POUGHKEEPSIE - NEWBURGH - MIDDLETOWN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Poughkeepsie - Newburgh - Middletown averaged 6.97% for the week of 2024-05-23, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-05-16) was 7.15% and one month ago for the week of 2024-04-18, the average rate was 7.23%.

Poughkeepsie - Newburgh - Middletown's average rate one year ago was 6.22%.

For refis of the same type during the week of 2024-05-23, the average rate was 7.63%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-23 6.94%
Poughkeepsie - Newburgh - Middletown 30 Year Fixed Rate 2024-05-23 6.97%
Poughkeepsie - Newburgh - Middletown 30 Year Fixed Rate Refi 2024-05-23 7.63%
Poughkeepsie - Newburgh - Middletown 15 Year Fixed Rate 2024-05-23 6.53%
Poughkeepsie - Newburgh - Middletown 15 Year Fixed Rate Refi 2024-05-23 6.64%
Poughkeepsie - Newburgh - Middletown 30 Year FHA 2024-05-23 6.77%
Poughkeepsie - Newburgh - Middletown 30 Year FHA Refi 2024-05-23 6.55%
Poughkeepsie - Newburgh - Middletown 30 Year USDA 2024-05-23 6.54%
Poughkeepsie - Newburgh - Middletown 30 Year USDA Refi 2024-05-23 6.94%
Poughkeepsie - Newburgh - Middletown 30 Year VA 2024-05-23 6.68%
Poughkeepsie - Newburgh - Middletown 30 Year VA Refi 2024-05-23 6.77%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY.

POUGHKEEPSIE - NEWBURGH - MIDDLETOWN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 472 6.74% $11,447
QUICKEN LOANS, LLC 368 6.80% $8,907
HUDSON VALLEY CREDIT UNION 262 6.13% $4,691
CROSSCOUNTRY MORTGAGE, LLC 244 6.79% $7,230
HOMESTEAD FUNDING CORP. 220 6.72% $6,773
JPMorgan Chase Bank 216 6.72% $6,689
PRIMELENDING, A PLAINSCAPITAL COMPANY 182 6.71% $9,193
NEWREZ LLC 120 6.83% $8,697
TEG Federal Credit Union 101 6.63% $4,019
Wells Fargo Bank 96 6.35% $5,976
Plains Commerce Bank 74 6.67% $12,421
PENNYMAC LOAN SERVICES, LLC 72 6.65% $9,210
GUARANTEED RATE, INC. 72 6.58% $7,716
LOANDEPOT.COM, LLC 63 6.80% $6,908
Walden Savings Bank 60 6.03% $3,152
MID-HUDSON VALLEY 59 6.41% $5,414
Bank of America 59 5.99% $6,900
Valley National Bank 57 6.39% $6,033
UNITED NORTHERN MORTGAGE BANKERS LIMITED 56 6.90% $8,954
NATIONWIDE MORTGAGE BANKERS, INC. 56 7.14% $9,913
PLAZA HOME MORTGAGE, INC. 56 6.86% $11,050
Ulster Savings Bank 56 6.58% $4,559
M&T Bank 53 6.49% $6,372
TD Bank 50 6.41% $6,249
ARK MORTGAGE, INC. 49 6.86% $15,560
KeyBank 48 6.63% $5,083
Citizens Bank 45 6.55% $7,510
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 38 7.03% $8,177
MOVEMENT MORTGAGE, LLC 37 6.86% $7,930
Citibank 35 6.31% $7,729
Mr. Cooper ( Nationstar Mortgage ) 34 6.61% $10,630
A&D Mortgage LLC 32 8.31% $16,227
TrustCo Bank 31 6.44% $3,757
U.S. Bank 30 6.40% $10,529
CALIBER HOME LOANS, INC. 27 6.57% $9,266
NJ LENDERS CORP. 24 6.60% $7,342
Morgan Stanley Private Bank 24 5.82% $6,724
NAVY FEDERAL CREDIT UNION 23 6.55% $5,983
FM Home Loans, LLC 22 6.89% $7,354
CONTOUR MORTGAGE CORPORATION 22 6.93% $8,507
TOTAL MORTGAGE SERVICES, LLC 22 6.83% $8,165
East Coast Capital Corp. 21 7.00% $12,803
HOMEBRIDGE FINANCIAL SERVICES, INC. 21 6.68% $11,337
TBI MORTGAGE COMPANY 20 6.44% $12,687
NORWICH COMMERCIAL GROUP, INC. 20 7.58% $12,216
Flagstar Bank, FSB 19 6.95% $8,019
BETTER MORTGAGE CORPORATION 19 6.15% $7,309
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 17 7.10% $12,759
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 17 7.19% $8,883
Municipal Credit Union 16 6.15% $4,751
First Savings Bank 16 6.59% $11,072
First National Bank of America 14 10.52% $13,390
EMBRACE HOME LOANS, INC. 14 6.72% $8,407
GUARANTEED RATE AFFINITY, LLC 14 6.71% $7,353
The Federal Savings Bank 13 6.65% $14,071
EMM LOANS LLC 13 6.85% $8,986
CARDINAL FINANCIAL 13 6.99% $12,914
ARC HOME LLC 12 7.43% $10,083
NBT Bank 12 6.49% $3,900
Bethpage Federal Credit Union 11 6.51% $5,456
PCSB Bank 10 6.28% $3,262
Tompkins Trust Company 9 5.99% $4,444
Ally Bank 8 6.78% $10,196
NBKC BANK 8 6.62% $5,553
Quontic Bank 8 9.58% $16,570
CLIFFCO, INC. 8 6.92% $10,394
MORTGAGE ACCESS CORP. 8 6.85% $7,036
MID-ISLAND MORTGAGE CORP. 7 6.25% $9,180
HSBC BANK USA, NATIONAL ASSOCIATION 7 5.87% $5,122
AMERICAN FINANCIAL NETWORK, INC. 7 6.98% $13,381
SEFCU SERVICES, LLC 7 5.55% $4,944
BOND STREET MORTGAGE, LLC 7 6.57% $11,142
MLB RESIDENTIAL LENDING, LLC 7 7.57% $10,766
GREENWAY MORTGAGE FUNDING CORP. 6 6.56% $5,790
CMG MORTGAGE, INC. 6 7.56% $10,570
Cathay Bank 6 6.40% $5,956
ASSOCIATED MORTGAGE BANKERS, INC. 6 6.71% $7,832
UBS Bank USA 6 6.19% $10,088
Prosperity Home Mortgage, LLC 6 7.00% $7,325
United Nations Federal Credit Union 5 5.50% $5,333
Webster Bank 5 6.40% $11,070
SUNMARK FEDERAL CREDIT UNION 5 6.42% $4,713
Stifel Bank and Trust 5 5.48% $5,093
ROYAL UNITED MORTGAGE LLC 5 7.28% $11,006
PENTAGON FEDERAL CREDIT UNION 5 6.38% $4,967
RELIANCE FIRST CAPITAL, LLC 5 6.75% $9,570
Premium Mortgage Corporation 5 6.75% $4,133
Bank of England 4 6.72% $10,333
WALL STREET MORTGAGE BANKERS, LTD. 4 7.62% $21,622
Equity Prime Mortgage LLC 4 6.59% $13,164
BNB Bank 4 5.63% $6,165
Northpointe Bank 4 7.00% $15,141
INTERSTATE HOME LOAN CENTER, INC. 4 6.72% $8,537
CONTINENTAL MORTGAGE BANKERS, INC. 4 6.75% $8,683
HUDSON HERITAGE 4 5.88% $3,526
FREEDOM MORTGAGE CORPORATION 4 7.53% $11,584
Discover Bank 4 6.55% $0
RESIDENTIAL HOME FUNDING CORP. 3 7.04% $8,044
HARTFORD FUNDING, LTD. 3 7.38% $13,760
TEACHERS 3 6.88% $6,769
GuardHill Financial Corp. 3 7.13% $24,803
PREMIA MORTGAGE, LLC 3 6.18% $2,115
Columbia Bank 3 6.04% $5,913
Berkshire Bank 3 5.71% $6,903
Farmers Bank & Trust 3 6.29% $5,936
US MORTGAGE CORPORATION 3 6.50% $10,918
PHH Mortgage Corporation 3 6.67% $10,838
Charles Schwab Bank, SSB 3 6.08% $3,964
Actors Federal Credit Union 3 3.75% $5,593
PNC Bank 3 6.33% $4,767
ABSOLUTE HOME MORTGAGE CORPORATION 3 7.29% $10,153
LYNX MORTGAGE BANK LLC 3 6.50% $7,044
SUMMIT MORTGAGE BANKERS INC. 2 7.44% $8,541
ENVOY MORTGAGE, LTD 2 6.50% $10,431
VISIONS 2 6.13% $4,417
First Republic Bank 2 5.03% $6,525
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 5.94% $5,924
RESIDENTIAL HOME MORTGAGE CORPORATION 2 6.63% $9,964
Presidential Bank, FSB 2 6.81% $8,217
GUIDANCE RESIDENTIAL, LLC 2 6.50% $8,744
USAA Federal Savings Bank 2 6.25% $9,773
First Horizon Bank 2 5.75% $8,818
NATIONWIDE EQUITIES CORPORATION 2 7.31% $6,420
PLANET HOME LENDING, LLC 2 7.06% $12,666
First Central Savings Bank 2 9.00% $9,081
Magnolia Bank 2 6.88% $13,022
Lakeland Bank 2 6.25% $6,945
Metro City Bank 2 7.13% $8,906
Evolve Bank & Trust 2 5.69% $6,675
Savings Bank of Danbury 2 6.31% $7,231
First National Bank of Pennsylvania 2 6.00% $5,907
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 5.63% $3,397
Advisors Mortgage Group, L.L.C. 1 6.13% $9,692
ALLIED MORTGAGE GROUP, INC. 1 6.50% $11,716
AMERICAN FEDERAL MORTGAGE CORPORATION 1 8.13% $8,533
Axos Bank 1 6.13% $4,774
Bank-Fund Staff Federal Credit Union 1 6.50% $4,714
Bank of Hope 1 6.75% $7,057
BLAIR SERVICES OF AMERICA INC. 1 6.63% $19,838
BMO Harris Bank 1 6.00% $136,982
BNY Mellon 1 5.38% $9,032
Byline Bank 1 6.38% $4,296
Carrington Mortgage Services, LLC 1 5.88% $15,838
City National Bank 1 7.48% $7,400
CORNING 1 5.75% $4,269
DEVELOPER'S MORTGAGE COMPANY 1 6.50% $3,550
DIGITAL Federal Credit Union 1 6.13% $3,473
DRAPER AND KRAMER MORTGAGE CORP. 1 6.25% $4,385
Farm Credit East, ACA 1 7.30% $9,394
FIRST ALLIANCE HOME MORTGAGE, LLC 1 6.50% $19,262
First United Bank and Trust Company 1 7.13% $5,699
GREATER ALLIANCE 1 3.75% $2,953
Kwik Mortgage Corporation 1 7.75% $4,096
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 4.99% $4,882
Meridian Bank Corporation 1 7.13% $14,206
MILLENIUM HOME MORTGAGE, LLC 1 7.63% $7,963
MLD MORTGAGE INC. 1 5.88% $5,910
Nations Lending Corporation 1 6.50% $6,692
NETWORK CAPITAL FUNDING CORPORATION 1 6.50% $10,471
Northwest Bank 1 6.25% $6,328
NP, Inc. 1 7.87% $55,004
Peapack-Gladstone Bank 1 5.63% $5,990
Platinum Home Mortgage Corporation 1 6.99% $7,823
POLISH & SLAVIC FEDERAL CREDIT UNION 1 5.50% $3,810
Provident Bank 1 6.13% $15,835
QUORUM FEDERAL CREDIT UNION 1 6.25% $3,877
SELF RELIANCE NY Federal Credit Union 1 6.75% $3,494
Sierra Pacific Mortgage Company, Inc. 1 6.25% $8,593
State Department Federal Credit Union 1 6.50% $7,267
The Bank of Greene County 1 6.24% $2,864
The Huntington National Bank 1 5.33% $4,854
UIF CORPORATION 1 7.38% $4,737
USAlliance Federal Credit Union 1 7.63% $3,928
WILLIAM RAVEIS MORTGAGE, LLC 1 7.63% $5,558
Wilmington Savings Fund Society, FSB 1 6.25% $7,801
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 7.13% $6,207

POUGHKEEPSIE - NEWBURGH - MIDDLETOWN Average Closing Costs & Other Stats

POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY's 176 lenders originated 10,685 loans during 2023. The total origination value was $3,154,085,000, with an average loan value of $295,188.

POUGHKEEPSIE - NEWBURGH - MIDDLETOWN's average closing costs are $7,034.

The top POUGHKEEPSIE - NEWBURGH - MIDDLETOWN lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 472 loans originated. Their average total fees are $11,447, which is $2,540 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee POUGHKEEPSIE - NEWBURGH - MIDDLETOWN lenders (with over 10 loans originated) are Walden Savings Bank ($3,152), PCSB Bank ($3,262), TrustCo Bank ($3,757), NBT Bank ($3,900) and TEG Federal Credit Union ($4,019).

The lowest rate POUGHKEEPSIE - NEWBURGH - MIDDLETOWN lenders (with over 10 loans originated) are Morgan Stanley Private Bank (5.82%), Bank of America (5.99%), Walden Savings Bank (6.03%), HUDSON VALLEY CREDIT UNION (6.13%) and Municipal Credit Union (6.15%).

POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $319,350,000 $311,085,000 -2.6% 9.9%
HUDSON VALLEY CREDIT UNION $315,245,000 $216,130,000 -31.4% 6.9%
QUICKEN LOANS, LLC $324,710,000 $189,650,000 -41.6% 6.0%
CROSSCOUNTRY MORTGAGE, LLC $115,950,000 $112,240,000 -3.2% 3.6%
HOMESTEAD FUNDING CORP. $168,170,000 $95,705,000 -43.1% 3.0%
JPMorgan Chase Bank $167,200,000 $87,940,000 -47.4% 2.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $153,245,000 $87,925,000 -42.6% 2.8%
Citizens Bank $102,885,000 $81,490,000 -20.8% 2.6%
Plains Commerce Bank $14,390,000 $76,125,000 429.0% 2.4%
M&T Bank $103,375,000 $67,170,000 -35.0% 2.1%
ARK MORTGAGE, INC. $117,255,000 $62,090,000 -47.0% 2.0%
NEWREZ LLC $26,405,000 $56,415,000 113.7% 1.8%
HUDSON HERITAGE $25,280,000 $53,460,000 111.5% 1.7%
Walden Savings Bank $49,200,000 $52,270,000 6.2% 1.7%
TD Bank $57,030,000 $52,090,000 -8.7% 1.7%
Flagstar Bank, FSB $52,965,000 $50,740,000 -4.2% 1.6%
M&T Realty Capital Corporation $6,005,000 $49,480,000 724.0% 1.6%
TEG Federal Credit Union $60,280,000 $43,610,000 -27.7% 1.4%
Wells Fargo Bank $135,405,000 $41,240,000 -69.5% 1.3%
Bank of America $89,670,000 $39,855,000 -55.6% 1.3%
LOANDEPOT.COM, LLC $187,970,000 $39,445,000 -79.0% 1.3%
MID-HUDSON VALLEY $44,165,000 $39,405,000 -10.8% 1.2%
PLAZA HOME MORTGAGE, INC. $26,175,000 $36,260,000 38.5% 1.1%
PENNYMAC LOAN SERVICES, LLC $5,920,000 $35,805,000 504.8% 1.1%
GUARANTEED RATE, INC. $41,230,000 $35,140,000 -14.8% 1.1%
Ulster Savings Bank $53,715,000 $33,605,000 -37.4% 1.1%
Rhinebeck Bank $49,160,000 $31,355,000 -36.2% 1.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $32,075,000 $29,190,000 -9.0% 0.9%
KeyBank $72,160,000 $28,305,000 -60.8% 0.9%
NATIONWIDE MORTGAGE BANKERS, INC. $38,275,000 $27,150,000 -29.1% 0.9%
Valley National Bank $43,470,000 $26,990,000 -37.9% 0.9%
Salisbury Bank and Trust Company $67,375,000 $24,865,000 -63.1% 0.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $39,250,000 $24,725,000 -37.0% 0.8%
Morgan Stanley Private Bank $17,070,000 $23,900,000 40.0% 0.8%
U.S. Bank $21,055,000 $22,730,000 8.0% 0.7%
Citibank $28,885,000 $21,045,000 -27.1% 0.7%
HOMEBRIDGE FINANCIAL SERVICES, INC. $43,280,000 $19,905,000 -54.0% 0.6%
Webster Bank $12,995,000 $19,770,000 52.1% 0.6%
NAVY FEDERAL CREDIT UNION $32,025,000 $19,545,000 -39.0% 0.6%
TrustCo Bank $32,630,000 $19,310,000 -40.8% 0.6%
Prudential Huntoon Paige Associates, LLC $19,270,000 n/a 0.6%
Mr. Cooper ( Nationstar Mortgage ) $59,810,000 $18,690,000 -68.8% 0.6%
CALIBER HOME LOANS, INC. $100,290,000 $18,360,000 -81.7% 0.6%
MOVEMENT MORTGAGE, LLC $17,775,000 $18,020,000 1.4% 0.6%
WALKER & DUNLOP, LLC $18,005,000 n/a 0.6%
FM Home Loans, LLC $41,115,000 $17,145,000 -58.3% 0.5%
A&D Mortgage LLC $18,680,000 $16,940,000 -9.3% 0.5%
Logan Finance Corporation $285,000 $15,780,000 5,436.8% 0.5%
NORWICH COMMERCIAL GROUP, INC. $375,000 $14,780,000 3,841.3% 0.5%
CARDINAL FINANCIAL $17,035,000 $13,375,000 -21.5% 0.4%
Rondout Savings Bank $11,385,000 $12,855,000 12.9% 0.4%
East Coast Capital Corp. $4,095,000 $12,615,000 208.1% 0.4%
NJ LENDERS CORP. $14,775,000 $12,065,000 -18.3% 0.4%
TBI MORTGAGE COMPANY $11,870,000 n/a 0.4%
CONTOUR MORTGAGE CORPORATION $13,200,000 $11,560,000 -12.4% 0.4%
Wallkill Valley Federal Savings and Loan Association $20,795,000 $11,480,000 -44.8% 0.4%
LENDINGHOME FUNDING CORPORATION $8,790,000 $11,190,000 27.3% 0.4%
Bank of Millbrook $10,605,000 n/a 0.3%
TOTAL MORTGAGE SERVICES, LLC $18,110,000 $10,450,000 -42.3% 0.3%
Mortgage Research Center, LLC $26,550,000 $10,200,000 -61.6% 0.3%
The Federal Savings Bank $15,540,000 $9,470,000 -39.1% 0.3%
First Commerce Bank $9,375,000 n/a 0.3%
Discover Bank $6,720,000 $9,075,000 35.0% 0.3%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $7,675,000 $8,925,000 16.3% 0.3%
Tompkins Trust Company $6,045,000 $8,790,000 45.4% 0.3%
First Savings Bank $2,390,000 $8,675,000 263.0% 0.3%
Municipal Credit Union $9,035,000 $8,520,000 -5.7% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $8,365,000 n/a 0.3%
Sawyer Savings Bank $8,290,000 $8,310,000 0.2% 0.3%
PNC Bank $12,825,000 $7,795,000 -39.2% 0.2%
UBS Bank USA $3,940,000 $7,785,000 97.6% 0.2%
Bethpage Federal Credit Union $10,295,000 $7,200,000 -30.1% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $12,765,000 $7,145,000 -44.0% 0.2%
BETTER MORTGAGE CORPORATION $19,775,000 $7,040,000 -64.4% 0.2%
GUARANTEED RATE AFFINITY, LLC $6,445,000 $6,490,000 0.7% 0.2%
EMM LOANS LLC $8,680,000 $6,280,000 -27.6% 0.2%
Carrington Mortgage Services, LLC $7,730,000 $6,265,000 -19.0% 0.2%
ARC HOME LLC $33,065,000 $6,195,000 -81.3% 0.2%
NBT Bank $6,100,000 n/a 0.2%
CLIFFCO, INC. $7,090,000 $5,995,000 -15.4% 0.2%
PENTAGON FEDERAL CREDIT UNION $12,840,000 $5,890,000 -54.1% 0.2%
USAA Federal Savings Bank $13,345,000 $5,890,000 -55.9% 0.2%
RELIANCE FIRST CAPITAL, LLC $10,670,000 $5,795,000 -45.7% 0.2%
CMG MORTGAGE, INC. $4,895,000 $5,525,000 12.9% 0.2%
EMBRACE HOME LOANS, INC. $9,350,000 $5,250,000 -43.9% 0.2%
Hometown Equity Mortgage, LLC $8,995,000 $4,945,000 -45.0% 0.2%
Lakeland Bank $51,095,000 $4,810,000 -90.6% 0.2%
Orange Bank &Trust Company $10,025,000 $4,810,000 -52.0% 0.2%
MID-ISLAND MORTGAGE CORP. $4,685,000 $4,665,000 -0.4% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $5,455,000 $4,500,000 -17.5% 0.1%
FREEDOM MORTGAGE CORPORATION $27,185,000 $4,485,000 -83.5% 0.1%
NBKC BANK $5,945,000 $4,415,000 -25.7% 0.1%
First National Bank of America $2,995,000 $4,395,000 46.7% 0.1%
Citadel Servicing Corporation $1,765,000 $4,330,000 145.3% 0.1%
MLB RESIDENTIAL LENDING, LLC $3,665,000 $4,220,000 15.1% 0.1%
Quontic Bank $20,610,000 $4,165,000 -79.8% 0.1%
Ally Bank $975,000 $4,125,000 323.1% 0.1%
BMO Harris Bank $4,005,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $5,070,000 $3,870,000 -23.7% 0.1%
Charles Schwab Bank, SSB $1,895,000 $3,830,000 102.1% 0.1%
Cathay Bank $1,930,000 $3,755,000 94.6% 0.1%
Barings Multifamily Capital $3,555,000 n/a 0.1%
PCSB Bank $5,125,000 $3,415,000 -33.4% 0.1%
Stifel Bank and Trust $4,195,000 $3,270,000 -22.1% 0.1%
First Central Savings Bank $205,000 $3,210,000 1,465.9% 0.1%
Berkshire Bank $25,795,000 $3,070,000 -88.1% 0.1%
MORTGAGE ACCESS CORP. $7,770,000 $2,950,000 -62.0% 0.1%
RF Renovo Management Company, LLC $2,905,000 n/a 0.1%
GREENWAY MORTGAGE FUNDING CORP. $5,565,000 $2,885,000 -48.2% 0.1%
ASSOCIATED MORTGAGE BANKERS, INC. $2,930,000 $2,880,000 -1.7% 0.1%
GuardHill Financial Corp. $2,105,000 $2,835,000 34.7% 0.1%
SEFCU SERVICES, LLC $4,775,000 $2,815,000 -41.0% 0.1%
SUNMARK FEDERAL CREDIT UNION $1,390,000 $2,810,000 102.2% 0.1%
Nassau Educators Federal Credit Union $1,835,000 $2,665,000 45.2% 0.1%
Northpointe Bank $6,960,000 $2,640,000 -62.1% 0.1%
BOND STREET MORTGAGE, LLC $1,750,000 $2,605,000 48.9% 0.1%
Provident Bank $860,000 $2,580,000 200.0% 0.1%
Farm Credit East, ACA $1,335,000 $2,545,000 90.6% 0.1%
PLANET HOME LENDING, LLC $3,110,000 $2,530,000 -18.6% 0.1%
Industrial Bank $2,475,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $1,385,000 $2,420,000 74.7% 0.1%
Prosperity Home Mortgage, LLC $2,415,000 n/a 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $1,925,000 $2,390,000 24.2% 0.1%
WALL STREET MORTGAGE BANKERS, LTD. $1,305,000 $2,330,000 78.5% 0.1%
Magnolia Bank $1,820,000 $2,310,000 26.9% 0.1%
Equity Prime Mortgage LLC $1,580,000 $2,290,000 44.9% 0.1%
TEACHERS $2,590,000 $2,255,000 -12.9% 0.1%
United Nations Federal Credit Union $2,785,000 $2,160,000 -22.4% 0.1%
FINANCE OF AMERICA REVERSE LLC $3,500,000 $2,155,000 -38.4% 0.1%
ROYAL UNITED MORTGAGE LLC $2,085,000 $2,125,000 1.9% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $5,690,000 $1,950,000 -65.7% 0.1%
US MORTGAGE CORPORATION $5,015,000 $1,925,000 -61.6% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $385,000 $1,850,000 380.5% 0.1%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $1,180,000 $1,710,000 44.9% 0.1%
BNB Bank $30,305,000 $1,700,000 -94.4% 0.1%
RESIDENTIAL HOME FUNDING CORP. $4,790,000 $1,690,000 -64.7% 0.1%
LENDSURE MORTGAGE CORP. $1,625,000 n/a 0.1%
The Bank of Greene County $14,960,000 $1,625,000 -89.1% 0.1%
Bank of England $1,365,000 $1,615,000 18.3% 0.1%
CONSTRUCTIVE LOANS, LLC $1,585,000 n/a 0.1%
PREMIA MORTGAGE, LLC $2,310,000 $1,555,000 -32.7% 0.0%
BLAIR SERVICES OF AMERICA INC. $630,000 $1,550,000 146.0% 0.0%
The Upstate National Bank $1,550,000 n/a 0.0%
Evolve Bank & Trust $2,630,000 $1,530,000 -41.8% 0.0%
NP, Inc. $760,000 $1,445,000 90.1% 0.0%
INTERSTATE HOME LOAN CENTER, INC. $2,625,000 $1,415,000 -46.1% 0.0%
JET DIRECT FUNDING CORP $5,565,000 $1,395,000 -74.9% 0.0%
Premium Mortgage Corporation $760,000 $1,395,000 83.6% 0.0%
Farmers Bank & Trust $1,380,000 n/a 0.0%
NATIONAL COOPERATIVE BANK, N.A. $1,305,000 n/a 0.0%
LENDINGONE, LLC $1,480,000 $1,290,000 -12.8% 0.0%
PHH Mortgage Corporation $2,565,000 $1,280,000 -50.1% 0.0%
LYNX MORTGAGE BANK LLC $295,000 $1,260,000 327.1% 0.0%
BNY Mellon $790,000 $1,255,000 58.9% 0.0%
Actors Federal Credit Union $1,145,000 $1,235,000 7.9% 0.0%
STATE EMPLOYEES FEDERAL CREDIT UNION $2,170,000 $1,235,000 -43.1% 0.0%
Ballston Spa National Bank $455,000 $1,205,000 164.8% 0.0%
CONTINENTAL MORTGAGE BANKERS, INC. $1,180,000 n/a 0.0%
HARTFORD FUNDING, LTD. $735,000 $1,180,000 60.5% 0.0%
ENVOY MORTGAGE, LTD $4,220,000 $1,175,000 -72.2% 0.0%
Columbia Bank $1,550,000 $1,145,000 -26.1% 0.0%
VISIONS $6,475,000 $1,130,000 -82.5% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $2,175,000 $1,125,000 -48.3% 0.0%
Wayne Bank $410,000 $1,125,000 174.4% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $3,445,000 $1,100,000 -68.1% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $275,000 $1,070,000 289.1% 0.0%
Jeff Bank $4,740,000 $1,055,000 -77.7% 0.0%
First Republic Bank $23,115,000 $1,050,000 -95.5% 0.0%
USAlliance Federal Credit Union $1,940,000 $1,030,000 -46.9% 0.0%
International Bank of Chicago $1,910,000 $1,025,000 -46.3% 0.0%
AMERICAN HERITAGE LENDING, INC. $1,560,000 $1,015,000 -34.9% 0.0%
RESIDENTIAL HOME MORTGAGE CORPORATION $1,380,000 $1,015,000 -26.4% 0.0%
First National Bank of Pennsylvania $1,010,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $3,020,000 $1,010,000 -66.6% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,250,000 $1,010,000 -19.2% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $285,000 $950,000 233.3% 0.0%
Peapack-Gladstone Bank $945,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $5,870,000 $925,000 -84.2% 0.0%
QUORUM FEDERAL CREDIT UNION $2,335,000 $925,000 -60.4% 0.0%
WILLIAM RAVEIS MORTGAGE, LLC $2,405,000 $920,000 -61.7% 0.0%
NATIONWIDE EQUITIES CORPORATION $880,000 n/a 0.0%
BAYPORT FUNDING LLC $880,000 $875,000 -0.6% 0.0%
LONGBRIDGE FINANCIAL, LLC $605,000 $875,000 44.6% 0.0%
Brighton Bank $865,000 n/a 0.0%
Savings Bank of Danbury $355,000 $820,000 131.0% 0.0%
First Horizon Bank $4,860,000 $800,000 -83.5% 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $520,000 $770,000 48.1% 0.0%
Metro City Bank $2,970,000 $770,000 -74.1% 0.0%
Red River Bank $745,000 n/a 0.0%
21ST MORTGAGE CORPORATION $670,000 $705,000 5.2% 0.0%
GREENWOOD $650,000 $695,000 6.9% 0.0%
MLD MORTGAGE INC. $305,000 $690,000 126.2% 0.0%
The Huntington National Bank $215,000 $680,000 216.3% 0.0%
Advisors Mortgage Group, L.L.C. $2,725,000 $660,000 -75.8% 0.0%
LAKEVIEW LOAN SERVICING, LLC $660,000 n/a 0.0%
City National Bank $28,250,000 $655,000 -97.7% 0.0%
ALLIANT CREDIT UNION $750,000 $650,000 -13.3% 0.0%
GUIDANCE RESIDENTIAL, LLC $1,160,000 $630,000 -45.7% 0.0%
Presidential Bank, FSB $630,000 n/a 0.0%
SUMMIT MORTGAGE BANKERS INC. $480,000 $630,000 31.3% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $605,000 n/a 0.0%
Northfield Bank $1,065,000 $605,000 -43.2% 0.0%
The Dime Bank $355,000 $605,000 70.4% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $525,000 $585,000 11.4% 0.0%
Northwest Community Bank $575,000 n/a 0.0%
GREATER ALLIANCE $285,000 $570,000 100.0% 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $650,000 $555,000 -14.6% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $555,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $325,000 $550,000 69.2% 0.0%
Northeastern Opearating Engineers FCU $755,000 $505,000 -33.1% 0.0%
SUMA YONKERS Federal Credit Union $915,000 $490,000 -46.4% 0.0%
SELF RELIANCE NY Federal Credit Union $1,650,000 $475,000 -71.2% 0.0%
Axos Bank $1,615,000 $455,000 -71.8% 0.0%
Meridian Bank Corporation $455,000 n/a 0.0%
Northwest Bank $455,000 n/a 0.0%
AMWEST FUNDING CORP. $450,000 n/a 0.0%
DIGITAL Federal Credit Union $1,195,000 $450,000 -62.3% 0.0%
FOUNDATION MORTGAGE CORPORATION $445,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $185,000 $440,000 137.8% 0.0%
Bank-Fund Staff Federal Credit Union $195,000 $435,000 123.1% 0.0%
Banco do Brasil Americas $415,000 n/a 0.0%
PATRIOT ONE MORTGAGE BANKERS, LLC $1,145,000 $415,000 -63.8% 0.0%
CIBM Bank $405,000 n/a 0.0%
Kwik Mortgage Corporation $2,200,000 $405,000 -81.6% 0.0%
State Department Federal Credit Union $740,000 $405,000 -45.3% 0.0%
POLISH & SLAVIC FEDERAL CREDIT UNION $340,000 $395,000 16.2% 0.0%
American Airlines Federal Credit Union $510,000 $390,000 -23.5% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $195,000 $365,000 87.2% 0.0%
UIF CORPORATION $1,285,000 $355,000 -72.4% 0.0%
Wilmington Savings Fund Society, FSB $1,005,000 $345,000 -65.7% 0.0%
ALLIED MORTGAGE GROUP, INC. $785,000 $335,000 -57.3% 0.0%
BayCoast Bank $620,000 $325,000 -47.6% 0.0%
CROSS COUNTY SAVINGS BANK $325,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $565,000 $315,000 -44.2% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $215,000 $315,000 46.5% 0.0%
The People's Credit Union $145,000 $315,000 117.2% 0.0%
SUFFOLK $310,000 n/a 0.0%
Bank of Hope $405,000 $305,000 -24.7% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $305,000 n/a 0.0%
Byline Bank $285,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $2,550,000 $285,000 -88.8% 0.0%
Fifth Third Bank $345,000 $265,000 -23.2% 0.0%
CORNING $445,000 $260,000 -41.6% 0.0%
AFFINITY $2,290,000 $255,000 -88.9% 0.0%
ENCORE BANK $255,000 n/a 0.0%
SILVER HILL FUNDING, LLC $3,335,000 $245,000 -92.7% 0.0%
Five Star Bank $225,000 n/a 0.0%
HOME TOWN FUNDING, INC. $720,000 $215,000 -70.1% 0.0%
MILLENIUM HOME MORTGAGE, LLC $195,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $185,000 n/a 0.0%
Nations Lending Corporation $1,280,000 $175,000 -86.3% 0.0%
DEVELOPER'S MORTGAGE COMPANY $165,000 n/a 0.0%
Platinum Home Mortgage Corporation $165,000 n/a 0.0%
Truist $4,655,000 $160,000 -96.6% 0.0%
RBC Bank, (Georgia) $155,000 $155,000 0.0% 0.0%
SELFRELIANCE $145,000 n/a 0.0%
First United Bank and Trust Company $125,000 n/a 0.0%
Signature Federal Credit Union $115,000 n/a 0.0%
XCEL Federal Credit Union $110,000 n/a 0.0%
Glens Falls National Bank and Trust Company $105,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $810,000 $80,000 -90.1% 0.0%
Baxter Credit Union $915,000 $75,000 -91.8% 0.0%
ConnectOne Bank $3,975,000 $75,000 -98.1% 0.0%
JUSTICE Federal Credit Union $75,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $85,000 $75,000 -11.8% 0.0%
Service Federal Credit Union $720,000 $55,000 -92.4% 0.0%
The Canandaigua National Bank and Trust Company $55,000 n/a 0.0%
Pioneer Bank $35,000 n/a 0.0%

POUGHKEEPSIE - NEWBURGH - MIDDLETOWN's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.9% market share. In second place, with 6.9%, is HUDSON VALLEY CREDIT UNION, having originated $216,130,000 in loans. In third place, with 6.0%, is QUICKEN LOANS, LLC, having originated $189,650,000 in loans. In fourth place, with 3.6%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $112,240,000 in loans. In fifth place, with 3.0%, is HOMESTEAD FUNDING CORP., having originated $95,705,000 in loans.

POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
10512 Poughkeepsie-Newburgh-Middletown, NY MSA $1,840 $1,880 $2,120 $2,660 $2,870
10910 Poughkeepsie-Newburgh-Middletown, NY MSA $1,150 $1,250 $1,610 $2,050 $2,280
10911 Poughkeepsie-Newburgh-Middletown, NY MSA $2,100 $2,150 $2,440 $3,070 $3,310
10912 Poughkeepsie-Newburgh-Middletown, NY MSA $1,150 $1,250 $1,610 $2,050 $2,280
10914 Poughkeepsie-Newburgh-Middletown, NY MSA $1,110 $1,220 $1,560 $1,990 $2,210
10915 Poughkeepsie-Newburgh-Middletown, NY MSA $1,180 $1,280 $1,650 $2,110 $2,340
10916 Poughkeepsie-Newburgh-Middletown, NY MSA $1,130 $1,240 $1,590 $2,030 $2,260
10917 Poughkeepsie-Newburgh-Middletown, NY MSA $1,390 $1,520 $1,950 $2,480 $2,760
10918 Poughkeepsie-Newburgh-Middletown, NY MSA $1,300 $1,430 $1,830 $2,330 $2,590
10919 Poughkeepsie-Newburgh-Middletown, NY MSA $1,140 $1,250 $1,600 $2,050 $2,270
10921 Poughkeepsie-Newburgh-Middletown, NY MSA $1,340 $1,470 $1,890 $2,410 $2,670
10922 Poughkeepsie-Newburgh-Middletown, NY MSA $1,680 $1,840 $2,360 $3,010 $3,340
10924 Poughkeepsie-Newburgh-Middletown, NY MSA $1,100 $1,210 $1,550 $1,970 $2,190
10925 Poughkeepsie-Newburgh-Middletown, NY MSA $1,030 $1,130 $1,450 $1,850 $2,050
10926 Poughkeepsie-Newburgh-Middletown, NY MSA $1,420 $1,560 $2,000 $2,550 $2,830
10928 Poughkeepsie-Newburgh-Middletown, NY MSA $1,160 $1,270 $1,630 $2,080 $2,300
10930 Poughkeepsie-Newburgh-Middletown, NY MSA $1,310 $1,430 $1,840 $2,340 $2,600
10932 Poughkeepsie-Newburgh-Middletown, NY MSA $1,160 $1,270 $1,630 $2,080 $2,300
10933 Poughkeepsie-Newburgh-Middletown, NY MSA $1,190 $1,310 $1,680 $2,140 $2,370
10940 Poughkeepsie-Newburgh-Middletown, NY MSA $1,160 $1,270 $1,630 $2,080 $2,300
10941 Poughkeepsie-Newburgh-Middletown, NY MSA $1,160 $1,270 $1,630 $2,080 $2,300
10949 Poughkeepsie-Newburgh-Middletown, NY MSA $1,150 $1,250 $1,610 $2,050 $2,280
10950 Poughkeepsie-Newburgh-Middletown, NY MSA $1,270 $1,390 $1,790 $2,280 $2,530
10953 Poughkeepsie-Newburgh-Middletown, NY MSA $1,220 $1,340 $1,720 $2,180 $2,420
10958 Poughkeepsie-Newburgh-Middletown, NY MSA $1,170 $1,280 $1,640 $2,090 $2,320
10959 Poughkeepsie-Newburgh-Middletown, NY MSA $1,150 $1,250 $1,610 $2,050 $2,280
10963 Poughkeepsie-Newburgh-Middletown, NY MSA $1,120 $1,210 $1,550 $1,970 $2,190
10969 Poughkeepsie-Newburgh-Middletown, NY MSA $1,060 $1,180 $1,500 $1,910 $2,130
10973 Poughkeepsie-Newburgh-Middletown, NY MSA $1,390 $1,530 $1,960 $2,500 $2,770
10975 Poughkeepsie-Newburgh-Middletown, NY MSA $1,240 $1,360 $1,750 $2,230 $2,470
10979 Poughkeepsie-Newburgh-Middletown, NY MSA $1,220 $1,360 $1,700 $2,160 $2,470
10981 Poughkeepsie-Newburgh-Middletown, NY MSA $1,150 $1,250 $1,610 $2,050 $2,280
10985 Poughkeepsie-Newburgh-Middletown, NY MSA $1,110 $1,200 $1,540 $1,980 $2,200
10987 Poughkeepsie-Newburgh-Middletown, NY MSA $1,820 $1,850 $2,110 $2,660 $2,860
10988 Poughkeepsie-Newburgh-Middletown, NY MSA $1,120 $1,220 $1,570 $2,000 $2,220
10990 Poughkeepsie-Newburgh-Middletown, NY MSA $990 $1,080 $1,390 $1,770 $1,970
10992 Poughkeepsie-Newburgh-Middletown, NY MSA $930 $1,000 $1,290 $1,640 $1,820
10996 Poughkeepsie-Newburgh-Middletown, NY MSA $1,690 $1,850 $2,370 $3,020 $3,350
10998 Poughkeepsie-Newburgh-Middletown, NY MSA $1,110 $1,220 $1,560 $1,990 $2,210
12501 Poughkeepsie-Newburgh-Middletown, NY MSA $980 $1,070 $1,380 $1,760 $1,950
12504 Poughkeepsie-Newburgh-Middletown, NY MSA $1,230 $1,350 $1,730 $2,200 $2,450
12506 Poughkeepsie-Newburgh-Middletown, NY MSA $1,100 $1,210 $1,550 $1,970 $2,190
12507 Poughkeepsie-Newburgh-Middletown, NY MSA $1,280 $1,400 $1,800 $2,290 $2,540
12508 Poughkeepsie-Newburgh-Middletown, NY MSA $1,270 $1,390 $1,780 $2,270 $2,520
12510 Poughkeepsie-Newburgh-Middletown, NY MSA $1,100 $1,210 $1,550 $1,970 $2,190
12511 Poughkeepsie-Newburgh-Middletown, NY MSA $1,100 $1,210 $1,550 $1,970 $2,190
12512 Poughkeepsie-Newburgh-Middletown, NY MSA $1,220 $1,330 $1,710 $2,180 $2,420
12514 Poughkeepsie-Newburgh-Middletown, NY MSA $1,170 $1,280 $1,640 $2,090 $2,320
12518 Poughkeepsie-Newburgh-Middletown, NY MSA $1,260 $1,380 $1,770 $2,250 $2,500
12520 Poughkeepsie-Newburgh-Middletown, NY MSA $1,220 $1,330 $1,710 $2,180 $2,420
12522 Poughkeepsie-Newburgh-Middletown, NY MSA $930 $1,000 $1,280 $1,620 $1,820
12524 Poughkeepsie-Newburgh-Middletown, NY MSA $1,820 $1,850 $2,110 $2,660 $2,860
12527 Poughkeepsie-Newburgh-Middletown, NY MSA $1,100 $1,210 $1,550 $1,970 $2,190
12531 Poughkeepsie-Newburgh-Middletown, NY MSA $1,820 $1,850 $2,110 $2,660 $2,860
12533 Poughkeepsie-Newburgh-Middletown, NY MSA $1,820 $1,850 $2,110 $2,660 $2,860
12537 Poughkeepsie-Newburgh-Middletown, NY MSA $1,100 $1,210 $1,550 $1,970 $2,190
12538 Poughkeepsie-Newburgh-Middletown, NY MSA $950 $1,040 $1,330 $1,690 $1,880
12540 Poughkeepsie-Newburgh-Middletown, NY MSA $1,490 $1,640 $2,100 $2,670 $2,970
12542 Poughkeepsie-Newburgh-Middletown, NY MSA $950 $1,010 $1,310 $1,710 $1,910
12543 Poughkeepsie-Newburgh-Middletown, NY MSA $990 $1,080 $1,390 $1,770 $1,970
12545 Poughkeepsie-Newburgh-Middletown, NY MSA $1,070 $1,180 $1,510 $1,920 $2,130
12546 Poughkeepsie-Newburgh-Middletown, NY MSA $1,000 $1,100 $1,410 $1,800 $1,990
12549 Poughkeepsie-Newburgh-Middletown, NY MSA $1,200 $1,310 $1,680 $2,140 $2,380
12550 Poughkeepsie-Newburgh-Middletown, NY MSA $1,050 $1,150 $1,480 $1,880 $2,090
12551 Poughkeepsie-Newburgh-Middletown, NY MSA $1,150 $1,250 $1,610 $2,050 $2,280
12552 Poughkeepsie-Newburgh-Middletown, NY MSA $1,150 $1,250 $1,610 $2,050 $2,280
12553 Poughkeepsie-Newburgh-Middletown, NY MSA $1,140 $1,250 $1,600 $2,040 $2,260
12555 Poughkeepsie-Newburgh-Middletown, NY MSA $1,150 $1,250 $1,610 $2,050 $2,280
12564 Poughkeepsie-Newburgh-Middletown, NY MSA $1,820 $1,850 $2,110 $2,660 $2,860
12566 Poughkeepsie-Newburgh-Middletown, NY MSA $1,170 $1,260 $1,620 $2,100 $2,330
12567 Poughkeepsie-Newburgh-Middletown, NY MSA $1,100 $1,210 $1,550 $1,970 $2,190
12569 Poughkeepsie-Newburgh-Middletown, NY MSA $1,200 $1,310 $1,680 $2,140 $2,380
12570 Poughkeepsie-Newburgh-Middletown, NY MSA $1,460 $1,600 $2,050 $2,610 $2,900
12571 Poughkeepsie-Newburgh-Middletown, NY MSA $1,060 $1,160 $1,490 $1,900 $2,110
12572 Poughkeepsie-Newburgh-Middletown, NY MSA $1,200 $1,310 $1,680 $2,140 $2,380
12574 Poughkeepsie-Newburgh-Middletown, NY MSA $1,200 $1,310 $1,680 $2,140 $2,380
12575 Poughkeepsie-Newburgh-Middletown, NY MSA $1,030 $1,130 $1,450 $1,840 $2,050
12577 Poughkeepsie-Newburgh-Middletown, NY MSA $1,290 $1,370 $1,730 $2,200 $2,470
12578 Poughkeepsie-Newburgh-Middletown, NY MSA $960 $1,050 $1,350 $1,720 $1,910
12580 Poughkeepsie-Newburgh-Middletown, NY MSA $930 $1,000 $1,280 $1,620 $1,820
12581 Poughkeepsie-Newburgh-Middletown, NY MSA $1,070 $1,170 $1,500 $1,910 $2,120
12582 Poughkeepsie-Newburgh-Middletown, NY MSA $1,820 $1,850 $2,110 $2,660 $2,860
12583 Poughkeepsie-Newburgh-Middletown, NY MSA $1,270 $1,390 $1,780 $2,270 $2,520
12584 Poughkeepsie-Newburgh-Middletown, NY MSA $1,150 $1,250 $1,610 $2,050 $2,280
12585 Poughkeepsie-Newburgh-Middletown, NY MSA $930 $1,000 $1,280 $1,620 $1,820
12586 Poughkeepsie-Newburgh-Middletown, NY MSA $1,190 $1,300 $1,670 $2,130 $2,360
12589 Poughkeepsie-Newburgh-Middletown, NY MSA $1,040 $1,110 $1,440 $1,870 $2,080
12590 Poughkeepsie-Newburgh-Middletown, NY MSA $1,220 $1,330 $1,710 $2,180 $2,420
12592 Poughkeepsie-Newburgh-Middletown, NY MSA $940 $1,030 $1,320 $1,680 $1,870
12594 Poughkeepsie-Newburgh-Middletown, NY MSA $930 $1,000 $1,280 $1,620 $1,820
12601 Poughkeepsie-Newburgh-Middletown, NY MSA $1,070 $1,170 $1,500 $1,910 $2,120
12602 Poughkeepsie-Newburgh-Middletown, NY MSA $1,100 $1,210 $1,550 $1,970 $2,190
12603 Poughkeepsie-Newburgh-Middletown, NY MSA $1,140 $1,250 $1,600 $2,040 $2,260
12604 Poughkeepsie-Newburgh-Middletown, NY MSA $1,140 $1,250 $1,600 $2,040 $2,260
12721 Poughkeepsie-Newburgh-Middletown, NY MSA $1,040 $1,140 $1,460 $1,860 $2,060
12729 Poughkeepsie-Newburgh-Middletown, NY MSA $1,020 $1,120 $1,440 $1,830 $2,040
12746 Poughkeepsie-Newburgh-Middletown, NY MSA $950 $1,040 $1,330 $1,690 $1,880
12754 Poughkeepsie-Newburgh-Middletown, NY MSA $1,150 $1,250 $1,610 $2,050 $2,280
12771 Poughkeepsie-Newburgh-Middletown, NY MSA $930 $1,000 $1,290 $1,640 $1,820
12780 Poughkeepsie-Newburgh-Middletown, NY MSA $930 $1,000 $1,290 $1,640 $1,820
12785 Poughkeepsie-Newburgh-Middletown, NY MSA $1,060 $1,160 $1,490 $1,900 $2,110

2022 Average & Median Rent Data Statistics
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY average 1BR rent: $1,302, median: $1,250
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY average 2BR rent: $1,649, median: $1,610
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY average 3BR rent: $2,099, median: $2,050

POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 5,705 $2,145,635,000 $376,097
Home Improvement 1,595 $177,055,000 $111,006
Cash Out Refi 1,325 $343,255,000 $259,060
Refi 1,091 $359,195,000 $329,235
Other 966 $128,050,000 $132,557
NA 3 $895,000 $298,333

Poughkeepsie - Newburgh - Middletown's most frequently cited loan purpose was Home Purchase, with 5,705 originations. The 2nd most popular reason was Home Improvement, with 1,595 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 3,909 $1,268,875,000 $324,603
7-8% 2,440 $720,280,000 $295,197
Over 8% 1,814 $326,150,000 $179,796
5-6% 1,239 $488,085,000 $393,935
3-4% 753 $86,745,000 $115,199
4-5% 207 $81,205,000 $392,295
<2.5% 38 $5,140,000 $135,263
2.5-3% 15 $2,615,000 $174,333

During 2023, Poughkeepsie - Newburgh - Middletown's most frequently originated rate bucket was 6-7%, with 3,909 originations.

Loan Sizing (POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 4,227 $1,249,875,000 $295,688
$100,000 or less 2,146 $123,220,000 $57,418
$100k-200k 2,000 $284,110,000 $142,055
$400k-600k 1,748 $829,570,000 $474,582
$600k-1000k 446 $310,480,000 $696,143
$Over $1MM 118 $356,830,000 $3,023,983

POUGHKEEPSIE - NEWBURGH - MIDDLETOWN's loan sizing saw the bucket of loans from $200k-400k with 4,227 originations, totaling $1,249,875,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,407 $1,297,085,000 $380,712
60-80% 2,518 $957,290,000 $380,179
Under 20% 1,926 $120,160,000 $62,388
20-40% 1,544 $230,710,000 $149,424
40-60% 936 $347,590,000 $371,357
Over 100% 68 $26,730,000 $393,088

POUGHKEEPSIE - NEWBURGH - MIDDLETOWN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,407 originations, totaling $1,297,085,000 in origination value.