |
| Ballston Spa National Bank | $455,000 | $1,205,000 | 164.8% | 0.0% |
| CONTINENTAL MORTGAGE BANKERS, INC. | $1,180,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $735,000 | $1,180,000 | 60.5% | 0.0% |
| ENVOY MORTGAGE, LTD | $4,220,000 | $1,175,000 | -72.2% | 0.0% |
| Columbia Bank | $1,550,000 | $1,145,000 | -26.1% | 0.0% |
| VISIONS | $6,475,000 | $1,130,000 | -82.5% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $2,175,000 | $1,125,000 | -48.3% | 0.0% |
| Wayne Bank | $410,000 | $1,125,000 | 174.4% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $3,445,000 | $1,100,000 | -68.1% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $275,000 | $1,070,000 | 289.1% | 0.0% |
| Jeff Bank | $4,740,000 | $1,055,000 | -77.7% | 0.0% |
| First Republic Bank | $23,115,000 | $1,050,000 | -95.5% | 0.0% |
| USAlliance Federal Credit Union | $1,940,000 | $1,030,000 | -46.9% | 0.0% |
| International Bank of Chicago | $1,910,000 | $1,025,000 | -46.3% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $1,560,000 | $1,015,000 | -34.9% | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | $1,380,000 | $1,015,000 | -26.4% | 0.0% |
| First National Bank of Pennsylvania | $1,010,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $3,020,000 | $1,010,000 | -66.6% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $1,250,000 | $1,010,000 | -19.2% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $285,000 | $950,000 | 233.3% | 0.0% |
| Peapack-Gladstone Bank | $945,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $5,870,000 | $925,000 | -84.2% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $2,335,000 | $925,000 | -60.4% | 0.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | $2,405,000 | $920,000 | -61.7% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $880,000 | n/a | 0.0% | |
| BAYPORT FUNDING LLC | $880,000 | $875,000 | -0.6% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $605,000 | $875,000 | 44.6% | 0.0% |
| Brighton Bank | $865,000 | n/a | 0.0% | |
| Savings Bank of Danbury | $355,000 | $820,000 | 131.0% | 0.0% |
| First Horizon Bank | $4,860,000 | $800,000 | -83.5% | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $520,000 | $770,000 | 48.1% | 0.0% |
| Metro City Bank | $2,970,000 | $770,000 | -74.1% | 0.0% |
| Red River Bank | $745,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $670,000 | $705,000 | 5.2% | 0.0% |
| GREENWOOD | $650,000 | $695,000 | 6.9% | 0.0% |
| MLD MORTGAGE INC. | $305,000 | $690,000 | 126.2% | 0.0% |
| The Huntington National Bank | $215,000 | $680,000 | 216.3% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $2,725,000 | $660,000 | -75.8% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $660,000 | n/a | 0.0% | |
| City National Bank | $28,250,000 | $655,000 | -97.7% | 0.0% |
| ALLIANT CREDIT UNION | $750,000 | $650,000 | -13.3% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $1,160,000 | $630,000 | -45.7% | 0.0% |
| Presidential Bank, FSB | $630,000 | n/a | 0.0% | |
| SUMMIT MORTGAGE BANKERS INC. | $480,000 | $630,000 | 31.3% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $605,000 | n/a | 0.0% | |
| Northfield Bank | $1,065,000 | $605,000 | -43.2% | 0.0% |
| The Dime Bank | $355,000 | $605,000 | 70.4% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $525,000 | $585,000 | 11.4% | 0.0% |
| Northwest Community Bank | $575,000 | n/a | 0.0% | |
| GREATER ALLIANCE | $285,000 | $570,000 | 100.0% | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $650,000 | $555,000 | -14.6% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $555,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $325,000 | $550,000 | 69.2% | 0.0% |
| Northeastern Opearating Engineers FCU | $755,000 | $505,000 | -33.1% | 0.0% |
| SUMA YONKERS Federal Credit Union | $915,000 | $490,000 | -46.4% | 0.0% |
| SELF RELIANCE NY Federal Credit Union | $1,650,000 | $475,000 | -71.2% | 0.0% |
| Axos Bank | $1,615,000 | $455,000 | -71.8% | 0.0% |
| Meridian Bank Corporation | $455,000 | n/a | 0.0% | |
| Northwest Bank | $455,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $450,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $1,195,000 | $450,000 | -62.3% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $445,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $185,000 | $440,000 | 137.8% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $195,000 | $435,000 | 123.1% | 0.0% |
| Banco do Brasil Americas | $415,000 | n/a | 0.0% | |
| PATRIOT ONE MORTGAGE BANKERS, LLC | $1,145,000 | $415,000 | -63.8% | 0.0% |
| CIBM Bank | $405,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $2,200,000 | $405,000 | -81.6% | 0.0% |
| State Department Federal Credit Union | $740,000 | $405,000 | -45.3% | 0.0% |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $340,000 | $395,000 | 16.2% | 0.0% |
| American Airlines Federal Credit Union | $510,000 | $390,000 | -23.5% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $195,000 | $365,000 | 87.2% | 0.0% |
| UIF CORPORATION | $1,285,000 | $355,000 | -72.4% | 0.0% |
| Wilmington Savings Fund Society, FSB | $1,005,000 | $345,000 | -65.7% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $785,000 | $335,000 | -57.3% | 0.0% |
| BayCoast Bank | $620,000 | $325,000 | -47.6% | 0.0% |
| CROSS COUNTY SAVINGS BANK | $325,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $565,000 | $315,000 | -44.2% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $215,000 | $315,000 | 46.5% | 0.0% |
| The People's Credit Union | $145,000 | $315,000 | 117.2% | 0.0% |
| SUFFOLK | $310,000 | n/a | 0.0% | |
| Bank of Hope | $405,000 | $305,000 | -24.7% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $305,000 | n/a | 0.0% | |
| Byline Bank | $285,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $2,550,000 | $285,000 | -88.8% | 0.0% |
| Fifth Third Bank | $345,000 | $265,000 | -23.2% | 0.0% |
| CORNING | $445,000 | $260,000 | -41.6% | 0.0% |
| AFFINITY | $2,290,000 | $255,000 | -88.9% | 0.0% |
| ENCORE BANK | $255,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $3,335,000 | $245,000 | -92.7% | 0.0% |
| Five Star Bank | $225,000 | n/a | 0.0% | |
| HOME TOWN FUNDING, INC. | $720,000 | $215,000 | -70.1% | 0.0% |
| MILLENIUM HOME MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $185,000 | n/a | 0.0% | |
| Nations Lending Corporation | $1,280,000 | $175,000 | -86.3% | 0.0% |
| DEVELOPER'S MORTGAGE COMPANY | $165,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $165,000 | n/a | 0.0% | |
| Truist | $4,655,000 | $160,000 | -96.6% | 0.0% |
| RBC Bank, (Georgia) | $155,000 | $155,000 | 0.0% | 0.0% |
| SELFRELIANCE | $145,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $125,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $115,000 | n/a | 0.0% | |
| XCEL Federal Credit Union | $110,000 | n/a | 0.0% | |
| Glens Falls National Bank and Trust Company | $105,000 | n/a | 0.0% | |
| UTILITIES EMPLOYEES CREDIT UNION | $810,000 | $80,000 | -90.1% | 0.0% |
| Baxter Credit Union | $915,000 | $75,000 | -91.8% | 0.0% |
| ConnectOne Bank | $3,975,000 | $75,000 | -98.1% | 0.0% |
| JUSTICE Federal Credit Union | $75,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $85,000 | $75,000 | -11.8% | 0.0% |
| Service Federal Credit Union | $720,000 | $55,000 | -92.4% | 0.0% |
| The Canandaigua National Bank and Trust Company | $55,000 | n/a | 0.0% | |
| Pioneer Bank | $35,000 | n/a | 0.0% |
POUGHKEEPSIE - NEWBURGH - MIDDLETOWN's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.9% market share. In second place, with 6.9%, is HUDSON VALLEY CREDIT UNION, having originated $216,130,000 in loans. In third place, with 6.0%, is QUICKEN LOANS, LLC, having originated $189,650,000 in loans. In fourth place, with 3.6%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $112,240,000 in loans. In fifth place, with 3.0%, is HOMESTEAD FUNDING CORP., having originated $95,705,000 in loans.
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 10512 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,840 | $1,880 | $2,120 | $2,660 | $2,870 |
| 10910 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,150 | $1,250 | $1,610 | $2,050 | $2,280 |
| 10911 | Poughkeepsie-Newburgh-Middletown, NY MSA | $2,100 | $2,150 | $2,440 | $3,070 | $3,310 |
| 10912 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,150 | $1,250 | $1,610 | $2,050 | $2,280 |
| 10914 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,110 | $1,220 | $1,560 | $1,990 | $2,210 |
| 10915 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,180 | $1,280 | $1,650 | $2,110 | $2,340 |
| 10916 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,130 | $1,240 | $1,590 | $2,030 | $2,260 |
| 10917 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,390 | $1,520 | $1,950 | $2,480 | $2,760 |
| 10918 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,300 | $1,430 | $1,830 | $2,330 | $2,590 |
| 10919 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,140 | $1,250 | $1,600 | $2,050 | $2,270 |
| 10921 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,340 | $1,470 | $1,890 | $2,410 | $2,670 |
| 10922 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,680 | $1,840 | $2,360 | $3,010 | $3,340 |
| 10924 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,100 | $1,210 | $1,550 | $1,970 | $2,190 |
| 10925 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,030 | $1,130 | $1,450 | $1,850 | $2,050 |
| 10926 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,420 | $1,560 | $2,000 | $2,550 | $2,830 |
| 10928 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,160 | $1,270 | $1,630 | $2,080 | $2,300 |
| 10930 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,310 | $1,430 | $1,840 | $2,340 | $2,600 |
| 10932 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,160 | $1,270 | $1,630 | $2,080 | $2,300 |
| 10933 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,190 | $1,310 | $1,680 | $2,140 | $2,370 |
| 10940 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,160 | $1,270 | $1,630 | $2,080 | $2,300 |
| 10941 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,160 | $1,270 | $1,630 | $2,080 | $2,300 |
| 10949 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,150 | $1,250 | $1,610 | $2,050 | $2,280 |
| 10950 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,270 | $1,390 | $1,790 | $2,280 | $2,530 |
| 10953 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,220 | $1,340 | $1,720 | $2,180 | $2,420 |
| 10958 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,170 | $1,280 | $1,640 | $2,090 | $2,320 |
| 10959 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,150 | $1,250 | $1,610 | $2,050 | $2,280 |
| 10963 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,120 | $1,210 | $1,550 | $1,970 | $2,190 |
| 10969 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,060 | $1,180 | $1,500 | $1,910 | $2,130 |
| 10973 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,390 | $1,530 | $1,960 | $2,500 | $2,770 |
| 10975 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,240 | $1,360 | $1,750 | $2,230 | $2,470 |
| 10979 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,220 | $1,360 | $1,700 | $2,160 | $2,470 |
| 10981 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,150 | $1,250 | $1,610 | $2,050 | $2,280 |
| 10985 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,110 | $1,200 | $1,540 | $1,980 | $2,200 |
| 10987 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,820 | $1,850 | $2,110 | $2,660 | $2,860 |
| 10988 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,120 | $1,220 | $1,570 | $2,000 | $2,220 |
| 10990 | Poughkeepsie-Newburgh-Middletown, NY MSA | $990 | $1,080 | $1,390 | $1,770 | $1,970 |
| 10992 | Poughkeepsie-Newburgh-Middletown, NY MSA | $930 | $1,000 | $1,290 | $1,640 | $1,820 |
| 10996 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,690 | $1,850 | $2,370 | $3,020 | $3,350 |
| 10998 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,110 | $1,220 | $1,560 | $1,990 | $2,210 |
| 12501 | Poughkeepsie-Newburgh-Middletown, NY MSA | $980 | $1,070 | $1,380 | $1,760 | $1,950 |
| 12504 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,230 | $1,350 | $1,730 | $2,200 | $2,450 |
| 12506 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,100 | $1,210 | $1,550 | $1,970 | $2,190 |
| 12507 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,280 | $1,400 | $1,800 | $2,290 | $2,540 |
| 12508 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,270 | $1,390 | $1,780 | $2,270 | $2,520 |
| 12510 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,100 | $1,210 | $1,550 | $1,970 | $2,190 |
| 12511 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,100 | $1,210 | $1,550 | $1,970 | $2,190 |
| 12512 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,220 | $1,330 | $1,710 | $2,180 | $2,420 |
| 12514 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,170 | $1,280 | $1,640 | $2,090 | $2,320 |
| 12518 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,260 | $1,380 | $1,770 | $2,250 | $2,500 |
| 12520 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,220 | $1,330 | $1,710 | $2,180 | $2,420 |
| 12522 | Poughkeepsie-Newburgh-Middletown, NY MSA | $930 | $1,000 | $1,280 | $1,620 | $1,820 |
| 12524 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,820 | $1,850 | $2,110 | $2,660 | $2,860 |
| 12527 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,100 | $1,210 | $1,550 | $1,970 | $2,190 |
| 12531 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,820 | $1,850 | $2,110 | $2,660 | $2,860 |
| 12533 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,820 | $1,850 | $2,110 | $2,660 | $2,860 |
| 12537 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,100 | $1,210 | $1,550 | $1,970 | $2,190 |
| 12538 | Poughkeepsie-Newburgh-Middletown, NY MSA | $950 | $1,040 | $1,330 | $1,690 | $1,880 |
| 12540 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,490 | $1,640 | $2,100 | $2,670 | $2,970 |
| 12542 | Poughkeepsie-Newburgh-Middletown, NY MSA | $950 | $1,010 | $1,310 | $1,710 | $1,910 |
| 12543 | Poughkeepsie-Newburgh-Middletown, NY MSA | $990 | $1,080 | $1,390 | $1,770 | $1,970 |
| 12545 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,070 | $1,180 | $1,510 | $1,920 | $2,130 |
| 12546 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,000 | $1,100 | $1,410 | $1,800 | $1,990 |
| 12549 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,200 | $1,310 | $1,680 | $2,140 | $2,380 |
| 12550 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,050 | $1,150 | $1,480 | $1,880 | $2,090 |
| 12551 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,150 | $1,250 | $1,610 | $2,050 | $2,280 |
| 12552 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,150 | $1,250 | $1,610 | $2,050 | $2,280 |
| 12553 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,140 | $1,250 | $1,600 | $2,040 | $2,260 |
| 12555 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,150 | $1,250 | $1,610 | $2,050 | $2,280 |
| 12564 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,820 | $1,850 | $2,110 | $2,660 | $2,860 |
| 12566 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,170 | $1,260 | $1,620 | $2,100 | $2,330 |
| 12567 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,100 | $1,210 | $1,550 | $1,970 | $2,190 |
| 12569 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,200 | $1,310 | $1,680 | $2,140 | $2,380 |
| 12570 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,460 | $1,600 | $2,050 | $2,610 | $2,900 |
| 12571 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,060 | $1,160 | $1,490 | $1,900 | $2,110 |
| 12572 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,200 | $1,310 | $1,680 | $2,140 | $2,380 |
| 12574 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,200 | $1,310 | $1,680 | $2,140 | $2,380 |
| 12575 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,030 | $1,130 | $1,450 | $1,840 | $2,050 |
| 12577 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,290 | $1,370 | $1,730 | $2,200 | $2,470 |
| 12578 | Poughkeepsie-Newburgh-Middletown, NY MSA | $960 | $1,050 | $1,350 | $1,720 | $1,910 |
| 12580 | Poughkeepsie-Newburgh-Middletown, NY MSA | $930 | $1,000 | $1,280 | $1,620 | $1,820 |
| 12581 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,070 | $1,170 | $1,500 | $1,910 | $2,120 |
| 12582 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,820 | $1,850 | $2,110 | $2,660 | $2,860 |
| 12583 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,270 | $1,390 | $1,780 | $2,270 | $2,520 |
| 12584 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,150 | $1,250 | $1,610 | $2,050 | $2,280 |
| 12585 | Poughkeepsie-Newburgh-Middletown, NY MSA | $930 | $1,000 | $1,280 | $1,620 | $1,820 |
| 12586 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,190 | $1,300 | $1,670 | $2,130 | $2,360 |
| 12589 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,040 | $1,110 | $1,440 | $1,870 | $2,080 |
| 12590 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,220 | $1,330 | $1,710 | $2,180 | $2,420 |
| 12592 | Poughkeepsie-Newburgh-Middletown, NY MSA | $940 | $1,030 | $1,320 | $1,680 | $1,870 |
| 12594 | Poughkeepsie-Newburgh-Middletown, NY MSA | $930 | $1,000 | $1,280 | $1,620 | $1,820 |
| 12601 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,070 | $1,170 | $1,500 | $1,910 | $2,120 |
| 12602 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,100 | $1,210 | $1,550 | $1,970 | $2,190 |
| 12603 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,140 | $1,250 | $1,600 | $2,040 | $2,260 |
| 12604 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,140 | $1,250 | $1,600 | $2,040 | $2,260 |
| 12721 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,040 | $1,140 | $1,460 | $1,860 | $2,060 |
| 12729 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,020 | $1,120 | $1,440 | $1,830 | $2,040 |
| 12746 | Poughkeepsie-Newburgh-Middletown, NY MSA | $950 | $1,040 | $1,330 | $1,690 | $1,880 |
| 12754 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,150 | $1,250 | $1,610 | $2,050 | $2,280 |
| 12771 | Poughkeepsie-Newburgh-Middletown, NY MSA | $930 | $1,000 | $1,290 | $1,640 | $1,820 |
| 12780 | Poughkeepsie-Newburgh-Middletown, NY MSA | $930 | $1,000 | $1,290 | $1,640 | $1,820 |
| 12785 | Poughkeepsie-Newburgh-Middletown, NY MSA | $1,060 | $1,160 | $1,490 | $1,900 | $2,110 |
2022 Average & Median Rent Data Statistics
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY average 1BR rent: $1,302, median: $1,250
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY average 2BR rent: $1,649, median: $1,610
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY average 3BR rent: $2,099, median: $2,050
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,705 | $2,145,635,000 | $376,097 |
| Home Improvement | 1,595 | $177,055,000 | $111,006 |
| Cash Out Refi | 1,325 | $343,255,000 | $259,060 |
| Refi | 1,091 | $359,195,000 | $329,235 |
| Other | 966 | $128,050,000 | $132,557 |
| NA | 3 | $895,000 | $298,333 |
Poughkeepsie - Newburgh - Middletown's most frequently cited loan purpose was Home Purchase, with 5,705 originations. The 2nd most popular reason was Home Improvement, with 1,595 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,909 | $1,268,875,000 | $324,603 |
| 7-8% | 2,440 | $720,280,000 | $295,197 |
| Over 8% | 1,814 | $326,150,000 | $179,796 |
| 5-6% | 1,239 | $488,085,000 | $393,935 |
| 3-4% | 753 | $86,745,000 | $115,199 |
| 4-5% | 207 | $81,205,000 | $392,295 |
| <2.5% | 38 | $5,140,000 | $135,263 |
| 2.5-3% | 15 | $2,615,000 | $174,333 |
During 2023, Poughkeepsie - Newburgh - Middletown's most frequently originated rate bucket was 6-7%, with 3,909 originations.
Loan Sizing (POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 4,227 | $1,249,875,000 | $295,688 |
| $100,000 or less | 2,146 | $123,220,000 | $57,418 |
| $100k-200k | 2,000 | $284,110,000 | $142,055 |
| $400k-600k | 1,748 | $829,570,000 | $474,582 |
| $600k-1000k | 446 | $310,480,000 | $696,143 |
| $Over $1MM | 118 | $356,830,000 | $3,023,983 |
POUGHKEEPSIE - NEWBURGH - MIDDLETOWN's loan sizing saw the bucket of loans from $200k-400k with 4,227 originations, totaling $1,249,875,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,407 | $1,297,085,000 | $380,712 |
| 60-80% | 2,518 | $957,290,000 | $380,179 |
| Under 20% | 1,926 | $120,160,000 | $62,388 |
| 20-40% | 1,544 | $230,710,000 | $149,424 |
| 40-60% | 936 | $347,590,000 | $371,357 |
| Over 100% | 68 | $26,730,000 | $393,088 |
POUGHKEEPSIE - NEWBURGH - MIDDLETOWN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,407 originations, totaling $1,297,085,000 in origination value.